NOTE 7 – COMMITMENTS AND CONTINGENCIES

On September 15, 2023, the Company issued a 1% Convertible Promissory Note in the amount of $296,498 (the “Note”) to RMR Management Group LLC (“RMR”) in exchange for full and final settlement of an aggregate amount of $296,498 previously loaned by RMR to the Company, $121,600 was reclassified as Notes Payable January 29, 2026. The Note is convertible at the RMR’s option into shares of common stock of the Company at a per share conversion price of $0.01. As of July 31, 2026, $53,150 in payments have been made and $4,654 in interest has been accrued. RMR is a company owned and controlled by the Company’s CEO.

On May 1, 2024, the Company issued a Promissory Note in the amount of $24,669 to RMR in exchange for expenses paid and funds previously loaned to the company. RMR is a company owned and controlled by the Company’s CEO. The loan is unsecured with an interest rate of 10% per annum and a maturity date of December 31, 2024 which has been extended to December 31, 2026. As of July 31, 2026 RMR loaned an additional $5,050 to the Company and $4,258 in interest has been accrued for a total balance of $11,414.

On June 3, 2026 a loan was obtained by the Company’s subsidiary, Tendercard, Inc. in the amount of $59,000, payable weekly over a twenty-four month period. As of July 31, 2026, $4,538 in principal & $2,129 in interest payments have been made for a principal balance of $54,462.