MFRA NQM DEPOSITOR, LLC ABS-15G

Exhibit 99.08 - Schedule 7

 

ALT ID Loan ID Transaction Name Seller Loan ID Investor Loan ID Transaction ID Field Name Source Verified Value Bid Tape Value Comment
89701 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying FICO creditLiabilitiesPage 673 690 Audit value based on lender qualifying requirements
89702 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 47.13 45.45 Asset depletion income calculated was less. Lender used 100% for stocks/bonds/mutual funds
89704 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 26.28 17.32 Audit reflects more conservative income based on documents in the loan file.
89705 XXXXXX XXXXXX   XXXXXX XXXXXX Property Address notePage XXXXXX XXXXXX Audit Value Pulled From Note.
89705 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 18.65 14.26 Audit reflects difference in negative rental income per documents in the loan file.
89706 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 26.46 15.81 Audit DTI difference is due to primary and second home REO not included on 1008.
90686 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.61 48.62 Rounding
90693 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.31 47.44 Income calculated as per income document.
89715 XXXXXX XXXXXX   XXXXXX XXXXXX Property Address notePage XXXXXX XXXXXX Audit Value Pulled From Note.
90696 XXXXXX XXXXXX   XXXXXX XXXXXX Borrower 1 Last Name notePage XXXXXX XXXXXX Audit value pulled from the Note 
89718 XXXXXX XXXXXX   XXXXXX XXXXXX Borrower 1 Self-Employment Flag employmentIncomePage No Yes Audit value pulled from documents located in the loan file.B2 is Self Employed. 
89719 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 47.95 47.94 Rounding.
89724 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 15.15 15.16 DTI difference is less than 1% and within lender tolerance.
89750 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying LTV propertyValuationPage 60.89 60.90 Rounding
89750 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying CLTV propertyValuationPage 60.89 60.90 Rounding
89750 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.51 39.42 Audit liabilities were based on documents in the loan file.

90698 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying LTV propertyValuationPage 24.89 24.90 Audit Value of Subject Lien / Qualifying Value
90698 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying CLTV propertyValuationPage 24.89 24.90 Aduit Value of 1st + 2nd Lien / Qualifying Value
90699 XXXXXX XXXXXX   XXXXXX XXXXXX Borrower 1 Self-Employment Flag the1003Page No Yes Audit value pulled from documents located in the loan file.B2 is Self Employed. 
89768 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 71.42 Audit reflects difference in subject XXX Dues per documents in the loan file.
89772 XXXXXX XXXXXX   XXXXXX XXXXXX Property Address notePage XXXXXX XXXXXX Audit Value Pulled From Note.
89779 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 56.32 56.34 Audit reflects difference in subject property taxes per documents in the loan file.
89782 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying CLTV propertyValuationPage 62.75 62.74 Rounding
89782 XXXXXX XXXXXX   XXXXXX XXXXXX Property Type propertyValuationPage Condominium Non-Warrantable Condo Updated as per the Appraisal report and the email doc confirm the Non-Warrantable Condo
89784 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 36.56 35.67 DTI difference is less than 1% and within lender tolerance.
89798 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 52.38 52.03 DTI difference is less than 1% and within lender tolerance.
89812 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 44.24 39.51 Audit DTI difference is due to Lenders DU has wage income not used in Final UW. Lenders 1008 missing REO.
89820 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 49.11 49.22 Variance is less than 1% and within lender tolerance. 
90704 XXXXXX XXXXXX   XXXXXX XXXXXX Property Address notePage XXXXXX XXXXXX Audit value is updated as per Note
90710 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 18.55 18.39 Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
90712 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 18.35 18.54 DTI difference is less than 1% and within lender tolerance.
90717 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio   30.7 30.81 Audit reflects difference in subject property taxes per documents in the loan file.
90718 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.59 48.87 Audit reflects difference in subject XXX Dues per documents in the loan file.
90728 XXXXXX XXXXXX   XXXXXX XXXXXX Borrower 2 Last Name the1003Page XXXXXX XXXXXX Audit Value Pulled From Note.
90728 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.54 41.70 Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
90737 XXXXXX XXXXXX   XXXXXX XXXXXX Borrower 1 Self-Employment Flag the1003Page No Yes Audit value pulled from documents located in the loan file. As per 1003 applicant is having less than 25% ownership.
90737 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 47.5 47.77 Audit reflects difference in subject property taxes per documents in the loan file.
90749 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying LTV propertyValuationPage 51.91 51.92 Rounding
90749 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying CLTV propertyValuationPage 51.91 51.92 Rounding
90751 XXXXXX XXXXXX   XXXXXX XXXXXX Borrower 1 Self-Employment Flag employmentIncomePage No Yes Audit value pulled from documents located in the loan file.
89825 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying FICO creditLiabilitiesPage 760 786 Value based on lowest middle score of both borrowers per credit report in file.
89825 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 31.51 34.73 UW qualified the borrowers with XXX pmt of $XXXX/mo vs $XXX per appraisal
89826 XXXXXX XXXXXX   XXXXXX XXXXXX Property Address notePage XXXXXX XXXXXX Audit Value Pulled From Note.
90753 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying FICO creditLiabilitiesPage 785 797 Audit value based on lender qualifying requirements.
90753 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 45.51 45.35 Audit liabilities were based on documents in the loan file.
90755 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying FICO creditLiabilitiesPage 797 794 Audit value based on lender qualifying requirements.
90756 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying FICO creditLiabilitiesPage 745 740 Audit value based on lender qualifying requirements.
90756 XXXXXX XXXXXX   XXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 45.87 45.92 DTI difference is less than 1% and within lender tolerance.