MFRA NQM DEPOSITOR, LLC ABS-15G

Exhibit 99.09 - Schedule 4

 

Seller Loan ID Loan ID Investor Loan ID Lender Name Transaction ID ULI Borrower 1 First Name Borrower 1 Last Name Borrower 1 SSN Borrower 1 Birthdate Borrower 1 Gender Borrower 1 Ethnicity Borrower 1 Race Borrower 1 Citizen Borrower 1 Self-Employment Flag Borrower 1 FTHB Borrower 1 FICO Date Borrower 1 Origination FICO  Borrower 1 Origination Equifax Borrower 1 Origination Experian Borrower 1 Origination TransUnion Borrower 2 First Name Borrower 2 Last Name Borrower 2 SSN Borrower 2 Birthdate Borrower 2 Gender Borrower 2 Ethnicity Borrower 2 Race Borrower 2 Citizen Borrower 2 Self-Employment Flag Borrower 2 FTHB Borrower 2 FICO Date Borrower 2 Origination FICO  Borrower 2 Origination Equifax Borrower 2 Origination Experian Borrower 2 Origination TransUnion Borrower 3 First Name Borrower 3 Last Name Borrower 3 SSN Borrower 3 Birthdate Borrower 3 Gender Borrower 3 Ethnicity Borrower 3 Race Borrower 3 Citizen Borrower 3 Self-Employment Flag Borrower 3 FTHB Borrower 3 FICO Date Borrower 3 Origination FICO  Borrower 3 Origination Equifax Borrower 3 Origination Experian Borrower 3 Origination TransUnion Borrower 4 First Name Borrower 4 Last Name Borrower 4 SSN Borrower 4 Birthdate Borrower 4 Gender Borrower 4 Ethnicity Borrower 4 Race Borrower 4 Citizen Borrower 4 Self-Employment Flag Borrower 4 FTHB Borrower 4 FICO Date Borrower 4 Origination FICO  Borrower 4 Origination Equifax Borrower 4 Origination Experian Borrower 4 Origination TransUnion Subject Address Subject City Subject Sate Subject Zip Code Subject County Originator Doc Type Occupancy Loan Purpose Refinance Type Qualifying Front End DTI Qualifying DTI Borrower 1 Qualifying Income Borrower 2 Qualifying Income Borrower 3 Qualifying Income Borrower 4 Qualifying Income All Borrower Total Qualifying Income Borrower 1 Employment Status Borrower 2 Employment Status Borrower 3 Employment Status Borrower 4 Employment Status Borrower 1 Length of Employment Borrower 2 Length of Employment Borrower 3 Length of Employment Borrower 4 Length of Employment 4506-T Flag All Borrower Residual Income All Borrower Monthly Debt Escrow Flag Months Reserves Liquid Cash Reserves Original Note Loan Amount Original Qualifying Loan Amount Original Qualifying Base LTV Original Qualifying LTV Original Qualifying CLTV Application Date Note Date Cash Disbursement Date Mortgage Type Loan Product Loan Program Original Note Interest Rate Original Qualifying Interest Rate Original P&I Payment Original Qualifying P&I Payment Monthly Escrow Payment Original Total Housing Expense (PITIA) First Payment Date Amortization Type Original Amortization Term Original Term to Maturity Maturity Date ARM Gross Margin ARM Rounding Method ARM Rounding Factor ARM Lookback Days ARM Rate Index Type Origination ARM Rate Index Value ARM Initial Interest Rate Cap ARM Subsequent Interest Rate Cap ARM Initial Interest Rate Floor ARM Lifetime Interest Rate Floor ARM Initial Interest Rate Maximum ARM Lifetime Interest Rate Maximum ARM First Rate Reset Date ARM First Payment Reset Date ARM Subsequent Interest Rate Reset Frequency ARM Subsequent Payment Reset Frequency Interest Only Flag Original Interest Only Term Balloon Flag Buydown Flag Assumable Flag Prepayment Penalty Flag Prepayment Penalty Total Term Prepayment Penalty Type Origination Channel PMI Flag MI Certificate Number Mortgage Insurance Percent Mortgage Insurance Type Mortgage Insurance Company Name MERS MOM Flag MERS Loan ID Property Type Number of Units Year Built Primary Value Property Valuation Date Primary Value Property Valuation Type Primary Value Property Value Secondary Value Property Valuation Date Secondary Value Property Form Type Secondary Value Property Value Sales Price Qualifying Property Value Date of Prior Sale Days Since Prior Sale Total Adjusted Prior Purchase Price Flood Zone Flag Flood Zone Code Flood Policy Number Other Lien Amount Other Lien Position Originator QM Status Final QM Status Total Number of Borrowers Cash Out Amount Total Origination and Discount Points Number of Mortgaged Properties Credit Report: Max Trade Line Credit Report: Longest Trade Line Credit Report: Number of Trade Lines Credit Line Usage Ratio Borrower 1 Years in Home GSE Eligible Flag AUS Case Number AUS Recommendation QM Points and Fees Annual Percent Rate  (APR) Higher Priced Mortgage Loan (HPML) Flag Covered/High Cost Loan Flag Guideline Name UW Guideline Author Blanket Mortgage Flag
  xxxx6364 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 823 813 839 823 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     59 No Escrow 113.16 117370.6 XXXX XXXX 8.8 8.8 8.8 XXXX XXXX XXXX DSCR Fixed XXXX 6.375 6.375 779.84 779.84 0 1037.19 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 12 6 months interest on amount that exceeds 20% Wholesale No XXXX       Yes XXXX Two to Four Unit 3 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 117370.6 1895.00 2 26000 496 5 0.004785046728971963 0.50 No XXXX Manual Underwriting         XXXX XXXX No
  xxxxx0390 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 787 779 787 795 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Asset Depletion – Debt Ratio Calculation Primary Residence Purchase NA 42.49 42.72 31831.00 .00 .00 .00 31831.00 Employed       2.16       Yes 18231.77 13599.23 Taxes and Insurance 109.17 1476429.65 XXXX XXXX 50.0 50.0 50.0 XXXX XXXX XXXX Conventional Fixed XXXX 5.875 5.875 8653.31 8653.31 4870.92 13524.23 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 3130.00 1 15000 60 6 0.05828571428571429 4.58 No XXXX Manual Underwriting 15929.94 6.037 No No XXXX XXXX No
  xxxxx4270 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Non-Permanent Non-US Citizen Yes   XXXX 723 723 719 725 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NV XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 36.93 49.48 9971.39 .00 .00 .00 9971.39 Employed       1.58       NA 5037.15 4934.24 Taxes and Insurance 3.21 11836.63 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.625 7.625 3278.85 3278.85 403.4 3682.24 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 1599.00 1 10000 32 9 0.05988269794721408 0.58 No XXXX Manual Underwriting 12022.13 7.948 Yes No XXXX XXXX No
  xxxxx4167 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 779 789 768 779 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX VA XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 10.27 11.64 17800.76 .00 .00 .00 17800.76 Employed       1.42       NA 15728.84 2071.92 Taxes and Insurance 8.25 15094.36 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.75 7.75 1518.79 1518.79 310.13 1828.92 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 1599.00 1 3300 175 3 0 2 No XXXX Manual Underwriting 6899.0 8.141 Yes No XXXX XXXX No
  xxxxx5289 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 732 719 732 747 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX DE XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 8.22 8.33 32275.00 .00 .00 .00 32275.00 Employed       7.08       Yes 29585.63 2689.37 Taxes and Insurance 39.41 104620.88 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.625 7.625 2286.17 2286.17 365.28 2654.37 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Correspondent Bulk No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 1599.00 1 1000 7 1 0.242 12 No XXXX Manual Underwriting 11289.0 8.089 Yes No XXXX XXXX No
  xxxxx4229 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 755 779 744 755 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX GA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     3251 Taxes and Insurance 117.28 255832.55 XXXX XXXX 68.75 68.75 68.75 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 1738.19 1738.19 439.06 2181.42 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 255832.55   2 601919 145 10 0.012303463885857483 1.58 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxx4227 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 744 744 762 736 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     4325.48 Taxes and Insurance 77.15 162344.79 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 1410.7 1410.7 693.53 2104.23 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 162344.79   2 27706 338 18 0.1614779426847263 20.08 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxx4258 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Non-Permanent Non-US Citizen Yes   XXXX 750 742 750 764 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 28.81 41.85 5843.82 .00 .00 .00 5843.82 Employed       1.75       Yes 3398.04 2445.78 Taxes and Insurance 6.31 10633.28 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.25 7.25 1536.6 1536.6 147.18 1683.78 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 1840.02 1 25000 162 6 0.009046728971962617 2.83 No XXXX Manual Underwriting 8034.4 7.721 No No XXXX XXXX No
  xxxxx5310 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Non-Permanent Non-US Citizen Yes   XXXX 734 734 711 738 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 28.73 44.82 14693.62 .00 .00 .00 14693.62 Employed       2       Yes 8108.59 6585.03 Taxes and Insurance 3.94 16646.51 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed XXXX 8 8.0 3492.72 3492.72 728.31 4221.03 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Correspondent Bulk No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 2313.00 1 45267 68 2 0 4 No XXXX Manual Underwriting 14213.0 8.440 Yes No XXXX XXXX No
  xxxxx2505 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 721 721 734 716 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 731 742 718 731 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX 12 Month Bank Statement Investment Refinance Rate and Term 13.75 28.62 40699.00 .00 .00 .00 40699.00 Employed Not Employed     5.83       Yes 29050.68 11648.32 Taxes and Insurance 17.5 49076.3 XXXX XXXX 77.56 77.56 77.56 XXXX XXXX XXXX Conventional Fixed XXXX 7.0 7.0 2012.54 2012.54 792.53 2805.07 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Correspondent Bulk No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 650.00 3 42600 84 6 0.431 2.42 No XXXX Manual Underwriting         XXXX XXXX No
  xxxxx4255 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 728 718 775 728 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     4519 Taxes and Insurance 68.99 141128.62 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 1551.24 1551.24 444.23 2045.55 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 7817.37 2 33000 190 7 0.3176960193003619 5 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxx4257 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 728 718 775 728 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     4519.82 Taxes and Insurance 45.14 111147.02 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7 7.0 1741.43 1741.43 520.92 2462.35 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Wholesale No XXXX       Yes XXXX Townhouse 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0   2 33000 190 7 0.3176960193003619 5 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxx5411 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 762 774 762 747 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 764 764 787 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CO XXXX XXXX 12 Month Bank Statement Investment Refinance Rate and Term 14.38 44.8 32457.60 .00 .00 .00 32457.60 Employed Not Employed     6.42       Yes 17915.32 14542.28 Taxes and Insurance 40 107170.09 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 6.875 6.875 2207.28 2207.28 372.13 2679.41 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 8319.00 4 53538 186 5 0.33724324324324323 0.75 No XXXX Manual Underwriting         XXXX XXXX No
  xxxxx5293 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 703 703 702 706 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     5356 Taxes and Insurance 25.7 74621.71 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 7 7.0 2128.97 2128.97 674.79 2903.76 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 6 months interest on amount that exceeds 20% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 7199.00 2 83484 144 7 0.07518548272765938 6 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxx5394 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 680 617 682 680 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX 12 Month Bank Statement Primary Residence Refinance Cash Out - Other 14.55 32.43 14402.37 .00 .00 .00 14402.37 Employed       6.25       NA 9731.32 4671.05 Taxes and Insurance 123.22 258292.09 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX Conventional Fixed XXXX 6.875 6.875 1761.23 1761.23 334.93 2096.16 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 258292.09 1199.00 2 27900 251 4 0.08835871404399323 3 No XXXX Manual Underwriting 4111.31 7.042 No No XXXX XXXX No
  xxxxx5404 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 701 792 587 701 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 16.64 25.82 22537.14 .00 .00 .00 22537.14 Employed       2.25       Yes 16718.9 5818.24 Taxes and Insurance 9.5 35635.09 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed XXXX 9.375 9.375 2969.35 2969.35 781.89 3751.24 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 2063.10 1 52584 140 11 0 1.42 No XXXX Manual Underwriting 12383.1 9.873 Yes No XXXX XXXX No
  xxxxx4225 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 647 660 610 647 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 765 801 765 751 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX 1YR Full Doc Primary Residence Purchase NA 37.95 42.55 5904.34 3579.33 .00 .00 9483.67 Employed Employed     3.25 1.17     Yes 5448.5 4035.17 Taxes and Insurance 14.84 53422.14 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX Conventional Fixed XXXX 8.125 8.125 2806.64 2806.64 792.29 3598.93 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0.0 1599.00 1 23159 215 10 0.0011235955056179776 12.67 Yes XXXX Manual Underwriting 8970.0 8.491 Yes No XXXX XXXX No
  xxxxx5442 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen Unknown   XXXX 690 690 700 661 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     424 Taxes and Insurance 6.36 11404.75 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 1642.19 1642.19 151.15 1793.34 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 6 months interest on amount that exceeds 20% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 8911.50 1 44400 283 5 0.20837799214005 33 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxxxx0318 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 767 767 762 795 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NY XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     11126.59 Taxes and Insurance 9.85 58438.22 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 4566.13 4566.13 1366.17 5932.3 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 17889.00 3 174467 244 4 0.09987544483985765 4 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxxx0582 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 742 733 748 742 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     10231 No Escrow 61.44 263702.63 XXXX XXXX 63.33 63.33 63.33 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 2908.77 2908.77 0 4292.21 XXXX Fixed 480 480 XXXX                                 No 0 No No No Y 36 6 Months Interest Retail No XXXX       Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 263702.63 2344.00 3 50000 255 12 0.5201893663510561 10 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxxx0329 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 690 687 719 690 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 708 699 743 708 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     3781 No Escrow 48.83 133839.94 XXXX XXXX 60.0 60.0 60.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 1758.41 1758.41 0 2740.72 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 12 6 Months Interest Retail No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 133189.57 12784.00 1 30200 471 8 0.8754761904761905   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxx5307 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 759 759 768 743 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NC XXXX XXXX 1YR Full Doc Primary Residence Purchase NA 37.7 47.62 7544.98 .00 .00 .00 7544.98 Employed       5.75       Yes 3952.26 3592.72 Taxes and Insurance 27.29 77635.62 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.0 7.0 2459.96 2459.96 384.76 2844.72 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 2800.69 1 38246 24 5 0.19464500601684717 3.83 No XXXX Manual Underwriting 13893.19 7.462 No No XXXX XXXX No
  xxxxxx0617 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 801 801 806 801 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 2YR Business P&L Primary Residence Refinance Cash Out - Other 7.05 36.35 52750.00 .00 .00 .00 52750.00 Employed       2       NA 33576.03 19173.97 No Escrow 118.14 439234.86 XXXX XXXX 57.59 57.59 57.59 XXXX XXXX XXXX Conventional Fixed XXXX 7.49 7.49 3178.31 3178.31 0 3717.97 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 439234.86 3481.50 1 16500 259 2 0.07179878048780487 42.5 No XXXX Manual Underwriting 10306.5 7.805 No No XXXX XXXX No
  xxxxxx0628 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen Yes   XXXX 776 763 777 776 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 2YR Business P&L Primary Residence Purchase NA 9.33 9.4 49814.00 .00 .00 .00 49814.00 Employed       2.5       Yes 45129.3 4684.7 No Escrow 23.56 237003.78 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.375 7.375 3867.78 3867.78 0 4646.7 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 3380.00 1 1500 61 5 0.034081632653061224 3.42 No XXXX Manual Underwriting 3380.0 7.516 No No XXXX XXXX No
  xxxxxx0781 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 760 773 760 746 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     0 No Escrow 14.92 88814.32 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.625 6.625 4451.17 4451.17 0 5953.54 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 24 5%, 4% Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 14737.75 1 33000 247 8 0.19066424021838035 1.5 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxxx0454 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 724 720 724 724 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Business P&L Primary Residence Refinance Rate and Term 39.68 47.66 18290.51 .00 .00 .00 18290.51 Employed               NA 9572.46 8718.05 Taxes and Insurance 3.24 23537.84 XXXX XXXX 63.93 63.93 63.93 XXXX XXXX XXXX Conventional Fixed XXXX 6.875 6.875 5879.51 5879.51 1378.13 7257.64 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 1743.55 20944.00 1 26891 208 7 0 2 No XXXX Manual Underwriting 20944.0 7.156 No No XXXX XXXX No
  xxxxxxx0125 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 727 727 727 720 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     390 Taxes and Insurance 46.89 111177.88 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 1832.51 1832.51 538.58 2371.09 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 48 6 months interest on amount that exceeds 20% Wholesale No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 7489.00 1 19400 12 7 0.16112456747404844 0.42 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxx0385 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 760 760 764 727 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     22721 Taxes and Insurance 43.58 845655.28 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.75 7.75 15322.4 15322.4 4083.6 19406 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX 1004 URAR XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 25623.00 2 78968 276 3 0 7 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxx0537 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen Yes   XXXX 680 680 695 676 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Business P&L Primary Residence Purchase NA 13.9 22.87 27107.91 .00 .00 .00 27107.91 Employed       7       NA 20909.41 6198.5 Taxes and Insurance 110.58 1116814.57 XXXX XXXX 35.78 35.78 35.78 XXXX XXXX XXXX Conventional Fixed XXXX 6.875 6.875 2562.02 2562.02 1204.92 3766.94 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 2896.40 2 23000 151 11 0.1296551724137931 6 No XXXX Manual Underwriting 11622.4 7.116 No No XXXX XXXX No
  xxxxx0384 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 780 780 657 780 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX 12 Month Bank Statement Investment Refinance Cash Out - Other 5.28 46.87 34525.72 .00 .00 .00 34525.72 Employed       6.17       NA 18344.55 16181.17 Taxes and Insurance 110.49 506295.55 XXXX XXXX 67.22 67.22 67.22 XXXX XXXX XXXX Conventional Fixed XXXX 6.375 6.375 2642.09 2642.09 1070.94 4582.2 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 393426.93 13051.13 7 7500 100 2 0.004545454545454545 8.33 No XXXX Manual Underwriting         XXXX XXXX No
  xxxxx0679 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Non-Permanent Non-US Citizen No   XXXX 790 791 787 790 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Asset Depletion – Debt Ratio Calculation Investment Purchase NA 6.08 19.38 11928.73 .00 .00 .00 11928.73 Not Employed               NA 9617.29 2311.44 Taxes and Insurance 721.44 2460598.29 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.25 7.25 2315.99 2315.99 663.67 3410.66 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 6 5% Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 15725.25 1 23900 174 5 0.012871148459383754 2 No XXXX Manual Underwriting         XXXX XXXX No
  xxxxxx0792 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 743 747 666 743 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 748 736 748 757 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Business P&L Primary Residence Refinance Cash Out - Other 15.51 37.77 50726.16 24341.08 .00 .00 75067.24 Employed Employed     28.75 5.17     NA 46711.07 28356.17 Taxes and Insurance 102.47 995602.54 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.875 7.875 7327.03 9252.18 1588.56 9715.59 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No N 0 No Prepayment Penalty Retail No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 561148.5 2344.00 3 38000 329 6 0.4742173868418352 2.75 No XXXX Manual Underwriting 2344.0 7.930 No No XXXX XXXX No
  xxxxxx0699 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 760 760 689 769 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 767 771 715 767 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Business P&L Primary Residence Refinance Rate and Term 35.1 40.47 18633.69 34100.00 .00 .00 52733.69 Employed Employed     5.92 19.33     2 YRS 31390.04 21343.65 Insurance 11.05 162125.48 XXXX XXXX 67.8 67.8 67.8 XXXX XXXX XXXX Conventional Fixed XXXX 6.99 6.99 11649.99 15493.97 144.19 14665.47 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No N 0 No Prepayment Penalty Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0.0 2344.00 1 38252 289 17 0.42256901095852406 0.5 No XXXX Manual Underwriting 2344.0 7.027 No No XXXX XXXX No
  xxxxxx0326 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 747 773 747 724 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX 24 Month Bank Statement Primary Residence Refinance Cash Out - Other 16.89 46.22 9992.79 .00 .00 .00 9992.79 Employed       6.67       NA 5374.19 4618.6 Taxes and Insurance 107.01 180632.58 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed XXXX 6.25 6.25 1477.72 1477.72 210.33 1688.05 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 226404.45 8615.20 2 42600 296 8 0.5451725219055791 8.33 No XXXX Manual Underwriting 8615.2 6.687 No No XXXX XXXX No
  xxxxx0326 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 770 770 780 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 792 792 802 787 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AR XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     1631 No Escrow 47.77 49875.42 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.625 6.625 918.85 918.85 0 1044.11 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 34467.93 5485.50 3 35315 342 12 0.20827352742044686 1 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxx0324 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 770 770 780 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 792 792 802 787 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AR XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     1631 No Escrow 55.22 49875.42 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.625 6.625 786.62 786.62 0 903.21 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 15407.49 4355.00 3 35315 342 12 0.20827352742044686   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxx0470 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 785 794 785 779 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX PA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     11443 Taxes and Insurance 129.56 433404.36 XXXX XXXX 62.5 62.5 62.5 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 2844.31 2844.31 500.93 3345.24 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Wholesale No XXXX       Yes XXXX Single Family Attached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 433404.36 6398.00 3 2500 182 1 0 10 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxxx0273 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 750 750 732 757 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     11837 Taxes and Insurance 9.76 61887.87 XXXX XXXX 68.2 68.2 68.2 XXXX XXXX XXXX DSCR Fixed XXXX 7.25 7.25 5150.52 5150.52 1192.12 6342.64 XXXX Fixed 360 480 XXXX                                 Yes 120 No No No Y 12 6 months interest on amount that exceeds 20% Retail No XXXX       Yes XXXX Two to Four Unit 3 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 609.28 10869.00 3 128860 228 14 0.17120529801324502 8.42 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxx0472 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 738 738 744 726 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Business P&L Primary Residence Refinance Cash Out - Other 22.38 40.02 25397.00 .00 .00 .00 25397.00 Employed       25.33       NA 15234.36 10162.64 No Escrow 62.71 356442.64 XXXX XXXX 23.11 23.11 23.11 XXXX XXXX XXXX Conventional Fixed XXXX 6.875 6.875 4138.65 4138.65 0 5683.64 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No D XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 348247.06 1898.00 1 49254 336 12 0.8892350743577538 20.5 No XXXX Manual Underwriting 1898.0 6.938 No No XXXX XXXX No
  xxxxxx0651 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 795 739 795 797 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 21.08 22.91 36189.11 .00 .00 .00 36189.11 Employed       13.17       NA 27898.91 8290.2 Taxes and Insurance 9.37 71479.54 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed XXXX 6.625 6.625 6030.88 6030.88 1596.32 7627.2 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 2344.00 1 26400 245 15 0.059937655860349125 1.42 No XXXX Manual Underwriting 2344.0 6.731 No No XXXX XXXX No
  xxxxx0355 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 800 800 811 792 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX WA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     539 No Escrow 128.93 508558.35 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.25 7.25 3129.58 3129.58 0 3944.33 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 24 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 508558.35 4488.00 1 14900 227 3 0.011785714285714287 10.08 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxx0651 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 674 674 661 712 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Business P&L Primary Residence Refinance Cash Out - Other 18.95 27.85 14081.25 .00 .00 .00 14081.25 Employed       5.17       NA 10158.97 3922.28 Taxes and Insurance 37.03 98779.56 XXXX XXXX 53.45 53.45 53.45 XXXX XXXX XXXX Conventional Fixed XXXX 7.25 7.25 2114.75 2114.75 553.08 2667.83 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 98779.56 9648.00 1 31467 171 8 0.6503012319036058 10 No XXXX Manual Underwriting 9648.0 7.684 No No XXXX XXXX No
  xxxxx0764 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 752 695 754 752 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MI XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     7183 No Escrow 83.9 423048.52 XXXX XXXX 56.49 56.49 56.49 XXXX XXXX XXXX DSCR Fixed XXXX 7.625 7.625 3078.9 3078.9 0 5042.38 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 423048.52 5002.50 2 50000 228 6 0.0436510962821735 2.25 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxxx0301 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 716 716 711 725 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     13326.88 Taxes and Insurance 11.03 51568.58 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.25 7.25 3734.92 3734.92 939.51 4674.43 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Retail No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 51568.58 7819.00 4 46005 368 31 0.0057156048014773775 0.5 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxx0408 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 653 653 591 659 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NC XXXX XXXX 12 Month Bank Statement Primary Residence Refinance Cash Out - Other 34.38 39.39 4430.97 .00 .00 .00 4430.97 Employed       2.75       NA 2685.5 1745.47 Taxes and Insurance 120.26 183180.22 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.5 7.5 1363.47 1363.47 159.68 1523.15 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 185837.67 5066.75 1 6032 96 10 0.2790082644628099 0.17 No XXXX Manual Underwriting 0 7.833 No No XXXX XXXX No
  xxxxx5386 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 753 753 760 753 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     3310 Taxes and Insurance 14.55 30926.99 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 1327.34 1327.34 747.92 2125.27 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Correspondent Bulk No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 5589.00 3 42812 177 8 0.03724848484848485 5.83 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxxx0746 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 786 786 772 787 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 2YR Business P&L Primary Residence Refinance Rate and Term 23.49 25.65 21000.00 .00 .00 .00 21000.00 Employed       13.17       Yes 15613.23 5386.77 No Escrow 14.81 73078.4 XXXX XXXX 40.54 40.54 40.54 XXXX XXXX XXXX Conventional Fixed XXXX 7.25 7.25 3595.07 3595.07 0 4933.77 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No D XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 3.43 6015.00 1 11500 309 11 0.07414985590778098 6 No XXXX Manual Underwriting 6015.0 7.393 No No XXXX XXXX No
  xxxxx0691 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 763 763 773 760 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     3073 Taxes and Insurance 12.45 35623.76 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 2043.08 2043.08 817.62 2860.7 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 6 months interest on amount that exceeds 20% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 1898.00 2 25756 409 8 0.1355580357142857 6.92 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxxx0198 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 814 816 814 806 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 12 Month Bank Statement Primary Residence Refinance Cash Out - Other 43.92 44.28 14004.76 .00 .00 .00 14004.76 Employed       5.17       NA 7804.02 6200.74 No Escrow 25.98 159807.75 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX Conventional Fixed XXXX 6.625 6.625 5266.56 5266.56 0 6150.74 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 159807.75 1789.00 2 18000 199 4 0.007688073394495413 0.33 No XXXX Manual Underwriting 1789.0 6.694 No No XXXX XXXX No
  xxxxxx0471 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 709 699 711 709 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     12471 Taxes and Insurance 6.52 41309.91 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.99 6.99 4984.73 4984.73 1351.08 6335.81 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Retail No XXXX       Yes XXXX Two to Four Unit 4 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 11719.00 3 40647 209 7 0.38726235741444864 11.25 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxx0739 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 768 768 728 791 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     0 No Escrow 16.1 68741.18 XXXX XXXX 54.58 54.58 54.58 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 3924.48 3924.48 0 4269.25 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 3816.63 8748.00 6 6500 80 2 0.05639344262295082 1.33 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxx4244 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen Unknown   XXXX 671 671 693 671 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX GA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     2062 Taxes and Insurance 14.89 37183.98 XXXX XXXX 73.07 73.07 73.07 XXXX XXXX XXXX DSCR Fixed XXXX 7.0 7.0 1895.82 1895.82 601.13 2496.95 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 6 months interest on amount that exceeds 20% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 14948.10 2 9500 87 14 0.8732698412698413 3.42 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxx0200 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 798 798 818 791 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 4.36 7.83 110113.30 .00 .00 .00 110113.30 Employed       3.83       NA 101488.22 8625.08 No Escrow 69.92 335697.98 XXXX XXXX 60.0 60.0 60.0 XXXX XXXX XXXX Conventional Fixed XXXX 6.625 6.625 3515.31 3515.31 0 4801.08 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 2584.25 1 50585 208 6 0.0302540415704388 7.33 No XXXX Manual Underwriting 13564.25 6.732 No No XXXX XXXX No
  xxxxx0000 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 693 690 707 693 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 696 696 671 702 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 12 Month Bank Statement Primary Residence Refinance Cash Out - Other 16.78 43.8 9986.59 9986.59 .00 .00 19973.18 Employed Employed     3.33 3.33     NA 11224.15 8749.03 No Escrow 57.42 192403.4 XXXX XXXX 72.22 72.22 72.22 XXXX XXXX XXXX Conventional Fixed XXXX 6.625 6.625 2913.41 2913.41 0 3350.89 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 189811.5 4309.50 5 35000 439 19 0.7219724545007379 25 No XXXX Manual Underwriting 11134.5 6.904 No No XXXX XXXX No
  xxxxx5484 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Non-Permanent Non-US Citizen Unknown   XXXX 671 642 702 671 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     5450 Taxes and Insurance 33.54 72279.92 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 1367.65 1367.65 490.5 2155.15 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 6826.25 2 13221 45 3 0.2650909090909091 0.67 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxxx0149 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 724 729 681 724 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     13598.04 Taxes and Insurance 33.66 227424.5 XXXX XXXX 50.03 50.03 50.03 XXXX XXXX XXXX DSCR Fixed XXXX 7.25 7.25 6041.67 6041.67 714.37 6756.04 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 12 6 Months Interest Retail No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 971188.44 8844.00 5 32200 314 5 0.8808117205066969 8.33 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxx0744 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 796 811 788 796 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 803 803 778 823 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     14810 Taxes and Insurance 6.42 15800.17 XXXX XXXX 52.55 52.55 52.55 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 1997.33 1997.33 294 2460.33 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 4268.00 8 20000 529 3 0.04676959619952494   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxxx0552 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 772 750 772 780 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 783 780 798 783 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     13546 No Escrow 47.84 210419.85 XXXX XXXX 69.15 69.15 69.15 XXXX XXXX XXXX DSCR Fixed XXXX 6.49 6.49 2894.54 2894.54 0 4398 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 36 6 months interest on amount that exceeds 20% Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 1162.6 7996.00 6 39500 250 3 0.21561290322580645 5 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxxx0683 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 705 709 685 705 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX VA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     13104.15 Taxes and Insurance 53.31 165156.31 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.625 7.625 2840.02 2840.02 257.92 3097.95 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Retail No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 165156.31 10369.00 3 37221 257 10 0.8372039473684211 0.33 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxxx0209 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 813 807 829 813 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Insurance 154.69 1022972.25 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 5868.28 5868.28 431.77 6613.19 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 36 6 Months Interest Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AH XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 1020536.49 2344.00 1 5000 181 2 0 5.08 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxxx0481 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 811 811 791 818 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 12 Month Bank Statement Primary Residence Refinance Rate and Term 20.85 33.46 51045.36 .00 .00 .00 51045.36 Employed       11.33       NA 33967.82 17077.54 Taxes and Insurance 8.08 85955.27 XXXX XXXX 73.68 73.68 73.68 XXXX XXXX XXXX Conventional Fixed XXXX 6.5 6.5 8848.95 8848.95 1794.15 10643.1 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No D XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 5000.0 12844.00 2 22000 135 2 0.03286307053941909 1.83 No XXXX Manual Underwriting 12844.0 6.645 No No XXXX XXXX No
  xxxxx0039 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 750 744 760 750 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Business P&L Primary Residence Purchase NA 4.73 11.21 191600.00 .00 .00 .00 191600.00 Employed       9       Yes 170130.92 21469.08 Taxes and Insurance 5.2 47119.64 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.25 7.25 7094.63 7094.63 1720.45 9064.08 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 1898.00 2 67996 295 14 0.5533357664233577 9.17 No XXXX Manual Underwriting 12298.0 7.439 No No XXXX XXXX No
  xxxxx0130 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 732 732 764 718 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     3862 Taxes and Insurance 83.88 375195.54 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 3941.57 3941.57 505.42 4472.91 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 24 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 375195.54 16898.00 3 12000 261 12 0.05299508566874751 4 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  xxxxxx0623 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 710 710 713 705 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX 1YR Business P&L Primary Residence Refinance Cash Out - Other 15.15 31.72 65291.75 .00 .00 .00 65291.75 Employed       26.33       NA 44582.19 20709.56 Insurance 21.17 209447.7 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.99 7.99 8247.01 8247.01 185.25 9893.77 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Correspondent Bulk No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 209632.95 3322.75 1 40048 544 22 0.7766548540928381 2 No XXXX Manual Underwriting 3322.75 8.031 No No XXXX XXXX No