Client Name:
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
Client Project Name:  
SEMT 2026-CD7 
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               
Start - End Dates:
4/14/2026 - 9/18/2026
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             
Deal Loan Count:
126
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   
ATR QM Upload
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   
Loans in Report:
126
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               
Loan Number
Deal
Seller Loan Number
Original Principal Balance
State
Loan Level ATR/QM Status
Verification Safe Harbor (VSH)?
Lender Provided ATR/QM Worksheet
Initial Lender ATR/QM Status
Application Date
Borrower 1 Citizenship
Borrower 2 Citizenship
Borrowers Qualified Through a Non-Resident Alien Program
Occupancy
Property Type
Number of Units
Loan Type
Exempt Loan Product Type
Exempt Loan Housing Agency
Community Housing Development
Credit Under Economic Stabilization Act Of 2008
Refinance Of Non-Standard Mortgage
Higher Priced Covered Transaction
State Prepay Exceptions
Loan Purpose
Loan Term Exceeds 30 Years
Interest Only Feature
Negative Amortization
Balloon Payment
Prepay Penalty Flag
Prepayment Penalty Type
Prohibited Prepayment Penalty
Exceeds Points And Fees
Exceeds DTI Limit
Lien Position
APR
QM Calculated DTI Adherence
QM Lenders DTI Adherence
QM Fee Adherence - Total Charges %
QM Fee Adherence - Lenders Fee %
Fannie Mae Eligible
Freddie Mac Eligible
VA Guaranty Eligible
FHA Insured Eligible
USDA Guarantee Eligible
Rural Housing Service Insured Eligible
QM - Expected Income Or Assets For DTI
QM - Current Employment Status For DTI
QM - Monthly Payment On Subject Loan For DTI
QM - Monthly Payment On Additional Loan For DTI
QM - Monthly Payment Mortgage Related Obligations
QM - Current Debt Obligations Alimony and Child Support for DTI
QM - Monthly DTI Ratio Or Residual Income
One or more Verification Safe Harbor Guidelines used?
Current/Reasonably Expected Income or Assets per Guideline used?
Current Debt Obligations, Alimony & Child Support per Guideline used?
Monthly DTI (includes monthly payment on subject loan and simultaneous loans)
Monthly Residual Income per guideline used?
Compensating Factors used for QM determination documented before closing?
ATR - Guidelines Provided to Document Approach
ATR - Current And Expected Income And Assets
ATR - Current Employment Status
ATR - Mortgage Payment Obligation
ATR - Mortgage Payment on Simultaneous Transaction
ATR - Payment For Mortgage Related Obligations
ATR - Debt Obligations Including Alimony and Child Support
ATR - Monthly DTI Ratio or Residual Income
ATR - Consumer Credit History
ATR Lenders - DTI (Back)
ATR Calculated DTI (Back)
QM Lender Value DTI (Back)
QM Calculated DTI (Back)
Initial DTI (Back)
DTI Qualifying (Back)
Residual Income Analysis in File
Residual Income Guidelines
Did Loan Meet Guidelines
Residual Income Amount
Asset Depletion
Asset Depletion Months Amortized
Asset Utilization
Partial Asset Depletion
Short Sale
Short Sale Date
Deed In Lieu
Deed In Lieu Date
QRM Flag
Borrower 2 Guarantor Flag
Borrower 2 Personal Guaranty Recourse to Borrower
Borrower 3 Guarantor Flag
Borrower 3 Personal Guaranty Recourse to Borrower
Borrower 4 Guarantor Flag
Borrower 4 Personal Guaranty Recourse to Borrower
Borrower 1 Paystub Flag
Borrower 1 Paystub Number of Months
Borrower 2 Paystub Flag
Borrower 2 Paystub Number of Months
Borrower 3 Paystub Flag
Borrower 3 Paystub Number of Months
Borrower 4 Paystub Flag
Borrower 4 Paystub Number of Months
Borrower 1 W2 Flag
Borrower 1 W2 Number of Months
Borrower 2 W2 Flag
Borrower 2 W2 Number of Months
Borrower 3 W2 Flag
Borrower 3 W2 Number of Months
Borrower 4 W2 Flag
Borrower 4 W2 Number of Months
Borrower 1 Personal Tax Return Flag
Borrower 1 Personal Tax Return Number of Months
Borrower 2 Personal Tax Return Flag
Borrower 2 Personal Tax Return Number of Months
Borrower 3 Personal Tax Return Flag
Borrower 3 Personal Tax Return Number of Months
Borrower 4 Personal Tax Return Flag
Borrower 4 Personal Tax Return Number of Months
Borrower 1 Business Tax Return Flag
Borrower 1 Business Tax Return Number of Months
Borrower 2 Business Tax Return Flag
Borrower 2 Business Tax Return Number of Months
Borrower 3 Business Tax Return Flag
Borrower 3 Business Tax Return Number of Months
Borrower 4 Business Tax Return Flag
Borrower 4 Business Tax Return Number of Months
Borrower 1 Verbal VOE Flag
Borrower 1 Verbal VOE Number of Months
Borrower 2 Verbal VOE Flag
Borrower 2 Verbal VOE Number of Months
Borrower 3 Verbal VOE Flag
Borrower 3 Verbal VOE Number of Months
Borrower 4 Verbal VOE Flag
Borrower 4 Verbal VOE Number of Months
Borrower 1 Written VOE Flag
Borrower 1 Written VOE Form
Borrower 1 Written VOE Number of Months
Borrower 2 Written VOE Flag
Borrower 2 Written VOE Form
Borrower 2 Written VOE Number of Months
Borrower 3 Written VOE Flag
Borrower 3 Written VOE Form
Borrower 3 Written VOE Number of Months
Borrower 4 Written VOE Flag
Borrower 4 Written VOE Form
Borrower 4 Written VOE Number of Months
Borrower 1 P&L Flag
Borrower 1 P&L Prepared By
Borrower 1 P&L Number of Months
Borrower 2 P&L Flag
Borrower 2 P&L Prepared By
Borrower 2 P&L Number of Months
Borrower 3 P&L Flag
Borrower 3 P&L Prepared By
Borrower 3 P&L Number of Months
Borrower 4 P&L Flag
Borrower 4 P&L Prepared By
Borrower 4 P&L Number of Months
Borrower 1 Lease Agreement Flag
Borrower 1 Lease Agreement Number of Months
Borrower 2 Lease Agreement Flag
Borrower 2 Lease Agreement Number of Months
Borrower 3 Lease Agreement Flag
Borrower 3 Lease Agreement Number of Months
Borrower 4 Lease Agreement Flag
Borrower 4 Lease Agreement Number of Months
Equity Income Flag
Equity Income Amount
Equity Income Number of Months
Cross Collateralized Loan?
Is the Loan a Short-Term Rental?
DSCR with Rent Schedule Flag
DSCR with Rent Schedule Income Amount
DSCR with Lease Agreement Flag
DSCR with Lease Agreement Income Amount
DSCR %
DSCR Method Used
Borrower 1 CPA Letter with Income Flag
Borrower 1 CPA Letter with Income Number of Months
Borrower 1 CPA Letter without Income Flag
Borrower 1 CPA Letter without Income Number of Months
Borrower 2 CPA Letter with Income Flag
Borrower 2 CPA Letter with Income Number of Months
Borrower 2 CPA Letter without Income Flag
Borrower 2 CPA Letter without Income Number of Months
Borrower 3 CPA Letter with Income Flag
Borrower 3 CPA Letter with Income Number of Months
Borrower 3 CPA Letter without Income Flag
Borrower 3 CPA Letter without Income Number of Months
Borrower 4 CPA Letter with Income Flag
Borrower 4 CPA Letter with Income Number of Months
Borrower 4 CPA Letter without Income Flag
Borrower 4 CPA Letter without Income Number of Months
Borrower 1 Personal Bank Statements Flag
Borrower 1 Personal Bank Statements Number of Months
Borrower 2 Personal Bank Statements Flag
Borrower 2 Personal Bank Statements Number of Months
Borrower 3 Personal Bank Statements Flag
Borrower 3 Personal Bank Statements Number of Months
Borrower 4 Personal Bank Statements Flag
Borrower 4 Personal Bank Statements Number of Months
Borrower 1 Business Bank Statements Flag
Borrower 1 Business Bank Statements Number of Months
Borrower 2 Business Bank Statements Flag
Borrower 2 Business Bank Statements Number of Months
Borrower 3 Business Bank Statements Flag
Borrower 3 Business Bank Statements Number of Months
Borrower 4 Business Bank Statements Flag
Borrower 4 Business Bank Statements Number of Months
Borrower 1 Award Letter Flag
Borrower 1 Award Letter Number of Months
Borrower 2 Award Letter Flag
Borrower 2 Award Letter Number of Months
Borrower 3 Award Letter Flag
Borrower 3 Award Letter Number of Months
Borrower 4 Award Letter Flag
Borrower 4 Award Letter Number of Months
Borrower 1 Offer Letter Flag
Borrower 1 Offer Letter Number of Months
Borrower 2 Offer Letter Flag
Borrower 2 Offer Letter Number of Months
Borrower 3 Offer Letter Flag
Borrower 3 Offer Letter Number of Months
Borrower 4 Offer Letter Flag
Borrower 4 Offer Letter Number of Months
Borrower 1 IRS Transcripts - Tax Returns Flag
Borrower 1 IRS Transcripts - Tax Returns Number of Months
Borrower 1 IRS Transcripts - W2s Flag
Borrower 1 IRS Transcripts - W2s Number of Months
Borrower 2 IRS Transcripts - Tax Returns Flag
Borrower 2 IRS Transcripts - Tax Returns Number of Months
Borrower 2 IRS Transcripts - W2s Flag
Borrower 2 IRS Transcripts - W2s Number of Months
Borrower 3 IRS Transcripts - Tax Returns Flag
Borrower 3 IRS Transcripts - Tax Returns Number of Months
Borrower 3 IRS Transcripts - W2s Flag
Borrower 3 IRS Transcripts - W2s Number of Months
Borrower 4 IRS Transcripts - Tax Returns Flag
Borrower 4 IRS Transcripts - Tax Returns Number of Months
Borrower 4 IRS Transcripts - W2s Flag
Borrower 4 IRS Transcripts - W2s Number of Months
Borrower 1 Income Doc Type Summary
Borrower 2 Income Doc Type Summary
Borrower 3 Income Doc Type Summary
Borrower 4 Income Doc Type Summary
Borrower 1 Documentation Used to Determine Legal Residency
Borrower 2 Documentation Used to Determine Legal Residency
Borrower 3 Documentation Used to Determine Legal Residency
Borrower 4 Documentation Used to Determine Legal Residency
Default Rate?
Default Rate
409044047
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)  
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.073
0.073
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.12
41.12
41.12
41.12
41.12
41.12
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Personal Bank Statements - 2 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409053122
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Second Home
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
1.756
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
25.96
25.97
25.96
25.97
25.97
25.97
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
Personal Tax Return - 12 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409053985
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.676
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.76
35.73
37.76
35.73
35.73
35.73
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
18
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 18 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409055331
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
Permanent Resident Alien
Permanent Resident Alien
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.148
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.91
49.91
49.91
49.91
49.91
49.91
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
27
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 27 months;
W2 - 36 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
Green Card
Green Card
(No Data)
(No Data)
No
0
409055357
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.113
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.15
40.56
41.15
40.56
40.56
40.56
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
3
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 3 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409055773
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
Yes
No
1.116
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.19
32.89
44.19
32.89
32.89
32.89
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Bank Statements - 24 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409055789
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.523
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.05
30.06
42.05
30.06
30.06
30.06
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409056206
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.26
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
25.6
25.55
25.6
25.55
25.55
25.55
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409056226
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.644
0.158
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.9
36.91
36.9
36.91
36.91
36.91
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409056437
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Low Rise Condo (1-4)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.161
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28.11
28.13
28.11
28.13
28.13
28.13
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
29
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 29 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409056559
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
Permanent Resident Alien
U.S. Citizen
(No Data)
Primary
2 Family
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.312
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
24.71
24.71
24.71
24.71
24.71
24.71
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
Other
(No Data)
(No Data)
(No Data)
No
0
409056631
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
Yes
No
0.131
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
45.15
41.95
45.15
41.95
41.95
41.95
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409056953
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.315
1.060
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.26
49.26
49.26
49.26
49.26
49.26
Yes
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
2
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
Award Letter - 12 months;
Personal Bank Statements - 2 months
1099 - 12 months;
Award Letter - 12 months;
Personal Bank Statements - 2 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409057209
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.216
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.72
43.72
43.72
43.72
43.72
43.72
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409057227
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Attached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.145
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.71
37.71
37.71
37.71
37.71
37.71
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061371
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.115
0.115
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.11
41.11
41.11
41.11
41.11
41.11
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
25
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 25 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061375
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Second Home
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.141
0.141
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
12.74
14.99
12.74
14.99
14.99
14.99
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
7
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 7 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061379
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Attached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.271
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
17.68
17.68
17.68
17.68
17.68
17.68
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061399
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
1.304
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.64
36.4
38.64
36.4
36.4
36.4
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
18
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 12 months;
CPA Letter - 2 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 18 months;
Personal Tax Return - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061409
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.342
0.000
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41
40.6
41
40.6
40.6
40.6
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
Personal Bank Statement for Retirement Income - 2 months
Personal Bank Statement for Retirement Income - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061412
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.262
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
24.76
25.74
24.76
25.74
25.74
25.74
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061423
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.109
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.1
33.06
33.1
33.06
33.06
33.06
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 36 months;
W2 - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061439
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
1.86
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
29.54
29.5
29.54
29.5
29.5
29.5
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061456
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.164
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.05
37.11
37.05
37.11
37.11
37.11
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061511
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.077
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.69
32.67
32.69
32.67
32.67
32.67
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
6
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 6 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061531
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR-Attached
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Exempt
XXXXX
XXXXX
No
Yes
0.889
0.184
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43
43.27
43
43.27
43.27
43.27
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061537
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.318
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
21.22
21.67
21.22
21.67
21.67
21.67
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
Business Tax Return - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061539
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.412
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.47
47.81
49.47
47.81
47.81
47.81
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
31
Yes
Independent Third Party (XXX, XXX etc)
16
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 31 months
Paystub - 1 months;
Written VOE - 16 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061542
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.293
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
26.32
26.32
26.32
26.32
26.32
26.32
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
FMNA 1005
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061563
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Second Home
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.209
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
17.39
17.39
17.39
17.39
17.39
17.39
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
6
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 12 months;
P & L Only - 6 months;
Personal Tax Return - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061565
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.22
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
25.63
25.63
25.63
25.63
25.63
25.63
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 12 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061567
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Second Home
Low Rise Condo (1-4)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
2.223
2.224
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.14
43.68
44.14
43.68
43.68
43.68
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months;
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
Award Letter - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061595
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.215
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.8
38.78
38.8
38.78
38.78
38.78
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061602
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Exempt
XXXXX
XXXXX
No
No
0.294
Not Applicable
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
45
45.09
45
45.09
45.09
45.09
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
28
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 28 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061622
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.136
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.4
44.64
44.4
44.64
44.64
44.64
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
6
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 6 months;
Personal Tax Return - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061625
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.529
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
24.44
24.43
24.44
24.43
24.43
24.43
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
32
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 32 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061658
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.143
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.36
39.36
39.36
39.36
39.36
39.36
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
Yes
2
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061665
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.07
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
45.25
45.26
45.25
45.26
45.26
45.26
Yes
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061680
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.285
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30.33
19.17
30.33
19.17
19.17
19.17
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
42
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 42 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061681
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.412
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.32
34.32
34.32
34.32
34.32
34.32
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061685
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.152
0.152
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34
35.63
34
35.63
35.63
35.63
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061689
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
1.993
1.993
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.28
29.02
36.28
29.02
29.02
29.02
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months;
Personal Bank Statement for Retirement Income - 3 months;
Personal Tax Return - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061690
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.495
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.87
40.87
40.87
40.87
40.87
40.87
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Offer Letter - 1 months;
Paystub - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061693
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.281
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28.56
28.56
28.56
28.56
28.56
28.56
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061696
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.166
0.250
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.98
37.98
37.98
37.98
37.98
37.98
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061735
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.243
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.13
38.17
37.13
38.17
38.17
38.17
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061844
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.263
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
35.55
35.09
35.55
35.09
35.09
35.09
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 12 months
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061880
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.114
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.18
43.88
44.18
43.88
43.88
43.88
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 24 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061891
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.274
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.93
49.93
49.33
49.93
49.93
49.93
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Business Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061907
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.1
0.100
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.2
34.2
34.2
34.2
34.2
34.2
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
30
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 30 months;
Personal Tax Return - 24 months;
W2 - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061908
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Second Home
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.31
0.422
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43
42.98
43
42.98
42.98
42.98
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
7
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
1099 - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 7 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061909
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
Non-Permanent Resident Alien
Non-Permanent Resident Alien
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.161
0.161
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.14
41.14
41.14
41.14
41.14
41.14
No
No
(No Data)
XXXXX
No
360
Yes
Yes
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
12
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 12 months
(No Data)
(No Data)
(No Data)
Work Visa
Work Visa
(No Data)
(No Data)
No
0
409061913
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.18
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.55
41.25
41.55
41.25
41.25
41.25
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
12
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 12 months;
Written VOE - 30 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061932
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
1.331
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.2
39.69
41.2
39.69
39.69
39.69
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
Yes
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061935
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.217
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
45.4
46.1
45.4
46.1
46.1
46.1
Yes
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months;
Personal Bank Statement for Retirement Income - 2 months
Award Letter - 12 months;
Personal Bank Statement for Retirement Income - 2 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061945
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
High Rise Condo (9+)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.09
49.09
49.09
49.09
49.09
49.09
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
IRS Transcripts – W2(s) - 24 months;
Offer Letter - 1 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061956
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.155
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.48
40.48
40.48
40.48
40.48
40.48
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
Yes
Other
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
7
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
CPA Letter - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 7 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409061968
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
Permanent Resident Alien
Permanent Resident Alien
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.139
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.28
36.21
36.28
36.21
36.21
36.21
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
Green Card
Green Card
(No Data)
(No Data)
No
0
409061973
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.1
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.29
43.82
43.29
43.82
43.82
43.82
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Offer Letter - 12 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062057
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.096
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
16.45
16.45
16.45
16.45
16.45
16.45
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
25
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 25 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062059
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.115
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.63
34.63
34.63
34.63
34.63
34.63
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062068
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.092
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.97
49.97
49.97
49.97
49.97
49.97
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062073
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Second Home
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.157
0.000
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
20.74
19.17
20.74
19.17
19.17
19.17
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062074
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.141
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49
49
49
49
49
49
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
Business Tax Return - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062090
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.24
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.84
43.68
43.84
43.68
43.68
43.68
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 2 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062104
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.202
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.25
32.51
32.25
32.51
32.51
32.51
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
30
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 30 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062106
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Second Home
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.383
Not Applicable
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
13.91
13.91
13.91
13.91
13.91
13.91
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
22
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Paystub - 1 months;
W2 - 12 months;
Written VOE - 22 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062114
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.148
0.000
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36
36.48
36
36.48
36.48
36.48
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
30
Yes
Independent Third Party (XXX, XXX etc)
20
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 20 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062142
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Second Home
Low Rise Condo (1-4)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.297
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
31.32
31.33
31.32
31.33
31.33
31.33
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
Yes
Independent Third Party (XXX, XXX etc)
18
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 30 months
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 18 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062160
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Low Rise Condo (1-4)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.236
0.236
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
46.06
45.42
46.06
45.42
45.42
45.42
Yes
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
6
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Other
18
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 6 months;
Written VOE - 29 months
Business Tax Return - 12 months;
CPA Letter - 1 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 18 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062174
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.228
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.47
41.47
41.47
41.47
41.47
41.47
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
22
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 22 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062193
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR-Attached
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.088
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
23.93
23.8
23.93
23.8
23.8
23.8
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 30 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062214
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.167
0.167
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
35.9
35.9
35.9
35.9
35.9
35.9
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062222
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.13
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.41
41.41
41.41
41.41
41.41
41.41
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062235
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.21
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
16.2
16.88
16.2
16.88
16.88
16.88
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 36 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062289
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.315
0.021
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.55
37.56
37.55
37.56
37.56
37.56
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062319
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
1.526
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.46
33.46
33.46
33.46
33.46
33.46
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
Paystub - 1 months;
W2 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062321
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.137
0.137
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.66
35.05
37.66
35.05
35.05
35.05
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
Written VOE - 24 months
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
Written VOE - 24 months
Paystub - 1 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062324
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.88
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
35.84
35.84
35.84
35.84
35.84
35.84
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062325
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.162
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.46
40.46
40.46
40.46
40.46
40.46
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months;
Personal Tax Return - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062329
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.341
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
23.76
23.75
23.76
23.75
23.75
23.75
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months;
W2 - 12 months;
Written VOE - 24 months
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 12 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062333
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
1.903
0.000
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42
39.28
42
39.28
39.28
39.28
No
No
(No Data)
XXXXX
Yes
240
No
Yes
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Personal Bank Statement for Retirement Income - 12 months
1099 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062335
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Low Rise Condo (1-4)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.181
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
46.37
46.38
46.37
46.38
46.38
46.38
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
12
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 12 months;
W2 - 24 months
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062339
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.379
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.85
39.52
39.85
39.52
39.52
39.52
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062351
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.148
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.37
49.02
49.37
49.02
49.02
49.02
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 24 months;
Award Letter - 1 months;
Paystub - 1 months
1099 - 24 months;
Award Letter - 1 months;
Paystub - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062352
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.28
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
31
31.43
31
31.43
31.43
31.43
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Paystub - 1 months;
W2 - 12 months;
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062360
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.192
Not Applicable
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37
37.33
37
37.33
37.33
37.33
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
12
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 12 months
Paystub - 1 months;
W2 - 12 months;
Written VOE - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062362
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.526
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
48.4
47.51
48.4
47.51
47.51
47.51
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
6
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 12 months;
CPA Letter - 12 months;
P & L - 6 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062507
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.182
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
25.6
25.61
25.6
25.61
25.61
25.61
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062523
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Second Home
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.297
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.59
40.59
40.59
40.59
40.59
40.59
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
31
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 24 months;
Written VOE - 31 months
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062529
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.258
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.96
49.33
49.96
49.33
49.33
49.33
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
19
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
7
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 7 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 19 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062540
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.097
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
46.2
46.2
46.2
46.2
46.2
46.2
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062594
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.198
0.138
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
29.21
28.68
29.21
28.68
28.68
28.68
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
3
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 3 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062600
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Low Rise Condo (1-4)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.811
0.811
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.37
49.38
49.37
49.38
49.38
49.38
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Offer Letter - 12 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062623
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.248
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
46.03
46.02
46.03
46.02
46.02
46.02
Yes
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
7
Yes
Borrower
7
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L Only - 7 months;
Paystub - 1 months;
Personal Bank Statements - 12 months;
Written VOE - 30 months
IRS Transcripts – Tax Return(s) - 24 months;
P & L Only - 7 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062624
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Attached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.325
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.05
42.05
42.05
42.05
42.05
42.05
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
18
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
7
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 18 months
1099 - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 7 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062628
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.163
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
35.5
36.35
35.5
36.35
36.35
36.35
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
6
Yes
6
No
(No Data)
No
(No Data)
Yes
24
Yes
12
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 6 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 31 months
1099 - 1 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 6 months;
Personal Tax Return - 24 months;
W2 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062631
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.182
0.015
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.94
38.48
39.94
38.48
38.48
38.48
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 12 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062642
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.114
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.85
31.04
32.85
31.04
31.04
31.04
No
No
(No Data)
XXXXX
Yes
360
No
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062650
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.172
0.172
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
47.64
47.44
47.64
47.44
47.44
47.44
Yes
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
Award Letter - 12 months;
IRS Transcripts – Tax Return(s) - 36 months;
Personal Tax Return - 24 months
IRS Transcripts – Tax Return(s) - 36 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062659
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.683
0.156
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
26.09
26.09
26.09
26.09
26.09
26.09
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062681
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.456
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.93
32.93
32.93
32.93
32.93
32.93
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062682
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.086
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
20.22
20.78
20.22
20.78
20.78
20.78
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062683
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Low Rise Condo (1-4)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
1.596
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.21
36.81
37.21
36.81
36.81
36.81
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062696
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
High Rise Condo (9+)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.089
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.25
43.59
43.25
43.59
43.59
43.59
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 12 months
Business Tax Return - 12 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409062698
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.088
0.208
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.49
37.6
38.49
37.6
37.6
37.6
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
13
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Paystub - 13 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409065922
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.604
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.28
35.35
34.28
35.35
35.35
35.35
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
12
Yes
24
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
7
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
72
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 12 months;
CPA Letter without Income - 72 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 7 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409065955
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Exempt
XXXXX
XXXXX
No
No
0.224
Not Applicable
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
50
48.69
50
48.69
48.69
48.69
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
30
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
13
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 24 months;
Written VOE - 13 months
Paystub - 30 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409065961
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.151
0.356
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
13.84
13.83
13.84
13.83
13.83
13.83
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409066017
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.23
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30.55
30.55
30.55
30.55
30.55
30.55
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409066025
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.12
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.46
33.46
33.46
33.46
33.46
33.46
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409066074
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0
0.000
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39
37.83
39
37.83
37.83
37.83
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 12 months;
Lease Agreement - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409066075
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.98
42.98
42.98
42.98
42.98
42.98
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409066076
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0
0.158
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
20.43
20.83
20.43
20.83
20.83
20.83
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
12
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 12 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409066077
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
2.689
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.4
47
49.4
47
47
47
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
19
No
(No Data)
(No Data)
Yes
Borrower
19
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
CPA Letter - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 19 months
Paystub - 2 months;
W2 - 12 months;
Written VOE - 24 months
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 19 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409066078
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0
Not Applicable
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.11
42.11
42.11
42.11
42.11
42.11
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
6
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 6 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409066095
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Second Home
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
XXXXX
XXXXX
No
No
0.181
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.58
44.36
44.58
44.36
44.36
44.36
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
31
Yes
Independent Third Party (XXX, XXX etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
7
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 7 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 31 months
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409066227
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.203
0.203
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28.09
28.09
28.09
28.09
28.09
28.09
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
6
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 6 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409066328
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.74
36.42
36.74
36.42
36.42
36.42
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 29 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409066330
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.121
0.121
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.01
32.01
32.01
32.01
32.01
32.01
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
IRS Transcripts – Tax Return(s) - 24 months;
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409066331
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.89
33.89
33.89
33.89
33.89
33.89
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Written VOE - 30 months
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409066332
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
1.527
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.82
36.93
36.82
36.93
36.93
36.93
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409066432
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.891
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
22.84
22.83
22.84
22.83
22.83
22.83
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
7
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 7 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409066565
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0.252
Not Applicable
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.03
40.68
40.03
40.68
40.68
40.68
No
No
(No Data)
XXXXX
Yes
240
Yes
Yes
No
XXXXX
No
XXXXX
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
Written VOE - 24 months
Personal Bank Statement for Retirement Income - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409066566
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.03
38.03
38.03
38.03
38.03
38.03
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 36 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
IRS Transcripts – Tax Return(s) - 36 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0
409066567
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
XXXXX
XXXXX
Yes
Yes
0
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
27.43
27.43
27.43
27.43
27.43
27.43
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
0

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