The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN EXPRESS CO COM 025816109 260,607 817 SH SOLE 0 0 817
AON PLC SHS CL A G0403H108 356,760 1,000 SH SOLE 0 0 1,000
APPLE INC COM 037833100 2,144,080 10,450 SH SOLE 0 0 10,450
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,457,600 2 SH SOLE 0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,661,333 3,420 SH SOLE 0 0 3,420
CANADIAN PACIFIC KANSAS CITY COM 13646K108 545,219 6,878 SH SOLE 0 0 6,878
CITIGROUP INC COM NEW 172967424 206,756 2,429 SH SOLE 0 0 2,429
CONSOLIDATED EDISON INC COM 209115104 277,940 2,770 SH SOLE 0 0 2,770
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 560,889 13,241 SH SOLE 0 0 13,241
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 4,084,568 118,154 SH SOLE 0 0 118,154
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,745,741 60,302 SH SOLE 0 0 60,302
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 4,901,478 76,934 SH SOLE 0 0 76,934
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 2,400,249 66,971 SH SOLE 0 0 66,971
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 4,123,025 76,409 SH SOLE 0 0 76,409
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 263,140 8,959 SH SOLE 0 0 8,959
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 28,115,157 585,610 SH SOLE 0 0 585,610
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 29,524,894 830,284 SH SOLE 0 0 830,284
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 9,692,577 329,343 SH SOLE 0 0 329,343
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 22,218,735 714,659 SH SOLE 0 0 714,659
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 6,590,944 155,888 SH SOLE 0 0 155,888
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 17,406,174 586,461 SH SOLE 0 0 586,461
EXXON MOBIL CORP COM 30231G102 397,674 3,689 SH SOLE 0 0 3,689
HOME DEPOT INC COM 437076102 239,049 652 SH SOLE 0 0 652
INTERNATIONAL BUSINESS MACHS COM 459200101 236,414 802 SH SOLE 0 0 802
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 325,496 1,791 SH SOLE 0 0 1,791
ISHARES TR RUS 1000 GRW ETF 464287614 612,669 1,443 SH SOLE 0 0 1,443
ISHARES TR CORE S&P SCP ETF 464287804 982,450 8,989 SH SOLE 0 0 8,989
ISHARES TR MICRO-CAP ETF 464288869 1,494,764 11,709 SH SOLE 0 0 11,709
ISHARES TR CORE S&P TTL STK 464287150 398,773 2,953 SH SOLE 0 0 2,953
ISHARES TR S&P 500 VAL ETF 464287408 1,586,810 8,120 SH SOLE 0 0 8,120
ISHARES TR S&P 500 GRWT ETF 464287309 2,532,961 23,006 SH SOLE 0 0 23,006
ISHARES TR CORE S&P500 ETF 464287200 37,666,505 60,664 SH SOLE 0 0 60,664
ISHARES TR SP SMCP600VL ETF 464287879 478,248 4,807 SH SOLE 0 0 4,807
ISHARES TR RUS 1000 ETF 464287622 6,121,806 18,028 SH SOLE 0 0 18,028
ISHARES TR RUS 1000 VAL ETF 464287598 475,863 2,450 SH SOLE 0 0 2,450
JOHNSON & JOHNSON COM 478160104 753,974 4,936 SH SOLE 0 0 4,936
JPMORGAN CHASE & CO COM 46625H100 1,203,996 4,153 SH SOLE 0 0 4,153
LABCORP HOLDINGS INC COM SHS 504922105 393,765 1,500 SH SOLE 0 0 1,500
MCKESSON CORP COM 58155Q103 463,850 633 SH SOLE 0 0 633
MERCK & CO INC COM 58933Y105 666,765 8,423 SH SOLE 0 0 8,423
MICROSOFT CORP COM 594918104 1,795,896 3,610 SH SOLE 0 0 3,610
NVIDIA CORPORATION COM 67066G104 664,506 4,206 SH SOLE 0 0 4,206
ORACLE CORP COM 68389X105 330,569 1,512 SH SOLE 0 0 1,512
PIMCO ETF TR 1-5 US TIP IDX 72201R205 2,676,303 49,736 SH SOLE 0 0 49,736
SELECTIVE INS GROUP INC COM 816300107 493,385 5,694 SH SOLE 0 0 5,694
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 309,128 4,198 SH SOLE 0 0 4,198
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 727,016 9,238 SH SOLE 0 0 9,238
VANGUARD INDEX FDS TOTAL STK MKT 922908769 273,159 899 SH SOLE 0 0 899
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,203,042 13,508 SH SOLE 0 0 13,508
VANGUARD INDEX FDS MID CAP ETF 922908629 273,989 979 SH SOLE 0 0 979
VANGUARD INDEX FDS LARGE CAP ETF 922908637 417,964 1,465 SH SOLE 0 0 1,465
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 287,423 506 SH SOLE 0 0 506
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,438,051 17,630 SH SOLE 0 0 17,630
VANGUARD INDEX FDS VALUE ETF 922908744 10,857,953 61,435 SH SOLE 0 0 61,435
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 530,867 10,733 SH SOLE 0 0 10,733
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 18,750,100 372,988 SH SOLE 0 0 372,988
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 4,034,255 70,764 SH SOLE 0 0 70,764
WALMART INC COM 931142103 224,979 2,301 SH SOLE 0 0 2,301