JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.)

SEPARATE ACCOUNTS H, Q, R, T, W, AND X

JOHN HANCOCK LIFE INSURANCE COMPANY OF NEW YORK

SEPARATE ACCOUNT A

Supplement dated September 25, 2026 to the prospectus for your Contract

This Supplement applies to ACCOMMODATOR VARIABLE ANNUITY, ACCOMMODATOR 2000 VARIABLE ANNUITY, INDEPENDENCE PREFERRED VARIABLE ANNUITY, INDEPENDENCE 2000 VARIABLE ANNUITY, MARKETPLACE VARIABLE ANNUITY, PATRIOT VARIABLE ANNUITY, DECLARATION VARIABLE ANNUITY, REVOLUTION ACCESS VARIABLE ANNUITY, REVOLUTION EXTRA VARIABLE ANNUITY, REVOLUTION EXTRA II VARIABLE ANNUITY, REVOLUTION VALUE VARIABLE ANNUITY, REVOLUTION VALUE II VARIABLE ANNUITY, VENTURE VARIABLE ANNUITY, VENTURE VISION® VARIABLE ANNUITY, VENTURE VANTAGE® VARIABLE ANNUITY, VENTURE® STRATEGY VARIABLE ANNUITY, WEALTH BUILDER VARIABLE ANNUITY, and WEALTHMARK VARIABLE ANNUITY Contracts issued by John Hancock Life Insurance Company (U.S.A.) or John Hancock Life Insurance Company of New York (the “Contracts”). It supplements the prospectus for the Contract you purchased (the “Annuity Prospectus”). This Supplement must be preceded or accompanied by the Annuity Prospectus for your Contract. Please retain it for future reference.

 

You should read this Supplement together with the Annuity Prospectus and retain all documents for future reference. We define certain terms in this Supplement. If a term is not defined in this Supplement, it has the meaning given to it in the Annuity Prospectus. If you would like another copy of the Annuity Prospectus please contact our Annuities Service Center at 1-800-344-1029 to request a free copy. You may also visit our website at johnhancock.com/annuities.

Changes to Variable Investment Options

Effective August 1, 2026 (the “Effective Date”), there is a retroactive reduction in “Current Expenses” for the John Hancock Variable Insurance Trust (“JHVIT”) Equity Income Trust in the “Appendix: Portfolios Available Under the Contract” section of the Annuity Prospectus.

Accordingly, the “Current Expenses” of the JHVIT Equity Income Trust Portfolio are updated as follows in the “Appendix: Portfolios Available Under the Contract” section of the Annuity Prospectus where each entry appears:

 

 Investment Objective     Portfolio and Adviser/Subadviser    Current
Expenses		   

Average Annual Total

Returns

(as of 12/31/25) (%)

 

     
  

1-Year

 

   

5-Year

 

   

10-Year

 

     
To provide substantial dividend income and also long-term growth of capital.   

Equity Income Trust – Series I

John Hancock Variable Trust Advisers

LLC/T. Rowe Price Associates, Inc.

 

    0.76%*    14.39    11.10    10.47   
To provide substantial dividend income and also long-term growth of capital.   

Equity Income Trust – Series II

John Hancock Variable Trust Advisers

LLC/T. Rowe Price Associates, Inc.

 

    0.96%*    14.18    10.88    10.25   
To provide substantial dividend income and also long-term growth of capital.   

Equity Income Trust – Series NAV

John Hancock Variable Trust Advisers

LLC/T. Rowe Price Associates, Inc.

 

    0.71%*    14.42    11.15    10.52   

* This portfolio’s annual expenses reflect temporary fee or expense waivers or reimbursements.

You should retain this Supplement for future reference.

Supplement dated September 25, 2026

 

9/26: VAPS90    333-70864    333-138846    333-164140    333-164138    333-164147    333-164143    333-164146    333-164148
   333-61283    033-46217    333-164137    333-164139    333-164134    333-164144    333-164142    333-164136
   333-164135    333-164141