J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G

Exhibit 99.2

 

Customer Loan ID Field Label Bid Tape Field Value Field Value Compare Status Comment
304846940 Representative FICO 682 692 Verified Field Value Representative FICO reflects the lowest mid score of all borrowers
304846940 Property Type Single Family Detached PUD Verified Field Value reflects the Approval/AUS in file.
305139312 Contract Sales Price xxxx xxxx Verified Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum
305172842 Original Loan Amount xxxx xxxx Verified Field Value reflects the Note value
305172842 Original P&I xxxx xxxx Verified Field Value reflects Note value
305170853 Original Interest Rate 5.88 5.875 Verified Field Value reflects the Note value
305170853 Appraised Value xxxx xxxx Verified Field Value captured from Valuation model in file
305179734 Property Type 2 Family Single Family Detached Verified Field Value captured from Appraisal or Valuation model in file
305179734 Refi Purpose Rate/Term Cash-out - Other Verified Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD
305215357 Original Interest Rate 6.19 6.192 Verified Field Value reflects the Note value
305207695 Coborrower Last Name xxxx xxxx Verified Field Value reflects Co-Borrower name as it appears on the Note
305208744 Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
305195662 Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
305226062 Original Interest Rate 6.63 6.625 Verified Field Value reflects the Note value
305133733 Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
305133733 Investor: Qualifying Total Debt Ratio 28.4371 44.78348 Verified Lender has not considered P&I for REO property xxxx which result in DTI variance.
305169866 Original Loan Amount xxxx xxxx Verified Field Value reflects the Note value
305169866 Representative FICO 762 732 Verified Field Value Representative FICO reflects the lowest mid score of all borrowers
305169866 Original CLTV 50 46.84343 Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases)
305169866 Original LTV 50 46.84343 Verified Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases)
305169866 Investor: Qualifying Total Debt Ratio 24.55 15.28336 Verified DTI is 15.29% as per 1008, no discrepancy.
305168274 Investor: Qualifying Total Debt Ratio 26.032 39.07716 Verified xxxx: Lender used ordinary income for xxxx for year 2023 as $xxxx instead of $xxxx leads to income and DTI variance. Income updated as per documents.- 1008 reflects 39.116 which is within 3% tolerance.
305133135 Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
305183508 Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
305168248 Investor: Qualifying Total Debt Ratio 10.719 31.53555 Verified Lender Qualifying DTI is 29.09300% as per 1008 however, clarity is reflecting DTI as 29.09464% however, there is no change in DTI ratio but just a round off figure.
305176780 Investor: Qualifying Total Debt Ratio 9.8109 34.36484 Verified 1008 not provided. All debts per 1003 entered, AUS appears to have omitted obligations.
305186037 Investor: Qualifying Total Debt Ratio 39.242 34.50176 Verified DTI as per 1008 is 34.50%. No discrepancy in DTI ratio.
305186037 Decision System DU LP / LPA Verified Field value reflects source document
305170383 Zip xxxx xxxx Verified Field Value reflects Zip per Note
305170383 Borrower FTHB 1 0 Verified Field Value verified by Application, Credit Report or other documentation in file
305182544 Investor: Qualifying Total Debt Ratio 26.3355 11.10311 Verified Due to Borrowers S-Corp income of $xxxx as 2024 W-2 income $xxxx vs worksheet of $xxxx W-2 income from 2025-income of $xxxx.
305173111 Note Date xxxx xxxx Verified The Bid Tape Field Value was not provided.
305202328 Property Type Single Family Detached PUD Attached Verified Field Value captured from Appraisal or Valuation model in file
305202328 Investor: Qualifying Total Debt Ratio 44.93 40.37924 Verified Lender has considered all other monthly payments used in qualifying as $xxxx and calculated all other monthly payments used in qualifying is $xxxx due to which there is variance in DTI. Lender qualified with DTI as 44.93% and calculated DTI as per clarity is 42.42090%, however DTI is within 3%  tolerance limit.
305175198 Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
305175198 Decision System DU LP / LPA Verified Field value reflects source document
305183999 Note Date xxxx xxxx Verified The Bid Tape Field Value was not provided.
305183999 Original Interest Rate 5.375 5.125 Verified Field Value reflects the Note value
305180169 Borrower Last Name xxxx xxxx Verified Field Value reflects Borrower name as it appears on the Note
305176434 Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
305176434 Original CLTV 63.6 73.38462 Verified 2nd full appraisal prov idd, lower value used with adjusted LTV/CLTV per 1008
305176434 Original LTV 63.6 73.38462 Verified 2nd full appraisal prov idd, lower value used with adjusted LTV/CLTV per 1008
305210666 Borrower FTHB 0 1 Verified Field Value verified by Application, Credit Report or other documentation in file
305176432 Street xxxx xxxx Verified Field Value reflects Street per Note
305176432 Borrower First Name xxxx xxxx Verified Field Value reflects Borrower name as it appears on the Note
305176432 Investor: Qualifying Total Debt Ratio 28 41.05392 Verified Lender calculated DTI is 41.924% as per 1008 and system calculated DTI is 41.05392% due to REO xxxx rental income of $xxxx vs 1003 of $xxxx as rent is $xxxx per lease agreement. 1003 rent $xxxx.
305198239 Street xxxx xxxx Verified Field Value reflects Street per Note
305213167 Borrower FTHB 0 1 Verified Field Value verified by Application, Credit Report or other documentation in file
305191893 Borrower FTHB 1 0 Verified Field Value verified by Application, Credit Report or other documentation in file
305206684 Investor: Qualifying Total Debt Ratio 42.482 46.13277 Verified Due to REO xxxx-Higher PITIA per mortgage statement $xxxx vs 1003 of $xxxx and 1008 missing city property taxes of $xxxx per first payment letter
305170641 Investor: Qualifying Total Debt Ratio 24.7 30.5291 Verified DTI is matching with 1008 and AUS.
305170641 Decision System LP / LPA DU Verified Field value reflects source document
305174191 Borrower First Name xxxx xxxx Verified Field Value reflects Borrower name as it appears on the Note
305174191 Borrower FTHB 1 0 Verified Field Value verified by Application, Credit Report or other documentation in file
305216553 Representative FICO 801 804 Verified Field Value Representative FICO reflects the lowest mid score of all borrowers
305217853 Representative FICO 709 695 Verified Field Value Representative FICO reflects the lowest mid score of all borrowers
305217853 Decision System DU LP / LPA Verified Field value reflects source document
305175402 Zip xxxx xxxx Verified Field Value reflects Zip per Note
305175402 Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
305175402 Investor: Qualifying Total Debt Ratio 29 22.45261 Verified DTI is matching with 1008.
305207838 Original CLTV 40 38.29787 Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
305207838 Original LTV 40 38.29787 Verified Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances)
305207068 Zip xxxx xxxx Verified Field Value reflects Zip per Note
305215408 City xxxx xxxx Verified Field Value reflects City per Note
305235341 Note Date xxxx xxxx Verified The Bid Tape Field Value was not provided.
305226541 Appraised Value xxxx xxxx Verified Field Value captured from Valuation model in file