Free Writing Prospectus
Filed Pursuant to Rule 433
Dated September 22, 2026
Registration Statement Nos. 333-292293 and 333-292293-03

**Full Pricing Details** $505.100mm ESART (Exeter) 2026-2 (Near-Prime Auto ABS)

Joint Bookrunners : Mizuho (str); Citi; Wells Fargo
Co-Managers : Citizens; JPM

 
TOTAL
OFFERED
                    
CL
AMT($MM)
AMT($MM)
WAL
S&P
P.WIN
E.FNL
L.FNL
BENCH
SPREAD
YIELD
COUPON
PRICE
A1
64.000
60.800
0.18
A-1+
1-5
02/27
10/27
I-CRV
+30
4.311
4.311
100.00000
A2
130.250
123.737
0.92
AAA
5-19
04/28
02/30
I-CRV
+48
4.870
4.82
99.99902
A3
130.250
123.737
2.18
AAA
19-35
08/29
10/31
I-CRV
+55
5.319
5.26
99.99818
B
33.100
31.445
3.10
AA
35-40
01/30
05/33
I-CRV
+65
5.468
5.40
99.98109
C
55.200
52.440
3.69
A
40-50
11/30
05/33
I-CRV
+100
5.824
5.75
99.98513
D
49.000
46.550
4.51
BBB
50-59
08/31
05/33
I-CRV
+160
6.432
6.34
99.97111
E
11.300
10.735
4.88
BB
59-59
08/31
11/34
I-CRV
+315
7.985
7.85
99.97902
N
32.000
30.400
1.11
B
6-21
06/28
11/34
I-CRV
+300
7.455
7.34
99.99856


Expected Settle : 09/28/2026 Registration : A1-D: SEC-Reg; E-N: 144a/RegS
First Pay Date : 10/15/2026 ERISA Eligible : A1-D: Yes; E-N: No
Expected Ratings : S&P Px Speed : 1.40% ABS to 5% Clean-Up Call
Ticker : ESART 2026-2 Min Denoms : A1-D: $1k x $1k
Bill & Deliver : Mizuho : E : $314k x $1k; N: $696k x $1k
Expected Pricing : Priced Available Information:
CUSIPS : A1 301864AA2 * Preliminary Prospectus : Attached
A2 301864AB0 * Preliminary FWP : Attached
A3 301864AC8 * Preliminary OM : Attached
B 301864AE4 * DealRoadshow.com : ESART262
C 301864AF1 * IntexNet/CDI : Attached
D 301864AG9 * Dealname : mzesart262
E 301864AH7 * Password : 3X4B
N 301864AJ3



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EFCAR, LLC has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents EFCAR, LLC has filed with the SEC for more complete information about EFCAR, LLC, Exeter Select Automobile Receivables Trust 2026-2 and this offering. You may get these documents for free by visiting EDGAR on the SEC web site at www.sec.gov.Alternatively, EFCAR, LLC, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling toll-free 1-866-271-7403.