JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.)
SEPARATE ACCOUNTS A, N, S, U, UV, AND V
JOHN HANCOCK LIFE INSURANCE COMPANY OF NEW YORK
SEPARATE ACCOUNT B
Supplement dated September 25, 2026 to the Statutory Prospectuses,
Updating Summary Prospectuses, and Initial Summary Prospectuses,
dated April 27, 2026
Changes to Variable Investment Options
This Supplement is intended for distribution with the Statutory Prospectuses, Updating Summary Prospectuses, and Initial Summary Prospectuses, as applicable, (each a “prospectus”) dated April 27, 2026 for variable life insurance contracts issued by John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York, as applicable. This Supplement must be proceeded or accompanied by the Prospectus for your policy. Please retain it for future reference. This Supplement applies to the following policies:
| Accumulation Survivorship Variable Universal Life 2020
|
Majestic Variable Universal Life 98 | |
| Accumulation SVUL
|
Majestic Variable Universal Life 2025 | |
| Accumulation Variable Universal Life
|
Majestic Variable Universal Life 2025 Employer Market | |
| Accumulation Variable Universal Life 08
|
Majestic VCOLIX | |
| Accumulation Variable Universal Life 2014
|
Majestic VULX | |
| Accumulation Variable Universal Life 2019
|
Medallion Executive Variable Life | |
| Accumulation Variable Universal Life 2021
|
Medallion Executive Variable Life II | |
| Accumulation Variable Universal Life 2021 Core
|
Medallion Executive Variable Life III | |
| Accumulation Variable Universal Life 2025
|
Medallion Variable Life | |
| Accumulation Variable Universal Life 2025 Employer Market
|
Medallion Variable Universal Life Edge | |
| Corporate VUL
|
Medallion Variable Universal Life Edge II | |
| Corporate VUL 05
|
Medallion Variable Universal Life Plus | |
| Corporate VUL 08
|
Performance Executive Variable Life | |
| eVariable Life
|
Performance Survivorship Variable Universal Life | |
| Flex V1
|
Protection SVUL | |
| Flex V2
|
Protection Variable Universal Life | |
| Majestic Accumulation Variable Universal Life 2019
|
Protection Variable Universal Life 09 | |
| Majestic Accumulation Variable Universal Life 2021
|
Protection Variable Universal Life 2012 | |
| Majestic Performance Survivorship Variable Universal Life
|
Protection Variable Universal Life 2017 | |
| Majestic Performance Variable Universal Life
|
Protection Variable Universal Life 2021 | |
| Majestic Survivorship Variable Universal Life 2020
|
Protection Variable Universal Life 2023 | |
| Majestic Survivorship VULX
|
Simplified Life | |
| Majestic Variable COLI
|
Variable Estate Protection | |
| Majestic Variable Estate Protection
|
Variable Estate Protection Edge | |
| Majestic Variable Estate Protection 98
|
Variable Estate Protection Plus | |
| Majestic Variable Universal Life
|
Variable Master Plan Plus |
Changes to Current Expenses
Effective August 1, 2026 (the “Effective Date”), there is a retroactive reduction in “Current Expenses” for the JHVIT Equity Income Trust in the “Appendix: Portfolios Available Under the Policy” section of the prospectus.
Accordingly, the “Current Expenses” of the JHVIT Equity Income Trust Series NAV portfolio are deleted in the “Appendix: Portfolios Available Under the Policy” section of each prospectus and replaced with the following:
| Investment Objective | Portfolio and Adviser/Subadviser | Current Expenses |
Average Annual Total Returns (as of 12/31/25) (%) | |||||||
| 1-Year
|
5-Year | 10-Year | ||||||||
| To provide substantial dividend income and also long-term growth of capital. |
Equity Income Trust - Series NAV John Hancock Variable Trust Advisers LLC/T. Rowe Price Associates, Inc.
|
0.71%* | 14.42 | 11.15 | 10.52 | |||||
* This portfolio’s annual expenses reflect temporary fee or expense waivers or reimbursements.
You should read this supplement together with the prospectus for the contract you purchased and retain both documents for future reference.
Prior to making any investment decisions, you should carefully review your product prospectus and all applicable supplements. In addition, you should review the prospectuses and applicable supplements for the underlying portfolios that we make available as investment options under the policies. The prospectuses describe the investment objectives, policies and restrictions of, and the risks relating to, investment in the portfolios. In the case of any of the portfolios that are operated as feeder funds, you should also review the prospectus for the corresponding master fund. If you need to obtain additional copies of any of these documents, please contact your representative or contact our Service Office at the address or telephone number on the back page of your product prospectus.
VLI ProdSupp VL 09/2026
| 333-85284 | 333-233647 | 333-131134 | 333-238712 | 333-164162 | ||||
| 333-124150 | 333-233648 | 333-132905 | 333-126668 | 333-164164 | ||||
| 333-131299 | 333-236446 | 333-141693 | 333-152409 | 333-164163 | ||||
| 333-141692 | 333-236447 | 333-148992 | 333-164150 | 333-164165 | ||||
| 333-148991 | 333-248502 | 333-151631 | 333-164151 | 333-164166 | ||||
| 333-151630 | 333-254210 | 333-152407 | 333-164152 | 333-164167 | ||||
| 333-152406 | 333-254211 | 333-152408 | 333-164153 | 333-164168 | ||||
| 333-153252 | 333-265436 | 333-153253 | 333-164156 | 333-164169 | ||||
| 333-157212 | 333-266659 | 333-157213 | 333-164154 | 333-164158 | ||||
| 333-179570 | 333-281927 | 333-179571 | 333-164155 | 333-164159 | ||||
| 333-193994 | 333-281928 | 333-193995 | 333-164171 | 333-164175 | ||||
| 333-194818 | 333-127543 | 333-235396 | 333-164173 | 333-164176 | ||||
| 333-217721 | 333-131139 | 333-235397 | 333-164161 | 333-286256 | ||||
| 333-164160 | 333-164174 | 333-286257 |