Exhibit 99.6
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218848 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218848 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218848 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218756 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218756 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218756 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218586 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218586 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218586 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218686 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218686 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218686 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218782 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218782 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218782 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218863 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218863 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218863 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218837 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218837 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218837 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218731 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218731 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218731 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218582 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218582 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218582 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218819 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218819 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218819 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218683 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218683 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218683 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218762 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218762 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218762 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218719 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218719 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218719 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218622 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218622 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218622 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218816 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218816 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218816 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218788 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218788 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218788 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218820 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218820 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218820 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218825 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218825 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218825 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218706 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218706 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218706 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218680 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218680 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218680 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218662 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218662 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218662 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218676 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218676 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218676 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218641 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218641 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218641 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218806 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218806 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX rate spread home loan test X.XXX The loan exceeded the X.XXXXRate Spread Home Loan threshold The loan has an APR of XX.XXX The XX RSHL APR threshold is X.XXX The loan is a compliant HPML Appraisal and prepayment requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9218806 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218817 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218817 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218817 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218672 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218672 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218672 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218749 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218749 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218749 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218800 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218800 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218800 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218599 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218599 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX rate spread home loan test X.XXX The loan exceeded the X.XXXXRate Spread Home Loan threshold The loan has an APR of XX.XXX The XX RSHL APR threshold is X.XXX The loan is a compliant HPML Appraisal and prepayment requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9218599 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218670 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218670 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218670 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218812 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218812 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218812 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218650 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218650 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218650 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218768 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218768 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218768 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218809 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218809 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218809 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218693 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218693 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218693 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218854 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218854 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218854 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218746 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218746 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218746 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218653 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218653 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218653 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218729 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218729 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218729 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218766 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218766 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218766 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218724 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218724 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218724 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218836 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218836 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218836 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218583 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218583 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218583 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218793 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218793 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218793 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218867 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218867 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218867 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218862 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218862 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218862 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | Avm Report | XXXXX | The secondary valuation from XXXXXX value from XXXXXX did not supported the original appraised value dollar XXXXX within XX percent | Open | 3 | 3 | 3 | 3 | |||||||||||||||||||||
| XXXXXX |
9218671 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218671 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218671 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218805 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218805 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218805 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218795 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218795 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218795 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218858 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218858 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218858 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218730 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218730 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218730 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218580 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218580 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218580 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218849 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218849 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218849 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218593 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218593 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218593 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218772 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218772 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218772 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218840 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218840 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218840 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218705 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218705 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218705 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218722 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218722 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218722 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218741 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218741 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218741 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218753 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218753 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218753 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218636 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218636 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218636 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218845 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218845 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218845 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218784 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218784 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX rate spread home loan test X.XXX The loan exceeded the X.XXXXRate Spread Home Loan threshold The loan has an APR of XX.XXX The XX RSHL APR threshold is X.XXX The loan is a compliant HPML Appraisal and prepayment requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9218784 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218735 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218735 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218735 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218803 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218803 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218803 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218846 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218846 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218846 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218708 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218708 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218708 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218733 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218733 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218733 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218665 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218665 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218665 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218639 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218639 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218639 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218856 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218856 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218856 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | Avm Report | XXXXX | The secondary valuation from XXXXXX value from XXXXXX did not supported the original appraised value dollar XXXXX within XX percent | Open | 3 | 3 | 3 | 3 | |||||||||||||||||||||
| XXXXXX |
9218823 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218823 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218823 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218815 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218815 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218815 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218799 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218799 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218799 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218801 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218801 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218801 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218743 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218743 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218743 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218655 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218655 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218655 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218669 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218669 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218669 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218684 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218684 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218684 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218689 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218689 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218689 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218755 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218755 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218755 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218623 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218623 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218623 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218581 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218581 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218581 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218790 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218790 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218790 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218699 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218699 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218699 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218690 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218690 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218690 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218657 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218657 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218657 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218783 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218783 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218783 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218674 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218674 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218674 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218594 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218594 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218594 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218659 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218659 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218659 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218842 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218842 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218842 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218702 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218702 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218702 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218579 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218579 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218579 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218811 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218811 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218811 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218853 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218853 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218853 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218677 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218677 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218677 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218596 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218596 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218596 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218855 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218855 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218855 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | Avm Report | XXXXX | The secondary valuation from XXXXXX value from XXXXXX did not supported the original appraised value dollar XXXXX within XX percent | Open | 3 | 3 | 3 | 3 | |||||||||||||||||||||
| XXXXXX |
9218850 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218850 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218850 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218728 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218728 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218728 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218585 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218585 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218585 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218774 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218774 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218774 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218778 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218778 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218778 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218600 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218600 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218600 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218828 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218828 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218828 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218668 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218668 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218668 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218716 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218716 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX rate spread home loan test X.XXX The loan exceeded the X.XXXXRate Spread Home Loan threshold The loan has an APR of XX.XXX The XX RSHL APR threshold is X.XXX The loan is a compliant HPML Appraisal and prepayment requirements have been met. | Open | 2 | 2 | 2 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218716 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218605 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218605 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218605 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218614 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218614 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218614 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218717 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218717 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218717 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218618 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218618 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218618 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218667 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218667 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218667 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218739 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218739 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218739 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218609 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218609 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218609 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218634 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218634 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218634 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218754 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218754 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218754 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218763 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218763 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218763 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218742 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218742 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX rate spread home loan test X.XXX The loan exceeded the X.XXXXRate Spread Home Loan threshold The loan has an APR of XX.XXX The XX RSHL APR threshold is X.XXX The loan is a compliant HPML Appraisal and prepayment requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9218742 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218615 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218615 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218615 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218645 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218645 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218645 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218780 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218780 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218780 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218718 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218718 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218718 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218838 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218838 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218838 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218703 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | Truv Payroll document missing | XXXXX | Income is calculated using TRUV_PAYROLL but Payroll Document is missing in loan file to calculate the income | Cleared | Rebuttal 1 (XX/XX/XXXX XX:XX XX) Uploaded Truv report used in income verification. Used total verified income since was less than total stated income. Truv Calculated Payroll Income = XXX,XXX.XX YTD Days = XXX Total Verified Income = XXX,XXX.XX Total Stated Income = XXX,XXX.XX Borrower_Income_UW = XXX,XXX.XX |
Response1: XX/XX/XXXX XX:XX XX The income documentation has been provided and reviewed. The income calculation was verified and found to be accurate and consistent with the supporting documentation. Therefore, the exception has been satisfactorily addressed and is considered cleared. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXXXX |
9218703 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218703 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218830 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218830 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218830 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218813 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218813 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218813 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218597 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218597 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218597 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218776 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218776 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218776 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218687 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218687 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218687 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218707 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218707 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218707 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218844 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218844 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218844 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218859 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218859 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218859 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | Avm Report | XXXXX | The secondary valuation from XXXXXX value from XXXXXX did not supported the original appraised value dollar XXXXX within XX percent | Open | 3 | 3 | 3 | 3 | |||||||||||||||||||||
| XXXXXX |
9218827 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218827 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218827 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218640 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218640 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218640 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218679 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218679 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218679 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218620 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218620 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218620 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218777 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218777 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218777 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218745 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218745 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218745 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218792 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218792 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218792 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218869 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218869 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218869 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218802 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218802 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218802 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218804 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218804 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218804 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218758 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218758 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218758 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218852 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218852 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Occupancy issue | XXXXX | The AVM report indicates that the owner history shows the property as not owner-occupied. However, the application summary lists it as a primary residence.Additionally, the public record county search shows a different mailing address for the borrower. Please provide supporting documentation, such as a recent utility bill in the borrower’s name showing the subject property address as primary residence , to verify the occupancy status. | Cleared | Rebuttal 1 (XX/XX/XXXX XX:XX XX) Uploaded grant deed showing transfer to our borrower along with signed application summary disclosure attesting to primary residence. |
Response1: XX/XX/XXXX XX:XX XX The provided Grant Deed confirms the transfer of ownership and signed application reflects subject primary residence. Conditioned cleared (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXXXX |
9218852 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218592 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218592 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218592 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218760 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218760 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218760 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218797 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218797 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218797 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218601 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218601 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218601 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218714 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218714 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218714 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218638 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218638 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218638 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218740 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218740 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218740 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218644 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218644 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218644 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218576 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218576 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218576 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218794 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218794 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218794 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218661 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218661 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218661 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218637 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218637 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218637 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218781 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218781 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218781 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218732 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218732 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218732 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218715 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218715 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218715 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218630 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218630 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218630 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218621 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218621 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218621 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218624 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218624 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218624 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218628 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218628 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218628 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218757 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218757 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218757 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218612 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218612 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218612 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218617 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | Truv Payroll document missing | XXXXX | Income is calculated using TRUV_PAYROLL but Payroll Document is missing in loan file to calculate the income | Cleared | Rebuttal 1 (XX/XX/XXXX XX:XX XX) Uploaded Truv report used in income verification. Used total verified income since was less than total stated income. Truv Calculated Payroll Income = XXX,XXX.XX YTD Days = XXX Total Verified Income = XXX,XXX.XX Total Stated Income = XXX,XXX.XX Borrower_Income_UW = XXX,XXX.XX |
Response1: XX/XX/XXXX XX:XX XX The income documentation has been provided and reviewed. The income calculation was verified and found to be accurate and consistent with the supporting documentation. Therefore, the exception has been satisfactorily addressed and is considered cleared. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXXXX |
9218617 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218617 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218658 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218658 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218658 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218643 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218643 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218643 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218818 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | Truv Payroll document missing | XXXXX | Income documents-Income calculated using TRUV_PAYROLL documents but income documents are missing in loan file.Provide income documents to verify the income | Cleared | Rebuttal 1 (XX/XX/XXXX XX:XX XX) Uploaded Truv report used in income verification. Used total verified income since was less than total stated income. Truv Calculated Payroll Income = XXX,XXX.XX YTD Days = XXX Total Verified Income = XXX,XXX.XX Total Stated Income = XXX,XXX.XX Borrower_Income_UW = XXX,XXX.XX |
Response1: XX/XX/XXXX XX:XX XX The income documentation has been provided and reviewed. The income calculation was verified and found to be accurate and consistent with the supporting documentation. Therefore, the exception has been satisfactorily addressed and is considered cleared. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXXXX |
9218818 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218818 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218681 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218681 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218681 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218834 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218834 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218834 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218847 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218847 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218847 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218660 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218660 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218660 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218759 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218759 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218759 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218747 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218747 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218747 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218748 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218748 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218748 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218647 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218647 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218647 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218710 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218710 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218710 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218864 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218864 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218864 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218822 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218822 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218822 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218635 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218635 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218635 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218771 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218771 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX rate spread home loan test X.XXX The loan exceeded the X.XXXXRate Spread Home Loan threshold The loan has an APR of XX.XXX The XX RSHL APR threshold is X.XXX The loan is a compliant HPML Appraisal and prepayment requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9218771 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218602 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218602 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218602 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218750 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218750 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218750 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218626 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218626 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218626 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218786 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218786 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218786 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218720 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218720 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218720 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218709 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218709 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218709 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218831 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218831 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218831 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218629 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218629 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218629 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218752 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218752 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218752 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218868 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218868 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218868 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218734 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218734 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218734 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218666 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218666 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218666 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218832 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218832 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218832 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218633 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218633 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218633 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218770 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218770 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218770 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218737 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218737 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218737 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218692 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218692 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX rate spread home loan test X.XXX The loan exceeded the X.XXXXRate Spread Home Loan threshold The loan has an APR of XX.XXX The XX RSHL APR threshold is X.XXX The loan is a compliant HPML Appraisal and prepayment requirements have been met. | Open | 2 | 2 | 2 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218692 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218787 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218787 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218787 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218651 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218651 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218651 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218866 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218866 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX rate spread home loan test X.XXX The loan exceeded the X.XXXXRate Spread Home Loan threshold The loan has an APR of XX.XXX The XX RSHL APR threshold is X.XXX The loan is a compliant HPML Appraisal and prepayment requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9218866 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218613 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218613 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218613 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218826 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218826 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218826 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218631 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218631 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218631 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218685 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218685 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218685 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218738 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218738 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218738 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218841 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | Truv Payroll document missing | XXXXX | Income is calculated using TRUV_PAYROLL but Payroll Document is missing in loan file to calculate the income | Cleared | Rebuttal 1 (XX/XX/XXXX XX:XX XX) Uploaded Truv report used in income verification. Used total verified income since was less than total stated income. Truv Calculated Payroll Income = XXX,XXX.XX YTD Days = XXX Total Verified Income = XXX,XXX.XX Total Stated Income = XXX,XXX.XX Borrower_Income_UW = XXX,XXX.XX |
Response1: XX/XX/XXXX XX:XX XX The income documentation has been provided and reviewed. The income calculation was verified and found to be accurate and consistent with the supporting documentation. Therefore, the exception has been satisfactorily addressed and is considered cleared. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXXXX |
9218841 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218841 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218584 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218584 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218584 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218610 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218610 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218610 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218829 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218829 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218829 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218791 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218791 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX rate spread home loan test X.XXX The loan exceeded the X.XXXXRate Spread Home Loan threshold The loan has an APR of XX.XXX The XX RSHL APR threshold is X.XXX The loan is a compliant HPML Appraisal and prepayment requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9218791 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218577 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218577 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218577 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218736 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218736 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218736 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218575 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218575 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218575 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218726 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218726 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218726 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218589 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218589 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218589 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218767 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218767 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218767 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218789 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218789 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218789 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218588 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218588 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218588 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218682 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218682 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218682 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218833 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218833 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218833 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218696 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218696 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218696 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218761 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218761 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218761 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218839 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218839 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218839 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218646 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218646 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218646 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218678 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218678 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218678 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218656 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218656 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218656 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218865 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218865 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218865 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218824 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218824 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218824 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218779 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218779 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218779 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218765 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218765 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218765 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218775 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218775 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218775 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218675 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218675 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218675 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218808 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218808 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218808 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218725 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218725 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218725 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218796 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218796 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218796 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218843 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218843 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218843 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218821 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218821 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218821 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218701 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218701 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218701 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218773 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218773 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218773 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218727 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218727 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218727 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218590 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218590 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218590 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218648 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218648 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218648 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218619 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218619 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218619 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218627 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218627 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218627 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218606 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218606 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218606 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218649 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218649 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218649 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218860 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218860 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218860 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218663 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218663 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218663 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218632 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218632 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218632 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218697 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218697 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218697 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218857 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218857 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Occupancy issue | XXXXX | The AVM report’s ownership history indicates that the property is not owner-occupied; however, the application identifies it as the borrower’s primary residence. Please provide supporting documentation, such as a recent utility bill in the borrower’s name showing the subject property address as primary residence , to verify the occupancy status. | Cleared | Rebuttal 1 (XX/XX/XXXX XX:XX XX) Uploaded quit claim deed showing transfer to our borrowers along with signed application summary disclosure attesting to primary residence. |
Response1: XX/XX/XXXX XX:XX XX The provided Quit Cliam Deed confirms the transfer of ownership and signed application reflects subject primary residence. Conditioned cleared (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXXXX |
9218857 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218744 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218744 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218744 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218673 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218673 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218673 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218578 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218578 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218578 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218861 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218861 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218861 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218603 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218603 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218603 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218851 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218851 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218851 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218652 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218652 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218652 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218591 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218591 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218591 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218691 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218691 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218691 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218764 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218764 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218764 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218751 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218751 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218751 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218598 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218598 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218598 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218608 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218608 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218608 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218604 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218604 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218604 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218700 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218700 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218700 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218798 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218798 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218798 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218712 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218712 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218712 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218664 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218664 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218664 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218835 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218835 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218835 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218625 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218625 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218625 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218694 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218694 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218694 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218688 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218688 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218688 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218698 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218698 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218698 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218595 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218595 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218595 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218642 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | Truv Payroll document missing | XXXXX | Income is calculated using TRUV_PAYROLL but Payroll Document is missing in loan file to calculate the income | Cleared | Rebuttal 1 (XX/XX/XXXX XX:XX XX) Uploaded Truv report used in income verification. Used total verified income since was less than total stated income. Truv Calculated Payroll Income = XXX,XXX.XX YTD Days = XXX Total Verified Income = XXX,XXX.XX Total Stated Income = XXX,XXX.XX Borrower_Income_UW = XXX,XXX.XX |
Response1: XX/XX/XXXX XX:XX XX The income documentation has been provided and reviewed. The income calculation was verified and found to be accurate and consistent with the supporting documentation. Therefore, the exception has been satisfactorily addressed and is considered cleared. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXXXX |
9218642 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218642 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218711 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218711 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218711 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218785 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218785 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218785 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218587 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218587 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218587 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218611 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218611 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218611 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218723 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218723 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218723 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218654 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218654 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218654 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218695 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218695 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218695 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218721 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218721 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218721 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218810 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218810 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218810 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218807 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218807 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218807 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218607 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218607 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218607 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218616 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218616 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218616 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218704 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218704 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218704 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218713 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218713 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218713 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218769 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218769 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218769 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218814 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218814 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218814 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219020 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219020 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219020 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219055 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | Avm Report | XXXXX | The secondary valuation from XXXXXX value from XXXXXX did not supported the original appraised value dollar XXXXX within XX percent | Open | 3 | 3 | 3 | 3 | |||||||||||||||||||||
| XXXXXX |
9219055 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219055 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218905 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218905 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218905 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218933 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218933 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218933 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219009 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219009 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219009 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218887 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218887 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218887 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218880 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218880 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218880 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218924 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218924 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218924 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219054 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219054 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219054 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218962 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218962 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218962 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218917 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218917 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218917 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218937 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX nonprime home loan test. The loan is a nonprime home loan, as defined in the legislation. The loan is a compliant HPML Prepayment and Appraisal requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9218937 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218937 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218944 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218944 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218944 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218966 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218966 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218966 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219001 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219001 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219001 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219043 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219043 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219043 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218874 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218874 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218874 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218903 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218903 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218903 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218900 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX nonprime home loan test. The loan is a nonprime home loan, as defined in the legislation. The loan is a compliant HPML Prepayment and Appraisal requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9218900 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218900 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218969 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218969 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218969 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218956 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218956 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218956 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218978 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218978 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218978 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218895 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218895 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218895 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219034 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219034 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219034 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218940 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218940 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218940 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219050 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | Avm Report | XXXXX | The secondary valuation from XXXXXX value from XXXXXX did not supported the original appraised value dollar XXXXX within XX percent | Open | 3 | 3 | 3 | 3 | |||||||||||||||||||||
| XXXXXX |
9219050 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219050 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218990 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218990 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218990 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218979 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218979 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218979 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218992 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218992 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218992 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218968 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218968 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218968 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219024 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219024 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219024 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218909 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218909 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218909 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219026 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219026 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219026 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219013 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219013 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219013 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218884 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218884 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218884 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219011 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219011 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219011 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219016 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219016 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219016 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219023 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219023 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219023 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218872 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218872 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218872 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218947 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218947 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218947 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218870 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218870 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218870 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218995 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218995 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218995 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218879 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218879 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218879 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218930 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218930 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218930 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219053 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | Avm Report | XXXXX | The secondary valuation from XXXXXX value from XXXXXX did not supported the original appraised value dollar XXXXX within XX percent | Open | 3 | 3 | 3 | 3 | |||||||||||||||||||||
| XXXXXX |
9219053 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219053 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219030 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219030 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219030 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219057 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | Avm Report | XXXXX | The secondary valuation from XXXXXX value from XXXXXX did not supported the original appraised value dollar XXXXX within XX percent | Open | 3 | 3 | 3 | 3 | |||||||||||||||||||||
| XXXXXX |
9219057 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219057 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219036 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219036 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219036 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218923 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218923 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218923 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219027 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219027 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219027 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219049 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | Avm Report | XXXXX | The secondary valuation from XXXXXX value from XXXXXX did not supported the original appraised value dollar XXXXX within XX percent | Open | 3 | 3 | 3 | 3 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219049 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219049 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218955 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218955 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218955 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219028 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219028 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219028 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218876 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218876 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218876 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219008 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219008 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219008 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218911 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218911 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218911 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219005 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219005 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219005 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218912 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218912 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218912 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219056 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | Avm Report | XXXXX | The secondary valuation from XXXXXX value from XXXXXX did not supported the original appraised value dollar XXXXX within XX percent | Open | 3 | 3 | 3 | 3 | |||||||||||||||||||||
| XXXXXX |
9219056 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219056 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218974 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218974 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218974 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218951 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218951 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218951 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218906 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218906 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218906 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218987 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218987 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218987 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218886 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX rate spread home loan test X.XXX The loan exceeded the X.XXXXRate Spread Home Loan threshold The loan has an APR of XX.XXX The XX RSHL APR threshold is X.XXX The loan is a compliant HPML Appraisal and prepayment requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9218886 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218886 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218918 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218918 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218918 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219052 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | Avm Report | XXXXX | The secondary valuation from XXXXXX value from XXXXXX did not supported the original appraised value dollar XXXXX within XX percent | Open | 3 | 3 | 3 | 3 | |||||||||||||||||||||
| XXXXXX |
9219052 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX nonprime home loan test. The loan is a nonprime home loan, as defined in the legislation. The loan is a compliant HPML Prepayment and Appraisal requirements have been met. | Open | 2 | 2 | 2 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219052 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218988 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218988 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218988 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219025 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219025 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219025 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218943 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218943 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218943 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219007 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219007 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219007 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219039 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219039 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219039 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218891 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218891 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218891 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218919 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | Paystubs missing | XXXXX | As per data tape Income calculated from paystub, however paystub is missing in file. | Cleared | Rebuttal 1 (XX/XX/XXXX XX:XX XX) Uploaded copies of paystubs used in income verification. Utilized total verified income since was less than total stated income. Paystub XX (SSA — XXXXX) = (XXX.XX *X) * XX = XX,XXX.XX Paystub XX (SSA — XXXXX) = X,XXX.XX * XX =XX,XXX.XX Total Verified Income = XX,XXX.XX + XX,XXX.XX = XX,XXX.XX Total Stated Income = XX,XXX.XX Borrower_Income_UW = XX,XXX.XX |
Response1: XX/XX/XXXX XX:XX XX The income documentation has been provided and reviewed. The income calculation was verified and found to be accurate and consistent with the supporting documentation. Therefore, the exception has been satisfactorily addressed and is considered cleared. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXXXX |
9218919 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218919 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219021 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX rate spread home loan test X.XXX The loan exceeded the X.XXXXRate Spread Home Loan threshold The loan has an APR of XX.XXX The XX RSHL APR threshold is X.XXX The loan is a compliant HPML Appraisal and prepayment requirements have been met. | Open | 2 | 2 | 2 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219021 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219021 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219019 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219019 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219019 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219061 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | Avm Report | XXXXX | The secondary valuation from XXXXXX value from XXXXXX did not supported the original appraised value dollar XXXXX within XX percent | Open | 3 | 3 | 3 | 3 | |||||||||||||||||||||
| XXXXXX |
9219061 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219061 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218893 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218893 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218893 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219046 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219046 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219046 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218958 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218958 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218958 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218915 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218915 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218915 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218922 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218922 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218922 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218931 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218931 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218931 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218871 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | Avm Report | XXXXX | Secondary Value XXXXX Less Than Final Value XXXXXX, Variance > XX%, however, within adjusted value XXXXX | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9218871 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218871 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218972 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218972 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218972 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218982 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218982 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218982 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218965 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218965 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218965 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218993 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218993 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218993 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219000 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219000 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219000 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218935 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218935 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218935 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219018 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219018 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219018 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218914 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218914 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218914 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218932 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218932 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218932 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218897 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218897 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218897 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219044 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219044 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219044 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218970 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218970 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218970 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219022 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219022 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219022 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219006 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219006 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219006 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219041 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219041 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219041 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218916 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218916 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218916 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218984 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218984 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218984 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218939 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218939 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218939 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219032 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219032 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219032 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218920 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218920 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218920 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218949 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218949 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218949 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219003 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX nonprime home loan test. The loan is a nonprime home loan, as defined in the legislation. The loan is a compliant HPML Prepayment and Appraisal requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9219003 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219003 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218928 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218928 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218928 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218997 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX rate spread home loan test X.XXX The loan exceeded the X.XXXXRate Spread Home Loan threshold The loan has an APR of XX.XXX The XX RSHL APR threshold is X.XXX The loan is a compliant HPML Appraisal and prepayment requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9218997 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218997 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218907 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218907 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218907 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218980 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | Truv Payroll document missing | XXXXX | Income calculated using Truv_Payroll but documents are missing to verify the income.Provide payroll documents to verify the income. | Cleared | Rebuttal 1 (XX/XX/XXXX XX:XX XX) Uploaded Truv report used in income verification. Used total verified income since was less than total stated income. Truv Calculated Payroll Income = XXX,XXX.XX YTD Days =XXX Verified Asset Depletion = XXX.XX*XX = X,XXX.XX Total Verified Income = XXX,XXX.XX +XXXX.XX = XXX,XXX.XX Total Stated Income = XXX,XXXXX Borrower_Income_UW = XXX,XXX.XX |
Response1: XX/XX/XXXX XX:XX XX The income documentation has been provided and reviewed. The income calculation was verified and found to be accurate and consistent with the supporting documentation. Therefore, the exception has been satisfactorily addressed and is considered cleared. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXXXX |
9218980 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218980 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218954 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218954 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218954 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218908 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218908 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218908 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218996 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218996 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218996 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218882 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218882 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218882 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218946 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218946 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218946 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219048 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219048 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219048 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218877 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218877 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218877 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218888 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX rate spread home loan test X.XXX The loan exceeded the X.XXXXRate Spread Home Loan threshold The loan has an APR of XX.XXX The XX RSHL APR threshold is X.XXX The loan is a compliant HPML Appraisal and prepayment requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9218888 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218888 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219017 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219017 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219017 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218936 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218936 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218936 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219042 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219042 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219042 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218963 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218963 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218963 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218960 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218960 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218960 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218889 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218889 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218889 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219004 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219004 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219004 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218878 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218878 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218878 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218998 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218998 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218998 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219060 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | Avm Report | XXXXX | The secondary valuation from XXXXXX value from XXXXXX did not supported the original appraised value dollar XXXXX within XX percent | Open | 3 | 3 | 3 | 3 | |||||||||||||||||||||
| XXXXXX |
9219060 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219060 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218986 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218986 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218986 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218994 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218994 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218994 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218981 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218981 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218981 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218961 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218961 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218961 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219047 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219047 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219047 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218899 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218899 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218899 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219058 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219058 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219058 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218967 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218967 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218967 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218925 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218925 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218925 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218883 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218883 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218883 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219045 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219045 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219045 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218894 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218894 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218894 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218953 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218953 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218953 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218902 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218902 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218902 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218927 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218927 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218927 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218999 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218999 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218999 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218991 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218991 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218991 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218952 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218952 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218952 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218896 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218896 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218896 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218983 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218983 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218983 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218971 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218971 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218971 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218945 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218945 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218945 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218948 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218948 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218948 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219033 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219033 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219033 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218938 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218938 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218938 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218989 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218989 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218989 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219051 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219051 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219051 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218977 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218977 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218977 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218942 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218942 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218942 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218898 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218898 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218898 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219059 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | Avm Report | XXXXX | The secondary valuation from XXXXXX value from XXXXXX did not supported the original appraised value dollar XXXXX within XX percent | Open | 3 | 3 | 3 | 3 | |||||||||||||||||||||
| XXXXXX |
9219059 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219059 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218959 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218959 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218959 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218873 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218873 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218873 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218964 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218964 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218964 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218892 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218892 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218892 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218929 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218929 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218929 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218934 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218934 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218934 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218926 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218926 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218926 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218904 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218904 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218904 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219015 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | Truv Payroll document missing | XXXXX | Income calculated using Truv_Payroll but documents are missing to verify the income.Provide payroll documents to verify the income. | Cleared | Rebuttal 1 (XX/XX/XXXX XX:XX XX) Uploaded Truv report used in income verification. Used total verified income since was less than total stated income. Truv Calculated Payroll Income = XXX,XXX.XX YTD Days =XXX Verified Asset Depletion = XXX.XX*XX = X,XXX.XX Total Verified Income = XXX,XXX.XX +XXXX.XX = XXX,XXX.XX Total Stated Income = XXX,XXXXX Borrower_Income_UW = XXX,XXX.XX |
Response1: XX/XX/XXXX XX:XX XX The income documentation has been provided and reviewed. The income calculation was verified and found to be accurate and consistent with the supporting documentation. Therefore, the exception has been satisfactorily addressed and is considered cleared. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXXXX |
9219015 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219015 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218950 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218950 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218950 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219040 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219040 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219040 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218957 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218957 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218957 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219029 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219029 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219029 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219002 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219002 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219002 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218973 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218973 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218973 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218985 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218985 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218985 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218975 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218975 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218975 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219035 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219035 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219035 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218941 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218941 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218941 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218875 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218875 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218875 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218890 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218890 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218890 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218901 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218901 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218901 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218976 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218976 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218976 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219037 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219037 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219037 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219012 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX rate spread home loan test X.XXX The loan exceeded the X.XXXXRate Spread Home Loan threshold The loan has an APR of XX.XXX The XX RSHL APR threshold is X.XXX The loan is a compliant HPML Appraisal and prepayment requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9219012 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219012 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218910 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218910 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218910 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218913 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218913 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218913 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219038 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219038 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219038 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219031 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219031 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219031 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218921 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218921 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218921 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218881 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9218881 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218881 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218885 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218885 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9218885 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219014 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219014 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219014 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219010 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219010 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219010 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219162 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219162 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX rate spread home loan test X.XXX The loan exceeded the X.XXXXRate Spread Home Loan threshold The loan has an APR of XX.XXX The XX RSHL APR threshold is X.XXX The loan is a compliant HPML Appraisal and prepayment requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9219162 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219062 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219062 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219062 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219063 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219063 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219063 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219064 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219064 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219064 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219065 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219065 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219065 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219066 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219066 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219066 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219067 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219067 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219067 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219068 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219068 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX rate spread home loan test X.XXX The loan exceeded the X.XXXXRate Spread Home Loan threshold The loan has an APR of XX.XXX The XX RSHL APR threshold is X.XXX The loan is a compliant HPML Appraisal and prepayment requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9219068 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219069 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219069 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX nonprime home loan test. The loan is a nonprime home loan, as defined in the legislation. The loan is a compliant HPML Prepayment and Appraisal requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9219069 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219070 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219070 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219070 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219071 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219071 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219071 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219072 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219072 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219072 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219073 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219073 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219073 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219158 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219158 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219158 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | Avm Report | XXXXX | Secondary valuation is missing | Open | 3 | 3 | 3 | 3 | |||||||||||||||||||||
| XXXXXX |
9219074 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219074 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219074 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219075 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219075 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219075 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219077 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219077 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219077 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219078 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219078 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX rate spread home loan test X.XXX The loan exceeded the X.XXXXRate Spread Home Loan threshold The loan has an APR of XX.XXX The XX RSHL APR threshold is X.XXX The loan is a compliant HPML Appraisal and prepayment requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9219078 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219079 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219079 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219079 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219080 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219080 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219080 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219081 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219081 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219081 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219082 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219082 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219082 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219083 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219083 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219083 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219084 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219084 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219084 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219085 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219085 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219085 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219086 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219086 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219086 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219087 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219087 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219087 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219088 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219088 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX rate spread home loan test X.XXX The loan exceeded the X.XXXXRate Spread Home Loan threshold The loan has an APR of XX.XXX The XX RSHL APR threshold is X.XXX The loan is a compliant HPML Appraisal and prepayment requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9219088 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219089 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219089 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219089 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219090 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219090 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219090 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219091 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219091 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219091 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219092 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219092 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219092 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219093 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219093 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219093 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219094 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219094 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219094 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219095 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219095 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219095 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219096 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219096 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219096 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219097 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219097 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219097 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219098 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219098 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219098 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219099 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219099 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219099 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219100 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219100 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219100 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219101 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219101 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219101 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219159 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219159 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219159 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219102 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219102 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219102 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219103 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219103 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219103 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219104 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219104 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219104 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219105 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219105 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219105 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219106 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219106 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219106 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219107 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219107 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219107 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219108 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219108 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219108 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219109 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219109 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219109 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219110 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219110 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219110 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219163 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219163 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219163 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219111 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219111 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219111 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219160 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219160 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219160 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219112 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219112 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219112 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219113 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219113 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219113 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219114 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219114 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219114 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219115 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219115 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219115 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219116 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219116 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219116 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219164 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219164 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219164 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219117 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219117 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219117 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219118 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219118 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219118 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219119 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219119 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219119 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219165 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219165 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX rate spread home loan test X.XXX The loan exceeded the X.XXXXRate Spread Home Loan threshold The loan has an APR of XX.XXX The XX RSHL APR threshold is X.XXX The loan is a compliant HPML Appraisal and prepayment requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9219165 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219120 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219120 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219120 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219121 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219121 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219121 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219122 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219122 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219122 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219123 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219123 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219123 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219166 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219166 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219166 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219124 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219124 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219124 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219125 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219125 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219125 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219167 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219167 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219167 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219126 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219126 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219126 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219127 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219127 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219127 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219128 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219128 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219128 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219129 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219129 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219129 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219130 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219130 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219130 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219168 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219168 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219168 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219131 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | Paystubs missing | XXXXX | Income is calculated using manual paystubs but paystubs is missing in loan file to calculate the income, please provide the paystubs. | Cleared | Rebuttal 1 (XX/XX/XXXX XX:XX XX) Uploaded copy of paystub used in income verification. Used total stated income since was less than total verified income. Paystub X (XXXXXXXXX.) = X,XXX.XX * XX = XX,XXX.XX Total Verified Income = XX,XXX.XX Total Stated Income = XX,XXX.XX Borrower_Income_UW = XX,XXX.XX |
Response1: XX/XX/XXXX XX:XX XX The income documentation has been provided and reviewed. The income calculation was verified and found to be accurate and consistent with the supporting documentation. Therefore, the exception has been satisfactorily addressed and is considered cleared. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXXXX |
9219131 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219131 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219132 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219132 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219132 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219133 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219133 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX nonprime home loan test. The loan is a nonprime home loan, as defined in the legislation. The loan is a compliant HPML Prepayment and Appraisal requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9219133 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219134 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | Paystubs missing | XXXXX | Income is calculated using manual paystubs but paystubs is missing in loan file to calculate the income, please provide the paystubs. | Cleared | Rebuttal 1 (XX/XX/XXXX XX:XX XX) Uploaded copy of paystub used in income verification. Used total stated income since was less than total verified income. Paystub X (XXXXXXXXX.) = X,XXX.XX * XX = XX,XXX.XX Total Verified Income = XX,XXX.XX Total Stated Income = XX,XXX.XX Borrower_Income_UW = XX,XXX.XX |
Response1: XX/XX/XXXX XX:XX XX The income documentation has been provided and reviewed. The income calculation was verified and found to be accurate and consistent with the supporting documentation. Therefore, the exception has been satisfactorily addressed and is considered cleared. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXXXX |
9219134 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219134 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219169 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219169 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219169 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219135 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219135 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219135 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219136 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219136 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219136 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219137 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219137 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219137 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219138 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219138 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Compliance Report | XXXXX | This loan failed the XX nonprime home loan test. The loan is a nonprime home loan, as defined in the legislation. The loan is a compliant HPML Prepayment and Appraisal requirements have been met. | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9219138 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219139 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219139 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219139 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219140 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219140 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219140 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219141 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219141 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | Name mismatch | XXXXX | All documents showing borrower name is XXXXXX, however AVM report showing owner name as XXXXXX. Provide updated AVM to reflect correct borrowe name as owner name. | Cleared | Rebuttal 1 (XX/XX/XXXX XX:XX XX) Uploaded copy of warranty deed showing transfer to our borrower XXXXXX. |
Response1: XX/XX/XXXX XX:XX XX The provided Warranty Deed confirms the transfer of ownership to borrower name. Conditioned cleared (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXXXX |
9219141 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219142 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219142 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219142 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219143 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219143 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219143 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219144 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219144 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219144 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219145 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219145 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219145 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219146 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219146 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219146 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219147 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219147 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219147 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219148 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219148 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219148 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219149 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219149 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219149 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219150 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219150 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219150 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219170 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219170 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219170 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | Avm Report | XXXXX | Secondary Value XXXXX Less Than Final Value XXXXXX, Variance > XX%, however, within adjusted value XXXXX | Open | 2 | 2 | 2 | 2 | |||||||||||||||||||||
| XXXXXX |
9219151 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219151 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219151 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219152 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219152 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219152 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219153 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219153 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219153 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219161 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219161 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219161 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXXXX |
9219154 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219154 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219154 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219155 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219155 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219155 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219156 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219156 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219156 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219157 | 1 of 3 | XXXXXX | XX/XX/XXXX | Credit | No Credit Findings | XXXXX | The loan meets all applicable credit guidelines. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219157 | 2 of 3 | XXXXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXXX | The loan is in compliance with all applicable laws and regulations. | Cleared | 1 | 1 | 1 | 1 | |||||||||||||||||||||
| XXXXXX |
9219157 | 3 of 3 | XXXXXX | XX/XX/XXXX | Valuation | No Valuation Findings | XXXXX | The secondary valuation product supported the original appraised value within XX%. | Cleared | 1 | 1 | 1 | 1 |