EXHIBIT 99.8
CONSOLIDATED ANALYTICS DATA COMPARE REPORT
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
633 |
XXX | Total Closing Costs | XXX | XXX | True data verified per final CD. | |||||
|
633 |
XXX | Property Type | Single Family Attached | PUD | True data verified per appraisal. | |||||
|
633 |
XXX | Final Qualifying Property Value | $XXX | $XXX | True data verified per appraisal. | |||||
|
633 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | True data verified per bank Statements and retirement documents. | |||||
|
640 |
XXX | Total Closing Costs | XXX | XXX | Audit figure is Final CD Closing Costs. Tape data is XXX Contributions Toward Closing Costs (IPC) on Final CD. | |||||
|
640 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Audit figure is the sale price of the property used to calculate the LTV/CLTV. Tape data figure is the appraisal value. | |||||
|
640 |
XXX | Qualifying LTV | 58.44 | 59.0 | Rounding. | |||||
|
640 |
XXX | Qualifying CLTV | 58.44 | 59.0 | Rounding. | |||||
|
640 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Audit figure is post-closing assets. Tape data is pre-closing assets. | |||||
|
637 |
XXX | Final Qualifying Property Value | $XXX | $XXX | The lower of the two | |||||
|
637 |
XXX | Qualifying LTV | 60.7 | 60.69 | Rounded | |||||
|
637 |
XXX | Qualifying CLTV | 60.7 | 60.69 | rounded up | |||||
|
637 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Post close assets are correct | |||||
|
641 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Audit is post-closing assets. Tape data is pre-closing assets per Final 1003. | |||||
|
639 |
XXX | Total Closing Costs | XXX | XXX | XXX per final CD | |||||
|
639 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Sales price per contract of sale, lower of the two | |||||
|
639 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per asset Statement in file | |||||
|
655 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Audit figure is post-closing assets. Tape data is pre-closing assets. | |||||
|
634 |
XXX | Total Closing Costs | XXX | XXX | ||||||
|
634 |
XXX | Final Qualifying Property Value | $XXX | $XXX | ||||||
|
634 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | ||||||
|
652 |
XXX | Qualifying CLTV | 67.37 | 67.36 | No Appraisal in file to validate Value | |||||
|
652 |
XXX | Qualifying LTV | 67.37 | 67.36 | No Appraisal in file to validate Value | |||||
|
652 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets verified | |||||
|
651 |
XXX | Qualifying LTV | 43.54 | 43.53 | Appraisal value Confirmed | |||||
|
651 |
XXX | Qualifying CLTV | 43.54 | 43.53 | Appraisal Value confirmed | |||||
|
651 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets Verified off Bank Statements in file | |||||
|
642 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per XXX in file pg XXX |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
642 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per Assets in file | |||||
|
636 |
XXX | Qualifying CLTV | 74.78 | 74.77 | Per Appraisal | |||||
|
636 |
XXX | Qualifying LTV | 74.78 | 74.77 | per Appraisal | |||||
|
636 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | per assets | |||||
|
629 |
XXX | Total Closing Costs | XXX | XXX | Per final CD in file page XXX total closing cost is XXX | |||||
|
629 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per documents in file total asset post close is XXX | |||||
|
659 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per appraisal | |||||
|
659 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per Assets | |||||
|
646 |
XXX | Borrower 1 FTHB | XXX | XXX | Per 1003 | |||||
|
646 |
XXX | Total Closing Costs | XXX | XXX | Per CD | |||||
|
646 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per Assets | |||||
|
653 |
XXX | Total Closing Costs | XXX | XXX | XXX per the final CD page XXX | |||||
|
653 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX Price = XXX Appraised Value = XXX | |||||
|
653 |
XXX | Escrow Waiver in File | XXX | XXX | ||||||
|
648 |
XXX | Qualifying LTV | 69.62 | 69.61 | LTV has been rounded up | |||||
|
648 |
XXX | Qualifying CLTV | 69.62 | 69.61 | CLTV has been rounded up | |||||
|
648 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per required assets in file Borrowers have a total of XXX | |||||
|
668 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Cant correct | |||||
|
680 |
XXX | Final Qualifying Property Value | $XXX | $XXX | The final qualifying value is XXX per Appraisal. | |||||
|
680 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | The total qualified post post close assets is XXX | |||||
|
672 |
XXX | Total Closing Costs | XXX | XXX | True data verified per final CD. | |||||
|
672 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | True data verified per bank Statements. | |||||
|
669 |
XXX | Borrower 4 Origination FICO | XXX | XXX | true data is correct | |||||
|
669 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Lower of the sales price vs Appraised value | |||||
|
669 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Post close assets are correct | |||||
|
663 |
XXX | Qualifying CLTV | 79.31 | 79.3 | The Value and loan amount match the AUS values. The difference is due to system rounding. | |||||
|
663 |
XXX | Qualifying LTV | 79.31 | 79.3 | The Value and loan amount match the AUS values. The difference is due to system rounding. | |||||
|
663 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / AUS $XXX Total available assets post close / Audit |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
638 |
XXX | Final Qualifying Property Value | $XXX | $XXX | ||||||
|
638 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | ||||||
|
649 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | True data verified per bank Statements. | |||||
|
687 |
XXX | Qualifying CLTV | 67.39 | 68.0 | True data verified per appraisal and loan documents. | |||||
|
687 |
XXX | Qualifying LTV | 67.39 | 68.0 | True data verified per appraisal and loan documents. | |||||
|
687 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | True data verified per bank Statements. | |||||
|
647 |
XXX | Final Qualifying Property Value | $XXX | $XXX | The qualifying appraised value is XXX per Appraisal. | |||||
|
647 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | The total qualified assets post closed is XXX | |||||
|
674 |
XXX | Total Closing Costs | XXX | XXX | XXX confirmed with page XXX of the final CD | |||||
|
674 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX Price = XXX Appraised Value = XXX | |||||
|
674 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close /AUS $XXX Total available assets post close / Audit | |||||
|
673 |
XXX | Total Closing Costs | XXX | XXX | Per CD | |||||
|
673 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per appraisal | |||||
|
673 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per assets | |||||
|
673 |
XXX | Escrow Waiver in File | XXX | XXX | compliance | |||||
|
684 |
XXX | Total Closing Costs | XXX | XXX | see cd | |||||
|
684 |
XXX | Final Qualifying Property Value | $XXX | $XXX | ||||||
|
684 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | post close funds | |||||
|
678 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Sales Price is XXX and Appraisal Value is XXX updated LM as per the XXXtive documents. | |||||
|
678 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets were updated based up on which is qualified in Final 1003 however condition added for the executed seller CD or settlement Statement to verify the net sale proceeds of XXX | |||||
|
677 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | XXX as XXX while the tape data reflects $XXX. Updated based on available asset documentation. | |||||
|
693 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Post-close assets were recalculated using supporting asset documentation, resulting in a verified amount of XXX | |||||
|
705 |
XXX | Borrower 1 First Name | XXX | XXX | Updated as per Note | |||||
|
705 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as per Document ** Total qualified assets is XXX | |||||
|
692 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Final qualifying property valuation taken based on the LTV Per appraisal the appraised value is XXX | |||||
|
692 |
XXX | Qualifying CLTV | 72.73 | 72.72 | Auditor CLTV calculation based on the documents — No Discrepancy found ** Qualified CLTV is XX/XX/XXXX=XXX% | |||||
|
692 |
XXX | Qualifying LTV | 72.73 | 72.72 | Auditor LTV calculation based on the documents — No Discrepancy found ** Qualified LTV is XX/XX/XXXX=XXX% | |||||
|
692 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | updated as per the documents available in the loan file ** Total qualified post closed assets is XXX |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
699 |
XXX | Qualifying LTV | 79.86 | 79.85 | Validation reviewed and LTV matches as per the calculation. | |||||
|
699 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Property Value was confirmed using Appraisal. | |||||
|
699 |
XXX | Qualifying CLTV | 79.86 | 79.85 | Validation reviewed and CLTV matches as per the calculation. | |||||
|
699 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | The Variance is due to the higher value reported in the most recent asset Statement. | |||||
|
690 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Updated as per document. | |||||
|
690 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as per document. | |||||
|
686 |
XXX | Qualifying LTV | 60.61 | 61.0 | LTV is correct | |||||
|
686 |
XXX | Qualifying CLTV | 60.61 | 61.0 | CLTV is correct | |||||
|
686 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Post close assets are correct | |||||
|
696 |
XXX | Total Closing Costs | XXX | XXX | Per the final CD the Closing costs XXX dated XX/XX/XXXX | |||||
|
696 |
XXX | Final Qualifying Property Value | $XXX | $XXX | provided value used on XXX transactions its the lower of the two | |||||
|
696 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Post close assets are correct | |||||
|
656 |
XXX | Loan Purpose | XXX | XXX | XXX is XXX | |||||
|
656 |
XXX | Qualifying LTV | 45.47 | 45.46 | The Auditor has confirmed the LTV as per the XXX | |||||
|
656 |
XXX | Qualifying CLTV | 45.47 | 45.46 | The Auditor has confirmed the CLTV as per the XXX | |||||
|
656 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Total Qualified asset verified recent available asset document | |||||
|
700 |
XXX | Total Closing Costs | XXX | XXX | Updated as per final CD | |||||
|
700 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Updated as per appraisal | |||||
|
700 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | As per bank Statement document updated | |||||
|
685 |
XXX | Total Closing Costs | XXX | XXX | Closing costs match the CD | |||||
|
685 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX price vs appraised value | |||||
|
685 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets match the Statements in the file | |||||
|
691 |
XXX | Qualifying LTV | 76.01 | 77.0 | The XXX is XX/XX/XXXX=XXX%. | |||||
|
691 |
XXX | Qualifying CLTV | 76.01 | 77.0 | The XXX is XX/XX/XXXX=XXX%. | |||||
|
691 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Total qualified post close asset $XXX. | |||||
|
688 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Verified the information as per asset document. | |||||
|
682 |
XXX | Total Closing Costs | XXX | XXX | XXX Confirmed with the final CD | |||||
|
682 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX Price = XXX Appraised Value = XXX |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
682 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | The total verified Assets of XXX are insufficient to cover the amount needed for closing costs and down payment of $XXX. XXX.The loan file contains an account Statement #XXX with ending date XX/XX/XXXX and balance of XXX.and an account Statement #XXX with ending date XX/XX/XXXX and balance of $XXX. XXX.The loan file is missing evidence of EMD paid/cleared from the borrowers’ account in the amount of XXX.At minimum XXX in additional verified assets is required to cure this short to close. | |||||
|
681 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Updated as per Sales Contract($XXX) and Appraisal ($)XXX | |||||
|
681 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / AUS $XXX Total available assets post close / Audit Act #XXX has large deposits not accounted for. Per LOE not using deposits and not using this account. The Gift funds XXX was the only asset entered into the AUS. Audit using the additional Asset. Resubmission not required. | |||||
|
657 |
XXX | Borrower 1 Last Name | XXXXX | XXXXX | Borrower’s Last Name verified from the income: XXX; updated as per the documents. | |||||
|
657 |
XXX | Final Qualifying Property Value | $XXX | $XXX | The sales price is lower than the appraised value; therefore, the final qualifying value has been determined using the lower sales price. | |||||
|
657 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | The asset amount has been updated in accordance with the documentation provided | |||||
|
679 |
XXX | Final Qualifying Property Value | $XXX | $XXX | updated as per XXX agreement | |||||
|
679 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Added the Gift amount updated as per the document | |||||
|
662 |
XXX | Final Qualifying Property Value | $XXX | $XXX | per Appraisal | |||||
|
662 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per Assets | |||||
|
676 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX Price = XXX Appraised Value = XXX | |||||
|
676 |
XXX | Qualifying LTV | 68.43 | 68.42 | The loan amount and value match the AUS. The difference is due to system rounding. | |||||
|
676 |
XXX | Qualifying CLTV | 68.43 | 68.42 | The loan amount and value match the AUS. The difference is due to system rounding. | |||||
|
676 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close /AUS $XXX Total available assets post close / Audit | |||||
|
667 |
XXX | Total Closing Costs | XXX | XXX | Verified from the Final CD Closing cost is XXX | |||||
|
667 |
XXX | Property Type | Condominium | Single Family Detached | AUS confirm that property is Condo Detached | |||||
|
667 |
XXX | Qualifying CLTV | 73.51 | 74.0 | Qualified CLTV is XXX Round off issue | |||||
|
667 |
XXX | Qualifying LTV | 73.51 | 74.0 | Qualified LTV is XXX Round off issue | |||||
|
667 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Asset has been updated as per document | |||||
|
667 |
XXX | Escrow Waiver in File | XXX | XXX | Escrow Waiver page — XXX | |||||
|
701 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated assets as per recent bank Statement | |||||
|
711 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Post close funds | |||||
|
683 |
XXX | Total Closing Costs | XXX | XXX | Audit figure is Final CD Closing Costs. Tape data figure is seller credits from 1003. | |||||
|
683 |
XXX | Qualifying LTV | 79.81 | 79.8 | Rounding. | |||||
|
683 |
XXX | Qualifying CLTV | 79.81 | 79.8 | Rounding. | |||||
|
683 |
XXX | Final Qualifying Property Value | $XXX | $XXX | As per audit, figure is sales price used to calculate LTV/CLTV. Tape data is appraisal value. | |||||
|
683 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Audit figure is post-closing assets. Tape data is pre-closing assets. | |||||
|
710 |
XXX | Final Qualifying Property Value | $XXX | $XXX | lower of the two |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
710 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | post closing assets | |||||
|
702 |
XXX | Borrower 1 First Name | XXX | XXX | Updated it by Note document ** B1’s first name is one in the same | |||||
|
702 |
XXX | Borrower 2 First Name | XXX | XXX | Updated it by Note document | |||||
|
702 |
XXX | Total Closing Costs | XXX | XXX | Updated it by Final CD ** The Final CD the closing cost is XXX | |||||
|
702 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Updated it by XXX document ** Per the appraisal report the property value is XXX | |||||
|
702 |
XXX | Qualifying CLTV | 46.43 | 46.42 | Updated it by appraisal document ** XXX is XX/XX/XXXX=XXX% | |||||
|
702 |
XXX | Qualifying LTV | 46.43 | 46.42 | Updated it by appraisal document ** XXX is XX/XX/XXXX=XXX% | |||||
|
702 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated it by asset document | |||||
|
719 |
XXX | Total Closing Costs | XXX | XXX | Per Final CD the XXX is XXX | |||||
|
719 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per Appraisal Report the qualifying value is XXX | |||||
|
719 |
XXX | Qualifying LTV | 60.78 | 61.0 | The XXX is XX/XX/XXXX=XXX%, the system has rounded up to XXX% | |||||
|
719 |
XXX | Qualifying CLTV | 60.78 | 61.0 | The XXX is XX/XX/XXXX=XXX%, the system has rounded up to XXX% | |||||
|
719 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | The total qualified post assets is XXX | |||||
|
698 |
XXX | Borrower 1 FTHB | XXX | XXX | Neither borrower is a FTHB. They sold their old XXX and used the funds for purchasing the subject property. Also confirmed with the 1003 declarations page. | |||||
|
698 |
XXX | Total Closing Costs | XXX | XXX | Confirmed with the final CD | |||||
|
698 |
XXX | Qualifying CLTV | 51.37 | 52.0 | The sales price and the loan amount match the AUS. The difference is due to DU rounding the LTV/CLTV to XXX% | |||||
|
698 |
XXX | Qualifying LTV | 51.37 | 52.0 | The sales price and the loan amount match the AUS. The difference is due to DU rounding the LTV/CLTV to XXX% | |||||
|
698 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX Price = XXX Appraised Value = XXX | |||||
|
698 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit The lender used an estimated amount of net proceeds and did not update the true amount of the final settlement Statement. Proceeds were used for funds to close. Resubmission not required. | |||||
|
712 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Reserves are updated as per the lender guidelines. | |||||
|
717 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Updated as per Contract of sale | |||||
|
717 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | All assets updated as per all assets document | |||||
|
645 |
XXX | Total Closing Costs | XXX | XXX | Total closing cost as per final CD is XXX. | |||||
|
645 |
XXX | Qualifying CLTV | 73.33 | 74.0 | calculated CLTV is XXX. | |||||
|
645 |
XXX | Qualifying LTV | 73.33 | 74.0 | calculated LTV is XXX. per appraised value and sales price | |||||
|
645 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as per document pg XXX | |||||
|
631 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | True data verified per bank Statements. | |||||
|
368 |
XXX | Qualifying FICO | XXX | XXX | Updated from Credit Report |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
368 |
XXX | Qualifying CLTV | 63.64 | 63.63 | Due to Round Off | |||||
|
368 |
XXX | Qualifying LTV | 63.64 | 63.63 | Due to Round Off | |||||
|
707 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per Aessts in the file | |||||
|
665 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Post close funds | |||||
|
644 |
XXX | Borrower 1 Self-Employment Flag | Yes | No | Updated as per XXX | |||||
|
644 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Updated as per Contract of sales. | |||||
|
644 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as per the Asset document. | |||||
|
695 |
XXX | Borrower 2 First Name | XXX | XXX | The borrower’s name matches the note | |||||
|
695 |
XXX | Total Closing Costs | XXX | XXX | The closing costs match the CD | |||||
|
695 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Sales price vs appraised value | |||||
|
695 |
XXX | Qualifying LTV | 78.29 | 79.0 | DU rounds the LTV | |||||
|
695 |
XXX | Qualifying CLTV | 78.29 | 79.0 | DU rounds the LTV | |||||
|
695 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets match the documents in the file | |||||
|
661 |
XXX | Qualifying FICO | XXX | XXX | Fico Score updated as per credit report. | |||||
|
654 |
XXX | Borrower 1 Self-Employment Flag | Yes | No | B1 is XXX so updated as Yes. | |||||
|
654 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Qualifying Sales Price which is lesser than Appraised Value. | |||||
|
654 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as per Available Asset Documents. | |||||
|
365 |
XXX | Qualifying FICO | XXX | XXX | The credit score matches the credit report | |||||
|
715 |
XXX | Qualifying CLTV | 64.85 | 64.84 | counter offer amended the XXX price from $XXX to XXX Final CD and LPA reflect the amended XXX price. Qualifying CTLV of XXX% is supported. True Date reflects the original XXX price. | |||||
|
715 |
XXX | Qualifying LTV | 64.85 | 64.84 | Same for LTV as CLTV comments | |||||
|
715 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per assets in file total qualified is XXX | |||||
|
671 |
XXX | Total Closing Costs | XXX | XXX | Mapping issue | |||||
|
671 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX is the sales price, and XXX is the appraised value, so the lowest value has been used for LTV qualification. | |||||
|
671 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Total qualified assets has been updated as per recent Statements. | |||||
|
376 |
XXX | Qualifying FICO | XXX | XXX | True data verified per credit report. | |||||
|
713 |
XXX | Qualifying FICO | XXX | XXX | Per Credit report | |||||
|
713 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as per the recent bank Statements. Discrepancy arises due to the recent change in XXX #XXX. | |||||
|
370 |
XXX | Qualifying FICO | XXX | XXX | Fico Verified off the Credit report |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
716 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Property value updated as per the recent available documents. | |||||
|
716 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets information updated as per the recent asset documents. | |||||
|
697 |
XXX | Borrower 3 Self-Employment Flag | Yes | No | B3 Income Verified | |||||
|
697 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Property Value verified off Appraisal in file | |||||
|
697 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets are Insufficient | |||||
|
670 |
XXX | Qualifying LTV | 65.0 | 66.0 | Appraised value is $XXX which is less than the $XXX XXX price. Based on the XXX loan amount and $XXX property value, LTV is 65.52%, rounded to XXX% | |||||
|
670 |
XXX | Qualifying CLTV | 65.0 | 66.0 | Appraised value is $XXX which is less than the $XXX XXX price. Based on the XXX loan amount and $XXX property value, CLTV is 65.52%, rounded to XXX% | |||||
|
670 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX price is $XXX the appraisal reflects a value of $XXX, the lower appraised value of $XXX is the qualifying property value. | |||||
|
670 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Tape amount of XXX represents total available funds reflected in DU XXX money market + XXX checking + $XXX net equity., not post close assets. verified assets less final cash to close result in XXX post close. | |||||
|
704 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per assets uploaded to the file | |||||
|
703 |
XXX | Total Closing Costs | XXX | XXX | post close assets confirmed | |||||
|
703 |
XXX | Final Qualifying Property Value | $XXX | $XXX | lower of the two has been used | |||||
|
703 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Post close assets are correct | |||||
|
396 |
XXX | Qualifying FICO | XXX | XXX | FICO verified off the Credit report | |||||
|
503 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Verified qualified assets total XXX final CD reflects cash to close of XXX resulting in total qualified assets post close of $XXX. True data supported. | |||||
|
511 |
XXX | Qualifying LTV | 67.48 | 68.0 | LTV is due to rounding | |||||
|
511 |
XXX | Qualifying CLTV | 67.48 | 68.0 | CLTV is due to rounding | |||||
|
511 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Audited qualified assets post close are $XXX. Tape reflects pre-close/total assets of XXX | |||||
|
506 |
XXX | Total Closing Costs | XXX | XXX | Closing Costs verified off Final CD | |||||
|
506 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets Verified off the Statements in file | |||||
|
501 |
XXX | Qualifying CLTV | 61.96 | 61.95 | , | |||||
|
501 |
XXX | Qualifying LTV | 61.96 | 61.95 | , | |||||
|
504 |
XXX | Total Closing Costs | XXX | XXX | Updated as per the CD | |||||
|
504 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as per the provided asset document | |||||
|
494 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as per recent Bank Statement | |||||
|
494 |
XXX | Escrow Waiver in File | XXX | XXX | Disclosure — Escrow Waiver available in file | |||||
|
532 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Updated as per Appraisal | |||||
|
515 |
XXX | Qualifying LTV | 72.03 | 73.0 | Per Sale price which is the lower of the two |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
515 |
XXX | Qualifying CLTV | 72.03 | 73.0 | Per sales price which is the lower of the tow | |||||
|
515 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per assets plus gift funds | |||||
|
495 |
XXX | Qualifying CLTV | 79.37 | 79.54 | Based on the Audited Calculation, the CLTV is 79.37% ($XXX+$XXX.)=$XXX/$XXX= XXX% | |||||
|
495 |
XXX | Qualifying LTV | 79.37 | 79.54 | Based on the Audited calculation, the LTV is 69.16% ($XXX ÷ $XXX). The system-generated LTV is 69.17%, reflecting a rounding difference of XXX%. | |||||
|
495 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | AUS considered assets from three accounts: XXX Checking Account #XXX ($XXX, Pg. XXX), XXX Checking Account #XXX ($XXX, Pg. XXX), and XXX Checking Account #XXX ($XXX, Pg. XXX). | |||||
|
550 |
XXX | Total Closing Costs | XXX | XXX | Verified off CD | |||||
|
550 |
XXX | Qualifying CLTV | 68.65 | 69.0 | Rounded up | |||||
|
550 |
XXX | Qualifying LTV | 68.65 | 69.0 | Rounded up | |||||
|
550 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets verified off bank Statements in file | |||||
|
519 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Property value of XXX verified from the Property Valuation report; XXX reflects the sales price | |||||
|
519 |
XXX | Qualifying LTV | 74.8 | 74.79 | Verified from property valuation as XXX%; variance from tape value of XXX% is due to rounding. | |||||
|
519 |
XXX | Qualifying CLTV | 74.8 | 74.79 | Verified from property valuation as XXX%; variance from tape value of XXX% is due to rounding. | |||||
|
549 |
XXX | Qualifying LTV | 33.33 | 34.0 | LTV/Cltv is correct | |||||
|
549 |
XXX | Qualifying CLTV | 33.33 | 34.0 | LTV/CLTV is correct | |||||
|
549 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Appraisal value is correct lower of two | |||||
|
549 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Post close assets are correct | |||||
|
549 |
XXX | Escrow Waiver in File | XXX | XXX | n/a | |||||
|
531 |
XXX | Total Closing Costs | XXX | XXX | XXX per the final CD | |||||
|
531 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX Price = XXX Appraised Value = XXX | |||||
|
531 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close /AUS $XXX Total available assets post close / Audit | |||||
|
492 |
XXX | Qualifying LTV | 50.17 | 51.0 | Rounded Off | |||||
|
492 |
XXX | Qualifying CLTV | 50.17 | 51.0 | Rounded Off | |||||
|
492 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as per available Asset document. | |||||
|
508 |
XXX | Qualifying FICO | XXX | XXX | Auditor qualified middle scores of the borrowers. | |||||
|
508 |
XXX | Property Type | PUD | Single Family Detached | We have pud rider in pg XXX | |||||
|
508 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Qualified asset updated as per the Final 1003. | |||||
|
524 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Property Value is XXX but I Have the Sales Price XXX Hence I Was Qualifying Lower Value of Property Value | |||||
|
524 |
XXX | Qualifying LTV | 72.94 | 72.93 | XXX Round off Issue |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
524 |
XXX | Qualifying CLTV | 72.94 | 72.93 | XXX Round off Issue | |||||
|
573 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Verified off Appraisal in file | |||||
|
573 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets verified. Additional assets from Sale of Primary with proof of Settlement in file | |||||
|
571 |
XXX | Qualifying CLTV | 48.5 | 48.49 | AUS reflects CLTV of 48.49%Audited CLTV is 48.50%. Variance is due to rounding. | |||||
|
571 |
XXX | Qualifying LTV | 48.5 | 48.49 | Variance is due to rounding. | |||||
|
571 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Verified assets total $XXX. Final CD cash to close is XXX resulting in qualified assets post close of $XXX. | |||||
|
571 |
XXX | Escrow Waiver in File | XXX | XXX | Per documents in file XXX Yes page XXX | |||||
|
552 |
XXX | Qualifying CLTV | 76.87 | 76.86 | XXX is match with manual calculation, Auditor CLTV is Rounded off | |||||
|
552 |
XXX | Qualifying LTV | 76.87 | 76.86 | XXX is Match with Manual calculation, Auditor LTV is Rounded off | |||||
|
509 |
XXX | Qualifying LTV | 64.71 | 64.7 | LTV is 64.71%, tape reflects XXX% due to decimal point precision | |||||
|
509 |
XXX | Qualifying CLTV | 64.71 | 64.7 | CLTV 64.71% tape reflects XXX% due to decimal point precision | |||||
|
509 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Final XXX price is XXX which is less than the appraised value of $XXX. The qualifying property value of XXX is supported. | |||||
|
509 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Tape reflects total verified assets of $XXX. The final CD is missing from file therefore, final cash to close and qualified assets post close cannot be determined. | |||||
|
539 |
XXX | Borrower 1 Last Name | XXXXX | XXXXX | Updated as per Note | |||||
|
539 |
XXX | Total Closing Costs | XXX | XXX | Updated as per Document | |||||
|
539 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as per Document | |||||
|
517 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Post close assets are correct | |||||
|
561 |
XXX | Qualifying CLTV | 46.83 | 47.0 | Per Appraisal and AUS | |||||
|
561 |
XXX | Qualifying LTV | 46.83 | 47.0 | Per Appraisal and AUS | |||||
|
561 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per Assets | |||||
|
530 |
XXX | Qualifying FICO | XXX | XXX | Per Credit rpt | |||||
|
530 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per appraisal | |||||
|
530 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per Assets | |||||
|
560 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | XXX StateMENT IN FILE | |||||
|
545 |
XXX | Final Qualifying Property Value | $XXX | $XXX | per XXX in file | |||||
|
545 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | per docs in file | |||||
|
522 |
XXX | Qualifying FICO | XXX | XXX | Updated as per AUS and Verified | |||||
|
522 |
XXX | Property Type | PUD | Single Family Detached | Updated as per Rider Given In Mortgage |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
522 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as per Asset Document Provided | |||||
|
507 |
XXX | Borrower 1 Self-Employment Flag | Yes | No | Tool mismatch. | |||||
|
507 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX is XXX, whereas XXX is the property valuation. | |||||
|
507 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Qualified assets have been updated with recent asset Statements. | |||||
|
528 |
XXX | Borrower 1 Self-Employment Flag | Yes | No | As Per Document B1 is XXX | |||||
|
528 |
XXX | Borrower 2 Self-Employment Flag | Yes | No | As Per Document B2 is XXX | |||||
|
528 |
XXX | Qualifying CLTV | 80.0 | 79.99 | Due to Sales price CLTV Increased | |||||
|
528 |
XXX | Qualifying LTV | 80.0 | 79.99 | Updated as Per the Documentation | |||||
|
528 |
XXX | Final Qualifying Property Value | $XXX | $XXX | The excess IPC was reduced from the sales price | |||||
|
528 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as per Recent Asset Document | |||||
|
528 |
XXX | Escrow Waiver in File | XXX | XXX | As Per Final CD TIA is not Escrowed | |||||
|
543 |
XXX | Qualifying FICO | XXX | XXX | Credit report available in the file and credit score are reflected. However, auditor updated the information as per the credit report. | |||||
|
543 |
XXX | Qualifying CLTV | 78.02 | 79.0 | CLTV=Combined Loan Amount/appraisal value. XX/XX/XXXX=XXX*XXX = XXX%. Auditor updated as per the documents. | |||||
|
543 |
XXX | Qualifying LTV | 78.02 | 79.0 | LTV=Loan Amount/appraisal value*XXX. XX/XX/XXXX=XXX*XXX = XXX%. Auditor updated as per the documents. | |||||
|
543 |
XXX | Escrow Waiver in File | XXX | XXX | Property is escrow waived and then escrow waiver available in the file. | |||||
|
516 |
XXX | Qualifying LTV | 74.02 | 75.0 | LTV value is Rounded Off. | |||||
|
516 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Qualifying Sales Price which is lesser than Appraised Value. | |||||
|
516 |
XXX | Qualifying CLTV | 74.02 | 75.0 | CLTV value is Rounded Off. | |||||
|
516 |
XXX | Borrower 1 Self-Employment Flag | Yes | No | B1 is Self — XXX Updated as per Document. | |||||
|
516 |
XXX | Borrower 2 Self-Employment Flag | Yes | No | B2 is Self — XXX Updated as per Document. | |||||
|
516 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as per available Asset Documents. | |||||
|
498 |
XXX | Borrower 4 Origination FICO | XXX | XXX | Updated as per the credit report provided. | |||||
|
498 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Updated as per the 1003 provided in the loan package. | |||||
|
498 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as per the assets document given in the file. | |||||
|
538 |
XXX | Amortization Term | XXX | XXX | Verified and updated as per Note document | |||||
|
538 |
XXX | Qualifying CLTV | 77.99 | 77.98 | Verified and updated as per the document | |||||
|
538 |
XXX | Qualifying LTV | 77.99 | 77.98 | Verified and updated as per the document | |||||
|
537 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Updated as per contract of sale |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
537 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as per recent bank Statement | |||||
|
575 |
XXX | Borrower 1 Self-Employment Flag | Yes | No | The borrower1 is XXX and has provided 1120S (S-Corp) document. | |||||
|
502 |
XXX | Borrower 1 Self-Employment Flag | Yes | No | Both the borrowers are XXX. Evidence of paystubs, W2 and Business returns are provided. | |||||
|
502 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated using the recent bank Statements. | |||||
|
563 |
XXX | Qualifying LTV | 70.06 | 71.0 | Round off Issue. Verified from the XXX | |||||
|
563 |
XXX | Qualifying CLTV | 70.06 | 71.0 | Round off Issue. Verified from the XXX | |||||
|
563 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Verified form the AUS | |||||
|
563 |
XXX | Escrow Waiver in File | XXX | XXX | Escrow waiver is in the page XXX | |||||
|
535 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per Appraisal Report the final qualifying value is XXX | |||||
|
535 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Total Qualified Post Close assets XXX | |||||
|
556 |
XXX | Total Closing Costs | XXX | XXX | ||||||
|
556 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per XXX in file pg #XXX | |||||
|
556 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per assets listed in file | |||||
|
520 |
XXX | Qualifying LTV | 70.67 | 71.0 | The XXX is XX/XX/XXXX=XXX% but the system has rounded up to XXX% | |||||
|
520 |
XXX | Qualifying CLTV | 70.67 | 71.0 | The XXX is XX/XX/XXXX=XXX% but the system has rounded up to XXX% | |||||
|
520 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | The total qualified post closed assets is XXX | |||||
|
527 |
XXX | Qualifying CLTV | 72.11 | 72.1 | Per Appraisal /rounding issue | |||||
|
527 |
XXX | Qualifying LTV | 72.11 | 72.1 | Per Appraisal/rounding issue | |||||
|
527 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per assets | |||||
|
533 |
XXX | Borrower 2 Self-Employment Flag | Yes | No | Per Final 1003 and Income documents. | |||||
|
533 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per XXX price as it is less than the appraised value. | |||||
|
533 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per asset balance after deducting the EMD and cash to close amount. | |||||
|
587 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | True data verified per bank Statements. | |||||
|
617 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX updated and verified from Appraisal | |||||
|
617 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Total Qualified asset Post Close updated as per recent asset document | |||||
|
586 |
XXX | Total Closing Costs | XXX | XXX | Updated as per Final CD. | |||||
|
586 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Property valuation updated as per Sales price. | |||||
|
586 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as per bank Statement. |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
622 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Total Qualified asset post close updated as per recent asset document | |||||
|
581 |
XXX | Borrower 1 Last Name | XXXXX | XXXXX | Per Note. the borrower’s Last Name is XXX | |||||
|
581 |
XXX | Qualifying LTV | 67.98 | 67.97 | The XXX is XX/XX/XXXX=XXX%, the system did not round up. | |||||
|
581 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per the Appraisal Report the appraised value is XXX | |||||
|
581 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | The total qualifying post close assets is XXX | |||||
|
615 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Property Value updated based on Appraisal Value and XXX Price which ever is less. XXX price is XXX | |||||
|
615 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Asset updated based on provided asset document in file. | |||||
|
595 |
XXX | Borrower 1 Last Name | XXXXX | XXXXX | Updated as per Note. | |||||
|
595 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | After cash to close the remaining funds are XXX | |||||
|
588 |
XXX | Borrower 1 FTHB | XXX | XXX | Borrower is not FTHB | |||||
|
588 |
XXX | Total Closing Costs | XXX | XXX | Closing cost updated as per Final CD XXX | |||||
|
588 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX taken Appraisal and XXX Price which ever is lower amount, XXX price is XXX | |||||
|
588 |
XXX | Qualifying CLTV | 77.29 | 78.0 | Qualified CLTV is XXX matches with XXX AUS rounded up | |||||
|
588 |
XXX | Qualifying LTV | 77.29 | 78.0 | Qualified LTV is XXX matches with XXX AUS rounded up | |||||
|
588 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Asset updated based on provided asset document in file. | |||||
|
608 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Audited assets are calculated using asset Statements in File | |||||
|
598 |
XXX | Qualifying CLTV | 67.89 | 67.88 | Rounded off | |||||
|
598 |
XXX | Qualifying LTV | 67.89 | 67.88 | Rounded off | |||||
|
602 |
XXX | Final Qualifying Property Value | $XXX | $XXX | The Sales price of XXX considered for the Qualifying Value as it is the lowest. | |||||
|
602 |
XXX | Property Type | PUD | Single Family Detached | As per Appraisal, Subject Property is PUD — Detached. Updated as per Appraisal. | |||||
|
602 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | The Assets are updated as per the Final 1003/AUS & per the supporting doc provided in the package. | |||||
|
591 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Sales price used to XXX and CLTV | |||||
|
591 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Asset updated as per bank Statement, Post close assets qualified is XXX | |||||
|
618 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX updated as per the doc. | |||||
|
618 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Total assets qualified as per asset doc. | |||||
|
607 |
XXX | Borrower 1 Self-Employment Flag | Yes | No | Borrower holds XXX% ownership & XXX. Hence the flag updated as yes | |||||
|
607 |
XXX | Borrower 2 Self-Employment Flag | Yes | No | Borrower holds XXX% ownership & XXX. Hence the flag updated as yes | |||||
|
607 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Audited assets are calculated using asset Statement in file. |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
584 |
XXX | Qualifying FICO | XXX | XXX | Qualified FICO updated as per credit report. The Qualifying FICO is XXX | |||||
|
584 |
XXX | Total Closing Costs | XXX | XXX | Total Closing Cost updated as per Final CD. Per final CD the XXX is $XXX. | |||||
|
594 |
XXX | Total Closing Costs | XXX | XXX | The XXX is XXX Updated as per the Final CD. | |||||
|
594 |
XXX | Qualifying CLTV | 56.07 | 56.06 | The CLTV is rounded up to the nearest whole percentage XXX% to XXX%. | |||||
|
594 |
XXX | Qualifying LTV | 56.07 | 56.06 | The LTV is rounded up to the nearest whole percentage XXX% to XXX%. | |||||
|
594 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | The Assets are updated as per the Final 1003 and per the document provided in file. | |||||
|
594 |
XXX | Escrow Waiver in File | XXX | XXX | The Mortgage is escrowed. Hence escrow waiver document is not required. | |||||
|
585 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | XXX updated as per asset doc. | |||||
|
600 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | ||||||
|
612 |
XXX | Escrow Waiver in File | XXX | XXX | Escrow waiver document is available in file | |||||
|
576 |
XXX | Qualifying CLTV | 65.33 | 66.0 | Loan amount $XXX/Appraised value XXX = XXX% | |||||
|
576 |
XXX | Qualifying LTV | 65.33 | 66.0 | Loan amount $XXX/Appraised value XXX = XXX% | |||||
|
574 |
XXX | Borrower 1 Marital Status | XXX | XXX | Updated as per Final 1003 | |||||
|
574 |
XXX | Qualifying LTV | 69.96 | 70.0 | XXX Matches with Lender Calculation | |||||
|
574 |
XXX | Qualifying CLTV | 69.96 | 70.0 | XXX Matches with Lender Calculation | |||||
|
574 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as per Available Asset Document | |||||
|
624 |
XXX | Total Closing Costs | XXX | XXX | Confirmed total closing cost using the Final closing disclosure. | |||||
|
624 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Confirmed XXX using the lower of the sales price or appraised value; sales price of XXX utilized. | |||||
|
624 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Confirmed XXX using the asset documents. | |||||
|
609 |
XXX | Final Qualifying Property Value | $XXX | $XXX | The Sales price of XXX is considered for the qualifying value as it is the lowest. | |||||
|
609 |
XXX | Qualifying CLTV | 65.63 | 65.62 | The CLTV is rounded up to the nearest whole percentage XXX% to XXX% | |||||
|
609 |
XXX | Qualifying LTV | 65.63 | 65.62 | The LTV is rounded up to the nearest whole percentage XXX% to XXX% | |||||
|
609 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | The Assets are updated as per the Final 1003 and per the document provided in file. | |||||
|
603 |
XXX | Total Closing Costs | XXX | XXX | XXX was confirmed with Final CD | |||||
|
603 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Tape Date XXX total assets, but our true data XXX is XXX (Total assets XXX — Cash to Close $XXX) | |||||
|
605 |
XXX | Qualifying LTV | 69.98 | 70.0 | LTV is Rounded off | |||||
|
605 |
XXX | Qualifying CLTV | 69.98 | 70.0 | CLTV is Rounded off | |||||
|
569 |
XXX | Total Closing Costs | XXX | XXX | The XXX is XXX Updated as per the Final CD. |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
569 |
XXX | Final Qualifying Property Value | $XXX | $XXX | The Sales price of XXX is considered for the qualifying value as it is the lowest. | |||||
|
569 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | The Assets are updated as per the Final 1003 and per the document provided in file. | |||||
|
572 |
XXX | Qualifying LTV | 79.38 | 80.0 | LTV 79.38% matches with XXX | |||||
|
572 |
XXX | Qualifying CLTV | 79.38 | 80.0 | CLTV 79.38% matches with XXX | |||||
|
620 |
XXX | Total Closing Costs | XXX | XXX | Confirmed with Final CD. | |||||
|
620 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Confirmed Sales price which is lower than the appraised value with the Final CD and the XXX agreement addendum. | |||||
|
620 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Confirmed with system calculations. | |||||
|
613 |
XXX | Final Qualifying Property Value | $XXX | $XXX | AS per the Contract of Sale, the XXX price is the XXX. | |||||
|
613 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Total Qualified Assets Updated as per Asset Documents | |||||
|
614 |
XXX | Total Closing Costs | XXX | XXX | Confirmed with final CD | |||||
|
614 |
XXX | Qualifying LTV | 70.8 | 71.0 | Confirmed with XXX | |||||
|
614 |
XXX | Qualifying CLTV | 70.8 | 71.0 | Confirmed with XXX | |||||
|
614 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Confirmed with XXX | |||||
|
614 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Confirmed with asset | |||||
|
626 |
XXX | Qualifying LTV | 79.42 | 80.0 | Confirmed XXX using the note amount of XXX and the appraisal value of XXX which equals XXX%. The variance is due to rounding. | |||||
|
626 |
XXX | Qualifying CLTV | 79.42 | 80.0 | Confirmed XXX using the note amount of XXX and the appraisal value of XXX which equals XXX%. The variance is due to rounding. | |||||
|
626 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Confirmed XXX using the lower of the sales price or appraised value; sales price of XXX utilized. | |||||
|
626 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Confirmed XXX using the asset documents. | |||||
|
596 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Sale price is XXX Appraisal Value is XXX hence Final Qualified Property Value updated as per sale price | |||||
|
596 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets qualified as Post-Close | |||||
|
619 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Post close qualified asset as XXX which is after excluding required amount as per CD. | |||||
|
604 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX updated as per the Appraisal | |||||
|
604 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Total Qualified Asset Post Close updated as per recent asset document | |||||
|
604 |
XXX | Escrow Waiver in File | XXX | XXX | Escrow Waiver updated as N/A | |||||
|
580 |
XXX | Qualifying LTV | 63.64 | 64.0 | Rounding issue from the AUS. | |||||
|
580 |
XXX | Qualifying CLTV | 63.64 | 64.0 | Rounding issue from the AUS. | |||||
|
580 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per asset balance after deducting the EMD and cash to close amount. | |||||
|
616 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Property valuation updated as per Sales price. |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
616 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets updated as per bank Statements. | |||||
|
568 |
XXX | Total Closing Costs | XXX | XXX | Closing cost as confirmed by Closing Disclosure | |||||
|
568 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Property value as confirmed appraisal report | |||||
|
568 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Total Qualified Asset Post Close as per settlement Statement | |||||
|
578 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Property value confirmed by appraisal report | |||||
|
578 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Total Qualified Asset Post Close updated as per the asset documents | |||||
|
589 |
XXX | Borrower 1 Last Name | XXXXX | XXXXX | Tape data omitted Suffix “XXX”. | |||||
|
589 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Unable to Compare/No Match. Audit figure is post-closing assets. Tape data is pre-closing assets. | |||||
|
599 |
XXX | Qualifying LTV | 47.88 | 47.87 | Qualified LTV is 47.879%, matches with XXX rounded up | |||||
|
599 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX taken Appraisal value & XXX price which ever is lesser amount. Updated as XXX Price XXX is used | |||||
|
599 |
XXX | Qualifying CLTV | 47.88 | 47.87 | Qualified CLTV is 47.879%, matches with XXX rounded up | |||||
|
599 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Asset updated based on Provided asset document in file | |||||
|
621 |
XXX | Total Closing Costs | XXX | XXX | Total Closing Cost updated as per Final CD. | |||||
|
621 |
XXX | Qualifying LTV | 56.93 | 57.0 | LTV, calculated with Loan Amount / Sales Price of XXX | |||||
|
621 |
XXX | Qualifying CLTV | 56.93 | 57.0 | CLTV, calculated with Loan amount / Sales price of XXX | |||||
|
621 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Sales Price of XXX considered for the qualifying value as it is the lowest. | |||||
|
621 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets are updated as per Final 1003/AUS and per the supporting doc provided in the package. | |||||
|
562 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as per Document Cr UW the total qualified post closed assets is $XXX. | |||||
|
610 |
XXX | Total Closing Costs | XXX | XXX | Updated as per Final CD Closing Costs | |||||
|
610 |
XXX | Property Type | PUD | Single Family Detached | property is a PUD | |||||
|
610 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as Per Asset Document | |||||
|
582 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Audit figure is post-closing assets. Tape data is pre-closing assets. | |||||
|
593 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX is XXX price, XXX is appraised value, using the lesser of the two | |||||
|
593 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | assets per bank Statements | |||||
|
601 |
XXX | Total Closing Costs | XXX | XXX | Audit figure is Final CD Closing Costs. Tape data is Seller-Paid discount points figure. | |||||
|
601 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Audit figure is the qualifying value (sales price) used to calculate the LTV. Tape data is the property value from the appraisal. | |||||
|
601 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Audit figure is post-closing assets. Tape data is pre-closing assets. | |||||
|
625 |
XXX | Total Closing Costs | XXX | XXX | Updated closing costs as per final CD |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
625 |
XXX | Qualifying CLTV | 57.65 | 57.64 | Actual CLTV is XXX LM takes the rounded of value as XXX | |||||
|
625 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Sales price and appraisal values were updated based upon the XXX documents | |||||
|
625 |
XXX | Qualifying LTV | 57.65 | 57.64 | Actual CLTV is XXX LM takes the rounded of value as XXX | |||||
|
625 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated assets as per lender documents | |||||
|
625 |
XXX | Escrow Waiver in File | XXX | XXX | As per final CD the escrow are waived | |||||
|
570 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets are correct in the file. | |||||
|
570 |
XXX | Escrow Waiver in File | XXX | XXX | escrow wavier available in file | |||||
|
592 |
XXX | Qualifying LTV | 76.08 | 77.0 | Rounding | |||||
|
592 |
XXX | Qualifying CLTV | 76.08 | 77.0 | Rounding | |||||
|
258 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as Per 1003 | |||||
|
271 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | True data verified per bank Statements. | |||||
|
290 |
XXX | Borrower 1 FTHB | XXX | XXX | FTHB is updated as per Final 1003 | |||||
|
290 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Updated as per Appraisal Documents & XXX | |||||
|
290 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Qualifying assets updated as per Source documents | |||||
|
290 |
XXX | Escrow Waiver in File | XXX | XXX | Updated as per Escrow Waiver document | |||||
|
276 |
XXX | Qualifying CLTV | 38.26 | 38.25 | Match. Rounding. | |||||
|
276 |
XXX | Qualifying LTV | 38.26 | 38.25 | Match. Rounding. | |||||
|
276 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Audit figure is post-closing assets. Tape data is pre-closing assets. | |||||
|
250 |
XXX | Borrower 3 Qualifying Income | XXX | XXX | The paystub shows the borrower is paid bi-weekly and is paid around XXX days after the pay period end date. Therefore, the first pay period of the XXX YTD would be XX/XX/XXXX-XX/XX/XXXX. The lender qualified the borrower using the hourly base rate x XXX hours per week: XXX x XXX x XXX / XXX = XXX per month. The lender used this calculation because it was lower than the YTD average calculated; however, the lender used an incorrect XXX timeframe of XX/XX/XXXX months (XX/XX/XXXX-XX/XX/XXXX). The audit used the correct XXX timeframe of XXX months (XX/XX/XXXX-XX/XX/XXXX), which calculated a lower average of XXX which was also lower than the hourly base rate x XXX hours per week calculation. Therefore, the audit used this lower income. | |||||
|
272 |
XXX | Borrower 1 First Name | XXX | XXX | B1 first name is one in the same on both the True Data and Tape Data. | |||||
|
272 |
XXX | Borrower 1 Last Name | XXXXX | XXXXX | B1 Last Name is one in the same on both the True Data and Tape Data. | |||||
|
272 |
XXX | Qualifying FICO | XXX | XXX | The middle Qualifying FICO is XXX | |||||
|
367 |
XXX | Qualifying FICO | XXX | XXX | per Credit report | |||||
|
367 |
XXX | Total Closing Costs | XXX | XXX | Per CD | |||||
|
367 |
XXX | Qualifying CLTV | 42.41 | 42.4 | Per Stated appraised value | |||||
|
367 |
XXX | Qualifying LTV | 42.41 | 42.4 | Per Stated appraised value | |||||
|
281 |
XXX | Qualifying FICO | XXX | XXX | True data verified per credit report. | |||||
|
281 |
XXX | Total Closing Costs | XXX | XXX | True data verified per final CD. |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
490 |
XXX | Qualifying FICO | XXX | XXX | Fico score is correct. | |||||
|
490 |
XXX | Qualifying LTV | 51.71 | 51.7 | LTV is correct. | |||||
|
490 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Estimate value listed on LP findings. | |||||
|
490 |
XXX | Qualifying CLTV | 51.71 | 51.7 | CLTV is correct | |||||
|
490 |
XXX | Primary Appraised Property Value | $XXX | $XXX | Appraised value is correct XXX | |||||
|
445 |
XXX | Qualifying FICO | XXX | XXX | fico matches credit report | |||||
|
445 |
XXX | Qualifying LTV | 68.55 | 65.23 | based on appraisal value — numbers rounded | |||||
|
445 |
XXX | Qualifying CLTV | 68.55 | 65.23 | based on appraisal value — numbers rounded | |||||
|
747 |
XXX | Qualifying FICO | XXX | XXX | Fico updated to match approval | |||||
|
395 |
XXX | Qualifying FICO | XXX | XXX | Per Credit Report | |||||
|
436 |
XXX | Borrower 1 First Name | XXX | XXX | Per note | |||||
|
436 |
XXX | Qualifying FICO | XXX | XXX | Per Credit report | |||||
|
748 |
XXX | First Payment Date | XXX | XXX | per note | |||||
|
748 |
XXX | Borrower 1 First Name | XXX | XXX | per note | |||||
|
748 |
XXX | Maturity Date | XXX | XXX | Per note | |||||
|
748 |
XXX | Borrower 1 FTHB | XXX | XXX | Per 1003 | |||||
|
748 |
XXX | Qualifying FICO | XXX | XXX | Per credit report | |||||
|
748 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per AVM in file | |||||
|
748 |
XXX | Qualifying CLTV | 62.39 | 63.0 | Per AVM in file | |||||
|
748 |
XXX | Primary Appraised Property Value | $XXX | $XXX | Per AVM in file | |||||
|
748 |
XXX | Qualifying LTV | 62.39 | 63.0 | Per AVM in file | |||||
|
482 |
XXX | Qualifying FICO | XXX | XXX | middle score is XXX | |||||
|
364 |
XXX | Qualifying FICO | XXX | XXX | Confirmed with the credit report and the AUS | |||||
|
454 |
XXX | Qualifying FICO | XXX | XXX | Per Credit report | |||||
|
318 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close /AUS $XXX Total available assets post close / Audit | |||||
|
444 |
XXX | Qualifying FICO | XXX | XXX | per credit report | |||||
|
380 |
XXX | Borrower 1 Last Name | XXXXX | XXXXX | XXX is correct | |||||
|
380 |
XXX | Qualifying FICO | XXX | XXX | fico score is correct |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
478 |
XXX | Qualifying FICO | XXX | XXX | Per credit report | |||||
|
478 |
XXX | Qualifying CLTV | 60.65 | 60.64 | Due to Lp Rounding | |||||
|
478 |
XXX | Primary Appraised Property Value | $XXX | $XXX | Value per credit report in the file | |||||
|
478 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per Appraisal in the file. | |||||
|
478 |
XXX | Qualifying LTV | 60.65 | 60.64 | Due to LP rounding | |||||
|
419 |
XXX | Qualifying FICO | XXX | XXX | credit score is correct | |||||
|
455 |
XXX | Qualifying FICO | XXX | XXX | Per credit report | |||||
|
455 |
XXX | Qualifying LTV | 72.32 | 80.0 | Per Appriasal | |||||
|
455 |
XXX | Qualifying CLTV | 72.32 | 80.0 | Per Appraisal | |||||
|
363 |
XXX | Qualifying FICO | XXX | XXX | The Qualifying FICO XXX and it’s matches the LP | |||||
|
321 |
XXX | Borrower 4 Origination FICO | XXX | XXX | b4 Origination FICO XXX | |||||
|
321 |
XXX | Qualifying FICO | XXX | XXX | The Qualifying FICO XXX and it’s matches to AUS | |||||
|
321 |
XXX | Qualifying CLTV | 66.2 | 67.0 | Per AUS Appraised value or sales price XXX and the qualifying CLTV 66.2% | |||||
|
321 |
XXX | Qualifying LTV | 66.2 | 67.0 | Per AUS Appraised value or sales price XXX and the qualifying LTV 66.2% | |||||
|
331 |
XXX | Qualifying FICO | XXX | XXX | The Qualifying FICO XXX and it’s matches the AUS | |||||
|
331 |
XXX | Qualifying LTV | 74.32 | 75.0 | Per AUS the property value XXX and the XXX is XXX | |||||
|
331 |
XXX | Qualifying CLTV | 74.32 | 75.0 | Per AUS the property value XXX and the XXX is XXX | |||||
|
465 |
XXX | Qualifying FICO | XXX | XXX | The qualifying middle FICO is XXX | |||||
|
465 |
XXX | Qualifying CLTV | 76.09 | 77.0 | The total XXX is XX/XX/XXXX=XXX% | |||||
|
465 |
XXX | Property Type | Other | PUD | ||||||
|
465 |
XXX | Qualifying LTV | 76.09 | 77.0 | The total XXX is XX/XX/XXXX=XXX% | |||||
|
249 |
XXX | Qualifying FICO | XXX | XXX | Updated as per the source document. | |||||
|
310 |
XXX | Borrower 1 First Name | XXX | XXX | Updated as per Note Document. | |||||
|
310 |
XXX | Qualifying FICO | XXX | XXX | Updated as per Credit Report. | |||||
|
443 |
XXX | Borrower 1 First Name | XXX | XXX | Updated per note | |||||
|
443 |
XXX | Borrower 1 Last Name | XXXXX | XXXXX | Updated per note | |||||
|
443 |
XXX | Qualifying FICO | XXX | XXX | As per the document, the Qualifying FICO is XXX | |||||
|
438 |
XXX | Qualifying FICO | XXX | XXX | According to the document, the FICO score is XXX |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
423 |
XXX | Qualifying FICO | XXX | XXX | Qualifying FICO has been verified with AUS Cr UW the Qualifying FICO is XXX | |||||
|
423 |
XXX | Qualifying LTV | 70.15 | 70.14 | Loan amount $XXX/ Property Value XXX *XXX = XXX% which is rounded off as XXX% | |||||
|
423 |
XXX | Qualifying CLTV | 70.15 | 70.14 | Loan amount $XXX/ Property Value XXX *XXX = XXX% which is rounded off as XXX% | |||||
|
488 |
XXX | Qualifying FICO | XXX | XXX | Qualifying FICO has verified with AUS | |||||
|
488 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Property value has been verified with AUS | |||||
|
488 |
XXX | Primary Appraised Property Value | $XXX | $XXX | Property value has been verified with AUS | |||||
|
255 |
XXX | Qualifying FICO | XXX | XXX | Verified source documents and updated accordingly | |||||
|
255 |
XXX | Qualifying LTV | 62.61 | 65.0 | verified source documents LTV/CLTV variance noted due to rounding | |||||
|
255 |
XXX | Qualifying CLTV | 62.61 | 65.0 | verified source documents LTV/CLTV variance noted due to rounding | |||||
|
448 |
XXX | Qualifying FICO | XXX | XXX | Updated as per the credit report | |||||
|
448 |
XXX | Qualifying LTV | 66.21 | 66.2 | Updated as per the AVM Provided | |||||
|
448 |
XXX | Final Qualifying Property Value | $XXX | $XXX | As per document updated- per AVM, appraisal is missing | |||||
|
448 |
XXX | Primary Appraised Property Value | $XXX | $XXX | Updated as per the AVM and AUS | |||||
|
448 |
XXX | Qualifying CLTV | 66.21 | 66.2 | Updated as per the AVM | |||||
|
466 |
XXX | Qualifying FICO | XXX | XXX | Updated as per the credit report | |||||
|
579 |
XXX | Qualifying FICO | XXX | XXX | Verified source document and updated accordingly | |||||
|
579 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX price vs appraised value | |||||
|
579 |
XXX | Property Type | Condominium | Detached Condo | Verified source document and updated accordingly | |||||
|
298 |
XXX | Qualifying FICO | XXX | XXX | Updated as per Credit Report | |||||
|
298 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Updated as per XXX | |||||
|
394 |
XXX | Borrower 1 First Name | XXX | XXX | Verified source documents and updated accordingly | |||||
|
394 |
XXX | Qualifying FICO | XXX | XXX | Verified source document and updated accordingly | |||||
|
394 |
XXX | Qualifying CLTV | 36.28 | 36.27 | Verified source documents. TV/CLTV variance noted due to rounding | |||||
|
394 |
XXX | Qualifying LTV | 36.28 | 36.27 | Verified source documents. TV/CLTV variance noted due to rounding | |||||
|
759 |
XXX | Qualifying FICO | XXX | XXX | Updated as per Credit Report | |||||
|
759 |
XXX | Qualifying CLTV | 48.65 | 49.0 | Due to roundoff | |||||
|
759 |
XXX | Qualifying LTV | 48.65 | 49.0 | Due to roundoff | |||||
|
464 |
XXX | Total Closing Costs | XXX | XXX | XXX is Updated As Per Final CD |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
464 |
XXX | Qualifying FICO | XXX | XXX | FICO Score is Updated As Per Credit Report | |||||
|
464 |
XXX | Qualifying LTV | 72.0 | 71.99 | LTV is rounding up to the nearest Whole Percent of XXX% to XXX% | |||||
|
464 |
XXX | Qualifying CLTV | 72.0 | 71.99 | CLTV is rounding up to the nearest Whole Percent of XXX% to XXX% | |||||
|
442 |
XXX | Qualifying FICO | XXX | XXX | Qualifying FICO per credit report. | |||||
|
757 |
XXX | Qualifying FICO | XXX | XXX | FICO Score is Updated As Per Credit Report | |||||
|
757 |
XXX | Qualifying LTV | 73.08 | 74.0 | LTV is rounding up to Nearest Whole Percent of XXX% to XXX% | |||||
|
757 |
XXX | Qualifying CLTV | 73.08 | 74.0 | CLTV is rounding up to Nearest Whole Percent of XXX% to XXX% | |||||
|
253 |
XXX | Qualifying FICO | XXX | XXX | Qualifying FICO Method Is Classic. Hence It Was compare the three fico score and Auto Generated | |||||
|
253 |
XXX | Qualifying CLTV | 51.89 | 52.0 | XXX Roundoff Issue | |||||
|
253 |
XXX | Qualifying LTV | 51.89 | 52.0 | XXX Roundoff Issue | |||||
|
409 |
XXX | Qualifying FICO | XXX | XXX | FICO is updated as per credit report. | |||||
|
409 |
XXX | Qualifying LTV | 72.97 | 72.96 | LTV rounding up to the nearest whole percent. XXX% to XXX%. | |||||
|
409 |
XXX | Qualifying CLTV | 72.97 | 72.96 | CLTV rounding up to the nearest whole percent. XXX% to XXX%. | |||||
|
427 |
XXX | Qualifying FICO | XXX | XXX | FICO is Updated As Per Credit Report | |||||
|
427 |
XXX | Qualifying LTV | 55.95 | 55.94 | LTV is Mismatching Due to Appraisal Value is Expired | |||||
|
427 |
XXX | Qualifying CLTV | 55.95 | 55.94 | CLTV is Mismatching Due to Appraisal Value is Expired | |||||
|
303 |
XXX | Qualifying FICO | XXX | XXX | As per recent credit report updated fico score | |||||
|
303 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Property value updated as per Appraisal document. sales price used for qualification | |||||
|
402 |
XXX | Qualifying FICO | XXX | XXX | Updated as per Documents. | |||||
|
402 |
XXX | Qualifying CLTV | 65.98 | 65.97 | Updated as per Documents. | |||||
|
402 |
XXX | Qualifying LTV | 65.98 | 65.97 | Updated as per Documents. | |||||
|
259 |
XXX | Qualifying FICO | XXX | XXX | Auditor updated the information as per the recent credit report. Cr UW the qualifying middle FICO is XXX | |||||
|
259 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Auditor updated the information as per the recent documents. Cr UW per the Appraisal Report the property is XXX | |||||
|
378 |
XXX | Qualifying CLTV | 71.79 | 71.78 | Updated as per the appraisal available in the package. | |||||
|
284 |
XXX | Borrower 1 First Name | XXX | XXX | Updated as per Note Document | |||||
|
284 |
XXX | Qualifying FICO | XXX | XXX | Updated as per Credit Report | |||||
|
417 |
XXX | Borrower 2 First Name | XXX | XXX | Updated as per the Note provided in the file. | |||||
|
417 |
XXX | Borrower 1 FTHB | XXX | XXX | B1 already owns a REO XXX property. |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
417 |
XXX | Total Closing Costs | XXX | XXX | Closing cost is updated from final CD provided in the loan package. | |||||
|
417 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Updated as per the property value given in Appraisal | |||||
|
417 |
XXX | Qualifying FICO | XXX | XXX | Updated from the Credit report | |||||
|
558 |
XXX | Occupancy | XXX | XXX | Updated as per Final 1003 Document | |||||
|
558 |
XXX | Borrower 2 SSN | XXX | XXX | Updated as per Final 1003 Document | |||||
|
558 |
XXX | Borrower 1 SSN | XXX | XXX | Updated as per Final 1003 Document | |||||
|
558 |
XXX | Qualifying FICO | XXX | XXX | Updated as per Credit Report | |||||
|
381 |
XXX | Qualifying FICO | XXX | XXX | Auditor updated the information as per the credit report. | |||||
|
381 |
XXX | Qualifying LTV | 69.32 | 69.31 | Rounding off — Decimal value more than XXX is rounding off. | |||||
|
381 |
XXX | Qualifying CLTV | 69.32 | 69.31 | Rounding off — Decimal value more than XXX is rounding off. | |||||
|
755 |
XXX | Borrower 2 First Name | XXX | XXX | Borrower 2 First name is XXX Borrower XXX First name is XXX verified from the Final 1003 | |||||
|
755 |
XXX | Borrower 3 First Name | XXX | XXX | Borrower XXX First name is XXX Borrower 2 first name is XXX verified from the Final 1003 | |||||
|
755 |
XXX | Borrower 3 Marital Status | XXX | XXX | Borrower XXX is XXX verified from the Final 1003 | |||||
|
755 |
XXX | Borrower 3 SSN | XXX | XXX | XXX is the Borrower 2 SSN ending number Borrower XXX ending number is XXX verified in the Final 1003 | |||||
|
755 |
XXX | Borrower 2 SSN | XXX | XXX | XXX is the Borrower XXX SSN ending number Borrower 2 ending number is XXX verified in the Final 1003 | |||||
|
755 |
XXX | Borrower 2 Marital Status | XXX | XXX | Borrower 2 is XXX verified from the Final 1003 | |||||
|
755 |
XXX | Qualifying FICO | XXX | XXX | Qualifying FICO is XXX verified from the AUS | |||||
|
755 |
XXX | Qualifying CLTV | 77.51 | 78.0 | Round off issue in AUS | |||||
|
755 |
XXX | Qualifying LTV | 77.51 | 78.0 | Round off issue in AUS | |||||
|
521 |
XXX | Borrower 2 Self-Employment Flag | Yes | No | The B2SelfEmployment Flag has been updated per the employment details. | |||||
|
521 |
XXX | Qualifying FICO | XXX | XXX | The Qualifying FICO has been updated per the recent credit report. | |||||
|
383 |
XXX | Qualifying FICO | XXX | XXX | Qualifying FICO Score is XXX verified from the AUS | |||||
|
383 |
XXX | Qualifying LTV | 79.55 | 80.0 | Round off issue LTV is exactly XXX | |||||
|
383 |
XXX | Qualifying CLTV | 79.55 | 80.0 | Round off issue CLTV is exactly XXX | |||||
|
273 |
XXX | Borrower 2 First Name | XXX | XXX | Updated as per the Note. | |||||
|
273 |
XXX | Qualifying FICO | XXX | XXX | Updated as per the credit report | |||||
|
450 |
XXX | Borrower 1 First Name | XXX | XXX | Per note | |||||
|
450 |
XXX | Qualifying FICO | XXX | XXX | Per credit |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
450 |
XXX | Primary Appraised Property Value | $XXX | $XXX | Per appraisal | |||||
|
450 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per appraisal | |||||
|
483 |
XXX | Qualifying FICO | XXX | XXX | FICO Score updated as per the Credit Report. | |||||
|
236 |
XXX | Qualifying FICO | XXX | XXX | Qualified FICO score is XXX | |||||
|
236 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Selling price is the Qualified property value XXX | |||||
|
547 |
XXX | Qualifying FICO | XXX | XXX | Qualifying FICO updated as per the recent credit report | |||||
|
547 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Property value is XXX as per appraisal, and the property XXX value is XXX as per the contract of sale. | |||||
|
432 |
XXX | Qualifying FICO | XXX | XXX | Updated as per Credit Report and AUS | |||||
|
405 |
XXX | Qualifying FICO | XXX | XXX | Updated per credit report and LPA findings | |||||
|
301 |
XXX | Qualifying FICO | XXX | XXX | Fico Score Updated as per the credit report. | |||||
|
301 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets updated as per the Final 1003. | |||||
|
447 |
XXX | Qualifying FICO | XXX | XXX | Updated as per Credit Report and AUS | |||||
|
447 |
XXX | Qualifying CLTV | 74.99 | 75.0 | The loan amount and value match the AUS. The difference is due to system rounding | |||||
|
447 |
XXX | Qualifying LTV | 74.99 | 75.0 | The loan amount and value match the AUS. The difference is due to system rounding | |||||
|
756 |
XXX | Qualifying FICO | XXX | XXX | Updated as per credit report document | |||||
|
756 |
XXX | Qualifying CLTV | 73.72 | 74.0 | Updated as per old appraisal in file | |||||
|
756 |
XXX | Qualifying LTV | 73.72 | 74.0 | Updated as per old appraisal in file | |||||
|
285 |
XXX | Qualifying FICO | XXX | XXX | Updated as per credit report in File | |||||
|
285 |
XXX | Qualifying LTV | 53.08 | 53.07 | Updated as per appraisal report in file | |||||
|
285 |
XXX | Qualifying CLTV | 53.08 | 53.07 | Updated as per appraisal report in file | |||||
|
437 |
XXX | Total Closing Costs | XXX | XXX | Updated as Per Final CD | |||||
|
437 |
XXX | Qualifying FICO | XXX | XXX | Updated as per Credit Report | |||||
|
437 |
XXX | Qualifying LTV | 66.06 | 67.0 | Updated Appraised Value as per AUS | |||||
|
437 |
XXX | Qualifying CLTV | 66.06 | 67.0 | Updated Appraised Value as per AUS | |||||
|
746 |
XXX | Qualifying FICO | XXX | XXX | FICO Score updated as per Credit Report | |||||
|
746 |
XXX | Qualifying CLTV | 74.85 | 75.0 | Rounding | |||||
|
746 |
XXX | Qualifying LTV | 74.85 | 75.0 | Rounding | |||||
|
322 |
XXX | Qualifying FICO | XXX | XXX | Updated as per Credit Report |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
322 |
XXX | Qualifying LTV | 69.23 | 70.0 | LTV Value is rounded off. — using sales price, the lowest of the two | |||||
|
322 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Sales price is lesser than Appraised Value. | |||||
|
322 |
XXX | Qualifying CLTV | 69.23 | 70.0 | CLTV Value is rounded off. — using sales price, the lowers of the two | |||||
|
434 |
XXX | Borrower 1 Last Name | XXXXX | XXXXX | Updated as per Note document. | |||||
|
434 |
XXX | Qualifying FICO | XXX | XXX | Updated as per credit report. | |||||
|
434 |
XXX | Qualifying LTV | 79.83 | 79.82 | Rounding | |||||
|
434 |
XXX | Qualifying CLTV | 79.83 | 79.82 | Rounding | |||||
|
387 |
XXX | Total Closing Costs | XXX | XXX | Updated as per closing disclosure final | |||||
|
387 |
XXX | Qualifying FICO | XXX | XXX | Updated as per Credit report | |||||
|
463 |
XXX | Borrower 1 Last Name | XXXXX | XXXXX | Updated as per the note document. | |||||
|
463 |
XXX | Qualifying FICO | XXX | XXX | Updated as per credit report. | |||||
|
463 |
XXX | Qualifying LTV | 77.08 | 77.63 | The auditor correctly calculated the LTV using the supporting documents provided in the loan file. | |||||
|
463 |
XXX | Qualifying CLTV | 77.08 | 77.63 | The auditor correctly calculated the CLTV using the supporting documents provided in the loan file. | |||||
|
280 |
XXX | Qualifying FICO | XXX | XXX | FICO score is confirmed by using credit report | |||||
|
280 |
XXX | Qualifying LTV | 57.69 | 58.0 | Qualifying LTV is 57.69%. As per AUS/LP findings, the appraised value was used to calculate and qualify the LTV | |||||
|
280 |
XXX | Qualifying CLTV | 57.69 | 58.0 | Qualifying CLTV is 57.69%. As per AUS/LP findings, the appraised value was used to calculate and qualify the CLTV | |||||
|
754 |
XXX | Qualifying FICO | XXX | XXX | Qualifying FICO mismatch. True Data shows XXX from Credit Liabilities, while Tape Data shows XXX. Updated as per credit report | |||||
|
754 |
XXX | Qualifying CLTV | 72.51 | 73.0 | LTV and CLTV discrepancies identified. Based on the appraised value reflected in AUS ($XXX), the correct LTV/CLTV values have been updated per AUS calculations. | |||||
|
754 |
XXX | Qualifying LTV | 72.51 | 73.0 | LTV and CLTV discrepancies identified. Based on the appraised value reflected in AUS ($XXX), the correct LTV/CLTV values have been updated per AUS calculations. | |||||
|
754 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Property value updated as per AUS appraised value | |||||
|
754 |
XXX | Primary Appraised Property Value | $XXX | $XXX | Property value updated as per AUS appraised value | |||||
|
758 |
XXX | Qualifying FICO | XXX | XXX | Fico Qualified based on Credit report score, Tape doesn’t reflect any score. | |||||
|
758 |
XXX | Qualifying CLTV | 76.51 | 77.0 | As per Manual calculation CLTV is 76.51%, Per Data tape is rounding off. | |||||
|
758 |
XXX | Qualifying LTV | 76.51 | 77.0 | As per Manual calculation LTV is 76.51%, Per Data tape is rounding off. | |||||
|
456 |
XXX | Qualifying FICO | XXX | XXX | Fico matches credit report | |||||
|
456 |
XXX | Qualifying LTV | 69.56 | 70.02 | based on property value | |||||
|
456 |
XXX | Qualifying CLTV | 69.56 | 70.02 | based on property value | |||||
|
429 |
XXX | Qualifying FICO | XXX | XXX | Updated as per the credit report and verified. |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
459 |
XXX | Qualifying FICO | XXX | XXX | Verified FICO as per Credit report | |||||
|
453 |
XXX | Qualifying FICO | XXX | XXX | Updated as per the credit report. | |||||
|
540 |
XXX | Final Qualifying Property Value | $XXX | $XXX | lowest value is consider for XXX | |||||
|
540 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | updated as per asset document | |||||
|
477 |
XXX | Qualifying FICO | XXX | XXX | See Credit | |||||
|
477 |
XXX | Qualifying LTV | 62.86 | 62.85 | Rounding | |||||
|
477 |
XXX | Property Type | PUD | Single Family Detached | See appraisal | |||||
|
534 |
XXX | Qualifying FICO | XXX | XXX | Verified and updated as per the lender provided details in the package. | |||||
|
534 |
XXX | Total Closing Costs | XXX | XXX | Verified and updated as per the lender provided details in the package. | |||||
|
534 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Verified and updated as per the lender provided details in the package. | |||||
|
752 |
XXX | Qualifying FICO | XXX | XXX | As per credit report updated | |||||
|
752 |
XXX | Qualifying LTV | 73.54 | 75.0 | In AUS loan amount not matching | |||||
|
752 |
XXX | Qualifying CLTV | 73.54 | 75.0 | In AUS loan amount not matching | |||||
|
489 |
XXX | Borrower 1 Last Name | XXXXX | XXXXX | Updated it by document | |||||
|
489 |
XXX | Qualifying FICO | XXX | XXX | Updated it by document | |||||
|
489 |
XXX | Primary Appraised Property Value | $XXX | $XXX | Updated it by document | |||||
|
489 |
XXX | Property Type | PUD | Single Family Detached | Updated it by document | |||||
|
489 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Updated it by document | |||||
|
750 |
XXX | Qualifying FICO | XXX | XXX | Verified the credit report on fico score as XXX | |||||
|
750 |
XXX | Qualifying CLTV | 76.31 | 77.0 | Verified the CLTV as per AUS. | |||||
|
750 |
XXX | Qualifying LTV | 76.31 | 77.0 | Verified the LTV as per AUS. | |||||
|
518 |
XXX | Borrower 1 SSN | XXX | XXX | As per document updated | |||||
|
518 |
XXX | Qualifying FICO | XXX | XXX | Credit score is correct | |||||
|
518 |
XXX | Total Closing Costs | XXX | XXX | As per Final CD updated | |||||
|
518 |
XXX | Final Qualifying Property Value | $XXX | $XXX | As per Document updated | |||||
|
548 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Verified and updated as per the lender provided details in the package. | |||||
|
467 |
XXX | Qualifying FICO | XXX | XXX | Verified and FICO updated as per Credit Report | |||||
|
467 |
XXX | Qualifying CLTV | 79.41 | 79.4 | CLTV calculated as per provided details |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
467 |
XXX | Qualifying LTV | 79.41 | 79.4 | LTV calculated as per provided details | |||||
|
319 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Updated it by contract of sale | |||||
|
319 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated it by asset documents | |||||
|
300 |
XXX | Qualifying FICO | XXX | XXX | Verified the fico score as per credit report. | |||||
|
435 |
XXX | Qualifying FICO | XXX | XXX | Updated as per credit report | |||||
|
435 |
XXX | Qualifying CLTV | 69.57 | 69.56 | Updated as per the available document and CLTV is rounded off. | |||||
|
435 |
XXX | Qualifying LTV | 69.57 | 69.56 | Updated as per the available document and LTV is rounded off. | |||||
|
372 |
XXX | Borrower 1 FTHB | XXX | XXX | Updated it by Final 1003 | |||||
|
372 |
XXX | Total Closing Costs | XXX | XXX | The closing costs have been updated based on the Final Closing Disclosure (CD). | |||||
|
372 |
XXX | Qualifying FICO | XXX | XXX | The Qualifying FICO score has been updated based on the most recent credit report. | |||||
|
372 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Since the sales price is less than the appraised value, the final qualifying valuation has been determined using the XXX price. | |||||
|
279 |
XXX | Qualifying FICO | XXX | XXX | Verified and FICO updated as per Credit Report | |||||
|
279 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Verified and updated as per Appraisal | |||||
|
470 |
XXX | Qualifying FICO | XXX | XXX | Updated as per Credit Report | |||||
|
470 |
XXX | Qualifying LTV | 53.85 | 53.84 | Decimal Issue | |||||
|
470 |
XXX | Primary Appraised Property Value | $XXX | $XXX | Updated as per AUS | |||||
|
470 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Updated as Per AUS | |||||
|
470 |
XXX | Qualifying CLTV | 53.85 | 53.84 | Decimal Issue | |||||
|
458 |
XXX | Qualifying FICO | XXX | XXX | Updated as per credit report. | |||||
|
458 |
XXX | Qualifying LTV | 78.99 | 78.98 | Updated as per the document in the file. | |||||
|
458 |
XXX | Qualifying CLTV | 78.99 | 78.98 | Updated as per the documents in the file. | |||||
|
564 |
XXX | Qualifying FICO | XXX | XXX | Audited FICO score is XXX | |||||
|
564 |
XXX | Qualifying LTV | 41.25 | 42.0 | Audited LTV is 41.25% with Loan amount XXX and Appraised Value of XXX | |||||
|
564 |
XXX | Qualifying CLTV | 41.25 | 42.0 | Audited CLTV is 41.25% with Comb Loan amount XXX and Appraised Value of XXX | |||||
|
414 |
XXX | Qualifying FICO | XXX | XXX | Qualifying FICO has been verified as per Credit Report | |||||
|
414 |
XXX | Qualifying LTV | 78.06 | 78.05 | XXX is match with manual calculation, Auditor LTV is Rounded off | |||||
|
414 |
XXX | Qualifying CLTV | 78.06 | 78.05 | XXX is match with manual calculation, Auditor CLTV is Rounded off | |||||
|
390 |
XXX | Qualifying FICO | XXX | XXX | Unable to compare. |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
390 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Audit data figure is qualifying value used to calculate LTV/CLTV — PIW used. Tape data shows existing lien appraisal value at time of XXX. | |||||
|
390 |
XXX | Primary Appraised Property Value | $XXX | $XXX | Audit data figure is qualifying value used to calculate LTV/CLTV — PIW used. Tape data shows existing lien appraisal value at time of XXX. | |||||
|
390 |
XXX | Qualifying CLTV | 59.74 | 60.0 | Match. Rounding. | |||||
|
390 |
XXX | Qualifying LTV | 59.74 | 60.0 | Match. Rounding. | |||||
|
510 |
XXX | Qualifying FICO | XXX | XXX | As per audit, mid FICO is XXX from the XX/XX/XXXX credit report. Tape data shows mid FICO from XX/XX/XXXX credit report is XXX The AUS shows the Qualifying FICO used by the lender is XXX | |||||
|
510 |
XXX | Property Type | Manufactured Home — DW | Single Family Detached | No Match. As per Appraisal, property is a Manufactured Home — Double Wide. Tape data States SFD. | |||||
|
425 |
XXX | Qualifying FICO | XXX | XXX | Confirmed with Credit | |||||
|
425 |
XXX | Qualifying LTV | 79.8 | 79.79 | Confirmed with AUS | |||||
|
425 |
XXX | Qualifying CLTV | 79.8 | 79.79 | Confirmed with AUS | |||||
|
536 |
XXX | Qualifying FICO | XXX | XXX | Credit score information has been updated as reflected on the credit report. | |||||
|
714 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Pending Net Sale Proceeds from Real EState Assets cannot be verified, as the supporting source documentation is not provided in the file. | |||||
|
246 |
XXX | Qualifying FICO | XXX | XXX | Updated as per the Credit Report Document | |||||
|
325 |
XXX | Qualifying FICO | XXX | XXX | Updated as per Credit Report Document | |||||
|
325 |
XXX | Qualifying LTV | 68.47 | 68.46 | CLTV 68.47% is matching with Loan Approval | |||||
|
325 |
XXX | Qualifying CLTV | 68.47 | 68.46 | LTV 68.47% is matching with Loan Approval | |||||
|
269 |
XXX | Borrower 1 First Name | XXX | XXX | Borrower first name captured as per Note document | |||||
|
269 |
XXX | Qualifying FICO | XXX | XXX | Qualifying FICO is XXX | |||||
|
269 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Sales price is lesser than appraisal value hence LTV qualified based on lowest value | |||||
|
289 |
XXX | Borrower 1 Last Name | XXXXX | XXXXX | Name updated as per the documents — no discrepancy | |||||
|
289 |
XXX | Qualifying FICO | XXX | XXX | FICO score updated as per credit report and AUS | |||||
|
289 |
XXX | Final Qualifying Property Value | $XXX | $XXX | updated as per the appraisal — no discrepancy | |||||
|
293 |
XXX | Qualifying FICO | XXX | XXX | Confirmed on the Credit Report | |||||
|
293 |
XXX | Qualifying LTV | 64.55 | 65.0 | XXX Matches with Lender Calculation | |||||
|
293 |
XXX | Qualifying CLTV | 64.55 | 65.0 | XXX Matches with Lender Calculation | |||||
|
293 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Confirmed on the Final CD | |||||
|
248 |
XXX | Qualifying FICO | XXX | XXX | FICO score updated as per credit report. | |||||
|
248 |
XXX | Qualifying CLTV | 50.85 | 50.84 | Calculated CLTV matches with lenders calculation. Roundoff Verified. | |||||
|
248 |
XXX | Qualifying LTV | 50.85 | 50.84 | Calculated LTV matches with lenders calculation. Roundoff Verified. |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
242 |
XXX | Qualifying FICO | XXX | XXX | Qualifying FICO confirmed using Credit Report. | |||||
|
242 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Sales price used to qualify. | |||||
|
406 |
XXX | Qualifying FICO | XXX | XXX | Updated as Per Credit Report | |||||
|
406 |
XXX | Qualifying LTV | 35.44 | 36.0 | Property Valuation Updated as Per Appraisal Report | |||||
|
406 |
XXX | Qualifying CLTV | 35.44 | 36.0 | Property Valuation Updated as Per Appraisal Report | |||||
|
567 |
XXX | Total Closing Costs | XXX | XXX | closing cost updated as per the final CD | |||||
|
567 |
XXX | Qualifying FICO | XXX | XXX | FICO score updated as per the credit report and AUS | |||||
|
282 |
XXX | Qualifying FICO | XXX | XXX | The FICO is updated from the credit report and qualified using the lowest mid score method. | |||||
|
282 |
XXX | Total Closing Costs | XXX | XXX | The closing cost is updated from the final CD document. | |||||
|
282 |
XXX | Final Qualifying Property Value | $XXX | $XXX | The LTV and CLTV is calculated using the Sales price as it is the lowest. | |||||
|
324 |
XXX | Qualifying FICO | XXX | XXX | The Qualifying FICO score is XXX | |||||
|
267 |
XXX | Qualifying FICO | XXX | XXX | See Credit | |||||
|
329 |
XXX | Qualifying FICO | XXX | XXX | The middle Qualifying FICO is XXX | |||||
|
294 |
XXX | Qualifying FICO | XXX | XXX | as per the credit report | |||||
|
294 |
XXX | Qualifying CLTV | 54.13 | 55.0 | LTV/CLTV rounded to next whole number | |||||
|
294 |
XXX | Qualifying LTV | 54.13 | 55.0 | LTV/CLTV rounded to next whole number | |||||
|
252 |
XXX | Total Closing Costs | XXX | XXX | updated per final CD | |||||
|
252 |
XXX | Qualifying FICO | XXX | XXX | confirmed per AUS and credit report | |||||
|
252 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Used sales price for XXX since lower | |||||
|
265 |
XXX | Qualifying FICO | XXX | XXX | Per Credit Report the middle FICO score XXX | |||||
|
326 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets to match assets in the file. | |||||
|
234 |
XXX | Qualifying FICO | XXX | XXX | lowest mid score between borrowers per credit report and used in DU findings | |||||
|
234 |
XXX | Final Qualifying Property Value | $XXX | $XXX | lower of XXX price or appraised value used | |||||
|
287 |
XXX | Borrower 1 Citizen | XXX | XXX | Borrower has checked XXX | |||||
|
287 |
XXX | Qualifying FICO | XXX | XXX | Fico score per credit report | |||||
|
268 |
XXX | Qualifying FICO | XXX | XXX | It’s correct based on the credit report. | |||||
|
493 |
XXX | Total Closing Costs | XXX | XXX | Per Final Cd | |||||
|
493 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Sales price is lower then the appraised vale |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
493 |
XXX | Qualifying LTV | 40.0 | 41.0 | Per sales price, the lower of appraisal and sales price | |||||
|
493 |
XXX | Qualifying CLTV | 40.0 | 41.0 | Per sales price, the lower of the appraisal and sales price | |||||
|
493 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per asses in the file | |||||
|
493 |
XXX | Escrow Waiver in File | XXX | XXX | Per Final CD | |||||
|
418 |
XXX | Qualifying FICO | XXX | XXX | Confirmed with the credit report and the AUS | |||||
|
418 |
XXX | Qualifying LTV | 41.59 | 41.58 | Loan amount and value match the AUS. The difference is due to System Rounding | |||||
|
418 |
XXX | Qualifying CLTV | 41.59 | 41.58 | Loan amount and value match the AUS. The difference is due to System Rounding | |||||
|
241 |
XXX | Qualifying FICO | XXX | XXX | Per AUS the Qualifying FICO is XXX | |||||
|
241 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per appraisal Final Property value is XXX | |||||
|
512 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX Price = XXX Appraised Value = XXX | |||||
|
512 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close /AUS $XXX Total available assets post close / Audit | |||||
|
421 |
XXX | Qualifying FICO | XXX | XXX | Confirmed with the credit report and the AUS | |||||
|
421 |
XXX | Qualifying LTV | 39.35 | 39.34 | The loan amount and value match the AUS. The difference is due to system rounding. | |||||
|
421 |
XXX | Qualifying CLTV | 39.35 | 39.34 | The loan amount and value match the AUS. The difference is due to system rounding. | |||||
|
420 |
XXX | Qualifying FICO | XXX | XXX | Fico score is correct | |||||
|
420 |
XXX | Qualifying CLTV | 67.18 | 67.17 | LTv has been confirmed based on the avm support | |||||
|
420 |
XXX | Qualifying LTV | 67.18 | 67.17 | Cltv correct based on the AVM suppoted in the file | |||||
|
420 |
XXX | Final Qualifying Property Value | $XXX | $XXX | ||||||
|
420 |
XXX | Primary Appraised Property Value | $XXX | $XXX | ||||||
|
398 |
XXX | Total Closing Costs | XXX | XXX | Correct based on final CD | |||||
|
398 |
XXX | Qualifying FICO | XXX | XXX | Updated based on the Credit report | |||||
|
398 |
XXX | Qualifying CLTV | 74.51 | 75.0 | It rounded up | |||||
|
398 |
XXX | Qualifying LTV | 74.51 | 75.0 | It rounded up | |||||
|
491 |
XXX | Qualifying FICO | XXX | XXX | Per AUS Qualifying FICO XXX | |||||
|
491 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per appraisal XXX | |||||
|
243 |
XXX | Borrower 1 FTHB | XXX | XXX | It’s correct based on what verified | |||||
|
243 |
XXX | Borrower 1 Citizen | XXX | XXX | It’s correct based on what verified. | |||||
|
243 |
XXX | Qualifying FICO | XXX | XXX | It’s correct based on the credit report |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
243 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Value is correct based on document in file | |||||
|
295 |
XXX | Total Closing Costs | XXX | XXX | Per CD/compliance | |||||
|
295 |
XXX | Qualifying FICO | XXX | XXX | Per credit report | |||||
|
295 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per XXX contract/appraisal | |||||
|
485 |
XXX | Qualifying FICO | XXX | XXX | Per credit | |||||
|
485 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per Appraisal | |||||
|
485 |
XXX | Primary Appraised Property Value | $XXX | $XXX | Per Appraisal | |||||
|
446 |
XXX | Total Closing Costs | XXX | XXX | closing cost updated per final CD | |||||
|
446 |
XXX | Qualifying FICO | XXX | XXX | fico score updated per credit report | |||||
|
523 |
XXX | Qualifying FICO | XXX | XXX | Fico score per credit report in the file. | |||||
|
523 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Using sales price, lower of the two | |||||
|
523 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per assets in file. | |||||
|
469 |
XXX | Qualifying FICO | XXX | XXX | XXX is the credit score | |||||
|
469 |
XXX | Qualifying LTV | 72.56 | 72.55 | LTV/CLTV is correct | |||||
|
469 |
XXX | Qualifying CLTV | 72.56 | 72.55 | LTV/CLTV is correct | |||||
|
415 |
XXX | Qualifying FICO | XXX | XXX | Credit score is correct | |||||
|
481 |
XXX | Qualifying FICO | XXX | XXX | Credit score is correct | |||||
|
481 |
XXX | Qualifying LTV | 73.52 | 73.51 | one cent is immarteral | |||||
|
481 |
XXX | Qualifying CLTV | 73.52 | 73.51 | one cent is immaterial | |||||
|
251 |
XXX | Qualifying FICO | XXX | XXX | Fico score matches credit, AUS | |||||
|
462 |
XXX | Qualifying FICO | XXX | XXX | credit score is correct | |||||
|
462 |
XXX | Final Qualifying Property Value | $XXX | $XXX | PIW | |||||
|
462 |
XXX | Primary Appraised Property Value | $XXX | $XXX | PIW | |||||
|
404 |
XXX | Qualifying FICO | XXX | XXX | Confirmed with credit report | |||||
|
559 |
XXX | Qualifying FICO | XXX | XXX | Per credit report | |||||
|
308 |
XXX | Qualifying FICO | XXX | XXX | Per Credit Report in the file | |||||
|
308 |
XXX | Qualifying CLTV | 70.37 | 71.0 | System rounding and using the Sales Price | |||||
|
308 |
XXX | Qualifying LTV | 70.37 | 71.0 | System rounding using the Sales Price |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
308 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Using the sales price, the lowest of the two | |||||
|
239 |
XXX | Borrower 1 Last Name | XXXXX | XXXXX | XXX is correct per note. 1003 | |||||
|
239 |
XXX | Borrower 2 Self-Employment Flag | Yes | No | B2 has a wage job and self employment as seen on XXX schedule C | |||||
|
239 |
XXX | Qualifying FICO | XXX | XXX | lowest mid score per credit report | |||||
|
239 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX used as it is the sales price and lower of the two (SP an AV) | |||||
|
239 |
XXX | Qualifying CLTV | 74.12 | 75.0 | rounding- loan amount/lower of SP or AV | |||||
|
239 |
XXX | Qualifying LTV | 74.12 | 75.0 | sales price XXX loan amount XXX= ltv XXX | |||||
|
239 |
XXX | Primary Appraised Property Value | $XXX | $XXX | AV= XXX | |||||
|
256 |
XXX | Qualifying FICO | XXX | XXX | per credit report | |||||
|
256 |
XXX | Qualifying CLTV | 77.11 | 78.0 | rounding | |||||
|
256 |
XXX | Qualifying LTV | 77.11 | 78.0 | rounding | |||||
|
256 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX price vs appraised value | |||||
|
416 |
XXX | Total Closing Costs | XXX | XXX | Per Final CD | |||||
|
416 |
XXX | Qualifying FICO | XXX | XXX | Per credit report in the | |||||
|
416 |
XXX | Qualifying LTV | 56.12 | 57.0 | Per AUS Rounding | |||||
|
416 |
XXX | Qualifying CLTV | 56.12 | 57.0 | Per AUS Rounding | |||||
|
374 |
XXX | Qualifying FICO | XXX | XXX | credit score is correct | |||||
|
374 |
XXX | Qualifying LTV | 55.52 | 56.0 | LTV/CLTV is correct | |||||
|
374 |
XXX | Qualifying CLTV | 55.52 | 56.0 | LTV/CLTV is correct | |||||
|
628 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Post close assets | |||||
|
393 |
XXX | Total Closing Costs | XXX | XXX | post closing assets are correct | |||||
|
393 |
XXX | Qualifying FICO | XXX | XXX | credit score is correct | |||||
|
393 |
XXX | Qualifying CLTV | 77.78 | 77.77 | LTV/CLTV is correct | |||||
|
393 |
XXX | Qualifying LTV | 77.78 | 77.77 | LTV/CLTV is correct | |||||
|
312 |
XXX | Qualifying FICO | XXX | XXX | Low Mid score | |||||
|
312 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX price | |||||
|
291 |
XXX | Qualifying FICO | XXX | XXX | per credit report XXX is score used | |||||
|
526 |
XXX | Qualifying FICO | XXX | XXX | Per credit report in the file |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
526 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Sales prices is the lower of the two | |||||
|
505 |
XXX | Borrower 1 First Name | XXX | XXX | XXX is correct | |||||
|
505 |
XXX | Qualifying FICO | XXX | XXX | Credit | |||||
|
505 |
XXX | Qualifying CLTV | 79.99 | 80.0 | CLTV is correct | |||||
|
505 |
XXX | Final Qualifying Property Value | $XXX | $XXX | lesser oof the two | |||||
|
505 |
XXX | Qualifying LTV | 79.99 | 80.0 | LTV is correct | |||||
|
237 |
XXX | Qualifying FICO | XXX | XXX | True data verified per credit report. | |||||
|
237 |
XXX | Primary Mortgage or Rent Times 90+ | XXX | XXX | True data verified per credit report. | |||||
|
237 |
XXX | Final Qualifying Property Value | $XXX | $XXX | True data verified per sales price on appraisal. | |||||
|
484 |
XXX | Qualifying FICO | XXX | XXX | credit score XXX per credit report | |||||
|
484 |
XXX | Qualifying CLTV | 62.57 | 62.56 | Rounded by one cent immaterial | |||||
|
484 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per LP the approved property inspection waiver gave a value of XXX | |||||
|
484 |
XXX | Primary Appraised Property Value | $XXX | $XXX | PIW approved at XXX | |||||
|
484 |
XXX | Qualifying LTV | 62.57 | 62.56 | one cent difference | |||||
|
264 |
XXX | Borrower 1 FTHB | XXX | XXX | Borrower is not first time home buyer | |||||
|
264 |
XXX | Qualifying FICO | XXX | XXX | Fico score correct from credit report | |||||
|
264 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Appraised value based off sales price. | |||||
|
315 |
XXX | Qualifying FICO | XXX | XXX | True data verified per credit report. | |||||
|
315 |
XXX | Final Qualifying Property Value | $XXX | $XXX | True data verified per sales price on appraisal. | |||||
|
753 |
XXX | Qualifying FICO | XXX | XXX | per credit report | |||||
|
753 |
XXX | Qualifying LTV | 77.48 | 78.0 | rounding | |||||
|
753 |
XXX | Qualifying CLTV | 77.48 | 78.0 | rounding | |||||
|
238 |
XXX | Qualifying FICO | XXX | XXX | True data verified per credit report. | |||||
|
238 |
XXX | Final Qualifying Property Value | $XXX | $XXX | True data verified per sales price on appraisal. | |||||
|
430 |
XXX | Qualifying FICO | XXX | XXX | Fico score is correct | |||||
|
328 |
XXX | Borrower 1 First Name | XXX | XXX | capitalization | |||||
|
328 |
XXX | Qualifying FICO | XXX | XXX | per credit report | |||||
|
327 |
XXX | Qualifying FICO | XXX | XXX | True data verified per credit report. |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
460 |
XXX | Qualifying FICO | XXX | XXX | per credit report | |||||
|
460 |
XXX | Qualifying CLTV | 65.15 | 65.14 | rounding | |||||
|
460 |
XXX | Qualifying LTV | 65.15 | 65.14 | rounding | |||||
|
541 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per Appraisal | |||||
|
541 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | per assets | |||||
|
297 |
XXX | Qualifying FICO | XXX | XXX | per credit report | |||||
|
297 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX price vs appraised value. | |||||
|
309 |
XXX | Qualifying LTV | 64.06 | 65.0 | LTV is correct | |||||
|
309 |
XXX | Qualifying CLTV | 64.06 | 65.0 | CLTV is correct | |||||
|
401 |
XXX | Borrower 1 Last Name | XXXXX | XXXXX | capitalization | |||||
|
401 |
XXX | Qualifying FICO | XXX | XXX | per credit report | |||||
|
401 |
XXX | Qualifying CLTV | 30.59 | 30.58 | rounding | |||||
|
401 |
XXX | Qualifying LTV | 30.59 | 30.58 | rounding | |||||
|
751 |
XXX | Qualifying FICO | XXX | XXX | Fico score is correct | |||||
|
751 |
XXX | Qualifying CLTV | 75.52 | 76.0 | CLTV is round off. | |||||
|
751 |
XXX | Qualifying LTV | 75.52 | 76.0 | LTV is round off | |||||
|
433 |
XXX | Qualifying FICO | XXX | XXX | per credit report | |||||
|
433 |
XXX | Qualifying LTV | 77.78 | 78.0 | rounding | |||||
|
433 |
XXX | Property Type | PUD | Single Family Detached | property is a PUD. Se PUD Rider to mortgage | |||||
|
433 |
XXX | Qualifying CLTV | 77.78 | 78.0 | rounding | |||||
|
749 |
XXX | Qualifying FICO | XXX | XXX | True data verified per credit report. | |||||
|
749 |
XXX | Qualifying CLTV | 78.04 | 79.0 | True data verified per appraisal and loan documents. | |||||
|
749 |
XXX | Qualifying LTV | 78.04 | 79.0 | True data verified per appraisal and loan documents. | |||||
|
292 |
XXX | Qualifying FICO | XXX | XXX | True data verified per credit report. | |||||
|
317 |
XXX | Qualifying FICO | XXX | XXX | Credit score is correct | |||||
|
320 |
XXX | Qualifying FICO | XXX | XXX | The credit score matches the credit report | |||||
|
426 |
XXX | Qualifying FICO | XXX | XXX | Fico score is correct | |||||
|
468 |
XXX | Qualifying FICO | XXX | XXX | Fico score from the credit report in the file. |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
254 |
XXX | Qualifying FICO | XXX | XXX | The FICO matches the credit report | |||||
|
254 |
XXX | Qualifying LTV | 60.92 | 61.0 | LTV is rounded by DU | |||||
|
254 |
XXX | Qualifying CLTV | 60.92 | 61.0 | LTV is rounded by DU | |||||
|
385 |
XXX | Qualifying FICO | XXX | XXX | Confirmed with the credit report and AUS | |||||
|
385 |
XXX | Total Closing Costs | XXX | XXX | XXX confirmed with the final CD | |||||
|
500 |
XXX | Qualifying FICO | XXX | XXX | Confirmed with the credit report and the AUS | |||||
|
500 |
XXX | Qualifying LTV | 77.05 | 77.04 | The loan amount and value match the AUS. The difference is due to rounding. | |||||
|
500 |
XXX | Qualifying CLTV | 77.05 | 77.04 | The loan amount and value match the AUS. The difference is due to rounding. | |||||
|
457 |
XXX | Qualifying FICO | XXX | XXX | Confirmed with the credit report and AUS | |||||
|
457 |
XXX | Qualifying LTV | 66.67 | 66.66 | The loan amount and value match the AUS. The difference is due to system rounding | |||||
|
457 |
XXX | Qualifying CLTV | 66.67 | 66.66 | The loan amount and value match the AUS. The difference is due to system rounding | |||||
|
314 |
XXX | Borrower 1 Self-Employment Flag | Yes | No | B1 is XXX | |||||
|
314 |
XXX | Qualifying FICO | XXX | XXX | The credit score matches the credit report | |||||
|
274 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per assets | |||||
|
551 |
XXX | Total Closing Costs | XXX | XXX | No Match. Audit figure is Final CD Closing Costs total. Tape data figure is total due from seller at closing. | |||||
|
551 |
XXX | Final Qualifying Property Value | $XXX | $XXX | No Match. Audit figure is XXX value, which is the sales price. Tape data figure is the appraisal value. | |||||
|
551 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | No Match. Audit figure is post-closing assets. Tape data is pre-closing assets. | |||||
|
475 |
XXX | Qualifying FICO | XXX | XXX | Unable to compare without tape data information. | |||||
|
475 |
XXX | Qualifying CLTV | 68.09 | 68.08 | Match. Rounding. | |||||
|
475 |
XXX | Qualifying LTV | 68.09 | 68.08 | Match. Rounding. | |||||
|
261 |
XXX | Qualifying FICO | XXX | XXX | Confirmed with the credit report and the AUS | |||||
|
261 |
XXX | Qualifying LTV | 56.48 | 56.47 | The loan amount and value match the AUS. The difference is due to system rounding. | |||||
|
261 |
XXX | Qualifying CLTV | 56.48 | 56.47 | The loan amount and value match the AUS. The difference is due to system rounding. | |||||
|
356 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Audit figure is post-closing assets. Tape data is pre-closing assets. | |||||
|
346 |
XXX | Borrower 1 FTHB | XXX | XXX | Verified the FTHB as Per 1003. | |||||
|
346 |
XXX | Qualifying FICO | XXX | XXX | Verified the FICO score as XXX as per credit report. | |||||
|
346 |
XXX | Qualifying LTV | 27.78 | 28.0 | Verified the LTV as per AUS and sale of agreement. | |||||
|
346 |
XXX | Qualifying CLTV | 27.78 | 28.0 | Verified the CLTV as per AUS and sale of agreement. |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
340 |
XXX | Qualifying FICO | XXX | XXX | Updated as per Document- per credit report | |||||
|
340 |
XXX | Qualifying LTV | 77.38 | 78.0 | Updated as per Document- per appraisal | |||||
|
340 |
XXX | Qualifying CLTV | 77.38 | 78.0 | Updated as per Document- per appraisal | |||||
|
335 |
XXX | Borrower 1 Last Name | XXXXX | XXXXX | Verified B1 Last Name: XXX from Note and Form XXX-C and XXX License | |||||
|
335 |
XXX | Qualifying FICO | XXX | XXX | Verified Qualifying FICO: XXX from Credit Report. | |||||
|
335 |
XXX | Qualifying LTV | 79.69 | 80.0 | Manual calculation of CLTV: Loan amount XXX ÷ Appraised Value XXX × XXX = XXX%. Rounded XXX% and the tape data shows CLTV as XXX% | |||||
|
335 |
XXX | Qualifying CLTV | 79.69 | 80.0 | Manual calculation of LTV: Loan amount XXX ÷ Appraised Value XXX × XXX = XXX%. Rounded XXX% and the tape data shows LTV as XXX% | |||||
|
357 |
XXX | Borrower 1 FTHB | XXX | XXX | B1 is not a FTHB. B2 is a FTHB. | |||||
|
357 |
XXX | Qualifying FICO | XXX | XXX | Confirmed with the credit report and the AUS | |||||
|
357 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX Price = XXX Appraised Value = XXX | |||||
|
304 |
XXX | Borrower 2 First Name | XXX | XXX | Difference is due to caps. | |||||
|
304 |
XXX | Borrower 1 Last Name | XXXXX | XXXXX | Difference is due to caps. | |||||
|
304 |
XXX | Borrower 1 First Name | XXX | XXX | Difference is due to caps. | |||||
|
304 |
XXX | Qualifying FICO | XXX | XXX | Confirmed Primary FICO with credit report. | |||||
|
304 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Confirmed lower of sales price on Final CD. | |||||
|
341 |
XXX | Qualifying FICO | XXX | XXX | Confirmed with the Credit Report and AUS. | |||||
|
341 |
XXX | Qualifying CLTV | 76.13 | 77.0 | The Loan amount and value match the AUS. The AUS LTV/CLTV is rounding up to XXX%. | |||||
|
341 |
XXX | Qualifying LTV | 76.13 | 77.0 | The Loan amount and value match the AUS. The AUS LTV/CLTV is rounding up to XXX%. | |||||
|
333 |
XXX | Qualifying FICO | XXX | XXX | Updated as per the document. The middle Qualifying FICO is XXX | |||||
|
344 |
XXX | Qualifying FICO | XXX | XXX | The qualifying middle score is XXX | |||||
|
344 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per the Appraisal Report the current value is XXX | |||||
|
344 |
XXX | Qualifying LTV | 61.56 | 62.12 | The XXX is XX/XX/XXXX=XXX% | |||||
|
344 |
XXX | Qualifying CLTV | 61.56 | 62.12 | The XXX is XX/XX/XXXX =XXX% | |||||
|
339 |
XXX | Borrower 1 Self-Employment Flag | Yes | No | B1 Self Employment Flag was confirmed using Final 1003. | |||||
|
339 |
XXX | Qualifying FICO | XXX | XXX | Qualifying FICO was confirmed using AUS(LP). | |||||
|
342 |
XXX | Borrower 3 Last Name | XXXXX | XXXXX | Borrower XXX’s Last Name has been updated to ‘XXX’ as reflected on the Note document. | |||||
|
342 |
XXX | Borrower 1 FTHB | XXX | XXX | Borrower XXX has qualified as FTB. Therefore, FTB check box was marked. | |||||
|
342 |
XXX | Qualifying FICO | XXX | XXX | Credit score has been updated as refeleted on the credit report. |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
286 |
XXX | Qualifying FICO | XXX | XXX | Qualifying FICO score in the LM matches with AUS | |||||
|
286 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Updated property value as per Appraisal report | |||||
|
360 |
XXX | Total Closing Costs | XXX | XXX | Closing cost updated as per final closing disclosure — NO discrepancy | |||||
|
360 |
XXX | Qualifying FICO | XXX | XXX | As per credit report for both Borrower 1 and Borrower 2 fico score updated and it matched with AUS | |||||
|
359 |
XXX | Total Closing Costs | XXX | XXX | XXX have been updated in accordance with the final Closing Disclosure (CD) provided in this file. | |||||
|
359 |
XXX | Qualifying FICO | XXX | XXX | The Qualifying FICO score has been updated based on the credit report received in this file. | |||||
|
359 |
XXX | Final Qualifying Property Value | $XXX | $XXX | The XXX price is less than the appraised value; therefore, the XXX has been based on the XXX price | |||||
|
472 |
XXX | Total Closing Costs | XXX | XXX | Verified the XXX as per Final CD. | |||||
|
472 |
XXX | Qualifying FICO | XXX | XXX | Verified the FICO score as per Credit report. | |||||
|
352 |
XXX | Qualifying FICO | XXX | XXX | Confirmed with the credit report and the AUS | |||||
|
352 |
XXX | Qualifying CLTV | 60.78 | 61.0 | The difference is due to the AUS Rounding the LTV/CLTV up to XXX. Loan Amount and value match the AUS. | |||||
|
352 |
XXX | Qualifying LTV | 60.78 | 61.0 | The difference is due to the AUS Rounding the LTV/CLTV up to XXX. Loan Amount and value match the AUS. | |||||
|
347 |
XXX | Qualifying FICO | XXX | XXX | Updated as Credit Report | |||||
|
347 |
XXX | Qualifying CLTV | 55.32 | 56.0 | Updated Appraisal Value and loan amount as per documents | |||||
|
347 |
XXX | Qualifying LTV | 55.32 | 56.0 | Updated Appraisal Value and loan amount as per documents | |||||
|
338 |
XXX | Borrower 1 FTHB | XXX | XXX | borrower is already having XXX property in his name, so borrower is not a fist time home buyer | |||||
|
338 |
XXX | Qualifying FICO | XXX | XXX | FICO score updated as per the credit report, and it matched with AUS | |||||
|
338 |
XXX | Qualifying CLTV | 60.56 | 61.0 | As per Auditor calculation CLTV is XXX — No discrepancy found | |||||
|
338 |
XXX | Qualifying LTV | 60.56 | 61.0 | As per Auditor calculation LTV is XXX — No discrepancy found | |||||
|
350 |
XXX | Qualifying FICO | XXX | XXX | The Classic FICO score was verified and updated using the credit report. The lowest middle score was selected and used for Credit report | |||||
|
350 |
XXX | Final Qualifying Property Value | $XXX | $XXX | The sales price amount was used for qualification purposes to calculate the Appraisal LTV and CLTV, as it was lower than the appraised value | |||||
|
337 |
XXX | Qualifying FICO | XXX | XXX | Confirmed with Credit | |||||
|
337 |
XXX | Qualifying LTV | 72.47 | 73.0 | Confirmed with AUS | |||||
|
337 |
XXX | Qualifying CLTV | 72.47 | 73.0 | Confirmed with AUS | |||||
|
262 |
XXX | Qualifying FICO | XXX | XXX | Updated FICO score from the AUS | |||||
|
336 |
XXX | Qualifying FICO | XXX | XXX | Verified FICO Score with Credit Report | |||||
|
336 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Sales Price is lower than the appraised value. Confirmed Sales price with PCCD. | |||||
|
353 |
XXX | Qualifying FICO | XXX | XXX | Updated as per Document |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
353 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Updated as per Document | |||||
|
330 |
XXX | Qualifying FICO | XXX | XXX | Qualifying FICO is XXX | |||||
|
330 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Property value captured asper Appraisal document | |||||
|
316 |
XXX | Qualifying FICO | XXX | XXX | The Classic FICO Score from the credit report was used for qualification purposes. The lowest middle score of the borrower | |||||
|
316 |
XXX | Final Qualifying Property Value | $XXX | $XXX | The lowest appraised value was used as the XXX. However, for LTV/CLTV qualification purposes, the sales price of XXX was used, as it is lower than the appraised value and represents the appropriate value for qualification calculations | |||||
|
316 |
XXX | Qualifying CLTV | 52.94 | 53.0 | The tape data reflects a CLTV of 53.00%, while the auditor-calculated CLTV is 52.94% after updating and qualifying the loan data. the tape data when rounded to the nearest whole number (XXX%). | |||||
|
316 |
XXX | Qualifying LTV | 52.94 | 53.0 | The tape data reflects a LTV of 53.00%, while the auditor-calculated LTV is 52.94% after updating and qualifying the loan data. the tape data when rounded to the nearest whole number (XXX%). | |||||
|
278 |
XXX | Borrower 1 Self-Employment Flag | Yes | No | Borrower has a additional Self employment but Income has not been qualified, Borrower has been qualified with base income, update no to self employment | |||||
|
278 |
XXX | Qualifying CLTV | 79.45 | 80.0 | CLTV 79.45% matches with XXX Tape data rounded off | |||||
|
278 |
XXX | Qualifying LTV | 79.45 | 80.0 | LTV 79.45% matches with XXX Tape data rounded off | |||||
|
278 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets updated as per Recent documents | |||||
|
355 |
XXX | Qualifying FICO | XXX | XXX | FICO score updated as per the credit report. | |||||
|
355 |
XXX | Qualifying LTV | 58.33 | 59.0 | As per the calculation, the LTV is 58.33%. However, the tape reflects the LTV as XXX% due to rounding. | |||||
|
355 |
XXX | Qualifying CLTV | 58.33 | 59.0 | As per the calculation, the CLTV is 58.33%. However, the tape reflects the LTV as XXX% due to rounding. | |||||
|
311 |
XXX | Qualifying FICO | XXX | XXX | Qualifying FICO confirmed using Credit report. | |||||
|
311 |
XXX | Qualifying LTV | 46.75 | 47.0 | Lender calculation was rounded. | |||||
|
311 |
XXX | Qualifying CLTV | 46.75 | 47.0 | Lender calculation was rounded. | |||||
|
358 |
XXX | Total Closing Costs | XXX | XXX | Updated as per Document | |||||
|
358 |
XXX | Qualifying FICO | XXX | XXX | Updated as per Document | |||||
|
358 |
XXX | Qualifying LTV | 80.0 | 79.99 | For LP it should be Round off | |||||
|
358 |
XXX | Qualifying CLTV | 80.0 | 79.99 | For LP it should be Round off | |||||
|
358 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Updated as per Document | |||||
|
362 |
XXX | Total Closing Costs | XXX | XXX | XXX updated as per Final CD | |||||
|
362 |
XXX | Qualifying FICO | XXX | XXX | Verified with credit report and the Qualifying FICO is XXX | |||||
|
362 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Property value updated as per contract of sale | |||||
|
351 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Property valuation has been updated a sper doc | |||||
|
351 |
XXX | Qualifying CLTV | 79.71 | 80.0 | CLTV Variance is due to rounding off | |||||
|
351 |
XXX | Qualifying LTV | 79.71 | 80.0 | LTV Variance is due to rounding offf |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
351 |
XXX | Qualifying FICO | XXX | XXX | Fico has been considered from credit report | |||||
|
299 |
XXX | Qualifying FICO | XXX | XXX | Captured as per Credit report. | |||||
|
745 |
XXX | Qualifying CLTV | 38.81 | 39.0 | Match. Rounding. | |||||
|
745 |
XXX | Qualifying LTV | 38.81 | 39.0 | Match. Rounding. | |||||
|
745 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Audit figure is post-closing assets. Tape data figure is pre-closing assets. | |||||
|
745 |
XXX | Escrow Waiver in File | XXX | XXX | Audit States Yes for Escrow Waiver. Escrows not collected by loan. Tape Data States No for No Escrows. | |||||
|
354 |
XXX | Qualifying FICO | XXX | XXX | Confirmed with the AUS and credit report | |||||
|
354 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX Price = XXX Appraised Value = XXX | |||||
|
354 |
XXX | Qualifying CLTV | 44.44 | 45.0 | The difference is due to the AUS rounding the LTV/CLTV up to XXX% | |||||
|
354 |
XXX | Qualifying LTV | 44.44 | 45.0 | The difference is due to the AUS rounding the LTV/CLTV up to XXX% | |||||
|
732 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX price vs appraised value | |||||
|
732 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets match the documentation provided | |||||
|
774 |
XXX | Borrower 1 FTHB | XXX | XXX | The borrower is not a first time homebuyer | |||||
|
767 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | True data verified per bank Statements. | |||||
|
770 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Total qualified post assets XXX | |||||
|
735 |
XXX | Borrower 1 FTHB | XXX | XXX | Audit States first time homebuyer flag is “False”. Borrower is currently selling their primary home to buy the subject property. Tape data States “True” for “1003”. Unable to compare. | |||||
|
735 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Audit figure is sales price used to calculate LTV. Tape data figure is appraisal value. | |||||
|
735 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Audit figure is post-closing assets. Tape data is pre-closing assets. | |||||
|
784 |
XXX | Total Closing Costs | XXX | XXX | Closing costs match the CD | |||||
|
784 |
XXX | Borrower 2 Self-Employment Flag | Yes | No | B2 is XXX | |||||
|
784 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | The assets match the documents in the file | |||||
|
741 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets match the Statements in file | |||||
|
741 |
XXX | Escrow Waiver in File | XXX | XXX | This loan is not escrowed | |||||
|
783 |
XXX | Total Closing Costs | XXX | XXX | The closing costs match the final CD | |||||
|
783 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Appraised value vs XXX price | |||||
|
783 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets match the documentation in the file | |||||
|
742 |
XXX | Final Qualifying Property Value | $XXX | $XXX | True data verified per sales price on appraisal. | |||||
|
742 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | True data verified per bank Statements. |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
742 |
XXX | Escrow Waiver in File | XXX | XXX | ||||||
|
740 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | True data verified per asset documents. | |||||
|
785 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Appraised value vs XXX price | |||||
|
785 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Assets match the documentation in the file | |||||
|
787 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX Price = XXX Appraised Value = XXX | |||||
|
787 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close /AUS $XXX Total available assets post close / Audit | |||||
|
738 |
XXX | Borrower 1 First Name | XXX | XXX | B1’s first name is XXX | |||||
|
738 |
XXX | Borrower 1 Last Name | XXXXX | XXXXX | B1 Last Name is XXX | |||||
|
738 |
XXX | Borrower 1 SSN | XXX | XXX | Per docs B1’s last XXX digits of SSN is #XXX. | |||||
|
738 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Total qualifying post closed assets is XXX | |||||
|
779 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Audit figure is post-closing assets. Tape data is pre-closing assets. | |||||
|
779 |
XXX | Escrow Waiver in File | XXX | XXX | Audit States “Yes” for Escrow Waiver. Tape data States No for no escrows. | |||||
|
739 |
XXX | Property Type | PUD | Single Family Detached | PIW | |||||
|
739 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Post close assets are correct | |||||
|
782 |
XXX | Final Qualifying Property Value | $XXX | $XXX | property value is correct | |||||
|
782 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Post close assets are correct | |||||
|
737 |
XXX | Total Closing Costs | XXX | XXX | Total closing cost is | |||||
|
737 |
XXX | Final Qualifying Property Value | $XXX | $XXX | lesser of the two values | |||||
|
737 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Post close assets are okay | |||||
|
781 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Audit figure is post-closing assets. Tape data is pre-closing assets. | |||||
|
781 |
XXX | Escrow Waiver in File | XXX | XXX | Audit is “Yes” for Escrow Waiver. Tape data is “No” for No escrows. | |||||
|
766 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Total qualified post closed assets is XXX | |||||
|
734 |
XXX | Final Qualifying Property Value | $XXX | $XXX | lesser of the two values | |||||
|
734 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | post close assets are correct | |||||
|
768 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Post close assets are correct | |||||
|
769 |
XXX | Amortization Term | XXX | XXX | XXX year fixed rate | |||||
|
769 |
XXX | Qualifying FICO | XXX | XXX | credit score is correct | |||||
|
763 |
XXX | Escrow Waiver in File | XXX | XXX | This loan is escrowed |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
727 |
XXX | Amortization Term | XXX | XXX | Unable to compare. No tape data figure. | |||||
|
727 |
XXX | Qualifying FICO | XXX | XXX | Unable to compare. No tape data figure. | |||||
|
772 |
XXX | Borrower 1 Self-Employment Flag | Yes | No | B1 is XXX per income documents and 1003. | |||||
|
772 |
XXX | Qualifying LTV | 75.97 | 76.0 | The loan amount and value match the AUS. The difference is due to the AUS rounding the LTV/CLTV up to XXX% | |||||
|
772 |
XXX | Qualifying CLTV | 75.97 | 76.0 | The loan amount and value match the AUS. The difference is due to the AUS rounding the LTV/CLTV up to XXX% | |||||
|
772 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close /AUS $XXX Total available assets post close / Audit The two-cent difference is due to a system rounding issue. Balances of the accounts match the AUS account balances. | |||||
|
772 |
XXX | Escrow Waiver in File | XXX | XXX | Escrow waiver page XXX | |||||
|
778 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX confirmed to be XXX which is a sales price. | |||||
|
778 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Total qualified asset post closing confirmed to be XXX and the tape shows total assets prior to close including the gift funds. | |||||
|
723 |
XXX | Borrower 4 Origination FICO | XXX | XXX | Per credit report | |||||
|
723 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Using the sales price, the lower of the two | |||||
|
723 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per final assets in file. | |||||
|
762 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Lesser of the two values | |||||
|
762 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | post close assets | |||||
|
762 |
XXX | Escrow Waiver in File | XXX | XXX | n/a | |||||
|
729 |
XXX | Qualifying CLTV | 79.82 | 79.81 | The XXX is XX/XX/XXXX=XXX%, the system around up to XXX% | |||||
|
729 |
XXX | Qualifying LTV | 79.82 | 79.81 | The XXX is XX/XX/XXXX=XXX%, the system around up to XXX% | |||||
|
729 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per Appraisal Report the property valuation is XXX | |||||
|
729 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Total qualified post closed assets is XXX | |||||
|
764 |
XXX | Qualifying FICO | XXX | XXX | Qualifying middle FICO XXX | |||||
|
764 |
XXX | Qualifying CLTV | 75.66 | 76.0 | The XXX is XX/XX/XXXX=XXX%, the system has rounded up to XXX% | |||||
|
764 |
XXX | Qualifying LTV | 75.66 | 76.0 | The XXX is XX/XX/XXXX=XXX%, the system has rounded up to XXX% | |||||
|
728 |
XXX | Total Closing Costs | XXX | XXX | Per the XXX is XXX | |||||
|
728 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per the Appraisal Report the property valuation is XXX as of XX/XX/XXXX. | |||||
|
728 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | The total qualified post closed assets of $XXX. | |||||
|
776 |
XXX | Qualifying FICO | XXX | XXX | credit score is correct | |||||
|
776 |
XXX | Property Type | PUD | Single Family Detached | pud | |||||
|
776 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | post close assets are correct |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
721 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Audit figure is sales price used for LTV calculation. Tape data figure is appraisal value. | |||||
|
721 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Audit figure is Post-Closing assets. Tape data is re-closing assets. | |||||
|
761 |
XXX | Borrower 1 FTHB | XXX | XXX | FTHB | |||||
|
761 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | POST CLOSE ASSETS ARE CORRECT | |||||
|
726 |
XXX | Total Closing Costs | XXX | XXX | XXX Confirmd with the final CD | |||||
|
726 |
XXX | Final Qualifying Property Value | $XXX | $XXX | XXX Price = XXX Appraised Value = XXX | |||||
|
726 |
XXX | Property Type | Condominium | Detached Condo | The subject property is a XXX, confirmed with the appraisal | |||||
|
726 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close /AUS $XXX Total available assets post close / Audit | |||||
|
765 |
XXX | Qualifying LTV | 76.47 | 77.0 | XXX is confirmed to be XXX. The tape data shows LTV that is rounded up to the whole percentage of XXX | |||||
|
765 |
XXX | Qualifying CLTV | 76.47 | 77.0 | XXX is confirmed to be XXX. The tape data shows CLTV that is rounded up to the whole percentage of XXX | |||||
|
760 |
XXX | Final Qualifying Property Value | $XXX | $XXX | See Sales contract | |||||
|
760 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Post close assets | |||||
|
743 |
XXX | Qualifying FICO | XXX | XXX | XXX median FICO | |||||
|
743 |
XXX | Qualifying CLTV | 70.0 | 72.0 | 70% LTV as the loan amount is $XXX and appraisal value $XXX. | |||||
|
743 |
XXX | Qualifying LTV | 70.0 | 72.0 | 70% LTV as the loan amount is $XXX and appraisal value $XXX. | |||||
|
720 |
XXX | Borrower 1 Self-Employment Flag | Yes | No | Borrower has over XXX% ownership in business. | |||||
|
720 |
XXX | Total Closing Costs | XXX | XXX | Final CD reflects XXX | |||||
|
720 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Property value and Sales price have been validated via RPA and appraisal | |||||
|
720 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Data entered per Statements | |||||
|
736 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per documentation in file the Sales price is XXX and the Property Value is XXX | |||||
|
736 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Total qualified assets post close verified at XXX based on reviewed asset documentation in file. | |||||
|
724 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | ||||||
|
722 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Updated as per Document Cr UW — Per Appraisal Report the property value is XXX as of XX/XX/XXXX. | |||||
|
722 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated as per Document Cr UW — The total qualified post close asset is $XXX. | |||||
|
744 |
XXX | Qualifying FICO | XXX | XXX | The middle Qualifying FICO is XXX | |||||
|
744 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Total qualifying post-closed assets is $XXX. | |||||
|
733 |
XXX | Total Closing Costs | XXX | XXX | taken the details as per the cd page | |||||
|
733 |
XXX | Qualifying CLTV | 80.0 | 79.99 | Taken round off method |
| Deal ID | Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||
|
733 |
XXX | Qualifying LTV | 80.0 | 79.99 | Taken round off method | |||||
|
733 |
XXX | Final Qualifying Property Value | $XXX | $XXX | The loan amount qualified as per the contract of sale | |||||
|
733 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Taken ending balance as per the latest latest bank Statement | |||||
|
775 |
XXX | Final Qualifying Property Value | $XXX | $XXX | This is taken directly from the documentation provided it appears the tape rounded | |||||
|
775 |
XXX | Property Type | PUD | Single Family Detached | This is taken directly from the documentation property is a SFR Detached PUD | |||||
|
775 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | This field is not comparing the same item. | |||||
|
725 |
XXX | Total Closing Costs | XXX | XXX | Per Final CD | |||||
|
725 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | True Data reflects Total Assets of XXX — Cash to close XXX = XXX | |||||
|
780 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Total assets of XXX — CTC XXX = XXX | |||||
|
730 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Updated As per provided Asset Statements | |||||
|
731 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Verified and updated assets as per asset Statement. | |||||
|
777 |
XXX | Final Qualifying Property Value | $XXX | $XXX | Per sales price the lower of the two values | |||||
|
777 |
XXX | Total Qualified Assets Post-Close | XXX | XXX | Per final assets |