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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report: October 1, 2026

HORACE MANN EDUCATORS CORPORATION
(Exact name of registrant as specified in its charter)
Delaware1-1089037-0911756
(State of incorporation)(Commission File Number)(I.R.S. Employer Identification No.)


1 Horace Mann Plaza, Springfield, Illinois 62715‑0001
(Address of principal executive offices, including zip code)

Registrant's telephone number, including area code: 217‑789‑2500

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading SymbolName of each exchange
on which registered
Common Stock, $0.001 par valueHMNNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐




Item 8.01: Other Events
Horace Mann Educators Corporation (the “Company”) issued a news release announcing on October 1, 2026, that it completed the acquisition of all of the equity interests in Employee Services LLC (“ESI”) in an all-cash transaction for $115 million, subject to customary purchase price adjustments. As a result of the acquisition, ESI became a wholly owned subsidiary of the Company. A copy of the news release is filed as Exhibit 99.1 to this report.
Item 9.01: Financial Statements and Exhibits
(d)Exhibits
Exhibit 99.1    Horace Mann Educators Corporation New Release dated October 1, 2026.
Exhibit 104    Cover Page Interactive Data File (formatted as Inline XBRL)

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SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

HORACE MANN EDUCATORS CORPORATION
By:
/s/ Donald M. Carley
Name:
Donald M. Carley
Title:
Executive Vice President, General Counsel
and Chief Administrative Officer

Date: October 1, 2026
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ATTACHMENTS / EXHIBITS

ATTACHMENTS / EXHIBITS

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