The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P TTL STK 464287150 34,781,000 238,801 SH SOLE 0 0 238,801
ISHARES TR MSCI ACWI EX US 464288240 29,358,120 451,594 SH SOLE 0 0 451,594
ISHARES TR CORE S&P500 ETF 464287200 28,131,458 42,031 SH SOLE 0 0 42,031
ISHARES TR MSCI USA QLT FCT 46432F339 20,277,698 104,256 SH SOLE 0 0 104,256
ISHARES TR MSCI INTL QUALTY 46434V456 17,451,471 394,919 SH SOLE 0 0 394,919
ISHARES TR CORE TOTAL USD 46434V613 16,026,201 343,100 SH SOLE 0 0 343,100
ISHARES TR CORE HIGH DV ETF 46429B663 7,807,634 63,762 SH SOLE 0 0 63,762
ISHARES TR EAFE VALUE ETF 464288877 7,064,689 104,153 SH SOLE 0 0 104,153
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,987,296 21,233 SH SOLE 0 0 21,233
ISHARES TR S&P 500 GRWT ETF 464287309 6,647,809 55,068 SH SOLE 0 0 55,068
ISHARES TR NATIONAL MUN ETF 464288414 6,479,810 60,849 SH SOLE 0 0 60,849
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 6,353,284 107,319 SH SOLE 0 0 107,319
ISHARES TR S&P 500 VAL ETF 464287408 5,172,043 25,045 SH SOLE 0 0 25,045
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 5,036,823 94,606 SH SOLE 0 0 94,606
ISHARES TR MBS ETF 464288588 4,989,095 52,434 SH SOLE 0 0 52,434
ISHARES INC CORE MSCI EMKT 46434G103 4,204,824 63,787 SH SOLE 0 0 63,787
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 4,202,084 156,501 SH SOLE 0 0 156,501
ISHARES TR 10-20 YR TRS ETF 464288653 3,980,975 38,654 SH SOLE 0 0 38,654
ISHARES TR CORE MSCI INTL 46435G326 3,865,774 48,220 SH SOLE 0 0 48,220
ISHARES TR EAFE GRWTH ETF 464288885 3,550,868 31,180 SH SOLE 0 0 31,180
ISHARES TR CORE INTL AGGR 46435G672 3,408,691 66,537 SH SOLE 0 0 66,537
ISHARES TR CORE S&P MCP ETF 464287507 2,825,393 43,295 SH SOLE 0 0 43,295
ISHARES TR U.S. TECH ETF 464287721 2,584,578 13,196 SH SOLE 0 0 13,196
APPLE INC COM 037833100 2,515,999 9,881 SH SOLE 0 0 9,881
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 2,298,387 27,143 SH SOLE 0 0 27,143
BLACKROCK ETF TRUST ISHARES US THEMA 09290C806 2,136,781 56,439 SH SOLE 0 0 56,439
ISHARES TR S&P 100 ETF 464287101 2,107,210 6,331 SH SOLE 0 0 6,331
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,883,943 18,227 SH SOLE 0 0 18,227
ISHARES TR JPMORGAN USD EMG 464288281 1,790,619 18,811 SH SOLE 0 0 18,811
ISHARES TR SHRT NAT MUN ETF 464288158 1,790,273 16,766 SH SOLE 0 0 16,766
ISHARES GOLD TR ISHARES NEW 464285204 1,756,668 24,140 SH SOLE 0 0 24,140
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,685,430 28,128 SH SOLE 0 0 28,128
ISHARES TR MSCI USA MMENTM 46432F396 1,672,823 6,523 SH SOLE 0 0 6,523
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,631,694 2,730 SH SOLE 0 0 2,730
SPDR SERIES TRUST NUVEEN ICE MUNIC 78468R721 1,584,378 34,768 SH SOLE 0 0 34,768
ISHARES TR US TREAS BD ETF 46429B267 1,344,282 58,144 SH SOLE 0 0 58,144
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 1,134,979 10,860 SH SOLE 0 0 10,860
ISHARES TR CONV BD ETF 46435G102 932,266 9,318 SH SOLE 0 0 9,318
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 916,337 21,330 SH SOLE 0 0 21,330
ISHARES TR CORE US AGGBD ET 464287226 797,790 7,958 SH SOLE 0 0 7,958
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 767,059 15,320 SH SOLE 0 0 15,320
BERKSHIRE HATHAWAY INC DEL CL A 084670108 754,200 1 SH SOLE 0 0 1
BLACKROCK ETF TRUST ISHARES A I INNO 09290C780 718,624 21,037 SH SOLE 0 0 21,037
ISHARES INC MSCI EMRG CHN 46434G764 634,662 9,401 SH SOLE 0 0 9,401
VANGUARD STAR FDS VG TL INTL STK F 921909768 600,168 8,170 SH SOLE 0 0 8,170
ISHARES TR RUSSELL 2000 ETF 464287655 598,609 2,474 SH SOLE 0 0 2,474
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 586,976 1,995 SH SOLE 0 0 1,995
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 501,735 998 SH SOLE 0 0 998
REDDIT INC CL A 75734B100 459,980 2,000 SH SOLE 0 0 2,000
GE VERNOVA INC COM 36828A101 410,753 668 SH SOLE 0 0 668
SPDR S&P 500 ETF TR TR UNIT 78462F103 396,608 593 SH SOLE 0 0 593
ENTERPRISE PRODS PARTNERS L COM 293792107 384,527 12,297 SH SOLE 0 0 12,297
ISHARES TR 20 YR TR BD ETF 464287432 365,970 4,095 SH SOLE 0 0 4,095
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 350,663 571 SH SOLE 0 0 571
ISHARES TR RUS 1000 ETF 464287622 338,714 927 SH SOLE 0 0 927
BLACKSTONE INC COM 09260D107 312,997 1,832 SH SOLE 0 0 1,832
MICROSOFT CORP COM 594918104 300,929 581 SH SOLE 0 0 581
ISHARES TR RUS 1000 GRW ETF 464287614 277,881 593 SH SOLE 0 0 593
ISHARES TR HIGH YLD SYSTM B 46435G250 263,530 5,508 SH SOLE 0 0 5,508
SPDR GOLD TR GOLD SHS 78463V107 231,056 650 SH SOLE 0 0 650
ISHARES TR RUS MID CAP ETF 464287499 227,472 2,356 SH SOLE 0 0 2,356
NVIDIA CORPORATION COM 67066G104 224,841 1,205 SH SOLE 0 0 1,205
ABBVIE INC COM 00287Y109 212,091 916 SH SOLE 0 0 916
INTERNATIONAL BUSINESS MACHS COM 459200101 211,902 751 SH SOLE 0 0 751
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 203,168 7,725 SH SOLE 0 0 7,725