UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

September 18, 2026
Date of Report (Date of Earliest Event Reported)

Central Index Key Number of the issuing entity:  0001580013
Wells Fargo Commercial Mortgage Trust 2013-LC12
(Exact name of issuing entity)

Central Index Key Number of the registrant:  0000850779
Wells Fargo Commercial Mortgage Securities, Inc.
(Exact name of registrant as specified in its charter)

Central Index Key Number of the sponsor:  0000740906
Wells Fargo Bank, National Association
(Exact name of sponsor as specified in its charter)

Central Index Key Number of the sponsor:  0001541468
Ladder Capital Finance LLC
(Exact name of sponsor as specified in its charter)

Central Index Key Number of the sponsor:  0000729153
NatWest Markets Plc (formerly known as The Royal Bank of Scotland plc)
(Exact name of sponsor as specified in its charter)

New York

 

333-172366-08

 

38-3913692
38-3913693
38-3913694
38-7103166

(State or other jurisdiction of incorporation of issuing entity)

 

(Commission File Number of issuing entity)

 

(I.R.S. Employer Identification Numbers)

 

c/o Computershare Trust Company, N.A., as agent for
Wells Fargo Bank, National Association
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices of the issuing entity) (Zip Code)

(212) 214-5600
Registrant's Telephone number, including area code

Former name or former address, if changed since last report:  Not Applicable

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b))

  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

 

 

 

 

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

  Emerging growth company

  If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised Financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

 


 

 

Item 6.04 Failure to Make a Required Distribution.

The Certificate Administrator made distributions to the Certificateholders on the August 17, 2026 Distribution Date and the September 17, 2026 Distribution Date.  The Certificate Administrator was subsequently notified by the Master Servicer on September 18, 2026 of payment revisions relating to the August 17, 2026 distribution and the September 17, 2026 distribution.  The payment revisions resulted from a curtailment payment in the amount of $2,429,797.86 on the White Marsh Mall Mortgage Loan (Loan Number 5 on Annex A-1 of the prospectus supplement of the registrant relating to the issuing entity filed on July 30, 2013 pursuant to Rule 424(b)(5)) received by the Certificate Administrator from the Master Servicer and applied to the August 17, 2026 distribution.

 

The application of the curtailment payment to the August 17, 2026 distribution resulted in an additional principal payment to the Class C Certificateholders in an amount equal to $2,429,797.86.  The additional principal payment for the August 17, 2026 distribution was made to the Class C Certificateholders on September 21, 2026.

 

The application of the curtailment payment to the August 17, 2026 distribution also resulted in the following adjustments in the September 17, 2026 distribution: an additional principal payment to the Class C Certificateholders in an amount equal to $7,653.73, an overpayment of interest to the Class C Certificateholders in an amount equal to $7,765.76, an additional interest payment to the Class D Certificateholders in an amount equal to $99.20 and an additional interest payment to the Class X-B Certificateholders in an amount equal to $62.84.

 

The payment adjustments for the September 17, 2026 distribution described above are expected to be made on or prior to the next distribution date.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Wells Fargo Commercial Mortgage Securities, Inc.
(Depositor)

 

/s/ Anthony J. Sfarra
Anthony J. Sfarra, President

Date:  September 22, 2026