UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM
CURRENT REPORT
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Item 1.01 Entry into a Material Definitive Agreement
On September 30, 2026, CCF OpCo LLC (the “Borrower”), a wholly owned subsidiary of Katapult Holdings, Inc. (the “Company”), entered into a Seventh Amendment (the “Seventh Amendment”) to that certain Second Amended and Restated Revolving Credit Agreement, dated as of December 29, 2023, by and among the Borrower, the lenders from time to time party thereto, The Huntington National Bank, successor by merger to Veritex Community Bank (“Huntington”), as resigning administrative agent, Sunflower Bank, N.A., as successor administrative agent (“Sunflower”), and BP Funding Trust, Series SPL-V, as Class B Agent (“BP Funding Trust”) (the “Credit Agreement”).
The Seventh Amendment extends the scheduled Draw Period Termination Date (as defined in the Seventh Amendment) from September 30, 2026 to November 30, 2026, subject to earlier termination upon the occurrence of an unwaived Cease Funding Event (as defined in the Credit Agreement) and any extension requested by the Borrower and approved by the lenders in accordance with the Credit Agreement.
Upon the occurrence of a Draw Period Termination Date, a twelve-month amortization period will commence as described in the Credit Agreement, and, absent an Event of Default (as defined in the Credit Agreement), the maturity date will not occur until the end of such amortization period.
In connection with entry into the Seventh Amendment, the Borrower entered into an Assignment and Assumption of Revolving Credit Documents (the “Assignment and Assumption”), by and among the Borrower, Huntington, Sunflower and BP Funding Trust, pursuant to which Huntington simultaneously resigned as administrative agent and assigned, and Sunflower assumed, all of Huntington’s rights, title and interest in that capacity under the Credit Agreement, and Sunflower was appointed as successor administrative agent. Other than as modified by the Seventh Amendment and the Assignment and Assumption, the Credit Agreement remains in full force and effect.
The foregoing description of the Seventh Amendment does not purport to be complete and is qualified in its entirety by reference to the Seventh Amendment, which is attached as Exhibit 10.1 to this Current Report on Form 8-K and incorporated herein by reference.
Item 9.01 Financial Statements and Exhibits
(d) Exhibits
| Exhibit No. |
Exhibit |
| 10.1† | Seventh Amendment to Second Amended and Restated Revolving Credit Agreement, dated as of September 30, 2026, by and among CCF OpCo LLC, as Borrower, the lenders from time to time party thereto, The Huntington National Bank, successor by merger to Vertix Community Bank, as resigning administrative agent, Sunflower Bank, N.A., as administrative agent, and BP Funding Trust, Series SPL-V, as Class B Agent. |
| 104 | Cover Page Interactive Data File (the cover page XBRL tags are embedded within the inline XBRL document) |
† Pursuant to Item 601(a)(5) of Regulation S-K, certain schedules and similar attachments have been omitted. the Company hereby agrees to furnish supplementally a copy of any omitted schedule or similar attachment to the U.S. Securities and Exchange Commission upon request.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| Date: | October 2, 2026 | /s/ Russell Falkenstein |
| Name: Russell Falkenstein | ||
| Title: Executive Vice President, Chief Financial Officer |