EXHIBIT 99.4

MCRS DATA COMPARE REPORT

Deal ID    Loan ID    Seller Loan ID    Investor Loan ID    Transaction ID    Field Name    Source    Verified Value    Bid Tape Value    Comment

111

    XXXXXX              XXXXXXXXXXXX    Calculated DSCR    diligenceFinalLookPage    XXXXXXXXXXXX    XXXXXXXXXXXX    DSCR ratio based on subject PITI and gross rent. Source of tape data DSCR could not be reconciled.

268

    XXXXXX              XXXXXXXXXXXX    Calculated DSCR    diligenceFinalLookPage    XXXXXXXXXXXX    XXXXXXXXXXXX    DSCR calculated using appraisal market rent of $1890 / $1401.01 PITI = 1.349. 685.904% DTI is reflected on the loan approval, which listed monthly obligations. It is noted, monthly obligations were not included due to being a DSCR.

90

    XXXXXX              XXXXXXXXXXXX    Qualifying FICO    creditLiabilitiesPage    XXXXXXXXXXXX    XXXXXXXXXXXX    760 is the middle of 3 scores, tape data showing the lower of 2 scores.

84

    XXXXXX              XXXXXXXXXXXX    Property Type    propertyValuationPage    XXXXXXXXXXXX    XXXXXXXXXXXX    Subject is both PUD and Townhome.

97

    XXXXXX              XXXXXXXXXXXX    Calculated DSCR    diligenceFinalLookPage    XXXXXXXXXXXX    XXXXXXXXXXXX    difference is due to monthly property taxes slightly higher.

105

    XXXXXX              XXXXXXXXXXXX    Qualifying FICO    creditLiabilitiesPage    XXXXXXXXXXXX    XXXXXXXXXXXX    766 is the median score using the alternate VantageScore model. The median score using the traditional FICO model is 713 and was used for loan review.

105

    XXXXXX              XXXXXXXXXXXX    Calculated DSCR    diligenceFinalLookPage    XXXXXXXXXXXX    XXXXXXXXXXXX    DSCR of 1.72 could not be reconciled. Qualifying DSCR of 1.73 was calculated using gross rental income of $5,800 which could not be reconciled. Recalculated DSCR of 1.169 using gross rental income of $2,925 for the 2 tenant occupied units.

76

    XXXXXX              XXXXXXXXXXXX    Borrower 1 Last Name    notePage    XXXXXXXXXXXX    XXXXXXXXXXXX    XXXXXXXIII per Note.

466

    XXXXXX              XXXXXXXXXXXX    Property Address         XXXXXXXXXXXX    XXXXXXXXXXXX    Street = ST

349

    XXXXXX              XXXXXXXXXXXX    Calculated DSCR    diligenceFinalLookPage    XXXXXXXXXXXX    XXXXXXXXXXXX    DSCR based on gross rent of $4,759 and PITIA of $3,928.87 which includes the monthly amount for the leasehold.

123

    XXXXXX              XXXXXXXXXXXX    Property Type    propertyValuationPage    XXXXXXXXXXXX    XXXXXXXXXXXX    Subject is a townhouse located within a PUD

320

    XXXXXX              XXXXXXXXXXXX    Calculated DSCR    diligenceFinalLookPage    XXXXXXXXXXXX    XXXXXXXXXXXX    within tolerance

183

    XXXXXX              XXXXXXXXXXXX    Property Type    propertyValuationPage    XXXXXXXXXXXX    XXXXXXXXXXXX    Property type is Townhouse per appraisal

275

    XXXXXX              XXXXXXXXXXXX    Property Type    propertyValuationPage    XXXXXXXXXXXX    XXXXXXXXXXXX    Townhouse per appraisal

85

    XXXXXX              XXXXXXXXXXXX    Calculated DSCR    diligenceFinalLookPage    XXXXXXXXXXXX    XXXXXXXXXXXX    DSCR of 1.162 could not be reconciled. DSCR on 1008 is 1.069 which matches the recalculated DSCR.

82

    XXXXXX              XXXXXXXXXXXX    Borrower 1 Last Name    notePage    XXXXXXXXXXXX    XXXXXXXXXXXX    As per Note XXXXXXX

435

    XXXXXX              XXXXXXXXXXXX    Property Value    the1008Page    XXXXXXXXXXXX    XXXXXXXXXXXX    Using the lower value of the two appraisals. Two appraisals required due to Flip transaction per Correspondent DSCR 03/27/26 guides.

353

    XXXXXX              XXXXXXXXXXXX    Calculated DSCR    diligenceFinalLookPage    XXXXXXXXXXXX    XXXXXXXXXXXX    Calculated DSCR is 1.043 based on the subject PITI and gross rent.

410

    XXXXXX              XXXXXXXXXXXX    Calculated DSCR    diligenceFinalLookPage    XXXXXXXXXXXX    XXXXXXXXXXXX    DSCR of 1.40 could not be reconciled. Recalculated DSCR is 1.265 and within program guidelines

258

    XXXXXX              XXXXXXXXXXXX    Calculated DSCR    diligenceFinalLookPage    XXXXXXXXXXXX    XXXXXXXXXXXX    total rent $4911.78/PITIA $4298.82

282

    XXXXXX              XXXXXXXXXXXX    Prepayment Penalty    diligenceFinalLookPage    XXXXXXXXXXXX    XXXXXXXXXXXX    Confirmed by Prepayment Penalty addendum.

390

    XXXXXX              XXXXXXXXXXXX    Property Value    propertyValuationPage    XXXXXXXXXXXX    XXXXXXXXXXXX    Original appraisal with a value of $XXX, as is. Second appraisal value is $XXX subject to repairs, 1004D repairs completed in file. Purchase price is $XXX and used for LTV calculation.

181

    XXXXXX              XXXXXXXXXXXX    Calculated DSCR    diligenceFinalLookPage    XXXXXXXXXXXX    XXXXXXXXXXXX    $4,350/$3,398.96 = 1.2798 (rounds to 1.28)

480

    XXXXXX              XXXXXXXXXXXX    Calculated DSCR         XXXXXXXXXXXX    XXXXXXXXXXXX    DSCR was calculated using the subject PITIA $1151.00 and Market rent from the 1007 of $1475 = 1.28

484

    XXXXXX              XXXXXXXXXXXX    Calculated DSCR         XXXXXXXXXXXX    XXXXXXXXXXXX    Rent $1995.00 and PITIA $1365.24 = DSCR 1.461

343

    XXXXXX              XXXXXXXXXXXX    Property Type    propertyValuationPage    XXXXXXXXXXXX    XXXXXXXXXXXX    Subject is Townhouse within a PUD per appraisal

355

    XXXXXX              XXXXXXXXXXXX    Property Type    propertyValuationPage    XXXXXXXXXXXX    XXXXXXXXXXXX    Subject is Townhouse within a PUD per Appraisal.

326

    XXXXXX              XXXXXXXXXXXX    Calculated DSCR    diligenceFinalLookPage    XXXXXXXXXXXX    XXXXXXXXXXXX    DSCR was calculated using the subject PITIA 4472.42and the rent estimate from 1007 of $7500.

351

    XXXXXX              XXXXXXXXXXXX    Borrower 1 Last Name    notePage    XXXXXXXXXXXX    XXXXXXXXXXXX    XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX

351

    XXXXXX              XXXXXXXXXXXX    Borrower 2 Last Name    notePage    XXXXXXXXXXXX    XXXXXXXXXXXX    XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX

351

    XXXXXX              XXXXXXXXXXXX    Borrower 1 First Name    notePage    XXXXXXXXXXXX    XXXXXXXXXXXX    XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX

442

    XXXXXX              XXXXXXXXXXXX    Borrower 1 Last Name         XXXXXXXXXXXX    XXXXXXXXXXXX    Tape reflects first name as well.

457

    XXXXXX              XXXXXXXXXXXX    Amortization Term         XXXXXXXXXXXX    XXXXXXXXXXXX    Am Term 360 per note.

457

    XXXXXX              XXXXXXXXXXXX    Maturity Date         XXXXXXXXXXXX    XXXXXXXXXXXX    XXX per note.

457

    XXXXXX              XXXXXXXXXXXX    Term         XXXXXXXXXXXX    XXXXXXXXXXXX    Term 360 per note.

24

    XXXXXX              XXXXXXXXXXXX    Property Type    propertyValuationPage    XXXXXXXXXXXX    XXXXXXXXXXXX    Subject Property Type is Townhouse located in PUD

16

    XXXXXX              XXXXXXXXXXXX    Qualifying FICO    creditLiabilitiesPage    XXXXXXXXXXXX    XXXXXXXXXXXX    Middle score as per the credit report is 774.

15

    XXXXXX              XXXXXXXXXXXX    Property Type    propertyValuationPage    XXXXXXXXXXXX    XXXXXXXXXXXX    Appraisal Property Type is Townhouse