Exhibit 99.3

 

 

 

EXECUTIVE SUMMARY
Third Party Due Diligence Review

 

September 15, 2026

 

Overview

 

Consolidated Analytics, Inc (“Consolidated Analytics”), a third-party due diligence provider, performed the review described below on residential mortgage loans acquired by Santander Bank, N.A. (the “Client”) through a bulk purchase. The review included a total of 151 residential mortgage loans in connection with the securitization identified as SAN 2026-NQM8 (the “Securitization”). The Review was conducted from March 2026 through August 2026 on mortgage loans originated between March 2026 and July 2026.

 

Scope of Review

 

Credit Review

 

Consolidated Analytics performed a “Credit Review” to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

 

The Credit Review attempted to confirm the following:

 

a.QM or ATR Validation / Review of 8 Key Underwriting Factors

i.Income / Assets

·Validate borrower(s) monthly gross income

·Validate funds required to close, required reserves

·Review file documentation for required level of income and asset verifications

ii.Employment Status

·Review file documentation for required level of employment

iii.Monthly Mortgage Payment

·Confirm program, qualifying rate, terms

iv.Simultaneous Loans

·Validate all concurrent loans are included in the DTI to properly assess the ability to repay

v.Mortgage Related Obligations: PITI, HOA, PMI, etc.

·Validate subject loan monthly payment (PITI) and associated obligations

vi.Debts / Obligations

·Validate monthly recurring liabilities

vii.DTI and/or Residual Income

·Validate debt-to-income ratio (DTI) based upon income and debt documentation provided in the file

·Documentation meets Appendix Q requirements for QM Loans

viii.Credit History

·Review credit report for credit history and required credit depth including any / all inquiries

·Determine representative credit score from credit report

 

b.Validate loan-to-value (LTV) and combined loan-to-value

 

 

 

 

c.Review borrower's occupancy
d.Validation through third party resource of the subject properties most recent twelve (12) month sales history
e.Confirm sufficient evidence in loan file, by reviewing the underwriter’s decision to approve the loan based upon the borrower’s income, debt, and credit history, to support borrower's willingness and ability to repay the debt

f.Confirm that Final 1003 is sufficiently completed

g.Provide Audit 1008 with accurate data based on file documentation

h.Confirm Loan Approval conditions were met

i.Review condominium questionnaire to verify all information is complete, prepared by an authorized representative, and address any red flags that may deem condominium project ineligible

j.General QM for any loans originated under the GQM Rule

 

i.Pricing Thresholds:

 

a.Pricing for First Lien Loans:

 

i.2.25% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

ii.3.5% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

iii.6.5% for a first-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

 

b.Pricing for Subordinate Lien Loans:

 

i.3.5% for a subordinate-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

ii.6.5% for a subordinate-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

 

c.Pricing for Manufactured Homes:

 

i.2.25% for a first-lien covered transaction secured by a manufactured home with a loan amount equal to or greater than the applicable dollar amount threshold; and

ii.6.5% for a covered transaction secured by a manufactured home with a loan amount less than applicable dollar amount threshold.

 

ii.Consider Income and Assets:

 

oConsumer’s current or reasonably expected income or assets (other than the value of the dwelling that secures the loan;

oThe consumer’s debt obligations, alimony, child support; and

oThe monthly DTI or residual income.

 

iii.Verification of Income and Assets:

 

a.Verification of compliance with one of the “safe harbor” guidelines will meet the QM verification requirement. A creditor is allowed to “mix and match” provisions of the different guidelines rather than only apply one guideline per loan.

 

The specific guidelines that the CFPB is designating for the safe harbor are: The GQM Rule provides that if the creditor verifies the consumer’s income or assets, debt obligations, alimony, child support, and monthly DTI or residual income by meeting the standards of certain specified third-party underwriting manuals, then a creditor is presumed to have complied with the verification requirement. These specified manuals are:

 

i.Chapters B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide, published June 3, 2020;

 

 

 

 

ii.Sections 5102 through 5500 of the Freddie Mac Single-Family Seller/Servicer Guide, published June 10, 2020;

iii.Sections II.A.1 and II.A.4-5 of the Federal Housing Administration’s Single Family Housing Policy Handbook, issued October 24, 2019;

iv.Chapter 4 of the U.S. Department of Veterans Affairs’ Lenders Handbook, revised February 22, 2019;

v.Chapter 4 of the U.S. Department of Agriculture’s Field Office Handbook for the Direct Single Family Housing Program, revised March 15, 2019; and

vi.Chapters 9 through 11 of the U.S. Department of Agriculture’s Handbook for the Single Family Guaranteed Loan Program, revised March 19, 2020.

 

Compliance Review

 

Consolidated Analytics performed a “Compliance Review” to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. In relation to cash out refinances of investment property loans, documentation provided in the loan file will be reviewed only to validate the use of cash out proceeds for business purposes at the origination/consummation of the loan. In the event use of proceeds cannot be validated, or are deemed to be utilized for consumer purposes, the loan would then be subject to a “Compliance Review” of applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:

 

a.Test Loan Estimate(s) for accuracy and completeness as well as timing requirements as required by TRID Regulations

 

b.Test Closing Disclosure(s) for accuracy and completeness as well as timing requirements as required by TRID Regulations

 

c.Tolerance Testing

i.Compare Loan Estimate and Closing Disclosures

ii.Identify Tolerance Violations and applicable cost to cure

 

d.Comprehensive review of Closing Disclosure to determine transaction accuracy

 

e.Recalculation of APR and Finance Charge

 

f.Testing of:

i.Federal High-Cost Mortgage provisions

ii.Federal Higher Priced Mortgage Loans provisions

iii.Local and/or State Anti-predatory and High-Cost provisions

iv.HOEPA Points and Fees

 

g.Determine whether specified federal disclosures were provided timely based upon comparison of the application date to the dates on such disclosures

i.Service Provider List

ii.Home Ownership Counselling Disclosure

iii.ARM Disclosure

 

h.Compliance with QM as it relates to:

i.APR Test

ii.Points & Fees Test

iii.Prepayment Penalty Test

iv.Product Eligibility Testing

 

 

 

 

i.Notice of Right to Cancel (Rescission) Review

i.Confirm transaction date, expiration date, and disbursement date

ii.Confirm document is properly executed by all required parties to the transaction

iii.Confirm the correct Right of Rescission document was executed for the transaction type

 

j.Confirm through NMLS the loan originator and originating firm's license status was active and properly disclosed on appropriate loan documents

 

k.Check the Loan participants against the exclusionary list provided by Client or by the purchaser of the Loan(s)

 

l.Review closing documents to ensure that the Mortgage Loan information is complete, accurate, and consistent with other documents; Confirm collateral documents have been recorded or sent for recording

 

The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consolidated Analytics are dependent upon receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Consolidated Analytics is relying in reaching such findings.

 

Valuation Review

 

Consolidated Analytics performed a “Valuation Review,” which included the following:

 

a.Review original appraisal, determination that property is in "average" condition or better, or property requires cosmetic improvements (as defined by the appraiser) that do not affect habitability. Should an area of concern be identified with the condition of the property, Consolidated Analytics will alert Client.

b.Review appraisal, determination that property is completely constructed and appraisal is on an “as is basis,” or property is identified as not completely constructed by originating appraiser.

c.Review and determine if the appraisal report was performed on appropriate GSE forms and if the appraiser indicated in the body of the subject appraisal that the appraisal conforms to USPAP standards.

d.Review and determine the relevance of the comparable properties and ensure that a rational and reliable value was provided and supported as of the effective date of the Origination Appraisal.

e.Review adjustments (line item, net and gross adjustments) to ensure they are reasonable.

f.Ensure that the appraisal conforms to the guidelines provided from the Client.

g.Review appraisal to ensure all required documents were included.

h.Review location map provided within the appraisal for external obsolescence.

i.Ensure highest and best use and zoning complies with guidelines.

j.Confirm there are no marketability issues that affect the subject property.

k.Ensure subject property does not suffer any functional obsolescence.

l.Where applicable, determine if the file did not contain the appraisal or other valuation method and a review could not be performed.

m.Additional valuation products were not required when the CU score provided was 2.5 or below or the appraisal was eligible for FHLMC Collateral Rep and Warrant Relief. In the event the CU score was greater than 2.5, or the appraisal was Not Eligible for FHLMC Collateral R&W Relief, an additional valuation product was obtained to confirm value was supported within 10% tolerance. Based on guidance from the seller, secondary valuation products may have been provided on loans that had an acceptable CU score or were Eligible for FHLMC R&W Relief.

 

Consolidated Analytics applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third-party valuation product.

 

 

 

 

For loans reviewed in a post-close valuation review scenario (151 loans in total):

 

One (1) loan had an AVM, seven (7) loans had a Secondary Appraisal, and one hundred and fourteen (114) loans had Desk Reviews. Consolidated Analytics has independent access to the valuation products ordered by the Client.

 

If a loan with an AVM or Desk Review fell outside of a -10% tolerance, had an AVM FSD score that exceeded allowable thresholds, or was inconclusive, then an additional secondary valuation product was obtained. There were zero (0) occurrences of this.

 

There were zero (0) PIW loans.

 

Product totals may not sum due to multiple products for each loan

 

TAPE INTEGRITY REVIEW RESULTS SUMMARY

 

Of the one hundred fifty-one (151) mortgage loans reviewed, one hundred forty-eight (148) unique mortgage loans (98.01% by loan count) had a total of eight hundred three (803) discrepancies across forty-one (41) data fields. A blank or zero value on the data tape when an actual value was captured by Consolidated Analytics was not treated as a data variance.

 

Fields Reviewed Discrepancy
Count
Percentage
Originator Doc Type 98 12.20%
Qualifying Total Housing Expense PITIA 72 8.97%
Qualifying Total Reserves Number of Months 71 8.84%
Loan Program 71 8.84%
Borrower Appraisal Receipt Date 70 8.72%
Total Qualified Assets Available 70 8.72%
Borrower 1 First Name 47 5.85%
Qualifying Total Monthly Liabilities 47 5.85%
Total Liquid Assets Available For Close 40 4.98%
Loan Type 36 4.48%
Borrower 1 Last Name 32 3.99%
Qualifying Total Debt Income Ratio 29 3.61%
Property Type 20 2.49%
Borrower 1 Total Years Employment/Self-Employment Verified 19 2.37%
Borrower 1 FTHB 10 1.25%
Calculated DSCR 10 1.25%
Closing/Settlement Date 9 1.12%
Qualifying FICO 6 0.75%
Cash out Include Debt Paid at Close 5 0.62%
Borrower 1 Citizen 5 0.62%
Borrower 1 Qualifying Income 4 0.50%
Borrower 2 Qualifying Income 3 0.37%
Cash Disbursement Date 3 0.37%
Reviewed Appraised Property Value 3 0.37%
All Borrower Total Income 3 0.37%

 

 

 

 

Qualifying Monthly P&I Amount 3 0.37%
Qualifying CLTV 2 0.25%
Loan Product Type 2 0.25%
DSCR 1 0.12%
Property County 1 0.12%
PITIA 1 0.12%
Mo. Taxes 1 0.12%
Gross Rent 1 0.12%
Mo. Insurance 1 0.12%
Borrower 2 Last Name 1 0.12%
Qualifying Interest Rate 1 0.12%
Primary Appraised Property Value 1 0.12%
Qualifying LTV 1 0.12%
Index 1 0.12%
Number of Units 1 0.12%
Lock Term (Days) 1 0.12%
Grand Total 803 100.00%

 

Summary of Results

 

OVERALL RESULTS SUMMARY

 

Final Loan Grades

 

Overall Loan Results:  
Event Grade Loan Count Original Principal Balance Percent of
Sample
Event Grade A 145

$81,706,971.00

96.03%
Event Grade B 6 $6,741,650.00 3.97%
Event Grade C 0 $0.00 0%
Event Grade D 0 $0.00 0%
Total Sample 151  $88,448,621.00 100.00%

 

Credit Results:
Event Grade Loan Count Percent of Sample
Event Grade A 148 98.01%
Event Grade B 3 1.99%
Event Grade C 0 0%
Event Grade D 0 0%
Total Sample 151 100.00%

 

 

 

 

Compliance Results: (As applicable, 1 loan within the population did not receive a Compliance Review)
Event Grade Loan Count Percent of Sample
Event Grade A 147 98.00%
Event Grade B 3 2.00%
Event Grade C 0 0%
Event Grade D 0 0%
Total Sample 150 100.00%

 

Valuation Results:
Event Grade Loan Count Percent of Sample
Event Grade A 151 100.00%
Event Grade B 0 0%
Event Grade C 0 0%
Event Grade D 0 0%
Total Sample 151 100.00%

 

 

 

 

Exception Category Summary

 

The table below summarizes the individual exceptions which carried an associated “A”, “B”, “C”, or “D” level exception grade. One loan may have more than one exception. In such cases, the exception resulting in the lowest grade would drive the loan grade for that component of the review. The overall loan grade is the lowest grade for any one review scope (ex. a loan with a Compliance Grade of “B”, a Credit Grade of “A”, and a Property Grade of “A” would receive an overall Loan Grade of “B”).

 

Exception
Type
Exception
Level
Grade
Exception Category Total
Credit A No Credit Findings 119
Income and Employment Do Not Meet Guidelines 2
DSCR is less than guideline minimum 2
Approval/Underwriting Summary Partially Provided 2
Audited Reserves are less than Guideline Required Reserves (Dollar Amount) 2
Audited Reserves are less than Guideline Required Reserves (Number of Months) 2
Verified Liquid Assets Insufficient For Closing 1
Audited Loan Amount is greater than Guideline Maximum Loan Amount 1
ATR: Qualifying Payment Not Properly Considered 1
Approval/Underwriting Summary Not Provided 1
The Final 1003 is Missing 1
Missing Prepayment Rider 1
Calculated Initial Payment and Initial Principal and Interest Payment do not match 1
Missing Trust Agreement 1
Fraud Report Shows Uncleared Alerts 1
Asset 2 Does Not Meet Guideline Requirements 1
Audited Loan Amount is less than Guideline Minimum Loan Amount 1
The Deed of Trust is Missing 1
Missing verification of taxes, insurance, and/or HOA fees for non-subject property 1
Borrower 1 3rd Party VOE Prior to Close Missing 1
Note terms are incorrect 1
Borrower 1 Business Bank Statements Less Than 12 Months Provided 1
The Final 1003 is Incomplete 1
Borrower 1 CPA Letter Missing 1
The Note is Missing 1
Borrower Contributions Do Not Met Guideline Minimum 1
1-4 Family Rider is Missing 1
Business Purpose Affidavit/Disclosure Missing 1
Total Credit Grade (A) Exceptions: 151
B Audited Loan Amount is less than Guideline Minimum Loan Amount 1
Audited CLTV Exceeds Guideline CLTV 1
Audited LTV Exceeds Guideline LTV 1
Audited HCLTV Exceeds Guideline HCLTV 1
Audited Loan Amount is greater than Guideline Maximum Loan Amount 1
Total Credit Grade (B) Exceptions: 5

 

 

 

 

Compliance A No Compliance Findings 113
Higher-Priced Mortgage Loan Test 13
eSigned Documents Consent is Missing 10
CA AB 260 Higher-Priced Mortgage Loan Test 2
Monthly payment on TIL is not same as Note payment 1
Right of Rescission is Missing 1
Escrow Waiver is Missing 1
Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR  1002.14(a)(1)) 1
Charges That Cannot Increase Test 1
Charges That In Total Cannot Increase More Than 10% Test 1
NC Rate Spread Home Loan Test 1
Homeownership Counseling Disclosure Is Missing 1
Regulation § 1026.43(c)(2)(v) failure - The consumer's monthly payment for mortgage-related obligations not properly considered 1
TRID: Closing Disclosure Deficiency 1
TILA Finance Charge Test 1
MA 209 CMR 32.35 Higher-Priced Mortgage Loan Test 1
Missing Required Affiliated Business Disclosure 1
Late Charge Grace Period is less than 10 days 1
Total Compliance Grade (A) Exceptions: 152
B Escrow Waiver is Missing 1
Incorrect rescission model used - RTC form model H-8 used for Same Lender or Lender Affiliate Refinance 1
Final CD: Monthly Principal & Interest is missing or inaccurate 1
Total Compliance Grade (B) Exceptions: 3
Property A No Property Findings 147
Third Party Valuation Product Not Provided within 10% Tolerance 2
The appraiser was not licensed (Primary Value) 1
Total Property Grade (A) Exceptions: 150

 

Event Grade Definitions

 

Final Loan Grade
A Loan meets Credit, Compliance, and Valuation Guidelines
B The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines.  
C The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines.
D Loan is missing documentation to perform a sufficient review.

 

Credit Event Grades
A The loan meets the published guidelines without any exceptions. Employment, income, assets and occupancy are supported and justifiable. The borrower’s willingness and ability to repay the loan is documented and reasonable.
B The loan substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. Employment, income, assets and occupancy are supported and justifiable. The borrower’s willingness and ability to repay the loan is documented and reasonable.

 

 

 

 

Credit Event Grades
C The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the guidelines published. Employment, income, assets or occupancy are not supported and justifiable. The borrower’s willingness and ability to repay the loan were not documented or are unreasonable.
D There was not sufficient documentation to perform a review, or the credit file was not furnished.

  

Compliance Event Grades
A The loan complies with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties.
B Nonmaterial exceptions identified but do not impact the enforceability of the mortgage loan or statute of limitations has expired on the loan. Remedy to cure or reasonably good faith effort to re - disclose was made to conform to applicable laws and regulations. All cures are fully documented by copies of the originator refund letter to the borrower, referencing the violation, canceled check, and proof of delivery.
C The loan violates one material law or regulation. A benefit to the borrower cannot be determined. Required material disclosures are absent from the loan file, or the legal documents do not accurately reflect the loan terms agreed upon. All required applicants did not execute the documents.
D There was not sufficient documentation to perform a review, or the required legal documents were not furnished.

 

Valuation Event Grades
A Secondary value is supported within 10% of the original appraisal value. AVM used as a secondary valuation product has a value within 10% of the original appraised value and an FSD score less than or equal to .15. The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed, and the appraisal form is compliant with Uniform Standards of Professional Appraisal Practices (USPAP), Financial Institutions Reform, Recovery and Enforcement Act of 1989 (FIRREA) and satisfies applicable legal and regulatory requirements.
B Additional secondary valuation products were obtained to support the original appraised value within 10%. The valuation methodology substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms.
C The value cannot be supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below “average” condition, or the property is not complete or requires significant repairs. The appraisal was not performed on an “as is” basis. The appraiser was not appropriately licensed, or the appraisal was not performed using USPAP and FIRREA compliant appraisal forms
D The appraisal is missing from the loan file or there was not sufficient valuation documentation to perform a review. AVM was used as a secondary value with a FSD > 0.15, or an AVM performed by a non-Fitch- reviewed vendor.

 

 

 

 

 

Loan ID Seller ID Investor Loan ID Transaction Name Transaction Type Script Buyer Seller Submission Month Submission Date Submission Time Initial Review Complete Month Initial Review Completed Date Initial Review Complete Time Initial Review SLA (Days) Final Loan Review Complete Date Curative SLA (Days) Total SLA (Days) Month Invoiced
400175720 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 5 XX/XX/XXXX 1 6  
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400175703 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 13 15  
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400175696 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400175755 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
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400188114 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400188097 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400188103 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400188063 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 1 4  
400188104 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 2 5  
400188082 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
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400175757 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 1 XX/XX/XXXX 2 3  
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400188094 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 13 16  
400188116 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
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400188090 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 1 XX/XX/XXXX 0 1  
400188068 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 1 XX/XX/XXXX 0 1  
400188125 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 1 3  
400188096 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400188091 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400188106 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400188088 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400188101 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400188080 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 3 5  
400188108 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
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400188079 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 1 3  
400188131 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
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400188123 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400188074 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400188075 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400188105 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400188089 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 2 5  
400188076 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400188070 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 2 4  
400188073 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 0 XX/XX/XXXX 4 4  
400188086 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400188087 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400188077 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400188126 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400188107 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400188132 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 1 3  
400188067 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400188072 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 1 3  
400188102 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195950 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195947 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 1 3  
400195958 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195954 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400196017 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195873 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195936 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195960 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195971 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 2 4  
400195891 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400196007 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195959 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195912 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195927 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 4 6  
400195985 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 3 5  
400195934 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195899 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 2 4  
400196005 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195906 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195878 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195979 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195874 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195888 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 3 5  
400195908 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195919 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 2 4  
400195901 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195882 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 7 9  
400196019 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195949 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195965 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 4 6  
400195876 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400196022 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195984 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195922 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 7 9  
400195879 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400196001 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195939 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195885 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195935 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 3 5  
400195942 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 3 5  
400195994 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 5 7  
400195886 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400196014 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195989 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400195914 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 5 7  
400196016 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195889 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 2 4  
400195875 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400196011 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400195964 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400196023 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400196006 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400195881 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400195995 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400195976 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400195980 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400195951 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195925 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195926 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195952 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 2 4  
400195946 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 2 4  
400195990 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400196010 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 2 5  
400195911 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 5 8  
400196013 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400196009 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400195917 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400195898 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400195991 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 3 XX/XX/XXXX 0 3  
400195937 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400195948 XXXXX   XXX Flow XXX XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  
400170319 XXXXX     Flow   XXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX 2 XX/XX/XXXX 0 2  

 

 

 

 

Loan ID Seller ID Investor Loan ID Note Date Original Loan Amount Sales Price Total Adjusted Prior Purchase Price Primary Appraised Value Primary Appraisal Date Primary Appraisal Type Primary Appraiser Name Primary Appraiser License Number Value for LTV LTV CLTV Loan Reviewed Property Value Loan Reviewed Variance Amount Loan Reviewed Variance Percent Loan Reviewed Product Type Loan Post-Close Reviewed Property Value Loan Post-Close Reviewed Variance Amount Loan Post-Close Reviewed Variance Percent Loan Post-Close Reviewed Product Type Second Appraisal Value Second Appraisal Variance Amount Second Appraisal Variance Percent Second Appraisal Date Second Appraisal Type AVM Appraised Value AVM Variance Amount AVM Variance Percent AVM Confidence Score FSD Score AVM Company Name AVM Product Name AVM Appraisal Date Desk Review Appraised Value Desk Review Variance Amount Desk Review Variance Percent Desk Review Company Desk Review Risk Score Desk Review Appraisal Date Desk Top Appraised Value Desk Top Variance Amount Desk Top Variance Percent Desk Top Company Desk Top Appraisal Date BPO Appraised Value BPO Variance Amount BPO Variance Percent BPO Company BPO Appraisal Date Field Review Appraised Value Field Review Variance Amount Field Review Variance Percent Field Review Company Field Review Appraisal Date 2055 Appraised Value 2055 Variance Amount 2055 Variance Percent 2055 Company 2055 Appraisal Date AVE/CMA Appraised Value AVE/CMA Variance Amount AVE/CMA Variance Percent AVE/CMA Company AVE/CMA Appraisal Date Completion Report (1004D) Date Other Appraised Value Other Variance Amount Other Variance Percent Other Appraisal Date Updated Appraised Value Updated Variance Amount Updated Variance Percent Updated Company Updated Appraisal Date Updated Appraisal Type Loan Collateral Advisor Risk Score Loan Collateral Advisor Risk Score Date Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor? Collateral Underwriter Risk Score Collateral Underwriter Risk Score Date    
400175720 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 48.95 48.95 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                               2.6      
400175716 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 72.32 72.32         $XXX $XXX .0000 Desk Review                           $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400175762 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004C Manufactured Home XXX XXX $XXX 70.0 70.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400175698 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible 4.2      
400175710 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1073 Individual Condo Report XXX XXX $XXX 90.0 90.0                                                                                                                                   Eligible 1      
400175765 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible 3.3      
400175703 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible 2.9      
400175770 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0                                                                                                                                   Not Eligible 1.7      
400175756 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0                                                                                                                                   Eligible 1      
400175741 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0                                                                                                                                     1      
400175758 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004C Manufactured Home XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400175724 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0                                                                                                                                     1.2      
400175761 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400175678 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0                                                                                                                                   Not Eligible 1.4      
400175727 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX -.0909 Desk Review                                   $XXX $XXX -.0909 XXX XXX XX/XX/XXXX                                                                             Unavailable        
400175769 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 90.0 90.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Eligible 3.7      
400175683 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Eligible 2.8      
400175685 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 69.86 69.86                                                                                                                                   Eligible 1      
400175773 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0                                                                                                                                   Not Eligible 1      
400175706 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004C Manufactured Home XXX XXX $XXX 57.91 57.91 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400175772 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0                                                                                                                                   Not Eligible 1.3      
400175732 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 85.0 85.0 $XXX $XXX .0000 2000 One Unit Appraisal Field Review                                                                   $XXX $XXX .0000 XXX XX/XX/XXXX                                               Eligible 3.4      
400175746 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible 2.6      
400175743 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 42.86 42.86 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                   XX/XX/XXXX                         Not Eligible        
400175696 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 21.77 21.77 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400175755 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0                                                                                                                                   Eligible 1      
400175739 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 64.83 64.83 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                               5      
400175744 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0                                                                                                                                   Eligible        
400175704 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 55.0 55.0 $XXX $XXX .0000 1004 URAR         $XXX $XXX .0000 XX/XX/XXXX 1004 URAR                                                                                                         Not Eligible 5      
400175728 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 69.97 69.97 $XXX $XXX .0000 Desk Review         $XXX $XXX .0092 XX/XX/XXXX 1004 URAR                 $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible 5      
400188111 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400175700 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004C Manufactured Home XXX XXX $XXX 70.0 70.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400188114 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 79.94 79.94                                                                                                                                   Eligible 1.2      
400188097 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 30.0 30.0                                                                                                                                   Eligible 1      
400188103 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 55.64 55.64                                                                                                         XX/XX/XXXX                           1.4      
400188063 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004C Manufactured Home XXX XXX $XXX 46.47 46.47 $XXX $XXX .0409 Desk Review                                   $XXX $XXX .0409 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400188104 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004C Manufactured Home XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400188082 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 67.82 67.82                                                                                                                                   Not Eligible 1      
400188112 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400188113 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0                                                                                                                                     1      
400188093 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 53.13 53.13 $XXX $XXX .0231 Desk Review                                   $XXX $XXX .0231 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400175757 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1073 Individual Condo Report XXX XXX $XXX 45.98 45.98                                                                                                                                   Not Eligible 1      
400188064 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0                                                                                                                                   Not Eligible 1.2      
400188094 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 65.0 65.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible 4.4      
400188116 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004C Manufactured Home XXX XXX $XXX 70.0 70.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Unavailable        
400188121 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004C Manufactured Home XXX XXX $XXX 78.75 78.75 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400188130 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible 2.6      
400188090 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0                                                                                                                                   Eligible 1      
400188068 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 43.0 43.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400188125 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0                                                                                                                                   Not Eligible 1      
400188096 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0 $XXX $XXX -.0300 Desk Review                                   $XXX $XXX -.0300 XXX XXX XX/XX/XXXX                                                                             Not Eligible 3      
400188091 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 72.48 72.48                                                                                                                                   Eligible 1      
400188106 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 55.47 55.47 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400188088 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Eligible 1      
400188101 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004C Manufactured Home XXX XXX $XXX 45.43 45.43 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400188080 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1073 Individual Condo Report XXX XXX $XXX 65.0 65.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible 3.4      
400188108 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400188119 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 58.39 58.39 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible 3.7      
400188110 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 63.59 63.59                                                                                                                                   Eligible 1      
400188079 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0                                                                                                                                   Eligible 1.9      
400188131 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 52.8 52.8 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Eligible 2.9      
400188078 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004C Manufactured Home XXX XXX $XXX 70.0 70.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400188123 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 90.0 90.0                                                                                                                                   Eligible 1.5      
400188074 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible 3.2      
400188075 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0                                                                                                                                     1      
400188105 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 70.41 70.41                                                                                                                                     1.2      
400188089 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 90.0 90.0                                                                                                                                     1.1      
400188076 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 78.1 78.1                                                                                                                                     1      
400188070 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004C Manufactured Home XXX XXX $XXX 62.84 62.84 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400188073 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0                                                                                                                                     1      
400188086 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 85.0 85.0                                                                                                                                   Eligible 2.1      
400188087 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 70.0 70.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                               4.4      
400188077 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                             Not Eligible        
400188126 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 69.91 69.91                                                                                                                                   Eligible 1      
400188107 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 90.0 90.0                                                                                                                                   Eligible 1.2      
400188132 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 90.0 90.0                                                                                                                                   Not Eligible 1.2      
400188067 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 70.57 70.57 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         0   Not Eligible 2.8      
400188072 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 38.66 38.66                                                                                                                                     1      
400188102 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 78.15 78.15                                                                                                                                   Eligible 2.1      
400195950 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         1   Eligible 1      
400195947 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                   XX/XX/XXXX                         Not Eligible 1      
400195958 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         0   Not Eligible        
400195954 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         0   Not Eligible 1.3      
400196017 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 65.0 65.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                   XX/XX/XXXX                     1   Eligible 2.6      
400195873 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         3   Not Eligible 1      
400195936 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         1.5   Eligible 2.6      
400195960 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 61.69 61.69 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         1   Eligible 1.6      
400195971 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         1   Eligible 2.6      
400195891 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 85.0 85.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         0   Not Eligible        
400196007 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 68.57 68.57 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         2.5   Eligible 1      
400195959 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         1   Eligible 1      
400195912 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                   XX/XX/XXXX                     2.5   Eligible 1.8      
400195927 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 89.94 89.94 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         1.5   Eligible 1.7      
400195985 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 70.0 70.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         3   Not Eligible 1      
400195934 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0                                           $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                   XX/XX/XXXX                     2.5   Eligible 1      
400195899 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 58.47 58.47 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         2   Eligible 2.5      
400196005 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         0   Not Eligible        
400195906 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 65.0 65.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         2.5   Eligible 1.1      
400195878 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         2.5   Eligible 2.6      
400195979 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 70.0 70.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         1.5   Eligible 1      
400195874 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         5   Not Eligible 2.6      
400195888 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         2   Eligible 1      
400195908 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         2   Eligible 1      
400195919 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 60.0 60.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                   XX/XX/XXXX                     0   Not Eligible 3      
400195901 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 59.83 59.83 $XXX $XXX .0000 Enhanced Desk Review         $XXX $XXX .0059 XX/XX/XXXX 1004 URAR                 $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         3   Not Eligible 3.3      
400195882 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         3.5   Not Eligible 1      
400196019 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         2   Eligible 1.3      
400195949 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         0   Unavailable        
400195965 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1073 Individual Condo Report XXX XXX $XXX 70.0 70.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         0   Not Eligible 2      
400195876 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 70.0 70.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         3   Not Eligible 2.6      
400196022 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                   XX/XX/XXXX                     0   Not Eligible        
400195984 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         0   Not Eligible 1      
400195922 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 64.14 64.14 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         1   Eligible 1      
400195879 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                   XX/XX/XXXX                     1   Eligible 2.6      
400196001 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         0   Not Eligible        
400195939 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         3.5   Not Eligible 1      
400195885 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         1   Eligible 3.4      
400195935 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 65.0 65.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         2.5   Eligible 1      
400195942 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 74.41 74.41 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         5   Not Eligible 1.6      
400195994 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 59.42 59.42 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         3.5   Not Eligible 1.7      
400195886 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         2.5   Eligible 1.4      
400196014 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 70.0 70.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         3   Not Eligible 1      
400195989 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 70.0 70.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         4   Not Eligible 2.3      
400195914 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 85.0 85.0 $XXX $XXX .0000 Enhanced Desk Review         $XXX $XXX .0000 XX/XX/XXXX 1004 URAR                 $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         1   Eligible 1      
400196016 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 71.8 71.8 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                   XX/XX/XXXX                     0   Not Eligible 1      
400195889 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 70.0 70.0 $XXX $XXX -.0890 Enhanced Desk Review         $XXX $XXX -.0042 XX/XX/XXXX 1004 URAR                 $XXX $XXX -.0890 XXX XXX XX/XX/XXXX                                                                         1   Eligible 1      
400195875 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         2.5   Eligible 1      
400196011 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 70.95 70.95 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         0   Not Eligible        
400195964 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         1.5   Eligible 1      
400196023 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 60.0 60.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         3   Not Eligible 1      
400196006 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         0   Not Eligible        
400195881 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         0   Not Eligible        
400195995 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 46.62 46.62 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                   XX/XX/XXXX                     1.5   Eligible 1.8      
400195976 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         1.5   Eligible 1      
400195980 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         2.5   Eligible 1      
400195951 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         2.5   Eligible 1      
400195925 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 70.0 70.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         0   Not Eligible        
400195926 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1073 Individual Condo Report XXX XXX $XXX 72.34 72.34 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         1   Eligible        
400195952 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1073 Individual Condo Report XXX XXX $XXX 53.2 53.2 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         0   Not Eligible 3.8      
400195946 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         1   Eligible 1      
400195990 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 41.82 41.82 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         0   Not Eligible        
400196010 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1025 Small Residential Income Report XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         0   Not Eligible        
400195911 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Desk Review                   $XXX $XXX .0054 95.0 0.05 XXX XXX XX/XX/XXXX $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         0   Not Eligible 2.7      
400196013 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 68.75 68.75 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         0   Not Eligible 2.3      
400196009 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 70.0 70.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         4   Not Eligible 1.1      
400195917 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0360 Enhanced Desk Review         $XXX $XXX .0360 XX/XX/XXXX 1004 URAR                 $XXX $XXX .0360 XXX XXX XX/XX/XXXX                                                                         0   Not Eligible 2.6      
400195898 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Enhanced Desk Review         $XXX $XXX .0000 XX/XX/XXXX 1004 URAR                 $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         2   Eligible 3      
400195991 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 75.0 75.0 $XXX $XXX .0000 Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         1   Eligible 1      
400195937 XXXXX   XX/XX/XXXX $XXXXXX   $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 70.0 70.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                   XX/XX/XXXX                     2.5   Eligible 1.6      
400195948 XXXXX   XX/XX/XXXX $XXXXXX $XXX $XXX $XXX XX/XX/XXXX 1004 URAR XXX XXX $XXX 80.0 80.0 $XXX $XXX .0000 Enhanced Desk Review                                   $XXX $XXX .0000 XXX XXX XX/XX/XXXX                                                                         2   Eligible 1      
400170319 XXXXX   XX/XX/XXXX $XXXXXX $XXX   $XXX XX/XX/XXXX Form 1025 XXX XXX $XXX 75.00% 75.00%                                           $XXX $XXX 0.00% XXX XXX XX/XX/XXXX                                                                                   Not N/A

 

 

 

 

Loan ID Seller ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail
400175720 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400175716 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400175762 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes N/A 0 1 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400175698 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX             XXX XXX         12 Month Bank Statement 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 0 12 No Yes 0 0 0.00% XXX XXX   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX NA XXX XXX N/A Yes 38 XXX FNMA 1005 No XXX     Borrower - Other, Other, Other, Other REO Net Rental Income(Loss) - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX || Co Borrower - Wage - XXX YRS W2 XXX Verified, XXX Months Paystubs Verified, Written VOE Verified, XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - XXX
400175710 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 12 0 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - SESoleProprietor - CPA Letter Verified, XXX YRS Executed 4506T Verified, Personal Bank Statements Verified - XXX
400175765 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Annually XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400175703 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX             XXX XXX         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         XXX       XXX   XXX XXX XXX   XXX XXX     0 XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400175770 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - XXX
400175756 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Annually XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400175741 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Annually XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 11 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - XXX YRS Executed 4506T Verified, null Personal Bank Statements Verified, Business Bank Statements Verified - XXX
400175758 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - XXX
400175724 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes N/A 0 12 No       100.00% XXX   XXX XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other, Other REO Net Rental Income(Loss) - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400175761 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400175678 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400175727 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   Yes XXX XXX FNMA 1005     XXX   No XXX     Borrower - Wage, Bonus - Written VOE Verified, XXX YRS Executed 4506T Verified - XXX
400175769 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Annually XXX% XXX% XXX% XXX               XXX           2YR Full Doc 2   NA   N/A 0     0 0     3 1 NA   No No 0 No No Yes 0 0 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - XXX YRS W2 XXX Verified, XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified - XXX
400175683 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400175685 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Annually XXX% XXX% XXX% XXX               XXX           2YR Full Doc 0   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   Yes XXX XXX FNMA 1005     XXX   No XXX     Borrower - Wage, Overtime - XXX Months Paystubs Verified, Written VOE Verified, XXX YRS Executed 4506T Verified - XXX
400175773 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 14 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400175706 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     XXX   XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400175772 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400175732 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           24 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 23 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - XXX YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified - XXX
400175746 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400175743 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX XXX             XXX XXX         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         XXX       XXX   XXX XXX XXX   XXX XXX     0 XXX   Yes XXX XXX N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400175696 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400175755 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400175739 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Annually XXX% XXX% XXX% XXX               XXX           1YR Full Doc 0   NA   N/A 0     2 2     3 3 Yes   No No 0 No No N/A 0 0 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - SSI and Disability, Note Receivable, Other, Other REO Net Rental Income(Loss) - XXX YRS Personal Tax Returns Verified, XXX YRS Business Tax Returns Verified(K1), XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified, Award Letter Verified, Note Receivable Verified - XXX
400175744 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Annually XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400175704 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Annually XXX% XXX% XXX% XXX XXX             XXX XXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% XXX     XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX NA XXX XXX N/A NA 0 XXX N/A No XXX     Borrower - Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified
400175728 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     XXX   XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188111 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX             XXX XXX         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         XXX       XXX   XXX XXX XXX   XXX XXX     0 XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400175700 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400188114 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   Yes XXX XXX FNMA 1005     XXX   No XXX     Borrower - Wage - Written VOE Verified, XXX YRS Executed 4506T Verified - XXX
400188097 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX             XXX XXX         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         XXX       XXX   XXX XXX XXX   XXX XXX     0 XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188103 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   Yes XXX XXX Other     XXX   No XXX     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified, XXX YRS Executed 4506T Verified, Lease Agreements Verified - XXX
400188063 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188104 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           1YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, XXX YRS Executed 4506T Verified - XXX
400188082 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX   Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         XXX       XXX   XXX XXX XXX   XXX XXX     0 XXX   Yes XXX XXX N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower XXX - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188112 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188113 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 13 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400188093 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 1     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% XXX   XXX XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - XXX YR Business Tax Returns Verified(N/A), XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400175757 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX               XXX           Retirement Income Doc Verified 1   NA   N/A 0     2 0     2 2 Yes   No Yes 48.0 No Yes Yes 4 0 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Retirement, Asset Depletion, SSI and Disability, Retirement - XXX YRS Personal Tax Returns Verified, XXX YR W2 XXX Verified, XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - XXX
400188064 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188094 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other, Other REO Net Rental Income(Loss) - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400188116 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188121 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX             XXX XXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% XXX     XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX NA XXX XXX N/A NA 0 XXX N/A No XXX     Borrower - Other, Subject Property Net Rental Income(Loss) if NOO - XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified - XXX
400188130 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% XXX   XXX XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400188090 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188068 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX XXX   XXX   XXX   XXX XXX XXX   XXX   Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         XXX       XXX   XXX XXX XXX   XXX XXX     0 XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188125 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188096 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           2YR Business P&L 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No N/A 0 0 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - CPA Letter Verified, YTD Profit And Loss Verified, XXX YRS Executed 4506T Verified, Award Letter Verified - XXX
400188091 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX             XXX XXX         2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% XXX XXX   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Yes XXX XXX FNMA 1005 Yes 204 XXX Work Number No XXX     Borrower - Wage, Overtime - XXX Months Paystubs Verified, Written VOE Verified, XXX YRS Executed 4506T Verified - XXX || Co Borrower - Wage, Commission - Written VOE Verified - XXX
400188106 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188088 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188101 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188080 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188108 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188119 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188110 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Wage, Bonus - XXX YRS W2 XXX Verified, XXX Months Paystubs Verified, XXX YRS Executed 4506T Verified - XXX
400188079 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 13 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified - XXX
400188131 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188078 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX XXX             XXX XXX         1YR Full Doc 1 1 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No Yes 0 0 11.51% XXX XXX   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX NA XXX XXX N/A NA 0 XXX N/A No XXX     Borrower - Wage, Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - XXX YR W2 XXX Verified, XXX Months Paystubs Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX || Co Borrower - Wage - XXX YR W2 XXX Verified, XXX Months Paystubs Verified, XXX YRS Executed 4506T Verified - XXX
400188123 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 13.0 No Yes Yes 0 13 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other, Other REO Net Rental Income(Loss) - CPA Letter Verified, Balance Sheet Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400188074 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX             XXX XXX         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         XXX       XXX   XXX XXX XXX   XXX XXX     0 XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188075 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes N/A 0 12 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400188105 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           2YR Full Doc 0   2+ Months   N/A 0     2 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   Yes XXX XXX FNMA 1005     XXX   No XXX     Borrower - Wage, Overtime, Bonus, Subject Property Net Rental Income(Loss) if NOO - XXX YRS Personal Tax Returns Verified, XXX Months Paystubs Verified, Written VOE Verified, XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified, Lease Agreements Verified - XXX
400188089 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX XXX             XXX XXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% XXX     XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX NA XXX XXX N/A NA 0 XXX N/A No XXX     Borrower - Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX || Co Borrower
400188076 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188070 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188073 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Written Verification of Employment 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   Yes XXX XXX FNMA 1005     XXX   No XXX     Borrower - Wage, Bonus - Written VOE Verified, XXX YRS Executed 4506T Verified - XXX
400188086 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX             XXX XXX         2YR Full Doc 1 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 1 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% XXX     XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Yes XXX XXX FNMA 1005 NA 0 XXX N/A No XXX     Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO - XXX YR W2 XXX Verified, XXX Months Paystubs Verified, Written VOE Verified, XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified
400188087 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188077 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX             XXX XXX         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% XXX   XXX   XXX       XXX   XXX XXX XXX   XXX XXX     0 XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188126 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188107 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Annually XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400188132 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Annually XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 11 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other, Other REO Net Rental Income(Loss) - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400188067 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400188072 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX             XXX XXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 Yes Yes 0 12 100.00%   XXX   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX NA XXX XXX N/A NA 0 XXX N/A No XXX     Borrower - XXX YRS Executed 4506T Verified || Co Borrower - Other - XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400188102 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - XXX YRS W2 XXX Verified, XXX Months Paystubs Verified, XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - XXX
400195950 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195947 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195958 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195954 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX XX/XX/XXXX Annually XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400196017 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195873 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Annually XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400195936 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX XXX             XXX XXX         1YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 2 1 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX NA XXX XXX N/A NA 0 XXX N/A No XXX   N/A Borrower - Wage - XXX YR W2 XXX Verified, XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified - XXX || Co Borrower - SSI and Disability - XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified, Award Letter Verified - XXX
400195960 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195971 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195891 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other, Subject Property Net Rental Income(Loss) if NOO - XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400196007 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195959 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195912 XXXXX XXX XXX XXX Yes XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX   N/A Borrower - Other, Other REO Net Rental Income(Loss) - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400195927 XXXXX XXX XXX XXX Yes XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 12 0 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Personal Bank Statements Verified - XXX
400195985 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195934 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400195899 XXXXX XXX XXX XXX Yes XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other, Other REO Net Rental Income(Loss) - CPA Letter Verified, XXX YRS Executed 4506T Verified, Separation Agreement Verified, Business Bank Statements Verified - XXX
400196005 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX             XXX XXX         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% XXX XXX     XXX       XXX   XXX XXX XXX   XXX XXX     0 XXX   Yes XXX XXX N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195906 XXXXX XXX XXX XXX Yes XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX             XXX XXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No Yes Yes 12 0 Yes Yes 12 12 88.48% XXX XXX   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Yes XXX XXX Other NA 0 XXX N/A No XXX     Borrower - Other, SSI and Disability - Written VOE Verified, XXX YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - XXX || Co Borrower - Other, Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified - XXX
400195878 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 12 12 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified - XXX
400195979 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195874 XXXXX XXX XXX XXX Yes XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other, Other REO Net Rental Income(Loss) - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400195888 XXXXX XXX XXX XXX Yes XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           1YR Full Doc 1   NA   N/A 0     0 0     2 1 NA   No No 0 No No N/A 0 0 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - CPA Letter Verified, XXX YR W2 XXX Verified, XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified - XXX
400195908 XXXXX XXX XXX XXX Yes XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 12 0 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX   N/A Borrower - Other - XXX YRS Executed 4506T Verified, Personal Bank Statements Verified - XXX
400195919 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Annually XXX% XXX% XXX% XXX XXX             XXX XXX         12 Month Bank Statement 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 Yes Yes 12 0 51.03% XXX XXX   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX NA XXX XXX N/A NA 0 XXX N/A No XXX     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - XXX YRS W2 XXX Verified, XXX Months Paystubs Verified, XXX YRS Executed 4506T Verified - XXX || Co Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Personal Bank Statements Verified - XXX
400195901 XXXXX XXX XXX XXX Yes XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX             XXX XXX         1YR Full Doc 2 2 NA NA N/A 0 N/A 0 1 1 1 1 2 1 NA NA No Yes 120.0 No No Yes 0 0 No Yes 0 0 0.00% XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX NA XXX XXX N/A NA 0 XXX N/A No XXX     Borrower - Other, Other REO Net Rental Income(Loss), Asset Depletion - XXX YR Personal Tax Returns Verified, XXX YR Business Tax Returns Verified(1120S, K1), CPA Letter Verified, YTD Profit And Loss Verified, XXX YRS W2 XXX Verified, XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified, XXX Schedule E Verified - XXX || Co Borrower - Other - XXX YR Personal Tax Returns Verified, XXX YR Business Tax Returns Verified(1120S, K1), CPA Letter Verified, YTD Profit And Loss Verified, XXX YRS W2 XXX Verified, XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified, XXX Schedule E Verified - XXX
400195882 XXXXX XXX XXX XXX Yes XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400196019 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195949 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195965 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195876 XXXXX XXX XXX XXX Yes XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400196022 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195984 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX   XXX   XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195922 XXXXX XXX XXX XXX Yes XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, XXX YRS Executed 4506T Verified, Lease Agreements Verified - XXX
400195879 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400196001 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195939 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX XX/XX/XXXX Annually XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400195885 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 16 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other, Subject Property Net Rental Income(Loss) if NOO - XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400195935 XXXXX XXX XXX XXX Yes XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX   N/A Borrower - Other, Other REO Net Rental Income(Loss) - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400195942 XXXXX XXX XXX XXX Yes XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other, Other REO Net Rental Income(Loss) - Business Bank Statements Verified
400195994 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195886 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Annually XXX% XXX% XXX% XXX XXX             XXX XXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX NA XXX XXX N/A NA 0 XXX N/A No XXX     Borrower - Wage - XXX YRS W2 XXX Verified, XXX Months Paystubs Verified, XXX YRS Executed 4506T Verified - XXX || Co Borrower - Wage - XXX YRS W2 XXX Verified, XXX Months Paystubs Verified, XXX YRS Executed 4506T Verified - XXX
400196014 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195989 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195914 XXXXX XXX XXX XXX Yes XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX XXX             XXX XXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% XXX   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Yes XXX XXX Other NA 0 XXX N/A No XXX     Borrower - Wage, Bonus, Other, Other REO Net Rental Income(Loss) - XXX YRS W2 XXX Verified, XXX Months Paystubs Verified, Written VOE Verified, XXX YRS Executed 4506T Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified
400196016 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             2 0     No No 0 No No   0 0 No       0.00% XXX   XXX   XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, XXX YRS Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195889 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX XX/XX/XXXX Monthly XXX% XXX% XXX% XXX               XXX           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     2 0 NA   Yes No 84.0 No No Yes 0 0 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Asset Depletion, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - XXX YRS Executed 4506T Verified
400195875 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400196011 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195964 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Annually XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400196023 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400196006 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX             XXX XXX         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% XXX       XXX       XXX   XXX XXX XXX   XXX XXX     0 XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195881 XXXXX XXX XXX XXX Yes XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% XXX   XXX XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other, Other REO Net Rental Income(Loss) - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified - XXX
400195995 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195976 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195980 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX XXX             XXX XXX         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         XXX       XXX   XXX XXX XXX   XXX XXX     0 XXX   Yes XXX XXX   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195951 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195925 XXXXX XXX XXX XXX Yes XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX             XXX XXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.65% XXX     XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX NA XXX XXX N/A NA 0 XXX N/A No XXX     Borrower - Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified
400195926 XXXXX XXX XXX XXX Yes XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX               XXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 Yes   No No 0 No No Yes 0 0 No       0.00% XXX     XXX XXX XXX       XXX XXX XXX   Yes XXX XXX FNMA 1005     XXX   No XXX     Borrower - Wage, Other REO Net Rental Income(Loss) - XXX YRS W2 XXX Verified, XXX Month Paystubs Verified, Written VOE Verified, XXX YRS Executed 4506T Verified, Award Letter Verified - XXX
400195952 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195946 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX             XXX XXX         1YR Full Doc 2 2 NA 2+ Months N/A 0 N/A 0 1 1 1 1 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% XXX XXX   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX NA XXX XXX N/A NA 0 XXX N/A No XXX     Borrower - SESCorp, SESoleProprietor, SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - XXX YR Personal Tax Returns Verified, XXX YR Business Tax Returns Verified(K1), CPA Letter Verified, YTD Profit And Loss Verified, XXX YRS W2 XXX Verified, XXX YRS Executed 4506T Verified - XXX || Co Borrower - Wage, SEPartnership, SESCorp - XXX YR Personal Tax Returns Verified, XXX YR Business Tax Returns Verified(K1), CPA Letter Verified, YTD Profit And Loss Verified, XXX YRS W2 XXX Verified, XXX Months Paystubs Verified, XXX YRS Executed 4506T Verified, XXX Schedule E Verified - XXX
400195990 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400196010 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195911 XXXXX XXX XXX XXX Yes XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 1 11 No       100.00% XXX     XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified - XXX
400196013 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Annually XXX% XXX% XXX% XXX XXX             XXX XXX         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% XXX       XXX       XXX   XXX XXX XXX   XXX XXX     0 XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400196009 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Annually XXX% XXX% XXX% XXX XXX             XXX XXX         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% XXX       XXX       XXX   XXX XXX XXX   XXX XXX     0 XXX   Yes XXX XXX   Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195917 XXXXX XXX XXX XXX Yes XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX             XXX XXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% XXX XXX   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX NA XXX XXX N/A NA 0 XXX N/A No XXX   N/A Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX || Co Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400195898 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX XXX             XXX XXX         1YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 2 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX NA XXX XXX N/A NA 0 XXX N/A No XXX   N/A Borrower - Wage - XXX YR W2 XXX Verified, XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified - XXX || Co Borrower - Wage - XXX YR W2 XXX Verified, XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified - XXX
400195991 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400195937 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt Yes No No N/A N/A $XXX XX/XX/XXXX XXX% Manual Underwriting   No XXX%   XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX     $XXX     XXX% XXX% XXX% XXX               XXX           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00%   XXX   XXX XXX XXX       XXX XXX XXX   NA XXX XXX N/A     XXX   No XXX     Borrower - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX
400195948 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX No   $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX XXX XXX $XXX   Monthly XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% XXX       XXX           XXX XXX     XXX XXX       XXX   Yes XXX XXX   Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified
400170319 XXXXX XXX XXX XXX No XXX XXX XX/XX/XXXX XXX XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX%   $XXX Yes XXX% $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX $XXX XXX           XXX% XXX% XXX% XXX               XXX           Debt Service Coverage Ratio                         0 0     No No 0 No No   0 0                                                     Yes XXX XXX

 

Loan ID Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Borrower 1 Trust Name Borrower 2 Trust Name Borrower 3 Trust Name Borrower 4 Trust Name
400175720 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 48.95 XXX No No No Borrower As Individual N/A N/A N/A        
400175716 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No Unknown N/A $XXX $XXX $XXX XXX No 72.32 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400175762 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 70.0 XXX No No No Borrower As Individual N/A N/A N/A        
400175698 Borrower - XXX YRS Executed 4506T Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual Borrower As Individual N/A N/A        
400175710 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 90.0 XXX No No No Borrower As Individual N/A N/A N/A        
400175765 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400175703 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Borrower As Individual Borrower As Individual N/A N/A        
400175770 Borrower - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400175756 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400175741 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual N/A N/A N/A        
400175758 Borrower - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400175724 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual N/A N/A N/A        
400175761 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400175678 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400175727 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual N/A N/A N/A        
400175769 Borrower - XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 90.0 XXX No No No Borrower As Individual N/A N/A N/A        
400175683 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400175685 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX XXX XXX XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XX/XX/XXXX XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXX $XXX $XXX XXX No 69.86 XXX No No No Borrower As Individual N/A N/A N/A        
400175773 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX XXX XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No No Borrower As Individual N/A N/A N/A        
400175706 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 57.91 XXX No No Yes Borrower As Individual N/A N/A N/A        
400175772 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400175732 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 85.0 XXX No No No Borrower As Individual N/A N/A N/A XXX      
400175746 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                 XXX                                                                 Fee Simple   No Unknown N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400175743 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No Unknown N/A $XXX $XXX $XXX XXX No 42.86 XXX No No Yes Borrower As Individual Borrower As Individual N/A N/A XXX XXX    
400175696 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX XXX XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 21.77 XXX No No Yes Borrower As Individual N/A N/A N/A        
400175755 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400175739 Borrower - XXX YRS Personal Tax Returns Verified, XXX YRS Business Tax Returns Verified(K1), XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 64.83 XXX No No No Borrower As Individual N/A N/A N/A        
400175744 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400175704 Borrower - XXX YRS Executed 4506T Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 55.0 XXX No No No Borrower As Individual Borrower As Individual N/A N/A        
400175728 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   1 0 0 0 0 0 0 0 1 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 69.97 XXX No No Yes Borrower As Individual N/A N/A N/A        
400188111 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Borrower As Individual Borrower As Individual N/A N/A        
400175700 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 70.0 XXX No No No Borrower As Individual N/A N/A N/A        
400188114 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX XX/XX/XXXX XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXX $XXX $XXX XXX No 79.94 XXX No No No Borrower As Individual N/A N/A N/A        
400188097 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No Unknown N/A $XXX $XXX $XXX XXX No 30.0 XXX No No Yes Borrower As Individual Borrower As Individual N/A N/A XXX XXX    
400188103 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 55.64 XXX No No No Borrower As Individual N/A N/A N/A        
400188063 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 46.47 XXX No No Yes Borrower As Individual N/A N/A N/A        
400188104 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No No Borrower As Individual N/A N/A N/A        
400188082 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower XXX - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     Fee Simple   No Unknown N/A $XXX $XXX $XXX XXX No 67.82 XXX No No Yes Member on Behalf of Entity Member on Behalf of Entity Member on Behalf of Entity Member on Behalf of Entity        
400188112 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX XXX XX/XX/XXXX XXX                                                                                   Fee Simple   No Unknown N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400188113 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual N/A N/A N/A        
400188093 Borrower - XXX YR Business Tax Returns Verified(N/A), XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 53.13 XXX No No No Borrower As Individual N/A N/A N/A        
400175757 Borrower - XXX YRS Personal Tax Returns Verified, XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 45.98 XXX No No No Borrower As Individual N/A N/A N/A XXX      
400188064 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400188094 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 65.0 XXX No No No Borrower As Individual N/A N/A N/A        
400188116 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No Unknown N/A $XXX $XXX $XXX XXX No 70.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400188121 Borrower - XXX YRS Executed 4506T Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No Unknown N/A $XXX $XXX $XXX XXX No 78.75 XXX No No Yes Borrower As Individual Borrower As Individual N/A N/A        
400188130 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual N/A N/A N/A        
400188090 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No Unknown N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400188068 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX   XXX XXX XXX XXX       XXX   No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                               Fee Simple   No No N/A $XXX $XXX $XXX XXX No 43.0 XXX No Yes Yes Member on Behalf of Entity Member on Behalf of Entity Member on Behalf of Entity N/A        
400188125 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No Unknown N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400188096 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No Yes No Borrower As Individual N/A N/A N/A        
400188091 Borrower - XXX YRS Executed 4506T Verified - XXX || Co Borrower - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 72.48 XXX No No No Borrower As Individual Borrower As Individual N/A N/A        
400188106 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No Unknown N/A $XXX $XXX $XXX XXX No 55.47 XXX No No Yes Borrower As Individual N/A N/A N/A        
400188088 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX XX/XX/XXXX XX/XX/XXXX XXX XXX     0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No Unknown N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400188101 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 45.43 XXX No No Yes Borrower As Individual N/A N/A N/A        
400188080 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 65.0 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400188108 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400188119 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 58.39 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400188110 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 63.59 XXX No No No Borrower As Individual N/A N/A N/A        
400188079 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX XX/XX/XXXX XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual N/A N/A N/A        
400188131 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 52.8 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400188078 Borrower - XXX YRS Executed 4506T Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX Missing XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 70.0 XXX No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A        
400188123 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 90.0 XXX No No No Borrower As Individual N/A N/A N/A        
400188074 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A        
400188075 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX XX/XX/XXXX XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual N/A N/A N/A        
400188105 Borrower - XXX YRS Personal Tax Returns Verified, XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX XXX XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 70.41 XXX No No Yes Borrower As Individual N/A N/A N/A        
400188089 Borrower - XXX YRS Executed 4506T Verified - XXX || Co Borrower XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 90.0 XXX No No No Borrower As Individual Borrower As Individual N/A N/A        
400188076 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 78.1 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400188070 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 62.84 XXX No No Yes Borrower As Individual N/A N/A N/A        
400188073 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual N/A N/A N/A        
400188086 Borrower - XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No Unknown N/A $XXX $XXX $XXX XXX No 85.0 XXX No No Yes Borrower As Individual Borrower As Individual N/A N/A        
400188087 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No Unknown N/A $XXX $XXX $XXX XXX No 70.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400188077 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A        
400188126 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 69.91 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400188107 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 90.0 XXX No No No Borrower As Individual N/A N/A N/A        
400188132 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 90.0 XXX No No No Borrower As Individual N/A N/A N/A        
400188067 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 70.57 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400188072 Borrower - XXX YRS Executed 4506T Verified || Co Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 38.66 XXX No No No Borrower As Individual Borrower As Individual N/A N/A        
400188102 Borrower - XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 78.15 XXX No No No Borrower As Individual N/A N/A N/A        
400195950 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400195947 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400195958 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400195954 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400196017 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 65.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400195873 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No No Borrower As Individual N/A N/A N/A        
400195936 Borrower - XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual Borrower As Individual N/A N/A        
400195960 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 61.69 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400195971 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400195891 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 85.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400196007 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 68.57 XXX No No Yes Borrower As Individual N/A N/A N/A        
400195959 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400195912 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual N/A N/A N/A        
400195927 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 89.94 XXX No No No Borrower As Individual N/A N/A N/A        
400195985 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 70.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400195934 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX XX/XX/XXXX XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual N/A N/A N/A        
400195899 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 58.47 XXX No No No Borrower As Individual N/A N/A N/A        
400196005 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A        
400195906 Borrower - XXX YRS Executed 4506T Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 65.0 XXX No No No Borrower As Individual Borrower As Individual N/A N/A        
400195878 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual N/A N/A N/A        
400195979 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX XXX XX/XX/XXXX XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 70.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400195874 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX XXX XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual N/A N/A N/A        
400195888 Borrower - XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual N/A N/A N/A        
400195908 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual N/A N/A N/A        
400195919 Borrower - XXX YRS Executed 4506T Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX XXX XXX XXX XX/XX/XXXX     XXX XX/XX/XXXX XX/XX/XXXX XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX XX/XX/XXXX XX/XX/XXXX                                                     Fee Simple   No No N/A $XXX $XXX $XXX XXX No 60.0 XXX No No Yes Borrower As Individual Borrower As Individual N/A N/A        
400195901 Borrower - XXX YR Personal Tax Returns Verified, XXX YR Business Tax Returns Verified(1120S, K1), XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified, XXX Schedule E Verified - XXX || Co Borrower - XXX YR Personal Tax Returns Verified, XXX YR Business Tax Returns Verified(1120S, K1), XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified, XXX Schedule E Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 59.83 XXX No No No Borrower As Individual Borrower As Individual N/A N/A        
400195882 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual N/A N/A N/A        
400196019 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400195949 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400195965 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 70.0 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400195876 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 70.0 XXX No No No Borrower As Individual N/A N/A N/A        
400196022 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400195984 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400195922 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 64.14 XXX No No No Member on Behalf of Entity N/A N/A N/A        
400195879 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 1 0 0 0 0 0 0 0 1 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400196001 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400195939 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Borrower As Individual N/A N/A N/A XXX      
400195885 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400195935 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 65.0 XXX No No No Borrower As Individual N/A N/A N/A        
400195942 Borrower XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 74.41 XXX No No No Borrower As Individual N/A N/A N/A        
400195994 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 59.42 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400195886 Borrower - XXX YRS Executed 4506T Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual Borrower As Individual N/A N/A        
400196014 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX XXX XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 70.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400195989 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX XXX XX/XX/XXXX XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 70.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400195914 Borrower - XXX YRS Executed 4506T Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 85.0 XXX No No No Borrower As Individual Borrower As Individual N/A N/A XXX XXX    
400196016 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), XXX YRS Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 71.8 XXX No No Yes Borrower As Individual N/A N/A N/A        
400195889 Borrower - XXX YRS Executed 4506T Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 70.0 XXX No No Yes Borrower As Individual N/A N/A N/A XXX      
400195875 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No No Borrower As Individual N/A N/A N/A        
400196011 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 70.95 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400195964 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400196023 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX                             No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX XXX XXX XXX XX/XX/XXXX     XXX XX/XX/XXXX XX/XX/XXXX                                                                               Fee Simple   No No Bank / Credit Reference $XXX $XXX $XXX XXX No 60.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400196006 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Borrower As Individual Borrower As Individual N/A N/A        
400195881 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual N/A N/A N/A        
400195995 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX XX/XX/XXXX XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXX $XXX $XXX XXX No 46.62 XXX No No Yes Borrower As Individual N/A N/A N/A XXX      
400195976 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX XX/XX/XXXX XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400195980 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Borrower As Individual Borrower As Individual N/A N/A        
400195951 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400195925 Borrower - XXX YRS Executed 4506T Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 70.0 XXX No No Yes Borrower As Individual Borrower As Individual N/A N/A        
400195926 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 72.34 XXX No No No Borrower As Individual N/A N/A N/A        
400195952 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 53.2 XXX No Yes Yes Borrower As Individual N/A N/A N/A        
400195946 Borrower - XXX YR Personal Tax Returns Verified, XXX YR Business Tax Returns Verified(K1), XXX YRS Executed 4506T Verified - XXX || Co Borrower - XXX YR Personal Tax Returns Verified, XXX YR Business Tax Returns Verified(K1), XXX YRS Executed 4506T Verified, XXX Schedule E Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A        
400195990 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 41.82 XXX No No Yes Borrower As Individual N/A N/A N/A        
400196010 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        
400195911 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual N/A N/A N/A        
400196013 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 68.75 XXX No No Yes Borrower As Individual Borrower As Individual N/A N/A        
400196009 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 70.0 XXX No No Yes Borrower As Individual Borrower As Individual N/A N/A        
400195917 Borrower - XXX YRS Executed 4506T Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No No Borrower As Individual Borrower As Individual N/A N/A        
400195898 Borrower - XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX     XXX XXX N/A XXX   XXX XXX XX/XX/XXXX     XXX                                                         Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No No Borrower As Individual Borrower As Individual N/A N/A        
400195991 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400195937 Borrower - XXX YRS Executed 4506T Verified - XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 1 0 0 0 0 0 0 0 1 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 70.0 XXX No No No Borrower As Individual N/A N/A N/A        
400195948 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX XXX   XXX XXX XX/XX/XXXX     XXX                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 80.0 XXX No No Yes Borrower As Individual N/A N/A N/A        
400170319   XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX       XXX                 No                                       XXX     XXX       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No XXX XXX XXX                                                                                                   Fee Simple   No No N/A $XXX $XXX $XXX XXX No 75.0 XXX No No Yes Member on Behalf of Entity N/A N/A N/A        

 

 

 

 

LOAN INFORMATION INITIAL CREDIT LOAN GRADES INITIAL COMPLIANCE LOAN GRADES INITIAL PROPERTY LOAN GRADES INITIAL OVERALL LOAN GRADES FINAL CREDIT LOAN GRADES FINAL COMPLIANCE LOAN GRADES FINAL PROPERTY LOAN GRADES FINAL OVERALL LOAN GRADES
Loan ID Seller ID Investor Loan ID Original Loan Amount DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys
400175720 XXXXX   $XXXXXX A A A A A B B B B B A A A A A B B B B B A A A A A A A A A A A A A A A A A A A A
400175716 XXXXX   $XXXXXX A A A A A A A A A A C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
400175762 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400175698 XXXXX   $XXXXXX A A A A A B B B B B A A A A A B B B B B A A A A A A A A A A A A A A A A A A A A
400175710 XXXXX   $XXXXXX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
400175765 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400175703 XXXXX   $XXXXXX C C C C C C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
400175770 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400175756 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400175741 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
400175758 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
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400175761 XXXXX   $XXXXXX B B B B B A A A A A C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
400175678 XXXXX   $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
400175727 XXXXX   $XXXXXX C C C C C B B B B B A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
400175769 XXXXX   $XXXXXX A A A A A B B B B B A A A A A B B B B B A A A A A A A A A A A A A A A A A A A A
400175683 XXXXX   $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
400175685 XXXXX   $XXXXXX A A A A A B B B B B A A A A A B B B B B A A A A A A A A A A A A A A A A A A A A
400175773 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400175706 XXXXX   $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
400175772 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400175732 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
400175746 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400175743 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400175696 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400175755 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400175739 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400175744 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400175704 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400175728 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188111 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400175700 XXXXX   $XXXXXX A A A A A D D D D D A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
400188114 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188097 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188103 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188063 XXXXX   $XXXXXX D D D D D B B B B B A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
400188104 XXXXX   $XXXXXX A A A A A D D D D D A A A A A D D D D D A A A A A B B B B B A A A A A B B B B B
400188082 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188112 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188113 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188093 XXXXX   $XXXXXX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
400175757 XXXXX   $XXXXXX A A A A A D D D D D A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
400188064 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188094 XXXXX   $XXXXXX D D D D D C C C C C A A A A A D D D D D A A A A A B B B B B A A A A A B B B B B
400188116 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188121 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188130 XXXXX   $XXXXXX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
400188090 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188068 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188125 XXXXX   $XXXXXX C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
400188096 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188091 XXXXX   $XXXXXX C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
400188106 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188088 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188101 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188080 XXXXX   $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
400188108 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188119 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188110 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188079 XXXXX   $XXXXXX B B B B B A A A A A A A A A A B B B B B A A A A A A A A A A A A A A A A A A A A
400188131 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188078 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188123 XXXXX   $XXXXXX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
400188074 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188075 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188105 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188089 XXXXX   $XXXXXX A A A A A B B B B B A A A A A B B B B B A A A A A A A A A A A A A A A A A A A A
400188076 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188070 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188073 XXXXX   $XXXXXX A A A A A B B B B B A A A A A B B B B B A A A A A A A A A A A A A A A A A A A A
400188086 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188087 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188077 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188126 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188107 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188132 XXXXX   $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
400188067 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400188072 XXXXX   $XXXXXX A A A A A B B B B B A A A A A B B B B B A A A A A A A A A A A A A A A A A A A A
400188102 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195950 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195947 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195958 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195954 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400196017 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195873 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195936 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195960 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195971 XXXXX   $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
400195891 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400196007 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195959 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195912 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195927 XXXXX   $XXXXXX C C C C C C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
400195985 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
400195934 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195899 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400196005 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195906 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195878 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195979 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195874 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195888 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
400195908 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195919 XXXXX   $XXXXXX A A A A A A A A A A C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
400195901 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195882 XXXXX   $XXXXXX A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B
400196019 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195949 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195965 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
400195876 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400196022 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195984 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195922 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
400195879 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400196001 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195939 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195885 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195935 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
400195942 XXXXX   $XXXXXX A A A A A B B B B B A A A A A B B B B B A A A A A A A A A A A A A A A A A A A A
400195994 XXXXX   $XXXXXX A A A A A A A A A A C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
400195886 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400196014 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195989 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195914 XXXXX   $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
400196016 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195889 XXXXX   $XXXXXX C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
400195875 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400196011 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195964 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400196023 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400196006 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195881 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195995 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195976 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195980 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195951 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195925 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195926 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195952 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
400195946 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
400195990 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400196010 XXXXX   $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
400195911 XXXXX   $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
400196013 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400196009 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195917 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195898 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195991 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195937 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400195948 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
400170319 XXXXX   $XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A

 

 

 

 

Loan ID Seller Loan ID Investor Loan ID Overall Initial Loan Grade Overall Final Loan Grade Credit Initial Loan Grade Credit Current/Final Loan Grade Compliance Initial Loan Grade Compliance Current/Final Loan Grade Property Initial Loan Grade Property Current/Final Loan Grade Queue Finding Code Date Created Date Modified Finding Status Event Level Initial Finding Grade Current/Final Finding Grade Finding Category Finding Sub Category Finding Name Finding Comments Seller Comments Resolution Comments Reviewer Comp Factor Originator Comp Factors Finding Documents Originator QM Status Final Reviewed QM Status Loan Amount Property State Occupancy Loan Purpose Refinance Purpose Acknowledged / WaivedBy Waiver in File?
400175720 XXXXX   B A A A B A A A Closed FCOM9186 2026-03-23 13:26 2026-03-27 09:09 Resolved 1 - Information B A Compliance Missing Doc eSigned Documents Consent is Missing Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see attached econsent that is in UTC time zone - Buyer-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. Missing e-consent prior to first e-signed disclosure dated XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.95% is less than Guideline CLTV of 70% | Original LTV is Below the Guideline Maximum - Calculated LTV of 48.95% is less than Guideline LTV of 70%   EConsent (XXX) df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175720 XXXXX   B A A A B A A A Closed FCRE8999 2026-03-23 12:55 2026-03-25 21:45 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.95% is less than Guideline CLTV of 70% | Original LTV is Below the Guideline Maximum - Calculated LTV of 48.95% is less than Guideline LTV of 70%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175720 XXXXX   B A A A B A A A Closed FPRO8998 2026-03-23 12:55 2026-03-25 21:45 Resolved 1 - Information A A Property Data No Property Findings Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.95% is less than Guideline CLTV of 70% | Original LTV is Below the Guideline Maximum - Calculated LTV of 48.95% is less than Guideline LTV of 70%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175716 XXXXX   C A A A A A C A Closed FPRO9990 2026-04-23 13:06 2026-05-01 11:20 Resolved 1 - Information C A Property Third Party Valuation Third Party Valuation Product Not Provided within XXX% Tolerance Resolved-Third party valuation product provided within tolerance. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. CDA report attached - Buyer-XX/XX/XXXX | Counter-FNMA SSR does not perform an analysis on XXX forms and Freddie SSR returned Not Eligible, therefore, a TPV supporting the value within XXX% is required. Thank you. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Please clarify why this is required as SSR's do not have findings that would require a third party valuation - Buyer-XX/XX/XXXX | Open-Third Party Valuation Product Not Provided or Not Provided Within Tolerance. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Third party valuation product provided within tolerance. - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   cda df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175716 XXXXX   C A A A A A C A Closed FCRE8999 2026-04-23 13:14 2026-04-24 17:04 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-information - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-information - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175762 XXXXX   A A A A A A A A Closed FCOM8997 2026-04-24 10:35 2026-04-24 17:04 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-information - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-information - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80%     QM: Safe Harbor APOR (APOR SH) Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175762 XXXXX   A A A A A A A A Closed FPRO8998 2026-04-27 18:08 2026-04-27 18:08 Resolved 1 - Information A A Property Data No Property Findings Resolved-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80%     QM: Safe Harbor APOR (APOR SH) Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175762 XXXXX   A A A A A A A A Closed FCRE8999 2026-04-27 18:08 2026-04-27 18:08 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80%     QM: Safe Harbor APOR (APOR SH) Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175698 XXXXX   B A A A B A A A Closed FCOM3849 2026-04-28 15:33 2026-05-01 11:09 Resolved 1 - Information B A Compliance Disclosure Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR  1002.14(a)(1)) Resolved-Evidence of appraisal delivery provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached appraisal delivery - Buyer-XX/XX/XXXX | Open-The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required: Provide evidence of borrowers receipt of the appraisal. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Evidence of appraisal delivery provided. - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90%   XXX Appraisal Delivery df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175698 XXXXX   B A A A B A A A Closed FCRE8999 2026-04-28 11:55 2026-04-29 22:34 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175698 XXXXX   B A A A B A A A Closed FPRO8998 2026-04-28 11:56 2026-04-29 22:34 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175710 XXXXX   C A A A C A A A Closed finding-2962 2026-04-28 08:18 2026-05-01 11:32 Resolved 1 - Information A A Compliance Points & Fees XXX Higher-Priced Mortgage Loan Test Open- - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the XXX higher-priced mortgage loan test. (XXX, XXX Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX hile the XXX provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     QM: Higher Priced APOR (APOR HP) Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175710 XXXXX   C A A A C A A A Closed finding-3635 2026-04-28 08:18 2026-05-01 11:32 Resolved 1 - Information C A Compliance TRID Tolerance Charges That In Total Cannot Increase More Than XXX% Test Resolved-Service provider list received - exception resolved - Due Diligence Vendor-XX/XX/XXXX | Resolved- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached correct SPL. Version that was include in package was uploaded due to a shipping error. - Seller-XX/XX/XXXX | Open-This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC or SPL to determine if borrower shopped for fees. The XXX% tolerance violation in the amount ofXXX is due to increase in title fees on the CD's without valid reasons. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see attached correct XXX. Version that was include in package was uploaded due to a shipping error. - Seller-XX/XX/XXXX | Resolved-Service provider list received - exception resolved - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.   Correct SPL df QM: Higher Priced APOR (APOR HP) Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175710 XXXXX   C A A A C A A A Closed finding-3352 2026-04-28 08:18 2026-05-01 11:32 Resolved 1 - Information A A Compliance Points & Fees Higher-Priced Mortgage Loan Test Open- - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     QM: Higher Priced APOR (APOR HP) Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175710 XXXXX   C A A A C A A A Closed FCRE8999 2026-04-29 14:24 2026-04-29 22:34 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     QM: Higher Priced APOR (APOR HP) Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175710 XXXXX   C A A A C A A A Closed FPRO8998 2026-04-29 14:25 2026-04-29 22:34 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     QM: Higher Priced APOR (APOR HP) Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175765 XXXXX   A A A A A A A A Closed FCRE8999 2026-04-29 15:57 2026-05-01 15:20 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-INformational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-INformational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175765 XXXXX   A A A A A A A A Closed FPRO8998 2026-04-29 15:57 2026-05-01 15:20 Resolved 1 - Information A A Property Data No Property Findings Resolved-INformational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-INformational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175765 XXXXX   A A A A A A A A Closed FCOM8997 2026-05-01 13:37 2026-05-01 15:20 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-INformational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-INformational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175703 XXXXX   C A C A C A A A Closed FCRE2335 2026-04-30 10:41 2026-06-12 16:35 Resolved 1 - Information C A Credit Eligibility DSCR is less than guideline minimum Resolved-Qualifying DSCR meets Guidelines - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see attached corrected Note to reflect interest only for the first XXX months. Deed of trust remains correct as total loan term for loan is XXX years. - Buyer-XX/XX/XXXX | Open-Qualifying DSCR of XXX is less than guideline minimum requirement of XXX Disclosure First Payment Letter and TIL reflect Interest Only first XXX months. The Note and Mortgage reflect XXX year fix rate. Mortgage Deed attachments are 1-4 Family Rider and Prepayment Penalty Rider. Lender used XXX for PITI the actual is XXX - Due Diligence Vendor-XX/XX/XXXX | Resolved-Qualifying DSCR meets Guidelines - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   Corrected Note df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175703 XXXXX   C A C A C A A A Closed FCOM1222 2026-04-30 10:47 2026-05-20 16:17 Resolved 1 - Information C A Compliance Disclosure Monthly payment on TIL is not same as Note payment Resolved-The corrected note was provided and matches the payments exactly. Resolved. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see attached corrected Note to reflect interest only for the first XXX months. Deed of trust remains correct as total loan term for loan is XXX years. - Buyer-XX/XX/XXXX | Open-Disclosure First Payment Letter and TIL reflect Interest Only first XXX months. The Note and Mortgage reflect XXX year fix rate. Mortgage Deed attachments are 1-4 Family Rider and Prepayment Penalty Rider. Lender used XXX for PITI the actual is XXX - Due Diligence Vendor-XX/XX/XXXX | Resolved-The corrected note was provided and matches the payments exactly. Resolved. - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   Corrected Note df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175703 XXXXX   C A C A C A A A Closed FPRO8998 2026-04-30 10:55 2026-05-01 15:20 Resolved 1 - Information A A Property Data No Property Findings Resolved-INformational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-INformational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175770 XXXXX   A A A A A A A A Closed FCRE8999 2026-04-30 14:58 2026-05-01 15:20 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-INformational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-INformational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175770 XXXXX   A A A A A A A A Closed FPRO8998 2026-04-30 14:58 2026-05-01 15:20 Resolved 1 - Information A A Property Data No Property Findings Resolved-INformational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-INformational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175770 XXXXX   A A A A A A A A Closed FCOM8997 2026-05-01 13:43 2026-05-01 15:20 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-INformational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-INformational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175756 XXXXX   A A A A A A A A Closed FCRE8999 2026-05-06 11:44 2026-05-07 17:23 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% | Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 85% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175756 XXXXX   A A A A A A A A Closed FPRO8998 2026-05-06 11:44 2026-05-07 17:23 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% | Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 85% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175756 XXXXX   A A A A A A A A Closed FCOM8997 2026-05-06 13:49 2026-05-07 17:23 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% | Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 85% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175741 XXXXX   D A D A A A A A Closed FCRE1316 2026-05-01 06:09 2026-05-11 09:40 Resolved 1 - Information D A Credit Missing Doc Borrower 1 3rd Party VOE Prior to Close Missing Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Per UW: The guideline you are quoting is from the Full Doc section of the guidelines. This is a bank Statement loan (Alt Doc) which does not require us to verify the business’ existence within XXX days of the Note, as we are required to document the existence of the business in other ways. The bank Statement program requires evidence the business has been in existence for at least XXX years via CPA/Tax Preparer Relationship Form, confirmation from a regulatory or State agency, or applicable licensing bureau. Please reference Section XX/XX/XXXX of the Non QM Guides effective XX/XX/XXXX. We have the Certificate of Formation that was filed with XXX that legally registers the business. This document is filed in the Income – Business Verification folder. Furthermore we have bank Statements thru XX/XX/XXXX documenting business deposits, including cancelled checks made out to the business that also support the business’ existence. Please waive condition - Buyer-XX/XX/XXXX | Open-Borrower 1 3rd Party VOE Prior to Close Missing. • The existence of the borrower’s business must be verified within XXX calendar days prior to the Note Date from a third party, such as a CPA, regulatory agency, or the applicable licensing bureau. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided. - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%   Business Verification df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175741 XXXXX   D A D A A A A A Closed FCOM8997 2026-05-04 12:28 2026-05-07 17:23 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175741 XXXXX   D A D A A A A A Closed FPRO8998 2026-05-05 10:19 2026-05-07 17:23 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175758 XXXXX   D A D A A A A A Closed FCRE7497 2026-05-05 11:51 2026-05-11 10:21 Resolved 1 - Information D A Credit Missing Doc Missing verification of taxes, insurance, and/or HOA fees for non-subject property Resolved-Client confirmed - Per UW: XXX is Land only and taxes of XXX monthly are included in the REO calc. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Per UW: XXX  is Land only and taxes of XXX monthly are included in the REO calc. - Buyer-XX/XX/XXXX | Open-XXX XXX taxes and insurance and HOA missing. Auditor used XXX  for taxes and HOA. HOI is missing and evidence the property is free and clear. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Client confirmed - Per UW: XXX XXX is Land only and taxes of XXX monthly are included in the REO calc. - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.   XXX XXX - Tax bill df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175758 XXXXX   D A D A A A A A Closed FCOM8997 2026-05-04 16:05 2026-05-07 17:23 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175758 XXXXX   D A D A A A A A Closed FPRO8998 2026-05-05 12:56 2026-05-07 17:23 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175724 XXXXX   A A A A A A A A Closed FPRO8998 2026-05-05 09:04 2026-05-07 17:28 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175724 XXXXX   A A A A A A A A Closed FCRE8999 2026-05-05 09:04 2026-05-07 17:28 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175724 XXXXX   A A A A A A A A Closed FCOM8997 2026-05-05 12:03 2026-05-07 17:28 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175761 XXXXX   C A B A A A C A Closed FPRO9990 2026-05-05 15:11 2026-05-08 08:09 Resolved 1 - Information C A Property Third Party Valuation Third Party Valuation Product Not Provided within XXX% Tolerance Resolved-Third party valuation product provided within tolerance. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. CDA report attached - Buyer-XX/XX/XXXX | Open-Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Fannie Mae UCDP not preformed Freddie Mac UCDP not eligible - Due Diligence Vendor-XX/XX/XXXX | Resolved-Third party valuation product provided within tolerance. - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   CDA df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175761 XXXXX   C A B A A A C A Closed FCOM8997 2026-05-05 18:05 2026-05-07 17:28 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175761 XXXXX   C A B A A A C A Closed FCRE1183 2026-05-05 15:19 2026-05-06 10:24 Resolved 1 - Information B A Credit Missing Doc Approval/Underwriting Summary Partially Provided Resolved-Documentation is sufficient. Updated XXX provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. XXX attached - Buyer-XX/XX/XXXX | Open-Approval/Underwriting Summary Partially Provided. The XXX provide has incorrect loan amount of XXX The note is $XXX. The Final correct XXX Underwriting and Transmittal Summary was not provided. An updated XXX is required. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Documentation is sufficient. Updated XXX provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   XXX df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175678 XXXXX   C A C A A A A A Closed FCRE2335 2026-05-06 11:25 2026-06-14 09:58 Resolved 1 - Information C A Credit Eligibility DSCR is less than guideline minimum Resolved-Qualifying DSCR meets Guidelines - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. per UW: Flood insurance was included in the calculation: Lender PITI XXX / STR XXX / XXX = XXX per month DSCR XXX%. Please see attached screenshot of flood insurance. Please waive condition - Buyer-XX/XX/XXXX | Open-Qualifying DSCR of XXX is less than guideline minimum requirement of XXX Lender PITI used was XXX the actual is XXX the difference is XXX flood insurance Lender did not include flood insurance on the waterfront beach house, in the PITI Also lender used XXX XXX rental income and XXX was not provided. Short term net operating income was used $XXX/XXX XXX is used the CLTV limit is XXX% - Due Diligence Vendor-XX/XX/XXXX | Resolved-Qualifying DSCR meets Guidelines - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   insurance screen shot df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175678 XXXXX   C A C A A A A A Closed FCOM8997 2026-05-05 14:49 2026-05-07 17:28 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175678 XXXXX   C A C A A A A A Closed FPRO8998 2026-05-06 11:22 2026-05-07 17:28 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175727 XXXXX   C A C A B A A A Closed FCRE9992 2026-05-06 15:33 2026-05-11 10:03 Resolved 1 - Information C A Credit Assets Borrower Contributions Do Not Met Guideline Minimum Resolved-Borrower Contributions Meet Guidelines - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Per UW: Borrower has XXX Statement in file for reserves dated XX/XX/XXXX with a balance of XXX (XXX% of full balance for retirement funds). Please waive condition - Buyer-XX/XX/XXXX | Open-Percent of Borrowers Funds for Down Payment of XXX% does not meet guideline minimum XXX% Per XXX • XXX% gift and gift of equity permitted for down payment and closing costs - Due Diligence Vendor-XX/XX/XXXX | Resolved-Borrower Contributions Meet Guidelines - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   XXX Account df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175727 XXXXX   C A C A B A A A Closed FCOM9186 2026-05-05 16:23 2026-05-08 14:50 Resolved 1 - Information B A Compliance Missing Doc eSigned Documents Consent is Missing Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. econsent attached - Buyer-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. Documentation required: First e-signed document in the file is dated XX/XX/XXXX; however, the file is missing proof of e-consent dated XX/XX/XXXX or before. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   econsent df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175727 XXXXX   C A C A B A A A Closed FPRO8998 2026-05-06 15:46 2026-05-07 17:28 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175769 XXXXX   B A A A B A A A Closed FCOM9186 2026-05-08 12:03 2026-05-12 10:00 Resolved 1 - Information B A Compliance Missing Doc eSigned Documents Consent is Missing Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. econsent attached - Buyer-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. The earliest electronically signed documents are XXX/XXX, however the e-consent in file is XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.   econsent df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175769 XXXXX   B A A A B A A A Closed FCRE8999 2026-05-06 16:06 2026-05-11 11:32 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175769 XXXXX   B A A A B A A A Closed FPRO8998 2026-05-06 16:07 2026-05-11 11:32 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175683 XXXXX   C A C A A A A A Closed FCRE9995 2026-05-11 09:40 2026-05-29 09:46 Resolved 1 - Information C A Credit Assets Audited Reserves are less than Guideline Required Reserves (Dollar Amount) Resolved-Audited Reserves of XXX are equal to or greater than AUS Required Reserves of $XXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. gift amount confirmation attached - Buyer-XX/XX/XXXX | Counter-Please provide evidence the gift funds of XXX was remitted to the closing agent via a copy of a canceled check and an escrow deposit receipt letter, or an official check, or wire transfer receipt. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached gift letter that was missing in file. This proves borrower had sufficient reserves at the time of closing. - Buyer-XX/XX/XXXX | Open-Audited Reserves of XXX are less than Guideline Required Reserves of $XXX. Lender included escrow deposited in the cash to close and reserves however the withdrawal XXX was on XXX and XXX Wired was on XX/XX/XXXX are after the bank Statement date of XXX - XXX = XXX plus gift XXX = XXX = cash required to close $XXX= XXX - XXX mths reserves XXX = XXX short reserves. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Audited Reserves of XXX are equal to or greater than AUS Required Reserves of $XXX. - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   Missing Gift Letter df | (B) Gift funds in Escrow Confirmation df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175683 XXXXX   C A C A A A A A Closed FCRE1198 2026-05-11 09:40 2026-05-29 09:46 Resolved 1 - Information C A Credit Eligibility Audited Reserves are less than Guideline Required Reserves (Number of Months) Resolved-Audited Reserves of XXX month(s) are greater than or equal to Guideline Required Reserves of XXX month(s) - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. gift amount confirmation attached - Seller-XX/XX/XXXX | Counter-Please provide evidence the gift funds of XXX was remitted to the closing agent via a copy of a canceled check and an escrow deposit receipt letter, or an official check, or wire transfer receipt. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached gift letter that was missing in file. This proves borrower had sufficient reserves at the time of closing. - Buyer-XX/XX/XXXX | Open-Audited Reserves of XX/XX/XXXX month(s) are less than Guideline Required Reserves of XXX month(s) Lender included escrow deposited in the cash to close and reserves however the withdrawal XXX was on XXX  XXX and XXX Wired was on XX/XX/XXXX are after the bank Statement date of XXX  XXX - XXX = XXX plus gift XXX = XXX = cash required to close $XXX= XXX - XXX mths reserves XXX = XXX short reserves. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. gift amount confirmation attached - Seller-XX/XX/XXXX | Resolved-Audited Reserves of XXX month(s) are greater than or equal to Guideline Required Reserves of XXX month(s) - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   Missing Gift Letter df | (B) Gift funds in Escrow Confirmation df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175683 XXXXX   C A C A A A A A Closed FPRO8998 2026-05-11 09:45 2026-05-12 18:30 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175683 XXXXX   C A C A A A A A Closed FCOM8997 2026-05-11 12:13 2026-05-12 18:30 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175685 XXXXX   B A A A B A A A Closed FCOM9186 2026-05-11 14:16 2026-05-14 12:52 Resolved 1 - Information B A Compliance Missing Doc eSigned Documents Consent is Missing Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see attached econsent - Buyer-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated or before XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   EConsent df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175685 XXXXX   B A A A B A A A Closed FCRE8999 2026-05-11 14:07 2026-05-12 18:30 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175685 XXXXX   B A A A B A A A Closed FPRO8998 2026-05-11 14:08 2026-05-12 18:30 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175685 XXXXX   B A A A B A A A Closed finding-3352 2026-05-11 14:16 2026-05-12 18:30 Resolved 1 - Information A A Compliance Points & Fees Higher-Priced Mortgage Loan Test Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML downgraded. REquirements met - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175773 XXXXX   A A A A A A A A Closed finding-3352 2026-05-13 12:19 2026-05-15 15:05 Resolved 1 - Information A A Compliance Points & Fees Higher-Priced Mortgage Loan Test Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175773 XXXXX   A A A A A A A A Closed FCRE8999 2026-05-13 13:57 2026-05-15 15:05 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175773 XXXXX   A A A A A A A A Closed FPRO8998 2026-05-13 13:57 2026-05-15 15:05 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175706 XXXXX   C A C A A A A A Closed FCRE9995 2026-05-14 08:20 2026-05-18 09:41 Resolved 1 - Information C A Credit Assets Audited Reserves are less than Guideline Required Reserves (Dollar Amount) Resolved-Documentation is sufficient. Closing Statement provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Audited Reserves of XXX are equal to or greater than AUS Required Reserves of $XXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see final settlement Statement from borrower concurrent closed loan at XXX that shows borrower has enough cash for reserves/assets - Buyer-XX/XX/XXXX | Open-Audited Reserves of $ are less than Guideline Required Reserves of $XXX. This is a rate and term refinance with borrower bringing cash to close. Borrower did not provide documented funds for XXX reserves. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Documentation is sufficient. Closing Statement provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Audited Reserves of XXX are equal to or greater than AUS Required Reserves of $XXX. - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   XXX  FSS df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175706 XXXXX   C A C A A A A A Closed FCRE1198 2026-05-14 08:20 2026-05-18 09:41 Resolved 1 - Information C A Credit Eligibility Audited Reserves are less than Guideline Required Reserves (Number of Months) Resolved-Documentation is sufficient. Closing Statement provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Audited Reserves of XXX month(s) are greater than or equal to Guideline Required Reserves of XXX month(s) - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see final settlement Statement from borrower concurrent closed loan at XXX  that shows borrower has enough cash for reserves/assets - Seller-XX/XX/XXXX | Open-Audited Reserves of month(s) are less than Guideline Required Reserves of XXX month(s) this is a rate and term refinance with borrower bringing cash to close. Borrower did not provide documented funds for XXX months reserves - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see final settlement Statement from borrower concurrent closed loan at XXX  that shows borrower has enough cash for reserves/assets - Seller-XX/XX/XXXX | Resolved-Documentation is sufficient. Closing Statement provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Audited Reserves of XXX month(s) are greater than or equal to Guideline Required Reserves of XXX month(s) - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   XXX  FSS df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175706 XXXXX   C A C A A A A A Closed FCRE2800 2026-05-13 09:56 2026-05-18 09:40 Resolved 1 - Information C A Credit Assets Verified Liquid Assets Insufficient For Closing Resolved-Documentation is sufficient. Closing Statement provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Verified Liquid Assets are sufficient for closing. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Please see final settlement Statement from borrower concurrent closed loan at XXX  that shows borrower has enough cash for reserves/assets - Buyer-XX/XX/XXXX | Open-Verified Liquid Assets are insufficient for closing in the amount of $-XXX. this is a rate and term refinance with borrower bringing cash to close. Borrower did not provide documented funds for cash to close of $XXX. In the file is a Bank Statement balance of XXX dated XX/XX/XXXX but was not included on the 1003 or XXX - Due Diligence Vendor-XX/XX/XXXX | Resolved-Documentation is sufficient. Closing Statement provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Verified Liquid Assets are sufficient for closing. - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175706 XXXXX   C A C A A A A A Closed FCOM8997 2026-05-13 13:03 2026-05-15 15:05 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. Transaction meets BP guidelines.  Transaction is a cash out refinance of investment property. Transaction is exempt from TRID/QM. According to the BP letter on page XXX no part of the proceeds of the loan will be used for consumer purpose - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175706 XXXXX   C A C A A A A A Closed FPRO8998 2026-05-14 08:24 2026-05-15 15:05 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175772 XXXXX   A A A A A A A A Closed FCRE8999 2026-05-14 10:36 2026-05-20 15:04 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175772 XXXXX   A A A A A A A A Closed FPRO8998 2026-05-14 10:36 2026-05-20 15:04 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175772 XXXXX   A A A A A A A A Closed FCOM8997 2026-05-20 13:45 2026-05-20 15:04 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175732 XXXXX   D A D A A A A A Closed FCRE1199 2026-05-19 11:43 2026-05-21 15:09 Resolved 1 - Information C A Credit Eligibility Audited Loan Amount is greater than Guideline Maximum Loan Amount Resolved-Audited Loan Amount of XXX is less than or equal to the Guideline Maximum Loan Amount of XXX - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Per UW, borrower is not a first time homebuyer and loan amount is acceptable with XXX guidelines. Please waive condition. - Seller-XX/XX/XXXX | Open-Audited Loan Amount of XXX is greater than the Guideline Maximum Loan Amount of XXX Per XXX GL : First Time Home Buyer: Max XXX loan amount; Interest Only not permitted ▪ LTV > XXX%: Max XXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Per UW, borrower is not a first time homebuyer and loan amount is acceptable with XXX guidelines. Please waive condition. - Seller-XX/XX/XXXX | Resolved-Audited Loan Amount of XXX is less than or equal to the Guideline Maximum Loan Amount of XXX - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175732 XXXXX   D A D A A A A A Closed FCRE9814 2026-05-19 11:26 2026-05-21 15:08 Resolved 1 - Information D A Credit Missing Doc Missing Trust Agreement Resolved-Trust Agreement Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached Trust Documents. Per UW, attorney opinion letter is not required as we provided a notarized Statement indicating that the trust has not been revoked, modified, or amended in any manner. - Buyer-XX/XX/XXXX | Open-Missing Trust Agreement A signed attorney’s opinion of the trust. The opinion letter must indicate that the trust meets all requirements in this section and include the following: name of the trust, date executed, settler(s) of the trust, whether it is revocable or irrevocable, does the trust have multiple trustees, etc. Letter from attorney is from XXX not XXX and does not provide the date executed and the settlers of the trust and it is revocable. #XXX of the trust cert States, Trust become irrevocable upon the death of the survivor of the settlors. Settlors unknown - Due Diligence Vendor-XX/XX/XXXX | Resolved-Trust Agreement Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.   Trust Documents df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175732 XXXXX   D A D A A A A A Closed FPRO8998 2026-05-19 11:49 2026-05-20 15:04 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175732 XXXXX   D A D A A A A A Closed finding-2978 2026-05-20 06:24 2026-05-20 15:04 Resolved 1 - Information A A Compliance Points & Fees XXX CMR 32.35 Higher-Priced Mortgage Loan Test Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the XXX CMR 32.35 higher-priced mortgage loan test. (XXX CMR 32.35 sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Regulations hile the XXX Regulations provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. No Cure required. HPML with established escrows and appraisal requirements met. Downgraded. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175732 XXXXX   D A D A A A A A Closed finding-3352 2026-05-20 06:24 2026-05-20 15:04 Resolved 1 - Information A A Compliance Points & Fees Higher-Priced Mortgage Loan Test Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. No Cure required. HPML with established escrows and appraisal requirements met. Downgraded. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175746 XXXXX   A A A A A A A A Closed FCRE8999 2026-05-19 14:51 2026-05-20 15:04 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175746 XXXXX   A A A A A A A A Closed FPRO8998 2026-05-19 14:51 2026-05-20 15:04 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175746 XXXXX   A A A A A A A A Closed FCOM8997 2026-05-20 13:46 2026-05-20 15:04 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175743 XXXXX   A A A A A A A A Closed FCRE8999 2026-05-19 16:29 2026-05-20 15:04 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 42.86% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.86% is less than Guideline CLTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175743 XXXXX   A A A A A A A A Closed FPRO8998 2026-05-19 16:29 2026-05-20 15:04 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 42.86% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.86% is less than Guideline CLTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175743 XXXXX   A A A A A A A A Closed FCOM8997 2026-05-20 13:46 2026-05-20 15:04 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 42.86% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.86% is less than Guideline CLTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175696 XXXXX   A A A A A A A A Closed FCRE8999 2026-05-20 10:25 2026-05-22 14:32 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.77% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 21.77% is less than Guideline CLTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175696 XXXXX   A A A A A A A A Closed FPRO8998 2026-05-20 10:25 2026-05-22 14:32 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.77% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 21.77% is less than Guideline CLTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175696 XXXXX   A A A A A A A A Closed FCOM8997 2026-05-22 13:09 2026-05-22 14:32 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.77% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 21.77% is less than Guideline CLTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175755 XXXXX   A A A A A A A A Closed FCRE8999 2026-05-20 08:47 2026-05-22 14:32 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175755 XXXXX   A A A A A A A A Closed FPRO8998 2026-05-20 08:48 2026-05-22 14:32 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175755 XXXXX   A A A A A A A A Closed FCOM8997 2026-05-22 13:09 2026-05-22 14:32 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175739 XXXXX   A A A A A A A A Closed FCOM8997 2026-05-20 16:09 2026-05-22 14:32 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 64.83% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.83% is less than Guideline CLTV of 75%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175739 XXXXX   A A A A A A A A Closed FCRE8999 2026-05-21 16:25 2026-05-22 14:32 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 64.83% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.83% is less than Guideline CLTV of 75%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175739 XXXXX   A A A A A A A A Closed FPRO8998 2026-05-21 16:25 2026-05-22 14:32 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 64.83% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.83% is less than Guideline CLTV of 75%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175744 XXXXX   A A A A A A A A Closed FCOM8997 2026-05-27 11:52 2026-05-28 13:35 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175744 XXXXX   A A A A A A A A Closed FCRE8999 2026-05-28 09:32 2026-05-28 13:35 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175744 XXXXX   A A A A A A A A Closed FPRO8998 2026-05-28 09:32 2026-05-28 13:35 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175704 XXXXX   A A A A A A A A Closed FCOM8997 2026-05-28 18:02 2026-06-01 11:38 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55% is less than Guideline CLTV of 65% | Original LTV is Below the Guideline Maximum - Calculated LTV of 55% is less than Guideline LTV of 65%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175704 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-01 10:32 2026-06-01 11:38 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55% is less than Guideline CLTV of 65% | Original LTV is Below the Guideline Maximum - Calculated LTV of 55% is less than Guideline LTV of 65%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175704 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-01 10:32 2026-06-01 11:38 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55% is less than Guideline CLTV of 65% | Original LTV is Below the Guideline Maximum - Calculated LTV of 55% is less than Guideline LTV of 65%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175728 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-01 07:28 2026-06-02 17:18 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.97% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.97% is less than Guideline LTV of 80%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175728 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-01 09:31 2026-06-02 17:18 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.97% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.97% is less than Guideline LTV of 80%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175728 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-01 09:31 2026-06-02 17:18 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.97% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.97% is less than Guideline LTV of 80%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188111 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-01 15:09 2026-06-03 17:11 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188111 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-01 15:10 2026-06-03 17:11 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188111 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-01 19:13 2026-06-03 17:11 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400175700 XXXXX   D A A A D A A A Closed FCOM9186 2026-06-02 11:27 2026-06-04 15:24 Resolved 1 - Information B A Compliance Missing Doc eSigned Documents Consent is Missing Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. econsent attached - Buyer-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated XX/XX/XXXX or before. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   EConsent df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175700 XXXXX   D A A A D A A A Closed FCOM1262 2026-06-02 11:27 2026-06-04 15:24 Resolved 1 - Information D A Compliance Missing Doc Right of Rescission is Missing Resolved-Right of Rescission is Provided - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. XXX attached - Buyer-XX/XX/XXXX | Open-Right of Rescission is Missing Documentation required to clear exception: Provide executed Right of Rescission for all borrowers and non-borrowers. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Right of Rescission is Provided - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   Notice of Right to Cancel df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175700 XXXXX   D A A A D A A A Closed FCRE8999 2026-06-02 12:19 2026-06-03 17:11 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175700 XXXXX   D A A A D A A A Closed FPRO8998 2026-06-02 12:19 2026-06-03 17:11 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188114 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-05 10:36 2026-06-08 16:41 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188114 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-05 10:36 2026-06-08 16:41 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188114 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-05 13:33 2026-06-08 16:41 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188097 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-05 12:30 2026-06-08 16:41 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 30% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 30% is less than Guideline LTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188097 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-05 13:55 2026-06-08 16:41 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 30% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 30% is less than Guideline LTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188097 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-08 09:10 2026-06-08 16:41 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 30% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 30% is less than Guideline LTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188103 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-08 12:05 2026-06-09 15:09 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188103 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-08 12:06 2026-06-09 15:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188103 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-08 12:40 2026-06-09 15:09 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188063 XXXXX   D A D A B A A A Closed FCOM1229 2026-06-08 05:27 2026-06-10 16:03 Resolved 1 - Information D A Credit Missing Doc 1-4 Family Rider is Missing Resolved-The 1-4 Family Rider is Present - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. DOT attached - Seller-XX/XX/XXXX | Open-1-4 Family Rider is Missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. DOT attached - Seller-XX/XX/XXXX | Resolved-The 1-4 Family Rider is Present - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.47% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 46.47% is less than Guideline LTV of 75%   DOT df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188063 XXXXX   D A D A B A A A Closed FCOM1232 2026-06-08 05:27 2026-06-10 16:02 Resolved 1 - Information D A Credit Missing Doc The Final 1003 is Missing Resolved-Documentation provided is sufficient. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-The Final 1003 is Present - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Final 1003 attached - Seller-XX/XX/XXXX | Open-The Final 1003 is Missing. The Initial and Final loan applications are missing - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final 1003 attached - Seller-XX/XX/XXXX | Resolved-Documentation provided is sufficient. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-The Final 1003 is Present - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.47% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 46.47% is less than Guideline LTV of 75%   Final 1003 df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188063 XXXXX   D A D A B A A A Closed FCOM1206 2026-06-08 05:27 2026-06-10 16:02 Resolved 1 - Information D A Credit Missing Doc The Note is Missing Resolved-Documentation provided is sufficient. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-The Note is Present. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Note attached - Seller-XX/XX/XXXX | Open-The Note is Missing. The note is missing - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Note attached - Seller-XX/XX/XXXX | Resolved-Documentation provided is sufficient. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-The Note is Present. - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.47% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 46.47% is less than Guideline LTV of 75%   Note df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188063 XXXXX   D A D A B A A A Closed FCOM1111 2026-06-08 05:27 2026-06-10 16:02 Resolved 1 - Information B A Compliance Points & Fees Late Charge Grace Period is less than XXX days Resolved-Documentation provided is sufficient. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Validation Resolved. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Note attached - Buyer-XX/XX/XXXX | Open-Late Charge Grace Period is less than XXX days. The note is missing - Due Diligence Vendor-XX/XX/XXXX | Resolved-Documentation provided is sufficient. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Validation Resolved. - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.47% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 46.47% is less than Guideline LTV of 75%   Note df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188063 XXXXX   D A D A B A A A Closed FCOM3596 2026-06-09 09:03 2026-06-10 16:02 Resolved 1 - Information D A Credit Missing Doc Missing Prepayment Rider Resolved-Documentation provided is sufficient. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. DOT attached - Seller-XX/XX/XXXX | Open-Note with prepayment addendum (if required) is missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. DOT attached - Seller-XX/XX/XXXX | Resolved-Documentation provided is sufficient. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.47% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 46.47% is less than Guideline LTV of 75%   DOT df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188063 XXXXX   D A D A B A A A Closed FCOM1220 2026-06-08 05:27 2026-06-10 16:00 Resolved 1 - Information D A Credit Closing The Deed of Trust is Missing Resolved-The Deed of Trust is Present. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. DOT attached - Seller-XX/XX/XXXX | Open-The Deed of Trust is Missing. The note and deed and all riders or addendum are missing - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. DOT attached - Seller-XX/XX/XXXX | Resolved-The Deed of Trust is Present. - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.47% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 46.47% is less than Guideline LTV of 75%   DOT df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188063 XXXXX   D A D A B A A A Closed FCOM8997 2026-06-08 10:58 2026-06-09 15:09 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.47% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 46.47% is less than Guideline LTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188063 XXXXX   D A D A B A A A Closed FPRO8998 2026-06-09 09:04 2026-06-09 15:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.47% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 46.47% is less than Guideline LTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188104 XXXXX   D B A A D B A A Closed FCOM1274 2026-06-11 09:04 2026-06-15 09:43 Cured 2 - Non-Material D B Compliance Missing Doc Escrow Waiver is Missing Cured-Cure package provided to borrower within XXX days of discovery. Exception downgraded to 2/B. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached escrow waiver, revised PCCD, LOE, and shipping label. - Buyer-XX/XX/XXXX | Open-Escrow Waiver is Missing. Documentation required- Provide PCCD with a box checked in the escrow account section on page XXX indicating whether the Borrower declined the escrow account or the Lender does not offer one.  Cure package requires a PCCD, LOE, and proof of delivery. - Due Diligence Vendor-XX/XX/XXXX | Cured-Cure package provided to borrower within XXX days of discovery. Exception downgraded to 2/B. - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.   escrow waiver df | Revised PCCD LOE and Shipping Label df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188104 XXXXX   D B A A D B A A Closed FCRE8999 2026-06-10 09:36 2026-06-11 16:52 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188104 XXXXX   D B A A D B A A Closed FPRO8998 2026-06-10 09:36 2026-06-11 16:52 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188082 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-10 11:16 2026-06-11 16:52 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 67.82% is less than Guideline LTV of 85% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.82% is less than Guideline CLTV of 85% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188082 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-10 11:16 2026-06-11 16:52 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 67.82% is less than Guideline LTV of 85% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.82% is less than Guideline CLTV of 85% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188082 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-11 09:55 2026-06-11 16:52 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 67.82% is less than Guideline LTV of 85% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.82% is less than Guideline CLTV of 85% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188112 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-11 09:43 2026-06-12 17:31 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188112 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-11 09:43 2026-06-12 17:31 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188112 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-12 11:18 2026-06-12 17:31 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188113 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-10 13:09 2026-06-12 17:31 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188113 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-10 16:08 2026-06-12 17:31 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188113 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-12 11:16 2026-06-12 17:31 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188093 XXXXX   C A A A C A A A Closed finding-3634 2026-06-10 13:45 2026-06-15 16:16 Resolved 1 - Information C A Compliance TRID Tolerance Charges That Cannot Increase Test Resolved-Valid COC provided; exception resolved - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached COC that was missing in file due to a shipping error. - Buyer-XX/XX/XXXX | Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX on the XX/XX/XXXX LE to XXX on the final CD dated XX/XX/XXXX for the loan discount points without a valid reason within XXX business days of change in the loan file. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Resolved-Valid COC provided; exception resolved - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 53.13% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.13% is less than Guideline CLTV of 75% | Borrower has stable job time - Borrower has XXX years on job.   COC df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188093 XXXXX   C A A A C A A A Closed FPRO8998 2026-06-10 18:21 2026-06-12 17:31 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 53.13% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.13% is less than Guideline CLTV of 75% | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188093 XXXXX   C A A A C A A A Closed FCRE8999 2026-06-11 14:24 2026-06-12 17:31 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 53.13% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.13% is less than Guideline CLTV of 75% | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175757 XXXXX   D A A A D A A A Closed FCOM5814 2026-06-11 16:47 2026-06-15 13:34 Resolved 1 - Information C A Compliance TRID TRID: Closing Disclosure Deficiency Resolved-Final CD provided; exception resolved - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see full Final CD - Seller-XX/XX/XXXX | Open-Documentation required to clear exception: Provide page XXX of the Final CD. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see full Final CD - Seller-XX/XX/XXXX | Resolved-Final CD provided; exception resolved - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 45.98% is less than Guideline LTV of 70% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.98% is less than Guideline CLTV of 70%   Final CD df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175757 XXXXX   D A A A D A A A Closed FCOM9186 2026-06-11 13:46 2026-06-15 13:34 Resolved 1 - Information B A Compliance Missing Doc eSigned Documents Consent is Missing Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see attached econsent - Buyer-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated XX/XX/XXXX or before. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 45.98% is less than Guideline LTV of 70% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.98% is less than Guideline CLTV of 70%   EConsent df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175757 XXXXX   D A A A D A A A Closed FCOM1274 2026-06-11 16:42 2026-06-15 13:34 Resolved 1 - Information D A Compliance Missing Doc Escrow Waiver is Missing Resolved-Escrow Waiver is Present or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached full Final CD - Buyer-XX/XX/XXXX | Open-Escrow Waiver is Missing. Documentation required- Provide PCCD with a box checked in the escrow account section on page XXX indicating whether the Borrower declined the escrow account or the Lender does not offer one.  Cure package requires a PCCD, LOE, and proof of delivery. (Page XXX is missing from Final CD) - Due Diligence Vendor-XX/XX/XXXX | Resolved-Escrow Waiver is Present or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 45.98% is less than Guideline LTV of 70% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.98% is less than Guideline CLTV of 70%   Final CD df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175757 XXXXX   D A A A D A A A Closed FPRO8998 2026-06-11 16:15 2026-06-11 19:20 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 45.98% is less than Guideline LTV of 70% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.98% is less than Guideline CLTV of 70%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400175757 XXXXX   D A A A D A A A Closed FCRE8999 2026-06-11 16:22 2026-06-11 19:20 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 45.98% is less than Guideline LTV of 70% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.98% is less than Guideline CLTV of 70%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188064 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-12 16:47 2026-06-15 15:51 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188064 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-12 16:47 2026-06-15 15:51 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188064 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-15 09:56 2026-06-15 15:51 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188094 XXXXX   D B D A C B A A Closed FCOM7339 2026-06-17 12:48 2026-07-09 16:18 Cured 2 - Non-Material C B Compliance TRID Final CD: Monthly Principal & Interest is missing or inaccurate Cured-Cure package provided to the borrower; exception downgraded to a 2/B - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. It was discovered that there was a XXX in our system at the time of closing. Please see signed Revised CD and COC. - Buyer-XX/XX/XXXX | Open-The Monthly P%I on the CD issued XX/XX/XXXX reflects $XXX; however, per the Amortization schedule and XXX the amount should be $XXX. - Due Diligence Vendor-XX/XX/XXXX | Cured-Cure package provided to the borrower; exception downgraded to a 2/B - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.   Revised CD and COC df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188094 XXXXX   D B D A C B A A Closed FCOM3715 2026-06-17 12:50 2026-07-09 10:13 Resolved 1 - Information D A Credit Closing Note terms are incorrect Resolved-Per Lender - It was discovered that there was a XXX in our system at the time of closing. Please see corrected/resigned Note, Final 1003, and First Payment Letter. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. It was discovered that there was a XXX in our system at the time of closing. Please see corrected/resigned Note, Final 1003, and First Payment Letter - Buyer-XX/XX/XXXX | Open-The Monthly P%I on the Note reflects $XXX; however, per the Amortization schedule and XXX the amount should be $XXX. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Per Lender - It was discovered that there was a XXX in our system at the time of closing. Please see corrected/resigned Note, Final 1003, and First Payment Letter. - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.   Corrected Note, 1003, and First Payment Letter df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188094 XXXXX   D B D A C B A A Closed FCRE1108 2026-06-17 12:19 2026-07-09 10:05 Resolved 1 - Information C A Credit Closing Calculated Initial Payment and Initial Principal and Interest Payment do not match Resolved-Calculated Initial P&I Payment Amount supports Initial Payment Amount. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. It was discovered that there was a XXX in our system at the time of closing. Please see corrected/resigned Note, Final 1003, and First Payment Letter - Buyer-XX/XX/XXXX | Open-The calculated monthly payment based upon the terms of the Note is, $XXX. The monthly payment disclosed on the Note, XXX is not supported by the terms of the Note. The Note reflects XXX for Monthly payment. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Calculated Initial P&I Payment Amount supports Initial Payment Amount. - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.   Corrected Note, 1003, and First Payment Letter df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188094 XXXXX   D B D A C B A A Closed FPRO8998 2026-06-16 14:02 2026-06-17 15:21 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188116 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-16 14:58 2026-06-17 15:21 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188116 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-16 14:59 2026-06-17 15:21 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188116 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-17 13:45 2026-06-17 15:21 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188121 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-17 11:33 2026-06-19 12:26 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-. - Due Diligence Vendor-XX/XX/XXXX | Open-. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188121 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-17 11:34 2026-06-19 12:26 Resolved 1 - Information A A Property Data No Property Findings Resolved-. - Due Diligence Vendor-XX/XX/XXXX | Open-. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188121 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-17 11:57 2026-06-19 12:26 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-. - Due Diligence Vendor-XX/XX/XXXX | Open-. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188130 XXXXX   C A A A C A A A Closed finding-651 2026-06-18 10:35 2026-06-22 14:51 Resolved 1 - Information C A Compliance Points & Fees TILA Finance Charge Test Resolved-Corrected final CD provided; Exception resolved - Due Diligence Vendor-XX/XX/XXXX | Resolved- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. per review, it was determined at the time of consummation/closing, there was a corrected Final CD signed which reflects the correct Finance Charge, however an incorrect version was included in file due to a shipping error. Please see attached correct Final CD and please disregard the original version that was sent by mistake. Thank you! - Seller-XX/XX/XXXX | Open-This loan failed the TILA finance charge test.(12 CFR §1026.38(o)(2) he finance charge is $XXX. The disclosed finance charge of XXX is not considered accurate because it is underStated by more than XXX TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery. The fees included in the finance charge calculation include: The underwriting fee was not included in the amount calculated on the final CD. The mavent in file included the amount in the calculation, however the amount listed as the disclosed amount did not match what was on the CD signed at consummation - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. per review, it was determined at the time of consummation/closing, there was a corrected Final CD signed which reflects the correct Finance Charge, however an incorrect version was included in file due to a shipping error. Please see attached correct Final CD and please disregard the original version that was sent by mistake. Thank you! - Seller-XX/XX/XXXX | Resolved-Corrected final CD provided; Exception resolved - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.   Correct Final CD df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188130 XXXXX   C A A A C A A A Closed FCOM9186 2026-06-18 10:34 2026-06-22 14:35 Resolved 1 - Information B A Compliance Missing Doc eSigned Documents Consent is Missing Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. econsent attached - Buyer-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. The eSigned documents consent is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated XX/XX/XXXX or before. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.   econsent df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188130 XXXXX   C A A A C A A A Closed FCRE8999 2026-06-18 11:42 2026-06-19 11:27 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188130 XXXXX   C A A A C A A A Closed FPRO8998 2026-06-18 11:42 2026-06-19 11:27 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188090 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-18 13:45 2026-06-19 11:27 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188090 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-18 13:46 2026-06-19 11:27 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188090 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-18 19:13 2026-06-19 11:27 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188068 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-18 15:01 2026-06-19 11:27 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 43% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43% is less than Guideline CLTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188068 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-18 15:02 2026-06-19 11:27 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 43% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43% is less than Guideline CLTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188068 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-18 19:20 2026-06-19 11:27 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 43% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43% is less than Guideline CLTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188125 XXXXX   C B C B A A A A Closed FCRE1200 2026-06-18 16:34 2026-06-23 06:06 Acknowledged 2 - Non-Material C B Credit Eligibility Audited Loan Amount is less than Guideline Minimum Loan Amount Acknowledged-Lender exception approval provided: Borrower requests to go below minimum loan amount, file was initially submitted on XX/XX/XXXX when minimum loan amounts were lower for XXX program. Approved on XXX. Compensating Factors: XXX housing history and High DSCR XXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached exception - Buyer-XX/XX/XXXX | Open-Audited Loan Amount of XXX is less than the Guideline Minimum Loan Amount of XXX No exception found in the file for the lower min loan amount. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Lender exception approval provided: Borrower requests to go below minimum loan amount, file was initially submitted on XX/XX/XXXX when minimum loan amounts were lower for XXX program. Approved on XXX. Compensating Factors: XXX housing history and High DSCR XXX. - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX XXX housing history and High DSCR XX/XX/XXXX Exception Approval ~ xxx ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX Originator Post-Close Yes
400188125 XXXXX   C B C B A A A A Closed FPRO8998 2026-06-18 16:45 2026-06-22 13:08 Resolved 1 - Information A A Property Data No Property Findings Resolved-Information - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Information - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188125 XXXXX   C B C B A A A A Closed FCOM8997 2026-06-18 19:22 2026-06-22 13:08 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Information - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Information - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188096 XXXXX   A A A A A A A A Closed finding-3352 2026-06-19 10:22 2026-06-22 13:08 Resolved 1 - Information A A Compliance Points & Fees Higher-Priced Mortgage Loan Test Resolved-Information - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. No Cure required. HPML with established escrows and appraisal requirements met. Exception downgraded to a A. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Resolved-Information - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188096 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-19 10:57 2026-06-22 13:08 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Information - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Information - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188096 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-19 10:57 2026-06-22 13:08 Resolved 1 - Information A A Property Data No Property Findings Resolved-Information - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Information - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188091 XXXXX   C B C B A A A A Closed FCRE1195 2026-06-25 14:08 2026-07-22 13:53 Acknowledged 2 - Non-Material C B Credit Eligibility Audited CLTV Exceeds Guideline CLTV Acknowledged-Acknowledged ; downgraded XXX - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Audited CLTV of 72.48% exceeds Guideline CLTV of 70% Non QM Exception in the file. Exception was approved for LTV over the XXX% cap at XXX%. Compensating Factors : Reserves exceed program requirement; XXX housing history; stable employment history, High FICO. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Acknowledged ; downgraded XXX - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Audited CLTV of 72.48% exceeds Guideline CLTV of 70% Non QM Exception in the file. Exception was approved for LTV over the XXX% cap at XXX%. Compensating Factors : Reserves exceed program requirement; XXX housing history; stable employment history, High FICO. - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188091 XXXXX   C B C B A A A A Closed FCRE1196 2026-06-25 14:08 2026-07-22 13:53 Acknowledged 2 - Non-Material C B Credit Eligibility Audited HCLTV Exceeds Guideline HCLTV Acknowledged-Acknowledged ; downgraded XXX - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Audited HLTV of 72.48% exceeds Guideline HCLTV of 70% Non QM Exception in the file. Exception was approved for LTV over the XXX% cap at XXX%. Compensating Factors : Reserves exceed program requirement; XXX housing history; stable employment history, High FICO. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Acknowledged ; downgraded XXX - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Audited HLTV of 72.48% exceeds Guideline HCLTV of 70% Non QM Exception in the file. Exception was approved for LTV over the XXX% cap at XXX%. Compensating Factors : Reserves exceed program requirement; XXX housing history; stable employment history, High FICO. - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188091 XXXXX   C B C B A A A A Closed FCRE1194 2026-06-25 14:08 2026-07-22 13:53 Acknowledged 2 - Non-Material C B Credit Eligibility Audited LTV Exceeds Guideline LTV Acknowledged-Acknowledged ; downgraded XXX - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Audited LTV of 72.48% exceeds Guideline LTV of 70% Non QM Exception in the file. Exception was approved for LTV over the XXX% cap at XXX%. Compensating Factors : Reserves exceed program requirement; XXX housing history; stable employment history, High FICO. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Acknowledged ; downgraded XXX - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Audited LTV of 72.48% exceeds Guideline LTV of 70% Non QM Exception in the file. Exception was approved for LTV over the XXX% cap at XXX%. Compensating Factors : Reserves exceed program requirement; XXX housing history; stable employment history, High FICO. - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188091 XXXXX   C B C B A A A A Closed FPRO8998 2026-06-25 14:03 2026-06-26 15:36 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188091 XXXXX   C B C B A A A A Closed FCOM8997 2026-06-26 14:36 2026-06-26 15:36 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188106 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-25 16:05 2026-06-26 15:36 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 55.47% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.47% is less than Guideline CLTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188106 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-25 16:05 2026-06-26 15:36 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 55.47% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.47% is less than Guideline CLTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188106 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-25 19:14 2026-06-26 15:36 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 55.47% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.47% is less than Guideline CLTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188088 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-25 11:23 2026-06-26 15:36 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188088 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-25 11:24 2026-06-26 15:36 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188088 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-25 19:16 2026-06-26 15:36 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188101 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-26 11:24 2026-06-30 16:41 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 45.43% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.43% is less than Guideline CLTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188101 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-26 11:25 2026-06-30 16:41 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 45.43% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.43% is less than Guideline CLTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188101 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-29 15:56 2026-06-30 16:41 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 45.43% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.43% is less than Guideline CLTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188080 XXXXX   C A C A A A A A Closed FCRE1200 2026-06-26 13:42 2026-07-06 06:15 Resolved 1 - Information C A Credit Eligibility Audited Loan Amount is less than Guideline Minimum Loan Amount Resolved-. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Audit confirmed the XXX Non-QM Guidelines XX/XX/XXXX for XXX reflects Minimum loan amount of $XXX. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Audited Loan Amount of XXX is greater than or equal to the Guideline Minimum Loan Amount of XXX - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-The loan was locked with Trailblazer plus, and the minimum loan amount is XXX and our loan amount is $XXX. please waive condition - Buyer-XX/XX/XXXX | Open-Audited Loan Amount of XXX is less than the Guideline Minimum Loan Amount of XXX Please provide an exception to the minimum loan amount, along with supporting compensating factors. The exception is not documented in the file. - Due Diligence Vendor-XX/XX/XXXX | Resolved-. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Audited Loan Amount of XXX is greater than or equal to the Guideline Minimum Loan Amount of XXX - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188080 XXXXX   C A C A A A A A Closed FPRO8998 2026-06-26 13:46 2026-06-30 16:41 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188080 XXXXX   C A C A A A A A Closed FCOM8997 2026-06-30 12:25 2026-06-30 16:41 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188108 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-26 14:53 2026-06-30 16:41 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188108 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-26 14:53 2026-06-30 16:41 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188108 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-30 14:02 2026-06-30 16:41 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188119 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-26 15:28 2026-06-30 16:41 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 58.39% is less than Guideline LTV of 70% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.39% is less than Guideline CLTV of 70%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188119 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-26 15:28 2026-06-30 16:41 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 58.39% is less than Guideline LTV of 70% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.39% is less than Guideline CLTV of 70%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188119 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-30 14:01 2026-06-30 16:41 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 58.39% is less than Guideline LTV of 70% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.39% is less than Guideline CLTV of 70%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188110 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-29 12:08 2026-06-30 16:41 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.59% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.59% is less than Guideline LTV of 80% | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188110 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-29 13:56 2026-06-30 16:41 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.59% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.59% is less than Guideline LTV of 80% | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188110 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-29 13:56 2026-06-30 16:41 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.59% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.59% is less than Guideline LTV of 80% | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188079 XXXXX   B A B A A A A A Closed FCRE1182 2026-06-29 16:57 2026-07-02 15:34 Resolved 1 - Information B A Credit Missing Doc Approval/Underwriting Summary Not Provided Resolved-Documentation is sufficient. XXX provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. XXX attached - Buyer-XX/XX/XXXX | Open-Missing Approval/Underwriting Summary. The loan approval or XXX is missing from the loan package - Due Diligence Vendor-XX/XX/XXXX | Resolved-Documentation is sufficient. XXX provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90%   XXX - Transmittal Summary df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188079 XXXXX   B A B A A A A A Closed FPRO8998 2026-06-29 17:02 2026-07-01 18:16 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188079 XXXXX   B A B A A A A A Closed FCOM8997 2026-06-30 15:35 2026-07-01 18:16 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188131 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-29 16:10 2026-07-01 18:16 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.8% is less than Guideline CLTV of 70% | Original LTV is Below the Guideline Maximum - Calculated LTV of 52.8% is less than Guideline LTV of 70%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188131 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-29 16:11 2026-07-01 18:16 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.8% is less than Guideline CLTV of 70% | Original LTV is Below the Guideline Maximum - Calculated LTV of 52.8% is less than Guideline LTV of 70%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188131 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-01 17:37 2026-07-01 18:16 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.8% is less than Guideline CLTV of 70% | Original LTV is Below the Guideline Maximum - Calculated LTV of 52.8% is less than Guideline LTV of 70%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188078 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-30 12:14 2026-07-01 18:16 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188078 XXXXX   A A A A A A A A Closed FCOM8997 2026-06-30 16:35 2026-07-01 18:16 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188123 XXXXX   C A A A C A A A Closed FCRE8999 2026-06-30 14:35 2026-07-02 17:15 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     QM: Higher Priced APOR (APOR HP) QM: Higher Priced APOR (APOR HP) $XXXXXX XXX XXX XXX XXX N/A N/A
400188123 XXXXX   C A A A C A A A Closed FPRO8998 2026-06-30 14:36 2026-07-02 17:15 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     QM: Higher Priced APOR (APOR HP) QM: Higher Priced APOR (APOR HP) $XXXXXX XXX XXX XXX XXX N/A N/A
400188123 XXXXX   C A A A C A A A Closed finding-3352 2026-07-01 09:35 2026-07-02 17:15 Resolved 1 - Information C A Compliance Points & Fees Higher-Priced Mortgage Loan Test Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. No Cure required. HPML with established escrows and appraisal requirements met. Exception downgraded to a A. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     QM: Higher Priced APOR (APOR HP) QM: Higher Priced APOR (APOR HP) $XXXXXX XXX XXX XXX XXX N/A N/A
400188074 XXXXX   A A A A A A A A Closed FCRE8999 2026-06-30 16:08 2026-07-02 17:15 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188074 XXXXX   A A A A A A A A Closed FPRO8998 2026-06-30 16:08 2026-07-02 17:15 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188074 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-02 16:48 2026-07-02 17:15 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188075 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-01 10:59 2026-07-02 17:15 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188075 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-01 11:24 2026-07-02 17:15 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188075 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-01 11:25 2026-07-02 17:15 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188105 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-01 11:46 2026-07-02 17:15 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188105 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-01 14:09 2026-07-02 17:15 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188105 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-01 14:09 2026-07-02 17:15 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188089 XXXXX   B A A A B A A A Closed FCOM9186 2026-07-02 13:03 2026-07-08 12:16 Resolved 1 - Information B A Compliance Missing Doc eSigned Documents Consent is Missing Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. econsent attached - Buyer-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. The eSigned documents consent is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated XX/XX/XXXX or before. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   econsent df QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) $XXXXXX XXX XXX XXX XXX N/A N/A
400188089 XXXXX   B A A A B A A A Closed FCRE8999 2026-07-02 15:33 2026-07-06 16:46 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) $XXXXXX XXX XXX XXX XXX N/A N/A
400188089 XXXXX   B A A A B A A A Closed FPRO8998 2026-07-02 15:33 2026-07-06 16:46 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) $XXXXXX XXX XXX XXX XXX N/A N/A
400188076 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-02 16:04 2026-07-06 16:46 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188076 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-02 16:04 2026-07-06 16:46 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188076 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-06 16:20 2026-07-06 16:46 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188070 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-06 10:19 2026-07-07 21:43 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188070 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-06 10:20 2026-07-07 21:43 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188070 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-07 10:17 2026-07-07 21:43 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188073 XXXXX   B A A A B A A A Closed FCOM1266 2026-07-06 15:54 2026-07-09 22:35 Resolved 1 - Information B A Compliance Missing Doc Homeownership Counseling Disclosure Is Missing Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Missing disclosures uploaded - Seller-XX/XX/XXXX | Open-Homeownership Counseling Disclosure Is Missing. Documentation required to clear exception:  Provide homeownership counseling disclosure that was provided to the consumer within XXX-business days of application, XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX | Open-Homeownership Counseling Disclosure Is Missing. Documentation required to clear exception: Provide homeownership counseling disclosure that was provided to the consumer within XXX-business days of application, XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX | Open-Homeownership Counseling Disclosure Is Missing. Documentation required to clear exception: Provide homeownership counseling disclosure that was provided to the consumer within XXX-business days of application, XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX | Open-Homeownership Counseling Disclosure Is Missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Missing disclosures uploaded - Seller-XX/XX/XXXX | Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.   Affiliated Business Disclosure and XXX df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188073 XXXXX   B A A A B A A A Closed FCOM5135 2026-07-07 18:00 2026-07-09 22:35 Resolved 1 - Information B A Compliance Missing Doc Missing Required Affiliated Business Disclosure Resolved-Required Affiliated Business Disclosure Documentation Provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Missing disclosures uploaded - Seller-XX/XX/XXXX | Open-Required Affiliated Business Disclosure Missing. - Due Diligence Vendor-XX/XX/XXXX | Open-Required Affiliated Business Disclosure Missing. Documentation required to clear exception: Please provide proof that the Affiliated Business Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates or made no referral of business to affiliates. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Missing disclosures uploaded - Seller-XX/XX/XXXX | Resolved-Required Affiliated Business Disclosure Documentation Provided. - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.   Affiliated Business Disclosure and XXX df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188073 XXXXX   B A A A B A A A Closed FCRE8999 2026-07-08 10:45 2026-07-09 16:12 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188073 XXXXX   B A A A B A A A Closed FPRO8998 2026-07-08 10:45 2026-07-09 16:12 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188086 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-08 13:02 2026-07-09 16:12 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188086 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-08 13:02 2026-07-09 16:12 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188086 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-09 10:04 2026-07-09 16:12 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188087 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-08 10:54 2026-07-09 16:12 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188087 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-08 10:54 2026-07-09 16:12 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188087 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-09 10:04 2026-07-09 16:12 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188077 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-09 11:49 2026-07-10 16:08 Resolved 1 - Information A A Credit Data No Credit Findings Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188077 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-09 11:49 2026-07-10 16:08 Resolved 1 - Information A A Property Data No Property Findings Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188077 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-10 12:26 2026-07-10 16:08 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188126 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-09 11:14 2026-07-10 16:08 Resolved 1 - Information A A Credit Data No Credit Findings Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188126 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-09 11:14 2026-07-10 16:08 Resolved 1 - Information A A Property Data No Property Findings Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188126 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-10 12:26 2026-07-10 16:08 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188107 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-09 14:00 2026-07-10 16:08 Resolved 1 - Information A A Credit Data No Credit Findings Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188107 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-09 14:00 2026-07-10 16:08 Resolved 1 - Information A A Property Data No Property Findings Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188107 XXXXX   A A A A A A A A Closed finding-3352 2026-07-10 10:15 2026-07-10 16:08 Resolved 1 - Information A A Compliance Points & Fees Higher-Priced Mortgage Loan Test Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-XX/XX/XXXX | Open-No Cure required. HPML with established escrows and appraisal requirements met. Exception downgraded to a A. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188132 XXXXX   C A C A A A A A Closed FCRE1437 2026-07-09 13:55 2026-07-13 18:34 Resolved 1 - Information C A Credit Income/Employment Income and Employment Do Not Meet Guidelines Resolved-Income and Employment Meet Guidelines. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. XXX november Statement attached. - Buyer-XX/XX/XXXX | Open-Income and Employment Do Not Meet Guidelines. November XXX bank Statement is missing. Please provide the bank Statement for review. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Income and Employment Meet Guidelines. - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%   XXX Statement df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188132 XXXXX   C A C A A A A A Closed FPRO8998 2026-07-09 14:19 2026-07-10 16:08 Resolved 1 - Information A A Property Data No Property Findings Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188132 XXXXX   C A C A A A A A Closed finding-3352 2026-07-09 17:59 2026-07-10 16:08 Resolved 1 - Information A A Compliance Points & Fees Higher-Priced Mortgage Loan Test Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. No Cure required. HPML with established escrows and appraisal requirements met. Exception downgraded to a A. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188067 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-09 12:42 2026-07-10 16:08 Resolved 1 - Information A A Property Data No Property Findings Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188067 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-09 12:42 2026-07-10 16:08 Resolved 1 - Information A A Credit Data No Credit Findings Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188067 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-10 12:27 2026-07-10 16:08 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400188072 XXXXX   B A A A B A A A Closed FCOM9186 2026-07-09 18:39 2026-07-13 11:30 Resolved 1 - Information B A Compliance Missing Doc eSigned Documents Consent is Missing Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see attached econsent in UTC time zone - Buyer-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated XX/XX/XXXX or before. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 38.66% is less than Guideline LTV of 65% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.66% is less than Guideline CLTV of 65%   EConsent (XXX) df | EConsent (XXX) df Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188072 XXXXX   B A A A B A A A Closed FPRO8998 2026-07-10 12:15 2026-07-10 16:08 Resolved 1 - Information A A Property Data No Property Findings Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 38.66% is less than Guideline LTV of 65% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.66% is less than Guideline CLTV of 65%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188072 XXXXX   B A A A B A A A Closed FCRE8999 2026-07-10 12:15 2026-07-10 16:08 Resolved 1 - Information A A Credit Data No Credit Findings Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved- Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 38.66% is less than Guideline LTV of 65% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.66% is less than Guideline CLTV of 65%     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188102 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-13 13:57 2026-07-15 14:11 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188102 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-13 13:57 2026-07-15 14:11 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400188102 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-14 13:23 2026-07-15 14:11 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors $XXXXXX XXX XXX XXX XXX N/A N/A
400195950 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-15 15:03 2026-07-16 16:51 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195950 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-15 15:03 2026-07-16 16:51 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195950 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-15 15:03 2026-07-16 16:51 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195947 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-15 13:25 2026-07-17 17:09 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195947 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-15 13:25 2026-07-17 17:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195947 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-15 13:25 2026-07-17 17:09 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195958 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-16 15:47 2026-07-17 17:09 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195958 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-16 15:48 2026-07-17 17:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195958 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-17 16:41 2026-07-17 17:09 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195954 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-16 15:30 2026-07-17 17:09 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195954 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-16 15:30 2026-07-17 17:09 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195954 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-16 15:30 2026-07-17 17:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196017 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-16 09:52 2026-07-17 17:09 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196017 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-16 13:42 2026-07-17 17:09 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196017 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-16 13:42 2026-07-17 17:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195873 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-16 12:16 2026-07-17 17:09 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195873 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-16 12:17 2026-07-17 17:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195873 XXXXX   A A A A A A A A Closed finding-2261 2026-07-16 10:23 2026-07-17 17:09 Resolved 1 - Information A A Compliance Points & Fees XXX Loan Test Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the XXX loan test. ( XXX GS §24-1.1F(a)(7))The loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Article section of the full ComplianceAnalyzer report hile the XXX provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. HPML compliant - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195873 XXXXX   A A A A A A A A Closed finding-3352 2026-07-16 10:23 2026-07-17 17:09 Resolved 1 - Information A A Compliance Points & Fees Higher-Priced Mortgage Loan Test Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML escrow established, appraisal requirement met - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195936 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-16 10:21 2026-07-17 17:09 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195936 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-16 18:15 2026-07-17 17:09 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195936 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-16 18:15 2026-07-17 17:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195960 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-16 09:02 2026-07-17 17:09 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.69% is less than Guideline CLTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 61.69% is less than Guideline LTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195960 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-16 17:33 2026-07-17 17:09 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.69% is less than Guideline CLTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 61.69% is less than Guideline LTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195960 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-16 17:33 2026-07-17 17:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.69% is less than Guideline CLTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 61.69% is less than Guideline LTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195971 XXXXX   C A C A A A A A Closed FCRE1204 2026-07-16 14:40 2026-07-21 09:06 Resolved 1 - Information C A Credit Eligibility Fraud Report Shows Uncleared Alerts Resolved-Documentation is sufficient. XXX profile provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-All Fraud Report Alerts have been cleared or None Exist. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX | Open-Fraud Report Shows Uncleared Alerts. The subject property is located in the same XXX as a XXX (an uncontrolled or abandoned place where hazardous waste is located) recognized by the XXX. (XXX) Verify status of XXX site through the XXX website. Ensure any environmental hazards have been addressed on the appraisal, any required notifications are given to transaction participants, and loan is eligible for the intended program. Confirm all appropriate legal requirements for transfer of the property. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Documentation is sufficient. Superfund Site profile provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-All Fraud Report Alerts have been cleared or None Exist. - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   XXX XXX Site Search - XXX Founds Sites No Impact df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195971 XXXXX   C A C A A A A A Closed FCOM8997 2026-07-16 08:55 2026-07-17 17:09 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195971 XXXXX   C A C A A A A A Closed FPRO8998 2026-07-16 14:45 2026-07-17 17:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195891 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-17 11:29 2026-07-20 16:44 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195891 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-17 11:29 2026-07-20 16:44 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195891 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-20 15:35 2026-07-20 16:44 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196007 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-17 13:17 2026-07-20 16:44 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196007 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-17 13:17 2026-07-20 16:44 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196007 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-17 13:17 2026-07-20 16:44 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195959 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-17 12:02 2026-07-20 16:44 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 85% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195959 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-17 12:02 2026-07-20 16:44 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 85% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195959 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-17 12:02 2026-07-20 16:44 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 85% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195912 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-17 11:21 2026-07-20 16:44 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195912 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-17 12:06 2026-07-20 16:44 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195912 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-17 12:06 2026-07-20 16:44 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195927 XXXXX   C A C A C A A A Closed FCOM1600 2026-07-17 12:21 2026-07-24 17:18 Resolved 1 - Information C A Compliance QM-ATR Regulation § 1026.43(c)(2)(v) failure - The consumer's monthly payment for mortgage-related obligations not properly considered Resolved-Clear per supporting documentation verifying HOA payment of XXX per month - Due Diligence Vendor-XX/XX/XXXX | Resolved-The consumer's monthly payment for mortgage related obligations is properly considered. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Sorry about that! - Seller-XX/XX/XXXX | Counter-Final 1003 provided with updated HOA payment is acknowledged; however, still missing Loan approval and Transmittal form 1008. Exception remains. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX | Open-Regulation § 1026.43(c)(2)(v) failure - The consumer's monthly payment for mortgage related obligations was not properly considered. Bwrs HOA payment of XXX per month was not applied. Does not reflect on XXX or Final 1003. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Sorry about that! - Seller-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX | Resolved-Clear per supporting documentation verifying HOA payment of XXX per month - Due Diligence Vendor-XX/XX/XXXX | Resolved-The consumer's monthly payment for mortgage related obligations is properly considered. - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.   XXX Updated PITIA docs for HOA payment (URLA, FLA, XXX) df | XXX FLA df | XXX - Transmittal Summary df ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195927 XXXXX   C A C A C A A A Closed FCRE1494 2026-07-17 12:30 2026-07-24 05:54 Resolved 1 - Information C A Credit QM-ATR ATR: Qualifying Payment Not Properly Considered Resolved-Documentation is sufficient. Updated XXX and approval provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX | Counter-Please provide the XXX and approval including the HOA payment. Exception remains. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX | Open-Bwrs HOA payment of XXX per month was not applied. Does not reflect on XXX or Final 1003. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX | Resolved-Documentation is sufficient. Updated XXX and approval provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.   XXX Updated PITIA docs for HOA payment (URLA, FLA, XXX) df | XXX FLA df | XXX - Transmittal Summary df ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195927 XXXXX   C A C A C A A A Closed finding-2962 2026-07-17 09:13 2026-07-21 16:12 Resolved 1 - Information A A Compliance Points & Fees XXX Higher-Priced Mortgage Loan Test Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the XXX higher-priced mortgage loan test. (XXX, XXX Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX hile the XXX provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. No Cure required. HPML with established escrows and appraisal requirements met. Exception downgraded to a A. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195927 XXXXX   C A C A C A A A Closed finding-3352 2026-07-17 09:13 2026-07-21 16:12 Resolved 1 - Information A A Compliance Points & Fees Higher-Priced Mortgage Loan Test Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. No Cure required. HPML with established escrows and appraisal requirements met. Exception downgraded to a A. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195927 XXXXX   C A C A C A A A Closed FPRO8998 2026-07-17 12:31 2026-07-21 16:12 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195985 XXXXX   D A D A A A A A Closed FCRE9780 2026-07-17 09:01 2026-07-23 10:06 Resolved 1 - Information D A Credit Missing Doc Business Purpose Affidavit/Disclosure Missing Resolved-Documentation is sufficient. Business Purpose document provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Business Purpose Affidavit/Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. You men the borrower's certification of business purpose? - Buyer-XX/XX/XXXX | Counter-Need the signed Business Purpose Affidavit, not the Affiliated Business Agreement. Exception remains. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX | Open-Business Purpose Affidavit/Disclosure Missing. Business Purpose not signed and dated by borrower. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Documentation is sufficient. Business Purpose document provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Business Purpose Affidavit/Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   XXX Affiliated Business Arrangement Disclosure df | XXX Borrower Certification of Business Purpose df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195985 XXXXX   D A D A A A A A Closed FPRO8998 2026-07-17 09:44 2026-07-21 16:12 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195985 XXXXX   D A D A A A A A Closed FCOM8997 2026-07-17 09:44 2026-07-21 16:12 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195934 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-20 09:59 2026-07-21 16:12 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90%     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195934 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-20 14:40 2026-07-21 16:12 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90%     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195934 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-20 14:40 2026-07-21 16:12 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90%     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195899 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-20 10:55 2026-07-21 16:12 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 58.47% is less than Guideline LTV of 90% | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.47% is less than Guideline CLTV of 90%     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195899 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-20 11:05 2026-07-21 16:12 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 58.47% is less than Guideline LTV of 90% | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.47% is less than Guideline CLTV of 90%     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196005 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-20 13:14 2026-07-21 16:12 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196005 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-20 13:19 2026-07-21 16:12 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196005 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-20 13:19 2026-07-21 16:12 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195906 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-20 10:28 2026-07-21 16:12 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195906 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-20 10:29 2026-07-21 16:12 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195906 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-20 11:34 2026-07-21 16:12 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195878 XXXXX   A A A A A A A A Closed finding-3352 2026-07-20 08:38 2026-07-21 16:12 Resolved 1 - Information A A Compliance Points & Fees Higher-Priced Mortgage Loan Test Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. No Cure required. HPML with established escrows and appraisal requirements met. Exception downgraded to a A. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195878 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-20 11:42 2026-07-21 16:12 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195878 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-20 11:42 2026-07-21 16:12 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195979 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-20 15:35 2026-07-21 16:12 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195979 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-20 15:36 2026-07-21 16:12 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195979 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-20 15:36 2026-07-21 16:12 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195874 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-20 13:33 2026-07-21 16:12 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195874 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-20 13:33 2026-07-21 16:12 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195874 XXXXX   A A A A A A A A Closed finding-3352 2026-07-21 05:20 2026-07-21 16:12 Resolved 1 - Information A A Compliance Points & Fees Higher-Priced Mortgage Loan Test Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML escrow established, appraisal requirement met - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195888 XXXXX   D A D A A A A A Closed FCRE1325 2026-07-20 12:43 2026-07-24 06:24 Resolved 1 - Information D A Credit Missing Doc Borrower 1 CPA Letter Missing Resolved-Documentation is sufficient. CPA letter provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Borrower 1 CPA Letter Provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX | Open-Borrower 1 CPA Letter Missing. CPA Letter in file is dated XX/XX/XXXX. Please update/correct to a date within XXX business days of the closing date. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Documentation is sufficient. CPA letter provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Borrower 1 CPA Letter Provided. - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   XXX CPA Letter df ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195888 XXXXX   D A D A A A A A Closed FCOM8997 2026-07-20 09:35 2026-07-21 16:12 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195888 XXXXX   D A D A A A A A Closed FPRO8998 2026-07-20 12:38 2026-07-21 16:12 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195908 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-20 19:53 2026-07-21 16:12 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90%     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195908 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-20 19:53 2026-07-21 16:12 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90%     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195908 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-21 13:17 2026-07-21 16:12 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90%     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195919 XXXXX   C A A A A A C A Closed FPRO1137 2026-07-20 13:35 2026-07-23 09:50 Resolved 1 - Information C A Property Appraisal The appraiser was not licensed (Primary Value) Resolved-Documentation is sufficient. Previous license provided. Appraiser was licensed at the time of the appraisal. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Primary Value appraiser's license was effective prior to the Valuation Date and expired after the Valuation Date Or Primary Valuation Is Not Selected Or Appraiser License Dates Are Not Provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. previous expired XX/XX/XXXX, no gap in license. - Buyer-XX/XX/XXXX | Open-Primary Value appraiser's license was not effective prior to the Valuation Date or expired prior to the Valuation Date. Appraisers list and website do not confirm prior licensing date of XXX to XX/XX/XXXX which is after the appraisal review date. Provide evidence appraiser was licensed for XXX to appraisal - Due Diligence Vendor-XX/XX/XXXX | Resolved-Documentation is sufficient. Previous license provided. Appraiser was licensed at the time of the appraisal. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Primary Value appraiser's license was effective prior to the Valuation Date and expired after the Valuation Date Or Primary Valuation Is Not Selected Or Appraiser License Dates Are Not Provided. - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.   XXX Previous SC License df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195919 XXXXX   C A A A A A C A Closed FCOM8997 2026-07-20 11:52 2026-07-21 16:12 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195919 XXXXX   C A A A A A C A Closed FPRO8998 2026-07-20 13:51 2026-07-21 16:12 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195901 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-21 11:08 2026-07-22 14:55 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 59.83% is less than Guideline LTV of 80% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.83% is less than Guideline CLTV of 80% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195901 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-22 10:43 2026-07-22 14:55 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 59.83% is less than Guideline LTV of 80% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.83% is less than Guideline CLTV of 80% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195901 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-22 10:43 2026-07-22 14:55 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 59.83% is less than Guideline LTV of 80% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.83% is less than Guideline CLTV of 80% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195882 XXXXX   B B A A B B A A Closed FCOM1851 2026-07-21 10:23 2026-07-31 10:07 Cured 2 - Non-Material B B Compliance Disclosure Incorrect rescission model used - RTC form model H-XXX used for Same Lender or Lender Affiliate Refinance Cured-Cure package provided to the borrower - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX | Open-Incorrect rescission model used - RTC form model H8 (New Creditor) used for Same Lender or Lender Affiliate Refinance. Documentation required to clear exception: Incorrect Right to Cancel form was used. Right to cancel form H-XXX (New Lender) form was used and should have been H-XXX (Same Lender) form. In order to cure rescission needs to be re-opened with correct form and a PCCD, LOE, and proof of delivery is required. Per XXX, finding is downgraded to B, as the property is located in Utah. - Due Diligence Vendor-XX/XX/XXXX | Cured-Cure package provided to the borrower - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   XXX XXX Cure package df ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195882 XXXXX   B B A A B B A A Closed FCRE8999 2026-07-21 11:03 2026-07-22 14:55 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195882 XXXXX   B B A A B B A A Closed FPRO8998 2026-07-21 11:03 2026-07-22 14:55 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196019 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-21 09:42 2026-07-22 14:55 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196019 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-21 12:35 2026-07-22 14:55 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196019 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-21 12:35 2026-07-22 14:55 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195949 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-21 09:05 2026-07-22 14:55 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195949 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-21 12:49 2026-07-22 14:55 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195949 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-21 12:49 2026-07-22 14:55 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195965 XXXXX   D A D A A A A A Closed FCOM8997 2026-07-21 09:35 2026-07-22 14:55 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 85% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 85%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195965 XXXXX   D A D A A A A A Closed FPRO8998 2026-07-21 16:37 2026-07-22 14:55 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 85% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 85%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195876 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-21 09:02 2026-07-22 14:55 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195876 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-21 09:03 2026-07-22 14:55 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195876 XXXXX   A A A A A A A A Closed finding-3352 2026-07-21 12:55 2026-07-22 14:55 Resolved 1 - Information A A Compliance Points & Fees Higher-Priced Mortgage Loan Test Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. No Cure required. HPML with established escrows and appraisal requirements met. Exception downgraded to a A. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196022 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-21 08:50 2026-07-22 14:55 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196022 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-21 16:37 2026-07-22 14:55 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196022 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-21 16:37 2026-07-22 14:55 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195984 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-21 05:36 2026-07-22 14:55 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195984 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-21 15:42 2026-07-22 14:55 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195984 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-21 15:42 2026-07-22 14:55 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195922 XXXXX   D A D A A A A A Closed FCOM8997 2026-07-22 08:28 2026-07-23 16:09 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 64.14% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.14% is less than Guideline CLTV of 75% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195922 XXXXX   D A D A A A A A Closed FPRO8998 2026-07-22 13:10 2026-07-23 16:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 64.14% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.14% is less than Guideline CLTV of 75% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195879 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-22 07:28 2026-07-23 16:09 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195879 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-22 11:18 2026-07-23 16:09 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195879 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-22 11:18 2026-07-23 16:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196001 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-22 07:14 2026-07-23 16:09 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196001 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-22 13:54 2026-07-23 16:09 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196001 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-22 13:54 2026-07-23 16:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195939 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-22 10:14 2026-07-23 16:09 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195939 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-22 12:04 2026-07-23 16:09 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195939 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-22 12:04 2026-07-23 16:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195885 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-22 10:25 2026-07-23 16:09 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195885 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-23 09:23 2026-07-23 16:09 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195885 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-23 09:25 2026-07-23 16:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195935 XXXXX   D A D A A A A A Closed FCOM1233 2026-07-22 18:54 2026-07-28 06:32 Resolved 1 - Information D A Credit Missing Doc The Final 1003 is Incomplete Resolved-Documentation is sufficient. Updated 1003 provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-The Final 1003 is Present - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX | Open-The Final 1003 is Incomplete. Missing page XXX of XXX of the Final 1003. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Documentation is sufficient. Updated 1003 provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-The Final 1003 is Present - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%   XXX URLA df ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195935 XXXXX   D A D A A A A A Closed FCRE1183 2026-07-22 18:57 2026-07-28 06:31 Resolved 1 - Information B A Credit Missing Doc Approval/Underwriting Summary Partially Provided Resolved-Documentation is sufficient. 1003, approval and XXX provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX | Open-Approval/Underwriting Summary Partially Provided. Missing Final Loan Approval with the Total Income listed as XXX Income calculator also lists income as XXX and Loan Approval list income as XXX - Due Diligence Vendor-XX/XX/XXXX | Resolved-Documentation is sufficient. 1003, approval and XXX provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%   XXX Updated XXX and FLA df ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195935 XXXXX   D A D A A A A A Closed FCOM8997 2026-07-22 11:33 2026-07-23 16:09 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195935 XXXXX   D A D A A A A A Closed FPRO8998 2026-07-22 18:26 2026-07-23 16:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195942 XXXXX   B A A A B A A A Closed FCOM9186 2026-07-22 09:06 2026-07-28 14:57 Resolved 1 - Information B A Compliance Missing Doc eSigned Documents Consent is Missing Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated XX/XX/XXXX or before. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX   XXX E consent df ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195942 XXXXX   B A A A B A A A Closed FPRO8998 2026-07-22 13:11 2026-07-23 16:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195942 XXXXX   B A A A B A A A Closed FCRE8999 2026-07-22 13:11 2026-07-23 16:09 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195994 XXXXX   C A A A A A C A Closed FCOM8997 2026-07-22 09:37 2026-07-23 16:09 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 59.42% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.42% is less than Guideline CLTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195994 XXXXX   C A A A A A C A Closed FCRE8999 2026-07-23 10:30 2026-07-23 16:09 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 59.42% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.42% is less than Guideline CLTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195886 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-22 13:08 2026-07-23 16:09 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195886 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-22 13:55 2026-07-23 16:09 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195886 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-22 13:55 2026-07-23 16:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196014 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-22 09:30 2026-07-23 16:09 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196014 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-22 16:17 2026-07-23 16:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196014 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-22 16:17 2026-07-23 16:09 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195989 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-24 11:46 2026-07-24 16:43 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 85% | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 85%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195989 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-24 11:46 2026-07-24 16:43 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 85% | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 85%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195914 XXXXX   C A C A A A A A Closed FPRO8998 2026-07-22 16:52 2026-07-23 16:09 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195914 XXXXX   C A C A A A A A Closed FCOM8997 2026-07-22 18:39 2026-07-23 16:09 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196016 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-24 13:39 2026-07-24 16:43 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196016 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-24 13:39 2026-07-24 16:43 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196016 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-23 09:39 2026-07-24 16:43 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195889 XXXXX   C B C B A A A A Closed FCRE1199 2026-07-23 14:10 2026-07-28 06:22 Acknowledged 2 - Non-Material C B Credit Eligibility Audited Loan Amount is greater than Guideline Maximum Loan Amount Acknowledged-The max loan amount per guidelines is $XXX. The subject loan amount is XXX exceeding the max amount. However, a credit exception was approved by the Lender to allow for the larger loan amount, citing compensating factors of an excellent credit history, a fico score of XXX significant residual income, all mortgages paid as agree for the previous XXX months and excessive reserves of almost XXX months. Acknowledged and downgraded. - Due Diligence Vendor-XX/XX/XXXX | Open-Audited Loan Amount of XXX is greater than the Guideline Maximum Loan Amount of XXX - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-rescind - Buyer-XX/XX/XXXX | Open-Audited Loan Amount of XXX is greater than the Guideline Maximum Loan Amount of XXX The Max loan amount for the Alt-Doc Prime is XXX and the loan was submitted at XXX However the loan contains an exception to allow the higher loan amount of $,XXX. The lender identified the following compensating factors to justify the exception: Excellent credit history/fico XXX Significant residual income, all mortgages paid as agreed the past XXX months and excessive reserves almost XXX months reserves. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-The max loan amount per guidelines is $XXX. The subject loan amount is XXX exceeding the max amount. However, a credit exception was approved by the Lender to allow for the larger loan amount, citing compensating factors of an excellent credit history, a fico score of XXX significant residual income, all mortgages paid as agree for the previous XXX months and excessive reserves of almost XXX months. Acknowledged and downgraded. - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX Originator Pre-Close Yes
400195889 XXXXX   C B C B A A A A Closed FCRE1437 2026-07-23 13:02 2026-07-28 06:14 Resolved 1 - Information C A Credit Income/Employment Income and Employment Do Not Meet Guidelines Resolved-Documentation is sufficient. Updated XXX 1003 and approval provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Income and Employment Meet Guidelines. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. rental income for this property not used. updated FLA, URLA and XXX - Buyer-XX/XX/XXXX | Open-Income and Employment Do Not Meet Guidelines. Missing lease agreement for the property at XXX Margaret Dr with monthly rents of $XXX/m. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Documentation is sufficient. Updated XXX 1003 and approval provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Income and Employment Meet Guidelines. - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%   XXX Updated URLA, FLA and XXX removing rental income for XXX ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195889 XXXXX   C B C B A A A A Closed FCOM8997 2026-07-23 09:23 2026-07-24 16:43 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195889 XXXXX   C B C B A A A A Closed FPRO8998 2026-07-23 14:16 2026-07-24 16:43 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195875 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-23 16:26 2026-07-24 16:43 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195875 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-23 16:26 2026-07-24 16:43 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195875 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-23 14:45 2026-07-24 16:43 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196011 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-24 14:37 2026-07-27 17:00 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196011 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-24 14:37 2026-07-27 17:00 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196011 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-23 08:54 2026-07-27 17:00 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195964 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-27 13:33 2026-07-27 17:00 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195964 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-27 13:34 2026-07-27 17:00 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196023 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-27 09:31 2026-07-27 17:00 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196023 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-27 09:31 2026-07-27 17:00 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 75%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196006 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-27 11:05 2026-07-27 17:00 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196006 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-27 11:06 2026-07-27 17:00 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196006 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-27 11:06 2026-07-27 17:00 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195881 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-24 17:57 2026-07-27 17:00 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195881 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-24 17:57 2026-07-27 17:00 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195881 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-27 08:33 2026-07-27 17:00 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195995 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-27 12:47 2026-07-27 17:00 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.62% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 46.62% is less than Guideline LTV of 80%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195995 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-27 12:48 2026-07-27 17:00 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.62% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 46.62% is less than Guideline LTV of 80%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195995 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-27 12:48 2026-07-27 17:00 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.62% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 46.62% is less than Guideline LTV of 80%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195976 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-27 06:33 2026-07-27 17:00 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195976 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-27 06:34 2026-07-27 17:00 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195980 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-27 09:35 2026-07-27 17:00 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195980 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-27 09:35 2026-07-27 17:00 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195980 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-27 09:35 2026-07-27 17:00 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195951 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-27 13:12 2026-07-27 17:00 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195951 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-27 13:12 2026-07-27 17:00 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195925 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-27 10:09 2026-07-27 17:00 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195925 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-24 08:05 2026-07-27 17:00 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195926 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-27 09:51 2026-07-27 17:00 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195926 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-27 09:51 2026-07-27 17:00 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195926 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-24 11:29 2026-07-27 17:00 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195952 XXXXX   D A D A A A A A Closed FCRE8999 2026-07-27 12:02 2026-07-27 17:00 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.2% is less than Guideline CLTV of 70% | Original LTV is Below the Guideline Maximum - Calculated LTV of 53.2% is less than Guideline LTV of 70%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195952 XXXXX   D A D A A A A A Closed FPRO8998 2026-07-27 12:02 2026-07-27 17:00 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.2% is less than Guideline CLTV of 70% | Original LTV is Below the Guideline Maximum - Calculated LTV of 53.2% is less than Guideline LTV of 70%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195952 XXXXX   D A D A A A A A Closed FCOM8997 2026-07-24 08:25 2026-07-27 17:00 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.2% is less than Guideline CLTV of 70% | Original LTV is Below the Guideline Maximum - Calculated LTV of 53.2% is less than Guideline LTV of 70%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195946 XXXXX   D A D A A A A A Closed FPRO8998 2026-07-27 08:11 2026-07-27 17:00 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195946 XXXXX   D A D A A A A A Closed FCOM8997 2026-07-24 08:50 2026-07-27 17:00 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195990 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-27 08:00 2026-07-27 17:00 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.82% is less than Guideline CLTV of 70% | Original LTV is Below the Guideline Maximum - Calculated LTV of 41.82% is less than Guideline LTV of 70%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195990 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-27 08:01 2026-07-27 17:00 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.82% is less than Guideline CLTV of 70% | Original LTV is Below the Guideline Maximum - Calculated LTV of 41.82% is less than Guideline LTV of 70%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195990 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-24 08:41 2026-07-27 17:00 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.82% is less than Guideline CLTV of 70% | Original LTV is Below the Guideline Maximum - Calculated LTV of 41.82% is less than Guideline LTV of 70%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196010 XXXXX   C A C A A A A A Closed FCRE1480 2026-07-28 15:12 2026-07-30 06:41 Resolved 1 - Information C A Credit Assets Asset 2 Does Not Meet Guideline Requirements Resolved-Documentation is sufficient. Gift Letter provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Asset Record XXX Meets G/L Requirements Or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX | Open-Asset Record XXX Does Not Meet G/L Requirements. Missing gift letter for XXX Gift of XXX credited to borrower on the final CD. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Documentation is sufficient. Gift Letter provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Asset Record XXX Meets G/L Requirements Or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX |     XXX Gift Letter df ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196010 XXXXX   C A C A A A A A Closed FPRO8998 2026-07-28 15:28 2026-07-28 16:19 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196010 XXXXX   C A C A A A A A Closed FCOM8997 2026-07-24 12:36 2026-07-28 16:19 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195911 XXXXX   C A C A A A A A Closed FCRE1344 2026-07-28 11:49 2026-08-04 06:32 Resolved 1 - Information C A Credit Income/Employment Borrower 1 Business Bank Statements Less Than XXX Months Provided Resolved-Documentation is sufficient. Bank Statement provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX | Open-Missing XXX, XXX bank Statements (deposit - $XXX). - Due Diligence Vendor-XX/XX/XXXX | Resolved-Documentation is sufficient. Bank Statement provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.   XXX bank stmt df ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195911 XXXXX   C A C A A A A A Closed FPRO8998 2026-07-28 12:45 2026-07-28 16:19 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195911 XXXXX   C A C A A A A A Closed FCOM8997 2026-07-24 12:10 2026-07-28 16:19 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196013 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-28 14:57 2026-07-28 16:19 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 68.75% is less than Guideline LTV of 80% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.75% is less than Guideline CLTV of 80%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196013 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-28 14:57 2026-07-28 16:19 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 68.75% is less than Guideline LTV of 80% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.75% is less than Guideline CLTV of 80%     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196009 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-28 15:11 2026-07-28 16:19 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400196009 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-28 15:12 2026-07-28 16:19 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195917 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-28 13:26 2026-07-28 16:19 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195917 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-28 13:27 2026-07-28 16:19 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195917 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-27 10:07 2026-07-28 16:19 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195898 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-28 13:58 2026-07-28 16:19 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195898 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-28 13:58 2026-07-28 16:19 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195898 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-27 10:59 2026-07-28 16:19 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195991 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-28 15:12 2026-07-28 16:19 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195991 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-28 15:13 2026-07-28 16:19 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195991 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-28 15:13 2026-07-28 16:19 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX |       ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195937 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-28 10:07 2026-07-28 16:19 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195937 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-28 10:08 2026-07-28 16:19 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195937 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-28 11:07 2026-07-28 16:19 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job.     ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195948 XXXXX   A A A A A A A A Closed FCRE8999 2026-07-29 15:19 2026-07-30 16:40 Resolved 1 - Information A A Credit Data No Credit Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195948 XXXXX   A A A A A A A A Closed FPRO8998 2026-07-29 15:19 2026-07-30 16:40 Resolved 1 - Information A A Property Data No Property Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400195948 XXXXX   A A A A A A A A Closed FCOM8997 2026-07-29 05:21 2026-07-30 16:40 Resolved 1 - Information A A Compliance Data No Compliance Findings Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX     ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A
400170319 XXXXX   A A A A NA NA A A Closed 7101002155 2026-05-04 2026-05-04 Resolved 1 - Information A A Credit Data No Credit Findings             ATR/QM: Exempt ATR/QM: Exempt $XXXXXX XXX XXX XXX XXX N/A N/A

 

 

 

 

Seller ID Loan ID Lender Name Transaction ID ULI Borrower 1 First Name Borrower 1 Last Name Borrower 1 SSN Borrower 1 Birthdate Borrower 1 Gender Borrower 1 Ethnicity Borrower 1 Race Borrower 1 Citizen Borrower 1 Self-Employment Flag Borrower 1 FTHB Borrower 1 FICO Date Borrower 1 Origination FICO  Borrower 1 Origination Equifax Borrower 1 Origination Experian Borrower 1 Origination TransUnion Borrower 2 First Name Borrower 2 Last Name Borrower 2 SSN Borrower 2 Birthdate Borrower 2 Gender Borrower 2 Ethnicity Borrower 2 Race Borrower 2 Citizen Borrower 2 Self-Employment Flag Borrower 2 FTHB Borrower 2 FICO Date Borrower 2 Origination FICO  Borrower 2 Origination Equifax Borrower 2 Origination Experian Borrower 2 Origination TransUnion Borrower 3 First Name Borrower 3 Last Name Borrower 3 SSN Borrower 3 Birthdate Borrower 3 Gender Borrower 3 Ethnicity Borrower 3 Race Borrower 3 Citizen Borrower 3 Self-Employment Flag Borrower 3 FTHB Borrower 3 FICO Date Borrower 3 Origination FICO  Borrower 3 Origination Equifax Borrower 3 Origination Experian Borrower 3 Origination TransUnion Borrower 4 First Name Borrower 4 Last Name Borrower 4 SSN Borrower 4 Birthdate Borrower 4 Gender Borrower 4 Ethnicity Borrower 4 Race Borrower 4 Citizen Borrower 4 Self-Employment Flag Borrower 4 FTHB Borrower 4 FICO Date Borrower 4 Origination FICO  Borrower 4 Origination Equifax Borrower 4 Origination Experian Borrower 4 Origination TransUnion Subject Address Subject City Subject Sate Subject Zip Code Subject County Orginator Doc Type Occupancy Loan Purpose Refinance Type Qualifying Front End DTI Qualifying DTI Borrower 1 Qualifying Income Borrower 2 Qualifying Income Borrower 3 Qualifying Income Borrower 4 Qualifying Income All Borrower Total Qualifying Income Borrower 1 Employment Status Borrower 2 Employment Status Borrower 3 Employment Status Borrower 4 Employment Status Borrower 1 Length of Employment Borrower 2 Length of Employment Borrower 3 Length of Employment Borrower 4 Length of Employment 4506-T Flag All Borrower Residual Income All Borrower Monthly Debt Escrow Flag Months Reserves Liquid Cash Reserves Original Note Loan Amount Original Qualifying Loan Amount Original Qualifying Base LTV Original Qualifying LTV Original Qualifying CLTV Application Date Note Date Cash Disbursement Date Mortgage Type Loan Product Loan Program Original Note Interest Rate Original Qualifying Interest Rate Original P&I Payment Original Qualifying P&I Payment Monthly Escrow Payment Original Total Housing Expense (PITIA) First Payment Date Amortization Type Original Amortization Term Original Term to Maturity Maturity Date ARM Gross Margin ARM Rounding Method ARM Rounding Factor ARM Lookback Days ARM Rate Index Type Origination ARM Rate Index Value ARM Initial Interest Rate Cap ARM Subsequent Interest Rate Cap ARM Initial Interest Rate Floor ARM Lifetime Interest Rate Floor ARM Initial Interest Rate Maximum ARM Lifetime Interest Rate Maximum ARM First Rate Reset Date ARM First Payment Reset Date ARM Subsequent Interest Rate Reset Frequency ARM Subsequent Payment Reset Frequency Interest Only Flag Original Interest Only Term Balloon Flag Buydown Flag Assumable Flag Prepayment Penalty Flag Prepayment Penalty Total Term Prepayment Penalty Type Origination Channel PMI Flag MI Certificate Number Mortgage Insurance Percent Mortgage Insurance Type Mortgage Insurance Company Name MERS MOM Flag MERS Loan ID Property Type Number of Units Year Built Primary Value Property Valuation Date Primary Value Property Valuation Type Primary Value Property Value Secondary Value Property Valuation Date Secondary Value Property Form Type Secondary Value Property Value Sales Price Qualifying Property Value Date of Prior Sale Days Since Prior Sale Total Adjusted Prior Purchase Price Flood Zone Flag Flood Zone Code Flood Policy Number Other Lien Amount Other Lien Position Other Lien 2 Amount Other Lien 2 Position Other Lien 3 Amount Other Lien 3 Position Originator QM Status Final QM Status Total Number of Borrowers Cash Out Amount Total Origination and Discount Points Number of Mortgaged Properties Credit Report: Max Trade Line Credit Report: Longest Trade Line Credit Report: Number of Trade Lines Credit Line Usage Ratio Borrower 1 Years in Home GSE Eligible Flag AUS Case Number AUS Recommendation QM Points and Fees Annual Percent Rate  (APR) Higher Priced Mortgage Loan (HPML) Flag Covered/High Cost Loan Flag Guideline Name UW Guideline Author Other Appraised Value Other Variance Amount Other Variance Percent Other Appraisal Date Blanket Mortgage Flag Borrower Mailing Street Address Borrower Mailing Address City Borrower Mailing Address State Borrower Mailing Address Zip
XXXXX 400175720 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 48.95 48.95 48.95 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX   $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400175716 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 72.32 72.32 72.32   XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No Unknown Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX Yes XXX XXX XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400175762 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 70.0 70.0 70.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004C Manufactured Home $XXX XX/XX/XXXX Desk Review $XXX   $XXX     $XXX No XXX   XXX None XXX None XXX None QM: Average Prime Offer Rate (APOR) Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX N/A   XXX XXX         No XXX XXX XXX XXX
XXXXX 400175698 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX XXX     XXX XXX     XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400175710 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 90.0 90.0 90.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1073 Individual Condo Report $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None QM: Rebuttable Presumption (APOR) Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Yes No XXX XXX         No XXX XXX XXX XXX
XXXXX 400175765 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400175703 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 Yes XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400175770 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400175756 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400175741 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400175758 XXX XXX   XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004C Manufactured Home $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400175724 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400175761 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400175678 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX Yes XXX XXX XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400175727 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400175769 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 90.0 90.0 90.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400175683 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400175685 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 69.86 69.86 69.86 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX         $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Yes No XXX XXX         No XXX XXX XXX XXX
XXXXX 400175773 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX                                                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX         $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Yes No XXX XXX         No XXX XXX XXX XXX
XXXXX 400175706 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 57.91 57.91 57.91 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004C Manufactured Home $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400175772 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400175732 XXX XXX   XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 85.0 85.0 85.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX 2000 One Unit Appraisal Field Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Yes No XXX XXX         No XXX XXX XXX XXX
XXXXX 400175746 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX         XXX   XXX XXX                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No Unknown Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400175743 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 42.86 42.86 42.86 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No Unknown Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400175696 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 21.77 21.77 21.77   XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400175755 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400175739 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX               XXX $XXX $XXX XXX XXX XXX $XXX $XXX 64.83 64.83 64.83 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX   $XXX XX/XX/XXXX   $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400175744 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 Yes XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400175704 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX XXX     XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 55.0 55.0 55.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX 1004 URAR $XXX   $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400175728 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 69.97 69.97 69.97 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX 1004 URAR $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188111 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400175700 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 70.0 70.0 70.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004C Manufactured Home $XXX XX/XX/XXXX Desk Review $XXX   $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400188114 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 79.94 79.94 79.94 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400188097 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 30.0 30.0 30.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No Unknown Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188103 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 55.64 55.64 55.64 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX         $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400188063 XXX XXX   XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 46.47 46.47 46.47 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004C Manufactured Home $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188104 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004C Manufactured Home $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400188082 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX XXX XXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 67.82 67.82 67.82 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No Unknown N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188112 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No Unknown Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188113 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400188093 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 53.13 53.13 53.13 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400175757 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX               XXX $XXX $XXX XXX XXX XXX $XXX $XXX 45.98 45.98 45.98 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1073 Individual Condo Report $XXX         $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400188064 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188094 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 65.0 65.0 65.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX   $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400188116 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 70.0 70.0 70.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No Unknown Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004C Manufactured Home $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188121 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX XXX     XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 78.75 78.75 78.75 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No Unknown Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004C Manufactured Home $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188130 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX Yes XXX XXX XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400188090 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No Unknown N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX Yes XXX XXX XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188068 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX XXX XXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                               XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 43.0 43.0 43.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188125 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No Unknown Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188096 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX   $XXX     $XXX Yes XXX XXX XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Yes No XXX XXX         No XXX XXX XXX XXX
XXXXX 400188091 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX XXX     XXX XXX     XXX $XXX $XXX XXX XXX XXX $XXX $XXX 72.48 72.48 72.48 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX         $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400188106 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 55.47 55.47 55.47 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No Unknown Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188088 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No Unknown N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188101 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 45.43 45.43 45.43 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004C Manufactured Home $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188080 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 65.0 65.0 65.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1073 Individual Condo Report $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX Yes XXX XXX XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188108 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188119 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 58.39 58.39 58.39 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX Yes XXX XXX XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188110 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 63.59 63.59 63.59 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX         $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400188079 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400188131 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 52.8 52.8 52.8 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188078 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX XXX     XXX XXX     XXX $XXX $XXX XXX XXX XXX $XXX $XXX 70.0 70.0 70.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX   $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004C Manufactured Home $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188123 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 90.0 90.0 90.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None QM: Rebuttable Presumption (APOR) QM: Rebuttable Presumption (APOR) XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400188074 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188075 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX   XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400188105 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 70.41 70.41 70.41 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188089 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX XXX     XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 90.0 90.0 90.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX XXX XXX None XXX None XXX None QM: Average Prime Offer Rate (APOR) QM: Average Prime Offer Rate (APOR) XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400188076 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 78.1 78.1 78.1 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188070 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 62.84 62.84 62.84 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004C Manufactured Home $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188073 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX         $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400188086 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX XXX     XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 85.0 85.0 85.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No Unknown Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188087 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 70.0 70.0 70.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No Unknown Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX Yes XXX XXX XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188077 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188126 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 69.91 69.91 69.91 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188107 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 90.0 90.0 90.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Yes No XXX XXX         No XXX XXX XXX XXX
XXXXX 400188132 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 90.0 90.0 90.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Yes No XXX XXX         No XXX XXX XXX XXX
XXXXX 400188067 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 70.57 70.57 70.57 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX XX/XX/XXXX   $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400188072 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX XXX       XXX     XXX $XXX $XXX XXX XXX XXX $XXX $XXX 38.66 38.66 38.66 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX         $XXX     $XXX Yes XXX XXX XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400188102 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 78.15 78.15 78.15 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX         $XXX     $XXX No XXX   XXX None XXX None XXX None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400195950 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195947 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX XX/XX/XXXX   $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195958 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195954 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400196017 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 65.0 65.0 65.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195873 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Yes No XXX XXX         No XXX XXX XXX XXX
XXXXX 400195936 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX XXX     XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX N/A   XXX XXX         No XXX XXX XXX XXX
XXXXX 400195960 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 61.69 61.69 61.69 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195971 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 Yes XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195891 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 85.0 85.0 85.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX Yes XXX XXX XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400196007 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 68.57 68.57 68.57 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 Yes XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195959 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195912 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400195927 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 89.94 89.94 89.94 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Yes No XXX XXX         No XXX XXX XXX XXX
XXXXX 400195985 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 70.0 70.0 70.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195934 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX       $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400195899 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 58.47 58.47 58.47 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX   $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400196005 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195906 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX XXX     XXX XXX     XXX $XXX $XXX XXX XXX XXX $XXX $XXX 65.0 65.0 65.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX   $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400195878 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Yes No XXX XXX         No XXX XXX XXX XXX
XXXXX 400195979 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 70.0 70.0 70.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 Yes XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX XX/XX/XXXX   $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195874 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX   $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Yes No XXX XXX         No XXX XXX XXX XXX
XXXXX 400195888 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400195908 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400195919 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX XXX     XXX XXX     XXX $XXX $XXX XXX XXX XXX $XXX $XXX 60.0 60.0 60.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195901 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX XXX     XXX XXX     XXX $XXX $XXX XXX XXX XXX $XXX $XXX 59.83 59.83 59.83 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX 1004 URAR $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400195882 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX   $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400196019 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX XX/XX/XXXX   $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195949 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195965 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 70.0 70.0 70.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1073 Individual Condo Report $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX Yes XXX XXX XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195876 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 70.0 70.0 70.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX XX/XX/XXXX   $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Yes No XXX XXX         No XXX XXX XXX XXX
XXXXX 400196022 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 Yes XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195984 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195922 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 64.14 64.14 64.14 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX   $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX N/A   XXX XXX         No XXX XXX XXX XXX
XXXXX 400195879 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX XX/XX/XXXX   $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400196001 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195939 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195885 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195935 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 65.0 65.0 65.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400195942 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 74.41 74.41 74.41 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX   $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400195994 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 59.42 59.42 59.42 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195886 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX XXX     XXX XXX     XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400196014 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 70.0 70.0 70.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195989 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 70.0 70.0 70.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195914 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX XXX     XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 85.0 85.0 85.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX 1004 URAR $XXX $XXX $XXX XX/XX/XXXX   $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400196016 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX               XXX $XXX $XXX XXX XXX XXX $XXX $XXX 71.8 71.8 71.8 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195889 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX               XXX $XXX $XXX XXX XXX XXX $XXX $XXX 70.0 70.0 70.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX 1004 URAR $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195875 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400196011 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 70.95 70.95 70.95 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195964 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 Yes XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400196023 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false                                                                                                     XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 60.0 60.0 60.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400196006 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195881 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400195995 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 46.62 46.62 46.62 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 Yes XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195976 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195980 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195951 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 Yes XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195925 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX XXX     XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 70.0 70.0 70.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Enhanced Desk Review $XXX   $XXX XX/XX/XXXX   $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX N/A   XXX XXX         No XXX XXX XXX XXX
XXXXX 400195926 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 72.34 72.34 72.34 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1073 Individual Condo Report $XXX XX/XX/XXXX Enhanced Desk Review $XXX   $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400195952 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 53.2 53.2 53.2 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1073 Individual Condo Report $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195946 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX XXX     XXX XXX     XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195990 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 41.82 41.82 41.82 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400196010 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1025 Small Residential Income Report $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195911 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX AVM $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400196013 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 68.75 68.75 68.75 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400196009 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 70.0 70.0 70.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX XX/XX/XXXX   $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195917 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX XXX     XXX XXX     XXX $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX 1004 URAR $XXX $XXX $XXX XX/XX/XXXX   $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400195898 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX true XX/XX/XXXX XXX XXX XXX XXX                                                             XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX XXX     XXX XXX     XXX $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional ARM XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XX/XX/XXXX XX/XX/XXXX XXX XXX No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX 1004 URAR $XXX $XXX $XXX XX/XX/XXXX   $XXX Yes XXX XXX XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400195991 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 75.0 75.0 75.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 Yes XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Desk Review $XXX $XXX $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400195937 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX XXX       XXX       XXX $XXX $XXX XXX XXX XXX $XXX $XXX 70.0 70.0 70.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Conventional Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No N XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX   $XXX     $XXX No XXX   XXX None XXX None XXX None ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX No No XXX XXX         No XXX XXX XXX XXX
XXXXX 400195948 XXX XXX XXX XXX XXXXX XXX XX/XX/XXXX XXX XXX XXX XXX XXX false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX $XXX $XXX $XXX $XXX $XXX                   $XXX $XXX XXX XXX XXX $XXX $XXX 80.0 80.0 80.0 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX DSCR Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         Yes XXX XXX XXX XXX XX/XX/XXXX 1004 URAR $XXX XX/XX/XXXX Enhanced Desk Review $XXX $XXX $XXX XX/XX/XXXX   $XXX No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX XXX No     XXX XXX Not Tested Not Tested XXX XXX         No XXX XXX XXX XXX
XXXXX 400170319 XXX     XXX XXXXX XXX         XXX   false XX/XX/XXXX XXX XXX XXX XXX                                                                                           XXX XXX XXX XXX XXX XXX XXX XXX XXX                                     XXX XXX XXX $XXX $XXX 75.00 75.00 75.00 XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Non-QM 30 Year Fixed XXX XXX XXX $XXX $XXX $XXX $XXX XX/XX/XXXX XXX XXX XXX XX/XX/XXXX                                 No XXX No No No Y XXX XXX XXX No         No   XXX XXX XXX XX/XX/XXXX 1025 $XXX XX/XX/XXXX CDA $XXX   $XXX       No XXX   XXX None XXX None XXX None ATR/QM: Exempt ATR/QM: Exempt XXX $XXX $XXX XXX XXX XXX XXX XXX   No             XXX XXX         No        

 

 

 

 

 
Loan ID Seller Loan ID Field Name Verified Value Bid Tape Value Comment
400175720 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The PITIA for this transaction is XXX
400175720 XXXXX Qualifying Total Debt Income Ratio XXX XXX Variance is due to rounding. The lender's DTI is XXX% our system rounded to the nearest whole precent of XXX%.
400175716 XXXXX Loan Type XXX XXX Per Final 1003/XXX loan type confirmed by the Auditor as a DSCR loan
400175716 XXXXX Property Type XXX XXX Final note/Appraisal confirms subject is a XXX unit
400175716 XXXXX Qualifying Total Housing Expense PITIA XXX XXX Auditor confirmed total housing expenses XXX
400175762 XXXXX Property Type XXX XXX Subject property is XXX
400175762 XXXXX Qualifying Total Housing Expense PITIA XXX XXX True data field reflects figure n final XXX
400175698 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX Taxes XXX HOI XXX = XXX
400175698 XXXXX Qualifying Total Debt Income Ratio XXX XXX B1 has XXX monthly payment but the most recent credit report shows -XXX- balance
400175710 XXXXX Closing/Settlement Date XX/XX/XXXX XX/XX/XXXX The mortgage printed dated is XX/XX/XXXX the signature date is XX/XX/XXXX
400175710 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX taxes XXX HOI $XXX XXX = XXX pitia
400175710 XXXXX Qualifying Total Debt Income Ratio XXX XXX Auditor used the updated credit report dated XX/XX/XXXX and few of the revolving credit lines were reduced with reduced monthly balances
400175765 XXXXX Loan Type XXX XXX Loan Type is DSCR
400175765 XXXXX Qualifying Total Housing Expense PITIA XXX XXX Pi XXX taxes XXX HOI XXX HOA XXX = XXX
400175703 XXXXX Loan Type XXX XXX loan type is DSCR
400175703 XXXXX Property County XXX XXX Confirmed the Property County is XXX
400175703 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX taxes XXX HOI XXX = XXX
400175703 XXXXX Loan Product Type XXX XXX Confirmed with the Note and the Deed, loan product is a XXX year fix
400175770 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX Taxes XXX HOI XXX = XXX PITI
400175770 XXXXX Calculated DSCR XXX XXX Loan is not a DSCR loan
400175770 XXXXX Qualifying Total Debt Income Ratio XXX XXX Rental income on the subject property: Lender used XXX% of the rental income reporting on the XXX Per XXX Note: The underwriting analysis may not consider rental income from any property being vacated by the borrower, except under the circumstances described below. • If a rental property is acquired since the last income tax filing and is not shown on Schedule E, a current signed lease or rental agreement may be used to calculate the rental income. § The rental income is calculated by reducing gross rental amount by XXX% for vacancies and maintenance, then subtracting the PITIA. Auditor used XXX% of the rental income reporting on the XXX The difference is lender XXX and auditor XXX also Lender used XXX (the actual is $XXX) $XXX -XXX,-XXX,$XXX = XXX monthly other debt. The actual other debt is XXX
400175756 XXXXX Loan Type XXX XXX This loan was underwritten as DSCR
400175756 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The PITI is XXX and the PITIA is XXX
400175756 XXXXX Calculated DSCR XXX XXX The qualifying DSCR is XXX per the documentation in the file. The lender used XXX per the XXX notation. The Audit PITIA is XXX
400175741 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX taxes XXX HOI XXX HOA XXX = XXX
400175741 XXXXX Qualifying Total Debt Income Ratio XXX XXX Auditor income is less than lenders. Lender used XXX% ownership per the Operating Agreement page XXX-XXX borrower is XXX% owner. Lenders income XXX vs Auditor income XXX
400175758 XXXXX Property Type XXX XXX Property is a Double Wide manufactured home
400175758 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI $XXX..XXX Taxes XXX HOI XXX = XXX
400175758 XXXXX Qualifying Total Debt Income Ratio XXX XXX Lender did not include taxes HOI and HOA on the XXX XXX. HOI still missing. taxes XXX HOA XXX = XXX HOI missing.
400175724 XXXXX Qualifying Total Housing Expense PITIA XXX XXX Per housing expense Tape data is the percentage
400175724 XXXXX Qualifying Total Debt Income Ratio XXX XXX Lender did not calculate REO liabilities correctly. There are XXX loans.
400175761 XXXXX Loan Type XXX XXX Loan id DSCR
400175761 XXXXX Property Type XXX XXX Subject property is a XXX unit
400175761 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX Taxes XXX HOI XXX for XXX
400175761 XXXXX Calculated DSCR XXX XXX The XXX provided is based on the loan amount of XXX the correct loan amount if $XXX. Lender Pi XXX taxes XXX HOI XXX for XXX and the correct PI XXX Taxes XXX HOI XXX for XXX
400175761 XXXXX Qualifying Total Debt Income Ratio XXX XXX Loan is DSCR debt to income ratio does not apply
400175678 XXXXX Loan Type XXX XXX Loan type is DSCR
400175678 XXXXX Qualifying Total Housing Expense PITIA XXX XXX Pi XXX Taxes XXX HOI XXX Flood XXX = XXX
400175727 XXXXX Originator Doc Type XXX XXX Loan income doc type was WVOE
400175727 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX Taxes XXX HOI XXX = XXX
400175727 XXXXX Qualifying Total Debt Income Ratio XXX XXX Lender used incorrect property taxes / Lender used XXX the actual is $XXX. Taxes were XXX Semi Annual, lender used annual. Also auditor used updated credit report
400175769 XXXXX Originator Doc Type XXX XXX The file is documentation with XXX years of XXX.
400175769 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The PITIA is XXX per the documentation provided in the file
400175683 XXXXX Loan Type XXX XXX Loan Type is DSCR
400175683 XXXXX Qualifying Total Housing Expense PITIA XXX XXX Total PITI XXX Taxes XXX HOI XXX = $XXX. The Tape shows no housing expenses
400175685 XXXXX Originator Doc Type XXX XXX WVOE provided tow years of full dos employment and income verification
400175685 XXXXX Qualifying Total Housing Expense PITIA XXX XXX Tape missing PI XXX Taxes XXX HOI XXX HOA XXX = XXX
400175685 XXXXX Qualifying Total Debt Income Ratio XXX XXX Lender used the HOA on the apprwsial for XXX annually however the actual from HOA document in the file currently is XXX annually
400175773 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX Taxes XXX HOI XXX = XXX PITI
400175706 XXXXX Loan Type XXX XXX Loan Type is DSCR
400175706 XXXXX Property Type XXX XXX Subject property is a Manufactured XXX
400175706 XXXXX Qualifying Total Housing Expense PITIA XXX XXX Total housing expense $ I taxes XXX HOI XXX = $XXX... HOI is for two properties, The subject property HOI XXX and for XXX  $XXX/ Lender used both XXX to calculate the HOI monthly payment
400175706 XXXXX Qualifying Total Debt Income Ratio XXX XXX No Dent to income this is a DSCR loan
400175772 XXXXX Loan Type XXX XXX Loan Type is DSCR
400175772 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX Taxes XXX HOI XXX = XXX PITI
400175772 XXXXX Calculated DSCR XXX XXX Actual lease of XXX was used. $XXX/$XXX=XXX
400175732 XXXXX Originator Doc Type XXX XXX Doc types is XXX month business bank Statements
400175732 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX per note Taxes XXX HOI XXX = XXX
400175732 XXXXX Qualifying Total Debt Income Ratio XXX XXX Lender included misc credit into the income total that was shown on some bank Statements Auditor used only the income and excluded misc credit Auditor income slightly less than lenders and was used as it is lessor of
400175746 XXXXX Loan Type XXX XXX This loan was underwritten as DSCR
400175746 XXXXX Primary Appraised Property Value $XXX $XXX Per appraisal dated XX/XX/XXXX the value is XXX and per the appraisal desk review dated XX/XX/XXXX the appraised value is XXX
400175746 XXXXX Qualifying Total Housing Expense PITIA XXX XXX the PITIA is XXX
400175743 XXXXX Loan Type XXX XXX This loan was underwritten as DSCR
400175743 XXXXX Number of Units XXX XXX per the appraisal the property is XXX units
400175743 XXXXX Property Type XXX XXX Per the appraisal the property is XXX units
400175743 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The PITIA is XXX
400175696 XXXXX Loan Type XXX XXX Loan Type is DSCR
400175696 XXXXX Property Type XXX XXX Subject property is a XXX Unit detached property
400175696 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX taxes XXX HOI XXX = XXX pITI
400175755 XXXXX Loan Type XXX XXX Loan Type is DSCR
400175755 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX Taxes XXX HOI XXX = XXX PITI
400175739 XXXXX Originator Doc Type XXX XXX Borrower provided XXX year income documentation for promissory note, and retirement and two years XXX
400175739 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX taxes XXX HOI XXX HOA XXX = XXX pitia
400175744 XXXXX Loan Type XXX XXX Loan Type is DCSR
400175744 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX Taxes XXX HOI XXX HOA XXX = XXX
400175704 XXXXX Borrower 1 Last Name XXXXX XXXXX B1 Last Name is XXX
400175704 XXXXX Borrower 1 First Name XXX XXX Borrowers first name is XXX
400175704 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX taxes XXX HOI XXX HOA $XXX=$XXX
400175704 XXXXX Qualifying Total Debt Income Ratio XXX XXX XXX did not included a closed XXX account on the credit report but XXX still have a balance and monthly pymt of XXX Lender did not include property XXX purchased XX/XX/XXXX. Lender did not include the interest only payment for property XXX and XXX. Auditor used the pymt on the Note
400175728 XXXXX Loan Type XXX XXX Loan Type is DSCR
400175728 XXXXX Borrower 1 Last Name XXXXX XXXXX Confirmed B1 Last Name is XXX
400175728 XXXXX Borrower 1 First Name XXX XXX B1 first name is XXX
400175728 XXXXX Qualifying Total Housing Expense PITIA XXX XXX True PITI is XXX lender used taxes XXX HOI XXX addition dwelling insurance XXX = XXX
400188111 XXXXX Loan Type XXX XXX This loan was underwritten as DSCR
400188111 XXXXX Borrower 1 First Name XXX XXX B1 first name is XXX
400188111 XXXXX Property Type XXX XXX per the appraisal the property is a XX/XX/XXXX unit.
400188111 XXXXX Qualifying Total Housing Expense PITIA XXX XXX per the supporting documentation the PITIA is XXX
400188111 XXXXX Qualifying Total Debt Income Ratio XXX XXX This loan was underwritten as DSCR no DTI to report.
400175700 XXXXX Borrower 1 First Name XXX XXX Confirmed borrowers first name is XXX
400175700 XXXXX Borrower 1 Last Name XXXXX XXXXX Confirmed Last Name is XXX
400175700 XXXXX Property Type XXX XXX Property is a double wide manufactured detached home
400175700 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX taxes XXX JOI XXX = XXX
400188114 XXXXX Borrower 1 First Name XXX XXX B1 first name is XXX
400188114 XXXXX Borrower 1 Last Name XXXXX XXXXX B1 Last Name is XXX
400188114 XXXXX Originator Doc Type XXX XXX Lender provided towoyear history WVOE of employment
400188114 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX from note Taxes XXX HOI XXX = XXX
400188097 XXXXX Loan Type XXX XXX Loan Type is DSCR
400188097 XXXXX Borrower 1 First Name XXX XXX B1 Last Name is XXX
400188097 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX Taxes XXX HOI XXX = XXX
400188103 XXXXX Borrower 1 First Name XXX XXX Borrower first name is XXX
400188103 XXXXX Borrower 1 Last Name XXXXX XXXXX Borrowers Last Name is XXX
400188103 XXXXX Originator Doc Type XXX XXX WVOE provided two years income history and income
400188103 XXXXX Qualifying CLTV XXX XXX the property value is XXX with a new loan amount of XXX for a XXX% LTV
400188103 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX taxes XXX HOI XXX = XXX
400188103 XXXXX Qualifying Total Debt Income Ratio XXX XXX Lender used XXX% rental income to qualify per GL The rental income is calculated by reducing gross rental amount by XXX% for vacancies and maintenance, then subtracting the PITIA.
400188063 XXXXX Loan Type XXX XXX Loan Type is DSCR
400188063 XXXXX Borrower 1 Last Name XXXXX XXXXX B1 Last Name is XXX
400188063 XXXXX Borrower 1 First Name XXX XXX B1 first name is XXX
400188063 XXXXX Originator Doc Type XXX XXX Doc type is DSCR
400188063 XXXXX Property Type XXX XXX Loan type is manufactured home double wide
400188063 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX taxes XXX HOI XXX = XXX
400188063 XXXXX Qualifying Total Debt Income Ratio XXX XXX No DTI loan is DSCR
400188104 XXXXX Borrower 1 First Name XXX XXX borrowers first name is XXX
400188104 XXXXX Borrower 1 Last Name XXXXX XXXXX Borrowers Last Name is XXX
400188104 XXXXX Closing/Settlement Date XX/XX/XXXX XX/XX/XXXX  
400188104 XXXXX Property Type XXX XXX Subject is a Doubled wide manufactured home with additional unts
400188104 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX Taxes XXX HOI $XXX= XXX
400188082 XXXXX Loan Type XXX XXX Loan Type is DSCR
400188082 XXXXX Borrower 1 Last Name XXXXX XXXXX B1 Last Name is XXX
400188082 XXXXX Borrower 1 First Name XXX XXX B1 first name is XXX
400188082 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX taxes XXX HOI XXX = XXX
400188082 XXXXX Calculated DSCR XXX XXX DSCR Score is XX/XX/XXXX
400188112 XXXXX Loan Type XXX XXX Loan Type is DSCR
400188112 XXXXX Borrower 1 First Name XXX XXX Borrowers first name is XXX
400188112 XXXXX Borrower 1 Last Name XXXXX XXXXX Borrower Last Name is XXX
400188112 XXXXX Originator Doc Type XXX XXX Doc type is DSCR
400188112 XXXXX Closing/Settlement Date XX/XX/XXXX XX/XX/XXXX Settlement Statement print date is XXX but the Note and Deed and settlement were singed and XXX on XXX
400188112 XXXXX Property Type XXX XXX Subject property is a XXX unit
400188112 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX taxes XXX HOI XXX = $XXX. Matches lender XXX PITI
400188112 XXXXX Qualifying Total Debt Income Ratio XXX XXX No DTI on DSCR loans
400188113 XXXXX Borrower 1 First Name XXX XXX Borrowers first name is XXX
400188113 XXXXX Closing/Settlement Date XX/XX/XXXX XX/XX/XXXX Closing settlement date is XX/XX/XXXX the distribution date is XXX
400188113 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX taxes XXX HOI XXX = XXX
400188093 XXXXX Borrower 1 First Name XXX XXX Borrower first name is XXX
400188093 XXXXX Borrower 1 Last Name XXXXX XXXXX Borrower Last Name is XXX
400188093 XXXXX Qualifying FICO XXX XXX The representative score for each borrower is the middle score when three XXX credit agency scores return and the higher score when two XXX credit agency scores return,. The middle score is XXX and since only one borrower that highest middle representative score is XXX
400188093 XXXXX Qualifying CLTV XXX XXX Due to rounding
400188093 XXXXX Qualifying LTV XXX XXX Due to rounding
400188093 XXXXX Property Type XXX XXX Property is a XXX unit detached
400188093 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX taxes XXX hoi XXX = XXX
400175757 XXXXX Borrower 1 Last Name XXXXX XXXXX Borrowers Last Name XXX
400175757 XXXXX Borrower 1 First Name XXX XXX Borrower first name is XXX
400175757 XXXXX Originator Doc Type XXX XXX Combination of SS, Pension, Assets Utilization
400175757 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PI XXX taxes XXX HOI XXX Spec assessments XXX = XXX
400175757 XXXXX Qualifying Total Debt Income Ratio XXX XXX XXX Non Taxable grossed up for XXX (lender had $XXX)  XXX Monthly Pension XXX Retirement System XXX -- combined pension for XXX (lender had $XXX) Assets depletion from  XXX account #XXX XXX%/ XXX monthsXXX monthly (Lender had XXX + XXX = $XXX) XXX mth bank Statement from not, XXX updated within XXX days of the note XXX over XXX days from the note and not updated Qualifying assets must be documented with XXX days of bank Statements and must be dated within XXX days of the Note Date. Lender did not document the XXX assets depletion income
400188064 XXXXX Loan Type XXX XXX This loan was underwritten as DSCR
400188064 XXXXX Borrower 1 Last Name XXXXX XXXXX The borrower's Last Name is XXX
400188064 XXXXX Borrower 1 First Name XXX XXX The borrower's first name is XXX
400188064 XXXXX Originator Doc Type XXX XXX This loan was underwritten as DSCR
400188064 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The PITIA is XXX
400188064 XXXXX Qualifying Total Debt Income Ratio XXX XXX This loan was underwritten as DSCR
400188094 XXXXX Borrower 1 First Name XXX XXX The borrowers first name XXX
400188094 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The PITIA is XXX
400188094 XXXXX Qualifying Total Debt Income Ratio XXX XXX The DTI XXX% using the fully amortized payment of XXX
400188116 XXXXX Loan Type XXX XXX This loan was underwritten as DSCR
400188116 XXXXX Borrower 1 First Name XXX XXX The borrowers first name is XXX
400188116 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The PITIA is XXX
400188121 XXXXX Borrower 1 First Name XXX XXX The borrower's first name is XXX
400188121 XXXXX Borrower 1 Last Name XXXXX XXXXX The borrower's Last Name is XXX
400188121 XXXXX Property Type XXX XXX Pe the appraisal the property is a multi-wide Manufactured home
400188121 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The PITIA is XXX
400188130 XXXXX Borrower 1 First Name XXX XXX The borrower's first name is XXX
400188130 XXXXX Borrower 1 Last Name XXXXX XXXXX The borrower's Last Name is XXX
400188130 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The PITIA is XXX supported by the documentation in the file.
400188090 XXXXX Loan Type XXX XXX This loan was underwritten as DSCR
400188090 XXXXX Borrower 1 First Name XXX XXX The borrower's first name is XXX
400188090 XXXXX Originator Doc Type XXX XXX This loan was underwritten as DSCR
400188090 XXXXX Qualifying Total Debt Income Ratio XXX XXX This loan was underwritten as DSCR - NO DTI reporting
400188068 XXXXX Loan Type XXX XXX This loan was underwritten as DSCR
400188068 XXXXX Borrower 1 First Name XXX XXX The borrowers first name is XXX
400188068 XXXXX Borrower 1 Last Name XXXXX XXXXX The borrower's Last Name is XXX
400188068 XXXXX Originator Doc Type XXX XXX This loan was underwritten as DSCR
400188068 XXXXX Property Type XXX XXX Per the appraisal the property is a XXX unit.
400188068 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The PITIA is XXX
400188068 XXXXX Qualifying Total Debt Income Ratio XXX XXX This loan was underwritten as DSCR
400188125 XXXXX Loan Type XXX XXX This loan was underwritten as DSCR
400188125 XXXXX Borrower 1 First Name XXX XXX The borrower's first name is XXX
400188125 XXXXX Borrower 1 Last Name XXXXX XXXXX The borrowers Last Name is XXX
400188125 XXXXX Originator Doc Type XXX XXX This loan was underwritten as DSCR
400188125 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The PITIA is XXX per the documentation provided in the file.
400188096 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The PITIA is XXX
400188091 XXXXX Borrower 1 First Name XXX XXX The borrower's first name is XXX
400188091 XXXXX Originator Doc Type XXX XXX The file is documented with XXX years of income documentation
400188106 XXXXX Loan Type XXX XXX The file was underwritten as a DSCR
400188106 XXXXX Borrower 1 First Name XXX XXX The borrower's first name is XXX
400188106 XXXXX Originator Doc Type XXX XXX The file was underwritten as a DSCR
400188106 XXXXX Property Type XXX XXX Per the appraisal the property is a XXX unit property.
400188106 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The PITIA is XXX
400188101 XXXXX Loan Type XXX XXX This loan was underwritten as DSCR
400188101 XXXXX Borrower 1 First Name XXX XXX The borrower's first name is XXX
400188101 XXXXX Borrower 1 Last Name XXXXX XXXXX The borrower's Last Name is XXX
400188101 XXXXX Originator Doc Type XXX XXX This loan was underwritten as DSCR
400188101 XXXXX Qualifying Total Housing Expense PITIA XXX XXX PITIA is XXX
400188108 XXXXX Loan Type XXX XXX This file was underwritten as a DSCR
400188108 XXXXX Borrower 1 First Name XXX XXX The borrower's first name is XXX
400188108 XXXXX Property Type XXX XXX Per the appraisal the property is a XX/XX/XXXX unit
400188108 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The PITIA is XXX
400188108 XXXXX Calculated DSCR XXX XXX The DSCR variance is due to rounding.
400188110 XXXXX Borrower 1 Last Name XXXXX XXXXX The borrower's Last Name is XXX
400188110 XXXXX Borrower 1 First Name XXX XXX The borrower's first name is XXX
400188110 XXXXX Closing/Settlement Date XX/XX/XXXX XX/XX/XXXX  
400188110 XXXXX Originator Doc Type XXX XXX The file is documented with XXX years of income and employment.
400188110 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The full PITIA is XXX
400188079 XXXXX Borrower 1 First Name XXX XXX Borrowers first name is XXX
400188079 XXXXX Borrower 1 Last Name XXXXX XXXXX Borrowers last bane is XXX
400188079 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The tape show XXX as PITI and it is unknown from what source the tape calculated this but the correct PTI is XXX
400188131 XXXXX Loan Type XXX XXX This loan was underwritten as DSCR
400188131 XXXXX Borrower 1 First Name XXX XXX The borrowers first name is XXX
400188131 XXXXX Borrower 1 Last Name XXXXX XXXXX The borrowers Last Name is XXX
400188131 XXXXX Originator Doc Type XXX XXX This loan was underwritten as DSCR
400188131 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The PITIA is XXX
400188078 XXXXX Borrower 1 First Name XXX XXX The borrower's first name is XXX
400188078 XXXXX Originator Doc Type XXX XXX The file is documented with XXX year of income.
400188078 XXXXX Property Type XXX XXX The property is a Manufactured home in a PUD
400188078 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The full PITIA is XXX
400188078 XXXXX Qualifying Total Debt Income Ratio XXX XXX The variance is due to the the B2 primary residence. The current mortgage and rental calculations.
400188123 XXXXX Borrower 1 Last Name XXXXX XXXXX The borrower's Last Name is XXX
400188123 XXXXX Borrower 1 First Name XXX XXX The borrower's first name is XXX
400188123 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The PITIA is XXX
400188074 XXXXX Loan Type XXX XXX This loan was underwritten as DSCR
400188074 XXXXX Borrower 1 First Name XXX XXX B1 first name is XXX
400188074 XXXXX Originator Doc Type XXX XXX This loan was underwritten as DSCR
400188074 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The PITIA is XXX
400188074 XXXXX Qualifying Total Debt Income Ratio XXX XXX NO DTI. the file was underwritten as DSCR
400188075 XXXXX Borrower 1 First Name XXX XXX The borrower's first name is XXX
400188075 XXXXX Closing/Settlement Date XX/XX/XXXX XX/XX/XXXX  
400188075 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The PITIA is XXX
400188105 XXXXX Borrower 1 First Name XXX XXX Borrowers first name is XXX
400188105 XXXXX Borrower 1 Last Name XXXXX XXXXX Borrowers Last Name is XXX
400188105 XXXXX Originator Doc Type XXX XXX Loan is a Two Year Full Doc loan
400188105 XXXXX Qualifying FICO XXX XXX Scores were based of the XX/XX/XXXX credit report. The appraisal was dated XX/XX/XXXX and the initial loan application was not dated. The credit report date of XX/XX/XXXX was used with scores of XXX with XXX being the med score. If another credit report was pulled prior it is unknown
400188105 XXXXX Qualifying Total Housing Expense PITIA XXX XXX True date has XXX from primary that the borrower lives with husband and has no obligation to the mortgage. the PITI on the subject is XXX
400188105 XXXXX Loan Product Type XXX XXX XXX is a XXX year fixed rate product
400188089 XXXXX Closing/Settlement Date XX/XX/XXXX XX/XX/XXXX  
400188089 XXXXX Qualifying Total Debt Income Ratio XXX XXX The variance is with in the HOI the lender premium is XXX + XXX = XXX and the audit HOI is XXX and XXX = XXX
400188076 XXXXX Loan Type XXX XXX The loan was underwritten as DSCR
400188076 XXXXX Closing/Settlement Date XX/XX/XXXX XX/XX/XXXX The settlement Statement in the file is dated XX/XX/XXXX
400188070 XXXXX Loan Type XXX XXX This loan was underwritten as DSCR
400188070 XXXXX Borrower 1 Last Name XXXXX XXXXX Borrower's Last Name is XXX
400188070 XXXXX Borrower 1 First Name XXX XXX The borrower's first name is XXX
400188070 XXXXX Originator Doc Type XXX XXX This loan was underwritten as DSCR
400188070 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The PITIA is XXX
400188073 XXXXX Borrower 1 First Name XXX XXX The borrower first name is XXX
400188073 XXXXX Borrower 1 Last Name XXXXX XXXXX The borrower's Last Name XXX
400188073 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The full PITIA is XXX
400188086 XXXXX Borrower 1 Last Name XXXXX XXXXX The borrower's Last Name is XXX
400188086 XXXXX Borrower 1 First Name XXX XXX The borrower's first name is XXX
400188086 XXXXX Originator Doc Type XXX XXX The file is documented with a WVOE that supports two years of employment and income history.
400188086 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The full PITIA is XXX
400188087 XXXXX Loan Type XXX XXX The file was underwritten as a DSCR
400188087 XXXXX Borrower 1 First Name XXX XXX The borrower's first name is XXX
400188087 XXXXX Borrower 1 Last Name XXXXX XXXXX The borrower's Last Name is XXX
400188087 XXXXX Originator Doc Type XXX XXX The file was underwritten as a DSCR
400188087 XXXXX Closing/Settlement Date XX/XX/XXXX XX/XX/XXXX The closing settlement Statement is dated XX/XX/XXXX and signed on XX/XX/XXXX
400188087 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The full PITIA is XXX
400188077 XXXXX Loan Type XXX XXX Loan Type us DSCR
400188077 XXXXX Borrower 1 First Name XXX XXX Borrower first name is XXX
400188077 XXXXX Borrower 1 Last Name XXXXX XXXXX Borrower 1 Last Name is XXX
400188077 XXXXX Originator Doc Type XXX XXX Doc type is DSCR
400188077 XXXXX Property Type XXX XXX  
400188077 XXXXX Qualifying Total Housing Expense PITIA XXX XXX Subject Property is $XXX. The PITI on the XXX listed under neg cash flow
400188077 XXXXX Qualifying Total Debt Income Ratio XXX XXX This is a DSCR DTI does not apply
400188126 XXXXX Loan Type XXX XXX The file is underwritten as a DSCR
400188126 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The full PITIA is XXX
400188107 XXXXX Borrower 1 First Name XXX XXX The borrower's first name is XXX
400188107 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The full PITIA is XXX
400188132 XXXXX Borrower 1 First Name XXX XXX Per Note
400188132 XXXXX Qualifying Total Housing Expense PITIA XXX XXX Per final lender documents
400188132 XXXXX Qualifying Total Debt Income Ratio XXX XXX Borrowers additional REO is slightly higher expense than the lender calculated.
400188067 XXXXX Loan Type XXX XXX File is both conventional and DSCR
400188067 XXXXX Borrower 1 First Name XXX XXX Borrowers Last Name is XXX
400188067 XXXXX Borrower 1 Last Name XXXXX XXXXX Last Name is XXX, middle name is XXX
400188067 XXXXX Originator Doc Type XXX XXX Same data
400188067 XXXXX Qualifying FICO XXX XXX Per credit report dated XX/XX/XXXX
400188067 XXXXX Qualifying Total Housing Expense PITIA XXX XXX Per note and Final CD
400188067 XXXXX Qualifying Total Debt Income Ratio XXX XXX No DTI for DSCR loans
400188072 XXXXX Borrower 1 First Name XXX XXX Per note. Tape data has B1 Last Name
400188072 XXXXX Qualifying Total Housing Expense PITIA XXX XXX Tape data is using the housing ratio DTI %
400188072 XXXXX Qualifying Total Debt Income Ratio XXX XXX Accurate per documents in the file and matches lenders XXX
400188102 XXXXX Borrower 1 Last Name XXXXX XXXXX The borrower's last nmae is XXX
400188102 XXXXX Borrower 1 First Name XXX XXX The borrower's first name is XXX
400188102 XXXXX Originator Doc Type XXX XXX The file is documented with XXX years of income
400188102 XXXXX Qualifying FICO XXX XXX Per CBR dated XX/XX/XXXX, mid score is XXX
400188102 XXXXX Qualifying Total Housing Expense PITIA XXX XXX The full PITIA is XXX
400195950 XXXXX Loan Program XXX XXX Mapping.
400195950 XXXXX Originator Doc Type XXX XXX Mapping.
400195950 XXXXX Total Liquid Assets Available For Close XXX XXX Does not include cash out proceeds.
400195950 XXXXX Qualifying Total Reserves Number of Months XXX XXX Rounding.
400195950 XXXXX Total Qualified Assets Available XXX XXX Does not include equity.
400195950 XXXXX Qualifying Total Monthly Liabilities XXX XXX DSCR does not require REO to be completed.
400195950 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Data entry.
400195947 XXXXX Loan Program XXX XXX XXX
400195947 XXXXX Originator Doc Type XXX XXX DSCR Loan Program
400195947 XXXXX Total Qualified Assets Available XXX XXX Per asset Statements
400195947 XXXXX Qualifying Total Reserves Number of Months XXX XXX XXX months reserves are required per Investor Guidelines
400195947 XXXXX Qualifying Total Monthly Liabilities XXX XXX Per credit report
400195947 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Per appraisal receipt
400195958 XXXXX Loan Program XXX XXX Mapping
400195958 XXXXX Originator Doc Type XXX XXX DSCR per lender loan approval
400195958 XXXXX Total Qualified Assets Available XXX XXX Taken from assets provided
400195958 XXXXX Qualifying Total Reserves Number of Months XXX XXX Taken from assets provided
400195958 XXXXX Total Liquid Assets Available For Close XXX XXX Taken from assets provided
400195958 XXXXX Qualifying Total Monthly Liabilities XXX XXX Calculated based upon documents provided
400195958 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Taken from appraisal receipt date
400195954 XXXXX Loan Program XXX XXX Mapping.
400195954 XXXXX Originator Doc Type XXX XXX Mapping.
400195954 XXXXX Qualifying Total Reserves Number of Months XXX XXX Rounding.
400195954 XXXXX Total Qualified Assets Available XXX XXX Does not include equity.
400195954 XXXXX Qualifying Total Monthly Liabilities XXX XXX DSCR does not require REO to be completed.
400195954 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Data entry.
400196017 XXXXX Loan Program XXX XXX Mapping
400196017 XXXXX Originator Doc Type XXX XXX DSCR per lender loan approval
400196017 XXXXX Qualifying Total Reserves Number of Months XXX XXX Taken from assets
400196017 XXXXX Total Qualified Assets Available XXX XXX Rounding
400196017 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Taken from appraisal receipt date
400195873 XXXXX Borrower 1 FTHB XXX XXX Borrower is XXX. Mapping issue.
400195873 XXXXX Loan Program XXX XXX Loan program selected from drop down.
400195873 XXXXX Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX Years of self-employment verified.
400195873 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195873 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195873 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195873 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195936 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195936 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195936 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195936 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195936 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195960 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195960 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195960 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195960 XXXXX Total Liquid Assets Available For Close XXX XXX The PITIA for this transaction is XXX
400195960 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195960 XXXXX Qualifying Total Monthly Liabilities XXX XXX The PITIA for this transaction is XXX
400195960 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195971 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195971 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195971 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195971 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195971 XXXXX Calculated DSCR XXX XXX The PITIA for this transaction is XXX
400195971 XXXXX Qualifying Total Monthly Liabilities XXX XXX The PITIA for this transaction is XXX
400195971 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195891 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195891 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195891 XXXXX Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX Years of employment verified.
400195891 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195891 XXXXX Qualifying Total Reserves Number of Months XXX XXX Variance is due to rounding. The lender's DTI is XXX% our system rounded to the nearest whole precent of XXX%.
400195891 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Per Final 1003/XXX loan type confirmed by the Auditor as a DSCR loan
400196007 XXXXX Loan Program XXX XXX Final note/Appraisal confirms subject is a XXX unit
400196007 XXXXX Total Qualified Assets Available XXX XXX Auditor confirmed total housing expenses XXX
400196007 XXXXX Qualifying Total Reserves Number of Months XXX XXX Subject property is XXX
400196007 XXXXX Qualifying Total Monthly Liabilities XXX XXX True data field reflects figure n final XXX
400196007 XXXXX Lock Term (Days) XXX XXX PI XXX Taxes XXX HOI XXX = XXX
400196007 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX B1 has XXX monthly payment but the most recent credit report shows -XXX- balance
400196007 XXXXX Originator Doc Type XXX XXX The mortgage printed dated is XX/XX/XXXX the signature date is XX/XX/XXXX
400195959 XXXXX Loan Program XXX XXX PI XXX taxes XXX HOI $XXX XXX = XXX pitia
400195959 XXXXX Total Qualified Assets Available XXX XXX Auditor used the updated credit report dated XX/XX/XXXX and few of the revolving credit lines were reduced with reduced monthly balances
400195959 XXXXX Qualifying Total Reserves Number of Months XXX XXX Loan Type is DSCR
400195959 XXXXX Qualifying Total Monthly Liabilities XXX XXX Pi XXX taxes XXX HOI XXX HOA XXX = XXX
400195959 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX loan type is DSCR
400195959 XXXXX Originator Doc Type XXX XXX Confirmed the Property County is XXX
400195912 XXXXX Loan Program XXX XXX PI XXX taxes XXX HOI XXX = XXX
400195912 XXXXX Originator Doc Type XXX XXX Confirmed with the Note and the Deed, loan product is a XXX year fix
400195912 XXXXX Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX XXX month plus CPA letter 
400195912 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195912 XXXXX Total Liquid Assets Available For Close XXX XXX The PITIA for this transaction is XXX
400195912 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195912 XXXXX Qualifying Total Monthly Liabilities XXX XXX The PITIA for this transaction is XXX
400195912 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195927 XXXXX Borrower 1 FTHB XXX XXX The PITIA for this transaction is XXX
400195927 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195927 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195927 XXXXX Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX CPA letter confirms 
400195927 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195927 XXXXX Total Qualified Assets Available XXX XXX Variance is due to rounding. The lender's DTI is XXX% our system rounded to the nearest whole precent of XXX%.
400195927 XXXXX Qualifying Total Monthly Liabilities XXX XXX Per Final 1003/XXX loan type confirmed by the Auditor as a DSCR loan
400195927 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Final note/Appraisal confirms subject is a XXX unit
400195985 XXXXX Loan Program XXX XXX Auditor confirmed total housing expenses XXX
400195985 XXXXX Qualifying Total Reserves Number of Months XXX XXX Subject property is XXX
400195985 XXXXX Total Qualified Assets Available XXX XXX True data field reflects figure n final XXX
400195985 XXXXX Qualifying Total Monthly Liabilities XXX XXX PI XXX Taxes XXX HOI XXX = XXX
400195985 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX B1 has XXX monthly payment but the most recent credit report shows -XXX- balance
400195985 XXXXX Originator Doc Type XXX XXX The mortgage printed dated is XX/XX/XXXX the signature date is XX/XX/XXXX
400195934 XXXXX Borrower 1 FTHB XXX XXX PI XXX taxes XXX HOI $XXX XXX = XXX pitia
400195934 XXXXX Borrower 1 Citizen XXX XXX Auditor used the updated credit report dated XX/XX/XXXX and few of the revolving credit lines were reduced with reduced monthly balances
400195934 XXXXX Loan Program XXX XXX Loan Type is DSCR
400195934 XXXXX Qualifying Total Reserves Number of Months XXX XXX Pi XXX taxes XXX HOI XXX HOA XXX = XXX
400195934 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX loan type is DSCR
400195934 XXXXX Reviewed Appraised Property Value $XXX $XXX Confirmed the Property County is XXX
400195934 XXXXX Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX Total years of employment verified.
400195934 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195899 XXXXX Qualifying Monthly P&I Amount $XXX $XXX The PITIA for this transaction is XXX
400195899 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195899 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195899 XXXXX Total Liquid Assets Available For Close XXX XXX The PITIA for this transaction is XXX
400195899 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195899 XXXXX Qualifying Total Monthly Liabilities XXX XXX The PITIA for this transaction is XXX
400195899 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195899 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195899 XXXXX Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX Borrower self employed greater than XXX+ months. 
400196005 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400196005 XXXXX Originator Doc Type XXX XXX Variance is due to rounding. The lender's DTI is XXX% our system rounded to the nearest whole precent of XXX%.
400196005 XXXXX Cash out Include Debt Paid at Close XXX XXX Per Final 1003/XXX loan type confirmed by the Auditor as a DSCR loan
400196005 XXXXX Qualifying Total Reserves Number of Months XXX XXX Final note/Appraisal confirms subject is a XXX unit
400196005 XXXXX Total Qualified Assets Available XXX XXX Auditor confirmed total housing expenses XXX
400196005 XXXXX Total Liquid Assets Available For Close XXX XXX Subject property is XXX
400196005 XXXXX Qualifying Total Monthly Liabilities XXX XXX True data field reflects figure n final XXX
400196005 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX PI XXX Taxes XXX HOI XXX = XXX
400195906 XXXXX Loan Program XXX XXX B1 has XXX monthly payment but the most recent credit report shows -XXX- balance
400195906 XXXXX Originator Doc Type XXX XXX The mortgage printed dated is XX/XX/XXXX the signature date is XX/XX/XXXX
400195906 XXXXX Cash out Include Debt Paid at Close XXX XXX PI XXX taxes XXX HOI $XXX XXX = XXX pitia
400195906 XXXXX Total Liquid Assets Available For Close XXX XXX Auditor used the updated credit report dated XX/XX/XXXX and few of the revolving credit lines were reduced with reduced monthly balances
400195906 XXXXX Qualifying Total Reserves Number of Months XXX XXX Loan Type is DSCR
400195906 XXXXX Total Qualified Assets Available XXX XXX Pi XXX taxes XXX HOI XXX HOA XXX = XXX
400195906 XXXXX Qualifying Total Monthly Liabilities XXX XXX loan type is DSCR
400195906 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Confirmed the Property County is XXX
400195878 XXXXX Loan Program XXX XXX PI XXX taxes XXX HOI XXX = XXX
400195878 XXXXX Borrower 1 FTHB XXX XXX Confirmed with the Note and the Deed, loan product is a XXX year fix
400195878 XXXXX Originator Doc Type XXX XXX PI XXX Taxes XXX HOI XXX = XXX PITI
400195878 XXXXX Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX Total years of employment verified.
400195878 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195878 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195878 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195979 XXXXX Cash Disbursement Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195979 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195979 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195979 XXXXX Cash out Include Debt Paid at Close XXX XXX The PITIA for this transaction is XXX
400195979 XXXXX Reviewed Appraised Property Value $XXX $XXX The PITIA for this transaction is XXX
400195979 XXXXX Total Liquid Assets Available For Close XXX XXX The PITIA for this transaction is XXX
400195979 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195979 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195979 XXXXX Qualifying Total Monthly Liabilities XXX XXX The PITIA for this transaction is XXX
400195979 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195874 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195874 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195874 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195874 XXXXX Total Liquid Assets Available For Close XXX XXX The PITIA for this transaction is XXX
400195874 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195874 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195888 XXXXX Borrower 1 FTHB XXX XXX The PITIA for this transaction is XXX
400195888 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195888 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195888 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195888 XXXXX Qualifying Total Monthly Liabilities XXX XXX The PITIA for this transaction is XXX
400195888 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195888 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195888 XXXXX Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX Confirmed on the final 1003.
400195908 XXXXX Borrower 1 FTHB XXX XXX The PITIA for this transaction is XXX
400195908 XXXXX Loan Program XXX XXX Variance is due to rounding. The lender's DTI is XXX% our system rounded to the nearest whole precent of XXX%.
400195908 XXXXX Total Qualified Assets Available XXX XXX Per Final 1003/XXX loan type confirmed by the Auditor as a DSCR loan
400195908 XXXXX Total Liquid Assets Available For Close XXX XXX Final note/Appraisal confirms subject is a XXX unit
400195908 XXXXX Qualifying Total Reserves Number of Months XXX XXX Auditor confirmed total housing expenses XXX
400195908 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Subject property is XXX
400195908 XXXXX Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX Confirmed years of employment using CPA letter provided.
400195908 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195919 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195919 XXXXX Borrower 1 Citizen XXX XXX The PITIA for this transaction is XXX
400195919 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195919 XXXXX Qualifying FICO XXX XXX The PITIA for this transaction is XXX
400195919 XXXXX Total Liquid Assets Available For Close XXX XXX The PITIA for this transaction is XXX
400195919 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195919 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195919 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195901 XXXXX Qualifying Monthly P&I Amount $XXX $XXX The PITIA for this transaction is XXX
400195901 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195901 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195901 XXXXX Total Liquid Assets Available For Close XXX XXX The PITIA for this transaction is XXX
400195901 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195901 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195901 XXXXX Qualifying Total Monthly Liabilities XXX XXX The PITIA for this transaction is XXX
400195901 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195882 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195882 XXXXX Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX Borrower self employed greater than XXX months.
400195882 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195882 XXXXX Total Qualified Assets Available XXX XXX Variance is due to rounding. The lender's DTI is XXX% our system rounded to the nearest whole precent of XXX%.
400195882 XXXXX Total Liquid Assets Available For Close XXX XXX Per Final 1003/XXX loan type confirmed by the Auditor as a DSCR loan
400195882 XXXXX Qualifying Total Reserves Number of Months XXX XXX Final note/Appraisal confirms subject is a XXX unit
400195882 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Auditor confirmed total housing expenses XXX
400196019 XXXXX Loan Program XXX XXX Subject property is XXX
400196019 XXXXX Originator Doc Type XXX XXX True data field reflects figure n final XXX
400196019 XXXXX Total Qualified Assets Available XXX XXX PI XXX Taxes XXX HOI XXX = XXX
400196019 XXXXX Qualifying Total Reserves Number of Months XXX XXX B1 has XXX monthly payment but the most recent credit report shows -XXX- balance
400196019 XXXXX Calculated DSCR XXX XXX The mortgage printed dated is XX/XX/XXXX the signature date is XX/XX/XXXX
400196019 XXXXX Qualifying Total Monthly Liabilities XXX XXX PI XXX taxes XXX HOI $XXX XXX = XXX pitia
400196019 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Auditor used the updated credit report dated XX/XX/XXXX and few of the revolving credit lines were reduced with reduced monthly balances
400195949 XXXXX Loan Program XXX XXX Loan Type is DSCR
400195949 XXXXX Total Qualified Assets Available XXX XXX Pi XXX taxes XXX HOI XXX HOA XXX = XXX
400195949 XXXXX Qualifying Total Reserves Number of Months XXX XXX loan type is DSCR
400195949 XXXXX Qualifying Total Monthly Liabilities XXX XXX Confirmed the Property County is XXX
400195949 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX PI XXX taxes XXX HOI XXX = XXX
400195949 XXXXX Originator Doc Type XXX XXX Confirmed with the Note and the Deed, loan product is a XXX year fix
400195965 XXXXX Loan Program XXX XXX PI XXX Taxes XXX HOI XXX = XXX PITI
400195965 XXXXX Qualifying Total Reserves Number of Months XXX XXX Loan is not a DSCR loan
400195965 XXXXX Total Qualified Assets Available XXX XXX Rental income on the subject property: Lender used XXX% of the rental income reporting on the XXX Per XXX Note: The underwriting analysis may not consider rental income from any property being vacated by the borrower, except under the circumstances described below. • If a rental property is acquired since the last income tax filing and is not shown on Schedule E, a current signed lease or rental agreement may be used to calculate the rental income. § The rental income is calculated by reducing gross rental amount by XXX% for vacancies and maintenance, then subtracting the PITIA. Auditor used XXX% of the rental income reporting on the XXX The difference is lender XXX and auditor XXX also Lender used XXX (the actual is $XXX) $XXX -XXX,-XXX,$XXX = XXX monthly other debt. The actual other debt is XXX
400195965 XXXXX Total Liquid Assets Available For Close XXX XXX This loan was underwritten as DSCR
400195965 XXXXX Qualifying Total Monthly Liabilities XXX XXX The PITI is XXX and the PITIA is XXX
400195965 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The qualifying DSCR is XXX per the documentation in the file. The lender used XXX per the XXX notation. The Audit PITIA is XXX
400195965 XXXXX Originator Doc Type XXX XXX PI XXX taxes XXX HOI XXX HOA XXX = XXX
400195876 XXXXX Borrower 1 FTHB XXX XXX Auditor income is less than lenders. Lender used XXX% ownership per the Operating Agreement page XXX-XXX borrower is XXX% owner. Lenders income XXX vs Auditor income XXX
400195876 XXXXX Loan Program XXX XXX Property is a Double Wide manufactured home
400195876 XXXXX Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX Confirmed on the final 1003 and CPA Letter.
400195876 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195876 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195876 XXXXX Total Liquid Assets Available For Close XXX XXX The PITIA for this transaction is XXX
400195876 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195876 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400196022 XXXXX Cash Disbursement Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400196022 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400196022 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400196022 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400196022 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400196022 XXXXX Qualifying Total Monthly Liabilities XXX XXX The PITIA for this transaction is XXX
400196022 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195984 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195984 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195984 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195984 XXXXX Qualifying Total Monthly Liabilities XXX XXX The PITIA for this transaction is XXX
400195984 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195984 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195922 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195922 XXXXX Borrower 1 Qualifying Income XXX XXX The PITIA for this transaction is XXX
400195922 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195922 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195922 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195922 XXXXX Total Liquid Assets Available For Close XXX XXX The PITIA for this transaction is XXX
400195922 XXXXX Qualifying Total Monthly Liabilities XXX XXX The PITIA for this transaction is XXX
400195922 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195922 XXXXX Cash Disbursement Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195879 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195879 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195879 XXXXX Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX Years of employment verified.
400195879 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195879 XXXXX Total Qualified Assets Available XXX XXX Variance is due to rounding. The lender's DTI is XXX% our system rounded to the nearest whole precent of XXX%.
400195879 XXXXX Qualifying Total Monthly Liabilities XXX XXX Per Final 1003/XXX loan type confirmed by the Auditor as a DSCR loan
400195879 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Final note/Appraisal confirms subject is a XXX unit
400196001 XXXXX Loan Program XXX XXX Auditor confirmed total housing expenses XXX
400196001 XXXXX Qualifying Total Reserves Number of Months XXX XXX Subject property is XXX
400196001 XXXXX Total Qualified Assets Available XXX XXX True data field reflects figure n final XXX
400196001 XXXXX Qualifying Total Monthly Liabilities XXX XXX PI XXX Taxes XXX HOI XXX = XXX
400196001 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX B1 has XXX monthly payment but the most recent credit report shows -XXX- balance
400196001 XXXXX Originator Doc Type XXX XXX The mortgage printed dated is XX/XX/XXXX the signature date is XX/XX/XXXX
400195939 XXXXX Loan Program XXX XXX PI XXX taxes XXX HOI $XXX XXX = XXX pitia
400195939 XXXXX Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX Borrower self employed greater than XXX months.
400195939 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195939 XXXXX Total Liquid Assets Available For Close XXX XXX The PITIA for this transaction is XXX
400195939 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195939 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195939 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195885 XXXXX Borrower 1 Last Name XXXXX XXXXX The PITIA for this transaction is XXX
400195885 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195885 XXXXX Borrower 1 Qualifying Income XXX XXX The PITIA for this transaction is XXX
400195885 XXXXX Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX Confirmed on the final 1003.
400195885 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195885 XXXXX Qualifying Total Reserves Number of Months XXX XXX Variance is due to rounding. The lender's DTI is XXX% our system rounded to the nearest whole precent of XXX%.
400195885 XXXXX Total Qualified Assets Available XXX XXX Per Final 1003/XXX loan type confirmed by the Auditor as a DSCR loan
400195885 XXXXX Qualifying Total Monthly Liabilities XXX XXX Final note/Appraisal confirms subject is a XXX unit
400195885 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Auditor confirmed total housing expenses XXX
400195935 XXXXX Loan Program XXX XXX Subject property is XXX
400195935 XXXXX Originator Doc Type XXX XXX True data field reflects figure n final XXX
400195935 XXXXX Total Qualified Assets Available XXX XXX PI XXX Taxes XXX HOI XXX = XXX
400195935 XXXXX Total Liquid Assets Available For Close XXX XXX B1 has XXX monthly payment but the most recent credit report shows -XXX- balance
400195935 XXXXX Qualifying Total Reserves Number of Months XXX XXX The mortgage printed dated is XX/XX/XXXX the signature date is XX/XX/XXXX
400195935 XXXXX Qualifying Total Monthly Liabilities XXX XXX PI XXX taxes XXX HOI $XXX XXX = XXX pitia
400195935 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Auditor used the updated credit report dated XX/XX/XXXX and few of the revolving credit lines were reduced with reduced monthly balances
400195942 XXXXX Loan Program XXX XXX Loan Type is DSCR
400195942 XXXXX Total Liquid Assets Available For Close XXX XXX Pi XXX taxes XXX HOI XXX HOA XXX = XXX
400195942 XXXXX Total Qualified Assets Available XXX XXX loan type is DSCR
400195942 XXXXX Qualifying Total Reserves Number of Months XXX XXX Confirmed the Property County is XXX
400195942 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX PI XXX taxes XXX HOI XXX = XXX
400195942 XXXXX Originator Doc Type XXX XXX Confirmed with the Note and the Deed, loan product is a XXX year fix
400195994 XXXXX Loan Program XXX XXX PI XXX Taxes XXX HOI XXX = XXX PITI
400195994 XXXXX Originator Doc Type XXX XXX Loan is not a DSCR loan
400195994 XXXXX Total Liquid Assets Available For Close XXX XXX Rental income on the subject property: Lender used XXX% of the rental income reporting on the XXX Per XXX Note: The underwriting analysis may not consider rental income from any property being vacated by the borrower, except under the circumstances described below. • If a rental property is acquired since the last income tax filing and is not shown on Schedule E, a current signed lease or rental agreement may be used to calculate the rental income. § The rental income is calculated by reducing gross rental amount by XXX% for vacancies and maintenance, then subtracting the PITIA. Auditor used XXX% of the rental income reporting on the XXX The difference is lender XXX and auditor XXX also Lender used XXX (the actual is $XXX) $XXX -XXX,-XXX,$XXX = XXX monthly other debt. The actual other debt is XXX
400195994 XXXXX Qualifying Total Reserves Number of Months XXX XXX This loan was underwritten as DSCR
400195994 XXXXX Total Qualified Assets Available XXX XXX The PITI is XXX and the PITIA is XXX
400195994 XXXXX Qualifying Total Monthly Liabilities XXX XXX The qualifying DSCR is XXX per the documentation in the file. The lender used XXX per the XXX notation. The Audit PITIA is XXX
400195994 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX PI XXX taxes XXX HOI XXX HOA XXX = XXX
400195886 XXXXX Loan Program XXX XXX Auditor income is less than lenders. Lender used XXX% ownership per the Operating Agreement page XXX-XXX borrower is XXX% owner. Lenders income XXX vs Auditor income XXX
400195886 XXXXX Originator Doc Type XXX XXX Property is a Double Wide manufactured home
400195886 XXXXX Property Type XXX XXX PI $XXX..XXX Taxes XXX HOI XXX = XXX
400195886 XXXXX Qualifying Total Reserves Number of Months XXX XXX Lender did not include taxes HOI and HOA on the XXX XXX. HOI still missing. taxes XXX HOA XXX = XXX HOI missing.
400195886 XXXXX Total Qualified Assets Available XXX XXX Per housing expense Tape data is the percentage
400195886 XXXXX Total Liquid Assets Available For Close XXX XXX Lender did not calculate REO liabilities correctly. There are XXX loans.
400195886 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Loan id DSCR
400196014 XXXXX Loan Program XXX XXX Subject property is a XXX unit
400196014 XXXXX Originator Doc Type XXX XXX PI XXX Taxes XXX HOI XXX for XXX
400196014 XXXXX Qualifying Total Reserves Number of Months XXX XXX The XXX provided is based on the loan amount of XXX the correct loan amount if $XXX. Lender Pi XXX taxes XXX HOI XXX for XXX and the correct PI XXX Taxes XXX HOI XXX for XXX
400196014 XXXXX Total Qualified Assets Available XXX XXX Loan is DSCR debt to income ratio does not apply
400196014 XXXXX Qualifying Total Monthly Liabilities XXX XXX Loan type is DSCR
400196014 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Pi XXX Taxes XXX HOI XXX Flood XXX = XXX
400195989 XXXXX Loan Program XXX XXX Loan income doc type was WVOE
400195989 XXXXX Qualifying Total Reserves Number of Months XXX XXX PI XXX Taxes XXX HOI XXX = XXX
400195989 XXXXX Total Qualified Assets Available XXX XXX Lender used incorrect property taxes / Lender used XXX the actual is $XXX. Taxes were XXX Semi Annual, lender used annual. Also auditor used updated credit report
400195989 XXXXX Qualifying Total Monthly Liabilities XXX XXX The file is documentation with XXX years of XXX.
400195989 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA is XXX per the documentation provided in the file
400195989 XXXXX Originator Doc Type XXX XXX Loan Type is DSCR
400195914 XXXXX Borrower 1 Last Name XXXXX XXXXX Total PITI XXX Taxes XXX HOI XXX = $XXX. The Tape shows no housing expenses
400195914 XXXXX All Borrower Total Income XXX XXX WVOE provided tow years of full dos employment and income verification
400195914 XXXXX Loan Program XXX XXX Tape missing PI XXX Taxes XXX HOI XXX HOA XXX = XXX
400195914 XXXXX Total Qualified Assets Available XXX XXX Lender used the HOA on the apprwsial for XXX annually however the actual from HOA document in the file currently is XXX annually
400195914 XXXXX Qualifying Total Reserves Number of Months XXX XXX PI XXX Taxes XXX HOI XXX = XXX PITI
400195914 XXXXX Total Liquid Assets Available For Close XXX XXX Loan Type is DSCR
400195914 XXXXX Qualifying Total Monthly Liabilities XXX XXX Subject property is a Manufactured XXX
400195914 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Total housing expense $ I taxes XXX HOI XXX = $XXX... HOI is for two properties, The subject property HOI XXX and for XXX  $XXX/ Lender used both XXX to calculate the HOI monthly payment
400195914 XXXXX Originator Doc Type XXX XXX No Dent to income this is a DSCR loan
400195914 XXXXX Borrower 1 Qualifying Income XXX XXX Loan Type is DSCR
400196016 XXXXX Loan Program XXX XXX PI XXX Taxes XXX HOI XXX = XXX PITI
400196016 XXXXX Qualifying Total Reserves Number of Months XXX XXX Actual lease of XXX was used. $XXX/$XXX=XXX
400196016 XXXXX Total Qualified Assets Available XXX XXX Doc types is XXX month business bank Statements
400196016 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX PI XXX per note Taxes XXX HOI XXX = XXX
400196016 XXXXX Originator Doc Type XXX XXX Lender included misc credit into the income total that was shown on some bank Statements Auditor used only the income and excluded misc credit Auditor income slightly less than lenders and was used as it is lessor of
400195889 XXXXX Loan Program XXX XXX This loan was underwritten as DSCR
400195889 XXXXX Originator Doc Type XXX XXX Per appraisal dated XX/XX/XXXX the value is XXX and per the appraisal desk review dated XX/XX/XXXX the appraised value is XXX
400195889 XXXXX Total Liquid Assets Available For Close XXX XXX the PITIA is XXX
400195889 XXXXX Qualifying Total Reserves Number of Months XXX XXX This loan was underwritten as DSCR
400195889 XXXXX Total Qualified Assets Available XXX XXX per the appraisal the property is XXX units
400195889 XXXXX Qualifying Total Monthly Liabilities XXX XXX Per the appraisal the property is XXX units
400195889 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA is XXX
400195875 XXXXX Borrower 1 FTHB XXX XXX Loan Type is DSCR
400195875 XXXXX Loan Program XXX XXX Subject property is a XXX Unit detached property
400195875 XXXXX Originator Doc Type XXX XXX PI XXX taxes XXX HOI XXX = XXX pITI
400195875 XXXXX Total Qualified Assets Available XXX XXX Loan Type is DSCR
400195875 XXXXX Total Liquid Assets Available For Close XXX XXX PI XXX Taxes XXX HOI XXX = XXX PITI
400195875 XXXXX Qualifying Total Reserves Number of Months XXX XXX Borrower provided XXX year income documentation for promissory note, and retirement and XXX years XXX
400195875 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX PI XXX taxes XXX HOI XXX HOA XXX = XXX pitia
400196011 XXXXX Loan Program XXX XXX Loan Type is DCSR
400196011 XXXXX Originator Doc Type XXX XXX PI XXX Taxes XXX HOI XXX HOA XXX = XXX
400196011 XXXXX Total Liquid Assets Available For Close XXX XXX B1 Last Name is XXX
400196011 XXXXX Total Qualified Assets Available XXX XXX Borrowers first name is XXX
400196011 XXXXX Qualifying Total Reserves Number of Months XXX XXX PI XXX taxes XXX HOI XXX HOA $XXX=$XXX
400196011 XXXXX Qualifying Total Monthly Liabilities XXX XXX XXX did not included a closed XXX account on the credit report but XXX still have a balance and monthly pymt of XXX Lender did not include property XXX  purchased XX/XX/XXXX. Lender did not include the interest only payment for property XXX and XXX. Auditor used the pymt on the Note
400196011 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Loan Type is DSCR
400195964 XXXXX Borrower 1 First Name XXX XXX Confirmed B1 Last Name is XXX
400195964 XXXXX Loan Program XXX XXX B1 first name is XXX
400195964 XXXXX Originator Doc Type XXX XXX True PITI is XXX lender used taxes XXX HOI XXX addition dwelling insurance XXX = XXX
400195964 XXXXX Qualifying Total Reserves Number of Months XXX XXX This loan was underwritten as DSCR
400195964 XXXXX Total Qualified Assets Available XXX XXX B1 first name is XXX
400195964 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX per the appraisal the property is a XX/XX/XXXX unit.
400196023 XXXXX Borrower 1 Last Name XXXXX XXXXX per the supporting documentation the PITIA is XXX
400196023 XXXXX Loan Program XXX XXX This loan was underwritten as DSCR no DTI to report.
400196023 XXXXX Originator Doc Type XXX XXX Confirmed borrowers first name is XXX
400196023 XXXXX Total Liquid Assets Available For Close XXX XXX Confirmed Last Name is XXX
400196023 XXXXX Total Qualified Assets Available XXX XXX Property is a double wide manufactured detached home
400196023 XXXXX Qualifying Total Reserves Number of Months XXX XXX PI XXX taxes XXX JOI XXX = XXX
400196023 XXXXX Qualifying Total Monthly Liabilities XXX XXX B1 first name is XXX
400196023 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX B1 Last Name is XXX
400196006 XXXXX Loan Program XXX XXX Lender provided towoyear history WVOE of employment
400196006 XXXXX Originator Doc Type XXX XXX PI XXX from note Taxes XXX HOI XXX = XXX
400196006 XXXXX Total Qualified Assets Available XXX XXX Loan Type is DSCR
400196006 XXXXX Qualifying Total Reserves Number of Months XXX XXX B1 Last Name is XXX
400196006 XXXXX Total Liquid Assets Available For Close XXX XXX PI XXX Taxes XXX HOI XXX = XXX
400196006 XXXXX Qualifying Total Monthly Liabilities XXX XXX Borrower first name is XXX
400196006 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Borrowers Last Name is XXX
400195881 XXXXX Loan Program XXX XXX WVOE provided two years income history and income
400195881 XXXXX Originator Doc Type XXX XXX the property value is XXX with a new loan amount of XXX for a XXX% LTV
400195881 XXXXX Qualifying Total Reserves Number of Months XXX XXX PI XXX taxes XXX HOI XXX = XXX
400195881 XXXXX Total Qualified Assets Available XXX XXX Lender used XXX% rental income to qualify per GL The rental income is calculated by reducing gross rental amount by XXX% for vacancies and maintenance, then subtracting the PITIA.
400195881 XXXXX Total Liquid Assets Available For Close XXX XXX Loan Type is DSCR
400195881 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX B1 Last Name is XXX
400195995 XXXXX Borrower 1 Citizen XXX XXX B1 first name is XXX
400195995 XXXXX Loan Program XXX XXX Doc type is DSCR
400195995 XXXXX Originator Doc Type XXX XXX Loan type is manufactured home double wide
400195995 XXXXX Total Qualified Assets Available XXX XXX PI XXX taxes XXX HOI XXX = XXX
400195995 XXXXX Qualifying Total Reserves Number of Months XXX XXX No DTI loan is DSCR
400195995 XXXXX Total Liquid Assets Available For Close XXX XXX borrowers first name is XXX
400195995 XXXXX Qualifying Total Monthly Liabilities XXX XXX Borrowers Last Name is XXX
400195995 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX  
400195976 XXXXX Borrower 1 Citizen XXX XXX Subject is a Doubled wide manufactured home with additional unts
400195976 XXXXX Loan Program XXX XXX PI XXX Taxes XXX HOI $XXX= XXX
400195976 XXXXX Originator Doc Type XXX XXX Loan Type is DSCR
400195976 XXXXX Total Qualified Assets Available XXX XXX B1 Last Name is XXX
400195976 XXXXX Qualifying Total Reserves Number of Months XXX XXX B1 first name is XXX
400195976 XXXXX Qualifying Total Monthly Liabilities XXX XXX PI XXX taxes XXX HOI XXX = XXX
400195976 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX DSCR Score is XX/XX/XXXX
400195980 XXXXX Loan Program XXX XXX Loan Type is DSCR
400195980 XXXXX Originator Doc Type XXX XXX Borrowers first name is XXX
400195980 XXXXX Qualifying Total Reserves Number of Months XXX XXX Borrower Last Name is XXX
400195980 XXXXX Total Qualified Assets Available XXX XXX Doc type is DSCR
400195980 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Settlement Statement print date is XXX but the Note and Deed and settlement were singed and XXX on XXX
400195980 XXXXX Qualifying Total Monthly Liabilities XXX XXX Subject property is a XXX unit
400195951 XXXXX Loan Program XXX XXX PI XXX taxes XXX HOI XXX = $XXX. Matches lender XXX PITI
400195951 XXXXX Originator Doc Type XXX XXX No DTI on DSCR loans
400195951 XXXXX Qualifying Total Reserves Number of Months XXX XXX Borrowers first name is XXX
400195951 XXXXX Total Qualified Assets Available XXX XXX Closing settlement date is XX/XX/XXXX the distribution date is XXX
400195951 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX PI XXX taxes XXX HOI XXX = XXX
400195925 XXXXX Loan Program XXX XXX Borrower first name is XXX
400195925 XXXXX Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX Borrower has been self employed for over XXX years
400195925 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195925 XXXXX Borrower 1 Qualifying Income XXX XXX The PITIA for this transaction is XXX
400195925 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195925 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195925 XXXXX Total Liquid Assets Available For Close XXX XXX The PITIA for this transaction is XXX
400195925 XXXXX Qualifying Total Monthly Liabilities XXX XXX The PITIA for this transaction is XXX
400195925 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195926 XXXXX Borrower 1 First Name XXX XXX The PITIA for this transaction is XXX
400195926 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195926 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195926 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195926 XXXXX Total Liquid Assets Available For Close XXX XXX The PITIA for this transaction is XXX
400195926 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195926 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195952 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195952 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195952 XXXXX Total Liquid Assets Available For Close XXX XXX The PITIA for this transaction is XXX
400195952 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195952 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195952 XXXXX Qualifying Total Monthly Liabilities XXX XXX The PITIA for this transaction is XXX
400195952 XXXXX Calculated DSCR XXX XXX The PITIA for this transaction is XXX
400195952 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195946 XXXXX All Borrower Total Income XXX XXX The PITIA for this transaction is XXX
400195946 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195946 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195946 XXXXX Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX Confirmed on the final 1003.
400195946 XXXXX Borrower 2 Qualifying Income XXX XXX The PITIA for this transaction is XXX
400195946 XXXXX Qualifying Total Reserves Number of Months XXX XXX Variance is due to rounding. The lender's DTI is XXX% our system rounded to the nearest whole precent of XXX%.
400195946 XXXXX Total Qualified Assets Available XXX XXX Per Final 1003/XXX loan type confirmed by the Auditor as a DSCR loan
400195946 XXXXX Qualifying Total Monthly Liabilities XXX XXX Final note/Appraisal confirms subject is a XXX unit
400195946 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Auditor confirmed total housing expenses XXX
400195990 XXXXX Loan Program XXX XXX Subject property is XXX
400195990 XXXXX Cash out Include Debt Paid at Close XXX XXX True data field reflects figure n final XXX
400195990 XXXXX Total Liquid Assets Available For Close XXX XXX PI XXX Taxes XXX HOI XXX = XXX
400195990 XXXXX Total Qualified Assets Available XXX XXX B1 has XXX monthly payment but the most recent credit report shows -XXX- balance
400195990 XXXXX Qualifying Total Reserves Number of Months XXX XXX The mortgage printed dated is XX/XX/XXXX the signature date is XX/XX/XXXX
400195990 XXXXX Calculated DSCR XXX XXX PI XXX taxes XXX HOI $XXX XXX = XXX pitia
400195990 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Auditor used the updated credit report dated XX/XX/XXXX and few of the revolving credit lines were reduced with reduced monthly balances
400196010 XXXXX Loan Program XXX XXX Loan Type is DSCR
400196010 XXXXX Qualifying Total Reserves Number of Months XXX XXX Pi XXX taxes XXX HOI XXX HOA XXX = XXX
400196010 XXXXX Total Qualified Assets Available XXX XXX loan type is DSCR
400196010 XXXXX Qualifying Total Monthly Liabilities XXX XXX Confirmed the Property County is XXX
400196010 XXXXX Originator Doc Type XXX XXX PI XXX taxes XXX HOI XXX = XXX
400195911 XXXXX Borrower 1 FTHB XXX XXX Confirmed with the Note and the Deed, loan product is a XXX year fix
400195911 XXXXX Loan Program XXX XXX PI XXX Taxes XXX HOI XXX = XXX PITI
400195911 XXXXX Originator Doc Type XXX XXX Loan is not a DSCR loan
400195911 XXXXX Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX CPA letter on file confirms business ownership time. Operating agreements on file as well
400195911 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195911 XXXXX Total Liquid Assets Available For Close XXX XXX The PITIA for this transaction is XXX
400195911 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195911 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400196013 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400196013 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400196013 XXXXX Qualifying FICO XXX XXX The PITIA for this transaction is XXX
400196013 XXXXX Total Liquid Assets Available For Close XXX XXX The PITIA for this transaction is XXX
400196013 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400196013 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400196013 XXXXX Qualifying Total Monthly Liabilities XXX XXX The PITIA for this transaction is XXX
400196013 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400196009 XXXXX Borrower 2 Last Name XXXXX XXXXX The PITIA for this transaction is XXX
400196009 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400196009 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400196009 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400196009 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400196009 XXXXX Total Liquid Assets Available For Close XXX XXX The PITIA for this transaction is XXX
400196009 XXXXX Qualifying Total Monthly Liabilities XXX XXX The PITIA for this transaction is XXX
400196009 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195917 XXXXX Borrower 1 FTHB XXX XXX The PITIA for this transaction is XXX
400195917 XXXXX All Borrower Total Income XXX XXX The PITIA for this transaction is XXX
400195917 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195917 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195917 XXXXX Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX Confirmed years of employment with employment verification provided. 
400195917 XXXXX Reviewed Appraised Property Value $XXX $XXX The PITIA for this transaction is XXX
400195917 XXXXX Total Liquid Assets Available For Close XXX XXX Variance is due to rounding. The lender's DTI is XXX% our system rounded to the nearest whole precent of XXX%.
400195917 XXXXX Qualifying Total Reserves Number of Months XXX XXX Per Final 1003/XXX loan type confirmed by the Auditor as a DSCR loan
400195917 XXXXX Total Qualified Assets Available XXX XXX Final note/Appraisal confirms subject is a XXX unit
400195917 XXXXX Qualifying Total Monthly Liabilities XXX XXX Auditor confirmed total housing expenses XXX
400195917 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX Subject property is XXX
400195917 XXXXX Borrower 2 Qualifying Income XXX XXX True data field reflects figure n final XXX
400195898 XXXXX Index XXX XXX PI XXX Taxes XXX HOI XXX = XXX
400195898 XXXXX Qualifying Interest Rate XXX XXX B1 has XXX monthly payment but the most recent credit report shows -XXX- balance
400195898 XXXXX Qualifying Monthly P&I Amount $XXX $XXX The mortgage printed dated is XX/XX/XXXX the signature date is XX/XX/XXXX
400195898 XXXXX Loan Program XXX XXX PI XXX taxes XXX HOI $XXX XXX = XXX pitia
400195898 XXXXX Originator Doc Type XXX XXX Auditor used the updated credit report dated XX/XX/XXXX and few of the revolving credit lines were reduced with reduced monthly balances
400195898 XXXXX Total Liquid Assets Available For Close XXX XXX Loan Type is DSCR
400195898 XXXXX Qualifying Total Reserves Number of Months XXX XXX Pi XXX taxes XXX HOI XXX HOA XXX = XXX
400195898 XXXXX Total Qualified Assets Available XXX XXX loan type is DSCR
400195898 XXXXX Qualifying Total Monthly Liabilities XXX XXX Confirmed the Property County is XXX
400195898 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX PI XXX taxes XXX HOI XXX = XXX
400195991 XXXXX Loan Program XXX XXX Confirmed with the Note and the Deed, loan product is a XXX year fix
400195991 XXXXX Originator Doc Type XXX XXX PI XXX Taxes XXX HOI XXX = XXX PITI
400195991 XXXXX Total Liquid Assets Available For Close XXX XXX Loan is not a DSCR loan
400195991 XXXXX Qualifying Total Reserves Number of Months XXX XXX Rental income on the subject property: Lender used XXX% of the rental income reporting on the XXX Per XXX Note: The underwriting analysis may not consider rental income from any property being vacated by the borrower, except under the circumstances described below. • If a rental property is acquired since the last income tax filing and is not shown on Schedule E, a current signed lease or rental agreement may be used to calculate the rental income. § The rental income is calculated by reducing gross rental amount by XXX% for vacancies and maintenance, then subtracting the PITIA. Auditor used XXX% of the rental income reporting on the XXX The difference is lender XXX and auditor XXX also Lender used XXX (the actual is $XXX) $XXX -XXX,-XXX,$XXX = XXX monthly other debt. The actual other debt is XXX
400195991 XXXXX Total Qualified Assets Available XXX XXX This loan was underwritten as DSCR
400195991 XXXXX Qualifying Total Monthly Liabilities XXX XXX The PITI is XXX and the PITIA is XXX
400195991 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The qualifying DSCR is XXX per the documentation in the file. The lender used XXX per the XXX notation. The Audit PITIA is XXX
400195937 XXXXX Borrower 1 Citizen XXX XXX PI XXX taxes XXX HOI XXX HOA XXX = XXX
400195937 XXXXX Loan Program XXX XXX Auditor income is less than lenders. Lender used XXX% ownership per the Operating Agreement page XXX-XXX borrower is XXX% owner. Lenders income XXX vs Auditor income XXX
400195937 XXXXX Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX Total years of employment verified. 
400195937 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400195937 XXXXX Cash out Include Debt Paid at Close XXX XXX The PITIA for this transaction is XXX
400195937 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195937 XXXXX Total Liquid Assets Available For Close XXX XXX The PITIA for this transaction is XXX
400195937 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195937 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195937 XXXXX Borrower 2 Qualifying Income XXX XXX The PITIA for this transaction is XXX
400195948 XXXXX Borrower 1 First Name XXX XXX The PITIA for this transaction is XXX
400195948 XXXXX Loan Program XXX XXX The PITIA for this transaction is XXX
400195948 XXXXX Qualifying Total Reserves Number of Months XXX XXX The PITIA for this transaction is XXX
400195948 XXXXX Total Qualified Assets Available XXX XXX The PITIA for this transaction is XXX
400195948 XXXXX Borrower Appraisal Receipt Date XX/XX/XXXX XX/XX/XXXX The PITIA for this transaction is XXX
400195948 XXXXX Originator Doc Type XXX XXX The PITIA for this transaction is XXX
400170319 XXXXX Gross Rent XXX XXX The PITIA for this transaction is XXX
400170319 XXXXX Mo. Insurance XXX XXX The PITIA for this transaction is XXX
400170319 XXXXX Mo. Taxes XXX XXX The PITIA for this transaction is XXX
400170319 XXXXX PITIA XXX XXX The PITIA for this transaction is XXX
400170319 XXXXX DSCR XXX XXX The PITIA for this transaction is XXX

 

 

 

 

Loan ID Seller Loan ID Seller Name Loan Program Documentation Type Executed NOO Docs in File Lease In Place Flag Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Actual Short Term Rent Amount Actual Short Term Rent Source Short Term Rent Number of Months Short Term Rental Occupancy Factor Rental Income Used for Property DSCR Calculation Rental Source for Property DSCR Calculation DSCR Calculation Based On Short Rental Income Flag Property DTI Originator DSCR TPR DSCR PITIA Gross Rental Income Unit 1 Lease End Date Unit 1 Lease Term Unit 1 Gross Rental Income Unit 2 Lease End Date Unit 2 Lease Term Unit 2 Gross Rental Income Unit 3 Lease End Date Unit 3 Lease Term Unit 3 Gross Rental Income Unit 4 Lease End Date Unit 4 Lease Term Unit 4 Gross Rental Income Unit 5 Lease End Date Unit 5 Lease Term Unit 5 Gross Rental Income Unit 6 Lease End Date Unit 6 Lease Term Unit 6 Gross Rental Income Unit 7 Lease End Date Unit 7 Lease Term Unit 7 Gross Rental Income Unit 8+ Rent Loss Insurance Rent Loss Insurance Amount Fee Amount Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Section 8 Blanket Mortgage/Cross Collateral Flag Number of Years Property Owned Number of Mortgaged Properties With Lender Number of Properties Securing Loan Foreign National Alternative Credit Documentation Months Reserves Loan Closed in the name of Business Entity Vested Business Entity Name Vested Business Entity Type Qualifying Primary Borrower Type Qualifying Primary Borrower First Name Qualifying Primary  Borrower  Last Name Qualifying CoBorrower Type Qualifying CoBorrower First Name Qualifying CoBorrower Last Name Qualifying CoBorrower 2 Type Qualifying CoBorrower 2 First Name Qualifying CoBorrower 2 Last Name Qualifying CoBorrower 3 Type Qualifying CoBorrower 3 First Name Qualifying CoBorrower 3 Last Name Non-Qualifying Guarantor 1 First Name Non-Qualifying Guarantor 1 Last Name Non-Qualifying Guarantor 1 Citizenship Non-Qualifying Guarantor 1 Country Name Non-Qualifying Guarantor 2 First Name Non-Qualifying Guarantor 2 Last Name Non-Qualifying Guarantor 2 Citizenship Non-Qualifying Guarantor 2 Country Name Personal Guaranty Total Number of Guarantors Personal Guaranty Recourse Level Business Entity EIN Primary Appraisal Occupancy
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1025   XXX     $XXX Actual In Place Rent No   XXX XXX $XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX                                           $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX   XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Short Term Rental XXX XXX XXX   $XXX Short Term Rental Yes   XXX XXX $XXX                                                       $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Business Entity XXX XXXXX                                     XXX   XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Short Term Rental XXX XXX XXX   $XXX AirDNA Yes   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX Vested Individual XXX XXXXX                               XXX     XXX
#N/A XXXXX XXX XXX 1YR Business P&L Present                   Actual In Place Rent No   XXX XXX $XXX                                                                       No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX Yes XXX XXX Vested Individual XXX XXXXX                                     XXX   XXX XXX
#N/A XXXXX XXX XXX 12 Month Bank Statement Present                     No   XXX XXX $XXX                                                     XXX                 No   1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX   XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1025   XXX     $XXX Appraisal - 1025 No   XXX XXX $XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX                                     $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX   XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Subject Owner Occupied/Vacant XXX XXX Short Term Rental XXX XXX XXX   $XXX AirDNA Yes   XXX XXX $XXX                                                       $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX   XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                     XXX $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1007   XXX     $XXX Actual In Place Rent No   XXX XXX $XXX XXX XX/XX/XXXX XXX                                                 $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Vested Individual XXX XXXXX                                     XXX   XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                   $XXX XXX $XXX               No   1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX   XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1025   XXX     $XXX Actual In Place Rent No   XXX XXX $XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX                               $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX Vested Individual XXX XXXXX                               XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1025   XXX     $XXX Appraisal - 1025 No   XXX XXX $XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX                                           $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX XXX XX/XX/XXXX XXX                                                 $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1025   XXX     $XXX Appraisal - 1025 No   XXX XXX $XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX                                           $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX Vested Individual XXX XXXXX                               XXX   XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                   $XXX   $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX Vested Individual XXX XXXXX                               XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX XXX XX/XX/XXXX XXX                                                 $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX AVM XXX XXX XXX   $XXX AVM No   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX Individual Guarantor XXX XXXXX XXX XXX XXXXX XXX XXX XXXXX                   XXX   XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1025   XXX     $XXX Appraisal - 1025 No   XXX XXX $XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX                                           $XXX               No   1 1 N/A XXX Yes XXX XXX Business Entity XXX XXXXX                                     XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1007   XXX     $XXX Actual In Place Rent No   XXX XXX $XXX XXX XX/XX/XXXX XXX                                                 $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX 12 Month Bank Statement N/A                     No   XXX XXX $XXX                                                                       No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX Vested Individual XXX XXXXX                               XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX XXX XX/XX/XXXX XXX                                                 $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1025   XXX     $XXX Appraisal - 1025 No   XXX XXX $XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX                                           $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX Individual Guarantor XXX XXXXX XXX XXX XXXXX                         XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX XXX XX/XX/XXXX XXX                                                 $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1025   XXX     $XXX Appraisal - 1025 No   XXX XXX $XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX                                           $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX XXX XX/XX/XXXX XXX                                                 $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Lease   XXX     $XXX Lease No   XXX XXX $XXX XXX XX/XX/XXXX XXX                                                 $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1025   XXX     $XXX Appraisal - 1025 No   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007 XXX XXX XXX   $XXX AirDNA Yes   XXX XXX $XXX                                                     XXX $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Vested Individual XXX XXXXX                                     XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX XXX XX/XX/XXXX XXX                                                 $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX 1YR Full Doc Present                     No   XXX XXX $XXX                                                                       No XXX 1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX Individual Guarantor XXX XXXXX                               XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Subject Owner Occupied/Vacant XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX Individual Guarantor XXX XXXXX                               XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX 2YR Full Doc Present                     No   XXX XXX $XXX                                                                       No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX   XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX XXX XX/XX/XXXX XXX                                             $XXX XXX $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1007   XXX     $XXX Actual In Place Rent No   XXX XXX $XXX XXX XX/XX/XXXX XXX                                                 $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX 2YR Full Doc Present                     No   XXX XXX $XXX                                                                       No   1 1 N/A XXX No     Vested Individual XXX XXXXX Vested Individual XXX XXXXX                               XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Short Term Rental XXX XXX XXX   $XXX AirDNA Yes   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX No     Individual Guarantor XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1007 XXX XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX                                       $XXX   $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Vested Individual XXX XXXXX Vested Individual XXX XXXXX                               XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX XXX XX/XX/XXXX XXX                                                 $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                   XXX   XXX XXX XXX         XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007 XXX XXX XXX   $XXX AirDNA Yes   XXX XXX $XXX                                                       $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Vested Individual XXX XXXXX                                     XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Actual In Place Rent No   XXX XXX $XXX XXX XX/XX/XXXX XXX                                                 $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1025   XXX     $XXX Actual In Place Rent No   XXX XXX $XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX                                           $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX XXX XX/XX/XXXX XXX                                                 $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX 12 Month Bank Statement Present                     No   XXX XXX $XXX                                                                       No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1025   XXX     $XXX Actual In Place Rent No   XXX XXX $XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX                                           $XXX             No No XXX 2 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX Individual Guarantor XXX XXXXX                               XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX XXX XX/XX/XXXX XXX                                             $XXX   $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX 12 Month Bank Statement Present                     No   XXX XXX $XXX                                                                       No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX Vested Individual XXX XXXXX                               XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Subject Owner Occupied/Vacant XXX XXX Appraisal - 1007 XXX XXX XXX   $XXX AirDNA Yes   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1025   XXX     $XXX Appraisal - 1025 No   XXX XXX $XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX                                           $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX             No No   1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1025   XXX     $XXX Actual In Place Rent No   XXX XXX $XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX                               $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio N/A No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX 12 Month Bank Statement Present                     No   XXX XXX $XXX                                                   $XXX                   No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1025   XXX     $XXX Appraisal - 1025 No   XXX XXX $XXX                                                       $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX 12 Month Bank Statement Present                     No   XXX XXX $XXX                                                                       No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX 12 Month Bank Statement Present                     No   XXX XXX $XXX                                                                       No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1007   XXX     $XXX Actual In Place Rent No   XXX XXX $XXX XXX XX/XX/XXXX XXX                                                 $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX             No No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1007   XXX     $XXX Actual In Place Rent No   XXX XXX $XXX XXX XX/XX/XXXX XXX                                                 $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Asset Depletion – Debt Ratio Calculation Present                     No   XXX XXX $XXX                                                                       No XXX 2 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1025 XXX XXX     $XXX Actual In Place Rent No   XXX XXX $XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX                                           $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007 XXX XXX XXX   $XXX AirDNA Yes   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Subject Owner Occupied/Vacant XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No   1 1 Bank / Credit Reference XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1025   XXX     $XXX Appraisal - 1025 No   XXX XXX $XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX                                           $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX Vested Individual XXX XXXXX                               XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Subject Owner Occupied/Vacant XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007 XXX XXX XXX   $XXX AirDNA Yes   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX Vested Individual XXX XXXXX                               XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007 XXX XXX XXX   $XXX AirDNA Yes   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX 12 Month Bank Statement N/A                     No   XXX XXX $XXX                                                                       No XXX 2 1 N/A XXX No     Vested Individual XXX XXXXX Vested Individual XXX XXXXX                               XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1007 XXX XXX XXX   $XXX Actual In Place Rent No   XXX XXX $XXX XXX XX/XX/XXXX XXX                                                 $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX 1YR Full Doc Present                     No   XXX XXX $XXX                                                                       No   1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX Individual Guarantor XXX XXXXX                               XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1025   XXX     $XXX Actual In Place Rent No   XXX XXX $XXX XXX XX/XX/XXXX XXX XXX XX/XX/XXXX XXX                                           $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1025   XXX     $XXX Appraisal - 1025 No   XXX XXX $XXX                                                       $XXX               No XXX 1 1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX Full Recourse XXX XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX Vested Individual XXX XXXXX                               XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Subject Owner Occupied/Vacant XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX Vested Individual XXX XXXXX                               XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX Appraisal - 1007   XXX     $XXX Appraisal - 1007 No   XXX XXX $XXX                                                       $XXX               No   1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
#N/A XXXXX XXX XXX Debt Service Coverage Ratio Present Yes XXX XXX Appraisal - 1007   XXX     $XXX Actual In Place Rent No   XXX XXX $XXX XXX XX/XX/XXXX XXX                                                 $XXX               No XXX 1 1 N/A XXX No     Vested Individual XXX XXXXX                                     XXX     XXX
400170319 XXXXX XXX XXX Debt Service Coverage Ratio Present No XXX XXX 1025   XXX     $XXX Appraisal - 1025 No   XXX XXX $XXX XXX     XXX     XXX     XXX                         Yes         $XXX               No     1 N/A XXX Yes XXX XXX Individual Guarantor XXX XXXXX                                     XXX Full Recourse XXX XXX

 

 

 

 

Loan ID Seller Loan ID Lender Application Date Originator QM Status Final QM Status Originator QM Status Difference than Final QM Status? Reason Why NonQM Final Status APR Pricing Threshold Exceeded? QM DTI Threshold Exceeded? Higher Priced Mortgage Loan (HPML)? Negatively Amortizing Loan? Principal Deferment? Interest Only Flag? Prepayment Penalty? Balloon Flag? Adjustable Rate Balloon? Loan Term Less Than 5 Years? QM Points and Fees Threshold Exceeded? QM Total Points and Fees APR ATR: Qualifying Payment Properly Considered? ATR: Current Employment/Self-Employment Verified? ATR: Balloon Qualifying Payment Properly Considered? ATR: Reasonable Income or Assets Considered? ATR: Subject PITIA Adequately Documented? ATR: All Liabilities Including Alimony and Child Support in DTI? ATR: Simultaneous Loan Calculated Properly ATR: Credit History was Considered Properly? ATR: Did Lender Document All ATR Factors? ATR: Was an ATR/QM Residual Income Analysis Provided? Residual Income Residual Income Meets Guidelines? Borrower 1 Employment Indicator Borrower 2 Employment Indicator Borrower 1 Foreign National Indicator Borrower 2 Foreign National Indicator Business Purpose Loan? Business Purpose Verified?
400175720 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Not Tested $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes N/A N/A $XXX N/A XXX   XXX   XXX  
400175716 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400175762 XXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Non-QM: Lender documented all ATR UW factors Yes   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes N/A N/A $XXX N/A XXX   XXX   XXX  
400175698 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Not Tested $XXX XXX Yes Yes N/A Yes Yes N/A N/A Yes Yes Yes $XXX N/A XXX XXX XXX XXX XXX  
400175710 XXXXX XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Non-QM: Lender documented all ATR UW factors Yes   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Yes $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400175765 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX N/A     XXX   XXX Present
400175703 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX XXX XXX Present
400175770 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A Yes N/A N/A N/A N/A N/A N/A $XXX N/A XXX   XXX   XXX Present
400175756 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400175741 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A N/A Yes Yes $XXX N/A XXX   XXX   XXX  
400175758 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A Yes Yes N/A N/A N/A N/A N/A $XXX N/A XXX   XXX   XXX Present
400175724 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400175761 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400175678 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400175727 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400175769 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400175683 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400175685 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400175773 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Yes $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400175706 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400175772 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400175732 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400175746 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX XXX XXX Present
400175743 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX XXX XXX Present
400175696 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX N/A     XXX   XXX Present
400175755 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400175739 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Not Tested $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400175744 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400175704 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX XXX XXX XXX XXX  
400175728 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400188111 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX XXX XXX Present
400175700 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400188114 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Not Tested $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400188097 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX XXX XXX Present
400188103 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400188063 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400188104 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400188082 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX XXX XXX Present
400188112 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400188113 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Not Tested   XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400188093 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Not Tested   XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400175757 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Not Tested   XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400188064 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400188094 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Yes $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400188116 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400188121 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX XXX XXX XXX XXX N/A
400188130 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Yes $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400188090 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400188068 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX XXX XXX Present
400188125 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400188096 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Yes $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400188091 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Not Tested   XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX XXX XXX XXX XXX  
400188106 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400188088 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400188101 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400188080 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400188108 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400188119 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400188110 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400188079 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400188131 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400188078 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX Yes Yes N/A Yes Yes Yes N/A Yes N/A N/A $XXX N/A XXX XXX XXX XXX XXX Present
400188123 XXXXX XX/XX/XXXX QM: Higher Priced APOR (APOR HP) QM: Higher Priced APOR (APOR HP) No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400188074 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX XXX XXX Present
400188075 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400188105 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX Yes N/A N/A Yes Yes N/A N/A N/A N/A N/A $XXX N/A XXX   XXX   XXX Present
400188089 XXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Yes $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX XXX XXX XXX XXX  
400188076 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400188070 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400188073 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Yes $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400188086 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX Yes Yes N/A Yes Yes Yes N/A Yes N/A N/A $XXX N/A XXX XXX XXX XXX XXX Present
400188087 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400188077 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX XXX XXX Present
400188126 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400188107 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Yes $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400188132 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Yes $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400188067 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400188072 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX XXX XXX XXX XXX  
400188102 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Not Tested   XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400195950 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195947 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195958 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A Yes N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195954 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400196017 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A Yes N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195873 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Yes $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400195936 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Yes $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX XXX XXX XXX XXX  
400195960 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195971 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195891 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX Present
400196007 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195959 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195912 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400195927 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes No Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400195985 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195934 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400195899 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400196005 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX XXX XXX Present
400195906 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Pending Credit Review N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX XXX XXX XXX XXX  
400195878 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Yes $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400195979 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195874 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Yes $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400195888 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Yes $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400195908 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes No $XXX N/A XXX   XXX   XXX  
400195919 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX XXX XXX XXX XXX Present
400195901 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX XXX XXX XXX XXX  
400195882 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400196019 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195949 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195965 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195876 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400196022 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195984 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX N/A
400195922 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400195879 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX Yes Yes N/A Yes Yes Yes Yes Yes Yes Yes $XXX N/A XXX   XXX   XXX Present
400196001 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195939 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX Present
400195885 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX Present
400195935 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX Yes $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400195942 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400195994 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195886 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX XXX XXX XXX XXX  
400196014 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195989 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX N/A     XXX   XXX Present
400195914 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX XXX XXX XXX XXX  
400196016 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A   N/A N/A N/A N/A N/A N/A $XXX N/A XXX   XXX   XXX Present
400195889 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX Present
400195875 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400196011 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195964 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400196023 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400196006 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX XXX XXX Present
400195881 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400195995 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195976 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A Yes N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195980 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX XXX XXX Present
400195951 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX N/A     XXX   XXX Present
400195925 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX XXX XXX XXX XXX N/A
400195926 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400195952 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195946 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX XXX XXX XXX XXX Present
400195990 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400196010 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195911 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400196013 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX N/A     XXX XXX XXX Present
400196009 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX XXX XXX Present
400195917 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX XXX XXX XXX XXX  
400195898 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX XXX XXX XXX XXX  
400195991 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400195937 XXXXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt No   XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX No $XXX XXX Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXX N/A XXX   XXX   XXX  
400195948 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX     XXX N/A N/A N/A   N/A N/A N/A N/A N/A N/A $XXX       XXX   XXX Present
400170319 XXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No     XXX   XXX XXX XXX XXX XXX XXX XXX       N/A N/A N/A   N/A N/A N/A N/A N/A N/A         XXX   XXX Present