HOMES 2026-NQM6 TRUST ABS-15G

Exhibit 99.1

Schedule 3 - AMC Rating Agency Grades Report 

 

 

Rating Agency Grades

Run Date - 9/10/2026 8:29:17 PM

LOAN INFORMATION INITIAL CREDIT LOAN GRADES INITIAL COMPLIANCE LOAN GRADES INITIAL PROPERTY LOAN GRADES INITIAL OVERALL LOAN GRADES FINAL CREDIT LOAN GRADES FINAL COMPLIANCE LOAN GRADES FINAL PROPERTY LOAN GRADES FINAL OVERALL LOAN GRADES
AMC Loan ID Customer Loan ID Seller Loan ID Investor Loan Number Deal Number Original Loan Amount DBRS Fitch Kroll Moody's S&P Morningstar DBRS Fitch Kroll Moody's S&P Morningstar DBRS Fitch Kroll Moody's S&P Morningstar DBRS Fitch Kroll Moody's S&P Morningstar DBRS Fitch Kroll Moody's S&P Morningstar DBRS Fitch Kroll Moody's S&P Morningstar DBRS Fitch Kroll Moody's S&P Morningstar DBRS Fitch Kroll Moody's S&P Morningstar
[Redacted] 871 871       A A A A A   C C C C C   A A A A A   C C C C C   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 885 885       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
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[Redacted] 904 904       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
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[Redacted] 932 932       A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 910 910       A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 917 917       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
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[Redacted] 920 920       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 966 966       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 913 913       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 926 926       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 870 870       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 940 940       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 981 981       A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 988 988       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 962 962       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 953 953       A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B  
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[Redacted] 984 984       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 944 944       A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 991 991       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 956 956       D D D D D   A A A A A   A A A A A   D D D D D   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 967 967       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 961 961       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 975 975       C C C C C   B B B B B   A A A A A   C C C C C   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 986 986       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 919 919       B B B B B   A A A A A   A A A A A   B B B B B   B B B B B   A A A A A   A A A A A   B B B B B  
[Redacted] 972 972       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 924 924       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 979 979       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 983 983       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 974 974       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 965 965       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 877 877       C C C C C   A A A A A   D B D C D   D C D C D   A A A A A   A A A A A   B B B B B   B B B B B  
[Redacted] 914 914       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 903 903       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 923 923       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 947 947       A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 909 909       B B B B B   B B B B B   A A A A A   B B B B B   B B B B B   B B B B B   A A A A A   B B B B B  
[Redacted] 907 907       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 908 908       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
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[Redacted] 958 958       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 918 918       A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 964 964       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 936 936       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 985 985       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 937 937       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 970 970       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 930 930       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 980 980       A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 976 976       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 951 951       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 939 939       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 942 942       A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 952 952       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 989 989       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 872 872       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 864 864       A A A A A   C C C C C   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 865 865       A A A A A   C C C C C   A A A A A   C C C C C   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 863 863       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 867 867       A A A A A   C C C C C   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 868 868       C C C C C   B B B B B   A A A A A   C C C C C   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 875 875       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 890 890       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 889 889       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 866 866       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 876 876       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 893 893       B B B B B   B B B B B   A A A A A   B B B B B   B B B B B   B B B B B   A A A A A   B B B B B  
[Redacted] 894 894       B B B B B   B B B B B   A A A A A   B B B B B   B B B B B   B B B B B   A A A A A   B B B B B  
[Redacted] 883 883       C C C C C   C C C C C   A A A A A   C C C C C   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 884 884       A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 900 900       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 887 887       A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 888 888       C C C C C   A A A A A   D D D D D   D D D D D   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 897 897       C C C C C   C C C C C   A A A A A   C C C C C   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 892 892       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 901 901       D D D D D   A A A A A   D D D D D   D D D D D   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 898 898       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 899 899       A A A A A   C C C C C   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 869 869       C C C C C   B B B B B   A A A A A   C C C C C   B B B B B   B B B B B   A A A A A   B B B B B  
[Redacted] 902 902       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 891 891       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 921 921       C C C C C   C C C C C   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 931 931       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 927 927       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 905 905       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 968 968       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 915 915       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 882 882       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 906 906       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 922 922       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 911 911       B B B B B   C C C C C   A A A A A   C C C C C   B B B B B   A A A A A   A A A A A   B B B B B  
[Redacted] 916 916       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 935 935       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 943 943       A A A A A   C C C C C   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 948 948       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 928 928       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 973 973       A A A A A   C C C C C   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 969 969       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 960 960       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 941 941       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 982 982       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 933 933       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 978 978       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 987 987       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 957 957       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 954 954       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 949 949       B B B B B   A A A A A   A A A A A   B B B B B   B B B B B   A A A A A   A A A A A   B B B B B  
[Redacted] 950 950       A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 977 977       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 959 959       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 990 990       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 945 945       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 971 971       A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 878 878       A A A A A   B B B B B   A A A A A   B B B B B   B B B B B   A A A A A   A A A A A   B B B B B  
[Redacted] 873 873       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 874 874       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 896 896       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 881 881       A A A A A   C C C C C   A A A A A   C C C C C   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 880 880       C C C C C   A A A A A   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
[Redacted] 895 895       B B B B B   A A A A A   A A A A A   B B B B B   B B B B B   A A A A A   A A A A A   B B B B B  
[Redacted] 992 992       B B B B B   C C C C D   A A A A A   C C C C D   A A A A A   B B B B B   A A A A A   B B B B B  
[Redacted] 879 879       C C C C C   C C C C C   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A