v3.26.3
Deposits
12 Months Ended
Jun. 30, 2026
Deposits [Abstract]  
DEPOSITS

NOTE F - DEPOSITS

 

Deposits consist of the following major classifications at June 30:

 

(in thousands)   2026     2025  
Non-interest bearing checking accounts   $ 11,165     $ 11,805  
Interest bearing transaction accounts                
Checking accounts     22,031       17,567  
Savings Accounts     33,306       43,001  
Money market demand deposits     11,245       5,615  
Total interest bearing transaction accounts     66,582       66,183  
Total demand, transaction and passbook deposits     77,747       77,988  
Certificates of deposit     183,085       199,575  
Total deposits   $ 260,832     $ 277,563  

 

Maturities of outstanding certificates of deposit at June 30 are summarized as follows:

 

(in thousands)   2026  
2027   $ 163,293  
2028     18,952  
2029     363  
2030     193  
2031 and thereafter     284  
    $ 183,085  

 

At June 30, 2026 and 2025, the Company had certificate of deposit accounts with balances equal to or in excess of $250,000 totaling approximately $30.1 million and $34.6 million, respectively. Brokered certificates of deposit totaled $29.6 million at June 30, 2026 compared to $44.0 million at June 30, 2025.