Exhibit 99.18
Evolve Exception Detail
Exception Detail
Run Date - 09/24/2026 3:46:50 PM
| Evolve Loan ID | Customer Loan ID | Seller Loan ID | Deal ID | Loan Exception ID | Exception ID | Exception Date | Exception Type | Exception Category | Exception Subcategory | Exception | Exception Detail | Exception Information | Exception Remediation | Compensating Factors | Follow-up Comments | Cleared Date | Cured Date | Waived Date | Exception Level Grade | Exception Level Rating | Note Date | Property State | Occupancy | Purpose | Overall Initial Loan Grade | Overall Final Loan Grade | Credit Initial Loan Grade | Credit Final Loan Grade | Compliance Initial Loan Grade | Compliance Final Loan Grade | Property Initial Loan Grade | Property Final Loan Grade | Originator QM ATR Status | TPR QM ATR Status | Is Curable |
| XXXX | XXXX | XXXX | 4350123766 | XXXX | XXXX | XXXX | Valuation | UW Collateral | UW Collateral - UW - Appraisal Other | Subject property is located in a rural area. | Client Waived with Compensating Factors: 1) 31% LTV 2) residual income of $XXXX exceeds minimum requirement of XXXX 3) pre-closing assets of $XXXX | XXXX | B | 2 | XXXX | XXXX | 1 | 13 | C | B | A | A | A | A | C | B | Non-QM | 1 |