The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1ST FINL BANCORP COM 320209109 31,821 1,016 SH SOLE 1,016 0 0
3M CO COM 88579Y101 162,344 989 SH DFND 0 0 989
3M CO COM 88579Y101 356,698 2,173 SH SOLE 2,173 0 0
ABBOTT LABORATORIES COM 002824100 2,579,858 26,104 SH DFND 3,800 0 22,304
ABBOTT LABORATORIES COM 002824100 7,667,330 77,581 SH SOLE 76,654 0 927
ABBVIE INC COM 00287Y109 7,564,136 28,916 SH DFND 2,180 0 26,736
ABBVIE INC COM 00287Y109 1,728,587 6,608 SH SOLE 6,608 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 80,866 441 SH DFND 0 0 441
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 232,880 1,270 SH SOLE 1,270 0 0
ADOBE INC COM 00724F101 52,787 220 SH SOLE 220 0 0
ADVANCED MICRO DEVICES INC COM 007903107 165,787 271 SH SOLE 271 0 0
ADVANSIX INC COM 00773T101 15,920 1,000 SH DFND 0 0 1,000
AFLAC INC COM 001055102 81,152 726 SH SOLE 726 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 82,192 477 SH DFND 325 0 152
AIR PRODUCTS AND CHEMICALS I COM 009158106 417,345 1,500 SH DFND 0 0 1,500
AIR PRODUCTS AND CHEMICALS I COM 009158106 27,823 100 SH SOLE 100 0 0
ALCOA CORP COM 013872106 84,000 2,000 SH DFND 0 0 2,000
ALGONQUIN POWER & UTILITIES COM 015857105 15,090 3,000 SH DFND 3,000 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,075 10 SH SOLE 10 0 0
ALLSTATE CORP COM 020002101 9,762 44 SH DFND 0 0 44
ALPHABET INC CAP STK CL C 02079K107 408,888 1,200 SH DFND 0 0 1,200
ALPHABET INC CAP STK CL C 02079K107 1,440,649 4,228 SH SOLE 4,228 0 0
ALPHABET INC CAP STK CL A 02079K305 600,420 1,745 SH DFND 110 0 1,635
ALPHABET INC CAP STK CL A 02079K305 22,019,056 63,994 SH SOLE 62,988 0 1,006
ALTRIA GROUP INC COM 02209S103 535,959 7,959 SH DFND 0 0 7,959
ALTRIA GROUP INC COM 02209S103 452,929 6,726 SH SOLE 6,726 0 0
AMAZON COM INC COM 023135106 608,673 2,443 SH DFND 180 0 2,263
AMAZON COM INC COM 023135106 16,742,382 67,198 SH SOLE 65,867 0 1,331
AMEREN CORP COM 023608102 59,628 600 SH DFND 0 0 600
AMERICAN ELEC PWR CO INC COM 025537101 146,639 1,236 SH DFND 0 0 1,236
AMERICAN EXPRESS CO COM 025816109 986,500 3,244 SH DFND 0 0 3,244
AMERICAN EXPRESS CO COM 025816109 364,312 1,198 SH SOLE 1,198 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 14,512 195 SH DFND 0 0 195
AMERICAN WTR WKS CO INC NEW COM 030420103 2,330 18 SH DFND 0 0 18
AMERICAN WTR WKS CO INC NEW COM 030420103 2,867,113 22,145 SH SOLE 22,145 0 0
AMERIPRISE FINL INC COM 03076C106 78,284 159 SH DFND 0 0 159
AMGEN INC COM 031162100 26,555 63 SH DFND 50 0 13
AMGEN INC COM 031162100 19,287,033 45,757 SH SOLE 45,424 0 333
AMPHENOL CORP CL A 032095101 35,575 422 SH SOLE 422 0 0
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839 17,209 911 SH DFND 0 0 911
APPLE INC COM 037833100 2,932,907 8,807 SH DFND 1,517 0 7,290
APPLE INC COM 037833100 54,486,068 163,612 SH SOLE 160,972 0 2,640
APPLIED MATLS INC COM 038222105 30,171 59 SH SOLE 59 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 158,760 2,000 SH DFND 0 0 2,000
ARES CAPITAL CORP COM 04010L103 8,767 459 SH DFND 0 0 459
ASML HLDG NV N Y REGISTRY SHS N07059210 28,987 16 SH DFND 0 0 16
ASTEC INDS INC COM 046224101 52,312 1,300 SH DFND 1,300 0 0
ASTRAZENECA PLC ORD G0593M107 31,487 195 SH DFND 0 0 195
ASTRAZENECA PLC ORD G0593M107 201,838 1,250 SH SOLE 1,250 0 0
AT&T INC COM 00206R102 644,355 26,408 SH DFND 2,700 0 23,708
AT&T INC COM 00206R102 69,467 2,847 SH SOLE 2,847 0 0
ATMOS ENERGY CORP COM 049560105 117,330 750 SH DFND 0 0 750
AUTOMATIC DATA PROCESSING IN COM 053015103 1,663,455 6,446 SH DFND 161 0 6,285
AUTOMATIC DATA PROCESSING IN COM 053015103 756,890 2,933 SH SOLE 2,933 0 0
AUTOZONE INC COM 053332102 181,121 64 SH DFND 0 0 64
AZENTA INC COM 114340102 41,868 1,200 SH DFND 1,200 0 0
BANCO SANTANDER SA ADR 05964H105 719,533 52,027 SH DFND 205 0 51,822
BANCO SANTANDER SA ADR 05964H105 52,858 3,822 SH SOLE 3,822 0 0
BANK NOVA SCOTIA B C COM 064149107 118,092 1,300 SH DFND 0 0 1,300
BANK OF AMER CORP COM 060505104 313,626 5,762 SH DFND 0 0 5,762
BANK OF AMER CORP COM 060505104 465,104 8,545 SH SOLE 8,545 0 0
BANK OF MONTREAL COM 063671101 167,250 1,000 SH DFND 0 0 1,000
BANK OF NY MELLON CORP COM 064058100 179,341 1,240 SH DFND 0 0 1,240
BANK OF NY MELLON CORP COM 064058100 46,137 319 SH SOLE 319 0 0
BAR HBR BANKSHARES COM 066849100 63,839 1,650 SH DFND 0 0 1,650
BEACON FINANCIAL CORP. COM 084680107 840 30 SH DFND 0 0 30
BECTON DICKINSON & CO COM 075887109 259,550 1,450 SH DFND 200 0 1,250
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 9,814,595 19,710 SH SOLE 19,396 0 314
BEST BUY INC COM 086516101 57,356 650 SH DFND 0 0 650
BIOGEN INC COM 09062X103 496,936 2,200 SH DFND 0 0 2,200
BIRKENSTOCK HOLDING PLC COM SHS M2029K104 1,458 45 SH SOLE 45 0 0
BLACK HILLS CORP COM 092113109 28,032 400 SH DFND 400 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 76,532 1,105 SH SOLE 1,105 0 0
BLACKROCK INC COM 09290D101 158,744 150 SH DFND 0 0 150
BLACKROCK INC COM 09290D101 10,700,370 10,111 SH SOLE 10,064 0 47
BLACKROCK MUNIYIELD N Y QUAL COM 09255E102 123,060 14,048 SH DFND 0 0 14,048
BLACKSTONE INC COM 09260D107 16,814 150 SH SOLE 150 0 0
BOEING CO COM 097023105 1,861 10 SH DFND 0 0 10
BOEING CO COM 097023105 18,605 100 SH SOLE 100 0 0
BOOKING HOLDINGS INC COM 09857L108 276,947 1,700 SH SOLE 1,700 0 0
BP PLC SPONSORED ADR 055622104 12,669 288 SH DFND 0 0 288
BP PLC SPONSORED ADR 055622104 95,370 2,168 SH SOLE 2,168 0 0
BRIGHTHOUSE FINL INC COM 10922N103 749 15 SH SOLE 15 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 117,312 1,880 SH DFND 650 0 1,230
BRISTOL-MYERS SQUIBB CO COM 110122108 167,107 2,678 SH SOLE 2,678 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 5,440 100 SH DFND 0 0 100
BROADCOM INC COM 11135F101 273,226 778 SH DFND 700 0 78
BROADCOM INC COM 11135F101 3,480,995 9,912 SH SOLE 9,781 0 131
BROADSTONE NET LEASE INC COM 11135E203 1,077,255 58,230 SH SOLE 58,230 0 0
BROWN & BROWN INC COM 115236101 6,760 111 SH SOLE 111 0 0
CANADIAN IMPERIAL BANK OF CO COM 136069101 220,360 2,000 SH DFND 0 0 2,000
CAPITAL ONE FINL CORP COM 14040H105 175,887 911 SH DFND 0 0 911
CARDINAL HEALTH INC COM 14149Y108 52,510 236 SH SOLE 236 0 0
CARPENTER TECHNOLOGY CORP COM 144285103 44,714 115 SH DFND 0 0 115
CARRIER GLOBAL CORPORATION COM 14448C104 8,778 160 SH DFND 0 0 160
CARRIER GLOBAL CORPORATION COM 14448C104 9,436 172 SH SOLE 172 0 0
CASELLA WASTE SYS INC CL A 147448104 2,143,497 26,677 SH SOLE 26,677 0 0
CATERPILLAR INC COM 149123101 1,024,839 1,264 SH DFND 214 0 1,050
CATERPILLAR INC COM 149123101 571,607 705 SH SOLE 705 0 0
CELCUITY INC COM 15102K100 9,940 125 SH SOLE 125 0 0
CHARLES SCHWAB CORP (THE) COM 808513105 293,220 3,000 SH DFND 0 0 3,000
CHARLES SCHWAB CORP (THE) COM 808513105 286,378 2,930 SH SOLE 2,930 0 0
CHEMOURS CO COM 163851108 3,311 244 SH DFND 0 0 244
CHEVRON CORPORATION COM 166764100 893,827 4,377 SH DFND 0 0 4,377
CHEVRON CORPORATION COM 166764100 512,976 2,512 SH SOLE 2,512 0 0
CHIMERA INVT CORP COM SHS 16934Q802 7,109 746 SH DFND 0 0 746
CHUBB LIMITED COM H1467J104 61,472 189 SH SOLE 189 0 0
CHURCH & DWIGHT CO INC COM 171340102 58,699 623 SH SOLE 623 0 0
CIENA CORP COM NEW 171779309 78,456 223 SH SOLE 223 0 0
CISCO SYS INC COM 17275R102 1,403,603 13,041 SH DFND 3,476 0 9,565
CISCO SYS INC COM 17275R102 22,229,577 206,537 SH SOLE 204,723 0 1,814
CITIGROUP INC COM NEW 172967424 19,681 152 SH DFND 0 0 152
CLEANSPARK INC COM NEW 18452B209 12,880 1,000 SH DFND 0 0 1,000
CLOROX CO DEL COM 189054109 349,396 4,313 SH DFND 174 0 4,139
CLOROX CO DEL COM 189054109 11,584 143 SH SOLE 143 0 0
CME GROUP INC COM 12572Q105 130,990 500 SH DFND 0 0 500
CME GROUP INC COM 12572Q105 26,198 100 SH SOLE 100 0 0
CNA FINL CORP COM 126117100 26,928 600 SH DFND 0 0 600
COCA COLA CO COM 191216100 1,388,815 16,134 SH DFND 0 0 16,134
COCA COLA CO COM 191216100 646,116 7,506 SH SOLE 7,506 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 38,542 671 SH SOLE 671 0 0
COLGATE PALMOLIVE CO COM 194162103 51,192 600 SH DFND 0 0 600
COLGATE PALMOLIVE CO COM 194162103 17,064 200 SH SOLE 200 0 0
COMCAST CORP NEW CL A 20030N101 91,174 4,190 SH DFND 0 0 4,190
COMCAST CORP NEW CL A 20030N101 2,002 92 SH SOLE 92 0 0
CONAGRA BRANDS INC COM 205887102 32,256 2,400 SH DFND 0 0 2,400
CONAGRA BRANDS INC COM 205887102 4,610 343 SH SOLE 343 0 0
CONOCOPHILLIPS COM 20825C104 206,122 1,647 SH DFND 0 0 1,647
CONSTELLATION BRANDS INC CL A 21036P108 423,410 3,745 SH SOLE 3,745 0 0
CONSTELLATION ENERGY CORP COM 21037T109 47,248 186 SH DFND 0 0 186
CONSTELLATION ENERGY CORP COM 21037T109 20,576 81 SH SOLE 81 0 0
CONSTELLIUM SE CL A SHS F21107101 4,838 200 SH DFND 0 0 200
CORNING INC COM 219350105 768,339 4,997 SH DFND 875 0 4,122
CORNING INC COM 219350105 1,826,208 11,877 SH SOLE 11,877 0 0
CORTEVA INC COM 22052L104 1,631 21 SH DFND 0 0 21
COSTCO WHOLESALE CORPORATION COM 22160K105 446,977 491 SH DFND 0 0 491
COSTCO WHOLESALE CORPORATION COM 22160K105 10,315,973 11,332 SH SOLE 11,026 0 306
CRANE COMPANY COMMON STOCK 224408104 18,362 90 SH DFND 0 0 90
CRANE NXT CO COM 224441105 4,239 90 SH DFND 0 0 90
CROWDSTRIKE HLDGS INC CL A 22788C105 105,900 400 SH DFND 0 0 400
CROWDSTRIKE HLDGS INC CL A 22788C105 16,944 64 SH SOLE 64 0 0
CROWN CASTLE INC COM 22822V101 5,065 76 SH DFND 0 0 76
CVS HEALTH CORP COM 126650100 317,053 3,700 SH DFND 0 0 3,700
CVS HEALTH CORP COM 126650100 24,850 290 SH SOLE 290 0 0
CYPHERPUNK TECHNOLOGIES INC COM NEW 52187K200 400 120 SH DFND 0 0 120
DANAHER CORP DEL COM 235851102 4,431 20 SH DFND 0 0 20
DANAHER CORP DEL COM 235851102 7,354,352 33,195 SH SOLE 32,828 0 367
DARDEN RESTAURANTS INC COM 237194105 20,098 104 SH DFND 0 0 104
DARDEN RESTAURANTS INC COM 237194105 37,684 195 SH SOLE 195 0 0
DEERE & CO COM 244199105 642,002 956 SH DFND 0 0 956
DEERE & CO COM 244199105 792,429 1,180 SH SOLE 1,180 0 0
DELL TECHNOLOGIES INC CL C 24703L202 26,898 50 SH SOLE 50 0 0
DIGITAL RLTY TR INC COM 253868103 30,718 175 SH SOLE 175 0 0
DISNEY WALT CO COM 254687106 866,054 8,256 SH DFND 200 0 8,056
DISNEY WALT CO COM 254687106 244,207 2,328 SH SOLE 2,328 0 0
DOLLAR GEN CORP COM 256677105 239,160 2,000 SH DFND 0 0 2,000
DOMINION ENERGY INC COM 25746U109 240,264 3,970 SH DFND 1,750 0 2,220
DOUGLAS DYNAMICS INC COM 25960R105 78,500 2,000 SH DFND 0 0 2,000
DOVER CORP COM 260003108 14,029 75 SH SOLE 75 0 0
DOW HLDGS INC COM 260557103 2,644 96 SH DFND 0 0 96
DOW HLDGS INC COM 260557103 5,370 195 SH SOLE 195 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 133,278 1,169 SH DFND 0 0 1,169
DUKE ENERGY CORP NEW COM NEW 26441C204 9,133,683 80,113 SH SOLE 79,663 0 450
DUPONT DE NEMOURS INC COMMON STOCK 26614N201 4,156 32 SH DFND 0 0 32
EASTMAN CHEM CO COM 277432100 8,105 125 SH SOLE 125 0 0
EATON CORP PLC SHS G29183103 958,683 2,231 SH DFND 0 0 2,231
EATON CORP PLC SHS G29183103 9,454 22 SH SOLE 22 0 0
ECOLAB INC COM 278865100 260,027 947 SH SOLE 947 0 0
ELI LILLY & CO COM 532457108 277,699 240 SH DFND 0 0 240
ELI LILLY & CO COM 532457108 30,926,434 26,728 SH SOLE 26,498 0 230
EMERA INC COM 290876101 119,575 2,500 SH DFND 0 0 2,500
EMERSON ELEC CO COM 291011104 1,271,355 8,197 SH DFND 1,650 0 6,547
EMERSON ELEC CO COM 291011104 1,722,230 11,104 SH SOLE 11,104 0 0
ENCOMPASS HEALTH CORP COM 29261A100 48,596 400 SH DFND 400 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 247,125 12,500 SH DFND 0 0 12,500
ENTERGY CORP NEW COM 29364G103 238,224 2,400 SH DFND 0 0 2,400
EOG RES INC COM 26875P101 127,428 925 SH DFND 0 0 925
EQT CORP COM 26884L109 9,712 200 SH DFND 200 0 0
ESSENTIAL UTILS INC COM 29670G102 192,031 4,900 SH DFND 4,800 0 100
ESSENTIAL UTILS INC COM 29670G102 120,196 3,067 SH SOLE 3,067 0 0
EVERSOURCE ENERGY COM 30040W108 248,620 3,875 SH DFND 1,300 0 2,575
EVERUS CONSTR GROUP COM 300426103 47,008 400 SH DFND 400 0 0
EXELON CORP COM 30161N101 135,259 3,348 SH DFND 0 0 3,348
EXPEDITORS INTL WASH INC COM 302130109 11,632 63 SH SOLE 63 0 0
FASTENAL CO COM 311900104 198,120 4,000 SH DFND 0 0 4,000
FEDEX CORP COM 31428X106 142,545 500 SH DFND 0 0 500
FEDEX CORP COM 31428X106 115,176 404 SH SOLE 404 0 0
FEDEX FGHT HLDG CO INC COMMON STOCK 314352105 27,345 250 SH DFND 0 0 250
FEDEX FGHT HLDG CO INC COMMON STOCK 314352105 22,095 202 SH SOLE 202 0 0
FERRARI N V COM N3167Y103 39,285 100 SH SOLE 100 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 26,961 330 SH SOLE 330 0 0
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 6,958,808 114,586 SH SOLE 114,586 0 0
FINANCIAL INSTITUTIONS INC COM 317585404 106,766 2,739 SH SOLE 2,739 0 0
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 18,790 240 SH SOLE 240 0 0
FIRSTENERGY CORP COM 337932107 6,500 150 SH DFND 0 0 150
FISERV INC COM 337738108 1,581 35 SH SOLE 35 0 0
FLEXSHARES TR STOX US ESG SLCT 33939L696 38,961 217 SH SOLE 217 0 0
FLOWSERVE CORP COM 34354P105 51,184 700 SH DFND 700 0 0
FORD MTR CO COM 345370860 65,124 5,400 SH DFND 0 0 5,400
FORD MTR CO COM 345370860 49,603 4,113 SH SOLE 4,113 0 0
FOUR CORNERS PPTY TR INC COM 35086T109 2,176 100 SH DFND 0 0 100
FRANCO NEV CORP COM 351858105 15,477 65 SH DFND 0 0 65
FRANKLIN TEMPLETON INC COM 354613101 8,030 250 SH SOLE 250 0 0
FULTON FINL CORP PA COM 360271100 4,692 208 SH DFND 0 0 208
GALLAGHER ARTHUR J & CO COM 363576109 94,209 413 SH DFND 0 0 413
GALLAGHER ARTHUR J & CO COM 363576109 8,880,094 38,929 SH SOLE 38,721 0 208
GARRETT MOTION INC COM 366505105 78 3 SH SOLE 3 0 0
GE AEROSPACE COM NEW 369604301 844,432 2,704 SH DFND 0 0 2,704
GE AEROSPACE COM NEW 369604301 374,436 1,199 SH SOLE 1,199 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 58,375 893 SH DFND 100 0 793
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 588 9 SH SOLE 9 0 0
GE VERNOVA INC COM 36828A101 630,175 663 SH DFND 0 0 663
GE VERNOVA INC COM 36828A101 220,514 232 SH SOLE 232 0 0
GENERAC HLDGS INC COM 368736104 25,869 125 SH DFND 125 0 0
GENERAL AMERN INVS CO INC COM 368802104 323,734 5,103 SH SOLE 5,103 0 0
GENERAL DYNAMICS CORP COM 369550108 7,965,579 24,005 SH SOLE 23,890 0 115
GENERAL MILLS INC COM 370334104 130,602 4,061 SH DFND 0 0 4,061
GENERAL MILLS INC COM 370334104 45,442 1,413 SH SOLE 1,413 0 0
GENERAL MTRS CO COM 37045V100 161,700 2,100 SH DFND 0 0 2,100
GENUINE PARTS CO COM 372460105 161,953 1,288 SH DFND 288 0 1,000
GILDAN ACTIVEWEAR INC COM 375916103 3,155 74 SH DFND 0 0 74
GILEAD SCIENCES INC COM 375558103 333,276 2,236 SH SOLE 2,236 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 9,720 524 SH DFND 0 0 524
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 14,922 229 SH DFND 0 0 229
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 456,846 5,038 SH SOLE 5,038 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 44,832 978 SH SOLE 978 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 95,581 659 SH SOLE 659 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 450,180 500 SH DFND 0 0 500
GOLDMAN SACHS PHYSICAL GOLD UNIT 38150K103 13,312 325 SH SOLE 325 0 0
GORMAN RUPP CO COM 383082104 70,756 950 SH DFND 950 0 0
GRAHAM CORP COM 384556106 20,283 235 SH SOLE 235 0 0
GRAYSCALE BITCOIN MINI TR ET SHS NEW 389930207 8,425 228 SH DFND 0 0 228
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109 73,697 1,141 SH DFND 0 0 1,141
GSK PLC SPONSORED ADR 37733W204 4,817 100 SH DFND 100 0 0
HALLIBURTON CO COM 406216101 13,610 428 SH DFND 200 0 228
HARTFORD INSURANCE GROUP INC COM 416515104 128,233 1,048 SH DFND 0 0 1,048
HASHDEX NASDAQ CME CRYPTO SHS BEN INT 41809Y102 53,984 2,544 SH DFND 0 0 2,544
HEALTHPEAK PROPERTIES INC COM 42250P103 99,850 5,000 SH DFND 0 0 5,000
HELMERICH & PAYNE INC COM 423452101 6,648 179 SH DFND 0 0 179
HERSHEY CO COM 427866108 211,513 1,342 SH DFND 0 0 1,342
HERSHEY CO COM 427866108 61,310 389 SH SOLE 389 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 36,928 578 SH DFND 0 0 578
HOME DEPOT INC COM 437076102 570,402 2,005 SH DFND 35 0 1,970
HOME DEPOT INC COM 437076102 8,460,164 29,738 SH SOLE 29,569 0 169
HONEYWELL AEROSPACE INC COM 43849R105 195,417 1,261 SH DFND 93 0 1,168
HONEYWELL AEROSPACE INC COM 43849R105 2,297,740 14,827 SH SOLE 14,598 0 229
HONEYWELL INTL INC COM 438516205 329,277 1,561 SH DFND 93 0 1,468
HONEYWELL INTL INC COM 438516205 4,971,434 23,568 SH SOLE 23,339 0 229
HOWMET AEROSPACE INC COM 443201108 361,888 1,600 SH DFND 0 0 1,600
HP INC COM 40434L105 18,612 595 SH DFND 0 0 595
HUNTINGTON BANCSHARES INC COM 446150104 1,129 74 SH SOLE 74 0 0
HUNTINGTON INGALLS INDS INC COM 446413106 200,303 750 SH DFND 0 0 750
IDACORP INC COM 451107106 13,073 100 SH DFND 100 0 0
ILLINOIS TOOL WKS INC COM 452308109 414,735 1,612 SH DFND 162 0 1,450
ILLINOIS TOOL WKS INC COM 452308109 1,953,527 7,593 SH SOLE 7,593 0 0
INTEL CORP COM 458140100 1,564,673 13,014 SH DFND 424 0 12,590
INTEL CORP COM 458140100 787,627 6,551 SH SOLE 6,551 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 3,261,652 21,454 SH SOLE 21,144 0 310
INTERNATIONAL BUSINESS MACHS COM 459200101 1,552,266 7,058 SH DFND 2,469 0 4,589
INTERNATIONAL BUSINESS MACHS COM 459200101 464,712 2,113 SH SOLE 2,113 0 0
INTUIT COM 461202103 6,617 24 SH SOLE 24 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 5,650,937 13,897 SH SOLE 13,718 0 179
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 113,533 749 SH DFND 749 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 36,876,534 243,281 SH SOLE 243,250 0 31
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,081,905 15,344 SH SOLE 15,344 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 16,918 1,680 SH DFND 0 0 1,680
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 8,318 826 SH SOLE 826 0 0
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664 25,636 456 SH SOLE 456 0 0
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 28,953 225 SH DFND 65 0 160
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 4,971,680 38,636 SH SOLE 38,636 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 25,224 300 SH SOLE 300 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 51,381 247 SH SOLE 247 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 891,423 1,205 SH DFND 0 0 1,205
INVESCO QQQ TR UNIT SER 1 46090E103 1,184,372 1,601 SH SOLE 1,601 0 0
ISHARES GOLD TR ISHARES NEW 464285204 17,963 230 SH SOLE 230 0 0
ISHARES INC CORE MSCI EMKT 46434G103 469,835 5,789 SH DFND 457 0 5,332
ISHARES INC CORE MSCI EMKT 46434G103 315,631 3,889 SH SOLE 3,889 0 0
ISHARES INC MSCI EMRG CHN 46434G764 11,097 112 SH SOLE 112 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 31,954 590 SH SOLE 590 0 0
ISHARES SILVER TR ISHARES 46428Q109 256,797 4,711 SH SOLE 4,711 0 0
ISHARES TR S&P 100 ETF 464287101 480,657 1,258 SH SOLE 1,258 0 0
ISHARES TR CORE S&P TTL STK 464287150 858,005 5,160 SH SOLE 5,160 0 0
ISHARES TR SELECT DIVID ETF 464287168 753,507 4,955 SH SOLE 4,955 0 0
ISHARES TR TIPS BD ETF 464287176 13,317 128 SH DFND 0 0 128
ISHARES TR CORE S&P500 ETF 464287200 1,876,333 2,450 SH DFND 0 0 2,450
ISHARES TR CORE S&P500 ETF 464287200 1,041,556 1,360 SH SOLE 1,360 0 0
ISHARES TR CORE US AGGBD ET 464287226 19,286 204 SH SOLE 204 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 132,445 1,983 SH SOLE 1,983 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,293,286 9,091 SH SOLE 9,091 0 0
ISHARES TR S&P 500 VAL ETF 464287408 112,999 495 SH SOLE 495 0 0
ISHARES TR 20 YR TR BD ETF 464287432 6,611 85 SH SOLE 85 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 40,904 458 SH SOLE 458 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 25,903 319 SH DFND 319 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 63,417 781 SH SOLE 781 0 0
ISHARES TR MSCI EAFE ETF 464287465 151,160 1,455 SH DFND 855 0 600
ISHARES TR MSCI EAFE ETF 464287465 1,839,476 17,706 SH SOLE 17,706 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 12,056 75 SH SOLE 75 0 0
ISHARES TR RUS MD CP GR ETF 464287481 13,768 100 SH SOLE 100 0 0
ISHARES TR RUS MID CAP ETF 464287499 19,830,666 185,837 SH SOLE 185,787 0 50
ISHARES TR CORE S&P MCP ETF 464287507 1,620,674 22,525 SH DFND 0 0 22,525
ISHARES TR CORE S&P MCP ETF 464287507 9,346,305 129,900 SH SOLE 125,325 0 4,575
ISHARES TR SELECT US REIT 464287564 22,581 359 SH SOLE 359 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 114,544 462 SH DFND 462 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 185,948 750 SH SOLE 750 0 0
ISHARES TR S&P MC 400GR ETF 464287606 226,345 2,065 SH DFND 0 0 2,065
ISHARES TR S&P MC 400GR ETF 464287606 47,790 436 SH SOLE 436 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 217,451 1,736 SH DFND 1,736 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 493,399 3,939 SH SOLE 3,939 0 0
ISHARES TR RUS 1000 ETF 464287622 177,688 427 SH SOLE 427 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 36,654 175 SH SOLE 175 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,127,447 3,159 SH DFND 0 0 3,159
ISHARES TR RUS 2000 GRW ETF 464287648 2,240,975 6,279 SH SOLE 5,404 0 875
ISHARES TR RUSSELL 2000 ETF 464287655 873,408 3,143 SH DFND 71 0 3,072
ISHARES TR RUSSELL 2000 ETF 464287655 9,303,479 33,479 SH SOLE 33,470 0 9
ISHARES TR S&P MC 400VL ETF 464287705 12,118 88 SH SOLE 88 0 0
ISHARES TR U.S. TECH ETF 464287721 40,265 152 SH SOLE 152 0 0
ISHARES TR US HLTHCARE ETF 464287762 15,743 220 SH SOLE 220 0 0
ISHARES TR CORE S&P SCP ETF 464287804 123,116 905 SH DFND 0 0 905
ISHARES TR CORE S&P SCP ETF 464287804 1,152,395 8,471 SH SOLE 8,471 0 0
ISHARES TR SP SMCP600VL ETF 464287879 1,241,289 9,690 SH SOLE 9,690 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 544,131 5,205 SH SOLE 5,205 0 0
ISHARES TR MSCI ACWI EX US 464288240 78,404,555 1,036,823 SH SOLE 1,036,697 0 126
ISHARES TR EAFE SML CP ETF 464288273 38,496 456 SH SOLE 456 0 0
ISHARES TR JPMORGAN USD EMG 464288281 12,899 142 SH SOLE 142 0 0
ISHARES TR IBOXX HI YD ETF 464288513 11,813 153 SH SOLE 153 0 0
ISHARES TR CRE U S REIT ETF 464288521 12,932 210 SH SOLE 210 0 0
ISHARES TR MBS ETF 464288588 71,248 795 SH SOLE 795 0 0
ISHARES TR MRGSTR SM CP GR 464288604 118,932 1,944 SH DFND 0 0 1,944
ISHARES TR ISHS 5-10YR INVT 464288638 24,017 477 SH SOLE 477 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 75,462 1,473 SH SOLE 1,473 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 8,962 79 SH DFND 0 0 79
ISHARES TR TRUST ISHARE 0-1 464288679 400,020 3,626 SH SOLE 3,626 0 0
ISHARES TR ESG OPTIMIZED 464288802 4,745,593 30,483 SH SOLE 30,483 0 0
ISHARES TR EAFE VALUE ETF 464288877 116,098 1,467 SH SOLE 1,467 0 0
ISHARES TR EAFE GRWTH ETF 464288885 21,330 178 SH SOLE 178 0 0
ISHARES TR RUS TOP 200 ETF 464289446 466,272 2,452 SH DFND 1,438 0 1,014
ISHARES TR RUS TOP 200 ETF 464289446 94,003,314 494,338 SH SOLE 494,277 0 61
ISHARES TR US TREAS BD ETF 46429B267 3,412 156 SH DFND 0 0 156
ISHARES TR US TREAS BD ETF 46429B267 43,084 1,970 SH SOLE 1,970 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 25,117 492 SH SOLE 492 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 62,910 2,250 SH SOLE 2,250 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 880,948 9,668 SH SOLE 9,668 0 0
ISHARES TR MSCI USA MIN ETF 46429B697 48,817 501 SH DFND 50 0 451
ISHARES TR MSCI USA MIN ETF 46429B697 4,668,643 47,913 SH SOLE 47,913 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 189,793 854 SH SOLE 854 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 54,429 573 SH SOLE 573 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,714,481 28,019 SH DFND 1,261 0 26,758
ISHARES TR CORE MSCI EAFE 46432F842 716,718 7,398 SH SOLE 7,398 0 0
ISHARES TR CORE UNIVRSL USD 46434V613 76,496 1,735 SH SOLE 1,735 0 0
ISHARES TR CORE DIV GRWTH 46434V621 50,361 668 SH SOLE 668 0 0
ISHARES TR ULTRA SHORT DUR 46434V878 185,069 3,672 SH SOLE 3,672 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 100,014 4,126 SH SOLE 4,126 0 0
ISHARES TR ESG AWARE MSCI 46435U663 2,888,808 55,554 SH SOLE 55,554 0 0
ISHARES TR US INFRASTRUC 46435U713 4,072 74 SH SOLE 74 0 0
ISHARES TR BROAD USD HIGH 46435U853 7,966 223 SH SOLE 223 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9 16,185 671 SH SOLE 671 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 6,071,156 89,203 SH SOLE 89,203 0 0
ISHARES U S ETF TR SHOR DURA BD ETF 46431W507 252,441 5,063 SH SOLE 5,063 0 0
ITRON INC COM 465741106 23,744 275 SH DFND 225 0 50
ITT INC COM 45073V108 2,018 10 SH DFND 0 0 10
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 2,537,265 45,131 SH SOLE 45,131 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 15,897 355 SH SOLE 355 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 2,021,580 33,000 SH SOLE 33,000 0 0
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 5,788 25 SH DFND 25 0 0
JOHNSON & JOHNSON COM 478160104 4,143,181 15,650 SH DFND 5,478 0 10,172
JOHNSON & JOHNSON COM 478160104 3,991,750 15,078 SH SOLE 15,078 0 0
JOHNSON CONTROLS INTERNATION SHS G51502105 31,811 214 SH DFND 0 0 214
JPMORGAN CHASE & CO COM 46625H100 776,789 2,348 SH DFND 198 0 2,150
JPMORGAN CHASE & CO COM 46625H100 20,390,376 61,634 SH SOLE 61,090 0 544
KENVUE INC COM 49177J102 706 40 SH DFND 0 0 40
KEYCORP COM 493267108 30,266 1,508 SH DFND 0 0 1,508
KIMBERLY-CLARK CORP COM 494368103 210,254 2,158 SH DFND 0 0 2,158
KIMBERLY-CLARK CORP COM 494368103 2,791,370 28,650 SH SOLE 28,650 0 0
KIMCO REALTY CORP COM 49446R109 19,989 900 SH DFND 0 0 900
KINDER MORGAN INC DEL COM 49456B101 60,300 2,000 SH DFND 0 0 2,000
KINDER MORGAN INC DEL COM 49456B101 22,401 743 SH SOLE 743 0 0
KNIFE RIVER CORP COMMON STOCK 498894104 25,865 513 SH DFND 513 0 0
KRAFT HEINZ CO COM 500754106 290,702 12,795 SH DFND 0 0 12,795
KRANESHARES TRUST QUADRTC INT RT 500767736 10,540 630 SH DFND 0 0 630
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 6,745 599 SH DFND 0 0 599
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 338 30 SH SOLE 30 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 101,815 430 SH DFND 0 0 430
L3HARRIS TECHNOLOGIES INC COM 502431109 66,535 281 SH SOLE 281 0 0
LABCORP HOLDINGS INC COM SHS 504922105 308,110 1,000 SH DFND 0 0 1,000
LAMB WESTON HLDGS INC COM 513272104 11,090 266 SH DFND 0 0 266
LAZARD ACTIVE ETF TR INTL DYNAMIC EQT 52110K400 33,002,638 942,394 SH SOLE 935,058 0 7,336
LINDE PLC SHS G54950103 106,796 225 SH DFND 0 0 225
LINDE PLC SHS G54950103 39,396 83 SH SOLE 83 0 0
LINDSAY CORP COM 535555106 67,164 600 SH DFND 600 0 0
LOCKHEED MARTIN CORP COM 539830109 237,311 466 SH DFND 0 0 466
LOCKHEED MARTIN CORP COM 539830109 177,728 349 SH SOLE 349 0 0
LOWES COS INC COM 548661107 41,097 223 SH DFND 198 0 25
LOWES COS INC COM 548661107 599,311 3,252 SH SOLE 3,252 0 0
LULULEMON ATHLETICA INC COM 550021109 13,467 140 SH DFND 0 0 140
M & T BK CORP COM 55261F104 265,037 1,218 SH DFND 0 0 1,218
M & T BK CORP COM 55261F104 21,760 100 SH SOLE 100 0 0
MAGNUM ICE CREAM CO NV ORD SHS N5505D105 1,778 100 SH SOLE 100 0 0
MANULIFE FINL CORP COM 56501R106 197,107 4,628 SH DFND 0 0 4,628
MARA HOLDINGS INC COM 565788106 11,330 1,000 SH DFND 0 0 1,000
MARSH & MCLENNAN COS INC COM 571748102 9,561 56 SH SOLE 56 0 0
MARVELL TECHNOLOGY INC COM 573874104 27,478 104 SH DFND 0 0 104
MARVELL TECHNOLOGY INC COM 573874104 79,527 301 SH SOLE 301 0 0
MASCO CORP COM 574599106 202,200 3,000 SH DFND 0 0 3,000
MASTERCARD INCORPORATED CL A 57636Q104 108,640 197 SH DFND 86 0 111
MASTERCARD INCORPORATED CL A 57636Q104 11,446,311 20,756 SH SOLE 20,370 0 386
MATTEL INC COM 577081102 1,266 100 SH DFND 0 0 100
MCDONALDS CORP COM 580135101 1,536,213 6,652 SH DFND 0 0 6,652
MCDONALDS CORP COM 580135101 11,034,082 47,779 SH SOLE 47,469 0 310
MDU RES GROUP INC COM 552690109 55,620 3,000 SH DFND 3,000 0 0
MDU RES GROUP INC COM 552690109 64,093 3,457 SH SOLE 3,457 0 0
MEDTRONIC PLC SHS G5960L103 86,290 1,000 SH DFND 0 0 1,000
MERCK & CO INC COM 58933Y105 560,315 3,856 SH DFND 800 0 3,056
MERCK & CO INC COM 58933Y105 12,931,428 88,992 SH SOLE 88,507 0 485
META PLATFORMS INC CL A 30303M102 47,862 66 SH DFND 0 0 66
META PLATFORMS INC CL A 30303M102 2,994,268 4,129 SH SOLE 4,048 0 81
METLIFE INC COM 59156R108 141,240 1,500 SH DFND 0 0 1,500
METLIFE INC COM 59156R108 17,796 189 SH SOLE 189 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 38,885 500 SH DFND 0 0 500
MICROCHIP TECHNOLOGY INC. COM 595017104 197,847 2,544 SH SOLE 2,544 0 0
MICRON TECHNOLOGY INC COM 595112103 60,711 57 SH DFND 0 0 57
MICRON TECHNOLOGY INC COM 595112103 47,930 45 SH SOLE 45 0 0
MICROSOFT CORP COM 594918104 10,840,142 21,135 SH DFND 867 0 20,268
MICROSOFT CORP COM 594918104 46,457,969 90,579 SH SOLE 89,363 0 1,216
MOBILITY GLOBAL INC COM SHS 60744M106 1,972 115 SH DFND 0 0 115
MONDELEZ INTL INC CL A 609207105 114,888 1,987 SH DFND 0 0 1,987
MONDELEZ INTL INC CL A 609207105 240,069 4,152 SH SOLE 4,152 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 24,389 586 SH SOLE 586 0 0
MORGAN STANLEY COM NEW 617446448 3,146,955 16,732 SH SOLE 16,393 0 339
MORGAN STANLEY ETF TRUST CALVE INDEX ETF 61774R106 5,885,800 70,805 SH SOLE 70,805 0 0
MORGAN STANLEY ETF TRUST EATO VANC BD ETF 61774R841 24,577 510 SH SOLE 510 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 62,436 140 SH SOLE 140 0 0
MSC INDL DIRECT INC CL A 553530106 197,952 1,600 SH DFND 0 0 1,600
NASDAQ INC COM 631103108 716,574 7,788 SH SOLE 7,527 0 261
NATIONAL FUEL GAS CO COM 636180101 99,604 1,313 SH SOLE 1,313 0 0
NBT BANCORP INC COM 628778102 1,393,746 27,786 SH DFND 0 0 27,786
NBT BANCORP INC COM 628778102 435,188 8,676 SH SOLE 8,676 0 0
NEOS ETF TRUST NEOS S&P 500 HI 78433H303 56,467 1,062 SH SOLE 1,062 0 0
NET LEASE OFFICE PROPERTIES COM 64110Y108 178 18 SH SOLE 18 0 0
NETFLIX INC. COM 64110L106 24,353 350 SH SOLE 350 0 0
NEW JERSEY RES CORP COM 646025106 15,180 300 SH DFND 300 0 0
NEXTERA ENERGY INC COM 65339F101 161,629 2,134 SH DFND 0 0 2,134
NEXTERA ENERGY INC COM 65339F101 252,744 3,337 SH SOLE 3,337 0 0
NIKE INC CL B 654106103 112,926 3,190 SH DFND 0 0 3,190
NIKE INC CL B 654106103 55,967 1,581 SH SOLE 1,581 0 0
NOKIA CORP SPONSORED ADR 654902204 2,028 200 SH SOLE 200 0 0
NORFOLK SOUTHN CORP COM 655844108 254,925 825 SH SOLE 825 0 0
NOVA LTD COM M7516K103 5,008 13 SH SOLE 13 0 0
NOVARTIS AG SPONSORED ADR 66987V109 79,839 560 SH DFND 0 0 560
NOVARTIS AG SPONSORED ADR 66987V109 46,193 324 SH SOLE 324 0 0
NOVOCURE LTD ORD SHS G6674U108 798 50 SH DFND 0 0 50
NUCOR CORP COM 670346105 105,188 450 SH DFND 0 0 450
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102 8,674 1,826 SH DFND 0 0 1,826
NVIDIA CORPORATION COM 67066G104 382,537 1,675 SH DFND 0 0 1,675
NVIDIA CORPORATION COM 67066G104 54,016,209 236,519 SH SOLE 218,385 0 18,134
OCCIDENTAL PETE CORP COM 674599105 81,652 1,476 SH DFND 0 0 1,476
OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162 7,836 234 SH DFND 0 0 234
OCEANFIRST FINL CORP COM 675234108 19,836 1,200 SH DFND 1,200 0 0
OGE ENERGY CORP COM 670837103 45,420 1,000 SH DFND 900 0 100
OMEGA HEALTHCARE INVS INC COM 681936100 46,310 1,000 SH DFND 0 0 1,000
OMNICOM GROUP INC COM 681919106 108,162 1,469 SH DFND 0 0 1,469
ORACLE CORP COM 68389X105 63,845 465 SH DFND 465 0 0
ORACLE CORP COM 68389X105 984,853 7,173 SH SOLE 7,173 0 0
ORGANON & CO COMMON STOCK 68622V106 1,028 75 SH DFND 0 0 75
OTIS WORLDWIDE CORP COM 68902V107 5,146 80 SH DFND 0 0 80
OTIS WORLDWIDE CORP COM 68902V107 3,216 50 SH SOLE 50 0 0
PACER FDS TR TRENDP US LAR CP 69374H105 293,979 4,940 SH SOLE 4,940 0 0
PACER FDS TR TRENDPILOT 100 69374H303 304,138 3,410 SH SOLE 3,410 0 0
PACER FDS TR DATA AND INFRAST 69374H741 50,937 1,798 SH SOLE 1,798 0 0
PACER FDS TR INDUSTRIAL RELET 69374H766 54,929 1,470 SH SOLE 1,470 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 79,496 425 SH SOLE 425 0 0
PAN AMERN SILVER CORP COM 697900108 19,660 432 SH SOLE 432 0 0
PARAMOUNT SKYDANCE CORP COM CL B 69932A204 269 26 SH DFND 0 0 26
PARKER-HANNIFIN CORP COM 701094104 2,841,419 2,974 SH SOLE 2,974 0 0
PAYCHEX INC COM 704326107 495,258 5,028 SH DFND 0 0 5,028
PAYCHEX INC COM 704326107 893,494 9,071 SH SOLE 9,071 0 0
PAYPAL HLDGS INC COM 70450Y103 20,277 386 SH DFND 363 0 23
PAYPAL HLDGS INC COM 70450Y103 7,354 140 SH SOLE 140 0 0
PEPSICO INC COM 713448108 700,128 5,525 SH DFND 600 0 4,925
PEPSICO INC COM 713448108 7,340,890 57,930 SH SOLE 57,590 0 340
PFIZER INC COM 717081103 605,565 21,233 SH DFND 2,500 0 18,733
PFIZER INC COM 717081103 721,585 25,301 SH SOLE 25,301 0 0
PG&E CORP COM 69331C108 3,675 300 SH DFND 0 0 300
PHILIP MORRIS INTL INC COM 718172109 717,292 3,759 SH DFND 0 0 3,759
PHILIP MORRIS INTL INC COM 718172109 2,777,576 14,556 SH SOLE 14,556 0 0
PHILLIPS 66 COM 718546104 317,606 1,244 SH DFND 0 0 1,244
PIMCO CORPORATE & INCM STRG COM 72200U100 7,778 729 SH DFND 0 0 729
PNC FINL SVCS GROUP INC COM 693475105 551,872 2,483 SH DFND 0 0 2,483
PORTLAND GEN ELEC CO COM NEW 736508847 49,093 1,100 SH DFND 1,100 0 0
PPG INDS INC COM 693506107 261,034 2,502 SH DFND 0 0 2,502
PPL CORP COM 69351T106 6,578 200 SH SOLE 200 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 72,774 650 SH DFND 0 0 650
PROCTER & GAMBLE CO COM 742718109 6,486,171 44,646 SH DFND 2,125 0 42,521
PROCTER & GAMBLE CO COM 742718109 1,156,719 7,962 SH SOLE 7,962 0 0
PROFESIONALLY MANAGED PORTFO AKRE FOCUS ETF 74316P579 141,524 2,687 SH SOLE 2,687 0 0
PROLOGIS INC. COM 74340W103 120,102 925 SH DFND 0 0 925
PROLOGIS INC. COM 74340W103 8,310 64 SH SOLE 64 0 0
PRUDENTIAL FINL INC COM 744320102 8,291 73 SH DFND 0 0 73
PUBLIC STORAGE COM 74460D109 6,811,353 24,082 SH SOLE 23,860 0 222
PUBLIC SVC ENTERPRISE GROUP COM 744573106 48,822 725 SH DFND 0 0 725
PUBLIC SVC ENTERPRISE GROUP COM 744573106 7,761,272 115,255 SH SOLE 114,578 0 677
PUTNAM ETF TRUST FRANKLIN NY MUNI 746729763 528 72 SH DFND 0 0 72
PUTNAM ETF TRUST FRANKLIN NY MUNI 746729763 209,704 28,609 SH SOLE 28,609 0 0
QNITY ELECTRONICS INC COMMON STOCK 74743L100 5,910 47 SH DFND 0 0 47
QUALCOMM INC COM 747525103 395,686 2,150 SH DFND 0 0 2,150
QUALCOMM INC COM 747525103 40,857 222 SH SOLE 222 0 0
QUANTA SVCS INC COM 74762E102 3,393,095 5,281 SH SOLE 5,117 0 164
RALPH LAUREN CORP CL A 751212101 163,332 460 SH DFND 0 0 460
REGENERON PHARMACEUTICALS COM 75886F107 9,858 13 SH SOLE 13 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 87,360 3,250 SH DFND 0 0 3,250
RESIDEO TECHNOLOGIES INC COM 76118Y104 109 6 SH SOLE 6 0 0
RH COM 74967X103 243,500 2,000 SH DFND 0 0 2,000
RIO TINTO PLC SPONSORED ADR 767204100 226,008 2,400 SH DFND 0 0 2,400
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 1,494 100 SH SOLE 100 0 0
RMR GROUP INC CL A 74967R106 886 49 SH DFND 0 0 49
ROKU INC COM CL A 77543R102 9,594 63 SH SOLE 63 0 0
ROSS STORES INC COM 778296103 175,050 750 SH DFND 0 0 750
ROSS STORES INC COM 778296103 8,169 35 SH SOLE 35 0 0
ROYAL BK CDA COM 780087102 471,816 2,400 SH DFND 0 0 2,400
RTX CORPORATION COM 75513E101 709,554 3,822 SH DFND 0 0 3,822
RTX CORPORATION COM 75513E101 31,004 167 SH SOLE 167 0 0
S&P GLOBAL INC COM 78409V104 45,364 115 SH DFND 0 0 115
SANDISK CORP COM 80004C200 31,318 18 SH DFND 0 0 18
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,143,031 38,998 SH SOLE 38,998 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 103,890 3,463 SH SOLE 3,463 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,042 29 SH SOLE 29 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 14,288 420 SH SOLE 420 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 33,642 1,031 SH DFND 0 0 1,031
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 20,883 640 SH SOLE 640 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 51,686 1,418 SH SOLE 1,418 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 33,970 632 SH SOLE 632 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 11,483 353 SH SOLE 353 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,527 92 SH SOLE 92 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 63,272 2,863 SH SOLE 2,863 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 24,376 1,106 SH SOLE 1,106 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 4,121 164 SH DFND 0 0 164
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,066 122 SH SOLE 122 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 5,372 108 SH SOLE 108 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 16,602 18 SH SOLE 18 0 0
SEI INVTS CO COM 784117103 9,958 97 SH SOLE 97 0 0
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 10,442 62 SH SOLE 62 0 0
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 12,081 111 SH SOLE 111 0 0
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 11,267 211 SH SOLE 211 0 0
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 12,190 73 SH DFND 0 0 73
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 14,694 88 SH SOLE 88 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 5,028,035 25,686 SH DFND 0 0 25,686
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 18,115,880 92,546 SH SOLE 89,310 0 3,236
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 776,790 7,000 SH DFND 0 0 7,000
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 9,702 246 SH DFND 0 0 246
SELECTIVE INS GROUP INC COM 816300107 75,073 898 SH SOLE 898 0 0
SEMPRA COM 816851109 97,450 1,250 SH DFND 0 0 1,250
SEMPRA COM 816851109 31,184 400 SH SOLE 400 0 0
SHAKE SHACK INC CL A 819047101 2,934 50 SH DFND 0 0 50
SHELL PLC SPON ADS 780259305 227,550 2,394 SH DFND 0 0 2,394
SHOPIFY INC CL A SUB VTG SHS 82509L107 296,600 2,000 SH DFND 0 0 2,000
SIMON PPTY GROUP INC NEW COM 828806109 45,171 225 SH DFND 0 0 225
SLB LIMITED COM STK 806857108 243,600 5,000 SH DFND 2,000 0 3,000
SMUCKER J M CO COM NEW 832696405 39,835 335 SH DFND 0 0 335
SMUCKER J M CO COM NEW 832696405 16,647 140 SH SOLE 140 0 0
SNAP ON INC COM 833034101 138,073 380 SH DFND 0 0 380
SNOWFLAKE INC COM SHS 833445109 25,467 75 SH DFND 75 0 0
SOLSTICE ADVANCED MATLS INC COM SHS 83443Q103 45,394 806 SH DFND 34 0 772
SOLVENTUM CORP COM SHS 83444M101 12,958 147 SH DFND 0 0 147
SONY GROUP CORP SPONSORED ADR 835699307 5,883 250 SH DFND 0 0 250
SOUTHERN CO COM 842587107 46,004 555 SH DFND 0 0 555
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 75,279 499 SH DFND 0 0 499
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 7,543 50 SH SOLE 50 0 0
SPDR GOLD TR GOLD SHS 78463V107 527,463 1,385 SH SOLE 1,385 0 0
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 24,275 469 SH SOLE 469 0 0
SPDR SERIES TRUST ST STR SP600SM C 78464A300 6,231 61 SH SOLE 61 0 0
SPDR SERIES TRUST ST STR CONV ETF 78464A359 66,576 658 SH DFND 0 0 658
SPDR SERIES TRUST ST STR BACKE ETF 78464A383 11,986 567 SH SOLE 567 0 0
SPDR SERIES TRUST ST STR SP DIV 78464A763 168,745 1,152 SH SOLE 1,152 0 0
SPDR SERIES TRUST ST STR PR SP1500 78464A805 128,686 1,398 SH SOLE 1,398 0 0
SPDR SERIES TRUST ST STR SP400VAL 78464A839 5,753 65 SH SOLE 65 0 0
SPDR SERIES TRUST ST STR P400MID 78464A847 53,647 851 SH DFND 0 0 851
SPDR SERIES TRUST ST STR P400MID 78464A847 73,505 1,166 SH SOLE 1,166 0 0
SPDR SERIES TRUST ST STR P500ETF 78464A854 282,385 3,146 SH SOLE 3,146 0 0
SPDR SERIES TRUST SPDR S&P 500 ESG 78468R531 31,045,582 419,195 SH SOLE 419,195 0 0
SPDR SERIES TRUST ST BLOO HIGH ETF 78468R622 1,391 15 SH SOLE 15 0 0
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 8,643,943 94,325 SH SOLE 94,325 0 0
SPDR SERIES TRUST ST STR SP500DIV 78468R788 30,625 675 SH SOLE 675 0 0
SPDR SERIES TRUST ST STR SP600 SML 78468R853 56,719 1,073 SH SOLE 1,073 0 0
STANDARD MTR PRODS INC COM 853666105 37,100 1,000 SH DFND 0 0 1,000
STANLEY BLACK & DECKER INC COM 854502101 110,295 1,245 SH DFND 0 0 1,245
STARBUCKS CORP COM 855244109 4,698 50 SH DFND 0 0 50
STARBUCKS CORP COM 855244109 34,107 363 SH SOLE 363 0 0
STATE STR CORP COM 857477103 30,553 175 SH DFND 175 0 0
STATE STR CORP COM 857477103 26,189 150 SH SOLE 150 0 0
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 1,365,457 2,685 SH DFND 0 0 2,685
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 315,301 620 SH SOLE 620 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,905,428 5,121 SH DFND 667 0 4,454
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2,046,899 2,684 SH SOLE 2,684 0 0
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 1,283,211 1,954 SH DFND 0 0 1,954
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 187,162 285 SH SOLE 285 0 0
STRYKER CORPORATION COM 863667101 188,367 684 SH DFND 0 0 684
STRYKER CORPORATION COM 863667101 3,982,966 14,463 SH SOLE 14,096 0 367
SYNOPSYS INC COM 871607107 20,007 46 SH SOLE 46 0 0
SYSCO CORP COM 871829107 678,252 8,700 SH DFND 0 0 8,700
SYSCO CORP COM 871829107 8,264 106 SH SOLE 106 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 368,145 807 SH DFND 715 0 92
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 31,933 70 SH SOLE 70 0 0
TARGET CORP COM 87612E106 316,514 2,020 SH DFND 0 0 2,020
TE CONNECTIVITY PLC ORD SHS G87052109 35,884 170 SH DFND 0 0 170
TE CONNECTIVITY PLC ORD SHS G87052109 6,306,015 29,875 SH SOLE 29,656 0 219
TENARIS S A SPONSORED ADS 88031M109 6,401 116 SH SOLE 116 0 0
TENET HEALTHCARE CORP COM NEW 88033G407 18,656 73 SH SOLE 73 0 0
TESLA INC COM 88160R101 444,932 1,254 SH DFND 0 0 1,254
TESLA INC COM 88160R101 39,384 111 SH SOLE 111 0 0
TEXAS INSTRS INC COM 882508104 154,050 550 SH DFND 0 0 550
TEXAS INSTRS INC COM 882508104 267,766 956 SH SOLE 956 0 0
THE CIGNA GROUP COM 125523100 9,242 34 SH DFND 0 0 34
THERMO FISHER SCIENTIFIC INC COM 883556102 438,783 650 SH DFND 150 0 500
THERMO FISHER SCIENTIFIC INC COM 883556102 691,926 1,025 SH SOLE 1,025 0 0
THOR INDS INC COM 885160101 3,939 57 SH SOLE 57 0 0
TJX COS INC NEW COM 872540109 356,046 2,691 SH DFND 375 0 2,316
TJX COS INC NEW COM 872540109 10,958,047 82,821 SH SOLE 81,429 0 1,392
TKO GROUP HOLDINGS INC CL A 87256C101 9,166 51 SH SOLE 51 0 0
TOMPKINS FINL CORP COM 890110109 81,528,948 847,054 SH DFND 0 0 847,054
TOMPKINS FINL CORP COM 890110109 24,787,936 257,537 SH SOLE 0 0 257,537
TORONTO DOMINION BK ONT COM NEW 891160509 141,036 1,200 SH DFND 0 0 1,200
TRANE TECHNOLOGIES PLC SHS G8994E103 7,684 17 SH SOLE 17 0 0
TRAVELERS COMPANIES INC COM 89417E109 103,744 291 SH DFND 0 0 291
TRAVELERS COMPANIES INC COM 89417E109 100,536 282 SH SOLE 282 0 0
TRINITY INDS INC COM 896522109 51,080 2,000 SH DFND 0 0 2,000
TRUIST FINL CORP COM 89832Q109 306,321 6,616 SH DFND 0 0 6,616
TYSON FOODS INC CL A 902494103 14,805 293 SH SOLE 293 0 0
UIPATH INC CL A 90364P105 963 75 SH DFND 0 0 75
UNILEVER PLC SPON ADR NEW 904767803 26,964 444 SH SOLE 444 0 0
UNION PAC CORP COM 907818108 192,668 708 SH DFND 0 0 708
UNION PAC CORP COM 907818108 60,413 222 SH SOLE 222 0 0
UNITED PARCEL SVCS INC CL B 911312106 30,368 325 SH SOLE 325 0 0
UNITEDHEALTH GROUP INC COM 91324P102 642,390 1,750 SH DFND 0 0 1,750
UNITEDHEALTH GROUP INC COM 91324P102 15,784 43 SH SOLE 43 0 0
US BANCORP COM NEW 902973304 129,902 2,249 SH DFND 0 0 2,249
V2X INC COM 92242T101 71 1 SH DFND 0 0 1
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 43,245 1,555 SH DFND 0 0 1,555
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 11,522 109 SH DFND 0 0 109
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 3,611,054 34,160 SH SOLE 34,160 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 20,097 33 SH DFND 0 0 33
VANECK ETF TRUST VANECK VIETNAM 92189F817 3,390 200 SH DFND 200 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 3,200,029 37,436 SH SOLE 37,436 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 103,898 1,426 SH SOLE 1,426 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 58,675 768 SH SOLE 768 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 702 10 SH DFND 0 0 10
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 39,247,101 559,474 SH SOLE 559,474 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 141,317 2,852 SH SOLE 2,852 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 100,924 144 SH DFND 0 0 144
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 39,588,778 56,486 SH SOLE 56,486 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 39,106 200 SH DFND 200 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 61,201 313 SH SOLE 313 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 38,093 425 SH DFND 0 0 425
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 371,875 4,149 SH SOLE 3,129 0 1,020
VANGUARD INDEX FDS SML CP GRW ETF 922908595 23,648 70 SH SOLE 70 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 194,989 844 SH SOLE 844 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 390,218 4,976 SH SOLE 4,976 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 181,906 517 SH SOLE 517 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 542,913 6,025 SH SOLE 6,025 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 441,884 2,045 SH SOLE 2,045 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 21,337 75 SH DFND 75 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,106,666 3,890 SH SOLE 3,890 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,542,992 4,123 SH DFND 0 0 4,123
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,176,611 3,144 SH SOLE 3,144 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 192,419 1,219 SH SOLE 1,219 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 29,655 500 SH DFND 500 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 191,275 3,225 SH SOLE 3,225 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 284,530 3,278 SH SOLE 3,278 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,790 77 SH DFND 0 0 77
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 257,121 4,467 SH SOLE 4,467 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 128,235 1,660 SH SOLE 1,660 0 0
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 206,333 615 SH DFND 615 0 0
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 100,633,375 299,950 SH SOLE 299,926 0 24
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 69,880 542 SH SOLE 542 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 3,242 73 SH DFND 0 0 73
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 14,789 333 SH SOLE 333 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 64,997 830 SH SOLE 830 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 24,964 107 SH SOLE 107 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 36,469,359 516,490 SH SOLE 516,490 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 990,797 6,384 SH SOLE 6,384 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 298,637 2,953 SH SOLE 2,953 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 3,283 52 SH SOLE 52 0 0
VANGUARD WORLD FD FINANCIALS ETF 92204A405 130 1 SH SOLE 1 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 97,353 308 SH SOLE 308 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 15,080 120 SH DFND 0 0 120
VANGUARD WORLD FD INF TECH ETF 92204A702 76,156 606 SH SOLE 606 0 0
VENTAS INC COM 92276F100 170,040 2,000 SH DFND 0 0 2,000
VERALTO CORP COM SHS 92338C103 1,226 13 SH DFND 0 0 13
VERALTO CORP COM SHS 92338C103 36,502 387 SH SOLE 387 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 633,052 13,801 SH DFND 0 0 13,801
VERIZON COMMUNICATIONS INC COM 92343V104 475,397 10,364 SH SOLE 10,364 0 0
VERSANT MEDIA GROUP INC COM CL A 925283103 5,231 165 SH DFND 0 0 165
VERTEX PHARMACEUTICALS INC COM 92532F100 12,547 24 SH SOLE 24 0 0
VIATRIS INC COM 92556V106 2,569 145 SH DFND 0 0 145
VISA INC COM CL A 92826C839 66,835 186 SH DFND 0 0 186
VISA INC COM CL A 92826C839 79,412 221 SH SOLE 221 0 0
VISTRA CORP COM 92840M102 27,808 201 SH DFND 0 0 201
VIVMARK RESIDENTIAL SH BEN INT 29476L107 76,315 1,256 SH DFND 0 0 1,256
VONTIER CORPORATION COM 928881101 12,560 400 SH DFND 400 0 0
VULCAN MATLS CO COM 929160109 73,389 300 SH DFND 300 0 0
WABTEC COM 929740108 27,282 95 SH DFND 0 0 95
WALMART INC COM 931142103 1,510,997 14,540 SH DFND 0 0 14,540
WALMART INC COM 931142103 21,565,374 207,519 SH SOLE 206,083 0 1,436
WARNER BROS DISCOVERY INC COM SER A 934423104 92,757 2,997 SH DFND 0 0 2,997
WARNER BROS DISCOVERY INC COM SER A 934423104 8,418 272 SH SOLE 272 0 0
WASTE MGMT INC DEL COM 94106L109 66,070 324 SH DFND 0 0 324
WASTE MGMT INC DEL COM 94106L109 12,523,747 61,415 SH SOLE 60,814 0 601
WATERS CORP COM 941848103 261,876 596 SH DFND 27 0 569
WATSCO INC COM 942622200 151,345 500 SH DFND 0 0 500
WEBULL CORP ORD SHS G9572D103 3,938 565 SH DFND 0 0 565
WEC ENERGY GROUP INC COM 92939U106 201,560 2,000 SH DFND 0 0 2,000
WELLS FARGO & CO COM 949746101 108,068 1,350 SH DFND 0 0 1,350
WESTERN DIGITAL CORP COM 958102105 22,723 50 SH DFND 0 0 50
WHEATON PRECIOUS METALS CORP COM 962879102 33,029 247 SH DFND 0 0 247
WHEATON PRECIOUS METALS CORP COM 962879102 9,360 70 SH SOLE 70 0 0
WHIRLPOOL CORP COM 963320106 7,946 259 SH DFND 0 0 259
WISDOMTREE TR US TOTAL DIVIDND 97717W109 42,319 453 SH SOLE 453 0 0
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 80,756 1,556 SH DFND 0 0 1,556
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 86,518 1,560 SH DFND 0 0 1,560
WP CAREY INC COM 92936U109 17,450 270 SH SOLE 270 0 0
WW GRAINGER INC COM 384802104 221,745 178 SH SOLE 178 0 0
XYLEM INC COM 98419M100 2,025 20 SH DFND 0 0 20
XYLEM INC COM 98419M100 11,444 113 SH SOLE 113 0 0
YORK WTR CO COM 987184108 110,232 3,600 SH DFND 3,600 0 0
YUM BRANDS INC COM 988498101 204,510 1,500 SH DFND 0 0 1,500
YUM BRANDS INC COM 988498101 5,999 44 SH SOLE 44 0 0
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 4,106 11 SH SOLE 11 0 0
ZILLOW GROUP INC CL C CAP STK 98954M200 162,780 6,000 SH DFND 0 0 6,000
ZIMMER BIOMET HOLDINGS INC COM 98956P102 7,106 80 SH DFND 0 0 80