<?xml version="1.0" encoding="UTF-8"?>
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:lsak="http://www.lesaka.com/20260630" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2024-01-31" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:us-gaap="http://fasb.org/us-gaap/2025" xmlns:dei="http://xbrl.sec.gov/dei/2025" xmlns:ecd="http://xbrl.sec.gov/ecd/2025" targetNamespace="http://www.lesaka.com/20260630" elementFormDefault="qualified">
  <xs:annotation>
    <xs:appinfo>
      <link:roleType id="ELRID_DocumentAndEntityInformation" roleURI="http://www.lesaka.com/role/DocumentDocumentAndEntityInformation">
        <link:definition>000090 - Document - Document And Entity Information</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ELRID_InsiderTradingArrangementsDetails" roleURI="http://www.lesaka.com/role/InsiderTradingArrangementsDetails">
        <link:definition>042611 - Disclosure - Insider Trading Arrangements (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ELRID_PayVsPerformanceDisclosureDetails" roleURI="http://www.lesaka.com/role/PayVsPerformanceDisclosureDetails">
        <link:definition>995410 - Disclosure - Pay vs Performance Disclosure (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ELRID_RecoveryOfErroneouslyAwardedCompensationDetails" roleURI="http://www.lesaka.com/role/RecoveryOfErroneouslyAwardedCompensationDetails">
        <link:definition>995440 - Disclosure - Recovery of Erroneously Awarded Compensation (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ELRID_InsiderTradingPoliciesAndProceduresDetails" roleURI="http://www.lesaka.com/role/InsiderTradingPoliciesAndProceduresDetails">
        <link:definition>995447 - Disclosure - Insider Trading Policies and Procedures (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:linkbaseRef xlink:type="simple" xlink:href="lsak-20260630_lab.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef"></link:linkbaseRef>
      <link:linkbaseRef xlink:type="simple" xlink:href="lsak-20260630_pre.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef"></link:linkbaseRef>
      <link:linkbaseRef xlink:type="simple" xlink:href="lsak-20260630_def.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef"></link:linkbaseRef>
    </xs:appinfo>
  </xs:annotation>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"></xs:import>
  <xs:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"></xs:import>
  <xs:import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd"></xs:import>
  <xs:import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd"></xs:import>
  <xs:import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd"></xs:import>
  <xs:import namespace="http://fasb.org/us-gaap/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd"></xs:import>
  <xs:import namespace="http://xbrl.sec.gov/dei/2025" schemaLocation="https://xbrl.sec.gov/dei/2025/dei-2025.xsd"></xs:import>
  <xs:import namespace="http://xbrl.sec.gov/ecd/2025" schemaLocation="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd"></xs:import>
  <xs:element id="lsak_FirstPeoMember" abstract="true" nillable="true" name="FirstPeoMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="lsak_SecondPeoMember" abstract="true" nillable="true" name="SecondPeoMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="lsak_PayVsPerformanceDisclosureAbstract" abstract="true" nillable="true" name="PayVsPerformanceDisclosureAbstract" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="lsak_ThirdPeoMember" abstract="true" nillable="true" name="ThirdPeoMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="lsak_SmithMember" abstract="true" nillable="true" name="SmithMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="lsak_NaeemEKolaMember" abstract="true" nillable="true" name="NaeemEKolaMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="lsak_StevenJHeilbronMember" abstract="true" nillable="true" name="StevenJHeilbronMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="lsak_LincolnCMaliMember" abstract="true" nillable="true" name="LincolnCMaliMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="lsak_ReportedValueOfEquityAwardsMember" abstract="true" nillable="true" name="ReportedValueOfEquityAwardsMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="lsak_FairValueOfUnvestedCoveredYearEquityAwardsMember" abstract="true" nillable="true" name="FairValueOfUnvestedCoveredYearEquityAwardsMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="lsak_FairValueOfOutstandingAndUnvestedPriorYearEquityAwardsMember" abstract="true" nillable="true" name="FairValueOfOutstandingAndUnvestedPriorYearEquityAwardsMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="lsak_FairValueAsOfVestingDateOfEquityAwardsGrantedAndVestedInYearMember" abstract="true" nillable="true" name="FairValueAsOfVestingDateOfEquityAwardsGrantedAndVestedInYearMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="lsak_FairValueOfEquityAwardsGrantedInPriorYearsThatVestedInYearMember" abstract="true" nillable="true" name="FairValueOfEquityAwardsGrantedInPriorYearsThatVestedInYearMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="lsak_AwardsGrantedInPriorFiscalYearsMember" abstract="true" nillable="true" name="AwardsGrantedInPriorFiscalYearsMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="lsak_EquityAwardAdjustmentsMember" abstract="true" nillable="true" name="EquityAwardAdjustmentsMember" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="lsak_RecoveryOfErroneouslyAwardedCompensationAbstract" abstract="true" nillable="true" name="RecoveryOfErroneouslyAwardedCompensationAbstract" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"></xs:element>
</xs:schema>
