v3.26.3
Consolidated Statements of Operations - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Interest income    
Loans, including fees $ 19,530 $ 17,742
Mortgage-backed securities 406 301
Interest-bearing deposits and other 856 1,194
Total interest income 20,792 19,237
Interest expense    
Deposits 7,691 8,146
Borrowings 1,990 2,750
Total interest expense 9,681 10,896
Net interest income 11,111 8,341
Provision for credit losses 237 39
Net interest income after provision for loan losses 10,874 8,302
Non-interest income    
Earnings on bank-owned life insurance 88 86
Net gains on sales of loans 309 201
Other 232 213
Total non-interest income 629 500
Non-interest expense    
Employee compensation and benefits 5,067 4,846
Data processing 1,018 674
Occupancy and equipment 564 550
FDIC insurance premiums 232 253
Voice and data communications 122 136
Advertising 159 186
Outside service fees 488 511
Audit and accounting 382 354
Franchise and other taxes 59 132
Foreclosure and REO expense, net 62 88
Regulatory assessments 134 97
Legal fees 167 304
Other non-interest expense 545 433
Total non-interest expense 8,999 8,564
Income (loss) before income taxes 2,504 238
Income tax expense (benefit)    
Current 593 207
Deferred 2 (150)
Total income tax expense (benefit) 595 57
NET INCOME $ 1,909 $ 181
EARNINGS PER SHARE    
Basic (in Dollars per share) $ 0.24 $ 0.02
Diluted (in Dollars per share) $ 0.24 $ 0.02