Exhibit 99.4

Schedule 3 - Clayton Non-ATR QM Upload

Client Name:
Client Project Name:	HOMES 2026-NQM6
Start - End Dates:	11/22/2025 - 5/01/2026
Deal Loan Count:	110

ATR QM Upload

Loans in Report:	110

Loan Number

Deal

Seller Loan Number

Original Principal Balance

State

Loan Level ATR/QM Status

Verification Safe Harbor (VSH)?

Lender Provided ATR/QM Worksheet

Initial Lender ATR/QM Status

Application Date

Borrower 1 Citizenship

Borrower 2 Citizenship

Borrowers Qualified Through a Non-Resident Alien Program

Occupancy

Property Type

Number of Units

Loan Type

Exempt Loan Product Type

Exempt Loan Housing Agency

Community Housing Development

Credit Under Economic Stabilization Act Of 2008

Refinance Of Non-Standard Mortgage

Higher Priced Covered Transaction

State Prepay Exceptions

Loan Purpose

Loan Term Exceeds 30 Years

Interest Only Feature

Negative Amortization

Balloon Payment

Prepay Penalty Flag

Prepayment Penalty Type

Prohibited Prepayment Penalty

Exceeds Points And Fees

Exceeds DTI Limit

Lien Position

APR

QM Calculated DTI Adherence

QM Lenders DTI Adherence

QM Fee Adherence - Total Charges %

QM Fee Adherence - Lenders Fee %

Fannie Mae Eligible

Freddie Mac Eligible

VA Guaranty Eligible

FHA Insured Eligible

USDA Guarantee Eligible

Rural Housing Service Insured Eligible

QM - Expected Income Or Assets For DTI

QM - Current Employment Status For DTI

QM - Monthly Payment On Subject Loan For DTI

QM - Monthly Payment On Additional Loan For DTI

QM - Monthly Payment Mortgage Related Obligations

QM - Current Debt Obligations Alimony and Child Support for DTI

QM - Monthly DTI Ratio Or Residual Income

One or more Verification Safe Harbor Guidelines used?

Current/Reasonably Expected Income or Assets per Guideline used?

Current Debt Obligations, Alimony & Child Support per Guideline used?

Monthly DTI (includes monthly payment on subject loan and simultaneous loans)

Monthly Residual Income per guideline used?

Compensating Factors used for QM determination documented before closing?

ATR - Guidelines Provided to Document Approach

ATR - Current And Expected Income And Assets

ATR - Current Employment Status

ATR - Mortgage Payment Obligation

ATR - Mortgage Payment on Simultaneous Transaction

ATR - Payment For Mortgage Related Obligations

ATR - Debt Obligations Including Alimony and Child Support

ATR - Monthly DTI Ratio or Residual Income

ATR - Consumer Credit History

ATR Lenders - DTI (Back)

ATR Calculated DTI (Back)

QM Lender Value DTI (Back)

QM Calculated DTI (Back)

Initial DTI (Back)

DTI Qualifying (Back)

Residual Income Analysis in File

Residual Income Guidelines

Did Loan Meet Guidelines

Residual Income Amount

Asset Depletion

Asset Depletion Months Amortized

Asset Utilization

Partial Asset Depletion

Short Sale

Short Sale Date

Deed In Lieu

Deed In Lieu Date

QRM Flag

Borrower 2 Guarantor Flag

Borrower 2 Personal Guaranty Recourse to Borrower

Borrower 3 Guarantor Flag

Borrower 3 Personal Guaranty Recourse to Borrower

Borrower 4 Guarantor Flag

Borrower 4 Personal Guaranty Recourse to Borrower

Borrower 1 Paystub Flag

Borrower 1 Paystub Number of Months

Borrower 2 Paystub Flag

Borrower 2 Paystub Number of Months

Borrower 3 Paystub Flag

Borrower 3 Paystub Number of Months

Borrower 4 Paystub Flag

Borrower 4 Paystub Number of Months

Borrower 1 W2 Flag

Borrower 1 W2 Number of Months

Borrower 2 W2 Flag

Borrower 2 W2 Number of Months

Borrower 3 W2 Flag

Borrower 3 W2 Number of Months

Borrower 4 W2 Flag

Borrower 4 W2 Number of Months

Borrower 1 Personal Tax Return Flag

Borrower 1 Personal Tax Return Number of Months

Borrower 2 Personal Tax Return Flag

Borrower 2 Personal Tax Return Number of Months

Borrower 3 Personal Tax Return Flag

Borrower 3 Personal Tax Return Number of Months

Borrower 4 Personal Tax Return Flag

Borrower 4 Personal Tax Return Number of Months

Borrower 1 Business Tax Return Flag

Borrower 1 Business Tax Return Number of Months

Borrower 2 Business Tax Return Flag

Borrower 2 Business Tax Return Number of Months

Borrower 3 Business Tax Return Flag

Borrower 3 Business Tax Return Number of Months

Borrower 4 Business Tax Return Flag

Borrower 4 Business Tax Return Number of Months

Borrower 1 Verbal VOE Flag

Borrower 1 Verbal VOE Number of Months

Borrower 2 Verbal VOE Flag

Borrower 2 Verbal VOE Number of Months

Borrower 3 Verbal VOE Flag

Borrower 3 Verbal VOE Number of Months

Borrower 4 Verbal VOE Flag

Borrower 4 Verbal VOE Number of Months

Borrower 1 Written VOE Flag

Borrower 1 Written VOE Form

Borrower 1 Written VOE Number of Months

Borrower 2 Written VOE Flag

Borrower 2 Written VOE Form

Borrower 2 Written VOE Number of Months

Borrower 3 Written VOE Flag

Borrower 3 Written VOE Form

Borrower 3 Written VOE Number of Months

Borrower 4 Written VOE Flag

Borrower 4 Written VOE Form

Borrower 4 Written VOE Number of Months

Borrower 1 P&L Flag

Borrower 1 P&L Prepared By

Borrower 1 P&L Number of Months

Borrower 2 P&L Flag

Borrower 2 P&L Prepared By

Borrower 2 P&L Number of Months

Borrower 3 P&L Flag

Borrower 3 P&L Prepared By

Borrower 3 P&L Number of Months

Borrower 4 P&L Flag

Borrower 4 P&L Prepared By

Borrower 4 P&L Number of Months

Borrower 1 Lease Agreement Flag

Borrower 1 Lease Agreement Number of Months

Borrower 2 Lease Agreement Flag

Borrower 2 Lease Agreement Number of Months

Borrower 3 Lease Agreement Flag

Borrower 3 Lease Agreement Number of Months

Borrower 4 Lease Agreement Flag

Borrower 4 Lease Agreement Number of Months

Equity Income Flag

Equity Income Amount

Equity Income Number of Months

Cross Collateralized Loan?

Is the Loan a Short-Term Rental?

DSCR with Rent Schedule Flag

DSCR with Rent Schedule Income Amount

DSCR with Lease Agreement Flag

DSCR with Lease Agreement Income Amount

DSCR %

DSCR Method Used

Borrower 1 CPA Letter with Income Flag

Borrower 1 CPA Letter with Income Number of Months

Borrower 1 CPA Letter without Income Flag

Borrower 1 CPA Letter without Income Number of Months

Borrower 2 CPA Letter with Income Flag

Borrower 2 CPA Letter with Income Number of Months

Borrower 2 CPA Letter without Income Flag

Borrower 2 CPA Letter without Income Number of Months

Borrower 3 CPA Letter with Income Flag

Borrower 3 CPA Letter with Income Number of Months

Borrower 3 CPA Letter without Income Flag

Borrower 3 CPA Letter without Income Number of Months

Borrower 4 CPA Letter with Income Flag

Borrower 4 CPA Letter with Income Number of Months

Borrower 4 CPA Letter without Income Flag

Borrower 4 CPA Letter without Income Number of Months

Borrower 1 Personal Bank Statements Flag

Borrower 1 Personal Bank Statements Number of Months

Borrower 2 Personal Bank Statements Flag

Borrower 2 Personal Bank Statements Number of Months

Borrower 3 Personal Bank Statements Flag

Borrower 3 Personal Bank Statements Number of Months

Borrower 4 Personal Bank Statements Flag

Borrower 4 Personal Bank Statements Number of Months

Borrower 1 Business Bank Statements Flag

Borrower 1 Business Bank Statements Number of Months

Borrower 2 Business Bank Statements Flag

Borrower 2 Business Bank Statements Number of Months

Borrower 3 Business Bank Statements Flag

Borrower 3 Business Bank Statements Number of Months

Borrower 4 Business Bank Statements Flag

Borrower 4 Business Bank Statements Number of Months

Borrower 1 Award Letter Flag

Borrower 1 Award Letter Number of Months

Borrower 2 Award Letter Flag

Borrower 2 Award Letter Number of Months

Borrower 3 Award Letter Flag

Borrower 3 Award Letter Number of Months

Borrower 4 Award Letter Flag

Borrower 4 Award Letter Number of Months

Borrower 1 Offer Letter Flag

Borrower 1 Offer Letter Number of Months

Borrower 2 Offer Letter Flag

Borrower 2 Offer Letter Number of Months

Borrower 3 Offer Letter Flag

Borrower 3 Offer Letter Number of Months

Borrower 4 Offer Letter Flag

Borrower 4 Offer Letter Number of Months

Borrower 1 IRS Transcripts - Tax Returns Flag

Borrower 1 IRS Transcripts - Tax Returns Number of Months

Borrower 1 IRS Transcripts - W2s Flag

Borrower 1 IRS Transcripts - W2s Number of Months

Borrower 2 IRS Transcripts - Tax Returns Flag

Borrower 2 IRS Transcripts - Tax Returns Number of Months

Borrower 2 IRS Transcripts - W2s Flag

Borrower 2 IRS Transcripts - W2s Number of Months

Borrower 3 IRS Transcripts - Tax Returns Flag

Borrower 3 IRS Transcripts - Tax Returns Number of Months

Borrower 3 IRS Transcripts - W2s Flag

Borrower 3 IRS Transcripts - W2s Number of Months

Borrower 4 IRS Transcripts - Tax Returns Flag

Borrower 4 IRS Transcripts - Tax Returns Number of Months

Borrower 4 IRS Transcripts - W2s Flag

Borrower 4 IRS Transcripts - W2s Number of Months

Borrower 1 Income Doc Type Summary

Borrower 2 Income Doc Type Summary

Borrower 3 Income Doc Type Summary

Borrower 4 Income Doc Type Summary

Borrower 1 Documentation Used to Determine Legal Residency

Borrower 2 Documentation Used to Determine Legal Residency

Borrower 3 Documentation Used to Determine Legal Residency

Borrower 4 Documentation Used to Determine Legal Residency

753

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.2500

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.0730

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

754

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

6.5000

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.0096

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

755

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

4 Family

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.7500

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.2608

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

756

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Rate and Term Refi

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

5.7500

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.2212

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

Green Card

(No Data)

757

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.1250

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0005

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

758

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Rate and Term Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.2855

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

759

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Rate and Term Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.6250

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.3422

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

Green Card

(No Data)

760

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.6250

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.1735

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

761

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.6250

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0425

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

762

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Non-Resident Alien

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.1547

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

763

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Rate and Term Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.8750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.1076

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

Green Card

(No Data)

764

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Mid Rise Condo (5-8)

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.6250

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0274

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

765

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

6.1250

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.2149

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

766

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.1250

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.1838

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

767

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

7.6250

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0927

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

768

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.7500

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.2105

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

769

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

2 Family

XXX

Conventional

(No Data)

Rate and Term Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

5.8750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.3454

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

770

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

2 Family

XXX

Conventional

(No Data)

Rate and Term Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

5.8750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.3532

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

771

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Low Rise Condo (1-4)

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

7.6250

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.2207

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

772

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

SFR-Attached

XXX

Conventional

(No Data)

Purchase

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

6.2500

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.3956

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

Green Card

(No Data)

773

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

2 Family

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.1250

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.7627

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

774

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.1250

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.1992

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

775

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Non-Resident Alien

(No Data)

Investor

Low Rise Condo (1-4)

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.7500

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.1567

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

776

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Non-Resident Alien

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.3416

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

777

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Rate and Term Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.1736

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

778

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

5.7500

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.2900

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

779

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

2 Family

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.2500

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

Yes

XXXXXX

1.0660

(No Data)

DSCR - w/lease agreement - 0 months

DSCR - w/rent schedule - 0 months

(No Data)

780

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Attached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.6250

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0563

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

781

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Rate and Term Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

5.8750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.1168

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

782

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Cashout Refi

Yes

1% of amt prepd in 12 mos if amt prepd is >20% of OPB

(No Data)

Yes

6.3750

0.8

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.0966

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

Green Card

(No Data)

783

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Non-Resident Alien

(No Data)

Investor

High Rise Condo (9+)

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.5000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.1098

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

784

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.1250

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.6678

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

785

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR-Attached

XXX

Conventional

(No Data)

Purchase

(No Data)

Yes

6.7500

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.1135

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

786

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.0000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

0.8610

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

787

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Non-Resident Alien

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0593

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

788

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

2 Family

XXX

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

7.1251

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.2103

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

789

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.1095

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

790

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.5000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.1927

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

Green Card

(No Data)

791

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.6250

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

0.7960

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

792

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Non-Permanent Resident Alien

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.5000

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.2564

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

Employment Authorization Document

(No Data)

793

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

5.8750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.1478

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

Green Card

(No Data)

794

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.0000

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.0559

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

Green Card

(No Data)

795

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.0000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0138

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

796

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.0329

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

797

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.1250

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.7212

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

Green Card

(No Data)

798

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

0.9055

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

799

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

2 Family

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.2500

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.2774

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

800

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.2500

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.2941

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

Green Card

(No Data)

801

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Rate and Term Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.2500

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.0031

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

802

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.1250

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.5755

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

803

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.0000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.1804

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

804

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

3 Family

XXX

Conventional

(No Data)

Rate and Term Refi

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.5000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.6274

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

Green Card

(No Data)

805

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.2500

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.2136

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

806

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Rate and Term Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.0000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0622

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

Green Card

(No Data)

807

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Non-Resident Alien

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.6250

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0480

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

808

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.0007

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

809

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.6250

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0304

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

810

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.5441

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

Green Card

(No Data)

811

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.4029

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

812

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

7.0000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0822

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

813

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.2500

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.4528

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

Green Card

(No Data)

814

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.1250

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.5682

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

815

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Rate and Term Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

0.8622

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

816

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Purchase

Yes

1% of amt prepd in 12 mos if amt prepd is >20% of OPB

(No Data)

Yes

6.3750

0.8

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.1487

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

817

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.9692

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.4365

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

818

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.0000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.7806

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

819

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.5000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.2814

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

820

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.5000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.5896

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

821

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.5000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

0.8758

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

822

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

2 Family

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.2500

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

Yes

XXXXXX

1.2579

(No Data)

DSCR - w/lease agreement - 0 months

DSCR - w/rent schedule - 0 months

(No Data)

823

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.8750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.2110

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

824

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

Permanent Resident Alien

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0384

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

Green Card

(No Data)

825

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.0812

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

826

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Non-Resident Alien

(No Data)

Investor

Low Rise Condo (1-4)

XXX

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

7.3750

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

0.8684

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

827

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Attached PUD

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.1306

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

828

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

7.2500

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.3451

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

829

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.5000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.4252

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

830

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.8750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

0.8500

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

831

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0408

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

Green Card

(No Data)

832

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.2500

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0403

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

833

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.0000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0107

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

834

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.8750

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.0089

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

Green Card

(No Data)

835

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.5000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0333

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

836

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

6.6250

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

0.8546

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

837

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

2 Family

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.0000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.7019

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

838

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Purchase

Yes

3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3

(No Data)

Yes

6.3750

2.4

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0339

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

839

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.7500

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

0.8698

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

840

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

0.9375

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

841

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

5.8750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.5977

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

842

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.0000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.1122

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

Green Card

(No Data)

843

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.1250

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0014

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

Employment Authorization Document

Green Card

(No Data)

844

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.5000

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.2327

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

845

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.8750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

0.8550

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

Green Card

(No Data)

846

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Cashout Refi

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.7500

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.0285

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

847

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0810

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

848

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Non-Resident Alien

(No Data)

Investor

Attached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.5000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0005

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

849

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Non-Resident Alien

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.2135

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

850

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Cashout Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

6.8750

(No Data)

XXXXXX

(No Data)

XXXXXX

Yes

XXXXXX

1.5604

(No Data)

DSCR - w/lease agreement - 0 months

(No Data)

851

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Non-Permanent Resident Alien

(No Data)

Investor

Attached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.5000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0394

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

Work Visa

(No Data)

852

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Rate and Term Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

6.6250

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

Yes

XXXXXX

1.1855

(No Data)

DSCR - w/lease agreement - 0 months

DSCR - w/rent schedule - 0 months

(No Data)

853

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

Permanent Resident Alien

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

6.3750

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.2898

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

Green Card

(No Data)

854

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.1250

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0003

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

855

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Attached PUD

XXX

Conventional

(No Data)

Rate and Term Refi

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

6.1250

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.7629

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

856

XXXXXX

QM: Safe Harbor (APOR)

Present

QM: Safe Harbor

XXXXXX

U.S. Citizen

(No Data)

Primary

Detached PUD

XXX

Conventional

(No Data)

Purchase

(No Data)

6.2991

Yes

0.403

Not Applicable

(No Data)

Yes

Not Applicable

(No Data)

Not Applicable

(No Data)

42.11

42.31

42.11

42.31

(No Data)

XXXXXX

(No Data)

XXXXXX

(No Data)

Yes

(No Data)

Yes

(No Data)

Business Bank Statements - 24 months;
CPA Letter - 24 months

(No Data)

857

XXXXXX

QM: Safe Harbor (APOR)

Present

QM: Safe Harbor

XXXXXX

U.S. Citizen

(No Data)

Primary

Detached PUD

XXX

Conventional

(No Data)

Cashout Refi

(No Data)

Yes

7.2113

Yes

0.373

Not Applicable

(No Data)

Yes

(No Data)

Not Applicable

(No Data)

44.53

42.58

44.53

41.33

42.58

(No Data)

XXXXXX

(No Data)

Yes

Tax Preparer

(No Data)

XXXXXX

(No Data)

Yes

146

(No Data)

CPA Letter without Income - 146 months;
P & L - 12 months

(No Data)

858

XXXXXX

QM: Safe Harbor (APOR)

Present

QM: Safe Harbor

XXXXXX

U.S. Citizen

(No Data)

Primary

Low Rise Condo (1-4)

XXX

Conventional

(No Data)

Purchase

(No Data)

6.6900

Yes

0.933

0.092

(No Data)

Yes

Not Applicable

(No Data)

Not Applicable

(No Data)

42.71

42.17

42.71

(No Data)

XXXXXX

(No Data)

Yes

FMNA 1005

(No Data)

XXXXXX

(No Data)

Written VOE - 26 months

(No Data)

859

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months is > 20% of OPB

(No Data)

Yes

6.1250

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.0403

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

860

XXXXXX

QM: Safe Harbor (APOR)

Present

QM: Safe Harbor

XXXXXX

Permanent Resident Alien

(No Data)

Primary

Detached PUD

XXX

Conventional

(No Data)

Purchase

(No Data)

Yes

6.5813

1.963

1.916

(No Data)

Yes

Not Applicable

(No Data)

Not Applicable

(No Data)

47.04

(No Data)

XXXXXX

(No Data)

Yes

FMNA 1005

(No Data)

XXXXXX

(No Data)

Written VOE - 24 months

(No Data)

Green Card

(No Data)

861

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

Detached PUD

XXX

Conventional

(No Data)

Purchase

Yes

5% of amt prepd in 12 mos >20% of OPB

(No Data)

Yes

6.5000

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.1525

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

862

XXXXXX

ATR/QM: Exempt

(No Data)

XXXXXX

U.S. Citizen

(No Data)

Investor

SFR

XXX

Conventional

(No Data)

Purchase

Yes

5%, 4%, 3% of amt prepd in yrs 1,2,3 on amt prepd within 12 mo >20% of OPB

(No Data)

Yes

6.7500

(No Data)

XXXXXX

(No Data)

Yes

XXXXXX

1.4501

(No Data)

DSCR - w/rent schedule - 0 months

(No Data)

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