MORGAN STANLEY RESIDENTIAL MORTGAGE LOAN TRUST 2026-NQM11 ABS-15G
Exhibit 99.4 - Schedule 4
| Seller | Loan ID | Seller Loan ID | Investor Loan ID | Queue | Created Date | Last Modified Date | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Reviewer Comments | Seller Comments | Finding Resolution | Finding Document | Reviewer Comp Factors | Originator Comp Factors | State | Occupancy | Loan Purpose | Refinance Purpose | Unique Finding ID | Acknowledged / Waived By | Waiver in File? |
| XXXX | XXXX | 10267118 | Closed | 2026-01-23 13:34 | 2026-02-09 15:31 | Resolved | 1 - Information | C | A | Credit | Title | Property Title Issue | Resolved-Property Title Issue Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Property Title Issue The Quit Claim Deed page XXX is not executed or recorded. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Property Title Issue Resolved - Due Diligence Vendor-XX/XX/XXXX |
XX-XXXXXXX_XXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7275603 | N/A | N/A | |||
| XXXX | XXXX | 10160189 | Closed | 2026-02-15 04:19 | 2026-03-16 05:00 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is missing in fie, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Title Document is missing - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Title Document is missing in fie, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXXXX XXXXX X&X.XXX XXXXXXXXXX_XXXXXXX XXXXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 7624195 | N/A | N/A | |||
| XXXX | XXXX | 10160189 | Closed | 2026-02-18 09:28 | 2026-02-26 01:28 | Resolved | 1 - Information | B | A | Credit | Credit | Incomplete application | Resolved-Finding added for INCOMPLETE APPLICATION; as per loan application provided X reo's and X property Reports, asked property report for all reo properties, Per GL's Borrower experience of XX months to XX months for any X property is required, which meets GL's, hence Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-X/XX/XX - WJ - RESCIND FINDING PLEASE - Guidelines require a minimum of X properties verified, any properties over the three listed on the REO schedule do not have to be verified. - Seller-XX/XX/XXXX Open-Credit Memo and Final Loan Application/XXXX reflect borrower experience of X, however REO schedule reflects X properties. Please provide updated REO schedule reflecting properties used to qualify borrower. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-X/XX/XX - WJ - RESCIND FINDING PLEASE - Guidelines require a minimum of X properties verified, any properties over the three listed on the REO schedule do not have to be verified. - Seller-XX/XX/XXXX |
Resolved-Finding added for INCOMPLETE APPLICATION; as per loan application provided X reo's and X property Reports, asked property report for all reo properties, Per GL's Borrower experience of XX months to XX months for any X property is required, which meets GL's, hence Finding Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 7676038 | N/A | N/A | ||||
| XXXX | XXXX | 10232952 | Closed | 2026-03-02 09:21 | 2026-03-18 08:03 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Lender provided hazard insurance for each property. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The hazard insurance is in an unreadable format in the file upload. Missing hazard insurance for XXX XXXXX XX XXX XXXXXXXXXX XX XXX XXXXX XX XXX XXXXX XX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Rescind Finding Dwelling amounts show in HOIs under Forms, Options, Endorsements - Seller-XX/XX/XXXX Open-The following properties are missing a copy of their HOI: XXX XXXXX XX XXX XXXXXXXXXX XX XXX XXXXX XX XXX XXXXX XX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Rescind Finding Dwelling amounts show in HOIs under Forms, Options, Endorsements - Seller-XX/XX/XXXX |
Resolved-Lender provided hazard insurance for each property. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX_XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7870401 | N/A | N/A | |||
| XXXX | XXXX | 10232952 | Closed | 2026-03-02 09:48 | 2026-03-09 08:26 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Lender provided photo identification for borrower X. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. The ID in the file upload is not readable. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided photo identification for borrower X. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX_XX_XXXXXX_XXXX.XXX XXXXXXX_XX__XXXXXXX_XXXXX_XXXXX_XXXXXXXXXXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 7871324 | N/A | N/A | |||
| XXXX | XXXX | 10232952 | Closed | 2026-03-02 09:48 | 2026-03-09 08:26 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Photo Identification Type Missing | Resolved-Lender provided photo identification for borrower X. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. The ID in the file upload is not readable. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided photo identification for borrower X. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX_XX__XXXXXXX_XXXXX_XXXXX_XXXXXXXXXXXXXXXX.XXX XXXXXXX_XX_XXXXXX_XXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 7871325 | N/A | N/A | |||
| XXXX | XXXX | 10232952 | Closed | 2026-03-02 09:22 | 2026-03-09 08:24 | Resolved | 1 - Information | D | A | Property | Missing Doc | Missing flood cert | Resolved-Lender provided flood certs for XXX XXXXX XX XXX XXXXXXXXXX XX XXX XXXXX XX XXX XXXXX XX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The following properties are missing a copy of their flood cert: XXX XXXXX XX XXX XXXXXXXXXX XX XXX XXXXX XX XXX XXXXX XX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided flood certs for XXX XXXXX XX XXX XXXXXXXXXX XX XXX XXXXX XX XXX XXXXX XX - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX_XX_-_XXX_XXXXX_XX_XXXXX_XXXXXXXXXXXXXXXX.XXX XXXXXXX_XX_-_XXX_XXXXX_XX_XXXXX_XXXXXXXXXXXXXXXX.XXX XXXXXXX_XX_-_XXX_XXXXXXXXX_XX_XXXXX_XXXXXXXXXXXXXXXX.XXX XXXXXXX_XX_-_XXX_XXXXX_XX_XXXXX_XXXXXXXXXXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 7870436 | N/A | N/A | |||
| XXXX | XXXX | 10232952 | Closed | 2026-03-02 08:18 | 2026-03-09 08:11 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Lender provided credit report for borrower X. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Missing. The file is un readable that is in the download. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided credit report for borrower X. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX_XXXXXX_XXXXXX__XXXX_XXXXXX_XXXXX_XXXXXXXXXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7868906 | N/A | N/A | |||
| XXXX | XXXX | 10232952 | Closed | 2026-03-02 08:18 | 2026-03-09 08:11 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Credit Report is Missing | Resolved-Lender provided credit report for borrower X. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Missing. The file is un readable that is in the download. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided credit report for borrower X. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX_XXXXXX_XXXXXX__XXXXXXX_XXXXX_XXXXX_XXXXXXXXXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7868907 | N/A | N/A | |||
| XXXX | XXXX | 10232952 | Closed | 2026-02-27 10:02 | 2026-03-09 08:07 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document Missing | Resolved-Lender provided title. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Title Document is missing The title document in the file upload is in an unreadable format. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided title. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX_XXXXX_XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7844288 | N/A | N/A | |||
| XXXX | XXXX | 10232952 | Closed | 2026-03-02 09:11 | 2026-03-05 08:24 | Resolved | 1 - Information | C | A | Credit | Credit | Missing subject rental income documentation | Resolved-Lender provided the lease agreements. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded three leases - Seller-XX/XX/XXXX Open-The lease agreements are all in a format that is un readable in the file upload. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded three leases - Seller-XX/XX/XXXX |
Resolved-Lender provided the lease agreements. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX_XXXXX XXXXXXXXX.XXX XXXXXXX_XXXXX XXX XXXXX XX..XXX XXXXXXX_XXXXX XXXXX XX..XXX |
XXXX | Investment | Refinance | Cash Out - Other | 7870106 | N/A | N/A | |||
| XXXX | XXXX | 10232393 | Closed | 2026-03-13 14:00 | 2026-03-19 08:34 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-The client has provided the final executed settlement statement. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. The loan file contains an estimated settlement statement however the final signed settlement statement is missing. The loan file is missing the final signed settlement statement dated XX/XX/XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-The client has provided the final executed settlement statement. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX_XXXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8102268 | N/A | N/A | |||
| XXXX | XXXX | 10232393 | Closed | 2026-03-11 11:48 | 2026-03-18 09:36 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard insurance is Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing Hazard Insurance Policy The loan file contains a copy of the HOI dec page and HOI invoice however the documents are corrupt and can't be opened. The loan file is missing the HOI dec page and invoice to support sufficient dwelling and rent loss coverage. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Hazard insurance is Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX_XXX_XXXXXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8049344 | N/A | N/A | |||
| XXXX | XXXX | 10232536 | Closed | 2026-03-13 13:04 | 2026-04-17 08:30 | Resolved | 1 - Information | C | A | Credit | Credit | Missing subject rental income documentation | Resolved-Lender provided exception. Opened other condition for DSCR not meeting guidelines. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded Credit Memo reflecting an exception for DSXR along with a sizer reflecting the correct DSCR. XXX% of market rents are not used since the actual rents are the same as market. rents. - Seller-XX/XX/XXXX Open-Per the matrix dated XX/XX/XX, when The max allowable rents used for qualifying is XXX% of third-party market rents when actual monthly rents exceed third-party market rental data > XX%. The borrower/sponsor must provide: X- most recent months canceled checks or bank statements evidencing receipt of rental income received prior to the CVX loan application date. Missing X- most recent months canceled checks or bank statements evidencing receipt of rental income. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded Credit Memo reflecting an exception for DSXR along with a sizer reflecting the correct DSCR. XXX% of market rents are not used since the actual rents are the same as market. rents. - Seller-XX/XX/XXXX |
Resolved-Lender provided exception. Opened other condition for DSCR not meeting guidelines. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX_XXXXX.XXX XXXXXXX_XXXXXX XXXX.XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8100716 | N/A | N/A | |||
| XXXX | XXXX | 10232536 | Closed | 2026-04-17 08:28 | 2026-04-17 08:30 | Waived | 2 - Non-Material | C | B | Credit | Credit | DSCR Does Not Meet Guideline Requirements | Waived-Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX Open-Lender provided exception for DSCR under X. - Due Diligence Vendor-XX/XX/XXXX |
Waived-Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX |
XXX Representative credit score exceeds the minimum required of XXX by XX points. $XX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by X months over the required minimum. |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8732040 | Investor Post-Close | No | ||||
| XXXX | XXXX | 10232536 | Closed | 2026-03-13 13:36 | 2026-03-24 07:50 | Resolved | 1 - Information | B | A | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Resolved-Lender provided post disaster inspection reflecting no damage. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORM, XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided post disaster inspection reflecting no damage. - Due Diligence Vendor-XX/XX/XXXX |
XXX - XXXXXXX - XXX X XXXXXXXXXX XX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8101574 | N/A | N/A | |||
| XXXX | XXXX | 10232536 | Closed | 2026-03-13 13:11 | 2026-03-19 11:42 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document Missing | Resolved-Lender provided a copy of the title policy. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Title Document is missing The title document in the file uploads is corrupt. Missing a copy of the Title Document. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided a copy of the title policy. - Due Diligence Vendor-XX/XX/XXXX |
XXX_XXXXXXX_XXX_X_XXXXXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8100968 | N/A | N/A | |||
| XXXX | XXXX | 10232536 | Closed | 2026-03-13 13:29 | 2026-03-19 11:40 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Lender provided a copy of the driver's license. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. The ID in the file uploads is corrupt. Missing Borrower X Photo Identification. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided a copy of the driver's license. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8101352 | N/A | N/A | |||
| XXXX | XXXX | 10232536 | Closed | 2026-03-13 13:10 | 2026-03-18 08:24 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Lender provided a copy of the Hazard Insurance Policy. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing Hazard Insurance Policy The hazard insurance policy in the file uploads is corrupt. Missing a copy of the Hazard Insurance Policy. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided a copy of the Hazard Insurance Policy. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX_XXX.XXX XXXXXXX_XXXXXX_XXXXXXXX_XXXXXX_XXXXXXX.XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8100925 | N/A | N/A | |||
| XXXX | XXXX | 10200690 | Closed | 2026-03-16 12:16 | 2026-03-24 07:51 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard insurance coverage amount is insufficient. | Resolved-RCE was entered and finding is resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see attached RCE showing that full RCE is $X,XXX,XXX.XX coverage provided is higher than full RCE value - Seller-XX/XX/XXXX Open-There is a hazard policy (SELXXXXXXXX) dated X/XX/XX-X/XX/XX in the file on page XXX that was used by the lender showing the coverage amount of $X,XXX,XXX. This policy is showing an annual premium of $XXXX.XX. This policy does not reflect sufficient coverage for the mortgage loan on the subject property for $X,XXX,XXX. Please provide replacement cost documentation for the above policy referenced. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please see attached RCE showing that full RCE is $X,XXX,XXX.XX coverage provided is higher than full RCE value - Seller-XX/XX/XXXX |
Resolved-RCE was entered and finding is resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8129791 | N/A | N/A | |||
| XXXX | XXXX | 10200690 | Closed | 2026-03-13 07:23 | 2026-03-18 08:20 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-There are Shortage of funds, Provided additional Assets, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Feb statement uploaded for XXXXX XXXX account. - Seller-XX/XX/XXXX Open-The file contained verified assets totally $XXXX.XX (XXXXX #XXXX, XX/XX/XXXX $XXXX.XX ). There are escrowed reserves in the amount of $XX,XXX.XX. Cash to close is $XXXXX.XX and X months of reserves is required per the XXX guidelines. Reserves are short -$XXX.XX. Additional asset documentation is required to cure the shortage - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Feb statement uploaded for XXXXX XXXX account. - Seller-XX/XX/XXXX |
Resolved-There are Shortage of funds, Provided additional Assets, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXXX- XXXXX XXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8091339 | N/A | N/A | |||
| XXXX | XXXX | 10194948 | Closed | 2026-03-12 08:14 | 2026-03-16 17:22 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All alerts have been cleared - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX Open-Per the XX XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX |
Resolved-All alerts have been cleared - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | XXXX | Investment | Purchase | NA | 8067202 | N/A | N/A | |||
| XXXX | XXXX | 10194936 | Closed | 2026-03-13 07:35 | 2026-03-25 06:48 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Expiration Date is before the Note Date | Resolved-Requested hazard insurance document provided, Updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Expiration Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Or Hazard Insurance Expiration Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Insurance Renewal - Seller-XX/XX/XXXX Open-Hazard Insurance Expiration Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX HOI is expired. Provide the Active HOI policy with effective date on or before note date of XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Insurance Renewal - Seller-XX/XX/XXXX |
Resolved-Requested hazard insurance document provided, Updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Expiration Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Or Hazard Insurance Expiration Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8091481 | N/A | N/A | |||
| XXXX | XXXX | 10232816 | Closed | 2026-03-20 10:26 | 2026-03-27 07:52 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Lender provided a copy of the drivers license. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Per guidelines section X.X.X, for a XX Citizen, Required Documentation: X. Copy of Driver’s License, or X. Copy of X.X. Passport or X. Passport Card, or X. Copy of Naturalization Certificate, or X. Copy of State ID. The XX in the file upload is corrupt. Missing a copy of a photo id. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided a copy of the drivers license. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX_XX_XXXXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8236426 | N/A | N/A | |||
| XXXX | XXXX | 10232836 | Closed | 2026-03-18 10:17 | 2026-03-25 08:19 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-The client has provided an asset statement with sufficient asset to meet reserve requirement. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/X/XX - XX - Uploaded XXXXXXXXXX XXXXXX XXXXX Statement which reflects ample funds for reserves with supporting documents to support ownership - Seller-XX/XX/XXXX Open-The matrix states under post closing reserves that when you have a cash out refi with a credit score below XXX and no leases (in this case one unit is vacant) then XX months reserves are required and you can not use cash out as reserves. The credit score on this loan is XXX with one unleased unit so XX months reserves are required not using cash out as reserves however the loan was submitted with no assets. The loan file is short reserves in the amount of $XX,XXX.XX ($X,XXX.XX x XX ). - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/X/XX - XX - Uploaded XXXXXXXXXX XXXXXX XXXXX Statement which reflects ample funds for reserves with supporting documents to support ownership - Seller-XX/XX/XXXX |
Resolved-The client has provided an asset statement with sufficient asset to meet reserve requirement. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX_XXXXXXXX XXXXXX.XXX XXXXXXX_XX.XXX XXXXXXX_XXXXXXXXXX XXXXXX XXXXX XXXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 8182905 | N/A | N/A | |||
| XXXX | XXXX | 10232592 | Closed | 2026-03-27 09:16 | 2026-05-20 12:30 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Lease Agreements Missing | Resolved-The client provided the lease for the subject property with rents of $XXXX. They also provided an updated credit memo with lower rents used to qualify and new DSCR of X.XXX. - Due Diligence Vendor-XX/XX/XXXX Counter-The client provided the lease agreement for XXXX X. XXXXX XX and not the subject property. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-As per guideline XX.X.X, if the subject property is leased prior to funding then a copy of the lease is required. The appraiser states that the subject is tenant occupied therefore the loan file is missing the lease for the subject property supporting monthly rents of at least $X,XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-The client provided the lease for the subject property with rents of $XXXX. They also provided an updated credit memo with lower rents used to qualify and new DSCR of X.XXX. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXX XXXXX XXXXXXXXX.XXX XXXXXXXXXX - XXXXX XXXXXXXXX.XXX XXXXXXXXXX - XXXXXXX XX.XXX |
XXXX | Investment | Purchase | NA | 8357165 | N/A | N/A | |||
| XXXX | XXXX | 10232791 | Closed | 2026-03-26 09:41 | 2026-04-07 07:57 | Resolved | 1 - Information | C | A | Property | Property | Ineligible Property | Resolved-Lender provided ground rent redemption deed reflecting fee simple. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/X/XX - XX - Uploaded copy of recorded Ground Redemption Deed - Seller-XX/XX/XXXX Open-Per guidelines dated XX/XX/XXXX, section X.X leasehold estates are ineligible. The final title policy reflects the land is held as leasehold. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/X/XX - XX - Uploaded copy of recorded Ground Redemption Deed - Seller-XX/XX/XXXX |
Resolved-Lender provided ground rent redemption deed reflecting fee simple. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXXX XXXXXXXXXX XXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8333671 | N/A | N/A | |||
| XXXX | XXXX | 10232783 | Closed | 2026-03-25 05:21 | 2026-04-08 07:55 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Requested Settlement statement Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Settlement statement Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8306403 | N/A | N/A | |||
| XXXX | XXXX | 10232942 | Closed | 2026-03-25 10:19 | 2026-06-10 10:34 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Letter of Explanation (Credit) | Resolved-Letter of explanation and updated Credit Memo provided addressing collection account over $XXk. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXX and updated credit memo attached noting the collection and borrower dispute related to the same - Seller-XX/XX/XXXX Counter-Finding for missing letter of explanation due to collection account over $XX,XXX and Credit Memo not addressing delinquency. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-X/X/XX - XX - RESCIND FINDING PLEASE - Please refer to the improvement section on page one of the appraisal which states upgrades have been done. - Seller-XX/XX/XXXX Open-Credit report indicates collection account over $XX,XXX. Letter of explanation not found in file. Credit Memo does not address credit delinquency with compensating factors for approval. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XXX and updated credit memo attached noting the collection and borrower dispute related to the same - Seller-XX/XX/XXXX Ready for Review-X/X/XX - XX - RESCIND FINDING PLEASE - Please refer to the improvement section on page one of the appraisal which states upgrades have been done. - Seller-XX/XX/XXXX |
Resolved-Letter of explanation and updated Credit Memo provided addressing collection account over $XXk. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX - XXXXXXX XX.XXX XXXXXXXXXX - XXX_XXXXX XXXXXXX.XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8311423 | N/A | N/A | |||
| XXXX | XXXX | 10232942 | Closed | 2026-03-25 10:24 | 2026-04-02 10:21 | Resolved | 1 - Information | C | A | Credit | Credit | Borrowing Entity / Individual has insufficient experience | Resolved-Increase in Value of $XX,XXX (prior sale of $XXX,XXX on X/X/XXXX and appraised value of $XXX,XXX on X/XX/XXXX supported by prior listing photos and appraised photos. Updated kitchen, baths, flooring and paint. Property boarded at time of prior listing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-X/X/XX - XX - RESCIND FINDING PLEASE - Please refer to the improvement section on page one of the appraisal which states upgrades have been done. - Seller-XX/XX/XXXX Open-Per guidelines X.XX, cash-out refinance transactions that have been owned less than X months state if appraised value is greater than the acquisition price, then as-is appraised value may be used only when subject property improvements have been made after acquisition and are verified by XXX appraiser comments, borrower/sponsor or general contractor provided scope of work, receipts/invoices, photos, etc. Property acquired X/X/XXXX. Scope of work, receipts/invoices or photos not found in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-X/X/XX - XX - RESCIND FINDING PLEASE - Please refer to the improvement section on page one of the appraisal which states upgrades have been done. - Seller-XX/XX/XXXX |
Resolved-Increase in Value of $XX,XXX (prior sale of $XXX,XXX on X/X/XXXX and appraised value of $XXX,XXX on X/XX/XXXX supported by prior listing photos and appraised photos. Updated kitchen, baths, flooring and paint. Property boarded at time of prior listing. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8311554 | N/A | N/A | ||||
| XXXX | XXXX | 10232581 | Closed | 2026-03-25 13:38 | 2026-04-03 09:21 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Asset 1 Missing | Resolved-The client has provided the missing transaction history. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded requested transaction history - Seller-XX/XX/XXXX Open-The loan file contains an account statement, ending date XX/XX/XX, and an account activity printout that starts XX/XX/XX for XXXXXX XXXX #XXXX . The printout in the file shows that it is X pages however there is one X page in the file. The loan file is missing the transaction history from XX/XX/XX to XX/XX/XX for XXXXXX XXXX #XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded requested transaction history - Seller-XX/XX/XXXX |
Resolved-The client has provided the missing transaction history. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXXXX XXXX XXXXXXXXXXX XXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8316696 | N/A | N/A | |||
| XXXX | XXXX | 10232716 | Closed | 2026-04-21 15:50 | 2026-05-11 08:16 | Resolved | 1 - Information | C | A | Credit | Eligibility | Loan does not conform to program guidelines | Resolved-The client provided an LOX to explain reason for SSN. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded borrower LOE regarding his SSN - Seller-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open-The loan was underwritten with the borrower as a Non-Perm Resident; however, per the loan documents the loan should have been underwritten as a Foreign National. The Foreign National g/l on page XX of the guides definition is a citizen of any other country who does not have U.S. citizenship, lawful permanent residency, or work authorized immigration status in the U.S. Foreign nationals may be lawfully present on a temporary basis (e.g., visa waiver, short-term visitor visa) but are not considered U.S. residents for lending purposes. The applications states the borrowers primary address is in XXXXXX (while indicating the state of XX as the state the city and street are in XXXXXX). It appears the borrower is here a temp basis as the file has no information to show able to work in the US. The loan file is missing the letter from the borrower explaining why they were issued a SSN instead of an ITIN as a Foreign National. To underwrite to Non-Permanent Resident the borrower would need to provide needed work documents. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded borrower LOE regarding his SSN - Seller-XX/XX/XXXX |
Resolved-The client provided an LOX to explain reason for SSN. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXX XXXXXXXXX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8803860 | N/A | N/A | |||
| XXXX | XXXX | 10232716 | Closed | 2026-03-29 23:35 | 2026-04-01 08:33 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-Per MCL XXX.XXx(X)(x), BPL prepayment penalties on first liens are prohibited if it exceeds X% of interest of the amount of any prepayment made within X years of the date of the loan on one unit residential properties. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Acknowledged - Seller-XX/XX/XXXX Open-Per MCL XXX.XXx(X)(x), BPL prepayment penalties on first liens are prohibited if it exceeds X% of interest of the amount of any prepayment made within X years of the date of the loan on one unit residential properties. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Acknowledged - Seller-XX/XX/XXXX |
Acknowledged-Per MCL XXX.XXx(X)(x), BPL prepayment penalties on first liens are prohibited if it exceeds X% of interest of the amount of any prepayment made within X years of the date of the loan on one unit residential properties. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 8377921 | Originator Post-Close | No | ||||
| XXXX | XXXX | 10232514 | Closed | 2026-03-28 13:47 | 2026-04-15 03:24 | Resolved | 1 - Information | C | A | Credit | Credit | Borrowing Entity / Individual has insufficient experience | Resolved-Requested Updated Credit memo provided for no of properties, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded Credit Memo reflecting number of properties as X - Seller-XX/XX/XXXX Open-Per Credit Memo, borrower qualified with X property exits listed as experience. REO schedule and Property Detail reports only confirm X properties. Please provide Xth property and corresponding property detail report used to qualify borrower. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded Credit Memo reflecting number of properties as X - Seller-XX/XX/XXXX |
Resolved-Requested Updated Credit memo provided for no of properties, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXXX XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8372616 | N/A | N/A | |||
| XXXX | XXXX | 10232514 | Closed | 2026-03-28 12:52 | 2026-03-30 14:54 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-Per MCL XXX.XXx(X)(x), BPL prepayment penalties on first liens are prohibited if it exceeds X% of interest of the amount of any prepayment made within X years of the date of the loan on one unit residential properties. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per MCL XXX.XXx(X)(x), BPL prepayment penalties on first liens are prohibited if it exceeds X% of interest of the amount of any prepayment made within X years of the date of the loan on one unit residential properties. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 8372458 | Originator Post-Close | No | |||||
| XXXX | XXXX | 10214921 | Closed | 2026-03-24 06:55 | 2026-04-01 03:28 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Requested fair Rental Value(Policy )provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see attached policy does provide Loss of Rent, but because is actual loss sustained coverage it will not give a total value, as that is provided at the time of loss. Coverage is up XXXXXXXX. - Seller-XX/XX/XXXX Open-Rent-Loss Coverage information is missing in hazard document. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please see attached policy does provide Loss of Rent, but because is actual loss sustained coverage it will not give a total value, as that is provided at the time of loss. Coverage is up XXXXXXXX. - Seller-XX/XX/XXXX |
Resolved-Requested fair Rental Value(Policy )provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXX XX XXXX XXXXXXXX.XXX XXXXXXXXX XXXXXXX XXXXXXXXXXX XXXXX(X) (X).XXX |
XXXX | Investment | Refinance | Cash Out - Other | 8283666 | N/A | N/A | |||
| XXXX | XXXX | 10214961 | Closed | 2026-03-25 04:20 | 2026-04-02 04:45 | Resolved | 1 - Information | C | A | Credit | Doc Issue | HUD/Closing Statement not signed by Borrower or Title Agent | Resolved-Requested Updated Settlement statement provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. HUD dated XXXX uploaded with all the signature. - Seller-XX/XX/XXXX Open-Please provide an updated final HUD-X/Settlement Statement. The document on page XX is the most recent version (printed on XX/XX/XXXX); however, it is missing the settlement agent’s signature. The document on page X includes all required signatures but is not the most current version (printed on XX/XX/XXXX). A fully executed final HUD-X/Settlement Statement reflecting the most recent version is required for review. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. HUD dated XXXX uploaded with all the signature. - Seller-XX/XX/XXXX |
Resolved-Requested Updated Settlement statement provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXX XXXXXX.XXX | XXXX | Investment | Purchase | NA | 8306067 | N/A | N/A | |||
| XXXX | XXXX | 10232731 | Closed | 2026-03-30 08:20 | 2026-04-08 08:37 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Requested credit Report provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Missing. Borrower X Credit Report is Missing in file - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested credit Report provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX_XXXXXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8381317 | N/A | N/A | |||
| XXXX | XXXX | 10232569 | Closed | 2026-04-01 12:59 | 2026-06-19 11:16 | Waived | 2 - Non-Material | C | B | Credit | Credit | Subject Gross Monthly Rent Income not verified | Waived-Document Uploaded. Exception provided with X identified comp factors. - Due Diligence Vendor-XX/XX/XXXX Acknowledged-Credit exception for rental income to be grossed up XXX% without proof of rents found in file. Only X compensating factor supported Finding acknowledged / Grade C - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded Credit Memo reflecting an approved exception for DSCR less than X.XXX - Seller-XX/XX/XXXX Open-Third party market rents grossed up XXX% from $X,XXX to $X,XXX. Per guidelines, X-months rental income must be verified by cancelled checks or bank statements which are not found in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded Credit Memo reflecting an approved exception for DSCR less than X.XXX - Seller-XX/XX/XXXX |
Waived-Document Uploaded. Exception provided with X identified comp factors. - Due Diligence Vendor-XX/XX/XXXX Acknowledged-Credit exception for rental income to be grossed up XXX% without proof of rents found in file. Only X compensating factor supported Finding acknowledged / Grade C - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXXX XXXX.XXX XXXXXXXXXX - XXXX XXXXXXX - XXXXXXX XXXXXXXXX.XXX XXXXXXXXXX - XXXXXXX XX.XXX |
$XX,XXX reserves exceed the minimum required of $XX,XXX.XX exceeds the minimum by X months over the required minimum. XxXX mortgage history for XX months. |
XXXX | Investment | Refinance | Cash Out - Other | 8433307 | Originator Post-Close | Yes | ||
| XXXX | XXXX | 10323558 | Closed | 2026-04-06 13:48 | 2026-05-13 13:16 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Correct DSCR calculation worksheet received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The provided DSCR calculator has incorrect terms on it. The Loan amount is listed at $XXX,XXX and Interest Rate at X.XXX%. But, per the Note, the Loan Amount is $XXX,XXX and the Interest Rate is X.XXX%. Therefore, the P&I and Corresponding PITIA are also incorrect. The Final/Qualifying DSCR Calculator is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Correct DSCR calculation worksheet received. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXX XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8506152 | N/A | N/A | |||
| XXXX | XXXX | 10323558 | Closed | 2026-04-03 05:11 | 2026-04-07 07:47 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-XXXXXXXX acknowledged. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXXXXX XXXXXXX required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Acknowledged-XXXXXXXX acknowledged. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XX XXX.XXX XXXXXXX XX XXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 8469051 | Investor Post-Close | No | |||
| XXXX | XXXX | 10232759 | Closed | 2026-04-08 06:37 | 2026-04-13 09:20 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document Missing | Resolved-Title commitment provided. Condition cleared. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Title document is missing in file - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Title commitment provided. Condition cleared. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXXX_XXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8543653 | N/A | N/A | |||
| XXXX | XXXX | 10232652 | Closed | 2026-04-13 16:05 | 2026-04-24 08:18 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing Deed of Trust | Resolved-The client provided a clear copy of the signature page of the DOT. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The loan file contains the Deed of Trust however the page with BX's signature is not legible (pg XXX). The loan file is missing the legible signed page of the Deed of Trust with BX's signature. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-The client provided a clear copy of the signature page of the DOT. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8633014 | N/A | N/A | |||
| XXXX | XXXX | 10229197 | Closed | 2026-04-13 14:33 | 2026-04-29 09:47 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Business entity documentation was provided. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded Certificate of Formation and initial operating agreement. - Seller-XX/XX/XXXX Open-Please provide Articles of Incorporation or comparable documents. Was able to locate the amendment to the operating agreement but not the initial operating agreement. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Uploaded Certificate of Formation and initial operating agreement. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Business entity documentation was provided. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXXXX.XXX XXXXXXXXX XXXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 8630238 | N/A | N/A | |||
| XXXX | XXXX | 10229197 | Closed | 2026-04-13 14:47 | 2026-04-14 08:11 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Documentation to support the taxes used in the approval was provided. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Tax cert uploaded. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Per the approval the taxes should be $XXX.XX monthly which is $X,XXX.XX annually. Unable to locate the documentation to support this amount. Please provide the tax documentation that was used in the approval. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Tax cert uploaded. - Seller-XX/XX/XXXX |
Resolved-Documentation to support the taxes used in the approval was provided. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
X XXXXXXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8630623 | N/A | N/A | |||
| XXXX | XXXX | 10229234 | Closed | 2026-04-09 14:26 | 2026-04-30 10:15 | Resolved | 1 - Information | C | A | Property | Appraisal | Loan file does not contain additional valuation | Resolved-The documentation received was sufficient to resolve the finding. XXXX XXXXXXXX XXXX appraisal. - Due Diligence Vendor-XX/XX/XXXX Open-Loan file does not contain additional valuation Property is a Refinance transaction with an LTV of XX%. The XXXX XXXXXXXX Appraisal or Field Review is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-The documentation received was sufficient to resolve the finding. XXXX XXXXXXXX XXXX appraisal. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 8581188 | N/A | N/A | |||||
| XXXX | XXXX | 10229252 | Closed | 2026-04-09 17:17 | 2026-04-14 08:42 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard insurance coverage amount is insufficient. | Resolved-Resolved. Replacement Cost Estimator provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Per Appraisail borrower is carrying full replacement cost value. I also pulled a second RCE and the full RCE value of this property is $XXX,XXX. Borrower cannot insure property to loan amount, insurance is for replacement insuring to loan amount is considered Overinsurance which is illegal in NYS. - Seller-XX/XX/XXXX Open-Hazard insurance reflects XXX% replacement cost; however, no Replacement Cost Estimator (RCE) or equivalent valuation is included in the file to support coverage amount. Unable to verify compliance with lender insurance requirements. Dwelling coverage on policy in the amount of $X,XXX,XXX is less than the loan amount of $X,XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Per Appraisail borrower is carrying full replacement cost value. I also pulled a second RCE and the full RCE value of this property is $XXX,XXX. Borrower cannot insure property to loan amount, insurance is for replacement insuring to loan amount is considered Overinsurance which is illegal in NYS. - Seller-XX/XX/XXXX |
Resolved-Resolved. Replacement Cost Estimator provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXX XXXXXX.XXX XXXXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 8584720 | N/A | N/A | |||
| XXXX | XXXX | 10229259 | Closed | 2026-04-09 08:04 | 2026-04-24 13:34 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. We are underwriting to the total sum of XXXX/XXXXX, XXXXXX, and School property taxes as reflected on the provided Tax Certificate. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Per the HUD-X (lines XXXX-XXXX), there are X components to Property Tax: XXXX/XXXXX, XXXXXX, and School. The "XXXX XXXX Real Estate Tax Bill" document was provided, but the audit was unable to determine the qualifying tax amount(s) used - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. We are underwriting to the total sum of XXXX/XXXXX, XXXXXX, and School property taxes as reflected on the provided Tax Certificate. - Seller-XX/XX/XXXX |
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8570594 | N/A | N/A | |||
| XXXX | XXXX | 10229282 | Closed | 2026-04-08 12:52 | 2026-04-20 11:41 | Resolved | 1 - Information | C | A | Credit | Title | Property Title Issue | Resolved-Final Policy Vesting XX XXXX XXXX XXXXXX and XXXXXXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final title policy uploaded. - Seller-XX/XX/XXXX Counter-Missing Grant/Quitclaim Deed to XX XXXX XXXX XXXXXX and XXXXXXXXXXX XXX from Individual shown Vested with XX XXXX XXXX XXXXXX and XXXXXXXXXXX XXX on Page XXX Title Commitment dated X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Warranty Deed uploaded. - Seller-XX/XX/XXXX Open-Property Title Issue Missing Grant/Quitclaim Deed to XX XXXX XXXX XXXXXX and XXXXXXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final title policy uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Warranty Deed uploaded. - Seller-XX/XX/XXXX |
Resolved-Final Policy Vesting XX XXXX XXXX XXXXXX and XXXXXXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8552953 | N/A | N/A | |||
| XXXX | XXXX | 10229160 | Closed | 2026-04-10 12:30 | 2026-04-14 10:11 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX Resolved-Documentation Account Holder XXX XXXX. Co-Borrower Member XXX%. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Statements covering liquidity and entity doc for XXX-XXXXXXX Inc has been uploaded. - Seller-XX/XX/XXXX Open-Asset Record X Does Not Meet G/L Requirements XXXXXXXX Bank xxXXXX documentation Borrower Member XXX-XXXXXXX Inc to verify sufficient funds required to close. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Statements covering liquidity and entity doc for XXX-XXXXXXX Inc has been uploaded. - Seller-XX/XX/XXXX |
Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX Resolved-Documentation Account Holder XXX XXXX. Co-Borrower Member XXX%. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXX XXXXXXXXX - XXXXXXXX.XXX XXXXXX.XXXX XXXXXXXXX - XXXXXXX.XXX XXXXXX XXXXXXXX XXXX X .XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8597946 | N/A | N/A | |||
| XXXX | XXXX | 10229160 | Closed | 2026-04-09 09:51 | 2026-04-14 10:03 | Resolved | 1 - Information | D | A | Property | Missing Doc | 1004D Completion Report is Missing | Resolved-XXXX Recertification of Value Units A and B. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Appraisal recertificaton document for Units A and B uploaded again. - Seller-XX/XX/XXXX Counter-Uploaded is XXXX for Unit C. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Appraisal recertificaton document for Units A and B uploaded. - Seller-XX/XX/XXXX Open-Appraisal Date is XX/XX/XXXX which is more then XXXdays of note date need Supporting doc for below properties. XXXX XXXXX XX Unit #A XXXX XXXXX XX Unit #B - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Appraisal recertificaton document for Units A and B uploaded again. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Appraisal recertificaton document for Units A and B uploaded. - Seller-XX/XX/XXXX |
Resolved-XXXX Recertification of Value Units A and B. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXXXXXXXX - XXXX X.XXX XXXXXXXXX XXXXXXXXXXXXXXX - XXXX X.XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8573863 | N/A | N/A | |||
| XXXX | XXXX | 10229160 | Closed | 2026-04-09 08:43 | 2026-04-14 08:14 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Requested eligible settlement statement provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Revised HUD uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Settlement statement is in file on page # XXX however not legible. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Revised HUD uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested eligible settlement statement provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8571358 | N/A | N/A | |||
| XXXX | XXXX | 10229160 | Closed | 2026-04-09 09:56 | 2026-04-14 03:24 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Requested HOI premium invoice provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. This coverage is for the entire structure. The premium paid is for only X policy covering a X family home. Coverage cannot be broken out per Unit because is not a HOX or a master policy. This is single structure. - Seller-XX/XX/XXXX Open-Hazard is in file on page #XXX. But missing Premium amount in that need supporting doc. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. This coverage is for the entire structure. The premium paid is for only X policy covering a X family home. Coverage cannot be broken out per Unit because is not a HOX or a master policy. This is single structure. - Seller-XX/XX/XXXX |
Resolved-Requested HOI premium invoice provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXX XXXXXXX XX-XX (X) (X).XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8574000 | N/A | N/A | |||
| XXXX | XXXX | 10232524 | Closed | 2026-04-16 18:04 | 2026-04-22 10:16 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Calculation Undocumented | Resolved-Clarification and sizer received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded sizer with correct DSCR (market rents used for vacant unit and actual rents used for tenant occupied unit) - Seller-XX/XX/XXXX Open-Subject has one of X units vacant. Market rent of $XXXX used for calculation. $XXXX / $XXXX.XX = X.XX. Lender calculation X.XXX. Please advise. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded sizer with correct DSCR (market rents used for vacant unit and actual rents used for tenant occupied unit) - Seller-XX/XX/XXXX |
Resolved-Clarification and sizer received. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8718097 | N/A | N/A | |||
| XXXX | XXXX | 10259160 | Closed | 2026-04-17 09:03 | 2026-04-27 12:48 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-The documentation received was sufficient to resolve the finding. Previous policy reflecting coverage past closing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see attached previous coverage provided by the borrower prior to closing. This coverage was active before loan closed, which was replaced by coverage provided through XXXX since borrower switched insurance. - Seller-XX/XX/XXXX Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Hazard insurance declaration page in file on page XXX reflects an effective date of XX/XX/XXXX, which is after the closing and disbursement date. Please provide documentation in file to support hazard insurance being effective by closing/disbursement. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please see attached previous coverage provided by the borrower prior to closing. This coverage was active before loan closed, which was replaced by coverage provided through XXXX since borrower switched insurance. - Seller-XX/XX/XXXX |
Resolved-The documentation received was sufficient to resolve the finding. Previous policy reflecting coverage past closing. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXXXXXXX (X).XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8732647 | N/A | N/A | |||
| XXXX | XXXX | 10259160 | Closed | 2026-04-17 14:08 | 2026-04-22 08:59 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Note is Incomplete | Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Complete Nte uploaded. - Seller-XX/XX/XXXX Open-The Note is Incomplete Page X of the X page Note is missing from the loan file. Please provide the missing page. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Complete Nte uploaded. - Seller-XX/XX/XXXX |
Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8742553 | N/A | N/A | |||
| XXXX | XXXX | 10259160 | Closed | 2026-04-17 08:26 | 2026-04-17 15:55 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-LLC acceptable per Lender - Due Diligence Vendor-XX/XX/XXXX Rescinded-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. LLC is allowed per Lender - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-LLC acceptable per Lender - Due Diligence Vendor-XX/XX/XXXX Rescinded-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. LLC is allowed per Lender - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8732018 | Originator Post-Close | No | |||||
| XXXX | XXXX | 10259166 | Closed | 2026-04-17 12:15 | 2026-05-04 11:51 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Tax returns provided showing borrower is owner. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document uploaded for XXXX. - Seller-XX/XX/XXXX Counter-We still need business documents showing XXXXX is the owner of the business. The LOE does not prove that. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded confirmation from borrower regarding the entity and transaction. - Seller-XX/XX/XXXX Open-XXXXX account #XXXX is in the business name The XXXX. Provide operation agreement or other business documents to show Guarantor is the owner. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document uploaded for XXXX - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded confirmation from borrower regarding the entity and transaction. - Seller-XX/XX/XXXX |
Resolved-Tax returns provided showing borrower is owner. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXXXXX XXXX XX XXXXX XX XXXX XXXX XX XXX XXXX - XXXX XX XXX XXX XXX XXXXXXXX XXXXXX.XXX XXXXXXXX.XXX |
XXXX | Investment | Purchase | NA | 8739482 | N/A | N/A | |||
| XXXX | XXXX | 10259180 | Closed | 2026-04-20 12:49 | 2026-04-30 11:02 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Operating agreement provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Original OA for XXX Holding LLC uploaded. - Seller-XX/XX/XXXX Open-Please provide original operating agreement for XXX Holding LLC. We only have the amended agreement. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Original OA for XXX Holding LLC uploaded. - Seller-XX/XX/XXXX |
Resolved-Operating agreement provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8773764 | N/A | N/A | |||
| XXXX | XXXX | 10259188 | Closed | 2026-04-20 15:33 | 2026-04-23 09:51 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX Resolved-Resolved. Credit report, prior to the note date, dated XX/XX/XXXX; within XX days of note. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX Open-Pre-Close Credit Report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX |
Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX Resolved-Resolved. Credit report, prior to the note date, dated XX/XX/XXXX; within XX days of note. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8777720 | N/A | N/A | |||
| XXXX | XXXX | 10259203 | Closed | 2026-04-20 05:35 | 2026-04-23 03:42 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Updated credit report provided with FICO scores. Max LTV is now XX% per updated FICO. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. As per the guidelines, a maximum XX% LTV is applicable for borrowers with a qualifying FICO score of XXX or higher. In this case the FICO of the borrower is XXX so please clear this exception. - Seller-XX/XX/XXXX Open-Audited LTV Exceeds Guideline LTV LTV is XX%, per guidelines LTV exceeds max XX% with FICO score of XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. As per the guidelines, a maximum XX% LTV is applicable for borrowers with a qualifying FICO score of XXX or higher. In this case the FICO of the borrower is XXX so please clear this exception. - Seller-XX/XX/XXXX |
Resolved-Updated credit report provided with FICO scores. Max LTV is now XX% per updated FICO. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8761979 | N/A | N/A | |||
| XXXX | XXXX | 10259203 | Closed | 2026-04-20 13:58 | 2026-04-22 11:45 | Resolved | 1 - Information | A | A | Data Edit | Data Edit | Initial Loan Signature Date is in the Future | Resolved- - Due Diligence Vendor-XX/XX/XXXX Rescinded-Original credit report provided dated prior to the note date. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX Open-Initial Originator Signature Date of 'XX-XX-XXXX' is after the Transaction Date of 'XX-XX-XXXX'. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX |
Rescinded-Original credit report provided dated prior to the note date. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8775477 | N/A | N/A | |||
| XXXX | XXXX | 10259203 | Closed | 2026-04-20 13:58 | 2026-04-22 11:45 | Resolved | 1 - Information | A | A | Data Edit | Data Edit | Date Creditor Received Application is in the Future | Resolved-Original credit report provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX Open-Date Creditor Received Application (XX-XX-XXXX) is greater than the Transaction Date of XX-XX-XXXX Credit report is dated XX/XX/XXXX which is after disbursement date. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX |
Resolved-Original credit report provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8775476 | N/A | N/A | |||
| XXXX | XXXX | 10259262 | Closed | 2026-04-22 17:56 | 2026-04-28 10:11 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Document received with supportive rent loss. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Per colleteral information and EOI the amount for loss of rent needed to be $XX,XXX for the year. This should constitue as XX months of coverage. - Seller-XX/XX/XXXX Open-Rent loss does not cover XX months. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Per colleteral information and EOI the amount for loss of rent needed to be $XX,XXX for the year. This should constitue as XX months of coverage. - Seller-XX/XX/XXXX |
Resolved-Document received with supportive rent loss. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXX_XXXXXX.XXXX XXXXXXXXX - XX XXXXX XXXX XXXXX_X.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 8829005 | N/A | N/A | |||
| XXXX | XXXX | 10259262 | Closed | 2026-04-22 02:11 | 2026-04-22 16:25 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 8809714 | Originator Post-Close | No | |||||
| XXXX | XXXX | 10267183 | Closed | 2026-04-23 04:21 | 2026-06-12 08:07 | Waived | 2 - Non-Material | D | B | Credit | Missing Doc | Purchase Contract is Missing | Waived-Document Uploaded. Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX Counter-The client provided the sales contract however it does not show the assignment of the lease as per guidelines X.X |TENANT LEASE DOCUMENTATION – PURCHASE TRANSACTIONS, only for purchase transactions where the subject property is tenant-occupied at closing, documentation must clearly confirm either the lease’s termination or assignment to the new property owner. The documentation on the sales contract does not clearly assign the leases to the new property owner. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX/XX - XX - Uploaded purchase agreement and addendum - Seller-XX/XX/XXXX Counter-The sales contract that was provided is from a property in XX with a sales price of $XXX,XXX. The subject is in XX and has a sales price of $XX,XXX. The loan file is missing the sales contract for $XX,XXX and it must show an assignment of lease from seller to borrower. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing The loan file is missing the purchase contract to support a final sales price of $XX,XXX. The sales contract must also meet guideline X.X |TENANT LEASE DOCUMENTATION – PURCHASE TRANSACTIONS, Assignment of Lease Agreement - legal transfer of landlord rights from seller to borrower/sponsor is required. The loan file is missing the sales contract for $XX,XXX and it must show an assignment of lease from seller to borrower. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX/XX - XX - Uploaded purchase agreement and addendum - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Waived-Document Uploaded. Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXX XXXXXXXX X XXXXXXXXX.XXX XXXXXXXXXX_XXXXXXXX XXXXXXXXX XXXXXXXX.XXX XXXXXXXXXX_XXXXXXXX XXXXXXXXX.XXX XXXXXXXXXX - XXXXXXX XX.XXX |
XXX Representative credit score exceeds the minimum required of XXX by XXX points $XXX,XXX reserves exceed the minimum required of $XXX exceeds the minimum by XXX months over the required minimum. XxXX mortgage history for XX months. DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. |
XXXX | Investment | Purchase | NA | 8834114 | Originator Post-Close | Yes | ||
| XXXX | XXXX | 10267183 | Closed | 2026-04-23 04:44 | 2026-04-23 12:59 | Waived | 2 - Non-Material | B | B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Audited Loan Amount is less than Guideline Minimum Loan Amount Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX | Waived-Audited Loan Amount is less than Guideline Minimum Loan Amount Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX |
XXX Representative credit score exceeds the minimum required of XXX by XXX points $XXX,XXX reserves exceed the minimum required of $XXX exceeds the minimum by XXX months over the required minimum. XxXX mortgage history for XX months. DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. |
XXXX | Investment | Purchase | NA | 8834246 | Originator Pre-Close | Yes | ||||
| XXXX | XXXX | 10267148 | Closed | 2026-04-23 12:02 | 2026-05-05 08:12 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX Resolved-Lender provided drive report. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/X XX - Uploaded DV Report. - Seller-XX/XX/XXXX Open-Missing Third Party Fraud Report Per guidelines dated X/XX/XX, section XX.XX Ofac, prior to funding, all parties to the loan transaction or those parties that have executed a full recourse or completion guaranty are processed through a screening to confirm zero involvement in a transaction found on watch lists. The drive report in file is for a different borrower. Missing drive report for the borrower reflecting other parties to the transaction (appraiser, loan officer, closer, etc.) are not on the ofac list. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/X XX - Uploaded DV Report. - Seller-XX/XX/XXXX |
Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX Resolved-Lender provided drive report. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX - XXXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8844282 | N/A | N/A | |||
| XXXX | XXXX | 10267162 | Closed | 2026-04-22 01:19 | 2026-06-10 09:24 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX Resolved-Lender provided ofac searches for all parties to the transaction. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX/XX - XX - Uploaded OFAC clearances again - Seller-XX/XX/XXXX Counter-Nothing was uploaded for review. Missing drive report for the borrower reflecting other parties to the transaction (appraiser, loan officer, closer, etc.) are not on the ofac list. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-X/X/XX - XX - Uploaded requested OFAC clearances - Seller-XX/XX/XXXX Open-Missing Third Party Fraud Report Per guidelines dated X/XX/XX, section XX.XX Ofac, prior to funding, all parties to the loan transaction or those parties that have executed a full recourseor completion guaranty are processed through a screening to confirm zero involvement in a transaction found on watch lists. Missing drive report for the borrower reflecting other parties to the transaction (appraiser, loan officer, closer, etc.) are not on the ofac list. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX/XX - XX - Uploaded OFAC clearances again - Seller-XX/XX/XXXX Ready for Review-X/X/XX - XX - Uploaded requested OFAC clearances - Seller-XX/XX/XXXX |
Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX Resolved-Lender provided ofac searches for all parties to the transaction. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXX XXXXXXXXXX.XXX | XXXX | Investment | Purchase | NA | 8809211 | N/A | N/A | |||
| XXXX | XXXX | 10267162 | Closed | 2026-04-23 16:05 | 2026-06-10 09:08 | Waived | 2 - Non-Material | B | B | Credit | Credit | DSCR Does Not Meet Guideline Requirements | Waived-Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX Waived-DSCR must be a minimum of X for a minimum XXX fico score and the DSCR is less than X. - Due Diligence Vendor-XX/XX/XXXX |
Waived-Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX Waived-DSCR must be a minimum of X for a minimum XXX fico score and the DSCR is less than X. - Due Diligence Vendor-XX/XX/XXXX |
XX% LTV is below the maximum XX% LTV by X%. $XX,XXX.XX reserves exceed the minimum required of $XX,XXX.XX exceeds the minimum by X months over the required minimum. |
XXXX | Investment | Purchase | NA | 8849522 | Originator Pre-Close | Yes | ||||
| XXXX | XXXX | 10267162 | Closed | 2026-04-22 00:47 | 2026-06-10 09:07 | Resolved | 1 - Information | D | A | Property | Missing Doc | 1004D Completion Report is Missing | Resolved-Lender provided XXXX Completion Report. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The file contains an appraisal “subject to” repairs completed. The file does not contain documentation of a third party or final inspection of the required work completed / workmanship, in addition to not showing the repairs are paid in full. Missing paid receipt for work and final inspection since the appraisal is “subject to”. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Rescind Finding - see X pdfs in file delivered labelled: XXXX - XXX-XXXX. Time stamped photos showing this was repaired as well as an invoice. This should satisfy the 'Subject To' condition. A lender is not required to order a XXXX, per XXXXXX XXXX, if they can prove the work has been done and can show it was done professionally. - Seller-XX/XX/XXXX Open-XXXX Completion Report is Missing The appraisal is marked subject to the following repairs per plans and specs. Missing XXXX Completion Report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Rescind Finding - see X pdfs in file delivered labelled: XXXX - XXX-XXXX. Time stamped photos showing this was repaired as well as an invoice. This should satisfy the 'Subject To' condition. A lender is not required to order a XXXX, per XXXXXX XXXX, if they can prove the work has been done and can show it was done professionally. - Seller-XX/XX/XXXX |
Resolved-Lender provided XXXX Completion Report. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXX.XXX | XXXX | Investment | Purchase | NA | 8808958 | N/A | N/A | |||
| XXXX | XXXX | 10267162 | Closed | 2026-04-23 15:48 | 2026-05-13 07:42 | Resolved | 1 - Information | C | A | Credit | Assets | Large Deposit Not Verified. | Resolved-Lender provided proof of large deposit. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/X/XX - XX - Uploaded documentation from the XXXXX XXXXXXXXXXXX XXXXXXXXX Fund stating they were paying the borrower the exact amount of the large deposit. - Seller-XX/XX/XXXX Open-Per guidelines dared X/XX/XX, section X.X.X, a large deposit is defined as XX% of the loan amount or two months average deposit activity. XX% of the loan amount is $XX,XXX and the average of the two months is $XX,XXX.XX. There is a large deposit in the XXXXXX acct #XXXX for $XXX,XXX.XX. Missing documentation for the source of this large deposit. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/X/XX - XX - Uploaded documentation from the XXXXX XXXXXXXXXXXX XXXXXXXXX Fund stating they were paying the borrower the exact amount of the large deposit. - Seller-XX/XX/XXXX |
Resolved-Lender provided proof of large deposit. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXXX XX XXXXX XXXXXXX.XXX | XXXX | Investment | Purchase | NA | 8849164 | N/A | N/A | |||
| XXXX | XXXX | 10267275 | Closed | 2026-04-27 09:12 | 2026-05-27 15:54 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The Settlement Statement uploaded on XX/XX/XX is an Estimated Settlement Statement and not a Final. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Please look at hud uploaded on X/XX. The bottom is not cut off. Escalate to XXXXXX management if needed. - Seller-XX/XX/XXXX Counter-The provided settlement statement is Estimated and not Final. The attached Final Settlement Statement is cut off on the bottom. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The Attached Final Settlement Statement is cut off on the bottom. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Provide final HUDX or Settlement statement as it is not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Please look at hud uploaded on X/XX. The bottom is not cut off. Escalate to XXXXXX management if needed. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXXXXX.XXX XXXXXXXXXX_XXXX XXXXXXX XXX.XXX XXXXXXXXXX_XXXXX XXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 8888788 | N/A | N/A | |||
| XXXX | XXXX | 10267354 | Closed | 2026-05-06 14:59 | 2026-05-15 07:34 | Resolved | 1 - Information | C | A | Credit | Credit | Corporation/LLC: Operating Agreement Document is missing | Resolved-Lender provided operating agreement for XXXXXX XXXXXX XXXXXXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX/XX - XX - Uploaded OA for XXXXXX XXXXXX XXXXXXXXXXX - Seller-XX/XX/XXXX Open-The appraisal reflects the borrower as XXXXXX XXXXXX XXXXXXXXXXX and the other property owned at XXXX X XXXth Street is in the same named business. Missing a copy of the operating agreement for XXXXXX XXXXXX XXXXXXXXXXX to show borrower is an owner. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX/XX - XX - Uploaded OA for XXXXXX XXXXXX XXXXXXXXXXX - Seller-XX/XX/XXXX |
Resolved-Lender provided operating agreement for XXXXXX XXXXXX XXXXXXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XX - XXXXX XXXXXX XXXXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9069415 | N/A | N/A | |||
| XXXX | XXXX | 10267354 | Closed | 2026-05-06 15:25 | 2026-05-06 15:26 | Waived | 2 - Non-Material | B | B | Property | Appraisal | Property/Appraisal General | Waived-Per the guideline the minimum square footage for a SFR is XXX sq ft. The subject property is XXX sq ft. The credit memo on page XXX has an exception for the square footage noting comp factors. - Due Diligence Vendor-XX/XX/XXXX | Waived-Per the guideline the minimum square footage for a SFR is XXX sq ft. The subject property is XXX sq ft. The credit memo on page XXX has an exception for the square footage noting comp factors. - Due Diligence Vendor-XX/XX/XXXX |
XX% LTV is below the maximum XX% LTV by X%. XXX Representative credit score exceeds the minimum required of XXX by XX points XxXX mortgage history for XX months. |
XXXX | Investment | Refinance | Cash Out - Other | 9069823 | Originator Pre-Close | Yes | ||||
| XXXX | XXXX | 10267309 | Closed | 2026-05-05 00:28 | 2026-06-26 05:13 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing Executed Loan Agreement | Resolved-Requested Updated Loan agreement provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The provided Agreement does not list the Minimal Release section clarifying the release amounts for the X properties. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Updated Loan agreement provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXX X_XXXX XXXX.XXX XXXXXXXXXX_XXXXXX X_XXXX XXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9035919 | N/A | N/A | |||
| XXXX | XXXX | 10267309 | Closed | 2026-05-04 21:33 | 2026-06-26 02:22 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Note is Missing | Resolved-Requested Note Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The Note is Missing This is a Cross Collateral transaction for X properties. However, the provided note lists XXXX XXXXXX XX without the other X properties. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Note Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXX X_XXXX XXXX.XXX XXXXXXXXXX_XXXXXX X_XXXX XXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9034928 | N/A | N/A | |||
| XXXX | XXXX | 10267309 | Closed | 2026-05-04 21:33 | 2026-06-26 02:21 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-Requested DOT Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The Deed of Trust is Missing This is a Cross Collateral transaction for X properties. However, the provided DOT lists XXXX XXXXXX XX without the other X properties. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested DOT Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXX X_XXXX XXXX.XXX XXXXXXXXXX_XXXXXX X_XXXX XXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9034929 | N/A | N/A | |||
| XXXX | XXXX | 10267309 | Closed | 2026-05-04 22:19 | 2026-05-13 03:34 | Resolved | 1 - Information | D | A | Property | Property | Secondary Valuation or Additional Valuation has not been entered per securitization requirements | Resolved-XXXX SSR provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The file is missing secondary valuation or additional valuation for the following properties: XXX XXXXXX Street - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-XXXX SSR provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXX XXXXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9035074 | N/A | N/A | |||
| XXXX | XXXX | 10285686 | Closed | 2026-05-06 01:49 | 2026-05-20 07:47 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Expiration Date is before the Note Date | Resolved-Hazard Insurance Expiration Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Or Hazard Insurance Expiration Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see attached. - Seller-XX/XX/XXXX Counter-The documentation that has been provided still reflects expiration date of X/XX/XXXX. Please provide the policy which shows the effective date prior to close of X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please - XXX shows expiring policy, policy was renewed as of XX/XX/XXXX - XX/XX/XXXX - Seller-XX/XX/XXXX Open-Hazard Insurance Expiration Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Hazard insurance expired on XX/XX/XXXX, which is prior to the closing date of XX/XX/XXXX. Provide a renewed hazard insurance policy evidencing active and sufficient coverage in effect at the time of closing. Also need proof of rent-loss coverage. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please see attached. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Please - XXX shows expiring policy, policy was renewed as of XX/XX/XXXX - XX/XX/XXXX - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Expiration Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Or Hazard Insurance Expiration Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXX XX_XXXX-XXXX XXXXXX XX X XXX (X).XXX XXXXXX-XXXXXXXXX-XXXXXXXXXX (X) (X).XXX XXXX XXXXXX XXXXXXX.XXX |
Accurate hazard insurance was provided with effective dates of X/XX/XXXX-X/XX/XXXX. | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9056986 | N/A | N/A | ||
| XXXX | XXXX | 10285708 | Closed | 2026-05-06 13:13 | 2026-05-15 07:55 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-The premium used is for X structure only so half of the premium $XXXX was used for the subject structure. - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Loss of rent is ALS up to XX months. Premium shown is for two structures and this loan the colleteral is only X structure listed as XXXX XXXX XXXth Place, XXXX XXXX, XX XXXXX - Seller-XX/XX/XXXX Open-Hazard Insurance Policy Partially Provided The hazard insurance policy in the file reflects a premium of $X,XXX. There is an invoice for payment of $XXX, which is half of the annual premium. Lender only used the $XXX for the approval. Please provide documentation or an explanation as to why the $XXX was used for the annual premium instead of $XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Loss of rent is ALS up to XX months. Premium shown is for two structures and this loan the colleteral is only X structure listed as XXXX XXXX XXXth Place, XXXX XXXX, XX XXXXX - Seller-XX/XX/XXXX |
Resolved-The premium used is for X structure only so half of the premium $XXXX was used for the subject structure. - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXX - XXXX X XXXXX XXXXX & XXXX X XXXXX XX XXXX.XXX XXXX XXXXXX - XXXXXXX XXXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9067424 | N/A | N/A | |||
| XXXX | XXXX | 10285708 | Closed | 2026-05-06 13:14 | 2026-05-15 07:51 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Policy was provided that reflects the rental loss at actual loss sustained @XX months. Rental is $XXXX monthly entered loss coverage of $XX,XXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. The policy document shows two different properties adresses. XXXX X XXXTH XXXX & XXXX X XXXTH PL XXXXXXXX-XXXX Colleteral is insured as a Duplex not a single family. The total premium shown is for two seperate structure. The properties are rated the same therefore the premium for colleteral under the loan XXXX XXXX XXXth Place, XXXX XXXX, XX XXXXX should be $XXX. - Seller-XX/XX/XXXX Open-Rent-Loss Coverage is missing from the submitted Hazard Insurance document and requires verification or correction. Per the guidelines, XX months of rent-loss coverage is required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. The policy document shows two different properties adresses. XXXX X XXXTH PLACE & XXXX X XXXTH PL XXXXXXXX-XXXX Colleteral is insured as a Duplex not a single family. The total premium shown is for two seperate structure. The properties are rated the same therefore the premium for colleteral under the loan XXXX XXXX XXXth Place, XXXX XXXX, XX XXXXX should be $XXX. - Seller-XX/XX/XXXX |
Resolved-Policy was provided that reflects the rental loss at actual loss sustained @XX months. Rental is $XXXX monthly entered loss coverage of $XX,XXX. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX - XXXXXXX XXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9067435 | N/A | N/A | |||
| XXXX | XXXX | 10285710 | Closed | 2026-05-06 12:37 | 2026-05-22 10:00 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity EIN Number Missing | Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. EIN from IRS uploaded. - Seller-XX/XX/XXXX Open-Please provide Business Entity EIN documentation from IRS. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. EIN from IRS uploaded. - Seller-XX/XX/XXXX |
XXXXXXXXXXX XXXX XXXXXXXXXX XXXXX XXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9066705 | N/A | N/A | ||||
| XXXX | XXXX | 10285714 | Closed | 2026-05-05 06:02 | 2026-05-18 08:19 | Resolved | 1 - Information | C | A | Property | Data | Property State does not meet eligibility requirement(s) | Resolved-Approval received - Due Diligence Vendor-XX/XX/XXXX Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. As per the updated guidelines we are licensed to lend in XX, attached the license. - Seller-XX/XX/XXXX Open-Property State does not meet eligibility requirement(s) As per guidelines INELIGIBLE STATES XX, XX, XX, XX, XX. Subject property state is XX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. As per the updated guidelines we are licensed to lend in XX, attached the license. - Seller-XX/XX/XXXX |
Resolved-Approval received - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XX XXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9039263 | N/A | N/A | |||
| XXXX | XXXX | 10285716 | Closed | 2026-05-05 08:35 | 2026-05-19 11:54 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Proof of actual loss coverage provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see attached. Loss of rent is provided on Actual Loss Sustained. It does not list the amount, because is based on loss of rent reported at the time of loss. Coverage is compliant. - Seller-XX/XX/XXXX Open-Rent-Loss Coverage is not reflecting in Hazard Insurance document. Please provide documentation to support sufficient coverage. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please see attached. Loss of rent is provided on Actual Loss Sustained. It does not list the amount, because is based on loss of rent reported at the time of loss. Coverage is compliant. - Seller-XX/XX/XXXX |
Resolved-Proof of actual loss coverage provided. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXX XXXXX XXXXX, XXX. XXXXXX.XXX X-X-XX XXX XXXXX XXXXX XXXXX XXX XXXXXXX XXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9041066 | N/A | N/A | |||
| XXXX | XXXX | 10285719 | Closed | 2026-05-04 01:46 | 2026-05-04 15:26 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX | XXXX | Investment | Refinance | Cash Out - Other | 9015610 | Originator Post-Close | No | ||||||
| XXXX | XXXX | 10285731 | Closed | 2026-05-05 14:26 | 2026-05-18 11:14 | Resolved | 1 - Information | C | A | Property | Appraisal | Loan file does not contain additional valuation | Resolved-Resolved. Additional valuation provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX Counter-Documentation provided is the Desktop Review. Per the guidelines a field review is required for a refinance with an LTV greater than or equal to XX%. Please provide the Field Review product for the subject property. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. ARR document uploaded. - Seller-XX/XX/XXXX Open-Loan file does not contain additional valuation Field review is required for the subject property and missing from the loan file. Please provide the field review. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. ARR document uploaded. - Seller-XX/XX/XXXX |
Resolved-Resolved. Additional valuation provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXX XXXXXX (XXX) XX XXXXXXXXXX XXXXXXX XXXXXXXX (XXX).XXXX XXXX XXXX XXXXXX.XXX XXXX X XXXX XX(X).XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9049386 | N/A | N/A | |||
| XXXX | XXXX | 10285743 | Closed | 2026-05-08 08:22 | 2026-05-12 08:16 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Calculation Undocumented | Resolved-Verification of rents amounts were provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Rent calculation is based on the minimum rent per unit. - Seller-XX/XX/XXXX Open-The lender utilized a total rental income of $X,XXX in the loan approval; however, support for this figure could not be identified in the file. The executed leases reflect total monthly rent of $X,XXX ($X,XXX + $X,XXX). Both the lease agreements and the appraisal’s market rent analysis support a total monthly rent of $X,XXX ($X,XXX + $X,XXX). No documentation was located that supports the reduced rental amount of $X,XXX used by the lender. As a result, the lender-calculated DSCR of X.XXX differs from the independently reviewed DSCR of X.XXX, which is based on documented rental income. Please provide documentation or calculation support evidencing how the $X,XXX rental income figure was derived and used in the loan approval, or revise the rental income and DSCR calculations to align with supported documentation in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Rent calculation is based on the minimum rent per unit. - Seller-XX/XX/XXXX |
Resolved-Verification of rents amounts were provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9103096 | N/A | N/A | |||
| XXXX | XXXX | 10285750 | Closed | 2026-05-06 07:17 | 2026-05-19 05:48 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Replacement Cost Estimator Provided. Updated & Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See attached RCE - Seller-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'N/A' Hazard Insurance Coverage Amount Is $XXX,XXX which is less than Required Coverage Amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See attached RCE - Seller-XX/XX/XXXX |
Resolved-Replacement Cost Estimator Provided. Updated & Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9060521 | N/A | N/A | |||
| XXXX | XXXX | 10285769 | Closed | 2026-05-07 07:39 | 2026-05-12 02:36 | Resolved | 1 - Information | C | A | Credit | Credit | Certificate of Corp./LLC Formation or Articles of Organization not in file | Resolved-Requested Articles of org provided, updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Articles uploaded. - Seller-XX/XX/XXXX Open-Articles of organization is missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Articles uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Articles of org provided, updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX - XXX XXXXXXX XXX XXX.XXX | XXXX | Investment | Purchase | NA | 9080861 | N/A | N/A | |||
| XXXX | XXXX | 10285771 | Closed | 2026-05-05 02:00 | 2026-05-13 08:33 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Tax cert uploaded. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Tax Cert is Missing. Unable to confirm property taxes. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Tax cert uploaded. - Seller-XX/XX/XXXX |
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXX.XXXXXXX.XXXX XXX XXXXXX XX..XXX | XXXX | Investment | Purchase | NA | 9036612 | N/A | N/A | |||
| XXXX | XXXX | 10285783 | Closed | 2026-05-06 04:09 | 2026-05-06 19:04 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXX Prepayment penalty prohibited. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXX Prepayment penalty prohibited. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 9057950 | Investor Post-Close | No | |||||
| XXXX | XXXX | 10285810 | Closed | 2026-05-04 23:37 | 2026-05-06 09:33 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Note signed by LLC, Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged by Client | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9035677 | Originator Post-Close | Yes | |||||
| XXXX | XXXX | 10285811 | Closed | 2026-05-05 04:15 | 2026-05-19 08:10 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Updated hazard document uploaded to reflect ALS up to XX months. This has been updated on the property insurance screen. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Loss of rent is Actual Loss Sustained up to XX months. - Seller-XX/XX/XXXX Open-Rent-Loss Coverage is missing from the submitted Hazard Insurance document and requires verification or correction. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Loss of rent is Actual Loss Sustained up to XX months. - Seller-XX/XX/XXXX |
Resolved-Updated hazard document uploaded to reflect ALS up to XX months. This has been updated on the property insurance screen. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXXXX-XXX XXXXXX XXXXX XX-XXXX - XXXXXXX XXXX XX XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9037490 | N/A | N/A | |||
| XXXX | XXXX | 10285819 | Closed | 2026-05-07 03:30 | 2026-05-11 10:33 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 9077128 | Originator Post-Close | No | |||||
| XXXX | XXXX | 10285820 | Closed | 2026-05-07 03:06 | 2026-05-27 10:21 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Additional assets and operating agreement provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Statements uploaded. - Seller-XX/XX/XXXX Counter-These assets are not in our borrowers name. No documents in the loan for XXXX X-XX Trust or XXXXX XXXXXX or the trust itself. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Additional statements uploaded. - Seller-XX/XX/XXXX Open-Verified assets include $X,XXX.XX in checking and $X,XXX.XX in HUD reserves, for total eligible assets of $XX,XXX.XX. Per GL, the loan requires X months of reserves totaling $XX,XXX.XX.The loan is short reserves in the amount of $X,XXX.XX. Provide additional asset documentation to meet minimum reserve requirement. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Statements uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Additional statements uploaded. - Seller-XX/XX/XXXX |
Resolved-Additional assets and operating agreement provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX-XXXX-.XXX XXXXXXXX-XXXXXXXXXX-XXXX-.XXX XX XXXXXX XX.XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9076932 | N/A | N/A | |||
| XXXX | XXXX | 10285820 | Closed | 2026-05-11 11:43 | 2026-05-21 11:36 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Updated tax amount which resulted in different DSCR calculation. See comment below agreeing tax amount was incorrect. - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Tax cert uploaded, agree to the change in the tax value and cchanges to the DSCR. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Reserves collected were $XXXX but document provided does not match $XX,XXX annual taxes. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Tax cert uploaded, agree to the change in the tax value and cchanges to the DSCR. - Seller-XX/XX/XXXX |
Resolved-Updated tax amount which resulted in different DSCR calculation. See comment below agreeing tax amount was incorrect. - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXX_XX (X) (X).XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9131068 | N/A | N/A | |||
| XXXX | XXXX | 10285691 | Closed | 2026-05-05 05:04 | 2026-05-15 10:40 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-HUD-X Refinance Cross Collateral X properties for funds required to close and reserves. - Due Diligence Vendor-XX/XX/XXXX Resolved-Requested updated HUD-X with cash to borrower provided, which is sufficient to closing, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded HUD from cashout deal which covers enough liquidity. - Seller-XX/XX/XXXX Open-Verified Assets XXXXX Bank xxXXXX $XX,XXX.XX and XXXXX Bank xxXXXX $XX,XXX.XX. Missing corresponding month for XXXXX Bank xxXXXX end statement X/X/XXXX $XX,XXX.XX to complete XXXXXXXXX X month requirement. Page XXX HUD-X Borrower funds required to close $XXX,XXX.XX and additional X months post close reserves, missing documentation to verify sufficient funds required to close and reserves. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Uploaded HUD from cashout deal which covers enough liquidity. - Seller-XX/XX/XXXX |
Resolved-HUD-X Refinance Cross Collateral X properties for funds required to close and reserves. - Due Diligence Vendor-XX/XX/XXXX Resolved-Requested updated HUD-X with cash to borrower provided, which is sufficient to closing, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXX (X).XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9037762 | N/A | N/A | |||
| XXXX | XXXX | 10285724 | Closed | 2026-05-06 19:56 | 2026-05-29 09:36 | Waived | 2 - Non-Material | D | B | Credit | Missing Doc | Borrower 1 Lease Agreements Missing | Waived-No lease for X XXXXX XXXXX XX X XXXX XXXXXXXX X XXXX XXXXXXXX XXXXXX - Due Diligence Vendor-XX/XX/XXXX Counter-We can waive with compensating factors below Need the signed exception XX.X% LTV is below the maximum XX% LTV by XX.X%. DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. XXX Representative credit score exceeds the minimum required of XXX by XX points - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Can we clear this using the below compensating factors. * Low LTV below XX% * High DSCR * Strong FICO over XXX * Strong liquidity of well over XX months of PITIA. - Seller-XX/XX/XXXX Counter-If no lease will need exception for not having the lease - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Proof of rent uploaded. - Seller-XX/XX/XXXX Counter-document provided is not sufficient proof rent received, not on letter head. please provide print out from the rent system or lease agreements and/or addendums or bank stmts with rental deposits - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Proof of rets uploaded. - Seller-XX/XX/XXXX Open-Missing the leases for the following properties X XXXXX XXXXX XX X XXXX XXXXXXXX X XXXX XXXXXXXX XXXXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Can we clear this using the below compensating factors. * Low LTV below XX% * High DSCR * Strong FICO over XXX * Strong liquidity of well over XX months of PITIA. - Seller-XX/XX/XXXX Ready for Review-Proof of rent uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Proof of rets uploaded. - Seller-XX/XX/XXXX |
Waived-No lease for X XXXXX XXXXX XX X XXXX XXXXXXXX X XXXX XXXXXXXX XXXXXX - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XX XXXXXXX XX XXXXXX XXXXXX XXX XXXX XXXXXX X XXXXXX.XX XXXXX XXXXXX.XXX | XX.X% LTV is below the maximum XX% LTV by XX.X% DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. XXX Representative credit score exceeds the minimum required of XXX by XX points |
XXXX | Investment | Refinance | Cash Out - Other | 9074132 | Originator Post-Close | No | ||
| XXXX | XXXX | 10293976 | Closed | 2026-05-11 13:05 | 2026-05-27 10:14 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 1 Less Than 2 Months Verified | Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Statement for Jan month uploaded. - Seller-XX/XX/XXXX Open-Missing second statement for XXXXX XXXXX #XXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Statement for Jan month uploaded. - Seller-XX/XX/XXXX |
XXX XXXXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9133044 | N/A | N/A | ||||
| XXXX | XXXX | 10293976 | Closed | 2026-05-11 12:41 | 2026-05-20 10:01 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Documentation provided and uploaded. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Operating Agreement for XXX Properties XXX uploaded. - Seller-XX/XX/XXXX Counter-This condition was not for reserves and the XXX provided is for a different property. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXX from another cashout deal uploaded that covers sufficient liquidity. - Seller-XX/XX/XXXX Open-Please provide Articles of Incorporation or comparable documents for XXX Properties XXX. Property was vested in this business so need to verify our guarantors were owners of the business. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Operating Agreement for XXX Properties XXX uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. XXX from another cashout deal uploaded that covers sufficient liquidity. - Seller-XX/XX/XXXX |
Resolved-Documentation provided and uploaded. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXXX XXXX XXX - XXXXXXXXXX XXXXXXXXX.XXX XXXXXXXXX XXXXXXXXX.XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9132577 | N/A | N/A | |||
| XXXX | XXXX | 10293976 | Closed | 2026-05-08 04:12 | 2026-05-20 09:55 | Resolved | 1 - Information | D | A | Property | Missing Doc | 1004D Completion Report is Missing | Resolved-QC is in agreement. The XXXXX is not required in this scenario. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-XXXXX document not required since the primary appraisal date is within XXX days of closing date. XXXXX document not required for secondary appraisal as it is always subject to. - Seller-XX/XX/XXXX Open-XXXXX Completion Report is Missing Missing XXXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-XXXXX document not required since the primary appraisal date is within XXX days of closing date. XXXXX document not required for secondary appraisal as it is always subject to. - Seller-XX/XX/XXXX |
Resolved-QC is in agreement. The XXXXX is not required in this scenario. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9099025 | N/A | N/A | ||||
| XXXX | XXXX | 10293976 | Closed | 2026-05-11 13:07 | 2026-05-15 10:05 | Resolved | 1 - Information | C | A | Credit | Credit | CLTV/LTV exceeds guidelines | Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. We use the credit score of the borrower with the highest score. - Seller-XX/XX/XXXX Open-XXXXXX XXXXXXX is using lowest mid score. XXX score only allows XX% XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. We use the credit score of the borrower with the highest score. - Seller-XX/XX/XXXX |
XXXXXX.XXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9133070 | N/A | N/A | ||||
| XXXX | XXXX | 10293981 | Closed | 2026-05-08 03:09 | 2026-05-11 14:51 | Acknowledged | 2 - Non-Material | B | B | Compliance | Compliance | XXXX PPP Term can not be Hard | Acknowledged-Prepayment Penalty Type Can not be Hard for this State. XXX acceptable per Lender - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Prepayment Penalty Type Can not be Hard for this State. XXX acceptable per Lender - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9098588 | Originator Post-Close | No | |||||
| XXXX | XXXX | 10293984 | Closed | 2026-05-08 04:11 | 2026-07-01 09:05 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Note is Incomplete | Resolved-Requested Note document with updated first payment date of XX/XX/XXXX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Revised note document uploaded. - Seller-XX/XX/XXXX Open-The Note is Incomplete Note document is dated XX/XX/XXXX, reflects a payment date of XX/XX/XXXX and maturity date of XX/XX/XXXX for a XXX month term. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Revised note document uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Note document with updated first payment date of XX/XX/XXXX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9099022 | N/A | N/A | |||
| XXXX | XXXX | 10293984 | Closed | 2026-05-08 03:22 | 2026-05-21 23:46 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Requested updated full title policy provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final Title Policy uploaded. - Seller-XX/XX/XXXX Open-Title Document is Incomplete Title Document Provided is Pro Forma. Please Update Title Document - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final Title Policy uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested updated full title policy provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXX.XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9098714 | N/A | N/A | |||
| XXXX | XXXX | 10293988 | Closed | 2026-05-08 04:41 | 2026-06-08 10:52 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Additional funds provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Additional statement uploaded. - Seller-XX/XX/XXXX Counter-Per lender guidelines, XX% reduction of XXXX is required. Due to this, funds are not adequate. Please provide documentation to support sufficient assets. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded quarterly statement for additional liquidity. - Seller-XX/XX/XXXX Open-Verified assets include $XX,XXX in checking & saving accounts, $XX,XXX.XX in retirement accounts at XX% per Lender Guidelines, and $XX,XXX.XX in XXX reserves, for total eligible assets of $XX,XXX.XX. Of that amount $XX,XXX.XX is considered liquid. Cash required from borrower at close per XXXX is $XX,XXX.XX causing a shortage of $XXX.XX. Please provide documentation to support sufficient assets to close. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Additional statement uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded quarterly statement for additional liquidity. - Seller-XX/XX/XXXX |
Resolved-Additional funds provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXX XXXX.XXX XXXXXXXXX.XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9099166 | N/A | N/A | |||
| XXXX | XXXX | 10294030 | Closed | 2026-05-11 09:24 | 2026-06-08 10:07 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Tax is sourced from the public records for a conservative DSCR, uploading the sources used. We agree to the change in DSCR because of the tax value change, please post it as a data discrepancy to XX. XXXXX-XXXXXXX-XX-XXXXX $X,XXX XXXXX-XXXXXXXX-XX-XXXXX $X,XXX XXXXX-XXXXXXXXXX-XX-XXXXX $X,XXX Tax Average - $X,XXX - Seller-XX/XX/XXXX Counter-The documentation provided does not support the amount used at closing. Please provide documentation to support the tax amount reflected on final closing documentation. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Tax Cert uploaded. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Tax certificate to support the tax amount being used for qualification is missing from the loan file. Please provide. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Tax is sourced from the public records for a conservative DSCR, uploading the sources used. We agree to the change in DSCR because of the tax value change, please post it as a data discrepancy to XX. XXXXX-XXXXXXX-XX-XXXXX $X,XXX XXXXX-XXXXXXXX-XX-XXXXX $X,XXX XXXXX-XXXXXXXXXX-XX-XXXXX $X,XXX Tax Average - $X,XXX - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Tax Cert uploaded. - Seller-XX/XX/XXXX |
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXX.XXXXXXX.XXXXX XXXXXX XX.XXX XXXXXX - XXX XXXXX.XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9126769 | N/A | N/A | |||
| XXXX | XXXX | 10294030 | Closed | 2026-05-13 12:51 | 2026-05-20 11:45 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Documentation to verify rental coverage provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see attached. Coverage is stated "Fair Rental Loss - Included" - also see copy of quote page X of X when this language is included in Personal Lines Dwelling form of a admitted carrier, this is the same as Actual Loss Sustained basis. The insurance company agrees to pay up XX months on actual reported net losses of rent during the period of reconstruction. I am also attaching XXXXXXXX policy jacket used please refer to page XX "Fair Rental Income - Coverage D - Section X & X for better understandin of this contractual language. If you cannot understand, please ask your internal insurance expert to review and clear. This coverage is compliant, this better coverage than required. - Seller-XX/XX/XXXX Open-The hazard insurance in file does not reflect an amount for business interruption/rent-loss coverage. Please provide documentation to support sufficient coverage. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please see attached. Coverage is stated "Fair Rental Loss - Included" - also see copy of quote page X of X when this language is included in Personal Lines Dwelling form of a admitted carrier, this is the same as Actual Loss Sustained basis. The insurance company agrees to pay up XX months on actual reported net losses of rent during the period of reconstruction. I am also attaching XXXXXXXX policy jacket used please refer to page XX "Fair Rental Income - Coverage D - Section X & X for better understandin of this contractual language. If you cannot understand, please ask your internal insurance expert to review and clear. This coverage is compliant, this better coverage than required. - Seller-XX/XX/XXXX |
Resolved-Documentation to verify rental coverage provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXX (XXX XXX- XXXXXX).XXX XXXXXX XXXXXXX (XXX XXXXX- XXXXXX).XXX XXXXXXXX XXXXXX XXXXXX (X).XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9178741 | N/A | N/A | |||
| XXXX | XXXX | 10294030 | Closed | 2026-05-11 09:34 | 2026-05-20 01:39 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Prior Coverage document provided.Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX. - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see attached borrower had prior coverage for a unoccupied premises which was replaced for landlord's policy. There was continuance of coverage before the loan funded. - Seller-XX/XX/XXXX Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Hazard insurance effective date of XX-XX-XXXX is after the note date of XX-XX-XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please see attached borrower had prior coverage for a unoccupied premises which was replaced for landlord's policy. There was continuance of coverage before the loan funded. - Seller-XX/XX/XXXX |
Resolved-Prior Coverage document provided.Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX. - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXX (XXX XXX- XXXXXX).XXX XXXXXX XXXXXXX, XXX (XXX- XXXXXX) (X) (X).XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9127004 | N/A | N/A | |||
| XXXX | XXXX | 10294030 | Closed | 2026-05-13 11:59 | 2026-05-18 10:47 | Resolved | 1 - Information | C | A | Credit | Credit | Deficient credit report. | Resolved-Credit report prior to close provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report prior to closing date uploaded. - Seller-XX/XX/XXXX Open-Credit report in file on page XXX is dated after the Note date of X/XX/XXXX. Please provide the credit report dated prior to the Note date. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report prior to closing date uploaded. - Seller-XX/XX/XXXX |
Resolved-Credit report prior to close provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9177283 | N/A | N/A | |||
| XXXX | XXXX | 10294031 | Closed | 2026-05-11 07:32 | 2026-05-20 02:23 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Rent Loss considered - XX months of actual loss sustained. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXX provides XX months of actual loss sustained - Fair Rental Loss - See page XX of Fair Rental - Income Coverage D - paragraph X and X with explaination of coverage. - Seller-XX/XX/XXXX Open-provide updated hazard insurance document as the one in file doesn't show rent loss amount. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XXXX provides XX months of actual loss sustained - Fair Rental Loss - See page XX of Fair Rental - Income Coverage D - paragraph X and X with explaination of coverage. - Seller-XX/XX/XXXX |
Resolved-Rent Loss considered - XX months of actual loss sustained. - Due Diligence Vendor-XX/XX/XXXX |
XXX_XXX XXXXXXXX XX, XXXXXXXXXX, XX XXXXX.XXX XXXXXXXX XXXXXX XXXXXX (X).XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9125066 | N/A | N/A | |||
| XXXX | XXXX | 10294041 | Closed | 2026-05-11 05:50 | 2026-05-20 12:02 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final Title Policy uploaded. - Seller-XX/XX/XXXX Open-Title Document is Incomplete Please provide updated tile documentation as the one in file doesn't show policy date or effective date. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final Title Policy uploaded. - Seller-XX/XX/XXXX |
Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX_XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9123132 | N/A | N/A | |||
| XXXX | XXXX | 10294051 | Closed | 2026-05-11 03:09 | 2026-05-20 11:41 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Note is Incomplete | Resolved-Uploaded Note page X. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Note uploaded. - Seller-XX/XX/XXXX Open-The Note is Incomplete . Note missing Page X/Signature Page. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Note uploaded. - Seller-XX/XX/XXXX |
Resolved-Uploaded Note page X. - Due Diligence Vendor-XX/XX/XXXX |
XXXX-XXXXXXXX.XXXXXX.XXX | XXXX | Investment | Purchase | NA | 9122232 | N/A | N/A | |||
| XXXX | XXXX | 10294054 | Closed | 2026-06-03 13:57 | 2026-06-10 14:21 | Resolved | 1 - Information | C | A | Credit | Credit | Missing subject rental income documentation | Resolved-The documentation received was sufficient to resolve the finding. Lease - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Monthly rent per lease is $XXXX and Monthly market rent is $XXXX, loan is qualified using the market rent (Lowest of X) - Seller-XX/XX/XXXX Open-Per lender guidelines, A currently active lease with a minimum initial term of XX months, between bona fide third parties: verified through an executed lease and documented proof of rent collections. Provide documented proof of rent collections for the Lease Agreement signed XX/XX/XXXX for monthly rent in the amount of $X,XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Monthly rent per lease is $XXXX and Monthly market rent is $XXXX, loan is qualified using the market rent (Lowest of X) - Seller-XX/XX/XXXX |
Resolved-The documentation received was sufficient to resolve the finding. Lease - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXXXXXX XXXX X.XXXX XXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9538334 | N/A | N/A | |||
| XXXX | XXXX | 10294054 | Closed | 2026-05-14 10:02 | 2026-06-03 10:49 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX Resolved-Additional consecutive bank statement with all pages provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Additional bank statements uploaded. - Seller-XX/XX/XXXX Open-Asset Record X Does Not Meet G/L Requirements Mercury acct #XXXX does not meet the guideline requirements for a minimum of X consecutive months of asset statements. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Additional bank statements uploaded. - Seller-XX/XX/XXXX |
Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX Resolved-Additional consecutive bank statement with all pages provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXX.XXX XXXX XXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9198448 | N/A | N/A | |||
| XXXX | XXXX | 10293977 | Closed | 2026-05-12 00:05 | 2026-05-12 12:31 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXX Prepayment Penalty Prohibited. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXX Prepayment Penalty Prohibited. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 9144558 | Investor Post-Close | No | |||||
| XXXX | XXXX | 10315991 | Closed | 2026-05-27 16:22 | 2026-06-02 10:54 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX Open-Provide original credit report. Report in file is dated after the note date. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX |
Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9407600 | N/A | N/A | |||
| XXXX | XXXX | 10315993 | Closed | 2026-05-27 19:33 | 2026-06-22 08:48 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Does Not Meet Guideline Requirement | Resolved-Lender provided documentation and analysis of how XXXX estimated taxes were calculated and applied. The second XXXX tax installment was approximately $XXX lower than the first installment. Given the variance between installments, a reasonable increase was applied to the second-half taxes to arrive at an annualized tax estimate. Xst installment XXXX - XXXX.XX Xnd installment XXXX - XXXX(Estimate with $XXX less). Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. The second XXXX tax installment was approximately $XXX lower than the first installment. Given the variance between installments, a reasonable increase was applied to the second-half taxes to arrive at an annualized tax estimate. Xst installment XXXX - XXXX.XX Xnd installment XXXX - XXXX(Estimate with $XXX less) - Seller-XX/XX/XXXX Counter-Multiple tax bills are evidenced in the file, unable to determine final tax amount used in calculation. Provide final tax statement used in DSCR calculation. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Gross rent of $X,XXX / PITI of $X,XXX.XX = X.XX DSCR is within guideline limits - Seller-XX/XX/XXXX Open-Calculated DSCR of Gross rent of $X,XXX / PITI of $X,XXX.XX = X.XXX DSCR which does not meet the guideline minimum requirement of X.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. The second XXXX tax installment was approximately $XXX lower than the first installment. Given the variance between installments, a reasonable increase was applied to the second-half taxes to arrive at an annualized tax estimate. Xst installment XXXX - XXXX.XX Xnd installment XXXX - XXXX(Estimate with $XXX less) - Seller-XX/XX/XXXX Ready for Review-Gross rent of $X,XXX / PITI of $X,XXX.XX = X.XX DSCR is within guideline limits - Seller-XX/XX/XXXX |
Resolved-Lender provided documentation and analysis of how XXXX estimated taxes were calculated and applied. The second XXXX tax installment was approximately $XXX lower than the first installment. Given the variance between installments, a reasonable increase was applied to the second-half taxes to arrive at an annualized tax estimate. Xst installment XXXX - XXXX.XX Xnd installment XXXX - XXXX(Estimate with $XXX less). Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXXX.XXX XXXXXXX XX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9410530 | N/A | N/A | |||
| XXXX | XXXX | 10315999 | Closed | 2026-05-28 12:19 | 2026-06-03 07:51 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-Deed of trust was provided with notary information. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Complete MTG doc uploaded. - Seller-XX/XX/XXXX Counter-The deed of trust is not attached. Please upload - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Complete MTG doc uploaded. - Seller-XX/XX/XXXX Open-The Deed of Trust is Incomplete The deed of trust is missing the notary stamp, signature and date signed. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Complete MTG doc uploaded. - Seller-XX/XX/XXXX Ready for Review-Complete MTG doc uploaded. - Seller-XX/XX/XXXX |
Resolved-Deed of trust was provided with notary information. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9425982 | N/A | N/A | |||
| XXXX | XXXX | 10316015 | Closed | 2026-05-28 17:17 | 2026-06-03 10:17 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final Binder uploaded. - Seller-XX/XX/XXXX Open-Missing Hazard Insurance Policy Missing policy information showing coverage. Binder on page XXX is for a different property. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final Binder uploaded. - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXX XXXXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 9435639 | N/A | N/A | |||
| XXXX | XXXX | 10316025 | Closed | 2026-05-28 06:07 | 2026-06-22 07:54 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Updated HOI policy was provided with sufficient rent loss coverage. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Rental loss on Hazard insurance page #XXX is not covering the XX month of rent loss required per guideline. Please provide insurance documentation that supports sufficient rent loss coverage. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Updated HOI policy was provided with sufficient rent loss coverage. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX- XXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9416740 | N/A | N/A | |||
| XXXX | XXXX | 10316047 | Closed | 2026-05-28 01:30 | 2026-06-04 08:20 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Flood insurance provided with premium listed. - Due Diligence Vendor-XX/XX/XXXX Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Flood Insurance Policy uploaded. - Seller-XX/XX/XXXX Counter-There is no premium amount listed on the policy. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Flood Insurance Policy uploaded. - Seller-XX/XX/XXXX Open-Missing Flood Insurance Policy Property is in Flood Zone, Flood Insurance Policy is missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Flood Insurance Policy uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Flood Insurance Policy uploaded. - Seller-XX/XX/XXXX |
Resolved-Flood insurance provided with premium listed. - Due Diligence Vendor-XX/XX/XXXX Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXX (X) (X) (X).XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9414272 | N/A | N/A | |||
| XXXX | XXXX | 10316047 | Closed | 2026-05-28 01:30 | 2026-06-04 08:19 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'Yes') - Due Diligence Vendor-XX/XX/XXXX Resolved-Using RCE from appraisal - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Based on the appraisail the amount of coverage carried is inline with our requirement. If the loan amount is higher than the "Cost of New" in the Appraisal borrower must carry XXX% of the total cost of new shown in the appraisal. - Seller-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' Hazard Insurance Coverage Amount of $XXX,XXX is less than Loan Amount of $XXX,XXX. The policy states replacement cost but does not specifically say how much or if it is XXX% covered. Please advise and submit adequate documentation. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Based on the appraisail the amount of coverage carried is inline with our requirement. If the loan amount is higher than the "Cost of New" in the Appraisal borrower must carry XXX% of the total cost of new shown in the appraisal. - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'Yes') - Due Diligence Vendor-XX/XX/XXXX Resolved-Using RCE from appraisal - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXX XXXXXX - XX.XXX XXXX XXXXXX XXXXXXXXX.XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9414273 | N/A | N/A | |||
| XXXX | XXXX | 10316049 | Closed | 2026-05-28 05:48 | 2026-06-01 10:36 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. PPP Acknowledged Post Close - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. PPP Acknowledged Post Close - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 9416205 | Originator Post-Close | No | |||||
| XXXX | XXXX | 10316052 | Closed | 2026-05-31 12:16 | 2026-06-15 07:55 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report Partially Provided | Resolved-Third Party Fraud Report is fully present - Due Diligence Vendor-XX/XX/XXXX Resolved-The complete Third Party Fraud Report was provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Background report for all three borrowers uploaded. - Seller-XX/XX/XXXX Open-Third Party Fraud Report Partially Provided The file is missing the complete Fraud Report for each of the two guarantors. The file contains only Page X of the fraud reports. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Background report for all three borrowers uploaded. - Seller-XX/XX/XXXX |
Resolved-Third Party Fraud Report is fully present - Due Diligence Vendor-XX/XX/XXXX Resolved-The complete Third Party Fraud Report was provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX.XXXXX.XXX XXXXXXXXXX.XXXXX.XXX XXXXXXXXXX.XXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9469146 | N/A | N/A | |||
| XXXX | XXXX | 10316052 | Closed | 2026-05-31 11:57 | 2026-06-12 15:54 | Resolved | 1 - Information | C | A | Property | Appraisal | Loan file does not contain additional valuation | Resolved-XXXX Appraisal received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX Open-Loan file does not contain additional valuation Loan is a Cash Out transaction with an LTV of XX%. The loan file does not contain a XXXX / Field Review appraisal. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX |
Resolved-XXXX Appraisal received. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9469119 | N/A | N/A | |||
| XXXX | XXXX | 10316055 | Closed | 2026-05-31 12:56 | 2026-07-02 09:56 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report Partially Provided | Resolved-Third Party Fraud Report is fully present - Due Diligence Vendor-XX/XX/XXXX Resolved-The complete Third Party Fraud Report was provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Background report uploaded. - Seller-XX/XX/XXXX Open-Third Party Fraud Report Partially Provided The complete Fraud Report is missing from the file. The document provided is only Page X of XX. The rest of the document is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Background report uploaded. - Seller-XX/XX/XXXX |
Resolved-Third Party Fraud Report is fully present - Due Diligence Vendor-XX/XX/XXXX Resolved-The complete Third Party Fraud Report was provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX.XXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9469181 | N/A | N/A | |||
| XXXX | XXXX | 10316055 | Closed | 2026-05-31 13:05 | 2026-07-02 08:12 | Resolved | 1 - Information | C | A | Property | Appraisal | Loan file does not contain additional valuation | Resolved-New XXXX Appraisal received as the additional valuation. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Additional valuation report uploaded. - Seller-XX/XX/XXXX Open-Loan file does not contain additional valuation The loan is a Cash Out transaction on a X-X unit property with an LTV of XX%. The file is missing a Field Review appraisal. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Additional valuation report uploaded. - Seller-XX/XX/XXXX |
Resolved-New XXXX Appraisal received as the additional valuation. - Due Diligence Vendor-XX/XX/XXXX |
XXXX X XXXXXXXX XX(X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 9469192 | N/A | N/A | |||
| XXXX | XXXX | 10316059 | Closed | 2026-05-28 06:58 | 2026-06-05 02:16 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Requested Secondary Valuation provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary desk valuation has been submitted. - Seller-XX/XX/XXXX Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X The file is missing secondary valuation or additional valuation. Provide a XXXX or XXXXX UCDP/SSR report with a score less than X.X, or an appraisal desk review. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary desk valuation has been submitted. - Seller-XX/XX/XXXX |
Resolved-Requested Secondary Valuation provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXX XXXXXX (XXX) XX XXXXXXXXXX XXXXXXX XXXXXXXX (XXX).XXXXX XXXXXXX XXXXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 9417465 | N/A | N/A | |||
| XXXX | XXXX | 10316063 | Closed | 2026-05-28 01:40 | 2026-06-01 14:13 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Verified, Prepayment penalty allowed per guideline requirement. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Verified, Prepayment penalty allowed per guideline requirement. - Due Diligence Vendor-XX/XX/XXXX |
BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX are aware of the finding | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9414326 | Originator Post-Close | No | ||||
| XXXX | XXXX | 10316068 | Closed | 2026-06-01 15:52 | 2026-06-03 08:42 | Resolved | 1 - Information | C | A | Credit | Doc Issue | HUD/Closing Statement not signed by Borrower or Title Agent | Resolved-Not required. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Per XXXX State requirements, an agent signature is not a mandatory requirement for the Settlement Statement. Please clear this exception. - Seller-XX/XX/XXXX Open-The final settlement statement is in the file but it is not signed by the escrow officer. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Per XXXX State requirements, an agent signature is not a mandatory requirement for the Settlement Statement. Please clear this exception. - Seller-XX/XX/XXXX |
Resolved-Not required. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 9487430 | N/A | N/A | ||||
| XXXX | XXXX | 10316071 | Closed | 2026-05-28 05:32 | 2026-06-01 14:37 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. prepayment penalties entered as per the Note document, No state specific as per guidelines - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. prepayment penalties entered as per the Note document, No state specific as per guidelines - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 9416063 | Originator Pre-Close | No | |||||
| XXXX | XXXX | 10316075 | Closed | 2026-05-29 04:42 | 2026-06-01 15:30 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX are aware of the finding - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX are aware of the finding - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 9443470 | Originator Post-Close | No | |||||
| XXXX | XXXX | 10316083 | Closed | 2026-06-01 23:29 | 2026-06-18 09:55 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Resolved-Verified the lender used Gross Tax Amount ($XXXX.XX*X=X,XXX.XX) reflected on Tax Cert Bill (did not consider any exceptions or reductions). Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Loan was qualified with the Gross tax for a conservative DSCR, we did not considered exceptions/reductions. Gross tax = $XXXX.XX*X=X,XXX.XX - Seller-XX/XX/XXXX Open-Tax amount per tax cert pages #XXX, XXX-XXX is $XXX.XX (or $X,XXX.XX annually). However final settlement statement shows monthly tax as $XXX.XX ($XXX.XX / X months). provide proof of tax document validating the monthly tax amount of $XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Loan was qualified with the Gross tax for a conservative DSCR, we did not considered exceptions/reductions. Gross tax = $XXXX.XX*X=X,XXX.XX - Seller-XX/XX/XXXX |
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Resolved-Verified the lender used Gross Tax Amount ($XXXX.XX*X=X,XXX.XX) reflected on Tax Cert Bill (did not consider any exceptions or reductions). Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 9492306 | N/A | N/A | ||||
| XXXX | XXXX | 10316087 | Closed | 2026-06-02 16:50 | 2026-06-18 10:40 | Resolved | 1 - Information | C | A | Credit | Credit | Missing subject rental income documentation | Resolved-Rent Receipt of Security Deposit & Xst month's rent was received. Actual Bank Statement deposit of it is not required. - Due Diligence Vendor-XX/XX/XXXX Counter-Per lender guideline requirements (page XX), a lease with a start data that falls within XX days of the closing date of the loan, with evidenced proof a security deposit verified by a bank deposit statement. Please provide required bank deposit statement. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded, proof of X months rental. - Seller-XX/XX/XXXX Open-Per lender guidelines, a lease with a start date (XX/XX/XXXX) within XX days of closing date (XX/XX/XXXX) requires proof of receipt of security deposit. Provide proof of receipt of $X,XXX.XX security deposit, per the lease agreement. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Uploaded, proof of X months rental. - Seller-XX/XX/XXXX |
Resolved-Rent Receipt of Security Deposit & Xst month's rent was received. Actual Bank Statement deposit of it is not required. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXX - XXX X XXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9516035 | N/A | N/A | |||
| XXXX | XXXX | 10316087 | Closed | 2026-05-29 01:31 | 2026-06-02 15:36 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Acknowledge, XXXXXX XXXXXXX are aware of the finding. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Acknowledge, XXXXXX XXXXXXX are aware of the finding. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 9441573 | Investor Post-Close | No | |||||
| XXXX | XXXX | 10315963 | Closed | 2026-06-25 11:41 | 2026-06-29 15:38 | Resolved | 1 - Information | C | A | Credit | Credit | Appraiser License Not Current at Time of Appraisal | Resolved-Screenshot of the license for Appraiser XXXX X XXXXX received. Valid since X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. The appraiser's has a valid license per the asc.gov - uploaded the active status and the URL - https://www.asc.gov/individual-appraiser-public/XXXXXX - Seller-XX/XX/XXXX Open-The appraiser license for the three appraisals received could not be validated with ASC website. The license was not contained in the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. The appraiser's has a valid license per the asc.gov - uploaded the active status and the URL - https://www.asc.gov/individual-appraiser-public/XXXXXX - Seller-XX/XX/XXXX |
Resolved-Screenshot of the license for Appraiser XXXX X XXXXX received. Valid since X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXX XXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9938397 | N/A | N/A | |||
| XXXX | XXXX | 10315963 | Closed | 2026-05-29 14:25 | 2026-06-08 08:10 | Resolved | 1 - Information | C | A | Property | Appraisal | Loan file does not contain additional valuation | Resolved-XXXX Appraisal for the property in question was received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX Open-Loan file does not contain additional valuation The file is missing a XXXX Exterior Appraisal / Field Review for 'XXXX XXXX.' The LTV is at or above XX%. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX |
Resolved-XXXX Appraisal for the property in question was received. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXX XX_XXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9457384 | N/A | N/A | |||
| XXXX | XXXX | CL2026031739 | 10263343 | Closed | 2026-05-27 04:31 | 2026-06-11 13:45 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX Resolved-Flood Certificate provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review- - Seller-XX/XX/XXXX Open-Missing Flood Certificate Provide Flood Certificate - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review- - Seller-XX/XX/XXXX |
Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX Resolved-Flood Certificate provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXXXXXXXXX XXX XXXX (XX).XXX | XXXX | Investment | Refinance | Cash Out - Other | 9388691 | N/A | N/A | ||
| XXXX | XXXX | CL2026031739 | 10263343 | Closed | 2026-05-27 04:31 | 2026-06-11 13:45 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review- - Seller-XX/XX/XXXX Ready for Review- - Seller-XX/XX/XXXX Open-Missing Hazard Insurance Policy Hazard Insurance Policy is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review- - Seller-XX/XX/XXXX Ready for Review- - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXX XXXXXXXXX & XXXXX XX XXXXXXX (XX).XXX XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX (X).XXX XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX (XX).XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9388692 | N/A | N/A | ||
| XXXX | XXXX | CL2026031739 | 10263343 | Closed | 2026-05-28 01:23 | 2026-06-11 13:30 | Resolved | 1 - Information | C | A | Credit | Credit | Corporation/LLC: Certificate of Good Standing Document is Missing | Resolved-Active status verified. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review- - Seller-XX/XX/XXXX Counter-Provide document from secretary of state showing business is currently Active and in good standing - Due Diligence Vendor-XX/XX/XXXX Ready for Review- - Seller-XX/XX/XXXX Open-entity good standing certificate Missing in the file - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review- - Seller-XX/XX/XXXX Ready for Review- - Seller-XX/XX/XXXX |
Resolved-Active status verified. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX XXXXXXXXX (X).XXX XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXXX XXXXXX XXXX XXXXXXXX XXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9414115 | N/A | N/A | ||
| XXXX | XXXX | CL2026031739 | 10263343 | Closed | 2026-05-27 04:02 | 2026-06-11 13:24 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review- - Seller-XX/XX/XXXX Open-Housing History Does Not Meet XXXXXXXXX Requirements Provide document to verify XX month housing Payment history for BX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review- - Seller-XX/XX/XXXX |
Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX |
XXXXX_XXXXXX-XXXXXXX_XX - XXXXXX.XXX | . | XXXX | Investment | Refinance | Cash Out - Other | 9388500 | N/A | N/A | |
| XXXX | XXXX | CL2026031739 | 10263343 | Closed | 2026-05-28 10:05 | 2026-06-11 13:16 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Calculation Undocumented | Resolved-DSCR Calculation provided and matched Audited DSCR. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review- - Seller-XX/XX/XXXX Counter-Document attached is a disbursement document. Please provide DSCR calculation - Due Diligence Vendor-XX/XX/XXXX Ready for Review- - Seller-XX/XX/XXXX Open-Provide DSCR calculation used to qualify - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review- - Seller-XX/XX/XXXX Ready for Review- - Seller-XX/XX/XXXX |
Resolved-DSCR Calculation provided and matched Audited DSCR. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXX.XXX XXXXX_XXXXXX-XXXXXXX_XXXX XXXXXXXXXXX XXXXXX XXXXXXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9421209 | N/A | N/A | ||
| XXXX | XXXX | CL2026031739 | 10263343 | Closed | 2026-05-27 04:20 | 2026-06-11 09:08 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document Missing | Resolved-Title update rec'd/resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review- - Seller-XX/XX/XXXX Counter-Provide title update/supplement with minimum coverage of $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review- - Seller-XX/XX/XXXX Open-Title Document is missing Provide Title Document for the subject property. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review- - Seller-XX/XX/XXXX Ready for Review- - Seller-XX/XX/XXXX |
Resolved-Title update rec'd/resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXX XXXXXXXXXX _ XXXXXX (XX).XXX XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXXXXXX - XXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9388626 | N/A | N/A | ||
| XXXX | XXXX | CL2026031739 | 10263343 | Closed | 2026-05-28 10:04 | 2026-05-29 09:12 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-rate lock rec'd - Due Diligence Vendor-XX/XX/XXXX Ready for Review- - Seller-XX/XX/XXXX Open-Provide rate lock - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review- - Seller-XX/XX/XXXX |
Resolved-rate lock rec'd - Due Diligence Vendor-XX/XX/XXXX |
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXX XXXXXXXXX (XX).XXX | XXXX | Investment | Refinance | Cash Out - Other | 9421192 | N/A | N/A | ||
| XXXX | XXXX | CL2026031739 | 10263343 | Closed | 2026-05-27 02:54 | 2026-05-29 02:38 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Third Party Market Rent Source (IE. 1007, 1025, etc.) | Resolved-XXXX rent schedule provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review- - Seller-XX/XX/XXXX Open-Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a XXXX, XXXX, etc. Third party market rent estimate is missing, provide a document establishing third party market rent source such as a XXXX or XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review- - Seller-XX/XX/XXXX |
Resolved-XXXX rent schedule provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX (XX).XXX | XXXX | Investment | Refinance | Cash Out - Other | 9387990 | N/A | N/A | ||
| XXXX | XXXX | CL2026031739 | 10263343 | Closed | 2026-05-27 04:28 | 2026-05-29 02:22 | Resolved | 1 - Information | D | A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review- - Seller-XX/XX/XXXX Open-Appraisal is Missing Appraisal document is Missing - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review- - Seller-XX/XX/XXXX |
Resolved-Appraisal provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX (XX).XXX | XXXX | Investment | Refinance | Cash Out - Other | 9388676 | N/A | N/A | ||
| XXXX | XXXX | CL2026031739 | 10263343 | Closed | 2026-05-27 06:04 | 2026-05-29 02:22 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third party fraud report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review- - Seller-XX/XX/XXXX Open-Missing Third Party Fraud Report Provide Xrd party Fraud Report - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review- - Seller-XX/XX/XXXX |
Resolved-Third party fraud report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXX (XX).XXX | XXXX | Investment | Refinance | Cash Out - Other | 9391130 | N/A | N/A | ||
| XXXX | XXXX | CL2026031739 | 10263343 | Closed | 2026-05-27 04:28 | 2026-05-29 02:20 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Fannie SSR provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-FNMA SSR CU SCORE X.X NO CDA NEEDED - Seller-XX/XX/XXXX Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary Valuation or Additional Valuation document is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-FNMA SSR CU SCORE X.X NO CDA NEEDED - Seller-XX/XX/XXXX |
Resolved-Fannie SSR provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXX_XXXXXX-XXXXXXX_XXXX XXXXXXXXX X (XX).XXX | XXXX | Investment | Refinance | Cash Out - Other | 9388675 | N/A | N/A | ||
| XXXX | XXXX | 10315468 | Closed | 2026-05-28 08:51 | 2026-06-04 22:03 | Resolved | 1 - Information | C | A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-OFAC Sanctions list uploaded, OFAC Check Completed and Cleared, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. OFAC - Seller-XX/XX/XXXX Open-OFAC Check Not Completed and/or Cleared Provide evidence of completed OFAC check and clearance for all interested parties - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. OFAC - Seller-XX/XX/XXXX |
Resolved-OFAC Sanctions list uploaded, OFAC Check Completed and Cleared, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX |
XXXX - XXXXX XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9419746 | N/A | N/A | |||
| XXXX | XXXX | 10315468 | Closed | 2026-05-28 09:36 | 2026-06-04 22:02 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a X High alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX |
Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9420564 | N/A | N/A | |||
| XXXX | XXXX | 10315435 | Closed | 2026-05-28 02:02 | 2026-06-05 02:14 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX a clear fraud report is required. The fraud report in file pg#XXX is showing a High alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX |
Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | XXXX | Primary Residence | Purchase | NA | 9414540 | N/A | N/A | |||
| XXXX | XXXX | 10315441 | Closed | 2026-05-29 07:47 | 2026-06-25 13:42 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Verification X/XXXX paid X/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Attached is evidence of January payment being made. - Seller-XX/XX/XXXX Counter-A payment was made XX/XX/XXXX and then the next payment is not made until X/XX/XXXX which would conclude that every payment made afterwards was late - Require verification that X/XX/XXXX payment for April payment and not March payment as payment history provided does not reflect the X/XXXX payment was made - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Updated notes from the UW. Also, XX/XXXX and X/XXXX is over the XX month housing history. We only review the most recent XX month housing history - Seller-XX/XX/XXXX Counter-Payments from XX/XX/XXXX - X/XX/XXXX is paid to XXX & XXXX by XXXXX LLC, whereas prior payments were paid to XXXXXX XXXXXXX XXXXX (name on the lease) - Also, no payment document for X/XXXX. A payment was made XX/XX/XXXX and then the next payment is not made until X/XX/XXXX which would conclude that every payment made afterwards was late - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. VOR - Seller-XX/XX/XXXX Counter-Provide lease mentioned in LOE from Borrower - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Proof of rents for housing history - Seller-XX/XX/XXXX Open-Housing History Does Not Meet Guideline Requirements Per the guideline Version XX/XX/XXXX on page#XX, the borrower is required to have a XX months housing history. Primary Mortgage or Rent Months updated as X due Borrower rents the primary residence for $X,XXX at " XXXX XXXXXXXXX XOUTH XXXXX XXXXX XXXXX APT XXXX " but there is no XX months rent history and there is no VOR available in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Attached is evidence of January payment being made. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Updated notes from the UW. Also, XX/XXXX and X/XXXX is over the XX month housing history. We only review the most recent XX month housing history - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. VOR - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Proof of rents for housing history - Seller-XX/XX/XXXX |
Resolved-Verification X/XXXX paid X/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XX XXXXX.XXX XXXXXXXXXXXX XX XXXXXXXX XX XXXX.XXX XXXXXX.XXX XXXXXXX XX XXXXX.XXX XXXXXXX XXXXXXX.XXX |
XXXX | Primary Residence | Purchase | NA | 9447336 | N/A | N/A | |||
| XXXX | XXXX | 10315441 | Closed | 2026-05-29 07:31 | 2026-06-08 04:17 | Resolved | 1 - Information | C | A | Credit | Income/Employment | Borrower 1 Business Tax Returns Less Than 24 Months Provided | Resolved-Tax return extension form provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Here is the extension and P&Ls for the business - Seller-XX/XX/XXXX Open-Borrower X Business Tax Returns Less Than XX Months Provided - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Here is the extension and P&Ls for the business - Seller-XX/XX/XXXX |
Resolved-Tax return extension form provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXXX - XXXXXXXXX.XXX X&X.XXX |
XXXX | Primary Residence | Purchase | NA | 9447086 | N/A | N/A | |||
| XXXX | XXXX | 10315441 | Closed | 2026-05-29 08:36 | 2026-06-08 04:16 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a High alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX |
Resolved-Fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | XXXX | Primary Residence | Purchase | NA | 9448140 | N/A | N/A | |||
| XXXX | XXXX | 10317313 | Closed | 2026-06-02 06:21 | 2026-06-10 09:19 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Resolved-Fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts The fraud report in file (page # XXX) is showing X high uncleared alerts. The required clear fraud report is missing from file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Resolved-Fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXX.XXX | XXXX | Investment | Purchase | NA | 9497926 | N/A | N/A | |||
| XXXX | XXXX | 10317313 | Closed | 2026-06-02 08:04 | 2026-06-09 02:54 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Bank Statement Summary / Lender Worksheet Missing | Resolved-Requested lender calculated DSCR calculation sheet provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. DSCR Calc - Seller-XX/XX/XXXX Open-Provide DSCR lender worksheet as it is missing in the file - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. DSCR Calc - Seller-XX/XX/XXXX |
Resolved-Requested lender calculated DSCR calculation sheet provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXXXX.XXX | XXXX | Investment | Purchase | NA | 9500159 | N/A | N/A | |||
| XXXX | XXXX | 10329461 | Closed | 2026-06-08 03:21 | 2026-06-23 08:52 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Settlement statement was provided and the cash out covers the reserve requirements. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded statement of sale that shows cash to borrower with sufficient liquidity. Final HUD not available since this is a XXXX state loan. - Seller-XX/XX/XXXX Counter-Not able to use the closing statement that was provided to show cash to borrower, therefore not able to verify the amount of assets. Finding has been countered for the final signed Alta or HUD statement at closing. Once that is obtained the assets will be revisited. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-This is a cashout deal with around $XXk cash to borrower. Please clear this exception. - Seller-XX/XX/XXXX Open-Total eligible assets of $X,XXX.XX.Per GL, the loan requires X months of reserves totaling $X,XXX.XX.Provide additional asset documentation to meet minimum reserve requirement of X months - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Uploaded statement of sale that shows cash to borrower with sufficient liquidity. Final HUD not available since this is a XXXX state loan. - Seller-XX/XX/XXXX Ready for Review-This is a cashout deal with around $XXk cash to borrower. Please clear this exception. - Seller-XX/XX/XXXX |
Resolved-Settlement statement was provided and the cash out covers the reserve requirements. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXX-XXXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 9598019 | N/A | N/A | |||
| XXXX | XXXX | 10329461 | Closed | 2026-06-08 02:30 | 2026-06-23 08:48 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final HUD wil not be available for XXXX state loans. Uploaded signed statement of sale with all information. - Seller-XX/XX/XXXX Counter-This is not the settlement statement. Pertinent information is missing from this document. Please provide the Alta or HUD statement that was signed and dated at closing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. HUD uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Settlement statement is Missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final HUD wil not be available for XXXX state loans. Uploaded signed statement of sale with all information. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. HUD uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXX-XXXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 9597641 | N/A | N/A | |||
| XXXX | XXXX | 10329461 | Closed | 2026-06-08 03:17 | 2026-06-11 23:51 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Requested tax cert with updated taxes of $X,XXX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Tax value was sourced from public records for a conservative DSCR. Source uploaded. Agreed to the DSCR difference, post it as a data discrepancy to MS. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Tax amount in page #XXX is $XXX.XX. This is lesser than what the lender used in the approval. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Tax value was sourced from public records for a conservative DSCR. Source uploaded. Agreed to the DSCR difference, post it as a data discrepancy to MS. - Seller-XX/XX/XXXX |
Resolved-Requested tax cert with updated taxes of $X,XXX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX - XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9598002 | N/A | N/A | |||
| XXXX | XXXX | 10329462 | Closed | 2026-06-08 05:48 | 2026-06-15 09:27 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Hud recd - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. HUD from another cashout deal of the same borrower and entity uploaded. Cash to borrower amount covers the required shortfall. - Seller-XX/XX/XXXX Open-Verified assets include $XX,XXX.XX in checking and $XXXXX.XX in HUD reserves, for total eligible assets of $XX,XXX.XX. Per GL, the loan requires X months of reserves totaling $XX,XXX.XX and cash required from borrower at close is $XXXXX.XX . Provide additional asset documentation to meet minimum reserve requirement of X months. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. HUD from another cashout deal of the same borrower and entity uploaded. Cash to borrower amount covers the required shortfall. - Seller-XX/XX/XXXX |
Resolved-Hud recd - Due Diligence Vendor-XX/XX/XXXX |
XXX (X).XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9600086 | N/A | N/A | |||
| XXXX | XXXX | 10329463 | Closed | 2026-06-08 06:59 | 2026-07-09 11:45 | Resolved | 1 - Information | C | A | Property | Appraisal | Review Product 1 Valuation is Expired | Resolved-Review Product X Valuation is Expired (Review Product X Valuation Date is greater than XXX days from the Note Date of XX-XX-XXXX. Days Difference is XXX) Updated valuation provided with no variance for secondary valuation requirement. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. New Desk Review document uploaded. - Seller-XX/XX/XXXX Counter-The Desk Review by XXXX is expired. Updated secondary is missing due to expiration. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Appraisal recertification uploaded. - Seller-XX/XX/XXXX Open-Review Product X Valuation is Expired (Review Product X Valuation Date is greater than XXX days from the Note Date of XX-XX-XXXX. Days Difference is XXX) Review product is expired - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. New Desk Review document uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Appraisal recertification uploaded. - Seller-XX/XX/XXXX |
Resolved-Review Product X Valuation is Expired (Review Product X Valuation Date is greater than XXX days from the Note Date of XX-XX-XXXX. Days Difference is XXX) Updated valuation provided with no variance for secondary valuation requirement. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXXXX XXXXXX (X).XXX XXX XXXX XX XXXXXXXX XXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9601090 | N/A | N/A | |||
| XXXX | XXXX | 10329463 | Closed | 2026-06-09 08:43 | 2026-06-17 08:17 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Revised Final HUD with matching date uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. HUD is dated X/XX/XXXX and NOTE date is X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Revised Final HUD with matching date uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 9627102 | N/A | N/A | |||
| XXXX | XXXX | 10329473 | Closed | 2026-06-05 10:26 | 2026-06-09 13:19 | Resolved | 1 - Information | D | A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal was provided. Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Appraisal document uploaded. - Seller-XX/XX/XXXX Open-Appraisal is Missing - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Appraisal document uploaded. - Seller-XX/XX/XXXX |
Resolved-Appraisal was provided. Finding Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXX.XXXXXXXXX.XXXX X XXXXXXXXX XXX.XXX | XXXX | Investment | Purchase | NA | 9579119 | N/A | N/A | |||
| XXXX | XXXX | 10329473 | Closed | 2026-06-05 02:33 | 2026-06-09 00:02 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Requested credit report for BX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Missing. Credit report is missing in loan file. Credit report within docs dated XX/XX/XXXX states frozen. Tape data reflects credit score of XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested credit report for BX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXX.XXX | XXXX | Investment | Purchase | NA | 9572466 | N/A | N/A | |||
| XXXX | XXXX | 10329474 | Closed | 2026-06-05 03:52 | 2026-06-09 00:02 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Requested credit report for BX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report uploaded. - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Missing. Credit report is missing in loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested credit report for BX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXX.XXX | XXXX | Investment | Purchase | NA | 9573029 | N/A | N/A | |||
| XXXX | XXXX | 10329475 | Closed | 2026-06-09 11:04 | 2026-06-10 12:13 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Background report for the borrower uploaded. - Seller-XX/XX/XXXX Open-Missing Third Party Fraud Report - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Background report for the borrower uploaded. - Seller-XX/XX/XXXX |
Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX.XXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9629524 | N/A | N/A | |||
| XXXX | XXXX | 10329475 | Closed | 2026-06-08 02:26 | 2026-06-10 12:12 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final Binder uploaded. - Seller-XX/XX/XXXX Open-Missing Hazard Insurance Policy document is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final Binder uploaded. - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9597630 | N/A | N/A | |||
| XXXX | XXXX | 10329478 | Closed | 2026-06-05 12:00 | 2026-06-17 07:42 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Provided policy that reflects actual loss sustained XX months for rental loss. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Hazard policy does not reflect rent loss coverage. Per Roc guidelines, rent loss coverage is required for XX months or actual loss sustained. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Provided policy that reflects actual loss sustained XX months for rental loss. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX - XXXX XXXXXXXX.XXX | XXXX | Investment | Purchase | NA | 9583236 | N/A | N/A | |||
| XXXX | XXXX | 10329478 | Closed | 2026-06-05 00:49 | 2026-06-10 07:34 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Post closing desk review was provided. Finding Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. CDA uploaded, Second appraisal not required for purchase loans. Please clear this exception. - Seller-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations Second appraisal is missing in loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. CDA uploaded, Second appraisal not required for purchase loans. Please clear this exception. - Seller-XX/XX/XXXX |
Resolved-Post closing desk review was provided. Finding Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXX XXXXXX (XXX) XX XXXXXXXXXX XXXXXXX XXXXXXXX (XXX).XXX | XXXX | Investment | Purchase | NA | 9571696 | N/A | N/A | |||
| XXXX | XXXX | 10329507 | Closed | 2026-06-11 08:12 | 2026-07-07 10:03 | Resolved | 1 - Information | C | A | Property | Appraisal | Loan file does not contain additional valuation | Resolved-Secondary valuation provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX Open-Loan file does not contain additional valuation Loan is a Cash Out Transaction with an LTV of XX%. The file is missing a XXXX / Field Review valuation. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX |
Resolved-Secondary valuation provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXX.XXXX XXXXXX XXXX XXXX .XXX XXXXXXXXX XXXXXXXXX.XXXX XXXXXX XXXX XXXX (X).XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9684018 | N/A | N/A | |||
| XXXX | XXXX | 10329510 | Closed | 2026-06-09 00:13 | 2026-06-12 00:44 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Requested additional assets provided to support the reserves requirement of X months, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Statements for additional liquidity uploaded. - Seller-XX/XX/XXXX Open-Verified assets include $X,XXX.XX in checking and $X,XXX.XX in HUD reserves, for total eligible assets of $XX,XXX.XX. Per GL, the loan requires X months of reserves totaling $XX,XXX.XX and cash required from borrower at close is $X,XXX.XX. Provide additional asset documentation to meet minimum reserve requirement of X months. Total reserve amount shortage $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Statements for additional liquidity uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested additional assets provided to support the reserves requirement of X months, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXX XXX XXXXXXXXX.XXX XXXXX XXXXX XXXXX XXXXXXXXX.XXX XXX XXXXX.XXX XXX XXXX XXXXXXXXX .XXX XXX XXXXXX XXXXXXXX XXXXXXX.XXX XXXXX XXXXX XXXXX XXXXXXXXX.XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9619932 | N/A | N/A | |||
| XXXX | XXXX | 10329513 | Closed | 2026-06-08 03:41 | 2026-06-11 08:24 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Taxes: Actual: $X,XXX.XX; ((XXXXX(Gross Assessed Value) × X.XXXX%)+XXX.XX(Storm water & solid waste)) - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Tax amount per tax cert on page #XXX is $XXX.XX ( or $X,XXX.XX annually). However final settlement statement shows monthly taxes as $XXX.XX ( $XXX.XX / X months). provide proof of document validating this $XXX.XX tax amount. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Taxes: Actual: $X,XXX.XX; ((XXXXX(Gross Assessed Value) × X.XXXX%)+XXX.XX(Storm water & solid waste)) - Seller-XX/XX/XXXX |
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 9598120 | N/A | N/A | ||||
| XXXX | XXXX | 10329519 | Closed | 2026-06-10 10:29 | 2026-06-12 08:06 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Operating agreement was provided. Finding is resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Entity documents uploaded. - Seller-XX/XX/XXXX Open-Entity Formation Doc Indicator is Missing. Missing the operating agreement. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Entity documents uploaded. - Seller-XX/XX/XXXX |
Resolved-Operating agreement was provided. Finding is resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXXXX XXX XX XX XXXXXXXXX.XXX XXXXXXXXX XXXXXXXXX.XXX XXXXXX XXXXXXXXX.XXX XXXXXXXXX XXXXXXXXX_XXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9654736 | N/A | N/A | |||
| XXXX | XXXX | 10329522 | Closed | 2026-06-10 12:18 | 2026-07-06 09:52 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-The operating agreement for XXX XXXXXXXXXX XXX was provided. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX Open-Entity Formation Doc Indicator is Missing. Missing the operating agreement for XXX XXXXXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Operating agreement uploaded - Seller-XX/XX/XXXX |
Ready for Review-Document Uploaded. Operating agreement uploaded - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-The operating agreement for XXX XXXXXXXXXX XXX was provided. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9658836 | N/A | N/A | |||
| XXXX | XXXX | 10329527 | Closed | 2026-06-05 23:12 | 2026-07-07 14:15 | Resolved | 1 - Information | C | A | Credit | Credit | Assets not properly documented/insufficient | Resolved-Additional bank/asset statements provided covering a X-month period. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Additional bank statements uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Additional bank statements uploaded. - Seller-XX/XX/XXXX Counter-Per lender guidelines, all required funds must be evidenced by a minimum of Two (X) consecutive months of statements from US financial institutions. Bank Statements and Statement of Investment Accounts with all pages, may be used to provide proof of Liquid Assets. Provide statements with borrower’s full name and all pages for Certificate of Deposit acct #XX-X. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Additional statements uploaded for liquidity. - Seller-XX/XX/XXXX Open-The borrower is required to maintain three (X) months of reserves totaling $X,XXX.XX. Verified assets reflect a shortfall of $X.XX. In addition, there is a shortfall of $XX,XXX.XX cash to close funds for a total shortfall of $XX,XXX.XX. Only bank statements reflecting an ending balance of $XXX.XX in total liquid assets available for close are evidenced in the file. Additional documentation or assets will be required to fully satisfy the post close liquid funds deficiency. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Additional bank statements uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Additional bank statements uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Additional statements uploaded for liquidity. - Seller-XX/XX/XXXX |
Resolved-Additional bank/asset statements provided covering a X-month period. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XX XXXXXXXX XXXXX.XXX XX XXXXXXXX XXXXX.XXX XXXXX XXXXXXXXX - XXXX.XXX XXXXXXXX XXXXXXX _ XXXXXXXXXXX XX XXXXXXX.XXX XXXXXXXX - XXXX XX XXXXXXX.XXX XXXXX XXXXXXXXX - XXXX.XXX XX XXXXXXXX XXXXX (X) (X).XXX XX XXXXXXXX XXXXX (X) (X).XXX XXXXXXXX XXXXXXX _ XXXXXXXXXXX XX XXXXXXX (X) (X).XXX XXXXX XX XXXX XXXXXXXXX.XXX XX XXXXXXXX XXXXX (X) (X).XXX XX XXXXXXXX XXXXX (X) (X).XXX XXXXXXXX XXXXXXX _ XXXXXXXXXXX XX XXXXXXX (X) (X).XXX XXXXX XX XXXX XXXXXXXXX.XXX |
XXXX | Investment | Purchase | NA | 9595207 | N/A | N/A | |||
| XXXX | XXXX | 10329527 | Closed | 2026-06-18 12:15 | 2026-06-25 10:02 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Calculation Undocumented | Resolved-Originator qualified rent calculation provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Qualified rent calculation uploaded. - Seller-XX/XX/XXXX Open-DSCR calculation discrepancy. Originator DSCR: X.XXX (Rent $X,XXX/PITI $X,XXX.XX). Audited DSCR: X.XXX (Rent $X,XXX/PITI $X,XXX.XX. Provide evidence of Gross Rent amount total used for DSCR calculation. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Qualified rent calculation uploaded. - Seller-XX/XX/XXXX |
Resolved-Originator qualified rent calculation provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX - XXXXXXXXX XXXX.XXX | XXXX | Investment | Purchase | NA | 9822285 | N/A | N/A | |||
| XXXX | XXXX | 10329527 | Closed | 2026-06-05 01:39 | 2026-06-09 00:07 | Resolved | 1 - Information | C | A | Credit | Credit | Missing purchase contract and/or addendums. | Resolved-Requested purchase contract addendum with sales price of $XXX,XXX which is matching with settlement statement provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Amendment document for purchase price uploaded. - Seller-XX/XX/XXXX Open-As per final Settlement statement sales price is $XXXXXX, Whereas purchase agreement shows Sales price as $XXXXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Amendment document for purchase price uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested purchase contract addendum with sales price of $XXX,XXX which is matching with settlement statement provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXX XXXXXXX XXXXXX XX (X).XXX | XXXX | Investment | Purchase | NA | 9571994 | N/A | N/A | |||
| XXXX | XXXX | 10329535 | Closed | 2026-06-09 02:13 | 2026-06-16 17:09 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. This file has two insurance files Property and GL insuance with a premium $X,XXX.XX and Flood insurance for a premium of $X,XXX for a total amount of $X,XXX.XX annual premium. I am quite sure what is not matching as there is no proper detail. See attached the two invoices received and make sure to review all insurance files Property, Liablity and Flood insurance. - Seller-XX/XX/XXXX Open-Hazard Insurance Policy Partially Provided Hazard Insurance Policy Partially Premium amount is not matching - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. This file has two insurance files Property and GL insuance with a premium $X,XXX.XX and Flood insurance for a premium of $X,XXX for a total amount of $X,XXX.XX annual premium. I am quite sure what is not matching as there is no proper detail. See attached the two invoices received and make sure to review all insurance files Property, Liablity and Flood insurance. - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX (X).XXX XXXX XXXXXXXX XXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9620569 | N/A | N/A | |||
| XXXX | XXXX | 10329535 | Closed | 2026-06-09 01:11 | 2026-06-15 16:44 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Update system with ID affidavit. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower is a XX citizen and this has been verified by the closing attorney at closing. Citizenship affidavit uploaded. - Seller-XX/XX/XXXX Open-Borrower X Citizenship Documentation Is Missing - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Borrower is a XX citizen and this has been verified by the closing attorney at closing. Citizenship affidavit uploaded. - Seller-XX/XX/XXXX |
Resolved-Update system with ID affidavit. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 9620147 | N/A | N/A | |||
| XXXX | XXXX | 10329535 | Closed | 2026-06-09 02:37 | 2026-06-15 16:42 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Photo ID uploaded. - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Borrower X Photo Identification Missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Photo ID uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX |
XX.XXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9620878 | N/A | N/A | |||
| XXXX | XXXX | 10329535 | Closed | 2026-06-09 02:37 | 2026-06-15 16:42 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Photo Identification Type Missing | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Photo ID uploaded. - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Borrower X Photo Identification Missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Photo ID uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX |
XX.XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9620879 | N/A | N/A | |||
| XXXX | XXXX | 10329535 | Closed | 2026-06-09 01:11 | 2026-06-11 10:08 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Citizenship Documentation Not Provided | Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document not mandatory for non gaurantor XXXX XXXXX. Please clear this exception. - Seller-XX/XX/XXXX Open-Borrower X Citizenship Documentation Is Missing - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document not mandatory for non gaurantor XXXX XXXXX. Please clear this exception. - Seller-XX/XX/XXXX |
Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 9620148 | N/A | N/A | ||||
| XXXX | XXXX | 10329540 | Closed | 2026-06-11 08:02 | 2026-07-16 09:57 | Resolved | 1 - Information | C | A | Compliance | Disclosure | Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect | Resolved-Revised HUD has been provided to reflect yes for a prepayment penalty. Finding is resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Revised HUD uploaded. - Seller-XX/XX/XXXX Counter-The HUD document should reflect that there is a prepayment penalty. Auditor is aware of the prepayment penalty on the note, but it is reflected no on the HUD. Please update. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Please refer to Note document for Prepayment penalty. - Seller-XX/XX/XXXX Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. Per the note there is a prepayment penalty. The HUD is reflected no to the question of a prepayment penalty and there is no maximum prepayment penalty reflected. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Revised HUD uploaded. - Seller-XX/XX/XXXX Ready for Review-Please refer to Note document for Prepayment penalty. - Seller-XX/XX/XXXX |
Resolved-Revised HUD has been provided to reflect yes for a prepayment penalty. Finding is resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX, XXX - XXX - XXXX X XXXXXXXX XX XXXX XXX-XXXXXXX XXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9683848 | N/A | N/A | |||
| XXXX | XXXX | 10329550 | Closed | 2026-06-11 11:39 | 2026-06-17 09:17 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX Resolved-Operating agreement provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Operating Agreement for X&X XXXXXXXXXX XXXXX LLC uploaded. - Seller-XX/XX/XXXX Open-XXXX #XXXX is in the business name X&X XXXXXXXXXX XXXXX LLC. Provide operating agreement showing our borrowers have access to these funds. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Operating Agreement for X&X XXXXXXXXXX XXXXX LLC uploaded. - Seller-XX/XX/XXXX |
Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX Resolved-Operating agreement provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXX & XXXXXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9691212 | N/A | N/A | |||
| XXXX | XXXX | 10329553 | Closed | 2026-06-05 03:48 | 2026-06-09 09:36 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Tax cert uploaded. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax. Please provide. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Tax cert uploaded. - Seller-XX/XX/XXXX |
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXX.XXX | XXXX | Investment | Purchase | NA | 9573004 | N/A | N/A | |||
| XXXX | XXXX | 10329555 | Closed | 2026-06-18 08:59 | 2026-06-30 08:18 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Final Combined Closing Statement provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final Settlement statement uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Settlement Statement in file is title as Estimated. The closing date reflects XX/XX/XXXX, the Disbursement Date is blank but the prepaid interest charges reflect XX/XX/XXXX to XX/XX/XXXX. Final Settlement Statement is Missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final Settlement statement uploaded. - Seller-XX/XX/XXXX |
Resolved-Final Combined Closing Statement provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXXXXXXX-X (X).XXX | XXXX | Investment | Purchase | NA | 9815973 | N/A | N/A | |||
| XXXX | XXXX | 10329555 | Closed | 2026-06-11 22:44 | 2026-06-25 10:14 | Resolved | 1 - Information | C | A | Credit | Credit | Escrow information insufficient or has discrepancy | Resolved-Clarification provided for premium amount for two policy coverages (under the same policy number) provided for the quadruplex in two buildings. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. The insurance total amount is $X,XXX.XX This is a quadruplex but two buildings. Its two coverage insuring the entire colleteral building X & X. Each building total insurance premium is $X,XXX.XX x X = $X,XXX.XX total annual premium. - Seller-XX/XX/XXXX Counter-Per the Buyer(s) Estimate Closing Statement, the buyer was charged $X,XXX.XX for their insurance premium. Please provide the invoice for the hazard insurance that matches this amount. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-The insurance premium annually $X,XXX.XX which is the total amount annual provided by agent. - Seller-XX/XX/XXXX Open-Hazard Insurance policy on page #XXX is $XXX.XX (or $X,XXX.XX annually). However, Buyer(s) Estimate Closing Statement shows monthly insurance as $XXX.XX ($X,XXX.XX / X months). Provide proof of insurance premium validating this additional $XXX.XX ($X,XXX.XX annually) insurance amount. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. The insurance total amount is $X,XXX.XX This is a quadruplex but two buildings. Its two coverage insuring the entire colleteral building X & X. Each building total insurance premium is $X,XXX.XX x X = $X,XXX.XX total annual premium. - Seller-XX/XX/XXXX Ready for Review-The insurance premium annually $X,XXX.XX which is the total amount annual provided by agent. - Seller-XX/XX/XXXX |
Resolved-Clarification provided for premium amount for two policy coverages (under the same policy number) provided for the quadruplex in two buildings. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXX (XX).XXX XXXXXXXXX XXXXXX (X) (X).XXX |
XXXX | Investment | Purchase | NA | 9707183 | N/A | N/A | |||
| XXXX | XXXX | 10329555 | Closed | 2026-06-11 22:43 | 2026-06-15 10:07 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity EIN Number Missing | Resolved-IRS LTR XXXC provided to verify EIN. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. EIN uploaded. - Seller-XX/XX/XXXX Open-Provide IRS-issued EIN verification for XXXth XXXX W-X alone is insufficient to confirm EIN. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. EIN uploaded. - Seller-XX/XX/XXXX |
Resolved-IRS LTR XXXC provided to verify EIN. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXX (X).XXX | XXXX | Investment | Purchase | NA | 9707179 | N/A | N/A | |||
| XXXX | XXXX | 10329559 | Closed | 2026-06-11 14:58 | 2026-07-15 09:08 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Section 8 HAP Contract | Resolved-Section X Disclosure for Unit #X provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded the section X lease - Seller-XX/XX/XXXX Open- Section X Disclosure in File should be yes when Section X doc is present Provide the missing Section X Disclosure for Unit #X. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Uploaded the section X lease - Seller-XX/XX/XXXX |
Resolved-Section X Disclosure for Unit #X provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX-XXXXXX (X).XXX XXXX-XXXXXX (X).XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9699724 | N/A | N/A | |||
| XXXX | XXXX | 10329559 | Closed | 2026-06-11 14:56 | 2026-07-15 08:58 | Resolved | 1 - Information | C | A | Credit | Credit | Missing subject rental income documentation | Resolved-Explanation from lender provided considering that unit X as vacant, used XX% of the market rent as it is allowed to have XX% occupancy rate. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Consider the unit X as vacant, please use XX% of the market rent as it is allowed to have XX% occupancy rate, post the DSCR difference as a data discrepancy. - Seller-XX/XX/XXXX Counter-Provide documented proof of rent collection for Unit X. (Unit X rent collection already evidenced in file). - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Proof of rent receipt uploaded. - Seller-XX/XX/XXXX Open-Per Lender Guidelines (page XX), provide documented proof of rent collection for Unit X. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Consider the unit X as vacant, please use XX% of the market rent as it is allowed to have XX% occupancy rate, post the DSCR difference as a data discrepancy. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Proof of rent receipt uploaded. - Seller-XX/XX/XXXX |
Resolved-Explanation from lender provided considering that unit X as vacant, used XX% of the market rent as it is allowed to have XX% occupancy rate. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX-XXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9699643 | N/A | N/A | |||
| XXXX | XXXX | 10329564 | Closed | 2026-06-09 06:25 | 2026-06-15 00:19 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Requested hazard Insurance Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final Binder uploaded. - Seller-XX/XX/XXXX Open-Missing Hazard Insurance Policy Hazard Insurance Policy Provided in PG# XXX is Not matching with subject Property address , Missing Hazard Insurance Policy -Please Update Hazard Insurance - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final Binder uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested hazard Insurance Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 9624222 | N/A | N/A | |||
| XXXX | XXXX | 10329566 | Closed | 2026-06-08 13:39 | 2026-06-09 08:18 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-DL was provided clearly showing photo. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. DL uploaded. - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. The identification in the file does not clearly reflect the borrowers picture. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. DL uploaded. - Seller-XX/XX/XXXX |
Resolved-DL was provided clearly showing photo. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXXX.XXX | XXXX | Investment | Purchase | NA | 9611357 | N/A | N/A | |||
| XXXX | XXXX | 10329570 | Closed | 2026-06-08 14:32 | 2026-06-09 09:49 | Resolved | 1 - Information | C | A | Credit | Credit | Assets not properly documented/insufficient | Resolved-Additional assets provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Statements for additinonal liquidity uploaded. - Seller-XX/XX/XXXX Open-Can only use XX% of IRA account. Short reserves. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Statements for additinonal liquidity uploaded. - Seller-XX/XX/XXXX |
Resolved-Additional assets provided. - Due Diligence Vendor-XX/XX/XXXX |
XXX-XXX XXXXXXXXX - XXX#XXXX.XXX XXXXX XXXXXXXXX - XXX#XXXX.XXX XXXXX XXXXXXXXX - XXX#XXXX.XXX XXXXX XXXXXXXXX - XXX#XXXX.XXX |
XXXX | Investment | Purchase | NA | 9613104 | N/A | N/A | |||
| XXXX | XXXX | 10329572 | Closed | 2026-06-11 19:36 | 2026-06-15 10:47 | Resolved | 1 - Information | C | A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX Resolved-Uploaded OFAC Check Completed. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Ofac check for entity uploaded. - Seller-XX/XX/XXXX Open-OFAC Check Not Completed and/or Cleared Missing OFAC check. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Ofac check for entity uploaded. - Seller-XX/XX/XXXX |
Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX Resolved-Uploaded OFAC Check Completed. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXX.XXX | XXXX | Investment | Purchase | NA | 9705957 | N/A | N/A | |||
| XXXX | XXXX | 10329575 | Closed | 2026-06-09 06:05 | 2026-07-06 02:17 | Resolved | 1 - Information | C | A | Property | Appraisal | Property/Appraisal General | Resolved-Requested updated appraisal with neighborhood growth selection provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Revised appraisal uploaded. - Seller-XX/XX/XXXX Open-Neighborhood Growth is not updated in provided Appraisal. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Revised appraisal uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested updated appraisal with neighborhood growth selection provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXX-XXXXXX_XXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9624085 | N/A | N/A | |||
| XXXX | XXXX | 10329576 | Closed | 2026-06-09 02:56 | 2026-06-16 12:52 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Requested Photo Identification(DL) Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Photo Id uploaded. - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Borrower X Photo Identification Missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Photo Id uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Photo Identification(DL) Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX |
XX.XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9621454 | N/A | N/A | |||
| XXXX | XXXX | 10329576 | Closed | 2026-06-11 17:53 | 2026-06-16 12:45 | Resolved | 1 - Information | C | A | Credit | Doc Issue | HUD/Closing Statement not signed by Borrower or Title Agent | Resolved-Lender verified the funding statement is the final version of HUD for XXXX loans. Disbursement date is the same as closing date for XXXX loans. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Funding statement is the final version of HUD for XXXX loans. Disbursment date is the same as closing date for XXXX loans. Please clear this exception. - Seller-XX/XX/XXXX Open-Unable to determine final Settlement Statement as Disbursement Date is not disclosed. Provide Final Settlement Statement used for the loan transaction. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Funding statement is the final version of HUD for XXXX loans. Disbursment date is the same as closing date for XXXX loans. Please clear this exception. - Seller-XX/XX/XXXX |
Resolved-Lender verified the funding statement is the final version of HUD for XXXX loans. Disbursement date is the same as closing date for XXXX loans. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXX XXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9704095 | N/A | N/A | |||
| XXXX | XXXX | 10329576 | Closed | 2026-06-11 17:53 | 2026-06-15 10:51 | Resolved | 1 - Information | C | A | Credit | Credit | Missing subject rental income documentation | Resolved-Copy of deposited check for security deposit provided from bank statement. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Proof of rent receipt for $XXXX uploaded. - Seller-XX/XX/XXXX Open-Per the lender guidelines on page XX, a lease with a start date (XX/XX/XXXX) within XX days of closing date (XX/XX/XXXX) requires proof of receipt of the $X,XXX security deposit verified by a bank deposit statement. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Proof of rent receipt for $XXXX uploaded. - Seller-XX/XX/XXXX |
Resolved-Copy of deposited check for security deposit provided from bank statement. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX--X-X--XXXXXXXXXXXXX-XXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 9704096 | N/A | N/A | |||
| XXXX | XXXX | 10329576 | Closed | 2026-06-11 18:08 | 2026-06-15 10:47 | Resolved | 1 - Information | C | A | Credit | Credit | Certificate of Corp./LLC Formation or Articles of Organization not in file | Resolved-Articles of Formation for LLC provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Articles of Organization for XX XXXXXX XX XXX uploaded. - Seller-XX/XX/XXXX Open-The Articles of Organization for XX XXXXXX XX XXX are missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Articles of Organization for XX XXXXXX XX XXX uploaded. - Seller-XX/XX/XXXX |
Resolved-Articles of Formation for LLC provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9704372 | N/A | N/A | |||
| XXXX | XXXX | 10329480 | Closed | 2026-06-09 17:38 | 2026-07-28 09:39 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-New XXXX Appraisal received with a value of $XXX,XXX, which is now within XX% of the primary value. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. exterior XXXX has been uploaded. - Seller-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Page XXX XXXX Exterior valuation outside XX% variance Page XXX XXXX. Missing Second XXXX to support Primary valuation for XXX XXXX XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. exterior XXXX has been uploaded. - Seller-XX/XX/XXXX |
Resolved-New XXXX Appraisal received with a value of $XXX,XXX, which is now within XX% of the primary value. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXX.XXX XXXX XX (X).XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9641265 | N/A | N/A | |||
| XXXX | XXXX | 10315457 | Closed | 2026-07-08 19:53 | 2026-07-16 13:22 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI Requirements. | Waived- - Due Diligence Vendor-XX/XX/XXXX Resolved-Audited DTI of XX.XX% is less than or equal to Guideline DTI of XX% - Due Diligence Vendor-XX/XX/XXXX Open-Audited DTI of XX.XX% exceeds Guideline DTI of XX% - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Audited DTI of XX.XX% is less than or equal to Guideline DTI of XX% - Due Diligence Vendor-XX/XX/XXXX |
$XX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by XX months over the required minimum. Borrower has been employed at current job for XX years. Borrower has $X,XXX residual income after all expenses. Minimum required per guideline is $X,XXX. Borrower has lived in subject property X years. |
XXXX | Primary Residence | Refinance | Cash Out - Other | 10134278 | Originator Post-Close | No | ||||
| XXXX | XXXX | 10315457 | Closed | 2026-06-10 16:36 | 2026-07-13 17:24 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. EOI - Seller-XX/XX/XXXX Counter-The XXXXX installment notice reflects the subject property address, a policy number that is different from the XX XXXX XXXX policy, a policy period, and a policy premium. The policy also list the lender's mortgagee clause. Provide a copy of the policy for XXXXX XXXX XXXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. This XXXXX is not a policy it’s an RCE - Seller-XX/XX/XXXX Counter-There is an additional hazard insurance policy for the subject property with XXXXX with an annual premium totaling $X,XXX.XX. Missing the declaration page for this policy. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. I am only seeing X policy in the file – attached - Seller-XX/XX/XXXX Open-Loan file contains an installment notice for an additional hazard insurance policy for the subject property (page XXX) - Provide a copy of the missing insurance declaration page for the subject property, - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. EOI - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. This XXXXX is not a policy it’s an RCE - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. I am only seeing X policy in the file – attached - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXXXXXXX XXXXXX.XXX XXXXXXX XX XXXXX.XXX XXX XXXX XX XXX XX.XX.XXXX.XXX |
XXXX | Primary Residence | Refinance | Cash Out - Other | 9669911 | N/A | N/A | |||
| XXXX | XXXX | 10315457 | Closed | 2026-06-05 02:34 | 2026-06-29 14:24 | Resolved | 1 - Information | C | A | Compliance | Rescission:Disbursement | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | Resolved- - Due Diligence Vendor-XX/XX/XXXX Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see attached FSS & screenshot showing that we funded on X/X - Seller-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open-The loan disbursement date (XXXX-XX-XX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, XX CFR XXXX.XX(c) and Official Staff Commentary) Note of right to cancel document shows to cancel date as XX/XX/XXXX which is same as disbursement date of XX/XX/XXXX on final CD. Provide updated final CD with a correct disbursement date. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please see attached FSS & screenshot showing that we funded on X/X - Seller-XX/XX/XXXX |
Resolved- - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXX XX.XXX XXXXXXX XX XXXXX.XXX |
XXXX | Primary Residence | Refinance | Cash Out - Other | 9572475 | N/A | N/A | |||
| XXXX | XXXX | 10315457 | Closed | 2026-06-16 12:06 | 2026-06-16 12:10 | Resolved | 1 - Information | C | A | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Total of Payments Foreclosure Rescission Tolerance | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX Open-The disclosed Total of Payments ($X,XXX,XXX.XX) is understated by more than $XX when compared to the actual Total of Payments of ($X,XXX,XXX.XX). The difference is ($XX.XX). After the initiation of foreclosure on the consumer's principal dwelling that secures the credit obligation, Regulation Z considers the disclosed Total of Payments inaccurate if it is understated by more than $XX. (XX CFR XXXX.XX(h)(X)(ii)) - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Refinance | Cash Out - Other | 9770210 | N/A | N/A | |||||
| XXXX | XXXX | 10315457 | Closed | 2026-06-05 01:53 | 2026-06-16 04:48 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Requested sufficient housing history provided in findings, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Previous mtg on the property was not in the borrower’s name, however the borrower was making payments to freedom mtg. This is documented in file with XXXX acct #XXXX. Previous loan for borrower (XXXX of XXXX) was buyout from spouse. - Seller-XX/XX/XXXX Open-Housing History Does Not Meet Guideline Requirements Per GL XX.XX.XXXX page #XX, XX-month housing history required for primary residence. However NR/SMS/CAL #XXXXXXXXX on CBR page XXX shows only X months reviewed, page XXX shows X month reviewed, and mortgage statements on pages XXX and XXX show verify two additional months. Housing history is short by X months. Per XXXX Borrower has owned subject for X years. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Previous mtg on the property was not in the borrower’s name, however the borrower was making payments to freedom mtg. This is documented in file with XXXX acct #XXXX. Previous loan for borrower (XXXX of XXXX) was buyout from spouse. - Seller-XX/XX/XXXX |
Resolved-Requested sufficient housing history provided in findings, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XX XXXXX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Other | 9572111 | N/A | N/A | |||
| XXXX | XXXX | 10315457 | Closed | 2026-06-05 02:07 | 2026-06-12 02:44 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-There are uncleared alerts in fraud report, provided updated Fraud Report, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX |
Resolved-There are uncleared alerts in fraud report, provided updated Fraud Report, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXXXXX.XXXXXXXXXX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Other | 9572242 | N/A | N/A | |||
| XXXX | XXXX | 10315457 | Closed | 2026-06-05 00:22 | 2026-06-11 01:46 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Requested updated title with updated coverage amount that covers loan amount provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Title Coverage Amount of $X is Less than Loan Amount Provide updated title document covering full loan amount as the one in file doesn't show coverage amount. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested updated title with updated coverage amount that covers loan amount provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXX (X).XXX | XXXX | Primary Residence | Refinance | Cash Out - Other | 9571571 | N/A | N/A | |||
| XXXX | XXXX | 10315457 | Closed | 2026-06-16 11:50 | 2026-06-16 12:07 | Resolved | 1 - Information | A | A | Compliance | Interest:Accrual | XXXX - Interest Rate Accrual Warning (Civ. Code) | Resolved- - Due Diligence Vendor-XX/XX/XXXX Resolved- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Resolved- - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Refinance | Cash Out - Other | 9769895 | N/A | N/A | |||||
| XXXX | XXXX | 10315462 | Closed | 2026-06-15 02:18 | 2026-06-25 09:52 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived-Exception for reserves at X.XX months when X months is required - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Exception Approval Attached for reserves - Seller-XX/XX/XXXX Counter-Attached is settlement statement - after updates borrower is short XX.XX for the required minimum X months reserves - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final Statement showing closing amount is lower so we should have plenty of reserves. - Seller-XX/XX/XXXX Open-DSCR correspondent version XX/XX/XXXX required reserves is X months of the loan file total verified assets $XX,XXX.XX - cash to close requirement of $XX,XXX.XX - Available assets for reserves -$XX,XXX.XX, actual required $X,XXX.XX - reserve short of -$X,XXX.XX. provide additional assets - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Exception Approval Attached for reserves - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Final Statement showing closing amount is lower so we should have plenty of reserves. - Seller-XX/XX/XXXX |
Waived-Exception for reserves at X.XX months when X months is required - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXXXX.XXX XXXXXXXXX XXXXXXXX.XXX |
XX% LTV is below the maximum XX% LTV by X%. XXX Representative credit score exceeds the minimum required of XXX by XXX points |
XXXX | Investment | Purchase | NA | 9738206 | Originator Post-Close | Yes | ||
| XXXX | XXXX | 10315462 | Closed | 2026-06-15 02:15 | 2026-06-17 04:04 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a High alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX |
Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | XXXX | Investment | Purchase | NA | 9738179 | N/A | N/A | |||
| XXXX | XXXX | 10315462 | Closed | 2026-06-15 03:27 | 2026-06-17 04:04 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Requested XXXX document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Provide the updated XXXX With P&I $X,XXX.XX. and Interest Rate of X.XXX%, As per the Note P&I showing as $X,XXX.XX & Interest Rate showing as $X.XXX% but XXXX document showing P&I $X,XXX.XX. & Interest Rate showing as X.XX%. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX |
Resolved-Requested XXXX document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | XXXX | Investment | Purchase | NA | 9738736 | N/A | N/A | |||
| XXXX | XXXX | 10317312 | Closed | 2026-06-12 06:00 | 2026-06-17 03:48 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Requested XXXX document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX |
Resolved-Requested XXXX document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9711509 | N/A | N/A | |||
| XXXX | XXXX | 26058730 | 10326260 | Closed | 2026-06-16 14:20 | 2026-06-29 05:24 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Final title policy provided, resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded Final Title - Seller-XX/XX/XXXX Open-Title Coverage Amount of $X is Less than Loan Amount Missing insured coverage amount on preliminary title report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Uploaded Final Title - Seller-XX/XX/XXXX |
Resolved-Final title policy provided, resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX XXXXXXXXXX.XXX | XXXX | Primary Residence | Purchase | NA | 9773147 | N/A | N/A | ||
| XXXX | XXXX | 10326160 | Closed | 2026-06-16 13:17 | 2026-06-22 06:21 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a High alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX |
Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9771767 | N/A | N/A | |||
| XXXX | XXXX | 7000200112 | 10326150 | Closed | 2026-06-16 07:18 | 2026-07-01 11:32 | Resolved | 1 - Information | C | A | Compliance | Tolerance:FinanceCharge | Federal - Foreclosure Rescission Finance Charge Tolerance | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. updated PCCD - Seller-XX/XX/XXXX Counter-Partial payments section on page X is incomplete. - Due Diligence Vendor-XX/XX/XXXX Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Check, PCCD, LOE, proof of delivery - Seller-XX/XX/XXXX Counter-The disclosed finance charge of ($XXX,XXX.XX) is ($XX.XX) below the actual finance charge ($XXX,XXX.XX). Client is to refund the fee violation amount and provide a copy of the check, PCCD, LOE, and proof of delivery prior to X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX Counter-The disclosed finance charge ($XXX,XXX.XX) is ($XX.XX) below the actual finance charge ($XXX,XXX.XX). May be cured if the client refunds the fee violation and provides Selene a copy of the check, PCCD, LOE, and proof of delivery. Must be cured by XX/XX/XXXX to remain within the required cure timeframe. - Due Diligence Vendor-XX/XX/XXXX Counter-Escalated for compliance review. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Can you please confirm whether a PCCD is required for this condition, or if proof of refund to the borrower will be sufficient? Thank you. - Seller-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open-The disclosed finance charge ($XXX,XXX.XX) is ($XX.XX) below the actual finance charge ($XXX,XXX.XX). For rescission after initiation of foreclosure, the Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XX below the actual finance charge. (XX USC Sec. XXXX(i)(X); OSC XX(c)(X)(ii)-X) Finance charge per final CD is $XXX,XXX.XX and per actual finance charge is $XXX,XXX.XX. The difference is $XX.XX. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. updated PCCD - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Check, PCCD, LOE, proof of delivery - Seller-XX/XX/XXXX Ready for Review-Can you please confirm whether a PCCD is required for this condition, or if proof of refund to the borrower will be sufficient? Thank you. - Seller-XX/XX/XXXX |
Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX_XXX_XXXXXX.XXX XXXX_XXX_X XX XXXX.XXX XXXX_XXXXXX XXXXX.XXX XXXX_XXXXXXXX_XXXXXX.XXX XXXX_XXX_X XX XXXX.XXX |
XXXX | Primary Residence | Refinance | Cash Out - Other | 9763289 | N/A | N/A | ||
| XXXX | XXXX | 7000200112 | 10326150 | Closed | 2026-06-16 06:56 | 2026-06-22 02:44 | Resolved | 1 - Information | C | A | Credit | Credit | DTI discrepancy or failure. | Resolved-Updated XXXX document uploaded, DTI matches the XXXX document, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX Open-Audited DTI is XX.XX and lender DTI per XXXX is XX.XX. The difference is X.XX. This difference arises because lender counted XXXX #XXXXXXXXXX monthly payment of $XXX in their calculation whereas it is excluded in our calculations as it is being paid at close per final CD page #XXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX |
Resolved-Updated XXXX document uploaded, DTI matches the XXXX document, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Other | 9763019 | N/A | N/A | ||
| XXXX | XXXX | 10315443 | Closed | 2026-06-16 08:20 | 2026-06-22 09:57 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Resolved-Attached updated XXXX - resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Updated XXXX/XXXX - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Audited HTI is XX.XX% but as per XXXX XX.XX% - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Updated XXXX/XXXX - Seller-XX/XX/XXXX |
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Resolved-Attached updated XXXX - resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX.XXX | XXXX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 9764119 | N/A | N/A | |||
| XXXX | XXXX | 10315448 | Closed | 2026-06-16 05:29 | 2026-06-24 08:33 | Resolved | 1 - Information | C | A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please note that the borrower did not shop for title/settlement company, therefore all XX% tolerance fees are properly placed in box B and included in the overall XX% tolerance allowance test. Adding the $XX title fee is within the allowed XX% TRID tolerance allowance and a cure is not required. - Seller-XX/XX/XXXX Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Recording Service Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). Recording service Fee $XX has increased in Final CD, require COC to cure this tolerance - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please note that the borrower did not shop for title/settlement company, therefore all XX% tolerance fees are properly placed in box B and included in the overall XX% tolerance allowance test. Adding the $XX title fee is within the allowed XX% TRID tolerance allowance and a cure is not required. - Seller-XX/XX/XXXX |
Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XX XXXXX.XXX | XXXX | Primary Residence | Purchase | NA | 9760148 | N/A | N/A | |||
| XXXX | XXXX | 10315448 | Closed | 2026-06-16 04:02 | 2026-06-22 00:15 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a High alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX |
Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | XXXX | Primary Residence | Purchase | NA | 9759275 | N/A | N/A | |||
| XXXX | XXXX | 10315450 | Closed | 2026-06-22 01:26 | 2026-07-06 10:09 | Resolved | 1 - Information | C | A | Compliance | Rescission:Disbursement | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. PCCD attached showing corrected disbursement date of X/XX which is after recission date of X/XX - Seller-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open-The loan disbursement date (XXXX-XX-XX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, XX CFR XXXX.XX(c) and Official Staff Commentary) As per Final CD page XXX Disbursement Date is XX/XX/XXXX is earlier the the Right to cancel expiration date XX/XX/XXXX as per right to cancel page XXX, Provide a PCCD. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. PCCD attached showing corrected disbursement date of X/XX which is after recission date of X/XX - Seller-XX/XX/XXXX |
Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Other | 9852702 | N/A | N/A | |||
| XXXX | XXXX | 10351534 | Closed | 2026-06-24 03:06 | 2026-07-18 14:24 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 3 Does Not Meet Guideline Requirements | Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Resolved-Bank Statement #XXXX for XXXXXXXX (gifter) was received in the Findings. Ending Balance is $XXX,XXX.XX. However, using only $XX,XXX due to the Gift Letter stating that is what would be contributed. Bank Statement received only to show the affordability of the $XX,XXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Asset Record X Does Not Meet G/L Requirements Gift letter given at page #XXX , but no proof provided in file. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Resolved-Bank Statement #XXXX for XXXXXXXX (gifter) was received in the Findings. Ending Balance is $XXX,XXX.XX. However, using only $XX,XXX due to the Gift Letter stating that is what would be contributed. Bank Statement received only to show the affordability of the $XX,XXX. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XX X-XX-XXXX.XXX | XXXX | Investment | Purchase | NA | 9906179 | N/A | N/A | ||||
| XXXX | XXXX | 10351534 | Closed | 2026-06-24 01:26 | 2026-06-24 08:55 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX are aware of the finding - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX are aware of the finding - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXX are aware of the finding | XXXX | Investment | Purchase | NA | 9905464 | Originator Post-Close | No | ||||
| XXXX | XXXX | 10351535 | Closed | 2026-06-24 09:15 | 2026-06-29 07:54 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Preclosing credit report was provided. - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Missing. Missing the pre closing credit report. Please provide as the one in the file is dated X/XX/XXXX, which is after the closing date of X/X/XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX |
Resolved-Preclosing credit report was provided. - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9911234 | N/A | N/A | |||
| XXXX | XXXX | 10351537 | Closed | 2026-06-23 23:57 | 2026-06-25 10:29 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XX State only allows corporation signed loans for bpl prepayment penalty. XXXXXX XXXXXXX is aware of the finding. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XX State only allows corporation signed loans for bpl prepayment penalty. XXXXXX XXXXXXX is aware of the finding. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 9905206 | Originator Pre-Close | No | |||||
| XXXX | XXXX | 10351538 | Closed | 2026-06-24 12:23 | 2026-07-09 08:50 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Secondary valuation provided and entered into system. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary valuation document uploaded. - Seller-XX/XX/XXXX Counter-Document provided is a duplicate of the primary valuation evidenced in the file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary valuation document uploaded. - Seller-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations Second Appraisal/ Valuation required for cash out and RT refinances for SFR with XX% LTV or greater for Securitizations is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary valuation document uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary valuation document uploaded. - Seller-XX/XX/XXXX |
Resolved-Secondary valuation provided and entered into system. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXX.XXXX XXXX XXXX XXXXXX .XXX | XXXX | Investment | Refinance | Cash Out - Other | 9916410 | N/A | N/A | |||
| XXXX | XXXX | 10351540 | Closed | 2026-06-24 11:22 | 2026-07-13 08:35 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Letter provided by the Insurance Carrier stating the policy written on the ISO Dwelling Property Form provides up to XX months of total coverage for Fair Rental Value. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see attached letter from carrier regarding loss of rent value. - Seller-XX/XX/XXXX Open-Per the ROC guidelines, XX months of rent loss coverage is required. The documentation provided reflects $XX,XXX in rent loss coverage; however, this amount appears to cover only one unit. Please provide documentation demonstrating that XX months of rent loss coverage has been satisfied for all applicable rental units - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please see attached letter from carrier regarding loss of rent value. - Seller-XX/XX/XXXX |
Resolved-Letter provided by the Insurance Carrier stating the policy written on the ISO Dwelling Property Form provides up to XX months of total coverage for Fair Rental Value. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9913950 | N/A | N/A | |||
| XXXX | XXXX | 10351542 | Closed | 2026-06-24 01:47 | 2026-07-10 00:30 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Requested RCE document provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See RCE attached - Seller-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'N/A' Hazard Insurance Coverage Amount of $XXX,XXX is less than required coverage amount $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See RCE attached - Seller-XX/XX/XXXX |
Resolved-Requested RCE document provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX XXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9905610 | N/A | N/A | |||
| XXXX | XXXX | 10351547 | Closed | 2026-06-29 09:06 | 2026-06-30 07:48 | Resolved | 1 - Information | C | A | Credit | Assets | Asset Qualifications do not meet requirements. | Resolved-May Bank Statement provided with a higher account balance. Asset Qualification Meets Guideline Requirements. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Recent statement for the month of May covers the liquidity required. Prior month statement and entity doc also uploaded. - Seller-XX/XX/XXXX Open-Asset Qualification Does Not Meet Guideline Requirements The loan has insufficient assets to close. Per the Funding Statement, total Cash from the borrower to close is $XX,XXX.XX. However, the assets provided are only $XX,XXX.XX (XXXXX XXXXX #XXXX dated X/XX/XXXX). There were no other assets provided in the file. This also leaves the loan with zero for reserves. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Recent statement for the month of May covers the liquidity required. Prior month statement and entity doc also uploaded. - Seller-XX/XX/XXXX |
Resolved-May Bank Statement provided with a higher account balance. Asset Qualification Meets Guideline Requirements. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX XXX XXXXX XXXXX XXXXX XXXXXXXXX.XXX XXXXX XXXXX XXXXXXXX XXX XXXXX XXX XXX XXXX.XXX XXXXXX (X).XXX |
XXXX | Investment | Purchase | NA | 9977833 | N/A | N/A | |||
| XXXX | XXXX | 10351547 | Closed | 2026-06-25 01:35 | 2026-06-29 08:58 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Requested Settlement Statement provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Funding statement uploaded. Please note that XXXX XXXXX loans will have only funding statements instead of Final HUD. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Settlement statement is missing in loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Funding statement uploaded. Please note that XXXX XXXXX loans will have only funding statements instead of Final HUD. - Seller-XX/XX/XXXX |
Resolved-Requested Settlement Statement provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXXXXX.XXX | XXXX | Investment | Purchase | NA | 9928377 | N/A | N/A | |||
| XXXX | XXXX | 10351551 | Closed | 2026-06-24 14:48 | 2026-06-29 10:19 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Business docs provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Articles of Incorporation for X XXXXXX Holding XXX uploaded. - Seller-XX/XX/XXXX Open-Please provide Articles of Incorporation or comparable documents for X XXXXXX Holding XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Articles of Incorporation for X XXXXXX Holding XXX uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Business docs provided. - Due Diligence Vendor-XX/XX/XXXX |
X XXXXXX XXXXXXX XXX - XXXXXXXXX XXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9919808 | N/A | N/A | |||
| XXXX | XXXX | 10351558 | Closed | 2026-06-24 10:01 | 2026-07-16 08:38 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Latest XXXX Statement for account #XXXX received. New balance updated & reserves are now sufficient. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-The borrower is short the required reserves based on the documentation contained in the file. Available funds consist of $X,XXX.XX in assets available to close and $X,XXX.XX in HUD reserves, for a total of $XX,XXX.XX. The loan requires six (X) months of reserves, totaling $X,XXX.XX. After deducting the required funds to close of $X,XXX.XX from the total available assets of $XX,XXX.XX, the remaining funds are insufficient to satisfy the reserve requirement. As a result, the borrower is short $X,XXX.XX in required reserves. Please provide additional asset documentation evidencing sufficient funds to meet the reserve requirement. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Latest XXXX Statement for account #XXXX received. New balance updated & reserves are now sufficient. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXX XXXXXX XXXX XXXXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9912121 | N/A | N/A | ||||
| XXXX | XXXX | 10351564 | Closed | 2026-06-24 22:12 | 2026-07-13 09:15 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Resolved-Letter from attorney verifying annual property tax amount provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Proof of tax value uploaded. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Tax cert provided on pages #XXX – XXX is for a different property per different parcel number on the certificate. Tax amount of $XXX annually ($XX.XX/month) disclosed on the appraisal on page #XX. However, the final settlement statement shows monthly tax as $XX.XX/month ($XXX.XX/annually). Provide proof of tax documentation validating the monthly tax amount of $XX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Proof of tax value uploaded. - Seller-XX/XX/XXXX |
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Resolved-Letter from attorney verifying annual property tax amount provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9927765 | N/A | N/A | |||
| XXXX | XXXX | 10351566 | Closed | 2026-06-25 12:35 | 2026-07-20 14:47 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. We marked this X,XXX.XX the total premium. We put $X,XXX.XX as due at closing, which marked the account as X payment for the entire year. The insuance payment plan is subjective because we made the borrower pay the entire premium in full at closing. The amount as paid in full is correct as $XXXX.XX and that is what is marked on the HUD. $XXXX.XX was the balance we had to collect from borrower at closing after he only paid $XXX.XX. - Seller-XX/XX/XXXX Counter-OR, TO PAY IN FULL, PAY $ X,XXX.XX THIS IS YOUR THIRD OF TEN PAYMENTS. FOR THE SCHEDULE OF FUTURE BILLS, SEE REVERSE SIDE. Reverse side shows: YOUR FUTURE BILL DUE DATES AND AMOUNTS are XXX.XX each month. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. On page X Payment information under the current amount due, insurance company states that if the policy is paid in full each year the annual premium is $X,XXX.XX because they offer a pay in full receipt. The borrower was on a payment plan, which we calculated how much they paid to date. Total annual premium should be $X,XXX.XX. - Seller-XX/XX/XXXX Open-Page XXX shows annual premium of XXXX. Provide hazard insurance with premium matching HUD $XXXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. We marked this X,XXX.XX the total premium. We put $X,XXX.XX as due at closing, which marked the account as X payment for the entire year. The insuance payment plan is subjective because we made the borrower pay the entire premium in full at closing. The amount as paid in full is correct as $XXXX.XX and that is what is marked on the HUD. $XXXX.XX was the balance we had to collect from borrower at closing after he only paid $XXX.XX. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. On page X Payment information under the current amount due, insurance company states that if the policy is paid in full each year the annual premium is $X,XXX.XX because they offer a pay in full receipt. The borrower was on a payment plan, which we calculated how much they paid to date. Total annual premium should be $X,XXX.XX. - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXX X XXXXX XXXXXXX (X).XXX XXXX XXXXXX XXXXXXX XXXXXXXXX .XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9939516 | N/A | N/A | |||
| XXXX | XXXX | 10351584 | Closed | 2026-06-25 16:20 | 2026-06-29 09:08 | Resolved | 1 - Information | C | A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX Resolved-OFAC check for XXX X XXX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. OFAC Check for XXX X XXX uploaded. - Seller-XX/XX/XXXX Open-OFAC Check Not Completed and/or Cleared OFAC Check for XXX X XXX is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. OFAC Check for XXX X XXX uploaded. - Seller-XX/XX/XXXX |
Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX Resolved-OFAC check for XXX X XXX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX_XXXXX_XXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9943645 | N/A | N/A | |||
| XXXX | XXXX | 10351586 | Closed | 2026-06-25 16:06 | 2026-07-07 12:45 | Resolved | 1 - Information | C | A | Credit | Title | Property Title Issue | Resolved-Uploaded Final title policy, fee simple property and shows only subject mortgage. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final title policy document uploaded. - Seller-XX/XX/XXXX Open-Property Title Issue Page XXX Certificate of Title as Fee/Fee Simple, documentation to clear from Final Policy Requirements #X, #X. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final title policy document uploaded. - Seller-XX/XX/XXXX |
Resolved-Uploaded Final title policy, fee simple property and shows only subject mortgage. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX_XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9943419 | N/A | N/A | |||
| XXXX | XXXX | 10351595 | Closed | 2026-06-25 18:34 | 2026-07-14 16:45 | Resolved | 1 - Information | C | A | Credit | Title | Property Title Issue | Resolved-Uploaded Findings Operating Agreement and Articles of Operation XXXXXXX XXX shows Borrower Member XXX%, verifies subject property Ownership and Chain of Title. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Entity docs for XXXXXXX XXX uploaded. - Seller-XX/XX/XXXX Open-Property Title Issue Page XXX Title Commitment Vested as XXXXXXX XXX. Executed Quitclaim to XXXX Revival XXX in documentation. Missing documentation Borrower Member XXXXXXX XXX to verify Chain of Title and Ownership. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Entity docs for XXXXXXX XXX uploaded. - Seller-XX/XX/XXXX |
Resolved-Uploaded Findings Operating Agreement and Articles of Operation XXXXXXX XXX shows Borrower Member XXX%, verifies subject property Ownership and Chain of Title. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXX.XXX XXXXXX XXXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9946577 | N/A | N/A | |||
| XXXX | XXXX | 10351595 | Closed | 2026-06-25 18:43 | 2026-07-14 16:45 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Uploaded Hazard Insurance policy with coverages and premium. - Due Diligence Vendor-XX/XX/XXXX Resolved-Uploaded Hazard Insurance policy with coverages and premium. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See attached Declaration page and RCE - Seller-XX/XX/XXXX Open-Hazard Insurance Policy Partially Provided Page XXX Hazard Insurance Invoice however policy with dwelling coverages and rent loss missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See attached Declaration page and RCE - Seller-XX/XX/XXXX |
Resolved-Uploaded Hazard Insurance policy with coverages and premium. - Due Diligence Vendor-XX/XX/XXXX Resolved-Uploaded Hazard Insurance policy with coverages and premium. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXX XXXXX XXXXXX-XXXXXXXXX-XXXXXXXX.XXX XXXX XXXXXX XXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9946766 | N/A | N/A | |||
| XXXX | XXXX | 10351595 | Closed | 2026-06-25 19:05 | 2026-07-14 16:44 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Uploaded Passport. - Due Diligence Vendor-XX/XX/XXXX Resolved-Uploaded Passport. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Photo ID uploaded. - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Identification documentation expired before Note Date & Disbursement, Patriot form incomplete. Please provide current Photo Identification. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Photo ID uploaded. - Seller-XX/XX/XXXX |
Resolved-Uploaded Passport. - Due Diligence Vendor-XX/XX/XXXX Resolved-Uploaded Passport. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9947136 | N/A | N/A | |||
| XXXX | XXXX | 10351605 | Closed | 2026-06-25 23:54 | 2026-06-29 08:38 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Requested Business Entity documents provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. By Laws and Articles of Incorporation uploaded. - Seller-XX/XX/XXXX Open-Entity Formation Doc Indicator is Missing. Operating agreement and Articles of Incorporation is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. By Laws and Articles of Incorporation uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Business Entity documents provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXX XXXXXXXX XX XXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9948331 | N/A | N/A | |||
| XXXX | XXXX | 10351608 | Closed | 2026-06-25 07:53 | 2026-06-29 03:28 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Requested Hazard Insurance Policy Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final Binder uploaded. - Seller-XX/XX/XXXX Open-Missing Hazard Insurance Policy in File - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final Binder uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Hazard Insurance Policy Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9932515 | N/A | N/A | |||
| XXXX | XXXX | 10351612 | Closed | 2026-06-26 02:30 | 2026-07-10 00:39 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Requested Hazard Insurance Policy provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see insurance docs and RCE - Seller-XX/XX/XXXX Open-Hazard Insurance Policy Partially Provided Hazard insurance for subject property is missing, only the invoice is provided, updated as per given - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please see insurance docs and RCE - Seller-XX/XX/XXXX |
Resolved-Requested Hazard Insurance Policy provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXX XXXXXX-XXX-XXXXXX-XXXXXXXX.XXX XXXX XXXXXX XXX.XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9949234 | N/A | N/A | |||
| XXXX | XXXX | 10351613 | Closed | 2026-07-14 09:24 | 2026-07-17 10:18 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR is less than 1.00 | Resolved-The Parcel was split, so everything will be calculated at half; half for this property/parcel, and half for the other (unrelated) property/parcel. Review of the Tax Cert shows that base property is the same between the spring amounts & fall amounts ($X,XXX.XX base tax + $XX Waste + $XX.XX Storm Water). Any additional amounts on the Spring bill was only tax delinquencies + interest + penalties + fees. NEW AUDIT PITIA: $X,XXX.XX – P&I $XXX.XX – Tax (half of the $X,XXX.XX Fall XXXX Tax = $X,XXX.XX, semi-annual paid = $X,XXX.XX annual) $XXX.XX – Insurance $X,XXX.XX – Total PITIA Qualifying Rent = $X,XXX AUDIT DSCR = X.XXXXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-The Tax Cert provided (Parcel #XX-XX-XX-XXX-XXX.XXX-XXX) shows the base tax is $X,XXX.XX for the Spring and for the Fall is $X,XXX.XX ($X,XXX.XX annual = $XXX.XX monthly). Audit PITIA is $X,XXX.XX P&I + $XXX.XX Base Tax + $XXX.XX Insurance = $X,XXX.XX. With a qualifying Rent of $X,XXX. the DSCR is X.XXXXX. Lender qualified taxes at $XX.XX, and audit is unable to determine how this tax amount was derived. Even the XXXX appraisal for the subject property shows annual taxes at $X,XXX (XXXX), and the XXXX Appraisal at $X,XXX (XXXX). Lender's tax appears to be understated. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-The Parcel was split, so everything will be calculated at half; half for this property/parcel, and half for the other (unrelated) property/parcel. Review of the Tax Cert shows that base property is the same between the spring amounts & fall amounts ($X,XXX.XX base tax + $XX Waste + $XX.XX Storm Water). Any additional amounts on the Spring bill was only tax delinquencies + interest + penalties + fees. NEW AUDIT PITIA: $X,XXX.XX – P&I $XXX.XX – Tax (half of the $X,XXX.XX Fall XXXX Tax = $X,XXX.XX, semi-annual paid = $X,XXX.XX annual) $XXX.XX – Insurance $X,XXX.XX – Total PITIA Qualifying Rent = $X,XXX AUDIT DSCR = X.XXXXX - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXXX XXXX XXX XX XXXXXXXX XXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10231335 | N/A | N/A | ||||
| XXXX | XXXX | 10351613 | Closed | 2026-06-26 02:35 | 2026-07-17 10:11 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Requested Tax Cert provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See the attached two documents. One is the tax bill for both XXXXXX and XXXXXX, and the other is the tax cert showing that the taxes were paid in full. Please note, these taxes are now split in half because we have two parcels. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Tax certificate is missing. If the tax obligation is more than $X,XXX.XX / XX = $XXX.XX, additional qualifying conditions may apply. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See the attached two documents. One is the tax bill for both XXXXXX and XXXXXX, and the other is the tax cert showing that the taxes were paid in full. Please note, these taxes are now split in half because we have two parcels. - Seller-XX/XX/XXXX |
Resolved-Requested Tax Cert provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
XXXX_XXXXXXXX_XXXXXX.XXX XXXXXXXXXXXXXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9949270 | N/A | N/A | |||
| XXXX | XXXX | 10351617 | Closed | 2026-06-26 00:12 | 2026-06-26 13:41 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX are aware of the finding. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX are aware of the finding. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 9948387 | Investor Post-Close | No | |||||
| XXXX | XXXX | 10351624 | Closed | 2026-06-26 14:54 | 2026-07-16 08:22 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Articles of organization was provided. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Articles of Incorporation for XXX XXX XXXXX XXXXXXX XXX uploaded. - Seller-XX/XX/XXXX Open-Entity Formation Doc Indicator is Missing. Please provide Articles of Incorporation, - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Articles of Incorporation for XXX XXX XXXXX XXXXXXX XXX uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Articles of organization was provided. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XX XXXXXXXXXXXX_XXX XXX XXXXX XXXXXXX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9962086 | N/A | N/A | |||
| XXXX | XXXX | 10351624 | Closed | 2026-06-26 01:07 | 2026-07-16 00:31 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Requested Updated Hazard insurance policy provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Paid receipt and insurance binder has been uploaded. - Seller-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see attach both documents where it list the premium amounts. - Seller-XX/XX/XXXX Open-Hazard Insurance Policy Partially Provided Please provide an updated hazard insurance document, as the policy currently contained in the file does not reflect the policy premium amount. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Paid receipt and insurance binder has been uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Please see attach both documents where it list the premium amounts. - Seller-XX/XX/XXXX |
Resolved-Requested Updated Hazard insurance policy provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXX X XXXXXXX XXX-XXX-XXXXXX-XXXXXXXX.XXX XXX X XXXXXXX XXX-XXXX XXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9948583 | N/A | N/A | |||
| XXXX | XXXX | 10351626 | Closed | 2026-06-26 05:23 | 2026-06-29 23:26 | Resolved | 1 - Information | C | A | Credit | Borrower | Borrower 1 Credit Report is Incomplete | Resolved-Requested Credit Report Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Credit Report is not partially present. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Partially Present. Borrower X Credit Report Ordered date XX-XX-XXXX is after the Note date XX-XX-XXXX. Provide Credit report which covers the Note date. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Credit Report Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Credit Report is not partially present. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9950694 | N/A | N/A | |||
| XXXX | XXXX | 10351630 | Closed | 2026-07-02 09:50 | 2026-08-14 14:04 | Resolved | 1 - Information | C | A | Credit | Credit | ARV LTV% > 75% | Resolved-The documentation received was sufficient to resolve the finding. Updated appraisal - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Revised secondary valuation uploaded. - Seller-XX/XX/XXXX Open-Primary Appraisal and Desk Review have a value of $XXX,XXX (XX.XX% LTV). The XXXX Exterior Appraisal came back with a value of $XXX,XXX, which is a -XX.XX% variance on a Subject-To valuation. Using the XXXX Appraisal, the LTV is now XX.XX%. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Revised secondary valuation uploaded. - Seller-XX/XX/XXXX |
Resolved-The documentation received was sufficient to resolve the finding. Updated appraisal - Due Diligence Vendor-XX/XX/XXXX |
XXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10041821 | N/A | N/A | |||
| XXXX | XXXX | 10351630 | Closed | 2026-06-26 05:00 | 2026-07-02 08:27 | Resolved | 1 - Information | C | A | Credit | Borrower | Borrower 1 Credit Report is Incomplete | Resolved-Requested credit Report Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Credit Report is not partially present. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Partially Present. Please provide credit report before consummation. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested credit Report Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Credit Report is not partially present. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9950567 | N/A | N/A | |||
| XXXX | XXXX | 10351630 | Closed | 2026-06-26 05:48 | 2026-07-02 03:28 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Rate & Term refinance with FICO above XXX & LTV is sufficient at XX% hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Loan purpose is Rate Term Refinance. Hence the FICO and LTV falls within the guidelines. Please clear this exception. - Seller-XX/XX/XXXX Open-Audited LTV Exceeds Guideline LTV Per GL , for cash out loans with FICO between XXX-XXX, the maximum allowable LTV is XX%. However the subject loan has a FICO of XXX and LTV of XX% which exceeded GL max LTV limit. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Loan purpose is Rate Term Refinance. Hence the FICO and LTV falls within the guidelines. Please clear this exception. - Seller-XX/XX/XXXX |
Resolved-Rate & Term refinance with FICO above XXX & LTV is sufficient at XX% hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 9951823 | N/A | N/A | ||||
| XXXX | XXXX | 10351633 | Closed | 2026-06-26 01:35 | 2026-06-26 16:45 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. As per Note Doc PG# XXX Entity is LLC , No state Specific guidelines For XX state - Due Diligence Vendor-XX/XX/XXXX | XXXX | Investment | Refinance | Cash Out - Other | 9948795 | Originator Post-Close | No | ||||||
| XXXX | XXXX | 10351634 | Closed | 2026-06-26 05:34 | 2026-06-30 09:18 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Requested Updated Tax cert Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Tax is calculated based on the average of the comps available from year XXXX. Comps uploaded. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Tax document Provided in PG#XXX & XXX is not matching tax mounts with tape tax amount Please Provide updated tax Document - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Tax is calculated based on the average of the comps available from year XXXX. Comps uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Updated Tax cert Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX - XXX XXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9950801 | N/A | N/A | |||
| XXXX | XXXX | 10351644 | Closed | 2026-06-27 08:16 | 2026-06-29 11:44 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX is aware of condition. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX is aware of condition. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 9970676 | Originator Pre-Close | No | |||||
| XXXX | XXXX | 10351647 | Closed | 2026-06-29 16:01 | 2026-07-20 16:53 | Resolved | 1 - Information | C | A | Credit | Assets | Asset Qualifications do not meet requirements. | Resolved-The documentation received was sufficient to resolve the finding. Account number evidence. - Due Diligence Vendor-XX/XX/XXXX Counter-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Counter-HELOC account number is missing. Unable to verify account with the bank print out. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded the statement, HELOC deposit can be verified dated June X. - Seller-XX/XX/XXXX Counter-Provide update HELOC account statement disclosing an account number and reflecting dates that funds were disbursed. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. HELOC account statement uploaded. - Seller-XX/XX/XXXX Open-Asset Qualification Does Not Meet Guideline Requirements Per lender guidelines, page XX Liquid Assets (Version – XX/XX/XXXX), all source of funds for the down payment on a purchase transaction must be evidenced for a minimum of two (X) months. If the origin of funds from the sale or refinance of another property within a XX-day period. The following are required: X. Fully executed Settlement Statement from the prior transaction. X. Evidence of receipt of funds from such transactions are required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Uploaded the statement, HELOC deposit can be verified dated June X. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. HELOC account statement uploaded. - Seller-XX/XX/XXXX |
Resolved-The documentation received was sufficient to resolve the finding. Account number evidence. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXXXX XXXXX XXXXXX.XXX XXXXX XXXX (X).XXX XXXXX XXXX-XXXXXXXXX-XX-XX-XXXX.XXX |
XXXX | Investment | Purchase | NA | 9986568 | N/A | N/A | |||
| XXXX | XXXX | 10351647 | Closed | 2026-06-27 05:58 | 2026-07-01 00:24 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Citizenship Identification Documentation Missing | Resolved-Requested permanent resident ID provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Green card uploaded. - Seller-XX/XX/XXXX Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. As per Deal # on page #XXX, the borrower is disclosed as a US Permanent Resident but Non-US Citizen Identification Document is missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Green card uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested permanent resident ID provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX.XXX | XXXX | Investment | Purchase | NA | 9970575 | N/A | N/A | |||
| XXXX | XXXX | 10351648 | Closed | 2026-06-30 05:59 | 2026-06-30 07:50 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Client is aware of finding - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Client is aware of finding - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 9996171 | Originator Post-Close | No | |||||
| XXXX | XXXX | 10351652 | Closed | 2026-06-29 14:45 | 2026-07-06 10:02 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Final title policy was provided. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final Title Policy uploaded. - Seller-XX/XX/XXXX Open-Title Document is Incomplete The date of the policy is missing on the title report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final Title Policy uploaded. - Seller-XX/XX/XXXX |
Resolved-Final title policy was provided. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX |
XX-XX-XXXXX-XXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9984748 | N/A | N/A | |||
| XXXX | XXXX | 10351652 | Closed | 2026-06-27 02:08 | 2026-06-29 12:52 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Client is aware of finding - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Client is aware of finding - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 9970446 | Originator Post-Close | No | |||||
| XXXX | XXXX | 10351654 | Closed | 2026-06-27 06:33 | 2026-07-21 11:59 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See attached EOI - Seller-XX/XX/XXXX Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Hazard Insurance Effective Date of XX-XX-XXXX Which is after the Note Date of XX-XX-XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See attached EOI - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX (X) XXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9970600 | N/A | N/A | |||
| XXXX | XXXX | 10351667 | Closed | 2026-06-26 19:39 | 2026-06-30 10:09 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Funding statement uploaded. Please note that XXXX State loans will have only funding statements instead of Final HUD. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Missing Borrower signed Final Settlement Statement. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Funding statement uploaded. Please note that XXXX State loans will have only funding statements instead of Final HUD. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXXX.XXX | XXXX | Investment | Purchase | NA | 9969066 | N/A | N/A | |||
| XXXX | XXXX | 10351673 | Closed | 2026-06-28 06:44 | 2026-07-02 00:20 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Requested final settlement statement provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final HUD uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Settlement Statement or HUD X is Missing in File. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final HUD uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested final settlement statement provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9971089 | N/A | N/A | |||
| XXXX | XXXX | 10351549 | Closed | 2026-06-24 07:39 | 2026-07-07 09:00 | Resolved | 1 - Information | C | A | Credit | Assets | Asset Qualifications do not meet requirements. | Resolved-Asset Qualification Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX Resolved-HUDX received for the Cash Out of loan #XXXXXX (XXXX X XXXXXXX XX). - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. This is a purchase transaction. HUD of another cash out deal from the same borrower and XXXX statement uploaded for liquidity. - Seller-XX/XX/XXXX Open-Asset Qualification Does Not Meet XXXXXXXXX Requirements File is missing evidence of enough liquid assets for Cash to Close. Guarantors are closing on X Cross Collateral loans on the same day. Cash to Close for loan #XXXXXX is $XXX,XXX.XX, and Cash to Close for loan #XXXXXX is $XXX,XXX.XX. This is a total of $XXX,XXX.XX in liquid assets needed to close both loans. The only liquid funds provided in the loan file are XX XXXX #XXXXX on X/XX/XXXX for $XX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. This is a purchase transaction. HUD of another cash out deal from the same borrower and XXXX statement uploaded for liquidity. - Seller-XX/XX/XXXX |
Resolved-Asset Qualification Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX Resolved-HUDX received for the Cash Out of loan #XXXXXX (XXXX X XXXXXXX XX). - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXX_XXXXXXXXX_XXXXX.XXX XXX (X).XXX |
XXXX | Investment | Purchase | NA | 9909877 | N/A | N/A | |||
| XXXX | XXXX | 10351549 | Closed | 2026-06-29 08:28 | 2026-07-07 09:00 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Entity doc for XXXX XXX uploaded. - Seller-XX/XX/XXXX Open-The HUDX for the Cash Out of loan #XXXXXX (XXXX X XXXXXXX XX) for liquidity. However, this business is in the name of "XXXX XXX." This file is missing evidence that the the borrower has ownership in this business as well. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Entity doc for XXXX XXX uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence received. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXX (X).XXX | XXXX | Investment | Purchase | NA | 9977448 | N/A | N/A | |||
| XXXX | XXXX | 10351549 | Closed | 2026-06-24 05:54 | 2026-07-07 08:09 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Citizenship Documentation Not Provided | Resolved-The Photo ID was provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Photo ID (DL) uploaded. - Seller-XX/XX/XXXX Counter-The copy of the actual Photo ID is missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Citizenship Documentation Is Missing Guarantor #X (XXXX XXXXXXX) Photo ID Is Missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Photo ID (DL) uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-The Photo ID was provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXX.X.XXX XXXXXXXX-XX.XXX |
XXXX | Investment | Purchase | NA | 9908567 | N/A | N/A | |||
| XXXX | XXXX | 10351549 | Closed | 2026-06-26 13:52 | 2026-06-26 13:54 | Resolved | 1 - Information | A | A | Credit | Missing Doc | Asset 2 Missing | Resolved-XXXX Statement Provided. - Due Diligence Vendor-XX/XX/XXXX | Resolved-XXXX Statement Provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXXX.XXX | XXXX | Investment | Purchase | NA | 9960137 | N/A | N/A | ||||
| XXXX | XXXX | 10351550 | Closed | 2026-06-26 14:24 | 2026-07-07 09:05 | Resolved | 1 - Information | C | A | Credit | Assets | Asset Qualifications do not meet requirements. | Resolved-Asset Qualification Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX Resolved-HUDX received for the Cash Out of loan #XXXXXX (XXXX X XXXXXXX XX). - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. This is a purchase transaction. HUD of another cash out deal from the same borrower and XXXX statement uploaded for liquidity. - Seller-XX/XX/XXXX Open-Asset Qualification Does Not Meet XXXXXXXXX Requirements File is missing evidence of enough liquid assets for Cash to Close. Guarantors are closing on X Cross Collateral loans on the same day. Cash to Close for loan #XXXXXX is $XXX,XXX.XX, and Cash to Close for loan #XXXXXX is $XXX,XXX.XX. This is a total of $XXX,XXX.XX in liquid assets needed to close both loans. The only liquid funds provided in the loan file are XX XXXX #XXXXX on X/XX/XXXX for $XX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. This is a purchase transaction. HUD of another cash out deal from the same borrower and XXXX statement uploaded for liquidity. - Seller-XX/XX/XXXX |
Resolved-Asset Qualification Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX Resolved-HUDX received for the Cash Out of loan #XXXXXX (XXXX X XXXXXXX XX). - Due Diligence Vendor-XX/XX/XXXX |
XXX (X).XXX XXXXXXXXXXX_XXXXXXXXX_XXXXX.XXX |
XXXX | Investment | Purchase | NA | 9961005 | N/A | N/A | |||
| XXXX | XXXX | 10351550 | Closed | 2026-06-29 08:35 | 2026-07-07 09:04 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Entity doc for XXXX XXX uploaded. - Seller-XX/XX/XXXX Open-The HUDX for the Cash Out of loan #XXXXXX (XXXX X XXXXXXX XX) for liquidity. However, this business is in the name of "XXXX XXX." This file is missing evidence that the the borrower has ownership in this business as well. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Entity doc for XXXX XXX uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence received. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXX (X).XXX | XXXX | Investment | Purchase | NA | 9977515 | N/A | N/A | |||
| XXXX | XXXX | 10351550 | Closed | 2026-06-26 14:18 | 2026-07-07 08:12 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Citizenship Documentation Not Provided | Resolved-Photo ID was provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Photo ID (DL) uploaded. - Seller-XX/XX/XXXX Counter-The copy of the actual Photo ID is missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Borrower is a US citizen. Cit aff document uploaded. - Seller-XX/XX/XXXX Open-Borrower X Citizenship Documentation Is Missing Guarantor #X (XXXX XXXXXXX) Photo ID Is Missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Photo ID (DL) uploaded. - Seller-XX/XX/XXXX Ready for Review-Borrower is a US citizen. Cit aff document uploaded. - Seller-XX/XX/XXXX |
Resolved-Photo ID was provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX-XX.XXX | XXXX | Investment | Purchase | NA | 9960792 | N/A | N/A | |||
| XXXX | XXXX | 10351602 | Closed | 2026-06-29 13:29 | 2026-08-07 15:41 | Resolved | 1 - Information | D | A | Property | Missing Doc | File does not contain all required valuation documents | Resolved-All X Exterior Appraisals were received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary appraisals uploaded. - Seller-XX/XX/XXXX Counter-Appraisals for only X of the X total properties were received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary appraisals uploaded. - Seller-XX/XX/XXXX Counter-Appraisals for only X of the X total properties were received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. secondary appraisals uploaded. - Seller-XX/XX/XXXX Open-The loan is a Cash Out transaction with an LTV at or above XX%. File is missing the XXXX Exterior Appraisals / Field Reviews for the X properties. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary appraisals uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary appraisals uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. secondary appraisals uploaded. - Seller-XX/XX/XXXX |
Resolved-All X Exterior Appraisals were received. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXX.XXXX XXXX XXXXX XXXXXX .XXX XXXXXXXXX XXXXXXXXX.XXXXX XXXXXXXX XXXXXX .XXX XXXXXXXXX XXXXXXXXX.XXXXX XXXXXXX XXXXX .XXX XXXXXXXXX XXXXXXXXX.XXXXX XXXXXXX XXXXXX .XXX XXXXXXXXX XXXXXXXXX.XXX XXXX XXXXX XXXXXX .XXX XXXXXXXXX XXXXXXXXX.XXXXX XXXXXXX XXXXXX.XXX XXXXXXXXX XXXXXXXXX.XXXXX XXXX XXXXXXXXX .XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9982988 | N/A | N/A | |||
| XXXX | XXXX | 10351602 | Closed | 2026-06-29 12:22 | 2026-07-17 07:45 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Note is Incomplete | Resolved-Corrected Note received. System updated. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Revised note with correct P&I uploaded. - Seller-XX/XX/XXXX Open-The Note is Incomplete The P&I Payment on the Note provided is incorrect. Loan Amount of $XXX,XXX ; Interest Rate of X.XX%; Loan Term of XXX months (X/XX/XXXX - X/XX/XXXX). This calculates to $X,XXX.XX monthly. However, the Note provided shows $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Revised note with correct P&I uploaded. - Seller-XX/XX/XXXX |
Resolved-Corrected Note received. System updated. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9981617 | N/A | N/A | |||
| XXXX | XXXX | 10351602 | Closed | 2026-06-29 13:26 | 2026-07-13 15:45 | Resolved | 1 - Information | D | A | Credit | Eligibility | Missing any document with appraised value on it, stated or appraised at time of Origination. | Resolved-Clarification received. Tape Data is incorrect. Audit value is stated to be correct. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-$X,XXX,XXX is the correct amount. Tape data was pulled wrong due to a technical error. Please clear this exception. - Seller-XX/XX/XXXX Open-The File is missing any document which would indicate the Value of Collateral ( Property) at the time of origination/ Per the Tape Data, the sum of the seven Appraisals is $X,XXX,XXX (total values). However, per audit review, the sum of the seven XXXX Appraisals is $X,XXX,XXX. The Tape Data for XXX X XXXth Street ($XXX,XXX) does not match the XXXX Appraisal ($XXX,XXX) and the tape value for XXXXX XXXX ($XXX,XXX) does not match the XXXX Appraisal ($XXX,XXX). Unable to determine if the tape values are wrong, or if there are different valuations not provided in the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-$X,XXX,XXX is the correct amount. Tape data was pulled wrong due to a technical error. Please clear this exception. - Seller-XX/XX/XXXX |
Resolved-Clarification received. Tape Data is incorrect. Audit value is stated to be correct. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 9982941 | N/A | N/A | ||||
| XXXX | XXXX | 10351602 | Closed | 2026-06-29 13:07 | 2026-07-09 15:56 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Lender's Clarification received. Invoice states $X,XXX.XX over X properties = $X,XXX.XX for each property. Total monthly insurance is the $X,XXX.XX / XX months = $XXX.XX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Invoice includes a credit card processing fee which is part of the insurance premium transaction. You should not be using an insurance declaration page as declaration page is the insurance companies Net premium. Gross premium can be added which could included Tax, inspection fees, brokers fee, and credit card transation fees. Which is all part of insurance transation outside of the net premium. Invoice is the final Gross premium that includes all the mentioned transations. - Seller-XX/XX/XXXX Open-Discrepancy with the Hazard Insurance. Per the Tape Data, the sum of the X properties Hazard Insurance comes to $X,XXX.XX. However, per the XXXX and the HUD-X, the amount paid for policy #XXXXXXXXXX was $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Invoice includes a credit card processing fee which is part of the insurance premium transaction. You should not be using an insurance declaration page as declaration page is the insurance companies Net premium. Gross premium can be added which could included Tax, inspection fees, brokers fee, and credit card transation fees. Which is all part of insurance transation outside of the net premium. Invoice is the final Gross premium that includes all the mentioned transations. - Seller-XX/XX/XXXX |
Resolved-Lender's Clarification received. Invoice states $X,XXX.XX over X properties = $X,XXX.XX for each property. Total monthly insurance is the $X,XXX.XX / XX months = $XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXX_XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9982564 | N/A | N/A | |||
| XXXX | XXXX | 10315437 | Closed | 2026-07-02 10:21 | 2026-07-09 17:09 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing uncleared alert, provide updated fraud report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX |
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | XXXX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 10042796 | N/A | N/A | |||
| XXXX | XXXX | 10315437 | Closed | 2026-07-02 10:03 | 2026-07-07 06:31 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Requested secondary valuation LCA with risk score of X provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Provide the Secondary Valuation or Additional Valuation (with acceptable variance to Primary) guideline requirements - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX |
Resolved-Requested secondary valuation LCA with risk score of X provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXX.XXX | XXXX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 10042226 | N/A | N/A | |||
| XXXX | XXXX | 10367924 | Closed | 2026-07-09 13:42 | 2026-07-13 07:28 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Resolved-Full image of the driver's license provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. DL of borrower uploaded. - Seller-XX/XX/XXXX Open-Photo ID provided on page XXX and XXX is cut off along the edges and the complete expiration date is illegible. A complete photo with all information legible is required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. DL of borrower uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Resolved-Full image of the driver's license provided. - Due Diligence Vendor-XX/XX/XXXX |
XX.XXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10156570 | N/A | N/A | |||
| XXXX | XXXX | 10367926 | Closed | 2026-07-09 12:36 | 2026-07-14 16:22 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing disbursement date on final HUD-1 | Resolved-Final hud received - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Revised HUD uploaded. - Seller-XX/XX/XXXX Open-Final Hud does not have a Close Date and Disbursement Date Stated - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Revised HUD uploaded. - Seller-XX/XX/XXXX |
Resolved-Final hud received - Due Diligence Vendor-XX/XX/XXXX |
XXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 10155063 | N/A | N/A | |||
| XXXX | XXXX | 10367926 | Closed | 2026-07-09 01:18 | 2026-07-09 12:16 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Subject loan is XX, loan is signed by LLC. XXXXXX XXXXXXX are aware of the finding. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Subject loan is XX, loan is signed by LLC. XXXXXX XXXXXXX are aware of the finding. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 10138762 | Originator Post-Close | No | |||||
| XXXX | XXXX | 10367928 | Closed | 2026-07-09 13:26 | 2026-07-13 12:56 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. OA uploaded which indicates the percentage of ownership. - Seller-XX/XX/XXXX Open-Entity Formation Doc Indicator is Missing. Please provide Articles of Incorporation or comparable documents. Only have one page need the docs that shows % of ownership - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. OA uploaded which indicates the percentage of ownership. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXX XXXXXXXXX XXXXXXXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 10156210 | N/A | N/A | |||
| XXXX | XXXX | 10367930 | Closed | 2026-07-09 13:29 | 2026-08-07 07:55 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Clarification received from Lender that $X,XXX.XX is the total premium for both policies, which was what the audit determined as well. Will cause slight variance in DSCR, however, but within tolerance. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. The total insurance premium is $XXXX.XX for both policies. The insurance document should not be factored here, because the insurance declaration page is only showing the net premium. This coverage was written through a insurance broker through the excess market where there are broker fees as well as taxes and inspection fee, that net premium does not compute. - Seller-XX/XX/XXXX Counter-Qualifying insurance amount is $X,XXX.XX annual ($XXX.XX monthly), and $X,XXX.XX is the insurance amount paid on the Settlement Statement. However, the audit is unable to determine this amount with the documentation provided. Per Invoices in file: Policy #XXXXXXXXXX/XXXXXXXXX is $XXX.XX + Policy #XXXXXXXXXX/XXXXXXXXX is $X,XXX.XX = $X,XXX.XX. However, a different invoice was just provided for Policy #XXXXXXXXXX/XXXXXXXXX showing $X,XXX.XX amount due. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Hazard Insurance Policy Partially Provided There are X different insurance invoices in file: Policy #XXXXXXXXXX for $X,XXX.XX and Policy #XXXXXXXXXX for $XXX.XX. However, there is only one Insurance Binder (which was provided twice) for Policy #XXXXXXXXXX ($XXX.XX). The Insurance Binder for Policy #XXXXXXXXXX ($X,XXX.XX) is still missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. The total insurance premium is $XXXX.XX for both policies. The insurance document should not be factored here, because the insurance declaration page is only showing the net premium. This coverage was written through a insurance broker through the excess market where there are broker fees as well as taxes and inspection fee, that net premium does not compute. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Clarification received from Lender that $X,XXX.XX is the total premium for both policies, which was what the audit determined as well. Will cause slight variance in DSCR, however, but within tolerance. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXX XXXXXX X.XXX XXXX XXX XXXXXX X.XXX XXXX - XXXXXXX XXXXXXXXXXXXXXXXXX.XXX XXXX - XXXXXXX XXXXXXXXXXXXXXXXXX.XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10156275 | N/A | N/A | |||
| XXXX | XXXX | 10367930 | Closed | 2026-07-09 14:07 | 2026-07-13 15:43 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Desk Review received. Within XX% of the primary appraisal. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Appraisal with value XXXXXX is the primary appraisal and appraisal with value XXXXXX is the secondary appraisal. Desk Review has been uploaded. - Seller-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations There are two XXXX Appraisals in file, each with a different value. A Review Value (such as a Desk Review) for the qualifying appraisal is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Appraisal with value XXXXXX is the primary appraisal and appraisal with value XXXXXX is the secondary appraisal. Desk Review has been uploaded. - Seller-XX/XX/XXXX |
Resolved-Desk Review received. Within XX% of the primary appraisal. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXX XX XXXXXXXX XXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10157242 | N/A | N/A | |||
| XXXX | XXXX | 10367932 | Closed | 2026-07-09 15:10 | 2026-07-13 08:00 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Resolved-Legible ID provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. DL of borrower uploaded. - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. The photo identification for borrower one in file on page XXX is illegible. A legible identification is required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. DL of borrower uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Resolved-Legible ID provided - Due Diligence Vendor-XX/XX/XXXX |
XX.XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10158604 | N/A | N/A | |||
| XXXX | XXXX | 10367932 | Closed | 2026-07-09 15:13 | 2026-07-13 08:00 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX Resolved-Executed lease provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Lease agreement uploaded. - Seller-XX/XX/XXXX Open-The loan file is missing the lease agreement for the subject property. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Lease agreement uploaded. - Seller-XX/XX/XXXX |
Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX Resolved-Executed lease provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXX XXXXXXXXXXX XXXX X.XXXXX XXXXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10158820 | N/A | N/A | |||
| XXXX | XXXX | 10367932 | Closed | 2026-07-09 14:51 | 2026-07-13 07:57 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower X Credit Report provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report uploaded. - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Missing. The credit report for borrower X is missing from loan file and required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report uploaded. - Seller-XX/XX/XXXX |
Resolved-Borrower X Credit Report provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10158245 | N/A | N/A | |||
| XXXX | XXXX | 10367932 | Closed | 2026-07-09 15:13 | 2026-07-13 07:48 | Resolved | 1 - Information | D | A | Credit | Guidelines | Loan file is missing internal Desk Review Valuation as required by Guidelines | Resolved-Stewart Desk Review provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Desk Review Valuation document uploaded. - Seller-XX/XX/XXXX Open-Loan file is missing internal Desk Review Valuation as required by Guidelines The loan file is missing the Desk Review. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Desk Review Valuation document uploaded. - Seller-XX/XX/XXXX |
Resolved-Stewart Desk Review provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXXXXX XXXX XXXXXX (XXX) XX XXXXXXXXXX XXXXXXX XXXXXXXX (XXX).XXXXX XXXXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10158822 | N/A | N/A | |||
| XXXX | XXXX | 10367932 | Closed | 2026-07-09 15:13 | 2026-07-13 07:47 | Resolved | 1 - Information | D | A | Property | Missing Doc | Missing Appraisal | Resolved-Appraisal provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Appraisal and ARR uploaded. - Seller-XX/XX/XXXX Open-The loan file is missing the appraisal. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Appraisal and ARR uploaded. - Seller-XX/XX/XXXX |
Resolved-Appraisal provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXXXXX XXXX XXXXXX (XXX) XX XXXXXXXXXX XXXXXXX XXXXXXXX (XXX).XXXXX XXXXXX XXXXXX.XXX XXXXXX.XXXXXX.XXXXXXXXX.XXXXX XXXXXX XX .XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10158821 | N/A | N/A | |||
| XXXX | XXXX | 10367932 | Closed | 2026-07-09 15:02 | 2026-07-13 07:36 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Tax Cert uploaded. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax The loan file is missing property tax documentation to support the final tax escrow amount. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Tax Cert uploaded. - Seller-XX/XX/XXXX |
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXXX.XXXXX XXXXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10158442 | N/A | N/A | |||
| XXXX | XXXX | 10367934 | Closed | 2026-07-24 07:53 | 2026-08-05 09:42 | Resolved | 1 - Information | D | A | Property | Missing Doc | File does not contain all required valuation documents | Resolved-Report received - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX Open-Loan is a Cash-Out transaction with an LTV of XX%. The file is missing a XXXX / Field Review valuation. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX |
Resolved-Report received - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXX.XXXX XXXXXX XXXXXX .XXX | XXXX | Investment | Refinance | Cash Out - Other | 10446690 | N/A | N/A | |||
| XXXX | XXXX | 10367935 | Closed | 2026-07-10 13:27 | 2026-08-26 12:19 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-The documentation received was sufficient to resolve the finding. XXXXXX - Due Diligence Vendor-XX/XX/XXXX Counter-Appraisal form provided is an exterior report for single family residential properties. Provide secondary valuation for X-X unit properties (XXXX). - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations Second Appraisal/ Valuation required for refinance transaction of X to X units, for cash out only, and with LTV =or> than XX% LTV or greater for Securitizations is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX |
Resolved-The documentation received was sufficient to resolve the finding. XXXXXX - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXX XX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10182081 | N/A | N/A | |||
| XXXX | XXXX | 10367938 | Closed | 2026-07-09 01:45 | 2026-07-13 23:45 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Requested Hazard Insurance Policy provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Hazard Insurance Policy uploaded. - Seller-XX/XX/XXXX Open-Missing Hazard Insurance Policy for subject property. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Hazard Insurance Policy uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Hazard Insurance Policy provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXX (XX).XXX | XXXX | Investment | Refinance | Cash Out - Other | 10139853 | N/A | N/A | |||
| XXXX | XXXX | 10367940 | Closed | 2026-07-09 05:16 | 2026-08-05 12:36 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Requested Credit Report provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Missing. credit report on Pg #XXX is after closing date. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Credit Report provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10143021 | N/A | N/A | |||
| XXXX | XXXX | 10367941 | Closed | 2026-07-09 07:24 | 2026-07-23 10:53 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Requested updated title document provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final Title policy uploaded. - Seller-XX/XX/XXXX Open-Title Document is Incomplete Title Coverage Amount is not present in title document and is required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final Title policy uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested updated title document provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX_XXXX.XXX | XXXX | Investment | Purchase | NA | 10146915 | N/A | N/A | |||
| XXXX | XXXX | 10367941 | Closed | 2026-07-09 07:42 | 2026-07-23 10:53 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Resolved-Comps provided with average taken - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Tax was taken as average from the uploaded comparables. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax The loan file is missing evidence of property tax as per file monthly tax amount is $XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Tax was taken as average from the uploaded comparables. - Seller-XX/XX/XXXX |
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Resolved-Comps provided with average taken - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXX XXXXX.XXX | XXXX | Investment | Purchase | NA | 10147223 | N/A | N/A | |||
| XXXX | XXXX | 10367941 | Closed | 2026-07-10 12:44 | 2026-07-13 08:11 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Photo Identification Type Missing | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. DL of both the borrowers uploaded. - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. The photo identification for borrower X is missing from the loan file and required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. DL of both the borrowers uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX |
XX.XXXXXX.XXX XX.XXXXXX.XXX |
XXXX | Investment | Purchase | NA | 10181236 | N/A | N/A | |||
| XXXX | XXXX | 10367948 | Closed | 2026-07-09 22:53 | 2026-08-05 12:06 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Required, secondary valuation (XXXX appraisal) provided for field review. Appraisal marked as subject to (completion report is not required for secondary valuation/field review). Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations Second Appraisal/ Valuation required for refinance transaction of X to X units, for cash out only, and with LTV =or> than XX% LTV or greater for Securitizations is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX |
Resolved-Required, secondary valuation (XXXX appraisal) provided for field review. Appraisal marked as subject to (completion report is not required for secondary valuation/field review). Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXX.XXXX XXXX XXXX XXXXXX .XXX | XXXX | Investment | Refinance | Cash Out - Other | 10163238 | N/A | N/A | |||
| XXXX | XXXX | 10367950 | Closed | 2026-07-10 14:25 | 2026-07-15 09:12 | Resolved | 1 - Information | C | A | Credit | Assets | Asset Qualifications do not meet requirements. | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX Resolved-HUD provided with impound details present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded HUD contains all the mentioned fees. Please clear this exception. - Seller-XX/XX/XXXX Open-Asset Qualification Does Not Meet Guideline Requirements The escrows for taxes, insurance, and principal and interest is missing from the HUD in file. Please provide the final closing documentation with the required information. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Uploaded HUD contains all the mentioned fees. Please clear this exception. - Seller-XX/XX/XXXX |
Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX Resolved-HUD provided with impound details present - Due Diligence Vendor-XX/XX/XXXX |
XXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 10183323 | N/A | N/A | |||
| XXXX | XXXX | 10367950 | Closed | 2026-07-10 13:55 | 2026-07-13 08:17 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Complete Deed of Trust with Pages XX and XX has been uploaded. - Seller-XX/XX/XXXX Open-The Deed of Trust is Incomplete Pages XX and XX of the XX page Deed of Trust is missing from the loan file. Please provide. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Complete Deed of Trust with Pages XX and XX has been uploaded. - Seller-XX/XX/XXXX |
Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX |
XXX.XXXXX.X.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10182628 | N/A | N/A | |||
| XXXX | XXXX | 10367960 | Closed | 2026-07-09 00:59 | 2026-07-14 08:55 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Requested hazard Insurance Policy provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Hazard Insurance Policy uploaded. - Seller-XX/XX/XXXX Open-Missing Hazard Insurance Policy - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Hazard Insurance Policy uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested hazard Insurance Policy provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXX (XX).XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10138640 | N/A | N/A | |||
| XXXX | XXXX | 10367964 | Closed | 2026-07-15 07:58 | 2026-07-16 23:35 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Requested Tax Cert provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Tax was calculated using comps. Document uploaded supporting the same. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax, Provide tax certificate. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Tax was calculated using comps. Document uploaded supporting the same. - Seller-XX/XX/XXXX |
Resolved-Requested Tax Cert provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXX XXXXX.XXX | XXXX | Investment | Delayed Purchase | NA | 10258769 | N/A | N/A | |||
| XXXX | XXXX | 10367975 | Closed | 2026-07-10 19:30 | 2026-08-04 15:21 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-The documentation received was sufficient to resolve the finding. The account ending in XXXX does not require a second statement as the Borrower has sufficient funds from the one account. - Due Diligence Vendor-XX/XX/XXXX Counter-Asset statement provided is missing the last page of the statement. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. May month statement for XXXXXXXX XXXXXX XXXXXX account ending in #XXXX uploaded. - Seller-XX/XX/XXXX Open-Asset Record X Does Not Meet G/L Requirements Per lender guideline requirements in the section ‘Liquid Assets’ on page XX, (X) months of asset statements are required. Only X month’s statement is evidenced for the bank statement for the XXXXXXXX XXXXXX XXXXXX account ending in #XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. May month statement for XXXXXXXX XXXXXX XXXXXX account ending in #XXXX uploaded. - Seller-XX/XX/XXXX |
Resolved-The documentation received was sufficient to resolve the finding. The account ending in XXXX does not require a second statement as the Borrower has sufficient funds from the one account. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXXXXX--XXX XXXXXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10189333 | N/A | N/A | |||
| XXXX | XXXX | 10367975 | Closed | 2026-07-10 19:30 | 2026-07-15 09:21 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Received the lender required additional consecutive month asset statement to meet asset documentation requirement. Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Statement uploaded. - Seller-XX/XX/XXXX Open-Asset Record X Does Not Meet G/L Requirements Per lender guideline requirements in the section ‘Liquid Assets’ on page XX, (X) months of asset statements are required. Only X month’s statement is evidenced for the bank statement for the XXXXXXXX XXXXXX XXXXXX account ending in #XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Statement uploaded. - Seller-XX/XX/XXXX |
Resolved-Received the lender required additional consecutive month asset statement to meet asset documentation requirement. Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXXX - XXX (XXX XXXXXXXX XXX).XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10189334 | N/A | N/A | |||
| XXXX | XXXX | 10367976 | Closed | 2026-07-09 01:58 | 2026-08-05 17:44 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-The documentation received was sufficient to resolve the finding. Cash Value Life Insurance. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Counter-Loan is still short reserves. Total assets received are $XX,XXX.XX (XXXXX #XXXX) + $X,XXX.XX (Cash Out from XXX XXXX XXXXXX XX) + $X,XXX.XX (P&I Reserves on the HUD) + $X,XXX.XX (Tax Reserves on the HUD) + $XXX (Insurance Reserves on the HUD = $XX,XXX.XX Total Assets. Minus $XX,XXX.XX Cash to Close from this transaction = $XX,XXX.XX Total assets left post-close for Reserves. Reserves needed are $XX,XXX.XX (X months x $X,XXX.XX PITIA). Therefore, the loan is still short funds for reserves by $X,XXX.XX. Additionally, per the XXX XXXX Guide dated XXXXX X, XXXX, the operating agreement for the ownership entity associated with the XXX XXXXXX XXX transaction must be reviewed and verified to confirm ownership structure and access to available funds. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. HUD from another cash out deal has been uploaded for liquidity. - Seller-XX/XX/XXXX Counter-Per the HUD-X Settlement Statement, the borrower needed $XX,XXX.XX to close the subject loan. In addition, X months of PITI reserves were required, totaling $XX,XXX.XX. Total funds required = $XX,XXX.XX. The loan file contains a checking account ending in XXXX with an available balance of $XX,XXX.XX. Additionally, the HUD-X Settlement Statement reflects that $XX,XXX.XX in reserves was collected at closing, consisting of: $X,XXX.XX P&I reserves $XXX.XX insurance reserves $X,XXX.XX tax reserves Total verified assets available equal $XX,XXX.XX ($XX,XXX.XX checking account + $XX,XXX.XX reserves collected at closing). When compared to the total requirement of $XX,XXX.XX, there is a shortage of $XX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Per the HUD-X Settlement Statement, the borrower needed $XX,XXX.XX to close the subject loan. In addition, X months of PITI reserves were required, totaling $XX,XXX.XX. Therefore, the total funds required were $XX,XXX.XX. The loan file contains a checking account ending in XXXX with an available balance of $XX,XXX.XX. Additionally, the HUD-X Settlement Statement reflects that $XX,XXX.XX in reserves was collected at closing, consisting of: $X,XXX.XX P&I reserves $XXX.XX insurance reserves $X,XXX.XX tax reserves Total verified assets available equal $XX,XXX.XX ($XX,XXX.XX checking account + $XX,XXX.XX reserves collected at closing). When compared to the total requirement of $XX,XXX.XX, there is a shortage of $XX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-X months reserves is correct, however X months reserves are collected at closing as escrow which can be verified in the closing HUD, we have bank statements to verify the other X months reserves. - Seller-XX/XX/XXXX Counter-Per XXX Guidelines XXXXX XXXX for Minimum Liquidity Requirement for Single Property Rentals: "X Months of PITIA for Purchase Transactions and X Months of PITIA for Refinances." This is a cash out refinance that should have X months reserves. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-For refinance transaction only X months reserves is verified, X months reserves is collected as escrow at closing. - Seller-XX/XX/XXXX Open-Verified audited reserves = X.XX month. Per guidelines X months of reserves is required. Please provide proof of additional reserves. - Due Diligence Vendor-XX/XX/XXXX |
Documentation uploaded. - XX/XX/XXXX Ready for Review-Document Uploaded. HUD from another cash out deal has been uploaded for liquidity. - Seller-XX/XX/XXXX Ready for Review-X months reserves is correct, however X months reserves are collected at closing as escrow which can be verified in the closing HUD, we have bank statements to verify the other X months reserves. - Seller-XX/XX/XXXX Ready for Review-For refinance transaction only X months reserves is verified, X months reserves is collected as escrow at closing. - Seller-XX/XX/XXXX |
Resolved-The documentation received was sufficient to resolve the finding. Cash Value Life Insurance. - Due Diligence Vendor-XX/XX/XXXX |
XXXX-XXX.XXX XXXX XXX XXXX (X).XXX XX XXX XXXX.XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10140060 | N/A | N/A | |||
| XXXX | XXXX | 10367976 | Closed | 2026-07-09 00:27 | 2026-07-16 16:14 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-The client acknowledge the finding by an email indicating the issue can be acknowledged. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Prepayment Penalty updated as per Note document. Subject State is XX, loan is signed by XXX. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The client acknowledge the finding by an email indicating the issue can be acknowledged. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10138280 | Investor Post-Close | No | |||||
| XXXX | XXXX | 10367977 | Closed | 2026-07-09 00:13 | 2026-08-04 10:56 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-Uploaded Deed of Trust. - Due Diligence Vendor-XX/XX/XXXX Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. MTG document uploaded. - Seller-XX/XX/XXXX Open-The Deed of Trust is Missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. MTG document uploaded. - Seller-XX/XX/XXXX |
Resolved-Uploaded Deed of Trust. - Due Diligence Vendor-XX/XX/XXXX Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10138212 | N/A | N/A | |||
| XXXX | XXXX | 10367977 | Closed | 2026-07-09 00:05 | 2026-07-10 18:09 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXX XXXXXX Prepayment Penalty. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXX XXXXXX Prepayment Penalty. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 10138177 | Investor Post-Close | No | |||||
| XXXX | XXXX | 10367979 | Closed | 2026-07-09 03:05 | 2026-07-29 10:12 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Resolved-Email document from the Real Estate Title Attorney stating that the annual tax for the subject property is $X,XXX.XX. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. As per the title the annual tax is $XXXX, attached the email from the title. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Tax cert is missing from the loan file. Due to this there is a difference in DSCR. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. As per the title the annual tax is $XXXX, attached the email from the title. - Seller-XX/XX/XXXX |
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Resolved-Email document from the Real Estate Title Attorney stating that the annual tax for the subject property is $X,XXX.XX. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10140889 | N/A | N/A | |||
| XXXX | XXXX | 10367979 | Closed | 2026-07-09 02:57 | 2026-07-14 23:16 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Credit Report is Missing | Resolved-Requested Credit Report provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report for both the borrowers uploaded. - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Missing. Borrower X credit report is missing in the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report for both the borrowers uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Credit Report provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXX.XXX XXXXXX.XXXXXX.XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10140820 | N/A | N/A | |||
| XXXX | XXXX | 10367982 | Closed | 2026-07-13 09:18 | 2026-07-15 09:20 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax has been provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Tax source uploaded. Tax was sourced using comps value. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax The tax certification in file on page XXXX does not support the amount of the monthly escrow of $XXX.XX. Please provide the tax bill reflecting an annual amount of $X,XXX.XX - a monthly escrow amount of $XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Tax source uploaded. Tax was sourced using comps value. - Seller-XX/XX/XXXX |
Resolved-Evidence of Property Tax has been provided - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10202953 | N/A | N/A | |||
| XXXX | XXXX | 10367983 | Closed | 2026-07-10 06:39 | 2026-09-24 21:34 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-Requested Purchase Agreement provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Purchase Contract uploaded. - Seller-XX/XX/XXXX Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing Purchase Contract Doc is Missing in file - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Purchase Contract uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Purchase Agreement provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXXXXXX XXXX XXX XXXXXXXXX.XXX XXXXXXXX XXXXXX .XXX | XXXX | Investment | Purchase | NA | 10169289 | N/A | N/A | |||
| XXXX | XXXX | 10367983 | Closed | 2026-07-13 12:03 | 2026-07-15 11:21 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Resolved-Photo ID provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. DL of the borrower uploaded. - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. The photo identification for borrower X is missing from the loan file and is required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. DL of the borrower uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Resolved-Photo ID provided - Due Diligence Vendor-XX/XX/XXXX |
XX.XXXXX.XXX | XXXX | Investment | Purchase | NA | 10207834 | N/A | N/A | |||
| XXXX | XXXX | 10367986 | Closed | 2026-07-13 14:48 | 2026-07-29 10:20 | Resolved | 1 - Information | C | A | Credit | Doc Issue | HOA Fee Difference | Resolved-Originator agreed to monthly HOA fee of $XXX, agreeing to the DSCR change of X.XXX. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Agreed to monthly HOA fee of $XXX, agreeing to the DSCR change of X.XXX - Seller-XX/XX/XXXX Open-HOA Fee difference exsits between validated HOA and documents DSCR Discrepancy: Originator DSCR of X.XXX and Audited DSCR of X.XXX. Unable to determine evidence of monthly HOA fee amount used by lender. Appraisal reflects the monthly HOA amount of $XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Agreed to monthly HOA fee of $XXX, agreeing to the DSCR change of X.XXX - Seller-XX/XX/XXXX |
Resolved-Originator agreed to monthly HOA fee of $XXX, agreeing to the DSCR change of X.XXX. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 10211513 | N/A | N/A | ||||
| XXXX | XXXX | 10367987 | Closed | 2026-07-09 01:08 | 2026-07-24 01:49 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Based on the appraisal borrower is carrying enough coverage Appraisal cost of new $XXX,XXX, Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Based on the appraisail borrower is carrying enough coverage Apraisail cost of new $XXXk XXX% RC - Borrower policy shows $XXX,XXX RC. Borrower is not required to carry loan amount as that is considered overinsurance. - Seller-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'N/A' Coverage amount $XXXXXX is less than Loan amount $XXXXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Based on the appraisail borrower is carrying enough coverage Apraisail cost of new $XXXk XXX% RC - Borrower policy shows $XXX,XXX RC. Borrower is not required to carry loan amount as that is considered overinsurance. - Seller-XX/XX/XXXX |
Resolved-Based on the appraisal borrower is carrying enough coverage Appraisal cost of new $XXX,XXX, Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX XXXXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10138688 | N/A | N/A | |||
| XXXX | XXXX | 10367988 | Closed | 2026-07-13 11:28 | 2026-07-15 07:52 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved. Articles of organization was provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Certificate of Organization document uploaded. - Seller-XX/XX/XXXX Open-Entity Formation Doc Indicator is Missing. Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Certificate of Organization document uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved. Articles of organization was provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXXXX (X).XXX | XXXX | Investment | Purchase | NA | 10206539 | N/A | N/A | |||
| XXXX | XXXX | 10367989 | Closed | 2026-07-09 05:45 | 2026-07-17 08:50 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Citizenship Identification Documentation Missing | Resolved-Front and back copy of the permanent resident card was provided. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Green card of the borrower uploaded. - Seller-XX/XX/XXXX Counter-The documentation provided is not acceptable for a permanent resident. Please provide the permanent resident card for the borrower. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower is a US citizen and this has been verified by the closing attorney at closing. Citizenship affidavit uploaded. - Seller-XX/XX/XXXX Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. The borrower is identified as a Permanent Resident; however, the Permanent Resident Card (Green Card) was not located in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Green card of the borrower uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower is a US citizen and this has been verified by the closing attorney at closing. Citizenship affidavit uploaded. - Seller-XX/XX/XXXX |
Resolved-Front and back copy of the permanent resident card was provided. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXX.XXX XXXXX XXXXX XXXX XXXX.XXX XXXXXX XXXXX XXXX XXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10143383 | N/A | N/A | |||
| XXXX | XXXX | 10367989 | Closed | 2026-07-13 13:44 | 2026-07-17 08:50 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-The articles of organization was provided. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Articles of Organization document uploaded. - Seller-XX/XX/XXXX Open-Entity Formation Doc Indicator is Missing. Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Articles of Organization document uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10210245 | N/A | N/A | |||
| XXXX | XXXX | 10367992 | Closed | 2026-07-13 12:51 | 2026-07-15 08:51 | Resolved | 1 - Information | C | A | Credit | Credit | Corporation/LLC: Certificate of Good Standing Document is Missing | Resolved-The client provided the certificate of good standing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. COGS uploaded. - Seller-XX/XX/XXXX Open-The loan file is missing evidence that the borrowing entity is in good standing/active. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. COGS uploaded. - Seller-XX/XX/XXXX |
Resolved-The client provided the certificate of good standing. - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10208968 | N/A | N/A | |||
| XXXX | XXXX | 10367992 | Closed | 2026-07-09 00:58 | 2026-07-15 08:50 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-The client provided an explanation as to how taxes were calculated. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXX Pay XXXX - $XX,XXX with the tax rate of X.XX% - $X,XXX. Homestead, Home-owner and various exceptions for tax and title document proves the same. Hence, going with the tax rate , based on assessed value in the tax document. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax The loan file is missing evidence of the taxes for the subject property. The tax bill, on page XXX, shows the taxes as $X.XX as the there is no tax is due since an exemption is shown as equal to or exceeding the valuation. The loan file is missing evidence of the real estate taxes on the subject property. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XXXX Pay XXXX - $XX,XXX with the tax rate of X.XX% - $X,XXX. Homestead, Home-owner and various exceptions for tax and title document proves the same. Hence, going with the tax rate , based on assessed value in the tax document. - Seller-XX/XX/XXXX |
Resolved-The client provided an explanation as to how taxes were calculated. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX.XXX XXX XXXX - XXXX XXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10138620 | N/A | N/A | |||
| XXXX | XXXX | 10367998 | Closed | 2026-07-13 14:39 | 2026-07-15 10:09 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Lease Agreements Missing | Resolved-Moving forward with market rent and DSCR mismatch. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-This is a purchase transaction and the loan was qualified using the market rent of $XXXX, please post the DSCR mismatch as data error to MS. - Seller-XX/XX/XXXX Open-Tape data shows in place rent of $XXXX was used but no lease was provided. Appraisal shows vacant. Using market rent of $XXXX makes DSCR not match. Provide lease agreement to match. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-This is a purchase transaction and the loan was qualified using the market rent of $XXXX, please post the DSCR mismatch as data error to MS. - Seller-XX/XX/XXXX |
Resolved-Moving forward with market rent and DSCR mismatch. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Purchase | NA | 10211335 | N/A | N/A | ||||
| XXXX | XXXX | 10368004 | Closed | 2026-07-13 14:48 | 2026-07-15 10:11 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Note is Incomplete | Resolved-The full Note has been provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Note document uploaded. - Seller-XX/XX/XXXX Open-The Note is Incomplete Pages X and X of the X page Note are missing from the loan file and are required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Note document uploaded. - Seller-XX/XX/XXXX |
Resolved-The full Note has been provided - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10211510 | N/A | N/A | |||
| XXXX | XXXX | 10368009 | Closed | 2026-07-13 16:49 | 2026-07-15 09:25 | Resolved | 1 - Information | C | A | Credit | Credit | Deficient subject rental income documentation. | Resolved-Money order provided for proof of receipt for the security deposit for the subject property. Verified address and tenant's name with lease agreement. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Proof of receipt for security deposit has been uploaded. - Seller-XX/XX/XXXX Open-Per lender guidelines on page XX and XX for Occupancy, Lease and Underwritten Rents, a new tenant with signed lease and proof of receipt of security deposit is required. Missing proof of receipt of $X,XXX.XX security deposit, per the lease agreement. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Proof of receipt for security deposit has been uploaded. - Seller-XX/XX/XXXX |
Resolved-Money order provided for proof of receipt for the security deposit for the subject property. Verified address and tenant's name with lease agreement. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX - XXXXX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10214969 | N/A | N/A | |||
| XXXX | XXXX | 10368011 | Closed | 2026-07-10 01:24 | 2026-07-24 08:17 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-RCE received for $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See RCE - Seller-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'N/A' Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See RCE - Seller-XX/XX/XXXX |
Resolved-RCE received for $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10163892 | N/A | N/A | |||
| XXXX | XXXX | 10368012 | Closed | 2026-07-13 16:20 | 2026-07-29 08:58 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Trust Agreement | Resolved-The client provided the trust agreement. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The borrowing entity is owned by the borrowers trust dated XX/XX/XXXX however there are no trust documents in the loan file. The loan file is missing the trust documentation. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-The client provided the trust agreement. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX X. XXXXXXXX XXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10214217 | N/A | N/A | |||
| XXXX | XXXX | 10368015 | Closed | 2026-07-14 10:08 | 2026-07-21 11:38 | Resolved | 1 - Information | C | A | Credit | Assets Insufficient | Assets are not sufficient to close | Resolved-X/XX statement provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXX statement dated XX-XX-XXXX uploaded. - Seller-XX/XX/XXXX Counter-I am not seeing the XX/XX statement for XXXX. Can you upload again? Thank you! - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Recent statements for XXXX acc uploaded. XXXX statement dated XX-XX-XXXX uploaded. - Seller-XX/XX/XXXX Open-Per page XX of the guidelines, two consecutive months of assets are required. Missing second statement for XXXX - only have XX/XX/XXXX. XXXX we have XX/XX/XXXX and XX/XX/XXXX but we are missing XX/XX/XXXX to make it consecutive. Please provide additional statements in order to use these assets. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XXXX statement dated XX-XX-XXXX uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Recent statements for XXXX acc uploaded. XXXX statement dated XX-XX-XXXX uploaded. - Seller-XX/XX/XXXX |
Resolved-X/XX statement provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXXX - XXXXX.XXX XXXX XXXXXXXXX - XXX.XXX XX-XX-XX - XXXX XXXXXXXXX.XXX |
XXXX | Investment | Purchase | NA | 10232254 | N/A | N/A | |||
| XXXX | XXXX | 10368015 | Closed | 2026-07-14 10:18 | 2026-07-16 09:40 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Lease Agreements Missing | Resolved-Verified in place rent is $XXXX not $XXXX. XXXX will be off due to this. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Lease agreements uploaded for both the units. - Seller-XX/XX/XXXX Open-Tape data shows actual in place rent as $XXXX but we have no lease agreements in file matching this. Please provide lease agreements showing the in place rent matching the tape data. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Lease agreements uploaded for both the units. - Seller-XX/XX/XXXX |
Resolved-Verified in place rent is $XXXX not $XXXX. XXXX will be off due to this. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXXXXXX XXXX X.XXX-XXX XXXXXXXX XXXXXX .XXX XXXXX XXXXXXXXXXX XXXX X.XXX-XXX XXXXXXXX XXXXXX .XXX |
XXXX | Investment | Purchase | NA | 10232441 | N/A | N/A | |||
| XXXX | XXXX | 10368017 | Closed | 2026-07-13 23:07 | 2026-07-15 09:57 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX Resolved-Received the lender required additional consecutive month asset statement to meet asset documentation requirement. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. May month statement uploaded. - Seller-XX/XX/XXXX Open-Asset Record X Does Not Meet G/L Requirements Per lender guideline requirements in the section ‘Liquid Assets’ on page XX, (X) consecutive months of asset statements are required. Evidence of statement ending XX/XX/XXXX and statement ending XX/XX/XXXX in the file. Missing statement dated XX/XX/XXXX to meet the consecutive statements requirement for the XXXX Bank account ending in #XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. May month statement uploaded. - Seller-XX/XX/XXXX |
Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX Resolved-Received the lender required additional consecutive month asset statement to meet asset documentation requirement. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XX-XX-XX - XXXX XXXXXXXXX.XXX | XXXX | Investment | Purchase | NA | 10219696 | N/A | N/A | |||
| XXXX | XXXX | 10368017 | Closed | 2026-07-13 23:07 | 2026-07-15 09:57 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Received the lender required additional consecutive month asset statement to meet asset documentation requirement. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. May month statement uploaded. - Seller-XX/XX/XXXX Open-Asset Record X Does Not Meet G/L Requirements Per lender guideline requirements in the section ‘Liquid Assets’ on page XX, (X) consecutive months of asset statements are required. Evidence of statement ending XX/XX/XXXX and statement ending XX/XX/XXXX in the file. Missing statement dated XX/XX/XXXX to meet the consecutive statements requirement for the XXXX Bank account ending in #XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. May month statement uploaded. - Seller-XX/XX/XXXX |
Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX |
XX-XX-XX - XXXX XXXXXXXXX.XXX | XXXX | Investment | Purchase | NA | 10219697 | N/A | N/A | |||
| XXXX | XXXX | 10368020 | Closed | 2026-07-14 01:22 | 2026-07-27 11:36 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Secondary valuation (XXXX) provided and added to Property section. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary valuation document uploaded. - Seller-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations Second Appraisal/ Valuation required for refinance transaction of X to X units, for cash out only, and with LTV =or> than XX% LTV or greater for Securitizations is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary valuation document uploaded. - Seller-XX/XX/XXXX |
Resolved-Secondary valuation (XXXX) provided and added to Property section. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX X XXXX XX(X)_XXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10220908 | N/A | N/A | |||
| XXXX | XXXX | 10368022 | Closed | 2026-07-14 09:08 | 2026-07-29 08:22 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Does Not Meet Guideline Requirements | Resolved-Lender confirmed Taxes were taken from the Appraisal. However, the Lender saw & calculated from $X,XXX annual ($XXX.XX monthly). But the appraisal truly showed $X,XXX annual ($XXX.XX monthly). Issue resolved but still with a slight variance. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Higher tax value of $XXX.XX has been verified using the appraisal. - Seller-XX/XX/XXXX Open-The taxes used in the approval was $XXX.XX but the documentation in the file is only supporting $XXX.XX monthly. This is causing the difference in the XXXX calculation of X.XXX to X.XX which is over a .XX difference. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Higher tax value of $XXX.XX has been verified using the appraisal. - Seller-XX/XX/XXXX |
Resolved-Lender confirmed Taxes were taken from the Appraisal. However, the Lender saw & calculated from $X,XXX annual ($XXX.XX monthly). But the appraisal truly showed $X,XXX annual ($XXX.XX monthly). Issue resolved but still with a slight variance. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 10230490 | N/A | N/A | ||||
| XXXX | XXXX | 10368023 | Closed | 2026-07-09 23:57 | 2026-07-14 09:42 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, XXX prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX are aware of the finding - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, XXX prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX are aware of the finding - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Purchase | NA | 10163424 | Originator Post-Close | No | |||||
| XXXX | XXXX | 10368028 | Closed | 2026-07-14 14:53 | 2026-07-15 07:45 | Resolved | 1 - Information | D | A | Property | Missing Doc | File does not contain all required valuation documents | Resolved-Post-Closing Desk Review was received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Appraisal Desk Review document uploaded. - Seller-XX/XX/XXXX Open-The Appraisal Desk Review is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Appraisal Desk Review document uploaded. - Seller-XX/XX/XXXX |
Resolved-Post-Closing Desk Review was received. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXX XXXXXX (XXX) XX XXXXXXXXXX XXXXXXX XXXXXXXX (XXX).XXXX XXXXXXX XXXXXX .XXX | XXXX | Investment | Refinance | Cash Out - Other | 10243363 | N/A | N/A | |||
| XXXX | XXXX | 10368029 | Closed | 2026-07-14 10:29 | 2026-07-17 07:27 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Entity documentation provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Certificate of Organization uploaded. - Seller-XX/XX/XXXX Open-Entity Formation Doc Indicator is Missing. Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Certificate of Organization uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10232669 | N/A | N/A | |||
| XXXX | XXXX | 10368031 | Closed | 2026-07-14 12:43 | 2026-07-30 08:31 | Resolved | 1 - Information | C | A | Credit | Title Review | HEI: Title vesting does not match. | Resolved-Deed and OA received; - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Deed and OA uploaded for XXXXXXX XXXXXXXXXX. - Seller-XX/XX/XXXX Open-Title is currently vested in XXXXXXX XXXXXXXXXX, XXX; Deed missing conveying title from XXXXXXX XXXXXXXXXX, XXX to XXXX XXXXXXXXXX, XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Deed and OA uploaded for XXXXXXX XXXXXXXXXX. - Seller-XX/XX/XXXX |
Resolved-Deed and OA received; - Due Diligence Vendor-XX/XX/XXXX |
XXXX - XXXX XXXXXXXX.XXX XXXXXXX XXXXXXXXXX XXX XXXX XXXXXXXXX (X).XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10237661 | N/A | N/A | |||
| XXXX | XXXX | 10368034 | Closed | 2026-07-10 07:06 | 2026-07-17 08:05 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Hazard Insurance Policy including rental loss coverage is fully present. Finding is resolved. - Due Diligence Vendor-XX/XX/XXXX Open-Provided HOI document does not have Rent Loss Coverage, provided updated HOI with Rent loss coverage. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Hazard Insurance Policy including rental loss coverage is fully present. Finding is resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 10170039 | N/A | N/A | |||||
| XXXX | XXXX | 10368034 | Closed | 2026-07-14 11:43 | 2026-07-17 08:04 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present. Finding is resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final Binder uploaded. - Seller-XX/XX/XXXX Open-Missing Hazard Insurance Policy Unable to locate the hazard insurance policy for the subject property in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final Binder uploaded. - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Policy is fully present. Finding is resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXX (XX).XXX | XXXX | Investment | Refinance | Cash Out - Other | 10235599 | N/A | N/A | |||
| XXXX | XXXX | 10368036 | Closed | 2026-07-14 12:41 | 2026-07-20 15:16 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Documentation received. $XX,XXX verified as Fair Rental amount. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Coverage "included" in personal lines term is a used because the coverage is based on actual loss sustained. Please see email response, copy of the proposal and declaration page. Once policy is issued it will not show the amount because the amount is based on loss report for the month that the propery remains without a rental income during the period of restoration or up to XX months whichever is first. - Seller-XX/XX/XXXX Open-Unable to locate the rental loss coverage on the hazard insurance policy. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Coverage "included" in personal lines term is a used because the coverage is based on actual loss sustained. Please see email response, copy of the proposal and declaration page. Once policy is issued it will not show the amount because the amount is based on loss report for the month that the propery remains without a rental income during the period of restoration or up to XX months whichever is first. - Seller-XX/XX/XXXX |
Resolved-Documentation received. $XX,XXX verified as Fair Rental amount. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX _ XXXX XXX XXX XXXXXXXX XXX.XXX XXXXXX _ XXXXX XXX XXXXXXXX XXX.XXX XXXXXXXX XXXXX XXXX XXXXXXXXX XXXXX-- XXX XXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10237587 | N/A | N/A | |||
| XXXX | XXXX | 10368037 | Closed | 2026-07-15 08:29 | 2026-07-31 07:53 | Resolved | 1 - Information | D | A | Property | Missing Doc | File does not contain all required valuation documents | Resolved-XXXX Appraisal received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX Open-Loan is a Cash-Out transaction with an LTV of XX%. The file is missing a XXXX / Field Review valuation. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX |
Resolved-XXXX Appraisal received. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXX.XXX XXXXXXXX XXXXXX .XXX | XXXX | Investment | Refinance | Cash Out - Other | 10259734 | N/A | N/A | |||
| XXXX | XXXX | 10368038 | Closed | 2026-07-10 03:09 | 2026-08-07 09:34 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX Resolved-REC provided from the Hazard Insurance Company. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See attached RCE. - Seller-XX/XX/XXXX Counter-The submitted policy provides $XXX,XXX in Coverage A, which fails to meet the required minimum of $XXX,XXX (the lesser of the $XXX,XXX loan amount of the appraised Replacement Cost Value). The policy does not include ”Guaranteed Replacement Cost” coverage, there the current limit is insufficient to satisfy the guideline requirements. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See letter from insurance carrier - Seller-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' Per lender guidelines for Property Insurance (X-X Unit Properties) on page XX, if the Replacement Cost Value is less than the unpaid principal balance (PB) of the loan, the replacement cost/insurable value is the amount of coverage required. RCV of $XXX,XXX; current dwelling coverage of $XXX,XXX reflects a shortfall coverage. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See attached RCE. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. See letter from insurance carrier - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX Resolved-REC provided from the Hazard Insurance Company. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX.XXX XXXX XXXXXX XXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10165172 | N/A | N/A | |||
| XXXX | XXXX | 10368040 | Closed | 2026-07-14 13:43 | 2026-07-16 09:43 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report prior to closing date uploaded. - Seller-XX/XX/XXXX Open-Credit report in file is dated after the note date. Provide initial credit report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report prior to closing date uploaded. - Seller-XX/XX/XXXX |
Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10239396 | N/A | N/A | |||
| XXXX | XXXX | 10368042 | Closed | 2026-07-14 13:32 | 2026-07-16 15:52 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Articles of Incorporation was provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Certificate of Formation uploaded. - Seller-XX/XX/XXXX Open-Entity Formation Doc Indicator is Missing. Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Certificate of Formation uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Articles of Incorporation was provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 10238801 | N/A | N/A | |||
| XXXX | XXXX | 10368051 | Closed | 2026-07-10 05:19 | 2026-07-29 09:52 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Citizenship Identification Documentation Missing | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Back side of the PR card uploaded. - Seller-XX/XX/XXXX Counter-The back of the card has the type of permanent resident card. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Uploaded front page has all the necessary information required. Back side not required. Please clear this exception. - Seller-XX/XX/XXXX Counter-Copy of the back of the permanent res card is missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Permanent resident card of borrower uploaded. - Seller-XX/XX/XXXX Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Borrower X Non-US Citizen Identification Document Missing. Provide Permanent resident card to verify borrower's Permanent Resident alien status per XX page XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Back side of the PR card uploaded. - Seller-XX/XX/XXXX Ready for Review-Uploaded front page has all the necessary information required. Back side not required. Please clear this exception. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Permanent resident card of borrower uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX |
XX.XXX XXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10167013 | N/A | N/A | |||
| XXXX | XXXX | 10368056 | Closed | 2026-07-10 07:04 | 2026-07-24 10:37 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Final Settlement Statement (with Signature Addendum) for the subject property provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final HUD uploaded. - Seller-XX/XX/XXXX Counter-Settlement statement provided is for a different borrower and property address. Final Settlement Statement for the subject property is missing. - Due Diligence Vendor-XX/XX/XXXX Resolved-Requested Settlement statement provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final HUD uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Final Settlement Statement is Missing From loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final HUD uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Final HUD uploaded. - Seller-XX/XX/XXXX |
Resolved-Final Settlement Statement (with Signature Addendum) for the subject property provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Requested Settlement statement provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXX.XXX XXXXXX XXXXX'X XXXXXXXXXX XXXXXXXXX (X).XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10169973 | N/A | N/A | |||
| XXXX | XXXX | 10368059 | Closed | 2026-07-10 05:30 | 2026-07-17 08:26 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-Requested updated DOT provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Updated DOT document uploaded. - Seller-XX/XX/XXXX Open-The Deed of Trust is Incomplete Note Date of XX-XX-XXXX But DOT Notary Acknowledgment Date of XX-XX-XXXX, We need Updated DOT Document. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Updated DOT document uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested updated DOT provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX |
XXX.XXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10167133 | N/A | N/A | |||
| XXXX | XXXX | 10368059 | Closed | 2026-07-10 05:20 | 2026-07-16 10:32 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is XXXX.) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Business Purpose Affidavit document uploaded. - Seller-XX/XX/XXXX Open-The XXXX Page Loan Type is 'XXXX' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a XXXX loan. Business Purpose Affidavit Disclosure is missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Business Purpose Affidavit document uploaded. - Seller-XX/XX/XXXX |
Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is XXXX.) - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXXXXX XXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10167022 | N/A | N/A | |||
| XXXX | XXXX | 10368062 | Closed | 2026-07-10 05:57 | 2026-07-16 11:37 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-The closing discloure is in and the borrower is getting back $X,XXX,XX so it's a Rate/Term refi now. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Per guidelines, Rate term refinance loan can have LTV upto XX% if Qualifying FICO >=XXX. Please clear this exception. - Seller-XX/XX/XXXX Open-Audited LTV Exceeds Guideline LTV Audited LTV XX% Exceeds Guideline LTV XX%. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Per guidelines, Rate term refinance loan can have LTV upto XX% if Qualifying FICO >=XXX. Please clear this exception. - Seller-XX/XX/XXXX |
Resolved-The closing discloure is in and the borrower is getting back $X,XXX,XX so it's a Rate/Term refi now. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10168654 | N/A | N/A | ||||
| XXXX | XXXX | 10368062 | Closed | 2026-07-10 05:26 | 2026-07-16 11:32 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final HUD uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. HUD or settlement statement is missing from the loan file. When final CD is in a determination about escrows will be made, and additional conditions may apply. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final HUD uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX_XXXXX_XXXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10167091 | N/A | N/A | |||
| XXXX | XXXX | 10368063 | Closed | 2026-07-10 07:21 | 2026-07-16 10:42 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Asset reserves met by cash-out at closing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Per settlement statement uploaded, "Total amount due to borrower" is $XXX,XXX.XX which covers the PITIA requirement. Please clear this exception. - Seller-XX/XX/XXXX Open-per guideline Post-Closing Reserves for Refinance X months of PITIA in reserves. The file contained verified assets totally $X,XXX.XX. The PITIA $X,XXX.XX ($X,XXX.Xx X = $XX,XXX) cash to close is X short by $XX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Per settlement statement uploaded, "Total amount due to borrower" is $XXX,XXX.XX which covers the PITIA requirement. Please clear this exception. - Seller-XX/XX/XXXX |
Resolved-Asset reserves met by cash-out at closing. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXXX.XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10170303 | N/A | N/A | |||
| XXXX | XXXX | 10368063 | Closed | 2026-07-10 06:52 | 2026-07-16 10:38 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final settlement statement uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. HUD or settlement statement is missing in loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final settlement statement uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXXX.XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10169676 | N/A | N/A | |||
| XXXX | XXXX | 10368067 | Closed | 2026-07-10 07:26 | 2026-07-21 09:22 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Citizenship Identification Documentation Missing | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Resolved-Perm Resident Card was received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Permanent Resident card of the borrower uploaded. - Seller-XX/XX/XXXX Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Borrower is a permanent resident. Unable to locate the permanent resident card. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Permanent Resident card of the borrower uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Resolved-Perm Resident Card was received. - Due Diligence Vendor-XX/XX/XXXX |
XX.XXXXXX (X).XXX | XXXX | Investment | Purchase | NA | 10170384 | N/A | N/A | |||
| XXXX | XXXX | 10368068 | Closed | 2026-07-24 07:57 | 2026-08-11 12:18 | Resolved | 1 - Information | D | A | Property | Missing Doc | File does not contain all required valuation documents | Resolved-The documentation received was sufficient to resolve the finding. Second value - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX Open-Loan is a Cash-Out transaction with an LTV of XX%. The file is missing a XXXX / Field Review valuation. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX |
Resolved-The documentation received was sufficient to resolve the finding. Second value - Due Diligence Vendor-XX/XX/XXXX |
XXXX X XXXX XX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10446733 | N/A | N/A | |||
| XXXX | XXXX | 10368068 | Closed | 2026-07-10 00:38 | 2026-07-24 01:26 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-RCE uploaded, Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see RCE. - Seller-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'N/A' Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please see RCE. - Seller-XX/XX/XXXX |
Resolved-RCE uploaded, Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10163608 | N/A | N/A | |||
| XXXX | XXXX | 10368070 | Closed | 2026-07-15 11:03 | 2026-07-29 09:22 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Articles of incorporation was provided. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Certificate of Organization uploaded. - Seller-XX/XX/XXXX Open-Entity Formation Doc Indicator is Missing. Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Certificate of Organization uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Articles of incorporation was provided. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 10263209 | N/A | N/A | |||
| XXXX | XXXX | 10368070 | Closed | 2026-07-10 05:28 | 2026-07-29 09:20 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present. Comps provided and using the average - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Tax value is based on the comparable properties, uploaded the source details. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax It appears the lender used the monthly taxes in the amount of $XXX.XX. The final settlement shows also reflects monthly taxes as $XXX.XX ($XXX.XX/ X months). Unable to locate the documentation to support that amount. The documentation in the file reflects $XXX.XX (paid quarterly) which is $XX.XX monthly. This is causing a change in DSCR from X.XXX to X.XXX. Provide proof of document validating this $XXX.XX tax amount. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Tax value is based on the comparable properties, uploaded the source details. - Seller-XX/XX/XXXX |
Resolved-Evidence of Property Tax is present. Comps provided and using the average - Due Diligence Vendor-XX/XX/XXXX |
XXXXX (X).XXX XXXXX (X).XXX XXXXX (X).XXX XXXXX (X).XXX XXXXX (X).XXX XXXXX (X).XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10167103 | N/A | N/A | |||
| XXXX | XXXX | 10368071 | Closed | 2026-07-15 11:17 | 2026-07-21 12:03 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See Declaration Page & RCE - Seller-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See Declaration Page & RCE - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX - XXX.XXX XXXX XXXXXX XXXXXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10263565 | N/A | N/A | |||
| XXXX | XXXX | 10368071 | Closed | 2026-07-15 11:27 | 2026-07-21 12:03 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. The correct premium is $X,XXX.XX the error came because the borrower paid an endorsement to raise the property limit from $XXX,XXX to $XXX,XXX RCE, and there was an additional premium of $XX.XX. The final premium should read $X,XXX.XX. The amount shown in the tape data was incorrectly calculated because $XX.XX was the final paid receipt that paid the entire premium in full for the year. - Seller-XX/XX/XXXX Open-Hazard Insurance Policy Partially Provided Hazard declaration page provided on page #XXX shows an annual policy of $XXXX.XX which would be $XXX.XX per month but the tape data shows a monthly payment amount of $X.XX. Provide declaration page matching the tape data. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. The correct premium is $X,XXX.XX the error came because the borrower paid an endorsement to raise the property limit from $XXX,XXX to $XXX,XXX RCE, and there was an additional premium of $XX.XX. The final premium should read $X,XXX.XX. The amount shown in the tape data was incorrectly calculated because $XX.XX was the final paid receipt that paid the entire premium in full for the year. - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX-XXXXXXX-XXXXXXX.XXX XXX XXXXXX XX - XXXX-XX-XXXXX_XX_XX (X).XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10263786 | N/A | N/A | |||
| XXXX | XXXX | 10368073 | Closed | 2026-07-15 12:26 | 2026-07-24 10:22 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see RCE - Seller-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please see RCE - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10265793 | N/A | N/A | |||
| XXXX | XXXX | 10368075 | Closed | 2026-07-16 08:49 | 2026-07-20 07:48 | Resolved | 1 - Information | C | A | Credit | Assets Insufficient | Assets are not sufficient to close | Resolved-Final settlement statement was provided reflecting proceeds to the borrower. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. HUD from another cash out deal of the borrower covering required liquidity has been uploaded. - Seller-XX/XX/XXXX Open-The assets total $XXX,XXX.XX. The amount required from the borrower is $XXX,XXX.XX. The reserve requirement is $XX,XXX. If you take the $XXX,XXX.XX-$XXX,XXX.XX= -$XX,XXX.XX-$XX,XXX= -$XX,XXX.XX, the loan is short reserves in the amount of .XX and post close funds of $XX,XXX.XX. Need additional assets to satisfy reserve and post close fund requirements. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. HUD from another cash out deal of the borrower covering required liquidity has been uploaded. - Seller-XX/XX/XXXX |
Resolved-Final settlement statement was provided reflecting proceeds to the borrower. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXX.XXX | XXXX | Investment | Purchase | NA | 10288642 | N/A | N/A | |||
| XXXX | XXXX | 10368076 | Closed | 2026-07-15 14:37 | 2026-07-17 11:39 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Final Refinance Statement certified by the title company was provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final HUD uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. File contains an Estimated Settlement Statement. Final Settlement Statement is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final HUD uploaded. - Seller-XX/XX/XXXX |
Resolved-Final Refinance Statement certified by the title company was provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXXXXXXXX XXXXXXXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 10269742 | N/A | N/A | |||
| XXXX | XXXX | 10368077 | Closed | 2026-07-13 01:35 | 2026-07-15 12:36 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX is aware of this finding. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX is aware of this finding. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 10195414 | Originator Pre-Close | No | |||||
| XXXX | XXXX | 10368081 | Closed | 2026-07-21 13:40 | 2026-08-10 08:35 | Resolved | 1 - Information | D | A | Property | Missing Doc | File does not contain all required valuation documents | Resolved-Valuation received; Finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX Open-Loan is a Cash-Out transaction with an LTV of XX%. The file is missing a XXXX / Field Review valuation. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX |
Resolved-Valuation received; Finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXX XX_XXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10383341 | N/A | N/A | |||
| XXXX | XXXX | 10368081 | Closed | 2026-07-15 14:50 | 2026-07-21 13:36 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-New DL received with an expiration date in XXXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Renewed DL of the borrower uploaded. - Seller-XX/XX/XXXX Open-Note date is XX/XX/XXXX borrowers Photo ID expiry date is XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Renewed DL of the borrower uploaded. - Seller-XX/XX/XXXX |
Resolved-New DL received with an expiration date in XXXX. - Due Diligence Vendor-XX/XX/XXXX |
XX - XXXXXXX XXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10270166 | N/A | N/A | |||
| XXXX | XXXX | 10368081 | Closed | 2026-07-13 02:07 | 2026-07-15 14:12 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX are aware of the finding. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX are aware of the finding. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 10195682 | Originator Post-Close | No | |||||
| XXXX | XXXX | 10367951 | Closed | 2026-07-15 12:14 | 2026-08-04 10:43 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Uploaded Operating Agreement, Articles of Organization and EIN for XXXXXX XXXXXXXX XXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' Uploaded Operating Agreement, Articles of Organization and EIN for XXXXXX XXXXXXXX XXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Entity Docs uploaded for XXXXXX XXXXXXXX XXXXXX XXX. - Seller-XX/XX/XXXX Counter-Missing Operating Agreement, Articles of Organization and EIN for XXXXXX XXXXXXXX XXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Entity Docs uploaded. - Seller-XX/XX/XXXX Open-Entity Formation Doc Indicator is Missing. Missing Operating Agreement, Articles of Organization and EIN for XXXXXX XXXXXXXX XXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Entity Docs uploaded for XXXXXX XXXXXXXX XXXXXX XXX. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Entity Docs uploaded. - Seller-XX/XX/XXXX |
Resolved-Uploaded Operating Agreement, Articles of Organization and EIN for XXXXXX XXXXXXXX XXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' Uploaded Operating Agreement, Articles of Organization and EIN for XXXXXX XXXXXXXX XXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX |
XXX_XXXXXXXXXX_XXXXXX_-_XXXXX_XXXXXXXX_XXXXXX_XXXXXXXXXXXXXX.XXX XXXXXXXXX_XXXXXXXXX__-_XXXXX_XXXXXXXX_XXXXXX_XXXXXXXXXXXXXX.XXX XX XXXXXX XXXXXXXX - XXXXX XXXXXXXX XXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10265426 | N/A | N/A | |||
| XXXX | XXXX | 10367951 | Closed | 2026-07-10 02:18 | 2026-08-04 10:39 | Resolved | 1 - Information | C | A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-Uploaded OFAC XXXXXX XXXXXXXX XXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX Resolved-Requested OFAC sanctioned list for borrower Business Entity name, provided updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. OFAC for XXXXXX XXXXXXXX XXXXXX XXX uploaded. - Seller-XX/XX/XXXX Open-OFAC Check Not Completed and/or Cleared Missing OFAC for XXXXXX XXXXXXXX XXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. OFAC for XXXXXX XXXXXXXX XXXXXX XXX uploaded. - Seller-XX/XX/XXXX |
Resolved-Uploaded OFAC XXXXXX XXXXXXXX XXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX Resolved-Requested OFAC sanctioned list for borrower Business Entity name, provided updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10164661 | N/A | N/A | |||
| XXXX | XXXX | 10367951 | Closed | 2026-07-15 13:13 | 2026-08-04 10:39 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Category CXX Employment Authorization Card received. The CXX category is designated for spouses of HXB visa holders who are on HX dependent visas. This is acceptable. - Due Diligence Vendor-XX/XX/XXXX Counter-XXXXXXXXX XXXX XX Non Permanent US Residents, missing VISA. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-EAD card is the visa - Seller-XX/XX/XXXX Counter-Missing VISA. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Passport of the borrower uploaded. - Seller-XX/XX/XXXX Counter-XXXXXXXXX XXXX XX Non Permanent US Residents, documentation requirement VISA and Passport. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Employment Authorisation card of borrower uploaded. - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. XXXXXXXXX XXXX XX Non Permanent US Residents, missing VISA and Passport. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-EAD card is the visa - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Passport of the borrower uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Employment Authorisation card of borrower uploaded. - Seller-XX/XX/XXXX |
Resolved-Category CXX Employment Authorization Card received. The CXX category is designated for spouses of HXB visa holders who are on HX dependent visas. This is acceptable. - Due Diligence Vendor-XX/XX/XXXX |
XX.XXXXX.XXX XXXXXXXX_-_XXX_XXXXXXXXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10267362 | N/A | N/A | |||
| XXXX | XXXX | 10367951 | Closed | 2026-07-15 11:40 | 2026-08-04 10:22 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Note is Incomplete | Resolved-Uploaded all pages of Note. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Note document with pages X & X uploaded. - Seller-XX/XX/XXXX Open-The Note is Incomplete Missing Note pages X & X. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Note document with pages X & X uploaded. - Seller-XX/XX/XXXX |
Resolved-Uploaded all pages of Note. - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10264667 | N/A | N/A | |||
| XXXX | XXXX | 10367990 | Closed | 2026-07-10 05:49 | 2026-07-21 03:11 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Requested hazard Insurance Policy Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See attached Declaration - and invoice for XXXX XXX XXXXX Avenue, XXXXXXX, XX XXXXX - Seller-XX/XX/XXXX Open-The loan file is missing evidence of HOI dec page with sufficient coverages and invoice for XXXX XXX XXXXX Avenue. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See attached Declaration - and invoice for XXXX XXX XXXXX Avenue, XXXXXXX, XX XXXXX - Seller-XX/XX/XXXX |
Resolved-Requested hazard Insurance Policy Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXX XXXX XXXXXX-XXXXXXX-X-XXXXXXXX.XXX XXXX XXX XXXX XXXXXX-XXXXXXXXX-XXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10168563 | N/A | N/A | |||
| XXXX | XXXX | 10368024 | Closed | 2026-07-15 16:10 | 2026-07-17 11:28 | Resolved | 1 - Information | C | A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-OFAC Check Completed and Cleared for XXXXX XXXXXX XXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. OFAC for XXXXX XXXXXX XXXXXXX XXX uploaded. - Seller-XX/XX/XXXX Open-OFAC Check Not Completed and/or Cleared . Missing OFAC for XXXXX XXXXXX XXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. OFAC for XXXXX XXXXXX XXXXXXX XXX uploaded. - Seller-XX/XX/XXXX |
Resolved-OFAC Check Completed and Cleared for XXXXX XXXXXX XXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10273230 | N/A | N/A | |||
| XXXX | XXXX | 10368033 | Closed | 2026-07-10 08:41 | 2026-07-29 10:12 | Resolved | 1 - Information | C | A | Credit | Doc Issue | HOA Fee Difference | Resolved-Agreed to HOA fees on XXXX appraisals resulting in DSCR difference. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Agreed to the HOA fee and the updated DSCR X.XXX, please post the difference as data discrepancy. - Seller-XX/XX/XXXX Open-HOA Fee difference exsits between validated HOA and documents Per the XXXX appraisals, all X properties in the portfolio are identified as single-family residences. However, the XXXX appraisals indicates the properties are PUD with a HOA fee of $XX per property. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Agreed to the HOA fee and the updated DSCR X.XXX, please post the difference as data discrepancy. - Seller-XX/XX/XXXX |
Resolved-Agreed to HOA fees on XXXX appraisals resulting in DSCR difference. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 10171875 | N/A | N/A | ||||
| XXXX | XXXX | 10351573 | Closed | 2026-07-15 17:53 | 2026-07-29 09:34 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-XXXX Exterior Report dated XX/XX/XXXX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations Second Appraisal/ Valuation required for cash out and RT refinances for SFR with XX% LTV or greater for Securitizations is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-XXXX Exterior Report dated XX/XX/XXXX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXX.XXXX XXXXXXXXXX XXXXXX .XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10276092 | N/A | N/A | |||
| XXXX | XXXX | 10387694 | Closed | 2026-07-28 16:25 | 2026-08-19 09:09 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Second Valuation/Field Review completed on XXXX form provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Revised document uploaded. - Seller-XX/XX/XXXX Counter-Primary was appraisal provided; this is already evidenced in the file. The second valuation/field review completed on Form XXXX (Exterior-Only Inspection Residential Appraisal Report) for the subject property, a X-unit income-producing asset. Form XXXX is scoped for X-unit properties and does not include an income approach, rent schedule, or market rent analysis. Please provide a compliant XXXX appraisal (or appropriate X-X unit field review). - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Primary Appraisal uploaded. - Seller-XX/XX/XXXX Counter-The second valuation/field review completed on Form XXXX (Exterior-Only Inspection Residential Appraisal Report) for the subject property, a X-unit income-producing asset. Form XXXX is scoped for X-unit properties and does not include an income approach, rent schedule, or market rent analysis. Please provide a compliant XXXX appraisal (or appropriate X-X unit field review). - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations Second Appraisal/ Valuation required for refinance transaction of X to X units, for cash out only, and with LTV =or> than XX% LTV or greater for Securitizations is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Revised document uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Primary Appraisal uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX |
Resolved-Second Valuation/Field Review completed on XXXX form provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXX.XXX XXXXXXXX XX .XXX XXX XXXXXXXX XX_XXXXXXX.XXX XXXXXXXXX XXXXXXXXX.XXX XXXXXXXX XX (X).XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10499840 | N/A | N/A | |||
| XXXX | XXXX | 10387694 | Closed | 2026-07-28 17:03 | 2026-07-31 08:57 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Calculation Undocumented | Resolved-A variance was noted between the Originator's DSCR of X.XXX and the Calculated DSCR of X.XXX. Verified that the Originator used a hybrid calculation for qualifying gross income. This is a X-unit property, the Originator used Market Rent for X units and Lease Amounts for the other X units. Unable to use the hybrid calculation in XXXX. Both calculations exceed the minimum DSCR requirement of X.XX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Rent is based on the minimum of actual rent and market rent, calculation uploaded. - Seller-XX/XX/XXXX Open-A variance was noted between the Originator's DSCR of X.XXX and the Calculated DSCR of X.XXX. The difference appears to be due to a different qualifying gross rent income used by the lender. Provide evidence of actual gross income used in qualifying. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Rent is based on the minimum of actual rent and market rent, calculation uploaded. - Seller-XX/XX/XXXX |
Resolved-A variance was noted between the Originator's DSCR of X.XXX and the Calculated DSCR of X.XXX. Verified that the Originator used a hybrid calculation for qualifying gross income. This is a X-unit property, the Originator used Market Rent for X units and Lease Amounts for the other X units. Unable to use the hybrid calculation in XXXX. Both calculations exceed the minimum DSCR requirement of X.XX. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10500525 | N/A | N/A | |||
| XXXX | XXXX | 10387694 | Closed | 2026-07-28 16:47 | 2026-07-30 09:50 | Resolved | 1 - Information | C | A | Credit | Eligibility | Cash reserves less than required by guidelines | Resolved-Additional Business Bank Statements (X months consecutive) provided for X additional business entities held by the Guarantor. In addition, Operating Agreements provided for both business entities reflecting the Guarantor as XXX% sole member. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Statements and respective entity documents uploaded for additional liquidity. - Seller-XX/XX/XXXX Open-The borrower is required to maintain six (X) months of reserves totaling $XX,XXX.XX. Verified assets reflect a shortfall of $XXX.XX. Bank statements reflecting an ending balance of $X.XX in total liquid assets along with X month’s PITIA of $X,XXX.XX escrowed in the amount of available for reserves are evidenced in the file. Additional documentation or assets will be required to fully satisfy the total reserve amount shortage. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Statements and respective entity documents uploaded for additional liquidity. - Seller-XX/XX/XXXX |
Resolved-Additional Business Bank Statements (X months consecutive) provided for X additional business entities held by the Guarantor. In addition, Operating Agreements provided for both business entities reflecting the Guarantor as XXX% sole member. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX - XXX.XXX XXXX - XXX.XXX XXXXXXXXX XXXXXXXXX.XXX XXX XXXXXXXXX XXXXXXXXX.XXX XXXX - XXXX.XXX XXXX - XXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10500198 | N/A | N/A | |||
| XXXX | XXXX | 10387696 | Closed | 2026-07-29 10:05 | 2026-08-13 08:27 | Resolved | 1 - Information | D | A | Property | Missing Doc | 3rd Party Valuation Product is Required and Missing | Resolved-Valuation received; Finding cleared - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX Open-Xrd valuation, a XXXX Exterior appraisal is required - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX |
Resolved-Valuation received; Finding cleared - Due Diligence Vendor-XX/XX/XXXX |
XXXX X XXXXX XX(X).XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10512006 | N/A | N/A | |||
| XXXX | XXXX | 10387702 | Closed | 2026-07-28 08:39 | 2026-07-31 08:50 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final Binder uploaded. - Seller-XX/XX/XXXX Open-Missing Hazard Insurance Policy Hazard insurance policy is missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final Binder uploaded. - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 10487441 | N/A | N/A | |||
| XXXX | XXXX | 10387703 | Closed | 2026-07-29 14:48 | 2026-08-19 09:59 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Originator calculated qualifying annual tax amount o $X,XXX.XX from the title commitment (page X on Finding). Tape data reflects monthly amount of $XXX.XX (data error). Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Loan is qualified using the annual tax amount of $X,XXX.XX, sourced from the title commitment pg#X, please post the DSCR difference as data error. - Seller-XX/XX/XXXX Open-Verified monthly tax amount of $XXX.XX from page #XXX. Per the closing instructions, lender used the monthly tax amount of $XXX.XX from page #XXX. The final settlement statement reflects (X) two different property tax amounts being escrowed for X months, one for $XXXX.XX ($XXX.XX monthly) and another for $XXXX.XX ($XXX.XX monthly). Provide clarification of exact amount used and collected for property tax. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Loan is qualified using the annual tax amount of $X,XXX.XX, sourced from the title commitment pg#X, please post the DSCR difference as data error. - Seller-XX/XX/XXXX |
Resolved-Originator calculated qualifying annual tax amount o $X,XXX.XX from the title commitment (page X on Finding). Tape data reflects monthly amount of $XXX.XX (data error). Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
XXXXX.XXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 10519120 | N/A | N/A | |||
| XXXX | XXXX | 10387705 | Closed | 2026-07-28 11:05 | 2026-08-25 15:49 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Missing asset documentation (ATR) | Resolved-HUD-X received to show Cash Out from the refinance of another property. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. OA for XXX Ives, LLC uploaded. - Seller-XX/XX/XXXX Counter-Per the section of the X/X/XXXX guideline labeled "Liquid Assets", when business accounts are used to satisfy liquidity requirements, the operating agreement of the ownership entity detailing ownership and access to available funds must be verified. Please provide the operating agreement for the business to verify how much of the funds the borrower may use. - Due Diligence Vendor-XX/XX/XXXX Counter-Received the HUD from a refinance of another property, which was already in the loan file.. Although the HUD was executed by the borrower, the transaction closed in the name of a business. Please provide the operating agreement for the business to verify how much of the fnds the borrower may use. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Doument showing proof of ownership for XXX Ives, LLC uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Source of liquidity and funds has been uploaded. - Seller-XX/XX/XXXX Open-The loan file is missing proof of funds to close, in the amount of $XX,XXX.XX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. OA for XXX Ives, LLC uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Doument showing proof of ownership for XXX Ives, LLC uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Source of liquidity and funds has been uploaded. - Seller-XX/XX/XXXX |
Resolved-HUD-X received to show Cash Out from the refinance of another property. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXX XXXXXXXXXXX XX XXXXXX XXXXXXXXX.XXX XXX XXXX, XXX.XXX XXX XX.XXX |
XXXX | Investment | Purchase | NA | 10490926 | N/A | N/A | |||
| XXXX | XXXX | 10387709 | Closed | 2026-07-28 14:43 | 2026-08-03 09:41 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Desk Review document uploaded. - Seller-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations The Appraisal Desk Review is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Desk Review document uploaded. - Seller-XX/XX/XXXX |
XXXXXXXXX XXXX XXXXXX (XXX) XX XXXXXXXXXX XXXXXXX XXXXXXXX (XXX).XX XXXX XXXXXXXX XXXXX .XXX | XXXX | Investment | Refinance | Cash Out - Other | 10497732 | N/A | N/A | ||||
| XXXX | XXXX | 10387709 | Closed | 2026-07-28 01:56 | 2026-07-29 09:27 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final Binder has been uploaded. - Seller-XX/XX/XXXX Open-Missing Hazard Insurance Policy in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final Binder has been uploaded. - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10482505 | N/A | N/A | |||
| XXXX | XXXX | 10387710 | Closed | 2026-07-28 02:42 | 2026-07-28 11:26 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX are aware of the finding. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX are aware of the finding. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10482842 | Originator Post-Close | No | |||||
| XXXX | XXXX | 10387714 | Closed | 2026-07-28 14:31 | 2026-08-06 08:58 | Resolved | 1 - Information | D | A | Property | Missing Doc | File does not contain all required valuation documents | Resolved-XXXX rec'd/resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX Open-Loan is a Cash-Out transaction with an LTV of XX%. The file is missing a XXXX / Field Review valuation. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX |
Resolved-XXXX rec'd/resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXX.XXX XXXXX XXXXXX .XXX | XXXX | Investment | Refinance | Cash Out - Other | 10497542 | N/A | N/A | |||
| XXXX | XXXX | 10387715 | Closed | 2026-07-24 12:34 | 2026-08-14 07:37 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-Purchase Agreement provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Updated document uploaded. - Seller-XX/XX/XXXX Counter-Point #X on first page of sales contract sales purchase price is $XXX,XXX. An addendum to the sales price is missing from the file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Please refer to Point #X of page X which shows the purchase price as $XXX,XXX. - Seller-XX/XX/XXXX Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing Sales contract in file shows sales price as $XXX,XXX. Appraisal and Agreement of Assignment states sales price is $XXX,XXX. Addendum to sales contract is missing showing new sales price of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Updated document uploaded. - Seller-XX/XX/XXXX Ready for Review-Please refer to Point #X of page X which shows the purchase price as $XXX,XXX. - Seller-XX/XX/XXXX |
Resolved-Purchase Agreement provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXXXXXX XXXX XXX XXXXXXXXX.XX XXXXXXXX XXXXXX (X).XXX | XXXX | Investment | Purchase | NA | 10453247 | N/A | N/A | |||
| XXXX | XXXX | 10387715 | Closed | 2026-07-24 10:08 | 2026-07-29 21:24 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Note is Incomplete | Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Corrected Note has been uploaded. - Seller-XX/XX/XXXX Open-The Note is Incomplete The Note is dated June XXth and Notarized on July XXth. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Corrected Note has been uploaded. - Seller-XX/XX/XXXX |
Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX |
XXXX-XXXXXXXXX.XXXXXX.XXX | XXXX | Investment | Purchase | NA | 10448781 | N/A | N/A | |||
| XXXX | XXXX | 10387715 | Closed | 2026-07-24 00:32 | 2026-07-24 10:08 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX acknowledges. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX acknowledges. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Purchase | NA | 10441940 | Investor Post-Close | No | |||||
| XXXX | XXXX | 10387721 | Closed | 2026-07-28 00:26 | 2026-07-28 14:09 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per XXXX Stat. Ann. § XX:XXXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. Subject State is XX, loan is signed by LLC Acknowledge the XX PPP. XXXXXX XXXXXXX are aware of the finding. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-Per XXXX Stat. Ann. § XX:XXXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. Subject State is XX, loan is signed by LLC Acknowledge the XX PPP. XXXXXX XXXXXXX are aware of the finding. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 10481892 | Originator Pre-Close | No | |||||
| XXXX | XXXX | 10387722 | Closed | 2026-07-28 03:58 | 2026-07-28 14:05 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX acknowledged. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX acknowledged. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 10483772 | Investor Post-Close | No | |||||
| XXXX | XXXX | 10387732 | Closed | 2026-07-27 11:51 | 2026-07-29 08:47 | Resolved | 1 - Information | C | A | Credit | Assets | Asset General | Resolved-Bank statements and OA received. Finding resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded June month statement where the recent balance is around $XXk which is sufficient to cover the required liquidity. May month statement for the account is present in the last page. OA for the entity has been uploaded as well. - Seller-XX/XX/XXXX Open-Qualifying Total Reserves Number of Months X is not met with current documentation per XXX XXXX guidelines - March XXXX page XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Uploaded June month statement where the recent balance is around $XXk which is sufficient to cover the required liquidity. May month statement for the account is present in the last page. OA for the entity has been uploaded as well. - Seller-XX/XX/XXXX |
Resolved-Bank statements and OA received. Finding resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXX XXXXXXXXX - XXXX.XXX XXXXXX.XXXX XXXXXXXXX - XXX, XXX, XXX.XXX XXXXXX.XX XXXXXXXX XXX XXXXXX - XXXXX XXXXXXXXXXXX & XXXXXXXXXX XXX.XXX |
XXXX | Investment | Purchase | NA | 10470875 | N/A | N/A | |||
| XXXX | XXXX | 10387737 | Closed | 2026-07-28 16:00 | 2026-08-24 15:56 | Resolved | 1 - Information | C | A | Credit | Assets | Asset General | Resolved-The correction was complete the finding was resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded bank statements shows sufficient balance, not sure why this is being flagged. These are already in the initial upload. - Seller-XX/XX/XXXX Counter-The documentation received was sufficient to resolve the finding for the requested documentation. However, the reserves for the subject transaction were still not met. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. By Laws for XXXX XXXXXX XXX uploaded. - Seller-XX/XX/XXXX Open-Qualifying Total Reserves Number of Months 'X' cannot be less than Required Months of Subject Property Reserves 'X'.. Letter of explanation not included verifying borrower has access to XXXX XXXXXX XXX. accounts, page XX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Uploaded bank statements shows sufficient balance, not sure why this is being flagged. These are already in the initial upload. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. By Laws for XXXX XXXXXX XXX uploaded. - Seller-XX/XX/XXXX |
Resolved-The correction was complete the finding was resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXXX&XXXXXXX.XXX XXXXX_XXXX-XX-XX.XXX XXXXX_XXXX-XX-XX (X).XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10499339 | N/A | N/A | |||
| XXXX | XXXX | 10387737 | Closed | 2026-07-28 04:28 | 2026-07-30 09:30 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Credit report recd; finding cleared. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Per guidelines, a rate term refinance loan can have a LTV of XX% if Qualifying FICO >=XXX. Per uploaded credit report, the FICO of borrower XXXXXX XXXXXXX is XXX. Please clear this exception. - Seller-XX/XX/XXXX Open-Audited LTV Exceeds Guideline LTV Audited LTV is XX% is less then the Guidelines LTV is XX% is does not matched - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Per guidelines, a rate term refinance loan can have a LTV of XX% if Qualifying FICO >=XXX. Per uploaded credit report, the FICO of borrower XXXXXX XXXXXXX is XXX. Please clear this exception. - Seller-XX/XX/XXXX |
Resolved-Credit report recd; finding cleared. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10483921 | N/A | N/A | |||
| XXXX | XXXX | 10387738 | Closed | 2026-07-28 01:03 | 2026-08-04 08:43 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Expiration Date is before the Note Date | Resolved-Requested Updated Hazard Insurance provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Expiration Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Or Hazard Insurance Expiration Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See attached updated EOI - Seller-XX/XX/XXXX Open-Hazard Insurance Expiration Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX As per provided insurance policy, the expiration date is XX/XX/XXXX. Updated policy is required with correct expiration date. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See attached updated EOI - Seller-XX/XX/XXXX |
Resolved-Requested Updated Hazard Insurance provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Expiration Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Or Hazard Insurance Expiration Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10482056 | N/A | N/A | |||
| XXXX | XXXX | 10387738 | Closed | 2026-07-28 01:15 | 2026-07-29 10:17 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Use highest mid score for LTV requirement per XX, but lowest mid for reporting to investor. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Per guidelines, a cashout refinance loan can have a LTV of XX% if Qualifying FICO >=XXX. Per uploaded credit report, the FICO of borrowerXXXXXXXXX XXXXX is XXX. Please clear this exception. - Seller-XX/XX/XXXX Open-Audited LTV Exceeds Guideline LTV Matrix max LTV is XX% with FICO score of XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Per guidelines, a cashout refinance loan can have a LTV of XX% if Qualifying FICO >=XXX. Per uploaded credit report, the FICO of borrowerXXXXXXXXX XXXXX is XXX. Please clear this exception. - Seller-XX/XX/XXXX |
Resolved-Use highest mid score for LTV requirement per XX, but lowest mid for reporting to investor. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10482137 | N/A | N/A | |||
| XXXX | XXXX | 10387741 | Closed | 2026-07-28 03:17 | 2026-07-30 09:32 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Tax value is based on the comparable properties, uploaded the source details. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Tax amount per tax cert page #XXX, is $XXX.XX ( or $X,XXX.XX annually). However final settlement statement shows monthly taxes as $XXX.XX ($XXX.XX / X months). - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Tax value is based on the comparable properties, uploaded the source details. - Seller-XX/XX/XXXX |
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10483434 | N/A | N/A | |||
| XXXX | XXXX | 10387742 | Closed | 2026-07-28 05:47 | 2026-07-30 10:13 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Tax value is based on the comparable properties, uploaded the source details. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Tax amount per tax cert page #XXXX, is $XX.XX( or $XXX.XX annually). However final settlement statement shows monthly taxes as $XXX.XX ($XXX.XX / X months). provide proof of tax document validating this $XXX.XX tax amount. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Tax value is based on the comparable properties, uploaded the source details. - Seller-XX/XX/XXXX |
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10485413 | N/A | N/A | |||
| XXXX | XXXX | 10387743 | Closed | 2026-07-24 01:42 | 2026-07-29 00:37 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Requested tax certificate provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Based on the uploaded tax cert, the Xst half XXXX taxes are $XXX.XX making the annual taxes $X,XXX.XX. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Tax Cert is provided on page #XXX but the amount of $X,XXX.XX is not matching with closing documents of $X,XXX.XX on page #X, XXX. Provide updated Tax Cert with correct Tax values. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Based on the uploaded tax cert, the Xst half XXXX taxes are $XXX.XX making the annual taxes $X,XXX.XX. - Seller-XX/XX/XXXX |
Resolved-Requested tax certificate provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX - XXXXX_X[XXXXX]_XXXXXXXXXXXXX.XXX | XXXX | Investment | Purchase | NA | 10442848 | N/A | N/A | |||
| XXXX | XXXX | 10387745 | Closed | 2026-07-28 22:16 | 2026-07-30 10:07 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Secondary valuation (XXXX) with valuation date as of XX/XX/XXXX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary appraisal document uploaded. - Seller-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations Second Appraisal/ Valuation required for refinance transaction of X to X units, for cash out only, and with LTV =or> than XX% LTV or greater for Securitizations is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary appraisal document uploaded. - Seller-XX/XX/XXXX |
Resolved-Secondary valuation (XXXX) with valuation date as of XX/XX/XXXX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXXXXX XXXXXXXXX.XXX XXXXX XXXXXX .XXX | XXXX | Investment | Refinance | Cash Out - Other | 10504913 | N/A | N/A | |||
| XXXX | XXXX | 10387745 | Closed | 2026-07-27 23:31 | 2026-07-28 21:13 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per X.X. Stat. Ann. § XX:XXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. XXXXXX XXXXXXX are aware of the finding. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per X.X. Stat. Ann. § XX:XXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. XXXXXX XXXXXXX are aware of the finding. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 10481753 | Investor Post-Close | No | |||||
| XXXX | XXXX | 10387746 | Closed | 2026-07-28 02:23 | 2026-07-28 19:11 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per X.X. Stat. Ann. § XX:XXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per X.X. Stat. Ann. § XX:XXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 10482704 | Originator Post-Close | No | |||||
| XXXX | XXXX | 10387747 | Closed | 2026-07-28 05:14 | 2026-08-20 08:59 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXX document has been uploaded. - Seller-XX/XX/XXXX Open-The Deed of Trust is Missing in the file - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XXX document has been uploaded. - Seller-XX/XX/XXXX |
Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX |
XXX_XX.XXX XXX.XXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10484130 | N/A | N/A | |||
| XXXX | XXXX | 10387753 | Closed | 2026-07-29 12:58 | 2026-07-30 09:56 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing Executed Loan Agreement | Resolved-Page XX provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Page XX from the loan agreement has been uploaded. - Seller-XX/XX/XXXX Open-Page XX of XX is missing from the loan agreement in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Page XX from the loan agreement has been uploaded. - Seller-XX/XX/XXXX |
Resolved-Page XX provided - Due Diligence Vendor-XX/XX/XXXX |
XX XX XX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10516393 | N/A | N/A | |||
| XXXX | XXXX | 10387755 | Closed | 2026-07-28 01:15 | 2026-08-04 08:50 | Resolved | 1 - Information | D | A | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Resolved-Requested XXX Master policy provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-XX-X Master Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See attached XXX with Building XXX master policy attached. - Seller-XX/XX/XXXX Open-Missing XX-X Master Insurance Policy - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See attached XXX with Building XXX master policy attached. - Seller-XX/XX/XXXX |
Resolved-Requested XXX Master policy provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-XX-X Master Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXX XXX XXXXXXXXXX XXXXX XXXXXXX _XXXXXXXXX XXXXXXXXXXXX_XX-XX XXXXXX_X-X-XXXX_XXXXXXXXXX.XXX XXXXXXXXX XXXXXX (XX).XXX XXXXXX XXXXXXX XXX XXXXXXXXXX XXXXX XXXXXXX _XXXXXXXXX XXXXXXXXXXXX_XX-XX XXXXXXXX_X-X-XXXX_XXXXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10482138 | N/A | N/A | |||
| XXXX | XXXX | 10387763 | Closed | 2026-07-24 00:50 | 2026-07-29 00:40 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Requested tax certificate provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Tax Cert uploaded. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Tax certificate is missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Tax Cert uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested tax certificate provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXXX.XXX XXXXXXXXXXX XXXX .XXX | XXXX | Investment | Purchase | NA | 10442051 | N/A | N/A | |||
| XXXX | XXXX | 10387764 | Closed | 2026-07-29 13:53 | 2026-08-10 08:28 | Resolved | 1 - Information | D | A | Property | Missing Doc | 3rd Party Valuation Product is Required and Missing | Resolved-XXX Appraisal received; Finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX Open-Guidelines state LTV over XX% require Xrd Party Valuation which is missing - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX |
Resolved-XXX Appraisal received; Finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXX XXX_XXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10517890 | N/A | N/A | |||
| XXXX | XXXX | 10387768 | Closed | 2026-07-28 07:30 | 2026-07-30 08:28 | Resolved | 1 - Information | D | A | Credit | Missing Doc | The letter of explanation for the borrower's assets/reserves is missing | Resolved-LOE showing ownership received; finding resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Doument showing proof of ownership for X&X Propertes & Rentals XXX uploaded. - Seller-XX/XX/XXXX Open-The letter of explanation for the borrower's assets/reserves is missing. Please provide LOE or additional assets/reserves. Provide proof document allowing borrower to access and use XXX% of the funds from Indiana members #XXXX account as it is owned by a business rather than individual - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Doument showing proof of ownership for X&X Propertes & Rentals XXX uploaded. - Seller-XX/XX/XXXX |
Resolved-LOE showing ownership received; finding resolved - Due Diligence Vendor-XX/XX/XXXX |
X&X XXXXXXXXX & XXXXXXX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10486299 | N/A | N/A | |||
| XXXX | XXXX | 10387775 | Closed | 2026-07-24 15:26 | 2026-08-13 10:50 | Resolved | 1 - Information | C | A | Credit | Eligibility | Cash reserves less than required by guidelines | Resolved-Received XXXXX account ending in XXXX, with funds available of $XXXX.XX. Condition cleared. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded statements for additional liquidity. - Seller-XX/XX/XXXX Open-Borrower needed $XXX,XXX.XX to close the subject loan, plus X months PITI of $XX,XXX.XX, for a total of $XXX,XXX.XX. QC was only able to verify $XXX,XXX.XX. The shortage = $XXXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Uploaded statements for additional liquidity. - Seller-XX/XX/XXXX |
Resolved-Received XXXXX account ending in XXXX, with funds available of $XXXX.XX. Condition cleared. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX.XXX XXXXX XXXXXXX (...XXXX) - XXXXX (X).XXX |
XXXX | Investment | Purchase | NA | 10457993 | N/A | N/A | |||
| XXXX | XXXX | 10387775 | Closed | 2026-07-24 00:14 | 2026-07-24 12:39 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. QC has Acknowledged the XX PPP. XXXXXX XXXXXXX is aware of the finding. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. QC has Acknowledged the XX PPP. XXXXXX XXXXXXX is aware of the finding. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Purchase | NA | 10441828 | Originator Pre-Close | No | |||||
| XXXX | XXXX | 10387778 | Closed | 2026-07-29 16:47 | 2026-08-24 15:57 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing evidence of sufficient insurance for condo project | Resolved-The documentation received was sufficient to resolve the findings. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See attached updated XXX showing property address in XXX file - Seller-XX/XX/XXXX Counter-The condo master policy on page X does not show the subject property unit, XX. It shows "Unit #XX, #XX, #XX, #XX, #XX, #XX, #XX, #XX, #XX and #XX Owner: The XXXXX Company" - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Please refer to the email confirmation in the last page that states "This is not blanket coverage so there is not an "Aggregate" limit per location". This final binder includes the coverage details for the subject property along with the others. Please clear this exception. - Seller-XX/XX/XXXX Counter-Response received for wrong condition. The loan file is missing a copy of the master policy with our subject address listed. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Property address is listed in the second page of the document. Uploaded a highlighted snippet for easy reference. - Seller-XX/XX/XXXX Open-The loan file contains the dec page for the condo master policy (pgs XXX-XXX) however it does not show the subject property as being covered. The loan file is missing a copy of the master policy with our subject address listed. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See attached updated XXX showing property address in XXX file - Seller-XX/XX/XXXX Ready for Review-Please refer to the email confirmation in the last page that states "This is not blanket coverage so there is not an "Aggregate" limit per location". This final binder includes the coverage details for the subject property along with the others. Please clear this exception. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Property address is listed in the second page of the document. Uploaded a highlighted snippet for easy reference. - Seller-XX/XX/XXXX |
Resolved-The documentation received was sufficient to resolve the findings. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX - XX XXXXX XXXXXX.XXX XXXXX XXXXXX.XXX XXXXX XXXXX - XXXXXXXXXXX XX XXXXXXXX XXXXXXXXX XXXX-XXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10521504 | N/A | N/A | |||
| XXXX | XXXX | 10387778 | Closed | 2026-07-29 16:45 | 2026-07-30 09:12 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-The client provided page X (in another condition) of the borrowers XXX dec page showing rent loss for the subject. - Due Diligence Vendor-XX/XX/XXXX Open-The loan file contains the dec page for the subject property however the subjects rent loss amount is cut off in the remarks section. The loan file is missing evidence of XX months rent loss coverage for the subject. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-The client provided page X (in another condition) of the borrowers XXX dec page showing rent loss for the subject. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 10521455 | N/A | N/A | |||||
| XXXX | XXXX | 10387778 | Closed | 2026-07-29 16:41 | 2026-07-30 09:07 | Resolved | 1 - Information | C | A | Credit | Credit | Corporation/LLC: Certificate of Good Standing Document is Missing | Resolved-The client provided the certificate that business is in good standing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXX uploaded. - Seller-XX/XX/XXXX Open-The loan file is missing evidence that XXXXXXX XXX is in good standing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XXXX uploaded. - Seller-XX/XX/XXXX |
Resolved-The client provided the certificate that business is in good standing. - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10521384 | N/A | N/A | |||
| XXXX | XXXX | 10387785 | Closed | 2026-07-29 16:54 | 2026-08-24 09:41 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Calculation Undocumented | Resolved-Accepted fee difference. Within guidelines - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Agreed to the XXX fee change - $XXX per month, XXXX is within range X.XX, post this as a data discrepancy - Seller-XX/XX/XXXX Open-The XXX fee in file reflects a monthly payment of $XXX on page XXX. When using this amount in the XXXX calculation, the ratio is out of tolerance. Documentation to support the $XXX amount used at origination is required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Agreed to the XXX fee change - $XXX per month, XXXX is within range X.XX, post this as a data discrepancy - Seller-XX/XX/XXXX |
Resolved-Accepted fee difference. Within guidelines - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 10521600 | N/A | N/A | ||||
| XXXX | XXXX | 10387786 | Closed | 2026-07-24 14:49 | 2026-08-25 10:23 | Resolved | 1 - Information | C | A | Credit | Assets Insufficient | Assets are not sufficient to close | Resolved-Document Uploaded. The documentation received was sufficient to resolve the finding. - Due Diligence Vendor-XX/XX/XXXX Counter-The documentation received would be sufficient for funds to close the transaction. However, the documentation received appears to be gift funds from five checks and four individuals. One check that was deposited does not even reflect who the check was from. These funds appear to be gift funds from these individuals; however, the guidelines do not address that gift funds are allowed for a business purpose transaction. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded statements has sufficient liquidity of $XXXk in June month for acc XXXX and $XXk in acc XXXX. - Seller-XX/XX/XXXX Open-Provide additional assets, current short $XX,XXX.XX to close. XXX account can only be used at XX% of the account balance - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Uploaded statements has sufficient liquidity of $XXXk in June month for acc XXXX and $XXk in acc XXXX. - Seller-XX/XX/XXXX |
Resolved-Document Uploaded. The documentation received was sufficient to resolve the finding. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXXX - XXX.XXX XXXXXXXXXXXXXXXXXXXXX - XXX XXX XXXXX.XXX XXXX XXXXXXXXX - XXXX.XXX XXXX_XXX (X).XXX |
XXXX | Investment | Purchase | NA | 10457101 | N/A | N/A | |||
| XXXX | XXXX | 10387787 | Closed | 2026-07-30 00:16 | 2026-08-04 10:41 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Resolved-Originator calculated property taxes from the appraisal. Audited property tax amount from XXXX Tax Bills evidenced in file on pages XXXX-XXXX. Discrepancy is more than X.XX but meets the guideline requirement of X.X. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Tax amount of $X,XXX is calculated based on the appraisal document. - Seller-XX/XX/XXXX Open-A discrepancy was noted between the Originator's DSCR of X.XXX and the Calculated DSCR of X.XXX. The difference appears to be due to a different qualifying property tax amount used by the Originator. Provide evidence of qualifying property tax calculation. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Tax amount of $X,XXX is calculated based on the appraisal document. - Seller-XX/XX/XXXX |
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Resolved-Originator calculated property taxes from the appraisal. Audited property tax amount from XXXX Tax Bills evidenced in file on pages XXXX-XXXX. Discrepancy is more than X.XX but meets the guideline requirement of X.X. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 10527251 | N/A | N/A | ||||
| XXXX | XXXX | 10387788 | Closed | 2026-07-29 17:18 | 2026-08-19 09:28 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Document from the insurance company received to verify loss is actually based off of the actual loss sustained amount. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See letter from carrier attached - Seller-XX/XX/XXXX Open-The Rent Loss coverage reflected on the hazard insurance policy in file is below required XX month amount per Lender Guidelines. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See letter from carrier attached - Seller-XX/XX/XXXX |
Resolved-Document from the insurance company received to verify loss is actually based off of the actual loss sustained amount. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX XXXX XX XXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10521997 | N/A | N/A | |||
| XXXX | XXXX | 10387789 | Closed | 2026-07-24 15:32 | 2026-08-13 10:13 | Resolved | 1 - Information | C | A | Credit | Assets Insufficient | Assets are not sufficient to close | Resolved-The documentation received was sufficient to resolve the finding. - Due Diligence Vendor-XX/XX/XXXX Counter-Document received is a transaction detail that shows a $XX,XXX wire coming into XX XXXXXXXX XXX account. This statement is not evidence of $XX,XXX EMD clearing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. The EMD was a bank wire, this is the bank wire receipt from the bank and it shows the status as "posted". - Seller-XX/XX/XXXX Counter-Provide evidence EMD of $XX,XXX has cleared. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Operating agreement for XXX Xrd Avenue LLC. - Seller-XX/XX/XXXX Counter-Provide the operating agreement for XXX Xrd Avenue LLC. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. HUD from another cashout deal uploaded. Cash to borrower proceeds to $XXX,XXX.XX which is sufficient to cover the liquidity requirement. - Seller-XX/XX/XXXX Open-Asset documentation provide are not sufficient to close. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. The EMD was a bank wire, this is the bank wire receipt from the bank and it shows the status as "posted". - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Operating agreement for XXX Xrd Avenue LLC. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. HUD from another cashout deal uploaded. Cash to borrower proceeds to $XXX,XXX.XX which is sufficient to cover the liquidity requirement. - Seller-XX/XX/XXXX |
Resolved-The documentation received was sufficient to resolve the finding. - Due Diligence Vendor-XX/XX/XXXX |
XXX.XXX XXXXXXXXX XXXXXXXXX.XXX XXXXXXXXXXXX - XXXXX(XX).XXX |
XXXX | Investment | Purchase | NA | 10458064 | N/A | N/A | |||
| XXXX | XXXX | 10387789 | Closed | 2026-07-24 15:29 | 2026-08-13 10:11 | Resolved | 1 - Information | C | A | Credit | Assets | Asset Qualifications do not meet requirements. | Resolved-Operating agreement for XXX XXXX LLC received showing borrower XXXXXXX XXXXXXXXXXXX as sole member. - Due Diligence Vendor-XX/XX/XXXX Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX Open-Asset Qualification Does Not Meet Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Operating agreement for XXX Xrd Avenue LLC. - Seller-XX/XX/XXXX Counter-Provide the operating agreement for XXX Xrd Avenue LLC. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. HUD from another cashout deal uploaded. Cash to borrower proceeds to $XXX,XXX.XX which is sufficient to cover the liquidity requirement. Please ignore the statement of entity XXXX XXXXX XX. - Seller-XX/XX/XXXX Open-Asset Qualification Does Not Meet Guideline Requirements Business assets being used are in the name of XXXX XXXXX XX XXX. Operating agreement for XXXX XXXXX XX XXX is not signed. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Operating agreement for XXX XXXX XXXX. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. HUD from another cashout deal uploaded. Cash to borrower proceeds to $XXX,XXX.XX which is sufficient to cover the liquidity requirement. Please ignore the statement of entity XXXX XXXXX XX. - Seller-XX/XX/XXXX |
Resolved-Operating agreement for XXX XXXX LLC received showing borrower XXXXXXX XXXXXXXXXXXX as sole member. - Due Diligence Vendor-XX/XX/XXXX Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX |
XXX.XXX XXXXXXXXX XXXXXXXXX.XXX |
XXXX | Investment | Purchase | NA | 10458024 | N/A | N/A | |||
| XXXX | XXXX | 10387790 | Closed | 2026-07-24 13:26 | 2026-07-29 10:30 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Documents provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Articles of Incorporation for XXXX uploaded. - Seller-XX/XX/XXXX Open-Please provide Articles of Incorporation or comparable documents for XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Articles of Incorporation for XXXX XXXX uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Documents provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXXXX.XXX | XXXX | Investment | Purchase | NA | 10454323 | N/A | N/A | |||
| XXXX | XXXX | 10387790 | Closed | 2026-07-24 00:37 | 2026-07-29 03:12 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Requested Settlement statement provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final HUD uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Settlement statement is missing in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final HUD uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Settlement statement provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXX (X).XXX | XXXX | Investment | Purchase | NA | 10441961 | N/A | N/A | |||
| XXXX | XXXX | 10387800 | Closed | 2026-08-03 12:28 | 2026-08-04 09:34 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX Resolved-AVM received; Finding Cleared. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. ARR/CDA document uploaded. - Seller-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Second Appraisal/ Valuation is Missing Required for Securitizations, The Appraisal Desk Review is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. ARR/CDA document uploaded. - Seller-XX/XX/XXXX |
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX Resolved-AVM received; Finding Cleared. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXX XXXXXX (XXX) XX XXXXXXXXXX XXXXXXX XXXXXXXX (XXX).XXXX XXXXX XXXXX .XXX | XXXX | Investment | Refinance | Cash Out - Other | 10597380 | N/A | N/A | |||
| XXXX | XXXX | 10387804 | Closed | 2026-07-30 08:15 | 2026-08-03 10:37 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. 'HUD uploaded. - Seller-XX/XX/XXXX Open-The loan file is missing the fully executed settlement statement showing the P&I reserves and cash out to borrower. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. 'HUD uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10532899 | N/A | N/A | |||
| XXXX | XXXX | 10387805 | Closed | 2026-07-30 11:36 | 2026-08-03 07:18 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Signed and notarized BPA received. - Due Diligence Vendor-XX/XX/XXXX Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Non Occupancy document uploaded. - Seller-XX/XX/XXXX Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. The second page to the business purpose affidavit is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Non Occupancy document uploaded. - Seller-XX/XX/XXXX |
Resolved-Signed and notarized BPA received. - Due Diligence Vendor-XX/XX/XXXX Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10538410 | N/A | N/A | |||
| XXXX | XXXX | 10387809 | Closed | 2026-07-29 03:48 | 2026-08-20 16:16 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-The XX PPP was acknowledge by XXXXXX XXXXXXX please refer to the email. - Due Diligence Vendor-XX/XX/XXXX Open-Per X.X. Stat. Ann. § XX:XXB-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. As per XX stet prepayment penalty allowed, for corporation as loan is signed as LLC - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The XX PPP was acknowledge by XXXXXX XXXXXXX please refer to the email. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10506646 | Investor Post-Close | No | |||||
| XXXX | XXXX | 10387810 | Closed | 2026-07-28 07:27 | 2026-08-03 10:06 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. ARR/CDA document uploaded. - Seller-XX/XX/XXXX Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Provide additional valuation of desk review which is missing from file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. ARR/CDA document uploaded. - Seller-XX/XX/XXXX |
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXX XXXXXX (XXX) XX XXXXXXXXXX XXXXXXX XXXXXXXX (XXX).XXXX XXXX XXXX XXXXXX .XXX | XXXX | Investment | Refinance | Cash Out - Other | 10486259 | N/A | N/A | |||
| XXXX | XXXX | 10387811 | Closed | 2026-07-29 00:45 | 2026-08-12 17:26 | Resolved | 1 - Information | D | A | Credit | Missing Doc | The letter of explanation for the borrower's assets/reserves is missing | Resolved-The documentation received was sufficient to resolve the finding. Amendment to the OA. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. The entity was originally formed as "XXXXXXX XXXXXXX, XXX" and adopted its Operating Agreement under that name in June XXXX. The entity filed a Name Change Amendment with the Secretary of State, changing its name to "XXX XXXX XXXXXX, XXX". So, XXXXXXX XXXXXXX XXX and XXX XXXX XXXXXX, XXX are the same entity, and the Operating Agreement remains valid and effective. - Seller-XX/XX/XXXX Open-The letter of explanation for the borrower's assets/reserves is missing. Please provide LOE or additional assets/reserves. Unable to determine borrower X of ownership in business XXX XXXX XXXXXX XXX. Provide either LOX to access business funds or provide operating agreement to verify borrower X of ownership. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. The entity was originally formed as "XXXXXXX XXXXXXX, XXX" and adopted its Operating Agreement under that name in June XXXX. The entity filed a Name Change Amendment with the Secretary of State, changing its name to "XXX XXXX XXXXXX, XXX". So, XXXXXXX XXXXXXX XXX and XXX XXXX XXXXXX, XXX are the same entity, and the Operating Agreement remains valid and effective. - Seller-XX/XX/XXXX |
Resolved-The documentation received was sufficient to resolve the finding. Amendment to the OA. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXX XX XXXXXXXXX (X).XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10505335 | N/A | N/A | |||
| XXXX | XXXX | 10387811 | Closed | 2026-07-28 08:48 | 2026-08-12 17:26 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-The documentation received was sufficient to resolve the finding. Amendment to the OA. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. The entity was originally formed as "XXXXXXX XXXXXXX, XXX" and adopted its Operating Agreement under that name in June XXXX. The entity filed a Name Change Amendment with the Secretary of State, changing its name to "XXX XXXX XXXXXX, XXX". So, XXXXXXX XXXXXXX XXX and XXX XXXX XXXXXX, XXX are the same entity, and the Operating Agreement remains valid and effective. - Seller-XX/XX/XXXX Open-Entity Formation Doc Indicator is Missing. Provide Articles of Incorporation or comparable documents for XXX XXXX XXXXXX, XXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. The entity was originally formed as "XXXXXXX XXXXXXX, XXX" and adopted its Operating Agreement under that name in June XXXX. The entity filed a Name Change Amendment with the Secretary of State, changing its name to "XXX XXXX XXXXXX, XXX". So, XXXXXXX XXXXXXX XXX and XXX XXXX XXXXXX, XXX are the same entity, and the Operating Agreement remains valid and effective. - Seller-XX/XX/XXXX |
Resolved-The documentation received was sufficient to resolve the finding. Amendment to the OA. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXX XX XXXXXXXXX (X).XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10487519 | N/A | N/A | |||
| XXXX | XXXX | 10387811 | Closed | 2026-07-29 00:10 | 2026-08-03 00:26 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Requestd Tax cert provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Tax cert uploaded. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Provide tax cert which is missing from file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Tax cert uploaded. - Seller-XX/XX/XXXX |
Resolved-Requestd Tax cert provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXX XXXX XXXXX (XX).XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10505095 | N/A | N/A | |||
| XXXX | XXXX | 10387813 | Closed | 2026-07-28 05:47 | 2026-07-30 10:04 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX is aware of the finding. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX is aware of the finding. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 10485415 | Originator Pre-Close | No | |||||
| XXXX | XXXX | 10387822 | Closed | 2026-07-28 05:48 | 2026-07-30 11:46 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX is aware of this finding. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXX XXXXXXX is aware of this finding. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 10485424 | Originator Pre-Close | No | |||||
| XXXX | XXXX | 10387823 | Closed | 2026-07-28 07:17 | 2026-07-30 13:39 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXXPrepayment Penalty Prohibited | Acknowledged-Per XXXX Stat. Ann. § XX:XXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. XXXXXX XXXXXXX are aware of the finding. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per XXXX Stat. Ann. § XX:XXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. XXXXXX XXXXXXX are aware of the finding. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 10486133 | Originator Post-Close | No | |||||
| XXXX | XXXX | 10387831 | Closed | 2026-07-29 04:56 | 2026-08-18 23:58 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Requested RCE Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see RCE attached - Seller-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' Hazard Insurance Coverage Amount of $XXXXXX Which is less than Loan Amount of $XXXXXX. Appraisal shows estimate of cost new as $XXX,XXX.XX. Missing replacement cost estimator. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please see RCE attached - Seller-XX/XX/XXXX |
Resolved-Requested RCE Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX - XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10506962 | N/A | N/A | |||
| XXXX | XXXX | 10387832 | Closed | 2026-07-29 12:34 | 2026-08-19 05:16 | Resolved | 1 - Information | C | A | Property | Appraisal | Property/Appraisal General | Resolved-Corrected appraisal provided, resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Revised secondary appraisal uploaded. - Seller-XX/XX/XXXX Open-XXXX states the property is owner occupied with loan being a refinance investment property. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Revised secondary appraisal uploaded. - Seller-XX/XX/XXXX |
Resolved-Corrected appraisal provided, resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXX.X XXXXXXX XXXXX .XXX | XXXX | Investment | Refinance | Cash Out - Other | 10515819 | N/A | N/A | |||
| XXXX | XXXX | 10387699 | Closed | 2026-07-30 13:27 | 2026-08-07 11:30 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Uploaded Insurer letter stating XXXX XXXXXXXX XX policy includes XX months total loss of income coverage. Page XXXX current Hazard Insurance policy for XXXX XXXXXXXX shows premium. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see attached letter from insurance company. Explaining that XX,XXX is the total of Net income for up to XX months. - Seller-XX/XX/XXXX Counter-Uploaded policy missing premium. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Based on the colleteral report, the total amount to be carried is $XX,XXX for the year. However, the borrower is carrying $XX,XXX based on this the borrower is compliant in carrying up to XX months in Loss of income coverage. - Seller-XX/XX/XXXX Open-Page XXXX Hazard insurance policy XXXX XXXXXXXX XX with Guideline required Business Interruption Insurance $XX,XXX is missing Annual Premium amount. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please see attached letter from insurance company. Explaining that XX,XXX is the total of Net income for up to XX months. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Based on the colleteral report, the total amount to be carried is $XX,XXX for the year. However, the borrower is carrying $XX,XXX based on this the borrower is compliant in carrying up to XX months in Loss of income coverage. - Seller-XX/XX/XXXX |
Resolved-Uploaded Insurer letter stating XXXX XXXXXXXX XX policy includes XX months total loss of income coverage. Page XXXX current Hazard Insurance policy for XXXX XXXXXXXX shows premium. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX - XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10541339 | N/A | N/A | |||
| XXXX | XXXX | 10387701 | Closed | 2026-07-27 01:59 | 2026-07-29 09:55 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Per XX, page X, dated XX/XXXX, max LTV is XX% with a FICO over XXX. FICO is XXX so going with XX%. The XX is contradicting so unable to determine if this was a typo or accurate info. See original note. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Per Cash-Out Refinance guidelines, the maximum LTV is XX% for qualifying borrowers with a FICO score of XXX or higher. Please verify that the loan meets these eligibility requirements. - Seller-XX/XX/XXXX Open-Audited LTV Exceeds Guideline LTV Per XX, page X, it is contradicting. States cash out up to XX% LTV with a FICO over XXX but then states XX% LTV with a FICO between XXX-XXX. Borrower has a FICO of XXX so should max LTV be XX%? - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Per Cash-Out Refinance guidelines, the maximum LTV is XX% for qualifying borrowers with a FICO score of XXX or higher. Please verify that the loan meets these eligibility requirements. - Seller-XX/XX/XXXX |
Resolved-Per XX, page X, dated XX/XXXX, max LTV is XX% with a FICO over XXX. FICO is XXX so going with XX%. The XX is contradicting so unable to determine if this was a typo or accurate info. See original note. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Refinance | Cash Out - Other | 10463333 | N/A | N/A | ||||
| XXXX | XXXX | 10387706 | Closed | 2026-07-27 01:54 | 2026-07-29 02:56 | Resolved | 1 - Information | D | A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal docs for X properties have been provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Appraisal is Missing for X properties X. XXXX XXXX XXXX XXXXXXXXX and X. XXXX XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Appraisal docs for X properties have been provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXXXXXXXX.XXXX XXXXXX XXXX .XXX XXXXXX.XXXXXXXXX.XXXX XXXX XXXXX XXXXXXXXX .XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10463304 | N/A | N/A | |||
| XXXX | XXXX | 10387726 | Closed | 2026-07-27 12:59 | 2026-08-11 10:14 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Business documentation provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Document showing proof of ownership for XXXXXX XXXXXXXX XXXXXXXXXX uploaded. - Seller-XX/XX/XXXX Open-Please provide Articles of Incorporation or comparable documents for XXXXXX XXXXXXXX XXXXXXXXXX. Assets used are in this business name. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Document showing proof of ownership for XXXXXX XXXXXXXX XXXXXXXXXX uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Business documentation provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXXX XXXXXXXXXX.XXX | XXXX | Investment | Purchase | NA | 10471926 | N/A | N/A | |||
| XXXX | XXXX | 10387726 | Closed | 2026-07-24 00:21 | 2026-08-11 00:45 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title coverage is les sthan loan amount, provided updated title, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. This is a portfolio with X properties, uploaded both the title commitments, the sum of each properties covers the total loan amount. XXXX West XXth Avenue - $XX,XXX.XX XXXX East XXth Place - $XX,XXX.XX - Seller-XX/XX/XXXX Open-Title Coverage Amount of $XXXXX.XX is Less than Loan Amount Title Coverage Amount of $XX,XXX.XX is Less than Loan Amount $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. This is a portfolio with X properties, uploaded both the title commitments, the sum of each properties covers the total loan amount. XXXX West XXth Avenue - $XX,XXX.XX XXXX East XXth Place - $XX,XXX.XX - Seller-XX/XX/XXXX |
Resolved-Title coverage is les sthan loan amount, provided updated title, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXXXXX (X).XXX XXXXX XXXXXXXXXX (X).XXX |
XXXX | Investment | Purchase | NA | 10441892 | N/A | N/A | |||
| XXXX | XXXX | 10387726 | Closed | 2026-07-27 12:56 | 2026-08-11 00:44 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Title commitment for XXXX W XXth is uploaded. - Seller-XX/XX/XXXX Open-Title Document is Incomplete Prelim provided only covers XXXX E XXth. Provide prelim for XXXX W XXth. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Title commitment for XXXX W XXth is uploaded. - Seller-XX/XX/XXXX |
Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXX XXXX XXXXXX.XXX | XXXX | Investment | Purchase | NA | 10471871 | N/A | N/A | |||
| XXXX | XXXX | 10387807 | Closed | 2026-07-28 12:54 | 2026-08-21 13:35 | Resolved | 1 - Information | D | A | Property | Missing Doc | File does not contain all required valuation documents | Resolved-All four XXXX Appraisals were received. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary valuations uploaded for the other X properties. - Seller-XX/XX/XXXX Counter-Appraisals for only X of the X properties were received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary appraisals uploaded - Seller-XX/XX/XXXX Open-Loan is a Cross-Collateral Cash-Out transaction with an LTV of XX%. The file is missing XXXX / Field Review valuations for all X properties. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary valuations uploaded for the other X properties. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary appraisals uploaded - Seller-XX/XX/XXXX |
Resolved-All four XXXX Appraisals were received. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXXX XXX.XXX XXXXX XXXXXXXX XX.XXX XXXXX XXXXXXXXXX XXX.XXX XXXXX XXXXXXXXX XXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10494561 | N/A | N/A | |||
| XXXX | XXXX | 10392967 | Closed | 2026-07-30 01:24 | 2026-07-31 13:20 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | XXXX - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming) | Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XX%) equals or exceeds the XXXXXXXXXX HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(XXXX Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg XXX and the Final Closing disclosure on Pg XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg XXX. An interior and exterior appraisal was completed for this property – see pg XXX, the appraisal disclosure was provided to the borrower(s)- see Pg XXX-XXX, and confirmation the appraisal was delivered to the borrower – see Pg XXX-XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XX%) equals or exceeds the XXXXXXXXXX HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(XXXX Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg XXX and the Final Closing disclosure on Pg XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg XXX. An interior and exterior appraisal was completed for this property – see pg XXX, the appraisal disclosure was provided to the borrower(s)- see Pg XXX-XXX, and confirmation the appraisal was delivered to the borrower – see Pg XXX-XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 10527875 | N/A | N/A | |||||
| XXXX | XXXX | 10392967 | Closed | 2026-07-30 01:24 | 2026-07-31 13:19 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) The loan meets HPML Guidelines and is a Compliant HPML loan. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Resolved-The loan's (X.XX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) The loan meets HPML Guidelines and is a Compliant HPML loan. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 10527873 | N/A | N/A | |||||
| XXXX | XXXX | 10399634 | Closed | 2026-08-03 04:22 | 2026-08-07 09:31 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see Exception for LTV - Seller-XX/XX/XXXX Open-Audited LTV Exceeds Guideline LTV Property is in Rural updated to XX% LTV as per XX Matrix. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please see Exception for LTV - Seller-XX/XX/XXXX |
Waived- - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXXXX XXXXX_XXXXXXXXX.XXX | XX.XX% DTI is below the maximum XX% DTI by XX.XX%. XXX Representative credit score exceeds the minimum required of XXX by XX points $XX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by X months over the required minimum. |
XXXX | Primary Residence | Purchase | NA | 10586921 | Originator Pre-Close | Yes | ||
| XXXX | XXXX | 10399608 | Closed | 2026-08-03 02:25 | 2026-08-11 02:31 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Updated Final Closing Disclosure uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-TRID: Missing Final Closing Disclosure Page X of Final Closing Disclosure is missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Updated Final Closing Disclosure uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXXXXXXXX XXXXXX XXXXX XX.XXX | XXXX | Primary Residence | Purchase | NA | 10586185 | N/A | N/A | |||
| XXXX | XXXX | 10399592 | Closed | 2026-08-04 08:05 | 2026-08-07 08:25 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV. | Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. I don't see what you are referring to - Seller-XX/XX/XXXX Open-Audited LTV of XX% exceeds Guideline LTV of XX% Audited LTV as per XXXX is XX%. Using Mid Score method, the qualifying FICO is borrower's XXX. Using FICO as XXX, the maximum allowed LTV is XX% as per GL matrix. Hence Audited LTV doesn't meet guideline LTV. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. I don't see what you are referring to - Seller-XX/XX/XXXX |
Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10613763 | N/A | N/A | |||
| XXXX | XXXX | 10365444 | Closed | 2026-08-04 07:03 | 2026-08-10 01:24 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Primary Housing verified X months per VOR and prior housing is verified to be owned Free & Clear, Housing History Meets Guideline Requirements, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-They owned it free and clear for XXyrs - Seller-XX/XX/XXXX Open-Housing History Does Not Meet Guideline Requirements Primary Mortgage History actual X months per VOR but unable to verify XX months housing history. provide XX month housing history. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-They owned it free and clear for XXyrs - Seller-XX/XX/XXXX |
Resolved-Primary Housing verified X months per VOR and prior housing is verified to be owned Free & Clear, Housing History Meets Guideline Requirements, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Purchase | NA | 10612806 | N/A | N/A |