Exhibit 99.2 Accelerating Valley’s National Digital Banking Franchise Acquisition of Bluevine Inc. September 28, 2026


CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS The foregoing contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are not historical facts and include expressions about management’s confidence and strategies and management’s expectations about our business, new and existing programs and products, acquisitions, relationships, opportunities, taxation, technology, market conditions and economic expectations. These statements may be identified by forward-looking terminology such as “intend,” “should,” “expect,” “believe,” “position,” “view,” “opportunity,” “allow,” “continues,” “reflects,” “would,” “could,” “typically,” “usually,” “anticipate,” “may,” “estimate,” “outlook,” “project” or similar statements or variations of such terms. Such forward-looking statements involve certain risks and uncertainties. Actual results may differ materially from such forward-looking statements. A detailed discussion of factors that could affect our results is included in our SEC filings, including Item 1A. “Risk Factors” of our Annual Report on Form 10-K for the year ended December 31, 2025. We undertake no duty to update any forward-looking statement to conform the statement to actual results or changes in our expectations, except as required by law. Although we believe that the expectations reflected in the forward-looking statements are reasonable, we cannot guarantee future results, levels of activity, performance or achievements. 2


Strategically Compelling Acquisition of Bluevine The Acquisition of Bluevine Enhances Our Funding Capabilities, Adds a Proven Nationwide Deposit Growth Platform and Accelerates Our Technology and AI Initiatives 1 ✓Grow Core Deposits: $2.1bn of active core deposits at a 1.44% cost, 84bps below Valley's 2.28% deposit cost Accelerates Valley's Long-Term Strategic ✓Proven Customer Acquisition: 175k active small businesses with significant account growth momentum and cross-sell upside Growth Imperatives ✓Accelerate AI Strategy: Experienced AI talent and capabilities to advance Valley’s digital and modernization efforts ✓Core-funded: Customer deposit relationships are gathered nationally through digital channels Bluevine Is a Purpose-Built, ✓Proprietary technology stack: Data, API and decisioning layer unifying third-party core and payment rails into one platform Fully Digital Deposit Engine ✓AI-native: Majority of new code is AI-generated and ~80% of customer inbound inquiries are AI-contained ✓Nationwide digital growth engine: Nationwide digital growth platform represents Valley’s newest specialized deposit vertical Bluevine Positions Valley to ✓Positioned to win: Established bank footprint + industry-leading technology and user interface positions Valley to win in the deep Compete in the Future State and fragmented small business banking segment of Digital Banking ✓Talent and capability: ~180 founder-led R&D professionals align with our tech-forward culture and build on our evolving AI efforts 2 ✓Capital position: 10.3%+ pro forma CET1 at close ; ~11.0% as adjusted for Basel III endgame as proposed Efficient Use of Capital With ✓Returns: 8%+ 2028E EPS accretion, ~5% TBV dilution at close, ~3-year TBV earn-back, and +150-200bps ROATCE benefit Attractive Long-Term Financial Returns ✓Execution: Integration risk moderated by relative size, retained leadership, and Valley’s acquisition track record Source: Company documents, Bluevine company unaudited financial disclosures as of June 30, 2026 provided to Valley. Note: Figures are illustrative and remain subject to confirmatory diligence, final purchase accounting and definitive documentation. 1. Valley anticipates onboarding all existing deposits originated by Bluevine following the termination of Bluevine’s current partner banking relationship within 3-6 months of acquisition close, subject to certain transition provisions. 2. Estimated common equity tier 1 capital is inclusive of Valley's proposed acquisition of Providence Financial Corporation announced on August 25, 2026. 3


A Leading SMB FinTech Banking Platform $2.1bn 175k $169mm 52k 1 2 Active Deposits Active SMB Customers Run-Rate Revenue LTM Account Growth Nationally Recognized Company Overview • Founded in 2013 and headquartered in Jersey City, NJ Best Best Online Business Checking Overall Small Business Bank • Provides an integrated suite of banking, payments, lending and financial- Account Overall (2026) (2026) management solutions • In-house technology and credit risk stack built over a decade for Best Best automated underwriting, real-time onboarding and fraud controls Best SMB Checking Account Banking Platform for SMBs (2025) (2023) 1 Platform-Generated Deposit Growth Integrated Product Ecosystem 35% CAGR Business Invoicing & $2.1 Bill Pay & AP Checking Payments $1.8 $1.3 Flex Line of International SBA / Term $1.0 Payments Credit Lending 2023 2024 2025 2026Q2 Source: Bluevine company unaudited financial disclosures provided to Valley as of June 30, 2026 or the annual periods as labeled above. 1. Valley anticipates onboarding all existing deposits originated by Bluevine following the termination of Bluevine’s current partner banking relationship within 3-6 months of acquisition close, subject to certain transition provisions. 2. Run-Rate revenue annualized for 1H’26. 4


Advancing Traditional Banking in a Digital Age The Bluevine acquisition keeps Valley ahead of the curve as bank + fintech convergence accelerates What the Fintech Disruptors Enable + Unlock New Deposit Channels: Low-cost deposits Digital customer acquisition: 175k small businesses gathered digitally, with better rates and no fees acquired nationally, with no physical branches Distribution: Digital channels broaden reach beyond a Owned technology: Proprietary data, API and risk-engine physical footprint augmenting the branch network layer built in-house over third-party core and payment rails Customer Acquisition: Mobile-first acquisition at a AI-native: Majority of new code is AI-generated with fraction of the cost to acquire and continuously serve ~80% of inbound inquiries AI-contained customers Talent Acquisition: Adds ~180 R&D professionals and a Integrated Technologies: Combines banking, payments, founder-led team providing enhanced capabilities to treasury and business tools on one digital platform accelerate Valley’s AI roadmap Selected Fintech Disruptors: Source: Bluevine company unaudited financial disclosures as of June 30, 2026 provided to Valley. 5


Digital Banking Channel Expands Valley’s National Reach Valley’s Existing Branch Network Bluevine’s Nationwide Digital Reach 175k Active digital SMB customers NY 41 $2.1bn PA Core deposits on platform NJ 127 IL IN 12 3 CA 3 1.44% Cost of deposits (2Q26) AZ AL 16 ~$220 Customer acquisition cost FL 42 ~40% YoY deposit growth VLY retail banking branches VLY commercial banking offices Providence Financial Bluevine digital reach Source: Company documents, Bluevine company unaudited financial disclosures as of June 30, 2026 provided to Valley. Note: Branch map includes recently announced Providence Financial Corporation acquisition branches with transaction closing expected in early 2027. 6


Adds Established AI Development Capabilities AI -Powered AI -Infused Risk Native Financial Operations Management Operating System Data infrastructure creates a Engineering & back office Centralized decision making robust analytics platform Customer support & Expansion of payments ML / DL / LLM models to collections services and management enhance risk capabilities Forward-looking customer- Unlocking the broader OS Decisioning & analytics focused AI through integrated software optimized for LTV and margin ~80% ~180 90%+ AI- R&D professionals of inbound inquiries AI-contained of new code AI-generated stack Source: Company documents, Bluevine company unaudited financial disclosures as of June 30, 2026 provided to Valley. 7


Deepens Valley's Specialty Deposit Mix Acquisition Significantly Enhances Core Deposit Growth Capabilities Specialty Deposit Mix Number of Accounts 99K 109K 144K 175K 663K 677K 687K 688K Healthcare & Other $2.0bn Digital SMB $2.1 Private Banking $48.8 $1.8 $46.8 $43.0 $41.6 $1.3 & Wealth $1.0 $2.1bn $1.7bn 2023 2024 2025 2026Q2 2023 2024 2025 2026Q2 Valley's Specialty 1 Deposit Verticals Cost of Total Deposits ~$15bn Pro Forma 6.0% Association Technology Banking 5.0% $2.4bn $1.5bn 4.0% 3.75% 3.0% International National Deposits, 2.28% 2.0% Corporate 1.49% Cannabis & Online 1.44% 1.0% $1.2bn $4.2bn 0.0% 2022Q2 2023Q2 2024Q2 2025Q2 2026Q2 Valley Providence Fed Funds (Upper Bound) Bluevine Source: Company documents, Bluevine company unaudited financial disclosures as of June 30, 2026 provided to Valley, S&P Capital IQ financial data as of June 30, 2026. Note: Core deposit figures in $bn. 1. Valley anticipates onboarding all existing deposits originated by Bluevine following the termination of Bluevine’s current partner banking relationship within 3-6 months of acquisition close, subject to certain transition provisions. 8


Boosts Valley’s Core Deposit Franchise Pro Forma Deposit Franchise $54.1bn $1.3bn $2.1bn $57.5bn 9% Indirect Customer 10% 65% 66% Traditional Deposits 100% 100% Specialized Deposits 26% 24% 2028 Target Loans / Core 107% 81% 6% 103% 100% Deposits Loans / 97% 81% 6% 93% 90% Deposits Cost of 2.28% 1.49% 1.44% 2.23% Deposits Source: Bluevine company unaudited financial disclosures as of June 30, 2026 provided to Valley, S&P Capital IQ as of June 30, 2026. Note: Financial data as of June 30, 2026. Assumptions reflect the transaction model and remain subject to confirmatory diligence, final purchase accounting and definitive documentation; Information shown pro forma for the onboarding of all existing deposits originated by Bluevine following the termination of Bluevine’s current partner banking relationship within 3-6 months of acquisition close, subject to certain transition provisions. 9


Scaled SMB Platform Drives Scalable Loan Origination Bluevine’s Lending Platform Fast and Easy Application Focus lending on opportunity to drive additional deposits Provides access to deep pool of potential small-ticket lending clients Multi-provider One loan Financing financing, single application, 10- tailored to small point of access minute decisions business needs Established forward flow capabilities Total Addressable Market 6 – 12 Months ~$34K Average Loan Size Loan Term 23M+ Independent 2 Business Owners $285bn+ 3 TAM 6.1M 23% 1 729 SMBs Average Net Yield Average FICO Score After Losses Source: Bluevine company unaudited financial disclosures as of June 30, 2026 provided to Valley. 1. SMBs defined as US businesses with between 1 and 499 employees. 2. Number of independent business owners with revenue greater than $5,000. 3. Total market opportunity reflects $135bn from current offerings and $150bn+ of incremental opportunity from future product expansion. 10


Financial Impact Overview Key Terms & Insights Key Assumptions ▪ Pro Forma Ownership: Valley 99% / Bluevine 1% ▪ Cost Savings: $50mm run-rate pre-tax cost savings, based on 10% of combined company’s small business-related expenses, including tech, ▪ Closing Date: Expected in early 1Q 2027 marketing and shared services; 50% phase-in for 2027, 100% thereafter ▪ Approvals: Transaction does not require bank regulatory approval or Valley shareholder approval; subject to HSR approval ▪ Restructuring Charge: 1.5x cost savings, 60% taken at close and the remainder over three years ▪ Leadership & Talent Retention: Eyal Lifshitz, Co-Founder and CEO of Bluevine, and Nir Klar, Co-Founder and CTO of Bluevine will ▪ Deposit Migration: Deposit program with third-party banking partner is remain with Valley supporting key talent retention expected to be terminated at closing with related deposits transitioning to Valley Bank within 180 days; transitioned deposits are expected to replace certain brokered deposits resulting in pro forma loans to non- brokered ratio of ~103% $340MM 75% / 25% Deal Value Cash / Stock ▪ Durbin Amendment impact: ~$20mm annual pre-tax dis-synergy based 2 on Bluevine interchange generation ▪ Loan Credit Mark: 15% of loans, or equal to 1.1x current reserves; no CECL “double-count” 8%+ ~5% 2028E EPS Accretion TBV Dilution ▪ Intangibles: Creation of ~$30mm non-goodwill intangibles related to Bluevine’s brand and technology ▪ Goodwill: Creation of ~$265mm goodwill 1 ~3 Years 10.3%+ ▪ Other Assets: Estimated other purchase accounting adjustments TBV Earnback CET1 at close resulting in additional net assets of $50mm Source: Company documents. 1. Estimated common equity tier 1 capital is inclusive of Valley's proposed acquisition of Providence Financial Corporation announced on August 25, 2026 and excludes potential ~70bp benefit from Basel III Endgame. 2. Represents 50% reduction in Durbin-related income. Pro Forma earnings adjusted to include full impact of Durbin Amendment on interchange income. 11


Primary Integration Priorities 1 2 3 Customer Continuity & Deposit Migration Cost Synergies Growth Momentum Transition deposits from partner bank to Valley, Uninterrupted Day 1 account and product access; Capture synergies without slowing unlocking the initial funding benefit sustain organic deposit growth deposit migration 1H27 Ongoing 2027–2028 Further Opportunities for Strategic Transformation Small Business Growth Cross-Sell Extract strategic value of aligning a digital-first customer acquisition Open Valley branch network to Bluevine customers and selectively with Valley’s physical delivery network and regulatory credibility introduce treasury management, wealth and insurance products Technology & Product Delivery Risk Operations Modernize Valley’s broader infrastructure and UX to better control Integrate best-in-class risk, compliance, and credit framework across our technology destiny and reduce third-party reliance the combined platform to enhance efficiencies 12


Summary Observations Accelerate Valley's Strategic Focus on SMB Growth to Build a High-Quality Funding Engine ✓ Acquires Production-Grade AI Capabilities and Engineering Talent to Further Evolve Valley’s Technology Strategy ✓ Opportunity to Penetrate New SMB Relationships with Treasury Management and Ancillary Products ✓ Further Diversifies Funding Base and Accelerates the Path to a ~90% Loan / Deposit Ratio ✓ Deploys a Portion of Basel III Capital Relief to Enhance Funding and Accelerate Profitability Improvement ✓ Disciplined Pricing and Attractive Financial Returns – ~8% 2028E EPS Accretion With a ~3-Year TBV earn-back ✓ Integration Risk Moderated by Relative Size, Retained Leadership, and Valley’s Acquisition Track Record ✓ 13


APPENDIX 14


Comprehensive Due Diligence Process Detailed due diligence performed by an extensive combination of Valley professionals and third-party advisors • Key focus areas included: ✓✓✓✓✓✓ Finance and Technology & Deposit & Loan Cybersecurity & Risk Management External Audit Accounting Platform Architecture Operations Data Privacy & Compliance ✓✓✓✓✓ ✓ Asset & Lending AI & Automation Core Integration Reporting Legal & Tax Human Resources Quality • Technology & Platform Architecture: Reviewed Bluevine’s cloud-native, AWS-hosted production environment spanning multiple availability zones, built on a microservices architecture of 100+ modular services interconnected through APIs • AI & Automation: Evaluated AI model development, deployment and governance across underwriting, fraud and customer service, including model explainability for compliance • Deposit & Loan Operations: Diligence of deposit gathering, funding and account operations alongside loan origination, servicing and collections processes across on- and off-balance sheet channels • Core Integration & Resiliency: Reviewed integration paths to Valley's core, third-party dependencies and shared services, and business continuity and disaster recovery posture 15


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