BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
STATEMENT TO NOTEHOLDERS

 

September 17, 2026

 

TRANSACTION PARTIES

 
Depositor: BMO Commercial Mortgage Securities LLC
Master Servicer: Trimont LLC  
Special Servicer: Rialto Capital Advisors, LLC
Asset Representations Reviewer /    
Pentalpha Surveillance LLC
Operating Advisor:    
Trustee / Certificate Administrator: Citibank, N.A.  
 
 
 
 
Danny Lee Citibank, Agency and Trust
(212) 816-4936 388 Greenwich Street Trading, 4th Floor
danny1.lee@citi.com New York, NY 10013

 

TABLE OF CONTENTS

 
1. Distribution Summary 2
1.1. Summary 2
1.2. Factors 3
2. Distribution Detail 4
2.1. Interest Detail 4
2.2. Interest Shortfall Detail 5
2.3. Principal Detail 6
3. Reconciliation Detail 7
4. Other Information 8
5. Stratification Detail 9
6. Mortgage Loan Detail 14
7. NOI Detail 16
8. Delinquency Loan Detail 18
9. Collateral Performance Delinquency and Loan Status Detail 19
10. Appraisal Reduction Detail 20
11. Historical Appraisal Reduction Detail 21
12. Loan Modification Detail 22
13. Historical Loan Modification Detail 23
14. Specially Serviced Loan Detail 24
15. Historical Specially Serviced Loan Detail 25
16. Unscheduled Principal Detail 26
17. Historical Unscheduled Principal Detail 27
18. Liquidated Loan Detail 28
19. Historical Liquidated Loan Detail 29
20. CREFC Investor Reporting Package Legends 30
21. Notes 31

 

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BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
DISTRIBUTION SUMMARY

 

September 17, 2026

 

                    Accretion  
                    &  
                    Non-Cash  
        Accrual   Other       Balance  
  Original Prior Pass-Through Day Interest (As Interest) Principal Total Realized Loss Increase/ Current
Class Balance Balance Rate Count Distributed Distributed Distributed Distributed /(Recovery) (Decrease) Balance
 
A-1 9,909,000.00 8,331,520.77 4.903330% 30/360 34,043.50 - 104,829.39 138,872.89 - - 8,226,691.38
A-4 90,000,000.00 90,000,000.00 5.573170% 30/360 417,987.75 - - 417,987.75 - - 90,000,000.00
A-5 326,456,000.00 326,456,000.00 5.870580% 30/360 1,597,071.72 - - 1,597,071.72 - - 326,456,000.00
A-SB 13,767,000.00 13,767,000.00 5.761980% 30/360 66,104.32 - - 66,104.32 - - 13,767,000.00
A-S 64,448,000.00 64,448,000.00 6.195100% 30/360 332,718.17 - - 332,718.17 - - 64,448,000.00
B 31,439,000.00 31,439,000.00 6.622538% 30/360 173,504.99 - - 173,504.99 - - 31,439,000.00
C 25,936,000.00 25,936,000.00 6.610538% 30/360 142,875.77 - - 142,875.77 - - 25,936,000.00
D 13,361,000.00 13,361,000.00 4.500000% 30/360 50,103.75 - - 50,103.75 - - 13,361,000.00
E 7,074,000.00 7,074,000.00 4.500000% 30/360 26,527.50 - - 26,527.50 - - 7,074,000.00
F-RR 14,147,000.00 14,147,000.00 4.500000% 30/360 53,051.25 - - 53,051.25 - - 14,147,000.00
G-RR 8,645,000.00 8,645,000.00 4.500000% 30/360 32,418.75 - - 32,418.75 - - 8,645,000.00
J-RR 23,579,318.00 23,579,318.00 4.500000% 30/360 85,147.78 - - 85,147.78 - - 23,579,318.00
Uncert VRR 12,112,516.00 12,082,127.30 0.000000% 30/360 67,782.27 - 2,019.44 69,801.71 - - 12,080,107.86
R - - 0.000000% 30/360 - - - - - - -
Total 640,873,834.00 639,265,966.07     3,079,337.52 - 106,848.83 3,186,186.35 - - 639,159,117.24
Notional                      
X-A 440,132,000.00 438,554,520.77 0.953777% 30/360 348,569.51 - - 348,569.51 - (104,829.39) 438,449,691.38
X-B 121,823,000.00 121,823,000.00 0.347682% 30/360 35,296.44 - - 35,296.44 - - 121,823,000.00
X-D 20,435,000.00 20,435,000.00 2.241538% 30/360 38,171.53 - - 38,171.53 - - 20,435,000.00
XFRR 14,147,000.00 14,147,000.00 2.241538% 30/360 26,425.87 - - 26,425.87 - - 14,147,000.00
XGRR 8,645,000.00 8,645,000.00 2.241538% 30/360 16,148.42 - - 16,148.42 - - 8,645,000.00
XJRR 23,579,318.00 23,579,318.00 2.241538% 30/360 42,414.12 - - 42,414.12 - - 23,579,318.00
Total 628,761,318.00 627,183,838.77     507,025.89 - - 507,025.89 - (104,829.39) 627,079,009.38
 
Grand Total 1,269,635,152 1,266,449,805     3,586,363.41 - 106,848.83 3,693,212.24 - (104,829.39) 1,266,238,127

 

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BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
DISTRIBUTION SUMMARY - FACTORS

 

September 17, 2026

 

                Accretion  
                &  
                Non-Cash  
        Other       Balance  
    Record Interest (As Interest) Principal Total Realized Loss Increase/ Current
Class CUSIP Date Distributed Distributed Distributed Distributed /(Recovery) (Decrease) Balance
 
A-1 05615DAA5 08/31/2026 3.43561409 - 10.57920981 14.01482390 - - 830.22417802
A-4 05615DAB3 08/31/2026 4.64430833 - - 4.64430833 - - 1,000.00000000
A-5 05615DAC1 08/31/2026 4.89215000 - - 4.89215000 - - 1,000.00000000
A-SB 05615DAD9 08/31/2026 4.80165032 - - 4.80165032 - - 1,000.00000000
X-A 05615DAE7 08/31/2026 0.79196584 - - 0.79196584 - - 996.17771800
A-S 05615DAG2 08/31/2026 5.16258332 - - 5.16258332 - - 1,000.00000000
B 05615DAH0 08/31/2026 5.51878209 - - 5.51878209 - - 1,000.00000000
C 05615DAJ6 08/31/2026 5.50878200 - - 5.50878200 - - 1,000.00000000
X-B 05615DAF4 08/31/2026 0.28973544 - - 0.28973544 - - 1,000.00000000
D 05615DAM9 U0903EAB0 08/31/2026 3.75000000 - - 3.75000000 - - 1,000.00000000
E 05615DAP2 U0903EAC8 08/31/2026 3.75000000 - - 3.75000000 - - 1,000.00000000
X-D 05615DAK3 U0903EAA2 08/31/2026 1.86794862 - - 1.86794862 - - 1,000.00000000
F-RR 05615DAR8 08/31/2026 3.75000000 - - 3.75000000 - - 1,000.00000000
XFRR 05615DAT4 08/31/2026 1.86794868 - - 1.86794868 - - 1,000.00000000
G-RR 05615DAV9 08/31/2026 3.75000000 - - 3.75000000 - - 1,000.00000000
XGRR 05615DAX5 08/31/2026 1.86794910 - - 1.86794910 - - 1,000.00000000
J-RR 05615DAZ0 08/31/2026 3.61112141 - - 3.61112141 - - 1,000.00000000
XJRR 05615DBB2 08/31/2026 1.79878485 - - 1.79878485 - - 1,000.00000000
Uncert VRR 25C12UVRR 08/31/2026 5.59605205 - 0.16672341 5.76277546 - - 997.32440890
R 05615DBD8 08/31/2026 - - - - - - -

 

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BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
DISTRIBUTION INFORMATION - INTEREST DETAIL

 

September 17, 2026

 

    Rate     Interest   Shortfall       Paid  
                        Cap  
        Accrual Net Accreted Non Carry Cap Carryover     Carryover  
Class Uncapped Capped Next Dates Accrued /Deferred Recovered Forward /Basis Risk Accrued Carry Forward /Basis Risk Total
 
A-1 4.90333% 4.90333% 4.90333% 08/01-08/31 34,043.50 - - - - 34,043.50 - - 34,043.50
A-4 5.57317% 5.57317% 5.57317% 08/01-08/31 417,987.75 - - - - 417,987.75 - - 417,987.75
A-5 5.87058% 5.87058% 5.87058% 08/01-08/31 1,597,071.72 - - - - 1,597,071.72 - - 1,597,071.72
A-SB 5.76198% 5.76198% 5.76198% 08/01-08/31 66,104.32 - - - - 66,104.32 - - 66,104.32
A-S 6.19510% 6.19510% 6.19510% 08/01-08/31 332,718.17 - - - - 332,718.17 - - 332,718.17
B 6.62254% 6.62254% 6.62254% 08/01-08/31 173,504.99 - - - - 173,504.99 - - 173,504.99
C 6.61054% 6.61054% 6.61054% 08/01-08/31 142,875.77 - - - - 142,875.77 - - 142,875.77
D 4.50000% 4.50000% 4.50000% 08/01-08/31 50,103.75 - - - - 50,103.75 - - 50,103.75
E 4.50000% 4.50000% 4.50000% 08/01-08/31 26,527.50 - - - - 26,527.50 - - 26,527.50
F-RR 4.50000% 4.50000% 4.50000% 08/01-08/31 53,051.25 - - - - 53,051.25 - - 53,051.25
G-RR 4.50000% 4.50000% 4.50000% 08/01-08/31 32,418.75 - - - - 32,418.75 - - 32,418.75
J-RR 4.50000% 4.50000% 4.50000% 08/01-08/31 88,422.44 - - 3,279.15 - 85,147.78 - - 85,147.78
Uncert VRR 0.00000% 0.00000% 0.00000% 08/01-08/31 67,782.27 - - - - 67,782.27 - - 67,782.27
R 0.00000% 0.00000% 0.00000% 08/01-08/31 - - - - - - - - -
Total         3,082,612.18 - - 3,279.15 - 3,079,337.52 - - 3,079,337.52
Notional                          
X-A 0.95378% 0.95378% 0.95378% 08/01-08/31 348,569.51 - - - - 348,569.51 - - 348,569.51
X-B 0.34768% 0.34768% 0.34768% 08/01-08/31 35,296.44 - - - - 35,296.44 - - 35,296.44
X-D 2.24154% 2.24154% 2.24154% 08/01-08/31 38,171.53 - - - - 38,171.53 - - 38,171.53
XFRR 2.24154% 2.24154% 2.24154% 08/01-08/31 26,425.87 - - - - 26,425.87 - - 26,425.87
XGRR 2.24154% 2.24154% 2.24154% 08/01-08/31 16,148.42 - - - - 16,148.42 - - 16,148.42
XJRR 2.24154% 2.24154% 2.24154% 08/01-08/31 44,044.96 - - 1,634.19 - 42,414.12 - - 42,414.12
Total         508,656.73 - - 1,634.19 - 507,025.89 - - 507,025.89
 
Grand Total         3,591,268.91 - - 4,913.34 - 3,586,363.41 - - 3,586,363.41

 

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BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
DISTRIBUTION INFORMATION - INTEREST SHORTFALL DETAIL

 

September 17, 2026

 

                      Cap Carryover /    
  Non-Recov Shortfall     Carry Forward Interest       Basis Risk Shortfall    
      Other                    
Class PPIS SSRA Shortfall Prior Int. on Prior New Paid Outstanding Prior Int. on Prior New Paid Outstanding
 
A-1 - - - - - - - - - - - - -
A-4 - - - - - - - - - - - - -
A-5 - - - - - - - - - - - - -
A-SB - - - - - - - - - - - - -
A-S - - - - - - - - - - - - -
B - - - - - - - - - - - - -
C - - - - - - - - - - - - -
D - - - - - - - - - - - - -
E - - - - - - - - - - - - -
F-RR - - - - - - - - - - - - -
G-RR - - - - - - - - - - - - -
J-RR - - - 1,197.22 4.49 3,274.66 - 4,476.37 - - - - -
Uncert VRR - - - - - - - - - - - - -
R - - - - - - - - - - - - -
Total - - - 1,197.22 4.49 3,274.66 - 4,476.37 - - - - -
Notional                          
X-A - - - - - - - - - - - - -
X-B - - - - - - - - - - - - -
X-D - - - - - - - - - - - - -
XFRR - - - - - - - - - - - - -
XGRR - - - - - - - - - - - - -
XJRR - - - 595.60 3.35 1,630.84 - 2,229.79 - - - - -
Total - - - 595.60 3.35 1,630.84 - 2,229.79 - - - - -
 
Grand Total - - - 1,792.82 7.84 4,905.50 - 6,706.16 - - - - -

 

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BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
DISTRIBUTION INFORMATION - PRINCIPAL DETAIL

 

September 17, 2026

 

          Accretion            
          &            
          Non-Cash            
          Balance   Cumulative        
  Prior Principal Accreted Realized Loss Increase/ Current Realized Class % Class % Sub % Sub %
Class Balance Distributed Principal /(Recovery) (Decrease) Balance Loss Original Current Original Current
 
A-1 8,331,520.77 104,829.39 - - - 8,226,691.38 - 0.00% 1.29% 0.00% 30.08%
A-4 90,000,000.00 - - - - 90,000,000.00 - 0.00% 14.08% 0.00% 30.08%
A-5 326,456,000.00 - - - - 326,456,000.00 - 0.00% 51.08% 0.00% 30.08%
A-SB 13,767,000.00 - - - - 13,767,000.00 - 0.00% 2.15% 0.00% 30.08%
A-S 64,448,000.00 - - - - 64,448,000.00 - 0.00% 10.08% 0.00% 19.80%
B 31,439,000.00 - - - - 31,439,000.00 - 0.00% 4.92% 0.00% 14.79%
C 25,936,000.00 - - - - 25,936,000.00 - 0.00% 4.06% 0.00% 10.65%
D 13,361,000.00 - - - - 13,361,000.00 - 0.00% 2.09% 0.00% 8.52%
E 7,074,000.00 - - - - 7,074,000.00 - 0.00% 1.11% 0.00% 7.39%
F-RR 14,147,000.00 - - - - 14,147,000.00 - 0.00% 2.21% 0.00% 5.14%
G-RR 8,645,000.00 - - - - 8,645,000.00 - 0.00% 1.35% 0.00% 3.76%
J-RR 23,579,318.00 - - - - 23,579,318.00 - 0.00% 3.69% 0.00% 0.00%
Uncert VRR 12,082,127.30 2,019.44 - - - 12,080,107.86 - 0.00% 1.89% 0.00% 0.00%
R - - - - - - - 0.00% 0.00% 0.00% 0.00%
 
Total 639,265,966.07 106,848.83 - - - 639,159,117.24 - 0.00% 100.00%    

 

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BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
RECONCILIATION DETAIL

 

September 17, 2026

 

SOURCE OF FUNDS     ALLOCATION OF FUNDS  
 
Interest Funds Available     Scheduled Fees    
Scheduled Interest 3,601,308.39   Servicing Fee 2,249.32  
Prepayment Interest Shortfall -   Trustee/Certificate Administrator Fee 6,209.41  
Interest Adjustments -   Operating Advisor Fee 1,001.85  
ASER Amount -   Asset Representations Reviewer Ongoing Fee 209.16  
Realized Loss in Excess of Principal Balance -   CREFC Intellectual Property Royalty License Fee 275.24  
Total Interest Funds Available   3,601,308.39 Total Scheduled Fees   9,944.98
Principal Funds Available     Additional Fees, Expenses, etc.    
Scheduled Principal 106,848.83   Additional Servicing Fee -  
Unscheduled Principal Collections -   Special Servicing Fee 5,000.00  
Net Liquidation Proceeds -   Work-out Fee -  
Repurchased Principal -   Liquidation Fee -  
Substitution Principal -   Trust Fund Expenses -  
Other Principal -   Trust Advisor Expenses -  
      Reimbursement of Interest on Advances to the Servicer -  
Total Principal Funds Available   106,848.83      
      Borrower Reimbursable Trust Fund Expenses -  
Other Funds Available          
      Other Expenses -  
Yield Maintenance Charges -        
Withdrawal of Withheld Amounts from the Interest Reserve     Total Additional Fees, Expenses, etc.   5,000.00
Account -        
      Distributions    
Deposit of Withheld Amounts to the Interest Reserve Account -        
      Interest Distribution 3,586,363.41  
Total Other Funds Available   - Principal Distribution 106,848.83  
      Yield Maintenance Charge Distribution -  
      Total Distributions   3,693,212.24
 
 
 
 
Total Funds Available   3,708,157.22      
      Total Funds Allocated   3,708,157.22

 

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BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
OTHER INFORMATION
Interest Reserve Account Information

 

September 17, 2026

 

  Beginning Interest Reserve Account Balance 0.00
  Deposit of Withheld Amounts to the Interest Reserve Account 0.00
  Withdrawal of Withheld Amounts from the Interest Reserve Account 0.00
  Ending Interest Reserve Account Balance 0.00
Collateral Information  
  % of Cut-Off Principal Balance Outstanding 99.732441%
Controlling Class Information  
  Controlling Class is Class J-RR.  
  The Controlling Class Representative is RREF V - D AIV RR L, LLC.  
There Are No Disclosable Special Servicer Fees.  

 

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BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
STRATIFICATION DETAIL

 

September 17, 2026

 

Anticipated Remaining Term          
 
Anticipated Remaining Asset Ending Scheduled % of     Wtd Avg
Term Range Count Balance Agg.Bal. WAC WAM DSCR
 
60 Months or Less 0 0.00 0.00 0.0000 0 0.000000
61 to 90 Months 0 0.00 0.00 0.0000 0 0.000000
91 Months or Greater 44 639,159,117.49 100.00 6.5421 102 1.435657
Total 44 639,159,117.49 100.00 6.5421 102 1.435657
 
Debt Service Coverage Ratio          
 
Debt Service Coverage Asset Ending Scheduled % of     Wtd Avg
Ratio Range Count Balance Agg.Bal. WAC WAM DSCR
 
1.250 or Less 17 206,420,833.00 32.30 6.2477 103 0.519122
1.251 to 1.500 7 59,706,833.59 9.34 7.1087 103 1.366641
1.501 to 1.750 6 115,979,167.00 18.15 6.7713 102 1.581246
1.751 to 2.000 4 99,097,549.17 15.50 6.6303 102 1.901203
2.001 to 2.250 7 96,254,734.73 15.06 6.5443 101 2.074682
2.251 to 2.500 1 38,000,000.00 5.95 6.4550 105 2.446300
2.501 to 2.750 1 18,200,000.00 2.85 6.3190 102 2.653000
2.751 to 3.000 1 5,500,000.00 0.86 6.3200 103 2.930800
3.001 to 3.250 0 0.00 0.00 0.0000 0 0.000000
3.251 to 3.500 0 0.00 0.00 0.0000 0 0.000000
3.501 to 3.750 0 0.00 0.00 0.0000 0 0.000000
3.751 to 4.000 0 0.00 0.00 0.0000 0 0.000000
4.001 or Greater 0 0.00 0.00 0.0000 0 0.000000
Total 44 639,159,117.49 100.00 6.5421 102 1.435657

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 9 of 31 © Copyright 2026 Citigroup

 


BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
STRATIFICATION DETAIL

 

September 17, 2026

 

Ending Schedule Balance            
 
Ending Schedule Balance Asset Ending Scheduled % of     Wtd Avg
Range Count Balance Agg.Bal. WAC WAM DSCR
 
1 to 5,000,000 4 10,305,000.00 1.61 7.0260 102 1.081628
10,000,001 to 15,000,000 6 74,310,948.03 11.63 6.7876 103 1.655170
15,000,001 to 20,000,000 7 127,248,506.15 19.91 6.3784 101 1.397244
20,000,001 to 25,000,000 3 69,054,167.00 10.80 6.5076 103 1.015351
25,000,001 to 30,000,000 3 84,995,833.00 13.30 6.5782 102 1.260124
30,000,001 to 35,000,000 0 0.00 0.00 0.0000 0 0.000000
35,000,001 to 40,000,000 2 78,000,000.00 12.20 6.0422 104 1.712044
40,000,001 to 45,000,000 0 0.00 0.00 0.0000 0 0.000000
45,000,001 to 50,000,000 0 0.00 0.00 0.0000 0 0.000000
5,000,001 to 10,000,000 18 132,161,943.36 20.68 6.6908 103 1.308139
50,000,001 to 55,000,000 0 0.00 0.00 0.0000 0 0.000000
55,000,001 to 60,000,000 0 0.00 0.00 0.0000 0 0.000000
60,000,001 to 65,000,000 1 63,082,719.95 9.87 6.8000 102 1.934400
65,000,001 to 70,000,000 0 0.00 0.00 0.0000 0 0.000000
70,000,001 to 75,000,000 0 0.00 0.00 0.0000 0 0.000000
75,000,001 to 80,000,000 0 0.00 0.00 0.0000 0 0.000000
80,000,001 to 85,000,000 0 0.00 0.00 0.0000 0 0.000000
85,000,000+ 0 0.00 0.00 0.0000 0 0.000000
Total 44 639,159,117.49 100.00 6.5421 102 1.435657

 

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BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
STRATIFICATION DETAIL

 

September 17, 2026

 

Loan Rate            
 
  Asset Ending Scheduled % of     Wtd Avg
Loan Rate Range Count Balance Agg.Bal. WAC WAM DSCR
 
4.00 or Less 0 0.00 0.00 0.0000 0 0.000000
4.01 to 4.25 0 0.00 0.00 0.0000 0 0.000000
4.26 to 4.50 0 0.00 0.00 0.0000 0 0.000000
4.51 to 4.75 0 0.00 0.00 0.0000 0 0.000000
4.76 to 5.00 0 0.00 0.00 0.0000 0 0.000000
5.01 to 5.25 0 0.00 0.00 0.0000 0 0.000000
5.26 to 5.50 0 0.00 0.00 0.0000 0 0.000000
5.51 to 5.75 6 128,000,000.00 20.03 5.6135 103 0.797863
5.76 to 6.00 0 0.00 0.00 0.0000 0 0.000000
6.01 to 6.25 4 56,190,740.88 8.79 6.1410 102 1.661940
6.26 to 6.50 10 134,590,000.00 21.06 6.4289 103 1.880028
6.51 to 6.75 5 40,703,823.07 6.37 6.6748 104 1.406014
6.76 to 7.00 9 155,440,840.24 24.32 6.8238 102 1.658731
7.01 or Greater 10 124,233,713.30 19.44 7.4071 102 1.239625
Total 44 639,159,117.49 100.00 6.5421 102 1.435657
 
Property Type            
 
  Asset Ending Scheduled % of     Wtd Avg
Property Type Range Count Balance Agg.Bal. WAC WAM DSCR
 
Industrial 1 14,000,000.00 2.19 6.4000 102 1.936900
Lodging 0 0.00 0.00 0.0000 0 0.000000
Mixed Use 3 82,257,719.95 12.87 6.7720 102 1.732342
Multifamily 8 78,515,339.74 12.28 6.6688 102 1.797984
Office 4 62,356,667.00 9.76 7.2706 101 1.836830
Other 10 148,270,833.00 23.20 6.0989 103 0.314849
Retail 11 187,538,557.80 29.34 6.4935 103 1.894612
Self Storage 7 66,220,000.00 10.36 6.5806 101 1.363550
Total 44 639,159,117.49 100.00 6.5421 102 1.435657

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 11 of 31 © Copyright 2026 Citigroup

 


BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
STRATIFICATION DETAIL

 

September 17, 2026

 

Remaining Amortization Term          
 
Remaining Amortization Asset Ending Scheduled % of     Wtd Avg
Term Range Count Balance Agg.Bal. WAC WAM DSCR
 
240 Months or Less 29 388,425,000.00 60.77 6.3026 103 1.367873
241 to 270 Months 0 0.00 0.00 0.0000 0 0.000000
271 to 300 Months 2 26,520,740.88 4.15 6.1388 102 1.885198
301 Months or Greater 13 224,213,376.61 35.08 7.0048 102 1.499911
Total 44 639,159,117.49 100.00 6.5421 102 1.435657
 
Seasoning            
 
  Asset Ending Scheduled % of     Wtd Avg
Seasoning Range Count Balance Agg.Bal. WAC WAM DSCR
 
12 Months or Less 0 0.00 0.00 0.0000 0 0.000000
13 to 24 Months 44 639,159,117.49 100.00 6.5421 102 1.435657
25 to 36 Months 0 0.00 0.00 0.0000 0 0.000000
37 to 48 Months 0 0.00 0.00 0.0000 0 0.000000
49 Months or Greater 0 0.00 0.00 0.0000 0 0.000000
Total 44 639,159,117.49 100.00 6.5421 102 1.435657

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 12 of 31 © Copyright 2026 Citigroup

 


BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
STRATIFICATION DETAIL

 

September 17, 2026

 

State            
 
  Asset Ending Scheduled % of     Wtd Avg
State Range Count Balance Agg.Bal. WAC WAM DSCR
 
Arizona 2 16,700,000.00 2.61 6.6589 104 1.116157
California 6 69,735,000.00 10.91 6.3686 102 1.578314
Connecticut 1 6,175,000.00 0.97 6.6900 105 0.701500
Florida 3 31,809,167.00 4.98 7.1826 103 1.657217
Georgia 1 18,200,000.00 2.85 6.3190 102 2.653000
Illinois 2 34,598,506.15 5.41 6.5054 103 1.668125
Louisiana 1 3,925,000.00 0.61 7.1300 104 1.554900
Massachusetts 1 38,000,000.00 5.95 6.4550 105 2.446300
Michigan 1 10,922,234.73 1.71 6.1800 102 2.060000
N/A 8 104,345,833.00 16.33 6.2321 103 0.000000
New Hampshire 1 28,000,000.00 4.38 6.8000 101 1.627100
New Mexico 1 8,200,000.00 1.28 7.0900 101 1.340000
New York 5 91,930,000.00 14.38 6.2364 103 1.391785
Ohio 1 6,416,323.07 1.00 6.7300 104 1.833400
Oregon 1 29,100,000.00 4.55 5.5770 103 2.115000
Pennsylvania 3 35,212,500.00 5.51 7.3279 99 1.861310
Texas 2 66,307,719.95 10.37 6.8141 101 1.905490
Various 1 14,600,000.00 2.28 7.6000 105 1.389700
Wisconsin 3 24,981,833.59 3.91 7.0874 103 1.373722
Total 44 639,159,117.49 100.00 6.5421 102 1.435657

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 13 of 31 © Copyright 2026 Citigroup

 


BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
MORTGAGE LOAN DETAIL

 

September 17, 2026

 

    Prop     Paid       Beginning Ending   Payment Workout Mod
    Type     Through Gross Interest Principal Scheduled Scheduled Maturity Status Strategy Code
Loan ID OMCR (1) City State Date Coupon Payment Payment Balance Balance Date (2) (3) (4)
 
656121053 1 RT Portland OR 09/06/2026 5.57700% 139,750.32 - 29,100,000.00 29,100,000.00 04/06/2035 0 0 0
399570190 10 RT Naperville IL 09/06/2026 6.83000% 111,746.39 - 19,000,000.00 19,000,000.00 05/06/2035 0 0 0
329930011 11 MF Milledgeville GA 09/06/2026 6.31900% 99,032.77 - 18,200,000.00 18,200,000.00 03/06/2035 0 0 0
399570181 12 MF Belleville IL 09/06/2026 6.11000% 82,185.46 21,981.29 15,620,487.44 15,598,506.15 03/06/2035 0 0 0
695101729 13 RT Various XX 09/06/2026 7.60000% 95,548.89 - 14,600,000.00 14,600,000.00 06/06/2035 0 0 0
329930014 14 IN Oceanside CA 09/06/2026 6.40000% 77,155.56 - 14,000,000.00 14,000,000.00 03/06/2035 0 0 0
329930015 15 MU New York NY 09/09/2026 6.67500% 74,722.92 - 13,000,000.00 13,000,000.00 05/09/2035 0 0 0
329930016 16 OF Rancho Santa Fe CA 09/06/2026 6.47500% 62,392.02 - 11,190,000.00 11,190,000.00 04/06/2035 0 0 0
329930017 17 RT Canton Township MI 09/06/2026 6.18000% 58,205.35 15,193.75 10,937,428.48 10,922,234.73 03/06/2035 0 0 0
329930018 18 MF Milwaukee WI 09/01/2026 7.27500% 66,439.57 6,871.59 10,605,584.89 10,598,713.30 05/01/2035 0 0 0
329930019 19 SS Roseville CA 09/06/2026 6.08700% 50,686.11 - 9,670,000.00 9,670,000.00 03/06/2035 0 0 0
301271947 1A N/A     09/06/2026 5.57700% 81,641.08 - 17,000,000.00 17,000,000.00 04/06/2035 0 0 0
329930001 1B N/A     09/06/2026 5.57700% 2,161.09 - 450,000.00 450,000.00 04/06/2035 0 0 0
329930111 1C N/A     09/06/2026 5.57700% 83,802.17 - 17,450,000.00 17,450,000.00 04/06/2035 0 0 0
301271952 2 N/A New York NY 09/06/2026 5.65000% 194,611.11 - 40,000,000.00 40,000,000.00 05/06/2035 0 0 0
329930020 20 MF New Paltz NY 07/06/2026 7.06600% 57,682.11 - 9,480,000.00 9,480,000.00 05/06/2035 1 0 0
329930021 21 SS Phoenix AZ 09/01/2026 6.37000% 47,721.92 - 8,700,000.00 8,700,000.00 06/01/2035 B 0 0
329930022 22 SS Santa Fe NM 09/01/2026 7.09000% 50,063.28 - 8,200,000.00 8,200,000.00 02/01/2035 B 0 0
329930023 23 RT Corona NY 09/06/2026 6.80600% 46,885.78 - 8,000,000.00 8,000,000.00 05/06/2035 0 0 0
329930024 24 RT Tucson AZ 09/06/2026 6.97300% 48,036.22 - 8,000,000.00 8,000,000.00 05/06/2035 0 0 0
329930025 25 SS Glen Mills PA 09/01/2026 6.77000% 44,597.38 - 7,650,000.00 7,650,000.00 03/01/2035 B 0 0
329930026 26 OF Berwyn PA 09/06/2026 6.64000% 43,240.69 - 7,562,500.00 7,562,500.00 05/06/2035 0 0 0
329930027 27 MF Van Nuys CA 09/06/2026 6.65000% 43,234.24 - 7,550,000.00 7,550,000.00 03/06/2035 0 0 0
329930028 28 MF Milwaukee WI 09/01/2026 6.95500% 44,624.31 5,378.06 7,451,011.18 7,445,633.12 03/01/2035 0 0 0
329930029 29 SS Folsom CA 09/01/2026 6.77000% 42,702.72 - 7,325,000.00 7,325,000.00 03/01/2035 B 0 0
301271954 2A N/A     09/06/2026 5.65000% 116,766.67 - 24,000,000.00 24,000,000.00 05/06/2035 0 0 0
28002555 3 MU Fort Worth TX 09/06/2026 6.80000% 369,662.92 47,569.20 63,130,289.15 63,082,719.95 03/06/2035 0 0 0
329930030 30 MF Milwaukee WI 09/01/2026 6.94300% 41,506.98 4,994.98 6,942,482.15 6,937,487.17 04/01/2035 0 0 0
329930031 31 RT Chardon OH 09/06/2026 6.73000% 37,212.54 4,859.96 6,421,183.03 6,416,323.07 05/06/2035 0 0 0
329930032 32 MU Norwalk CT 09/06/2026 6.69000% 35,573.15 - 6,175,000.00 6,175,000.00 06/06/2035 0 0 0
329930033 33 RT Miramar FL 09/06/2026 6.32000% 29,932.22 - 5,500,000.00 5,500,000.00 04/06/2035 0 0 0
695101725 34 N/A Lafayette LA 09/06/2026 7.13000% 24,098.41 - 3,925,000.00 3,925,000.00 05/06/2035 0 0 0

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 14 of 31 © Copyright 2026 Citigroup

 


BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
MORTGAGE LOAN DETAIL

 

September 17, 2026

 

    Prop     Paid       Beginning Ending   Payment Workout Mod
    Type     Through Gross Interest Principal Scheduled Scheduled Maturity Status Strategy Code
Loan ID OMCR (1) City State Date Coupon Payment Payment Balance Balance Date (2) (3) (4)
 
329930035 35 SS Arlington TX 09/01/2026 7.09000% 19,689.52 - 3,225,000.00 3,225,000.00 02/01/2035 B 0 0
329930036 36 MF Ocala FL 07/01/2026 7.04000% 16,398.31 - 2,705,000.00 2,705,000.00 02/01/2035 2 13 0
301271944 4 OF Miami FL 09/06/2026 7.40000% 150,411.00 - 23,604,167.00 23,604,167.00 05/06/2035 0 0 0
301271946 4A N/A     09/06/2026 7.40000% 177,758.45 - 27,895,833.00 27,895,833.00 05/06/2035 0 0 0
329930005 5 RT Hyannis MA 09/01/2026 6.45500% 211,221.94 - 38,000,000.00 38,000,000.00 06/01/2035 0 0 0
329930105 5A N/A     09/01/2026 6.45500% 33,350.83 - 6,000,000.00 6,000,000.00 06/01/2035 0 0 0
329330120 6 SS Long Island City NY 09/06/2026 6.48500% 119,783.35 - 21,450,000.00 21,450,000.00 02/06/2035 0 0 0
329330320 6A N/A     09/06/2026 6.48500% 32,249.36 - 5,775,000.00 5,775,000.00 02/06/2035 0 0 0
329330420 6B N/A     09/06/2026 6.48500% 32,249.36 - 5,775,000.00 5,775,000.00 02/06/2035 0 0 0
329930007 7 RT Bedford NH 09/06/2026 6.80000% 163,955.56 - 28,000,000.00 28,000,000.00 02/06/2035 0 0 0
399570180 8 RT Corona CA 09/06/2026 6.17000% 106,261.11 - 20,000,000.00 20,000,000.00 03/06/2035 0 0 0
329930009 9 OF Plymouth Meeting PA 09/06/2026 7.80139% 134,357.25 - 20,000,000.00 20,000,000.00 10/06/2034 0 0 0
Total Count = 44           3,601,308.39 106,848.83 639,265,966.32 639,159,117.49        

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 15 of 31 © Copyright 2026 Citigroup

 


BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
NOI DETAIL

 

September 17, 2026

 

    Property     Ending Preceding Most Most Recent Most Recent
    Type     Scheduled Fiscal Recent Financial As of Financial Asof
Loan ID OMCR (1) City State Balance Year NOI NOI Start Date End Date
 
656121053 1 RT Portland OR 29,100,000.00 43,640,913.63 20,872,296.81 01/01/2026 06/30/2026
399570190 10 RT Naperville IL 19,000,000.00 2,127,929.23 544,857.85 01/01/2026 03/31/2026
329930011 11 MF Milledgeville GA 18,200,000.00 2,522,902.48 1,568,032.14 01/01/2026 06/30/2026
399570181 12 MF Belleville IL 15,598,506.15 1,963,347.83 1,134,884.35 01/01/2026 06/30/2026
695101729 13 RT Various XX 14,600,000.00 1,901,107.00 840,936.85 01/01/2026 06/30/2026
329930014 14 IN Oceanside CA 14,000,000.00 1,441,631.46 450,210.45 01/01/2026 03/31/2026
329930015 15 MU New York NY 13,000,000.00 1,246,023.15 271,932.31 01/01/2026 03/31/2026
329930016 16 OF Rancho Santa Fe CA 11,190,000.00 1,411,949.38 375,294.60 01/01/2026 03/31/2026
329930017 17 RT Canton Township MI 10,922,234.73 1,426,939.38 497,192.59 01/01/2026 03/31/2026
329930018 18 MF Milwaukee WI 10,598,713.30 1,168,633.73 303,933.67 01/01/2026 03/31/2026
329930019 19 SS Roseville CA 9,670,000.00 708,936.95 184,742.70 01/01/2026 03/31/2026
301271947 1A N/A     17,000,000.00 - - Not Available Not Available
329930001 1B N/A     450,000.00 - - Not Available Not Available
329930111 1C N/A     17,450,000.00 - - Not Available Not Available
301271952 2 N/A New York NY 40,000,000.00 9,268,536.00 2,393,094.00 01/01/2026 03/31/2026
329930020 20 MF New Paltz NY 9,480,000.00 1,040,411.39 386,472.87 01/01/2026 03/31/2026
329930021 21 SS Phoenix AZ 8,700,000.00 842,147.00 570,515.00 Not Available Not Available
329930022 22 SS Santa Fe NM 8,200,000.00 762,018.00 0.10 Not Available Not Available
329930023 23 RT Corona NY 8,000,000.00 1,246,467.00 552,768.33 01/01/2026 06/30/2026
329930024 24 RT Tucson AZ 8,000,000.00 0.11 542,770.00 01/01/2025 09/30/2025
329930025 25 SS Glen Mills PA 7,650,000.00 625,705.00 496,768.00 Not Available Not Available
329930026 26 OF Berwyn PA 7,562,500.00 1,086,357.49 550,886.33 01/01/2026 06/30/2026
329930027 27 MF Van Nuys CA 7,550,000.00 657,275.44 0.09 Not Available Not Available
329930028 28 MF Milwaukee WI 7,445,633.12 805,133.64 213,468.15 01/01/2026 03/31/2026
329930029 29 SS Folsom CA 7,325,000.00 640,982.00 396,109.00 Not Available Not Available
301271954 2A N/A     24,000,000.00 - - Not Available Not Available
28002555 3 MU Fort Worth TX 63,082,719.95 10,320,802.79 5,398,972.43 01/01/2026 06/30/2026
329930030 30 MF Milwaukee WI 6,937,487.17 717,305.59 199,164.75 01/01/2026 03/31/2026
329930031 31 RT Chardon OH 6,416,323.07 1,015,522.00 514,427.50 01/01/2026 06/30/2026
329930032 32 MU Norwalk CT 6,175,000.00 496,322.87 153,595.60 01/01/2026 03/31/2026
329930033 33 RT Miramar FL 5,500,000.00 920,908.00 536,352.22 01/01/2026 06/30/2026
695101725 34 N/A Lafayette LA 3,925,000.00 383,204.00 222,598.00 01/01/2026 06/30/2026
Reports Available at sf.citidirect.com v. 21.09.28   Page 16 of 31     © Copyright 2026 Citigroup

 


BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
NOI DETAIL

 

September 17, 2026

 

    Property     Ending Preceding Most Most Recent Most Recent
    Type     Scheduled Fiscal Recent Financial As of Financial Asof
Loan ID OMCR (1) City State Balance Year NOI NOI Start Date End Date
 
329930035 35 SS Arlington TX 3,225,000.00 296,689.00 0.10 Not Available Not Available
329930036 36 MF Ocala FL 2,705,000.00 0.10 57,035.00 01/01/2025 09/30/2025
301271944 4 OF Miami FL 23,604,167.00 5,776,944.00 3,130,182.43 01/01/2026 06/30/2026
301271946 4A N/A     27,895,833.00 - - Not Available Not Available
329930005 5 RT Hyannis MA 38,000,000.00 10,802,501.89 2,283,680.78 01/01/2026 03/31/2026
329930105 5A N/A     6,000,000.00 - - Not Available Not Available
329330120 6 SS Long Island City NY 21,450,000.00 14,322,604.01 3,711,403.50 01/01/2026 03/31/2026
329330320 6A N/A     5,775,000.00 - - Not Available Not Available
329330420 6B N/A     5,775,000.00 - - Not Available Not Available
329930007 7 RT Bedford NH 28,000,000.00 2,904,739.85 836,756.59 01/01/2026 03/31/2026
399570180 8 RT Corona CA 20,000,000.00 2,279,526.40 508,503.38 01/01/2026 03/31/2026
329930009 9 OF Plymouth Meeting PA 20,000,000.00 7,251,146.08 0.20 Not Available Not Available
Total Count = 44       639,159,117.49 134,023,563.87 50,699,838.67    

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 17 of 31 © Copyright 2026 Citigroup

 


BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
DELINQUENCY LOAN DETAIL

 

September 17, 2026

 

    Actual Paid Current P&I Total P&I Cumulative Other Expense Payment Workout Most Recent      
    Principal Through Advances Advances Accrued Unpaid Advances Status Strategy Special Serv Foreclosure Bankruptcy REO
Loan ID OMCR Balance Date (Net of ASER) Outstanding Interest Advances Outstanding (2) (3) Transfer Date Date Date Date
 
329930020 20 9,480,000.00 07/06/2026 57,682.11 115,323.40 705.66 - 1 0        
329930021 21 8,700,000.00 09/01/2026 - 47,637.64 - - B 0        
329930022 22 8,200,000.00 09/01/2026 - 49,983.84 - - B 0        
329930025 25 7,650,000.00 09/01/2026 - 44,523.27 - - B 0        
329930029 29 7,325,000.00 09/01/2026 - 42,631.76 - - B 0        
329930035 35 3,225,000.00 09/01/2026 - 19,658.28 - - B 0        
329930036 36 2,705,000.00 07/01/2026 16,398.31 48,588.19 194.88 - 2 13 08/06/2026      
Total Count = 7 47,285,000.00   74,080.42 368,346.38 900.54 -            

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 18 of 31 © Copyright 2026 Citigroup

 


BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
COLLATERAL PERFORMANCE - DELINQUENCY AND LOAN STATUS DETAIL

 

September 17, 2026

 

        Delinquent                    
      (Does not include loans in Bankruptcy, Foreclosure, or REO)                  
 
    30 Day   60 Day   90 Day 120+ Day Bankruptcy Foreclosure   REO  
 
Distribution                              
 
Date Count Balance Count Balance Count Balance Count Balance Count Balance Count Balance Count   Balance
 
 
  2 12,185,000 0 0 0 0 0 0 0 0 0 0 0   0
09/17/2026                              
  4.5% 1.9% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%   0.0%
 
  1 2,705,000 0 0 0 0 0 0 0 0 0 0 0   0
08/17/2026                              
  2.3% 0.4% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%   0.0%
 
  0 0 0 0 0 0 0 0 0 0 0 0 0   0
07/17/2026                              
  0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%   0.0%
 
  0 0 0 0 0 0 0 0 0 0 0 0 0   0
06/17/2026                              
  0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%   0.0%
 
  0 0 0 0 0 0 0 0 0 0 0 0 0   0
05/15/2026                              
  0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%   0.0%
 
  0 0 0 0 0 0 0 0 0 0 0 0 0   0
04/17/2026                              
  0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%   0.0%
 
  0 0 0 0 0 0 0 0 0 0 0 0 0   0
03/17/2026                              
  0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%   0.0%
 
  0 0 0 0 0 0 0 0 0 0 0 0 0   0
02/18/2026                              
  0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%   0.0%
 
  0 0 0 0 0 0 0 0 0 0 0 0 0   0
01/16/2026                              
  0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%   0.0%
 
  0 0 0 0 0 0 0 0 0 0 0 0 0   0
12/17/2025                              
  0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%   0.0%
 
  0 0 0 0 0 0 0 0 0 0 0 0 0   0
11/18/2025                              
  0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%   0.0%
 
  0 0 0 0 0 0 0 0 0 0 0 0 0   0
10/20/2025                              
  0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%   0.0%

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 19 of 31 © Copyright 2026 Citigroup

 


BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
APPRAISAL REDUCTION DETAIL

 

September 17, 2026

 

      Beginning Ending Appraisal Appraisal Most Recent Cumulative
Loan ID OMCR Property Name Scheduled Balance Scheduled Balance Reduction Amount Reduction Date ASER Amount ASER Amount
 
No Loans with Appraisal Reduction Activity.              

 

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BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
HISTORICAL APPRAISAL REDUCTION DETAIL

 

September 17, 2026

 

Distribution       Beginning Ending Appraisal Appraisal Most Recent Cumulative
Date Loan ID OMCR Property Name Scheduled Balance Scheduled Balance Reduction Amount Reduction Date ASER Amount ASER Amount
 
No Loans with Appraisal Reduction Activity.              

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 21 of 31 © Copyright 2026 Citigroup

 


BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
LOAN MODIFICATION DETAIL

 

September 17, 2026

 

      Modification Modification
Loan ID OMCR Property Name Date Code (4)
 
No Loans with Modification Activity to Report.        

 

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BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
HISTORICAL LOAN MODIFICATION DETAIL

 

September 17, 2026

 

Distribution       Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
 
No Loans with Modification Activity to Report.        

 

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BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
SPECIALLY SERVICED LOAN DETAIL

 

September 17, 2026

 

      Special Servicing Ending Ending Most Most Recent Most Recent Most Recent
    Workout Fee Amount Scheduled Actual Recent Valuation Special Servicer Master Servicer
Loan ID OMCR Strategy (3) Plus Adjustments Balance Balance Value Date Transfer Date Return Date
 
329930036 36 13 5,000.00 2,705,000.00 2,705,000.00 4,100,000.00 12/02/2024 08/06/2026  

 

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BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
HISTORICAL SPECIALLY SERVICED LOANS

 

September 17, 2026

 

        Special Servicing Ending Ending Most Most Recent Most Recent Most Recent
Distribution     Workout Fee Amount Scheduled Actual Recent Valuation Special Servicer Master Servicer
Date Loan ID OMCR Strategy (3) Plus Adjustments Balance Balance Value Date Transfer Date Return Date
 
09/17/2026 329930036 36 13 5,000.00 2,705,000.00 2,705,000.00 4,100,000.00 12/02/2024 08/06/2026  

 

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BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
UNSCHEDULED PRINCIPAL DETAIL

 

September 17, 2026

 

    Liquidation / Liquid / Prepay Principal Principal Prepayment Interest Prepayment Yield Maintenance
Loan ID OMCR Prepayment Date Code (5) Collections Adjustments Excess / (Shortfall) Penalties (PPP) Penalties (YM)
 
No Loans with Unscheduled Principal Activity to Report.              

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 26 of 31 © Copyright 2026 Citigroup

 


BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
HISTORICAL UNSCHEDULED PRINCIPAL DETAIL

 

September 17, 2026

 

Distribution     Liquidation / Liquid / Prepay Principal Principal Prepayment Interest Prepayment Yield Maintenance
Date Loan ID OMCR Prepayment Date Code (5) Collections Adjustments Excess / (Shortfall) Penalties (PPP) Penalties (YM)
 
No Loans with Unscheduled Principal Activity to Report.              

 

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BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
LIQUIDATED LOAN DETAIL

 

September 17, 2026

 

    Beginning Most Liquidation Net   Net Realized Date of   Loss with
    Scheduled Recent Sales Proceeds Liquidation Proceeds Loss to Current Current Cumulative Cumulative
Loan ID OMCR Balance Value Price Received Expense Available Trust Adj. to Loan Adj. to Loan Adj. to Loan Adj. to Trust
 
No Loans liquidated to Report.                      

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 28 of 31 © Copyright 2026 Citigroup

 


BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
HISTORICAL LIQUIDATED LOAN

 

September 17, 2026

 

    Beginning Most Liquidation Net   Net Realized Date of   Loss with
Distribution Scheduled Recent Sales Proceeds Liquidation Proceeds Loss to Current Current Cumulative Cumulative
Date Loan ID OMCR Balance Value Price Received Expense Available Trust Adj. to Loan Adj. to Loan Adj. to Loan Adj. to Trust
 
No Loans liquidated to Report.                    

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 29 of 31 © Copyright 2026 Citigroup

 


BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
CREFC® INVESTOR REPORTING PACKAGE LEGENDS

 

September 17, 2026

 

1|CREFC Investor Reporting Package Legends        
  Property Type (1)   Workout Strategy (3)   Liquidation/Prepayment Code (5)
 
MF Multifamily 1 Modification 1 Partial Liquidation (Curtailment)
RT Retail 2 Foreclosure 2 Payoff Prior To Maturity
HC HealthCare 3 Bankruptcy 3 Disposition / Liquidation
IN Industrial 4 Extension 4 Repurchase / Substitution
MH Mobile Home Park 5 Note Sale 5 Full Payoff At Maturity
OF Office 6 DPO 6 DPO
MU Mixed Use 7 REO 7 Liquidation prior to 7/1/2006
LO Lodging 8 Resolved 8 Payoff With Penalty
SS Self Storage 9 Pending Return to Master Servicer 9 Payoff With Yield Maintenance
SE Securities 10 Deed In Lieu of Foreclosure 10 Curtailment With Penalty
CH Cooperative Housing 11 Full Payoff 11 Curtailment With Yield Maintenance
ZZ Missing Information 12 Reps and Warranties    
SF SF 13 TBD    
WH Warehouse 98 Other    
OT Other        
 
      Modification Code (4)    
  Payment Status of Loan (2)        
    1 Maturity Date Extension    
A In Grace Period 2 Amortization Change    
B Late, but less than 30 Days 3 Principal Write-Off    
0 Current 4 Blank (formerly Combination)    
1 30-59 Days Delinquent 5 Temporary Rate Reduction    
2 60-89 Days Delinquent 6 Capitalization of Interest    
3 90-120 Days Delinquent 7 Capitalization of Taxes    
4 Performing Matured Balloon 8 Other    
5 Non Performing Matured Balloon 9 Combination    
6 121+ Days Delinquent 10 Forbearance    

 

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BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
NOTES

 

September 17, 2026

 

No Notes available for this deal at this time.

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 31 of 31 © Copyright 2026 Citigroup