Rating Agency Grades
Run Date - 9/28/2026 5:17:30 PM
LOAN INFORMATION
INITIAL CREDIT LOAN GRADES
INITIAL COMPLIANCE LOAN GRADES
INITIAL PROPERTY LOAN GRADES
INITIAL OVERALL LOAN GRADES
FINAL CREDIT LOAN GRADES
FINAL COMPLIANCE LOAN GRADES
FINAL PROPERTY LOAN GRADES
FINAL OVERALL LOAN GRADES
AMC Loan ID
Customer Loan ID
Seller Loan ID
Investor Loan Number
Deal Number
Original Loan Amount
MDBRS
Fitch
Kroll
Moody's
S&P
MDBRS
Fitch
Kroll
Moody's
S&P
MDBRS
Fitch
Kroll
Moody's
S&P
MDBRS
Fitch
Kroll
Moody's
S&P
MDBRS
Fitch
Kroll
Moody's
S&P
MDBRS
Fitch
Kroll
Moody's
S&P
MDBRS
Fitch
Kroll
Moody's
S&P
MDBRS
Fitch
Kroll
Moody's
S&P
XXXX
1
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
2
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
3
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
4
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
5
XXXX
      
C
C
C
C
C
B
B
B
B
B
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
6
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
7
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
8
XXXX
      
C
C
C
C
C
B
B
B
B
B
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
9
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
10
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
11
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
12
XXXX
      
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
C
C
C
C
C
B
B
B
B
B
A
A
A
A
A
A
A
A
A
A
B
B
B
B
B
XXXX
13
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
14
XXXX
      
C
C
C
C
C
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
15
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
16
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
17
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
18
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
19
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
20
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
21
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
22
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
23
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
24
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
25
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
26
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
27
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
28
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
29
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
30
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
31
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
32
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
33
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
34
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
35
XXXX
      
C
C
C
C
C
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
36
XXXX
      
C
C
C
C
C
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
37
XXXX
      
B
B
B
B
B
A
A
A
A
A
A
A
A
A
A
B
B
B
B
B
B
B
B
B
B
A
A
A
A
A
A
A
A
A
A
B
B
B
B
B
XXXX
38
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
39
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
40
XXXX
      
C
C
C
C
C
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
41
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
42
XXXX
      
C
C
C
C
C
B
B
B
B
B
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
43
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
44
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
45
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
46
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
47
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
48
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
49
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
50
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
51
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
52
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
53
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
54
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
55
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
56
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
57
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
58
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
59
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
60
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
61
XXXX
      
C
C
C
C
C
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
62
XXXX
      
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
C
C
C
C
C
B
B
B
B
B
A
A
A
A
A
A
A
A
A
A
B
B
B
B
B
XXXX
63
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
64
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
65
XXXX
      
B
B
B
B
B
A
A
A
A
A
A
A
A
A
A
B
B
B
B
B
B
B
B
B
B
A
A
A
A
A
A
A
A
A
A
B
B
B
B
B
XXXX
66
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
67
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
68
XXXX
      
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
69
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
70
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
71
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
72
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
73
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
74
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
75
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
76
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
77
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
78
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
79
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
80
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
81
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
82
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
83
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
84
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
85
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
86
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
87
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
88
XXXX
      
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
89
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
90
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
91
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
92
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
93
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
94
XXXX
      
C
C
C
C
C
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
B
B
B
B
B
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
95
XXXX
      
A
A
A
A
A
A
A
A
A
A
D
D
D
D
D
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
96
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
97
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
98
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
99
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
100
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
101
XXXX
      
C
C
C
C
C
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
B
B
B
B
B
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
102
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
103
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
104
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
105
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
106
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
107
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
108
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
109
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
110
XXXX
      
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
111
XXXX
      
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
112
XXXX
      
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
113
XXXX
      
B
B
B
B
B
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
B
B
B
B
B
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
114
XXXX
      
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
115
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
116
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
117
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
118
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
119
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
120
XXXX
      
C
C
C
C
C
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
XXXX
121
XXXX
      
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A

Exception Grades
Run Date - 9/28/2026 5:17:30 PM
SitusAMC Loan ID
Customer Loan ID
Seller Loan ID
Investor Loan Number
Loan Exception ID
Exception ID
Exception Date
Exception Type
Exception Category
Exception Subcategory
15E Category
Exception
Exception Detail
Exception Information
Compensating Factors
Compensating Factor Information
Applying Party
Follow-up Comments
Cleared Date
Cured Date
Waived Date
Waived with Regrade
Exception Level Grade
DBRS Initial Exception Rating
DBRS Final Exception Rating
Fitch Initial Exception Rating
Fitch Final Exception Rating
Kroll Initial Exception Rating
Kroll Final Exception Rating
Moody's Initial Exception Rating
Moody's Final Exception Rating
S&P Initial Exception Rating
S&P Final Exception Rating
Note Date
Property State
Occupancy
Purpose
Exception Remediation
Overall
Initial Loan Grade
Overall
Final Loan Grade
Credit
Initial Loan Grade
Credit
Final Loan Grade
Compliance
Initial Loan Grade
Compliance
Final Loan Grade
Property
Initial Loan Grade
Property
Final Loan Grade
Originator QM ATR Status
TPR QM ATR Status
Is Curable
XXXX
2
XXXX
  
37682806
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Other Includes Insurance Costs
TILA-RESPA Integrated Disclosure - Projected Payments Estimated Taxes, Insurance, & Assessments: Final Closing Disclosure provided on [redacted] disclosed whether insurance is included in escrow in incorrect section. Creditor disclosed insurance cost to consumer in "Other" section where regulation requires insurance to be disclosure under "Homeowner's Insurance" section. Disclosure requirement met, non-material exception for incorrect format/placement.
           
08/21/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
FL
Primary
Refinance - Cash-out - Other
Good Faith Redisclosure
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
3
XXXX
  
37682808
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee.  Fee Amount of $[redacted] exceeds tolerance of $[redacted]  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
Appraisal Review Fee was not disclosed on the Loan Estimate, but was disclosed as $[redacted] on the Final Closing Disclosure. No valid Change of Circumstance was provided for this change, nor evidence of cure. Provide a post close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the Letter of Explanation to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-31): [redacted] received PCCD, LOE, copy of refund check & proof of mailing
 
 
Buyer Comment (2026-08-27): Please see attached, Cure packet as requested
 
08/31/2026
  
No
2
C
B
C
B
C
B
C
B
C
B
  
PA
Primary
Refinance - Rate/Term
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
3
XXXX
  
37682809
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee.  Fee Amount of $[redacted] exceeds tolerance of $[redacted].  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
Credit Report Fee was last disclosed as $[redacted] on the Loan Estimate, but was disclosed as $[redacted] on the Final Closing Disclosure. No valid Change of Circumstance was provided for this change, nor evidence of cure. Provide a post close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the Letter of Explanation to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-26): [redacted] Received Valid COC dated [redacted].
 
 
Buyer Comment (2026-08-25): Please see the attached CIC as a borrower was added and the credit report fee increase as a result.
 
08/26/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
PA
Primary
Refinance - Rate/Term
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
3
XXXX
  
37682810
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Monitoring Service.  Fee Amount of $[redacted] exceeds tolerance of $[redacted].  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
Credit Monitoring Service fee was last disclosed as $[redacted] on the Loan Estimate, but was disclosed as $[redacted] on the Final Closing Disclosure. No valid Change of Circumstance was provided for this change, nor evidence of cure. Provide a post close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the Letter of Explanation to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-26): [redacted] Received Valid COC dated [redacted].
 
 
Buyer Comment (2026-08-25): Please see the attached CIC as a borrower was added and the credit report fee increase as a result.
 
08/26/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
PA
Primary
Refinance - Rate/Term
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
4
XXXX
  
37682812
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-21): Seller acknowledges exception, no change to grading.
 
 
08/21/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
AL
Primary
Refinance - Cash-out - Other
  
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
5
XXXX
  
37682813
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-25): Seller acknowledges exception, no change to grading.
 
 
08/25/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
NY
Primary
Purchase
  
C
B
C
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
5
XXXX
  
37682814
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-25): Seller acknowledges exception, no change to grading.
 
 
08/25/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
NY
Primary
Purchase
  
C
B
C
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
5
XXXX
  
37682816
    
Credit
Credit
AUS Discrepancy / Guidelines Discrepancy
Credit
Guideline Requirement: Minimum Loan Amount discrepancy.
Note loan amount of ___ is less than Guideline minimum loan amount of ___.
Loan does not meet [redacted] loan amount requirements for minimum loan amount of $[redacted].
   
Reviewer Comment (2026-09-01): Lender confirmed they are using the loan limit based on the standard conforming limit.  Exception cleard.
 
 
Buyer Comment (2026-08-27): Invalid, that is the high balance amount. The guideline states its a dollar over the [redacted] conforming loan limit. Please cancel.
 
 
Reviewer Comment (2026-08-26): Per guidelines, the minimum loan amount is $[redacted] over the Agency Standard Conforming Loan Limit which is $[redacted] for [redacted], [redacted].  Please clarify/confirm the definition of Agency Standard means the baseline loan limit prior to considering high costs areas based on county.  Exception remains for further clarification.
 
 
Buyer Comment (2026-08-26): Please re-review. The minimum loan amount is $[redacted]
 
09/01/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
NY
Primary
Purchase
  
C
B
C
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
8
XXXX
  
37682821
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-20): Seller acknowledges exception, no change to grading.
 
 
08/20/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
TX
Primary
Refinance - Rate/Term
  
C
B
C
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
8
XXXX
  
37682822
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-20): Seller acknowledges exception, no change to grading.
 
 
08/20/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
TX
Primary
Refinance - Rate/Term
  
C
B
C
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
8
XXXX
  
37682823
    
Credit
Credit
Credit Calculation / Analysis
Credit
Missing Document: Alternative Credit Documentation not provided
Settlement statement from [redacted]was missing to confirm [redacted] on credit report has been paid off
   
Reviewer Comment (2026-08-24): Executed settlement statement was provided to confirm sale of [redacted] and payoff of [redacted] #[redacted].  Exception cleared.
 
 
Buyer Comment (2026-08-21): Please see the attached non-subject settlement statement.
 
08/24/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
TX
Primary
Refinance - Rate/Term
  
C
B
C
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
12
XXXX
  
37682831
    
Credit
Title
General
Title
Title Policy Coverage is less than Original Loan Amount.
The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file.
     
Reviewer Comment (2026-08-21): Seller acknowledges exception, no change to grading.
 
 
08/21/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
CO
Primary
Purchase
  
C
B
C
B
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
12
XXXX
  
37682832
    
Credit
Missing Document
General
Missing Document
Missing Document: HUD/CD (Asset) not provided
HUD/CD document is missing in file for net equity on sold property.
   
Reviewer Comment (2026-08-24): Received Closing Statement. Exception Cleared.
 
 
Buyer Comment (2026-08-24): Please see attached settlement statement
 
08/24/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
CO
Primary
Purchase
  
C
B
C
B
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
13
XXXX
  
37682834
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure:[redacted] Percent Fee Tolerance exceeded for Lender Credits.  Final Lender Credit of $-[redacted] exceeds tolerance of $-[redacted]. Insufficient or no cure was provided to the borrower.
Lender credit was last disclosed as -$[redacted] on the Loan Estimate, but was disclosed as -$[redacted] on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post-close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-09-04): [redacted] received PCCD, LOE, proof of mailing & copy of refund check.
 
 
Buyer Comment (2026-09-03): Please see attached PCCD curing the issue.
 
 
Reviewer Comment (2026-08-26): [redacted] received rebuttal, however lender credit again decreased on CD dated [redacted] CD. COC dated [redacted] does not provide sufficient information why credit decreased. Please provide additional information or cure is required. Cure documents consist of PCCD, LOE, proof of mailing & copy of refund check.
 
 
Buyer Comment (2026-08-25): See Pg [redacted] to confirm the qualifying credit score changed which impacts pricing. Please cancel this exception.
 
09/04/2026
  
No
2
C
B
C
B
C
B
C
B
C
B
  
CA
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
14
XXXX
  
37682838
    
Credit
Credit
Credit Documentation
Guideline
Missing Document: Asset not provided
The file is missing the fully executed Final Closing Statement for the sale of $[redacted] to verify the total net equity received and that all liens are paid and closed. Please provide for review.
   
Reviewer Comment (2026-08-24): Received Closing Disclosure. Exception Cleared.
 
 
Buyer Comment (2026-08-24): Please see attached, final CD as requested.
 
08/24/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
CO
Primary
Purchase
  
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
14
XXXX
  
37682839
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Check Loan Designation Match - QM
Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk.
Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.
   
Reviewer Comment (2026-08-24): Received Closing Disclosure. Exception Cleared.
 
 
Buyer Comment (2026-08-24): Please see attached, final CD as requested.
 
08/24/2026
    
No
1
B
A
C
A
B
A
C
A
B
A
  
CO
Primary
Purchase
Lender to provide updated ATR/QM status
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
14
XXXX
  
37682840
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Loan does not meet one or more guideline components which could impact the borrower's ability to repay.
General QM Provision:  Loan does not meet one or more guideline components which could impact the borrower's ability to repay.
   
Reviewer Comment (2026-08-24): Received Closing Disclosure. Exception Cleared.
 
 
Buyer Comment (2026-08-24): Please see attached, final CD as requested.
 
08/24/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
CO
Primary
Purchase
  
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
15
XXXX
  
37682843
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee.  Fee Amount of $[redacted] exceeds tolerance of $[redacted].  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
Appraisal Fee was last disclosed as $[redacted] on the Loan Estimate, but was disclosed as $[redacted] on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-09-11): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.
 
 
Buyer Comment (2026-09-10): Please see the attached packaged mailed to the borrower along with proof of delivery.
 
09/11/2026
  
No
2
C
B
C
B
C
B
C
B
C
B
  
AZ
Primary
Refinance - Cash-out - Other
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
16
XXXX
  
37682844
    
Compliance
Compliance
State Compliance
Misc. State Level
Maryland Counseling Agencies Disclosure Not in File
[redacted] - No evidence of required counseling disclosure language per [redacted].
     
Buyer Comment (2026-08-25): Seller acknowledges exception, no change in grading
 
 
08/25/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
MD
Primary
Purchase
  
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
17
XXXX
  
37682847
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Other Includes Insurance Costs
TILA-RESPA Integrated Disclosure - Projected Payments Estimated Taxes, Insurance, & Assessments: Final Closing Disclosure provided on [redacted] disclosed whether insurance is included in escrow in incorrect section. Creditor disclosed insurance cost to consumer in "Other" section where regulation requires insurance to be disclosure under "Homeowner's Insurance" section. Disclosure requirement met, non-material exception for incorrect format/placement.
           
08/21/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
PA
Primary
Purchase
Good Faith Redisclosure
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
18
XXXX
  
37682852
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]
     
Reviewer Comment (2026-08-20): Seller acknowledges exception, no change to grading.
 
 
08/20/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
NC
Primary
Refinance - Rate/Term
  
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
18
XXXX
  
37682853
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-20): Seller acknowledges exception, no change to grading.
 
 
08/20/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
NC
Primary
Refinance - Rate/Term
  
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
18
XXXX
  
37682854
    
Compliance
Compliance
Federal Compliance
TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form
Notice of Right to Cancel Missing
Truth in Lending Act: Notice of Right to Cancel was not provided.
     
Reviewer Comment (2026-09-03): Proof of borrower's receipt of letter of explanation along with re-opened rescission on correct RTC form has been provided to cure exception.
 
 
Buyer Comment (2026-09-01): Please see attached re-opening rescission.
 
09/03/2026
  
No
2
C
B
C
B
C
B
C
B
C
B
  
NC
Primary
Refinance - Rate/Term
TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
19
XXXX
  
37682856
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Title - Abstract / Title Search.  Fee Amount of $[redacted] exceeds tolerance of $[redacted].  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
Title - Abstract / Title Search fee was last disclosed as $[redacted] on the Loan Estimate but was disclosed as $[redacted] on the Final Closing Disclosure. No valid Change of Circumstance was provided for this change, nor evidence of cure. Provide a post-close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the Letter of Explanation to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-13): [redacted] Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.
 
 
Buyer Comment (2026-08-12): Please see the attached package mailed to the borrower.
 
08/13/2026
  
No
2
C
B
C
B
C
B
C
B
C
B
  
NJ
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
19
XXXX
  
37682857
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted].  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
[redacted]% fee violation due to an increase in the Recording fees. No valid Change of Circumstance was provided for this change, nor evidence of cure. Provide a post-close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the Letter of Explanation to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-13): [redacted] Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.
 
08/13/2026
  
No
2
C
B
C
B
C
B
C
B
C
B
  
NJ
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
21
XXXX
  
37682861
    
Compliance
Compliance
Federal Compliance
TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit)
Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
     
Reviewer Comment (2026-08-28): H-9 RTC, proof of delivery ([redacted]), and LOE to the borrower provided. New rescission period has passed, exception cured.
 
 
Buyer Comment (2026-08-25): Please see the attached package mailed to the borrower along with proof of delivery, recission period has ended as of [redacted] at midnight.
 
08/28/2026
  
No
2
C
B
C
B
C
B
C
B
C
B
  
NJ
Primary
Refinance - Cash-out - Other
TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
22
XXXX
  
37682862
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date[redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-24): Seller acknowledges exception, no change to grading.
 
 
08/24/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
VA
Primary
Purchase
  
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
25
XXXX
  
37682869
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee.  Fee Amount of $[redacted] exceeds tolerance of $[redacted].  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
Appraisal Fee was last disclosed as $[redacted] on the Loan Estimate, but was disclosed as $[redacted]on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-26): [redacted] received appraisal order confirmation from broker and lender.
 
 
Buyer Comment (2026-08-24): Please see attached confirming a rush fee on [redacted]
 
 
Reviewer Comment (2026-08-24): [redacted] received rebuttal comment and as per file the Appraisal fee on initial LE was disclosed as $[redacted] which is increased to $[redacted] on revised LE dated[redacted] without providing any valid COC in file. Please VCC or cure would be required. Cure requirements include LOE, corrected CD, proof of mailing and copy of refund check.
 
 
Buyer Comment (2026-08-21): Please re-review exception. $[redacted] is less than $[redacted]. Further, final appraisal fee was $[redacted]. Please cancel.
 
08/26/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
FL
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
26
XXXX
  
37682871
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted].  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
[redacted]% fee violation due to an increase in the $[redacted] fee( due to the Closing Protection Letter fee. No valid COC was provided for this change, nor evidence of cure. Provide a post-close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-27): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.
 
 
Buyer Comment (2026-08-25): Please see attached, PCCD with LOE, Check and shipping information
 
08/27/2026
  
No
2
C
B
C
B
C
B
C
B
C
B
  
VA
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
27
XXXX
  
37682874
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]
     
Reviewer Comment (2026-08-25): Seller acknowledges exception, no change to grading.
 
 
08/25/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
FL
Primary
Refinance - Cash-out - Other
  
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
27
XXXX
  
37682875
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-25): Seller acknowledges exception, no change to grading.
 
 
08/25/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
FL
Primary
Refinance - Cash-out - Other
  
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
27
XXXX
  
37682876
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-25): Seller acknowledges exception, no change to grading.
 
 
08/25/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
FL
Primary
Refinance - Cash-out - Other
  
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
30
XXXX
  
37682880
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure:[redacted] Percent Fee Tolerance exceeded for Lender Credits.  Final Lender Credit of $-[redacted]exceeds tolerance of $-[redacted]. Insufficient or no cure was provided to the borrower.
Lender credit was last disclosed as -$[redacted] on the Loan Estimate, but was disclosed as -$[redacted] on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post-close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-25): Upon review, consumer within [redacted]% tolerance requrement
 
 
Buyer Comment (2026-08-24): Please clarify: the final CD lender credit is $[redacted] not $[redacted]
 
08/25/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
FL
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
32
XXXX
  
37682886
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-26): Seller acknowledges exception, no change to grading.
 
 
08/26/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
CO
Primary
Refinance - Cash-out - Other
  
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
32
XXXX
  
37682887
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-26): Seller acknowledges exception, no change to grading.
 
 
08/26/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
CO
Primary
Refinance - Cash-out - Other
  
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
33
XXXX
  
37682889
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Finance Charge Test
TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted]is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold.  Disclosed Amount Financed on page 5 is also blank or inaccurate.  Fee amounts included in Finance Charge and Amount Financed calculations are based on Closing Disclosure dated [redacted]).
Final Closing Disclosure disclosed an amount financed of $[redacted] calculated amount financed is $[redacted]. Variance is $[redacted].   Variance is due to the Title - Purchase and Sale Review fee which lender didn't include in the finance charge calculation.
   
Reviewer Comment (2026-09-11): [redacted] received Letter of Explanation, Proof of Delivery, Refund check & Corrected CD
 
 
Buyer Comment (2026-09-10): Please see the attached package mailed to the borrower.
 
 
Reviewer Comment (2026-09-01): Fee purpose does not meet exclusion criteria under [redacted], and appears to be a coordinator fee. These fees that are not specifically related to issuance of title or preparation of loan-related documents such as deeds, mortgages, reconveyance or settlement documents, or other purposes that would qualify for exclusion from finance charge under [redacted]. The service/processing type nature of the fee would put the fee more in line with a coordination or processing fee which are finance charges under [redacted] since the creditor required the use of a title company and the charge is not a charge that is excluded from finance charges under [redacted]. However if the title company can show the borrower requested the service fee and thus the disclosure in section H [redacted] will re-review the exception.
 
 
Buyer Comment (2026-08-31): Please see attached from title. Please review to clear this condition.
 
 
Reviewer Comment (2026-08-26): Please provide LOA from title company in regard to fee purpose and if the fee was or was not requested by the borrower.
 
 
Buyer Comment (2026-08-25): Please be advised the Title-Purchase and Sale Review fee would not be considered a finance charge, the fee was appropriately disclosed under Section H as the fee was not required by the lender and was not paid to an affiliate. Additionally, the fee may apply on a cash transaction. Please accept this comment as attestation this fee was not required by [redacted].
 
09/11/2026
  
No
2
C
B
C
B
C
B
C
B
C
B
  
MA
Primary
Purchase
TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions)
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
35
XXXX
  
37682893
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien
TRID Final Closing Disclosure [redacted]on a [redacted] lien purchase transaction did not disclose any Seller paid fees/charges on page 2.
Seller paid fees were not disclosed on the Seller's Closing Disclosure or the Buyer's Final Closing Disclosure.
   
Reviewer Comment (2026-08-26): [redacted] received rebuttal comment and further review No Real estate agents participated in the transactions and purchase contract does not obligate the seller to and outlay and the transaction is a purchase from builder, and no seller fees were charged.
 
 
Buyer Comment (2026-08-25): There are no seller paid fees
 
08/26/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
GA
Primary
Purchase
Letter of Explanation & Corrected Closing Disclosure
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
35
XXXX
  
37682894
    
Credit
Missing Document
General
Missing Document
Missing Document: HUD/CD (Asset) not provided
The file is missing the fully executed Final Closing Statement for the sale of [redacted] to verify the total net equity received and that all liens are paid and closed. Please provide for review.
   
Reviewer Comment (2026-08-27): HUD-1 for [redacted] property was provided but shows cash to seller for only $[redacted] versus $[redacted] used for qualification.   Exception cleared but additional exceptions will be added.
 
 
Buyer Comment (2026-08-25): Please see attached settlement statement for this property.
 
08/27/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
GA
Primary
Purchase
  
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
35
XXXX
  
37682896
    
Credit
Income / Employment
Income Documentation
Income / Employment
Income Docs Missing:
- ___
The third-party verification for the co-borrower's Partnership was not timestamped. Please provide evidence of when this was obtained by the lender for review.
   
Reviewer Comment (2026-08-25): Received Third Party document with Time Stamp. Exception Cleared.
 
 
Buyer Comment (2026-08-25): Please see attached confirming when this was received.
 
08/25/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
GA
Primary
Purchase
  
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
35
XXXX
  
37682897
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Loan does not meet one or more guideline components which could impact the borrower's ability to repay.
General QM Provision:  Loan does not meet [redacted] or more guideline components which could impact the borrower's ability to repay.
   
Reviewer Comment (2026-08-25): Received Third Party document with Time Stamp. Exception Cleared.
 
 
Buyer Comment (2026-08-25): Please see attached confirming when this was received.
 
08/25/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
GA
Primary
Purchase
  
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
35
XXXX
  
37682898
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Check Loan Designation Match - QM
Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk.
This will clear when the QM exceptions are addressed.
   
Reviewer Comment (2026-08-25): Received Third Party document with Time Stamp. Exception Cleared.
 
 
Buyer Comment (2026-08-25): Please see attached confirming when this was received.
 
08/25/2026
    
No
1
B
A
C
A
B
A
C
A
B
A
  
GA
Primary
Purchase
Lender to provide updated ATR/QM status
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
35
XXXX
  
37682899
    
Credit
Asset
Asset Calculation / Analysis
Asset
Available for Closing is insufficient to cover Cash From Borrower.
Only assets from sale of property for $[redacted] has been provided.  Assets to support $[redacted] cash to close plus $[redacted] in EMD
   
Reviewer Comment (2026-09-01): Received documentation verifying net proceeds.  Exception cleared.
 
 
Buyer Comment (2026-08-28): Please see attached settlement statements for the sale of these properties.
 
09/01/2026
    
No
1
  
A
  
A
  
A
  
A
  
A
  
GA
Primary
Purchase
  
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
35
XXXX
  
37682900
    
Credit
Asset
Asset Calculation / Analysis
Asset
Guideline Requirement: Available for Reserves discrepancy.
Only assets from sale of property for $[redacted] has been provided.  Assets to support cash to close of $[redacted] plus $[redacted] in reserves are missing
   
Reviewer Comment (2026-09-01): Received documentation verifying net proceeds.  Exception cleared.
 
 
Buyer Comment (2026-08-28): Please see attached settlement statements for the sale of these properties.
 
09/01/2026
    
No
1
  
A
  
A
  
A
  
A
  
A
  
GA
Primary
Purchase
  
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
36
XXXX
  
37682902
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
[redacted] 1040 was not present in the file. Evidence of tax return extension was provided.
   
Reviewer Comment (2026-08-25): Seller acknowledges exception, no change to grading.
 
 
08/25/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
CA
Primary
Purchase
  
C
B
C
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
36
XXXX
  
37682903
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
[redacted] 1040 was not present in the file. Evidence of tax return extension was provided.
   
Reviewer Comment (2026-08-25): Seller acknowledges exception, no change to grading.
 
 
08/25/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
CA
Primary
Purchase
  
C
B
C
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
36
XXXX
  
37682904
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date[redacted] Tax Return Due Date [redacted].
[redacted] 1040 was not present in the file. Evidence of tax return extension was provided.
   
Reviewer Comment (2026-08-25): Seller acknowledges exception, no change to grading.
 
 
08/25/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
CA
Primary
Purchase
  
C
B
C
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
36
XXXX
  
37682906
    
Credit
Income / Employment
Income Documentation
Income / Employment
Income Docs Missing:
-
The third-party verification of employment for the coborrower's S Corp was not timestamped. Please provide evidence of when the lender obtained the verification for review.
   
Reviewer Comment (2026-08-26): Received Third Party document with Time Stamp. Exception Cleared.
 
 
Buyer Comment (2026-08-26): Please see attached confirming when this was received.
 
08/26/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
CA
Primary
Purchase
  
C
B
C
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
36
XXXX
  
37682907
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Check Loan Designation Match - QM
Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk.
Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.
   
Reviewer Comment (2026-08-26): Received Third Party document with Time Stamp. Exception Cleared.
 
 
Buyer Comment (2026-08-26): See attached when this was received.
 
08/26/2026
    
No
1
B
A
C
A
B
A
C
A
B
A
  
CA
Primary
Purchase
Lender to provide updated ATR/QM status
C
B
C
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
36
XXXX
  
37682908
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Loan does not meet one or more guideline components which could impact the borrower's ability to repay.
General QM Provision:  Loan does not meet one or more guideline components which could impact the borrower's ability to repay.
     
Reviewer Comment (2026-08-26): Received Third Party document with Time Stamp. Exception Cleared.
 
 
Buyer Comment (2026-08-26): See attached when this was received.
 
08/26/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
CA
Primary
Purchase
  
C
B
C
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
37
XXXX
  
37682910
    
Credit
Title
Document Error
Title
The Commitment or Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.
Title Evidence: ___;
State: ___
     
Buyer Comment (2026-06-25): Seller acknowledges exception, no change in grading
 
 
06/25/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
CA
Primary
Purchase
  
B
B
B
B
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
38
XXXX
  
37682915
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-24): Seller acknowledges exception, no change to grading.
 
 
08/24/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
NC
Primary
Purchase
  
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
40
XXXX
  
37682920
    
Credit
Income / Employment
Income Documentation
Income / Employment
Income Docs Missing:
-
The internet search for the borrower's primary business entity is missing the timestamp.  Please provide evidence of the date the verification was obtained.
   
Reviewer Comment (2026-08-26): Received Third Party document with Time Stamp. Exception Cleared.
 
 
Buyer Comment (2026-08-26): Please see the attached business entity search.
 
08/26/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
SC
Primary
Refinance - Rate/Term
  
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
40
XXXX
  
37682921
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Check Loan Designation Match - QM
Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk.
Loan designation failure due to QM failure. This exception will be cleared when all QM-related exceptions are cleared.
   
Reviewer Comment (2026-08-26): Received Third Party document with Time Stamp. Exception Cleared.
 
 
Buyer Comment (2026-08-26): Please see the attached business entity search.
 
08/26/2026
    
No
1
B
A
C
A
B
A
C
A
B
A
  
SC
Primary
Refinance - Rate/Term
Lender to provide updated ATR/QM status
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
40
XXXX
  
37682922
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Loan does not meet one or more guideline components which could impact the borrower's ability to repay.
General QM Provision:  Loan does not meet [redacted] or more guideline components which could impact the borrower's ability to repay.
   
Reviewer Comment (2026-08-26): Received Third Party document with Time Stamp. Exception Cleared.
 
 
Buyer Comment (2026-08-26): Please see the attached business entity search.
 
08/26/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
SC
Primary
Refinance - Rate/Term
  
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
41
XXXX
  
37682925
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Finance Charge Test
TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by [redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold.  Disclosed Amount Financed on page 5 is also blank or inaccurate.  Fee amounts included in Finance Charge and Amount Financed calculations are based on Closing Disclosure dated [redacted]).
Final Closing Disclosure disclosed a finance charge of $[redacted]; calculated finance charge is $[redacted]. Variance of $-[redacted].   Variance is due to the Appraisal Management Company Service fee (Appraisal Fee Split on invoice) which lender didn't include in the finance charge calculation.
   
Reviewer Comment (2026-09-10): [redacted] received LOE.
 
 
Buyer Comment (2026-09-09): Please see the email attestation attached from the partner confirming the purpose of the management portion, and meaning it is excludable from Finance Charge testing. Please update your calculation to remedy the exception
 
09/10/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
CA
Primary
Purchase
TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions)
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
42
XXXX
  
37682926
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Other Includes Insurance Costs
TILA-RESPA Integrated Disclosure - Projected Payments Estimated Taxes, Insurance, & Assessments: Final Closing Disclosure provided on [redacted] disclosed whether insurance is included in escrow in incorrect section. Creditor disclosed insurance cost to consumer in "Other" section where regulation requires insurance to be disclosure under "Homeowner's Insurance" section. Disclosure requirement met, non-material exception for incorrect format/placement.
           
08/25/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
TX
Primary
Purchase
Good Faith Redisclosure
C
B
C
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
42
XXXX
  
37682929
    
Credit
Income / Employment
Income Documentation
Missing Document
REO Documents are missing.
-
The file is missing the mortgage statement or final closing disclosure for the refinance of this property to confirm the PITIA. Please provide for review.
   
Reviewer Comment (2026-08-27): Received final CD in file confirming the PITIA for the mentioned property. Exception cleared.
 
 
Buyer Comment (2026-08-26): Please see attached, final CD confirming funds recieved and terms of the loan.
 
08/27/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
TX
Primary
Purchase
  
C
B
C
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
42
XXXX
  
37682930
    
Credit
Missing Document
General
Missing Document
Missing Document: HELOC Agreement not provided
The file is missing documentation to confirm the amount of proceeds the borrower received from the cash out refinance. Please provide the final closing statement or official check for review.
   
Reviewer Comment (2026-08-27): Received final CD in file confirming the Cash out form Refinance transcation. Exception cleared.
 
 
Buyer Comment (2026-08-26): Please see attached, final CD confirming funds recieved and terms of the loan.
 
08/27/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
TX
Primary
Purchase
  
C
B
C
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
45
XXXX
  
37682935
    
Compliance
Compliance
Federal Compliance
TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC)
Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
   
Reviewer Comment (2026-08-18): Seller acknowledges exception, no change to grading.
 
 
08/18/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
CT
Primary
Refinance - Cash-out - Other
TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
46
XXXX
  
37682938
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure:[redacted] Percent Fee Tolerance exceeded for Lender Credits.  Final Lender Credit of $-[redacted] exceeds tolerance of $-[redacted]. Insufficient or no cure was provided to the borrower.
Lender credit was last disclosed as $[redacted] on the Loan Estimate but was disclosed as $[redacted] on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Note - there was no valid COC in this file for the Appraisal Review Fee added [redacted]. Please provide the COC for the Appraisal Review Fee for further review of this exception.
   
Reviewer Comment (2026-09-02): Upon further review lender credit correctly disclosed to consumer.
 
 
Buyer Comment (2026-09-01): Please re-review the itemization of credits document the lender credits did not decrease from $[redacted].
 
09/02/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
CO
Primary
Refinance - Rate/Term
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
46
XXXX
  
37682939
    
Compliance
Compliance
Federal Compliance
TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form
TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date
Truth in Lending Act:  Subject loan transaction disbursed on [redacted], prior to [redacted] ([redacted]) business days from transaction date of [redacted]
Loan was disbursed prior to midnight of the [redacted] business day after consummation. Lender to re-open rescission, provide the new Right to Cancel form, a copy of the letter of explanation sent to the borrower, and proof of delivery. Note: This exception cannot be cured until the new rescission period ends.
   
Reviewer Comment (2026-09-11): New H-8 RTC, proof of delivery ([redacted]), and LOE to the borrower provided. New rescission period has passed, exception cured.
 
 
Buyer Comment (2026-09-10): Please see the attached package mailed to the borrower along with proof of delivery, recission period ends as of midnight on [redacted].
 
 
Reviewer Comment (2026-09-03): The security instrument provided has a notary date of [redacted] which pushes the recission period to end [redacted]. The disbursement date of [redacted] is prior to the rescission period. Please provide new recission package. Exception remains for additional information.
 
 
Buyer Comment (2026-09-01): Please be advised exception comments indicate the recission period ended[redacted] and disbursement was [redacted], this is acceptable and allowable per guidelines. Please re-review to clear.
 
09/11/2026
  
No
2
C
B
C
B
C
B
C
B
C
B
  
CO
Primary
Refinance - Rate/Term
TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
46
XXXX
  
37682940
    
Compliance
Compliance
Federal Compliance
TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form
TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date
Truth in Lending Act:  Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).
RTC disclosed incorrect transaction and expiration dates. Lender to re-open rescission, provide a copy of the new right to cancel form, the letter of explanation sent to borrower, and proof of delivery. Note: This exception cannot be cured until expiration of new rescission period.
   
Reviewer Comment (2026-09-11): New H-8 RTC, proof of delivery ([redacted]), and LOE to the borrower provided. New rescission period has passed, exception cured.
 
 
Buyer Comment (2026-09-10): Please see the attached package mailed to the borrower along with proof of delivery, recission period ends as of midnight on [redacted].
 
 
Reviewer Comment (2026-09-03): The security instrument provided has a notary date of [redacted] which pushes the recission period to end [redacted]. The disbursement date of [redacted] is prior to the rescission period. Please provide new recission package. Exception remains for additional information.
 
 
Buyer Comment (2026-09-01): Please be advised exception comments indicate the recission period ended [redacted] and disbursement was [redacted], this is acceptable and allowable per guidelines. Please re-review to clear.
 
09/11/2026
  
No
2
C
B
C
B
C
B
C
B
C
B
  
CO
Primary
Refinance - Rate/Term
TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
48
XXXX
  
37682944
    
Compliance
Compliance
State Compliance
Misc. State Level
Maryland Counseling Agencies Disclosure Not in File
[redacted] - No evidence of required counseling disclosure language per [redacted].
     
Buyer Comment (2026-07-28): Seller acknowledges exception, no change to grading.
 
 
07/28/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
MD
Primary
Purchase
  
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
49
XXXX
  
37682948
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted]  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]
     
Reviewer Comment (2026-08-24): Seller acknowledges exception, no change to grading.
 
 
08/24/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
CO
Second Home
Purchase
  
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
49
XXXX
  
37682950
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee.  Fee Amount of $[redacted] exceeds tolerance of $[redacted].  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
Appraisal Review Fee was not disclosed on the Loan Estimate but was disclosed as $[redacted] on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-27): [redacted] Received Valid COC dated [redacted].
 
 
Buyer Comment (2026-08-25): Please see attached CIC for the addition of the $[redacted] appraisal review fee. The CU score was over [redacted] which means a CDA was needed. The attached
is a screen shot from our internal underwriting system showing the CIC and confirming when the CIC occurred. The SSR is dated [redacted] and excluding
[redacted] and [redacted], this was disclosed within [redacted] businesses days on [redacted] meeting TRID regulations. Please review to clear this condition.
 
08/27/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
CO
Second Home
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
50
XXXX
  
37682953
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee.  Fee Amount of $[redacted] exceeds tolerance of $[redacted].  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
Appraisal Fee was last disclosed as $[redacted] on the interim CD, but was disclosed as $[redacted] on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-27): [redacted] received appraisal comment for increase in fee.
 
 
Buyer Comment (2026-08-25): Please see the attached CIC for a rush request. Please be advised the [redacted] appraisal was received, the CDA came back indeterminate and a second full appraisal was required at $[redacted]+ the rush fee of $[redacted] totals the appraisal fee amount of $[redacted]
 
08/27/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
RI
Second Home
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
51
XXXX
  
37682956
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee.  Fee Amount of $[redacted] exceeds tolerance of $[redacted].  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
Appraisal Fee was last disclosed as $[redacted] on the Loan Estimate, but was disclosed as $[redacted] on the Final Closing Disclosure. No valid Change of Circumstance was provided for this change, nor evidence of cure. Provide a post-close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the Letter of Explanation to the borrower disclosing the changes made.
   
Reviewer Comment (2026-09-03): [redacted] received PCCD, LOE, proof of mailing & copy of refund check.
 
 
Buyer Comment (2026-09-02): please see the cure redisclosure pkg attached
 
 
Reviewer Comment (2026-08-27): [redacted] Received Valid COC dated [redacted]; However, Appraisal review fee change from Lender paid to borrower paid on CD dated [redacted] without valid COC. Provide additional information why fee change from lender to borrower paid on CD dated [redacted] or cure is required. Cure consist of PCCD, LOE, Refund Check and proof of Mailing.
 
 
Buyer Comment (2026-08-25): Please see attached CIC for the addition of the $[redacted] appraisal review
fee. The CU score was over [redacted] which means a CDA was needed. The attached
is a screen shot from our internal underwriting system showing the CIC and
confirming when the CIC occurred. The SSR is dated [redacted] and this was
disclosed within [redacted] businesses days on [redacted]. Please review to clear this
condition.
 
09/03/2026
  
No
2
C
B
C
B
C
B
C
B
C
B
  
RI
Second Home
Refinance - Cash-out - Other
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
52
XXXX
  
37682961
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Loan Estimate Timing
TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within [redacted] ([redacted]) business days of application.
Verification of earlier borrower receipt of the initial Loan Estimate is missing from the file.
   
Reviewer Comment (2026-08-27): [redacted] received [redacted] initial LE within [redacted] business days of application.
 
 
Buyer Comment (2026-08-26): Please see attached initial LE
 
 
Reviewer Comment (2026-08-26): [redacted] received rebuttal. However,as per evidentiary document the file is missing initial LE dated [redacted]. Kindly provide initial LE within three business days of application in order to clear the exception.
 
 
Buyer Comment (2026-08-25): This is invalid. The evidentiary doc provided pg [redacted] confirms the intial LE was snail mailed on [redacted]. Please cancel this exception.
 
08/27/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
TX
Primary
Refinance - Rate/Term
No Defined Cure
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
52
XXXX
  
37682962
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Revised Loan Estimate Timing Before Closing
TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on [redacted] not received by borrower at least [redacted] ([redacted]) business days prior to closing.
Verification of earlier borrower receipt of the revised Loan Estimate is missing from the file.
   
Reviewer Comment (2026-08-26): [redacted] received evidence for revised LE.
 
 
Buyer Comment (2026-08-25): Please see attached confirming when the LE was viewed. Website FYI is the borrower viewing the document.
 
08/26/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
TX
Primary
Refinance - Rate/Term
No Defined Cure
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
52
XXXX
  
37682963
    
Compliance
Compliance
Federal Compliance
TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form
Notice of Right to Cancel Missing
Truth in Lending Act: Notice of Right to Cancel was not provided.
RTC document is missing from the loan file.
   
Reviewer Comment (2026-09-03): LOE, proof of delivery, and H-8 RTC provided. New rescission period has passed, exception cured.
 
 
Buyer Comment (2026-09-01): See attached re-opening rescission.
 
09/03/2026
  
No
2
C
B
C
B
C
B
C
B
C
B
  
TX
Primary
Refinance - Rate/Term
TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
53
XXXX
  
37682969
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Other Includes Insurance Costs
TILA-RESPA Integrated Disclosure - Projected Payments Estimated Taxes, Insurance, & Assessments: Final Closing Disclosure provided on [redacted] disclosed whether insurance is included in escrow in incorrect section. Creditor disclosed insurance cost to consumer in "Other" section where regulation requires insurance to be disclosure under "Homeowner's Insurance" section. Disclosure requirement met, non-material exception for incorrect format/placement.
         
08/21/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
FL
Primary
Refinance - Rate/Term
Good Faith Redisclosure
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
54
XXXX
  
37682972
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Other Includes Insurance Costs
TILA-RESPA Integrated Disclosure - Projected Payments Estimated Taxes, Insurance, & Assessments: Final Closing Disclosure provided on [redacted] disclosed whether insurance is included in escrow in incorrect section. Creditor disclosed insurance cost to consumer in "Other" section where regulation requires insurance to be disclosure under "Homeowner's Insurance" section. Disclosure requirement met, non-material exception for incorrect format/placement.
         
08/20/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
FL
Primary
Refinance - Rate/Term
Good Faith Redisclosure
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
57
XXXX
  
37682980
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Finance Charge Test
TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted]is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold.  Disclosed Amount Financed on page 5 is also blank or inaccurate.  Fee amounts included in Finance Charge and Amount Financed calculations are based on Closing Disclosure dated [redacted]).
Final Closing Disclosure disclosed a finance charge of $[redacted]; calculated amount financed is $[redacted]. Variance is $[redacted].
   
Reviewer Comment (2026-08-26): [redacted] received additional information on fee services
 
 
Buyer Comment (2026-08-25): The homestead prep fee should not be included in the finance charge calculation. This is not a fee caused by the financing of the property. Rather, the fee is charged  due to the extra forms which are filed to list the property as the borrower's homestead. This would have been charged even if the borrower paid cash on this transaction as it is the borrower's new primary and thus new homestead.
 
08/26/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
MA
Primary
Purchase
TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions)
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
58
XXXX
  
37682983
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]
     
Reviewer Comment (2026-08-21): Seller acknowledges exception, no change to grading.
 
 
08/21/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
FL
Primary
Refinance - Cash-out - Other
  
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
58
XXXX
  
37682984
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-21): Seller acknowledges exception, no change to grading.
 
 
08/21/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
FL
Primary
Refinance - Cash-out - Other
  
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
58
XXXX
  
37682985
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]
     
Reviewer Comment (2026-08-21): Seller acknowledges exception, no change to grading.
 
 
08/21/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
FL
Primary
Refinance - Cash-out - Other
  
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
58
XXXX
  
37682986
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]
     
Reviewer Comment (2026-08-21): Seller acknowledges exception, no change to grading.
 
 
08/21/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
FL
Primary
Refinance - Cash-out - Other
  
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
58
XXXX
  
37682987
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee.  Fee Amount of $[redacted] exceeds tolerance of $[redacted].  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
Appraisal Fee was last disclosed as $[redacted] on the Loan Estimate, but was disclosed as $[redacted] on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-26): [redacted] received rebuttal suffice
 
 
Buyer Comment (2026-08-24): Please re-review as the Final CD shows total appraisal fee of $[redacted], less than the amount initially disclosed to the borrower.
 
08/26/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
FL
Primary
Refinance - Cash-out - Other
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
61
XXXX
  
37682994
    
Credit
Asset
Asset Calculation / Analysis
Asset
Available for Closing is insufficient to cover Cash From Borrower.
       
Reviewer Comment (2026-09-01): Received final Settlement Statement evidencing proceeds from new refinance with [redacted] for non-subject property.  Exception cleared.
 
 
Buyer Comment (2026-08-28): Please see the attached nonsubject loan estimate showing initial funds expected of nearly $[redacted]
 
 
Reviewer Comment (2026-08-27): Alta received.  Please send documentation that was used to estimate the funds for closing at the time of origination in the amount of $[redacted]
 
 
Buyer Comment (2026-08-25): Please see the attached ALTA for the cash out transaction completed on the non-subject property.
 
09/01/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
FL
Primary
Purchase
  
C
B
C
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
61
XXXX
  
37682995
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Finance Charge Test
TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold.  Disclosed Amount Financed on page 5 is also blank or inaccurate.  Fee amounts included in Finance Charge and Amount Financed calculations are based on Closing Disclosure dated [redacted]).
Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under-disclosed by $[redacted] compared to the calculated Finance Charge of [redacted], which exceeds the $[redacted] threshold. Disclosed Amount Financed on page 5 is also blank or inaccurate. Fee amounts included in Finance Charge and Amount Financed calculations are based on Closing Disclosure dated [redacted]. (Final/[redacted])
   
Reviewer Comment (2026-08-27): Received email clarification regarding "Change of Record Fee".  Condition cleared.
 
 
Buyer Comment (2026-08-26): Please see the attached verification from the closing agent that the fee was charged by the HOA company to change the owner of record. This is a fee that would be charged on a cash transaction and not a finance charge as a result.
 
08/27/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
FL
Primary
Purchase
TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions)
C
B
C
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
61
XXXX
  
37682996
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Other Includes Insurance Costs
TILA-RESPA Integrated Disclosure - Projected Payments Estimated Taxes, Insurance, & Assessments: Final Closing Disclosure provided on [redacted] disclosed whether insurance is included in escrow in incorrect section. Creditor disclosed insurance cost to consumer in "Other" section where regulation requires insurance to be disclosure under "Homeowner's Insurance" section. Disclosure requirement met, non-material exception for incorrect format/placement.
           
08/24/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
FL
Primary
Purchase
Good Faith Redisclosure
C
B
C
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
62
XXXX
  
37682998
    
Credit
Guideline
Guideline Issue
Guideline
Per guidelines, the subject property cannot be greater than [redacted] acres.
Maximum acreage per guidelines is [redacted]. An exception was made prior to closing for the subject being greater than [redacted] acres.
The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.
 
The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.
 
Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.
Downgrading exception for following comp factors:
1) DTI of [redacted]%
2) LTV of [redacted]%
3) Reserves over $[redacted]
[redacted]
 
[redacted]
 
[redacted],Originator
Reviewer Comment (2026-08-27): Waiving exception at clients request.
 
 
Reviewer Comment (2026-08-27): Downgrading exception for following comp factors:
1) DTI of [redacted]%
2) LTV of [redacted]%
3) Reserves over $[redacted]
 
 
Buyer Comment (2026-08-25): Please see the screen shot attached from our internal underwriting system, showing the the approval of the exception to proceed with more than
[redacted]
 
 
08/27/2026
Yes
2
C
B
C
B
C
B
C
B
C
B
  
CA
Primary
Refinance - Cash-out - Other
  
C
B
C
B
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
62
XXXX
  
37683000
    
Credit
Title
Document Error
Title
The Commitment or Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.
Title Evidence: ___;
State: ___
     
Reviewer Comment (2026-08-24): Seller acknowledges exception, no change to grading.
 
 
08/24/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
CA
Primary
Refinance - Cash-out - Other
  
C
B
C
B
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
65
XXXX
  
37683008
    
Credit
Title
Document Error
Title
The Commitment or Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.
Title Evidence: ___;
State: ___
     
Buyer Comment (2026-07-28): seller accepts; no change to grading.
 
 
07/28/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
CA
Primary
Purchase
  
B
B
B
B
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
66
XXXX
  
37683012
    
Compliance
Compliance
State Compliance
State Defect
[redacted]
[redacted] Predatory Lending Database Program ([redacted]) - Certificate of Compliance or Exemption not attached to mortgage for recording.
     
Reviewer Comment (2026-09-01): Received [redacted] Cert of Compliance.  Exception cleared.
 
 
Buyer Comment (2026-08-27): Please see attached cert of compliance
 
 
Reviewer Comment (2026-08-26): [redacted] completed required document for this loan.  Exception remains
 
 
Buyer Comment (2026-08-24): This document is not required to be part of the loan file. It is recorded post-close with the county and will be a trailing document.
 
09/01/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
IL
Primary
Purchase
  
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
67
XXXX
  
37683015
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee.  Fee Amount of $[redacted] exceeds tolerance of $[redacted].  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
Appraisal Fee was last disclosed as $[redacted] on the Loan Estimate, but was disclosed as $[redacted] on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-25): [redacted] received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check resulting in a cured the exception.
 
 
Buyer Comment (2026-08-25): Please see attached confirmation of [redacted] drop off.
 
 
Buyer Comment (2026-08-24): Please see attached package mailed to the borrower.
 
08/25/2026
  
No
2
C
B
C
B
C
B
C
B
C
B
  
IN
Primary
Refinance - Cash-out - Other
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
68
XXXX
  
37683017
    
Credit
Income / Employment
Income Documentation
Missing Document
REO Documents are missing.
-
The file was missing the Insurance Verification for the subject property senior lien listed in the final. Please provide the Insurance Verification for review.
   
Reviewer Comment (2026-08-26): Received HUD, property was sold on [redacted].  Condition cleared.
 
 
Buyer Comment (2026-08-24): Please see attached final ALTA.
 
08/26/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
FL
Primary
Purchase
  
C
A
C
A
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
68
XXXX
  
37683019
    
Credit
Missing Document
General
Missing Document
Missing Document: HUD/CD (Asset) not provided
The file is missing the fully executed Final Closing Statement for the sale of [redacted], to verify the total net equity received and that all liens are paid and closed. Please provide for review.
   
Reviewer Comment (2026-08-26): Hud for sale of REO received.  Condition cleared.
 
 
Buyer Comment (2026-08-24): Please see attached final ALTA.
 
08/26/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
FL
Primary
Purchase
  
C
A
C
A
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
71
XXXX
  
37683026
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted].  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
[redacted]% fee violation due Recording fee. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-10): Upon further review consumer within [redacted]% tolerance requirements.
 
 
Buyer Comment (2026-08-07): Invalid exception. The recording fee on the final CD is $[redacted] imposed on the consumer. Please cancel this exception.
 
08/10/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
NJ
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
74
XXXX
  
37683029
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]
     
Reviewer Comment (2026-08-21): Seller acknowledges exception, no change to grading.
 
 
08/21/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
NV
Primary
Purchase
  
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
74
XXXX
  
37683032
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Finance Charge Test
TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted]is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold.  Disclosed Amount Financed on page 5 is also blank or inaccurate.  Fee amounts included in Finance Charge and Amount Financed calculations are based on Closing Disclosure dated [redacted]).
Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under-disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted], which exceeds the $[redacted] threshold.
   
Reviewer Comment (2026-09-03): [redacted] received PCCD, LOE, Copy of Refund Check and Proof of Mailing.
 
 
Buyer Comment (2026-09-02): Please see attached, PCCD as requested.
 
 
Reviewer Comment (2026-08-25): Title - Outgoing wire - $[redacted], Title - Wire Closing agent - $[redacted], Title - Wire Fraud and private Info Serv - [redacted] are the components of Title - Wire/Funding/Disbursement Fee - [redacted]
 
 
Buyer Comment (2026-08-24): Please confirm the 'title - wire/funding/disbursement fee. [redacted] calculation has this fee of [redacted] on the finance charge list, but this fee is not on the final CD.
 
09/03/2026
  
No
2
C
B
C
B
C
B
C
B
C
B
  
NV
Primary
Purchase
TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions)
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
75
XXXX
  
37683033
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure:[redacted] Percent Fee Tolerance exceeded for Lender Credits.  Final Lender Credit of $-[redacted] exceeds tolerance of $[redacted]. Insufficient or no cure was provided to the borrower.
Lender credit was last disclosed as -$[redacted] on the Loan Estimate, but was disclosed as -$[redacted] on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post-close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-26): [redacted] received rebuttal comment and further review Document storage fee added with subsequent lender credit on LE and final CD.
 
 
Buyer Comment (2026-08-25): Please clarify, the final lender credit on the Final CD is [redacted] not [redacted]
 
08/26/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
GA
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
80
XXXX
  
37683046
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Other Includes Insurance Costs
TILA-RESPA Integrated Disclosure - Projected Payments Estimated Taxes, Insurance, & Assessments: Final Closing Disclosure provided on [redacted] disclosed whether insurance is included in escrow in incorrect section. Creditor disclosed insurance cost to consumer in "Other" section where regulation requires insurance to be disclosure under "Homeowner's Insurance" section. Disclosure requirement met, non-material exception for incorrect format/placement.
           
08/24/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
CO
Primary
Purchase
Good Faith Redisclosure
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
80
XXXX
  
37683047
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Will Have Escrow -  Initial Escrow Payment By All Parties
TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [redacted]disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts.
     
Buyer Comment (2026-08-25): Seller acknowledges exception, no change in grading
 
 
08/25/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
CO
Primary
Purchase
Letter of Explanation & Corrected Closing Disclosure
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
81
XXXX
  
37683051
    
Compliance
Compliance
Federal Compliance
TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC)
Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
     
Reviewer Comment (2026-08-24): Seller acknowledges exception, no change to grading.
 
 
08/24/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
WA
Primary
Refinance - Cash-out - Other
TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
82
XXXX
  
37683055
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Other Includes Insurance Costs
TILA-RESPA Integrated Disclosure - Projected Payments Estimated Taxes, Insurance, & Assessments: Final Closing Disclosure provided on [redacted] disclosed whether insurance is included in escrow in incorrect section. Creditor disclosed insurance cost to consumer in "Other" section where regulation requires insurance to be disclosure under "Homeowner's Insurance" section. Disclosure requirement met, non-material exception for incorrect format/placement.
           
08/26/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
OR
Primary
Refinance - Rate/Term
Good Faith Redisclosure
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
82
XXXX
  
37683056
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure:[redacted] Percent Fee Tolerance exceeded for Lender Credits.  Final Lender Credit of $[redacted] exceeds tolerance of $-[redacted]. Insufficient or no cure was provided to the borrower.
Lender credit was last disclosed as -$-[redacted] on the Loan Estimate, but was not disclosed on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $-[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-31): [redacted] received rebuttal comment and as per itemization the lender credit does not reduced.
 
 
Buyer Comment (2026-08-28): While we acknowledge that the CD is missing the "[redacted]" designation, we respectfully disagree that this constitutes a material issue or impacts the accuracy of the disclosed lender credit. The borrower received the full amount of the lender credits and the CD Addendum clearly reflects the credit being provided. The CD Addendum serves as the supporting document of record and provides the detailed breakdown of the costs and calculations, which confirms that the lender credits were properly applied to the borrower's transaction. Although the "[redacted]" designation is not reflected on the CD, the underlying figures and calculations clearly demonstrate that the borrower received the full lender credit amount. There is no financial impact to the borrower, no discrepancy in the actual credit received, and no indication that the transaction was improperly disclosed from a monetary standpoint. Given that the substance of the disclosure is accurate and the borrower received the full benefit of the lender credits, we believe the missing designation is a technical/documentation issue rather than a material defect requiring correction or re-disclosure.
 
 
Reviewer Comment (2026-08-28): [redacted] received a rebuttal response. However, the last column on the Final CD indicates that the fees are paid by a third party and does not reflect an "[redacted]" designation. It appears that the fee was changed from lender-paid to third party-paid, causing the tolerance test to indicate that the fee exceeds the applicable tolerance threshold. Please provide a valid Change of Circumstance (COC) with supporting documentation evidencing the change in fee payment responsibility or provide a corrected CD and LOX confirming that the fee was paid by the lender. Otherwise, a cure will be due to the borrower.
 
 
Buyer Comment (2026-08-27): The final LE disclosed $[redacted] in lender credits and they increase on the final CD which disclosed $[redacted]. Please review the CD addendum on pg[redacted] which confirms the $[redacted] were lender paid credits.
 
08/31/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
OR
Primary
Refinance - Rate/Term
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
83
XXXX
  
37683058
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-24): Seller acknowledges exception, no change to grading.
 
 
08/24/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
TX
Primary
Purchase
  
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
83
XXXX
  
37683059
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-24): Seller acknowledges exception, no change to grading.
 
 
08/24/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
TX
Primary
Purchase
  
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
83
XXXX
  
37683060
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-24): Seller acknowledges exception, no change to grading.
 
 
08/24/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
TX
Primary
Purchase
  
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
83
XXXX
  
37683061
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-24): Seller acknowledges exception, no change to grading.
 
 
08/24/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
TX
Primary
Purchase
  
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
83
XXXX
  
37683062
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted].  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
[redacted]% fee violation due to an increase in the Recording fee. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-31): [redacted] received PCCD, LOE, proof of mailing & copy of refund check.
 
 
Buyer Comment (2026-08-27): Please see attached, cure packet as requested.
 
08/31/2026
  
No
2
C
B
C
B
C
B
C
B
C
B
  
TX
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
84
XXXX
  
37683065
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure:[redacted] Percent Fee Tolerance exceeded for Lender Credits.  Final Lender Credit of $-[redacted]exceeds tolerance of $-[redacted]. Insufficient or no cure was provided to the borrower.
Lender Credits  was last disclosed as $[redacted] on the Loan Estimate, but was disclosed as $[redacted]0n the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-25): [redacted] received rebuttal comment and further review, Title - Archive/Copy/Postage/Handling fee added with subsequent lender credit on LE and final CD.
 
 
Buyer Comment (2026-08-24): The commentary on this exception doesn't make any sense. The final Lender Credits are $[redacted] on the final closing disclosure, not $[redacted]. The first locked loan estimate reflects $[redacted] of lender credits.
 
08/25/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
FL
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
85
XXXX
  
37683070
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee.  Fee Amount of $[redacted] exceeds tolerance of $[redacted].  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
Appraisal Review Fee was last disclosed as $[redacted] on the Loan Estimate but was disclosed as $[redacted] on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-27): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.
 
 
Buyer Comment (2026-08-26): Please see cure redisclosure pkg attached
 
 
Reviewer Comment (2026-08-21): [redacted] received COC dated [redacted] for requirement of appraisal review fee due to higher CU scores but as per file the fee was added on final CD dated [redacted] which is not within [redacted] required [redacted] business days from the date of change. Please provide any disclosures missing to show fee was disclosed timely of cure would be required.
 
 
Buyer Comment (2026-08-19): Please see attached CIC for the addition of the $[redacted] appraisal review fee. The CU score was over [redacted] which means a CDA was needed. The attached is a screen shot from our internal underwriting system showing the CIC and confirming when the CIC occurred. Please review to clear this condition.
 
08/27/2026
  
No
2
C
B
C
B
C
B
C
B
C
B
  
NY
Primary
Refinance - Cash-out - Other
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
86
XXXX
  
37683073
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-18): Seller acknowledges exception, no change to grading.
 
 
08/18/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
MO
Primary
Refinance - Rate/Term
  
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
86
XXXX
  
37683074
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Loan Estimate Timing
TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within [redacted] ([redacted]) business days of application.
Initial Loan Estimate issued [redacted] is not within [redacted] days of [redacted] application date.
   
Reviewer Comment (2026-08-20): [redacted] Received copy of Initial LE dated [redacted].
 
 
Buyer Comment (2026-08-19): Please see the attached loan estimate.
 
08/20/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
MO
Primary
Refinance - Rate/Term
No Defined Cure
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
88
XXXX
  
37683081
    
Credit
Missing Document
General
Missing Document
Missing Document: HUD/CD (Asset) not provided
The file was missing the Final Closing Statement for the sale of REO to verify the total net equity received and all liens are paid and closed. Please provide for review.
   
Reviewer Comment (2026-08-24): Received Closing Statement. Exception Cleared.
 
 
Buyer Comment (2026-08-24): Please see the attached non-subject settlement statement.
 
08/24/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
IL
Primary
Purchase
  
C
A
C
A
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
89
XXXX
  
37683085
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Revised Loan Estimate Timing Before Closing Test
TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on [redacted] not received by borrower at least [redacted] ([redacted]) business days prior to closing.
Revised Loan Estimate provided on[redacted] not received by borrower at least [redacted] ([redacted]) business days prior to closing.
   
Buyer Comment (2026-08-10): Seller acknowledges exception, no change to grading.
 
 
08/10/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
CT
Primary
Purchase
No Defined Cure
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
90
XXXX
  
37683087
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
   
Reviewer Comment (2026-08-21): Seller acknowledges exception, no change to grading.
 
 
08/21/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
CO
Primary
Purchase
  
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
93
XXXX
  
37683097
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted]exceeds tolerance of $[redacted] plus [redacted]% or $[redacted].  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
[redacted]% fee violation due to an increase in the Title - Settlement, Title - Courier, and Title - Erecording fees. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $[redacted] a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-26): [redacted] received Post CD and LOX.
 
 
Buyer Comment (2026-08-25): Please see attached, PCCD with the fees moved to correct section of the CD.
 
08/26/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
MA
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
94
XXXX
  
37683099
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Finance Charge Test
TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold.  Disclosed Amount Financed on page 5 is also blank or inaccurate.  Fee amounts included in Finance Charge and Amount Financed calculations are based on Closing Disclosure dated [redacted]).
Final Closing Disclosure disclosed a finance charge of [redacted]; calculated finance charge is $[redacted]. Variance is $[redacted] and is due to the $[redacted] Mobile Notary fee, which is a finance charge.
   
Reviewer Comment (2026-08-21): [redacted] received PCCD, LOE, Copy of Refund Check and Proof of Mailing.
 
 
Buyer Comment (2026-08-19): Please see the attached additional package mailed to the borrower.
 
 
Reviewer Comment (2026-08-13): [redacted] received Corrected CD, LOE to borrower, copy of cure refund of $[redacted] and proof of mailing.  Unfortunately, the total underdisclosure was $[redacted] and the cure is short $[redacted]and cure on this violation must be for total undeerdisclosure amount and is a material disclosure violation.  Please provide copy of additional cure of $[redacted] to borrower to finalize cure and must in form of refund check vs a principal reduction.
 
 
Buyer Comment (2026-08-12): Please see the attached PCCD mailed to the borrower.
 
08/21/2026
  
No
2
C
B
C
B
C
B
C
B
C
B
  
TX
Primary
Purchase
TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions)
C
B
C
B
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
94
XXXX
  
37683100
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted].  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
Missing a valid Change in Circumstance for the addition of the $[redacted] Mobile Notary Fee. No cure was provided at closing.
   
Reviewer Comment (2026-08-11): [redacted]: Upon further review disclosure in section H is acceptable.
 
 
Buyer Comment (2026-08-10): Please be advised the fee was disclosed without the title-prefix and in Section H and paid to a non-affiliate, this fee is not subject to any tolerance threshold.
 
08/11/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
TX
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
C
B
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
94
XXXX
  
37683102
    
Credit
Credit
AUS Discrepancy / Guidelines Discrepancy
Guideline
Guideline Requirement: PITIA reserves months discrepancy.
Missing verification of the sale of[redacted] with proceeds of at least $[redacted] as indicated on the AUS.
   
Reviewer Comment (2026-08-06): Closing statement received. Exception cleared.
 
 
Buyer Comment (2026-08-06): Please see the attached final ALTA.
 
08/06/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
TX
Primary
Purchase
  
C
B
C
B
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
94
XXXX
  
37683103
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Check Loan Designation Match - QM
Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk.
Loan designation failure due to insufficient required reserves.
   
Reviewer Comment (2026-08-06): Closing statement received. Exception cleared.
 
 
Buyer Comment (2026-08-06): Please see the attached final ALTA.
 
08/06/2026
    
No
1
B
A
C
A
B
A
C
A
B
A
  
TX
Primary
Purchase
Lender to provide updated ATR/QM status
C
B
C
B
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
94
XXXX
  
37683104
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Loan does not meet one or more guideline components which could impact the borrower's ability to repay.
General QM Provision:  Loan does not meet one or more guideline components which could impact the borrower's ability to repay.
   
Reviewer Comment (2026-08-06): Closing statement received. Exception cleared.
 
 
Buyer Comment (2026-08-06): Please see the attached final ALTA.
 
08/06/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
TX
Primary
Purchase
  
C
B
C
B
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
94
XXXX
  
37683105
    
Credit
Title
General
Title
Title Policy Coverage is less than Original Loan Amount.
The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file.
     
Reviewer Comment (2026-08-05): Seller acknowledges exception, no change to grading.
 
 
08/05/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
TX
Primary
Purchase
  
C
B
C
B
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
94
XXXX
  
37683106
    
Credit
Missing Document
General
Missing Document
Missing Document: HUD/CD (Asset) not provided
Missing the final signed/dated HUD, Closing Statement or Closing Disclosure for the sale of [redacted]
   
Reviewer Comment (2026-08-06): Closing statement received. Exception cleared.
 
 
Buyer Comment (2026-08-06): Please see the attached final ALTA.
 
08/06/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
TX
Primary
Purchase
  
C
B
C
B
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
95
XXXX
  
37683109
    
Property
Property - Appraisal
Appraisal Documentation
Property - Appraisal
Loan is to be securitized. Secondary  valuation is missing. Sec ID: 2
       
Reviewer Comment (2026-09-03): Desk review is in file. Exception cleared
 
 
Buyer Comment (2026-09-03): Please see page [redacted]
 
09/03/2026
    
No
1
D
A
D
A
D
A
D
A
D
A
  
FL
Primary
Purchase
  
D
A
A
A
A
A
D
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
101
XXXX
  
37683118
    
Credit
Income / Employment
Income Documentation
Income / Employment
Income Docs Missing:
-
The internet search for the borrower's business entity was not timestamped.  Please provide evidence of the date the document was obtained.
   
Reviewer Comment (2026-08-26): Received Third Party document with Time Stamp. Exception Cleared.
 
 
Buyer Comment (2026-08-26): Please see attached confirming when this was received.
 
08/26/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
SC
Primary
Refinance - Rate/Term
  
C
B
C
B
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
101
XXXX
  
37683119
    
Credit
Insurance
Insurance Analysis
Insurance
Flood Insurance Policy expires within [redacted] days of the Note Date.
Flood Insurance Policy Expiration Date ___; Note Date ___
     
Buyer Comment (2026-08-26): Seller acknowledges the exception, no change to grading.
 
 
08/26/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
SC
Primary
Refinance - Rate/Term
  
C
B
C
B
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
101
XXXX
  
37683121
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Loan does not meet one or more guideline components which could impact the borrower's ability to repay.
General QM Provision:  Loan does not meet [redacted] or more guideline components which could impact the borrower's ability to repay.
     
Reviewer Comment (2026-08-26): Received Third Party document with Time Stamp. Exception Cleared.
 
 
Buyer Comment (2026-08-26): Please see attached confirming when this was received.
 
08/26/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
SC
Primary
Refinance - Rate/Term
  
C
B
C
B
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
101
XXXX
  
37683122
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Other Includes Insurance Costs
TILA-RESPA Integrated Disclosure - Projected Payments Estimated Taxes, Insurance, & Assessments: Final Closing Disclosure provided on[redacted] disclosed whether insurance is included in escrow in incorrect section. Creditor disclosed insurance cost to consumer in "Other" section where regulation requires insurance to be disclosure under "Homeowner's Insurance" section. Disclosure requirement met, non-material exception for incorrect format/placement.
           
08/25/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
SC
Primary
Refinance - Rate/Term
Good Faith Redisclosure
C
B
C
B
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
101
XXXX
  
37683123
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Check Loan Designation Match - QM
Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk.
Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.
   
Reviewer Comment (2026-08-26): Received Third Party document with Time Stamp. Exception Cleared.
 
 
Buyer Comment (2026-08-26): Please see attached confirming when this was received.
 
08/26/2026
    
No
1
B
A
C
A
B
A
C
A
B
A
  
SC
Primary
Refinance - Rate/Term
Lender to provide updated ATR/QM status
C
B
C
B
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
102
XXXX
  
37683125
    
Compliance
Compliance
Federal Compliance
TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC)
Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
     
Reviewer Comment (2026-08-21): Seller acknowledges exception, no change to grading.
 
 
08/21/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
CO
Primary
Refinance - Cash-out - Other
TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
105
XXXX
  
37683132
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee.  Fee Amount of $[redacted] exceeds tolerance of $[redacted].  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
Appraisal Fee was last disclosed as $[redacted] on the Loan Estimate, but was disclosed as $[redacted] on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-25): [redacted] received COC and rebuttal comment suffice.
 
 
Buyer Comment (2026-08-21): Please see page 878 of the loan file. The CDA was required when the CU score came back as a [redacted]. The report is dated [redacted], the same as CIC,
 
 
Reviewer Comment (2026-08-21): [redacted] received Changed Circumstance dated [redacted], but it does not give sufficient information on why the CDA was required.  In order to determine if the changed circumstance is valid more information is necessary on reason fee was required and when lender became aware of the change.  A valid COC or cure is required. Cure documents consist of PCCD, LOE, proof of mailing and copy of refund check.
 
 
Buyer Comment (2026-08-19): Please see attached, the last page of the redisclosure history form was cut off. Please see the information around the CIC for the appraisal fee increase.
 
08/25/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
NY
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
106
XXXX
  
37683136
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-24): Seller acknowledges exception, no change to grading.
 
 
08/24/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
AZ
Primary
Purchase
  
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
107
XXXX
  
37683138
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Will Have Escrow -  Initial Escrow Payment By All Parties
TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [redacted] disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts.
     
Buyer Comment (2026-08-24): Seller acknowledges exception, no change to grading.
 
 
08/24/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
TX
Primary
Purchase
Letter of Explanation & Corrected Closing Disclosure
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
109
XXXX
  
37683145
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Mortgage Broker Fee.  Fee Amount of $[redacted] The comment should have been missing documentation to verify withdrawal of funds will not have a negative impact on business.The comment should have been missing documentation to verify withdrawal of funds will not have a negative impact on business. exceeds tolerance of $[redacted].  $[redacted] over legal limit.  Insufficient or no cure was provided to the borrower.
Mortgage Broker fee was last disclosed as $[redacted] on the Loan Estimate, but was disclosed as $[redacted] on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-31): [redacted] received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check resulting in a cured the exception.
 
 
Buyer Comment (2026-08-27): Please see the attached redisclosure package.
 
 
Reviewer Comment (2026-08-26): [redacted] received COC dated [redacted] whereas the fee increased on CD dated [redacted] for $[redacted]. Kindly provide a valid COC for the fee increased on CD dated [redacted] or cure due to borrower.Cure documents consist of Post CD,lOX,Copy of refund check and proof of mailing.
 
 
Buyer Comment (2026-08-25): Please see the attached changed circumstance showing that the loan amount increased which increased the mortgage broker fee.
 
08/31/2026
  
No
2
C
B
C
B
C
B
C
B
C
B
  
AZ
Primary
Refinance - Rate/Term
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
110
XXXX
  
37683146
    
Credit
Hazard Insurance
Insufficient Coverage
Hazard Insurance
The Hazard Insurance Policy Effective Date is after closing.
Hazard Insurance Policy Effective Date ___, Disbursement Date: ___
     
Reviewer Comment (2026-09-03): No claims or issues with subject on note date per insurance company.  Exception cleared.
 
 
Buyer Comment (2026-09-02): Please see attached, confirmation from the insurer confirming no claims made during gap in coverage.
 
 
Reviewer Comment (2026-09-01): Attachment referred to was not found.  Please provide the confirmation from the insurer confirming no claims or damage.  Exception remains.
 
 
Buyer Comment (2026-08-27): Please see attached, confirmation from the insurer confirming no claims made during gap in coverage.
 
 
Reviewer Comment (2026-08-24): Insurer did not confirm no claims or damage has occurred to subject.  Exception remains.
 
 
Buyer Comment (2026-08-21): We can confirm there have been no reported damages to the property nor claims made for the 1 day gap in coverage.
 
09/03/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
TX
Second Home
Purchase
  
C
A
C
A
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
111
XXXX
  
37683152
    
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits.  Final Lender Credit of $[redacted] exceeds tolerance of $[redacted]. Insufficient or no cure was provided to the borrower.
Lender credit was last disclosed as -$[redacted] on the Loan Estimate, but was disclosed as -$[redacted] on the Final Closing Disclosure. No valid Change of Circumstance was provided for this change, nor evidence of cure. Provide a post-close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the Letter of Explanation to the borrower disclosing the changes made.
   
Reviewer Comment (2026-08-24): [redacted] received rebuttal suffice
 
 
Buyer Comment (2026-08-21): The total lender credit on the final CD is [redacted], greater than the baseline, additionally all tolerance fees paid at closing are included and fully paid by lender. There is no tolerance violation here.
 
08/24/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
KY
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
112
XXXX
  
37683154
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-21): Seller acknowledges exception, no change to grading.
 
 
08/21/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
FL
Primary
Purchase
  
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
112
XXXX
  
37683155
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-21): Seller acknowledges exception, no change to grading.
 
 
08/21/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
FL
Primary
Purchase
  
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
112
XXXX
  
37683156
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-21): Seller acknowledges exception, no change to grading.
 
 
08/21/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
FL
Primary
Purchase
  
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
112
XXXX
  
37683157
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-21): Seller acknowledges exception, no change to grading.
 
 
08/21/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
FL
Primary
Purchase
  
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
113
XXXX
  
37683159
    
Credit
Guideline
Guideline Issue
Guideline
Per guidelines, the subject property cannot be greater than 20 acres.
The maximum acreage per guidelines is [redacted]. An exception was made prior to closing for the subject being > [redacted] acres.
Borrower has been employed in the same industry for more than [redacted] years.
 
The representative FICO score exceeds the guideline minimum by at least 40 points.
Borrower has been with their employer for [redacted] years.
 
FICO of [redacted] exceeds guideline required FICO by >[redacted] points.
Originator Pre-Close,[redacted]
 
[redacted],Originator Pre-Close
Reviewer Comment (2026-08-06): Client elects to waive with compensating factors.
 
 
08/06/2026
Yes
2
B
B
B
B
B
B
B
B
B
B
  
OR
Primary
Purchase
  
B
B
B
B
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
113
XXXX
  
37683162
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-06): Seller acknowledges exception, no change to grading.
 
 
08/06/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
OR
Primary
Purchase
  
B
B
B
B
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
114
XXXX
  
37683164
    
Credit
Missing Document
General
Missing Document
Missing Document: HUD/CD (Asset) not provided
The file is missing the fully executed Final Closing Statement for the sale of [redacted]. to verify the total net equity received and that all liens are paid and closed. Please provide for review.
   
Reviewer Comment (2026-08-27): Closing statement received. Exception cleared.
 
 
Buyer Comment (2026-08-26): Please see attached
 
08/27/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
TX
Primary
Purchase
  
C
A
C
A
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
120
XXXX
  
37683176
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-24): Seller acknowledges exception, no change to grading.
 
 
08/24/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
SC
Primary
Refinance - Rate/Term
  
C
B
C
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
120
XXXX
  
37683177
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-24): Seller acknowledges exception, no change to grading.
 
 
08/24/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
SC
Primary
Refinance - Rate/Term
  
C
B
C
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
120
XXXX
  
37683178
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-24): Seller acknowledges exception, no change to grading.
 
 
08/24/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
SC
Primary
Refinance - Rate/Term
  
C
B
C
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
120
XXXX
  
37683179
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-08-24): Seller acknowledges exception, no change to grading.
 
 
08/24/2026
No
2
B
B
B
B
B
B
B
B
B
B
  
SC
Primary
Refinance - Rate/Term
  
C
B
C
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
120
XXXX
  
37683180
    
Credit
Income / Employment
Income Documentation
Income / Employment
Income Docs Missing:
-
The internet business entity search for the co-borrower's S-Corp does not contain a time-stamp.  Please provide evidence of the date the search was obtained.
   
Reviewer Comment (2026-08-25): Received Third Party document with Time Stamp. Exception Cleared.
 
 
Buyer Comment (2026-08-25): Please see attached confirming when this was received.
 
08/25/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
SC
Primary
Refinance - Rate/Term
  
C
B
C
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
120
XXXX
  
37683181
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Check Loan Designation Match - QM
Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk.
Loan designation failure due to QM failure.  This exception will be cleared when all other QM related exceptions are cleared.
   
Reviewer Comment (2026-08-25): Received Third Party document with Time Stamp. Exception Cleared.
 
 
Buyer Comment (2026-08-25): Please see attached confirming when this was received.
 
08/25/2026
    
No
1
B
A
C
A
B
A
C
A
B
A
  
SC
Primary
Refinance - Rate/Term
Lender to provide updated ATR/QM status
C
B
C
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
120
XXXX
  
37683182
    
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Loan does not meet one or more guideline components which could impact the borrower's ability to repay.
General QM Provision:  Loan does not meet one or more guideline components which could impact the borrower's ability to repay.
     
Reviewer Comment (2026-08-25): Received Third Party document with Time Stamp. Exception Cleared.
 
 
Buyer Comment (2026-08-25): Please see attached confirming when this was received.
 
08/25/2026
    
No
1
C
A
C
A
C
A
C
A
C
A
  
SC
Primary
Refinance - Rate/Term
  
C
B
C
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No

Valuation Report
Run Date - 9/28/2026 5:17:30 PM
SitusAMC Loan ID
Customer Loan ID
Seller Loan ID
Investor Loan Number
Note Date
Original Loan Amount
Sales Price
Value for LTV
As-Is Value for LTV
LTV Value Variance Amount
LTV Value Variance Percent
Primary Valuation Value
Primary Valuation Report Date
Primary Valuation Effective Date
Primary Valuation Type
Primary Valuation Company
Primary Valuation Appraiser Name
Primary Valuation Appraiser License Num
Primary Valuation FSD Score
Secondary Valuation Value
Secondary Valuation Variance Amount
Secondary Valuation Variance Percent
Secondary Valuation Report Date
Secondary Valuation Effective Date
Secondary Valuation Type
Secondary Valuation Company
Secondary Valuation FSD Score
Secondary Valuation Desk Review Risk Score
AVM Value
AVM Variance Amount
AVM Variance Percent
AVM Company
AVM FSD Score
AVM Report Date
Desk Review Value
Desk Review Variance Amount
Desk Review Variance Percent
Desk Review Company
Desk Review Risk Score
Desk Review Report Date
Desk Review Effective Date
Desktop Appraisal Value
Desktop Appraisal Variance Amount
Desktop Appraisal Variance Percent
Desktop Appraisal Company
Desktop Appraisal Report Date
Desktop Appraisal Effective Date
BPO Value
BPO Variance Amount
BPO Variance Percent
BPO Company
BPO Report Date
Field Review Value
Field Review Variance Amount
Field Review Variance Percent
Field Review Company
Field Review Report Date
Field Review Effective Date
2055 Value
2055 Variance Amount
2055 Variance Percent
2055 Company
2055 Report Date
2055 Effective Date
AVE/CMA Value
AVE/CMA Variance Amount
AVE/CMA Variance Percent
AVE/CMA Company
AVE/CMA Report Date
Hybrid Valuation Value
Hybrid Valuation Variance Amount
Hybrid Valuation Variance Percent
Hybrid Valuation Company
Hybrid Valuation Report Date
Updated Valuation Value
Updated Valuation Variance Amount
Updated Valuation Variance Percent
Updated Valuation Company
Updated Valuation Report Date
Updated Valuation Effective Date
Aggregate Appraised Value
Aggregate Variance Amount
Aggregate Variance Percent
Value Analysis Valuation Value
Value Analysis Report Date
Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?
LCA Risk Score
Collateral Underwriter Risk Score
XXXX
1
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review  
   
Low
                                                                                                                  
N/A
  
2.60
XXXX
2
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Moderate
                                                                                                                  
N/A
  
3.70
XXXX
3
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Moderate
                                                                                                                  
N/A
  
2.80
XXXX
4
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
5.00
XXXX
5
XXXX
              
0.000%
      
Appraisal
            
-8.000%
    
Desk Review
    
Moderate
                                                                                                                  
N/A
  
4.10
XXXX
6
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Moderate
                                                                                                                  
N/A
  
2.60
XXXX
7
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
2.00
XXXX
8
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
9
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
2.50
XXXX
10
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
No
3.50
1.50
XXXX
11
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.50
XXXX
12
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
No
4.50
2.30
XXXX
13
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.40
XXXX
14
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
4.50
XXXX
15
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.60
XXXX
16
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Moderate
                                                                                                                  
N/A
  
2.80
XXXX
17
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
2.60
XXXX
18
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Moderate
                                                                                                                  
N/A
  
5.00
XXXX
19
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
20
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
21
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Moderate
                                                                                                                  
N/A
  
3.50
XXXX
22
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
2.80
XXXX
23
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
3.20
XXXX
24
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.30
XXXX
25
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Moderate
                                                                                                                  
No
3.00
2.70
XXXX
26
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
2.90
XXXX
27
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
28
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.10
XXXX
29
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
No
3.00
1.20
XXXX
30
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
2.50
XXXX
31
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
2.10
XXXX
32
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.50
XXXX
33
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
34
XXXX
              
0.000%
      
Appraisal
            
-7.670%
    
Desk Review
    
Moderate
                                                                                                                  
No
5.00
4.30
XXXX
35
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
36
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
No
  
2.20
XXXX
37
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.30
XXXX
38
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
39
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
2.60
XXXX
40
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
3.80
XXXX
41
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
42
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
43
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
44
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.10
XXXX
45
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.90
XXXX
46
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
3.20
XXXX
47
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.40
XXXX
48
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
3.60
XXXX
49
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Moderate
                                                                                                                  
N/A
  
2.90
XXXX
50
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Appraisal
                      
-100.000%
  
Indeterminate
                                                                                            
N/A
  
4.80
XXXX
51
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Appraisal
                      
-100.000%
  
Indeterminate
                                                                                            
Yes
2.50
3.60
XXXX
52
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
No
  
1.60
XXXX
53
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Moderate
                                                                                                                  
N/A
  
2.60
XXXX
54
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
Yes
1.00
1.00
XXXX
55
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
No
4.00
4.60
XXXX
56
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
No
4.00
1.60
XXXX
57
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
3.50
XXXX
58
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
2.40
XXXX
59
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
3.60
XXXX
60
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.50
XXXX
61
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
3.50
XXXX
62
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
63
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
2.00
XXXX
64
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
4.50
XXXX
65
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
2.00
XXXX
66
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
5.00
XXXX
67
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
3.40
XXXX
68
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.60
XXXX
69
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
70
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
2.80
XXXX
71
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
2.40
XXXX
72
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Moderate
                                                                                                                  
Yes
2.00
2.80
XXXX
73
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
74
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
75
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.30
XXXX
76
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.10
XXXX
77
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.50
XXXX
78
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.20
XXXX
79
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
2.70
XXXX
80
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.30
XXXX
81
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
2.00
XXXX
82
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
83
XXXX
              
0.000%
      
Appraisal
            
-4.620%
    
Desk Review
    
Moderate
                                                                                                                  
N/A
  
2.60
XXXX
84
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.90
XXXX
85
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Moderate
                                                                                                                  
N/A
  
4.00
XXXX
86
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Moderate
                                                                                                                  
N/A
  
3.10
XXXX
87
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
88
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.70
XXXX
89
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Moderate
                                                                                                                  
N/A
  
2.60
XXXX
90
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.60
XXXX
91
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.10
XXXX
92
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
93
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
94
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.80
XXXX
95
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
3.40
XXXX
96
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.30
XXXX
97
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
2.60
XXXX
98
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
2.60
XXXX
99
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.50
XXXX
100
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
2.00
XXXX
101
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.10
XXXX
102
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.50
XXXX
103
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
2.20
XXXX
104
XXXX
              
0.000%
      
Appraisal
            
-4.650%
    
Desk Review
    
Moderate
                                                                                                                  
N/A
  
4.60
XXXX
105
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
4.00
XXXX
106
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
2.60
XXXX
107
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
108
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
109
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
110
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.10
XXXX
111
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Moderate
                                                                                                                  
N/A
  
4.40
XXXX
112
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
113
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.90
XXXX
114
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
2.40
XXXX
115
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
116
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Moderate
                                                                                                                  
N/A
  
3.40
XXXX
117
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
N/A
  
5.00
XXXX
118
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
N/A
  
1.00
XXXX
119
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Low
                                                                                                                  
No
4.00
4.00
XXXX
120
XXXX
              
0.000%
      
Appraisal
            
0.000%
    
Desk Review
    
Moderate
                                                                                                                  
No
  
2.60
XXXX
121
XXXX
              
0.000%
      
Appraisal
                                                                                                                                            
Yes
2.00
2.20
 

Supplemental Data
Run Date - 9/28/2026 5:17:31 PM
SitusAMC Loan ID
Customer Loan ID
Seller Loan ID
Investor Loan Number
TILA Status Loan Designation
Exempt QM/ATR Equivalency
CDFI Bank Originated Loan
Application Date
TRID Tested
GSE
HOEPA Fees
TILA Fees
Rate Lock Date
Calculated APR
Original P&I
Qualifying P&I
Qualifying Rate
Is Borrower Non Occupant
Is Co Borrower Non Occupant
Borrower Employment Indicator
Co Borrower Employment Indicator
Co Borrower 2 Employment Indicator
Co Borrower 3 Employment Indicator
Co Borrower2 Length of Employment
Co Borrower3 Length of Employment
Borrower Foreign National Indicator
Co Borrower Foreign National Indicator
Co Borrower 2 Foreign National Indicator
Co Borrower 3 Foreign National Indicator
Borrower Country Name
Co Borrower Country Name
Co Borrower2 Country Name
Co Borrower3 Country Name
Residual Income
Num Units
Annual Property Tax
Annual Insurance Costs
Monthly Property Tax
Monthly Insurance Costs
HOA Name
HOA Address State
Fee Amount
Next Due Date
HOA Payment Frequency
Investor DTI
QM DTI
Non QM DTI
Original Credit Report Date
Qualifying Credit Score
Third Wage Earner Original FICO Equifax
Third Wage Earner Original FICO Experian
Third Wage Earner Original FICO Transunion
Fourth Wage Earner Original FICO Equifax
Fourth Wage Earner Original FICO Experian
Fourth Wage Earner Original FICO Transunion
Most Recent Updated Credit Report Date
Primary Wage Earner Updated FICO Equifax
Primary Wage Earner Updated FICO Experian
Primary Wage Earner Updated FICO Transunion
Secondary Wage Earner Updated FICO Equifax
Secondary Wage Earner Updated FICO Experian
Secondary Wage Earner Updated FICO Transunion
Third Wage Earner Updated FICO Equifax
Third Wage Earner Updated FICO Experian
Third Wage Earner Updated FICO Transunion
Fourth Wage Earner Updated FICO Equifax
Fourth Wage Earner Updated FICO Experian
Fourth Wage Earner Updated FICO Transunion
Most Recent Updated Co Borrower 2 FICO
Most Recent Updated Co Borrower 3 FICO
Co Borrower 2 Asset Verification Level
Co Borrower 3 Asset Verification Level
Co Borrower 2 Income Verification Level
Co Borrower 3 Income Verification Level
Co Borrower 2 Employment Verification Level
Co Borrower 3 Employment Verification Level
Asset Depletion Flag
Bank Statements Flag
Number of Statements
Type of Statements
Percent of Income From Statements
Borrower Business Ownership %
CoBorrower Business Ownership %
P&L Type
Income Doc Detail
Tax Return Doc Details
Document Level
Document Type
Most Recent Bankruptcy Type
Most Recent Bankruptcy Filing Date
Most Recent Bankruptcy Discharge Date
Number of Bankruptcy Events
Months Bankruptcy (7, 11)
Months Bankruptcy (13)
Most Recent Deed-in -Lieu Date
Number of Deed-in-Lieu Events
Months Deed-in-Lieu
Most Recent Short Sale Date
Number of Short Sale Events
Months Short Sale (or Pre FC)
Most Recent Foreclosure Date
Number of Foreclosure Events
Months Foreclosure
Prior Mortgage/Rent Late 30d in 24m
Prior Mortgage/Rent Late 60d in 24m
Prior Mortgage/Rent Late 90d in 24m
Has ACH
Guideline Name
UW Guideline Author
ATR QM Total Points and Fees Audit
Loan Regulation Benchmark Date
Benchmark Rate
HUD 1 Page 1 Credits Total
Collateral Underwriter Risk Score
AUS Decision System
Property Inspection Waiver (PIW)
Rating Result
Eligible For Rep and Warrant Relief Per Collateral Advisor
Is Equity Shared Loan
Investor Qualifying Rate
Borrower Years of W2s
CoBorrower Years of W2s
Years of Personal Tax Returns
Years of Business Tax Returns
Years of 4506T
Years of Tax Transcripts
Months of Personal Bank Statements
Months of Business Bank Statements
Months of Profit and Loss Statements
Expense Letter
Total DSCR
Total Inverse DSCR
Subordinate Lien Type
Is Shared Appreciation Mortgage
Duration of Payout Months
Seller VSH Indicator
Seller Indicated VSH Guideline
Validated VSH
IO Remaining Amortization Term at Recast
Maturity Date
Borrower Own Funds Cash Amount
Borrower Own Funds Percent
Is the Note an eNote
Borrower WVOE - # of Months of Income provided
Co Borrower WVOE - # of Months of Income provided
Co Borrower2 WVOE - # of Months of Income provided
Co Borrower3 WVOE - # of Months of Income provided
Were the origination guidelines utilized for this diligence review?
Title Evidence
Ownership Type
Borrower Type
Borrower Designation
Co Borrower Type
Co Borrower Designation
Co Borrower2 Type
Co Borrower2 Designation
Co Borrower3 Type
Co Borrower3 Designation
Senior Lien Position
Senior Lien Original Loan Amount
Senior Lien Original Interest Rate
Senior Lien Note Projected Closing Date
Senior Lien Current Balance
Senior Lien Current P&I
Loan Closed in the Name of an Entity
Note Executed by
Assumable Mortgage Flag
Leasehold Flag
Buydown Flag
Borrower Experian FICO Model Used
Borrower Equifax FICO Model Used
Borrower TransUnion FICO Model Used
Co Borrower Experian FICO Model Used
Co Borrower Equifax FICO Model Used
Co Borrower TransUnion FICO Model Used
Co Borrower2 Experian FICO Model Used
Co Borrower2 Equifax FICO Model Used
Co Borrower2 TransUnion FICO Model Used
Co Borrower3 Experian FICO Model Used
Co Borrower3 Equifax FICO Model Used
Co Borrower3 TransUnion FICO Model Used
Borrower Documentation Used to Determine Legal Residency
Co Borrower Documentation Used to Determine Legal Residency
Co Borrower2 Documentation Used to Determine Legal Residency
Co Borrower3 Documentation Used to Determine Legal Residency
Delayed Financing?
Months Reserves
Correspondent Type
Departure Residence
Rate Increase on Default
Default Interest Rate
Default Interest Accrual Start Days
MERS Min Number
Co Borrower Other Income
Co Borrower Wage Income
Primary Housing Lates 0 6 Months 30
Primary Housing Lates 0 6 Months 60
Primary Housing Lates 0 6 Months 90
Primary Housing Lates 7 12 Months 30
Primary Housing Lates 7 12 Months 60
Primary Housing Lates 7 12 Months 90
Primary Housing Lates 13 24 Months 30
Primary Housing Lates 13 24 Months 60
Primary Housing Lates 13 24 Months 90
Primary Housing Lates 25 36 Months 30
Primary Housing Lates 25 36 Months 60
Primary Housing Lates 25 36 Months 90
Borrower 1 ITIN Flag
Borrower 2 ITIN Flag
Borrower 3 ITIN Flag
Borrower 4 ITIN Flag
Total Number of Mortgaged Properties
Amortization Term Less IO
Flood Zone Designation
Flood Policy Expiration Date
Flood Policy Coverage Amount
xxxx
1
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.6
DU
  
ApproveIneligible
N/A
No
xxxx
2
2
2
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Short Form
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X-500
    
xxxx
2
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
Permanent Resident Alien
Permanent Resident Alien
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
3.7
DU
  
ApproveIneligible
N/A
No
xxxx
1
0
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
17
      
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Beacon 5.0
FICO Risk Score Classic 04
          
Resident Alien Card
Resident Alien Card
    
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
AE
xxxx
xxxx
xxxx
3
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.8
DU
  
ApproveIneligible
N/A
No
xxxx
0
0
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Short Form
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
4
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
5.0
DU
  
ApproveIneligible
N/A
No
xxxx
2
2
2
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Short Form
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
5
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; VVOE - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; CPA Letter - 2026
[Borrower -  | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; WVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; CPA Letter - 2026
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
4.1
DU
  
ApproveEligible
N/A
No
xxxx
2
2
1
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
  
31
    
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
6
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.6
DU
  
ApproveIneligible
N/A
No
xxxx
2
0
1
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Short Form
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
7
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.0
DU
  
ApproveIneligible
N/A
No
xxxx
2
1
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
8
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Tax Return Extension - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
2
2
2
0
3
2
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
9
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.5
DU
  
ApproveIneligible
N/A
No
xxxx
2
0
2
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
3
360
AE
xxxx
xxxx
xxxx
10
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.5
DU
  
ApproveIneligible
No
No
xxxx
2
  
1
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                        
No
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
11
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.5
DU
  
ApproveIneligible
N/A
No
xxxx
2
2
0
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X-500
    
xxxx
12
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2026
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.3
DU
  
ApproveIneligible
No
No
xxxx
0
2
0
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
13
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.4
DU
  
ApproveEligible
N/A
No
xxxx
0
1
2
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
14
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
    
xxxx
xxxx
4.5
DU
  
ApproveIneligible
N/A
No
xxxx
2
0
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
15
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; VVOE - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.6
DU
  
ApproveIneligible
N/A
No
xxxx
2
2
1
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
Retail
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
16
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.8
DU
  
ApproveIneligible
N/A
No
xxxx
1
0
1
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Short Form
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
17
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
WVOE
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.6
DU
  
ApproveIneligible
N/A
No
xxxx
0
0
2
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
18
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower -  | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
5.0
DU
  
ApproveIneligible
N/A
No
xxxx
2
0
2
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
19
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
2
0
0
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
20
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
2
  
2
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Short Form
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                        
No
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
21
xxxx
  
xxxx
      
Yes
Yes
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
3.5
DU
  
ApproveEligible
N/A
No
xxxx
1
  
0
0
3
1
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Short Form
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                        
No
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
C
    
xxxx
22
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.8
DU
  
ApproveIneligible
N/A
No
xxxx
0
  
1
0
3
2
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
  
Yes
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
23
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - K-1 (< 25%)]; VVOE - 2026
[Borrower -  | Primary Income - K-1 (< 25%)]; K-1 - 2025
[Borrower -  | Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
3.2
DU
  
ApproveIneligible
N/A
No
xxxx
0
  
2
0
4
2
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
24
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
Permanent Resident Alien
Permanent Resident Alien
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.3
DU
  
ApproveIneligible
N/A
No
xxxx
0
2
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
  
6
    
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
          
Resident Alien Card
Resident Alien Card
      
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
25
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower -  | Non-Primary Income - IRA Distribution]; Other - 2026
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
Retirement Income - Fully Verified
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.7
DU
  
ApproveIneligible
No
No
xxxx
0
  
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
26
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.9
DU
  
ApproveEligible
N/A
No
xxxx
2
  
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
27
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
0
  
2
0
3
2
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                        
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
AE
xxxx
xxxx
xxxx
28
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.1
DU
  
ApproveIneligible
N/A
No
xxxx
0
  
1
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Short Form
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                        
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
29
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.2
DU
  
ApproveIneligible
No
No
xxxx
2
2
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
30
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.5
DU
  
ApproveIneligible
N/A
No
xxxx
2
0
2
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
AE
xxxx
xxxx
xxxx
31
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.1
DU
  
ApproveIneligible
N/A
No
xxxx
0
0
2
0
3
2
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
32
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.5
DU
  
ApproveIneligible
N/A
No
xxxx
2
3
2
0
3
2
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Short Form
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
33
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
2
2
1
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
Yes
No
      
xxxx
xxxx
                        
No
No
No
No
3
360
X
    
xxxx
34
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
4.3
DU
  
ApproveIneligible
No
No
xxxx
0
0
1
0
3
1
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
Retail
  
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
35
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
1
1
1
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
3
360
X
    
xxxx
36
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.2
DU
  
ApproveIneligible
No
No
xxxx
2
2
2
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
3
360
X
    
xxxx
37
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
Yes
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.3
DU
  
ApproveIneligible
N/A
No
xxxx
1
2
2
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
Yes
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
Retail
Yes
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
38
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
1
  
2
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
18
      
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
39
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.6
DU
  
ApproveIneligible
N/A
No
xxxx
1
2
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
40
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
3.8
DU
  
ApproveIneligible
N/A
No
xxxx
2
0
2
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
    
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
VE
xxxx
xxxx
xxxx
41
xxxx
  
xxxx
      
Yes
No
xxxx
    
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; VVOE - 2026
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
    
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
0
  
2
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
Retail
Yes
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
42
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
1
0
1
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
11
30
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
Yes
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
AE
xxxx
xxxx
xxxx
43
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
0
2
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
44
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Account Transcripts - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.1
DU
  
ApproveIneligible
N/A
No
xxxx
2
  
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
45
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.9
DU
  
ApproveEligible
N/A
No
xxxx
2
  
0
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Short Form
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                        
No
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
46
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
Non-Permanent Resident Alien
Non-Permanent Resident Alien
    
xxxx
xxxx
    
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
3.2
DU
  
ApproveIneligible
N/A
No
xxxx
2
2
1
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
          
Resident Alien Card
Resident Alien Card
    
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
47
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.4
DU
  
ApproveIneligible
N/A
No
xxxx
1
0
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
48
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Social Security]; Account Statements - 2026
[Coborrower(s) -  | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Coborrower(s) -  | Non-Primary Income - Annuity]; Account Statements - 2026
[Coborrower(s) -  | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
3.6
DU
  
ApproveIneligible
N/A
No
xxxx
1
0
1
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
Yes
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
49
xxxx
  
xxxx
      
Yes
No
xxxx
    
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Account Transcripts - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.9
DU
  
ApproveIneligible
N/A
No
xxxx
2
  
1
0
2
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
50
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
4.8
DU
  
ApproveIneligible
N/A
No
xxxx
2
  
1
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
AE
xxxx
xxxx
xxxx
51
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; VVOE - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
3.6
DU
  
ApproveIneligible
Yes
No
xxxx
2
0
0
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
52
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; VVOE - 2026
[Borrower -  | Primary Income - Wages]; WVOE - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; WVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.6
DU
  
ApproveIneligible
No
No
xxxx
2
2
1
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
28
28
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
53
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2026
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; Other - 2026
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.6
DU
  
ApproveIneligible
N/A
No
xxxx
1
0
1
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
Retail
  
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
AE
xxxx
xxxx
xxxx
54
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Account Transcripts - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
Yes
No
xxxx
0
  
1
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Short Form
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                        
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
3
360
AH
xxxx
xxxx
xxxx
55
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Non-Primary Income - Social Security]; Account Statements - 2026
[Borrower -  | Non-Primary Income - Social Security]; 1099-SSA - 2025
[Borrower -  | Non-Primary Income - Pension]; Account Statements - 2026
[Borrower -  | Non-Primary Income - Pension]; 1099-R - 2025
[Borrower -  | Primary Income - IRA Distribution]; Account Statements - 2026
[Borrower -  | Primary Income - IRA Distribution]; Account Statements - 2026
[Borrower -  | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026
[Borrower -  | Primary Income - IRA Distribution]; Other - 2026
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
Retirement Income - Fully Verified
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
4.6
DU
  
ApproveIneligible
No
No
xxxx
0
  
0
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Final
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                        
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
56
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Other - 2019
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
    
xxxx
xxxx
1.6
DU
  
ApproveIneligible
No
No
xxxx
0
  
1
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
57
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
3.5
DU
  
ApproveIneligible
N/A
No
xxxx
2
1
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
58
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.4
DU
  
ApproveIneligible
N/A
No
xxxx
2
  
2
0
3
2
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Final
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                        
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
59
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
xxxx
  
xxxx
  
US Citizen
US Citizen
US Citizen
          
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
                                    
Level 1-Not Stated/Not Verified
  
Level 5-Stated/Verified as defined
Level 3-Stated/Verified as defined
No
No
            
[Borrower -  | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower -  | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower -  | Non-Primary Income - IRA Distribution]; Account Statements - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
3.6
DU
  
ApproveIneligible
N/A
No
xxxx
0
2
0
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
Individual
Individual
                
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
              
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
3
360
X
    
xxxx
60
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.5
DU
  
ApproveEligible
N/A
No
xxxx
2
  
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
61
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
[Borrower -  | Primary Income - Sole Proprietor]; W-2 Transcript - 2025
[Borrower -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
3.5
DU
  
ApproveIneligible
N/A
No
xxxx
1
0
2
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
  
18
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
4
360
AE
xxxx
xxxx
xxxx
62
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2025
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2024
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
3
3
2
0
3
2
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
3
360
D
    
xxxx
63
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
    
xxxx
xxxx
2.0
DU
  
ApproveIneligible
N/A
No
xxxx
2
2
0
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
Retail
  
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
64
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
4.5
DU
  
ApproveIneligible
N/A
No
xxxx
2
  
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
65
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; VVOE - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Non-Primary Income - Wages]; VVOE - 2026
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2025
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.0
DU
  
ApproveEligible
N/A
No
xxxx
2
2
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
Yes
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
D
    
xxxx
66
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
Permanent Resident Alien
Permanent Resident Alien
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
5.0
DU
  
ApproveIneligible
N/A
No
xxxx
2
0
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
          
Resident Alien Card
Resident Alien Card
      
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
67
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower -  | Primary Income - Wages]; WVOE - 2026
[Borrower -  | Primary Income - Wages]; Employer Letter - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
3.4
DU
  
ApproveIneligible
N/A
No
xxxx
2
  
1
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
5
      
Yes
Short Form
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                        
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
68
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.6
DU
  
ApproveIneligible
N/A
No
xxxx
1
  
2
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
69
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Partnership (>= 25%)]; CPA Letter - 2026
[Borrower -  | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower -  | Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
0
0
1
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Short Form
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X*
    
xxxx
70
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.8
DU
  
ApproveIneligible
N/A
No
xxxx
0
0
0
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
1
      
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
71
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) -  | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.4
DU
  
ApproveEligible
N/A
No
xxxx
2
1
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
C
    
xxxx
72
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.8
DU
  
ApproveIneligible
Yes
No
xxxx
2
2
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Short Form
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
73
xxxx
  
xxxx
      
Yes
No
xxxx
    
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
    
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
2
0
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
74
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) -  | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
0
0
1
0
3
2
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
75
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.3
DU
  
ApproveIneligible
N/A
No
xxxx
0
  
3
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
    
No
        
Yes
Short Form
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
  
Yes
No
      
xxxx
xxxx
                        
No
No
No
No
3
360
X
    
xxxx
76
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
Permanent Resident Alien
Permanent Resident Alien
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - No Results Returned - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.1
DU
  
ApproveIneligible
N/A
No
xxxx
2
2
2
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
Yes
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
          
Resident Alien Card
Resident Alien Card
      
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X-500
    
xxxx
77
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.5
DU
  
ApproveIneligible
N/A
No
xxxx
1
1
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
Yes
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X*
    
xxxx
78
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Non-Primary Income - Social Security]; Account Statements - 2026
[Borrower -  | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower -  | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026
[Borrower -  | Non-Primary Income - Pension]; 1099-R - 2025
[Borrower -  | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026
[Borrower -  | Primary Income - IRA Distribution]; Account Statements - 2026
[Borrower -  | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026
[Coborrower(s) -  | Non-Primary Income - Social Security]; Account Statements - 2026
[Coborrower(s) -  | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Coborrower(s) -  | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
Retirement Income - Fully Verified
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.2
DU
  
ApproveIneligible
N/A
No
xxxx
0
0
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
79
xxxx
  
xxxx
      
Yes
No
xxxx
    
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
    
xxxx
xxxx
2.7
DU
  
ApproveIneligible
N/A
No
xxxx
2
  
2
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
80
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.3
DU
  
ApproveIneligible
N/A
No
xxxx
1
  
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
19
      
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
81
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.0
DU
  
ApproveIneligible
N/A
No
xxxx
0
0
2
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
Retail
  
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
82
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
1
  
3
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                        
No
xxxx
Retail
No
No
      
xxxx
xxxx
                        
No
No
No
No
3
360
X
    
xxxx
83
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - C-Corp]; Third Party Verification - 2026
[Borrower -  | Primary Income - C-Corp]; W-2 - 2025
[Borrower -  | Primary Income - C-Corp]; 1120 - 2024
[Borrower -  | Primary Income - C-Corp]; W-2 - 2024
[Borrower -  | Primary Income - C-Corp]; 1120 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) -  | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) -  | Non-Primary Income - C-Corp]; Third Party Verification - 2026
[Coborrower(s) -  | Non-Primary Income - C-Corp]; W-2 - 2025
[Coborrower(s) -  | Non-Primary Income - C-Corp]; 1120 - 2024
[Coborrower(s) -  | Non-Primary Income - C-Corp]; W-2 - 2024
[Coborrower(s) -  | Non-Primary Income - C-Corp]; 1120 - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.6
DU
  
ApproveIneligible
N/A
No
xxxx
2
2
2
0
3
2
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
84
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.9
DU
  
ApproveIneligible
N/A
No
xxxx
2
0
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X-500
    
xxxx
85
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower -  | Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
4.0
DU
  
ApproveIneligible
N/A
No
xxxx
0
  
1
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                        
No
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
Other
    
xxxx
86
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
3.1
DU
  
ApproveIneligible
N/A
No
xxxx
0
  
2
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                        
No
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
87
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Non-Primary Income - Interest / Dividends]; K-1 - 2024
[Coborrower(s) -  | Non-Primary Income - Interest / Dividends]; K-1 - 2023
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
1
2
2
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
88
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
    
xxxx
xxxx
1.7
DU
  
ApproveIneligible
N/A
No
xxxx
2
2
0
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
89
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.6
DU
  
ApproveIneligible
N/A
No
xxxx
2
1
1
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
90
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.6
DU
  
ApproveIneligible
N/A
No
xxxx
0
  
2
0
3
2
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
91
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; Borrower Intent to Return to Work Letter - 2026
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2026
[Coborrower(s) -  | Primary Income - Wages]; Other - 2026
[Coborrower(s) -  | Primary Income - Wages]; Other - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.1
DU
  
ApproveIneligible
N/A
No
xxxx
1
0
0
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
  
29
    
Yes
Short Form
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
92
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveEligible
N/A
No
xxxx
0
2
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Short Form
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
93
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
1
0
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
Yes
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
94
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.8
DU
  
ApproveIneligible
N/A
No
xxxx
0
2
2
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
95
xxxx
  
xxxx
      
Yes
No
xxxx
    
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Sole Proprietor]; Other - 2026
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
[Borrower -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2022
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
3.4
DU
  
ApproveIneligible
N/A
No
xxxx
0
2
2
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
96
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.3
DU
  
ApproveIneligible
N/A
No
xxxx
2
2
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
97
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; Paystubs - 2026
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower -  | Primary Income - K-1 (< 25%)]; K-1 - 2025
[Borrower -  | Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.6
DU
  
ApproveIneligible
N/A
No
xxxx
0
0
2
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Short Form
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
98
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.6
DU
  
ApproveIneligible
N/A
No
xxxx
2
2
1
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Short Form
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
99
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.5
DU
  
ApproveIneligible
N/A
No
xxxx
1
  
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
100
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.0
DU
  
ApproveIneligible
N/A
No
xxxx
1
  
2
0
3
2
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
4
360
X
    
xxxx
101
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.1
DU
  
ApproveIneligible
N/A
No
xxxx
1
  
1
0
3
2
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Final
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                        
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
AE
xxxx
xxxx
xxxx
102
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.5
DU
  
ApproveEligible
N/A
No
xxxx
2
  
0
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Short Form
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                        
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
103
xxxx
  
xxxx
      
Yes
No
xxxx
    
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; VVOE - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; Year End Summary - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Year End Summary - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
    
xxxx
xxxx
2.2
DU
  
ApproveIneligible
N/A
No
xxxx
0
  
1
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Short Form
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
Retail
No
No
      
xxxx
xxxx
                        
No
No
No
No
3
360
X
    
xxxx
104
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - No Results Returned - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
4.6
DU
  
ApproveIneligible
N/A
No
xxxx
0
  
1
0
3
1
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
  
Yes
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
105
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
4.0
DU
  
ApproveIneligible
N/A
No
xxxx
2
1
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
106
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
    
xxxx
xxxx
2.6
DU
  
ApproveIneligible
N/A
No
xxxx
2
0
1
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
Yes
No
      
xxxx
xxxx
                        
No
No
No
No
3
360
X-500
    
xxxx
107
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
1
2
0
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
18
      
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
108
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - K-1 (< 25%)]; Paystubs - 2026
[Borrower -  | Primary Income - K-1 (< 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - K-1 (< 25%)]; K-1 - 2025
[Borrower -  | Primary Income - K-1 (< 25%)]; W-2 - 2025
[Borrower -  | Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower -  | Primary Income - K-1 (< 25%)]; W-2 - 2024
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
2
0
2
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
109
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
0
  
2
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Short Form
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                        
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
AH
xxxx
xxxx
xxxx
110
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; VVOE - 2026
[Borrower -  | Primary Income - Wages]; WVOE - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.1
DU
  
ApproveIneligible
N/A
No
xxxx
2
0
0
0
2
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
30
4
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
Retail
No
No
      
xxxx
xxxx
                        
No
No
No
No
3
360
X
    
xxxx
111
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
4.4
DU
  
ApproveIneligible
N/A
No
xxxx
0
  
0
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
    
No
1
      
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
112
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; Other - 2026
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - Wages]; Employer Letter - 2026
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Income - 2026
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2025
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2024
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
2
  
2
0
3
2
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
29
      
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
113
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; Vesting Schedule - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - No Results Returned - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.9
DU
  
ApproveIneligible
N/A
No
xxxx
2
0
2
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
114
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
          
US Citizen
              
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.4
DU
  
ApproveIneligible
N/A
No
xxxx
2
  
0
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Final
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
xxxx
    
No
      
xxxx
xxxx
                        
No
No
No
No
1
360
X
    
xxxx
115
xxxx
  
xxxx
      
Yes
No
xxxx
    
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Tax Return Extension - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
0
0
2
0
3
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
3
360
X*
    
xxxx
116
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Social Security]; Account Statements - 2026
[Coborrower(s) -  | Non-Primary Income - IRA Distribution]; Account Statements - 2026
[Coborrower(s) -  | Non-Primary Income - IRA Distribution]; Account Statements - 2026
[Coborrower(s) -  | Non-Primary Income - Annuity]; Account Statements - 2026
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
3.4
DU
  
ApproveIneligible
N/A
No
xxxx
1
0
2
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
3
360
X
    
xxxx
117
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
xxxx
  
xxxx
  
US Citizen
US Citizen
US Citizen
          
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
                                    
Level 4-Stated/Verified as defined
Level 5-Stated/Verified as defined
Level 1-Not Stated/Not Verified
  
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower]; Transcripts (1040) - 2026
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
5.0
DU
  
ApproveIneligible
N/A
No
xxxx
2
2
2
0
2
4
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
Individual
Individual
                
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
              
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
118
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; VVOE - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
    
xxxx
xxxx
1.0
DU
  
ApproveIneligible
N/A
No
xxxx
2
2
0
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
Retail
Yes
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
xxxx
119
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
4.0
DU
  
ApproveIneligible
No
No
xxxx
1
1
1
0
2
3
      
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Short Form
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
5
360
X
    
xxxx
120
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; VVOE - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Non-Primary Income - Sole Proprietor]; CPA Letter - 2026
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower]; 4506-C - 2025
[Borrower]; Account Transcripts - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; Account Transcripts - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
2yr Full Doc
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.6
DU
  
ApproveIneligible
No
No
xxxx
1
0
2
0
3
3
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
  
No
        
Yes
Short Form
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                  
No
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
3
360
X
    
xxxx
121
xxxx
  
xxxx
      
Yes
No
xxxx
xxxx
  
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
        
US Citizen
US Citizen
            
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
          
xxxx
xxxx
xxxx
xxxx
xxxx
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
WVOE
                              
xxxx
xxxx
xxxx
    
xxxx
xxxx
  
xxxx
xxxx
2.2
DU
  
ApproveIneligible
Yes
No
xxxx
0
0
3
0
3
2
    
xxxx
No
          
Yes
Mixed
Not Tested
  
xxxx
xxxx
xxxx
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
xxxx
  
No
No
      
xxxx
xxxx
                        
No
No
No
No
2
360
X
    
 
ASF
Run Date - 9/28/2026 5:17:31 PM
Primary Servicer
Servicing Fee Percentage
Servicing Fee Flat Dollar
Servicing Advance Methodology
Originator
Loan Group
Loan Number
Amortization Type
Lien Position
Heloc Indicator
Loan Purpose
Cash Out Amount
Total Origination and Discount Points in Dollars
Covered High Cost Loan Indicator
Relocation Loan Indicator
Broker Indicator
Channel
Escrow Indicator
Senior Loan Amounts
Loan Type of Most Senior Lien
Hybrid Period of Most Senior Lien in Months
Neg Am Limit of Most Senior Lien
Junior Mortgage Balance
Origination Date of Most Senior Lien
Origination Date
Original Loan Amount
Original Interest Rate
Original Amortization Term
Original Term to Maturity
First Payment Date of Loan
Interest Type Indicator
Original Interest Only Term
Buy Down Period
HELOC Draw Period
Current Loan Amount
Current Interest Rate
Current Payment Amount Due
Interest Paid Through Date
Current Payment Status
Index Type
ARM Look Back Days
Gross Margin
ARM Round Flag
ARM Rounding Factor
Initial Fixed Rate Period
Initial Interest Rate Cap Change Up
Initial Interest Rate Cap Change Down
Subsequent Interest Rate Reset Period
Subsequent Interest Rate Change Down
Subsequent Interest Rate Change Up
Lifetime Maximum Rate Ceiling
Lifetime Minimum Rate Floor
Negative Amortization Limit
Initial Negative Amortization Recast Period
Subsequent Negative Amortization Recast Period
Initial Fixed Payment Period
Subsequent Payment Reset Period
Initial Periodic Payment Cap
Subsequent Periodic Payment Cap
Initial Minimum Payment Reset Period
Subsequent Minimum Payment Reset Period
Option ARM Indicator
Options at Recast
Initial Minimum Payment
Current Minimum Payment
Prepayment Penalty Calculation
Prepayment Penalty Type
Prepayment Penalty Total Term
Prepayment Penalty Hard Term
Primary Borrower ID
Number of Mortgaged Properties
Total Number of Borrowers
Self Employment Flag
Current Other Monthly Payment
Length of Employment Borrower
Length of Employment Co Borrower
Years in Home
FICO Model Used
Most Recent FICO Date
Primary Wage Earner Original FICO Equifax
Primary Wage Earner Original FICO Experian
Primary Wage Earner Original FICO Transunion
Secondary Wage Earner Original FICO Equifax
Secondary Wage Earner Original FICO Experian
Secondary Wage Earner Original FICO Transunion
Most Recent Primary Borrower FICO
Most Recent Co Borrower FICO
Most Recent FICO Method
Vantagescore Primary Borrower
Vantagescore Co Borrower
Most Recent Vantagescore Method
Vantagescore Date
Credit Report Longest Trade Line
Credit Report Maximum Trade Line
Credit Report Number of Trade Lines
Credit Line Usage Ratio
Most Recent 12 Month Pay History
Months Bankruptcy
Months Foreclosure
Primary Borrower Wage Income
Co Borrower Wage Income
Primary Borrower Other Income
Co Borrower Other Income
All Borrower Wage Income
All Borrower Total Income
4506T/C Indicator
Borrower Income Verification Level
Co Borrower Income Verification Level
Borrower Employment Verification Level
Co Borrower Employment Verification Level
Borrower Asset Verification Level
Co Borrower Asset Verification Level
Liquid Cash Reserves
Monthly Debt All Borrowers
Originator DTI
Fully Indexed Rate
Qualification Method
Percentage of Down Payment From Borrower Own Funds
City
State
Postal Code
Property Type
Occupancy
Sales Price
Original Appraised Property Value
Original Property Valuation Type
Original Property Valuation Date
Original Automated Valuation Model AVM Model Name
Original AVM Confidence Score
Most Recent Property Value
Most Recent Property Valuation Type
Most Recent Property Valuation Date
Most Recent AVM Model Name
Most Recent AVM Confidence Score
Original CLTV
Original LTV
Original Pledged Assets
Mortgage Insurance Company Name
Mortgage Insurance Percent
MI Lender or Borrower Paid
Pool Insurance Co Name
Pool Insurance Stop Loss Percent
MI Certificate Number
Updated DTI Front End
Updated DTI Back End
Modification Effective Payment Date
Total Capitalized Amount
Total Deferred Amount
Pre Modification Interest Note Rate
Pre Modification P&I Payment
Pre Modification Initial Interest Rate Change Downward Cap
Pre Modification Subsequent Interest Rate Cap
Pre Modification Next Interest Rate Change Date
Pre Modification IO Term
Forgiven Principal Amount
Forgiven Interest Amount
Number of Modifications
Real Estate Interest
Community Ownership Structure
Year of Manufacture
HUD Code Compliance Indicator Y/N
Gross Manufacturers Invoice Price
LTI Loan to Invoice Gross
Net Manufacturers Invoice Price
LTI Net
Manufacturer Name
Model Name
Down Payment Source
Community Related Party Lender Y/N
Defined Underwriting Criteria Y/N
Chattel Indicator
9999999
XXXX
  
99
  
UNK
1
1
1
0
6
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
143
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
1
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
2
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
161
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
1
5
1
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
3
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
311
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
4
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
122
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
5
1
1
0
3
XXXX
XXXX
0
0
1
2
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
3
2
1
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
60
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
2
2
3
3
4
4
XXXX
XXXX
XXXX
  
1
    
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
6
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
1
0
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
45
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
4
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
7
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
138
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
8
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
12
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
227
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
9
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
24
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
252
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
1
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
10
1
1
0
7
XXXX
XXXX
0
0
0
1
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
49
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
1
2
2
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
11
1
1
0
9
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
1
1
XXXX
XXXX
  
XXXX
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
171
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
2
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
    
XXXX
  
7
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
12
1
1
0
9
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
160
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
    
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
13
1
1
0
3
XXXX
XXXX
0
0
0
1
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
1
1
XXXX
XXXX
  
XXXX
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
259
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
    
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
14
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
1
0
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
101
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
15
1
1
0
3
XXXX
XXXX
0
0
1
2
2
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
  
XXXX
XXXX
XXXX
3
        
68
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
1
4
1
XXXX
XXXX
XXXX
  
1
    
XXXX
  
7
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
16
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
42
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
17
1
1
0
6
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
1
0
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
316
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
18
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
82
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
1
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
19
1
1
0
7
XXXX
XXXX
0
0
0
5
0
                
XXXX
XXXX
XXXX
  
2
0
12
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
130
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
1
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
20
1
1
0
7
XXXX
XXXX
0
0
0
1
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
165
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
1
2
1
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
21
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
334
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
1
5
1
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
22
1
1
0
7
XXXX
XXXX
0
0
1
2
1
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
1
0
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
175
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
23
1
1
0
7
XXXX
XXXX
0
0
0
1
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
123
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
1
3
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
24
1
1
0
3
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
1
0
XXXX
XXXX
  
XXXX
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
223
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
3
  
1
  
4
  
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
25
1
1
0
7
XXXX
XXXX
0
0
0
1
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
384
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
1
5
1
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
2
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
26
1
1
0
7
XXXX
XXXX
0
0
0
1
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
445
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
1
1
1
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
27
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
1
0
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
250
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
28
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
1
1
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
86
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
4
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
29
1
1
0
3
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
1
0
XXXX
XXXX
  
XXXX
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
132
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
30
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
1
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
191
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
4
5
3
1
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
31
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
1
1
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
23
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
3
  
3
  
2
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
32
1
1
0
7
XXXX
XXXX
0
0
0
1
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
3
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
224
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
4
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
33
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
274
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
1
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
34
1
1
0
3
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
151
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
2
1
4
1
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
35
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
148
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
2
2
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
36
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
228
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
1
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
37
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
204
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
1
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
38
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
1
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
146
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
2
3
3
1
2
2
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
39
1
1
0
3
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
276
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
1
4
1
XXXX
XXXX
XXXX
  
1
    
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
40
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
115
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
41
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
3
2
1
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
97
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
4
3
1
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
42
1
1
0
3
XXXX
XXXX
0
0
0
5
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
122
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
1
4
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
43
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
136
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
44
1
1
0
3
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
299
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
1
4
4
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
2
  
XXXX
3
  
0
  
XXXX
3
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
45
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
269
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
3
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
46
1
1
0
9
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
254
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
47
1
1
0
9
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
1
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
178
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
1
4
1
XXXX
XXXX
XXXX
  
1
    
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
48
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
236
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
1
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
49
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
3
1
1
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
121
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
50
1
1
0
7
XXXX
XXXX
0
0
0
5
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
50
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
51
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
265
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
1
4
1
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
52
1
1
0
9
XXXX
XXXX
0
0
0
5
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
1
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
213
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
4
3
3
3
4
1
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
53
1
1
0
3
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
1
1
XXXX
XXXX
  
XXXX
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
258
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
3
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
54
1
1
0
7
XXXX
XXXX
0
0
1
2
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
1
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
260
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
4
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
55
1
1
0
3
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
1
0
XXXX
XXXX
  
XXXX
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
274
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
56
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
43
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
3
3
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
12
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
57
1
1
0
7
XXXX
XXXX
0
0
1
2
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
1
0
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
273
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
58
1
1
0
7
XXXX
XXXX
0
0
0
5
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
3
1
0
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
112
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
59
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
3
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
255
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
3
5
1
3
3
1
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
60
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
4
2
1
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
296
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
2
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
61
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
1
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
342
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
4
1
3
1
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
3
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
62
1
1
0
9
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
3
2
0
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
199
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
63
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
114
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
1
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
64
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
156
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
2
4
1
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
65
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
3
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
136
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
4
3
3
1
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
66
1
1
0
3
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
155
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
1
5
1
3
4
1
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
67
1
1
0
7
XXXX
XXXX
0
0
0
1
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
3
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
223
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
68
1
1
0
3
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
1
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
249
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
3
5
3
3
4
1
XXXX
XXXX
XXXX
  
1
    
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
69
1
1
0
7
XXXX
XXXX
0
0
1
2
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
154
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
1
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
70
1
1
0
7
XXXX
XXXX
0
0
0
5
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
1
0
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
330
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
71
1
1
0
3
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
1
0
XXXX
XXXX
  
XXXX
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
224
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
    
XXXX
  
7
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
72
1
1
0
7
XXXX
XXXX
0
0
1
2
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
1
1
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
187
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
73
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
1
1
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
49
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
2
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
74
1
1
0
3
XXXX
XXXX
0
0
1
2
2
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
1
1
XXXX
XXXX
  
XXXX
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
196
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
3
  
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
75
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
4
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
76
1
1
0
6
XXXX
XXXX
0
0
1
2
2
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
210
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
2
2
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
77
1
1
0
3
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
148
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
    
XXXX
  
7
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
78
1
1
0
9
XXXX
XXXX
0
0
1
2
2
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
1
1
XXXX
XXXX
  
XXXX
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
99
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
79
1
1
0
3
XXXX
XXXX
0
0
0
1
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
1
1
XXXX
XXXX
  
XXXX
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
111
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
4
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
80
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
3
1
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
115
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
1
1
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
2
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
81
1
1
0
9
XXXX
XXXX
0
0
1
2
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
172
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
    
XXXX
  
7
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
82
1
1
0
7
XXXX
XXXX
0
0
1
2
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
1
0
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
341
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
83
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
4
1
1
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
80
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
84
1
1
0
9
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
1
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
278
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
2
2
3
3
4
4
XXXX
XXXX
XXXX
  
1
    
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
85
1
1
0
7
XXXX
XXXX
0
0
1
2
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
87
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
2
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
86
1
1
0
7
XXXX
XXXX
0
0
0
1
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
224
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
87
1
1
0
9
XXXX
XXXX
0
0
1
2
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
219
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
1
XXXX
XXXX
XXXX
  
1
    
XXXX
  
7
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
88
1
1
0
7
XXXX
XXXX
0
0
1
2
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
1
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
133
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
1
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
89
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
253
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
90
1
1
0
3
XXXX
XXXX
0
0
1
2
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
1
0
XXXX
XXXX
  
XXXX
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
146
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
91
1
1
0
9
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
5
2
1
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
222
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
4
4
3
3
4
1
XXXX
XXXX
XXXX
  
1
    
XXXX
  
7
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
92
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
1
0
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
230
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
2
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
93
1
1
0
9
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
1
1
XXXX
XXXX
  
XXXX
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
143
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
4
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
    
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
94
1
1
0
9
XXXX
XXXX
0
0
0
1
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
3
1
1
XXXX
XXXX
  
XXXX
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
85
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
4
  
3
  
3
  
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
95
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
164
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
1
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
96
1
1
0
9
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
1
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
203
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
3
4
1
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
97
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
402
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
2
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
98
1
1
0
9
XXXX
XXXX
0
0
0
5
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
3
1
1
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
158
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
    
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
99
1
1
0
7
XXXX
XXXX
0
0
0
5
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
3
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
165
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
4
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
2
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
100
1
1
0
7
XXXX
XXXX
0
0
0
1
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
1
1
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
49
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
4
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
101
1
1
0
6
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
1
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
154
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
4
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
102
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
1
1
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
135
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
2
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
103
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
91
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
1
4
3
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
104
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
1
0
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
247
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
3
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
2
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
105
1
1
0
9
XXXX
XXXX
0
0
0
1
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
124
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
1
4
1
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
106
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
1
0
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
11
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
2
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
107
1
1
0
9
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
221
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
2
3
1
4
1
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
108
1
1
0
3
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
1
0
XXXX
XXXX
  
XXXX
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
233
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
109
1
1
0
7
XXXX
XXXX
0
0
1
2
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
129
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
110
1
1
0
7
XXXX
XXXX
0
0
1
2
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
2
1
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
123
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
111
1
1
0
3
XXXX
XXXX
0
0
0
5
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
115
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
1
XXXX
XXXX
XXXX
  
1
    
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
112
1
1
0
9
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
1
0
XXXX
XXXX
  
XXXX
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
173
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
113
1
1
0
7
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
1
0
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
238
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
2
  
XXXX
3
  
0
  
XXXX
3
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
114
1
1
0
3
XXXX
XXXX
0
0
0
5
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
1
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
252
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
3
1
3
1
3
3
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
115
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
1
0
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
250
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
116
1
1
0
7
XXXX
XXXX
0
0
1
2
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
1
0
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
391
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
1
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
117
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
2
1
0
XXXX
XXXX
    
1
  
XXXX
XXXX
XXXX
      
XXXX
  
3
        
180
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
  
XXXX
  
XXXX
XXXX
1
5
  
3
  
4
  
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
118
1
1
0
6
XXXX
XXXX
0
0
0
5
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
125
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
1
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
1
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
119
1
1
0
3
XXXX
XXXX
0
0
0
1
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
XXXX
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
534
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
    
XXXX
  
1
1
  
XXXX
3
  
0
  
XXXX
9
  
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
120
1
1
0
7
XXXX
XXXX
0
0
1
2
0
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
3
2
1
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
236
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
1
4
1
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
4
2
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX
                                                                
9999999
XXXX
  
99
  
UNK
121
1
1
0
7
XXXX
XXXX
0
0
1
2
4
                
XXXX
XXXX
XXXX
  
2
0
0
          
0
                                                          
0
  
1
2
0
XXXX
XXXX
XXXX
  
1
  
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
        
61
XXXX
XXXX
XXXX
XXXXXXXXXXXX
    
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
  
1
XXXX
  
XXXX
  
7
1
  
XXXX
3
  
0
        
0
  
XXXX
XXXX
XXXX
  
XXXX