Schwab Capital Trust
Schwab Balanced Fund
Portfolio Holdings as of July 31, 2026 (Unaudited)
 
This section includes a summary of the fund’s transactions with its affiliated underlying funds during the period.    
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 99.5% OF NET ASSETS
 
U.S. Stocks 50.4%
Large-Cap 41.5%
Schwab Core Equity Fund
$197,262,691
$14,700,086
($7,192,807
)
$294,046
($1,820,830
)
$203,243,186
7,796,056
$12,089,161
Schwab Large Cap Growth Opportunities
Fund, formerly Schwab Select Large
Cap Growth Fund *
113,849,731
16,572,621
(5,716,186
)
398,451
(16,309,856
)
108,794,761
4,173,178
13,705,928
 
312,037,947
Small-Cap 8.9%
Schwab Small-Cap Equity Fund
64,276,186
6,196,376
(14,752,637
)
2,174,633
9,125,347
67,019,905
2,629,263
5,196,375
 
379,057,852
 
International Stocks 10.0%
Developed Markets 10.0%
Schwab International Opportunities Fund
73,060,629
4,381,317
(6,269,017
)
718,338
3,343,956
75,235,223
2,843,357
4,381,317
 
Fixed Income 36.7%
Intermediate-Term Bond 36.7%
Schwab U.S. Aggregate Bond Index Fund
267,431,509
27,305,173
(9,760,911
)
(1,565,734
)
(7,696,882
)
275,713,155
31,474,104
8,624,658
 
Money Market Funds 2.4%
Schwab Government Money Fund, Ultra
Shares, 3.54% (b)
17,481,714
477,744
—
—
—
17,959,458
17,959,458
474,127
Total Affiliated Underlying Funds
(Cost $633,765,126)
$733,362,460
$69,633,317
($43,691,558
)
$2,019,734
($13,358,265
)
$747,965,688
$44,471,566
 
UNAFFILIATED UNDERLYING FUNDS 0.5% OF NET ASSETS
 
Money Market Funds 0.5%
State Street Institutional U.S. Government
Money Market Fund, Premier Class,
3.62% (b)
$4,103,185
4,103,185
Total Unaffiliated Underlying Funds
(Cost $4,103,185)
$4,103,185
Total Investments in Securities
(Cost $637,868,311)
$752,068,873
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only presented for
affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
At July 31, 2026, all of the fund’s investment securities were classified as Level 1.
  
1
Schwab Capital Trust
Schwab MarketTrack All Equity Portfolio
Portfolio Holdings as of July 31, 2026 (Unaudited)
 
This section includes a summary of the fund’s transactions with its affiliated underlying funds during the period.    
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 99.5% OF NET ASSETS
 
U.S. Stocks 58.7%
Large-Cap 49.9%
Schwab Fundamental U.S. Large
Company Index Fund
$145,836,508
$6,727,027
($15,601,941
)
$1,918,488
$24,923,160
$163,803,242
4,348,374
$2,419,528
Schwab S&P 500 Index Fund
258,083,437
23,881,260
(15,935,832
)
566,651
24,407,325
291,002,841
15,070,059
2,848,488
Schwab U.S. Large-Cap Growth Index
Fund
133,565,873
32,556,554
(12,505,029
)
373,084
(3,095,185
)
150,895,297
8,583,350
607,147
 
605,701,380
Small-Cap 8.8%
Schwab Fundamental U.S. Small
Company Index Fund
36,687,990
3,246,766
(5,995,880
)
716,483
6,786,647
41,442,006
1,856,721
499,242
Schwab Small-Cap Index Fund
58,730,545
4,002,933
(7,787,556
)
3,889,567
6,558,750
65,394,239
1,381,374
741,793
 
106,836,245
 
712,537,625
 
International Stocks 35.8%
Developed Markets 28.1%
Schwab Fundamental International
Equity Index Fund
76,522,170
10,047,862
(16,479,625
)
2,732,780
13,097,371
85,920,558
5,157,296
3,874,279
Schwab Fundamental International
Small Equity Index Fund
54,079,938
8,965,268
(6,336,478
)
339,604
3,491,298
60,539,630
3,534,129
4,313,626
Schwab International Index Fund
173,817,190
17,981,330
(18,021,343
)
1,133,176
19,834,369
194,744,722
6,063,036
6,139,907
 
341,204,910
Emerging Markets 7.7%
Schwab Emerging Markets Equity
ETF
29,051,745
2,629,833
(973,375
)
5,075
1,967,157
32,680,435
907,034
832,599
Schwab Fundamental Emerging
Markets Equity Index Fund
54,104,584
6,874,002
(6,822,095
)
594,743
5,941,462
60,692,696
4,686,695
2,079,746
 
93,373,131
 
434,578,041
 
Real Estate 5.0%
U.S. REITs 5.0%
Schwab U.S. REIT ETF
54,077,650
6,651,425
(8,596,109
)
266,275
8,122,495
60,521,736
2,492,658
1,280,766
Total Affiliated Underlying Funds
(Cost $546,301,750)
$1,074,557,630
$123,564,260
($115,055,263
)
$12,535,926
$112,034,849
$1,207,637,402
$25,637,121
Total Investments in Securities
(Cost $546,301,750)
$1,207,637,402
 
  
1
Schwab MarketTrack All Equity Portfolio
Portfolio Holdings (Unaudited) continued
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only presented for affiliated
underlying funds.
 
ETF —
Exchange-Traded Fund
REIT —
Real Estate Investment Trust
At July 31, 2026, all of the fund’s investment securities were classified as Level 1.
2
  
Schwab Capital Trust
Schwab MarketTrack Growth Portfolio
Portfolio Holdings as of July 31, 2026 (Unaudited)
 
This section includes a summary of the fund’s transactions with its affiliated underlying funds during the period.    
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 99.4% OF NET ASSETS
 
U.S. Stocks 50.2%
Large-Cap 43.3%
Schwab Fundamental U.S. Large
Company Index Fund
$126,167,081
$2,607,627
($16,768,062
)
$7,975,719
$14,700,970
$134,683,335
3,575,347
$2,085,256
Schwab S&P 500 Index Fund
218,194,213
13,305,879
(18,221,773
)
5,125,397
15,513,509
233,917,225
12,113,787
2,403,612
Schwab U.S. Large-Cap Growth Index
Fund
110,054,434
23,886,729
(13,671,890
)
460,603
(2,538,113
)
118,191,763
6,723,081
498,184
 
486,792,323
Small-Cap 6.9%
Schwab Fundamental U.S. Small
Company Index Fund
27,505,819
795,145
(4,456,457
)
938,206
4,472,110
29,254,823
1,310,700
370,953
Schwab Small-Cap Index Fund
45,252,253
2,229,031
(7,142,776
)
4,449,268
3,469,742
48,257,518
1,019,381
570,561
 
77,512,341
 
564,304,664
 
International Stocks 25.7%
Developed Markets 20.6%
Schwab Fundamental International
Equity Index Fund
54,690,169
5,712,697
(12,995,056
)
2,430,098
8,535,321
58,373,229
3,503,795
2,771,177
Schwab Fundamental International
Small Equity Index Fund
35,048,440
5,236,434
(5,424,039
)
359,513
2,074,946
37,295,294
2,177,192
2,770,705
Schwab International Index Fund
127,378,855
10,671,875
(17,123,140
)
2,001,029
13,044,708
135,973,327
4,233,292
4,489,126
 
231,641,850
Emerging Markets 5.1%
Schwab Emerging Markets Equity
ETF
18,994,275
2,443,383
(2,507,828
)
87,526
1,176,702
20,194,058
560,479
534,552
Schwab Fundamental Emerging
Markets Equity Index Fund
34,896,151
4,360,055
(6,005,254
)
891,701
3,247,553
37,390,206
2,887,275
1,341,095
 
57,584,264
 
289,226,114
 
Real Estate 4.0%
U.S. REITs 4.0%
Schwab U.S. REIT ETF
42,097,095
2,939,345
(6,601,709
)
328,140
6,023,386
44,786,257
1,844,574
975,075
 
Fixed Income 16.1%
Intermediate-Term Bond 16.1%
Schwab U.S. Aggregate Bond Index
Fund
168,208,939
29,934,690
(11,952,695
)
(1,493,094
)
(4,411,996
)
180,285,844
20,580,576
5,427,928
 
  
3
Schwab MarketTrack Growth Portfolio
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
Money Market Funds 3.4%
Schwab Government Money Fund,
Ultra Shares, 3.54% (b)
$34,411,556
$3,968,301
$—
$—
$—
$38,379,857
38,379,857
$966,586
Total Affiliated Underlying Funds
(Cost $594,604,648)
$1,042,899,280
$108,091,191
($122,870,679
)
$23,554,106
$65,308,838
$1,116,982,736
$25,204,810
Total Investments in Securities
(Cost $594,604,648)
$1,116,982,736
 
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only presented for
affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
 
ETF —
Exchange-Traded Fund
REIT —
Real Estate Investment Trust
At July 31, 2026, all of the fund’s investment securities were classified as Level 1.
4
  
Schwab Capital Trust
Schwab MarketTrack Balanced Portfolio
Portfolio Holdings as of July 31, 2026 (Unaudited)
 
This section includes a summary of the fund’s transactions with its affiliated underlying funds during the period.    
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 99.5% OF NET ASSETS
 
U.S. Stocks 39.0%
Large-Cap 33.0%
Schwab Fundamental U.S. Large Company
Index Fund
$56,446,659
$933,723
($8,796,735
)
$4,503,293
$5,501,906
$58,588,846
1,555,318
$933,723
Schwab S&P 500 Index Fund
97,368,518
6,335,683
(11,363,121
)
4,573,652
4,499,313
101,414,045
5,251,893
1,068,305
Schwab U.S. Large-Cap Growth Index
Fund
52,866,620
10,765,554
(7,491,590
)
226,496
(1,196,315
)
55,170,765
3,138,269
239,502
 
215,173,656
Small-Cap 6.0%
Schwab Fundamental U.S. Small Company
Index Fund
11,322,409
152,901
(2,125,442
)
595,810
1,599,074
11,544,752
517,238
152,901
Schwab Small-Cap Index Fund
26,464,007
1,701,340
(5,387,397
)
2,826,264
1,735,150
27,339,364
577,511
333,441
 
38,884,116
 
254,057,772
 
International Stocks 18.0%
Developed Markets 15.5%
Schwab Fundamental International Equity
Index Fund
24,674,434
3,720,410
(7,877,074
)
1,652,052
3,223,393
25,393,215
1,524,203
1,235,394
Schwab Fundamental International Small
Equity Index Fund
15,364,320
3,036,891
(3,273,830
)
542,402
570,420
16,240,203
948,056
1,239,433
Schwab International Index Fund
57,164,548
4,694,318
(9,371,681
)
1,287,378
5,391,927
59,166,490
1,842,045
2,000,256
 
100,799,908
Emerging Markets 2.5%
Schwab Fundamental Emerging Markets
Equity Index Fund
15,772,153
1,203,084
(2,510,942
)
532,662
1,284,620
16,281,577
1,257,265
606,140
 
117,081,485
 
Real Estate 3.0%
U.S. REITs 3.0%
Schwab U.S. REIT ETF
18,846,045
1,344,406
(3,519,645
)
176,632
2,635,222
19,482,660
802,416
431,230
 
Fixed Income 36.1%
High-Yield Bond 1.6%
Schwab High Yield Bond ETF
9,542,116
1,130,321
(359,206
)
(5,948
)
(184,607
)
10,122,676
389,184
499,147
Intermediate-Term Bond 30.5%
Schwab U.S. Aggregate Bond Index Fund
191,384,608
26,131,550
(11,936,368
)
(1,485,388
)
(5,086,326
)
199,008,076
22,717,817
6,081,203
Short-Term Bond 4.0%
Schwab Short-Term Bond Index Fund
24,915,422
3,361,740
(1,683,306
)
(104,612
)
(382,560
)
26,106,684
2,745,182
785,765
 
235,237,436
 
  
5
Schwab MarketTrack Balanced Portfolio
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
Money Market Funds 3.4%
Schwab Government Money Fund, Ultra
Shares, 3.54% (b)
$21,001,039
$1,473,921
$—
$—
$—
$22,474,960
22,474,960
$571,139
Total Affiliated Underlying Funds
(Cost $417,108,463)
$623,132,898
$65,985,842
($75,696,337
)
$15,320,693
$19,591,217
$648,334,313
$16,177,579
Total Investments in Securities
(Cost $417,108,463)
$648,334,313
 
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only presented for
affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
 
ETF —
Exchange-Traded Fund
REIT —
Real Estate Investment Trust
At July 31, 2026, all of the fund’s investment securities were classified as Level 1.
6
  
Schwab Capital Trust
Schwab MarketTrack Conservative Portfolio
Portfolio Holdings as of July 31, 2026 (Unaudited)
 
This section includes a summary of the fund’s transactions with its affiliated underlying funds during the period.    
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 99.4% OF NET ASSETS
 
U.S. Stocks 26.0%
Large-Cap 22.0%
Schwab Fundamental U.S. Large Company
Index Fund
$12,336,035
$610,137
($2,394,735
)
$1,025,045
$1,163,770
$12,740,252
338,207
$203,906
Schwab S&P 500 Index Fund
22,385,423
2,496,697
(3,804,041
)
1,373,386
725,219
23,176,684
1,200,243
245,924
Schwab U.S. Large-Cap Growth Index
Fund
10,465,168
2,303,717
(1,723,235
)
42,180
(227,098
)
10,860,732
617,789
47,351
 
46,777,668
Small-Cap 4.0%
Schwab Fundamental U.S. Small Company
Index Fund
2,398,065
138,216
(506,121
)
166,039
312,882
2,509,081
112,414
33,301
Schwab Small-Cap Index Fund
5,786,652
458,280
(1,260,264
)
855,453
144,856
5,984,977
126,425
72,634
 
8,494,058
 
55,271,726
 
International Stocks 11.9%
Developed Markets 10.3%
Schwab Fundamental International Equity
Index Fund
5,432,172
1,132,044
(2,181,475
)
489,573
579,409
5,451,723
327,234
271,193
Schwab Fundamental International Small
Equity Index Fund
3,363,056
751,668
(738,828
)
109,135
130,256
3,615,287
211,050
271,296
Schwab International Index Fund
12,557,595
1,211,572
(2,363,459
)
611,753
855,290
12,872,751
400,771
435,712
 
21,939,761
Emerging Markets 1.6%
Schwab Fundamental Emerging Markets
Equity Index Fund
3,431,578
451,956
(826,805
)
155,868
243,735
3,456,332
266,898
131,879
 
25,396,093
 
Real Estate 2.0%
U.S. REITs 2.0%
Schwab U.S. REIT ETF
4,120,775
371,285
(784,238
)
55,518
555,197
4,318,537
177,864
93,592
 
Fixed Income 56.1%
High-Yield Bond 1.7%
Schwab High Yield Bond ETF
3,513,901
413,638
(241,693
)
(6,351
)
(61,894
)
3,617,601
139,085
179,282
Intermediate-Term Bond 48.1%
Schwab U.S. Aggregate Bond Index Fund
98,823,517
13,194,016
(6,423,086
)
(774,883
)
(2,581,754
)
102,237,810
11,670,983
3,125,524
Short-Term Bond 6.3%
Schwab Short-Term Bond Index Fund
12,916,121
1,429,029
(629,730
)
(35,376
)
(211,285
)
13,468,759
1,416,273
403,287
 
119,324,170
 
  
7
Schwab MarketTrack Conservative Portfolio
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
Money Market Funds 3.4%
Schwab Government Money Fund, Ultra
Shares, 3.54% (b)
$7,005,827
$191,457
$—
$—
$—
$7,197,284
7,197,284
$190,008
Total Affiliated Underlying Funds
(Cost $163,513,962)
$204,535,885
$25,153,712
($23,877,710
)
$4,067,340
$1,628,583
$211,507,810
$5,704,889
Total Investments in Securities
(Cost $163,513,962)
$211,507,810
 
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only presented for
affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
 
ETF —
Exchange-Traded Fund
REIT —
Real Estate Investment Trust
At July 31, 2026, all of the fund’s investment securities were classified as Level 1.
8
  
Schwab Capital Trust
Schwab Target 2010 Fund
Portfolio Holdings as of July 31, 2026 (Unaudited)
 
This section includes a summary of the fund’s transactions with its affiliated underlying funds during the period.    
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 76.4% OF NET ASSETS
 
U.S. Stocks 20.3%
Large-Cap 17.9%
Schwab Core Equity Fund
$678,673
$100,342
($628,620
)
$261,817
($268,302
)
$143,910
5,520
$41,592
Schwab Fundamental U.S. Large Company
Index Fund
810,981
12,755
(168,213
)
56,610
84,881
797,014
21,158
12,755
Schwab Large Cap Growth Opportunities
Fund, formerly Schwab Select Large Cap
Growth Fund *
1,554,803
322,089
(226,000
)
1,312
(199,231
)
1,452,973
55,734
182,089
Schwab S&P 500 Index Fund
4,973,013
805,937
(1,184,827
)
429,912
65,875
5,089,910
263,589
54,393
 
7,483,807
Mid-Cap 1.1%
Schwab U.S. Mid-Cap Index Fund
492,975
50,371
(135,061
)
34,460
29,712
472,457
28,669
10,371
Small-Cap 1.3%
Schwab Small-Cap Equity Fund
540,020
88,658
(190,303
)
43,762
58,144
540,281
21,196
43,658
 
8,496,545
 
International Stocks 7.4%
Developed Markets 7.4%
Schwab Fundamental International Equity
Index Fund
161,159
39,653
(63,935
)
19,138
12,103
168,118
10,091
8,293
Schwab International Core Equity Fund
1,315,685
262,679
(407,323
)
73,515
87,236
1,331,792
78,433
67,679
Schwab International Opportunities Fund
1,741,174
224,415
(451,037
)
81,128
7,468
1,603,148
60,588
104,415
 
3,103,058
 
Real Estate 2.1%
Global Real Estate 2.1%
Schwab Global Real Estate Fund
862,827
90,027
(148,342
)
4,209
87,173
895,894
121,560
25,027
 
Fixed Income 43.8%
Inflation-Protected Bond 7.0%
Schwab Treasury Inflation Protected
Securities Index Fund
2,968,106
414,860
(365,598
)
(27,308
)
(63,605
)
2,926,455
287,754
99,860
Intermediate-Term Bond 28.3%
Schwab U.S. Aggregate Bond Index Fund
11,955,376
2,176,951
(1,896,652
)
(239,208
)
(160,177
)
11,836,290
1,351,175
380,058
Short-Term Bond 8.5%
Schwab Short-Term Bond Index Fund
3,589,754
509,929
(479,490
)
(19,680
)
(46,599
)
3,553,914
373,703
110,732
 
18,316,659
 
  
1
Schwab Target 2010 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
Money Market Funds 2.8%
Schwab Government Money Fund, Ultra
Shares, 3.54% (b)
$1,084,913
$109,649
$—
$—
$—
$1,194,562
1,194,562
$29,563
Total Affiliated Underlying Funds
(Cost $25,747,627)
$32,729,459
$5,208,315
($6,345,401
)
$719,667
($305,322
)
$32,006,718
$1,170,485
 
UNAFFILIATED UNDERLYING FUNDS 23.1% OF NET ASSETS
 
U.S. Stocks 3.9%
Large-Cap 3.5%
Dodge & Cox Stock Fund, Class I
$1,078,412
60,112
PGIM Jennison Growth Fund, Class R6
383,086
5,073
 
1,461,498
Small-Cap 0.4%
Driehaus Small Cap Growth Fund,
Institutional Class
172,289
5,621
 
1,633,787
 
Fixed Income 19.2%
Intermediate-Term Bond 17.2%
Allspring Core Plus Bond Fund, Class R6
399,412
36,376
Baird Aggregate Bond Fund, Institutional
Class
6,539,283
676,944
Loomis Sayles Investment Grade Bond Fund,
Class Y
242,502
25,366
 
7,181,197
International Bond 2.0%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional Class
841,291
87,000
 
8,022,488
Total Unaffiliated Underlying Funds
(Cost $9,436,487)
$9,656,275
Total Investments in Securities
(Cost $35,184,114)
$41,662,993
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only presented for
affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
At July 31, 2026, all of the fund’s investment securities were classified as Level 1.
2
  
Schwab Capital Trust
Schwab Target 2015 Fund
Portfolio Holdings as of July 31, 2026 (Unaudited)
 
This section includes a summary of the fund’s transactions with its affiliated underlying funds during the period.    
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 76.4% OF NET ASSETS
 
U.S. Stocks 23.0%
Large-Cap 20.2%
Schwab Core Equity Fund
$835,766
$51,220
($445,000
)
$204,417
($220,687
)
$425,716
16,330
$51,220
Schwab Fundamental U.S. Large Company
Index Fund
962,957
16,328
(227,210
)
77,050
88,704
917,829
24,365
16,328
Schwab Large Cap Growth Opportunities
Fund, formerly Schwab Select Large Cap
Growth Fund *
1,907,834
364,430
(505,689
)
3,469
(244,714
)
1,525,330
58,509
219,047
Schwab S&P 500 Index Fund
6,096,055
350,411
(1,470,054
)
975,570
(437,609
)
5,514,373
285,571
66,427
 
8,383,248
Mid-Cap 1.3%
Schwab U.S. Mid-Cap Index Fund
600,293
12,629
(155,837
)
68,340
6,916
532,341
32,302
12,629
Small-Cap 1.5%
Schwab Small-Cap Equity Fund
760,408
57,368
(324,384
)
98,270
15,757
607,419
23,830
57,368
 
9,523,008
 
International Stocks 8.9%
Developed Markets 8.9%
Schwab Fundamental International Equity
Index Fund
184,938
9,516
(42,429
)
13,721
25,556
191,302
11,483
9,516
Schwab International Core Equity Fund
1,731,592
309,972
(681,306
)
162,799
25,301
1,548,358
91,187
89,971
Schwab International Opportunities Fund
2,231,866
130,813
(548,118
)
141,372
(25,801
)
1,930,132
72,945
130,813
 
3,669,792
 
Real Estate 2.4%
Global Real Estate 2.4%
Schwab Global Real Estate Fund
1,110,731
149,576
(376,165
)
55,455
57,459
997,056
135,286
29,577
 
Fixed Income 39.9%
Inflation-Protected Bond 6.5%
Schwab Treasury Inflation Protected
Securities Index Fund
3,006,301
145,069
(391,843
)
(24,571
)
(59,793
)
2,675,163
263,045
95,069
Intermediate-Term Bond 25.6%
Schwab U.S. Aggregate Bond Index Fund
11,874,330
748,015
(1,639,932
)
(204,754
)
(169,014
)
10,608,645
1,211,033
360,877
Short-Term Bond 7.8%
Schwab Short-Term Bond Index Fund
3,555,699
175,257
(420,551
)
(15,971
)
(46,745
)
3,247,689
341,502
106,011
 
16,531,497
 
  
3
Schwab Target 2015 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
Money Market Funds 2.2%
Schwab Government Money Fund, Ultra
Shares, 3.54% (b)
$995,003
$27,166
($90,000
)
$—
$—
$932,169
932,169
$26,795
Total Affiliated Underlying Funds
(Cost $24,626,932)
$35,853,773
$2,547,770
($7,318,518
)
$1,555,167
($984,670
)
$31,653,522
$1,271,648
 
UNAFFILIATED UNDERLYING FUNDS 23.2% OF NET ASSETS
 
U.S. Stocks 4.4%
Large-Cap 3.9%
Dodge & Cox Stock Fund, Class I
$1,228,893
68,500
PGIM Jennison Growth Fund, Class R6
413,530
5,476
 
1,642,423
Small-Cap 0.5%
Driehaus Small Cap Growth Fund,
Institutional Class
199,240
6,500
 
1,841,663
 
Fixed Income 18.8%
Intermediate-Term Bond 16.6%
Allspring Core Plus Bond Fund, Class R6
838,495
76,366
Baird Aggregate Bond Fund, Institutional
Class
5,650,927
584,982
Loomis Sayles Investment Grade Bond Fund,
Class Y
382,317
39,991
 
6,871,739
International Bond 2.2%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional Class
902,786
93,359
 
7,774,525
Total Unaffiliated Underlying Funds
(Cost $9,411,581)
$9,616,188
Total Investments in Securities
(Cost $34,038,513)
$41,269,710
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only presented for
affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
At July 31, 2026, all of the fund’s investment securities were classified as Level 1.
4
  
Schwab Capital Trust
Schwab Target 2020 Fund
Portfolio Holdings as of July 31, 2026 (Unaudited)
 
This section includes a summary of the fund’s transactions with its affiliated underlying funds during the period.    
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 77.1% OF NET ASSETS
 
U.S. Stocks 24.9%
Large-Cap 21.6%
Schwab Core Equity Fund
$5,598,570
$343,106
($3,065,000
)
$1,448,772
($1,576,599
)
$2,748,849
105,441
$343,106
Schwab Fundamental U.S. Large Company
Index Fund
6,495,059
110,129
(1,459,979
)
478,933
644,388
6,268,530
166,406
110,129
Schwab Large Cap Growth Opportunities
Fund, formerly Schwab Select Large
Cap Growth Fund *
12,408,062
1,953,253
(2,029,650
)
14,403
(1,655,000
)
10,691,068
410,091
1,457,079
Schwab S&P 500 Index Fund
40,928,815
1,605,076
(6,967,488
)
4,743,755
(1,067,799
)
39,242,359
2,032,230
450,495
 
58,950,806
Mid-Cap 1.4%
Schwab U.S. Mid-Cap Index Fund
4,126,813
86,822
(814,950
)
351,238
182,232
3,932,155
238,602
86,822
Small-Cap 1.9%
Schwab Small-Cap Equity Fund
5,613,684
423,447
(1,945,763
)
503,601
433,868
5,028,837
197,287
423,447
 
67,911,798
 
International Stocks 9.9%
Developed Markets 9.9%
Schwab Fundamental International Equity
Index Fund
1,607,130
70,386
(550,103
)
175,575
126,044
1,429,032
85,776
70,386
Schwab International Core Equity Fund
11,635,521
622,197
(2,100,000
)
663,129
689,964
11,510,811
677,904
622,197
Schwab International Opportunities Fund
15,763,186
1,124,475
(3,589,163
)
972,396
(176,919
)
14,093,975
532,652
930,063
 
27,033,818
 
Real Estate 2.6%
Global Real Estate 2.6%
Schwab Global Real Estate Fund
7,515,970
203,175
(1,460,000
)
44,949
731,876
7,035,970
954,677
203,174
 
Fixed Income 37.9%
Inflation-Protected Bond 6.2%
Schwab Treasury Inflation Protected
Securities Index Fund
18,316,317
587,147
(1,344,443
)
(89,971
)
(449,511
)
17,019,539
1,673,505
587,147
Intermediate-Term Bond 24.4%
Schwab U.S. Aggregate Bond Index Fund
71,315,136
3,984,339
(6,430,503
)
(794,298
)
(1,503,805
)
66,570,869
7,599,414
2,180,186
Short-Term Bond 7.3%
Schwab Short-Term Bond Index Fund
21,233,562
1,037,475
(1,999,278
)
(77,546
)
(304,978
)
19,889,235
2,091,402
637,999
 
103,479,643
 
  
5
Schwab Target 2020 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
Money Market Funds 1.8%
Schwab Government Money Fund, Ultra
Shares, 3.54% (b)
$5,317,256
$145,167
($500,000
)
$—
$—
$4,962,423
4,962,423
$143,150
Total Affiliated Underlying Funds
(Cost $159,683,465)
$227,875,081
$12,296,194
($34,256,320
)
$8,434,936
($3,926,239
)
$210,423,652
$8,245,380
 
UNAFFILIATED UNDERLYING FUNDS 22.4% OF NET ASSETS
 
U.S. Stocks 4.4%
Large-Cap 4.1%
Dodge & Cox Stock Fund, Class I
$8,181,934
456,072
PGIM Jennison Growth Fund, Class R6
3,062,036
40,546
 
11,243,970
Small-Cap 0.3%
Driehaus Small Cap Growth Fund,
Institutional Class
738,566
24,097
 
11,982,536
 
Fixed Income 18.0%
Intermediate-Term Bond 15.8%
Allspring Core Plus Bond Fund, Class R6
7,060,734
643,054
Baird Aggregate Bond Fund, Institutional
Class
33,050,560
3,421,383
Loomis Sayles Investment Grade Bond
Fund, Class Y
3,085,885
322,791
 
43,197,179
International Bond 2.2%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional
Class
5,919,938
612,196
 
49,117,117
Total Unaffiliated Underlying Funds
(Cost $60,011,133)
$61,099,653
Total Investments in Securities
(Cost $219,694,598)
$271,523,305
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only presented for
affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
At July 31, 2026, all of the fund’s investment securities were classified as Level 1.
6
  
Schwab Capital Trust
Schwab Target 2025 Fund
Portfolio Holdings as of July 31, 2026 (Unaudited)
 
This section includes a summary of the fund’s transactions with its affiliated underlying funds during the period.    
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 77.1% OF NET ASSETS
 
U.S. Stocks 25.9%
Large-Cap 22.6%
Schwab Core Equity Fund
$8,461,396
$497,225
($5,045,000
)
$2,149,737
($2,312,910
)
$3,750,448
143,861
$497,225
Schwab Fundamental U.S. Large Company
Index Fund
9,866,541
161,299
(2,798,626
)
939,813
683,003
8,852,030
234,989
161,299
Schwab Large Cap Growth Opportunities
Fund, formerly Schwab Select Large
Cap Growth Fund *
18,533,790
2,687,498
(3,620,483
)
20,059
(2,473,545
)
15,147,319
581,025
2,168,686
Schwab S&P 500 Index Fund
61,268,672
1,819,517
(13,209,584
)
9,271,248
(3,975,073
)
55,174,780
2,857,316
669,468
 
82,924,577
Mid-Cap 1.5%
Schwab U.S. Mid-Cap Index Fund
6,433,519
128,073
(1,845,265
)
803,569
(34,620
)
5,485,276
332,844
128,073
Small-Cap 1.8%
Schwab Small-Cap Equity Fund
6,994,537
532,616
(2,268,223
)
650,609
437,324
6,346,863
248,994
532,616
 
94,756,716
 
International Stocks 10.8%
Developed Markets 10.8%
Schwab Fundamental International Equity
Index Fund
2,062,932
106,151
(591,026
)
179,552
221,780
1,979,389
118,811
106,151
Schwab International Core Equity Fund
18,368,838
982,255
(4,500,633
)
1,520,453
520,820
16,891,733
994,802
982,255
Schwab International Opportunities Fund
24,821,098
2,079,276
(7,331,017
)
1,411,180
(116,900
)
20,863,637
788,497
1,431,661
 
39,734,759
 
Real Estate 2.7%
Global Real Estate 2.7%
Schwab Global Real Estate Fund
11,608,846
297,820
(3,072,500
)
174,695
988,405
9,997,266
1,356,481
297,820
 
Fixed Income 36.1%
Inflation-Protected Bond 6.0%
Schwab Treasury Inflation Protected
Securities Index Fund
25,454,999
796,484
(3,548,773
)
(266,641
)
(459,419
)
21,976,650
2,160,929
796,484
Intermediate-Term Bond 23.1%
Schwab U.S. Aggregate Bond Index Fund
96,985,867
6,243,594
(15,402,509
)
(1,915,451
)
(1,085,523
)
84,825,978
9,683,331
2,896,516
Short-Term Bond 7.0%
Schwab Short-Term Bond Index Fund
29,366,753
846,987
(4,055,656
)
(153,815
)
(350,235
)
25,654,034
2,697,585
853,567
 
132,456,662
 
  
7
Schwab Target 2025 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
Money Market Funds 1.6%
Schwab Government Money Fund, Ultra
Shares, 3.54% (b)
$6,537,347
$178,365
($1,000,000
)
$—
$—
$5,715,712
5,715,712
$175,179
Total Affiliated Underlying Funds
(Cost $208,566,766)
$326,765,135
$17,357,160
($68,289,295
)
$14,785,008
($7,956,893
)
$282,661,115
$11,697,000
 
UNAFFILIATED UNDERLYING FUNDS 22.4% OF NET ASSETS
 
U.S. Stocks 4.7%
Large-Cap 4.2%
Dodge & Cox Stock Fund, Class I
$11,617,558
647,578
PGIM Jennison Growth Fund, Class R6
3,859,922
51,111
 
15,477,480
Small-Cap 0.5%
Driehaus Small Cap Growth Fund,
Institutional Class
1,828,527
59,658
 
17,306,007
 
Fixed Income 17.7%
Intermediate-Term Bond 15.5%
Allspring Core Plus Bond Fund, Class R6
10,605,261
965,871
Baird Aggregate Bond Fund, Institutional
Class
41,544,156
4,300,637
Loomis Sayles Investment Grade Bond
Fund, Class Y
4,872,164
509,641
 
57,021,581
International Bond 2.2%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional
Class
7,945,278
821,642
 
64,966,859
Total Unaffiliated Underlying Funds
(Cost $79,374,483)
$82,272,866
Total Investments in Securities
(Cost $287,941,249)
$364,933,981
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only presented for
affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
At July 31, 2026, all of the fund’s investment securities were classified as Level 1.
8
  
Schwab Capital Trust
Schwab Target 2030 Fund
Portfolio Holdings as of July 31, 2026 (Unaudited)
 
This section includes a summary of the fund’s transactions with its affiliated underlying funds during the period.    
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 75.8% OF NET ASSETS
 
U.S. Stocks 31.6%
Large-Cap 27.6%
Schwab Core Equity Fund
$31,807,133
$1,949,287
($9,979,202
)
$3,639,350
($4,191,404
)
$23,225,164
890,877
$1,949,287
Schwab Fundamental U.S. Large
Company Index Fund
31,395,489
532,337
(5,837,961
)
1,802,787
3,584,651
31,477,303
835,607
532,337
Schwab Large Cap Growth Opportunities
Fund, formerly Schwab Select Large
Cap Growth Fund *
58,722,674
7,746,911
(6,621,215
)
(19,045
)
(8,171,521
)
51,657,804
1,981,504
7,069,395
Schwab S&P 500 Index Fund
179,231,053
4,695,415
(23,745,728
)
16,297,819
(456,076
)
176,022,483
9,115,613
1,922,618
 
282,382,754
Mid-Cap 1.5%
Schwab U.S. Mid-Cap Index Fund
15,303,502
321,963
(2,563,612
)
1,094,311
920,414
15,076,578
914,841
321,963
Small-Cap 2.5%
Schwab Small-Cap Equity Fund
28,897,887
2,336,235
(10,229,846
)
2,433,924
2,142,940
25,581,140
1,003,576
2,336,235
 
323,040,472
 
International Stocks 15.2%
Developed Markets 15.2%
Schwab Fundamental International
Equity Index Fund
8,453,463
377,636
(2,429,772
)
668,066
810,526
7,879,919
472,984
377,636
Schwab International Core Equity Fund
64,258,985
3,394,206
(8,240,000
)
1,968,839
5,476,480
66,858,510
3,937,486
3,394,206
Schwab International Opportunities
Fund
88,067,631
7,150,551
(19,251,985
)
2,784,005
1,753,505
80,503,707
3,042,468
5,281,260
 
155,242,136
 
Real Estate 3.3%
Global Real Estate 3.3%
Schwab Global Real Estate Fund
36,177,485
989,991
(7,268,068
)
(244,666
)
3,884,269
33,539,011
4,550,748
989,991
 
Fixed Income 24.7%
Inflation-Protected Bond 2.8%
Schwab Treasury Inflation Protected
Securities Index Fund
23,036,475
6,526,928
—
—
(839,301
)
28,724,102
2,824,395
896,189
Intermediate-Term Bond 16.9%
Schwab U.S. Aggregate Bond Index Fund
159,674,551
22,656,113
(3,979,978
)
(645,212
)
(5,109,011
)
172,596,463
19,702,793
5,305,873
Short-Term Bond 5.0%
Schwab Short-Term Bond Index Fund
46,640,633
4,992,355
—
—
(949,887
)
50,683,101
5,329,453
1,523,505
 
252,003,666
 
  
9
Schwab Target 2030 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
Money Market Funds 1.0%
Schwab Government Money Fund, Ultra
Shares, 3.54% (b)
$10,474,342
$286,245
$—
$—
$—
$10,760,587
10,760,587
$284,078
Total Affiliated Underlying Funds
(Cost $506,046,003)
$782,141,303
$63,956,173
($100,147,367
)
$29,780,178
($1,144,415
)
$774,585,872
$32,184,573
 
UNAFFILIATED UNDERLYING FUNDS 23.7% OF NET ASSETS
 
U.S. Stocks 6.0%
Large-Cap 5.3%
Dodge & Cox Stock Fund, Class I
$40,170,251
2,239,144
PGIM Jennison Growth Fund, Class R6
14,246,900
188,651
 
54,417,151
Small-Cap 0.7%
Driehaus Small Cap Growth Fund,
Institutional Class
6,760,900
220,584
 
61,178,051
 
International Stocks 0.6%
Emerging Markets 0.6%
Goldman Sachs Emerging Markets
Equity Insights Fund, Institutional
Class
6,512,434
488,555
 
Fixed Income 17.1%
Intermediate-Term Bond 13.3%
Allspring Core Plus Bond Fund, Class R6
38,521,799
3,508,361
Baird Aggregate Bond Fund, Institutional
Class
75,455,328
7,811,111
Loomis Sayles Investment Grade Bond
Fund, Class Y
22,253,411
2,327,763
 
136,230,538
International Bond 3.8%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional
Class
38,221,474
3,952,583
 
174,452,012
Total Unaffiliated Underlying Funds
(Cost $228,485,395)
$242,142,497
Total Investments in Securities
(Cost $734,531,398)
$1,016,728,369
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only presented for
affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
At July 31, 2026, all of the fund’s investment securities were classified as Level 1.
10
  
Schwab Capital Trust
Schwab Target 2035 Fund
Portfolio Holdings as of July 31, 2026 (Unaudited)
 
This section includes a summary of the fund’s transactions with its affiliated underlying funds during the period.    
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 75.3% OF NET ASSETS
 
U.S. Stocks 36.9%
Large-Cap 31.8%
Schwab Core Equity Fund
$24,095,135
$1,476,660
($5,648,009
)
$1,206,516
($1,547,025
)
$19,583,277
751,181
$1,476,660
Schwab Fundamental U.S. Large Company
Index Fund
25,691,386
435,619
(4,889,722
)
1,585,880
2,913,153
25,736,316
683,205
435,619
Schwab Large Cap Growth Opportunities
Fund, formerly Schwab Select Large
Cap Growth Fund *
47,368,231
6,705,223
(4,850,534
)
62,868
(6,599,202
)
42,686,586
1,637,383
5,702,478
Schwab S&P 500 Index Fund
125,276,331
3,080,841
(14,687,908
)
8,264,045
3,300,501
125,233,810
6,485,438
1,378,890
 
213,239,989
Mid-Cap 1.7%
Schwab U.S. Mid-Cap Index Fund
10,820,474
227,647
(946,503
)
254,935
1,176,370
11,532,923
699,813
227,647
Small-Cap 3.4%
Schwab Small-Cap Equity Fund
22,252,900
1,799,024
(5,646,351
)
1,023,373
2,855,895
22,284,841
874,258
1,799,024
 
247,057,753
 
International Stocks 18.3%
Developed Markets 18.3%
Schwab Fundamental International Equity
Index Fund
6,904,235
696,310
(2,602,716
)
686,651
591,920
6,276,400
376,735
355,268
Schwab International Core Equity Fund
50,530,217
2,702,051
(8,101,080
)
2,231,523
3,777,837
51,140,548
3,011,811
2,702,051
Schwab International Opportunities Fund
67,398,387
5,811,143
(11,939,466
)
1,173,760
2,696,005
65,139,829
2,461,823
4,041,763
 
122,556,777
 
Real Estate 3.8%
Global Real Estate 3.8%
Schwab Global Real Estate Fund
27,695,427
750,542
(5,554,530
)
(445,493
)
3,266,905
25,712,851
3,488,854
750,542
 
Fixed Income 15.7%
Inflation-Protected Bond 0.8%
Schwab Treasury Inflation Protected
Securities Index Fund
2,977,398
2,650,365
(338,590
)
—
(141,774
)
5,147,399
506,136
154,977
Intermediate-Term Bond 11.6%
Schwab U.S. Aggregate Bond Index Fund
71,095,119
13,137,431
(3,799,462
)
(726,684
)
(1,909,230
)
77,797,174
8,880,956
2,415,627
Short-Term Bond 3.3%
Schwab Short-Term Bond Index Fund
20,538,080
3,386,452
(1,166,379
)
(49,250
)
(381,011
)
22,327,892
2,347,833
679,733
 
105,272,465
 
  
11
Schwab Target 2035 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
Money Market Funds 0.6%
Schwab Government Money Fund, Ultra
Shares, 3.54% (b)
$4,194,259
$114,621
$—
$—
$—
$4,308,880
4,308,880
$113,754
Total Affiliated Underlying Funds
(Cost $320,093,964)
$506,837,579
$42,973,929
($70,171,250
)
$15,268,124
$10,000,344
$504,908,726
$22,234,033
 
UNAFFILIATED UNDERLYING FUNDS 24.1% OF NET ASSETS
 
U.S. Stocks 7.6%
Large-Cap 6.5%
Dodge & Cox Stock Fund, Class I
$32,370,769
1,804,391
PGIM Jennison Growth Fund, Class R6
11,332,658
150,062
 
43,703,427
Small-Cap 1.1%
Driehaus Small Cap Growth Fund,
Institutional Class
6,974,962
227,568
 
50,678,389
 
International Stocks 1.7%
Emerging Markets 1.7%
Goldman Sachs Emerging Markets Equity
Insights Fund, Institutional Class
11,129,666
834,934
 
Fixed Income 14.8%
Intermediate-Term Bond 10.7%
Allspring Core Plus Bond Fund, Class R6
24,366,650
2,219,185
Baird Aggregate Bond Fund, Institutional
Class
29,324,535
3,035,666
Loomis Sayles Investment Grade Bond
Fund, Class Y
18,090,110
1,892,271
 
71,781,295
International Bond 4.1%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional
Class
27,579,656
2,852,084
 
99,360,951
Total Unaffiliated Underlying Funds
(Cost $147,454,060)
$161,169,006
Total Investments in Securities
(Cost $467,548,024)
$666,077,732
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only presented for
affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
At July 31, 2026, all of the fund’s investment securities were classified as Level 1.
12
  
Schwab Capital Trust
Schwab Target 2040 Fund
Portfolio Holdings as of July 31, 2026 (Unaudited)
 
This section includes a summary of the fund’s transactions with its affiliated underlying funds during the period.    
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 76.3% OF NET ASSETS
 
U.S. Stocks 40.5%
Large-Cap 34.8%
Schwab Core Equity Fund
$52,502,458
$3,217,591
($13,017,586
)
$3,821,880
($4,519,417
)
$42,004,926
1,611,236
$3,217,591
Schwab Fundamental U.S. Large
Company Index Fund
61,165,910
1,037,119
(10,362,881
)
3,333,170
7,536,554
62,709,872
1,664,717
1,037,119
Schwab Large Cap Growth
Opportunities Fund, formerly
Schwab Select Large Cap Growth
Fund *
106,349,890
12,677,058
(7,559,207
)
160,755
(15,265,617
)
96,362,879
3,696,313
12,677,058
Schwab S&P 500 Index Fund
254,421,291
2,781,194
(22,945,280
)
16,217,663
6,912,870
257,387,738
13,329,246
2,781,194
 
458,465,415
Mid-Cap 1.8%
Schwab U.S. Mid-Cap Index Fund
22,345,454
470,115
(2,788,565
)
952,913
2,018,193
22,998,110
1,395,516
470,115
Small-Cap 3.9%
Schwab Small-Cap Equity Fund
54,562,103
4,411,045
(16,378,737
)
2,763,369
6,359,240
51,717,020
2,028,914
4,411,045
 
533,180,545
 
International Stocks 20.9%
Developed Markets 20.9%
Schwab Fundamental International
Equity Index Fund
13,952,215
717,932
(3,191,016
)
881,004
1,817,068
14,177,203
850,973
717,932
Schwab International Core Equity
Fund
110,935,637
5,878,764
(14,790,539
)
3,680,320
9,596,437
115,300,619
6,790,378
5,878,764
Schwab International Opportunities
Fund
152,335,552
9,135,295
(23,544,362
)
2,209,609
5,965,452
146,101,546
5,521,600
9,135,295
 
275,579,368
 
Real Estate 4.2%
Global Real Estate 4.2%
Schwab Global Real Estate Fund
58,380,434
1,626,106
(10,633,508
)
(986,657
)
6,910,153
55,296,528
7,502,921
1,626,106
 
Fixed Income 10.3%
Intermediate-Term Bond 8.0%
Schwab U.S. Aggregate Bond Index
Fund
94,113,911
17,617,887
(3,040,000
)
(571,649
)
(2,906,893
)
105,213,256
12,010,646
3,189,037
Short-Term Bond 2.3%
Schwab Short-Term Bond Index Fund
27,657,147
2,536,588
—
—
(555,476
)
29,638,259
3,116,536
894,897
 
134,851,515
 
  
13
Schwab Target 2040 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
Money Market Funds 0.4%
Schwab Government Money Fund,
Ultra Shares, 3.54% (b)
$5,246,788
$143,385
$—
$—
$—
$5,390,173
5,390,173
$142,300
Total Affiliated Underlying Funds
(Cost $568,079,095)
$1,013,968,790
$62,250,079
($128,251,681
)
$32,462,377
$23,868,564
$1,004,298,129
$46,178,453
 
UNAFFILIATED UNDERLYING FUNDS 23.1% OF NET ASSETS
 
U.S. Stocks 8.5%
Large-Cap 7.3%
Dodge & Cox Stock Fund, Class I
$70,374,346
3,922,762
PGIM Jennison Growth Fund, Class R6
25,893,555
342,870
 
96,267,901
Small-Cap 1.2%
Driehaus Small Cap Growth Fund,
Institutional Class
16,273,256
530,938
 
112,541,157
 
International Stocks 2.7%
Emerging Markets 2.7%
Goldman Sachs Emerging Markets
Equity Insights Fund, Institutional
Class
35,229,450
2,642,869
 
Fixed Income 11.9%
Intermediate-Term Bond 8.5%
Allspring Core Plus Bond Fund,
Class R6
36,021,322
3,280,630
Baird Aggregate Bond Fund,
Institutional Class
38,746,783
4,011,054
Loomis Sayles Investment Grade Bond
Fund, Class Y
37,987,549
3,973,593
 
112,755,654
International Bond 3.4%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional
Class
44,299,807
4,581,159
 
157,055,461
Total Unaffiliated Underlying Funds
(Cost $271,684,902)
$304,826,068
Total Investments in Securities
(Cost $839,763,997)
$1,309,124,197
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only presented for
affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
At July 31, 2026, all of the fund’s investment securities were classified as Level 1.
14
  
Schwab Capital Trust
Schwab Target 2045 Fund
Portfolio Holdings as of July 31, 2026 (Unaudited)
 
This section includes a summary of the fund’s transactions with its affiliated underlying funds during the period.    
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 77.8% OF NET ASSETS
 
U.S. Stocks 43.7%
Large-Cap 37.3%
Schwab Core Equity Fund
$15,630,980
$957,939
($4,272,643
)
$433,494
($613,788
)
$12,135,982
465,515
$957,939
Schwab Fundamental U.S. Large Company
Index Fund
19,526,530
331,088
(5,212,256
)
1,268,419
2,210,046
18,123,827
481,121
331,088
Schwab Large Cap Growth Opportunities
Fund, formerly Schwab Select Large
Cap Growth Fund *
33,600,237
4,569,740
(6,193,792
)
102,097
(4,616,016
)
27,462,266
1,053,405
4,045,002
Schwab S&P 500 Index Fund
72,056,677
3,956,215
(17,663,260
)
7,267,902
(628,403
)
64,989,131
3,365,569
793,112
 
122,711,206
Mid-Cap 1.9%
Schwab U.S. Mid-Cap Index Fund
6,579,017
138,413
(1,376,103
)
238,485
595,725
6,175,537
374,729
138,413
Small-Cap 4.5%
Schwab Small-Cap Equity Fund
16,388,113
1,324,889
(5,688,758
)
768,388
2,014,181
14,806,813
580,887
1,324,889
 
143,693,556
 
International Stocks 22.7%
Developed Markets 22.7%
Schwab Fundamental International Equity
Index Fund
4,333,872
223,006
(1,568,448
)
466,149
378,508
3,833,087
230,077
223,006
Schwab International Core Equity Fund
33,821,420
1,808,566
(8,436,594
)
2,177,929
1,801,839
31,173,160
1,835,875
1,808,566
Schwab International Opportunities Fund
46,325,571
2,778,063
(12,049,338
)
1,079,236
1,572,792
39,706,324
1,500,617
2,778,063
 
74,712,571
 
Real Estate 4.5%
Global Real Estate 4.5%
Schwab Global Real Estate Fund
17,746,450
1,259,362
(5,817,098
)
(481,294
)
2,255,501
14,962,921
2,030,247
469,362
 
Fixed Income 6.7%
Intermediate-Term Bond 5.2%
Schwab U.S. Aggregate Bond Index Fund
16,032,846
4,848,523
(3,157,825
)
(414,309
)
(191,027
)
17,118,208
1,954,133
564,545
Short-Term Bond 1.5%
Schwab Short-Term Bond Index Fund
4,934,510
915,997
(912,771
)
(35,820
)
(62,840
)
4,839,076
508,841
160,351
 
21,957,284
 
Money Market Funds 0.2%
Schwab Government Money Fund, Ultra
Shares, 3.54% (b)
686,503
18,761
—
—
—
705,264
705,264
18,619
Total Affiliated Underlying Funds
(Cost $160,133,602)
$287,662,726
$23,130,562
($72,348,886
)
$12,870,676
$4,716,518
$256,031,596
$13,612,955
 
  
15
Schwab Target 2045 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
UNAFFILIATED UNDERLYING FUNDS 21.6% OF NET ASSETS
 
U.S. Stocks 9.3%
Large-Cap 7.9%
Dodge & Cox Stock Fund, Class I
$18,732,079
1,044,152
PGIM Jennison Growth Fund, Class R6
7,153,972
94,730
 
25,886,051
Small-Cap 1.4%
Driehaus Small Cap Growth Fund,
Institutional Class
4,726,460
154,208
 
30,612,511
 
International Stocks 3.8%
Emerging Markets 3.8%
Goldman Sachs Emerging Markets Equity
Insights Fund, Institutional Class
12,486,975
936,757
 
Fixed Income 8.5%
Intermediate-Term Bond 6.2%
Allspring Core Plus Bond Fund, Class R6
5,500,660
500,971
Baird Aggregate Bond Fund, Institutional
Class
6,054,869
626,798
Loomis Sayles Investment Grade Bond
Fund, Class Y
8,625,314
902,229
 
20,180,843
International Bond 2.3%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional
Class
7,677,633
793,964
 
27,858,476
Total Unaffiliated Underlying Funds
(Cost $59,755,645)
$70,957,962
Total Investments in Securities
(Cost $219,889,247)
$326,989,558
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only presented for
affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
At July 31, 2026, all of the fund’s investment securities were classified as Level 1.
16
  
Schwab Capital Trust
Schwab Target 2050 Fund
Portfolio Holdings as of July 31, 2026 (Unaudited)
 
This section includes a summary of the fund’s transactions with its affiliated underlying funds during the period.    
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 79.0% OF NET ASSETS
 
U.S. Stocks 46.0%
Large-Cap 38.8%
Schwab Core Equity Fund
$16,428,658
$1,006,823
($2,842,432
)
$297,668
($486,640
)
$14,404,077
552,515
$1,006,823
Schwab Fundamental U.S. Large Company
Index Fund
19,935,088
1,188,016
(4,739,050
)
1,143,805
2,505,880
20,033,739
531,822
338,016
Schwab Large Cap Growth Opportunities
Fund, formerly Schwab Select Large
Cap Growth Fund *
35,432,786
6,695,265
(7,083,994
)
(148,760
)
(4,575,197
)
30,320,100
1,163,026
4,265,616
Schwab S&P 500 Index Fund
76,473,326
1,541,726
(17,249,001
)
7,412,937
(492,541
)
67,686,447
3,505,254
841,726
 
132,444,363
Mid-Cap 2.0%
Schwab U.S. Mid-Cap Index Fund
6,757,853
142,175
(1,046,462
)
220,007
653,404
6,726,977
408,190
142,175
Small-Cap 5.2%
Schwab Small-Cap Equity Fund
18,217,855
1,472,813
(5,012,438
)
701,184
2,524,202
17,903,616
702,378
1,472,813
 
157,074,956
 
International Stocks 24.1%
Developed Markets 24.1%
Schwab Fundamental International Equity
Index Fund
5,070,164
245,181
(2,073,931
)
659,004
339,808
4,240,226
254,515
245,181
Schwab International Core Equity Fund
37,541,060
2,007,469
(9,751,402
)
2,557,557
1,908,588
34,263,272
2,017,861
2,007,469
Schwab International Opportunities Fund
51,373,898
3,080,802
(13,469,104
)
1,179,953
1,816,105
43,981,654
1,662,194
3,080,802
 
82,485,152
 
Real Estate 4.7%
Global Real Estate 4.7%
Schwab Global Real Estate Fund
18,613,037
853,531
(5,415,573
)
(442,077
)
2,366,668
15,975,586
2,167,651
503,531
 
Fixed Income 4.0%
Intermediate-Term Bond 3.0%
Schwab U.S. Aggregate Bond Index Fund
10,037,444
2,422,245
(1,679,806
)
(259,127
)
(114,356
)
10,406,400
1,187,945
344,237
Short-Term Bond 1.0%
Schwab Short-Term Bond Index Fund
3,363,880
804,734
(839,103
)
(18,597
)
(45,939
)
3,264,975
343,320
105,487
 
13,671,375
 
Money Market Funds 0.2%
Schwab Government Money Fund, Ultra
Shares, 3.54% (b)
295,608
415,518
—
—
—
711,126
711,126
16,203
Total Affiliated Underlying Funds
(Cost $167,333,385)
$299,540,657
$21,876,298
($71,202,296
)
$13,303,554
$6,399,982
$269,918,195
$14,370,079
 
  
17
Schwab Target 2050 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
UNAFFILIATED UNDERLYING FUNDS 20.6% OF NET ASSETS
 
U.S. Stocks 10.0%
Large-Cap 8.4%
Dodge & Cox Stock Fund, Class I
$20,934,771
1,166,933
PGIM Jennison Growth Fund, Class R6
7,898,139
104,583
 
28,832,910
Small-Cap 1.6%
Driehaus Small Cap Growth Fund,
Institutional Class
5,534,274
180,564
 
34,367,184
 
International Stocks 4.9%
Emerging Markets 4.9%
Goldman Sachs Emerging Markets Equity
Insights Fund, Institutional Class
16,623,725
1,247,091
 
Fixed Income 5.7%
Intermediate-Term Bond 4.2%
Allspring Core Plus Bond Fund, Class R6
3,555,980
323,860
Baird Aggregate Bond Fund, Institutional
Class
3,028,651
313,525
Loomis Sayles Investment Grade Bond
Fund, Class Y
7,735,575
809,161
 
14,320,206
International Bond 1.5%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional
Class
5,268,137
544,792
 
19,588,343
Total Unaffiliated Underlying Funds
(Cost $57,246,995)
$70,579,252
Total Investments in Securities
(Cost $224,580,380)
$340,497,447
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only presented for
affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
At July 31, 2026, all of the fund’s investment securities were classified as Level 1.
18
  
Schwab Capital Trust
Schwab Target 2055 Fund
Portfolio Holdings as of July 31, 2026 (Unaudited)
 
This section includes a summary of the fund’s transactions with its affiliated underlying funds during the period.    
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 80.2% OF NET ASSETS
 
U.S. Stocks 47.2%
Large-Cap 39.6%
Schwab Core Equity Fund
$12,307,744
$1,554,274
($3,381,694
)
$213,759
($305,475
)
$10,388,608
398,489
$754,275
Schwab Fundamental U.S. Large Company
Index Fund
15,870,191
969,093
(5,501,712
)
1,597,733
1,181,075
14,116,380
374,738
269,092
Schwab Large Cap Growth Opportunities
Fund, formerly Schwab Select Large
Cap Growth Fund *
27,402,334
5,928,861
(9,206,400
)
(17,765
)
(3,397,370
)
20,709,660
794,387
3,298,861
Schwab S&P 500 Index Fund
54,928,536
4,219,027
(19,437,321
)
6,858,145
(1,794,852
)
44,773,535
2,318,671
599,027
 
89,988,183
Mid-Cap 2.0%
Schwab U.S. Mid-Cap Index Fund
4,953,439
734,213
(1,846,780
)
302,068
364,423
4,507,363
273,505
104,213
Small-Cap 5.6%
Schwab Small-Cap Equity Fund
15,136,510
1,495,807
(6,430,071
)
878,495
1,617,757
12,698,498
498,176
1,195,807
 
107,194,044
 
International Stocks 25.3%
Developed Markets 25.3%
Schwab Fundamental International Equity
Index Fund
3,405,345
175,227
(1,433,799
)
483,626
221,542
2,851,941
171,185
175,227
Schwab International Core Equity Fund
27,604,604
1,976,128
(9,373,776
)
2,604,333
638,871
23,450,160
1,381,046
1,476,128
Schwab International Opportunities Fund
37,622,507
3,976,156
(12,618,193
)
1,205,338
1,112,671
31,298,479
1,182,860
2,256,156
 
57,600,580
 
Real Estate 4.8%
Global Real Estate 4.8%
Schwab Global Real Estate Fund
13,591,304
967,761
(5,054,133
)
(246,863
)
1,709,949
10,968,018
1,488,198
367,761
 
Fixed Income 2.9%
Intermediate-Term Bond 2.3%
Schwab U.S. Aggregate Bond Index Fund
4,939,296
1,679,169
(1,194,521
)
(141,790
)
(46,097
)
5,236,057
597,723
180,176
Short-Term Bond 0.6%
Schwab Short-Term Bond Index Fund
1,496,016
501,355
(541,648
)
(11,173
)
(20,261
)
1,424,289
149,767
51,690
 
6,660,346
Total Affiliated Underlying Funds
(Cost $113,633,297)
$219,257,826
$24,177,071
($76,020,048
)
$13,725,906
$1,282,233
$182,422,988
$10,728,413
 
  
19
Schwab Target 2055 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
UNAFFILIATED UNDERLYING FUNDS 19.3% OF NET ASSETS
 
U.S. Stocks 10.2%
Large-Cap 8.5%
Dodge & Cox Stock Fund, Class I
$14,038,551
782,528
PGIM Jennison Growth Fund, Class R6
5,293,124
70,089
 
19,331,675
Small-Cap 1.7%
Driehaus Small Cap Growth Fund,
Institutional Class
3,852,056
125,679
 
23,183,731
 
International Stocks 5.4%
Emerging Markets 5.4%
Goldman Sachs Emerging Markets Equity
Insights Fund, Institutional Class
12,190,731
914,533
 
Fixed Income 3.7%
Intermediate-Term Bond 2.7%
Allspring Core Plus Bond Fund, Class R6
1,688,874
153,814
Baird Aggregate Bond Fund, Institutional
Class
257,650
26,672
Loomis Sayles Investment Grade Bond
Fund, Class Y
4,101,822
429,061
 
6,048,346
International Bond 1.0%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional
Class
2,401,957
248,393
 
8,450,303
Total Unaffiliated Underlying Funds
(Cost $33,786,867)
$43,824,765
Total Investments in Securities
(Cost $147,420,164)
$226,247,753
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only presented for affiliated
underlying funds.
At July 31, 2026, all of the fund’s investment securities were classified as Level 1.
20
  
Schwab Capital Trust
Schwab Target 2060 Fund
Portfolio Holdings as of July 31, 2026 (Unaudited)
 
This section includes a summary of the fund’s transactions with its affiliated underlying funds during the period.    
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 80.1% OF NET ASSETS
 
U.S. Stocks 47.7%
Large-Cap 39.8%
Schwab Core Equity Fund
$5,555,064
$600,440
($1,302,617
)
$62,390
($111,150
)
$4,804,127
184,278
$340,440
Schwab Fundamental U.S. Large Company
Index Fund
7,042,189
251,572
(1,969,826
)
433,289
840,408
6,597,632
175,143
121,572
Schwab Large Cap Growth Opportunities
Fund, formerly Schwab Select Large
Cap Growth Fund *
12,041,429
3,034,615
(3,546,231
)
(77,854
)
(1,447,723
)
10,004,236
383,745
1,469,616
Schwab S&P 500 Index Fund
23,781,340
2,128,403
(7,092,530
)
1,215,115
1,074,875
21,107,203
1,093,071
263,403
 
42,513,198
Mid-Cap 2.1%
Schwab U.S. Mid-Cap Index Fund
2,362,901
179,712
(630,015
)
63,251
242,412
2,218,261
134,603
49,712
Small-Cap 5.8%
Schwab Small-Cap Equity Fund
6,663,726
668,725
(2,254,923
)
283,612
883,359
6,244,499
244,978
538,726
 
50,975,958
 
International Stocks 25.6%
Developed Markets 25.6%
Schwab Fundamental International Equity
Index Fund
1,577,440
81,170
(565,368
)
160,299
153,957
1,407,498
84,484
81,170
Schwab International Core Equity Fund
12,356,371
960,745
(3,413,115
)
687,839
775,871
11,367,711
669,476
660,744
Schwab International Opportunities Fund
16,590,387
1,472,186
(4,506,472
)
373,130
659,155
14,588,386
551,337
1,022,187
 
27,363,595
 
Real Estate 4.9%
Global Real Estate 4.9%
Schwab Global Real Estate Fund
6,175,478
353,582
(2,022,819
)
(9,029
)
676,776
5,173,988
702,034
168,582
 
Fixed Income 1.9%
Intermediate-Term Bond 1.3%
Schwab U.S. Aggregate Bond Index Fund
1,696,417
344,184
(561,313
)
(17,044
)
(37,448
)
1,424,796
162,648
54,561
Short-Term Bond 0.6%
Schwab Short-Term Bond Index Fund
582,704
139,593
(130,113
)
(2,012
)
(10,182
)
579,990
60,987
19,724
 
2,004,786
Total Affiliated Underlying Funds
(Cost $56,967,063)
$96,425,446
$10,214,927
($27,995,342
)
$3,172,986
$3,700,310
$85,518,327
$4,790,437
 
  
21
Schwab Target 2060 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
UNAFFILIATED UNDERLYING FUNDS 19.4% OF NET ASSETS
 
U.S. Stocks 10.7%
Large-Cap 8.9%
Dodge & Cox Stock Fund, Class I
$6,918,028
385,620
PGIM Jennison Growth Fund, Class R6
2,605,561
34,502
 
9,523,589
Small-Cap 1.8%
Driehaus Small Cap Growth Fund,
Institutional Class
1,939,406
63,276
 
11,462,995
 
International Stocks 6.0%
Emerging Markets 6.0%
Goldman Sachs Emerging Markets Equity
Insights Fund, Institutional Class
6,385,224
479,012
 
Fixed Income 2.7%
Intermediate-Term Bond 1.9%
Allspring Core Plus Bond Fund, Class R6
522,739
47,608
Loomis Sayles Investment Grade Bond
Fund, Class Y
1,502,020
157,115
 
2,024,759
International Bond 0.8%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional Class
844,245
87,306
 
2,869,004
Total Unaffiliated Underlying Funds
(Cost $16,126,807)
$20,717,223
Total Investments in Securities
(Cost $73,093,870)
$106,235,550
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only presented for affiliated
underlying funds.
At July 31, 2026, all of the fund’s investment securities were classified as Level 1.
22
  
Schwab Capital Trust
Schwab Target 2065 Fund
Portfolio Holdings as of July 31, 2026 (Unaudited)
 
This section includes a summary of the fund’s transactions with its affiliated underlying funds during the period.    
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 80.7% OF NET ASSETS
 
U.S. Stocks 48.4%
Large-Cap 40.3%
Schwab Core Equity Fund
$1,860,009
$555,184
($690,890
)
($1,211
)
$9,676
$1,732,768
66,466
$120,184
Schwab Fundamental U.S. Large Company
Index Fund
2,450,527
251,551
(756,500
)
126,736
330,240
2,402,554
63,779
41,551
Schwab Large Cap Growth Opportunities
Fund, formerly Schwab Select Large Cap
Growth Fund *
4,033,614
1,702,771
(1,589,774
)
(6,581
)
(502,645
)
3,637,385
139,524
512,771
Schwab S&P 500 Index Fund
7,921,809
2,183,853
(3,351,187
)
342,049
495,561
7,592,085
393,169
88,853
 
15,364,792
Mid-Cap 2.1%
Schwab U.S. Mid-Cap Index Fund
786,959
128,019
(237,525
)
19,284
90,392
787,129
47,763
18,019
Small-Cap 6.0%
Schwab Small-Cap Equity Fund
2,368,392
441,471
(952,469
)
100,499
340,236
2,298,129
90,158
191,471
 
18,450,050
 
International Stocks 26.0%
Developed Markets 26.0%
Schwab Fundamental International Equity
Index Fund
519,065
66,710
(193,681
)
34,559
73,475
500,128
30,020
26,709
Schwab International Core Equity Fund
4,298,511
601,859
(1,396,196
)
140,240
387,842
4,032,256
237,471
229,858
Schwab International Opportunities Fund
5,651,505
1,609,109
(2,271,346
)
175,684
225,412
5,390,364
203,717
359,109
 
9,922,748
 
Real Estate 5.0%
Global Real Estate 5.0%
Schwab Global Real Estate Fund
2,139,374
271,591
(760,681
)
42,479
192,122
1,884,885
255,751
61,591
 
Fixed Income 1.3%
Intermediate-Term Bond 0.9%
Schwab U.S. Aggregate Bond Index Fund
231,826
148,825
(37,150
)
(789
)
(11,116
)
331,596
37,853
8,877
Short-Term Bond 0.4%
Schwab Short-Term Bond Index Fund
210,489
6,156
(37,150
)
(831
)
(2,774
)
175,890
18,495
6,203
 
507,486
Total Affiliated Underlying Funds
(Cost $22,527,478)
$32,472,080
$7,967,099
($12,274,549
)
$972,118
$1,628,421
$30,765,169
$1,665,196
 
  
23
Schwab Target 2065 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/25
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (a)
UNAFFILIATED UNDERLYING FUNDS 18.8% OF NET ASSETS
 
U.S. Stocks 10.7%
Large-Cap 8.9%
Dodge & Cox Stock Fund, Class I
$2,451,635
136,658
PGIM Jennison Growth Fund, Class R6
924,122
12,237
 
3,375,757
Small-Cap 1.8%
Driehaus Small Cap Growth Fund,
Institutional Class
702,636
22,925
 
4,078,393
 
International Stocks 6.5%
Emerging Markets 6.5%
Goldman Sachs Emerging Markets Equity
Insights Fund, Institutional Class
2,481,076
186,127
 
Fixed Income 1.6%
Intermediate-Term Bond 1.1%
Loomis Sayles Investment Grade Bond Fund,
Class Y
387,799
40,565
International Bond 0.5%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional Class
193,492
20,010
 
581,291
Total Unaffiliated Underlying Funds
(Cost $5,649,372)
$7,140,760
Total Investments in Securities
(Cost $28,176,850)
$37,905,929
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only presented for affiliated
underlying funds.
At July 31, 2026, all of the fund’s investment securities were classified as Level 1.
24
  
Schwab Capital Trust
Schwab Target 2070 Fund
Portfolio Holdings as of July 31, 2026 (Unaudited)
 
This section includes a summary of the fund’s transactions with its affiliated underlying funds during the period.    
SECURITY
VALUE AT
2/26/26 (a)
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (b)
AFFILIATED UNDERLYING FUNDS 81.7% OF NET ASSETS
 
U.S. Stocks 49.0%
Large-Cap 40.9%
Schwab Core Equity Fund
$—
$41,554
($3,000
)
($56
)
$2,325
$40,823
1,566
$—
Schwab Fundamental U.S. Large Company Index
Fund
—
80,774
(5,500
)
(47
)
5,500
80,727
2,143
—
Schwab Large Cap Growth Opportunities Fund,
formerly Schwab Select Large Cap Growth
Fund *
—
112,165
(2,000
)
(136
)
807
110,836
4,251
—
Schwab S&P 500 Index Fund
—
256,344
(25,500
)
(428
)
14,127
244,543
12,664
—
 
476,929
Mid-Cap 2.1%
Schwab U.S. Mid-Cap Index Fund
—
22,726
—
—
1,547
24,273
1,473
—
Small-Cap 6.0%
Schwab Small-Cap Equity Fund
—
65,405
(3,500
)
3
7,727
69,635
2,732
—
 
570,837
 
International Stocks 26.8%
Developed Markets 26.8%
Schwab Fundamental International Equity Index
Fund
—
13,617
—
—
711
14,328
860
—
Schwab International Core Equity Fund
—
141,311
(17,500
)
(598
)
3,439
126,652
7,459
—
Schwab International Opportunities Fund
—
177,693
(8,200
)
(381
)
1,517
170,629
6,449
—
 
311,609
 
Real Estate 5.0%
Global Real Estate 5.0%
Schwab Global Real Estate Fund
—
60,554
(2,100
)
(118
)
408
58,744
7,971
955
 
Fixed Income 0.9%
Intermediate-Term Bond 0.5%
Schwab U.S. Aggregate Bond Index Fund
—
6,151
—
—
(164
)
5,987
683
76
Short-Term Bond 0.4%
Schwab Short-Term Bond Index Fund
—
4,565
—
—
(69
)
4,496
473
64
 
10,483
Total Affiliated Underlying Funds
(Cost $913,798)
$—
$982,859
($67,300
)
($1,761
)
$37,875
$951,673
$1,095
 
  
25
Schwab Target 2070 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
2/26/26 (a)
PURCHASES
SALES
NET REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/26
BALANCE
OF SHARES
HELD AT
7/31/26
DISTRIBUTIONS
RECEIVED (b)
UNAFFILIATED UNDERLYING FUNDS 18.1% OF NET ASSETS
 
U.S. Stocks 10.2%
Large-Cap 8.4%
Dodge & Cox Stock Fund, Class I
$69,942
3,899
PGIM Jennison Growth Fund, Class R6
27,786
368
 
97,728
Small-Cap 1.8%
Driehaus Small Cap Growth Fund, Institutional
Class
20,607
672
 
118,335
 
International Stocks 6.5%
Emerging Markets 6.5%
Goldman Sachs Emerging Markets Equity Insights
Fund, Institutional Class
75,966
5,699
 
Fixed Income 1.4%
Intermediate-Term Bond 0.9%
Loomis Sayles Investment Grade Bond Fund,
Class Y
10,318
1,079
International Bond 0.5%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional Class
5,466
565
 
15,784
Total Unaffiliated Underlying Funds
(Cost $203,259)
$210,085
Total Investments in Securities
(Cost $1,117,057)
$1,161,758
 
*
Non-income producing security.
(a)
Commencement of operations.
(b)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only presented for
affiliated underlying funds.
At July 31, 2026, all of the fund’s investment securities were classified as Level 1.
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Schwab Multi-Asset Funds
Notes to Portfolio Holdings (Unaudited)
Pursuant to Rule 2a-5 under the Investment Company Act of 1940, as amended (the 1940 Act), the Board of Trustees has designated authority to a Valuation Designee, the funds’ investment adviser, to make fair valuation determinations under adopted procedures, subject to Board of Trustees oversight. The investment adviser has formed a Pricing Committee to administer the pricing and valuation of portfolio securities and other assets and liabilities as well as to ensure that prices used for internal purposes or provided by third parties reasonably reflect fair value. The Valuation Designee may utilize independent pricing services, quotations from securities and financial instrument dealers and other market sources to determine fair value.
Securities held in each fund’s portfolio are valued every business day. The following valuation policies and procedures are used by the Valuation Designee to value various types of securities:
● Securities traded on an exchange or over-the-counter: Traded securities are valued at the closing value for the day, or, on days when no closing value has been reported, at the mean of the most recent bid and ask quotes.
● Mutual funds: Mutual funds are valued at their respective net asset values.
● Securities for which no quoted value is available: The Valuation Designee has adopted procedures to fair value a fund’s securities when market prices are not “readily available” or are unreliable. For example, a security may be fair valued when it’s de-listed or its trading is halted or suspended; when a security’s primary pricing source is unable or unwilling to provide a price; or when a security’s primary trading market is closed during regular market hours. Fair value determinations are made in good faith in accordance with adopted valuation procedures. The Valuation Designee considers a number of factors, including unobservable market inputs, when arriving at fair value. The Valuation Designee may employ methods such as the review of related or comparable assets or liabilities, related market activities, recent transactions, market multiples, book values, transactional back-testing, disposition analysis and other relevant information. Due to the subjective and variable nature of fair value pricing, there can be no assurance that a fund could obtain the fair value assigned to the security upon the sale of such security.
In accordance with the authoritative guidance on fair value measurements and disclosures under generally accepted accounting principles in the United States of America (GAAP), the funds disclose the fair value of their investments in a hierarchy that prioritizes the significant inputs to valuation methods used to measure the fair value. The hierarchy gives the highest priority to valuations based upon unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to valuations based upon unobservable inputs that are significant to the valuation (Level 3 measurements). If inputs used to measure the financial instruments fall within different levels of the hierarchy, the categorization is based on the lowest level input that is significant to the valuation. If it is determined that either the volume and/or level of activity for an asset or liability has significantly decreased (from normal conditions for that asset or liability) or price quotations or observable inputs are not associated with orderly transactions, increased analysis and the Valuation Designee’s judgment will be required to estimate fair value.
The three levels of the fair value hierarchy are as follows:
● Level 1 — quoted prices in active markets for identical investments — Investments whose values are based on quoted market prices in active markets. These generally include active listed equities, mutual funds, exchange-traded funds and futures contracts. Mutual funds and exchange-traded funds are classified as Level 1 prices, without consideration to the classification level of the underlying securities held which could be Level 1, Level 2, or Level 3 in the fair value hierarchy.
● Level 2 — other significant observable inputs (including quoted prices for similar securities, interest rates, prepayment speeds, credit risk, etc.) — Investments that trade in markets that are not considered to be active, but whose values are based on quoted market prices, dealer quotations or valuations provided by alternative pricing sources supported by observable inputs are classified as Level 2 prices. These generally include forward foreign currency exchange contracts, U.S. government and sovereign obligations, most government agency securities, investment-grade corporate bonds, certain mortgage products, less liquid listed equities, and state, municipal and provincial obligations.
● Level 3 — significant unobservable inputs (including the Valuation Designee’s assumptions in determining the fair value of investments) — Investments whose values are classified as Level 3 prices have significant unobservable inputs, as they may trade infrequently or not at all. When observable prices are not readily available for these securities, one or more valuation methods are used for which sufficient and reliable data is available. The inputs used in estimating the value of Level 3 prices may include the original transaction price, quoted prices for similar securities or assets in active markets, completed or pending third-party transactions in the underlying investment or comparable issuers, and changes in financial ratios or cash flows. Level 3 prices may also be adjusted to reflect illiquidity and/or non-transferability, with the amount of such discount estimated in the absence of market information. Assumptions used due to the lack of observable inputs may significantly impact the resulting fair value and therefore a fund’s results of operations.
The inputs or methodology used for valuing securities are not necessarily an indication of the risk associated with investing in those securities.
The levels associated with valuing the funds’ investments are disclosed in each fund’s Portfolio Holdings.
REG87628JUL26
  
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