Exhibit 99.4
Schedule 5 - Clayton Waived Conditions Report
| Client Name: | ||||
| Client Project Name: | HOMES 2026-NQM6 | |||
| Start - End Dates: | 11/22/2025 - 5/01/2026 | |||
| Deal Loan Count: | 110 | |||
| Waived Conditions Summary | ||||
| Review Scope | Category | Code | Description | Count |
| Credit | Legal Documents | CRDLGL100 | Legal document incorrect or incomplete | 1 |
| Credit | LTV/CLTV | CRDLTV3026 | LTV Exceeds Guideline Requirement by at least 5%, but less than 10% | 1 |
| Total | 2 | |||
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