v3.26.3
SEGMENT REPORTING (Details) - USD ($)
 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Segment Reporting [Line Items]      
Total Revenues $ 6,442,463 $ 8,854,882  
Broker Expenses 236,430 1,289,684  
Administrative Expenses 776,308 1,131,931  
Total Cost of Revenues 1,012,738 2,421,615  
GROSS PROFIT 5,429,725 6,433,267  
Office 1,583,117 1,307,189  
Compensation and Related Benefits 1,827,579 1,898,099  
Advertising 61,483 62,940  
Total Operating Expenses 5,015,248 4,642,901  
EBITDDA (746,959) 3,022,660  
ASSETS      
Cash and Cash Equivalents 2,190,533 4,412,051 $ 5,354,168
Restricted cash 4,879,381 53,560,527 4,913,585
Mortgage Servicing Rights, at Fair Value 8,224,732   6,108,755
Securities 29,437   41,991
ROU Leased Asset 449,390   560,599
Goodwill 110,000   110,000
Property and equipment, net of depreciation 69,361,565   69,691,129
Unrealized Loss on Mortgages 2,115,977 (972,647)  
Unrealized Loss on Mortgage Secured Notes (15,519) (29,541)  
Interest Income 13,895  
Interest Expense 1,670,758 1,033,443  
Realized Gain on Foreclosure 5,557,032  
Realized Loss on Loans Held for Sale 4,417  
Employee Retention Credit (45,000)  
Employee Retention Credit 45,000  
Change in Fair Value of Mortgage Secured Notes 9,000,000  
Loss on Foreclosures (9,000,000)  
Income before provision for income taxes 816,572 5,426,407  
Bank Transaction Fees 1,054 754  
Administrative Expenses 539,825 609,347  
Ground Rent 235,429 521,830  
Property Taxes 446,727 134,976  
Professional & Legal 617,493 458,575  
Business Insurance 124,302 48,902  
Depreciation 921,699 916,098  
Net Operating (Loss) Income 414,477 1,790,366  
Net (Loss) Income 215,541 3,985,160  
Land - Joint Venture 10,769,605  
Origination Revenue [Member]      
Segment Reporting [Line Items]      
Total Revenues 594,248 1,578,779  
Service [Member]      
Segment Reporting [Line Items]      
Total Revenues 1,407,393 2,263,827  
Underwriting Income [Member]      
Segment Reporting [Line Items]      
Total Revenues 30,200 12,750  
Other Revenue [Member]      
Segment Reporting [Line Items]      
Total Revenues 333,843 253,775  
Lending and Servicing [Member]      
Segment Reporting [Line Items]      
Total Revenues 4,099,766 5,673,206  
Broker Expenses 236,430 1,289,684  
Administrative Expenses 529,206 609,347  
Total Cost of Revenues 765,636 1,899,031  
GROSS PROFIT 3,334,130 3,774,175  
Office 248,225 236,998  
Compensation and Related Benefits 1,761,600 1,834,647  
Professional & Legal 388,322 338,123  
Advertising 61,483 62,940  
Total Operating Expenses 2,459,630 2,472,708  
EBITDDA 874,500 1,301,467  
ASSETS      
Cash and Cash Equivalents 649,709   2,265,998
Restricted cash 3,777,071   4,913,585
Mortgages Owned 315,256,052   336,216,050
Mortgage Servicing Rights, at Fair Value 8,224,732   6,108,755
Portfolio Loans 16,893,848   15,358,180
Loans held for Sale, at Fair Value 206,977  
Securities 29,437   41,991
ROU Leased Asset 449,390   560,599
Goodwill 110,000   110,000
Property and equipment, net of depreciation 75,952   121,038
Other Assets 2,809,756   1,648,778
Total Assets 348,482,924   367,344,974
Unrealized Loss on Mortgages 2,115,977 (972,647)  
Unrealized Loss on Mortgage Secured Notes (15,519) (29,541)  
Unrealized Loss on Investment (27,605) 1,496  
Interest Income 13,895  
Interest Expense (1,014,044) (746,696)  
Realized gain on Securities 58,666  
Realized Gain on Foreclosure 5,557,032  
Realized Loss on Loans Held for Sale (4,417)  
Employee Retention Credit (45,000)  
Employee Retention Credit 45,000  
Change in Fair Value of Mortgage Secured Notes 9,000,000  
Loss on Foreclosures (9,000,000)  
Total Other Income 1,058,809 3,922,788  
Income before provision for income taxes 1,933,309 5,224,255  
Bank Transaction Fees  
Administrative Expenses 529,206 609,347  
Ground Rent  
Property Taxes  
Professional & Legal 388,322 338,123  
Business Insurance  
Depreciation  
Land - Joint Venture    
Lending and Servicing [Member] | Origination Revenue [Member]      
Segment Reporting [Line Items]      
Total Revenues 594,248 1,578,779  
Lending and Servicing [Member] | Service [Member]      
Segment Reporting [Line Items]      
Total Revenues 1,407,393 2,263,827  
Lending and Servicing [Member] | Underwriting Income [Member]      
Segment Reporting [Line Items]      
Total Revenues 30,200 12,750  
Lending and Servicing [Member] | Investment Incomes [Member]      
Segment Reporting [Line Items]      
Total Revenues 1,734,082 1,564,298  
Lending and Servicing [Member] | Other Revenue [Member]      
Segment Reporting [Line Items]      
Total Revenues 333,843 253,552  
Asset Management [Member]      
Segment Reporting [Line Items]      
Total Revenues 2,342,697 3,181,676  
Broker Expenses  
Total Cost of Revenues 247,102 522,584  
GROSS PROFIT 2,095,595 2,659,092  
Office 25,472 22,818  
Compensation and Related Benefits 65,979 63,453  
Advertising  
Total Operating Expenses 2,509,025 2,125,662  
ASSETS      
Cash and Cash Equivalents 1,540,824   3,088,170
Restricted cash 1,102,310  
Mortgage Servicing Rights, at Fair Value  
Securities  
ROU Leased Asset  
Goodwill  
Property and equipment, net of depreciation 69,285,613   69,570,091
Other Assets 3,593,408   1,317,974
Total Assets 86,291,760   73,976,235
Realized Gain on Foreclosure    
Employee Retention Credit    
Employee Retention Credit    
Change in Fair Value of Mortgage Secured Notes    
Loss on Foreclosures    
Income before provision for income taxes (1,070,144) 246,683  
Bank Transaction Fees 1,054 754  
Administrative Expenses 10,619  
Ground Rent 235,429 521,830  
Property Taxes 446,727 134,976  
Professional & Legal 229,171 120,452  
Utilities 742,268 863,494  
Business Insurance 124,302 48,902  
Depreciation 875,106 871,567  
Net Operating (Loss) Income (413,430) 533,430  
Mortgage Interest 656,714 286,747  
Total Other Expenses 656,714 286,747  
Net (Loss) Income (1,070,144) 246,683  
Land - Joint Venture 10,769,605  
Asset Management [Member] | Rental Income [Member]      
Segment Reporting [Line Items]      
Total Revenues $ 2,342,697 $ 3,181,676