MORGAN STANLEY RESIDENTIAL MORTGAGE LOAN TRUST 2026-NQM11 ABS-15G

 

Exhibit 99.4 - Schedule 5

 

Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Subordinate Lien 2 Type Subordinate Lien 2 Max Draw Amount (HELOC) Subordinate Lien 3 Type Subordinate Lien 3 Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Borrower 1 Trust Name Borrower 2 Trust Name Borrower 3 Trust Name Borrower 4 Trust Name
XXXX   10267118 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.990% 7.990% XXXX Yes 18.000% $360.84 $30.07 $2,450.28 $204.19 $0.00 $0.00 $0.00 $1,311.87   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.592 2.592   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 670                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 25432.48 19.4 162773.23 124.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10160189 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% 7.875% XXXX Yes 18.000% $1,418.40 $118.20 $1,118.04 $93.17 $0.00 $0.00 $0.00 $1,160.49   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.241 1.241 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 662                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 17206.46 14.8 17206.46 14.8 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10196890 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% 7.125% XXXX No   $8,435.52 $702.96 $5,483.04 $456.92 $0.00 $0.00 $0.00 $4,301.09   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.186 1.18 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 764                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 117709.65 27.4 No 56.52 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XXXX XXXX XXXX XXXX
XXXX   10149859 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.090% 8.090% XXXX Yes 23.000% $1,044.00 $87.00 $2,167.80 $180.65 $0.00 $0.00 $0.00 $1,003.26   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.196 1.196   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 685                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 7297.08 7.3 53982.82 53.8 No 70.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10160172 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% 6.990% XXXX Yes 18.000% $6,887.40 $573.95 $6,563.76 $546.98 $249.96 $20.83 $0.00 $5,264.13   N/A XXXX XXXX $20.83 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.168 1.168 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 717                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 54243.58 10.3 77049.74 14.6 Yes 74.19 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232952 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% 6.500% XXXX Yes 18.000% $3,639.72 $303.31 $3,345.60 $278.80 $4,424.40 $368.70 $0.00 $3,866.22   N/A XXXX XXXX $368.70 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.469 1.469 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 729                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 92901.24 22.4 Yes 75 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232393 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% 7.750% XXXX Yes 18.000% $3,072.96 $256.08 $1,425.96 $118.83 $0.00 $0.00 $0.00 $1,652.99   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.071 1.071 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 678                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 71247.95 43.1 71247.95 43.1 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232536 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% XXXX Yes 18.000% $3,725.76 $310.48 $2,742.00 $228.50 $0.00 $0.00 $0.00 $1,450.37   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.869 0.869 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 715                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 46030.17 31.7 46030.17 31.7 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10200635 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.790% 6.790% XXXX Yes 24.000% $6,702.36 $558.53 $837.96 $69.83 $0.00 $0.00 $0.00 $1,878.78   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.384 1.388 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 745                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 57243.58 30.5 57243.58 30.5 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10200690 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.650% 6.650% XXXX Yes 45.000% $11,661.48 $971.79 $4,807.68 $400.64 $0.00 $0.00 $0.00 $9,846.37   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.473 1.473 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 769                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 214181.93 21.8 261692.14 26.6 No 55.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10194948 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% 7.625% XXXX No   $5,633.88 $469.49 $2,369.04 $197.42 $0.00 $0.00 $0.00 $2,597.77   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.155 1.155   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 735                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX Employment Authorization Card or Document XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 18456.21 7.1 18456.21 7.1 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10194936 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% 7.750% XXXX No   $4,320.84 $360.07 $3,273.00 $272.75 $0.00 $0.00 $0.00 $1,949.23   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.231 1.231   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 712                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 64879.89 33.3 64879.89 33.3 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232816 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% XXXX Yes 18.000% $5,170.08 $430.84 $2,994.48 $249.54 $0.00 $0.00 $0.00 $4,346.04   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.091 1.091 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 763                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License USA Patriot Act XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 735971.71 169.3 735971.71 169.3 Yes 75 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232836 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% XXXX Yes 18.000% $3,796.56 $316.38 $1,625.28 $135.44 $0.00 $0.00 $0.00 $1,233.19   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.5 1.379   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 678                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 13096.32 10.6 13096.32 10.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232950 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% XXXX Yes 18.000% $5,308.92 $442.41 $2,603.04 $216.92 $0.00 $0.00 $0.00 $2,773.00   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.37 1.37 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 672                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 53217.72 19.2 53217.72 19.2 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232592 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% 6.990% XXXX Yes 18.000% $2,832.00 $236.00 $1,391.04 $115.92 $0.00 $0.00 $0.00 $960.06   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.818 1.818   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 750                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 373939.48 389.5 373939.48 389.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232791 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% 7.375% XXXX Yes 10.000% $2,244.36 $187.03 $1,542.96 $128.58 $0.00 $0.00 $0.00 $1,350.24   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.296 1.311 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 678                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 18692.95 13.8 18692.95 13.8 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232783 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A Client Affirms Non-QM Status       Manual Underwriting Manual Underwriting No     7.375% 7.375% XXXX No   $2,739.72 $228.31 $1,121.04 $93.42 $0.00 $0.00 $0.00 $1,435.44   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.219 1.219   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 734                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 11072.55 7.7 11072.55 7.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232942 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.750% 7.750% XXXX Yes 18.000% $542.76 $45.23 $1,013.04 $84.42 $0.00 $0.00 $0.00 $1,069.94   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.682 1.682 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 752                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 10215.69 9.6 10215.69 9.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232581 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% 7.875% XXXX Yes 18.000% $1,411.32 $117.61 $4,373.04 $364.42 $0.00 $0.00 $0.00 $1,433.68   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.674 1.674   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 669                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 18431.70 12.9 18431.70 12.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232391 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% XXXX Yes 18.000% $1,508.88 $125.74 $1,436.04 $119.67 $0.00 $0.00 $0.00 $886.66   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.353 1.353 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 697                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 67328.91 75.9 67328.91 75.9 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232716 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% XXXX Yes 18.000% $5,831.04 $485.92 $2,964.00 $247.00 $0.00 $0.00 $0.00 $3,076.20   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.212 1.212 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 728                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Foreign National Foreign National N/A Passport   XXXX Canada XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No 194 8539.18 2.8 149443.96 48.6 Yes 75 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232514 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.125% 8.125% XXXX Yes 18.000% $1,109.04 $92.42 $1,278.96 $106.58 $0.00 $0.00 $0.00 $794.85   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.334 1.334 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 672                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 20959.01 26.4 20959.01 26.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232965 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% XXXX Yes 18.000% $848.64 $70.72 $1,064.28 $88.69 $0.00 $0.00 $0.00 $981.69   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.008 1.008 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 676                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 13738.44 14.0 13738.44 14.0 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10214915 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.770% 6.770% XXXX Yes 23.000% $8,866.20 $738.85 $3,341.04 $278.42 $0.00 $0.00 $0.00 $4,916.84   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.281 1.239 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 756                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 18818.60 3.8 56368.30 11.5 No 74.53 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10214921 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.980% 6.980% XXXX Yes 23.000% $7,762.80 $646.90 $3,436.56 $286.38 $0.00 $0.00 $0.00 $5,265.62   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.434 1.13 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 765                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 12179.81 2.3 99379.32 18.9 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10214960 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.410% 6.410% XXXX Yes 23.000% $3,640.56 $303.38 $1,237.44 $103.12 $0.00 $0.00 $0.00 $2,378.91   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.681 1.681 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 783                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 69880.81 29.4 227345.16 95.6 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10214961 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.820% 7.820% XXXX Yes 23.000% $1,436.76 $119.73 $1,080.96 $90.08 $0.00 $0.00 $0.00 $959.92   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.563 1.563 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 723                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 15725.44 16.4 18605.26 19.4 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10214984 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.310% 7.310% XXXX Yes 23.000% $1,651.80 $137.65 $2,763.00 $230.25 $0.00 $0.00 $0.00 $1,603.15   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.684 1.684 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 668                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 6930.00 4.3 94194.89 58.8 No 60.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10214987 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% 7.000% XXXX Yes 24.000% $3,201.00 $266.75 $1,880.04 $156.67 $0.00 $0.00 $0.00 $1,556.10   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.507 1.507 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 764                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 72730.38 46.7 154373.05 99.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10214988 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.450% 6.450% XXXX Yes 23.000% $7,497.36 $624.78 $3,738.96 $311.58 $0.00 $0.00 $0.00 $3,718.73   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.691 1.691 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 791                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other ID Card  XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Other ID Card  XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 17526.24 4.7 83687.51 22.5 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232731 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% XXXX Yes 18.000% $450.00 $37.50 $1,552.20 $129.35 $0.00 $0.00 $0.00 $1,579.25   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.456 1.456   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 748                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A I-551 Permanent Resident Card   XXXX United States of America (USA) XXXX XXXX XXXX I-551 Permanent Resident Card  XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No Yes N/A 12933.93 8.2 16532.12 10.5 No 71.67 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232552 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% 6.990% XXXX Yes 18.000% $1,908.24 $159.02 $780.96 $65.08 $0.00 $0.00 $0.00 $898.70   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.224 1.224   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 745                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 77574.40 86.3 116674.14 129.8 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232569 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% 7.875% XXXX Yes 18.000% $2,960.88 $246.74 $1,671.24 $139.27 $1,500.00 $125.00 $0.00 $1,870.52   N/A XXXX XXXX $125.00 XXXX Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.909 1.082   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 669                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 27231.61 14.6 27231.61 14.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10323558 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 8.625% 8.625% XXXX Yes 23.990% $17,652.60 $1,471.05 $6,885.96 $573.83 $0.00 $0.00 $0.00 $8,743.59   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.348 1.37 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 752                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 102419.28 11.7 633103.86 72.4 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232759 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% 6.990% XXXX Yes 18.000% $2,823.72 $235.31 $2,364.96 $197.08 $0.00 $0.00 $0.00 $2,042.13   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.445 1.19 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 703                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 20339.97 10.0 246107.36 120.5 Yes 70 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232652 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% 6.990% XXXX Yes 18.000% $2,814.48 $234.54 $3,447.60 $287.30 $0.00 $0.00 $0.00 $3,587.45   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.318 1.318 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 801                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 434754.64 121.2 494039.87 137.7 Yes 75 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10229196 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.870% 6.870% XXXX Yes 24.000% $4,330.56 $360.88 $1,617.96 $134.83 $4,653.96 $387.83 $0.00 $3,241.77   Yes XXXX XXXX $387.83 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.111 1.247 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 704                 No                                       13 XXXX XXXX 1 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 4041.60 1.2 12648.93 3.9 No 80.0 Yes No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10229197 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.810% 7.810% XXXX Yes 23.000% $1,678.32 $139.86 $1,444.68 $120.39 $0.00 $0.00 $0.00 $919.57   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.631 1.631 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 714                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1162.44 1.3 41485.07 45.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10229229 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.375% 7.375% XXXX Yes 24.000% $6,810.00 $567.50 $400.56 $33.38 $0.00 $0.00 $0.00 $3,237.44   Yes XXXX XXXX $0.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.081 1.081 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 789                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 33080.92 10.2 245108.83 75.7 No 65.0 Yes No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10229234 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.820% 6.820% XXXX Yes 23.000% $5,566.32 $463.86 $1,323.96 $110.33 $0.00 $0.00 $0.00 $1,563.88   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.183 1.183 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 797                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 400938.53 256.4 417460.61 266.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10229252 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.400% 7.400% XXXX Yes 24.000% $7,797.36 $649.78 $5,703.96 $475.33 $0.00 $0.00 $0.00 $9,952.95   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.206 1.206 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 702                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 139.00 0.0 598512.61 60.1 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10229259 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.540% 6.540% XXXX Yes 23.000% $933.96 $77.83 $2,325.96 $193.83 $0.00 $0.00 $0.00 $1,794.94   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.006 1.75 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 790                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 52444.05 29.2 73493.46 40.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10229260 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.870% 7.870% XXXX Yes 23.000% $1,161.84 $96.82 $1,272.00 $106.00 $0.00 $0.00 $0.00 $836.95   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.553 1.553 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 705                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1087.97 1.3 37488.76 44.8 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10229282 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.960% 7.960% XXXX Yes 23.000% $2,258.16 $188.18 $1,622.88 $135.24 $0.00 $0.00 $0.00 $952.79   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.574 1.574 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 684                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 39009.65 40.9 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10229285 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.040% 7.040% XXXX Yes 23.000% $606.48 $50.54 $1,455.96 $121.33 $0.00 $0.00 $0.00 $1,925.35   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.272 1.272 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 804                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 27667.89 14.4 156099.57 81.1 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10229287 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.530% 6.530% XXXX Yes 23.000% $4,631.88 $385.99 $1,802.28 $150.19 $0.00 $0.00 $0.00 $2,267.12   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.786 1.676 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 804                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 133892.23 59.1 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10229288 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.540% 6.540% XXXX Yes 23.000% $2,598.84 $216.57 $2,393.04 $199.42 $0.00 $0.00 $0.00 $2,206.48   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.869 1.869 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 804                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 299263.20 135.6 438783.83 198.9 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10229160 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% 7.750% XXXX Yes 23.000% $1,581.72 $131.81 $3,696.84 $308.07 $6,300.00 $525.00 $0.00 $7,088.41   N/A XXXX XXXX $525.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.058 1.058 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 684                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 194523.14 27.4 214213.37 30.2 Yes 65 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10232524 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% XXXX Yes 18.000% $1,097.52 $91.46 $2,489.76 $207.48 $0.00 $0.00 $0.00 $1,456.78   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.407 1.407 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 673                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 147396.08 101.2 163691.61 112.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259160 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.110% 6.110% XXXX Yes 45.000% $10,037.64 $836.47 $1,729.56 $144.13 $0.00 $0.00 $0.00 $3,449.63   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.032 1.032   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 733                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 4038.69 1.2 14387.43 4.2 No 56.69 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259166 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.950% 6.950% XXXX Yes 24.000% $15,572.16 $1,297.68 $2,051.16 $170.93 $0.00 $0.00 $0.00 $4,649.10   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.054 1.054   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 695                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 88663.51 19.1 102610.78 22.1 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259172 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.570% 7.570% XXXX Yes 23.000% $3,175.68 $264.64 $921.96 $76.83 $0.00 $0.00 $0.00 $1,276.05   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.157 1.141   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 807                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 11054.83 8.7 22442.04 17.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259180 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.620% 7.620% XXXX Yes 23.000% $1,626.60 $135.55 $1,701.12 $141.76 $0.00 $0.00 $0.00 $1,391.54   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.725 1.725 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 770                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 36804.39 26.5 No 56.65 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259182 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.100% 7.100% XXXX Yes 23.000% $1,179.84 $98.32 $2,006.04 $167.17 $0.00 $0.00 $0.00 $824.96   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.424 1.424 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 761                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 14807.10 18.0 14807.10 18.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259188 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.370% 7.370% XXXX Yes 23.000% $1,292.76 $107.73 $2,306.88 $192.24 $0.00 $0.00 $0.00 $1,360.32   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.25 1.25 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 706                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 31852.78 23.4 36687.75 27.0 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259192 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.740% 7.740% XXXX Yes 23.000% $3,098.88 $258.24 $2,052.00 $171.00 $0.00 $0.00 $0.00 $1,652.81   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.059 1.059 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 687                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Passport   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 6109.67 3.7 80157.60 48.5 No 70.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259196 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.530% 6.530% XXXX Yes 23.000% $1,651.80 $137.65 $1,884.00 $157.00 $0.00 $0.00 $0.00 $2,735.71   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.426 1.426 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 745                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 6160.32 2.3 62385.18 22.8 No 55.8 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259203 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.310% 7.310% XXXX Yes 23.000% $1,200.12 $100.01 $2,166.60 $180.55 $0.00 $0.00 $0.00 $1,294.50   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.257 1.257   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 706                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 44879.24 34.7 49667.59 38.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259214 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.845% 6.845% XXXX Yes 23.000% $6,282.12 $523.51 $945.96 $78.83 $0.00 $0.00 $0.00 $2,275.67   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.274 1.274 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 704                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2243.61 1.0 23761.79 10.4 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259218 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% 6.500% XXXX Yes 23.000% $8,136.12 $678.01 $2,243.16 $186.93 $0.00 $0.00 $0.00 $2,233.05   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.24 1.657 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 708                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .01 0.0 103772.32 46.5 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259219 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.480% 6.480% XXXX Yes 23.000% $6,877.56 $573.13 $1,440.96 $120.08 $0.00 $0.00 $0.00 $1,781.26   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.263 1.263   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 787                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 26180.16 14.7 29444.31 16.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259221 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% 6.500% XXXX Yes 23.000% $11,523.84 $960.32 $3,885.96 $323.83 $0.00 $0.00 $0.00 $3,030.24   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.617 1.617 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 708                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 43433.75 14.3 52524.47 17.3 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259224 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.220% 6.220% XXXX Yes 23.000% $987.24 $82.27 $1,426.92 $118.91 $0.00 $0.00 $0.00 $1,061.99   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.318 1.318   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 817                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 64000.31 60.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259227 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% 7.125% XXXX Yes 24.000% $8,800.92 $733.41 $3,999.48 $333.29 $0.00 $0.00 $0.00 $2,852.05   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.052 1.052   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 719                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 128.29 0.0 21689.00 7.6 No 51.46 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259232 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.250% 6.250% XXXX Yes 23.000% $3,413.52 $284.46 $3,585.96 $298.83 $0.00 $0.00 $0.00 $4,277.59   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.238 1.238   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 798                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 302770.81 70.8 No 59.41 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259236 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% 6.500% XXXX Yes 24.000% $7,681.68 $640.14 $3,632.40 $302.70 $0.00 $0.00 $0.00 $7,578.26   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.135 1.069 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 700                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 60794.74 8.0 85052.27 11.2 No 50.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259247 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.100% 7.100% XXXX Yes 23.000% $1,835.76 $152.98 $789.00 $65.75 $0.00 $0.00 $0.00 $924.36   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.452 1.452 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 800                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 51119.26 55.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259262 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.350% 6.350% XXXX Yes 45.000% $7,036.32 $586.36 $1,067.04 $88.92 $0.00 $0.00 $0.00 $3,102.00   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.128 1.128   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 797                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 193743.87 62.5 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10259216 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.100% 7.100% XXXX Yes 23.000% $8,950.44 $745.87 $10,050.12 $837.51 $0.00 $0.00 $0.00 $6,162.47   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.193 1.192 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 706                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 13918.87 2.3 54559.53 8.9 Yes 70 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10267183 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.375% 8.375% XXXX Yes 18.000% $708.00 $59.00 $1,734.96 $144.58 $0.00 $0.00 $0.00 $716.63   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.814 1.814 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 766                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 183861.14 256.6 183861.14 256.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10267148 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% 7.875% XXXX Yes 18.000% $843.84 $70.32 $1,160.52 $96.71 $0.00 $0.00 $0.00 $982.73   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.068 1.068 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 670                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 45138.23 45.9 45138.23 45.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10267147 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% 7.875% XXXX Yes 18.000% $774.60 $64.55 $993.84 $82.82 $0.00 $0.00 $0.00 $979.39   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.113 1.113   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 670                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 44393.03 45.3 44393.03 45.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10267122 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% 7.875% XXXX Yes 18.000% $4,458.72 $371.56 $3,095.04 $257.92 $0.00 $0.00 $0.00 $2,053.15   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.023 1.023   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 667                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 1 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 12075.54 5.9 12075.54 5.9 No 77.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10267162 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% 7.625% XXXX Yes 18.000% $1,863.36 $155.28 $1,659.00 $138.25 $654.96 $54.58 $0.00 $2,683.83   N/A XXXX XXXX $54.58 XXXX Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.894 0.894 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 690                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 40567.02 15.1 40567.02 15.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10267326 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% 7.375% XXXX Yes 18.000% $4,283.16 $356.93 $1,527.96 $127.33 $0.00 $0.00 $0.00 $1,572.07   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.037 1.037 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 672                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 11781.25 7.5 15575.95 9.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10267268 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% XXXX Yes 18.000% $1,649.52 $137.46 $1,135.32 $94.61 $0.00 $0.00 $0.00 $810.17   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.728 1.728 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 768                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Foreign National Foreign National No Passport   XXXX Canada XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 109414.62 135.1 109414.62 135.1 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10267295 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% 7.625% XXXX Yes 18.000% $2,217.36 $184.78 $816.96 $68.08 $0.00 $0.00 $0.00 $1,909.10   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.048 1.03 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 711                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 131813.29 69.0 164408.08 86.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10267212 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.990% 7.990% XXXX Yes 18.000% $2,610.24 $217.52 $2,189.04 $182.42 $0.00 $0.00 $0.00 $1,120.18   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.41 2.41 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 670                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0   0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 26579.18 23.7 26579.18 23.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10267208 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% 7.625% XXXX Yes 18.000% $888.60 $74.05 $1,377.60 $114.80 $0.00 $0.00 $0.00 $878.95   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.479 1.479 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 737                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 33362.57 38.0 122202.12 139.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10267223 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% 7.750% XXXX Yes 18.000% $1,452.96 $121.08 $1,251.96 $104.33 $0.00 $0.00 $0.00 $907.79   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.432 1.432 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 670                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 11773.90 13.0 11773.90 13.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10267275 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% XXXX Yes 18.000% $2,454.60 $204.55 $1,832.64 $152.72 $0.00 $0.00 $0.00 $2,461.08   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.077 1.111 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 792                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 48940.99 19.9 81616.88 33.2 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10267343 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% XXXX Yes 18.000% $4,863.72 $405.31 $2,702.76 $225.23 $0.00 $0.00 $0.00 $1,758.02   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.291 1.291 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 662                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 9167.13 5.2 15552.80 8.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10267354 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.250% 7.250% XXXX Yes 18.000% $862.08 $71.84 $1,176.00 $98.00 $0.00 $0.00 $0.00 $707.05   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.344 1.344 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 721                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1353.19 1.9 18875.39 26.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10267309 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% 6.990% XXXX Yes 18.000% $6,220.08 $518.34 $7,064.64 $588.72 $0.00 $0.00 $0.00 $5,992.10   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.547 1.546 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 801                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 311549.45 52.0 339109.11 56.6 Yes 75 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285686 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.100% 8.100% XXXX Yes 23.000% $1,063.44 $88.62 $1,113.00 $92.75 $0.00 $0.00 $0.00 $820.26   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.438 2.438 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 740                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 19263.91 23.5 22433.21 27.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285688 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.280% 7.280% XXXX Yes 24.000% $2,570.04 $214.17 $1,329.00 $110.75 $0.00 $0.00 $0.00 $1,540.08   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.688 1.688 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 708                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2684.39 1.7 7304.63 4.7 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285693 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.430% 7.430% XXXX Yes 23.000% $6,654.60 $554.55 $1,797.96 $149.83 $0.00 $0.00 $0.00 $2,579.33   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.163 1.163 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 709                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 22288.70 8.6 46182.19 17.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285694 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.090% 6.090% XXXX Yes 24.000% $7,416.24 $618.02 $4,494.00 $374.50 $0.00 $0.00 $0.00 $7,378.95   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes   3 - Verified<2Mos           Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.03 1.03   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 762                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 160657.34 21.8 No 57.97 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285708 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.910% 6.910% XXXX Yes 23.000% $2,273.88 $189.49 $563.04 $46.92 $0.00 $0.00 $0.00 $903.92   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.715 1.715 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 702                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 43105.32 47.7 54950.25 60.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285710 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% 6.990% XXXX Yes 23.000% $539.76 $44.98 $984.00 $82.00 $0.00 $0.00 $0.00 $897.95   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.782 1.782 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 702                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 39168.30 43.6 41862.15 46.6 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285714 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.170% 7.170% XXXX Yes 23.000% $4,263.96 $355.33 $1,719.96 $143.33 $0.00 $0.00 $0.00 $2,371.59   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.054 1.054 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 700                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other identification card XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 4584754.54 1933.2 4707249.78 1984.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285715 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.570% 7.570% XXXX Yes 23.000% $870.60 $72.55 $1,574.04 $131.17 $0.00 $0.00 $0.00 $765.52   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.568 1.568 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 728                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 3986.83 5.2 39798.27 52.0 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285716 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.300% 7.300% XXXX Yes 24.000% $3,836.04 $319.67 $1,422.96 $118.58 $4,176.00 $348.00 $0.00 $2,157.39   Yes XXXX XXXX $348.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.02 1.02 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 705                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 92144.04 42.7 No 38.46 Yes No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285719 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.570% 6.570% XXXX Yes 45.000% $4,801.44 $400.12 $1,686.00 $140.50 $0.00 $0.00 $0.00 $1,711.79   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.11 1.11   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 792                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 196500.86 114.8 276972.85 161.8 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285731 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.860% 7.860% XXXX Yes 23.000% $1,309.08 $109.09 $2,070.24 $172.52 $0.00 $0.00 $0.00 $944.10   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.758 1.758 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 716                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 19545.82 20.7 55261.51 58.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285743 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 691.000% XXXX Yes 23.000% $4,529.64 $377.47 $1,749.96 $145.83 $0.00 $0.00 $0.00 $1,234.81   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.822 1.822 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 691                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 9621.22 7.8 59134.84 47.9 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285745 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.380% 7.380% XXXX Yes 23.000% $1,411.92 $117.66 $939.96 $78.33 $0.00 $0.00 $0.00 $838.63   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.461 1.461 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 801                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 22179.39 26.4 67807.59 80.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285750 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.400% 6.400% XXXX Yes 23.000% $7,495.20 $624.60 $1,333.32 $111.11 $0.00 $0.00 $0.00 $1,894.46   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.161 1.161 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 708                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 290298.61 153.2 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285751 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% XXXX Yes 23.000% $8,735.52 $727.96 $960.96 $80.08 $0.00 $0.00 $0.00 $1,790.37   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.452 1.452 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 706                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 75620.97 42.2 80991.21 45.2 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285753 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.290% 7.290% XXXX Yes 23.000% $2,252.88 $187.74 $1,673.76 $139.48 $0.00 $0.00 $0.00 $1,190.18   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.26 1.265 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 692                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 35591.81 29.9 39148.13 32.9 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285756 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.390% 6.390% XXXX Yes 23.000% $3,523.08 $293.59 $1,088.04 $90.67 $500.04 $41.67 $0.00 $1,246.98   N/A XXXX XXXX $41.67 XXXX Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.283 1.283 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 666                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 16639.82 13.3 24445.72 19.6 No 60.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285757 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.350% 7.375% XXXX Yes 24.000% $15,921.00 $1,326.75 $2,118.00 $176.50 $0.00 $0.00 $0.00 $5,275.37   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.099 1.099 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 709                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 7739.89 1.5 246846.65 46.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285758 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% 7.750% XXXX Yes 23.000% $2,629.80 $219.15 $2,499.96 $208.33 $0.00 $0.00 $0.00 $1,351.65   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.183 2.183   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 703                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 23680.64 17.5 56192.38 41.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285762 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.650% 7.650% XXXX Yes 23.000% $864.12 $72.01 $2,058.60 $171.55 $0.00 $0.00 $0.00 $1,760.15   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.494 1.494   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 707                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 4602.49 2.6 27217.04 15.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285769 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.070% 7.070% XXXX Yes 45.000% $9,888.12 $824.01 $1,995.00 $166.25 $3,960.00 $330.00 $0.00 $2,748.75   N/A XXXX XXXX $330.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.055 1.055 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 734                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 35620.47 13.0 35620.47 13.0 No 54.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285771 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A Client Affirms Non-QM Status       Manual Underwriting Manual Underwriting No     6.480% 6.480% XXXX Yes 23.000% $5,015.16 $417.93 $1,355.04 $112.92 $1,020.00 $85.00 $0.00 $2,104.43   N/A XXXX XXXX $85.00 XXXX Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.212 1.212   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 782                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 81859.91 38.9 81859.91 38.9 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285781 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.350% 7.350% XXXX Yes 23.000% $1,733.40 $144.45 $1,302.12 $108.51 $0.00 $0.00 $0.00 $769.69   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.949 1.949   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 723                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 52764.08 68.6 55506.32 72.1 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285783 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.450% 6.450% XXXX Yes 45.000% $3,333.00 $277.75 $527.64 $43.97 $3,000.00 $250.00 $0.00 $1,760.12   Yes XXXX XXXX $250.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.244 1.244 No Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 797                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 18138.46 10.2 109971.51 62.1 No 70.0 Yes No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285793 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.250% 6.250% XXXX Yes 23.000% $3,132.36 $261.03 $1,296.96 $108.08 $3,036.00 $253.00 $0.00 $1,293.24   Yes XXXX XXXX $253.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.04 1.04 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 786                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 51632.50 39.9 54753.22 42.3 No 57.37 Yes No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285795 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.780% 7.780% XXXX Yes 23.000% $1,751.04 $145.92 $1,313.04 $109.42 $0.00 $0.00 $0.00 $802.29   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 2.088 2.088   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 721                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 8325.22 10.4 8325.22 10.4 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285810 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.450% 6.450% XXXX Yes 45.000% $3,514.56 $292.88 $475.44 $39.62 $2,700.00 $225.00 $0.00 $1,846.51   Yes XXXX XXXX $225.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.083 1.066 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 780                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 13630.62 7.4 18495.15 10.0 No 68.33 Yes No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285811 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.140% 6.140% XXXX Yes 23.000% $1,777.20 $148.10 $441.00 $36.75 $5,100.00 $425.00 $0.00 $1,066.29   Yes XXXX XXXX $425.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.266 1.266 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 786                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 60962.18 57.2 72146.44 67.7 No 46.01 Yes No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285819 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% 6.750% XXXX Yes 45.000% $2,617.08 $218.09 $394.20 $32.85 $2,700.00 $225.00 $0.00 $1,463.43   Yes XXXX XXXX $225.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.23 1.23 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 780                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 25887.84 17.7 100287.91 68.5 No 75.0 Yes No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285820 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.100% 6.100% XXXX Yes 24.000% $12,877.44 $1,073.12 $1,425.96 $118.83 $0.00 $0.00 $0.00 $3,161.43   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.265 1.295 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 781                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 31204.37 9.9 40469.30 12.8 No 69.89 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285689 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.875% 6.875% XXXX Yes 23.000% $27,729.72 $2,310.81 $6,096.00 $508.00 $0.00 $0.00 $0.00 $12,662.89   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.066 1.072 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 718                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 79690.68 6.3 642855.05 50.8 Yes 45 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285690 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.875% 6.875% XXXX Yes 23.000% $19,349.16 $1,612.43 $2,074.32 $172.86 $0.00 $0.00 $0.00 $7,640.00   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.08 1.08 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 718                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 79690.68 10.4 154579.23 20.2 Yes 45 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285691 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.975% 6.778% XXXX Yes 23.000% $26,621.40 $2,218.45 $5,055.96 $421.33 $0.00 $0.00 $0.00 $11,039.14   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.092 1.077   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 718                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 998222.19 90.4 1031339.61 93.4 Yes 52 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285724 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.610% 7.610% XXXX Yes 23.000% $20,405.28 $1,700.44 $13,242.96 $1,103.58 $0.00 $0.00 $0.00 $7,325.43   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.614 1.63 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 738                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 124435.19 17.0 423302.33 57.8 Yes 48.8 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10285764 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% XXXX Yes 23.000% $12,650.04 $1,054.17 $2,310.96 $192.58 $0.00 $0.00 $0.00 $3,550.11   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.056 1.056 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 718                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 10592.43 3.0 183186.88 51.6 Yes 37.5 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10293976 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.020% 8.020% XXXX Yes 23.000% $1,146.96 $95.58 $2,001.00 $166.75 $0.00 $0.00 $0.00 $1,705.93   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.641 1.524 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 662                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 43579.20 25.5 48924.63 28.7 No 72.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10293981 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.800% 6.800% XXXX Yes 11.800% $14,230.08 $1,185.84 $5,762.28 $480.19 $0.00 $0.00 $0.00 $4,526.35   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.005 1.005 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 700                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other IDENTIFICATION CARD XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2287754.34 505.4 2301333.36 508.4 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10293982 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% 7.000% XXXX Yes 12.000% $13,411.20 $1,117.60 $5,762.28 $480.19 $0.00 $0.00 $0.00 $4,591.65   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.013 1.013 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 700                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other IDENTIFICATION CARD XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2097470.70 456.8 2111245.65 459.8 No 66.18 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10293984 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.760% 7.760% XXXX Yes 12.760% $5,515.44 $459.62 $6,023.16 $501.93 $0.00 $0.00 $0.00 $2,121.11   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.226 1.355 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 686                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 1 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 33005.74 15.6 102269.13 48.2 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10293988 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.270% 7.270% XXXX Yes 23.000% $2,649.84 $220.82 $4,126.92 $343.91 $0.00 $0.00 $0.00 $4,283.15   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.307 1.307   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 733                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 67643.90 15.8 80714.17 18.8 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10293992 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% XXXX Yes 23.000% $6,108.36 $509.03 $1,622.52 $135.21 $0.00 $0.00 $0.00 $2,363.32   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.227 1.239   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 700                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Identification Card  XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 122387.37 51.8 No 67.2 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294015 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     5.600% 5.600% XXXX Yes 23.000% $2,575.80 $214.65 $2,469.96 $205.83 $0.00 $0.00 $0.00 $1,195.49   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 2.811 2.811 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 812                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 47590.45 39.8 52035.52 43.5 No 27.89 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294016 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     5.600% 5.600% XXXX Yes 23.000% $2,575.80 $214.65 $2,334.96 $194.58 $0.00 $0.00 $0.00 $1,212.94   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 2.906 2.879 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 812                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 44963.18 37.1 49494.35 40.8 No 28.93 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294018 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     5.600% 5.600% XXXX Yes 23.000% $2,575.92 $214.66 $2,469.96 $205.83 $0.00 $0.00 $0.00 $1,224.20   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 2.769 2.769 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 812                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 49516.55 40.4 47903.65 39.1 No 28.93 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294019 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     5.600% 5.600% XXXX Yes 23.000% $2,575.92 $214.66 $2,469.96 $205.83 $0.00 $0.00 $0.00 $1,224.20   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 3.043 3.043 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 812                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 49516.55 40.4 47903.65 39.1 No 28.93 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294020 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     5.600% 5.600% XXXX Yes 23.000% $2,575.92 $214.66 $2,469.96 $205.83 $0.00 $0.00 $0.00 $1,224.20   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 2.945 2.945 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 812                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 49706.69 40.6 47903.65 39.1 No 28.93 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294021 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     5.600% 5.600% XXXX Yes 23.000% $2,575.92 $214.66 $2,469.96 $205.83 $0.00 $0.00 $0.00 $1,224.20   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 2.708 3.018 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 812                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 45200.45 36.9 48873.02 39.9 No 28.93 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294022 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     5.600% 5.600% XXXX Yes 23.000% $2,575.92 $214.66 $2,334.96 $194.58 $0.00 $0.00 $0.00 $1,212.95   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 2.927 3.152 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 812                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 27133.66 22.4 31664.90 26.1 No 28.93 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294023 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     5.600% 5.600% XXXX Yes 23.000% $2,575.80 $214.65 $2,469.96 $205.83 $0.00 $0.00 $0.00 $1,224.19   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 3.043 3.043 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 812                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0   0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 44150.52 36.1 48681.69 39.8 No 28.93 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294030 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.290% 7.290% XXXX Yes 23.000% $2,349.00 $195.75 $1,082.76 $90.23 $0.00 $0.00 $0.00 $876.70   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.654 1.654   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 717                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 124467.14 142.0 127097.24 145.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294031 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.910% 6.910% XXXX Yes 11.910% $1,170.96 $97.58 $4,239.24 $353.27 $0.00 $0.00 $0.00 $1,523.81   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.247 1.246 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 732                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 16537.02 10.9 96505.40 63.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294041 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.490% 6.490% XXXX Yes 11.490% $3,035.76 $252.98 $473.04 $39.42 $5,820.00 $485.00 $0.00 $5,191.91   Yes XXXX XXXX $485.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.059 1.059   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 721                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 18191.21 3.5 278744.13 53.7 No 59.0 Yes No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294046 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.750% 7.750% XXXX Yes 12.750% $2,138.04 $178.17 $1,875.60 $156.30 $0.00 $0.00 $0.00 $871.78   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.376 1.384 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 702                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 69296.18 79.5 101253.99 116.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294049 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.490% 7.490% XXXX Yes 12.490% $2,182.32 $181.86 $2,259.00 $188.25 $0.00 $0.00 $0.00 $2,151.36   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes     4 - Verified 2+ Mos         Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.255 1.255   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 738                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX I-151 Permanent Resident Card XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 21297.78 9.9 37859.77 17.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294051 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.100% 7.100% XXXX Yes 12.100% $661.44 $55.12 $1,149.84 $95.82 $0.00 $0.00 $0.00 $876.20   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.193 1.192   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 793                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 78140.82 89.2 81108.06 92.6 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294054 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.150% 7.150% XXXX Yes 12.150% $5,019.12 $418.26 $3,967.80 $330.65 $0.00 $0.00 $0.00 $2,536.41   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.104 1.104 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 722                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 45156.78 17.8 62023.48 24.5 No 73.17 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294055 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.860% 7.860% XXXX Yes 23.000% $1,456.20 $121.35 $1,221.96 $101.83 $0.00 $0.00 $0.00 $766.20   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.534 1.534 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 790                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 27368.80 35.7 30152.80 39.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294056 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% XXXX Yes 23.000% $2,315.64 $192.97 $984.00 $82.00 $0.00 $0.00 $0.00 $891.32   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.627 1.627   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 790                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 3815.31 4.3 8009.80 9.0 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294058 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.810% 7.810% XXXX Yes 12.810% $349.92 $29.16 $1,550.76 $129.23 $0.00 $0.00 $0.00 $1,428.38   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.26 1.26 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 727                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX Employment Authorization Card or Document XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 161278.47 112.9 183922.50 128.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294060 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.675% 6.675% XXXX Yes 11.675% $3,427.20 $285.60 $2,288.04 $190.67 $0.00 $0.00 $0.00 $2,503.67   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.757 1.757 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 780                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 168475.15 67.3 239254.23 95.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294063 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.720% 6.720% XXXX Yes 11.720% $4,727.04 $393.92 $1,013.88 $84.49 $0.00 $0.00 $0.00 $1,957.52   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.328 1.329   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 738                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1493598.14 763.0 1501610.36 767.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10293977 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.830% 6.830% XXXX Yes 11.830% $19,772.64 $1,647.72 $10,403.52 $866.96 $0.00 $0.00 $0.00 $9,747.09   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.398 1.376 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 765                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 40889.30 4.2 1105782.91 113.5 Yes 67.19 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10293978 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% 7.000% XXXX Yes 23.000% $30,371.16 $2,530.93 $8,680.08 $723.34 $0.00 $0.00 $0.00 $10,160.78   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.532 1.533 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 767                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 136721.71 13.5 167204.02 16.5 Yes 70 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10294027 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% XXXX Yes 12.250% $11,254.44 $937.87 $2,086.08 $173.84 $0.00 $0.00 $0.00 $3,772.20   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.388 1.388 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 705                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 43986.22 11.7 55302.82 14.7 Yes 60 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10286400 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Client Affirms Non-QM Status 8195.64 04/27/2026 6.260% Manual Underwriting Manual Underwriting No 7.493%   7.125% 7.125% XXXX No   $3,935.28 $327.94 $2,024.04 $168.67 $0.00 $0.00 $0.00 $2,470.61 $5,603.19 N/A XXXX XXXX $0.00 XXXX   42.22% 42.22% 42.22% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 780                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Undocumented Non-US Citizen Yes - ITIN Letter/Certificate Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX Passport XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 62362.25 25.2 62362.25 25.2 No 52.14 N/A No No No Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10286384 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% XXXX No   $6,886.56 $573.88 $2,221.92 $185.16 $879.96 $73.33 $0.00 $2,503.70 $45,822.76 N/A XXXX XXXX $73.33 XXXX Annually 19.52% 17.63% 17.63% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2026, 2025 Borrower - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 755                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 107282.64 42.9 No 69.6 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315976 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.310% 7.310% XXXX Yes 12.310% $5,309.04 $442.42 $945.96 $78.83 $0.00 $0.00 $0.00 $1,190.34   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.092 1.092 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 793                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 5292.83 4.4 11947.00 10.0 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315991 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 8.120% 8.120% XXXX Yes 13.120% $1,628.76 $135.73 $876.96 $73.08 $0.00 $0.00 $0.00 $1,117.94   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.342 1.34 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 681                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 99239.11 88.8 121728.88 108.9 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315993 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.530% 6.530% XXXX Yes 11.530% $10,236.96 $853.08 $1,564.32 $130.36 $0.00 $0.00 $0.00 $1,696.74   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.002 1.002 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 748                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 12265.01 7.2 17355.23 10.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315999 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% 6.990% XXXX Yes 11.990% $7,123.08 $593.59 $1,939.20 $161.60 $0.00 $0.00 $0.00 $2,988.35   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.121 1.121   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 708                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 30849.44 10.3 40634.09 13.6 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316000 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.670% 7.670% XXXX Yes 12.670% $1,324.20 $110.35 $1,374.96 $114.58 $0.00 $0.00 $0.00 $793.64   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.575 1.575 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 694                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 14874.55 18.7 No 50.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316009 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.570% 7.570% XXXX Yes 12.570% $1,093.80 $91.15 $1,596.96 $133.08 $0.00 $0.00 $0.00 $928.24   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.4 1.401   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 754                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 48462.78 52.2 48462.78 52.2 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316015 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% 6.990% XXXX Yes 11.990% $780.84 $65.07 $1,271.52 $105.96 $0.00 $0.00 $0.00 $1,197.88   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.252 1.252   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 703                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 373219.73 311.6 404659.73 337.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316025 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.520% 7.520% XXXX Yes 12.520% $1,299.24 $108.27 $8,045.52 $670.46 $0.00 $0.00 $0.00 $1,527.48   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.146 1.261 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 701                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 1 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1681.64 1.1 25939.95 17.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316026 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.568% 7.568% XXXX Yes 12.567% $1,305.24 $108.77 $1,049.04 $87.42 $0.00 $0.00 $0.00 $787.44   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.778 1.565 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 757                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Enhanced Chauffeur License XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 21557.58 27.4 58224.19 73.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316027 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.890% 6.890% XXXX Yes 11.890% $744.48 $62.04 $1,020.96 $85.08 $0.00 $0.00 $0.00 $660.31   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.507 1.507   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 660                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 18800.19 28.5 20781.24 31.5 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316030 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.220% 7.220% XXXX Yes 12.220% $479.04 $39.92 $1,134.24 $94.52 $0.00 $0.00 $0.00 $820.02   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.28 1.28   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 672                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 12022.24 14.7 28988.10 35.4 No 60.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316047 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.117% 7.117% XXXX Yes 12.117% $8,085.24 $673.77 $6,138.12 $511.51 $0.00 $0.00 $0.00 $5,870.79   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.022 1.022 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 718                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 3 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 142926.14 24.3 160538.48 27.4 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316049 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.425% 6.425% XXXX Yes 11.425% $19,218.36 $1,601.53 $2,160.00 $180.00 $0.00 $0.00 $0.00 $7,135.70   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.044 1.044 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 724                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 128722.29 18.0 No 67.89 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316052 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.570% 6.570% XXXX Yes 11.570% $5,322.96 $443.58 $1,455.48 $121.29 $0.00 $0.00 $0.00 $2,283.90   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.182 1.182 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 796                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Identification Card XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 25488.47 11.2 160041.48 70.1 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316055 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.290% 7.290% XXXX Yes 12.290% $1,195.44 $99.62 $2,031.84 $169.32 $0.00 $0.00 $0.00 $1,693.51   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.447 1.447 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 712                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 262004.79 154.7 361820.20 213.7 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316059 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.240% 6.240% XXXX Yes 11.240% $3,717.96 $309.83 $1,651.92 $137.66 $0.00 $0.00 $0.00 $1,003.20   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.047 1.047 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 798                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 3500.00 3.5 45228.10 45.1 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316062 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.740% 6.740% XXXX Yes 11.740% $1,628.28 $135.69 $942.00 $78.50 $0.00 $0.00 $0.00 $700.14   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.128 1.644 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 750                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 8533.21 12.2 11252.77 16.1 No 66.96 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316063 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.245% 6.245% XXXX Yes 11.245% $9,598.08 $799.84 $1,691.04 $140.92 $0.00 $0.00 $0.00 $3,297.71   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.061 1.056 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 746                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 213035.00 64.6 222982.25 67.6 No 57.16 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316065 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.320% 7.320% XXXX Yes 12.320% $1,194.12 $99.51 $864.00 $72.00 $0.00 $0.00 $0.00 $755.40   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.589 1.588 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 737                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 87824.88 116.3 23102.62 30.6 No 61.59 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316068 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.710% 6.710% XXXX Yes 11.710% $4,222.08 $351.84 $3,813.12 $317.76 $0.00 $0.00 $0.00 $8,259.41   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.535 1.533 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 716                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 52249.10 6.3 137271.51 16.6 No 61.84 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316071 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.350% 6.350% XXXX Yes 11.350% $6,438.36 $536.53 $1,748.28 $145.69 $0.00 $0.00 $0.00 $3,108.94   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.061 1.062 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 823                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 4841.03 1.6 20951.47 6.7 No 61.9 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316074 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.250% 6.250% XXXX Yes 24.000% $3,723.12 $310.26 $1,177.68 $98.14 $0.00 $0.00 $0.00 $1,589.04   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.384 1.385 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 798                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 51403.96 32.3 144311.96 90.8 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316075 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.450% 6.450% XXXX Yes 11.450% $4,702.92 $391.91 $399.00 $33.25 $2,520.00 $210.00 $0.00 $1,757.54   Yes XXXX XXXX $210.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.132 1.132 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 786                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 301946.48 171.8 389761.91 221.8 No 70.0 Yes No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316076 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.300% 7.300% XXXX Yes 12.300% $1,490.64 $124.22 $1,458.00 $121.50 $0.00 $0.00 $0.00 $1,083.83   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.569 1.569 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 729                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 13533.52 12.5 30944.21 28.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316079 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.397% 7.398% XXXX Yes 12.397% $1,490.04 $124.17 $636.96 $53.08 $0.00 $0.00 $0.00 $1,412.84   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.062 1.062 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 710                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 13030.77 9.2 29773.53 21.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316080 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.170% 8.170% XXXX Yes 13.170% $2,708.88 $225.74 $1,719.00 $143.25 $0.00 $0.00 $0.00 $984.15   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.372 1.169 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 750                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2193.10 2.2 41083.08 41.7 No 62.5 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316083 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.170% 8.170% XXXX Yes 13.170% $3,622.92 $301.91 $2,576.76 $214.73 $0.00 $0.00 $0.00 $1,159.76   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.486 1.486 No Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 750                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2193.10 2.2 41611.86 41.4 No 56.37 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316084 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% 7.000% XXXX Yes 12.000% $6,061.68 $505.14 $1,769.52 $147.46 $0.00 $0.00 $0.00 $2,515.45   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.034 1.034 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 775                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 122709.79 48.8 133287.25 53.0 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316086 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.735% 6.735% XXXX Yes 11.735% $707.40 $58.95 $1,123.08 $93.59 $0.00 $0.00 $0.00 $1,609.64   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.087 1.087 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 727                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 253055.57 157.2 300365.84 186.6 No 69.88 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316087 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.450% 6.450% XXXX Yes 11.450% $5,947.68 $495.64 $1,206.60 $100.55 $0.00 $0.00 $0.00 $2,026.67   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.036 1.036 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 786                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 301946.48 149.0 414597.26 204.6 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315962 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.300% 7.300% XXXX Yes 12.300% $14,769.24 $1,230.77 $7,771.68 $647.64 $0.00 $0.00 $0.00 $7,560.08   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.349 1.349 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 726                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 7031.32 0.9 58269.43 7.7 Yes 75 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315963 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% 7.000% XXXX Yes 12.000% $16,784.64 $1,398.72 $4,712.40 $392.70 $0.00 $0.00 $0.00 $8,807.03   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.325 1.358 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 726                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 313742.53 35.6 342960.84 38.9 Yes 76.8 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315975 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.490% 7.490% XXXX Yes 12.490% $7,573.20 $631.10 $7,353.60 $612.80 $0.00 $0.00 $0.00 $4,617.80   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.722 1.63 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 667                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1864.11 0.4 89138.06 19.3 Yes 60 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315978 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.660% 7.665% XXXX Yes 12.660% $2,295.00 $191.25 $5,384.16 $448.68 $0.00 $0.00 $0.00 $2,601.87   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.066 2.06 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 711                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 7571.26 2.9 139978.69 53.8 Yes 65 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316042 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.570% 6.570% XXXX Yes 11.570% $1,935.48 $161.29 $2,129.88 $177.49 $0.00 $0.00 $0.00 $1,038.85   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds,Stocks/Bonds   0           0 No     0 0       0   Yes 2.054 2.037 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 761                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 74600.18 71.8 77716.73 74.8 Yes 69.15 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10316054 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.860% 7.860% XXXX Yes 12.860% $2,947.56 $245.63 $2,265.96 $188.83 $0.00 $0.00 $0.00 $2,451.89   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.04 1.082 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 775                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 68673.41 26.2 Yes 72 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX xxxxxxxx1739 10263343 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% XXXX No   $1,377.60 $114.80 $1,987.68 $165.64 $1,200.00 $100.00 $0.00 $1,661.45   N/A XXXX XXXX $100.00 XXXX Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.023 1.02 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 773                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Other USA Patriot Act Customer-Identification Form XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 182782.79 131.0 No 60.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315468 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% 7.875% XXXX No   $2,660.76 $221.73 $1,044.96 $87.08 $120.00 $10.00 $0.00 $1,515.17   Yes XXXX XXXX $10.00 XXXX Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.221 1.221   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 688                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX I-551 Permanent Resident Card  XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 25367.45 16.7 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315435 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Client Affirms Non-QM Status 28744.0 04/27/2026 6.260% Manual Underwriting Manual Underwriting No 6.500%   6.375% 6.375% XXXX No   $18,762.96 $1,563.58 $4,103.52 $341.96 $0.00 $0.00 $0.00 $10,015.85 $34,387.89 N/A XXXX XXXX $0.00 XXXX   48.92% 48.72% 48.72% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00% 100.00%   N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 803                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 251058.68 25.1 251058.68 25.1 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315441 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Client Affirms Non-QM Status 12920.08 04/29/2026 6.260% Manual Underwriting Manual Underwriting No 6.915%   6.625% 6.625% XXXX No   $6,419.76 $534.98 $1,104.00 $92.00 $15,072.00 $1,256.00 $0.00 $3,703.06 $10,540.77 Yes XXXX XXXX $1,256.00 XXXX Monthly 30.02% 30.02% 30.02% No               Self-Employed           1YR Full Doc 0   NA   N/A 0     1 1     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 16 Borrower       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 795                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX I-551 Permanent Resident Card  XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 450911.85 121.8 450911.85 121.8 No 75.0 Yes No No No Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10317313 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% 7.875% XXXX No   $4,341.00 $361.75 $1,293.24 $107.77 $0.00 $0.00 $0.00 $1,930.97   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.191 1.191   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 693                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX I-551 Permanent Resident Card  XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 12792.82 6.6 12792.82 6.6 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315464 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% XXXX No   $7,305.60 $608.80 $1,347.00 $112.25 $0.00 $0.00 $0.00 $2,049.56   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.073 1.073   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 644                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX E-1 Visa XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 50814.84 24.8 50814.84 24.8 No 65.52 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329461 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.690% 6.690% XXXX Yes 11.690% $2,538.00 $211.50 $2,527.56 $210.63 $0.00 $0.00 $0.00 $1,144.10   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.513 2.527 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 759                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 3871.43 3.4 57517.30 50.3 No 65.12 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329462 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.660% 7.660% XXXX Yes 12.660% $1,142.64 $95.22 $1,307.16 $108.93 $0.00 $0.00 $0.00 $1,022.30   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Proceeds from Sale   0           0 No     0 0       0   Yes 1.076 1.076 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 719                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 103007.59 100.8 106074.49 103.8 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329463 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.660% 7.660% XXXX Yes 12.660% $3,283.20 $273.60 $1,133.28 $94.44 $0.00 $0.00 $0.00 $1,539.87   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.818 1.818 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 704                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2311.69 1.5 77397.90 50.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329464 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% 6.990% XXXX Yes 11.990% $1,954.92 $162.91 $4,140.96 $345.08 $0.00 $0.00 $0.00 $4,146.84   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.037 1.041 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 739                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 538360.76 129.8 569971.05 137.5 No 73.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329473 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.260% 7.260% XXXX Yes 12.260% $1,308.96 $109.08 $695.04 $57.92 $0.00 $0.00 $0.00 $679.14   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.767 1.767 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 817                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 461975.41 659.7 464012.83 662.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329474 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.890% 6.890% XXXX Yes 11.890% $2,892.00 $241.00 $923.04 $76.92 $0.00 $0.00 $0.00 $898.71   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.335 1.335 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 817                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 461969.38 514.0 464559.76 516.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329475 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.800% 6.800% XXXX Yes 11.800% $3,834.24 $319.52 $2,859.36 $238.28 $0.00 $0.00 $0.00 $2,474.46   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.483 1.483   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 751                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 9429.87 4.2 16853.25 7.5 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329477 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.770% 7.769% XXXX Yes 12.769% $1,294.08 $107.84 $969.60 $80.80 $0.00 $0.00 $0.00 $1,193.52   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.508 1.508   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 739                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 51615.23 43.2 55195.79 46.3 No 61.4 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329478 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.260% 7.260% XXXX Yes 12.260% $1,020.60 $85.05 $1,956.00 $163.00 $0.00 $0.00 $0.00 $785.80   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.782 1.782 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 737                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 19299.08 24.6 21656.48 27.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329484 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.880% 7.880% XXXX Yes 12.880% $634.44 $52.87 $812.04 $67.67 $0.00 $0.00 $0.00 $664.60   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.655 1.655 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 681                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 99239.11 149.3 119327.26 179.6 No 60.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329488 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.390% 7.390% XXXX Yes 12.390% $320.88 $26.74 $1,396.44 $116.37 $0.00 $0.00 $0.00 $869.39   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.725 1.725 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 735                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 85168.87 98.0 135844.50 156.3 No 61.76 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329493 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.510% 7.510% XXXX Yes 12.510% $2,103.96 $175.33 $1,658.40 $138.20 $0.00 $0.00 $0.00 $1,494.61   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.171 1.17   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 774                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 18218.74 12.2 No 60.27 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329494 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.572% 7.572% XXXX Yes 12.572% $3,339.48 $278.29 $3,214.80 $267.90 $0.00 $0.00 $0.00 $2,721.28   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.286 1.286   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 722                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 1 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 47391.44 17.4 55555.28 20.4 No 78.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329499 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.540% 7.540% XXXX Yes 12.540% $1,732.08 $144.34 $789.72 $65.81 $0.00 $0.00 $0.00 $736.62   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.765 1.774 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 742                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 12896.61 17.5 18843.68 25.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329501 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.930% 6.930% XXXX Yes 11.930% $5,388.36 $449.03 $2,469.96 $205.83 $0.00 $0.00 $0.00 $3,561.54   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.263 1.264 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 724                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 278171.93 78.1 290203.22 81.5 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329506 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.490% 7.490% XXXX Yes 12.490% $465.96 $38.83 $1,707.24 $142.27 $0.00 $0.00 $0.00 $862.17   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.653 1.653   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 709                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 7822.52 9.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329507 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.610% 7.610% XXXX Yes 12.610% $467.16 $38.93 $1,603.68 $133.64 $0.00 $0.00 $0.00 $861.66   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.393 1.393 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 709                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 4246.64 4.9 11215.10 13.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329510 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.330% 7.330% XXXX Yes 12.330% $8,395.08 $699.59 $1,564.08 $130.34 $0.00 $0.00 $0.00 $1,682.57   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.308 1.308 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 716                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 17018.94 10.1 23465.83 14.0 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329513 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% 7.375% XXXX Yes 12.375% $2,676.48 $223.04 $1,595.04 $132.92 $0.00 $0.00 $0.00 $1,612.99   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.054 1.054 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 700                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 81021.01 51.2 91193.93 57.6 No 74.29 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329516 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.730% 7.730% XXXX No   $3,895.92 $324.66 $1,942.56 $161.88 $0.00 $0.00 $0.00 $1,662.77   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.443 1.443 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 690                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 3915.55 2.4 11079.50 6.7 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329519 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.220% 7.220% XXXX Yes 12.220% $2,359.92 $196.66 $1,326.00 $110.50 $264.96 $22.08 $0.00 $2,165.63   N/A XXXX XXXX $22.08 XXXX Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.196 1.196 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 727                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 46082.99 21.3 84037.85 38.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329520 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.630% 7.630% XXXX Yes 12.630% $2,977.92 $248.16 $1,672.80 $139.40 $0.00 $0.00 $0.00 $1,194.84   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.046 1.046 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 718                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX   US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 29832.21 25.0 38498.54 32.2 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329522 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.300% 7.300% XXXX Yes 12.300% $998.76 $83.23 $1,348.20 $112.35 $0.00 $0.00 $0.00 $1,275.35   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.49 1.49 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 734                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 15237.05 11.9 24956.52 19.6 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329524 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.280% 7.280% XXXX Yes 12.280% $461.88 $38.49 $1,592.64 $132.72 $0.00 $0.00 $0.00 $807.53   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.61 1.61 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 739                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 55640.34 68.9 100553.87 124.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329527 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.220% 7.220% XXXX Yes 12.220% $5,356.56 $446.38 $2,848.68 $237.39 $0.00 $0.00 $0.00 $2,343.32   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.344 1.344 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 702                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 30023.72 12.8 37053.53 15.8 No 79.35 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329528 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.010% 7.010% XXXX Yes 12.010% $569.04 $47.42 $1,032.60 $86.05 $0.00 $0.00 $0.00 $707.87   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.554 1.554 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 765                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 16873.74 23.8 22240.65 31.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329529 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.760% 7.760% XXXX Yes 12.760% $1,649.88 $137.49 $1,506.96 $125.58 $0.00 $0.00 $0.00 $1,392.51   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.077 1.077 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 757                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 9612.94 6.9 76462.38 54.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329531 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.410% 6.410% XXXX Yes 11.410% $2,075.76 $172.98 $1,867.80 $155.65 $0.00 $0.00 $0.00 $986.10   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.394 1.394   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 732                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 29168.81 29.6 37829.51 38.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329535 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.890% 6.890% XXXX Yes 11.890% $2,007.12 $167.26 $3,766.68 $313.89 $0.00 $0.00 $0.00 $1,342.40   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.192 1.192   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 745                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other USA Patriot Act Driving License XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX   US Citizen N/A     XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2987269.08 2071.4 2999275.40 2079.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329540 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.950% 6.950% XXXX Yes 11.950% $3,260.28 $271.69 $4,755.12 $396.26 $0.00 $0.00 $0.00 $2,289.62   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.092 1.092 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 712                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 6483.26 2.8 44031.93 19.2 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329547 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.135% 7.135% XXXX Yes 12.135% $1,913.64 $159.47 $1,345.80 $112.15 $0.00 $0.00 $0.00 $804.39   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.939 1.939 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 750                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 32272.43 40.1 31670.83 39.4 No 69.91 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329548 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% 7.125% XXXX Yes 12.125% $6,002.04 $500.17 $1,688.52 $140.71 $0.00 $0.00 $0.00 $1,848.18   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.299 1.299 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 807                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 290706.72 157.3 296251.26 160.3 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329550 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.300% 7.300% XXXX Yes 12.300% $2,410.68 $200.89 $1,101.00 $91.75 $0.00 $0.00 $0.00 $1,089.62   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.56 1.56 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 729                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 11225.25 10.3 14494.11 13.3 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329551 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.350% 6.350% XXXX Yes 11.350% $8,288.16 $690.68 $1,626.00 $135.50 $0.00 $0.00 $0.00 $2,176.43   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.192 1.192 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 798                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 298889.11 137.3 305180.91 140.2 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329553 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.870% 7.870% XXXX Yes 12.870% $453.12 $37.76 $2,616.00 $218.00 $0.00 $0.00 $0.00 $1,212.39   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.103 2.061   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 711                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 21017.24 17.3 21017.24 17.3 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329554 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.720% 7.720% XXXX Yes 12.720% $980.52 $81.71 $1,437.96 $119.83 $0.00 $0.00 $0.00 $1,021.28   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.038 1.038 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 741                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX   US Citizen N/A     XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 4426.59 4.3 24863.60 24.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329555 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.950% 7.950% XXXX Yes 12.950% $3,091.80 $257.65 $6,526.80 $543.90 $0.00 $0.00 $0.00 $3,722.68   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.289 1.289   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 745                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 68451.45 18.4 80134.89 21.5 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329557 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.650% 7.650% XXXX Yes 12.650% $1,454.16 $121.18 $1,362.96 $113.58 $0.00 $0.00 $0.00 $782.86   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.533 1.533 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 761                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 6365.42 8.1 41765.76 53.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329558 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.950% 6.950% XXXX Yes 11.950% $7,143.72 $595.31 $1,297.20 $108.10 $2,100.00 $175.00 $0.00 $2,913.90   N/A XXXX XXXX $175.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.098 1.098 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 796                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 58880.84 20.2 93950.90 32.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329559 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 8.490% 8.490% XXXX Yes 13.490% $1,695.72 $141.31 $2,268.12 $189.01 $0.00 $0.00 $0.00 $981.37   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.732 1.732   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 750                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2193.10 2.2 40984.22 41.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329561 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.600% 6.600% XXXX Yes 11.600% $7,299.60 $608.30 $1,281.00 $106.75 $0.00 $0.00 $0.00 $2,503.29   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.196 1.196   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 767                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 73194.00 29.2 80703.87 32.2 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329563 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.490% 7.490% XXXX Yes 12.490% $2,095.68 $174.64 $2,382.36 $198.53 $0.00 $0.00 $0.00 $1,379.05   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.175 2.175   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 743                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 133377.06 96.7 138736.09 100.6 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329564 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.610% 7.610% XXXX Yes 12.610% $569.04 $47.42 $1,424.28 $118.69 $0.00 $0.00 $0.00 $1,226.25   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.407 1.407   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 707                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 20562.86 16.8 57548.06 46.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329565 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.240% 8.240% XXXX Yes 13.240% $1,113.48 $92.79 $1,235.04 $102.92 $0.00 $0.00 $0.00 $712.26   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.053 1.053   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 761                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 44872.36 63.0 60514.53 85.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329566 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.720% 7.720% XXXX Yes 12.720% $3,532.92 $294.41 $1,581.00 $131.75 $0.00 $0.00 $0.00 $1,042.28   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.295 1.295 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 718                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 73255.23 70.3 77559.78 74.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329567 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.460% 6.460% XXXX Yes 11.460% $4,272.60 $356.05 $3,504.00 $292.00 $0.00 $0.00 $0.00 $2,762.97   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.104 1.104 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 794                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 91795.02 33.2 100083.93 36.2 No 66.53 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329568 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.390% 7.390% XXXX Yes 12.390% $4,148.16 $345.68 $1,410.96 $117.58 $0.00 $0.00 $0.00 $1,293.30   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.16 1.16   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 782                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 3019.36 2.3 6899.26 5.3 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329569 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.440% 6.440% XXXX Yes 11.440% $653.28 $54.44 $1,198.56 $99.88 $0.00 $0.00 $0.00 $813.85   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.782 1.782   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 783                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A I-551 Permanent Resident Card   XXXX United States of America (USA) XXXX XXXX XXXX I-551 Permanent Resident Card  XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 6724.88 8.3 57220.16 70.3 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329570 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.340% 7.340% XXXX Yes 12.340% $3,117.12 $259.76 $480.00 $40.00 $4,560.00 $380.00 $0.00 $2,176.79   N/A XXXX XXXX $380.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.057 1.057   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 768                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 51261.39 23.5 56651.76 26.0 No 79.82 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329572 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.260% 7.260% XXXX Yes 12.260% $1,800.84 $150.07 $1,422.96 $118.58 $0.00 $0.00 $0.00 $997.94   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.605 2.605 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 736                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 8935.45 9.0 11929.27 12.0 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329573 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.800% 6.800% XXXX Yes 11.800% $8,496.00 $708.00 $3,858.00 $321.50 $0.00 $0.00 $0.00 $3,904.49   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.357 1.357 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 708                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 131782.54 33.8 219446.08 56.2 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329575 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.060% 7.060% XXXX Yes 12.060% $2,157.00 $179.75 $2,026.08 $168.84 $0.00 $0.00 $0.00 $1,031.31   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.745 1.745 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 735                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 9953.57 9.7 13047.50 12.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329576 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.010% 7.010% XXXX Yes 12.010% $4,397.76 $366.48 $1,619.04 $134.92 $0.00 $0.00 $0.00 $2,370.73   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.055 1.054 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 794                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 7138.98 3.0 144211.33 60.8 No 74.42 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329577 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.910% 6.910% XXXX Yes 11.910% $878.40 $73.20 $1,259.28 $104.94 $0.00 $0.00 $0.00 $1,859.28   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.049 1.049   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 727                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 253055.58 136.1 283525.06 152.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329578 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.560%   XXXX Yes 11.560% $651.96 $54.33 $1,295.64 $107.97 $0.00 $0.00 $0.00 $1,831.85   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.092 1.092   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 727                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 20364.73 11.1 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329579 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.730% 6.730% XXXX Yes 11.730% $1,717.80 $143.15 $1,132.92 $94.41 $0.00 $0.00 $0.00 $1,705.57   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.114 1.114   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 727                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .01 0.0 12541.14 7.4 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329460 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.670% 6.670% XXXX Yes 11.670% $13,443.48 $1,120.29 $8,508.96 $709.08 $0.00 $0.00 $0.00 $7,891.41   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.058 1.057 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 708                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 22538.00 2.9 61630.96 7.8 Yes 47 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329468 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.110% 7.110% XXXX Yes 11.000% $8,305.08 $692.09 $15,641.04 $1,303.42 $0.00 $0.00 $0.00 $6,164.45   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.819 1.818 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 793                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 3105754.26 503.8 3127708.14 507.4 Yes 67.36 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329479 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.100% 7.100% XXXX Yes 12.100% $10,455.24 $871.27 $9,634.32 $802.86 $0.00 $0.00 $0.00 $6,754.69   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.081 1.081 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 806                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 74638.12 11.0 330852.22 49.0 Yes 70 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329480 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.650% 7.650% XXXX Yes 12.650% $8,510.40 $709.20 $4,034.04 $336.17 $0.00 $0.00 $0.00 $5,472.74   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.316 1.29 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 786                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 230842.36 42.2 247260.58 45.2 Yes 80 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329487 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.460% 6.460% XXXX Yes 11.460% $21,026.40 $1,752.20 $4,691.88 $390.99 $0.00 $0.00 $0.00 $4,371.41   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.939 1.923 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 788                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 14369.00 3.3 48896.47 11.2 Yes 60 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329489 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.250% 7.250% XXXX Yes 12.250% $21,596.64 $1,799.72 $10,197.12 $849.76 $0.00 $0.00 $0.00 $8,188.75   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.578 1.597 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 784                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 71883.77 8.8 193704.98 23.7 Yes 70 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329495 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.450% 6.450% XXXX Yes 11.450% $5,081.40 $423.45 $3,904.08 $325.34 $0.00 $0.00 $0.00 $2,823.78   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.682 1.681 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 797                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 43739.70 15.5 203363.76 72.0 Yes 75 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10329509 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.300% 6.300% XXXX Yes 11.300% $12,117.12 $1,009.76 $9,347.40 $778.95 $2,460.00 $205.00 $0.00 $4,601.12   N/A XXXX XXXX $205.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.01 1.058 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 728                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 105041.24 22.8 344986.79 75.0 Yes 55 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315457 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Client Affirms Non-QM Status 5000.0 05/19/2026 6.420% Manual Underwriting Manual Underwriting No 7.488%   7.375% 7.375% XXXX No   $6,138.48 $511.54 $1,990.68 $165.89 $0.00 $0.00 $0.00 $4,545.21 $5,095.16 N/A XXXX XXXX $0.00 XXXX   49.92% 50.93% 50.93% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 12 0 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - Personal Bank Statements Verified - 2026, 2025 Borrower - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 744                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Other USA Patriot Act Disclosure - DRIVER LICENSE XXXX United States of America (USA) XXXX XXXX XXXX I-551 Permanent Resident Card  XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 5563.32 1.2 68995.47 15.2 No 77.78 N/A No No No Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315440 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.625% 6.625% XXXX No   $852.12 $71.01 $579.96 $48.33 $2,316.00 $193.00 $0.00 $952.65   Yes XXXX XXXX $193.00 XXXX Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.26 1.26 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 762                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 214094.90 224.7 214094.90 224.7 No 66.67 Yes No No Yes Borrower As Individual Borrower As Individual N/A N/A XXXX XXXX XXXX XXXX
XXXX   10333296 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Client Affirms Non-QM Status 28591.6 06/01/2026 6.520% Manual Underwriting Manual Underwriting No 6.984%   6.875% 6.875% XXXX No   $6,135.00 $511.25 $9,782.04 $815.17 $0.00 $0.00 $0.00 $7,764.32 $16,028.13 N/A XXXX XXXX $0.00 XXXX   44.86% 44.86% 44.86% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 768                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 86311.70 11.1 322320.38 41.5 No 61.25 N/A No No No Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315462 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.500% 6.500% XXXX No   $4,179.36 $348.28 $1,671.60 $139.30 $0.00 $0.00 $0.00 $1,852.85   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.187 1.199   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 761                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 5501.05 3.0 5501.05 3.0 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315458 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Client Affirms Non-QM Status 3215.0 05/18/2026 6.420% Manual Underwriting Manual Underwriting No 7.169%   7.125% 7.125% XXXX No   $29,687.52 $2,473.96 $5,945.76 $495.48 $0.00 $0.00 $0.00 $15,770.09 $21,349.58 N/A XXXX XXXX $0.00 XXXX   43.51% 43.51% 43.51% No               Employed           2YR Full Doc 2 YRS W2   2+ Months   N/A 0     0 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - 2 YRS W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 722                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1427824.69 90.5 1327824.69 84.2 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10317312 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% 7.125% XXXX No   $2,339.88 $194.99 $1,506.96 $125.58 $0.00 $0.00 $0.00 $994.29   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.408 1.408   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 759                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 5507.32 5.5 48081.95 48.4 No 37.74 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX xxxx8730 10326260 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Client Affirms Non-QM Status 6465.4 05/27/2026 6.600% Manual Underwriting Manual Underwriting No 6.944%   6.750% 6.750% XXXX No   $9,062.52 $755.21 $1,876.08 $156.34 $5,160.00 $430.00 $0.00 $5,103.42 $12,264.35 Yes XXXX XXXX $430.00 XXXX Monthly 30.70% 30.70% 30.70% No               Employed           2YR Full Doc 2 YRS W2   2+ Months   N/A 0     0 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 790                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 350681.98 68.7 350681.98 68.7 No 80.0 Yes No No No Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10326160 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.500% 7.500% XXXX No   $5,139.60 $428.30 $3,640.68 $303.39 $0.00 $0.00 $0.00 $2,252.48   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.265 1.265 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 700                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX I-551 Permanent Resident Card  XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 7549.54 3.4 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX xxxxxx0112 10326150 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Client Affirms Non-QM Status 9787.5 04/22/2026 6.300% Manual Underwriting Manual Underwriting No 7.053%   6.875% 6.875% XXXX No   $10,572.84 $881.07 $1,210.20 $100.85 $0.00 $0.00 $0.00 $5,153.42 $9,504.03 N/A XXXX XXXX $0.00 XXXX   35.83% 35.83% 35.83% No No             Self-Employed Employed         12 Month Bank Statement 0 2 YRS W2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 12 0 No Yes 0 0 54.99% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025 || Co Borrower - Wage - 2 YRS W2 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 790                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Certificate of Naturalization   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 23634.52 4.6 31734.89 6.2 No 72.57 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315443 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Client Affirms Non-QM Status 2820.0 05/01/2026 6.260% Manual Underwriting Manual Underwriting No 6.802%   6.750% 6.750% XXXX No   $10,048.68 $837.39 $2,889.96 $240.83 $995.04 $82.92 $0.00 $5,080.36 $12,638.88 N/A XXXX XXXX $82.92 XXXX Annually 39.02% 39.02% 45.67% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 12 0 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - Personal Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 773                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 204812.29 40.3 204812.29 40.3 No 79.63 N/A No No No Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315448 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Client Affirms Non-QM Status 4202.82 05/18/2026 6.420% Manual Underwriting Manual Underwriting No 6.964%   6.875% 6.875% XXXX No   $25,826.40 $2,152.20 $2,328.96 $194.08 $2,388.00 $199.00 $0.00 $9,482.36 $18,000.64 N/A XXXX XXXX $199.00 XXXX Monthly 35.15% 35.05% 35.05% No               Not Employed           Asset Depletion – Debt Ratio Calculation 2 YRS 1099   NA   N/A 0     0 0     3 0 NA   Yes Yes 60.0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SSI and Disability, Retirement, Asset Depletion - 2 YRS 1099 Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 798                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1843916.18 194.5 1843916.18 194.5 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315450 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Client Affirms Non-QM Status 20288.0 05/19/2026 6.420% Manual Underwriting Manual Underwriting No 7.188%   7.125% 7.125% XXXX No   $5,725.20 $477.10 $2,074.68 $172.89 $0.00 $0.00 $0.00 $9,537.68 $32,004.97 N/A XXXX XXXX $0.00 XXXX   45.22% 45.22% 45.22% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 777                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 45969.57 4.8 374399.00 39.3 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351532 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.920%   XXXX Yes 11.920% $4,929.84 $410.82 $1,370.04 $114.17 $0.00 $0.00 $0.00 $1,391.16   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.653 1.653 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 749                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 30996.98 22.3 55986.49 40.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351534 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.860% 6.245% XXXX Yes 11.860% $12,488.40 $1,040.70 $1,490.04 $124.17 $0.00 $0.00 $0.00 $3,508.70   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.026 1.026 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 780                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 27693.38 7.9 38219.48 10.9 No 79.61 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351535 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.100% 8.100% XXXX Yes 13.100% $3,048.48 $254.04 $1,610.52 $134.21 $0.00 $0.00 $0.00 $2,254.93   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.242 1.242 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 682                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX Employment Authorization Card or Document XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2688.97 1.2 14404.89 6.4 No 60.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351537 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.800% 6.800% XXXX Yes 11.800% $5,926.56 $493.88 $2,451.96 $204.33 $0.00 $0.00 $0.00 $3,974.13   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.145 1.147   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 717                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2368.66 0.6 135757.61 34.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351538 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.015% 7.015% XXXX Yes 12.015% $3,470.88 $289.24 $1,278.96 $106.58 $0.00 $0.00 $0.00 $2,044.94   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.467 1.467   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 705                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Other Identification Card XXXX United States of America (USA) XXXX XXXX XXXX Employment Authorization Card or Document XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 5571.74 2.7 19593.36 9.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351539 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.860% 6.860% XXXX Yes 11.860% $2,842.80 $236.90 $756.00 $63.00 $0.00 $0.00 $0.00 $1,096.85   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.504 1.504 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 747                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 53687.69 49.0 53687.69 49.0 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351540 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% 7.000% XXXX Yes 12.000% $5,318.16 $443.18 $4,118.28 $343.19 $0.00 $0.00 $0.00 $6,524.60   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.165 1.165 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 809                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 5822.36 0.9 86342.55 13.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351542 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.550% 6.550% XXXX Yes 11.550% $2,896.20 $241.35 $2,362.08 $196.84 $0.00 $0.00 $0.00 $1,775.48   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.38 1.38   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 799                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 42951.27 24.2 49001.64 27.6 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351544 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.870% 7.870% XXXX Yes 12.870% $3,958.92 $329.91 $1,644.48 $137.04 $0.00 $0.00 $0.00 $2,180.56   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.376 1.376 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 718                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 46367.76 21.3 52908.45 24.3 No 77.52 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351545 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% XXXX Yes 12.250% $7,742.40 $645.20 $1,374.96 $114.58 $0.00 $0.00 $0.00 $1,960.41   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.071 1.071 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 702                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0   0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 8950.03 4.6 14831.26 7.6 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351547 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.570% 7.570% XXXX Yes 12.570% $10,843.08 $903.59 $2,029.44 $169.12 $0.00 $0.00 $0.00 $1,600.72   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.905 1.905 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 730                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 30946.46 19.3 35748.59 22.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351551 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.190% 7.190% XXXX Yes 12.190% $3,669.36 $305.78 $1,127.28 $93.94 $0.00 $0.00 $0.00 $1,167.68   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.199 1.199 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 711                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 14646.61 12.5 30808.15 26.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351558 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.350% 7.350% XXXX Yes 12.350% $2,199.72 $183.31 $3,994.80 $332.90 $0.00 $0.00 $0.00 $1,368.81   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.242 1.242 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 753                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 13172.21 9.6 17278.64 12.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351559 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.150% 8.150% XXXX Yes 13.150% $1,394.16 $116.18 $1,887.84 $157.32 $0.00 $0.00 $0.00 $1,285.68   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.4 1.4 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 709                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 35195.33 27.4 39052.37 30.4 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351561 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.620% 6.620% XXXX Yes 11.620% $1,472.28 $122.69 $1,010.04 $84.17 $0.00 $0.00 $0.00 $878.84   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.821 1.821 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 762                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 6164.29 7.0 57182.08 65.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351563 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.870% 6.870% XXXX Yes 11.870% $759.96 $63.33 $741.24 $61.77 $0.00 $0.00 $0.00 $704.22   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.42 1.42 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 777                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 232440.88 330.1 241029.72 342.3 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351564 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.590% 6.590% XXXX Yes 11.590% $491.04 $40.92 $675.36 $56.28 $0.00 $0.00 $0.00 $611.43   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.75 1.711 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 777                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 6736.05 11.0 20797.63 34.0 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351565 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.640% 6.640% XXXX Yes 11.640% $3,367.68 $280.64 $1,109.04 $92.42 $0.00 $0.00 $0.00 $1,791.94   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes   4 - Verified 2+ Mos           Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.451 1.451 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 780                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 14257.65 8.0 60299.06 33.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351566 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.570% 7.570% XXXX Yes 12.570% $726.96 $60.58 $1,281.60 $106.80 $0.00 $0.00 $0.00 $711.23   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.476 1.476 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 725                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 7775.85 10.9 19891.53 28.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351567 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.620% 7.620% XXXX Yes 12.620% $5,602.08 $466.84 $3,120.48 $260.04 $0.00 $0.00 $0.00 $3,551.02   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.633 1.633 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 705                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 21107.54 5.9 31760.57 8.9 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351570 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.340% 7.340% XXXX Yes 12.340% $2,729.52 $227.46 $1,511.52 $125.96 $0.00 $0.00 $0.00 $1,482.22   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.822 1.822 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 796                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 159449.06 107.6 164578.34 111.0 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351572 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.330% 7.330% XXXX Yes 12.330% $3,248.04 $270.67 $1,762.44 $146.87 $0.00 $0.00 $0.00 $1,468.25   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.975 1.975 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 784                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 43145.46 29.4 47820.88 32.6 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351576 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.298% 7.297% XXXX Yes 12.297% $4,186.80 $348.90 $1,608.96 $134.08 $0.00 $0.00 $0.00 $1,250.63   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.919 1.919 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 773                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 63087.66 50.4 111887.05 89.5 No 65.88 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351584 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.640% 6.640% XXXX Yes 11.640% $6,807.96 $567.33 $1,083.96 $90.33 $0.00 $0.00 $0.00 $1,375.92   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.744 1.744 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 773                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 25184.32 18.3 81434.42 59.2 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351586 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.300% 7.300% XXXX Yes 12.300% $378.48 $31.54 $1,037.04 $86.42 $0.00 $0.00 $0.00 $981.78   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.63 1.72   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 682                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2019.83 2.1 60883.41 62.0 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351595 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.190% 8.190% XXXX Yes 13.190% $2,200.92 $183.41 $1,541.04 $128.42 $0.00 $0.00 $0.00 $1,059.63   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.076 2.34 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 681                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 41323.33 39.0 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351597 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.510% 6.510% XXXX Yes 11.510% $3,192.96 $266.08 $549.48 $45.79 $420.00 $35.00 $0.00 $1,605.47   Yes XXXX XXXX $35.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.056 1.056 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 812                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 210053.18 130.8 289258.27 180.2 No 58.0 Yes No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351599 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.560% 6.560% XXXX Yes 11.560% $6,707.76 $558.98 $834.72 $69.56 $4,508.76 $375.73 $0.00 $2,358.99   Yes XXXX XXXX $375.73 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.06 1.06 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 790                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 112816.06 47.8 211238.16 89.6 No 60.0 Yes No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351603 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.630% 7.630% XXXX Yes 12.630% $759.60 $63.30 $1,098.96 $91.58 $0.00 $0.00 $0.00 $993.32   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.215 2.215 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 733                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 4456.81 4.5 7436.77 7.5 No 74.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351605 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.160% 7.160% XXXX Yes 12.160% $4,526.40 $377.20 $1,781.64 $148.47 $0.00 $0.00 $0.00 $1,970.80   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.218 1.218 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 807                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 296190.78 150.3 304448.36 154.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351608 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% 7.750% XXXX Yes 12.750% $3,082.32 $256.86 $2,064.24 $172.02 $0.00 $0.00 $0.00 $2,228.87   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.077 1.077   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 709                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 66753.06 29.9 92918.41 41.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351609 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.110% 7.110% XXXX Yes 12.110% $286.32 $23.86 $477.96 $39.83 $0.00 $0.00 $0.00 $694.35   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.8 1.8 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 786                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 295088.94 425.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351612 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.900% 7.900% XXXX Yes 12.900% $2,954.16 $246.18 $2,239.80 $186.65 $0.00 $0.00 $0.00 $2,340.69   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.068 1.068   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 700                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 73906.85 31.6 75205.31 32.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351613 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.900% 7.900% XXXX Yes 12.900% $2,954.16 $246.18 $2,242.80 $186.90 $0.00 $0.00 $0.00 $2,368.20   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.056 1.135   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 700                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Disclosure XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 94668.61 40.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351617 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.950% 6.950% XXXX Yes 11.950% $11,853.24 $987.77 $1,689.48 $140.79 $0.00 $0.00 $0.00 $5,000.96   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.32 1.32 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 708                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A I-551 Permanent Resident Card   XXXX United States of America (USA) XXXX XXXX XXXX I-551 Permanent Resident Card  XXXX XXXX Permanent Resident Alien Permanent Non-US Citizen N/A I-551 Permanent Resident Card   XXXX XXXX XXXX XXXX XXXX I-151 Permanent Resident Card XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1859.05 0.4 37588.85 7.5 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351619 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% XXXX Yes 12.250% $538.92 $44.91 $1,515.60 $126.30 $0.00 $0.00 $0.00 $682.84   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.464 1.464 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 701                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 40295.67 59.0 44194.09 64.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351620 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.190% 7.190% XXXX Yes 12.190% $791.04 $65.92 $1,950.96 $162.58 $0.00 $0.00 $0.00 $798.11   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.713 1.713 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 701                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 21146.32 26.5 32117.99 40.2 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351624 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.563% 7.562% XXXX Yes 12.562% $1,501.44 $125.12 $1,959.96 $163.33 $0.00 $0.00 $0.00 $824.52   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.941 1.915   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 724                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 9147.87 11.1 44948.29 54.5 No 60.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351626 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.870% 6.870% XXXX Yes 11.870% $1,849.44 $154.12 $2,637.48 $219.79 $0.00 $0.00 $0.00 $1,614.87   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.548 1.548 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 685                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 480636.03 297.6 509037.49 315.2 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351630 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% 7.750% XXXX Yes 12.750% $4,764.48 $397.04 $2,964.12 $247.01 $473.04 $39.42 $0.00 $4,074.10   N/A XXXX XXXX $39.42 XXXX Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.105 1.105   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 697                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 45119.65 11.1 57223.69 14.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351633 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.410% 6.410% XXXX Yes 11.410% $7,230.24 $602.52 $2,740.80 $228.40 $0.00 $0.00 $0.00 $4,663.02   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.673 1.673 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 709                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 118620.18 25.4 419367.83 89.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351634 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.350% 7.350% XXXX Yes 12.350% $1,332.00 $111.00 $2,015.04 $167.92 $0.00 $0.00 $0.00 $1,622.42   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.418 1.418 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 701                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 5273.52 3.4 14689.46 9.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351637 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.950% 6.950% XXXX Yes 11.950% $616.08 $51.34 $1,583.04 $131.92 $0.00 $0.00 $0.00 $791.39   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.895 1.895 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 738                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 32600.23 41.2 55216.53 69.8 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351644 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.330% 7.330% XXXX Yes 12.330% $6,159.96 $513.33 $4,355.04 $362.92 $0.00 $0.00 $0.00 $2,758.58   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.541 1.432   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 721                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1449.12 0.5 57852.94 21.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351645 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.960% 6.960% XXXX Yes 11.960% $1,095.00 $91.25 $879.00 $73.25 $0.00 $0.00 $0.00 $880.13   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.647 1.647   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 807                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 22588.22 25.7 25228.61 28.7 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351647 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.190% 6.190% XXXX Yes 11.190% $4,304.40 $358.70 $2,406.96 $200.58 $0.00 $0.00 $0.00 $2,278.66   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.097 1.097 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 729                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX I-551 Permanent Resident Card  XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 35815.66 15.7 43010.22 18.9 No 52.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351648 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.180% 7.180% XXXX Yes 12.180% $4,763.28 $396.94 $1,221.00 $101.75 $0.00 $0.00 $0.00 $1,535.17   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.173 1.173 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 676                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 7434.18 4.8 81585.27 53.1 No 60.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351650 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.110% 7.110% XXXX Yes 12.110% $1,859.76 $154.98 $1,471.56 $122.63 $0.00 $0.00 $0.00 $2,274.20   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.055 1.055   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 727                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 250958.36 110.4 250958.36 110.4 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351652 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% 6.750% XXXX Yes 11.750% $8,973.72 $747.81 $2,373.00 $197.75 $0.00 $0.00 $0.00 $4,375.02   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.2 1.2 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 823                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 14468.81 3.3 91198.99 20.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351654 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.650% 6.650% XXXX Yes 11.650% $20,113.56 $1,676.13 $3,564.96 $297.08 $0.00 $0.00 $0.00 $5,664.51   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.044 1.036 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 681                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 158336.08 28.0 No 49.83 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351657 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.690% 6.690% XXXX Yes 11.690% $4,324.68 $360.39 $2,262.00 $188.50 $0.00 $0.00 $0.00 $2,168.48   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.153 1.153 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 740                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 1 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 33814.73 15.6 94967.95 43.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351659 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.250% 6.250% XXXX Yes 11.250% $9,465.72 $788.81 $2,973.00 $247.75 $0.00 $0.00 $0.00 $2,267.99   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.609 1.609 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 744                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 97432.86 43.0 No 33.33 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351664 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.470% 7.470% XXXX Yes 12.470% $7,622.40 $635.20 $1,619.52 $134.96 $0.00 $0.00 $0.00 $1,662.53   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.383 1.383 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 797                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0   0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 243185.09 146.3 248172.68 149.3 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351665 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.390% 7.390% XXXX Yes 12.390% $706.32 $58.86 $1,133.04 $94.42 $0.00 $0.00 $0.00 $672.05   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.972 1.972 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 714                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 579219.45 861.9 581647.32 865.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351667 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.850% 6.850% XXXX Yes 11.850% $7,428.84 $619.07 $3,366.00 $280.50 $0.00 $0.00 $0.00 $3,730.29   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.045 1.07   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 717                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 119613.68 32.1 130759.55 35.1 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351668 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.240% 7.240% XXXX Yes 12.240% $1,874.88 $156.24 $1,940.16 $161.68 $0.00 $0.00 $0.00 $961.94   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.715 1.663   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 778                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 63195.37 65.7 108904.23 113.2 No 73.26 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351671 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.080% 7.080% XXXX Yes 12.080% $5,641.44 $470.12 $1,304.04 $108.67 $0.00 $0.00 $0.00 $2,000.64   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.649 1.649 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 739                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 60153.11 30.1 66128.90 33.1 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351672 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.200% 7.200% XXXX Yes 12.200% $2,325.72 $193.81 $1,233.00 $102.75 $0.00 $0.00 $0.00 $805.65   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.676 1.676 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 726                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 7778.83 9.7 10195.84 12.7 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351673 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.422% 7.422% XXXX Yes 12.422% $2,169.72 $180.81 $2,517.96 $209.83 $0.00 $0.00 $0.00 $2,035.17   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.216 1.216 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 772                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 7481.60 3.7 117137.68 57.6 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351549 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.020% 6.020% XXXX Yes 11.020% $10,942.20 $911.85 $8,459.04 $704.92 $0.00 $0.00 $0.00 $4,319.03   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Proceeds from Sale,Proceeds from Sale   0       0   0 No 0   0 0     0 0   Yes 2.086 2.06 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 797                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 66694.46 15.4 81770.80 18.9 Yes 70 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351550 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.020% 6.020% XXXX Yes 11.020% $13,306.44 $1,108.87 $8,028.00 $669.00 $0.00 $0.00 $0.00 $4,963.83   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Proceeds from Sale,Proceeds from Sale   0       0   0 No 0   0 0     0 0   Yes 1.958 1.957 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 797                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 66694.46 13.4 80883.55 16.3 Yes 70 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351562 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.920% 6.920% XXXX Yes 11.920% $2,352.12 $196.01 $2,831.64 $235.97 $0.00 $0.00 $0.00 $1,226.55   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.769 2.19 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 798                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Passport   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 19192.03 15.6 22871.68 18.7 Yes 70 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351602 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% 7.750% XXXX Yes 12.750% $22,767.36 $1,897.28 $7,580.16 $631.68 $0.00 $0.00 $0.00 $9,282.94   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.066 1.063 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 767                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 148162.58 16.0 614114.22 66.2 Yes 75 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351607 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.370% 7.370% XXXX Yes 12.370% $1,845.48 $153.79 $2,778.00 $231.50 $0.00 $0.00 $0.00 $1,587.99   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.181 1.301 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 723                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 72082.41 45.4 76846.38 48.4 Yes 62 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10315437 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Client Affirms Non-QM Status 13974.0 05/13/2026 6.410% Manual Underwriting Manual Underwriting No 6.622%   6.500% 6.500% XXXX No   $33,055.68 $2,754.64 $8,596.92 $716.41 $999.96 $83.33 $0.00 $12,403.33 $38,360.16 N/A XXXX XXXX $83.33 XXXX Annually 37.04% 37.75% 37.75% No No             Self-Employed Employed         12 Month Bank Statement 0 2 YRS W2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No Yes Yes 0 12 No Yes 0 0 85.80% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - Wage - 2 YRS W2 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2026, 2024 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026, 2024 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 804                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 702414.08 56.6 702414.08 56.6 No 42.42 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367924 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.250% 6.250% XXXX Yes 11.250% $6,666.36 $555.53 $2,180.64 $181.72 $0.00 $0.00 $0.00 $2,645.97   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.02 1.02   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 750                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 52791.62 20.0 60729.53 23.0 No 62.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367925 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.950% 7.950% XXXX Yes 12.950% $1,719.72 $143.31 $2,444.88 $203.74 $0.00 $0.00 $0.00 $2,017.57   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes   4 - Verified 2+ Mos 4 - Verified 2+ Mos         Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.09 1.09 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 702                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 17790.96 8.8 23843.67 11.8 No 78.07 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367926 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.850% 6.850% XXXX Yes 11.850% $12,471.36 $1,039.28 $2,790.72 $232.56 $0.00 $0.00 $0.00 $4,629.39   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.242 1.242 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 737                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0               Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 237596.76 51.3 489891.82 105.8 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367927 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.820% 6.820% XXXX Yes 11.820% $4,827.96 $402.33 $3,500.04 $291.67 $0.00 $0.00 $0.00 $3,388.69   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.66 1.66 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 804                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 771302.20 227.6 781870.60 230.7 No 61.57 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367928 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.840% 6.840% XXXX Yes 11.840% $1,294.56 $107.88 $2,261.04 $188.42 $0.00 $0.00 $0.00 $1,278.19   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.252 1.252 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 787                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 145983.88 114.2 175283.77 137.1 No 57.69 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367929 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.200% 7.200% XXXX Yes 12.200% $7,150.08 $595.84 $2,138.04 $178.17 $0.00 $0.00 $0.00 $2,728.92   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.225 1.225 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 747                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 444441.35 162.9 452628.11 165.9 No 66.98 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367930 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.595% 7.595% XXXX Yes 12.595% $3,811.08 $317.59 $3,019.80 $251.65 $0.00 $0.00 $0.00 $1,760.16   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.392 1.393 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 735                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX   US Citizen N/A     XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 92701.58 52.7 97977.71 55.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367931 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.770% 6.770% XXXX Yes 11.770% $4,547.04 $378.92 $1,720.32 $143.36 $0.00 $0.00 $0.00 $1,643.41   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.095 1.095 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 723                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 61072.08 37.2 66097.23 40.2 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367932 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     5.910%   XXXX Yes 10.910% $1,726.44 $143.87 $1,606.92 $133.91 $0.00 $0.00 $0.00 $833.55   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.44 1.44   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 726                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 41637.62 50.0 No 60.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367933 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.300% 6.300% XXXX Yes 11.300% $11,102.76 $925.23 $2,091.00 $174.25 $0.00 $0.00 $0.00 $3,352.54   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.357 1.357   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 766                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 1 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 178789.26 53.3 222822.24 66.5 No 67.41 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367934 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.520% 7.250% XXXX Yes 12.520% $3,178.32 $264.86 $1,759.68 $146.64 $0.00 $0.00 $0.00 $1,725.10   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.333 1.333 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 785                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 22831.94 13.2 24651.91 14.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367935 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.150% 7.150% XXXX Yes 12.150% $6,818.16 $568.18 $1,180.56 $98.38 $0.00 $0.00 $0.00 $2,323.00   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.485 1.485 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 720                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 9632.45 4.1 130030.30 56.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367937 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.980% 6.980% XXXX No   $1,278.36 $106.53 $1,970.04 $164.17 $0.00 $0.00 $0.00 $1,077.41   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.671 1.671   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 741                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 5819.74 5.4 10901.60 10.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367938 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.000% 7.000% XXXX Yes 12.000% $865.20 $72.10 $1,959.00 $163.25 $0.00 $0.00 $0.00 $1,283.20   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.325 1.276   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 741                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 25281.67 22.6 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367939 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.420% 6.420% XXXX Yes 11.420% $6,728.88 $560.74 $1,994.04 $166.17 $0.00 $0.00 $0.00 $2,442.82   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.006 2.006   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 720                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 8092.41 3.3 39875.90 16.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367940 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.860% 6.860% XXXX Yes 18.860% $4,678.44 $389.87 $1,317.00 $109.75 $0.00 $0.00 $0.00 $1,863.95   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.69 1.69   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 763                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 83222.44 44.6 88814.29 47.7 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367941 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.375% 6.375% XXXX Yes 11.375% $2,000.04 $166.67 $1,620.00 $135.00 $6,204.00 $517.00 $0.00 $3,368.67   Yes XXXX XXXX $517.00 XXXX Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.009 1.009   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 784                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 293205.81 87.0 301760.82 89.6 No 71.64 Yes No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367942 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.840% 6.840% XXXX Yes 11.740% $11,313.24 $942.77 $2,642.04 $220.17 $0.00 $0.00 $0.00 $4,200.25   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.095 1.095 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 802                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 230066.81 54.8 245495.87 58.5 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367943 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.050% 7.050% XXXX Yes 12.050% $694.08 $57.84 $1,091.04 $90.92 $0.00 $0.00 $0.00 $890.98   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.571 1.571 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 816                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 110893.19 124.5 163977.78 184.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367944 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.160% 6.160% XXXX Yes 11.160% $10,370.28 $864.19 $2,433.96 $202.83 $0.00 $0.00 $0.00 $3,506.52   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.426 1.426   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 774                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 244945.36 69.9 255464.93 72.9 No 33.33 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367945 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.655%   XXXX Yes 11.655% $6,570.00 $547.50 $1,778.04 $148.17 $0.00 $0.00 $0.00 $1,635.03   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.348 1.529   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 730                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 18416.52 11.3 23321.58 14.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367946 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.630% 6.630% XXXX Yes 11.630% $1,862.40 $155.20 $1,705.92 $142.16 $0.00 $0.00 $0.00 $2,219.28   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.183 1.183   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 715                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 25692.15 11.6 31884.37 14.4 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367948 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.070% 7.070% XXXX Yes 12.070% $5,101.92 $425.16 $1,379.04 $114.92 $0.00 $0.00 $0.00 $2,399.36   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.121 1.121 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 749                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 77924.57 32.5 119754.38 49.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367949 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.670% 6.670% XXXX Yes 11.670% $5,058.24 $421.52 $1,352.04 $112.67 $0.00 $0.00 $0.00 $1,779.26   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.124 1.124 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 749                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 77924.57 43.8 113672.10 63.9 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367950 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.880%   XXXX Yes 11.880% $4,059.24 $338.27 $1,185.96 $98.83 $0.00 $0.00 $0.00 $1,866.65   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.232 1.232   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 749                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 14461.72 7.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367952 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.310% 7.310% XXXX Yes 12.310% $842.04 $70.17 $1,429.56 $119.13 $0.00 $0.00 $0.00 $961.33   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.508 1.508   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 711                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 7606.53 7.9 62534.94 65.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367956 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.670% 6.670% XXXX Yes 11.670% $987.12 $82.26 $1,937.28 $161.44 $0.00 $0.00 $0.00 $1,617.12   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.515 1.515 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 734                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 22512.80 13.9 59164.58 36.6 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367958 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.890% 6.890% XXXX Yes 11.890% $4,843.20 $403.60 $1,482.96 $123.58 $0.00 $0.00 $0.00 $1,958.18   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.175 1.175   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 781                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 43957.99 22.4 76397.98 39.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367960 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.930% 6.930% XXXX Yes 11.930% $1,740.24 $145.02 $2,016.72 $168.06 $0.00 $0.00 $0.00 $1,102.51   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.27 1.27   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 743                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 12624.85 11.5 15932.38 14.5 No 68.29 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367963 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.910% 6.910% XXXX Yes 11.910% $2,351.28 $195.94 $1,927.80 $160.65 $0.00 $0.00 $0.00 $1,118.05   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.521 1.52 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 734                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0               Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 7562.86 6.8 61505.46 55.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367964 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.730% 6.730% XXXX Yes 11.730% $3,290.04 $274.17 $6,839.64 $569.97 $0.00 $0.00 $0.00 $2,057.28   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.157 1.157 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 805                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 16895.08 8.2 104729.90 50.9 No 74.97 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367965 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.100% 7.100% XXXX Yes 12.100% $3,658.20 $304.85 $1,578.00 $131.50 $0.00 $0.00 $0.00 $1,091.58   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.901 1.901 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 805                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 249912.84 228.9 292521.80 268.0 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367966 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% 6.990% XXXX Yes 11.990% $3,293.76 $274.48 $1,513.80 $126.15 $0.00 $0.00 $0.00 $1,023.72   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.807 1.807   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 805                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 249912.83 244.1 290386.26 283.7 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367967 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.890% 6.890% XXXX Yes 11.890% $1,574.88 $131.24 $1,611.96 $134.33 $0.00 $0.00 $0.00 $1,126.82   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.198 1.198 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 753                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 16076.66 14.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367968 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.890% 6.890% XXXX Yes 11.890% $1,338.36 $111.53 $1,487.04 $123.92 $0.00 $0.00 $0.00 $997.66   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.403 1.403 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 753                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0   0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1060334.68 1062.8 1069681.33 1072.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367969 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.890% 6.890% XXXX Yes 11.890% $1,363.56 $113.63 $1,404.00 $117.00 $0.00 $0.00 $0.00 $1,057.43   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.367 1.367 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 753                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 17558.86 16.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367970 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.890% 6.890% XXXX Yes 11.890% $1,031.52 $85.96 $1,404.00 $117.00 $0.00 $0.00 $0.00 $879.04   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.82 1.82 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 753                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 12609.20 14.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367971 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.890% 6.576% XXXX Yes 11.890% $1,328.64 $110.72 $1,404.00 $117.00 $0.00 $0.00 $0.00 $903.80   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.728 1.728 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 753                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License USA PATRIOT ACT INFORMATION FORM  XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1095683.04 1212.3 1104499.35 1222.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367972 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.890% 6.890% XXXX Yes 11.890% $1,989.84 $165.82 $2,868.00 $239.00 $0.00 $0.00 $0.00 $1,210.09   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.322 1.322 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 753                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 10291.75 8.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367973 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.760% 7.760% XXXX Yes 12.760% $1,865.88 $155.49 $2,396.16 $199.68 $0.00 $0.00 $0.00 $2,183.78   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.374 1.374   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 713                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 40422.20 18.5 49623.99 22.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367974 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.080% 7.080% XXXX Yes 12.080% $596.52 $49.71 $1,391.04 $115.92 $0.00 $0.00 $0.00 $793.89   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.512 1.426 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 703                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 6809.07 8.6 9190.71 11.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367975 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.830% 7.830% XXXX Yes 12.830% $680.88 $56.74 $1,470.96 $122.58 $0.00 $0.00 $0.00 $1,200.88   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.29 2.29 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 691                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 18245.72 15.2 21848.36 18.2 No 69.02 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367976 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.800% 6.800% XXXX Yes 11.800% $10,246.32 $853.86 $1,995.00 $166.25 $0.00 $0.00 $0.00 $3,657.94   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.066 1.066 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 703                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 38903.83 10.6 49828.81 13.6 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367977 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% 7.000% XXXX Yes 12.000% $7,587.36 $632.28 $1,576.92 $131.41 $0.00 $0.00 $0.00 $3,104.32   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.095 1.095   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 703                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 24912.93 8.0 37961.13 12.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367979 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.140% 6.140% XXXX Yes 11.140% $2,199.96 $183.33 $725.04 $60.42 $0.00 $0.00 $0.00 $1,284.42   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.304 1.304 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 770                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 124874.73 97.2 128727.99 100.2 No 57.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367980 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.890% 6.890% XXXX Yes 11.890% $5,586.60 $465.55 $1,406.04 $117.17 $500.04 $41.67 $0.00 $1,580.38   N/A XXXX XXXX $41.67 XXXX Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.076 1.076   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 792                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1970.38 1.2 6586.50 4.2 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367982 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.360% 7.360% XXXX Yes 12.360% $1,416.96 $118.08 $1,070.88 $89.24 $0.00 $0.00 $0.00 $791.80   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio   0   NA   0 N/A 0     0 0 0 0   NA No No 0 No No   0 0 No N/A 0 0 0.00%         0   N/A N/A 0   0 No 0   0 0   NA 0 0 N/A Yes 1.137 1.137 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 712                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 5390.50 6.8 46284.35 58.5 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367983 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.850%   XXXX Yes 12.850% $4,573.44 $381.12 $1,311.96 $109.33 $0.00 $0.00 $0.00 $1,114.33   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.692 2.692   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 734                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 10215.19 9.2 13558.18 12.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367984 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.630% 7.630% XXXX Yes 12.660% $2,058.36 $171.53 $1,475.04 $122.92 $0.00 $0.00 $0.00 $1,489.43   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.813 1.813   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 735                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 73452.58 49.3 94084.82 63.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367986 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.780% 6.780% XXXX Yes 11.780% $4,552.32 $379.36 $651.96 $54.33 $5,292.00 $441.00 $0.00 $2,143.35   Yes XXXX XXXX $441.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.325 1.633 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 725                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 439268.20 204.9 535507.10 249.9 No 75.0 Yes No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367987 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.750% 6.750% XXXX Yes 11.750% $4,776.96 $398.08 $3,769.44 $314.12 $0.00 $0.00 $0.00 $5,511.83   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.293 1.293 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 770                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 218460.83 39.6 234993.32 42.6 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367988 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.970% 6.970% XXXX Yes 11.970% $3,357.96 $279.83 $1,097.04 $91.42 $0.00 $0.00 $0.00 $1,440.80   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.145 1.145 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 802                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 180882.92 125.5 186044.81 129.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367989 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% 6.990% XXXX Yes 11.990% $1,843.56 $153.63 $1,008.36 $84.03 $0.00 $0.00 $0.00 $1,434.00   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.255 1.273 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 735                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX I-551 Permanent Resident Card  XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 3005.27 2.1 52709.07 36.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367991 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.870% 6.875% XXXX Yes 11.870% $1,129.80 $94.15 $1,640.16 $136.68 $0.00 $0.00 $0.00 $1,176.33   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.445 1.445 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 794                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 6319.46 5.4 9848.48 8.4 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367992 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.490% 7.490% XXXX Yes 12.490% $2,557.68 $213.14 $1,515.96 $126.33 $0.00 $0.00 $0.00 $962.91   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.288 1.288 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 709                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 163.50 0.2 42904.80 44.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367994 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% XXXX Yes 12.500% $1,988.88 $165.74 $1,152.00 $96.00 $0.00 $0.00 $0.00 $1,363.00   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.17 1.17 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 750                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 16558.28 12.1 156474.52 114.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367995 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.980% 6.980% XXXX Yes 11.980% $1,435.20 $119.60 $1,657.80 $138.15 $0.00 $0.00 $0.00 $905.11   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.801 1.801 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 762                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 6164.29 6.8 52428.79 57.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367997 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.840% 6.840% XXXX Yes 11.840% $4,002.84 $333.57 $1,165.08 $97.09 $720.00 $60.00 $0.00 $2,294.14   N/A XXXX XXXX $60.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.046 1.05   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 724                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 4420.76 1.9 22937.75 10.0 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367998 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.173% 8.176% XXXX Yes 13.172% $1,869.00 $155.75 $1,136.04 $94.67 $0.00 $0.00 $0.00 $1,026.09   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.852 1.754   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 713                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 74908.62 73.0 77986.89 76.0 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367999 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.460% 7.460% XXXX Yes 12.460% $5,401.08 $450.09 $2,510.64 $209.22 $0.00 $0.00 $0.00 $1,940.83   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.314 1.314   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 809                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 21587.57 11.1 27410.06 14.1 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368001 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.360% 7.360% XXXX Yes 12.360% $1,251.48 $104.29 $846.96 $70.58 $0.00 $0.00 $0.00 $847.28   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.416 1.416   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 807                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2017.24 2.4 45915.54 54.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368002 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.110% 6.110% XXXX Yes 11.110% $1,683.24 $140.27 $1,920.24 $160.02 $0.00 $0.00 $0.00 $1,911.53   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.172 1.172 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 757                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 101969.55 53.3 107844.41 56.4 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368004 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.880% 6.880% XXXX Yes 11.880% $255.12 $21.26 $1,369.92 $114.16 $0.00 $0.00 $0.00 $983.29   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.424 1.421 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 737                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 45379.76 46.2 47790.78 48.6 No 73.71 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368005 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.522% 7.522% XXXX Yes 12.522% $2,083.68 $173.64 $2,661.96 $221.83 $0.00 $0.00 $0.00 $1,893.26   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.324 2.322 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 746                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2334.74 1.2 105096.54 55.5 No 57.77 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368006 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% 6.750% XXXX Yes 11.750% $2,193.36 $182.78 $2,354.40 $196.20 $0.00 $0.00 $0.00 $1,278.91   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 2.111 2.111 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 733                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 61372.74 48.0 65751.17 51.4 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368008 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     5.700% 5.700% XXXX Yes 10.700% $3,108.48 $259.04 $1,543.20 $128.60 $0.00 $0.00 $0.00 $1,902.49   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.235 1.235   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 797                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 30529.73 16.1 30529.73 16.1 No 60.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368009 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.860% 6.860% XXXX Yes 11.860% $3,997.32 $333.11 $1,784.16 $148.68 $0.00 $0.00 $0.00 $1,933.03   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.086 1.086   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 729                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 94236.33 48.8 115587.25 59.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368011 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.890% 6.890% XXXX Yes 11.890% $4,127.52 $343.96 $2,343.96 $195.33 $0.00 $0.00 $0.00 $2,052.20   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.072 1.072 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 771                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 218776.73 106.6 241758.84 117.8 No 73.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368012 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.780% 6.780% XXXX Yes 11.780% $1,196.52 $99.71 $1,305.96 $108.83 $0.00 $0.00 $0.00 $1,096.60   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.189 2.189 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 712                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 49619.12 45.2 68733.02 62.7 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368013 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.810% 6.810% XXXX Yes 11.810% $4,212.96 $351.08 $621.00 $51.75 $5,800.92 $483.41 $0.00 $2,208.65   Yes XXXX XXXX $483.41 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.268 1.268 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 766                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 378393.92 171.3 383569.64 173.7 No 80.0 Yes No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368014 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.232% 7.232% XXXX Yes 12.232% $1,322.16 $110.18 $1,632.96 $136.08 $0.00 $0.00 $0.00 $1,115.20   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.905 1.793   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 776                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 76119.18 68.3 79464.78 71.3 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368015 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.232% 7.232% XXXX Yes 12.232% $1,257.24 $104.77 $1,655.04 $137.92 $0.00 $0.00 $0.00 $1,087.12   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes 3 - Verified<2Mos           Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.932 1.794   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 776                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 159605.38 146.8 162866.68 149.8 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368016 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.232% 7.232% XXXX Yes 12.232% $1,212.00 $101.00 $1,656.96 $138.08 $0.00 $0.00 $0.00 $1,106.66   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.898 1.83   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 776                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 104913.75 94.8 108234.24 97.8 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368017 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.232% 7.232% XXXX Yes 12.232% $6,684.48 $557.04 $1,722.00 $143.50 $0.00 $0.00 $0.00 $1,568.12   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.403 1.403 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 776                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 100302.89 64.0 105026.75 67.0 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368018 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.840% 6.840% XXXX Yes 11.840% $5,714.64 $476.22 $921.00 $76.75 $0.00 $0.00 $0.00 $1,402.30   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.569 1.569 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 706                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 44553.81 31.8 44553.81 31.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368020 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.548% 7.550% XXXX Yes 12.547% $3,456.36 $288.03 $1,740.00 $145.00 $0.00 $0.00 $0.00 $1,781.77   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.207 1.207 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 766                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0               Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 14152.03 7.9 53397.00 30.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368021 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.250% 6.250% XXXX Yes 11.250% $1,181.88 $98.49 $1,983.00 $165.25 $0.00 $0.00 $0.00 $1,187.32   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.274 2.274 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 777                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0               Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 29794.29 25.1 99752.87 84.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368022 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.080% 7.080% XXXX Yes 12.080% $2,177.04 $181.42 $924.96 $77.08 $0.00 $0.00 $0.00 $962.72   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.662 1.671 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 754                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 10014.38 10.4 56960.43 59.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368023 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.350% 6.350% XXXX Yes 11.350% $8,542.32 $711.86 $1,907.04 $158.92 $0.00 $0.00 $0.00 $3,048.60   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Proceeds from Sale   0           0 No     0 0       0   Yes 1.312 1.312 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 752                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 611971.94 200.7 621829.60 204.0 No 50.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368025 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.780% 6.780% XXXX Yes 11.780% $1,265.04 $105.42 $3,376.08 $281.34 $0.00 $0.00 $0.00 $1,437.66   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.287 1.287 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 782                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 15635.29 10.9 20897.05 14.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368026 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.300% 7.300% XXXX Yes 12.300% $1,538.40 $128.20 $1,496.04 $124.67 $0.00 $0.00 $0.00 $2,129.62   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.268 1.268 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 782                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1739.29 0.8 38047.78 17.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368027 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.140% 7.140% XXXX Yes 12.140% $3,496.92 $291.41 $1,187.16 $98.93 $0.00 $0.00 $0.00 $1,821.45   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.263 1.263 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 778                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX   US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 27488.96 15.1 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368028 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.710% 7.710% XXXX Yes 12.710% $1,643.04 $136.92 $1,074.96 $89.58 $0.00 $0.00 $0.00 $799.20   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.739 1.74 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 748                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 848.43 1.1 10480.42 13.1 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368029 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.340% 7.340% XXXX Yes 12.340% $924.00 $77.00 $912.96 $76.08 $0.00 $0.00 $0.00 $689.95   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.739 1.739 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 711                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 9068.15 13.1 45299.43 65.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368030 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.870% 6.870% XXXX Yes 11.870% $2,359.68 $196.64 $1,400.40 $116.70 $0.00 $0.00 $0.00 $1,426.27   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.823 1.823 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 786                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 3498.43 2.5 84111.33 59.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368031 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.870% 6.870% XXXX Yes 11.870% $1,332.72 $111.06 $1,693.44 $141.12 $0.00 $0.00 $0.00 $1,042.72   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.488 1.488 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 786                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 60222.32 57.8 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368032 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.200% 7.200% XXXX Yes 12.200% $1,427.04 $118.92 $1,176.96 $98.08 $0.00 $0.00 $0.00 $823.84   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.092 1.092 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 781                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 8281.28 10.1 47460.91 57.6 No 60.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368034 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.670% 6848.000% XXXX Yes 11.670% $817.80 $68.15 $1,925.76 $160.48 $0.00 $0.00 $0.00 $1,439.94   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.528 1.528 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 734                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 3287.67 2.3 27254.28 18.9 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368035 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.240% 7.003% XXXX Yes 12.240% $2,586.84 $215.57 $1,720.92 $143.41 $0.00 $0.00 $0.00 $1,151.22   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.173 1.173 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 759                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 9594.90 8.3 63502.05 55.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368036 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.585% 6.462% XXXX Yes 11.585% $285.60 $23.80 $1,525.08 $127.09 $0.00 $0.00 $0.00 $1,944.33   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.389 1.389 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 796                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 79473.75 40.9 219120.51 112.7 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368037 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.585% 6.585% XXXX Yes 11.585% $3,180.48 $265.04 $1,336.68 $111.39 $0.00 $0.00 $0.00 $2,002.48   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.248 1.248 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 796                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 153573.75 76.7 280842.45 140.3 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368038 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.530% 6.530% XXXX Yes 11.530% $368.16 $30.68 $1,954.44 $162.87 $0.00 $0.00 $0.00 $1,382.38   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.085 1.085 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 720                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 13693.57 9.9 37998.38 27.5 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368039 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.680% 7.680% XXXX Yes 12.680% $828.36 $69.03 $978.00 $81.50 $0.00 $0.00 $0.00 $1,146.74   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.509 1.509 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 744                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2350.36 2.0 38848.19 33.9 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368040 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.250% 7.250% XXXX Yes 12.250% $1,514.04 $126.17 $1,254.96 $104.58 $0.00 $0.00 $0.00 $1,047.32   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.575 1.575   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 687                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 4694.32 4.5 62103.47 59.3 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368041 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.760% 6.760% XXXX Yes 11.760% $1,007.16 $83.93 $2,254.32 $187.86 $0.00 $0.00 $0.00 $1,158.03   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.287 1.287   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 710                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 4226.60 3.6 10239.06 8.8 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368042 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.870% 6.870% XXXX Yes 11.870% $848.40 $70.70 $2,150.28 $179.19 $0.00 $0.00 $0.00 $988.56   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.381 1.381 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 710                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 4226.60 4.3 14629.05 14.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368043 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.760% 6.760% XXXX Yes 11.760% $1,460.52 $121.71 $2,251.08 $187.59 $0.00 $0.00 $0.00 $1,272.81   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.083 1.086 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 710                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 4226.60 3.3 18186.31 14.3 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368044 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.670% 6.670% XXXX Yes 11.670% $1,476.96 $123.08 $2,381.64 $198.47 $0.00 $0.00 $0.00 $1,154.61   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.104 1.104 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 710                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 7690.46 6.7 8209.31 7.1 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368045 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% 6.990% XXXX Yes 11.990% $2,451.00 $204.25 $1,290.96 $107.58 $0.00 $0.00 $0.00 $1,757.40   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.423 1.423 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 718                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1399.22 0.8 25511.48 14.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368046 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.050% 7.050% XXXX Yes 12.050% $3,310.44 $275.87 $2,023.08 $168.59 $0.00 $0.00 $0.00 $1,434.08   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.429 1.429   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 742                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 56653.99 39.5 60956.23 42.5 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368050 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.230% 7.230% XXXX Yes 12.230% $161.52 $13.46 $1,324.56 $110.38 $0.00 $0.00 $0.00 $804.66   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.118 1.118 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 737                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 27301.67 33.9 29715.77 36.9 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368051 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.530% 7.530% XXXX Yes 12.530% $2,522.40 $210.20 $1,775.88 $147.99 $0.00 $0.00 $0.00 $1,879.95   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.064 1.064 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 735                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX I-551 Permanent Resident Card  XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 113559.92 60.4 127871.37 68.0 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368055 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.990% 7.990% XXXX Yes 12.990% $2,557.44 $213.12 $6,495.00 $541.25 $0.00 $0.00 $0.00 $3,613.33   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.218 1.2   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 716                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 56557.34 15.7 74315.58 20.6 No 78.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368056 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.860% 7.860% XXXX Yes 12.860% $916.56 $76.38 $1,927.92 $160.66 $0.00 $0.00 $0.00 $997.27   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.404 1.404 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 688                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX   Permanent Non-US Citizen       XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 10011.02 10.0 13002.83 13.0 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368057 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.620% 6.620% XXXX Yes 11.620% $3,520.80 $293.40 $1,434.48 $119.54 $1,800.00 $150.00 $0.00 $1,522.91   Yes XXXX XXXX $150.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.051 1.051 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 761                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 23148.88 15.2 No 58.82 No No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368059 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.850% 7.850% XXXX Yes 12.850% $1,756.80 $146.40 $1,996.32 $166.36 $0.00 $0.00 $0.00 $1,882.40   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.381 1.381 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 740                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 11217.01 6.0 35633.75 18.9 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368061 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.380% 6.380% XXXX Yes 11.380% $495.00 $41.25 $1,452.72 $121.06 $0.00 $0.00 $0.00 $2,019.30   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.189 1.188 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 727                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 44865.72 22.2 51579.60 25.5 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368062 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.290% 7.290% XXXX Yes 12.290% $1,752.48 $146.04 $1,122.00 $93.50 $0.00 $0.00 $0.00 $1,775.07   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.099 1.099 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 727                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 44865.72 25.3 51171.86 28.8 No 76.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368063 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.550% 6.550% XXXX Yes 11.550% $1,821.12 $151.76 $2,598.96 $216.58 $0.00 $0.00 $0.00 $4,180.50   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.053 1.052 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 752                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2209.14 0.5 81450.06 19.5 No 72.73 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368064 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.950% 6.950% XXXX Yes 11.950% $5,879.88 $489.99 $2,080.20 $173.35 $0.00 $0.00 $0.00 $1,907.80   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.52 1.52 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 747                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1680231.63 880.7 1686229.52 883.9 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368067 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.780% 6.780% XXXX Yes 11.780% $1,310.04 $109.17 $1,302.48 $108.54 $0.00 $0.00 $0.00 $886.52   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.466 1.466 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 786                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX I-151 Permanent Resident Card XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 20879.48 23.6 23539.04 26.6 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368068 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.820% 7.820% XXXX Yes 12.820% $1,170.24 $97.52 $2,490.72 $207.56 $0.00 $0.00 $0.00 $2,495.89   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.302 1.302 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 727                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 4953.88 2.0 153218.10 61.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368069 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.900% 6.900% XXXX Yes 11.900% $357.00 $29.75 $1,228.80 $102.40 $0.00 $0.00 $0.00 $1,095.35   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.301 1.301 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 718                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 17353.05 15.8 29368.01 26.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368070 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.220% 7.220% XXXX Yes 12.220% $1,776.48 $148.04 $992.04 $82.67 $0.00 $0.00 $0.00 $2,031.39   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.403 1.403 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 777                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 140654.59 69.2 154469.11 76.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368071 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.790% 6.790% XXXX Yes 11.790% $721.32 $60.11 $1,776.60 $148.05 $0.00 $0.00 $0.00 $1,102.01   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.29 1.485 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 724                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 18632.75 17.0 29339.09 26.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368072 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.760% 6.760% XXXX Yes 11.760% $798.84 $66.57 $1,913.28 $159.44 $0.00 $0.00 $0.00 $880.47   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.562 1.562   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 724                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 18632.75 21.2 21274.19 24.2 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368073 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.790% 6.790% XXXX Yes 11.790% $1,233.12 $102.76 $2,012.40 $167.70 $0.00 $0.00 $0.00 $1,095.93   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.288 1.288 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 724                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 18632.75 17.0 24747.40 22.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368075 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% 6.990% XXXX Yes 11.990% $11,199.72 $933.31 $4,032.84 $336.07 $0.00 $0.00 $0.00 $4,659.00   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.041 1.041 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 681                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 256005.18 54.9 269982.00 58.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368076 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.490% 6.490% XXXX Yes 11.490% $1,715.76 $142.98 $1,048.80 $87.40 $0.00 $0.00 $0.00 $1,532.66   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.174 1.175 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 744                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 21317.93 13.9 38923.71 25.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368077 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.600% 6.600% XXXX Yes 11.600% $9,659.04 $804.92 $2,306.28 $192.19 $1,680.00 $140.00 $0.00 $3,752.42   N/A XXXX XXXX $140.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.053 1.09 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 708                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 120005.17 32.0 312501.41 83.3 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368079 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.730% 6.730% XXXX Yes 11.730% $959.88 $79.99 $873.96 $72.83 $0.00 $0.00 $0.00 $1,186.83   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.828 1.828 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 712                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2484.20 2.1 35430.29 29.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368080 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.160% 7.160% XXXX Yes 12.160% $2,630.04 $219.17 $1,160.04 $96.67 $0.00 $0.00 $0.00 $1,428.00   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.031 2.031 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 762                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 8178.77 5.7 13996.96 9.8 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368081 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.550% 6.550% XXXX Yes 11.550% $7,134.12 $594.51 $2,244.48 $187.04 $0.00 $0.00 $0.00 $2,735.28   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.097 1.097 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 791                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 98374.92 36.0 248885.37 91.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367936 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.110% 7.110% XXXX Yes 12.110% $857.40 $71.45 $2,149.80 $179.15 $0.00 $0.00 $0.00 $1,688.51   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.259 1.27 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 789                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 21128.80 12.5 125407.13 74.3 Yes 75 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367947 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.450% 7.450% XXXX Yes 12.450% $17,802.36 $1,483.53 $6,168.96 $514.08 $0.00 $0.00 $0.00 $7,165.27   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.305 1.314 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 749                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 25468.96 3.6 61567.80 8.6 Yes 70 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367951 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% XXXX Yes 12.500% $5,125.32 $427.11 $3,578.40 $298.20 $0.00 $0.00 $0.00 $2,306.23   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.32 2.923 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 796                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX Employment Authorization Card or Document XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 106374.59 46.1 Yes 70 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367955 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% 7.625% XXXX Yes 12.625% $6,398.16 $533.18 $7,185.96 $598.83 $0.00 $0.00 $0.00 $3,861.97   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 3.11 3.118 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 735                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 73452.58 19.0 164870.33 42.7 Yes 70 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367961 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.960% 6.960% XXXX Yes 11.960% $9,544.92 $795.41 $2,950.68 $245.89 $0.00 $0.00 $0.00 $2,488.46   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.386 1.376 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 763                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 44169.48 17.7 147841.39 59.4 Yes 70 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10367990 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A Client Affirms Non-QM Status       Manual Underwriting Manual Underwriting No     7.370% 7.370% XXXX Yes 12.370% $5,289.96 $440.83 $3,594.60 $299.55 $0.00 $0.00 $0.00 $1,880.81   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.412 1.497 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 788                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 14405.94 7.7 52112.95 27.7 Yes 70 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368000 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.380% 7.380% XXXX Yes 12.380% $2,362.56 $196.88 $2,985.96 $248.83 $0.00 $0.00 $0.00 $1,398.62   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.502 1.811 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 786                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 352576.10 252.1 357362.60 255.5 Yes 70 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368024 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.330% 7.330% XXXX Yes 12.330% $3,889.44 $324.12 $9,999.60 $833.30 $0.00 $0.00 $0.00 $7,815.21   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.3 1.36 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 789                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 14149.72 1.8 161157.63 20.6 Yes 75 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368033 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.100% 7.100% XXXX Yes 12.100% $3,347.52 $278.96 $7,999.68 $666.64 $6,240.00 $520.00 $0.00 $7,100.59   N/A XXXX XXXX $520.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.091 1.107 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 789                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 14149.73 2.0 184188.30 25.9 Yes 75 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368048 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.350% 7.350% XXXX Yes 12.350% $10,237.92 $853.16 $4,435.92 $369.66 $21,936.00 $1,828.00 $0.00 $7,391.34   N/A XXXX XXXX $1,828.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.115 1.115 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 728                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX I-151 Permanent Resident Card XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 32940.44 4.5 198862.51 26.9 Yes 75 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10368053 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.200% 7.200% XXXX Yes 12.200% $7,636.20 $636.35 $5,725.92 $477.16 $150.00 $12.50 $0.00 $5,184.28   N/A XXXX XXXX $12.50 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.127 1.132 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 731                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 160648.48 31.0 Yes 73 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10351573 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.200% 7.200% XXXX Yes 12.200% $9,468.24 $789.02 $1,506.96 $125.58 $0.00 $0.00 $0.00 $2,187.33   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.417 1.417 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 749                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 16229.65 7.4 22791.58 10.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387691 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.080% 6.080% XXXX Yes 11.080% $2,326.56 $193.88 $1,799.04 $149.92 $0.00 $0.00 $0.00 $2,896.13   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.519 1.035   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 812                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 188622.05 65.1 197310.44 68.1 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387694 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.550% 7.550% XXXX Yes 12.550% $8,056.32 $671.36 $2,251.08 $187.59 $0.00 $0.00 $0.00 $2,177.11   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.7 1.585 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 699                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 9445.80 4.3 22318.57 10.3 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387695 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.850%   XXXX Yes 11.850% $2,820.24 $235.02 $1,530.00 $127.50 $0.00 $0.00 $0.00 $1,566.56   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.245 1.181   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 730                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1206.52 0.8 18620.49 11.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387696 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.650% 6.650% XXXX Yes 11.650% $2,662.80 $221.90 $1,215.96 $101.33 $2,160.00 $180.00 $0.00 $1,289.00   N/A XXXX XXXX $180.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.098 1.098   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 734                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 15496.69 12.0 18823.75 14.6 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387698 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.770% 6.770% XXXX Yes 5.000% $5,712.12 $476.01 $1,509.00 $125.75 $0.00 $0.00 $0.00 $1,942.24   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.241 1.241   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 770                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 42986.46 22.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387702 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.380% 7.380% XXXX Yes 12.380% $2,375.04 $197.92 $2,082.00 $173.50 $0.00 $0.00 $0.00 $1,563.42   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.119 1.119   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 741                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2204.59 1.4 16985.33 10.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387703 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.490% 6.490% XXXX Yes 11.490% $6,672.00 $556.00 $873.00 $72.75 $0.00 $0.00 $0.00 $3,161.34   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.107 1.121   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 799                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 64664.50 20.5 268887.97 85.1 No 70.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387704 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.270%   XXXX Yes 12.270% $8,679.96 $723.33 $1,659.24 $138.27 $0.00 $0.00 $0.00 $1,879.40   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.038 1.038   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 696                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0   0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 294546.97 156.7 300185.17 159.7 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387705 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.970% 6.970% XXXX Yes 11.970% $3,848.28 $320.69 $3,857.28 $321.44 $0.00 $0.00 $0.00 $2,366.68   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Proceeds from Sale   0           0 No     0 0       0   Yes 1.606 1.606   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 767                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 4401.90 1.9 11509.90 4.9 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387707 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% 6.750% XXXX Yes 11.610% $220.56 $18.38 $978.00 $81.50 $0.00 $0.00 $0.00 $994.95   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.448 1.448 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 808                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 23921.61 24.0 91662.40 92.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387708 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% XXXX Yes 12.250% $1,193.16 $99.43 $2,014.68 $167.89 $0.00 $0.00 $0.00 $1,093.61   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.646 1.647   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 792                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 58294.77 53.3 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387709 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.050% 7.050% XXXX Yes 5.000% $12,352.80 $1,029.40 $3,037.92 $253.16 $0.00 $0.00 $0.00 $4,741.47   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.055 1.055   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 702                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 41697.84 8.8 76928.49 16.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387710 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.290% 6.290% XXXX Yes 11.290% $5,996.04 $499.67 $4,865.04 $405.42 $0.00 $0.00 $0.00 $2,910.03   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.1 1.1   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 756                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 15617.37 5.4 24380.79 8.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387711 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.540% 6.540% XXXX Yes 11.540% $4,707.72 $392.31 $1,574.04 $131.17 $0.00 $0.00 $0.00 $1,999.16   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.238 1.238 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 798                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 292099.38 146.1 407213.22 203.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387712 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.710%   XXXX Yes 12.710% $2,407.68 $200.64 $1,149.96 $95.83 $0.00 $0.00 $0.00 $1,380.69   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.086 1.086 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 715                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 38040.94 27.6 42182.98 30.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387713 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.800%   XXXX Yes 12.800% $1,311.96 $109.33 $1,148.04 $95.67 $0.00 $0.00 $0.00 $858.28   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.748 1.736   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 707                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 42797.11 49.9 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387714 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.820% 6.820% XXXX Yes 11.820% $3,575.16 $297.93 $1,362.00 $113.50 $0.00 $0.00 $0.00 $1,744.08   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.204 1.204   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 790                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 15124.48 8.7 114924.89 65.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387715 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.880% 6.880% XXXX Yes 11.880% $13,618.68 $1,134.89 $3,996.60 $333.05 $0.00 $0.00 $0.00 $5,285.32   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds   0           0 No     0 0       0   Yes 1.184 1.184 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 773                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 83207.94 15.7 99063.99 18.7 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387716 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.530% 7.530% XXXX Yes 12.530% $1,035.84 $86.32 $1,614.96 $134.58 $0.00 $0.00 $0.00 $773.15   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.846 2.845   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 765                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 12011.46 15.5 45764.21 59.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387717 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.370% 7.370% XXXX Yes 12.370% $3,120.12 $260.01 $2,175.96 $181.33 $0.00 $0.00 $0.00 $1,538.97   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.43 1.43   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 674                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 14422.79 9.4 63240.93 41.1 No 60.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387718 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% XXXX Yes 12.250% $5,435.88 $452.99 $2,270.28 $189.19 $0.00 $0.00 $0.00 $2,494.29   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.293 1.293 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 703                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Identification Card with No Expiration Date   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 636122.42 255.0 765808.83 307.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387719 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.242% 7.242% XXXX Yes 12.242% $6,690.00 $557.50 $1,763.40 $146.95 $0.00 $0.00 $0.00 $2,517.69   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.092 1.092 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 703                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Identification Card with No Expiration Date   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 8608.74 3.4 23226.38 9.2 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387720 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.910% 6.910% XXXX Yes 11.910% $1,577.52 $131.46 $785.76 $65.48 $0.00 $0.00 $0.00 $988.06   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.493 1.493 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 731                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 310643.19 314.4 361986.04 366.4 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387721 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.370% 6.370% XXXX Yes 11.370% $12,319.32 $1,026.61 $1,530.00 $127.50 $0.00 $0.00 $0.00 $3,094.97   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.05 1.05 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 722                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 163097.06 52.7 343596.64 111.0 No 56.25 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387722 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.790% 6.790% XXXX Yes 11.790% $7,653.96 $637.83 $1,295.88 $107.99 $0.00 $0.00 $0.00 $2,574.56   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.049 1.049 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 749                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 5697.48 2.2 141156.26 54.8 No 72.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387724 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.330% 6.330% XXXX Yes 11.330% $691.32 $57.61 $809.04 $67.42 $0.00 $0.00 $0.00 $946.52   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.574 1.574 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 809                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 33282.12 35.2 99067.45 104.7 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387725 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.150% 7.150% XXXX Yes 12.150% $4,009.44 $334.12 $2,030.04 $169.17 $2,280.00 $190.00 $0.00 $2,057.61   Yes XXXX XXXX $190.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.069 1.069   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 763                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 6940.88 3.4 27066.79 13.2 No 67.33 Yes No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387727 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.090% 7.090% XXXX Yes 12.090% $1,798.44 $149.87 $2,219.04 $184.92 $0.00 $0.00 $0.00 $1,690.93   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.419 1.419   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 811                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 397649.79 235.2 402722.55 238.2 No 76.23 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387728 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.090% 7.090% XXXX Yes 12.090% $1,798.44 $149.87 $2,219.28 $184.94 $0.00 $0.00 $0.00 $1,690.95   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.419 1.419   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 811                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 410984.52 243.1 410984.52 243.1 No 76.23 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387729 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.090% 7.090% XXXX Yes 12.090% $1,798.44 $149.87 $2,219.28 $184.94 $0.00 $0.00 $0.00 $1,690.95   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.419 1.419 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 811                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 397774.92 235.2 402847.65 238.2 No 76.23 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387730 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.695% 7.695% XXXX Yes 12.705% $3,898.68 $324.89 $885.96 $73.83 $0.00 $0.00 $0.00 $1,387.47   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.067 1.067 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 718                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2308.41 1.7 29066.15 21.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387731 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.960% 6.960% XXXX Yes 11.910% $7,644.96 $637.08 $1,226.04 $102.17 $0.00 $0.00 $0.00 $1,981.66   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.262 1.262 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 732                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 500716.33 252.7 594846.32 300.2 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387732 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.150% 7.150% XXXX Yes 12.150% $2,397.72 $199.81 $1,137.96 $94.83 $0.00 $0.00 $0.00 $1,942.63   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.03 1.03   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 722                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 9535.76 4.9 15363.65 7.9 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387733 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% 6.990% XXXX Yes 11.990% $1,071.84 $89.32 $1,250.04 $104.17 $0.00 $0.00 $0.00 $884.71   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.187 1.187   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 742                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 81361.97 92.0 81361.97 92.0 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387734 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.290% 7.290% XXXX Yes 12.290% $3,192.12 $266.01 $2,200.20 $183.35 $0.00 $0.00 $0.00 $1,824.28   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.151 1.151   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 771                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX Employment Authorization Card or Document XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 98589.28 54.0 No 55.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387735 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% XXXX Yes 12.500% $1,160.76 $96.73 $1,148.16 $95.68 $864.00 $72.00 $0.00 $815.04   N/A XXXX XXXX $72.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.166 1.166   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 752                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2124.48 2.6 4344.60 5.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387736 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% XXXX Yes 12.250% $703.20 $58.60 $1,370.16 $114.18 $0.00 $0.00 $0.00 $843.02   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.186 1.186   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 702                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 196.52 0.2 23226.60 27.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387737 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.690% 6.690% XXXX Yes 11.690% $12,895.92 $1,074.66 $2,979.72 $248.31 $0.00 $0.00 $0.00 $4,388.11   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.025 1.026   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 693                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 100063.82 22.8 113228.15 25.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387738 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.490% 7.490% XXXX Yes 12.490% $4,000.08 $333.34 $1,914.84 $159.57 $0.00 $0.00 $0.00 $1,409.73   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.632 1.631 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 672                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0               Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 12889.53 9.1 21097.62 15.0 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387739 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.670% 6.670% XXXX Yes 11.670% $9,079.92 $756.66 $1,467.96 $122.33 $0.00 $0.00 $0.00 $2,109.28   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.185 1.185 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 812                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0               Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 6210.28 2.9 101274.86 48.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387740 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.670% 6.670% XXXX Yes 11.670% $6,610.20 $550.85 $1,686.00 $140.50 $0.00 $0.00 $0.00 $2,042.26   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.347 1.347 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 812                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0               Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1826.29 0.9 106943.99 52.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387741 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.490% 6.490% XXXX Yes 11.490% $2,698.32 $224.86 $759.00 $63.25 $0.00 $0.00 $0.00 $1,967.66   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.075 1.075 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 731                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 565942.89 273.4 699957.76 338.1 No 70.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387742 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.560% 6.560% XXXX Yes 11.560% $2,698.32 $224.86 $759.00 $63.25 $0.00 $0.00 $0.00 $1,801.84   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.124 1.124 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 731                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 565942.89 354.8 685761.59 430.0 No 70.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387743 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.590% 6.590% XXXX Yes 11.590% $1,661.76 $138.48 $1,230.84 $102.57 $0.00 $0.00 $0.00 $904.57   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.282 2.282 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 728                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 1 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 25865.19 28.6 29132.82 32.2 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387744 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.280% 6.280% XXXX Yes 11.280% $5,226.48 $435.54 $2,689.68 $224.14 $0.00 $0.00 $0.00 $1,765.22   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.076 1.076 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 804                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 12087.22 6.8 112046.48 63.5 No 59.51 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387745 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.910% 6.910% XXXX Yes 11.910% $13,007.40 $1,083.95 $3,424.68 $285.39 $0.00 $0.00 $0.00 $4,929.39   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.055 1.055 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 746                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 19998.93 4.1 280258.14 56.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387746 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.220% 6.220% XXXX Yes 11.220% $9,488.04 $790.67 $1,290.96 $107.58 $0.00 $0.00 $0.00 $2,467.04   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.175 1.179   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 799                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 292301.24 118.5 414344.19 168.0 No 60.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387747 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.710% 7.710% XXXX Yes 12.710% $5,011.44 $417.62 $1,658.04 $138.17 $0.00 $0.00 $0.00 $1,904.59   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.284 1.452   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 761                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX   US Citizen N/A     XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 34871.43 18.3 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387748 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.240% 7.240% XXXX Yes 12.240% $6,225.00 $518.75 $1,539.60 $128.30 $0.00 $0.00 $0.00 $2,793.77   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.253 1.332 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 766                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 22321.96 8.0 51637.26 18.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387750 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% XXXX Yes 12.250% $2,343.24 $195.27 $2,276.52 $189.71 $0.00 $0.00 $0.00 $2,199.57   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.091 1.091 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 789                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 32135.45 14.6 38734.16 17.6 No 70.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387751 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% 7.500% XXXX Yes 12.750% $4,149.48 $345.79 $1,334.04 $111.17 $0.00 $0.00 $0.00 $1,719.64   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.119 1.119 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 731                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 15913.18 9.3 32775.81 19.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387752 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.980% 6.980% XXXX Yes 11.980% $717.96 $59.83 $4,797.24 $399.77 $0.00 $0.00 $0.00 $1,674.65   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.314 1.314 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 700                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 20982.72 12.5 64080.11 38.3 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387753 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.790% 6.790% XXXX Yes 11.650% $6,866.88 $572.24 $3,333.60 $277.80 $0.00 $0.00 $0.00 $3,011.86   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.56 1.544   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 795                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2569.72 0.9 37387.32 12.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387754 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.480% 6.480% XXXX Yes 11.480% $2,055.12 $171.26 $2,079.12 $173.26 $0.00 $0.00 $0.00 $1,404.19   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.738 1.738 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 756                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 5938.32 4.2 10150.89 7.2 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387755 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.630% 7.492% XXXX Yes 12.630% $1,494.36 $124.53 $1,122.96 $93.58 $6,600.00 $550.00 $0.00 $1,405.43   Yes XXXX XXXX $550.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.316 1.316   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 768                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2370.74 1.7 42856.96 30.5 No 75.0 Yes No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387756 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.670% 7.670% XXXX Yes 12.670% $3,309.84 $275.82 $755.04 $62.92 $0.00 $0.00 $0.00 $898.57   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.358 1.358 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 814                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 45463.42 50.6 48159.13 53.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387757 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.400% 6.965% XXXX Yes 12.400% $819.60 $68.30 $2,248.92 $187.41 $0.00 $0.00 $0.00 $1,086.57   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.835 2.743 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 747                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 10103.44 9.3 13363.03 12.3 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387758 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.720% 6.660% XXXX Yes 11.720% $2,311.44 $192.62 $7,461.12 $621.76 $0.00 $0.00 $0.00 $2,131.51   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.032 1.122 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 780                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 11211.96 5.3 70401.99 33.0 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387759 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.250% 6.250% XXXX Yes 11.250% $1,480.44 $123.37 $2,337.96 $194.83 $0.00 $0.00 $0.00 $2,627.14   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.104 1.104 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 747                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 147844.96 56.3 206922.00 78.8 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387760 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.250% 6.250% XXXX Yes 11.250% $1,443.84 $120.32 $2,337.96 $194.83 $0.00 $0.00 $0.00 $2,624.09   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.105 1.105 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 747                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 147844.95 56.3 206892.42 78.8 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387761 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.630% 7.630% XXXX Yes 12.630% $6,715.08 $559.59 $1,735.56 $144.63 $0.00 $0.00 $0.00 $2,116.95   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.228 1.228 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 687                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Identification Card with No Expiration Date   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 9824.02 4.6 19484.14 9.2 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387762 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.740% 6.740% XXXX Yes 11.690% $4,290.00 $357.50 $1,826.04 $152.17 $0.00 $0.00 $0.00 $2,113.31   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.077 1.077   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 772                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 7499.49 3.7 38490.92 18.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387763 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     5.970% 5.970% XXXX Yes 10.970% $2,530.56 $210.88 $2,255.04 $187.92 $0.00 $0.00 $0.00 $1,003.89   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.992 1.992 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 798                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 73231.51 72.9 76243.18 76.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387764 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.970% 6.970% XXXX Yes 11.970% $2,671.68 $222.64 $1,517.04 $126.42 $0.00 $0.00 $0.00 $1,120.13   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.339 1.339   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 723                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 26708.86 23.8 38648.82 34.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387765 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.890% 7.890% XXXX Yes 12.890% $1,202.16 $100.18 $932.04 $77.67 $0.00 $0.00 $0.00 $813.20   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.476 1.476   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 680                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .01 0.0 33396.90 41.1 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387766 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.890% 7.890% XXXX Yes 12.890% $1,326.72 $110.56 $1,020.00 $85.00 $0.00 $0.00 $0.00 $780.08   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.538 1.538 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 680                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 23135.84 29.7 53519.12 68.6 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387767 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.800% 6.800% XXXX Yes 11.800% $2,405.76 $200.48 $897.96 $74.83 $0.00 $0.00 $0.00 $1,161.93   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.119 1.119 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 774                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 68701.54 59.1 72387.81 62.3 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387768 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.830% 6.830% XXXX Yes 11.830% $1,316.76 $109.73 $957.00 $79.75 $0.00 $0.00 $0.00 $1,164.48   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.58 1.58 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 747                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 73045.87 62.7 83563.12 71.8 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387769 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.900% 6.900% XXXX Yes 11.950% $885.96 $73.83 $1,011.84 $84.32 $0.00 $0.00 $0.00 $714.67   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.574 1.574 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 740                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 11888.61 16.6 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387770 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% 6.750% XXXX Yes 11.750% $918.96 $76.58 $1,011.84 $84.32 $0.00 $0.00 $0.00 $687.89   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.744 1.736 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 740                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 10054.33 14.6 22666.81 33.0 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387771 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.090% 7.090% XXXX Yes 12.090% $1,187.28 $98.94 $2,383.08 $198.59 $0.00 $0.00 $0.00 $1,124.64   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.245 1.256 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 724                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 18632.75 16.6 22273.96 19.8 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387772 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.030% 7.030% XXXX Yes 12.030% $1,573.68 $131.14 $933.00 $77.75 $0.00 $0.00 $0.00 $1,180.51   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.059 1.064   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 754                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 7594.69 6.4 11117.80 9.4 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387773 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.020% 6.020% XXXX Yes 11.020% $3,516.48 $293.04 $1,427.88 $118.99 $530.64 $44.22 $0.00 $2,114.34   N/A XXXX XXXX $44.22 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.111 1.111 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 761                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 377555.94 178.6 417796.20 197.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387774 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.760% 6.760% XXXX Yes 11.760% $13,510.08 $1,125.84 $2,490.48 $207.54 $0.00 $0.00 $0.00 $4,255.06   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.257 1.256 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 762                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 22693.00 5.3 140584.08 33.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387775 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% 7.620% XXXX Yes 11.990% $14,070.24 $1,172.52 $1,200.00 $100.00 $0.00 $0.00 $0.00 $4,732.57   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.035 1.035 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 801                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 761.61 0.2 14958.75 3.2 No 79.41 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387776 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.480% 6.480% XXXX Yes 11.480% $3,659.28 $304.94 $1,257.00 $104.75 $0.00 $0.00 $0.00 $1,859.63   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.559 1.559 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 788                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 8238.04 4.4 13816.93 7.4 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387777 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.930% 7.930% XXXX Yes 12.930% $839.88 $69.99 $2,050.92 $170.91 $0.00 $0.00 $0.00 $1,744.24   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.261 1.261 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 725                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 23829.96 13.7 123558.52 70.8 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387778 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% 6.130% XXXX Yes 11.500% $2,247.72 $187.31 $898.08 $74.84 $2,568.00 $214.00 $0.00 $1,155.62   Yes XXXX XXXX $214.00 XXXX Monthly 0.00% 0.00% 0.00% Yes Yes 1 - Not Stated Not Verified   1 - Not Stated, Not Verified   1 - Not Stated, Not Verified   Unknown Unknown Unknown   .00   Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.125 1.06   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 791 774 799 795       795   No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 28517.00 24.7 41781.58 36.2 No 50.0 Yes No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
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XXXX   10387781 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% 6.500% XXXX Yes 5.000% $2,121.72 $176.81 $898.08 $74.84 $3,420.00 $285.00 $0.00 $1,238.25   Yes XXXX XXXX $285.00 XXXX Monthly 0.00% 0.00% 0.00% Yes Yes 4 - Verified 2+ Mos   1 - Not Stated, Not Verified   1 - Not Stated, Not Verified   Unknown Unknown Unknown   .00   Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.07 1.07   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 791 774 799 795       795   No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 85204.16 68.8 100228.29 80.9 No 50.0 Yes No No Yes Member on Behalf of Entity Member on Behalf of Entity Member on Behalf of Entity N/A XXXX XXXX XXXX XXXX
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XXXX   10387783 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% 6.500% XXXX Yes 11.500% $2,174.76 $181.23 $898.08 $74.84 $3,420.00 $285.00 $0.00 $1,230.02   Yes XXXX XXXX $285.00 XXXX Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.138 1.179   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 791 774 799 795       795   No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 85204.16 69.3 99220.76 80.7 No 50.0 Yes No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387784 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% 6.500% XXXX Yes 11.500% $1,790.28 $149.19 $898.08 $74.84 $3,420.00 $285.00 $0.00 $1,188.50   Yes XXXX XXXX $285.00 XXXX Monthly 0.00% 0.00% 0.00% Yes Yes 4 - Verified 2+ Mos   1 - Not Stated, Not Verified   1 - Not Stated, Not Verified   Unknown Unknown Unknown   .00   Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.136 1.136   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 791 774 799 795       795   No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 80593.16 67.8 93800.55 78.9 No 50.0 Yes No No Yes Member on Behalf of Entity Member on Behalf of Entity Member on Behalf of Entity N/A XXXX XXXX XXXX XXXX
XXXX   10387785 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% 6.500% XXXX Yes 11.500% $2,701.92 $225.16 $898.08 $74.84 $3,000.00 $250.00 $0.00 $1,238.95   Yes XXXX XXXX $250.00 XXXX Monthly 0.00% 0.00% 0.00% Yes Yes 1 - Not Stated Not Verified   1 - Not Stated, Not Verified   1 - Not Stated, Not Verified   Unknown Unknown Unknown   .00   Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.17 1.138   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 791 774 799 795       795   No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 14767.19 11.9 No 50.0 Yes No No Yes Member on Behalf of Entity Member on Behalf of Entity Member on Behalf of Entity N/A XXXX XXXX XXXX XXXX
XXXX   10387786 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% 6.750% XXXX Yes 11.750% $6,542.28 $545.19 $5,169.00 $430.75 $0.00 $0.00 $0.00 $5,671.79   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.199 1.199   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 772                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 38868.04 6.9 55883.42 9.9 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387787 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.830% 7.830% XXXX Yes 12.830% $1,395.00 $116.25 $2,328.00 $194.00 $0.00 $0.00 $0.00 $1,339.03   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.512 1.524 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 716                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 15986.89 11.9 80423.15 60.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387788 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.400% 6.400% XXXX Yes 11.400% $6,388.44 $532.37 $2,432.04 $202.67 $0.00 $0.00 $0.00 $3,249.57   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.939 1.939 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 761                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 234994.33 72.3 409749.07 126.1 No 60.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387789 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.100% 7.100% XXXX Yes 12.100% $14,709.12 $1,225.76 $2,093.04 $174.42 $0.00 $0.00 $0.00 $4,476.85   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.117 1.184 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 780                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 30515.45 6.8 44015.27 9.8 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387790 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.740% 6.740% XXXX Yes 11.740% $1,494.96 $124.58 $1,341.00 $111.75 $0.00 $0.00 $0.00 $819.47   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.83 1.831   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 750                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 343400.99 419.1 345859.40 422.1 No 69.23 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387791 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.840% 6.840% XXXX Yes 11.840% $1,052.04 $87.67 $1,787.04 $148.92 $0.00 $0.00 $0.00 $893.15   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.108 1.973   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 759                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 45356.18 50.8 No 59.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387793 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.910% 6.910% XXXX Yes 11.910% $144.96 $12.08 $1,424.76 $118.73 $0.00 $0.00 $0.00 $1,024.79   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.561 1.561   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 780                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 51206.44 50.0 60729.25 59.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387796 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.170% 6.170% XXXX Yes 11.170% $2,443.68 $203.64 $687.96 $57.33 $0.00 $0.00 $0.00 $902.02   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.025 1.026   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 793                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 33155.67 36.8 48917.08 54.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387797 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.590% 6.590% XXXX Yes 11.590% $2,880.00 $240.00 $1,497.00 $124.75 $0.00 $0.00 $0.00 $1,761.97   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.05 1.05 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 798                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 59615.35 33.8 71843.32 40.8 No 73.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387799 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% XXXX Yes 12.500% $1,193.04 $99.42 $1,791.12 $149.26 $0.00 $0.00 $0.00 $1,115.71   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.165 1.165 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 774                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 46.05 0.0 3989.70 3.6 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387800 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A Client Affirms Non-QM Status       Manual Underwriting Manual Underwriting No     6.780% 6.780% XXXX Yes 11.780% $8,107.20 $675.60 $3,996.24 $333.02 $0.00 $0.00 $0.00 $2,765.22   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Proceeds from Sale   0           0 No     0 0       0   Yes 1.79 1.79   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 752                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 33614.30 12.2 92547.24 33.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387801 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.450% 6.450% XXXX Yes 11.450% $776.76 $64.73 $1,673.88 $139.49 $0.00 $0.00 $0.00 $1,260.58   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.587 1.587 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 791                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 65000.00 51.6 79310.48 62.9 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387803 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.170% 7.170% XXXX Yes 12.170% $2,632.08 $219.34 $1,839.72 $153.31 $0.00 $0.00 $0.00 $2,022.25   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.385 1.385 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 740                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 79571.34 39.3 90842.72 44.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387804 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.075% 7.075% XXXX Yes 12.075% $12,631.56 $1,052.63 $1,973.04 $164.42 $0.00 $0.00 $0.00 $4,288.43   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.049 1.049 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 700                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 5246.61 1.2 60623.47 14.1 No 61.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387805 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.170% 7.170% XXXX Yes 12.170% $1,889.76 $157.48 $1,382.04 $115.17 $0.00 $0.00 $0.00 $827.59   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.897 1.897 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 750                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 27815.18 33.6 31714.58 38.3 No 70.69 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387809 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.550% 7.550% XXXX Yes 12.550% $2,258.04 $188.17 $1,612.20 $134.35 $0.00 $0.00 $0.00 $1,165.69   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.716 1.716 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 768                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 58601.71 50.3 62098.81 53.3 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387810 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.090% 7.090% XXXX Yes 12.090% $9,214.56 $767.88 $2,352.00 $196.00 $0.00 $0.00 $0.00 $7,509.62   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.019 1.02 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 707                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 140320.46 18.7 242527.89 32.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387811 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.730% 6.730% XXXX Yes 11.730% $957.60 $79.80 $1,516.20 $126.35 $0.00 $0.00 $0.00 $982.87   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.347 1.347 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 724                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 17499.48 19.4 20447.94 22.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387812 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.810% 7.810% XXXX Yes 12.810% $2,670.12 $222.51 $873.96 $72.83 $0.00 $0.00 $0.00 $914.12   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.422 1.422 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 755                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 10805.42 11.8 13547.78 14.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387813 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.963% 6.962% XXXX Yes 11.962% $5,700.48 $475.04 $1,412.16 $117.68 $0.00 $0.00 $0.00 $1,562.04   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.568 1.568 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 676                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 7434.18 4.8 77059.38 49.3 No 53.18 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387814 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.780% 7.780% XXXX Yes 12.780% $1,515.84 $126.32 $1,620.96 $135.08 $0.00 $0.00 $0.00 $988.87   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.112 1.112 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 745                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1991.83 2.0 50737.90 51.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387815 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.190% 7.190% XXXX Yes 12.190% $594.96 $49.58 $1,148.64 $95.72 $0.00 $0.00 $0.00 $791.20   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.39 1.39 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 759                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 69685.22 88.1 115143.75 145.5 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387816 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% 6.990% XXXX Yes 11.990% $8,802.36 $733.53 $3,677.16 $306.43 $0.00 $0.00 $0.00 $4,308.28   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.161 1.161 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 695                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 75158.39 17.5 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387818 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.690% 6.690% XXXX Yes 11.690% $2,189.40 $182.45 $1,394.76 $116.23 $6,300.00 $525.00 $0.00 $2,470.67   N/A XXXX XXXX $525.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.093 1.093 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 727                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 80381.42 32.5 92524.48 37.5 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387819 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.190% 7.190% XXXX Yes 12.190% $3,304.68 $275.39 $1,062.00 $88.50 $0.00 $0.00 $0.00 $1,286.12   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.944 1.944 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 717                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 44729.16 34.8 48587.49 37.8 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387820 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.230% 6.230% XXXX Yes 11.230% $6,015.60 $501.30 $1,523.28 $126.94 $0.00 $0.00 $0.00 $1,242.66   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.741 1.741 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 806                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 145209.16 116.9 191167.32 153.8 No 57.14 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387821 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% 6.750% XXXX Yes 11.750% $8,668.92 $722.41 $3,126.60 $260.55 $0.00 $0.00 $0.00 $3,244.95   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.271 1.271   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 823                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 259788.92 80.1 310952.53 95.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387822 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.960% 6.960% XXXX Yes 11.960% $5,427.96 $452.33 $1,955.76 $162.98 $0.00 $0.00 $0.00 $2,669.43   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.049 1.049 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 724                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .01 0.0 26551.68 10.0 No 72.09 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387823 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.800% 6.800% XXXX Yes 11.800% $4,897.80 $408.15 $4,704.60 $392.05 $0.00 $0.00 $0.00 $3,127.57   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.311 1.311 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 724                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2998.24 1.0 29412.93 9.4 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387824 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.890% 7.890% XXXX Yes 12.890% $1,156.56 $96.38 $1,341.96 $111.83 $0.00 $0.00 $0.00 $934.32   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.605 1.605 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 735                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 38312.19 41.0 41403.99 44.3 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387825 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990%   XXXX Yes 11.990% $7,643.64 $636.97 $2,192.04 $182.67 $0.00 $0.00 $0.00 $2,663.99   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.089 1.089   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 717                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 59466.78 22.3 75540.45 28.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387826 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.060% 7.060% XXXX Yes 12.060% $755.40 $62.95 $1,355.16 $112.93 $0.00 $0.00 $0.00 $1,804.09   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.081 1.081 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 727                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 44865.72 24.9 55652.53 30.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387827 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.360% 7.360% XXXX Yes 12.360% $43.20 $3.60 $2,832.96 $236.08 $0.00 $0.00 $0.00 $881.06   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.497 2.497 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 665                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 1 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2469.10 2.8 43144.79 49.0 No 60.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387828 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.700% 7.700% XXXX Yes 12.700% $1,841.76 $153.48 $1,104.12 $92.01 $0.00 $0.00 $0.00 $2,247.49   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.112 1.112   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 741                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 7561.02 3.4 20022.72 8.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387829 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% 6.750% XXXX Yes 11.750% $11,030.76 $919.23 $3,411.00 $284.25 $0.00 $0.00 $0.00 $5,338.29   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.293 1.293 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 714                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 697393.65 130.6 806969.49 151.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387831 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% 6.500% XXXX Yes 11.500% $8,050.20 $670.85 $2,124.00 $177.00 $0.00 $0.00 $0.00 $3,850.17   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.169 1.169 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 714                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 697393.64 181.1 759059.84 197.2 No 68.35 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387832 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.700% 6.700% XXXX Yes 11.700% $8,208.36 $684.03 $2,654.64 $221.22 $0.00 $0.00 $0.00 $3,567.02   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.402 1.402 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 714                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 697393.65 195.5 745082.53 208.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387692 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.290% 7.290% XXXX Yes 12.290% $8,919.48 $743.29 $8,423.04 $701.92 $0.00 $0.00 $0.00 $3,871.44   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.299 2.281 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 764                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 70943.01 18.3 Yes 65 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387697 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.630% 7.630% XXXX Yes 12.630% $3,194.40 $266.20 $2,900.88 $241.74 $0.00 $0.00 $0.00 $2,137.01   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.123 1.12 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 719                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 103094.90 48.2 Yes 53.5 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387699 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.570% 7.570% XXXX Yes 12.570% $13,155.72 $1,096.31 $8,369.04 $697.42 $0.00 $0.00 $0.00 $5,760.85   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.526 1.76791991 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 749                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX   US Citizen N/A     XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 271272.85 47.1 Yes 70 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387700 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% 7.000% XXXX Yes 12.000% $19,229.16 $1,602.43 $3,615.96 $301.33 $0.00 $0.00 $0.00 $6,384.57   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.314 1.314 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 733                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 9533.90 1.5 338934.03 53.1 Yes 74.92 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387701 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.320% 7.320% XXXX Yes 12.320% $5,898.00 $491.50 $2,434.92 $202.91 $0.00 $0.00 $0.00 $2,461.54   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.564 1.559 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 714                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 14610.63 5.9 105147.52 42.7 Yes 75 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387706 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.080% 7.080% XXXX Yes 12.080% $3,442.92 $286.91 $5,029.08 $419.09 $0.00 $0.00 $0.00 $2,804.57   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.772 1.773 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 800                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 12621.24 4.5 160851.65 57.4 Yes 70 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387723 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.850% 6.850% XXXX Yes 11.850% $2,822.04 $235.17 $7,521.96 $626.83 $0.00 $0.00 $0.00 $4,198.89   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes 3 - Verified<2Mos   1 - Not Stated, Not Verified   1 - Not Stated, Not Verified   Unknown Unknown Unknown   .00   Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.375 1.43523687    N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 713 817 818 796       817   No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 24385.57 5.8 120843.18 28.8 Yes 73.74 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387726 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.840% 6.840% XXXX Yes 11.840% $3,855.96 $321.33 $1,270.92 $105.91 $0.00 $0.00 $0.00 $1,181.00   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.778 1.784 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 743                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 89242.44 75.6 92785.38 78.6 Yes 70 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10387807 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.650% 7.650% XXXX Yes 12.650% $9,211.20 $767.60 $2,380.32 $198.36 $0.00 $0.00 $0.00 $4,009.78   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.266 1.272 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 767                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 148162.60 37.0 359332.76 89.6 Yes 75 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10392967 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Client Affirms Non-QM Status 15582.38 07/15/2026 6.530% Manual Underwriting Manual Underwriting No 8.295%   7.875% 7.875% XXXX No   $7,187.52 $598.96 $1,277.28 $106.44 $0.00 $0.00 $0.00 $4,457.63 $28,426.22 N/A XXXX XXXX $0.00 XXXX   21.73% 22.76% 22.76% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 731                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 121510.24 27.3 121510.24 27.3 No 90.0 N/A No No No Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10365522 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% 6.625% XXXX No   $5,812.56 $484.38 $1,172.16 $97.68 $0.00 $0.00 $0.00 $1,865.65   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.286 1.286 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 735                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 90609.99 48.6 90609.99 48.6 No 50.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10399535 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 13495.0 07/17/2026 6.530% Manual Underwriting Manual Underwriting No 7.404%   7.125% 7.125% XXXX No   $2,904.00 $242.00 $2,772.96 $231.08 $365.04 $30.42 $0.00 $4,310.01 $38,997.45 N/A XXXX XXXX $30.42 XXXX Annually 15.32% 15.32% 15.32% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% 51.00% 49.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other REO Net Rental Income(Loss), SEPartnership - Business Bank Statements Verified - 2025, 2026 || Co Borrower - SEPartnership - Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 || Co Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 696                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 33813.62 7.8 187406.63 43.5 No 69.75 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XXXX XXXX XXXX XXXX
XXXX   10399634 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Client Affirms Non-QM Status 14251.13 07/21/2026 6.610% Manual Underwriting Manual Underwriting No 7.851%   7.375% 7.375% XXXX No   $7,316.52 $609.71 $3,480.96 $290.08 $0.00 $0.00 $0.00 $3,230.82 $23,272.33 N/A XXXX XXXX $0.00 XXXX   14.05% 14.05% 14.05% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 739                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Undocumented Non-US Citizen Yes - ITIN Letter/Certificate Consular Card   XXXX MEXICO XXXX XXXX XXXX Passport XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 91131.17 28.2 91131.17 28.2 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10399608 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Client Affirms Non-QM Status 12762.5 07/16/2026 6.530% Manual Underwriting Manual Underwriting No 7.278%   6.999% 6.999% XXXX No   $5,235.12 $436.26 $926.04 $77.17 $0.00 $0.00 $0.00 $4,867.40 $14,438.44 N/A XXXX XXXX $0.00 XXXX   45.28% 39.60% 39.60% No No             Employed Self-Employed         12 Month Bank Statement 2 YRS W2 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 Yes Yes 0 12 62.60% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 29 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 786                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other USA PATRIOT ACT INFORMATION FORM XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 127331.89 26.2 127331.89 26.2 No 85.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XXXX XXXX XXXX XXXX
XXXX   10399578 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.250% 6.250% XXXX No   $4,792.92 $399.41 $2,475.96 $206.33 $0.00 $0.00 $0.00 $4,115.33   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.239 1.243 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 731                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 361727.37 87.9 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10399589 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.750% 6.750% XXXX No   $4,603.68 $383.64 $7,637.40 $636.45 $0.00 $0.00 $0.00 $3,225.32   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.178 1.178   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 775                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 9072.49 2.8 21072.49 6.5 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10399592 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% 6.625% XXXX No   $6,695.28 $557.94 $1,995.72 $166.31 $0.00 $0.00 $0.00 $2,158.55   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.019 1.018 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 737                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 53658.97 24.9 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10399645 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.250% 6.250% XXXX No   $2,616.00 $218.00 $1,397.52 $116.46 $0.00 $0.00 $0.00 $1,360.24   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.544 1.544 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 759                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 160053.26 117.7 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10399701 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% 6.625% XXXX No   $3,419.88 $284.99 $2,927.04 $243.92 $0.00 $0.00 $0.00 $1,169.22   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.497     Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 759                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 10546.58 9.0 No 31.55 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10365444 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% 6.750% XXXX No   $6,812.52 $567.71 $1,200.00 $100.00 $588.00 $49.00 $0.00 $1,786.90   N/A XXXX XXXX $49.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.791 1.78 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 802                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 21080.02 11.8 21080.02 11.8 No 30.28 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
XXXX   10399619 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.999% 6.875% XXXX No   $662.52 $55.21 $642.96 $53.58 $0.00 $0.00 $0.00 $774.03   N/A XXXX XXXX $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.034 1.202 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 774                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 4721.80 6.1 96038.48 124.1 No 74.07 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
XXXX   10399600 XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% XXXX No   $4,163.28 $346.94 $899.88 $74.99 $9,624.00 $802.00 $0.00 $2,603.48   N/A XXXX XXXX $802.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.325 1.325 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 775                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX           XXXX XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 204342.43 78.5 204342.43 78.5 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX