MORGAN STANLEY RESIDENTIAL MORTGAGE LOAN TRUST 2026-NQM11 ABS-15G
Exhibit 99.2 - Schedule 5
|
| Supplemental Data |
| Run Date - 9/30/2026 9:55:57 AM |
| SitusAMC Loan ID | Customer Loan ID | Seller Loan ID | Investor Loan Number | TILA Status Loan Designation | Exempt QM/ATR Equivalency | CDFI Bank Originated Loan | Application Date | TRID Tested | GSE | HOEPA Fees | TILA Fees | Rate Lock Date | Calculated APR | Original P&I | Qualifying P&I | Qualifying Rate | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower2 Length of Employment | Co Borrower3 Length of Employment | Borrower Foreign National Indicator | Co Borrower Foreign National Indicator | Co Borrower 2 Foreign National Indicator | Co Borrower 3 Foreign National Indicator | Borrower Country Name | Co Borrower Country Name | Co Borrower2 Country Name | Co Borrower3 Country Name | Residual Income | Num Units | Annual Property Tax | Annual Insurance Costs | Monthly Property Tax | Monthly Insurance Costs | HOA Name | HOA Address State | Fee Amount | Next Due Date | HOA Payment Frequency | Investor DTI | QM DTI | Non QM DTI | Original Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Updated Credit Report Date | Primary Wage Earner Updated FICO Equifax | Primary Wage Earner Updated FICO Experian | Primary Wage Earner Updated FICO Transunion | Secondary Wage Earner Updated FICO Equifax | Secondary Wage Earner Updated FICO Experian | Secondary Wage Earner Updated FICO Transunion | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Most Recent Updated Co Borrower 2 FICO | Most Recent Updated Co Borrower 3 FICO | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Asset Depletion Flag | Bank Statements Flag | Number of Statements | Type of Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | P&L Type | Income Doc Detail | Tax Return Doc Details | Document Level | Document Type | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy (7, 11) | Months Bankruptcy (13) | Most Recent Deed-in -Lieu Date | Number of Deed-in-Lieu Events | Months Deed-in-Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Guideline Name | UW Guideline Author | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | HUD 1 Page 1 Credits Total | Collateral Underwriter Risk Score | AUS Decision System | Property Inspection Waiver (PIW) | Rating Result | Eligible For Rep and Warrant Relief Per Collateral Advisor | Is Equity Shared Loan | Investor Qualifying Rate | Borrower Years of W2s | CoBorrower Years of W2s | Years of Personal Tax Returns | Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Months of Personal Bank Statements | Months of Business Bank Statements | Months of Profit and Loss Statements | Expense Letter | Total DSCR | Total Inverse DSCR | Subordinate Lien Type | Is Shared Appreciation Mortgage | Duration of Payout Months | Seller VSH Indicator | Seller Indicated VSH Guideline | Validated VSH | IO Remaining Amortization Term at Recast | Maturity Date | Borrower Own Funds Cash Amount | Borrower Own Funds Percent | Is the Note an eNote | Borrower WVOE - # of Months of Income provided | Co Borrower WVOE - # of Months of Income provided | Co Borrower2 WVOE - # of Months of Income provided | Co Borrower3 WVOE - # of Months of Income provided | Were the origination guidelines utilized for this diligence review? | Title Evidence | Ownership Type | Borrower Type | Borrower Designation | Co Borrower Type | Co Borrower Designation | Co Borrower2 Type | Co Borrower2 Designation | Co Borrower3 Type | Co Borrower3 Designation | Senior Lien Position | Senior Lien Original Loan Amount | Senior Lien Original Interest Rate | Senior Lien Note Projected Closing Date | Senior Lien Current Balance | Senior Lien Current P&I | Loan Closed in the Name of an Entity | Note Executed by | Assumable Mortgage Flag | Leasehold Flag | Buydown Flag | Borrower Experian FICO Model Used | Borrower Equifax FICO Model Used | Borrower TransUnion FICO Model Used | Co Borrower Experian FICO Model Used | Co Borrower Equifax FICO Model Used | Co Borrower TransUnion FICO Model Used | Co Borrower2 Experian FICO Model Used | Co Borrower2 Equifax FICO Model Used | Co Borrower2 TransUnion FICO Model Used | Co Borrower3 Experian FICO Model Used | Co Borrower3 Equifax FICO Model Used | Co Borrower3 TransUnion FICO Model Used | Borrower Documentation Used to Determine Legal Residency | Co Borrower Documentation Used to Determine Legal Residency | Co Borrower2 Documentation Used to Determine Legal Residency | Co Borrower3 Documentation Used to Determine Legal Residency | Delayed Financing? | Months Reserves | Correspondent Type | Departure Residence | Rate Increase on Default | Default Interest Rate | Default Interest Accrual Start Days | MERS Min Number | Co Borrower Other Income | Co Borrower Wage Income | Primary Housing Lates 0 6 Months 30 | Primary Housing Lates 0 6 Months 60 | Primary Housing Lates 0 6 Months 90 | Primary Housing Lates 7 12 Months 30 | Primary Housing Lates 7 12 Months 60 | Primary Housing Lates 7 12 Months 90 | Primary Housing Lates 13 24 Months 30 | Primary Housing Lates 13 24 Months 60 | Primary Housing Lates 13 24 Months 90 | Primary Housing Lates 25 36 Months 30 | Primary Housing Lates 25 36 Months 60 | Primary Housing Lates 25 36 Months 90 | Borrower 1 ITIN Flag | Borrower 2 ITIN Flag | Borrower 3 ITIN Flag | Borrower 4 ITIN Flag | Total Number of Mortgaged Properties | Amortization Term Less IO | Flood Zone Designation | Flood Policy Expiration Date | Flood Policy Coverage Amount |
| [Redact] | 9240859 | [Redact] | N/A | No | No | $17,812.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 719 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $17,812.50 | [Redact] | $0.00 | 2.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | [Redact] | 45.560% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 26.06 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 9499045 | [Redact] | [Redact] | Non QM | Yes | No | $2,587.16 | $4,833.66 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 29.391% | 29.391% | 29.391% | [Redact] | 765 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2015 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $2,587.16 | [Redact] | $14,970.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 193.34 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 9501893 | [Redact] | [Redact] | Non QM | Yes | No | $15,117.24 | $17,457.42 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 35.538% | 35.538% | 35.538% | [Redact] | 640 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2017 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $15,117.24 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 22.73 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AH | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 9502505 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 705 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.35 | 0.74 | [Redact] | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 73.03 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 9220271 | [Redact] | N/A | No | No | $23,625.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 716 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $23,625.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.83 | 1.2 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 100.06 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 9851860 | [Redact] | [Redact] | Non QM | Yes | No | $7,727.30 | $9,121.11 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 49.764% | 49.764% | 49.764% | [Redact] | 647 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,727.30 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 45.74 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 9852725 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 768 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.28 | 0.78 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 82.63 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 9861420 | [Redact] | [Redact] | Non QM | Yes | No | $33,185.00 | $34,868.29 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.786% | 49.786% | 49.786% | [Redact] | 650 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $33,185.00 | [Redact] | $0.00 | 1.8 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | Closed End | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 14.08 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 9912092 | [Redact] | [Redact] | Non QM | Yes | No | $19,549.39 | $20,823.43 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 38.963% | 38.963% | 38.963% | [Redact] | 738 | No | Yes | 24 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $19,549.39 | [Redact] | $20,000.00 | 2.5 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | 15.770% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 29.76 | Yes | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 9915509 | [Redact] | [Redact] | N/A | No | No | $2,722.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,722.50 | [Redact] | $0.00 | 2.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.22 | 0.82 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 73.87 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 9915515 | [Redact] | [Redact] | N/A | No | No | $2,677.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,677.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.42 | 0.7 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 79.74 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 9954490 | [Redact] | [Redact] | N/A | No | No | $4,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 746 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,500.00 | [Redact] | $0.00 | 2.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 40.37 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 9956885 | [Redact] | [Redact] | N/A | No | No | $2,514.88 | $4,382.64 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 813 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,514.88 | [Redact] | $2,000.00 | 1.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.97 | 1.03 | [Redact] | [Redact] | 43.590% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 17.48 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10045517 | [Redact] | [Redact] | Exempt from ATR | No | No | $7,268.00 | $5,704.28 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 11.550% | 11.550% | 11.550% | [Redact] | 806 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,268.00 | [Redact] | $0.00 | 2.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 15.73 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10085468 | [Redact] | [Redact] | Non QM | Yes | No | $7,428.60 | $13,787.19 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 38.791% | 38.791% | 38.791% | [Redact] | 761 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,428.60 | [Redact] | $21,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 25.010% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 29.08 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | D | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10090301 | [Redact] | [Redact] | N/A | No | No | $6,189.19 | $3,435.71 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 797 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,189.19 | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.81 | [Redact] | No | Yes | Commitment | Leasehold | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 67.39 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10090304 | [Redact] | [Redact] | N/A | No | No | $7,098.21 | $3,449.54 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 797 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,098.21 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 69 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10104177 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 726 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.93 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 99.09 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10104550 | [Redact] | [Redact] | N/A | No | No | $5,408.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 779 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,408.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.56 | 0.39 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 72.89 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10107475 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 743 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.96 | 0.51 | [Redact] | [Redact] | 0.520% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 152.06 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10107835 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 787 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 4.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.57 | 0.64 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 120.21 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10125917 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 705 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 88.04 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10125920 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 3.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.85 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 174.96 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10139383 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 756 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.8 | 0.56 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 101.6 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10146820 | [Redact] | [Redact] | Non QM | Yes | No | $10,250.29 | $13,231.73 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.490% | 44.490% | 44.490% | [Redact] | 658 | No | Yes | 12 | Personal | 36.000% | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $10,250.29 | [Redact] | $0.00 | 3.7 | None | N/A | No | [Redact] | 3 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 19.37 | No | $0.00 | $0.00 | No | No | No | No | 1 | 480 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10148131 | [Redact] | [Redact] | N/A | No | No | $4,459.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 794 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,459.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.28 | 0.78 | [Redact] | [Redact] | 29.670% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 35.31 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10149325 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 756 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.02 | 0.49 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 88.07 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155842 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 701 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.1 | 0.91 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 31.44 | Retail | No | $0.00 | $0.00 | No | No | No | No | 5 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155873 | [Redact] | [Redact] | Non QM | Yes | No | $1,928.25 | $3,399.87 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 27.295% | 27.295% | 27.295% | [Redact] | 770 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,928.25 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 5.250% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 15.41 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106403 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 750 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 171.15 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106427 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | 0 | US Citizen | US Citizen | $0.00 | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 763 | Level 1-Not Stated/Not Verified | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | 240 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 38.4 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106429 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | 0 | US Citizen | US Citizen | $0.00 | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 763 | Level 3-Stated/Partially Verified | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.27 | 0.79 | 240 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 33.94 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106434 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | $0.00 | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 739 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.22 | 0.82 | 240 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 18.18 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106491 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 706 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.38 | 0.73 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 27.46 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106524 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | $0.00 | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 759 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.37 | 0.73 | 300 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 71.42 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 15 | 300 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106531 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | $0.00 | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 770 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.84 | 1.2 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 22.92 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106543 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | $0.00 | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 807 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.15 | 0.87 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 23.94 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106581 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | $0.00 | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 751 | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.44 | 0.69 | 240 | [Redact] | [Redact] | 92.510% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 114.33 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106609 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 791 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 159.46 | Retail | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106610 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 791 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 148.28 | Retail | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106613 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 791 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.94 | 1.07 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 138.22 | Retail | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106614 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 791 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 325.67 | Broker | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106615 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 791 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 284.48 | Retail | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106616 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 791 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 321.57 | Retail | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106617 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 791 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 307.75 | Retail | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106618 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 791 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.93 | 1.08 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 285.13 | Retail | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106619 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 791 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 147.38 | Retail | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106625 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 786 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 409.57 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106628 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 706 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.22 | 0.82 | [Redact] | [Redact] | 2.000% | No | Yes | Final | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 42.55 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Other | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106629 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 5 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 702 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.88 | 240 | [Redact] | [Redact] | 1.600% | No | Yes | Final | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 10.82 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106666 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 759 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.85 | 240 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 704.37 | Broker | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106667 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 759 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.12 | 0.89 | 240 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 704.85 | Broker | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106686 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 759 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.19 | 0.84 | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 397 | Broker | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106785 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | $0.00 | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 751 | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.49 | 0.67 | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 1454.65 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106818 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 752 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 98 | 162.6 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106843 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | $0.00 | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 750 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LP | Business Entity | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 85.55 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106866 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 752 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | [Redact] | 69.650% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 69.71 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106893 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | 0 | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 794 | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Guarantor - Business Entity | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 740.84 | Broker | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106894 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | 0 | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 794 | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | No | No | DSCR | 1 | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Guarantor - Business Entity | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 759.51 | Broker | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106963 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 762 | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.19 | 0.84 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 16 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106966 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 727 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.42 | 0.7 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 91.14 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106996 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 752 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.18 | 0.85 | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 161.64 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10107007 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 727 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.48 | 0.68 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 97.8 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | A | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10107017 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 798 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 44.54 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10107023 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 694 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.39 | 0.72 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 2993.16 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10156763 | [Redact] | [Redact] | Non QM | Yes | No | $34,963.75 | $35,768.01 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.090% | 24.877% | 31.090% | [Redact] | 786 | No | Yes | 24 | Personal | 100.000% | 38.890% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.89% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.89% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.89% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.89% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.89% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.89% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $34,963.75 | [Redact] | $110,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 24 | 0.00 | No | 240 | [Redact] | [Redact] | 19.390% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 11.46 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10158202 | [Redact] | [Redact] | N/A | No | No | $2,835.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | Permanent Resident Alien | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 689 | 692 | 689 | 687 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,835.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 60.74 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10159103 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 800 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $8,571.21 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.64 | 0.38 | [Redact] | [Redact] | 74.190% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 324.52 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10159118 | [Redact] | [Redact] | Non QM | Yes | No | $1,295.00 | $8,229.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 25.475% | 25.475% | 25.475% | [Redact] | 781 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,295.00 | [Redact] | $100,000.00 | 2.4 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 20.070% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.67 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10160377 | [Redact] | [Redact] | N/A | No | No | $7,800.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 722 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,800.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.88 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 61.79 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10179052 | [Redact] | [Redact] | Exempt from ATR | No | No | $12,310.00 | $17,475.54 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 9.115% | 9.115% | 9.115% | [Redact] | 781 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $12,310.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 21.15 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 480 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10084932 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 664 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.3 | 0.77 | [Redact] | [Redact] | 1.510% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 120.69 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10194608 | [Redact] | [Redact] | N/A | No | No | $5,795.62 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 813 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,795.62 | [Redact] | $0.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.86 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 117.44 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10196659 | [Redact] | [Redact] | N/A | No | No | $4,800.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 768 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,800.00 | [Redact] | $0.00 | 3.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.36 | 0.74 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 51.29 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10201295 | [Redact] | [Redact] | Exempt from ATR | No | No | $12,700.00 | $1,029.57 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Non-Permanent Resident Alien | [Redact] | [Redact] | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 40.320% | 40.320% | 40.320% | [Redact] | 727 | No | Yes | 12 | Business | 100.000% | 95.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $12,700.00 | [Redact] | $19,500.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 40.390% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Employment Authorization | 28.17 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10202610 | [Redact] | [Redact] | N/A | No | No | $5,575.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 724 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,575.50 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 104.97 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10206553 | [Redact] | [Redact] | N/A | No | No | $27,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 805 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $27,500.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.34 | 0.74 | 240 | [Redact] | $0.00 | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 125.21 | Broker | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10215254 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 757 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.62 | 0.62 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 61.74 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10215952 | [Redact] | [Redact] | N/A | No | No | $4,515.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,515.00 | [Redact] | $0.00 | 1.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.36 | 0.74 | [Redact] | $0.00 | 0.000% | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 26.24 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10215954 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 750 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.18 | 0.46 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 82.36 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | C | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10217054 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 722 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.81 | 0.55 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 16.62 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10217052 | [Redact] | [Redact] | N/A | No | No | $15,700.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 780 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,700.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | 240 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 68.08 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 8 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10217189 | [Redact] | [Redact] | N/A | No | No | $11,713.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 776 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $11,713.00 | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.86 | 240 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 132.28 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10217193 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 680 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.83 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 81.89 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10217722 | [Redact] | [Redact] | N/A | No | No | $12,600.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 797 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $12,600.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.93 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 305.82 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10219313 | [Redact] | [Redact] | N/A | No | No | $10,396.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 781 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,396.50 | [Redact] | $0.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.1 | 0.91 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 106.1 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10220068 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 725 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 41.78 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10220934 | [Redact] | [Redact] | N/A | No | No | $6,270.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 718 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,270.00 | [Redact] | $12,680.00 | 1.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.94 | 240 | [Redact] | [Redact] | 33.430% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 18.35 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10223586 | [Redact] | [Redact] | N/A | No | No | $5,366.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 792 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,366.25 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.98 | 1.02 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 30.07 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 240 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10223588 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 785 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.31 | 0.76 | [Redact] | [Redact] | 93.030% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 100.46 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10224747 | [Redact] | [Redact] | Non QM | Yes | No | $4,227.34 | $4,940.69 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 37.684% | 37.684% | 37.684% | [Redact] | 715 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $4,227.34 | [Redact] | $0.00 | 2.4 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 106.96 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10228305 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 12.28 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10230738 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 689 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.22 | 0.82 | [Redact] | $0.00 | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 71.65 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | C | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10233177 | [Redact] | [Redact] | Non QM | Yes | No | $8,160.00 | $12,123.16 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 25.118% | 25.118% | 25.118% | [Redact] | 703 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $8,160.00 | [Redact] | $0.00 | 4.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 14.030% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 8.72 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10249244 | [Redact] | [Redact] | N/A | No | No | $14,149.10 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 813 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $14,149.10 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 6.62 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10249249 | [Redact] | [Redact] | N/A | No | No | $810.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 753 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $810.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.12 | 0.89 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 40.28 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10249355 | [Redact] | [Redact] | Exempt from ATR | No | No | $10,960.00 | $4,588.65 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | Self-Employed | 7.95 | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 25.139% | 25.139% | 25.139% | [Redact] | 801 | 796 | 813 | 801 | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | Yes | No | [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - No Results Returned - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Paystubs - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023 [Coborrower(s) - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023 |
[Coborrower]; 4506 - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506 - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506 - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $10,960.00 | [Redact] | $0.00 | 1.5 | None | N/A | No | [Redact] | 0 | 3 | 2 | 0 | 3 | 2 | 0.00 | No | 60 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 118.74 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10250309 | [Redact] | [Redact] | N/A | No | No | $8,466.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 766 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,466.50 | [Redact] | $5,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.93 | [Redact] | [Redact] | 15.490% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 18.69 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10084815 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | Non-Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 762 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.2 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.28 | 0.78 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 100.82 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10252052 | [Redact] | [Redact] | N/A | No | No | $29,680.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 800 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $29,680.00 | [Redact] | $3,645.00 | 4.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.34 | 0.74 | [Redact] | [Redact] | 55.310% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 54.06 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10252059 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 800 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.82 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 97.03 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10252577 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 787 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.31 | 0.76 | [Redact] | [Redact] | 49.520% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 32.62 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10252722 | [Redact] | [Redact] | Exempt from ATR | No | No | $7,196.64 | $8,441.31 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Non-Permanent Resident Alien | [Redact] | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 35.994% | 35.994% | 35.994% | [Redact] | 758 | No | Yes | 36 | Business | 100.000% | 33.660% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.66% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.66% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.66% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,196.64 | [Redact] | $2,500.00 | 2.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 41.480% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Employment Authorization | 15.44 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10256249 | [Redact] | [Redact] | Exempt from ATR | No | No | $5,749.60 | $7,210.09 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 26.513% | 26.513% | 26.513% | [Redact] | 704 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $5,749.60 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 11.07 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10256764 | [Redact] | [Redact] | Non QM | Yes | No | $18,427.00 | $2,479.81 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.234% | 48.234% | 48.234% | [Redact] | 712 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $18,427.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 10.33 | No | $0.00 | $0.00 | No | No | No | No | 1 | 480 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10256763 | [Redact] | [Redact] | Non QM | Yes | No | $4,197.13 | $5,218.36 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 19.078% | 19.078% | 19.078% | [Redact] | 737 | No | Yes | 12 | Business | 100.000% | 100.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $4,197.13 | [Redact] | $0.00 | 2.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | Closed End | No | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 10.99 | Retail | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10256827 | [Redact] | [Redact] | N/A | No | No | $4,392.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 706 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,392.00 | [Redact] | $51,000.00 | 2.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | [Redact] | 2.500% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 2.07 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10256829 | [Redact] | [Redact] | Non QM | Yes | No | $26,395.00 | $33,418.46 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 13.175% | 13.175% | 13.175% | [Redact] | 755 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $26,395.00 | [Redact] | $6,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 32.030% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 50.82 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 480 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10258626 | [Redact] | [Redact] | Non QM | Yes | No | $69,198.45 | $43,270.84 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 49.908% | 49.908% | 49.908% | [Redact] | 734 | No | Yes | 36 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $69,198.45 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 39.01 | No | No | $0.00 | $0.00 | No | No | No | No | 10 | 480 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10259139 | [Redact] | [Redact] | Exempt from ATR | No | No | $5,850.40 | $7,651.46 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 6.553% | 6.553% | 6.553% | [Redact] | 777 | No | Yes | 12 | Business | 100.000% | 75.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $5,850.40 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 99.54 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10259804 | [Redact] | [Redact] | N/A | No | No | $3,335.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 714 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,335.00 | [Redact] | $0.00 | 3.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 51.31 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10260638 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 752 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2 | 0.5 | [Redact] | $0.00 | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 83.85 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10260927 | [Redact] | [Redact] | N/A | No | No | $3,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 686 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,500.00 | [Redact] | $0.00 | 2.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.47 | 0.68 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 46.83 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155305 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 729 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 19.52 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155329 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 727 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.36 | 0.74 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 48.31 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155301 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 728 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.44 | 0.7 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 119.53 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155300 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 729 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.36 | 0.73 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 31.85 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155298 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 768 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.51 | 0.66 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Member | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 138.05 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155314 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.18 | 0.85 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 16.17 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155303 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 729 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 11.49 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155302 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 718 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.82 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 13.24 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155288 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | [Redact] | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.36 | 0.74 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 41.26 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155337 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 706 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.25 | 0.8 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 96.27 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155339 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 706 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 13.59 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155287 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 230.29 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155307 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 377.47 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155309 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 497.12 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155292 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 638.47 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155294 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.96 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 574.16 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155296 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 458.94 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155290 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.91 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 6.69 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155293 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 350.9 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155291 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.22 | 0.82 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 535.68 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155295 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 491.73 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155289 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 561.22 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155321 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.94 | 240 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 217.97 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155333 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 787 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 246.37 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155326 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 171 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155311 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 245.98 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155317 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.95 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 16.16 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155312 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 307.01 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155316 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.93 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 14.26 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155310 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 423.24 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155318 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.25 | 0.8 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 2749.07 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155325 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 381.88 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155324 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 585.78 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155330 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 203.89 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155308 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 14.01 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155327 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 193.79 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155328 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.18 | 0.85 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 881.87 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155323 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.1 | 0.91 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 500.79 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155322 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 11.59 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155351 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 695.17 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155347 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.87 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 326.76 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155348 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 891.63 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155356 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 713 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.1 | 0.91 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 17.99 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155354 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.22 | 0.82 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 99.96 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155360 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.6 | 0.63 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 107.67 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155361 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | 0 | US Citizen | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 786 | Level 2-Stated/Not Verified | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.84 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 56.21 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10155357 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 750 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 14.28 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10263051 | [Redact] | [Redact] | Non QM | Yes | No | $7,724.00 | $14,575.87 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 20.873% | 20.873% | 20.873% | [Redact] | 777 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,724.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 100 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | AE | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10263175 | [Redact] | [Redact] | Non QM | Yes | No | $16,000.00 | $7,670.66 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 37.553% | 37.553% | 37.553% | [Redact] | 770 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $16,000.00 | [Redact] | $0.00 | 4.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 26.91 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10263392 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 706 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.35 | 0.74 | [Redact] | [Redact] | 41.220% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 23.77 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10263683 | [Redact] | [Redact] | Non QM | Yes | No | $7,768.25 | $4,844.79 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 19.653% | 19.653% | 19.653% | [Redact] | 749 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,768.25 | [Redact] | $0.00 | 1.9 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 129.56 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | D | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10264284 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 766 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2 | 0.5 | [Redact] | [Redact] | 47.260% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.12 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 360 | C | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10264292 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 735 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | [Redact] | 57.780% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 34.58 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10265397 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,590.00 | $2,177.12 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 48.569% | 48.569% | 48.569% | [Redact] | 705 | No | No | Borrower Prepared | [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,590.00 | [Redact] | $0.00 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 1 | 0 | 2 | 1 | 15.97 | No | [Redact] | [Redact] | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 8.4 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | AO | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10265879 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 768 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.9 | 0.53 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Yes | 109.92 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10265962 | [Redact] | [Redact] | Exempt from ATR | No | No | $9,791.92 | $8,016.65 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 19.294% | 19.294% | 19.294% | [Redact] | 797 | No | Yes | 12 | Business | 100.000% | 100.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 5.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 5.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 5.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 5.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $9,791.92 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 48.18 | No | No | [Redact] | $0.00 | No | No | No | No | 7 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10266374 | [Redact] | [Redact] | N/A | No | No | $9,006.40 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 768 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,006.40 | [Redact] | $0.00 | 1.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 21.51 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 240 | A | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10266963 | [Redact] | [Redact] | Non QM | Yes | No | $9,874.00 | $12,117.20 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 16.301% | 16.301% | 16.301% | [Redact] | 743 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $9,874.00 | [Redact] | $0.00 | 1.5 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 16.8 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10266962 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 757 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.61 | 0.62 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 86.93 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10267924 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 787 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $7,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.89 | [Redact] | [Redact] | 49.650% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 28.45 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10268454 | [Redact] | [Redact] | Non QM | Yes | No | $9,945.00 | $11,360.31 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.082% | 42.082% | 42.082% | [Redact] | 777 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $9,945.00 | [Redact] | $0.00 | 1.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 41.300% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 31.12 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10284772 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 737 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.25 | 0.8 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 10.53 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10285824 | [Redact] | [Redact] | N/A | No | No | $4,895.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 703 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,895.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.91 | 0.52 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 97.87 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | C | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10287647 | [Redact] | [Redact] | N/A | No | No | $1,800.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | 704 | 693 | 716 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $1,800.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.46 | 0.69 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 39.47 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | C | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10288190 | [Redact] | [Redact] | Non QM | Yes | No | $41,458.57 | $16,656.63 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.566% | 47.566% | 47.566% | [Redact] | 766 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $41,458.57 | [Redact] | $47,250.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 21.400% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.44 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10288708 | [Redact] | [Redact] | N/A | No | No | $3,534.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 798 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,534.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.15 | 0.87 | [Redact] | [Redact] | 76.310% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 62.03 | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10288712 | [Redact] | [Redact] | Non QM | Yes | No | $2,575.00 | $12,871.93 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 2.698% | 2.698% | 2.698% | [Redact] | 781 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $2,575.00 | [Redact] | $0.00 | 3.8 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 29.72 | Broker | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10289278 | [Redact] | [Redact] | N/A | No | No | $5,885.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,885.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 113.13 | No | $0.00 | $0.00 | No | No | No | No | 6 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10289286 | [Redact] | [Redact] | Exempt from ATR | No | No | $7,640.00 | $8,934.28 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 12.914% | 12.914% | 12.914% | [Redact] | 730 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2022 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,640.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 8.96 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10289283 | [Redact] | [Redact] | Exempt from ATR | No | No | $6,988.58 | $5,405.03 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 9.640% | 9.640% | 9.640% | [Redact] | 800 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $6,988.58 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 103.52 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10289288 | [Redact] | [Redact] | Exempt from ATR | No | No | $3,087.67 | $1,878.11 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 11.704% | 11.704% | 11.704% | [Redact] | 800 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $3,087.67 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 72.01 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10289284 | [Redact] | [Redact] | Exempt from ATR | No | No | $8,070.00 | $11,312.66 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 26.335% | 25.831% | 26.335% | [Redact] | 785 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $8,070.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | 360 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 65.64 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10289563 | [Redact] | [Redact] | Non QM | Yes | No | $22,958.00 | $30,312.66 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.542% | 31.542% | 31.542% | [Redact] | 725 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $22,958.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 8.63 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10291169 | [Redact] | [Redact] | N/A | No | No | $6,591.00 | $4,363.80 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 780 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,591.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.61 | 0.62 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 103.93 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10291328 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 737 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.55 | 0.64 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 65.29 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10291344 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.71 | 0.59 | [Redact] | [Redact] | 30.070% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 3.36 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10291350 | [Redact] | [Redact] | N/A | No | No | $6,984.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 677 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,984.50 | [Redact] | $0.00 | 4.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.35 | 0.74 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.9 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10291519 | [Redact] | [Redact] | Non QM | Yes | No | $3,373.00 | $4,216.84 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.603% | 46.603% | 46.603% | [Redact] | 712 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $3,373.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 2 | 0 | 0 | 2 | 2 | 0.00 | No | [Redact] | [Redact] | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 19.46 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10291525 | [Redact] | [Redact] | N/A | No | No | $3,291.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 707 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,291.00 | [Redact] | $0.00 | 2.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.39 | 0.72 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 3.8 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10291834 | [Redact] | [Redact] | N/A | No | No | $11,092.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 809 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $11,092.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.14 | 0.47 | 240 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 16.18 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10291835 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 791 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.67 | 0.6 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 90 | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10291837 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 774 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 68.790% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 135.22 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10291973 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 792 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.83 | 1.2 | [Redact] | [Redact] | 65.990% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 119.39 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10291977 | [Redact] | [Redact] | N/A | No | No | $9,720.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 779 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,720.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 145.09 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 12 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10292233 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 753 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.48 | 0.4 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 41.36 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10292240 | [Redact] | [Redact] | N/A | No | No | $7,330.40 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 728 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,330.40 | [Redact] | $0.00 | 1.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 101.47 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10292241 | [Redact] | [Redact] | N/A | No | No | $8,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 795 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,000.00 | [Redact] | $0.00 | 1.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.54 | 0.65 | [Redact] | [Redact] | 37.810% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 15.28 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10292266 | [Redact] | [Redact] | Non QM | Yes | No | $1,501.30 | $7,031.16 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.626% | 40.626% | 40.626% | [Redact] | 751 | No | Yes | 24 | Business | 100.000% | 25.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,501.30 | [Redact] | $0.00 | 2.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 73.63 | No | No | [Redact] | $0.00 | No | No | No | No | 10 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10293060 | [Redact] | [Redact] | N/A | No | No | $10,744.40 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 714 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,744.40 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.8 | 1.25 | [Redact] | [Redact] | 35.890% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 39.79 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | C | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10293061 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 797 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $2,000.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | [Redact] | 57.920% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 43.58 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10293062 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 814 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.49 | 0.67 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 52.78 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10293247 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 800 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 3.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.86 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 694 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10293260 | [Redact] | [Redact] | Exempt from ATR | No | No | $4,253.22 | $5,297.89 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 19.617% | 19.617% | 19.617% | [Redact] | 710 | No | Yes | 24 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $4,253.22 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 64.74 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10293416 | [Redact] | [Redact] | N/A | No | No | $41,625.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 728 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $41,625.00 | [Redact] | $4,040.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.83 | 1.21 | [Redact] | [Redact] | 28.930% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 3.76 | Broker | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10293698 | [Redact] | [Redact] | Exempt from ATR | No | No | $3,195.00 | $4,053.16 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.271% | 46.271% | 46.271% | [Redact] | 740 | No | Yes | 12 | Business | 100.000% | 51.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $3,195.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 20.19 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10294133 | [Redact] | [Redact] | N/A | No | No | $5,600.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 702 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,600.00 | [Redact] | $0.00 | 4.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.86 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 13.33 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10295127 | [Redact] | [Redact] | N/A | No | No | $16,535.00 | $3,042.33 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 765 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $16,535.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 97.1 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10296040 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 793 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | ($5,625.00) | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.81 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 904.84 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10296129 | [Redact] | [Redact] | N/A | No | No | $14,996.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 750 | 795 | 767 | 804 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,996.25 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.74 | 0.57 | 360 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 33.78 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10296972 | [Redact] | [Redact] | Exempt from ATR | No | No | $13,125.00 | $14,600.28 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 37.105% | 37.105% | 37.105% | [Redact] | 726 | No | Yes | 12 | Business | 100.000% | 95.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2016 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $13,125.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | No | 21.46 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10296977 | [Redact] | [Redact] | Non QM | Yes | No | $2,359.27 | $3,714.09 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Non-Permanent Resident Alien | [Redact] | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 29.050% | 29.050% | 29.050% | [Redact] | 739 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $2,359.27 | [Redact] | $9,333.27 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 1.120% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Employment Authorization | 9.45 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10296968 | [Redact] | [Redact] | N/A | No | No | $3,506.62 | $4,536.15 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 681 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,506.62 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.04 | 0.49 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 76.89 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10297164 | [Redact] | [Redact] | N/A | No | No | $19,337.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 760 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $19,337.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.27 | 0.79 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 15.85 | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10297171 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 726 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.41 | 0.71 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 32.08 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10297546 | [Redact] | [Redact] | Non QM | Yes | No | $23,125.00 | $34,723.84 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 24.311% | 24.311% | 24.311% | [Redact] | 748 | No | Yes | 24 | Business | 100.000% | 2.000% | 98.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 2.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 2.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 2.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 2.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 2.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 2.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; CPA Letter - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $23,125.00 | [Redact] | $0.00 | 5.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 56.910% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 42.68 | Yes | No | [Redact] | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10298134 | [Redact] | [Redact] | Exempt from ATR | No | No | $18,091.75 | $5,523.53 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | Not Employed | Not Employed | 0 | 0 | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 37.125% | 37.125% | 37.125% | [Redact] | 767 | 730 | 793 | 760 | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $18,091.75 | [Redact] | $6,700.00 | 1.0 | None | N/A | No | [Redact] | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | 27 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | LLC | Guarantor - Business Entity | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 193.38 | No | No | $0.00 | [Redact] | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10298144 | [Redact] | [Redact] | N/A | No | No | $7,312.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,312.50 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | [Redact] | [Redact] | 32.790% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 23.61 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10298317 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 760 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 132.49 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10298459 | [Redact] | [Redact] | Non QM | Yes | No | $2,145.00 | $4,865.53 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.192% | 49.192% | 49.192% | [Redact] | 761 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $2,145.00 | [Redact] | $0.00 | 3.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 5.220% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.23 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10298454 | [Redact] | [Redact] | N/A | No | No | $2,362.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 746 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,362.50 | [Redact] | $0.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.8 | 0.55 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 29.79 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10298469 | [Redact] | [Redact] | Non QM | Yes | No | $10,719.74 | $12,990.65 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.694% | 49.694% | 49.694% | [Redact] | 744 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $10,719.74 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 2 | 2 | 0.00 | No | [Redact] | [Redact] | 23.730% | No | 27 | 28 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 7.86 | Yes | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10298471 | [Redact] | [Redact] | Exempt from ATR | No | No | $7,190.20 | $8,947.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | Self-Employed | Self-Employed | 2.63 | 4.39 | Permanent Resident Alien | US Citizen | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.403% | 46.403% | 46.403% | [Redact] | 722 | 808 | 805 | 818 | 707 | 722 | 734 | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $7,190.20 | [Redact] | $7,500.00 | 2.6 | None | N/A | No | [Redact] | 0 | 2 | 2 | 0 | 2 | 2 | 0.00 | No | [Redact] | [Redact] | 13.590% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | Resident Alien Card | 44.33 | No | No | [Redact] | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10298472 | [Redact] | [Redact] | N/A | No | No | $6,375.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 794 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,375.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.65 | 0.6 | [Redact] | [Redact] | 35.290% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Authorized Signor | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 18.74 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10298509 | [Redact] | [Redact] | N/A | No | No | $24,720.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 739 | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $24,720.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.86 | [Redact] | [Redact] | 7.470% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Authorized Signor | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 24.08 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10298655 | [Redact] | [Redact] | Non QM | Yes | No | $1,380.00 | $3,367.59 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.607% | 31.607% | 31.607% | [Redact] | 797 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,380.00 | [Redact] | $6,178.12 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 73.920% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 7.99 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10298662 | [Redact] | [Redact] | N/A | No | No | $22,100.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 781 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $22,100.00 | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 79.99 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 7 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10298661 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 782 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 3.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.15 | 0.87 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 62.56 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10298867 | [Redact] | [Redact] | Non QM | Yes | No | $7,495.00 | $8,912.27 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 13.003% | 13.003% | 13.003% | [Redact] | 776 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,495.00 | [Redact] | $0.00 | 2.4 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 16.460% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 45.08 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10298858 | [Redact] | [Redact] | Non QM | Yes | No | $41,250.00 | $7,562.62 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 37.239% | 37.239% | 37.239% | [Redact] | 745 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $41,250.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 25.23 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10298871 | [Redact] | [Redact] | Non QM | Yes | No | $47,246.40 | $16,297.71 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.927% | 46.927% | 46.927% | [Redact] | 719 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $47,246.40 | [Redact] | $0.00 | 1.3 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 25.110% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.07 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10298856 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 754 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.28 | 0.44 | [Redact] | [Redact] | 52.320% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 28.26 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10299375 | [Redact] | [Redact] | Exempt from ATR | No | No | $4,225.00 | $5,912.85 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 19.625% | 19.625% | 19.625% | [Redact] | 818 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2022 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | [Redact] | $4,225.00 | [Redact] | $11,170.00 | 1.0 | None | N/A | No | [Redact] | 2 | 0 | 2 | 0 | 2 | 2 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 118.49 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10299602 | [Redact] | [Redact] | N/A | No | No | $13,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 774 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,000.00 | [Redact] | $0.00 | 2.6 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.93 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 132.56 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10316678 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | [Redact] | [Redact] | 41.670% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 20.41 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10299605 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 768 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 70.31 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10299676 | [Redact] | [Redact] | N/A | No | No | $10,935.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 801 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,935.00 | [Redact] | $1,500.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.1 | 0.91 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 164.08 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10299700 | [Redact] | [Redact] | Non QM | Yes | No | $1,295.00 | $7,728.04 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.843% | 39.843% | 39.843% | [Redact] | 808 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,295.00 | [Redact] | $0.00 | 2.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | 28.820% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 44.78 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10299693 | [Redact] | [Redact] | N/A | No | No | $13,554.35 | $9,598.64 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 755 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,554.35 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.34 | 0.75 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 102.37 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10299702 | [Redact] | [Redact] | N/A | No | No | $15,783.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 781 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,783.75 | [Redact] | $27,450.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.05 | 0.49 | [Redact] | [Redact] | 31.760% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 18.42 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10303351 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 744 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.8 | 1.25 | [Redact] | [Redact] | 53.230% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 23.01 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10303352 | [Redact] | [Redact] | N/A | No | No | $8,250.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 718 | 698 | 743 | 718 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,250.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.3 | 0.77 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 331.42 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10304281 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,990.00 | $3,299.58 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.476% | 44.266% | 49.340% | [Redact] | 746 | No | Yes | 12 | Business | 100.000% | 100.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,990.00 | [Redact] | $0.00 | 4.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 1 | 0 | 12 | 0.00 | Yes | 240 | [Redact] | [Redact] | No | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 41.97 | No | No | [Redact] | $0.00 | No | No | No | No | 3 | 240 | AE | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10304278 | [Redact] | [Redact] | N/A | No | No | $8,400.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 749 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,400.00 | [Redact] | $0.00 | 1.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.47 | 0.68 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 21.53 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10304973 | [Redact] | [Redact] | Exempt from ATR | No | No | $7,742.50 | $3,057.16 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.781% | 36.781% | 36.781% | [Redact] | 782 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,742.50 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 104.12 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10304977 | [Redact] | [Redact] | Non QM | Yes | No | $9,829.67 | $2,977.68 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.371% | 41.709% | 44.371% | [Redact] | 793 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 41.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 41.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 41.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 41.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $9,829.67 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | 360 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 103.05 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10304974 | [Redact] | [Redact] | Non QM | Yes | No | $18,090.00 | $21,045.83 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 18.513% | 18.513% | 18.513% | [Redact] | 717 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $18,090.00 | [Redact] | $0.00 | 5.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 20.33 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 480 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10304988 | [Redact] | [Redact] | N/A | No | No | $7,920.00 | $7,051.70 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 709 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,920.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.27 | 0.79 | [Redact] | [Redact] | 15.400% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.52 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10304989 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 800 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.81 | 1.23 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 34.86 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10304994 | [Redact] | [Redact] | Non QM | Yes | No | $3,092.00 | $4,517.42 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.754% | 45.754% | 45.754% | [Redact] | 714 | No | No | [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1099 - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1099 Transcript - No Results Returned - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Alternative Documentation (A) | 1yr 1099 | 0 | 0 | 0 | No | [Redact] | $3,092.00 | [Redact] | $0.00 | 1.3 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | No | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 71.22 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10305737 | [Redact] | [Redact] | N/A | No | No | $13,895.65 | $7,611.19 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 779 | 740 | 779 | 779 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,895.65 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.37 | 0.73 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 34.26 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10305735 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 721 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 91.61 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10305740 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 800 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.94 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 88.53 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10305742 | [Redact] | [Redact] | N/A | No | No | $10,951.87 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 798 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,951.87 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.84 | 1.19 | [Redact] | [Redact] | 78.430% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 66.71 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10306659 | [Redact] | [Redact] | N/A | No | No | $14,616.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 689 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,616.00 | [Redact] | $15,000.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | 240 | [Redact] | [Redact] | 28.220% | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 23.14 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10306679 | [Redact] | [Redact] | Non QM | Yes | No | $8,163.00 | $17,611.79 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 30.152% | 30.152% | 30.152% | [Redact] | 754 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $8,163.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | 10.780% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.37 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10306672 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 708 | No | No | DSCR | 1 | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.69 | 0.59 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 35.78 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10306669 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 708 | No | No | DSCR | 1 | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 20.36 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10306671 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 780 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.89 | [Redact] | [Redact] | 2.520% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 16.29 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10306682 | [Redact] | [Redact] | N/A | No | No | $5,944.87 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 784 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $5,944.87 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 43.630% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 19.1 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10306683 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | [Redact] | 80.760% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 86.66 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10306681 | [Redact] | [Redact] | N/A | No | No | $5,100.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 722 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,100.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.19 | 0.84 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 94.51 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10306688 | [Redact] | [Redact] | N/A | No | No | $6,949.97 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,949.97 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.51 | 0.4 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 157.63 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10307508 | [Redact] | [Redact] | N/A | No | No | $15,575.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 745 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,575.00 | [Redact] | $15,500.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.84 | 1.19 | [Redact] | [Redact] | 83.110% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 81.93 | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10307539 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 729 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.8 | 1.25 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 18.26 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10307548 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 681 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.97 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 55.86 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 10 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10307546 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 722 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.46 | 0.69 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 84.39 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10307551 | [Redact] | [Redact] | Exempt from ATR | No | No | $3,095.00 | $4,472.74 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.567% | 31.567% | 31.567% | [Redact] | 791 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $3,095.00 | [Redact] | $15,500.00 | None | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | [Redact] | [Redact] | 65.410% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 71.31 | Retail | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | AE | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10307568 | [Redact] | [Redact] | N/A | No | No | $3,673.64 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 752 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,673.64 | [Redact] | $0.00 | 4.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 157.58 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10307681 | [Redact] | [Redact] | N/A | No | No | $5,947.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 801 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,947.50 | [Redact] | $0.00 | 2.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.26 | 0.79 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 48.95 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 10 | 360 | C | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10307683 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 807 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.41 | 0.71 | [Redact] | $0.00 | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 57.66 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10307686 | [Redact] | [Redact] | N/A | No | No | $13,770.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 815 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,770.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 122.08 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10307963 | [Redact] | [Redact] | N/A | No | No | $15,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 788 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,000.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.81 | 0.36 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 23.63 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10308038 | [Redact] | [Redact] | Non QM | Yes | No | $5,132.50 | $3,961.03 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.249% | 40.249% | 40.249% | [Redact] | 773 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $5,132.50 | [Redact] | $39,400.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 70.520% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 26.11 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10308042 | [Redact] | [Redact] | N/A | No | No | $3,912.97 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 682 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,912.97 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 35.76 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10308056 | [Redact] | [Redact] | N/A | No | No | $48,750.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $48,750.00 | [Redact] | $0.00 | 1.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.81 | 240 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 113.42 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10308055 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 738 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.4 | 0.72 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 25.1 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10308054 | [Redact] | [Redact] | N/A | No | No | $13,770.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 815 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,770.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.87 | 1.15 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 126.28 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10308114 | [Redact] | [Redact] | N/A | No | No | $13,683.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 785 | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,683.75 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.28 | 0.78 | 240 | [Redact] | [Redact] | 0.930% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Authorized Signor | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 66.67 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10309088 | [Redact] | [Redact] | N/A | No | No | $2,475.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 719 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,475.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.81 | 0.55 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 15.8 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10309151 | [Redact] | [Redact] | N/A | No | No | $8,932.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 792 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,932.00 | [Redact] | $7,500.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.1 | 0.91 | [Redact] | [Redact] | 42.260% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 29.54 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10309545 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 803 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $650.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.12 | 0.9 | [Redact] | [Redact] | 52.740% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 37.1 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10309547 | [Redact] | [Redact] | N/A | No | No | $5,737.52 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 803 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,737.52 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.89 | [Redact] | [Redact] | 43.510% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.01 | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10309550 | [Redact] | [Redact] | N/A | No | No | $9,446.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 700 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,446.25 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.38 | 0.73 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 73.39 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10199653 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 768 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.75 | 1.33 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 58.34 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313372 | [Redact] | [Redact] | N/A | No | No | $9,750.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 714 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,750.00 | [Redact] | $0.00 | 1.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 55.19 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313361 | [Redact] | [Redact] | Non QM | Yes | No | $51,599.83 | $58,647.90 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 25.173% | 25.173% | 25.173% | [Redact] | 700 | No | Yes | 12 | Business | 100.000% | 75.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $51,599.83 | [Redact] | $281,000.00 | 5.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 26.490% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 17.52 | Broker | Yes | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313362 | [Redact] | [Redact] | Exempt from ATR | No | No | $36,939.20 | $13,420.70 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 9.798% | 9.798% | 9.798% | [Redact] | 756 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $36,939.20 | [Redact] | $0.00 | 1.3 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 80.180% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 122.48 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313360 | [Redact] | [Redact] | Non QM | Yes | No | $29,774.85 | $36,140.09 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 25.448% | 25.448% | 25.448% | [Redact] | 700 | No | Yes | 12 | Business | 100.000% | 75.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $29,774.85 | [Redact] | $0.00 | 4.1 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 30.38 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313379 | [Redact] | [Redact] | Non QM | Yes | No | $8,830.02 | $5,255.87 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 16.152% | 16.152% | 16.152% | [Redact] | 747 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $8,830.02 | [Redact] | $10,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 29.690% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 18.75 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313381 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 808 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.34 | 0.75 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 101.92 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313398 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 808 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $18,052.50 | 1.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.52 | 0.66 | [Redact] | [Redact] | 99.760% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 98.98 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313400 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 819 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $530.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.24 | 0.8 | [Redact] | [Redact] | 70.810% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 33.81 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313401 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 796 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 109.79 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313408 | [Redact] | [Redact] | Exempt from ATR | No | No | $33,369.00 | $18,930.26 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 4.262% | 4.262% | 4.262% | [Redact] | 730 | No | Yes | 12 | Business | 100.000% | 90.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $33,369.00 | [Redact] | $102,710.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 1.030% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 22.05 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313409 | [Redact] | [Redact] | Non QM | Yes | No | $23,810.00 | $10,741.31 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 12.335% | 12.335% | 12.335% | [Redact] | 787 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $23,810.00 | [Redact] | $0.00 | 1.7 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 58.05 | No | $0.00 | $0.00 | No | No | No | No | 1 | 480 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313611 | [Redact] | [Redact] | N/A | No | No | $3,341.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 750 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,341.25 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.26 | 0.79 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 88.85 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313620 | [Redact] | [Redact] | N/A | No | No | $10,875.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 792 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,875.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 32.54 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313627 | [Redact] | [Redact] | N/A | No | No | $17,485.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $17,485.25 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.93 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 34.12 | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313634 | [Redact] | [Redact] | N/A | No | No | $18,734.20 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $18,734.20 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 30.82 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313632 | [Redact] | [Redact] | N/A | No | No | $29,225.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 749 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $29,225.00 | [Redact] | $0.00 | 5.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.94 | [Redact] | $0.00 | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 29.18 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313630 | [Redact] | [Redact] | N/A | No | No | $29,225.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 749 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $29,225.00 | [Redact] | $0.00 | 5.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 17.57 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313633 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 792 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 101.73 | No | $0.00 | $0.00 | No | No | No | No | 8 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313629 | [Redact] | [Redact] | N/A | No | No | $29,225.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 749 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $29,225.00 | [Redact] | $0.00 | 5.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 28.68 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10314255 | [Redact] | [Redact] | Non QM | Yes | No | $23,519.22 | $10,832.91 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 26.952% | 26.952% | 26.952% | [Redact] | 775 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $23,519.22 | [Redact] | $0.00 | 2.8 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 101.32 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10314266 | [Redact] | [Redact] | Non QM | Yes | No | $13,403.64 | $5,759.38 | [Redact] | [Redact] | [Redact] | [Redact] | Yes | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.126% | 40.126% | 40.126% | [Redact] | 734 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $13,403.64 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 24.74 | Yes | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10314298 | [Redact] | [Redact] | N/A | No | No | $15,750.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 785 | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,750.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.19 | 0.84 | 240 | [Redact] | [Redact] | 0.880% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Authorized Signor | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 32.12 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10314295 | [Redact] | [Redact] | N/A | No | No | $4,908.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 796 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,908.75 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 92.75 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10314430 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 788 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.12 | 0.9 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 111.11 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10314436 | [Redact] | [Redact] | Exempt from ATR | No | No | $2,563.33 | $4,215.33 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.614% | 36.378% | 39.614% | [Redact] | 767 | Yes | No | [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; WVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $2,563.33 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Other | 240 | [Redact] | [Redact] | No | 21 | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 251.04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10314722 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 767 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 3.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | [Redact] | [Redact] | 70.370% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 61.8 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10314750 | [Redact] | [Redact] | N/A | No | No | $6,187.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 817 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,187.50 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | [Redact] | [Redact] | 35.070% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 8.87 | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10314760 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 788 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.62 | 0.62 | [Redact] | No | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 106.66 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10314802 | [Redact] | [Redact] | N/A | No | No | $2,949.55 | $3,863.96 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 731 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,949.55 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.15 | 0.87 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 18.25 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10314803 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 800 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $36,377.77 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.31 | 0.77 | [Redact] | [Redact] | 97.290% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 127.1 | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10314930 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,545.00 | $3,163.95 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 29.072% | 29.072% | 29.072% | [Redact] | 764 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,545.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 44.580% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 46.3 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10314922 | [Redact] | [Redact] | Non QM | Yes | No | $8,156.00 | $10,094.14 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 18.825% | 18.825% | 18.825% | [Redact] | 795 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $8,156.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 18.93 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 480 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10314923 | [Redact] | [Redact] | N/A | No | No | $6,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 709 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,500.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 6.58 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315223 | [Redact] | [Redact] | N/A | No | No | $5,763.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 806 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,763.75 | [Redact] | $0.00 | 999.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.78 | 0.56 | [Redact] | [Redact] | 81.930% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 77.08 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315346 | [Redact] | [Redact] | Non QM | Yes | No | $41,840.18 | $9,419.73 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 16.942% | 16.942% | 16.942% | [Redact] | 801 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $41,840.18 | [Redact] | $0.00 | 2.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 37.650% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 15.69 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315354 | [Redact] | [Redact] | N/A | No | No | $4,950.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 786 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,950.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.92 | 0.52 | [Redact] | [Redact] | 68.070% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 61.28 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315375 | [Redact] | [Redact] | N/A | No | No | $14,525.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 785 | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,525.00 | [Redact] | $0.00 | 1.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | 240 | [Redact] | [Redact] | 0.960% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Authorized Signor | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 38.64 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315386 | [Redact] | [Redact] | N/A | No | No | $8,842.16 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 785 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,842.16 | [Redact] | $11,372.75 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | [Redact] | [Redact] | 53.550% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 46.59 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315387 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 807 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.34 | 0.75 | [Redact] | [Redact] | 27.090% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO 9 | 10 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315388 | [Redact] | [Redact] | N/A | No | No | $10,531.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 812 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,531.50 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.93 | [Redact] | [Redact] | 100.000% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 165.32 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315390 | [Redact] | [Redact] | N/A | No | No | $13,364.96 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 813 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,364.96 | [Redact] | $500.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.98 | 1.02 | [Redact] | [Redact] | 46.770% | No | Yes | Final | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 4.56 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315394 | [Redact] | [Redact] | N/A | No | No | $2,812.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 684 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,812.50 | [Redact] | $5,000.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.73 | 0.58 | [Redact] | [Redact] | 66.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 48.61 | Retail | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315479 | [Redact] | [Redact] | N/A | No | No | $5,004.12 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 779 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,004.12 | [Redact] | $0.00 | 2.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.89 | [Redact] | [Redact] | 80.300% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 55.34 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315499 | [Redact] | [Redact] | Non QM | Yes | No | $5,674.00 | $13,537.91 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 41.136% | 41.136% | 41.136% | [Redact] | 754 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $5,674.00 | [Redact] | $0.00 | 5.0 | None | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 42.47 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315496 | [Redact] | [Redact] | N/A | No | No | $2,880.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 740 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,880.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.68 | 0.6 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 23.77 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315497 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 808 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $14,900.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.86 | [Redact] | [Redact] | 21.310% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 9.85 | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315492 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 789 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.84 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 110.67 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315529 | [Redact] | [Redact] | Non QM | Yes | No | $1,399.00 | $4,015.96 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 38.150% | 38.150% | 38.150% | [Redact] | 800 | No | Yes | 12 | Business | 46.000% | 100.000% | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,399.00 | [Redact] | $11,460.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 1 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 41.670% | No | 29 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 32.31 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315528 | [Redact] | [Redact] | N/A | No | No | $52,950.00 | $21,165.74 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 776 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $52,950.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.24 | 0.8 | [Redact] | [Redact] | 44.200% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 26.05 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315610 | [Redact] | [Redact] | N/A | No | No | $13,056.55 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 791 | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,056.55 | [Redact] | $0.00 | 1.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 25.050% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Authorized Signor | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 6.29 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315615 | [Redact] | [Redact] | N/A | No | No | $4,185.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 703 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,185.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.13 | 0.47 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 114.34 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10316465 | [Redact] | [Redact] | N/A | No | No | $1,957.00 | $2,726.07 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 715 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $1,957.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.9 | 0.53 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 53.84 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10316468 | [Redact] | [Redact] | Non QM | Yes | No | $1,690.00 | $3,041.58 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.406% | 45.815% | 43.406% | [Redact] | 781 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,690.00 | [Redact] | $0.00 | 1.1 | None | N/A | No | [Redact] | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 41.490% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 28.42 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | AE | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10316671 | [Redact] | [Redact] | N/A | No | No | $1,177.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 766 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $1,177.50 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.42 | 0.7 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 27.34 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10316673 | [Redact] | [Redact] | N/A | No | No | $780.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 792 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $780.00 | [Redact] | $0.00 | 3.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.44 | 0.69 | [Redact] | [Redact] | 34.630% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 3.86 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10316679 | [Redact] | [Redact] | N/A | No | No | $16,450.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 745 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $16,450.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.93 | 1.07 | [Redact] | [Redact] | 57.170% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 42.14 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10317286 | [Redact] | [Redact] | N/A | No | No | $5,951.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 797 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,951.25 | [Redact] | $86,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.82 | [Redact] | [Redact] | 9.920% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 18.08 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10317306 | [Redact] | [Redact] | N/A | No | No | $5,280.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 811 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,280.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.25 | 0.8 | [Redact] | [Redact] | 100.000% | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 367.64 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10317307 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 781 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.6 | 0.63 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 69.9 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10317807 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 785 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.18 | 0.84 | [Redact] | [Redact] | 36.820% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 12.98 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10317806 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 777 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.32 | 0.43 | [Redact] | [Redact] | 29.500% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 10.55 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10317799 | [Redact] | [Redact] | N/A | No | No | $760.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 792 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $760.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.49 | 0.67 | [Redact] | [Redact] | 1.050% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 3.77 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10317809 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 699 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $3,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.69 | 0.59 | [Redact] | [Redact] | 45.110% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 15.09 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10318017 | [Redact] | [Redact] | N/A | No | No | $13,901.87 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 789 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,901.87 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.51 | 0.66 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 116.67 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10318016 | [Redact] | [Redact] | N/A | No | No | $9,375.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 763 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,375.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.4 | 0.72 | 240 | [Redact] | [Redact] | 44.960% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 52.24 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10318021 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 795 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $1,250.00 | 2.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.45 | 0.69 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 93.36 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10318028 | [Redact] | [Redact] | Non QM | Yes | No | $7,880.88 | $9,440.60 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 38.794% | 38.794% | 38.794% | [Redact] | 762 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,880.88 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 61.8 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10318358 | [Redact] | [Redact] | N/A | No | No | $5,300.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 756 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,300.00 | [Redact] | $0.00 | 3.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.35 | 0.74 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 109.27 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10318689 | [Redact] | [Redact] | N/A | No | No | $6,026.25 | $2,919.67 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 781 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,026.25 | [Redact] | $4,986.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.65 | 0.61 | [Redact] | [Redact] | 80.480% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 77.87 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10318747 | [Redact] | [Redact] | N/A | No | No | $13,200.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | $0.00 | [Redact] | $0.00 | 0.000% | 0.000% | 0.000% | [Redact] | 816 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,200.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 107.05 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10318915 | [Redact] | [Redact] | N/A | No | No | $4,664.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 804 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,664.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.37 | 0.73 | [Redact] | [Redact] | 50.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 42.67 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10319292 | [Redact] | [Redact] | N/A | No | No | $18,612.08 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $18,612.08 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.81 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 121.49 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10319294 | [Redact] | [Redact] | Non QM | Yes | No | $9,500.00 | $11,295.49 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.929% | 40.995% | 42.929% | [Redact] | 734 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 39.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 39.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 39.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 39.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $9,500.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | 360 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 90.37 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10319295 | [Redact] | [Redact] | N/A | No | No | $5,148.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 684 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,148.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.63 | 0.61 | [Redact] | [Redact] | 6.200% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.74 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10319836 | [Redact] | [Redact] | Exempt from ATR | No | No | $34,599.00 | $7,577.15 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 33.773% | 33.773% | 33.773% | [Redact] | 768 | No | No | [Borrower - | Primary Income - K-1 (< 25%)]; Employer Letter - 2026 [Borrower - | Primary Income - K-1 (< 25%)]; Paystubs - 2026 [Borrower - | Primary Income - K-1 (< 25%)]; VVOE - 2026 [Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Employer Letter - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Paystubs - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; VVOE - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Employer Letter - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Paystubs - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; VVOE - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $34,599.00 | [Redact] | $0.00 | 2.7 | None | N/A | No | [Redact] | 0 | 2 | 0 | 3 | 2 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 59.34 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10320358 | [Redact] | [Redact] | N/A | No | No | $13,098.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 800 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,098.75 | [Redact] | $0.00 | 4.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.94 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 42.87 | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10320359 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.68 | 0.6 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 75.91 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 13 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10320772 | [Redact] | [Redact] | N/A | No | No | $10,938.81 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 794 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,938.81 | [Redact] | $11,365.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.82 | [Redact] | [Redact] | 45.820% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 25.95 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10320773 | [Redact] | [Redact] | Non QM | Yes | No | $1,815.00 | $9,602.94 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 14.892% | 14.892% | 14.892% | [Redact] | 772 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,815.00 | [Redact] | $0.00 | 2.3 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 47.95 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10320788 | [Redact] | [Redact] | N/A | No | No | $2,097.50 | $3,535.56 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 784 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,097.50 | [Redact] | $0.00 | 2.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.67 | 0.6 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 96.19 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10320774 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 690 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.81 | 1.24 | [Redact] | [Redact] | 3.910% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 4.2 | No | $0.00 | $0.00 | No | No | No | No | 1 | 480 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10320778 | [Redact] | [Redact] | N/A | No | No | $8,753.03 | $3,474.90 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 716 | 778 | 766 | 801 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,753.03 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 36.97 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10320781 | [Redact] | [Redact] | N/A | No | No | $16,187.08 | $2,909.55 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 727 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $16,187.08 | [Redact] | $0.00 | 3.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.18 | 0.85 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 6.16 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10320785 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 780 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.45 | 0.69 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 84.88 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10320779 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 765 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.83 | [Redact] | [Redact] | 68.920% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 21.98 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10320804 | [Redact] | [Redact] | N/A | No | No | $7,560.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 709 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,560.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.61 | 0.62 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 20.49 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322351 | [Redact] | [Redact] | N/A | No | No | $3,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,000.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2 | 0.5 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 44.47 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322353 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 688 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 3.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 36.810% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.12 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322357 | [Redact] | [Redact] | N/A | No | No | $5,124.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 698 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,124.00 | [Redact] | $0.00 | 1.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 112.14 | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322355 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 781 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | [Redact] | 34.570% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 42.26 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322609 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 797 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 85.56 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322610 | [Redact] | [Redact] | Non QM | Yes | No | $24,050.00 | $29,384.12 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.671% | 46.671% | 46.671% | [Redact] | 705 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $24,050.00 | [Redact] | $20,000.00 | 3.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 10.570% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 10.85 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322679 | [Redact] | [Redact] | N/A | No | No | $20,418.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 786 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $20,418.75 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.86 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 125.38 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322680 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 785 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 61.410% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 42.31 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322691 | [Redact] | [Redact] | N/A | No | No | $5,362.28 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 797 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,362.28 | [Redact] | $5,199.00 | 3.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | [Redact] | 68.540% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 50.38 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322687 | [Redact] | [Redact] | N/A | No | No | $9,504.68 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 798 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,504.68 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.86 | 1.17 | [Redact] | [Redact] | 70.890% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 38.35 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322692 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 766 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.45 | 0.69 | [Redact] | [Redact] | 98.660% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 49.03 | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322693 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 804 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 71.45 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 7 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322697 | [Redact] | [Redact] | N/A | No | No | $4,205.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 677 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,205.25 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.69 | 0.59 | [Redact] | [Redact] | 1.120% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 22.85 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322720 | [Redact] | [Redact] | N/A | No | No | $3,672.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,672.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.1 | 0.91 | [Redact] | [Redact] | 36.220% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 53.65 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322723 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $250.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.12 | 0.89 | [Redact] | [Redact] | 34.970% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.23 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 10 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322724 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 805 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.28 | 0.78 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 100.18 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | None | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322728 | [Redact] | [Redact] | N/A | No | No | $13,200.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 820 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,200.00 | [Redact] | $0.00 | 2.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.86 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 88.24 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322854 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 703 | 703 | 721 | 674 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.56 | 0.64 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 96.18 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10323743 | [Redact] | [Redact] | N/A | No | No | $3,712.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 757 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,712.50 | [Redact] | $0.00 | 1.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.32 | 0.76 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 123.09 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10323747 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 709 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.61 | 0.62 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 88.21 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10324623 | [Redact] | [Redact] | N/A | No | No | $11,851.84 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 709 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $11,851.84 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 18.48 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10324624 | [Redact] | [Redact] | N/A | No | No | $5,881.00 | $7,960.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 703 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,881.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.36 | 0.73 | [Redact] | [Redact] | 46.590% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 28.66 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10324648 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 786 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $10,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | 240 | [Redact] | [Redact] | 31.360% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.94 | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10324652 | [Redact] | [Redact] | N/A | No | No | $35,243.77 | $12,078.77 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 732 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $35,243.77 | [Redact] | $14,700.00 | 3.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | [Redact] | 25.680% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.24 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10324650 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 807 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | [Redact] | [Redact] | 66.540% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 39.15 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10324759 | [Redact] | [Redact] | N/A | No | No | $17,267.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 686 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $17,267.25 | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | [Redact] | 35.680% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.36 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10324761 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 787 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.29 | 0.77 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 66.69 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10324763 | [Redact] | [Redact] | N/A | No | No | $8,309.37 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 720 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,309.37 | [Redact] | $0.00 | 2.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.82 | [Redact] | [Redact] | 64.950% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 51.79 | No | $0.00 | $0.00 | No | No | No | No | 5 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325084 | [Redact] | [Redact] | N/A | No | No | $19,875.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | Permanent Resident Alien | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 802 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $19,875.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.2 | 0.45 | 240 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 40.37 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325085 | [Redact] | [Redact] | N/A | No | No | $5,975.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 800 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,975.75 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.31 | 0.76 | [Redact] | [Redact] | 49.860% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 7.92 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325086 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 789 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $10,007.64 | 2.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.82 | 1.21 | [Redact] | [Redact] | 5.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 98 | 65.26 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325087 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 798 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.97 | 1.03 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 14.01 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325321 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 706 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.32 | 0.76 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 91.33 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325323 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 708 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 5.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.45 | 0.69 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 108.27 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325313 | [Redact] | [Redact] | N/A | No | No | $2,940.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 685 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,940.00 | [Redact] | $0.00 | 2.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.43 | 0.7 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 71.28 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325314 | [Redact] | [Redact] | N/A | No | No | $12,090.00 | $2,928.08 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 797 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $12,090.00 | [Redact] | $0.00 | 2.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.43 | 0.7 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 306.1 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325353 | [Redact] | [Redact] | N/A | No | No | $5,700.00 | $8,545.62 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 791 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,700.00 | [Redact] | $2,700.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.29 | 0.78 | [Redact] | [Redact] | 59.760% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 46.09 | No | $0.00 | $0.00 | No | No | No | No | 7 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325352 | [Redact] | [Redact] | Exempt from ATR | No | No | $51,559.92 | $11,952.92 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.607% | 47.607% | 47.607% | [Redact] | 769 | No | Yes | 24 | Business | 98.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2008 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $51,559.92 | [Redact] | $0.00 | 3.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 24 | 0.00 | Yes | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 17.26 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325363 | [Redact] | [Redact] | N/A | No | No | $3,250.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 762 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,250.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.26 | 0.79 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 70.42 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325381 | [Redact] | [Redact] | Exempt from ATR | No | No | $32,845.00 | $41,895.54 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 5.307% | 5.307% | 5.307% | [Redact] | 789 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $32,845.00 | [Redact] | $0.00 | 3.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.07 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | AE | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325380 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 741 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.74 | 0.57 | [Redact] | [Redact] | 63.830% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 60.02 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325804 | [Redact] | [Redact] | Non QM | Yes | No | $11,538.00 | $14,014.33 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.452% | 49.452% | 49.452% | [Redact] | 721 | No | Yes | 48 | Business | 100.000% | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 47.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 47.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 47.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 47.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 47.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 47.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Expense Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $11,538.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 24 | 0.00 | Yes | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 23.86 | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325806 | [Redact] | [Redact] | N/A | No | No | $40,215.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 756 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $40,215.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.1 | 0.91 | [Redact] | [Redact] | 42.560% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 10.53 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325809 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 688 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.78 | 0.56 | [Redact] | [Redact] | 26.300% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 19.73 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325816 | [Redact] | [Redact] | N/A | No | No | $6,367.96 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 781 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,367.96 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 43.94 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325844 | [Redact] | [Redact] | N/A | No | No | $17,015.62 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 791 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $17,015.62 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.87 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 110.62 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325920 | [Redact] | [Redact] | N/A | No | No | $10,312.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 780 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $10,312.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.88 | [Redact] | [Redact] | 83.150% | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 98.89 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325921 | [Redact] | [Redact] | N/A | No | No | $12,117.18 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 780 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $12,117.18 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.82 | [Redact] | [Redact] | 70.770% | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 79.72 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325923 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 692 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Yes | 103.04 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326621 | [Redact] | [Redact] | N/A | No | No | $9,346.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,346.75 | [Redact] | $0.00 | 1.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.97 | 1.03 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 33.83 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326629 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 788 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.76 | 0.57 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 106.26 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326622 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 775 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 97.79 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326638 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 688 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.65 | 0.61 | [Redact] | [Redact] | 58.460% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 32.02 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326644 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 708 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 125.27 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326647 | [Redact] | [Redact] | N/A | No | No | $9,140.37 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 797 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,140.37 | [Redact] | $16,500.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.94 | [Redact] | [Redact] | 60.530% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 60.4 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326648 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 795 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.75 | 0.36 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 166.78 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326650 | [Redact] | [Redact] | Non QM | Yes | No | $2,095.00 | $6,475.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.258% | 35.293% | 42.258% | [Redact] | 755 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $2,095.00 | [Redact] | $3,000.00 | 2.3 | None | N/A | No | [Redact] | 3 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | [Redact] | [Redact] | 68.990% | No | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 56.99 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326660 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 3.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.27 | 0.79 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 110.45 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10327649 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 702 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.82 | 0.55 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 71.37 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10327739 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 816 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.81 | [Redact] | [Redact] | 83.370% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 88.19 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10327741 | [Redact] | [Redact] | N/A | No | No | $26,350.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 812 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $26,350.00 | [Redact] | $0.00 | 3.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.33 | 0.75 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 9.23 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10327839 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $15,000.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.36 | 0.73 | [Redact] | [Redact] | 36.160% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 16.06 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10327862 | [Redact] | [Redact] | N/A | No | No | $10,821.20 | $8,899.13 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 812 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,821.20 | [Redact] | $4,000.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.86 | [Redact] | [Redact] | 26.510% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.37 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10327863 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 698 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.26 | 0.79 | [Redact] | [Redact] | 48.850% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 23.5 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10327868 | [Redact] | [Redact] | Exempt from ATR | No | No | $27,785.00 | $19,639.17 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 37.724% | 37.724% | 37.724% | [Redact] | 649 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $27,785.00 | [Redact] | $10,000.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 49.470% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 27.26 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10327871 | [Redact] | [Redact] | N/A | No | No | $6,764.94 | $1,497.81 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 689 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,764.94 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.82 | 1.22 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 16.23 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10327915 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 763 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | [Redact] | $0.00 | 4.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.73 | 0.58 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 41.03 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10327918 | [Redact] | [Redact] | Non QM | Yes | No | $30,207.00 | $35,361.52 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 32.719% | 32.719% | 32.719% | [Redact] | 802 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $30,207.00 | [Redact] | $0.00 | 1.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 28.300% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.78 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10328077 | [Redact] | [Redact] | N/A | No | No | $9,900.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 776 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,900.00 | [Redact] | $25,000.00 | 1.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.29 | 0.78 | [Redact] | [Redact] | 61.270% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 17.14 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10328084 | [Redact] | [Redact] | N/A | No | No | $8,036.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 727 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,036.00 | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.92 | 1.09 | [Redact] | [Redact] | 0.590% | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 15.65 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10328086 | [Redact] | [Redact] | N/A | No | No | $20,101.12 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 687 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $20,101.12 | [Redact] | $0.00 | 1.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.96 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 135.29 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10328433 | [Redact] | [Redact] | Exempt from ATR | No | No | $4,690.00 | $5,501.81 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 25.881% | 26.611% | 25.881% | [Redact] | 792 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $4,690.00 | [Redact] | $11,790.00 | 1.5 | None | N/A | No | [Redact] | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 64.020% | No | 16 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 61.71 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10328435 | [Redact] | [Redact] | N/A | No | No | $4,875.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 788 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,875.00 | [Redact] | $0.00 | 1.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.92 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 17.27 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AO | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10328436 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,470.00 | $3,509.65 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 27.271% | 27.271% | 27.271% | [Redact] | 796 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $1,470.00 | [Redact] | $2,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Other | [Redact] | [Redact] | 100.000% | No | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 959.33 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10328451 | [Redact] | [Redact] | N/A | No | No | $4,275.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 780 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,275.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.94 | 1.07 | [Redact] | [Redact] | 62.040% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.27 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 10 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10328467 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 785 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.1 | 0.91 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 77.36 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10328644 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,599.00 | $5,307.90 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | Not Employed | 0 | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 11.815% | 11.815% | 11.815% | [Redact] | 798 | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,599.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 2 | 0 | 0 | 0 | 0 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | 29 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 233.99 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | AE | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329035 | [Redact] | [Redact] | Exempt from ATR | No | No | $27,465.00 | $5,698.06 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | Permanent Resident Alien | [Redact] | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 39.613% | 39.613% | 39.613% | [Redact] | 718 | No | No | [Coborrower(s) - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1099 - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1099 Transcript - 2025 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 1yr 1099 | 0 | 0 | 0 | No | [Redact] | $27,465.00 | [Redact] | $2,000.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | 159.58 | No | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329039 | [Redact] | [Redact] | N/A | No | No | $4,217.94 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,217.94 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 104.89 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329082 | [Redact] | [Redact] | N/A | No | No | $8,875.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 811 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,875.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.57 | 0.64 | [Redact] | [Redact] | 58.080% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 42.05 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329084 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $4,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | [Redact] | 100.000% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 207.1 | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329322 | [Redact] | [Redact] | Exempt from ATR | No | No | $35,219.95 | $6,174.28 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Non-Employment Income | Non-Employment Income | 0 | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 16.018% | 16.545% | 16.018% | [Redact] | 796 | 797 | 755 | 798 | Level 4-Stated/Verified as defined | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Yes | No | [Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $35,219.95 | [Redact] | $0.00 | 1.5 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Other | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Yes | 996.66 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329327 | [Redact] | [Redact] | Non QM | Yes | No | $17,466.50 | $19,880.55 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 34.553% | 34.553% | 34.553% | [Redact] | 649 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 13.07000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 13.07000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 13.07000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 13.07000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 13.07000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 13.07000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $17,466.50 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 59.31 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329325 | [Redact] | [Redact] | Non QM | Yes | No | $4,103.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 41.812% | 41.812% | 41.812% | [Redact] | 738 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $4,103.75 | [Redact] | $11,800.00 | 1.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 69.840% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 57.95 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329323 | [Redact] | [Redact] | N/A | No | No | $2,865.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,865.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.33 | 0.75 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 117.22 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329326 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 741 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.34 | 0.75 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 108.44 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329319 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 757 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.49 | 0.67 | [Redact] | [Redact] | 26.660% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.36 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329318 | [Redact] | [Redact] | N/A | No | No | $4,372.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 709 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,372.50 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 100.55 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329334 | [Redact] | [Redact] | N/A | No | No | $9,504.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 693 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,504.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 34.78 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329672 | [Redact] | [Redact] | Non QM | Yes | No | $4,290.50 | $5,976.37 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.990% | 42.990% | 42.990% | [Redact] | 701 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $4,290.50 | [Redact] | $27,000.00 | 1.0 | None | N/A | No | [Redact] | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 4.670% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 17.06 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329675 | [Redact] | [Redact] | N/A | No | No | $6,620.00 | $8,606.29 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 732 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,620.00 | [Redact] | $0.00 | 4.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.24 | 0.81 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 21.99 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329679 | [Redact] | [Redact] | Non QM | Yes | No | $2,040.00 | $12,188.70 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.655% | 40.655% | 40.655% | [Redact] | 810 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2020 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $2,040.00 | [Redact] | $0.00 | 2.8 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 34.030% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 14.36 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329682 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 803 | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.43 | 0.7 | [Redact] | [Redact] | 69.420% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Authorized Signor | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 42.9 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329697 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 747 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.71 | 0.58 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 6.61 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329698 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 785 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.65 | 0.61 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 119.9 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329795 | [Redact] | [Redact] | Non QM | Yes | No | $20,357.50 | $24,597.11 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 32.439% | 32.439% | 32.439% | [Redact] | 749 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $20,357.50 | [Redact] | $0.00 | 4.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 21.820% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.93 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329777 | [Redact] | [Redact] | Non QM | Yes | No | $8,125.40 | $4,286.53 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Non-Employment Income | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.885% | 36.885% | 36.885% | [Redact] | 645 | No | Yes | 12 | Business | 77.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $8,125.40 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 15.6 | No | [Redact] | $0.00 | No | No | No | No | 1 | 480 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329793 | [Redact] | [Redact] | N/A | No | No | $2,478.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 720 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,478.00 | [Redact] | $7,080.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.33 | 0.75 | [Redact] | [Redact] | 0.840% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 4.7 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329788 | [Redact] | [Redact] | N/A | No | No | $2,452.17 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 705 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,452.17 | [Redact] | $0.00 | 3.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.22 | 0.82 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 33.65 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329778 | [Redact] | [Redact] | N/A | No | No | $9,945.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 807 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,945.00 | [Redact] | $100,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.89 | [Redact] | [Redact] | 43.650% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 14.98 | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329787 | [Redact] | [Redact] | N/A | No | No | $3,484.12 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 735 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,484.12 | [Redact] | $0.00 | 3.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.3 | 0.77 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 43.32 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329776 | [Redact] | [Redact] | N/A | No | No | $5,023.12 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 735 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,023.12 | [Redact] | $0.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 45.09 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329791 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 737 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.48 | 0.68 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 63.26 | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | AH | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329782 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 785 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.3 | 0.77 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 113.7 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329811 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.49 | 0.67 | [Redact] | [Redact] | 36.790% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.88 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10330294 | [Redact] | [Redact] | Non QM | Yes | No | $9,396.94 | $12,040.85 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 28.679% | 28.679% | 28.679% | [Redact] | 630 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $9,396.94 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 2.590% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 35.77 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10330311 | [Redact] | [Redact] | Exempt from ATR | No | No | $9,090.00 | $1,948.42 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 47.340% | 47.340% | 47.340% | [Redact] | 726 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-T (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-T (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $9,090.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 1 | 2 | 0 | 3 | 2 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 374.55 | No | No | $0.00 | $0.00 | No | No | No | No | 6 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10330316 | [Redact] | [Redact] | N/A | No | No | $9,309.09 | $10,128.69 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 811 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,309.09 | [Redact] | $19,342.69 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | [Redact] | [Redact] | 89.840% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 81.31 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10330319 | [Redact] | [Redact] | N/A | No | No | $6,608.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 806 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,608.00 | [Redact] | $10,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.39 | 0.72 | [Redact] | [Redact] | 32.310% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 15.14 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10330318 | [Redact] | [Redact] | N/A | No | No | $5,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 753 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,500.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.25 | 0.8 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 97.26 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10330331 | [Redact] | [Redact] | N/A | No | No | $6,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 765 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,500.00 | [Redact] | $10,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.15 | 0.87 | [Redact] | [Redact] | 71.400% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 39.33 | Retail | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10330327 | [Redact] | [Redact] | N/A | No | No | $3,583.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 732 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,583.25 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.53 | 0.65 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 58.61 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10330330 | [Redact] | [Redact] | N/A | No | No | $3,445.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 732 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,445.00 | [Redact] | $0.00 | 2.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.93 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 14.65 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10330333 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 751 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.87 | 0.53 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 104.49 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10330358 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 795 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $10,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.19 | 0.84 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 229.47 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10330376 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 733 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $1,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | [Redact] | [Redact] | 49.660% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 15.27 | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10330427 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 700 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.34 | 0.75 | [Redact] | [Redact] | 97.580% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 101.99 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10330429 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 700 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 106.47 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10330430 | [Redact] | [Redact] | N/A | No | No | $92,250.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 788 | 789 | 767 | 803 | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $92,250.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.86 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 99.72 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10330436 | [Redact] | [Redact] | Non QM | Yes | No | $72,340.40 | $42,349.93 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 12.315% | 12.315% | 12.315% | [Redact] | 700 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $72,340.40 | [Redact] | $0.00 | 999.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 17.55 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 480 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10331238 | [Redact] | [Redact] | N/A | No | No | $4,712.15 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 804 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,712.15 | [Redact] | $4,283.78 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.83 | [Redact] | [Redact] | 19.990% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.93 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10331257 | [Redact] | [Redact] | Non QM | Yes | No | $1,595.00 | $4,133.98 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.448% | 39.448% | 39.448% | [Redact] | 817 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,595.00 | [Redact] | $13,177.00 | 1.0 | None | N/A | No | [Redact] | 0 | 3 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | 53.400% | No | 2 | 27 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 51.52 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10331260 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 766 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.48 | 0.67 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 14.77 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10331255 | [Redact] | [Redact] | N/A | No | No | $3,100.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 750 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,100.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.96 | 0.34 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 96.31 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10331256 | [Redact] | [Redact] | Non QM | Yes | No | $3,188.80 | $5,771.90 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 7.782% | 7.782% | 7.782% | [Redact] | 641 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $3,188.80 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 80.62 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AH | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10331265 | [Redact] | [Redact] | N/A | No | No | $38,800.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 772 | 772 | 801 | 742 | Level 1-Not Stated/Not Verified | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $38,800.00 | [Redact] | $0.00 | 3.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | [Redact] | [Redact] | 78.200% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 97.85 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10331653 | [Redact] | [Redact] | N/A | No | No | $50,050.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $50,050.00 | [Redact] | $0.00 | 4.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.95 | [Redact] | [Redact] | 35.430% | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 64.51 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10332195 | [Redact] | [Redact] | Non QM | Yes | No | $5,626.86 | $6,230.49 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.378% | 44.378% | 44.378% | [Redact] | 701 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $5,626.86 | [Redact] | $0.00 | 1.0 | None | No | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | Yes | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 68.3 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10332196 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,690.00 | $9,045.06 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 25.368% | 25.368% | 25.368% | [Redact] | 805 | Yes | No | [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; D1C Income Verification Report - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; D1C Income Verification Report - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $1,690.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Other | [Redact] | [Redact] | 100.000% | No | 2 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 398.75 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10332494 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 705 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 3.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.39 | 0.72 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 74.05 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333616 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 812 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.34 | 0.75 | 360 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 79.03 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333617 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 813 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.3 | 0.77 | [Redact] | [Redact] | 52.970% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 34.2 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333634 | [Redact] | [Redact] | N/A | No | No | $13,667.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 782 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,667.50 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 29.41 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333953 | [Redact] | [Redact] | Exempt from ATR | No | No | $8,515.00 | $9,815.62 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.456% | 31.456% | 31.456% | [Redact] | 734 | No | Yes | 12 | Business | 100.000% | 100.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $8,515.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 69.84 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333966 | [Redact] | [Redact] | N/A | No | No | $10,070.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 815 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,070.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.85 | 0.54 | [Redact] | [Redact] | 75.200% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.34 | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333967 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 773 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 13.81 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333968 | [Redact] | [Redact] | N/A | No | No | $4,475.62 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 700 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,475.62 | [Redact] | $1,800.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.91 | [Redact] | [Redact] | 1.080% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 104.49 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333969 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 706 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | [Redact] | [Redact] | 68.870% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 54.84 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333973 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,740.00 | $10,560.84 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | Self-Employed | 18.26 | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 32.094% | 32.094% | 32.094% | [Redact] | 771 | 689 | 781 | 781 | Level 4-Stated/Verified as defined | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2102 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2015 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2015 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2002 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2015 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2015 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership ( *** Data Exceeds Cell Limits. |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,740.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | [Redact] | [Redact] | 57.420% | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 23.86 | No | No | [Redact] | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333975 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 695 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.36 | 0.73 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 44.73 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333980 | [Redact] | [Redact] | Exempt from ATR | No | No | $89,866.60 | $18,307.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 19.128% | 19.128% | 19.128% | [Redact] | 804 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Restricted Stock Agreement - 2026 [Borrower - | Primary Income - Wages]; Restricted Stock Agreement - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Vesting Schedule - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $89,866.60 | [Redact] | $10,000.00 | 3.2 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 50.550% | No | 29 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | 20.85 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333981 | [Redact] | [Redact] | N/A | No | No | $15,850.31 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 788 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,850.31 | [Redact] | $0.00 | 1.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.94 | 240 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 302.59 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10334008 | [Redact] | [Redact] | N/A | No | No | $12,512.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 796 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $12,512.50 | [Redact] | $0.00 | 2.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.34 | 0.75 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 235.06 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | VE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10334933 | [Redact] | [Redact] | Non QM | Yes | No | $11,577.50 | $14,762.30 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 30.886% | 24.871% | 30.886% | [Redact] | 773 | Yes | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Verification of Deposit - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $11,577.50 | [Redact] | $0.00 | 3.2 | None | N/A | No | [Redact] | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Other | 240 | [Redact] | [Redact] | 100.000% | No | 29 | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 320.28 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | D | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10337932 | [Redact] | [Redact] | N/A | No | No | $10,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 764 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,500.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.32 | 0.76 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 93.98 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10338228 | [Redact] | [Redact] | N/A | No | No | $10,031.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 782 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,031.25 | [Redact] | $0.00 | 2.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.26 | 0.79 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 126.27 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10338508 | [Redact] | [Redact] | Non QM | Yes | No | $28,250.00 | $36,835.92 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 4.499% | 4.499% | 4.499% | [Redact] | 777 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $28,250.00 | [Redact] | $0.00 | 3.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 67.130% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 40.73 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10338509 | [Redact] | [Redact] | Non QM | Yes | No | $3,627.50 | $9,439.83 | [Redact] | [Redact] | [Redact] | [Redact] | No | Yes | Not Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.036% | 47.036% | 47.036% | [Redact] | 702 | Yes | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $3,627.50 | [Redact] | $0.00 | 1.3 | DU | ApproveEligible | N/A | No | [Redact] | 0 | 2 | 1 | 0 | 3 | 0 | 0.00 | No | Other | [Redact] | [Redact] | 100.000% | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 500.32 | Retail | Yes | No | [Redact] | [Redact] | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10339295 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 769 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.76 | 0.57 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 13.61 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10339546 | [Redact] | [Redact] | Exempt from ATR | No | No | $13,923.50 | $15,359.38 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | [Redact] | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 44.525% | 40.134% | 44.525% | [Redact] | 759 | No | Yes | 12 | Business | 100.000% | 95.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2007 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $13,923.50 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 79.83 | No | No | [Redact] | $0.00 | No | No | No | No | 3 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10339550 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 691 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 4.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.19 | 0.84 | [Redact] | [Redact] | 0.590% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.12 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10339680 | [Redact] | [Redact] | N/A | No | No | $16,100.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 806 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $16,100.00 | [Redact] | $0.00 | 2.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 9.76 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 10 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10339750 | [Redact] | [Redact] | N/A | No | No | $6,319.60 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 703 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,319.60 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.86 | [Redact] | [Redact] | 77.340% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 74.2 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10339751 | [Redact] | [Redact] | N/A | No | No | $6,638.10 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 796 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,638.10 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.87 | 1.16 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 141.21 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10339752 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,640.00 | $5,091.09 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.246% | 49.246% | 49.246% | [Redact] | 758 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $1,640.00 | [Redact] | $1,500.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Other | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 439.24 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10339756 | [Redact] | [Redact] | N/A | No | No | $4,200.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 707 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,200.00 | [Redact] | $0.00 | 1.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.34 | 0.75 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 69.64 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10340487 | [Redact] | [Redact] | N/A | No | No | $4,061.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 781 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,061.25 | [Redact] | $0.00 | 1.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.82 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 18.82 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10340483 | [Redact] | [Redact] | N/A | No | No | $7,202.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 792 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,202.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | [Redact] | [Redact] | 64.900% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 43.69 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10340484 | [Redact] | [Redact] | N/A | No | No | $12,800.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 701 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $12,800.00 | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | [Redact] | 23.650% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.88 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10340612 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 696 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $563,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.26 | 0.79 | 240 | [Redact] | [Redact] | 9.920% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 21.46 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10340628 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,500.00 | $2,246.30 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 15.965% | 15.965% | 15.965% | [Redact] | 795 | No | Yes | 24 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 1995 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,500.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 22.96 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10340640 | [Redact] | [Redact] | N/A | No | No | $2,832.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 734 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,832.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.68 | 0.6 | [Redact] | [Redact] | 0.840% | No | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 19.29 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10340635 | [Redact] | [Redact] | N/A | No | No | $4,295.85 | $4,576.84 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 727 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,295.85 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.81 | 0.55 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 146.38 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10340672 | [Redact] | [Redact] | Non QM | Yes | No | $4,401.25 | $8,382.41 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 37.063% | 37.063% | 37.063% | [Redact] | 812 | Yes | No | [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $4,401.25 | [Redact] | $4,503.76 | 2.5 | None | N/A | No | [Redact] | 0 | 1 | 0 | 0 | 1 | 0.00 | No | Other | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | Yes | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 98.4 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10340802 | [Redact] | [Redact] | Exempt from ATR | No | No | $9,640.00 | $2,917.33 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 14.517% | 14.517% | 14.517% | [Redact] | 775 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $9,640.00 | [Redact] | $0.00 | 1.4 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 783.23 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10341666 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,850.00 | $5,713.04 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.694% | 39.694% | 39.694% | [Redact] | 793 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,850.00 | [Redact] | $120,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 48.970% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 53.41 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10341674 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 771 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.45 | 0.69 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 209.37 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10341672 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 701 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $5,000.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.63 | 0.61 | [Redact] | [Redact] | 39.200% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 29.39 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10341671 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 701 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.48 | 0.68 | [Redact] | [Redact] | 24.650% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 50 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10342187 | [Redact] | [Redact] | N/A | No | No | $8,937.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 777 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,937.50 | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.28 | 0.78 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 25.29 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10342245 | [Redact] | [Redact] | N/A | No | No | $12,250.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 811 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $12,250.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.54 | 0.65 | [Redact] | [Redact] | 86.840% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 115.42 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10342247 | [Redact] | [Redact] | N/A | No | No | $18,597.60 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 817 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $18,597.60 | [Redact] | $0.00 | 2.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.94 | 240 | [Redact] | [Redact] | 29.600% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.58 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10342252 | [Redact] | [Redact] | Non QM | Yes | No | $0.00 | $126.88 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.394% | 47.394% | 47.394% | [Redact] | 636 | No | Yes | 12 | Personal | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 29.34000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 29.34000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 29.34000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 29.34000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 29.34000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 29.34000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | [Redact] | $15,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 26.030% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.15 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10342250 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 699 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.69 | 0.59 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 233.61 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10342294 | [Redact] | [Redact] | N/A | No | No | $10,850.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 810 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,850.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.26 | 0.79 | [Redact] | [Redact] | 48.520% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 17.48 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10342550 | [Redact] | [Redact] | Non QM | Yes | No | $18,000.44 | $6,776.64 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 6.572% | 6.572% | 6.572% | [Redact] | 710 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 2 | 0 | 0 | No | [Redact] | $18,000.44 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 58.25 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10345335 | [Redact] | [Redact] | Exempt from ATR | No | No | $18,014.22 | $5,471.47 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.128% | 40.128% | 40.128% | [Redact] | 810 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; Balance Sheet - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $18,014.22 | [Redact] | $6,600.00 | 1.0 | None | N/A | No | [Redact] | 2 | 0 | 2 | 0 | 2 | 2 | 0.00 | No | [Redact] | [Redact] | 41.250% | No | 29 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 20.7 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10346195 | [Redact] | [Redact] | N/A | No | No | $14,950.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 776 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,950.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.89 | 1.12 | [Redact] | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 101.45 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10346202 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 690 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | [Redact] | $0.00 | 3.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 86.48 | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10346205 | [Redact] | [Redact] | N/A | No | No | $13,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 797 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,500.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | Fair Isaac (VER. 2) | FICO Classic V5 Facta | No | 113.68 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10346284 | [Redact] | [Redact] | N/A | No | No | $2,538.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 759 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,538.00 | [Redact] | $0.00 | 2.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.33 | 0.75 | [Redact] | [Redact] | 81.440% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 45.98 | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10346285 | [Redact] | [Redact] | N/A | No | No | $9,212.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 713 | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,212.50 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.87 | [Redact] | [Redact] | 43.490% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Authorized Signor | Yes | Business Entity | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 9.12 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10346571 | [Redact] | [Redact] | Non QM | Yes | No | $7,650.50 | $14,501.73 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.874% | 45.874% | 45.874% | [Redact] | 648 | No | Yes | 12 | Business | 67.000% | 100.000% | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,650.50 | [Redact] | $22,590.00 | 1.0 | None | N/A | No | [Redact] | 3 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 20.220% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.7 | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10347950 | [Redact] | [Redact] | N/A | No | No | $34,355.10 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 806 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $34,355.10 | [Redact] | $0.00 | 1.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | 240 | [Redact] | [Redact] | 15.450% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 18.57 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10348244 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 786 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.15 | 0.87 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 103.93 | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10348307 | [Redact] | [Redact] | N/A | No | No | $4,558.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,558.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | 240 | [Redact] | [Redact] | 45.020% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 23.56 | Retail | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10348680 | [Redact] | [Redact] | N/A | No | No | $12,250.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 736 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $12,250.00 | [Redact] | $1,550.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | [Redact] | 32.730% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 14.78 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10348682 | [Redact] | [Redact] | N/A | No | No | $24,862.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 787 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $24,862.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.94 | [Redact] | [Redact] | 38.130% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 12.43 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10348688 | [Redact] | [Redact] | Non QM | Yes | No | $10,008.64 | $11,503.96 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 2.917% | 2.917% | 2.917% | [Redact] | 727 | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $10,008.64 | [Redact] | $0.00 | 2.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 22.290% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 7.44 | Retail | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10348693 | [Redact] | [Redact] | N/A | No | No | $7,683.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 727 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,683.75 | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 50.660% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 28.51 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10348822 | [Redact] | [Redact] | N/A | No | No | $4,681.87 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 786 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,681.87 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 32.49 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10348821 | [Redact] | [Redact] | N/A | No | No | $29,872.06 | $10,921.77 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $29,872.06 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 178.98 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 8 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10349031 | [Redact] | [Redact] | N/A | No | No | $8,960.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 799 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,960.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | [Redact] | 82.830% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 108.04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10350091 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 757 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $17,500.00 | 2.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.81 | 1.24 | [Redact] | [Redact] | 80.590% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 73.97 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10350459 | [Redact] | [Redact] | Exempt from ATR | No | No | $34,190.00 | $8,915.33 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 17.982% | 18.178% | 18.102% | [Redact] | 801 | No | Yes | 24 | Business | 100.000% | 100.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023 |
Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $34,190.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 119.96 | No | No | [Redact] | $0.00 | No | No | No | No | 12 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10350636 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 808 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 100.67 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10350642 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 745 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.41 | 0.41 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 62.01 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10350638 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 797 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.74 | 0.57 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 93.98 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10350639 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 808 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 96.04 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10351760 | [Redact] | [Redact] | N/A | No | No | $13,560.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 718 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,560.75 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.49 | 0.67 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 94.68 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10352308 | [Redact] | [Redact] | N/A | No | No | $3,928.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 747 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,928.50 | [Redact] | $0.00 | 3.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.94 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 89.51 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10352314 | [Redact] | [Redact] | N/A | No | No | $12,600.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 764 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $12,600.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.39 | 0.72 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 130.11 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10352553 | [Redact] | [Redact] | N/A | No | No | $4,345.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 759 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,345.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.5 | 0.66 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 108.74 | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10352568 | [Redact] | [Redact] | Non QM | Yes | No | $2,090.00 | $3,217.86 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 2.082% | 2.162% | 2.082% | [Redact] | 765 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $2,090.00 | [Redact] | $0.00 | 2.3 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 13.28 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10352572 | [Redact] | [Redact] | N/A | No | No | $22,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 809 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $22,500.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.1 | 0.91 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 69.15 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10352569 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 811 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 105.78 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10352646 | [Redact] | [Redact] | N/A | No | No | $10,796.00 | $2,223.14 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $10,796.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.39 | 0.72 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 130.09 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10352647 | [Redact] | [Redact] | N/A | No | No | $13,650.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 664 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,650.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | [Redact] | [Redact] | 97.820% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 83.21 | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10352697 | [Redact] | [Redact] | Non QM | Yes | No | $24,413.97 | $21,891.33 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 34.613% | 34.613% | 34.613% | [Redact] | 751 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $24,413.97 | [Redact] | $23,500.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 19.730% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.32 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10352692 | [Redact] | [Redact] | Non QM | Yes | No | $21,259.46 | $16,613.46 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 32.347% | 32.347% | 32.347% | [Redact] | 735 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $21,259.46 | [Redact] | $0.00 | 5.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 30.84 | No | $0.00 | $0.00 | No | No | No | No | 1 | 480 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10352693 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 801 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $3,066.20 | 1.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.94 | [Redact] | [Redact] | 65.950% | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 28.25 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10352704 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,790.00 | $10,231.85 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 11.216% | 10.959% | 11.292% | [Redact] | 784 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,790.00 | [Redact] | $0.00 | 2.1 | None | N/A | No | [Redact] | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | [Redact] | [Redact] | 100.000% | No | 23 | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 132.54 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10352928 | [Redact] | [Redact] | N/A | No | No | $14,625.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 802 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,625.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.29 | 0.78 | [Redact] | [Redact] | 47.270% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 30.67 | No | $0.00 | $0.00 | No | No | No | No | 5 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10353955 | [Redact] | [Redact] | N/A | No | No | $7,459.69 | $3,643.39 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 772 | 725 | 772 | 786 | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,459.69 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.12 | 0.89 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 146.45 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10354070 | [Redact] | [Redact] | N/A | No | No | $4,509.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 763 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,509.00 | [Redact] | $0.00 | 5.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.97 | 1.03 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 32.1 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10354604 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 765 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 34.33 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10354599 | [Redact] | [Redact] | Exempt from ATR | No | No | $2,095.00 | $7,813.59 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.853% | 36.438% | 36.853% | [Redact] | 750 | No | No | Borrower Prepared | [Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $2,095.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 2 | 1 | 0 | 3 | 2 | 5.00 | No | 240 | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 466.24 | No | No | $0.00 | $0.00 | No | No | No | No | 13 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10355185 | [Redact] | [Redact] | N/A | No | No | $4,640.00 | $8,040.74 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 706 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,640.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 35.910% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.08 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10355189 | [Redact] | [Redact] | Exempt from ATR | No | No | $2,074.43 | $4,373.61 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.234% | 47.234% | 47.234% | [Redact] | 800 | No | Yes | 12 | Business | 100.000% | 100.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $2,074.43 | [Redact] | $1,000.00 | 2.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 58.900% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 35.74 | No | No | [Redact] | $0.00 | No | No | No | No | 5 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10355194 | [Redact] | [Redact] | N/A | No | No | $15,405.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 706 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,405.00 | [Redact] | $8,500.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | [Redact] | 26.020% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.59 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10355303 | [Redact] | [Redact] | Exempt from ATR | No | No | $60,190.00 | $14,876.02 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | Employed | 6.26 | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 41.409% | 36.895% | 41.409% | [Redact] | 806 | 804 | 812 | 805 | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No | [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; 1065 - 2025 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; 1065 - 2024 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $60,190.00 | [Redact] | $0.00 | 4.1 | None | N/A | No | [Redact] | 0 | 2 | 1 | 0 | 3 | 1 | 0.00 | No | 240 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 157.33 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 240 | AE | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10355381 | [Redact] | [Redact] | Exempt from ATR | No | No | $16,800.00 | $18,732.56 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 7.627% | 7.627% | 7.627% | [Redact] | 804 | No | Yes | 24 | Business | 100.000% | 100.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2018 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2018 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $16,800.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 24 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 26.27 | No | No | [Redact] | $0.00 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10355384 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 780 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $223,261.37 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 6.020% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 16.25 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10355853 | [Redact] | [Redact] | N/A | No | No | $6,990.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 721 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,990.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.93 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 11.66 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10355855 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 86.11 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10355856 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 775 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $450.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.46 | 0.69 | [Redact] | [Redact] | 51.240% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.97 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10355861 | [Redact] | [Redact] | N/A | No | No | $4,496.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 768 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,496.25 | [Redact] | $0.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.59 | 0.63 | [Redact] | [Redact] | 51.670% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 30.31 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10356816 | [Redact] | [Redact] | N/A | No | No | $66,536.87 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 749 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $66,536.87 | [Redact] | $0.00 | 4.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.91 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 11.35 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10356818 | [Redact] | [Redact] | Non QM | Yes | No | $7,720.41 | $13,594.23 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 33.508% | 33.508% | 33.508% | [Redact] | 789 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $7,720.41 | [Redact] | $0.00 | 2.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 60 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 228.58 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | AE | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10356835 | [Redact] | [Redact] | N/A | No | No | $7,254.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 681 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,254.00 | [Redact] | $58,724.40 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.1 | 0.91 | [Redact] | [Redact] | 5.810% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.15 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10356840 | [Redact] | [Redact] | N/A | No | No | $6,150.00 | $7,582.34 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 767 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,150.00 | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.1 | 0.91 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 91.1 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10356913 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 740 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.22 | 0.82 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 101.5 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357389 | [Redact] | [Redact] | Non QM | Yes | No | $8,233.13 | $10,873.14 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.277% | 44.277% | 44.277% | [Redact] | 656 | No | Yes | 12 | Business | 100.000% | 99.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 1 | 0 | 0 | No | [Redact] | $8,233.13 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.58 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357615 | [Redact] | [Redact] | N/A | No | No | $1,890.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 700 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $1,890.00 | [Redact] | $0.00 | 3.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.77 | 0.56 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 92.97 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357614 | [Redact] | [Redact] | N/A | No | No | $26,400.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 734 | No | No | DSCR | 1 | 0 | 0 | No | [Redact] | $26,400.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.46 | 0.69 | [Redact] | [Redact] | 12.520% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 15.95 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357629 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,740.00 | $4,753.70 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | Self-Employed | 18.3 | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.451% | 45.451% | 45.451% | [Redact] | 771 | 689 | 781 | 781 | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2020 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2020 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,740.00 | [Redact] | $0.00 | 1.4 | None | N/A | No | [Redact] | 0 | 0 | 2 | 0 | 2 | 2 | 0.00 | No | [Redact] | [Redact] | 85.220% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 49.29 | No | No | [Redact] | $0.00 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325986 | [Redact] | Non QM | Yes | No | $34,060.00 | $37,224.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.763% | 40.763% | 40.763% | [Redact] | 716 | No | Yes | 96 | Business | 100.000% | 50.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2023 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2013 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2013 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2023 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2013 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2023 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2013 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Other - 2013 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2023 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2013 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2023 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Other - 2013 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2023 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Other - 2013 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | [Redact] | $34,060.00 | [Redact] | $35,000.00 | 1.1 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | 9.100% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.15 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358701 | [Redact] | [Redact] | Exempt from ATR | No | No | $107,440.00 | $26,299.15 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.039% | 31.039% | 31.039% | [Redact] | 786 | No | No | [Coborrower(s) - | Primary Income - K-1 (< 25%)]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2023 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $107,440.00 | [Redact] | $30,000.00 | 1.2 | None | N/A | No | [Redact] | 0 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | [Redact] | [Redact] | 74.790% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 85.87 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358874 | [Redact] | [Redact] | Exempt from ATR | No | No | $39,490.47 | $20,089.24 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | Employed | 3.38 | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.129% | 39.930% | 40.129% | [Redact] | 792 | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | [Redact] | $39,490.47 | [Redact] | $0.00 | 3.8 | None | N/A | No | [Redact] | 0 | 2 | 0 | 0 | 0 | 0 | 0.00 | No | 240 | [Redact] | [Redact] | 36.960% | No | Yes | Commitment | Fee Simple | Individual | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 24.54 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10359096 | [Redact] | [Redact] | N/A | No | No | $6,709.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 756 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,709.50 | [Redact] | $114,725.01 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.85 | 1.17 | [Redact] | [Redact] | 45.160% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 65.64 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10359087 | [Redact] | [Redact] | N/A | No | No | $7,425.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | $0.00 | [Redact] | $0.00 | 0.000% | 0.000% | 0.000% | [Redact] | 767 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,425.00 | [Redact] | $7,497.60 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.24 | 0.8 | 240 | [Redact] | [Redact] | 41.360% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 34.92 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10359092 | [Redact] | [Redact] | Non QM | Yes | No | $42,393.25 | $44,331.15 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 27.747% | 27.747% | 27.747% | [Redact] | 640 | No | Yes | 24 | Personal | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $42,393.25 | [Redact] | $167,000.00 | 5.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | 3.000% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 9.64 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10359093 | [Redact] | [Redact] | N/A | No | No | $2,064.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 733 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,064.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.28 | 0.44 | [Redact] | [Redact] | 83.010% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 104.12 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10359118 | [Redact] | [Redact] | N/A | No | No | $20,844.52 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 732 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $20,844.52 | [Redact] | $290,000.00 | 1.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.83 | 1.2 | 360 | [Redact] | [Redact] | 8.860% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 15.46 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10359120 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 793 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 3.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 37.47 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10261012 | [Redact] | N/A | No | No | $38,758.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 805 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $38,758.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.26 | 0.8 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 57.8 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10260242 | [Redact] | N/A | No | No | $10,800.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 701 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $10,800.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.44 | 0.69 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 98.73 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10288768 | [Redact] | N/A | No | No | $9,562.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 733 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $9,562.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.81 | 1.24 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 90.92 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10260966 | [Redact] | N/A | No | No | $10,512.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 806 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,512.50 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.83 | 1.21 | [Redact] | [Redact] | 65.700% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 30.87 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | D | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10294137 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 734 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.93 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 79.03 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322354 | [Redact] | N/A | No | No | $8,250.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 683 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,250.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 82.22 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10360120 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $7,520.50 | $17,005.05 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 19.543% | 19.543% | 19.543% | [Redact] | 792 | Yes | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; Transcripts (1040) - 2023 |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $7,520.50 | [Redact] | ($2,500.00) | 2.6 | None | N/A | No | [Redact] | 0 | 0 | 2 | 0 | 2 | 3 | 0.00 | No | Other | Not Stated | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 461.95 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10360127 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,590.00 | $7,839.80 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.556% | 49.556% | 49.556% | [Redact] | 802 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,590.00 | [Redact] | $0.00 | 2.1 | None | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | [Redact] | [Redact] | 31.340% | No | 30 | 28 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 52.7 | No | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10360129 | [Redact] | [Redact] | N/A | No | No | $10,800.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 785 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,800.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | 240 | [Redact] | [Redact] | 26.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 20.24 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10361015 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 799 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.94 | 1.06 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 350.87 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10289292 | [Redact] | N/A | No | No | $17,600.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 793 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $17,600.00 | [Redact] | $2,885.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.96 | 1.04 | [Redact] | [Redact] | 43.000% | No | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 79.49 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10299691 | [Redact] | N/A | No | No | $24,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 791 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $24,000.00 | [Redact] | $15,000.00 | 3.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | [Redact] | 26.350% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.02 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325791 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 700 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.1 | 0.91 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 12.62 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322725 | [Redact] | N/A | No | No | $5,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 668 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,000.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.31 | 0.76 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 111.65 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10361076 | [Redact] | [Redact] | N/A | No | No | $4,460.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 686 | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,460.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.95 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 25.84 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10362120 | [Redact] | [Redact] | Non QM | Yes | No | $0.00 | $4,152.24 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.155% | 46.155% | 46.155% | [Redact] | 795 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | [Redact] | $10,000.00 | 2.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 18.180% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 10.06 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | A | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10362206 | [Redact] | [Redact] | Non QM | Yes | No | $2,590.00 | $10,064.38 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.795% | 43.886% | 44.795% | [Redact] | 817 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $2,590.00 | [Redact] | $17,031.92 | 1.9 | None | N/A | No | [Redact] | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 31.720% | No | 30 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 32.23 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10363223 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,640.00 | $4,395.30 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | Employed | 14.97 | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 32.755% | 32.755% | 32.755% | [Redact] | 796 | 784 | 815 | 796 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,640.00 | [Redact] | $15,000.00 | 1.3 | None | Yes | No | [Redact] | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | 94.060% | No | 29 | 30 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 84.28 | Yes | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | AE | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10363254 | [Redact] | [Redact] | Non QM | Yes | No | $8,644.40 | $9,865.10 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 34.978% | 34.978% | 34.978% | [Redact] | 808 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $8,644.40 | [Redact] | $8,125.00 | 2.8 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Other | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 248.96 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10363253 | [Redact] | [Redact] | Non QM | Yes | No | $2,690.00 | $3,129.10 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.855% | 42.987% | 48.855% | [Redact] | 742 | Yes | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; D1C Income Verification Report - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; D1C Income Verification Report - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $2,690.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Other | 240 | [Redact] | [Redact] | No | 2 | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 345.05 | No | [Redact] | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10363345 | [Redact] | [Redact] | Exempt from ATR | No | No | $9,527.60 | $3,360.56 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 26.493% | 26.493% | 26.493% | [Redact] | 757 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $9,527.60 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 27.480% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 17.98 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10363522 | [Redact] | [Redact] | Non QM | Yes | No | $1,640.00 | $3,634.45 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 33.518% | 33.518% | 33.518% | [Redact] | 718 | No | Yes | 12 | Personal | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,640.00 | [Redact] | $0.00 | 2.1 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 55.880% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 13.89 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364311 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 719 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 20.52 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364315 | [Redact] | [Redact] | N/A | No | No | $7,897.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 817 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,897.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.51 | 0.66 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 49.29 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364317 | [Redact] | [Redact] | Non QM | Yes | No | $37,945.00 | $11,501.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.727% | 42.727% | 42.727% | [Redact] | 769 | No | Yes | 12 | Personal | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $37,945.00 | [Redact] | $0.00 | 2.1 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 50.230% | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 67.23 | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364361 | [Redact] | [Redact] | Exempt from ATR | No | No | $13,690.00 | $3,599.46 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.009% | 44.009% | 44.009% | [Redact] | 779 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $13,690.00 | [Redact] | $0.00 | 1.6 | None | N/A | No | [Redact] | 2 | 0 | 1 | 0 | 2 | 1 | 0.00 | No | [Redact] | [Redact] | No | 28 | Yes | Preliminary | Fee Simple | Individual | Individual | LLC | Business Entity | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 26.72 | No | No | $0.00 | $0.00 | No | No | No | No | 5 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364413 | [Redact] | [Redact] | Non QM | Yes | No | $22,137.55 | $25,247.77 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 12.234% | 12.234% | 12.234% | [Redact] | 740 | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2024 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $22,137.55 | [Redact] | $0.00 | 3.4 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 0.640% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.22 | Yes | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364543 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 809 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.33 | 0.75 | [Redact] | [Redact] | 89.820% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 79.58 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365342 | [Redact] | [Redact] | N/A | No | No | $7,353.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 782 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,353.00 | [Redact] | $3,000.00 | 2.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 98.440% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 113.44 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365343 | [Redact] | [Redact] | N/A | No | No | $9,672.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 719 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,672.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.59 | 0.63 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 114.9 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365764 | [Redact] | [Redact] | N/A | No | No | $8,436.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 780 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,436.00 | [Redact] | $0.00 | 1.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.8 | 1.25 | [Redact] | [Redact] | 48.500% | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 22.8 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365762 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 797 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 51.580% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 37.87 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365766 | [Redact] | [Redact] | Non QM | Yes | No | $5,040.00 | $7,338.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 46.956% | 46.956% | 46.956% | [Redact] | 769 | No | Yes | 12 | Business | 100.000% | 80.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $5,040.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 25.79 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365767 | [Redact] | [Redact] | Non QM | Yes | No | $18,866.00 | $26,047.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.178% | 48.178% | 48.178% | [Redact] | 810 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Employer Letter - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $18,866.00 | [Redact] | $100,000.00 | 999.0 | None | N/A | No | [Redact] | 2 | 0 | 0 | 2 | 2 | 0.00 | No | [Redact] | [Redact] | 10.920% | No | 19 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 10.71 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365771 | [Redact] | [Redact] | N/A | No | No | $11,201.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 724 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $11,201.25 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 132.42 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365842 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 780 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.85 | [Redact] | [Redact] | 2.770% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.2 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365868 | [Redact] | [Redact] | N/A | No | No | $19,860.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 749 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $19,860.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | [Redact] | 69.740% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 58.84 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365866 | [Redact] | [Redact] | N/A | No | No | $5,640.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 802 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,640.25 | [Redact] | $0.00 | 1.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.88 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | Individual | Trustee | No | Individually and as Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 122.28 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365911 | [Redact] | [Redact] | Exempt from ATR | No | No | $23,090.00 | $4,137.22 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.385% | 40.385% | 40.385% | [Redact] | 811 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $23,090.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 3 | 3 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | 33.680% | No | 28 | 28 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 19.06 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365940 | [Redact] | [Redact] | Exempt from ATR | No | No | $9,640.00 | $8,026.35 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.027% | 46.027% | 46.027% | [Redact] | 733 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $9,640.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 2 | 2 | 0 | 2 | 2 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | 30 | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 213.12 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 8 | 480 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365941 | [Redact] | [Redact] | N/A | No | No | $8,743.08 | $9,946.98 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 710 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,743.08 | [Redact] | $0.00 | 2.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 71.51 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365942 | [Redact] | [Redact] | N/A | No | No | $17,063.39 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 690 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $17,063.39 | [Redact] | $15,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.89 | [Redact] | [Redact] | 44.420% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.78 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366027 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,640.00 | $4,727.37 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.770% | 45.770% | 45.770% | [Redact] | 776 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,640.00 | [Redact] | $0.00 | 1.0 | DU | ApproveEligible | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 743.05 | No | No | [Redact] | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366071 | [Redact] | [Redact] | N/A | No | No | $2,970.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 738 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,970.00 | [Redact] | $0.00 | 4.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.29 | 0.77 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 122.29 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366074 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 801 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.79 | 0.56 | [Redact] | [Redact] | 93.210% | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 73.62 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366098 | [Redact] | [Redact] | Non QM | Yes | No | $32,695.00 | $8,153.78 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.871% | 37.984% | 42.871% | [Redact] | 708 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2020 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2020 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $32,695.00 | [Redact] | $418,000.00 | 3.3 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | 240 | [Redact] | [Redact] | 5.000% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 6.49 | Yes | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366158 | [Redact] | [Redact] | N/A | No | No | $7,504.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 798 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,504.00 | [Redact] | $10,000.00 | 1.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.91 | 360 | [Redact] | [Redact] | 1.490% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.99 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10367651 | [Redact] | [Redact] | N/A | No | No | $3,799.60 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 694 | 686 | 694 | 713 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,799.60 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.8 | 1.25 | [Redact] | [Redact] | 0.920% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 59.57 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 480 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10368085 | [Redact] | [Redact] | N/A | No | No | $6,160.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 753 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,160.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.04 | 0.49 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 94.1 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10369290 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 800 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $103,100.00 | 999.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.18 | 0.84 | [Redact] | [Redact] | 15.520% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 21.42 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10369766 | [Redact] | [Redact] | N/A | No | No | $26,100.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 776 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $26,100.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.12 | 0.9 | 240 | [Redact] | [Redact] | 31.130% | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 18.12 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10369765 | [Redact] | [Redact] | Non QM | Yes | No | $4,047.75 | $1,512.53 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 41.380% | 41.380% | 41.380% | [Redact] | 758 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $4,047.75 | [Redact] | $22,710.00 | 1.9 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 1.050% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 7.36 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10370605 | [Redact] | [Redact] | N/A | No | No | $6,866.16 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 711 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,866.16 | [Redact] | $0.00 | 3.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 68.29 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371438 | [Redact] | [Redact] | N/A | No | No | $15,900.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 702 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,900.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.63 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371443 | [Redact] | [Redact] | Non QM | Yes | No | $600.00 | $3,276.96 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.291% | 49.291% | 49.291% | [Redact] | 746 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1099 - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1099 Transcript - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 1yr 1099 | 0 | 0 | 0 | No | [Redact] | $600.00 | [Redact] | $0.00 | 1.7 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | No | [Redact] | [Redact] | 23.580% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 18.23 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371660 | [Redact] | [Redact] | Exempt from ATR | No | No | $26,341.00 | $6,558.60 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 37.636% | 37.636% | 37.636% | [Redact] | 813 | No | Yes | 12 | Business | 100.000% | 50.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2022 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2021 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2021 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2012 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $26,341.00 | [Redact] | $114,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 1.020% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.48 | No | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371661 | [Redact] | [Redact] | N/A | No | No | $6,098.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 797 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,098.25 | [Redact] | $85,730.96 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.19 | 0.84 | [Redact] | [Redact] | 10.030% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.93 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371673 | [Redact] | [Redact] | Exempt from ATR | No | No | $3,960.00 | $7,749.38 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.797% | 31.797% | 31.797% | [Redact] | 740 | No | No | [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; Balance Sheet - 2026 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; Balance Sheet - 2026 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; CPA Letter - 2026 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2026 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2026 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $3,960.00 | [Redact] | $24,063.35 | 2.3 | None | N/A | No | [Redact] | 0 | 0 | 2 | 0 | 3 | 1 | 0.00 | No | [Redact] | [Redact] | 1.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 156.88 | No | No | [Redact] | $0.00 | No | No | No | No | 8 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371710 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 764 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.92 | 0.52 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 96.02 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371700 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 764 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.62 | 0.62 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 100.93 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371709 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 764 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 3.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.85 | 0.54 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 107.29 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371703 | [Redact] | [Redact] | N/A | No | No | $11,070.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 702 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $11,070.00 | [Redact] | $8,495.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.19 | 0.84 | [Redact] | [Redact] | 37.980% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 27.84 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371997 | [Redact] | [Redact] | N/A | No | No | $5,250.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,250.00 | [Redact] | $0.00 | 999.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.15 | 0.47 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 34.71 | No | $0.00 | $0.00 | No | No | No | No | 6 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10372982 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 795 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $8,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.4 | 0.71 | [Redact] | $0.00 | 0.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.45 | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10373510 | [Redact] | [Redact] | N/A | No | No | $6,498.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 694 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,498.00 | [Redact] | $13,500.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 360 | [Redact] | [Redact] | 29.260% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 8.36 | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10373597 | [Redact] | [Redact] | Non QM | Yes | No | $5,000.00 | $7,042.03 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 23.712% | 23.712% | 23.712% | [Redact] | 725 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $5,000.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | 1.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 27.88 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10373596 | [Redact] | [Redact] | N/A | No | No | $825.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 739 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $825.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.64 | 0.61 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 101.04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10373595 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 766 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.86 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 10.39 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10373599 | [Redact] | [Redact] | N/A | No | No | $1,935.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 788 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $1,935.00 | [Redact] | $0.00 | 3.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.72 | 0.58 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 84.72 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10373630 | [Redact] | [Redact] | N/A | No | No | $2,828.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 773 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,828.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.68 | 0.6 | [Redact] | $0.00 | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 80.57 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10373631 | [Redact] | [Redact] | N/A | No | No | $12,975.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 702 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $12,975.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.83 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 10.94 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10374162 | [Redact] | [Redact] | Exempt from ATR | No | No | $10,845.00 | $15,773.93 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.640% | 43.640% | 43.640% | [Redact] | 792 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $10,845.00 | [Redact] | $500.00 | 1.0 | None | N/A | No | [Redact] | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 41.050% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 25.96 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10374163 | [Redact] | [Redact] | N/A | No | No | $6,987.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 702 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,987.50 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.86 | [Redact] | [Redact] | 0.930% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 34.54 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10374648 | [Redact] | [Redact] | Exempt from ATR | No | No | $19,695.00 | $25,528.53 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 2.434% | 2.434% | 2.434% | [Redact] | 763 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $19,695.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 87.29 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | AH | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10374649 | [Redact] | [Redact] | Exempt from ATR | No | No | $18,593.32 | $11,482.07 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.736% | 46.736% | 46.736% | [Redact] | 734 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $18,593.32 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 104.66 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10231742 | [Redact] | N/A | No | No | $10,665.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 712 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,665.00 | [Redact] | $1,200.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.76 | 1.32 | [Redact] | [Redact] | 10.950% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 156.24 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315220 | [Redact] | N/A | No | No | $5,961.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,961.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.86 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 111.91 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10324654 | [Redact] | N/A | No | No | $10,650.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 701 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $10,650.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 37.6 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315480 | [Redact] | N/A | No | No | $20,250.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 710 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $20,250.00 | [Redact] | $10,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.95 | 1.06 | [Redact] | [Redact] | 48.350% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 32.91 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10345085 | [Redact] | N/A | No | No | $12,637.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 781 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $12,637.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.86 | 1.16 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 16.19 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10318684 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 730 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.6 | 0.62 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 23.31 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10375370 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,590.00 | $3,871.55 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.255% | 40.255% | 40.255% | [Redact] | 777 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,590.00 | [Redact] | $0.00 | 1.6 | None | N/A | No | [Redact] | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | No | 30 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 104.82 | No | No | $0.00 | [Redact] | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10376051 | [Redact] | [Redact] | N/A | No | No | $9,800.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 785 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,800.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.18 | 0.85 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 73.32 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10377463 | [Redact] | [Redact] | N/A | No | No | $9,222.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 706 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,222.75 | [Redact] | $0.00 | 2.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | [Redact] | 1.210% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 387.81 | Retail | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10378912 | [Redact] | [Redact] | Non QM | Yes | No | $2,265.60 | $5,137.54 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | Employed | Not Employed | 18.57 | 0 | US Citizen | US Citizen | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.565% | 43.565% | 43.565% | [Redact] | 769 | 796 | 760 | 800 | 802 | 813 | 786 | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 3-Stated/Verified as defined | Level 1-Not Stated/Not Verified | No | Yes | 12 | Business | 80.000% | 66.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $2,265.60 | [Redact] | $0.00 | 3.8 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | $0.00 | 0.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 107.25 | Retail | No | No | $0.00 | [Redact] | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10378938 | [Redact] | [Redact] | N/A | No | No | $5,828.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 711 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,828.00 | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | [Redact] | 51.010% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 52.31 | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10378941 | [Redact] | [Redact] | N/A | No | No | $4,838.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 689 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,838.00 | [Redact] | $0.00 | 4.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.94 | [Redact] | [Redact] | 12.500% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 24.92 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10379422 | [Redact] | [Redact] | N/A | No | No | $13,056.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 746 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,056.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.93 | [Redact] | [Redact] | 10.860% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 16.97 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 12 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10380046 | [Redact] | [Redact] | N/A | No | No | $4,082.62 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 737 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,082.62 | [Redact] | $0.00 | 1.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.64 | 0.61 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 124.7 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10380047 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 765 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.93 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 226.43 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10380393 | [Redact] | [Redact] | N/A | No | No | $11,793.60 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 687 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $11,793.60 | [Redact] | $172,000.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | [Redact] | 13.620% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.62 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10380397 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | 0 | US Citizen | US Citizen | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 736 | Level 2-Stated/Not Verified | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.13 | 0.47 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 113.33 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10380668 | [Redact] | [Redact] | N/A | No | No | $5,425.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 703 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,425.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.31 | 0.76 | [Redact] | [Redact] | 69.990% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 62.43 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10381034 | [Redact] | [Redact] | N/A | No | No | $12,375.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 809 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $12,375.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.61 | 0.62 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 113.97 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10381042 | [Redact] | [Redact] | N/A | No | No | $10,940.00 | $1,936.74 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 802 | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,940.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Authorized Signor | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 40.6 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10382564 | [Redact] | [Redact] | N/A | No | No | $6,496.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 710 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,496.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.85 | [Redact] | [Redact] | 31.770% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 8.17 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10382667 | [Redact] | [Redact] | N/A | No | No | $7,190.00 | $4,811.20 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 706 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,190.00 | [Redact] | $24,600.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.89 | 0.53 | [Redact] | [Redact] | 23.730% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 14.92 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10382659 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 714 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $2,600.00 | 2.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.29 | 0.78 | [Redact] | [Redact] | 75.250% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 67.45 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10382687 | [Redact] | [Redact] | Non QM | Yes | No | $9,787.11 | $11,123.55 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 33.609% | 33.609% | 33.609% | [Redact] | 712 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2021 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $9,787.11 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 3.000% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 13.61 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325971 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 817 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.59 | 0.62 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 23.72 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Other | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10383974 | [Redact] | [Redact] | N/A | No | No | $23,166.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 789 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $23,166.00 | [Redact] | $8,680.00 | 1.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.81 | 1.23 | 240 | [Redact] | [Redact] | 40.420% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 15.94 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10384659 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $49,000.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.49 | 0.67 | [Redact] | [Redact] | 42.170% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 55.64 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10384668 | [Redact] | [Redact] | N/A | No | No | $10,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 798 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,000.00 | [Redact] | $0.00 | 2.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 102.09 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10385015 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 788 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.31 | 0.76 | [Redact] | [Redact] | 33.900% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.53 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10385246 | [Redact] | [Redact] | N/A | No | No | $5,551.87 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 786 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,551.87 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.19 | 0.84 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 35.69 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 8 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333331 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 798 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.92 | 1.09 | [Redact] | [Redact] | 4.460% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.17 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333349 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 680 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.31 | 0.77 | [Redact] | [Redact] | 72.530% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 66.01 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10286411 | [Redact] | Non QM | Yes | No | $12,373.75 | $15,299.60 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 9.847% | 9.847% | 9.847% | [Redact] | 705 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 1 | 0 | 0 | 0 | [Redact] | $12,373.75 | [Redact] | $12,500.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 2.380% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 22.03 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333298 | [Redact] | Non QM | Yes | No | $17,239.00 | $12,175.99 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 37.224% | 37.224% | 37.224% | [Redact] | 767 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $17,239.00 | [Redact] | $0.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.52 | No | $0.00 | $0.00 | No | No | No | No | 1 | 252 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333332 | [Redact] | Non QM | Yes | No | $17,189.00 | $22,137.96 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 32.332% | 32.332% | 32.332% | [Redact] | 809 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2015 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $17,189.00 | [Redact] | $0.00 | 2.6 | None | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 45.980% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 31.02 | Yes | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333288 | [Redact] | Non QM | Yes | No | $12,579.00 | $15,637.12 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Non-Permanent Resident Alien | [Redact] | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 13.728% | 13.728% | 13.728% | [Redact] | 745 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $12,579.00 | [Redact] | $0.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 24.410% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Passport | 6.31 | Retail | No | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333287 | [Redact] | Non QM | Yes | No | $16,395.00 | $22,199.62 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.950% | 46.950% | 46.950% | [Redact] | 769 | No | No | [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Transcripts - No Results Returned (for Business) - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $16,395.00 | [Redact] | $3,000.00 | 2.6 | None | Yes | No | [Redact] | 2 | 2 | 2 | 0 | 3 | 3 | 0.00 | No | Closed End | No | [Redact] | [Redact] | 54.380% | No | 36 | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 24.43 | Yes | No | $0.00 | [Redact] | No | No | No | No | 5 | 480 | D | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10386095 | [Redact] | [Redact] | N/A | No | No | $10,875.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 765 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,875.00 | [Redact] | $0.00 | 3.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.86 | [Redact] | [Redact] | 83.960% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 87.61 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10387279 | [Redact] | [Redact] | N/A | No | No | $10,282.50 | $4,346.45 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 770 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,282.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | [Redact] | 79.370% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 77.92 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10388814 | [Redact] | [Redact] | N/A | No | No | $24,088.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 806 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $24,088.50 | [Redact] | $0.00 | 4.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 140.85 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10389216 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 715 | No | No | DSCR | 3 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.89 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 25.4 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10389231 | [Redact] | [Redact] | N/A | No | No | $9,519.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,519.00 | [Redact] | $13,670.00 | 1.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 1024.32 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10389232 | [Redact] | [Redact] | N/A | No | No | $7,350.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | $0.00 | [Redact] | $0.00 | 0.000% | 0.000% | 0.000% | [Redact] | 727 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,350.00 | [Redact] | $0.00 | 4.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.87 | 1.14 | 240 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 178.74 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10389233 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 777 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.13 | 0.47 | [Redact] | [Redact] | 67.580% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 64.76 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10389672 | [Redact] | [Redact] | N/A | No | No | $7,788.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 660 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,788.75 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | [Redact] | 39.200% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.83 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10392395 | [Redact] | [Redact] | N/A | No | No | $7,109.40 | $1,470.17 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 785 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $7,109.40 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 35.78 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10392772 | [Redact] | [Redact] | N/A | No | No | $10,948.43 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 776 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,948.43 | [Redact] | $0.00 | 2.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.92 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 111.26 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10392846 | [Redact] | [Redact] | Non QM | Yes | No | $5,616.88 | $6,758.27 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 34.081% | 34.081% | 34.081% | [Redact] | 791 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2018 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $5,616.88 | [Redact] | $5,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | 6.130% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 3.48 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357864 | [Redact] | Non QM | Yes | No | $25,599.00 | $17,698.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 53.444% | 53.444% | 53.444% | [Redact] | 787 | No | No | Audited | [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Primary Income - Sole Proprietor]; Other - 2006 [Borrower - | Primary Income - Sole Proprietor]; Other - 2005 |
[Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $25,599.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 2 | 0 | 2 | 0 | 16.90 | No | [Redact] | [Redact] | 30.460% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 16.07 | Broker | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357872 | [Redact] | Non QM | Yes | No | $5,915.00 | $6,531.92 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 29.547% | 29.547% | 29.547% | [Redact] | 650 | No | Yes | 24 | Personal | 62.000% | [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Expense Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2025 [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1099 - 2025 [Borrower - | Primary Income - Sole Proprietor]; Other - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | [Redact] | $5,915.00 | [Redact] | $0.00 | 2.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 24 | Yes | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 50.34 | Broker | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357884 | [Redact] | Non QM | Yes | No | $1,474.00 | $7,164.89 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 30.307% | 30.307% | 30.307% | [Redact] | 800 | No | Yes | 12 | Business | 100.000% | 95.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $1,474.00 | [Redact] | $0.00 | 1.9 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 28.090% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 16.1 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357887 | [Redact] | Non QM | Yes | No | $5,390.00 | $9,777.22 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.648% | 39.648% | 39.648% | [Redact] | 795 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | [Redact] | $5,390.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 60 | [Redact] | [Redact] | 100.000% | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 186.95 | Broker | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357888 | [Redact] | Non QM | Yes | No | $25,181.25 | $33,002.49 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 26.167% | 26.167% | 26.167% | [Redact] | 641 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2020 [Coborrower(s) - | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1099 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $25,181.25 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 1 | 0 | 0 | 0 | No | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 77.61 | Broker | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | AH | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357893 | [Redact] | Non QM | Yes | No | $2,570.00 | $19,163.05 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 4.156% | 4.156% | 4.156% | [Redact] | 745 | No | Yes | 24 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 |
Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | [Redact] | $2,570.00 | [Redact] | $0.00 | 1.5 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | 3.000% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 226.44 | Broker | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357758 | [Redact] | N/A | No | No | $21,250.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 651 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $21,250.00 | [Redact] | $0.00 | 2.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.31 | 0.76 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 97.95 | Broker | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326049 | [Redact] | Exempt from ATR | No | No | $33,269.00 | $19,233.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 27.057% | 27.057% | 27.057% | [Redact] | 764 | No | Yes | 24 | Business | 100.000% | 40.000% | [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2023 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $33,269.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 10.94 | Broker | No | No | $0.00 | $0.00 | No | No | No | No | 6 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326005 | [Redact] | Non QM | Yes | No | $3,060.00 | $22,373.21 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.769% | 48.769% | 48.769% | [Redact] | 773 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2021 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | [Redact] | $3,060.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 24 | 0.00 | Yes | [Redact] | [Redact] | 2.980% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 8.52 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326091 | [Redact] | Non QM | Yes | No | $16,066.00 | $23,737.85 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 11.769% | 11.769% | 11.769% | [Redact] | 688 | No | Yes | 24 | Business | 100.000% | 85.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 85.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 85.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 85.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 85.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 85.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 85.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 85.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $16,066.00 | [Redact] | $0.00 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 72.720% | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | Individual | Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 72.07 | Broker | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326108 | [Redact] | N/A | No | No | $21,843.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 803 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $21,843.75 | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.28 | 0.78 | [Redact] | [Redact] | 35.580% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 8.13 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10393680 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 731 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 5.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.55 | 0.65 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 170.17 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10393745 | [Redact] | [Redact] | N/A | No | No | $18,096.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 793 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $18,096.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 12.41 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10307507 | [Redact] | Non QM | Yes | No | $6,525.00 | $7,607.30 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 27.443% | 27.443% | 27.443% | [Redact] | 771 | No | No | Third Party Prepared | [Borrower - | Primary Income - P&L Statement Only]; Account Statements - Business - 2026 [Borrower - | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - | Primary Income - P&L Statement Only]; P&L Statement - 2026 [Borrower - | Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - P&L Statement Only]; Third Party Verification - 2026 [Borrower - | Primary Income - P&L Statement Only]; Third Party Verification - 2026 [Borrower - | Primary Income - P&L Statement Only]; Third Party Verification - 2026 [Borrower - | Primary Income - P&L Statement Only]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 1yr P&L w/Bank Statements | 0 | 0 | 0 | No | [Redact] | $6,525.00 | [Redact] | $22,277.11 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12.00 | No | [Redact] | [Redact] | 27.220% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 17.38 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10327217 | [Redact] | N/A | No | No | $17,095.00 | $23,222.92 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 7.600% | 7.600% | 7.600% | [Redact] | 771 | No | Yes | 12 | Business | 100.000% | 98.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 98.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 98.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 98.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 98.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 98.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 98.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 98.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $17,095.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 57.83 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315221 | [Redact] | N/A | No | No | $6,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,000.00 | [Redact] | $0.00 | 3.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.26 | 0.79 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 118.4 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10318635 | [Redact] | N/A | No | No | $27,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 756 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $27,500.00 | [Redact] | $0.00 | 3.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 38.07 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10319770 | [Redact] | N/A | No | No | $9,936.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 813 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,936.50 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.32 | 0.76 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 281.64 | No | $0.00 | $0.00 | No | No | No | No | 5 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326616 | [Redact] | N/A | No | No | $3,555.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 787 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,555.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.12 | 0.89 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 54.9 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10327837 | [Redact] | N/A | No | No | $9,350.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 784 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,350.00 | [Redact] | $0.00 | 1.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.94 | 1.07 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 69.63 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329696 | [Redact] | N/A | No | No | $30,450.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 744 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $30,450.00 | [Redact] | $0.00 | 2.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.87 | 1.15 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 35.61 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 10 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10287624 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 796 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.35 | 0.74 | [Redact] | [Redact] | 45.140% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.23 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10306077 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 694 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $2,570.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.81 | [Redact] | [Redact] | 48.710% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 32.28 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322636 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 775 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 4.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 113.7 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10360558 | [Redact] | N/A | Yes | No | No | $5,655.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 712 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,655.00 | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.81 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 34.75 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357896 | [Redact] | N/A | No | No | $18,025.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 775 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $18,025.00 | [Redact] | $7,500.00 | 2.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.54 | 0.65 | [Redact] | [Redact] | 74.290% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 75.22 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10360857 | [Redact] | N/A | No | No | $10,530.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 741 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,530.00 | [Redact] | $15,850.00 | 3.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.78 | 1.29 | [Redact] | [Redact] | 37.060% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 8.42 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10394098 | [Redact] | [Redact] | N/A | No | No | $4,148.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 688 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,148.00 | [Redact] | $0.00 | 1.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.12 | 0.89 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 92.81 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10394100 | [Redact] | [Redact] | N/A | No | No | $15,091.20 | $10,293.40 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 759 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,091.20 | [Redact] | $81,000.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | [Redact] | 3.720% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.5 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10394779 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 697 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.85 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 83.52 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10394782 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 786 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $41,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.18 | 0.84 | [Redact] | [Redact] | 9.900% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.17 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10394919 | [Redact] | [Redact] | N/A | No | No | $4,284.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 724 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,284.00 | [Redact] | $1,000.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.74 | 0.57 | [Redact] | [Redact] | 45.660% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 21.05 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10394920 | [Redact] | [Redact] | N/A | No | No | $9,075.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 804 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,075.00 | [Redact] | $231,950.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.93 | 1.08 | [Redact] | [Redact] | 60.260% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 88.78 | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10394964 | [Redact] | [Redact] | N/A | No | No | $11,625.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 713 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $11,625.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.42 | 0.7 | [Redact] | [Redact] | 26.670% | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396066 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 740 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $70,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.92 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.6 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396364 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 764 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 4.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 467.4 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396365 | [Redact] | [Redact] | N/A | No | No | $6,959.97 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 803 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,959.97 | [Redact] | $5,000.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | [Redact] | 35.780% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 22.55 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396367 | [Redact] | [Redact] | N/A | No | No | $9,405.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 707 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,405.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 242.07 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396977 | [Redact] | [Redact] | N/A | No | No | $10,725.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 716 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,725.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.45 | 0.69 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 2357.83 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10397030 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 743 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.25 | 0.8 | [Redact] | $0.00 | 0.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 73.91 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10397034 | [Redact] | [Redact] | N/A | No | No | $3,208.12 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 766 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,208.12 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.39 | 0.72 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 30.79 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | C | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10397311 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 743 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 0.660% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 83.21 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10398754 | [Redact] | [Redact] | N/A | No | No | $7,218.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 688 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,218.75 | [Redact] | $8,000.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.86 | [Redact] | $0.00 | 0.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 110.82 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10398799 | [Redact] | [Redact] | Non QM | Yes | No | $13,015.09 | $12,805.94 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.215% | 49.215% | 49.215% | [Redact] | 715 | No | No | Third Party Prepared | [Borrower - | Primary Income - P&L Statement Only]; Account Statements - Business - 2026 [Borrower - | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - | Primary Income - P&L Statement Only]; P&L Statement - 2026 [Borrower - | Primary Income - P&L Statement Only]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 1yr P&L w/Bank Statements | 0 | 0 | 0 | No | [Redact] | $13,015.09 | [Redact] | $0.00 | 1.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12.00 | No | [Redact] | [Redact] | 25.070% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 31.05 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10398800 | [Redact] | [Redact] | Non QM | Yes | No | $16,943.35 | $5,148.82 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Non-Employment Income | US Citizen | Not Provided | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.836% | 45.836% | 45.836% | [Redact] | 795 | No | Yes | 12 | Business | 48.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099 Transcript - 2025 [Coborrower(s) - | Primary Income - Pension]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Pension]; 1099 Transcript - 2025 [Coborrower(s) - | Primary Income - Pension]; 1099 Transcript - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - No Results Returned - 2026 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $16,943.35 | [Redact] | $17,397.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 40.700% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 36.27 | Broker | Yes | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10400009 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 794 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.7 | 0.59 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 93.66 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401267 | [Redact] | [Redact] | N/A | No | No | $3,575.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 776 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,575.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.09 | 0.48 | [Redact] | [Redact] | 80.230% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 14.08 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401268 | [Redact] | [Redact] | N/A | No | No | $4,753.20 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 770 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,753.20 | [Redact] | $7,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | [Redact] | 28.310% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.48 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401279 | [Redact] | [Redact] | N/A | No | No | $5,133.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,133.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.24 | 0.81 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 169.59 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401514 | [Redact] | [Redact] | N/A | No | No | $5,032.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,032.50 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.31 | 0.76 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 177.41 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401523 | [Redact] | [Redact] | N/A | No | No | $5,878.12 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,878.12 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.92 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 151.64 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315222 | [Redact] | N/A | No | No | $35,674.00 | $20,617.70 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.038% | 46.038% | 46.038% | [Redact] | 774 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; 4506-C (for Business) - 2022 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 4506-C - 2020 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 4506-C - 2020 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $35,674.00 | [Redact] | $0.00 | 2.4 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 6 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 11.4 | No | No | $0.00 | $0.00 | No | No | No | No | 7 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357740 | [Redact] | N/A | No | No | $8,160.00 | $9,601.78 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 27.441% | 27.441% | 27.441% | [Redact] | 770 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2022 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $8,160.00 | [Redact] | $4,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 4 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 0.880% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 23.32 | Yes | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10367653 | [Redact] | N/A | No | No | $73,315.00 | $18,515.29 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 30.908% | 30.908% | 32.646% | [Redact] | 754 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $73,315.00 | [Redact] | $10,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | 360 | [Redact] | [Redact] | 29.110% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 15.25 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10319084 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 757 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.48 | 0.68 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 108.11 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10309148 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 730 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.83 | 1.21 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 76.33 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 15 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10316677 | [Redact] | N/A | No | No | $5,550.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 700 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,550.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.42 | 0.7 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 115.67 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10263192 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 767 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.48 | 0.67 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 106.73 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10318472 | [Redact] | N/A | Yes | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 753 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 5.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.82 | 1.22 | [Redact] | [Redact] | 34.790% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.92 | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357897 | [Redact] | N/A | No | No | $5,970.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 793 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,970.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.81 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 218.99 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366095 | [Redact] | N/A | No | No | $15,300.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 812 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,300.00 | [Redact] | $13,135.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.84 | 1.19 | [Redact] | [Redact] | 29.080% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.13 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10363163 | [Redact] | N/A | No | No | $9,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 708 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $9,000.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.39 | 0.72 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 161.3 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10403588 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 823 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $302,500.00 | 2.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.64 | 0.61 | [Redact] | [Redact] | 81.420% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 96.74 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10403923 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 814 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.03 | 0.49 | [Redact] | [Redact] | 36.240% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.97 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333281 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 644 | No | No | DSCR | 1 | 0 | 0 | Yes | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.82 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 5.87 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333280 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 644 | No | No | DSCR | 2 | 0 | 0 | Yes | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.33 | 0.75 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.21 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365422 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 801 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.93 | [Redact] | [Redact] | 31.890% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 16.17 | Broker | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333393 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 737 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.3 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.63 | 0.61 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329050 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 5 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 780 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.32 | 0.76 | 240 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 24.81 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333350 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 796 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 2.7 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.01 | 0.5 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 37.57 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333348 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 680 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.35 | 0.74 | [Redact] | [Redact] | 75.060% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 75.7 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365390 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 800 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 3.1 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.9 | 1.11 | [Redact] | [Redact] | 63.340% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 41.86 | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329049 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 6 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 764 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 52.83 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10286424 | [Redact] | Non QM | Yes | No | $7,758.50 | $3,625.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.953% | 49.953% | 49.953% | [Redact] | 644 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $7,758.50 | [Redact] | $0.00 | 4.6 | None | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 91.07 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333380 | [Redact] | Non QM | Yes | No | $13,192.25 | $16,219.93 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 10.554% | 10.554% | 10.554% | [Redact] | 736 | No | Yes | 12 | Business | 100.000% | 100.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $13,192.25 | [Redact] | $15,000.00 | 2.6 | None | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 1.420% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 141.8 | No | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333412 | [Redact] | Non QM | Yes | No | $13,356.00 | $18,589.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 37.687% | 37.687% | 37.687% | [Redact] | 644 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 4506-C - 2020 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $13,356.00 | [Redact] | $0.00 | 5.0 | None | No | No | [Redact] | 0 | 0 | 0 | 6 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 5.880% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 4.62 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333360 | [Redact] | Non QM | Yes | No | $6,812.96 | $9,085.36 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.122% | 31.122% | 31.122% | [Redact] | 800 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2019 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2019 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $6,812.96 | [Redact] | $0.00 | 1.1 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 142.52 | Yes | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333414 | [Redact] | Non QM | Yes | No | $8,382.50 | $9,152.04 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.456% | 42.456% | 42.456% | [Redact] | 620 | No | Yes | 12 | Personal | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $8,382.50 | [Redact] | $0.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333344 | [Redact] | Non QM | Yes | No | $19,432.00 | $11,707.56 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | Non-Permanent Resident Alien | US Citizen | [Redact] | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 26.585% | 26.585% | 26.585% | [Redact] | 720 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $19,432.00 | [Redact] | $0.00 | 2.7 | None | Yes | No | [Redact] | 0 | 0 | 1 | 0 | 3 | 1 | 0.00 | No | [Redact] | [Redact] | No | 30 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | No | 5.5 | No | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365403 | [Redact] | N/A | No | No | $37,568.18 | $26,841.32 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.225% | 49.225% | 49.225% | [Redact] | 786 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $37,568.18 | [Redact] | $0.00 | 1.0 | None | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 22.730% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.17 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10405169 | [Redact] | [Redact] | N/A | No | No | $8,014.00 | $11,864.94 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 710 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,014.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.15 | 0.87 | [Redact] | [Redact] | 60.540% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 44.86 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10405240 | [Redact] | [Redact] | N/A | No | No | $4,290.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 800 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,290.00 | [Redact] | $10,000.00 | 1.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 28.060% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.08 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10406584 | [Redact] | [Redact] | N/A | No | No | $5,127.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 750 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,127.75 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.94 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 11.65 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10406789 | [Redact] | [Redact] | N/A | No | No | $3,906.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 735 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,906.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.51 | 0.66 | [Redact] | [Redact] | 51.310% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 30.23 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10407054 | [Redact] | [Redact] | N/A | No | No | $7,522.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 796 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,522.50 | [Redact] | $0.00 | 3.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.15 | 0.87 | [Redact] | [Redact] | 16.070% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 27.54 | Retail | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409086 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 800 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.44 | 0.69 | [Redact] | [Redact] | 55.750% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 42.5 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410654 | [Redact] | [Redact] | N/A | No | No | $14,381.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 774 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,381.25 | [Redact] | $0.00 | 1.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | [Redact] | 80.400% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 86.95 | Retail | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410696 | [Redact] | [Redact] | N/A | No | No | $5,301.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 794 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,301.00 | [Redact] | $0.00 | 1.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.19 | 0.84 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 166.59 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410694 | [Redact] | [Redact] | N/A | No | No | $4,032.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 794 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,032.00 | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.43 | 0.7 | [Redact] | [Redact] | 77.580% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 73.36 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410705 | [Redact] | [Redact] | Non QM | Yes | No | $11,047.68 | $11,090.68 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Non-Permanent Resident Alien | [Redact] | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 19.716% | 19.716% | 19.716% | [Redact] | 668 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2014 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2014 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2014 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $11,047.68 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | VISA | No | 16.03 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10411951 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 696 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.25 | 0.8 | [Redact] | [Redact] | 49.080% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.29 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10412065 | [Redact] | [Redact] | Non QM | Yes | No | $6,022.42 | $7,201.64 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.313% | 49.313% | 49.313% | [Redact] | 735 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $6,022.42 | [Redact] | $0.00 | 1.1 | None | N/A | No | [Redact] | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | $0.00 | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 12.29 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10412067 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 811 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.93 | [Redact] | [Redact] | 29.160% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 10.68 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10417284 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 726 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.98 | 0.5 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 101.06 | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357841 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 791 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.35 | 0.73 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 114.16 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357842 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 791 | 710 | 705 | 727 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.32 | 0.75 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 107.77 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10418511 | [Redact] | [Redact] | Non QM | Yes | No | $19,679.35 | $21,368.81 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.025% | 46.025% | 46.025% | [Redact] | 690 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $19,679.35 | [Redact] | $0.00 | None | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | No | 30 | 30 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 20.08 | Retail | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10288707 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 737 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 3.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.37 | 0.73 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 108.74 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10345930 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 699 | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 250.46 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326619 | [Redact] | N/A | No | No | $64,400.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 727 | No | No | DSCR | 1 | 0 | 0 | 0 | Yes | [Redact] | $64,400.00 | [Redact] | $0.00 | 2.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.5 | 0.67 | [Redact] | [Redact] | 63.370% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 16.08 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10360856 | [Redact] | N/A | No | No | $20,812.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 702 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $20,812.50 | [Redact] | $0.00 | 4.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 121.07 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366094 | [Redact] | N/A | No | No | $4,710.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 701 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $4,710.00 | [Redact] | $0.00 | 2.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | [Redact] | No | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 130.37 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10327910 | [Redact] | N/A | Yes | No | No | $4,776.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 712 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,776.75 | [Redact] | $0.00 | 3.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.27 | 0.79 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 19.25 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357735 | [Redact] | N/A | No | No | $15,990.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 793 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $15,990.00 | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.19 | 0.84 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 117.95 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10324653 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 694 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | [Redact] | No | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 95.6 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10339294 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 772 | No | No | DSCR | 1 | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.53 | 0.65 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 10.03 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10362102 | [Redact] | N/A | No | No | $5,300.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 795 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,300.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.49 | 0.67 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 12.59 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10380710 | [Redact] | N/A | No | No | $13,910.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 708 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,910.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.85 | 1.18 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 85.95 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357746 | [Redact] | N/A | No | No | $11,375.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 797 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $11,375.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.81 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 120.98 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357742 | [Redact] | N/A | No | No | $11,862.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 797 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $11,862.50 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.27 | 0.79 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 118.49 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10382207 | [Redact] | N/A | No | No | $16,068.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 793 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $16,068.00 | [Redact] | $0.00 | 2.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.85 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 119.52 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10382176 | [Redact] | N/A | No | No | $16,068.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 793 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $16,068.00 | [Redact] | $0.00 | 2.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.88 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 119.9 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366075 | [Redact] | N/A | No | No | $5,460.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 731 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,460.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.26 | 0.79 | [Redact] | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 92.2 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10334010 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 701 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 3.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 22.97 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10419265 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 712 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.59 | 0.63 | [Redact] | [Redact] | 37.360% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.89 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10420776 | [Redact] | [Redact] | N/A | No | No | $9,832.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 699 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,832.50 | [Redact] | $12,954.96 | 2.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | [Redact] | 30.160% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 8.87 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10422083 | [Redact] | [Redact] | N/A | No | No | $3,840.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 750 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,840.00 | [Redact] | $6,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.19 | 0.84 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 104.18 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10379241 | [Redact] | Non QM | Yes | No | $17,368.00 | $23,776.93 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.221% | 49.221% | 49.221% | [Redact] | 796 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $17,368.00 | [Redact] | $2,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 58.070% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 56.4 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10379256 | [Redact] | Non QM | Yes | No | $42,139.63 | $65,476.73 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.663% | 36.145% | 44.663% | [Redact] | 756 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $42,139.63 | [Redact] | $0.00 | 2.1 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | 240 | [Redact] | [Redact] | 36.330% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.88 | Broker | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10379234 | [Redact] | Non QM | Yes | No | $23,406.50 | $37,613.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 38.892% | 38.892% | 38.892% | [Redact] | 742 | No | Yes | 24 | Business | 86.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $23,406.50 | [Redact] | $50,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 2 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 3.000% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.68 | Broker | No | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10379273 | [Redact] | Non QM | Yes | No | $18,708.51 | $22,465.32 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.939% | 45.939% | 45.939% | [Redact] | 752 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $18,708.51 | [Redact] | $6,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 1 | 0 | 0 | 0 | 0 | 0.00 | No | [Redact] | [Redact] | 26.280% | No | 8 | 23 | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.37 | Broker | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | Other | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333389 | [Redact] | Non QM | Yes | No | $2,040.00 | $9,782.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 39.915% | 39.915% | 39.915% | [Redact] | 791 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 4506-C - 2020 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $2,040.00 | [Redact] | $36,500.00 | None | No | No | [Redact] | 2 | 0 | 0 | 6 | 0 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 157.22 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333409 | [Redact] | Non QM | Yes | No | $2,040.00 | $4,371.95 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.781% | 39.781% | 39.781% | [Redact] | 805 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Restricted Stock Agreement - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Vesting Schedule - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $2,040.00 | [Redact] | $0.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 253 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333369 | [Redact] | Non QM | Yes | No | $10,426.74 | $11,347.69 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Non-Permanent Resident Alien | [Redact] | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 38.879% | 38.879% | 38.879% | [Redact] | 738 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $10,426.74 | [Redact] | $14,200.00 | 3.0 | None | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 15.840% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | 4.47 | No | No | $0.00 | $0.00 | Yes | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333405 | [Redact] | Non QM | Yes | No | $15,075.00 | $6,639.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.220% | 45.220% | 45.220% | [Redact] | 772 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 1 | 0 | 0 | 0 | [Redact] | $15,075.00 | [Redact] | $0.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | No | 73.14 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | AE | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365405 | [Redact] | Non QM | Yes | No | $48,376.78 | $28,553.62 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.395% | 39.395% | 39.395% | [Redact] | 727 | No | Yes | 24 | Business | 100.000% | 40.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $48,376.78 | [Redact] | $30,000.00 | 4.5 | None | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | 17.880% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 28.59 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365345 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 737 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.45 | 0.69 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 6.94 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333400 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 810 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.53 | 0.39 | [Redact] | [Redact] | 74.590% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | Retail | No | $0.00 | $0.00 | No | No | No | No | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333341 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 691 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 3.8 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 17.69 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365384 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 706 | No | No | DSCR | 1 | 0 | 0 | Yes | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.48 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365391 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 784 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 1.4 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.88 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 18.31 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333333 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 706 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399558 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 742 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.19 | 0.84 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 18.18 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358821 | [Redact] | Non QM | Yes | No | $3,970.00 | $6,414.41 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 25.064% | 25.064% | 25.064% | [Redact] | 806 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $3,970.00 | [Redact] | $4,500.00 | 1.0 | None | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | 99.010% | No | 16 | 28 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 123.03 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358854 | [Redact] | Non QM | Yes | No | $26,643.22 | $31,143.17 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.885% | 30.045% | 31.885% | [Redact] | 780 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2006 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2001 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $26,643.22 | [Redact] | $0.00 | 1.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | 240 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 16.92 | No | No | $0.00 | $0.00 | No | No | No | No | 6 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358857 | [Redact] | Non QM | Yes | No | $27,755.00 | $1,321.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.112% | 39.334% | 48.112% | [Redact] | 732 | No | Yes | 24 | Business | 100.000% | 75.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 1 | 0 | 0 | No | [Redact] | $27,755.00 | [Redact] | $0.00 | 1.4 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | 240 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 22.65 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358852 | [Redact] | Non QM | Yes | No | $1,750.00 | $3,174.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 34.362% | 34.362% | 34.362% | [Redact] | 783 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $1,750.00 | [Redact] | $0.00 | 2.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Other | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.35 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358840 | [Redact] | N/A | No | No | $6,021.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 814 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,021.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 132.39 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 13 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358824 | [Redact] | N/A | No | No | $7,752.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 792 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,752.00 | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.19 | 0.84 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 9.19 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358855 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 808 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $2,000.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.25 | 0.8 | [Redact] | [Redact] | 29.140% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 3.51 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358809 | [Redact] | N/A | No | No | $21,528.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 803 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $21,528.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.55 | 0.65 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 126.13 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358838 | [Redact] | N/A | No | No | $4,928.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 763 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,928.00 | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | [Redact] | 33.930% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.51 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358825 | [Redact] | N/A | No | No | $21,600.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 769 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $21,600.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.36 | 0.74 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 135.25 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358856 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 713 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.43 | 0.7 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 110.91 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358853 | [Redact] | N/A | No | No | $15,696.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 744 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,696.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.96 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 3.31 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358839 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 740 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 4.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 82.36 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358845 | [Redact] | N/A | No | No | $7,756.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 807 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,756.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.52 | 0.66 | 240 | [Redact] | [Redact] | 66.020% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 149.25 | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358844 | [Redact] | N/A | No | No | $7,768.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 807 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,768.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.52 | 0.66 | 240 | [Redact] | [Redact] | 66.030% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 148.59 | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358849 | [Redact] | N/A | No | No | $8,880.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 771 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,880.00 | [Redact] | $0.00 | 2.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.34 | 0.75 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.36 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358811 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 749 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.94 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 108.25 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358796 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.36 | 0.74 | [Redact] | $0.00 | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 22.53 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 10 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358836 | [Redact] | N/A | No | No | $44,370.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 782 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $44,370.00 | [Redact] | $0.00 | 4.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.93 | [Redact] | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 72.84 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358848 | [Redact] | N/A | No | No | $22,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 805 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $22,500.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.12 | 0.89 | [Redact] | [Redact] | 13.060% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 21.36 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358837 | [Redact] | N/A | No | No | $4,612.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,612.50 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 106 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358804 | [Redact] | N/A | No | No | $5,111.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 741 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,111.25 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.56 | 0.64 | [Redact] | [Redact] | 1.270% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 48.4 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Other | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358858 | [Redact] | N/A | No | No | $19,250.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 718 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $19,250.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.87 | 240 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 21.66 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326003 | [Redact] | Non QM | Yes | No | $21,654.00 | $4,191.32 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 19.024% | 19.024% | 19.024% | [Redact] | 808 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $21,654.00 | [Redact] | $0.00 | 1.4 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 18.760% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.35 | Broker | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | D | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326072 | [Redact] | Non QM | Yes | No | $13,599.00 | $8,962.06 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Non-Employment Income | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.328% | 43.328% | 43.328% | [Redact] | 801 | No | Yes | 12 | Business | 43.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2001 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $13,599.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 72.440% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 46.45 | Broker | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326095 | [Redact] | Non QM | Yes | No | $29,374.00 | $39,099.69 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.814% | 28.659% | 36.814% | [Redact] | 773 | Yes | No | [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | [Redact] | $29,374.00 | [Redact] | $0.00 | 1.1 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 1 | 0 | 0.00 | No | 60 | 240 | [Redact] | [Redact] | 93.130% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 98.23 | Broker | No | [Redact] | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399519 | [Redact] | N/A | No | No | $18,695.02 | $12,291.27 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.381% | 40.381% | 40.381% | [Redact] | 709 | No | Yes | 12 | Business | 93.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Wages]; Other - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $18,695.02 | [Redact] | $0.00 | 5.0 | None | No | No | [Redact] | 2 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 11.95 | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | Other | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399531 | [Redact] | Non QM | Yes | No | $17,611.97 | $21,538.47 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 27.067% | 27.067% | 27.067% | [Redact] | 683 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $17,611.97 | [Redact] | $20,000.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 15.180% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Employment Authorization | 3.11 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333311 | [Redact] | Non QM | Yes | No | $21,524.45 | $22,706.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 23.069% | 23.069% | 23.069% | [Redact] | 740 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | [Redact] | $21,524.45 | [Redact] | $0.00 | 4.4 | None | No | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Other | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 298.65 | Retail | Yes | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399861 | [Redact] | Non QM | Yes | No | $10,961.24 | $13,122.34 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 41.002% | 41.002% | 41.002% | [Redact] | 691 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; CPA Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $10,961.24 | [Redact] | $0.00 | 4.3 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 15.8 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333383 | [Redact] | N/A | No | No | $19,270.00 | $8,730.44 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.815% | 42.815% | 42.815% | [Redact] | 712 | No | Yes | 12 | Business | 100.000% | 100.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $19,270.00 | [Redact] | $0.00 | 4.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 78.48 | No | No | [Redact] | $0.00 | No | No | No | No | 20 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365349 | [Redact] | N/A | No | No | $16,630.00 | $10,019.22 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | Employed | 27.83 | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.185% | 42.185% | 42.185% | [Redact] | 777 | Level 2-Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $16,630.00 | [Redact] | $0.00 | 4.2 | None | No | No | [Redact] | 0 | 2 | 0 | 0 | 0 | 0 | 0.00 | No | [Redact] | No | 6 | 1 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 6.02 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399693 | [Redact] | Non QM | Yes | No | $8,117.00 | $8,717.67 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 7.971% | 7.971% | 7.971% | [Redact] | 711 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $8,117.00 | [Redact] | $2,500.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 16.260% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 22.62 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365496 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 764 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 1.0 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 3.52 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399590 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 705 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.26 | 0.79 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 99.41 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399521 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 727 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 34.06 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399593 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 735 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 1.0 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | [Redact] | 9.660% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 15.74 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399650 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 721 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.94 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 40.56 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399783 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 782 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 2.4 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.27 | 0.79 | [Redact] | [Redact] | 12.900% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.68 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399697 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 660 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 2.6 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.83 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 20.69 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399649 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 802 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.94 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408890 | [Redact] | Non QM | Yes | No | $2,665.00 | $7,953.79 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.381% | 40.381% | 40.381% | [Redact] | 811 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $2,665.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 4 | 3 | 0.00 | No | [Redact] | [Redact] | 32.960% | No | 28 | 28 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 15.94 | Yes | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408914 | [Redact] | N/A | No | No | $1,845.00 | $3,730.07 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 3.126% | 3.126% | 3.126% | [Redact] | 757 | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2011 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2011 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,845.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 99.52 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408886 | [Redact] | Non QM | Yes | No | $21,746.00 | $14,012.80 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 35.246% | 35.246% | 35.246% | [Redact] | 780 | No | No | Borrower Prepared | [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $21,746.00 | [Redact] | $400.00 | 2.6 | None | N/A | No | [Redact] | 2 | 2 | 2 | 0 | 3 | 2 | 12.00 | No | [Redact] | [Redact] | 37.870% | Yes | 27 | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 22.38 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408898 | [Redact] | Non QM | Yes | No | $1,775.00 | $4,062.89 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 30.975% | 30.975% | 30.975% | [Redact] | 808 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,775.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 31.940% | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 15.14 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408892 | [Redact] | Non QM | Yes | No | $2,573.60 | $5,646.23 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 35.055% | 35.055% | 35.055% | [Redact] | 740 | No | No | Third Party Prepared (Unaudited) | [Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $2,573.60 | [Redact] | $10,000.00 | 1.3 | None | N/A | No | [Redact] | 1 | 1 | 0 | 2 | 1 | 3.00 | No | [Redact] | [Redact] | 15.080% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 82.89 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408942 | [Redact] | Non QM | Yes | No | $9,185.00 | $11,279.24 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 10.505% | 10.505% | 10.505% | [Redact] | 724 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 1999 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $9,185.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.05 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408901 | [Redact] | Non QM | Yes | No | $899.00 | $3,252.08 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.126% | 40.126% | 40.126% | [Redact] | 792 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $899.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 1 | 0 | 0.00 | No | Other | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.14 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408934 | [Redact] | Non QM | Yes | No | $3,951.25 | $5,331.06 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 12.582% | 10.981% | 12.582% | [Redact] | 777 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2014 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $3,951.25 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 9.06 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | AE | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408884 | [Redact] | N/A | No | No | $3,448.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 682 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,448.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.84 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 84.88 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408883 | [Redact] | N/A | No | No | $5,850.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,850.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 107.77 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408897 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 694 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 114.84 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408888 | [Redact] | N/A | No | No | $3,657.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | 0 | US Citizen | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 797 | Level 2-Stated/Not Verified | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,657.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.39 | 0.72 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 19.73 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408899 | [Redact] | N/A | No | No | $14,560.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 807 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,560.00 | [Redact] | $0.00 | 1.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.92 | 240 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 72.42 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408918 | [Redact] | N/A | No | No | $10,643.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 767 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,643.75 | [Redact] | $5,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | [Redact] | [Redact] | 27.810% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 19.28 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408910 | [Redact] | N/A | No | No | $14,400.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 782 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,400.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.65 | 0.61 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 124.74 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408911 | [Redact] | N/A | No | No | $19,200.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 812 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $19,200.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.41 | 0.71 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 138.3 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408908 | [Redact] | N/A | No | No | $11,976.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 814 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $11,976.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.66 | 0.38 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 118.09 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408905 | [Redact] | N/A | No | No | $6,250.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 684 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,250.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.61 | 0.38 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 72.59 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408921 | [Redact] | N/A | No | No | $11,440.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 682 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $11,440.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.25 | 0.8 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 12.14 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | Other | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408926 | [Redact] | N/A | No | No | $17,316.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | Permanent Resident Alien | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 763 | Level 3-Stated/Partially Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $17,316.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.29 | 0.77 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 15.55 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408882 | [Redact] | N/A | No | No | $26,376.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 808 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $26,376.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.38 | 0.72 | [Redact] | [Redact] | 50.630% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 3.9 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408896 | [Redact] | N/A | No | No | $14,928.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 778 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,928.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.32 | 0.76 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 3.1 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408900 | [Redact] | N/A | No | No | $15,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 810 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,000.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 127.06 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408893 | [Redact] | N/A | No | No | $5,832.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 787 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,832.75 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.25 | 0.8 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 132.19 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408895 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 805 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.4 | 0.42 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 135.82 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408952 | [Redact] | N/A | No | No | $27,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 723 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $27,500.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.86 | 0.54 | [Redact] | $0.00 | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 65.46 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408943 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 760 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.94 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 116.55 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408929 | [Redact] | N/A | No | No | $11,880.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 809 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $11,880.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.83 | [Redact] | [Redact] | 49.340% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.27 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408932 | [Redact] | N/A | No | No | $5,746.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 780 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,746.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.82 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 100.96 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408951 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.82 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 19.27 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408885 | [Redact] | N/A | No | No | $2,808.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 702 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,808.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.94 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 41.81 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408912 | [Redact] | N/A | No | No | $18,056.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $18,056.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 60.85 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408922 | [Redact] | N/A | No | No | $20,592.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 760 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $20,592.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.51 | 0.66 | [Redact] | [Redact] | 25.280% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 3.25 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408954 | [Redact] | N/A | No | No | $17,625.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 692 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $17,625.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.42 | 0.71 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 5.54 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408891 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 733 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 88.92 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408913 | [Redact] | N/A | No | No | $5,980.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 692 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,980.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.66 | 0.6 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 91.47 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408955 | [Redact] | N/A | No | No | $125,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 760 | No | No | DSCR | 1 | 0 | 0 | No | [Redact] | $125,000.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | [Redact] | [Redact] | 43.640% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 19.64 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408936 | [Redact] | N/A | No | No | $7,446.40 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 757 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,446.40 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 93.94 | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408947 | [Redact] | N/A | No | No | $12,354.85 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 724 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $12,354.85 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.91 | 240 | [Redact] | [Redact] | 40.600% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 64.14 | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408887 | [Redact] | N/A | No | No | $4,548.00 | $3,423.64 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 742 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,548.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.83 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 74.75 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408927 | [Redact] | N/A | No | No | $15,700.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 733 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,700.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.22 | 0.45 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 4.49 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408931 | [Redact] | N/A | No | No | $6,375.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 775 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,375.00 | [Redact] | $0.00 | 5.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.44 | 0.69 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 20.41 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408924 | [Redact] | N/A | No | No | $17,280.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 785 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $17,280.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.66 | 0.6 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 21.78 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408923 | [Redact] | N/A | No | No | $14,400.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 814 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,400.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.38 | 0.72 | [Redact] | [Redact] | 55.540% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 17.14 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408956 | [Redact] | N/A | No | No | $12,150.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 694 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $12,150.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.73 | 0.58 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 33.81 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408925 | [Redact] | N/A | No | No | $24,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 801 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $24,000.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.74 | 0.58 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 138.74 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408930 | [Redact] | N/A | No | No | $17,472.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 808 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $17,472.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | [Redact] | [Redact] | 47.590% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 19.12 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408953 | [Redact] | N/A | No | No | $19,937.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 694 | No | No | DSCR | 2 | 0 | 0 | No | [Redact] | $19,937.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.87 | [Redact] | $0.00 | No | Yes | Final | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 46.45 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408949 | [Redact] | N/A | No | No | $4,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 814 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,500.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.42 | 0.41 | [Redact] | [Redact] | 84.390% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 4.71 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408889 | [Redact] | N/A | No | No | $2,970.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 761 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,970.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.82 | 0.55 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 121.52 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408928 | [Redact] | N/A | No | No | $9,792.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 710 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,792.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.73 | 0.58 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.16 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408948 | [Redact] | N/A | No | No | $14,025.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 741 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,025.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.81 | 0.55 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 111.71 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408940 | [Redact] | N/A | No | No | $22,050.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 782 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $22,050.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.26 | 0.79 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 129.71 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357843 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 791 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 1.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.28 | 0.77 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 106.11 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X |