FORM 3 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
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1. Name and Address of Reporting Person *
Napolitano Vincent C
(Last) (First) (Middle)
267 CORNWELL AVE
(Street)
WILLISTON PARK NY 11596
(City) (State) (Zip)
2. Date of Event Requiring Statement (Month/Day/Year)
09/09/2026 		3. Issuer Name and Ticker or Trading Symbol
Stewards, Inc. [ SWRD ]
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director X 10% Owner
Officer (give title below) Other (specify below)
5. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
Form filed by One Reporting Person
X Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock, par value $0.0001 per share 40,049,524 (2) (4)
I
By VK Nap Family, LLC (1)
Common Stock, par value $0.0001 per share 208,180
I
By son, Vincent M. Napolitano Jr. (3)
Common Stock, par value $0.0001 per share 64,044
I
By son, Andrew Napolitano (3)
Common Stock, par value $0.0001 per share 64,044
I
By daughter, Ashley Napolitano (3)
Common Stock, par value $0.0001 per share 64,044
I
By son, Thomas Napolitano (3)
Common Stock, par value $0.0001 per share 64,044
I
By son, Joseph Napolitano (3)
Common Stock, par value $0.0001 per share 64,044
I
By son, Matthew Napolitano (3)
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year) 3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. The shares reported on the first line of Table I are held of record by VK Nap Family, LLC. VK Nap Family, LLC is a reporting person on this Form 3 and a 10% owner of the issuer. Those shares are owned directly by the LLC and indirectly by Vincent C. Napolitano. Mr. Napolitano is the Managing Member of the LLC and has voting and dispositive power over the shares held by the LLC. VK Nap Family, LLC is a Wyoming limited liability company owned 50% by The Vincent Napolitano Living Trust dated January 14, 2025 and 50% by The Kathleen Napolitano Living Trust dated January 14, 2025. Kathleen Napolitano has no other holdings of issuer securities except that 50% interest. Each reporting person disclaims beneficial ownership except to the extent of that reporting person's pecuniary interest therein.
2. The amount reported is 40,049,524 shares. That figure reflects a charitable donation of 350,000 shares previously included in the 40,399,524 amount disclosed in the issuer's Form S-1.
3. Includes shares held of record by Mr. Napolitano's children who share his household: Vincent M. Napolitano Jr. (208,180); Andrew Napolitano (64,044); Ashley Napolitano (64,044); Thomas Napolitano (64,044); Joseph Napolitano (64,044); and Matthew Napolitano (64,044). Matthew Napolitano is a minor. The shares are owned of record by those persons. Mr. Napolitano may be deemed to have a pecuniary interest in those shares under Rule 16a-1(a)(2) solely because of that household relationship. He does not have a contract conferring voting or dispositive power over those shares. He disclaims beneficial ownership except to the extent of his pecuniary interest therein, if any. This report shall not be deemed an admission that either reporting person is the beneficial owner of such shares for purposes of Section 16 or for any other purpose. Those household shares are reported only as to Mr. Napolitano. VK Nap Family, LLC has no pecuniary, voting, or dispositive interest in them.
4. Aggregate common stock reported by Mr. Napolitano is 40,577,924 shares (40,049,524 LLC + 528,400 children). Aggregate common stock reported by VK Nap Family, LLC is 40,049,524 shares. Vincent C. Napolitano is Director Emeritus and is not a voting member of the Board, he is filing solely as a 10% owner. VK Nap Family, LLC is filing solely as a 10% owner.
/s/ Vincent C. Napolitano 09/30/2026
** Signature of Reporting Person Date
/s/ Vincent C. Napolitano, managing member of VK Nap Family LLC 09/30/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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