VCC 2026-4 ABS-15G

 

Exhibit 99.12

 

Client LN SitusAMC ID EDGAR Loan ID Servicer LN Address City ST Zip Trade Title Report Effective Date Title Report Date Tax Certificate Effective Date Subject Lien Recorded Number of Pages Recorded Subject Mortgage Originator Origination Balance Origination Date Recording Date Mortgage Book Mortgage Page Mortgage Doc Number County of Recording State of Recording Critical Defect SMtg Open Address Variation Origination Vesting Current Vesting SMtg First Position Mortgage Prior Lien / Judgment Municipal Lien Association Super Lien Property Tax Lien Property Tax Status SMtg Lien Position (Mortgages) Critical Exception Count Prior Mortgage Exception Count Prior Mortgage Exception Total Prior Mortgage Exception Details Prior Lien Exception Count Prior Lien Exception Total Prior Lien Exception Details Municipal Lien Exception Count Municipal Lien Exception Total Municipal Lien Exception Details Property Tax Lien Exception Count Property Tax Lien Exception Total Property Tax Lien Exception Details Association Lien Exception Count Association Lien Exception Total Association Lien Exception Details IRS Lien Exception Count IRS Lien Exception Total IRS Lien Exception Details Deed Vesting Exception Categories Property Tax Status Issue DQ Property Tax Amount Property Tax Status Details Final Event Level Title Exceptions Title Comments
XXXX XXXX VCC2026-4_100650   XXXX XXXX XXXX XXXX XXXX 08/19/2026 08/28/2026   Yes 22 XXXX $XXX XX/XX/XXXXX XX/XX/XXXXX     XXXX XXXX XX Pass Pass Pass Pass Pass Pass Pass Pass Pass Pass Pass 1 0       0     0     0     0     0             1