The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC Stock 007903107 1,835 3 SH SOLE 3 0 0
ALTRIA GROUP INC Stock 02209S103 46,330 688 SH SOLE 688 0 0
AMEREN CORP Stock 023608102 19,677 198 SH SOLE 198 0 0
AMERICAN CENTY TR ETF AVANTIS U S LARGE CAP VALUE ETF 025072349 4,640,296 51,308 SH SOLE 51,308 0 0
AMERICAN ELECTRIC POWER INC Stock 025537101 26,457 223 SH SOLE 223 0 0
AMERICAN EXPRESS COMPANY Stock 025816109 37,100 122 SH SOLE 122 0 0
AMERICAN FINL GROUP INC OHIO Stock 025932104 47,319 346 SH SOLE 346 0 0
AMGEN INC Stock 031162100 119,709 284 SH SOLE 284 0 0
APOLLO GLOBAL MGMT INC NEW Stock 03769M106 39,228 338 SH SOLE 338 0 0
APPLE INC Stock 037833100 884,501 2,656 SH SOLE 2,656 0 0
AT & T INC Stock 00206R102 22,521 923 SH SOLE 923 0 0
AUTOMATIC DATA PROCESSING Stock 053015103 68,128 264 SH SOLE 264 0 0
BANK NEW YORK MELLON CORP Stock 064058100 177,750 1,229 SH SOLE 1,229 0 0
BANK OF AMERICA CORP Stock 060505104 82,951 1,524 SH SOLE 1,524 0 0
BERKLEY W R CORPORATION Stock 084423102 43,833 649 SH SOLE 649 0 0
BERKSHIRE HATHAWAY INC SERIES B NEW Stock 084670702 260,926 524 SH SOLE 524 0 0
BLACKROCK INC COM NEW Stock 09290D101 79,372 75 SH SOLE 75 0 0
BRISTOL MYERS SQUIBB CO Stock 110122108 46,613 747 SH SOLE 747 0 0
CAPITAL ONE FINANCIAL CORP Stock 14040H105 39,193 203 SH SOLE 203 0 0
CHECK POINT SOFTWARE TECH LTD Stock M22465104 29,135 227 SH SOLE 227 0 0
CHEVRON CORPORATION Stock 166764100 66,368 325 SH SOLE 325 0 0
CHUBB LTD Stock H1467J104 43,909 135 SH SOLE 135 0 0
CISCO SYSTEMS INC Stock 17275R102 87,396 812 SH SOLE 812 0 0
CORPAY INC INC Stock 219948106 47,798 123 SH SOLE 123 0 0
CORTEVA INC Stock 22052L104 74,078 954 SH SOLE 954 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 59,172 65 SH SOLE 65 0 0
DEERE & CO Stock 244199105 49,023 73 SH SOLE 73 0 0
DELL TECHNOLOGIES INC CL C Stock 24703L202 168,916 314 SH SOLE 314 0 0
DOVER CORP COMMON Stock 260003108 52,935 283 SH SOLE 283 0 0
DRAFTKINGS INC NEW CL A Stock 26142V105 190 10 SH SOLE 10 0 0
EATON CORP PLC Stock G29183103 49,417 115 SH SOLE 115 0 0
ENBRIDGE INC Stock 29250N105 36,541 786 SH SOLE 786 0 0
ENTERPRISE PRODUCTS PARTNERS Stock 293792107 10,683 300 SH SOLE 300 0 0
EPR PPTYS SHS BEN INT REIT 26884U109 14,706 262 SH SOLE 262 0 0
EXELIXIS INC Stock 30161Q104 60,104 1,029 SH SOLE 1,029 0 0
EXPEDIA INC Stock 30212P303 47,932 182 SH SOLE 182 0 0
EXXONMOBIL HLDGS CORP Stock 30233Q108 209,134 1,285 SH SOLE 1,285 0 0
FEDEX CORPORATION Stock 31428X106 33,926 119 SH SOLE 119 0 0
FEDEX FGHT HLDG CO INC Stock 314352105 5,907 54 SH SOLE 54 0 0
FISERV INC Stock 337738108 29,728 658 SH SOLE 658 0 0
GE AEROSPACE NEW Stock 369604301 44,657 143 SH SOLE 143 0 0
GENERAL MOTORS CO Stock 37045V100 43,351 563 SH SOLE 563 0 0
GENL DYNAMICS CORP Stock 369550108 224,981 678 SH SOLE 678 0 0
GILEAD SCIENCES INC Stock 375558103 91,368 613 SH SOLE 613 0 0
HARTFORD INSURANCE GROUP INC Stock 416515104 39,155 320 SH SOLE 320 0 0
HOME DEPOT INC Stock 437076102 23,328 82 SH SOLE 82 0 0
HONEYWELL AEROSPACE INC COM Stock 43849R105 21,231 137 SH SOLE 137 0 0
HONEYWELL INTL INC COM NEW Stock 438516205 28,899 137 SH SOLE 137 0 0
ILLINOIS TOOL WORKS INC Stock 452308109 58,145 226 SH SOLE 226 0 0
INTERLINK ELECTRONICS INC Stock 458751302 1,346 225 SH SOLE 225 0 0
INTERNATIONAL BUSINESS MACHINE CORP Stock 459200101 33,429 152 SH SOLE 152 0 0
INVESCO EXCH TRADED ETF SELF INDEXED FD TR BULLETSHARES 2027 MUN BD ETF 46138J494 840,183 36,117 SH SOLE 36,117 0 0
INVESCO EXCH TRD ETF SELF INDXD FD TR BULLETSHRS 2029 CORP BD ETF 46138J577 61,771 3,394 SH SOLE 3,394 0 0
INVESCO EXCHANGE ETF TRADED SELF INDEXED BULLETSHARES 2028 CORP ETF 46138J643 62,227 3,092 SH SOLE 3,092 0 0
INVESCO EXCHANGE ETF TRADED SELF INDEXED FD BULLETSHARES 2026 ETF 46138J791 62,835 3,219 SH SOLE 3,219 0 0
INVESCO EXCHANGE ETF TRADED SELF INDEXED FD BULLETSHARES 2027 CORP ETF 46138J783 62,779 3,212 SH SOLE 3,212 0 0
INVESCO EXCHANGE ETF TRADED SELF INDXD FD TR BLLTSHRS 2031 CRPT BD ETF 46138J429 70,933 4,498 SH SOLE 4,498 0 0
INVESCO S&P MIDCAP ETF QUALITY ETF 46137V472 134,315 1,203 SH SOLE 1,203 0 0
INVESCO SELF INDEXED ETF BULLETSHARES 2026 HIGH YIELD CORP BD ETF 46138J635 28,006 1,227 SH SOLE 1,227 0 0
INVESCO SELF INDEXED ETF BULLETSHARES 2027 HGH YLD CRP ETF 46138J585 14,258 645 SH SOLE 645 0 0
INVESCO SELF INDEXED ETF FD BULLETSHARES 2030 CORPORATE BD ETF 46138J460 58,782 3,642 SH SOLE 3,642 0 0
INVESCO SELF-INDEXED ETF FD TR BULLETSHARES 2028 HIGH YLD CORP BOND ETF 46138J452 28,440 1,328 SH SOLE 1,328 0 0
INVESCO SELF-INDEXED ETF FD TR BULLETSHARES 2030 MUN FD ETF ETF 46138J445 815,121 39,012 SH SOLE 39,012 0 0
INVESCO TR ETF S&P 500 QUALITY ETF 46137V241 185,733 2,209 SH SOLE 2,209 0 0
INVESCO TR II ETF S&P 500 MOMENTUM ETF 46138E339 299,219 1,974 SH SOLE 1,974 0 0
IRON MOUNTAIN INC REIT 46284V101 67,680 610 SH SOLE 610 0 0
ISHARES ETF TR IBONDS DEC 2031 TREM CORPORATE ETF 46436E486 45,444,187 2,265,413 SH SOLE 2,265,413 0 0
ISHARES EDGE MSCI ETF MIN VOL USA ETF ETF 46429B697 331,881 3,406 SH SOLE 3,406 0 0
ISHARES IBONDS DEC ETF TR 2030 TERM MUNI BD ETF 46438G687 39,275 1,571 SH SOLE 1,571 0 0
ISHARES TR ETF IBONDS DEC 2026 TERM CORP ETF 46435GAA0 53,187 2,194 SH SOLE 2,194 0 0
ISHARES TR ETF IBONDS DEC 2027 TERM CORPORATE ETF ETF 46435UAA9 289,536 12,004 SH SOLE 12,004 0 0
ISHARES TR ETF IBONDS DEC 2028 TERM CORPORATE ETF 46435U515 288,288 11,550 SH SOLE 11,550 0 0
ISHARES TR ETF IBONDS DEC 2029 TERM CORPORATE ETF 46436E205 357,753 15,767 SH SOLE 15,767 0 0
ISHARES TR ETF IBONDS DEC 2030 TERM CORPORATE ETF ETF 46436E726 248,120 11,737 SH SOLE 11,737 0 0
ISHARES TR ETF IBONDS DEC 2031 TERM MUNI BD ETF 46438G356 38,864 1,576 SH SOLE 1,576 0 0
ISHARES TR ETF IBONDS DEC 2035 TERM CORP ETF 46438G372 243,685 10,124 SH SOLE 10,124 0 0
ISHARES TR CORE ETF 60/40 BALANCED ALLOCATION ETF 464289867 2,261 33 SH SOLE 33 0 0
ISHARES TR IBONDS ETF DEC 2032 TERM CORPORATE ETF 46436E312 513,028 21,314 SH SOLE 21,314 0 0
ISHARES TR IBONDS ETF DEC 2033 TERM CORP ETF 46436E130 245,559 10,031 SH SOLE 10,031 0 0
ISHARES TR IBONDS ETF DEC 2034 TERM CORPORATE ETF 46438G653 42,334,902 1,718,835 SH SOLE 1,718,835 0 0
JOHNSON & JOHNSON Stock 478160104 100,866 381 SH SOLE 381 0 0
JOHNSON CTLS INTL PLC Stock G51502105 47,419 319 SH SOLE 319 0 0
JPMORGAN CHASE & CO Stock 46625H100 152,182 460 SH SOLE 460 0 0
KINROSS GOLD CORP (NEW) NO PAR Stock 496902404 482 20 SH SOLE 20 0 0
KRATOS DEFENSE AND SECURITY SOLUTIONS Stock 50077B207 640 15 SH SOLE 15 0 0
KROGER COMPANY COMMON Stock 501044101 176 3 SH SOLE 3 0 0
LINDE PLC NEW Stock G54950103 47,465 100 SH SOLE 100 0 0
LOCKHEED MARTIN CORP Stock 539830109 46,851 92 SH SOLE 92 0 0
LUMEN TECHNOLOGIES INC LA Stock 550241103 50 9 SH SOLE 9 0 0
MCDONALDS CORP Stock 580135101 56,349 244 SH SOLE 244 0 0
MCKESSON CORPORATION Stock 58155Q103 39,275 46 SH SOLE 46 0 0
MEDTRONIC PLC Stock G5960L103 34,947 405 SH SOLE 405 0 0
MERCK & CO INC NEW Stock 58933Y105 104,478 719 SH SOLE 719 0 0
MICROSOFT CORP Stock 594918104 183,105 357 SH SOLE 357 0 0
MORGAN STANLEY ETF PATHWAY FDS LARGE CAP EQUITY ETF 61769L858 4,679 78 SH SOLE 78 0 0
MORGAN STANLEY ETF PATHWAY FDS SMALL-MID CAP EQUITY ETF 61769L841 1,307 23 SH SOLE 23 0 0
NEXTERA ENERGY INC Stock 65339F101 48,777 644 SH SOLE 644 0 0
NIOCORP DEVS LTD COM NEW Stock 654484609 7,823 2,173 SH SOLE 2,173 0 0
NVIDIA CORP Stock 67066G104 126,751 555 SH SOLE 555 0 0
ONEOK INC COM Stock 30609A109 90,983 1,067 SH SOLE 1,067 0 0
ORACLE CORPORATION Stock 68389X105 51,350 374 SH SOLE 374 0 0
PALANTIR TECHNOLOGIES INC CL A Stock 69608A108 3,741 20 SH SOLE 20 0 0
PEPSICO INCORPORATED Stock 713448108 24,710 195 SH SOLE 195 0 0
PHILLIPS 66 Stock 718546104 136,080 533 SH SOLE 533 0 0
PNC FINANCIAL SERVICES GROUP Stock 693475105 41,118 185 SH SOLE 185 0 0
PROCTER & GAMBLE CO Stock 742718109 44,165 304 SH SOLE 304 0 0
PROSHARES S&P 500 ETF DIVIDEND A ETF 74348A467 15,148 280 SH SOLE 280 0 0
PULTE GROUP INC Stock 745867101 37,952 327 SH SOLE 327 0 0
QUALCOMM INC Stock 747525103 54,660 297 SH SOLE 297 0 0
QUEST DIAGNOSTICS INC Stock 74834L100 49,644 213 SH SOLE 213 0 0
RENAISSANCE RE HOLDING LTD Stock G7496G103 48,371 152 SH SOLE 152 0 0
ROYAL CARIBBEAN CRUISES LTD Stock V7780T103 33,764 127 SH SOLE 127 0 0
SCHWAB US DIVIDEND ETF EQUITY ETF 808524797 55,125,701 1,694,611 SH SOLE 1,694,611 0 0
SHERWIN WILLIAMS CO Stock 824348106 32,327 100 SH SOLE 100 0 0
SMURFIT WESTROCK PLC SHS Stock G8267P108 31,399 712 SH SOLE 712 0 0
SOFI TECHNOLOGIES INC Stock 83406F102 629 40 SH SOLE 40 0 0
SOLSTICE ADVANCED MATLS INC COM Stock 83443Q103 3,830 68 SH SOLE 68 0 0
SPDR S&P CHINA ETF ETF 78463X400 260 3 SH SOLE 3 0 0
SPROUTS FARMERS MARKETS INC Stock 85208M102 33,175 500 SH SOLE 500 0 0
ST STR SPDR S&P DIV ETF ETF 78464A763 9,394 64 SH SOLE 64 0 0
STATE STR CORP Stock 857477103 57,440 329 SH SOLE 329 0 0
STATE STREET SPDR ETF BLOOMBERG CONVERTIBLE SECURITIES ETF 78464A359 11,759 116 SH SOLE 116 0 0
STATE STREET SPDR ETF S&P 500 ETF 78462F103 361,487 474 SH SOLE 474 0 0
SUPER MICRO COMPUTER INC COM NEW Stock 86800U302 2,875 70 SH SOLE 70 0 0
TARGET CORP Stock 87612E106 28,204 180 SH SOLE 180 0 0
T-MOBILE US INC Stock 872590104 38,650 237 SH SOLE 237 0 0
TRAVELERS COS INC/ THE Stock 89417E109 52,763 148 SH SOLE 148 0 0
UBER TECHNOLOGIES INC Stock 90353T100 617 9 SH SOLE 9 0 0
UNITED RENTALS INC Stock 911363109 46,036 46 SH SOLE 46 0 0
VANGUARD DIVIDEND ETF APPRECIATION ETF 921908844 86,325 370 SH SOLE 370 0 0
VANGUARD FTSE ETF EUROPEAN ETF 922042874 87 1 SH SOLE 1 0 0
VANGUARD INDEX FDS ETF S&P 500 ETF SHS NEW ETF 922908363 110,035 157 SH SOLE 157 0 0
VANGUARD INFORMATION ETF TECHNOLOGY ETF 92204A702 5,027 40 SH SOLE 40 0 0
VANGUARD MORNINGSTAR ETF MEGA CAP ETF 921910873 6,211 22 SH SOLE 22 0 0
VERIZON COMMUNICATIONS COM Stock 92343V104 11,834 258 SH SOLE 258 0 0
WALMART INC Stock 931142103 242,341 2,332 SH SOLE 2,332 0 0
WARNER BROS DISCOVERY INC SER A Stock 934423104 6,902 223 SH SOLE 223 0 0
WASTE MGMT INC DEL Stock 94106L109 64,643 317 SH SOLE 317 0 0
WELLS FARGO & CO NEW Stock 949746101 400 5 SH SOLE 5 0 0
WISDOMTREE US QUAL ETF DIVIDEND GROWTH FUND ETF 97717X669 5,260,003 54,093 SH SOLE 54,093 0 0
XTRACKERS MSCI EAFE ETF EQUITY ETF 233051200 4,982,222 90,668 SH SOLE 90,668 0 0
ZIMMER BIOMET HOLDINGS INC Stock 98956P102 39,174 441 SH SOLE 441 0 0