Exhibit 99.10
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346324 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346325 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346326 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346327 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- Per guidelines lower value of the two XX’s used. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346328 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346329 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346330 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346331 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346332 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346333 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346334 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346335 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346336 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346337 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346338 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346339 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346340 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346341 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346342 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346343 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346344 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346345 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346346 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXX | 6346347 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346348 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346349 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346350 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346351 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346352 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346353 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346354 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346355 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346356 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original value. (Resolved) |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346357 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346358 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346359 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346360 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346361 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346362 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346363 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346364 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346365 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346366 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and does not support original value. (Upheld) |
3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 | C | C | A | A | A | A | C | C | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346367 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346368 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346369 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346370 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346371 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346372 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346373 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346374 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346375 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346376 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346377 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346378 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346379 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346380 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346381 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346382 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346383 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346384 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346385 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346386 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- Per guidelines lower value of the two XX’s used. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346387 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346388 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346389 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346390 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346391 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346392 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346393 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346394 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346395 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346396 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346397 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346398 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346399 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346400 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346401 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346402 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346403 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- Per guidelines lower value of the two XX’s used. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346404 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346405 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346406 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346407 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346408 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346409 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346410 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346411 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346412 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346413 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346414 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- Per guidelines lower value of the two XX’s used. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346415 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346416 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346417 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346418 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346419 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346420 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original value. (Resolved) |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346421 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346422 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346423 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Open) Operating Agreement - Accommodation Rider is not signed - Per guidelines an Accommodation Rider is required and was not in file. Client Response - The HELOC agreement was signed by our borrwoer XXX XXXXX, while the security instrument was signed by XXXX XXXXXX as Managing Member / Authorized Signatory of XX XXXXX LLC. Property is owned by XX XXXXX LLC per the transfer deed included in loan file. XXXX XXXXX is a XX% member of the LLC per the operating agreement. Per our legal team, since XXXX XXXXX is XX% sole member of the LLC he has full authority to bind XX XxxX LLC and Section XX of the mortgage contains an integrated non-borrower/hypothecation clause, rendering a standalone Accommodation Rider legally redundant. Based on that the separate Accomodation Rider should not be required here, but we will separately get this signed by borrower and send once complete so we have it available as well. Exception response - Finding resolved. |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 | C | A | C | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346424 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346425 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346426 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346427 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346428 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346429 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346430 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346431 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346432 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- Per guidelines lower value of the two XX’s used. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346433 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346434 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346435 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346436 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346437 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346438 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346439 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346440 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346441 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and does not support original value. (Upheld) |
3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 | C | C | A | A | A | A | C | C | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346442 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346443 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original value. (Resolved) |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346444 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346445 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346446 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original value. (Resolved) |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346447 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346448 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346449 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346450 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346451 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346452 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346453 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- Per guidelines haircut of XX% applied to original XX value and secondary XX supports. |
2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | B | B | A | A | A | A | B | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346454 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346455 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346456 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346457 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346458 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346459 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- Per guidelines lower value of the two XX’s used. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346460 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original value. (Resolved) |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346461 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346462 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346463 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346464 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346465 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346466 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346467 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346468 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346469 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346470 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346471 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346472 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- Per guidelines lower value of the two XX’s used. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346473 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346474 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346475 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346476 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346477 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346478 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346479 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346480 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346481 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346482 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346483 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346484 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- Per guidelines lower value of the two XX’s used. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346485 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346486 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346487 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346488 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346489 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346490 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346491 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346492 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346493 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346494 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346495 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346496 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346497 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346498 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346499 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346500 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346501 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346502 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346503 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346504 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346505 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346506 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346507 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346508 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and does not support original value. (Upheld) |
3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 | C | C | A | A | A | A | C | C |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346509 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346510 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346511 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- Per guidelines lower value of the two XX’s used. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346512 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346513 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original value. (Resolved) |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346514 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- Per guidelines lower value of the two XX’s used. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346515 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346516 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346517 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original value. (Resolved) |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346518 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- Per guidelines lower value of the two XX’s used. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346519 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346520 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346521 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346522 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346523 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346524 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346525 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346526 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346527 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346528 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346529 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346530 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346531 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346532 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original value. (Resolved) |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346533 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346534 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346535 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346536 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346537 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346538 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346539 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346540 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346541 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346542 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346543 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- Per guidelines haircut of XX% applied to original XX value and secondary XX supports. |
2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | B | B | A | A | A | A | B | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346544 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346545 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346546 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346547 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346548 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346549 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346550 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346551 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346552 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346553 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346554 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346555 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346556 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346557 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346558 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346559 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346560 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- Per guidelines lower value of the two XX’s used. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346561 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346562 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- Per guidelines lower value of the two XX’s used. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346563 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346564 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346565 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346566 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346567 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346568 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346569 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346570 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346571 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346572 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346573 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346574 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346575 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346576 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346577 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346578 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346579 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346580 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346581 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346582 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346583 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Open) Operating Agreement — Accommodation Rider is not signed — Per guidelines an Accommodation Rider is required and was not in file. Client Respond — The HELOC agreement was signed by our borrwoer XXX XXXXX, while the security instrument was signed by XXX XXXXXX as Managing Member / Authorized Signatory of XXX XXXXXXLLC. Property is owned by XXXX XXXXXXX LLC per the private selling officer’s deed included in loan file. XXX XXXXXXX is a XX% member of the LLC per the operating agreement. Per our legal team, since XXXXX XXXXXX is XX% sole member of the LLC she has full authority to bind XXXX XXXXXX LLC and Section XX of the mortgage contains an integrated non-borrower/hypothecation clause, rendering a standalone Accommodation Rider legally redundant. Based on that the separate Accomodation Rider should not be required here, but we will separately get this signed by borrower and send once complete so we have it available as well. Exception response — Finding resolved. |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 | C | A | C | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346584 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original value. (Resolved) |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346585 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346586 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346587 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346588 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346589 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346590 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346591 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original value. (Resolved) |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346592 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346593 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346594 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346595 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346596 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346597 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346598 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and does not support original value. (Upheld) |
3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 | C | C | A | A | A | A | C | C | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346599 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346600 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346601 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346602 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346603 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346604 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346605 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346606 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346607 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346608 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346609 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- Per guidelines lower value of the two XX’s used. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346610 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346611 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346612 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346613 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346614 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346615 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346616 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346617 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346618 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346619 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346620 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346621 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- Per guidelines lower value of the two XX’s used. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346622 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346623 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346624 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346625 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346626 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346627 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346628 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346629 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346630 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- Per guidelines lower value of the two XX’s used. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346631 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346632 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346633 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346634 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346635 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346636 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346637 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346638 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- Per guidelines lower value of the two XX’s used. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346639 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346640 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346641 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Open) TILA/TRID - TILA Right of Rescission Test. The funding date is before the third business day following consummation. The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by XX CFR §1XXX.XX or §XXXX.XX, or delivery of all material disclosures, whichever occurs last. Subject loan closed on X/X/XXXX. X/XX/XXXX was a holiday on a Saturday and would not count towards the ROR X days therefore the subject loan could not fund until Thursday X/XX/XXXX but funded X/XX/XXXX which is before its allowed. Client Response - Agreed. Our deed was signed on X/XX/XXXX and signed RTC was provided with rescission period ending X/XX/XXXX, which is incorrect. Rescission period should have ended X/XX/XXXX with loan then funding on X/XX/XXXX, but instead the loan funded on X/XX/XXXX due to incorrect rescission end date on initial RTC. We sent to our compliance team to remediate who will re-open the rescission period and provide borrower a new RTC. We will provide to clear this finding post-close and will leave in the deal. Exception response - Upheld |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
3 | 3 | 1 | 1 | 3 | 3 | 1 | 1 | C | C | A | A | C | C | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346642 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346643 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346644 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346645 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346646 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346647 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346648 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346649 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346650 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346651 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346652 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346653 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346654 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346655 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX Provided and does not support original XX Value. |
3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 | C | C | A | A | A | A | C | C | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346656 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346657 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346658 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346659 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346660 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346661 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346662 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346663 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346664 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346665 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346666 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346667 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346668 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346669 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346670 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Closed) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original XX value. |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346671 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346672 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346673 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346674 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Open) DTI — Guidelines require lower of stated income or calculated income to be used. Stated income was lower at $XXXXXXX but client used higher income of $XXXXXXXX. Using lower income calculates DTI at XX.XX% and over the XX% allowed. Client response — Uploaded copies of tax return used in income verification. Used total stated income since was less than total verified income. The stated income of XXXXX.XX from application does not include stated asset depletion based on stated account balances. The total stated income is XXXXX.X when included asset depletion. Adjusted Gross Income = XXX,XXX.XX Total Verified Income = XXX,XXX.XX Total Stated Income = XXX,XXX.XX Borrower_Income_UW = XXX,XXX.XX Exception response — Income documents provided and support income used. Resolved |
(Open) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX Provided and does not support original XX Value. |
3 | 3 | 3 | 1 | 1 | 1 | 3 | 3 | C | C | C | A | A | A | C | C | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346675 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346676 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346677 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346678 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346679 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346680 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346681 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346682 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346683 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346684 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346685 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX Provided and does not support original XX Value. |
3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 | C | C | A | A | A | A | C | C | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346686 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX Provided and does not support original XX Value. |
3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 | C | C | A | A | A | A | C | C | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346687 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX Provided and does not support original XX Value. |
3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 | C | C | A | A | A | A | C | C | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346688 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346689 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346690 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346691 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346692 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Closed) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original XX value. |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346693 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346694 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346695 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346696 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Closed) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original XX value. |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346697 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346698 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346699 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346700 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346701 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346702 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346703 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346704 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346705 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX Provided and does not support original XX Value. |
3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 | C | C | A | A | A | A | C | C | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346706 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346707 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346708 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346709 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346710 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346711 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346712 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346713 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346714 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346715 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346716 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346717 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346718 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346719 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346720 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346721 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346722 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346723 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346724 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346725 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346726 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346727 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346728 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346729 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346730 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346731 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346732 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346733 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346734 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346735 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346736 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346737 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346738 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346739 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346740 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346741 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346742 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346743 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346744 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346745 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346746 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346747 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346748 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Closed) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original XX value. |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346749 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346750 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346751 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346752 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346753 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346754 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346755 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346756 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346757 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346758 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346759 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346760 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346761 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346762 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346763 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Closed) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original XX value. |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346764 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346765 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346766 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346767 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346768 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346769 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346770 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346771 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346772 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346773 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346774 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346775 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346776 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346777 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346778 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346779 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346780 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346781 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Closed) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original XX value. |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346782 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346783 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346784 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346785 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346786 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346787 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346788 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. Unable to order XX in the state of XX. |
3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 | C | C | A | A | A | A | C | C | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346789 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346790 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346791 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346792 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Closed) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original XX value. |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346793 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346794 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346795 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346796 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346797 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346798 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346799 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346800 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346801 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346802 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346803 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346804 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346805 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346806 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346807 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346808 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346809 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346810 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346811 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346812 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346813 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346814 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346815 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346816 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346817 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346818 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346819 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346820 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346821 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Open) CLTV — Liens Breakdown reflects two liens totaling $XXX,XXX. Funds applies on application do not cover first lien of $XXX,XXX therefore no way to tell if was paid off therefore CLTV is higher than allowed. | (Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 | C | A | C | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346822 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346823 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346824 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346825 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346826 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346827 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346828 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346829 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX Provided and does not support original XX Value. |
3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 | C | C | A | A | A | A | C | C | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346830 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346831 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346832 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346833 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346834 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Closed) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original XX value. |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346835 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346836 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346837 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346838 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346839 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346840 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346841 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Closed) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original XX value. |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346842 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346843 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346844 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Closed) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original XX value. |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346845 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346846 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346847 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346848 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346849 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346850 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346851 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346852 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346853 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346854 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346855 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX Provided and does not support original XX Value. |
3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 | C | C | A | A | A | A | C | C | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346856 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346857 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346858 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346859 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346860 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346861 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Open) - Incorrect Address - BPO reflects address with house number of XXX as well as a few docs reflect the same. Application, tape and other docs reflect house number as XXX. Please provide reason for the differing addresses. Client Response - Property address on application is “XXX NE XXXTH ST, XXXX,XX XXXXX” which matches the property address shown on the HELOC agreement, security instrument, and legal description. The XXX in loan file shows addrss as “XXX NE XXXth St, XXXXX,XXX XXXXX” but this is the same subject property. The XXX on the XXX XXXXX-XXX-XX matches the XXX on our legal description so is the same property in question. Exception Response - Finding resolved |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 | C | A | C | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346862 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Closed) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original XX value. |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346863 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346864 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346865 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346866 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346867 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346868 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX Provided and does not support original XX Value. |
3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 | C | C | A | A | A | A | C | C | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346869 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346870 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346871 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346872 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346873 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346874 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346875 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346876 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346877 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346878 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346879 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346880 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346881 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346882 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Closed) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original XX value. |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346883 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346884 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346885 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346886 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346887 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346888 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346889 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Closed) Appraisal - Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original XX value. |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346890 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346891 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346892 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346893 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346894 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346895 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346896 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346897 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346898 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346899 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346900 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346901 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346902 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346903 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346904 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346905 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346906 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346907 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346908 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346909 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346910 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346911 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346912 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346913 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346914 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346915 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 3 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346916 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346917 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 3 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346918 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346919 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346920 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346921 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346922 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal - Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346923 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346924 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346925 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346926 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346927 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346928 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346929 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346930 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346931 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346932 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346933 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346934 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346935 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346936 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346937 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346938 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346939 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346940 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346941 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346942 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346943 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346944 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346945 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346946 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346947 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346948 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346949 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346950 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346951 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346952 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346953 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346954 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346955 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original XX value. |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346956 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346957 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346958 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346959 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346960 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346961 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346962 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346963 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346964 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346965 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346966 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346967 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original XX value. |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346968 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346969 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346970 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346971 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346972 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346973 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and does not support original XX value. |
3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 | C | C | A | A | A | A | C | C | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346974 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346975 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346976 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346977 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346978 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346979 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original XX value. |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346980 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346981 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346982 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346983 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346984 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346985 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346986 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346987 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346988 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346989 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346990 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346991 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346992 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XXX provided and does not support original AVM value. |
3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 | C | C | A | A | A | A | C | C | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346993 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346994 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346995 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346996 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346997 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346998 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6346999 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347000 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347001 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347002 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347003 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347004 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347005 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and does not support original XX value. |
3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 | C | C | A | A | A | A | C | C | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347006 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347007 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347008 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347009 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347010 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347011 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347012 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347013 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347014 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347015 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347016 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347017 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347018 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347019 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347020 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347021 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original XX value. |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347022 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A |
| Loan ID |
Application Short ID |
Alt ID |
Last Name |
Note Date |
Original Loan Amount |
QM Status |
ATR Status |
Compliance Exceptions |
Credit Exceptions |
Property Valuation Exceptions |
Compensating Factors |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating |
Initial P roperty Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade(DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade ( DBRS Morningstar) | |||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347023 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347024 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347025 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347026 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original XX value. |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347027 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347028 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347029 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347030 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347031 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347032 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347033 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347034 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Clear) Appraisal — Value is supported within XX% of original appraisal amount- The secondary valuation product supported the original appraised value within XX%. |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | ||||||||||||||||||||||||||||||
| XXXXXXXXXXXXXXXXXXXXXX |
XXXXXXXXXX | 6347035 | XXXXXX | XXXX-XX-XX | XXXXXXX | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Finding- The loan meets all applicable credit guidelines |
(Open) Appraisal — Value is not supported within XX% of original appraisal amount- Secondary XX did not support original XX. XX ordered. XX provided and supports original XX value. |
3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 | C | B | A | A | A | A | C | B | ||||||||||||||||||||||||||||||
| B |