<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:01a05898-3275-7b0d-9248-2e61a4765af3,g:20d108e6-f88f-419c-9762-4f2d338d423d-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://axosfinancial.com/role/CoverPage" xlink:type="simple" xlink:href="ax-20260921.xsd#CoverPage"/>
  <link:presentationLink xlink:role="http://axosfinancial.com/role/CoverPage" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_01a05898-3275-759d-bbaa-ae73491db7bd" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_DocumentType_01a05898-3275-759d-bbaa-ae73491db7bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_01a05898-3275-759d-9d2a-87f03c810549" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_DocumentPeriodEndDate_01a05898-3275-759d-9d2a-87f03c810549" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_01a05898-3275-7a9d-8154-24e0082ebb19" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_EntityRegistrantName_01a05898-3275-7a9d-8154-24e0082ebb19" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_01a05898-3275-7a26-bad6-3e9ff1345147" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_EntityIncorporationStateCountryCode_01a05898-3275-7a26-bad6-3e9ff1345147" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_01a05898-3275-76a9-a121-10ec39e14b81" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_EntityFileNumber_01a05898-3275-76a9-a121-10ec39e14b81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_01a05898-3275-7266-955f-b21e01d3c84c" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_EntityTaxIdentificationNumber_01a05898-3275-7266-955f-b21e01d3c84c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_01a05898-3275-7c95-8176-262928152d81" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_EntityAddressAddressLine1_01a05898-3275-7c95-8176-262928152d81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_01a05898-3275-79e1-906d-5a8a7995c6d6" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_EntityAddressCityOrTown_01a05898-3275-79e1-906d-5a8a7995c6d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_01a05898-3275-7865-8268-c56b4c54ed90" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_EntityAddressStateOrProvince_01a05898-3275-7865-8268-c56b4c54ed90" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_01a05898-3275-75ba-b550-0c154eaec680" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_EntityAddressPostalZipCode_01a05898-3275-75ba-b550-0c154eaec680" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_01a05898-3275-7a36-95c4-abc7b671d748" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_CityAreaCode_01a05898-3275-7a36-95c4-abc7b671d748" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_01a05898-3275-7a37-ae19-fd916e5672bc" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_LocalPhoneNumber_01a05898-3275-7a37-ae19-fd916e5672bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_01a05898-3275-7ecb-9457-02b44a21b703" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_WrittenCommunications"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_WrittenCommunications_01a05898-3275-7ecb-9457-02b44a21b703" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_01a05898-3275-751b-9589-6dfd99a98ee6" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_SolicitingMaterial"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_SolicitingMaterial_01a05898-3275-751b-9589-6dfd99a98ee6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_01a05898-3275-71d1-8a14-45e819e211e0" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_PreCommencementTenderOffer"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_PreCommencementTenderOffer_01a05898-3275-71d1-8a14-45e819e211e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_01a05898-3275-7bc3-b741-778f181031d3" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_01a05898-3275-7bc3-b741-778f181031d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_01a05898-3275-7898-b751-e5960594cff2" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_EntityEmergingGrowthCompany_01a05898-3275-7898-b751-e5960594cff2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_01a05898-3275-7128-bfc3-93c360bfc1f4" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_EntityCentralIndexKey_01a05898-3275-7128-bfc3-93c360bfc1f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_01a05898-3275-7974-86f1-a3b8b43ee8f8" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_AmendmentFlag_01a05898-3275-7974-86f1-a3b8b43ee8f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityListingsTable_01a05898-3275-7ba4-916d-61cd61c5578d" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityListingsTable"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a05898-3275-7057-876f-dff1fddf81a0" xlink:to="loc_dei_EntityListingsTable_01a05898-3275-7ba4-916d-61cd61c5578d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityListingsExchangeAxis_01a05898-3275-7927-bcd7-4cf8f85c5fba" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityListingsExchangeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityListingsTable_01a05898-3275-7ba4-916d-61cd61c5578d" xlink:to="loc_dei_EntityListingsExchangeAxis_01a05898-3275-7927-bcd7-4cf8f85c5fba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_ExchangeDomain_01a05898-3275-792e-b43c-cbbb036d253f" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_ExchangeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityListingsExchangeAxis_01a05898-3275-7927-bcd7-4cf8f85c5fba" xlink:to="loc_dei_ExchangeDomain_01a05898-3275-792e-b43c-cbbb036d253f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_exch_XNYS_01a05898-3275-76c6-a2b4-370baa76adf3" xlink:href="https://xbrl.sec.gov/exch/2026/exch-2026.xsd#exch_XNYS"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_ExchangeDomain_01a05898-3275-792e-b43c-cbbb036d253f" xlink:to="loc_exch_XNYS_01a05898-3275-76c6-a2b4-370baa76adf3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_exch_XCHI_01a05898-3275-7edb-a31a-35644220fabb" xlink:href="https://xbrl.sec.gov/exch/2026/exch-2026.xsd#exch_XCHI"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_ExchangeDomain_01a05898-3275-792e-b43c-cbbb036d253f" xlink:to="loc_exch_XCHI_01a05898-3275-7edb-a31a-35644220fabb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityListingsLineItems_01a05898-3275-73b7-a927-21c1df6c4fbf" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityListingsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityListingsTable_01a05898-3275-7ba4-916d-61cd61c5578d" xlink:to="loc_dei_EntityListingsLineItems_01a05898-3275-73b7-a927-21c1df6c4fbf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_01a05898-3275-7363-968d-2fc8edbd0373" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityListingsLineItems_01a05898-3275-73b7-a927-21c1df6c4fbf" xlink:to="loc_dei_Security12bTitle_01a05898-3275-7363-968d-2fc8edbd0373" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_01a05898-3275-7fbe-b342-b14003bf1290" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityListingsLineItems_01a05898-3275-73b7-a927-21c1df6c4fbf" xlink:to="loc_dei_TradingSymbol_01a05898-3275-7fbe-b342-b14003bf1290" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_01a05898-3275-737e-8a65-e87b5679e6f1" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityListingsLineItems_01a05898-3275-73b7-a927-21c1df6c4fbf" xlink:to="loc_dei_SecurityExchangeName_01a05898-3275-737e-8a65-e87b5679e6f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
