Consolidated Analytics Pool 1 Data Compare Report


Loan ID	Seller Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
112		Calculated DSCR	XXX	XXX	Per the DSCR calculation.
72		Property Type	Two to Four Unit	PUD	XXX is XXX-unit per appraisal
70		Property Type	PUD	Two to Four Unit	True data is correct, per appraisal and pud rider in file
70		Calculated DSCR	XXX	XXX	True data is correct, per audit review. Slight difference due to lender using XXX for XXX of the units instead of XXX as shown on the lease.
93		Calculated DSCR	XXX	XXX	The verified DSCR score is XXX $XXX(lease rent)/XXX (PITIA)
94		Calculated DSCR	XXX	XXX	The qualifying DSCR score is XXX
95		Calculated DSCR	XXX	XXX	The XXX is XXX
119		Calculated DSCR	XXX	XXX	The XXX score is XXX
117		Calculated DSCR	XXX	XXX	Verified by the CD and rent
120		Calculated DSCR	XXX	XXX	True data is correct, per XXX
118		Note Date	XX/XX/XXXX	XX/XX/XXXX	True data is correct, per Note
113		Maturity Date	XX/XX/XXXX	XX/XX/XXXX	Updated XXX per Note.
113		First Payment Date	XX/XX/XXXX	XX/XX/XXXX	Updated XXX per Note.
113		Calculated DSCR	XXX	XXX	Updated PITI payment and market rent.
126		Calculated DSCR	XXX	XXX	The lender/Audited DSCR score $XXX(Lease)/XXX=XXX, XXX score $XXX(Market)/XXX=XXX. The discrepancy is LM is using the market rent and the lender/auditor are using the lease rent
128		Calculated DSCR	XXX	XXX	DSCR ratio is correct upon adding in appropriate rental income.
127		Calculated DSCR	XXX	XXX	Updated with PITIA and market rent.
129		Calculated DSCR	XXX	XXX	True data is correct, per audit review. Unable to determine reason for variance due to missing lenders calculation
179		Calculated DSCR	XXX	XXX	Audit XXX $XXX(market rent)/$XXX(PITIA)= XX/XX/XXXX
182		Calculated DSCR	XXX	XXX	True data is correct, per audit review. Discrepancy due to lender using a market rent of XXX Audit review used a more recent value of XXX
175		Calculated DSCR	XXX	XXX	Verified by the CD and XXX
166		Calculated DSCR	XXX	XXX	Updated DSCR ratio using PITI payment and market rent.
172		Calculated DSCR	XXX	XXX	The XXX score is $XXX market rent)/$XXX(PITIA)=XXX
115		Calculated DSCR	XXX	XXX	The system is correct
116		Note Date	XX/XX/XXXX	XX/XX/XXXX	XXX is XX/XX/XXXX per the Note in file (Page XXX)
116		Qualifying CLTV	45.45	45.46	The LTV/CLTV of 45.45% is based on the appraisal value of XXX
116		Calculated DSCR	XXX	XXX	Origination and Audit DSCR Ratio was calculated at XXX.
114		Maturity Date	XX/XX/XXXX	XX/XX/XXXX	The loan is amortized over XXX years
114		First Payment Date	XX/XX/XXXX	XX/XX/XXXX	Per the note the XXX is XX/XX/XXXX
114		Qualifying CLTV	65.45	65.44	The Qualifying CLTV is 65.445%
114		Calculated DSCR	XXX	XXX	The Audited DSCR score $XXX(Lease)/$XXX(PITIA)=XXX, lender’s DSCR score $XXX(Lease)/XXX(PITI)=XXX. The discrepancy is the lender used the amount of XXX for the PITI which does not include HOA monthly amount of $XXX.


Loan ID	Seller Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
188		Calculated DSCR	XXX	XXX	Verified by the rent and PITI
256		Calculated DSCR	XXX	XXX	Audits DSCR score is XXX Lender’s DSCR score is XXX. The discrepancy is the lender used XXX/$XXX=XXX for the PITIA and audit used $XXX/$XXX=XXX for PITIA
189		Calculated DSCR	XXX	XXX	The Correct DSCR Score XX/XX/XXXX based on form 1007 with market rents of XXX
266		Calculated DSCR	XXX	XXX	Information in system is correct
265		Calculated DSCR	XXX	XXX	Updated the loan program according to the loan approval
271		Calculated DSCR	XXX	XXX	DSCR score: Audit’s calculation $XXX(XXX)/$XXX(PITIA)= XXX. Lender’s calculation of is $XXX/ $XXX=XXX. The discrepancy is the monthly PITIA amount of XXX the lender used $XXX.
270		Calculated DSCR	XXX	XXX	The XXX score is $XXX market)/$XXX=XXX
273		Calculated DSCR	XXX	XXX	The XXX score is $XXX(market rent)/$XXX=XXX
269		Calculated DSCR	XXX	XXX	Updated DSCR ratio with the PITI payment and market rents.
294		Calculated DSCR	XXX	XXX	The Audited DSCR score $XXX(Lease)/$XXX(PITIA)=XXX, lender’s DSCR score $XXX(Lease)/XXX(PITIA)=XXX. The discrepancy is the lender used the amount of XXX for the monthly property tax amount.
296		Calculated DSCR	XXX	XXX	Review DSCR is correct and matches XXX Tape figure is truncated.
295		Calculated DSCR	XXX	XXX	DSCR ratio is accurate based on AVM and rental income.
293		Calculated DSCR	XXX	XXX	Verified by the piti and rent
297		Calculated DSCR	XXX	XXX	True data is correct, per XXX
303		Calculated DSCR	XXX	XXX	Verified by the rent and pitia
306		Calculated DSCR	XXX	XXX	Updated DSCR ratio with market rent and PITI payment.
305		Calculated DSCR	XXX	XXX	Ratios are based on appraisal in file as a XXX.
304		Calculated DSCR	XXX	XXX	Verified by the piti and rent
315		Calculated DSCR	XXX	XXX	True data is correct, per audit review. Unable to determine the variance due to missing lenders calculation
313		MIN No	XXX	XXX	Updated per Deed of Trust.
313		Calculated DSCR	XXX	XXX	Updated with PITI and market rent.
311		Property Value	XXX	XXX	XXX reflecting is per appraisal value. LTV calculated off XXX price.
317		Calculated DSCR	XXX	XXX	Verified by the piti and rent
310		Calculated DSCR	XXX	XXX	Audit’s DSCR score $XXX(Market)/$XXX(PITIA)=XXX, lender’s DSCR score $XXX(Market)/$XXX(PITIA)=XXX, however the lender used XX/XX/XXXX per the XXX(pg XXX). There is no discrepancy other than the lender using a totally different DSCR score
316		Calculated DSCR	XXX	XXX	True data is correct, per audit review. Variance due to lender using a rental amount of XXX vs XXX calculated using leases in file
314		Calculated DSCR	XXX	XXX	There is no discrepancy both audit and lender’s DSCR calculations are $XXX(Market)/XXX (PITIA)=XXX
318		Calculated DSCR	XXX	XXX	True data is correct, per audit review. Discrepancy due to lender using a lower amount for market rent (XXX). Audit review used the most current amount as of XX/XX/XXXX in the amount of XXX
322		Calculated DSCR	XXX	XXX	There is no discrepancy, both True Data and Tape Data are the same
319		Calculated DSCR	XXX	XXX	There is no discrepancy, $XXX(Market)/$XXX(PITIA)=XXX
321		Calculated DSCR	XXX	XXX	Verified by the rent and piti
330		Calculated DSCR	XXX	XXX	There is no discrepancy. True Data and Tape Date are the same. $XXX(market)/$XXX(PITIA)=XXX


Loan ID	Seller Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
338		Calculated DSCR	XXX	XXX	Audit’s DSCR score $XXX(Market)/$XXX(PITIA)=XXX, lender’s DSCR score $XXX(XXX rent)/$XXX(PITIA)=XXX. The discrepancy is the lender’s use of the XXX for HOA.
335		Calculated DSCR	XXX	XXX	Actually DSCR Score
341		Calculated DSCR	XXX	XXX	There is no discrepancy with the DSCR score. Both the True data and True Data are the same
368		Calculated DSCR	XXX	XXX	Verified by the rent and piti
365		Calculated DSCR	XXX	XXX	Ratios were corrected to match XXX given in file.
370		Calculated DSCR	XXX	XXX	Tape data figure is actually XXX which is the same as the true data figure XXX. No discrepancy
377		Qualifying LTV	48.21	48.20	LTV XXX is Slightly mismatches with XXX
377		Qualifying CLTV	48.21	48.20	CLTV XXX is Slightly mismatches with XXX
377		Calculated DSCR	XXX	XXX	DSCR Ratio XXX per audit review. Variance due to lender not including addition XXX per month added to each unit for water expenses
373		Calculated DSCR	XXX	XXX	There is no discrepancy. The True data and Tape data are the same
371		Qualifying CLTV	70.75	70.76	CLTV XXX matches the lender calculation
371		Qualifying LTV	70.75	70.76	LTV XXX % matches the lender calculation.
371		Calculated DSCR	XXX	XXX	DSCR of XXX ($XXX ÷ $XXX) matches the lender calculation.
380		Calculated DSCR	XXX	XXX	XXX DSCR to XXX decimal places
378		Calculated DSCR	XXX	XXX	True data is correct, per audit review. Variance due to lender using a slightly higher amount of XXX for rental income vs XXX
389		Calculated DSCR	XXX	XXX	XXX Premium updated as per source doc page XXX $XXX/XXX=$XXX, but lender used XXX hence slight changes in DSCR ratio
392		Calculated DSCR	XXX	XXX	XXX ratio matching with XXX
383		Calculated DSCR	XXX	XXX	DSCR ratio calculated using actual Rent/PITIA, lender used lower hazard insurance.
386		Calculated DSCR	XXX	XXX	XXX (gross rent) / XXX (PITIA)
391		Calculated DSCR	XXX	XXX	Our XXX ratio XXX is consistent with the lender-XXX ratio.
384		Calculated DSCR	XXX	XXX	There is no discrepancy. The true data and the Tape data match
398		Calculated DSCR	XXX	XXX	DSCR calculation supports lenders.
402		Calculated DSCR	XXX	XXX	Verified by the rent and debt
399		Calculated DSCR	XXX	XXX	Verified by the rent and debt
400		Calculated DSCR	XXX	XXX	XXX Audit’s DSCR score XXX(Market)/$XXX(PITIA)=XXX, lender’s DSCR score XXX(Market)/$XXX(PITIA)=XXX. The discrepancy is the lender’s use of the XXX for the monthly property tax amount. It is unclear why the lender used this amount
406		Calculated DSCR	XXX	XXX	Verified by the rent and debt
412		Calculated DSCR	XXX	XXX	Confirmed. XXX (gross rent) / XXX per month (PITIA)
414		Calculated DSCR	XXX	XXX	The true data and tape data are the same. No discrepancy
408		Calculated DSCR	XXX	XXX	DSCR Ratio calculated (Gross Rental Income / PITIA)


Loan ID	Seller Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
429		Calculated DSCR	XXX	XXX	True data is correct, per audit review
427		Calculated DSCR	XXX	XXX	The true data and tape data are the same. There is no discrepancy
423		Calculated DSCR	XXX	XXX	Verified by the rent and debt
424		Calculated DSCR	XXX	XXX	The true data and tape data are the same. There is no discrepancy
420		Calculated DSCR	XXX	XXX	True data is correct, per XXX
418		Calculated DSCR	XXX	XXX	True data is correct, per audit review. Lenders DSCR calculation worksheet shows XX/XX/XXXX
422		Qualifying LTV	48.78	43.48	XXX matches Lender’s information
422		Qualifying CLTV	48.78	43.48	XXX matches Lender’s information
440		Calculated DSCR	XXX	XXX	True data is correct, per audit review
439		Calculated DSCR	XXX	XXX	True data is correct, per DSCR calculation
444		Calculated DSCR	XXX	XXX	XXX matches with lenders calculation.
461		Calculated DSCR	XXX	XXX	DSCR calculation s matches final XXX p. XXX
468		Calculated DSCR	XXX	XXX	The True data and the tape data match. No discrepancy
469		Calculated DSCR	XXX	XXX	DSCR matches XXX p. XXX
474		Calculated DSCR	XXX	XXX	The True date and Tape data are the same. There is no discrepancy
475		Calculated DSCR	XXX	XXX	The DSCR ratio has gone up based on market rents showing more than original calculation
489		Calculated DSCR	XXX	XXX	Audit’s DSCR score $XXX(Market)/$XXX(PITIA)=XXX, lender’s DSCR score $XXX(Market)/$XXX(PITIA)=XXX. There is no discrepancy
499		Property Value	XXX	XXX	Appraisal in file shows higher value that is being used for qualifying.
499		Calculated DSCR	XXX	XXX	There are no notes in the file on the XXX to confirm DSCR ratio calculation. Our ratio is higher at XXX rents of $XXX/$XXX.
494		Calculated DSCR	XXX	XXX	Rental income is XXX and PITIA is XXX resulting in a rental coverage ratio of XXX ($XXX ÷ XXX = XXX).
495		Calculated DSCR	XXX	XXX	Calculated using per PITIA at XXX
496		Calculated DSCR	XXX	XXX	DSCR per XXX/XXX est rents XXX divided by PITi $XXX=XXX
501		Calculated DSCR	XXX	XXX	Audit’s DSCR score $XXX(Lease)/$XXX(PITIA)=XXX, lender’s DSCR score $XXX(Lease)/$XXX(PITIA)=XXX. Both figures are the same. There is no discrepancy
506		Calculated DSCR	XXX	XXX	Verified the XXX Ratio as XX/XX/XXXX as per Rental income/PITIA.
503		Calculated DSCR	XXX	XXX	Verified and updated as per the Lender provided Documents
505		Calculated DSCR	XXX	XXX	DSCR ratio discrepancy is due to the decimal point only.
508		Calculated DSCR	XXX	XXX	Verified by the rent and CD
516		Calculated DSCR	XXX	XXX	XXX
510		Calculated DSCR	XXX	XXX	DSCR ratio is higher than Originator calculation.
515		Calculated DSCR	XXX	XXX	DSCR - Rental income/PITIA = $XXX/$XXX = XXX matchhes XXX p. XXX


Loan ID	Seller Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
511		Calculated DSCR	XXX	XXX	Audit’s DSCR score $XXX(Market)/$XXX(PITA)=XXX, lender’s DSCR score $XXX(Market)/$XXX(PITIA)=XXX. This matches the lender’s XXX There is no discrepancy
512		Qualifying LTV	45.39	45.40	Auditor calc loan amount $XXX/appraised value XXX = XXX
512		Qualifying CLTV	45.39	45.40	Auditor calc loan amount $XXX/appraised value XXX = XXX
512		Calculated DSCR	XXX	XXX	XXX based on market rent XXX / PITIA XXX = XXX
507		Calculated DSCR	XXX	XXX	XXX Ratio is XX/XX/XXXX
514		Calculated DSCR	XXX	XXX	Audit confirms ratios were calculated using the form 1007 rental income applied to the subject property PITIA.
517		Calculated DSCR	XXX	XXX	True data is accurate
518		Calculated DSCR	XXX	XXX	DSCR ratios match lenders calculation.
519		Calculated DSCR	XXX	XXX	DSCR ratios match lender calculation.
523		Calculated DSCR	XXX	XXX	The True data and Tape data are the same. No discrepancy
520		Calculated DSCR	XXX	XXX	Audit’s DSCR score $XXX(Lease)/$XXX(PITA)=XXX, lender’s DSCR score $XXX(Lease)/$XXX(PITIA)=XXX. The discrepancy is the monthly property tax amount of XXX the lender used the $XXX.
525		Calculated DSCR	XXX	XXX	Updated as per Document
527		Calculated DSCR	XXX	XXX	XXX does not show the calculated ratio from lender
533		Calculated DSCR	XXX	XXX	Audit confirms verified source document and updated accordingly.
537		Calculated DSCR	XXX	XXX	$XXX/ XXX = XX/XX/XXXX
531		Qualifying LTV	45.89	45.90	The Qualifying LTV is 45.895%, this matches the Tape data and XXX No discrepancy
531		Qualifying CLTV	45.89	45.90	The Qualifying CLTV is 45.895%, this matches the Tape data and XXX No discrepancy
531		Calculated DSCR	XXX	XXX	The True data and Tape data are the same. No discrepacy
535		Calculated DSCR	XXX	XXX	Audit’s DSCR score $XXX(Market)/$XXX(PITA)=XXX, lender’s DSCR score $XXX(Market)/$XXX(PITIA)=XXX. The discrepancy is the lender used XXX for market rent.
48		Calculated DSCR	XXX	XXX	True source reflects DSCR of XXX while tape data shows XXX. Variance identified between source documentation and tape
46		Qualifying FICO	XXX	XXX	Per guides: Selecting the representative score from the borrower with the highest percentage ownership. - B1 is XXX% owner and B2 is XXX% owner.
46		Calculated DSCR	XXX	XXX	DSCR calculation: Rent = XXX / XXX = XXX DSCR Used lower of current rent in place and form XXX-unit property only XXX units are currently rented
44		Calculated DSCR	XXX	XXX	Updated as per Document
49		Calculated DSCR	XXX	XXX	DSCR is exactly matching with lender calculation no discrepancy
45		Calculated DSCR	XXX	XXX	Verified the DSCR ratio as XX/XX/XXXX as per documentation.
50		Calculated DSCR	XXX	XXX	The True data and Tape data are the same. No discrepancy
51		Calculated DSCR	XXX	XXX	DSCR ratio differs only in decimal points when compared to Tape data.
52		Calculated DSCR	XXX	XXX	Audit confirms the true data is XX/XX/XXXX which is slightly higher than XXX.
60		Calculated DSCR	XXX	XXX	Decimal mismatch
64		Calculated DSCR	XXX	XXX	The True data and Tapa date figures are the same. No discrepancy
207		Calculated DSCR	XXX	XXX	Audit’s DSCR score XXX(Market)/$XXX(PITIA)=XXX, lender’s DSCR score $XXX(Lease)/$XXX(PITIA)=XXX. The discrepancy is the lender used XXX for the lease amount, it’s unclear why this amount was used


Loan ID	Seller Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
69		Calculated DSCR	XXX	XXX	Per final XXX pg XXX Lender has a XX/XX/XXXX DSCR ratio and the audit has a XXX ratio. The lender has XXX as their PITI, audit has PITI XXX
63		Calculated DSCR	XXX	XXX	Verified by the rent and debt
67		Calculated DSCR	XXX	XXX	DSCR ratio is based on $XXX/XXX= XXX. Lender shows XX/XX/XXXX per data tape.
204		Calculated DSCR	XXX	XXX	DSCR ratio is higher due to lender only utilizing rents from one unit and this is a XXX unit property. Utilizing all units gives a higher dscr ratio.
208		Calculated DSCR	XXX	XXX	XX/XX/XXXX DSCR is more than Lender DSCR of 10due to differnce in property tax calculationS)
193		Calculated DSCR	XXX	XXX	Per the lends XXX pg XXX they used XXX market rent with PITIA of $XXX. These are the same figures used in the Audit
195		Calculated DSCR	XXX	XXX	Lender includes a monthly tax payment in their PITIA, Missing taxes to include in audit PITIA
196		Calculated DSCR	XXX	XXX	Verified by the rent and debt
206		Calculated DSCR	XXX	XXX	Lender used XXX for rental income audit figure is XXX
200		Calculated DSCR	XXX	XXX	DSCR ratio matches lender calculation shown on XXX
211		Qualifying LTV	70.25	75.00	XXX shows ltv to be XXX% and LM matches.
211		Qualifying CLTV	70.25	75.00	XXX shows cltv to be XXX% and LM matches.
211		Calculated DSCR	XXX	XXX	DSCR ratio matches lender calculation.
210		Calculated DSCR	XXX	XXX	Audit’s DSCR score $XXX(Lease)/$XXX(PITA)=XXX, lender’s DSCR score $XXX(Lease)/$XXX(PITIA)=XXX. The discrepancy is the monthly PITIA amount of XXX the lender used the XXX
209		Calculated DSCR	XXX	XXX	Per lenders final XXX pg XXX - Lender has a XXX P&I payment but the note on pg XXX reflects XXX P&I payment. Taxes and insurance match
214		Calculated DSCR	XXX	XXX	Audit’s DSCR score $XXX(Market)/$XXX(PITA)=XXX, lender’s DSCR score $XXX(Market)/$XXX(PITA)=XXX. There is no discrepancy
212		Calculated DSCR	XXX	XXX	Verified by the rent and debt
217		Calculated DSCR	XXX	XXX	Audit’s DSCR score $XXX(Market)/$XXX(PITA)=XXX, lender’s DSCR score $XXX(Market)/$XXX(PITIA)=XXX. The discrepancy is the monthly PITIA amount of XXX the lender used the XXX
215		Calculated DSCR	XXX	XXX	The True data and the Tape data figures are the same. No discrepancy.
137		Calculated DSCR	XXX	XXX	XXX DSCR matches lender’s calculation.
133		Calculated DSCR	XXX	XXX	PITIA is less for audit based on documents provided than what the lender used to qualify.
134		Calculated DSCR	XXX	XXX	PITIA is different than the lenders PITIA.
139		Calculated DSCR	XXX	XXX	Verified by the rent and debt
142		Calculated DSCR	XXX	XXX	XXX DSCR per Rent and PITIA
149		Calculated DSCR	XXX	XXX	True data is correct per the Lease agreement for unit XXX Unite XXX $XXX.=$XXX/ (PITI)$XXX=XXX. Verified with XXX
145		Calculated DSCR	XXX	XXX	Manual calculation of DSCR Ratio: Estimated Market Rent $XXX/$XXX Subject Property PITIA = DSCR Ratio XXX and Tape Data show XXX
146		Calculated DSCR	XXX	XXX	DSCR ratio variance is due to the market rents and Flood insurance premium.
148		Calculated DSCR	XXX	XXX	Manual calculation of DSCR Ratio: Estimated Market Rent $XXX/$XXX Subject Property PITIA = DSCR Ratio XXX and Tape Data show XX/XX/XXXX
140		Calculated DSCR	XXX	XXX	Missing subject property HOI policy to include in PITIA
164		Calculated DSCR	XXX	XXX	Verified by the rent and debt
161		Calculated DSCR	XXX	XXX	Based on the loan docs the dscr is XX/XX/XXXX
158		Calculated DSCR	XXX	XXX	Updated as per document
159		Calculated DSCR	XXX	XXX	Calculate DSCR as XX/XX/XXXX which is align with XXX and Payments & income correctly updated as per document.
168		Calculated DSCR	XXX	XXX	The XXX ratio is XX/XX/XXXX However, the Tape Data displays XX/XX/XXXX with only two decimal places
144		MIN No	XXX	XXX	Min number XXX supported by the final deed of trust
144		Calculated DSCR	XXX	XXX	Lender qualified the borrower using the following monthly rent $XXX/Auditor qualified the borrower using rental income provided by the operating income Statement XXX this caused a change in the XXX


Loan ID	Seller Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
218		Calculated DSCR	XXX	XXX	Market Rent $XXX/PITIA of Subject Property XXX = XXX%
227		Calculated DSCR	XXX	XXX	Confirmed. Lender’s XXX of XXX is on pg XXX
225		Calculated DSCR	XXX	XXX	Audited PITIA is different than Lenders PITIA
232		Calculated DSCR	XXX	XXX	Verified by the rent and debt
234		Calculated DSCR	XXX	XXX	Audited PITIA matches lenders final PITIA
233		Calculated DSCR	XXX	XXX	Confirmed DSCR and compared against lender’s XXX.
241		Calculated DSCR	XXX	XXX	XXX DSCR matches Lender’s worksheet.
236		Calculated DSCR	XXX	XXX	Originator DSCR calc XXX auditor calc based on rent amount XXX
238		Calculated DSCR	XXX	XXX	DSCR calculation is accurate also the lender used the same DSCR value
247		Calculated DSCR	XXX	XXX	XXX of XXX is greater than Lender DSCR of XXX. The difference is due to the amount of rental income on Unit #XXX. The initial Lease agreement of XXX monthly rent (the amount used by the Lender) expired XX/XX/XXXX and converted to a month-to-month tenancy with an increase of XXX monthly.
251		Calculated DSCR	XXX	XXX	DSCR confirmed with Lender Asset Review Calculator.
255		Calculated DSCR	XXX	XXX	Verified by the rent and debt
538		Calculated DSCR	XXX	XXX	Verified by the rent and debt
543		Calculated DSCR	XXX	XXX	XXX determined by lowest of two form 1007’s in file.
547		Calculated DSCR	XXX	XXX	DSCR Ratio Calculated With All Recent Documents
546		Calculated DSCR	XXX	XXX	Taxes and Insurance are slightly variance from the lender’s, updated as per the document
549		Calculated DSCR	XXX	XXX	XXX is XXX which is matching with the Tape Data and True data is also reflecting with decimal of XXX.
548		Calculated DSCR	XXX	XXX	The difference in DSCR arises from the use of the updated lease agreement for the property at XXX. The updated lease reflects a monthly rental income of XXX whereas the lender used XXX based on an expired lease agreement. The higher rental income results in an increased DSCR.
224		MIN No	XXX	XXX	Confirmed on the Deed of Trust Document
253		MIN No	XXX	XXX	Min Number updated per Deed of Trust
253		Calculated DSCR	XXX	XXX	DSCR calculated with Market Rent/PITIA and aligns with Originator DSCR
550		MIN No	XXX	XXX	Audit of deed confirms MIN # XXX The MIN # on the tape data corresponds to another investment property borrower XXX in July.
550		Calculated DSCR	XXX	XXX	Audited DSCR Ratio is changed from XXX to XXX% from Qualified Rent income $XXX/PITIA XXX.
552		Interest Rate	XXX	XXX	Updated per Note
552		Calculated DSCR	XXX	XXX	$XXX/ XXX = XXX%
223		Calculated DSCR	XXX	XXX	XX/XX/XXXX DSCR Calculated matches with lenders.
555		Calculated DSCR	XXX	XXX	The DSCR ratio = Rental Income XXX / Subject PITIA XXX = XXX. There is no dicrepancy
3		Calculated DSCR	XXX	XXX	per final rents and liabilities. meets minimum DSCR
2		Calculated DSCR	XXX	XXX	Confirmed. XXX (gross rent) / XXX (PITIA). XXX had DSCR of XXX as well as DSCR calc in the file.
5		Calculated DSCR	XXX	XXX	Verified by the rent and debt
9		Calculated DSCR	XXX	XXX	Verified by the rent and debt


Loan ID	Seller Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
8		Calculated DSCR	XXX	XXX	XXX based on active rent; difference due to slightly different PITI.
7		Calculated DSCR	XXX	XXX	DSCR score: Audit’s calculation $XXX(Market)/$XXX(PITIA)= XXX. There is no discrepancy
11		Calculated DSCR	XXX	XXX	Verified by the rent and debt
10		Maturity Date	XX/XX/XXXX	XX/XX/XXXX	Per the Note, transaction is a XXX year IO with XXX amortization
10		Amortization Term	XXX	XXX	Per the Note, transaction is a XXX year IO with XXX amortization
10		Calculated DSCR	XXX	XXX	Audit’s DSCR score $XXX(Market)/$XXX(PITIA)=XXX, There is no discrepancy
18		Calculated DSCR	XXX	XXX	DSCR ratio is being match with XXX and lender calculation
23		Property Value	XXX	XXX	XXX updated as per XXX appraisal report
30		MIN No	XXX	XXX	Verified by the mortgage
27		MIN No	XXX	XXX	Verified by the mortgage
27		Calculated DSCR	XXX	XXX	Verified by the rent and debt
26		MIN No	XXX	XXX	Per the Deed, the MIN is XX/XX/XXXX
26		Calculated DSCR	XXX	XXX	Audit’s DSCR score $XXX(Market)/$XXX(PITIA)=XXX. There is no discrepancy
29		MIN No	XXX	XXX	Per the Deed, the MIN XXX
29		Calculated DSCR	XXX	XXX	Audit’s DSCR score $XXX(Market)/$XXX(PITIA)=XXX. There is no discrepancy
28		MIN No	XXX	XXX	Verified by the mortgage
28		Calculated DSCR	XXX	XXX	Verified by the debt and rent
38		Calculated DSCR	XXX	XXX	Audit’s DSCR score $XXX(Lease)/$XXX(PITIA)=XXX. Lender’s score XXX. There is no discrepancy
34		Calculated DSCR	XXX	XXX	Audit’s DSCR score $XXX(Lease)/$XXX(PITIA)=XXX. Lender’s score XXX. There is no discrepancy
42		Calculated DSCR	XXX	XXX	Verified by the rent and debt
40		Calculated DSCR	XXX	XXX	Verified by the rent and debt
39		Calculated DSCR	XXX	XXX	Audit’s DSCR score $XXX(Market)/$XXX(PITIA)=XXX. Lender’s score XXX. The lender’s PITIA XXX is the same as audit’s, not sure how the XX/XX/XXXX score was calculated