Harding, Loevner Funds, Inc.
Global Equity Portfolio
Portfolio of Investments
July 31, 2026 (unaudited)
 
 
Shares
Value
COMMON STOCKS - 97.4%
Canada - 1.1%
Alimentation Couche-Tard Inc.
(Consumer Staples
Distribution & Retail)
78,302
$5,083,472
China - 5.5%
Contemporary Amperex
Technology Co., Ltd.,
Class A (Capital Goods)†
124,700
7,322,936
Lenovo Group Ltd. (Technology
Hardware & Equipment)†
2,196,000
6,753,152
Tencent Holdings Ltd. (Media &
Entertainment)†
187,500
11,370,430
 
25,446,518
France - 3.8%
Safran SA (Capital Goods)†
11,618
4,549,631
Schneider Electric SE (Capital
Goods)†
38,450
12,907,595
 
17,457,226
Germany - 1.9%
Infineon Technologies AG
(Semiconductors &
Semiconductor Equipment)†
57,166
4,075,112
SAP SE - Sponsored ADR
(Software & Services)
24,515
4,501,444
 
8,576,556
Hong Kong - 1.6%
AIA Group Ltd. (Insurance)†
729,205
7,384,549
India - 0.8%
HDFC Bank Ltd. - ADR (Banks)
155,095
3,711,423
Ireland - 1.4%
Ryanair Holdings plc -
Sponsored ADR
(Transportation)
109,846
6,427,089
Japan - 5.3%
Chugai Pharmaceutical Co., Ltd.
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
72,900
3,164,515
Keyence Corp. (Technology
Hardware & Equipment)†
10,800
5,427,227
Kubota Corp. (Capital Goods)†
283,700
4,817,313
Sony Financial Group Inc.
(Financial Services)†
4,416,500
4,331,245
Sony Group Corp. (Consumer
Durables & Apparel)†
299,700
7,019,313
 
24,759,613
Netherlands - 1.8%
ASML Holding NV
(Semiconductors &
Semiconductor Equipment)†
4,983
8,148,378
Sweden - 2.8%
Epiroc AB, Class A (Capital
Goods)†
165,731
4,248,019
 
Shares
Value
COMMON STOCKS - 97.4% (continued)
Sweden - 2.8% (continued)
Spotify Technology SA (Media
& Entertainment)*
17,335
$8,666,460
 
12,914,479
Switzerland - 2.0%
Roche Holding AG
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
11,462
5,011,552
SGS SA, Reg S (Commercial &
Professional Services)†
37,531
4,447,981
 
9,459,533
Taiwan - 6.9%
Delta Electronics Inc.
(Technology Hardware &
Equipment)†
138,000
6,810,209
Taiwan Semiconductor
Manufacturing Co., Ltd. -
Sponsored ADR
(Semiconductors &
Semiconductor Equipment)
61,583
24,894,928
 
31,705,137
United Kingdom - 5.2%
Compass Group plc (Consumer
Services)†
220,383
6,996,528
Diploma plc (Capital Goods)†
49,513
4,891,486
Haleon plc (Pharmaceuticals,
Biotechnology & Life
Sciences)†
1,350,556
6,608,023
Shell plc (Energy)†
125,202
5,745,909
 
24,241,946
United States - 57.3%
AbbVie Inc. (Pharmaceuticals,
Biotechnology & Life
Sciences)
23,642
5,932,723
Accenture plc, Class A (Software
& Services)
25,992
4,312,593
Adobe Inc. (Software &
Services)*
21,087
5,280,396
Alphabet Inc., Class A (Media &
Entertainment)
64,363
22,921,595
Amazon.com Inc. (Consumer
Discretionary Distribution &
Retail)*
73,495
19,959,772
AMETEK Inc. (Capital Goods)
21,813
5,272,420
Amphenol Corp., Class A
(Technology Hardware &
Equipment)
42,721
6,865,265
Apple Inc. (Technology
Hardware & Equipment)
27,301
8,433,552
Atkore Inc. (Capital Goods)
47,384
3,457,137
Booking Holdings Inc.
(Consumer Services)
32,570
6,282,753
Broadcom Inc. (Semiconductors
& Semiconductor
Equipment)
24,960
9,716,429
1

Harding, Loevner Funds, Inc.
Global Equity Portfolio
Portfolio of Investments (continued)
July 31, 2026 (unaudited)
 
Shares
Value
COMMON STOCKS - 97.4% (continued)
United States - 57.3% (continued)
Danaher Corp. (Pharmaceuticals,
Biotechnology & Life
Sciences)
23,457
$4,573,646
Deere & Co. (Capital Goods)
9,510
5,636,292
Elevance Health Inc. (Health
Care Equipment & Services)
14,288
5,370,002
Equifax Inc. (Commercial &
Professional Services)
21,855
3,772,610
HEICO Corp. (Capital Goods)
16,822
5,994,688
Honeywell Aerospace Inc.
(Capital Goods)*
15,640
3,233,414
Honeywell International Inc.
(Capital Goods)
15,640
3,801,302
Johnson & Johnson
(Pharmaceuticals,
Biotechnology & Life
Sciences)
31,658
8,115,528
JPMorgan Chase & Co. (Banks)
15,605
5,489,683
Meta Platforms Inc., Class A
(Media & Entertainment)
20,290
11,295,646
Microsoft Corp. (Software &
Services)
27,997
13,010,766
Netflix Inc. (Media &
Entertainment)*
75,233
5,394,958
Neurocrine Biosciences Inc.
(Pharmaceuticals,
Biotechnology & Life
Sciences)*
27,337
4,559,812
NextEra Energy Inc. (Utilities)
48,011
4,173,116
Northrop Grumman Corp.
(Capital Goods)
6,350
3,444,748
nVent Electric plc (Capital
Goods)
41,518
6,386,714
NVIDIA Corp. (Semiconductors
& Semiconductor
Equipment)
107,590
21,598,692
Progressive Corp. (Insurance)
38,955
8,235,866
Reinsurance Group of
America Inc. (Insurance)
54,197
12,836,559
SLB Ltd. (Energy)
126,690
6,282,557
Thermo Fisher Scientific Inc.
(Pharmaceuticals,
Biotechnology & Life
Sciences)
14,437
8,291,169
Tradeweb Markets Inc., Class A
(Financial Services)
73,269
7,363,535
Visa Inc., Class A (Financial
Services)
22,119
8,098,429
 
265,394,367
Total Common Stocks (Cost $310,733,364)
$450,710,286
 
Shares
Value
PREFERRED STOCKS - 3.3%
South Korea - 3.3%
Samsung Electronics Co., Ltd. -
GDR, Reg S, 0.83%
(Technology Hardware &
Equipment)†+
5,083
$15,194,919
Total Preferred Stocks (Cost $11,381,298)
$15,194,919
SHORT TERM INVESTMENTS - 1.6%
Northern Institutional Funds -
Treasury Portfolio (Premier
Shares), 3.55% (Money
Market Funds)
7,392,237
7,392,237
Total Short Term Investments (Cost $7,392,237)
$7,392,237
Total Investments — 102.3%
(Cost $329,506,899)
$473,297,442
Liabilities Less Other Assets - (2.3)%
(10,535,879
)
Net Assets — 100.0%
$462,761,563
 
Summary of Abbreviations
ADR
American Depositary Receipt
GDR
Global Depositary Receipt
Reg S
Security sold outside United States without registration under
the Securities Act of 1933.
†
Investment categorized as level 2 security.
*
Non-income producing security.
+
Current yield is disclosed. Dividends are calculated based on a
percentage of the issuer’s net income.
 
2

Harding, Loevner Funds, Inc.
Global Equity Portfolio
Portfolio of Investments (continued)
July 31, 2026 (unaudited)
Industry
Percentage of
Net Assets
Banks
2.0
%
Capital Goods
16.3
Commercial & Professional Services
1.7
Consumer Discretionary Distribution & Retail
4.3
Consumer Durables & Apparel
1.5
Consumer Services
2.9
Consumer Staples Distribution & Retail
1.1
Energy
2.6
Financial Services
4.2
Health Care Equipment & Services
1.2
Insurance
6.2
Media & Entertainment
12.8
Pharmaceuticals, Biotechnology & Life Sciences
10.1
Semiconductors & Semiconductor Equipment
14.9
Software & Services
5.8
Technology Hardware & Equipment
10.8
Transportation
1.4
Utilities
0.9
Money Market Fund
1.6
Total Investments
102.3
Liabilities Less Other Assets
(2.3
)
Net Assets
100.0
%
3

Harding, Loevner Funds, Inc.
International Equity Portfolio
Portfolio of Investments
July 31, 2026 (unaudited)
 
 
Shares
Value
COMMON STOCKS - 97.3%
Canada - 6.6%
Alimentation Couche-Tard Inc.
(Consumer Staples
Distribution & Retail)
2,460,226
$159,721,203
Canadian National Railway Co.
(Transportation)
2,285,743
290,769,367
Manulife Financial Corp.
(Insurance)
8,750,356
388,639,937
 
839,130,507
China - 8.7%
Contemporary Amperex
Technology Co., Ltd.,
Class A (Capital Goods)†
5,297,457
311,090,107
Haier Smart Home Co., Ltd.,
Class A (Consumer Durables
& Apparel)†
31,872,288
109,598,190
Lenovo Group Ltd. (Technology
Hardware & Equipment)†
56,158,000
172,697,422
NetEase Inc. - ADR (Media &
Entertainment)
985,236
131,302,402
Ping An Insurance Group Co. of
China Ltd., Class H
(Insurance)†
15,815,000
118,414,693
SF Holding Co., Ltd., Class A
(Transportation)†
20,950,800
108,669,401
Tencent Holdings Ltd. (Media &
Entertainment)†
2,465,810
149,532,370
 
1,101,304,585
Denmark - 1.1%
Genmab A/S (Pharmaceuticals,
Biotechnology & Life
Sciences)*†
466,817
134,484,711
France - 4.3%
Air Liquide SA (Materials)†
672,718
132,484,422
Dassault Systemes SE (Software
& Services)†
3,164,402
73,647,693
L'Oreal SA (Household &
Personal Products)†
355,015
158,271,715
Schneider Electric SE (Capital
Goods)†
531,498
178,422,906
 
542,826,736
Germany - 4.6%
Allianz SE, Reg S (Insurance)†
619,886
309,399,632
Infineon Technologies AG
(Semiconductors &
Semiconductor Equipment)†
2,362,765
168,431,083
Symrise AG (Materials)†
979,583
100,709,109
 
578,539,824
Hong Kong - 3.5%
AIA Group Ltd. (Insurance)†
28,486,374
288,477,215
Techtronic Industries Co., Ltd.
(Capital Goods)†
8,921,500
150,618,705
 
439,095,920
India - 0.8%
HDFC Bank Ltd. - ADR (Banks)
4,424,428
105,876,562
 
Shares
Value
COMMON STOCKS - 97.3% (continued)
Indonesia - 0.3%
Telkom Indonesia Persero Tbk
PT (Telecommunication
Services)†
237,162,451
$34,685,046
Ireland - 0.9%
Ryanair Holdings plc -
Sponsored ADR
(Transportation)
1,866,193
109,190,952
Israel - 0.6%
Nice Ltd. - Sponsored ADR
(Software & Services)*
828,856
81,882,684
Japan - 13.8%
Chugai Pharmaceutical Co., Ltd.
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
4,783,800
207,659,924
Daifuku Co., Ltd. (Capital
Goods)†
3,725,007
137,393,362
Disco Corp. (Semiconductors &
Semiconductor Equipment)†
250,800
90,174,012
Hitachi Ltd. (Capital Goods)†
1,649,988
54,762,493
Keyence Corp. (Technology
Hardware & Equipment)†
231,534
116,350,700
Lasertec Corp. (Semiconductors
& Semiconductor
Equipment)†
837,900
193,461,051
M3 Inc. (Health Care Equipment
& Services)†
14,514,067
162,256,868
Obic Co., Ltd. (Software &
Services)†
2,784,300
78,530,928
Recruit Holdings Co., Ltd.
(Commercial & Professional
Services)†
2,852,700
224,236,987
Shionogi & Co., Ltd.
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
6,137,400
111,808,399
Sony Group Corp. (Consumer
Durables & Apparel)†
8,694,500
203,635,041
Sysmex Corp. (Health Care
Equipment & Services)†
8,630,820
86,667,115
Unicharm Corp. (Household &
Personal Products)†
13,126,500
82,957,423
 
1,749,894,303
Mexico - 3.3%
Fomento Economico Mexicano
SAB de CV - Sponsored
ADR (Food, Beverage &
Tobacco)
2,234,958
286,052,274
Grupo Financiero Banorte SAB
de CV, Series O (Banks)
11,916,263
138,004,217
 
424,056,491
Netherlands - 2.6%
ASML Holding NV
(Semiconductors &
Semiconductor Equipment)†
194,543
318,123,613
4

Harding, Loevner Funds, Inc.
International Equity Portfolio
Portfolio of Investments (continued)
July 31, 2026 (unaudited)
 
Shares
Value
COMMON STOCKS - 97.3% (continued)
Netherlands - 2.6% (continued)
ASML Holding NV - ADR, Reg
S (Semiconductors &
Semiconductor Equipment)
3,825
$6,230,925
 
324,354,538
Peru - 1.8%
Credicorp Ltd. (Banks)
575,234
230,427,236
Singapore - 2.9%
DBS Group Holdings Ltd.
(Banks)†
3,913,618
225,639,974
Sea Ltd. - ADR (Consumer
Discretionary Distribution &
Retail)*
1,368,262
146,048,286
 
371,688,260
South Korea - 4.7%
NAVER Corp. (Media &
Entertainment)†
1,205,528
175,150,256
Samsung Electronics Co., Ltd. -
GDR, Reg S (Technology
Hardware & Equipment)†
100,680
425,398,397
 
600,548,653
Spain - 5.5%
Amadeus IT Group SA
(Consumer Services)†
3,933,552
244,486,513
Banco Bilbao Vizcaya
Argentaria SA (Banks)†
15,394,389
430,987,860
Banco Bilbao Vizcaya
Argentaria SA - Sponsored
ADR (Banks)
754,586
21,090,679
 
696,565,052
Sweden - 9.3%
Alfa Laval AB (Capital Goods)†
3,945,259
233,573,882
Assa Abloy AB, Class B (Capital
Goods)†
3,659,901
135,686,145
Atlas Copco AB, Class A
(Capital Goods)†
5,580,435
118,113,106
Epiroc AB, Class A (Capital
Goods)†
5,360,771
137,407,349
Skandinaviska Enskilda Banken
AB, Class A (Banks)†
10,320,014
241,961,190
Spotify Technology SA (Media
& Entertainment)*
634,366
317,144,938
 
1,183,886,610
Switzerland - 3.8%
Novartis AG, Reg S
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
840,563
131,218,610
Roche Holding AG
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
607,593
265,659,042
 
Shares
Value
COMMON STOCKS - 97.3% (continued)
Switzerland - 3.8% (continued)
Sonova Holding AG, Reg S
(Health Care Equipment &
Services)†
299,114
$81,434,448
 
478,312,100
Taiwan - 6.3%
Delta Electronics Inc.
(Technology Hardware &
Equipment)†
6,189,000
305,423,066
Taiwan Semiconductor
Manufacturing Co., Ltd. -
Sponsored ADR
(Semiconductors &
Semiconductor Equipment)
1,205,081
487,153,994
 
792,577,060
United Kingdom - 10.7%
BAE Systems plc (Capital
Goods)†
9,807,540
277,277,482
Compass Group plc (Consumer
Services)†
4,885,917
155,113,854
Haleon plc (Pharmaceuticals,
Biotechnology & Life
Sciences)†
43,428,421
212,487,296
Rio Tinto plc (Materials)†
2,979,267
291,965,955
Shell plc (Energy)†
9,191,871
421,843,543
 
1,358,688,130
United States - 1.2%
MercadoLibre Inc. (Consumer
Discretionary Distribution &
Retail)*
82,785
155,466,091
Total Common Stocks (Cost $7,255,305,009)
$12,333,482,051
PREFERRED STOCKS - 1.1%
Brazil - 1.1%
Itau Unibanco Holding SA -
Sponsored ADR, 3.87%
(Banks)+
16,614,778
140,561,022
Total Preferred Stocks (Cost $136,586,749)
$140,561,022
5

Harding, Loevner Funds, Inc.
International Equity Portfolio
Portfolio of Investments (continued)
July 31, 2026 (unaudited)
 
Shares
Value
SHORT TERM INVESTMENTS - 1.6%
Northern Institutional Funds -
Treasury Portfolio (Premier
Shares), 3.55% (Money
Market Funds)
208,948,294
$208,948,294
Total Short Term Investments (Cost
$208,948,294)
$208,948,294
Total Investments — 100.0%
(Cost $7,600,840,052)
$12,682,991,367
Liabilities Less Other Assets - (0.0)%
(1,012,313
)
Net Assets — 100.0%
$12,681,979,054
 
Summary of Abbreviations
ADR
American Depositary Receipt
GDR
Global Depositary Receipt
Reg S
Security sold outside United States without registration under
the Securities Act of 1933.
†
Investment categorized as level 2 security.
*
Non-income producing security.
+
Current yield is disclosed. Dividends are calculated based on a
percentage of the issuer’s net income.
 
Industry
Percentage of
Net Assets
Banks
12.1
%
Capital Goods
13.6
Commercial & Professional Services
1.8
Consumer Discretionary Distribution & Retail
2.3
Consumer Durables & Apparel
2.5
Consumer Services
3.1
Consumer Staples Distribution & Retail
1.2
Energy
3.3
Food, Beverage & Tobacco
2.2
Health Care Equipment & Services
2.7
Household & Personal Products
2.0
Insurance
8.8
Materials
4.1
Media & Entertainment
6.1
Pharmaceuticals, Biotechnology & Life Sciences
8.4
Semiconductors & Semiconductor Equipment
10.0
Software & Services
1.8
Technology Hardware & Equipment
8.0
Telecommunication Services
0.3
Transportation
4.1
Money Market Fund
1.6
Total Investments
100.0
Liabilities Less Other Assets
(0.0
)
Net Assets
100.0
%
6

Harding, Loevner Funds, Inc.
International Small Companies Portfolio
Portfolio of Investments
July 31, 2026 (unaudited)
 
 
Shares
Value
COMMON STOCKS - 98.2%
Argentina - 1.4%
Vista Energy SAB de CV - ADR
(Energy)*
33,614
$2,368,106
Bangladesh - 0.7%
Square Pharmaceuticals plc
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
681,545
1,218,355
Belgium - 1.8%
Lotus Bakeries NV (Food,
Beverage & Tobacco)†
236
3,034,618
Brazil - 1.3%
XP Inc., Class A (Financial
Services)
130,713
2,229,964
Canada - 2.1%
Kinaxis Inc. (Software &
Services)*
30,769
3,687,407
China - 4.3%
Haitian International Holdings
Ltd. (Capital Goods)†
393,000
1,044,213
Qingdao Haier Biomedical Co.,
Ltd., Class A (Health Care
Equipment & Services)†
544,400
2,276,535
Shanghai Friendess Electronic
Technology Corp., Ltd.,
Class A (Technology
Hardware & Equipment)†
74,011
1,148,280
Shanghai Hanbell Precise
Machinery Co., Ltd., Class A
(Capital Goods)†
500,700
1,887,991
Yantai China Pet Foods Co.,
Ltd., Class A (Food,
Beverage & Tobacco)†
228,899
1,129,199
 
7,486,218
Denmark - 1.6%
Ringkjoebing Landbobank A/S
(Banks)†
10,040
2,692,620
Finland - 1.8%
Vaisala OYJ, Class A
(Technology Hardware &
Equipment)†
48,459
3,076,492
France - 5.1%
Alten SA (Software & Services)†
33,643
2,915,917
IPSOS SA (Media &
Entertainment)†
32,185
1,326,469
Rubis SCA (Utilities)†
121,104
4,678,707
 
8,921,093
Germany - 9.9%
Atoss Software SE (Software &
Services)†
21,196
2,059,827
Bechtle AG (Software &
Services)†
60,668
2,526,342
Brenntag SE (Capital Goods)†
34,560
2,436,782
FUCHS SE (Materials)†
75,531
3,012,527
 
Shares
Value
COMMON STOCKS - 98.2% (continued)
Germany - 9.9% (continued)
KWS Saat SE & Co. KGaA
(Food, Beverage &
Tobacco)†
40,969
$3,397,803
Nemetschek SE (Software &
Services)†
7,152
479,063
Scout24 SE (Media &
Entertainment)^†
25,148
2,157,178
TeamViewer SE (Software &
Services)*^†
154,704
1,069,425
 
17,138,947
Hong Kong - 0.8%
ASMPT Ltd. (Semiconductors &
Semiconductor Equipment)†
76,800
1,460,545
India - 1.6%
Max Financial Services Ltd.
(Insurance)*†
174,385
2,747,208
Israel - 1.5%
Nice Ltd. - Sponsored ADR
(Software & Services)*
26,921
2,659,526
Italy - 2.6%
Carel Industries SpA (Capital
Goods)^†
57,513
1,794,682
Reply SpA (Software &
Services)†
20,545
2,620,126
 
4,414,808
Japan - 18.6%
Ariake Japan Co., Ltd. (Food,
Beverage & Tobacco)†
25,100
846,407
Asahi Intecc Co., Ltd. (Health
Care Equipment &
Services)†
140,400
3,169,464
Curves Holdings Co., Ltd.
(Consumer Services)†
220,300
1,325,090
GMO Payment Gateway Inc.
(Financial Services)†
49,600
3,078,724
Harmonic Drive Systems Inc.
(Capital Goods)†
51,700
1,944,375
Japan Elevator Service Holdings
Co., Ltd. (Commercial &
Professional Services)†
63,700
678,226
JCU Corp. (Materials)†
18,000
656,288
M3 Inc. (Health Care Equipment
& Services)†
208,300
2,328,645
MISUMI Group Inc. (Capital
Goods)†
125,400
3,026,402
Rakus Co., Ltd. (Software &
Services)†
316,300
2,103,271
Rohto Pharmaceutical Co., Ltd.
(Household & Personal
Products)†
211,800
3,177,569
Sanrio Co., Ltd. (Consumer
Discretionary Distribution &
Retail)†
305,600
2,443,218
7

Harding, Loevner Funds, Inc.
International Small Companies Portfolio
Portfolio of Investments (continued)
July 31, 2026 (unaudited)
 
Shares
Value
COMMON STOCKS - 98.2% (continued)
Japan - 18.6% (continued)
Santen Pharmaceutical Co., Ltd.
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
265,400
$3,141,982
SHIFT Inc. (Software &
Services)*†
332,900
1,838,251
Sony Financial Group Inc.
(Financial Services)†
2,501,200
2,452,917
 
32,210,829
Malaysia - 1.3%
Dialog Group Bhd. (Energy)†
1,821,240
881,410
TIME dotCom Bhd.
(Telecommunication
Services)†
987,000
1,449,233
 
2,330,643
Mexico - 1.2%
Megacable Holdings SAB de CV
(Media & Entertainment)
608,900
2,075,312
Netherlands - 0.5%
BE Semiconductor Industries NV
(Semiconductors &
Semiconductor Equipment)†
3,624
841,125
Norway - 0.8%
Medistim ASA (Health Care
Equipment & Services)†
59,694
1,423,926
Panama - 1.5%
Copa Holdings SA, Class A
(Transportation)
18,788
2,653,241
Peru - 1.0%
Ferreycorp SAA (Capital Goods)
1,344,535
1,681,411
Poland - 0.9%
Allegro.eu SA (Consumer
Discretionary Distribution &
Retail)*^†
133,122
1,610,052
Romania - 0.8%
Societatea Nationala de Gaze
Naturale ROMGAZ SA
(Energy)†
356,791
1,450,011
South Korea - 0.6%
Cheil Worldwide Inc. (Media &
Entertainment)†
76,637
1,014,900
Spain - 1.9%
Bankinter SA (Banks)†
67,325
1,237,140
Linea Directa Aseguradora SA
Cia de Seguros y Reaseguros
(Insurance)†
1,349,713
1,995,825
 
3,232,965
Sweden - 2.6%
Cellavision AB (Health Care
Equipment & Services)†
100,233
1,549,341
Dynavox Group AB (Technology
Hardware & Equipment)†
100,735
759,345
 
Shares
Value
COMMON STOCKS - 98.2% (continued)
Sweden - 2.6% (continued)
Hexpol AB (Materials)†
137,092
$1,276,740
Paradox Interactive AB (Media
& Entertainment)†
67,321
989,023
 
4,574,449
Switzerland - 5.7%
Belimo Holding AG, Reg S
(Capital Goods)†
2,268
2,364,972
Bossard Holding AG, Class A,
Reg S (Capital Goods)†
9,169
2,580,032
Burckhardt Compression
Holding AG (Capital
Goods)†
3,342
1,997,463
Tecan Group AG, Reg S
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
9,948
2,312,293
Temenos AG, Reg S (Software &
Services)†
8,398
703,470
 
9,958,230
Taiwan - 3.8%
ASPEED Technology Inc.
(Semiconductors &
Semiconductor
Equipment)*†
7,700
3,379,060
Silergy Corp. (Semiconductors &
Semiconductor Equipment)†
258,000
3,239,721
 
6,618,781
Thailand - 0.7%
Bumrungrad Hospital pcl, Reg S
(Health Care Equipment &
Services)†
228,200
1,281,351
United Kingdom - 17.0%
Airtel Africa plc
(Telecommunication
Services)^†
514,195
2,310,734
Autotrader Group plc (Media &
Entertainment)^†
130,308
923,896
Baltic Classifieds Group plc
(Media & Entertainment)†
1,176,064
3,182,180
Clarkson plc (Transportation)†
79,886
5,102,112
Cranswick plc (Food, Beverage
& Tobacco)†
52,278
3,768,295
Croda International plc
(Materials)†
50,379
2,181,085
Diploma plc (Capital Goods)†
37,617
3,716,257
Games Workshop Group plc
(Consumer Durables &
Apparel)†
7,737
1,992,969
Grafton Group plc - CDI (Capital
Goods)†
108,804
1,415,268
Rathbones Group plc (Financial
Services)†
49,163
1,104,644
Spirax Group plc (Capital
Goods)†
24,797
2,326,025
8

Harding, Loevner Funds, Inc.
International Small Companies Portfolio
Portfolio of Investments (continued)
July 31, 2026 (unaudited)
 
Shares
Value
COMMON STOCKS - 98.2% (continued)
United Kingdom - 17.0% (continued)
YouGov plc (Media &
Entertainment)†
421,793
$1,453,884
 
29,477,349
Vietnam - 2.8%
FPT Corp. (Software &
Services)†
570,415
1,452,356
Hoa Phat Group JSC
(Materials)†
4,196,502
3,453,417
 
4,905,773
Total Common Stocks (Cost $121,028,523)
$170,476,255
SHORT TERM INVESTMENTS - 1.5%
Northern Institutional Funds -
Treasury Portfolio (Premier
Shares), 3.55% (Money
Market Funds)
2,665,229
2,665,229
Total Short Term Investments (Cost $2,665,229)
$2,665,229
Total Investments — 99.7%
(Cost $123,693,752)
$173,141,484
Other Assets Less Liabilities - 0.3%
520,455
Net Assets — 100.0%
$173,661,939
 
Summary of Abbreviations
ADR
American Depositary Receipt
CDI
CREST Depositary Interest
Reg S
Security sold outside United States without registration under
the Securities Act of 1933.
*
Non-income producing security.
†
Investment categorized as level 2 security.
^
Security exempt from registration pursuant to Rule 144A of the
Securities Act of 1933. These securities, which represent 5.7%
of net assets as of July 31, 2026, are considered liquid and may
be resold in transactions exempt from registration, normally to
qualified buyers.
 
Industry
Percentage of
Net Assets
Banks
2.3
%
Capital Goods
16.5
Commercial & Professional Services
0.4
Consumer Discretionary Distribution & Retail
2.3
Consumer Durables & Apparel
1.2
Consumer Services
0.8
Energy
2.7
Financial Services
5.1
Food, Beverage & Tobacco
7.1
Health Care Equipment & Services
6.8
Household & Personal Products
1.8
Insurance
2.8
Materials
6.1
Media & Entertainment
7.4
Pharmaceuticals, Biotechnology & Life Sciences
3.8
Semiconductors & Semiconductor Equipment
5.1
Software & Services
13.9
Technology Hardware & Equipment
2.9
Telecommunication Services
2.1
Transportation
4.4
Utilities
2.7
Money Market Fund
1.5
Total Investments
99.7
Other Assets Less Liabilities
0.3
Net Assets
100.0
%
9

Harding, Loevner Funds, Inc.
Institutional Emerging Markets Portfolio
Portfolio of Investments
July 31, 2026 (unaudited)
 
 
Shares
Value
COMMON STOCKS - 95.1%
Brazil - 5.0%
B3 SA - Brasil Bolsa Balcao
(Financial Services)*
1,902,100
$5,902,377
Lojas Renner SA (Consumer
Discretionary Distribution &
Retail)*
554,030
1,486,405
Raia Drogasil SA (Consumer
Staples Distribution & Retail)
2,766,543
10,085,658
WEG SA (Capital Goods)
781,552
7,277,207
 
24,751,647
China - 24.0%
Alibaba Group Holding Ltd.
(Consumer Discretionary
Distribution & Retail)†
752,298
11,490,960
Contemporary Amperex
Technology Co., Ltd.,
Class A (Capital Goods)†
233,979
13,740,282
Hefei Meiya Optoelectronic
Technology Inc., Class A
(Capital Goods)†
853,336
2,003,692
Jiangsu Hengli Hydraulic Co.,
Ltd., Class A (Capital
Goods)†
492,300
7,927,094
Lenovo Group Ltd. (Technology
Hardware & Equipment)†
1,382,000
4,249,935
Li Ning Co., Ltd. (Consumer
Durables & Apparel)†
2,003,000
3,875,155
Midea Group Co., Ltd., Class A
(Consumer Durables &
Apparel)†
418,902
5,439,814
NetEase Inc. (Media &
Entertainment)†
431,900
11,531,254
Ping An Insurance Group Co. of
China Ltd., Class H
(Insurance)†
1,369,000
10,250,377
Sany Heavy Industry Co., Ltd.,
Class A (Capital Goods)†
1,276,100
3,892,950
SF Holding Co., Ltd., Class A
(Transportation)†
768,418
3,985,696
Shanghai Friendess Electronic
Technology Corp., Ltd.,
Class A (Technology
Hardware & Equipment)†
285,949
4,436,498
Shenzhou International Group
Holdings Ltd. (Consumer
Durables & Apparel)†
444,410
2,528,487
Tencent Holdings Ltd. (Media &
Entertainment)†
343,855
20,852,155
WuXi AppTec Co., Ltd., Class A
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
629,433
11,991,911
 
118,196,260
Egypt - 1.6%
Commercial International Bank
Egypt - GDR, Reg S
(Banks)†
2,801,484
7,588,335
 
Shares
Value
COMMON STOCKS - 95.1% (continued)
Hong Kong - 3.2%
AIA Group Ltd. (Insurance)†
715,956
$7,250,378
Techtronic Industries Co., Ltd.
(Capital Goods)†
501,261
8,462,622
 
15,713,000
India - 8.7%
Bajaj Auto Ltd. (Automobiles &
Components)†
27,880
3,372,365
HDFC Bank Ltd. (Banks)†
1,604,661
12,584,076
HDFC Life Insurance Co., Ltd.
(Insurance)^†
597,148
3,433,963
ICICI Bank Ltd. (Banks)†
576,781
8,680,129
Maruti Suzuki India Ltd.
(Automobiles &
Components)†
56,210
8,389,083
Supreme Industries Ltd. (Capital
Goods)†
51,382
1,866,780
Tata Consultancy Services Ltd.
(Software & Services)†
184,794
4,582,715
 
42,909,111
Indonesia - 1.5%
Bank Central Asia Tbk PT
(Banks)†
14,911,929
5,244,265
Bank Rakyat Indonesia Persero
Tbk PT (Banks)†
13,167,086
2,226,540
 
7,470,805
Italy - 2.2%
Tenaris SA - ADR (Energy)
189,921
10,888,171
Kazakhstan - 1.7%
Kaspi.KZ JSC - ADR (Financial
Services)
47,782
4,242,086
NAC Kazatomprom JSC - GDR,
Reg S (Energy)†
61,157
3,879,759
 
8,121,845
Kenya - 1.3%
Safaricom plc
(Telecommunication
Services)†
22,955,382
6,483,283
Mexico - 3.8%
Fomento Economico Mexicano
SAB de CV - Sponsored
ADR (Food, Beverage &
Tobacco)
63,280
8,099,207
Grupo Financiero Banorte SAB
de CV, Series O (Banks)
760,529
8,807,812
Wal-Mart de Mexico SAB de CV
(Consumer Staples
Distribution & Retail)
673,525
1,954,135
 
18,861,154
Panama - 1.0%
Copa Holdings SA, Class A
(Transportation)
35,835
5,060,619
Peru - 0.6%
Credicorp Ltd. (Banks)
7,108
2,847,323
10

Harding, Loevner Funds, Inc.
Institutional Emerging Markets Portfolio
Portfolio of Investments (continued)
July 31, 2026 (unaudited)
 
Shares
Value
COMMON STOCKS - 95.1% (continued)
Russia - 0.0%^^
Sberbank of Russia PJSC
(Banks)*‡#
36,588,248
$—
Saudi Arabia - 1.6%
Al Rajhi Bank (Banks)†
233,710
3,895,287
Bupa Arabia for Cooperative
Insurance Co. (Insurance)†
98,155
4,115,091
 
8,010,378
Singapore - 0.8%
Sea Ltd. - ADR (Consumer
Discretionary Distribution &
Retail)*
36,194
3,863,348
South Africa - 2.3%
Clicks Group Ltd. (Consumer
Staples Distribution &
Retail)†
230,685
3,078,793
Discovery Ltd. (Insurance)†
244,802
3,887,614
Standard Bank Group Ltd.
(Banks)†
219,627
4,389,764
 
11,356,171
South Korea - 11.2%
Cheil Worldwide Inc. (Media &
Entertainment)†
210,479
2,787,364
Coway Co., Ltd. (Consumer
Durables & Apparel)†
112,539
7,242,481
Kakao Corp. (Media &
Entertainment)†
204,941
5,383,204
NAVER Corp. (Media &
Entertainment)†
22,107
3,211,909
Samsung Electronics Co., Ltd. -
GDR, Reg S (Technology
Hardware & Equipment)†
4,637
19,592,495
SK hynix Inc. (Semiconductors
& Semiconductor
Equipment)†
15,471
16,997,549
 
55,215,002
Taiwan - 17.7%
Airtac International Group
(Capital Goods)†
242,783
9,813,553
ASPEED Technology Inc.
(Semiconductors &
Semiconductor
Equipment)*†
25,934
11,380,848
Delta Electronics Inc.
(Technology Hardware &
Equipment)†
206,950
10,212,846
Eclat Textile Co., Ltd.
(Consumer Durables &
Apparel)†
184,181
1,958,881
Hon Hai Precision Industry Co.,
Ltd. (Technology Hardware
& Equipment)†
1,841,545
14,230,777
Silergy Corp. (Semiconductors &
Semiconductor Equipment)†
305,000
3,829,903
 
Shares
Value
COMMON STOCKS - 95.1% (continued)
Taiwan - 17.7% (continued)
Taiwan Semiconductor
Manufacturing Co., Ltd.
(Semiconductors &
Semiconductor Equipment)†
477,527
$35,710,341
 
87,137,149
Thailand - 0.4%
Bumrungrad Hospital pcl, Reg S
(Health Care Equipment &
Services)†
336,055
1,886,960
United Arab Emirates - 1.0%
Emaar Properties PJSC (Real
Estate Management &
Development)†
1,602,009
4,763,969
United Kingdom - 1.0%
Coca-Cola HBC AG - CDI
(Food, Beverage &
Tobacco)†
75,274
5,084,553
United States - 1.7%
EPAM Systems Inc. (Software &
Services)*
17,509
1,848,250
MercadoLibre Inc. (Consumer
Discretionary Distribution &
Retail)*
3,490
6,554,045
 
8,402,295
Vietnam - 2.8%
Hoa Phat Group JSC
(Materials)†
7,348,240
6,047,069
Mobile World Investment Corp.
(Consumer Discretionary
Distribution & Retail)†
2,816,800
7,497,092
 
13,544,161
Total Common Stocks (Cost $383,449,588)
$468,155,539
PREFERRED STOCKS - 4.1%
Brazil - 1.2%
Itau Unibanco Holding SA -
Sponsored ADR, 3.87%
(Banks)+
697,835
5,903,684
Colombia - 0.7%
Grupo Cibest SA - ADR, 5.74%
(Banks)+
38,077
3,522,884
South Korea - 2.2%
Samsung Electronics Co., Ltd. -
GDR, Reg S, 0.83%
(Technology Hardware &
Equipment)†+
3,496
10,450,804
Total Preferred Stocks (Cost $12,290,375)
$19,877,372
11

Harding, Loevner Funds, Inc.
Institutional Emerging Markets Portfolio
Portfolio of Investments (continued)
July 31, 2026 (unaudited)
 
Shares
Value
SHORT TERM INVESTMENTS - 0.6%
Northern Institutional Funds -
Treasury Portfolio (Premier
Shares), 3.55% (Money
Market Funds)
3,074,468
$3,074,468
Total Short Term Investments (Cost $3,074,468)
$3,074,468
Total Investments — 99.8%
(Cost $398,814,431)
$491,107,379
Other Assets Less Liabilities - 0.2%
1,149,557
Net Assets — 100.0%
$492,256,936
 
Summary of Abbreviations
ADR
American Depositary Receipt
CDI
CREST Depositary Interest
GDR
Global Depositary Receipt
Reg S
Security sold outside United States without registration under
the Securities Act of 1933.
*
Non-income producing security.
†
Investment categorized as level 2 security.
^
Security exempt from registration pursuant to Rule 144A of the
Securities Act of 1933. This security, which represents 0.7% of
net assets as of July 31, 2026, is considered liquid and may be
resold in transactions exempt from registration, normally to
qualified buyers.
‡
Investment categorized as level 3 security that is effectively
valued at zero.
#
Following the December 19, 2025 reorganization of the
Emerging Markets Portfolio into the Portfolio
(“Reorganization”), 20,812,636 additional shares of Sberbank
were not transferred to the Portfolio due to applicable U.S.
sanctions. Pursuant to the Plan of Reorganization approved by
the Board of Directors, as soon as legally permissible and
reasonably practicable to do so, these shares, or the net
proceeds from their sale or disposition, will be transferred to
the Portfolio for no additional consideration. Please see the
October 8, 2025 Prospectus Supplement for further details
regarding the Reorganization.
+
Current yield is disclosed. Dividends are calculated based on a
percentage of the issuer’s net income.
^^
Amount is less than 0.005%.
 
Industry
Percentage of
Net Assets
Automobiles & Components
2.4
%
Banks
13.4
Capital Goods
11.2
Consumer Discretionary Distribution & Retail
6.2
Consumer Durables & Apparel
4.3
Consumer Staples Distribution & Retail
3.0
Energy
3.0
Financial Services
2.1
Food, Beverage & Tobacco
2.6
Health Care Equipment & Services
0.4
Insurance
5.9
Materials
1.3
Media & Entertainment
8.9
Pharmaceuticals, Biotechnology & Life Sciences
2.4
Real Estate Management & Development
1.0
Semiconductors & Semiconductor Equipment
13.7
Software & Services
1.3
Technology Hardware & Equipment
13.0
Telecommunication Services
1.3
Transportation
1.8
Money Market Fund
0.6
Total Investments
99.8
Other Assets Less Liabilities
0.2
Net Assets
100.0
%
12

Harding, Loevner Funds, Inc.
Frontier Emerging Markets Portfolio
Portfolio of Investments
July 31, 2026 (unaudited)
 
 
Shares
Value
COMMON STOCKS - 93.1%
Bangladesh - 1.3%
BRAC Bank plc (Banks)†
899,730
$462,104
GrameenPhone Ltd.
(Telecommunication
Services)†
160,761
336,806
Square Pharmaceuticals plc
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
447,046
799,156
 
1,598,066
Colombia - 2.8%
Cementos Argos SA - Sponsored
ADR (Materials)†
196,131
3,425,271
Egypt - 2.9%
Commercial International Bank
Egypt - GDR, Reg S
(Banks)†
1,280,435
3,468,294
Indonesia - 2.9%
Bank Central Asia Tbk PT
(Banks)†
3,321,600
1,168,149
Map Aktif Adiperkasa PT
(Consumer Discretionary
Distribution & Retail)†
36,171,100
1,307,637
Sumber Alfaria Trijaya Tbk PT
(Consumer Staples
Distribution & Retail)†
5,847,900
428,984
Telkom Indonesia Persero Tbk
PT (Telecommunication
Services)†
4,385,855
641,432
 
3,546,202
Kazakhstan - 8.2%
Halyk Savings Bank of
Kazakhstan JSC - GDR, Reg
S (Banks)†
79,787
2,557,232
Kaspi.KZ JSC - ADR (Financial
Services)
47,395
4,207,728
NAC Kazatomprom JSC - GDR,
Reg S (Energy)†
50,201
3,184,718
 
9,949,678
Kenya - 5.2%
Equity Group Holdings plc
(Banks)†
2,769,700
1,858,675
KCB Group plc (Banks)†
1,836,400
1,222,173
Safaricom plc
(Telecommunication
Services)†
11,102,450
3,135,662
 
6,216,510
Morocco - 7.2%
Akdital SA (Health Care
Equipment & Services)†
7,856
960,524
Attijariwafa Bank (Banks)†
20,418
1,501,882
Itissalat Al-Maghrib
(Telecommunication
Services)†
157,838
1,566,749
 
Shares
Value
COMMON STOCKS - 93.1% (continued)
Morocco - 7.2% (continued)
Societe d'Exploitation des Ports
(Transportation)†
50,097
$4,624,680
 
8,653,835
Panama - 1.7%
Copa Holdings SA, Class A
(Transportation)
14,761
2,084,548
Peru - 8.4%
Alicorp SAA (Food, Beverage &
Tobacco)
65,338
243,203
Credicorp Ltd. (Banks)
22,017
8,819,570
Ferreycorp SAA (Capital Goods)
808,822
1,011,474
 
10,074,247
Philippines - 14.8%
Bank of the Philippine Islands
(Banks)†
964,730
1,613,399
BDO Unibank Inc. (Banks)†
992,121
2,024,226
Century Pacific Food Inc. (Food,
Beverage & Tobacco)†
3,036,600
1,556,487
International Container Terminal
Services Inc.
(Transportation)†
478,490
7,501,567
Jollibee Foods Corp. (Consumer
Services)†
901,150
2,194,416
SM Prime Holdings Inc. (Real
Estate Management &
Development)†
7,407,700
2,217,180
Universal Robina Corp. (Food,
Beverage & Tobacco)†
798,550
772,294
 
17,879,569
Poland - 0.7%
Allegro.eu SA (Consumer
Discretionary Distribution &
Retail)*^†
72,445
876,190
Romania - 6.0%
Banca Transilvania SA (Banks)†
697,707
5,665,151
Societatea Nationala de Gaze
Naturale ROMGAZ SA
(Energy)†
383,678
1,559,280
 
7,224,431
Saudi Arabia - 2.9%
Al Rajhi Bank (Banks)†
48,390
806,525
Bupa Arabia for Cooperative
Insurance Co. (Insurance)†
29,229
1,225,409
Mouwasat Medical Services Co.
(Health Care Equipment &
Services)†
85,682
1,419,814
 
3,451,748
Slovenia - 2.1%
Krka dd Novo mesto
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
8,638
2,584,846
13

Harding, Loevner Funds, Inc.
Frontier Emerging Markets Portfolio
Portfolio of Investments (continued)
July 31, 2026 (unaudited)
 
Shares
Value
COMMON STOCKS - 93.1% (continued)
Thailand - 0.7%
Bumrungrad Hospital pcl, Reg S
(Health Care Equipment &
Services)†
141,900
$796,773
United Arab Emirates - 1.5%
Agthia Group PJSC (Food,
Beverage & Tobacco)†
444,858
387,051
Emaar Properties PJSC (Real
Estate Management &
Development)†
462,666
1,375,851
 
1,762,902
United Kingdom - 5.6%
Airtel Africa plc
(Telecommunication
Services)^†
763,308
3,430,220
Helios Towers plc
(Telecommunication
Services)*†
1,246,018
3,309,802
 
6,740,022
United States - 1.8%
Fabrinet (Technology Hardware
& Equipment)*
5,017
2,184,452
Vietnam - 16.4%
Bank for Foreign Trade of
Vietnam JSC (Banks)†
1,688,135
3,810,160
FPT Corp. (Software &
Services)†
807,475
2,055,944
Gemadept Group Corp.
(Transportation)†
634,900
1,855,950
Hoa Phat Group JSC
(Materials)†
5,636,842
4,638,713
Mobile World Investment Corp.
(Consumer Discretionary
Distribution & Retail)†
1,581,100
4,208,198
Saigon Beer Alcohol Beverage
Corp. (Food, Beverage &
Tobacco)†
827,420
1,368,705
Vietnam Dairy Products JSC
(Food, Beverage &
Tobacco)†
770,394
1,783,211
 
19,720,881
Total Common Stocks (Cost $77,680,726)
$112,238,465
PREFERRED STOCKS - 5.4%
Colombia - 5.4%
Grupo Cibest SA - ADR, 5.74%
(Banks)+
69,955
6,472,237
Total Preferred Stocks (Cost $2,242,521)
$6,472,237
 
Shares
Value
SHORT TERM INVESTMENTS - 1.4%
Northern Institutional Funds -
Treasury Portfolio (Premier
Shares), 3.55% (Money
Market Funds)
1,646,048
$1,646,048
Total Short Term Investments (Cost $1,646,048)
$1,646,048
Total Investments — 99.9%
(Cost $81,569,295)
$120,356,750
Other Assets Less Liabilities - 0.1%
138,327
Net Assets — 100.0%
$120,495,077
 
Summary of Abbreviations
ADR
American Depositary Receipt
GDR
Global Depositary Receipt
Reg S
Security sold outside United States without registration under
the Securities Act of 1933.
†
Investment categorized as level 2 security.
*
Non-income producing security.
^
Security exempt from registration pursuant to Rule 144A of the
Securities Act of 1933. These securities, which represent 3.6%
of net assets as of July 31, 2026, are considered liquid and may
be resold in transactions exempt from registration, normally to
qualified buyers.
+
Current yield is disclosed. Dividends are calculated based on a
percentage of the issuer’s net income.
 
14

Harding, Loevner Funds, Inc.
Frontier Emerging Markets Portfolio
Portfolio of Investments (continued)
July 31, 2026 (unaudited)
Industry
Percentage of
Net Assets
Banks
34.6
%
Capital Goods
0.9
Consumer Discretionary Distribution & Retail
5.3
Consumer Services
1.8
Consumer Staples Distribution & Retail
0.3
Energy
3.9
Financial Services
3.5
Food, Beverage & Tobacco
5.1
Health Care Equipment & Services
2.7
Insurance
1.0
Materials
6.7
Pharmaceuticals, Biotechnology & Life Sciences
2.7
Real Estate Management & Development
3.0
Software & Services
1.7
Technology Hardware & Equipment
1.8
Telecommunication Services
10.3
Transportation
13.2
Money Market Fund
1.4
Total Investments
99.9
Other Assets Less Liabilities
0.1
Net Assets
100.0
%
15