Consolidated Analytics Pool 2 Data Compare Report

Deal ID

Loan ID

Seller
Loan ID

Field Name

Verified Value

Bid Tape Value

Comment

639

XXX

Calculated DSCR

XXX

Confirmed the DSCR of XXX at audit.

641

XXX

Calculated DSCR

XXX

Confirmed the DSCR ratio of XXX. $XXX/$XXX ($XXX PI + XXX TAX + XXX HOI)= XXX DSCR.

652

XXX

Calculated DSCR

XXX

Confirmed the subject loan has a DSCR of XXX.

638

XXX

Sales Price

$XXX

Confirmed the XXX of XXX

642

XXX

Calculated DSCR

XXX

Confirmed audit DSCR ratio of XXX%. XXX rent/$XXX ($XXX PI + XXX taxes + XXX + XXX HOI) = XXX%.

651

XXX

Calculated DSCR

XXX

Audit data based on Note, Tax Cert, Hazard and Flood policies, and Final CD and Settlement Statement.

647

XXX

Calculated DSCR

XXX

Audit verified_ DSCR: XXX of XXX is based on gross rental income of XXX divided by PITIA of XXX satisfying the XXX Non-QM DSCR minimum requirement of XXX. Originator reflected XX/XX/XXXX using PITIA of $XXX; diligence calculation is supported and loan remains eligible.

646

XXX

MIN No

XXX

The Mortgage confirms the MIN#.

640

XXX

MIN No

XXX

Verified to Deed

640

XXX

Sales Price

$XXX

Verified to XXX price vs appraised value

656

XXX

MIN No

XXX

Confirmed the Deed of Trust reflects the number of XX/XX/XXXX. Tape data value is unknown.

644

XXX

MIN No

XXX

Min # per Deed of trust is XX/XX/XXXX.

644

XXX

Property Type

Townhouse

PUD

Confirmed by appraisal

658

XXX

MIN No

XXX

Audit MIN captured from the mortgage.

650

XXX

MIN No

XXX

Per Note

724

XXX

Calculated DSCR

XXX

Considered Lower one

722

XXX

Calculated DSCR

XXX

Audited

733

XXX

Sales Price

$XXX

Confirmed the XXX as XXX as per the sales contract

733

XXX

Qualifying LTV

61.78

60.00

Confirmed the LTV of 61.78% as per the property appraised value

709

XXX

Calculated DSCR

XXX

Calculated as per Documents.

736

XXX

Property Type

Townhouse

PUD

Confirmed by appraisal

736

XXX

Calculated DSCR

XXX

As per calculation the XXX arrived.

728

XXX

Note Date

XX/XX/XXXX

Updated as per note.

728

XXX

Calculated DSCR

XXX

Calculated as per available recent documents.

Deal ID

Loan ID

Seller
Loan ID

Field Name

Verified Value

Bid Tape Value

Comment

719

XXX

Calculated DSCR

XXX

Updated as per the DSCR calculation.

691

XXX

Calculated DSCR

XXX

Confirmed the DSCR calculation of XXX as per the current market rent and PITI

803

XXX

Note Date

XX/XX/XXXX

Confirmed the XXX XX/XX/XXXX as per the Note

803

XXX

Calculated DSCR

XXX

Confirmed the DSCR calculation of XXX as per the rental and PITI amounts

711

XXX

Note Date

XX/XX/XXXX

XXX is correct as per final note.

711

XXX

Property Type

PUD

Single Family Detached

XXX of PUD detached is correct as per appraisal.

741

XXX

Calculated DSCR

XXX

Confirmed the DSCR calculation of XXX as per the rental and PITI amounts

700

XXX

Note Date

XX/XX/XXXX

The Note reflects a date of XX/XX/XXXX.

700

XXX

Calculated DSCR

XXX

Confirmed audit DSCR ratio of XXX. ($XXX/$XXX (XXX + XXX+XXX+XXX) = XXX).

727

XXX

Note Date

XX/XX/XXXX

Confirmed the XXX of XX/XX/XXXX as per the Note

727

XXX

Calculated DSCR

XXX

Confirmed the DSCR calculation of XXX as per the rental and PITI amounts

682

XXX

Calculated DSCR

XXX

Per documents in file

673

XXX

Calculated DSCR

XXX

Verified with the calculations and the XXX

805

XXX

Calculated DSCR

XXX

PITI matches what lender used, UTD what lender used for rental income, guidelines allowed short term rental to be used.

804

XXX

Calculated DSCR

XXX

Verified with the market rent and subject mortgage paymnet.

743

XXX

Calculated DSCR

XXX

Corrected calculation of Appraisal Market rent and qualifying payment

697

XXX

MIN No

XXX

Confirmed with deed.

692

XXX

MIN No

XXX

Updated to match Deed of Trust

692

XXX

Calculated DSCR

XXX

System update, accurate

695

XXX

MIN No

XXX

Updated to match Deed of Trust

695

XXX

Calculated DSCR

XXX

DSCR matching XXX note from Orig Uw XXX

678

XXX

MIN No

XXX

Verified by the mortgage

678

XXX

Calculated DSCR

XXX

Verified by the rental agreement and note

685

XXX

MIN No

XXX

Per Deed

693

XXX

MIN No

XXX

Confirmed XXX. with deed.

Deal ID

Loan ID

Seller

Loan ID

Field Name

Verified Value

Bid Tape Value

Comment

693

XXX

Calculated DSCR

XXX

XXX / XXX DSCR XX/XX/XXXX

674

XXX

MIN No

XXX

True data is correct, per mortgage

677

XXX

MIN No

XXX

Verified by the mortgage

671

XXX

Note Date

XX/XX/XXXX

Per Note

671

XXX

MIN No

XXX

Per Deed

671

XXX

Calculated DSCR

XXX

DSCR is zero as No Ratio DSCR guidelines was used

670

XXX

MIN No

XXX

Confirmed XXX. with deed.

670

XXX

Calculated DSCR

XXX

XXX market rent vs. payment XXX or XXX DSCR.

669

XXX

MIN No

XXX

True data is correct, per mortgage

669

XXX

Calculated DSCR

XXX

True data is correct per audit and approval

661

XXX

Calculated DSCR

XXX

Audit DSCR matches lenders XXX DSCR

665

XXX

Calculated DSCR

XXX

Updated to correctly calculate Rent / PITIA

664

XXX

Calculated DSCR

XXX

Updated as Per DSCR Calculation

662

XXX

Note Date

XX/XX/XXXX

Audit date is confirmed from the Note.

662

XXX

Calculated DSCR

XXX

Audit DSCR calculation is based on the market rent value divided by the PITIA on the subject.

663

XXX

Calculated DSCR

XXX

Audit DSCR is based on the market rent divided by the PITIA of the subject property.

667

XXX

Calculated DSCR

XXX

True data is correct, per audit review. $XXX/PITIA XXX = XXX

777

XXX

Property Type

Townhouse

PUD

Confirmed by appraisal

777

XXX

Calculated DSCR

XXX

Verified by the income and Pitia

813

XXX

Calculated DSCR

XXX

Used lowest of rent schedule or XXX

750

XXX

Note Date

XX/XX/XXXX

XXX is XX/XX/XXXX as per the Note doc

750

XXX

Calculated DSCR

XXX

DSCR Ratio is matching with the lender calcution

806

XXX

Calculated DSCR

XXX

DSCR ratio is correct as per documented rent/PITI ratio and matches to lender.

748

XXX

Calculated DSCR

XXX

Confirmed DSCR per XXX in file. Values match of XXX.

773

XXX

Calculated DSCR

XXX

True data is correct, per audit review

Deal ID

Loan ID

Seller
Loan ID

Field Name

Verified Value

Bid Tape Value

Comment

744

XXX

Calculated DSCR

XXX

Verified by the rental income and note

770

XXX

Calculated DSCR

XXX

True data is correct, per audit review. Lenders DSCR worksheet reflect XXX

818

XXX

Calculated DSCR

XXX

Lender and Auditor’s DSCR differ by XXX% this is due to property taxes; auditor used updated taxes based upon documentation provided resulting in DSCR difference.

752

XXX

Note Date

XX/XX/XXXX

Updated XXX per the Note.

754

XXX

Calculated DSCR

XXX

True data is correct, per audit review. Unable to determine cause for discrepancy due to missing lenders DSCR worksheet

751

XXX

Note Date

XX/XX/XXXX

Confirmed the XXX XX/XX/XXXX using the Note provided.

751

XXX

Amortization Term

XXX

Confirmed loan is Interest Only using Note and Final CD.

751

XXX

Calculated DSCR

XXX

Confirmed DSCR XXX matches DSCR provided on XXX

708

XXX

MIN No

XXX

Updated MIN number per Deed of Trust.

708

XXX

Calculated DSCR

XXX

Updated DSCR with PITI payment and rental income.

753

XXX

Note Date

XX/XX/XXXX

XXX is XX/XX/XXXX.

753

XXX

MIN No

XXX

MINNo is XXX

753

XXX

Calculated DSCR

XXX

DSCR calculation based on loan information is XXX.

737

XXX

Note Date

XX/XX/XXXX

XXX is XX/XX/XXXX

737

XXX

MIN No

XXX

XXX is correct

737

XXX

Calculated DSCR

XXX

Audit DTI is XXX%

725

XXX

Note Date

XX/XX/XXXX

Updated to match Note

725

XXX

MIN No

XXX

Updated to match Deed

725

XXX

Calculated DSCR

XXX

Originator DSCR Tape appears to be an input issue. Current DSCR XX/XX/XXXX matches notes from Orig UW. XXX / XXX

807

XXX

Note Date

XX/XX/XXXX

Verified by the note

807

XXX

MIN No

XXX

Verified by the mortgage

807

XXX

Calculated DSCR

XXX

Verified by the approval

718

XXX

Note Date

XX/XX/XXXX

True data is correct, per Note

718

XXX

MIN No

XXX

True data is correct, per mortgage deed

718

XXX

Calculated DSCR

XXX

True data is correct, per audit review. Lender DSCR is XX/XX/XXXX per lock commitment

Deal ID

Loan ID

Seller
Loan ID

Field Name

Verified Value

Bid Tape Value

Comment

716

XXX

MIN No

XXX

Min # is correct as is shown on the mortgage DOT.

729

XXX

MIN No

XXX

Updated MIN number per Deed of Trust.

731

XXX

MIN No

XXX

Updated to match Deed

740

XXX

MIN No

XXX

Updated MIN number per Deed of Trust.

704

XXX

MIN No

XXX

MERS number is correct per mortgage.

721

XXX

MIN No

XXX

True data is correct, per mortgage deed

759

XXX

MIN No

XXX

Updated to match Deed

739

XXX

MIN No

XXX

Verified by the mortgage

739

XXX

Calculated DSCR

XXX

Verified by the rent and PITI

734

XXX

MIN No

XXX

Confirmed on the Deed of Trust.

734

XXX

Calculated DSCR

XXX

Confirmed on the XXX

710

XXX

MIN No

XXX

MIN confirmed with mortgage deed

816

XXX

MIN No

XXX

Updated MIN number per Deed of Trust.

816

XXX

Property Type

Townhouse

PUD

Confirmed by appraisal

816

XXX

Calculated DSCR

XXX

Updated PITI payment from HOI, Taxes and Note.

738

XXX

MIN No

XXX

MINNo is XXX

761

XXX

MIN No

XXX

1003XXX is correct

774

XXX

MIN No

XXX

Review data is correct per mortgage.

815

XXX

MIN No

XXX

Updated to match Deed

768

XXX

Calculated DSCR

XXX

Updated PITI payment per Note and taxes and HOI.

706

XXX

MIN No

XXX

XXX is XXX

706

XXX

Calculated DSCR

XXX

Based on current rents documented in file $XXX/m. Also matched lender calculation from the XXX

830

XXX

MIN No

XXX

Updated MIN number per Deed of Trust.

820

XXX

MIN No

XXX

Confirmed on the Deed of Trust.

820

XXX

Calculated DSCR

XXX

Confirmed based on the XXX/Lease.

Deal ID

Loan ID

Seller
Loan ID

Field Name

Verified Value

Bid Tape Value

Comment

760

XXX

MIN No

XXX

True data is correct, per Mortgage Deed

760

XXX

Calculated DSCR

XXX

True data is correct, per audit review and loan information sheet provided by lender

828

XXX

MIN No

XXX

Verified by the mortgage

827

XXX

MIN No

XXX

Verified by the mortgage

775

XXX

MIN No

XXX

True data is correct, per mortgage deed

812

XXX

MIN No

XXX

Review data is correct per note.

772

XXX

MIN No

XXX

Updated to match Deed

821

XXX

MIN No

XXX

Confirmed MIN # on Deed of Trust page XXX

821

XXX

Calculated DSCR

XXX

Decimal places only.

776

XXX

Property Value

XXX

Updated XXX per Appraisal.

757

XXX

Calculated DSCR

XXX

DSCR calculated based on documents provided

832

XXX

MIN No

XXX

MINNo is XXX

822

XXX

MIN No

XXX

XXX is XXX

758

XXX

MIN No

XXX

Review data is correct per mortgage.

829

XXX

MIN No

XXX

The MIN is XX/XX/XXXX

747

XXX

MIN No

XXX

The MIN is XXX

747

XXX

Calculated DSCR

XXX

The XXX score is $XXX(Market rent)/$XXX(PITIA)= XXX

814

XXX

MIN No

XXX

XXX verified via DOT.

745

XXX

Note Date

XX/XX/XXXX

Review data is correct per note.

745

XXX

Calculated DSCR

XXX

Review DSCR is correct and matches lender DSCR.

810

XXX

Calculated DSCR

XXX

True data is correct, per audit review

824

XXX

Calculated DSCR

XXX

True data is correct, per audit review

789

XXX

Calculated DSCR

XXX

True data is correct, per audit review. Lenders calculation is not in file

749

XXX

Calculated DSCR

XXX

DSCR is lower than original however still meets the underwriting guideline requirement of XX/XX/XXXX

755

XXX

Note Date

XX/XX/XXXX

Updated XXX per Note.

Deal ID

Loan ID

Seller
Loan ID

Field Name

Verified Value

Bid Tape Value

Comment

755

XXX

Calculated DSCR

XXX

Updated DSCR ratio with PITI payment and lease rents.

851

XXX

Calculated DSCR

XXX

Review DSCR is correct based on the market rent of XXX 1008s in file used a market rent amount of XXX An updated XXX has been requested and both DTIs are within guidelines.

779

XXX

Note Date

XX/XX/XXXX

True data field is correct XXX XX/XX/XXXX

779

XXX

Calculated DSCR

XXX

True data field reflecting primary housing

785

XXX

Calculated DSCR

XXX

Verified by the rent and piti

782

XXX

Note Date

XX/XX/XXXX

Verified by the note

782

XXX

Calculated DSCR

XXX

Verified by the rent and piti

837

XXX

Note Date

XX/XX/XXXX

Verified by the note

837

XXX

Calculated DSCR

XXX

Verified by the rent and piti

811

XXX

Note Date

XX/XX/XXXX

Per the Note, the date is XX/XX/XXXX

811

XXX

Calculated DSCR

XXX

The Audited DSCR score $XXX(Lease)/$XXX(PITIA)=XXX, lender’s DSCR score $XXX(Lease)/XXX(PITIA)=XXX. The discrepancy is the lender used the amount of XXX for the PITIA.

847

XXX

Calculated DSCR

XXX

Review DSCR is correct per file documents. Tape data is truncated.

858

XXX

Qualifying CLTV

30.65

30.64

Verified by the appraisal and note

858

XXX

Calculated DSCR

XXX

Verified by the rent and pitia

848

XXX

Note Date

XX/XX/XXXX

Per the Note (pg XXX), the date is XX/XX/XXXX

780

XXX

Loan Purpose

XXX

Per the loan approval the XXX is XXX

780

XXX

Calculated DSCR

XXX

The audit’s DSCR score $XXX(lease)/$XXX(PITIA)=XXX, lender’s DSCR score $XXX(Lease)/$XXX(PITIA)=XXX, however the lender used XX/XX/XXXX per the XXX(pg XXX). The discrepancy is the PITIA amount. Audit used XXX for the monthly property tax amount (tax cert pg XXX), the lender used $XXX. Also, audit used XXX for the monthly hazard amount (pg XXX), the lender used XXX

788

XXX

Calculated DSCR

XXX

Included the HOA dues $XXX/m. XXX for direct verification that the $XXX/m is optional.

781

XXX

Note Date

XX/XX/XXXX

Note uploaded as trailing doc and is confirmed as dateed XX/XX/XXXX.

781

XXX

Loan Purpose

XXX

Per the approval and XXX is XXX

854

XXX

Note Date

XX/XX/XXXX

Per the Note, the date is XX/XX/XXXX

854

XXX

MIN No

XXX

Per the Mortgage/Deed, the MIN is XXX

854

XXX

Calculated DSCR

XXX

Audit’s DSCR score $XXX(Market)/$XXX(PITIA)=XXX, lender’s DSCR score $XXX(Current rent)/$XXX(PITIA)=XXX. The discrepancy is the lender’s use of the XXX for current rent and PITIA. The lease amounts in the loan file equal XXX and the actual PITIA = $XXX.

793

XXX

Note Date

XX/XX/XXXX

Verified by the note

793

XXX

MIN No

XXX

Verified by the mortgage

Deal ID

Loan ID

Seller
Loan ID

Field Name

Verified Value

Bid Tape Value

Comment

802

XXX

MIN No

XXX

IT Mapping Issue

802

XXX

Loan Purpose

XXX

XXX confirmed with Final CD.

802

XXX

Property Value

XXX

XXX confirmed with Primary Valuation Product. (Guidelines State if two appraisals are obtained, the lower value must be used for the LTV/CLTV)

802

XXX

Calculated DSCR

XXX

XXX of XXX differs from Lender DSCR due to Lender using the greater Estimated Market Rent of XXX from the XXX Appraisals and Comparable Rent Schedules provided. The lesser Estimated Market Rent of XXX was used for the purposes of this analysis.

852

XXX

MIN No

XXX

IT Mapping Issue

850

XXX

Note Date

XX/XX/XXXX

XXX XX/XX/XXXX verified by Note provided

850

XXX

MIN No

XXX

MINN XXX verified by Mortgage

849

XXX

Amortization Term

XXX

See note

849

XXX

MIN No

XXX

See DOT

843

XXX

MIN No

XXX

The correct Deed MIN is XXX (Page XXX)

843

XXX

Loan Purpose

XXX

The subject was a XXX of an Investment Property

845

XXX

MIN No

XXX

Verified by the mortgage

845

XXX

Qualifying FICO

XXX

Verified by the credit report

845

XXX

Property Type

Two to Four Unit

Single Family Detached

Confirmed by appraisal

845

XXX

Calculated DSCR

XXX

Verified by the rent and debt

855

XXX

MIN No

XXX

Min number verified utilizing the DOT in file.

797

XXX

MIN No

XXX

Per mortgage deed

797

XXX

Property Type

Townhouse

PUD

Confirmed by appraisal

846

XXX

MIN No

XXX

per mortgage

838

XXX

MIN No

XXX

The system information listed is correct

838

XXX

Loan Purpose

XXX

File is a XXX with contract for sale in documentation.

595

XXX

Calculated DSCR

XXX

Difference is within the Mortgage Statements provided

835

XXX

Note Date

XX/XX/XXXX

True data is correct, per Note

794

XXX

Loan Purpose

XXX

XXX updated XXX as per Final 1003

791

XXX

Note Date

XX/XX/XXXX

Verified by the note

Deal ID

Loan ID

Seller
Loan ID

Field Name

Verified Value

Bid Tape Value

Comment

791

XXX

Property Value

XXX

XXXX

Verified by the appraisal

791

XXX

Qualifying CLTV

70.33

72.14

Verified by the appraisal and note

791

XXX

Qualifying LTV

70.33

72.14

Verified by the appraisal and note

791

XXX

Calculated DSCR

XXX

Verified by the rent and debt

860

XXX

Property Type

Townhouse

PUD

Confirmed by appraisal

559

XXX

Note Date

XX/XX/XXXX

XXX updated and verified from Note

559

XXX

Loan Purpose

XXX

XXX is XXX

601

XXX

Note Date

XX/XX/XXXX

Updated as per Note Document

627

XXX

Note Date

XX/XX/XXXX

True data is correct, per Note

627

XXX

Loan Purpose

XXX

True data is correct, per Final CD

784

XXX

Note Date

XX/XX/XXXX

Per the Note, the date is XX/XX/XXXX

579

XXX

Note Date

XX/XX/XXXX

Per the Note, the date is XX/XX/XXXX

579

XXX

Loan Purpose

XXX

Per the lender’s approval and XXX the XXX is XXX

579

XXX

Calculated DSCR

XXX

The true data figure is actually XXX which matches the tape data XXX. There is no discrepancy

622

XXX

Loan Purpose

XXX

True data is correct, per Final CD

609

XXX

Loan Purpose

XXX

This is a XXX and not XXX of a DSCR

796

XXX

Note Date

XX/XX/XXXX

The XXX of XX/XX/XXXX for XXX is Correct (Page XXX)

796

XXX

Loan Purpose

XXX

The subject loan was a XXX of an investment property as an DSCR Loan Program

778

XXX

Loan Purpose

XXX

True data is correct, per Final CD

592

XXX

Calculated DSCR

XXX

The DSCR Score is in line with Final Approval

859

XXX

Property Type

Townhouse

PUD

Confirmed by appraisal

833

XXX

Note Date

XX/XX/XXXX

Verified by the note

833

XXX

Qualifying LTV

60.75

60.76

Verified by the appraisal and note

833

XXX

Qualifying CLTV

60.75

60.76

Verified by the appraisal and note

596

XXX

Loan Purpose

XXX

XXX per XXX

Deal ID

Loan ID

Seller
Loan ID

Field Name

Verified Value

Bid Tape Value

Comment

856

XXX

Property Type

PUD

Single Family Attached

Confirmed by appraisal

856

XXX

Calculated DSCR

XXX

DSCR Market Rent $XXX/$XXX Subject PITI=XXX

558

XXX

Calculated DSCR

XXX

Confirmed. XXX (gross rent) / XXX per month (PITIA)

798

XXX

Note Date

XX/XX/XXXX

Per final Note, correct XXX is XX/XX/XXXX

798

XXX

Loan Purpose

XXX

XXX reflects transaction as a XXX

584

XXX

Loan Purpose

XXX

XXX per XXX

841

XXX

Calculated DSCR

XXX

Verified by the rent and debt

842

XXX

Calculated DSCR

XXX

Audit’s DSCR score $XXX(Market)/$XXX(PITIA)=XXX, lender’s DSCR score of XX/XX/XXXX was Stated on the most recent lender’s approval. It’s unclear what the lender used to calculate the score

585

XXX

Property Type

Townhouse

PUD

Confirmed by appraisal

607

XXX

Calculated DSCR

XXX

DSCR XX/XX/XXXX per Market Rent/PITIA

574

XXX

Calculated DSCR

XXX

Verified by the rent and debt

612

XXX

Calculated DSCR

XXX

XX/XX/XXXX DSCR based on actual rents and PITIA

613

XXX

Calculated DSCR

XXX

Auditor calculated a DSCR ratio of XX/XX/XXXX using the same XXX monthly rental income shown on the lender approval. The lender calculated XXX; therefore, the variance appears to be attributable to the lender’s qualifying payment calculation

619

XXX

Calculated DSCR

XXX

DSCR Ratio XXX% is Slightly mismatches with Lender Approval

610

XXX

Note Date

XX/XX/XXXX

Confirmed and Updated as Per Note.

610

XXX

Loan Purpose

XXX

Confirmed and Updated as Per Final 1003.

587

XXX

Note Date

XX/XX/XXXX

Confirmed with Note.

587

XXX

Qualifying FICO

XXX

Confirmed with origination credit report.

587

XXX

Property Type

PUD

Single Family Detached

Confirmed with appraisal and PUD Rider.

570

XXX

Loan Purpose

XXX

Confirmed with Final CD and loan documentation.

570

XXX

Calculated DSCR

XXX

XXX is XXX. There are XXX’s in file. The first XXX has market rent of XXX The XXX is accompanied only by a comment from appraiser indicating it was updated. That XXX has market rent of $XXX; however, it uses only XXX comps to arrive at this value. Comp XXX and Comp XXX are both XXX and have a monthly rent of XXX (though lease dates are different), Comp XXX is a different rental of XXX The audit was performed on the XXX that consisted of XXX different rental properties (as per guidelines) with a market rent of XXX

581

XXX

Loan Purpose

XXX

XXX Investment file.

593

XXX

Note Date

XX/XX/XXXX

True data is correct, per Note

608

XXX

Note Date

XX/XX/XXXX

Per the Note, the date is XX/XX/XXXX

608

XXX

Loan Purpose

XXX

Per the lender approval, the XXX is XXX

Deal ID

Loan ID

Seller
Loan ID

Field Name

Verified Value

Bid Tape Value

Comment

625

XXX

Note Date

XX/XX/XXXX

True data is correct, per Note

625

XXX

Loan Purpose

XXX

True data is correct, per Final CD

597

XXX

Calculated DSCR

XXX

DSCR variance is due to lower tax amount of XXX used by lender to calculate DSCR vs XXX on Tax information sheet

618

XXX

Loan Purpose

XXX

Verified by the CD

594

XXX

Note Date

XX/XX/XXXX

Verified by the note

564

XXX

Calculated DSCR

XXX

Verified by the rent and debt

571

XXX

Note Date

XX/XX/XXXX

Verified by the note

571

XXX

Calculated DSCR

XXX

Verified by the rent and debt

626

XXX

Note Date

XX/XX/XXXX

Confirmed with Note.

626

XXX

Calculated DSCR

XXX

Confirmed. XXX (gross rent) / XXX per month (ITIA). Aligns with Final XXX

623

XXX

Note Date

XX/XX/XXXX

The Note confirms the XXX XX/XX/XXXX

599

XXX

Note Date

XX/XX/XXXX

XXX matches the note in file and is correct.

599

XXX

Calculated DSCR

XXX

Ratios are correct from the system

604

XXX

Note Date

XX/XX/XXXX

Per final Note, closing date is XX/XX/XXXX

630

XXX

Note Date

XX/XX/XXXX

XX/XX/XXXX date on Note.

567

XXX

Note Date

XX/XX/XXXX

Note in file to match date.

567

XXX

Calculated DSCR

XXX

DSCR ratio is based on rental income in file.

562

XXX

Note Date

XX/XX/XXXX

Confirmed with Note.

631

XXX

Note Date

XX/XX/XXXX

As per audit, XXX is XX/XX/XXXX. Tape data date of XX/XX/XXXX is the Clear to Close / Final Approval date.

598

XXX

Note Date

XX/XX/XXXX

True data is correct, per Note

629

XXX

Note Date

XX/XX/XXXX

The note confirms the XXX XX/XX/XXXX

629

XXX

Calculated DSCR

XXX

True date and tape data are the same, no discrepancy

614

XXX

Note Date

XX/XX/XXXX

As per audit, XXX is XX/XX/XXXX. Tape data date of XX/XX/XXXX is the eClose Process Summary signature date and the Date Issued of the final Closing Disclosure (not the signature date of XX/XX/XXXX).

560

XXX

Note Date

XX/XX/XXXX

XXX matches note in file.

635

XXX

First Payment Date

XX/XX/XXXX

The note confirms the XXX of XX/XX/XXXX

Deal ID

Loan ID

Seller
Loan ID

Field Name

Verified Value

Bid Tape Value

Comment

635

XXX

Maturity Date

XX/XX/XXXX

The note confirms the XXX of XX/XX/XXXX

620

XXX

MIN No

XXX

The deed confirms the MIN

620

XXX

Calculated DSCR

XXX

The True Data and Tape Data are the same. No discrepancy

628

XXX

MIN No

XXX

The deed confirms the MIN

628

XXX

Calculated DSCR

XXX

Audit’s DSCR score $XXX(Leases)/$XXX(PITIA)=XXX, lender’s DSCR score XXX(Market)/$XXX(PITIA)=XXX. The discrepancy is the lender used the market rent. Audit used Lease due to transaction being a XXX

624

XXX

MIN No

XXX

The deed confirms the MIN

624

XXX

Calculated DSCR

XXX

Audit and lender used the $XXX(Market)/$XXX(PITIA)= XXX

634

XXX

Calculated DSCR

XXX

True data is accurate

799

XXX

Note Date

XX/XX/XXXX

Per final Note the closing date is XX/XX/XXXX

586

XXX

Note Date

XX/XX/XXXX

Updated as per Note Document

621

XXX

Calculated DSCR

XXX

True data verified per loan documents.

565

XXX

Note Date

XX/XX/XXXX

True data verified per Note.

583

XXX

Calculated DSCR

XXX

The calculated Audit’s DSCR score $XXX(Market)/$XXX(PITIA)=XXX, lender’s DSCR score XXX. There is no discrepancy

636

XXX

Calculated DSCR

XXX

Verified by the rent and debt

836

XXX

Note Date

XX/XX/XXXX

Note datw matches document p. XXX

836

XXX

Calculated DSCR

XXX

DSCR of XX/XX/XXXX is more than guideline min XXX

582

XXX

Note Date

XX/XX/XXXX

Signed note in the file dated XX/XX/XXXX

577

XXX

Note Date

XX/XX/XXXX

XXX confirmed with Note.

577

XXX

Calculated DSCR

XXX

XXX difference due to amount of Property Taxes. Documented amount is XXX and Lender used $XXX.

853

XXX

Calculated DSCR

XXX

Audit’s DSCR score $XXX(Market)/$XXX(PITIA)=XXX, lender’s DSCR score $XXX(Lease)/$XXX(PITIA)=XXX. The discrepancy is the lender used the lease amount instead of the Market rent. Even though this is a XXX, the property is listed as vacant on the appraisal

616

XXX

Calculated DSCR

XXX

XXX matches with lenders calculation. No discrepancy

857

XXX

Calculated DSCR

XXX

DSCR matches Lender Approval p. XXX

589

XXX

Qualifying CLTV

74.16

75.00

CLTV is based on XXX and is correct

589

XXX

Qualifying LTV

74.16

75.00

LTV is based on XXX and is correct

615

XXX

Calculated DSCR

XXX

Updated as per Document

617

XXX

Property Type

Condominium

PUD

Per DOT

605

XXX

Calculated DSCR

XXX

DSCR ratio matches lenders calculation.