MFRA NQM DEPOSITOR, LLC ABS-15G

Exhibit 99.08 - Schedule 4

 

ALT ID Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Subordinate Lien 2 Type Subordinate Lien 2 Max Draw Amount (HELOC) Subordinate Lien 3 Type Subordinate Lien 3 Max Draw Amount (HELOC) Is Shared Appreciation Mortgage ITIN Flag Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Maturity Date Borrower 1 Trust Name Borrower 2 Trust Name Borrower 3 Trust Name Borrower 4 Trust Name Delayed Financing Flag Title Company Name Settlement Agent Company Neighborhood Location Gift Funds Gift Funds Percentage of Total Funds Required
89701 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 7.743%   7.500% 7.500% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     27.79% 27.79% 27.79% No No             Self-Employed Retired         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXXX XXXXXX FL XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     673                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form FL United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form FL United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A .00 0.0 $XXXXXX 12.5 No 46.67 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89702 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 7.064%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX FL $XXXXXX XX/XX/XXXX Monthly 45.45% 47.13% 47.13% No No             Self-Employed Retired         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 2 0 0 2 2 Yes Yes Yes Yes 84.0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 120 120 Other NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, SSI and Disability - 2 YRS Business Tax Returns Verified(1120, K1), Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability, Asset Depletion - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2025, 2026 Borrower - 2 YRS Business Tax Returns Verified(1120, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2026 XXXXXXXX XXXXXX FL XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     740                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Power of Attorney FL United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form FL United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 143.3 $XXXXXX 143.3 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXX       No   XXXXXXXXX Suburban No  
89703 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 7.379%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     32.36% 32.36% 32.36% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX CT XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form CT United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A .00 0.0 $XXXXXX 58.0 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89704 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0   0.000% Manual Underwriting Manual Underwriting No 7.186%   7.125% 7.125% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     17.32% 26.28% 26.28% Yes Yes             Retired Not Employed         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA Yes Yes 84.0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX AZ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     752                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A .00 0.0 $XXXXXX 136.2 No 70.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
89705 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.493%   7.375% 7.375% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX Yes XXXXXXXX WA $XXXXXX XX/XX/XXXX Monthly 14.26% 18.65% 18.65% No No             Retired Not Employed         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 1 0 1 0 2 0 NA NA Yes Yes 84.0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Asset Depletion, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2024 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2024 XXXXXXXX XXXXXX WA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     752                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 1721.4 $XXXXXX 1721.4 No 80.0 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXX XXXXXXX     No XXXXXXXX XXXXXXXXX Suburban No  
89706 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Exempt Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 0.000%   7.125% 7.125% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     19.22% 26.46% 26.46% Yes Yes             Retired Employed         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 2 0 2 0 3 0 NA NA Yes Yes 84.0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Asset Depletion, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX AZ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     752                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 69.7 $XXXXXX 201.6 No 70.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89707 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0   0.000% Manual Underwriting Manual Underwriting No 7.498%   7.375% 7.375% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX AZ $XXXXXX XX/XX/XXXX Monthly 24.49% 24.49% 24.49% Yes Yes             Not Employed Not Employed         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 1 0 1 0 3 0 NA NA Yes Yes 84.0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Asset Depletion, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2026, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2026, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX AZ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     752                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A .00 0.0 $XXXXXX 94.3 No 75.0 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXX XXXXXXX     No   XXXXXXXXX Suburban No  
89708 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 7.206%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     10.37% 10.37% 10.37% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX IA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       768                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form IA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A .00 0.0 $XXXXXX 33.9 No 51.86 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Urban No  
89709 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 7.871%   7.750% 7.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX TX $XXXXXX XX/XX/XXXX Monthly 22.63% 22.63% 22.63% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 12 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX TX XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       774                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form TX United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A .00 0.0 $XXXXXX 23.1 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Urban No  
89710 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 7.197%   7.125% 7.125% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     43.14% 43.14% 43.14% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 12 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXXX XXXXXX NJ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       720                 No                                       NA     0       0     0     0   0 0 0 0 1 0 0 0 1 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form NJ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 19.9 $XXXXXX 89.1 No 51.05 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89711 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 7.274%   6.750% 6.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     46.37% 46.42% 46.42% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX FL XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       713                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form FL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A .00 0.0 $XXXXXX 5.8 No 60.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90686 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 6.634%   6.250% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     48.61% 48.61% 48.61% No               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 31 31 Work Number     0   No 0   N/A Borrower - Wage, Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 XXXXXXXX XXXXXX OR XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       667                 No                                       NA     0       0     0     0   1 0 0 0 0 0 0 0 1 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form OR United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A .00 0.0 $XXXXXX 0.0 No 60.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90687 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Exempt Yes No No N/A N/A 0   0.000% Manual Underwriting Manual Underwriting No 0.000%   6.625% 6.625% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     42.07% 43.31% 43.31% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXXX XXXXXX NY XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       805                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Passport   N/A United States XX/XX/XXXX United States  XX/XX/XXXX N/A                                                                                   Fee Simple   No No N/A .00 0.0 $XXXXXX 38.5 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Urban No  
90688 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.520% Manual Underwriting Manual Underwriting No 5.581%   5.500% 5.500% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     39.60% 39.60% 39.60% No No             Self-Employed Employed         12 Month Bank Statement 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 73.68% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 91 30 Other No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No Permanent Resident Alien Permanent Non-US Citizen No Other Patriot Act Form CA United States XX/XX/XXXX     I-551 Permanent Resident Card    XX/XX/XXXX US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 6.5 $XXXXXX 6.5 No 78.07 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90689 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Exempt Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 7.500%   7.250% 7.250% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     49.10% 49.10% 49.10% Yes Yes             Employed Employed         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     757                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 14.5 $XXXXXX 14.5 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90690 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0   0.000% Manual Underwriting Manual Underwriting No 7.205%   7.125% 7.125% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX FL $XXXXXX XX/XX/XXXX Annually 26.39% 26.39% 26.39% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 12.0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX FL XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   MI United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 4.0 $XXXXXX 4.0 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90691 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.490% Manual Underwriting Manual Underwriting No 6.943%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     20.71% 20.71% 20.71% No               Employed           2YR Full Doc 0   NA   N/A 0     0 0     2 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 355 30 Work Number     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 XXXXXXXX XXXXXX NC XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       813                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form NC United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A .00 0.0 $XXXXXX 12.9 No 40.68 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90692 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Exempt Yes No No N/A N/A 0   0.000% Manual Underwriting Manual Underwriting No 0.000%   6.750% 6.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX DE $XXXXXX XX/XX/XXXX Monthly 47.67% 49.73% 49.73% Yes Yes             Employed Retired         2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 30 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026 XXXXXXXX XXXXXX DE XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     778                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form MD United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form MD United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 113.8 $XXXXXX 113.8 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90693 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Exempt Yes No No N/A N/A 0   0.000% Manual Underwriting Manual Underwriting No 0.000%   7.250% 7.250% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX Yes XXXXXXXX DE $XXXXXX XX/XX/XXXX Monthly 47.44% 48.31% 48.31% Yes Yes             Self-Employed Self-Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 2 2 2 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% Stocks/Bonds,Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 XXXXXXXX XXXXXX DE XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     736                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form PA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form PA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 52.4 $XXXXXX 52.4 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90694 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0   0.000% Manual Underwriting Manual Underwriting No 6.685%   6.625% 6.625% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX DE $XXXXXX XX/XX/XXXX Monthly 38.14% 38.14% 38.14% Yes               Employed           2YR Full Doc 2   NA   N/A 0     0 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 200 28 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 XXXXXXXX XXXXXX DE XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       799                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   NJ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 11.5 $XXXXXX 11.5 No 74.73 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90695 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.520% Manual Underwriting Manual Underwriting No 6.566%   6.500% 6.500% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX DE $XXXXXX XX/XX/XXXX Monthly 21.93% 21.93% 21.93% No No             Not Employed Not Employed         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA Yes No 84.0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds,Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Asset Depletion - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX DE XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   NJ United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 1078.3 $XXXXXX 1078.3 No 29.51 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
89715 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 7.553%   7.375% 7.375% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX Yes XXXXXXXX NY $XXXXXX XX/XX/XXXX Monthly 42.91% 42.91% 42.91% No Yes             Employed Employed         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 9 9 FNMA 1005 Yes 33 27 FNMA 1005 No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 XXXXXXXX XXXXXX NY XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     772                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NY United States XX/XX/XXXX     N/A     Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   NY US XX/XX/XXXX     I-551 Permanent Resident Card   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXX 13.1 $XXXXXX 13.1 No 80.0 No No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban Yes 7.46
89716 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 8.941%   8.875% 8.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     13.14% 13.16% 13.16% No No             Self-Employed Retired         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX NJ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     705                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   NJ United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 4.2 $XXXXXX 4.2 No 85.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90696 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.520% Manual Underwriting Manual Underwriting No 6.979%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     18.61% 18.61% 18.61% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Missing 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX NJ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       779                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 2.9 $XXXXXX 102.4 No 59.94 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
89717 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.301%   7.000% 7.000% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX TX $XXXXXX XX/XX/XXXX Annually 47.01% 47.01% 47.01% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXXX XXXXXX TX XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       696                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form TX United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 19.9 $XXXXXX 19.9 No 79.55 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No 75.32
89718 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 6.647%   6.625% 6.625% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX Yes XXXXXXXX NJ $XXXXXX XX/XX/XXXX Monthly 0.00% 0.00% 0.00% No               Employed           Asset Utilization (No DTI) 0   NA   N/A 0     0 0     3 0 NA   No No 84.0 Yes No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX NJ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       747                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form NJ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 71.2 $XXXXXX 71.2 No 75.0 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Urban No  
89719 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 6.768%   6.625% 6.625% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     47.94% 47.95% 47.95% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Missing 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified, Lease Agreements Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     750                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 5.6 $XXXXXX 5.6 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No   XXXXXXXXX Rural No  
89721 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 6.918%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     20.48% 20.48% 20.48% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Missing 0 12 No       100.00% 100.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXXX XXXXXX NJ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       713                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form NJ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 19.9 $XXXXXX 19.9 No 67.22 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
89722 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.210% Manual Underwriting Manual Underwriting No 7.693%   8.250% 8.250% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     9.36% 9.36% 10.54% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Missing 0 12 Yes Missing 0 12 100.00% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SEPartnership - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - SEPartnership - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No Yes N/A $XXXXXX 61.9 $XXXXXX 61.9 No 90.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89724 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.120% Manual Underwriting Manual Underwriting No 6.363%   5.875% 5.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX TX $XXXXXX XX/XX/XXXX Annually 15.15% 15.15% 15.15% No No             Self-Employed Retired         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX TX XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     712                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form TX United States XX/XX/XXXX     N/A     Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form NJ United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXX 22.7 $XXXXXX 22.7 No 57.15 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89727 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 7.348%   7.250% 7.250% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     43.50% 43.50% 43.50% No               Self-Employed           2YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 28 Tax Preparer       Yes 60 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 9.9 $XXXXXX 9.9 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89734 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 6.598%   6.500% 6.500% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX GA $XXXXXX XX/XX/XXXX Annually 44.02% 44.02% 44.02% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXXX XXXXXX GA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       760                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form GA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A .00 0.0 $XXXXXX 25.8 No 34.17 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89744 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.120% Manual Underwriting Manual Underwriting No 7.150%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     27.70% 27.70% 27.70% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       710                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 56.2 $XXXXXX 56.2 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89746 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.293%   7.250% 7.250% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     53.55% 53.55% 53.55% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       80.73% 99.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX NJ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       761                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form NJ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A .00 0.0 $XXXXXX 19.6 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Urban No  
89747 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.110% Manual Underwriting Manual Underwriting No 6.989%   6.625% 6.625% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX Yes XXXXXXXX WA $XXXXXX XX/XX/XXXX Monthly 35.38% 35.38% 35.38% No               Employed           2YR Full Doc 2   NA   N/A 0     0 0     2 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 21 21 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 XXXXXXXX XXXXXX WA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       707                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXX 4.8 $XXXXXX 4.8 No 65.0 No No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89748 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 7.134%   7.000% 7.000% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     47.70% 47.70% 47.70% No No             Employed Not Employed         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA Yes Yes 84.0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 41 26 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Asset Depletion - Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     726                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No Closed End - Fixed           No No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 54.2 $XXXXXX 54.2 No 85.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89750 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0   0.000% Manual Underwriting Manual Underwriting No 7.057%   7.125% 6.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     39.42% 39.51% 39.08% Yes               Self-Employed           2YR Full Doc 0   NA   N/A 0     2 0     3 1 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023 XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       809                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form UT United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXX 389.9 $XXXXXX 389.9 No 60.89 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXX       No   XXXXXXXXX Suburban No  
90697 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.490% Manual Underwriting Manual Underwriting No 6.538%   6.000% 6.000% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX CA $XXXXXX XX/XX/XXXX Monthly 7.46% 7.46% 7.46% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       756                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form N/A United States XX/XX/XXXX United States XX/XX/XXXX N/A                                                                                   Fee Simple   No No N/A $XXXXXX 91.3 $XXXXXX 91.3 No 80.0 No No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
89753 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 6.868%   6.750% 6.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX Yes XXXXXXXX WA $XXXXXX XX/XX/XXXX Monthly 37.97% 37.97% 37.97% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Borrower Prepared 12 Borrower       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2026 Borrower - 2 YRS Executed 4506T Verified - 2026 XXXXXXXX XXXXXX WA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       767                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 63.1 $XXXXXX 63.1 No 64.54 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXX       No XXXXXXXX XXXXXXXXX Urban Yes 32.00
89758 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 6.942%   6.750% 6.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX MD $XXXXXX XX/XX/XXXX Annually 46.43% 46.43% 46.43% No               Not Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     3 0 NA   Yes No 84.0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX MD XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form MA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 372.7 $XXXXXX 372.7 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXX       No   XXXXXXXXX Suburban No  
90698 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.510% Manual Underwriting Manual Underwriting No 6.824%   6.750% 6.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX DE $XXXXXX XX/XX/XXXX Monthly 38.05% 38.05% 38.05% No No             Retired Employed         Retirement Income Doc Verified 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 1 NA NA No No 0 No Yes N/A 3 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 64 31 Work Number No 0   N/A Borrower - Retirement - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2024, 2025, 2026 XXXXXXXX XXXXXX DE XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form DE United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form DE United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 109.2 $XXXXXX 109.2 No 24.89 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
89761 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 7.388%   7.250% 7.250% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX NV $XXXXXX XX/XX/XXXX Monthly 36.95% 36.95% 36.95% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 12 0 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX NV XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       809                 No                                       NA     0       0     0     0                         Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   NV United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 20.5 $XXXXXX 20.5 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban Yes 36.14
89764 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 7.560%   7.375% 7.375% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX Yes XXXXXXXX PA $XXXXXX XX/XX/XXXX Monthly 49.98% 49.98% 49.98% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 Tax Preparer       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX PA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       737                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   PA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 3.3 $XXXXXX 3.3 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
90699 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 7.698%   7.375% 7.375% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     37.55% 37.55% 37.55% No No             Employed Self-Employed         12 Month Bank Statement 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 Yes Yes 0 12 64.67% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 50 29 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX IL XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     707                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form IL United States XX/XX/XXXX     N/A     Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form IL United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXX 33.5 $XXXXXX 33.5 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban Yes 113.91
89768 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.412%   7.500% 7.500% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX NJ $XXXXXX XX/XX/XXXX Monthly 0.00% 0.00% 0.00% No               Retired           Asset Utilization (No DTI) 0   NA   N/A 0     0 0     2 0 NA   No No 84.0 Yes No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other REO Net Rental Income(Loss), Asset Depletion - 2 YRS Executed 4506T Verified - 2026 Borrower - 2 YRS Executed 4506T Verified - 2026 XXXXXXXX XXXXXX NJ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   NJ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXX 502.5 $XXXXXX 502.5 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89772 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 7.541%   7.375% 7.375% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX Yes XXXXXXXX NJ $XXXXXX XX/XX/XXXX Monthly 28.07% 28.07% 28.07% No               Retired           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     3 0 NA   Yes No 84.0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX NJ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       811                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form FL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 17.7 $XXXXXX 17.7 No 80.0 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89776 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 7.835%   7.500% 7.500% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     26.22% 26.22% 26.22% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX WI XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       760                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   MN United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 21.0 $XXXXXX 21.0 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Rural No  
89778 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.905%   7.500% 7.500% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX Yes XXXXXXXX TX $XXXXXX XX/XX/XXXX Annually 30.07% 30.07% 30.07% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX TX XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       775                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   TX United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 8.5 $XXXXXX 8.5 No 90.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
89779 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 7.170%   7.125% 7.125% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX PA $XXXXXX XX/XX/XXXX Monthly 56.34% 0.00% 0.00% No               Retired           Asset Utilization (No DTI) 0   NA   N/A 0     0 0     3 0 NA   No No 84.0 Yes No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX PA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       808                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form FL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 333.8 $XXXXXX 333.8 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Rural No  
89780 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 7.383%   7.250% 7.250% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX CA $XXXXXX XX/XX/XXXX Annually 41.03% 41.03% 41.03% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       739                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 27.3 $XXXXXX 27.3 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXX       No   XXXXXXXXX Suburban No  
89782 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.018%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX Yes XXXXXXXX NJ $XXXXXX XX/XX/XXXX Monthly 42.03% 42.03% 42.03% Yes Yes             Employed Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 45 28 Work Number Yes 185 28 Work Number No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 XXXXXXXX XXXXXX NJ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     758                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   NJ United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   NJ United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 61.8 $XXXXXX 61.8 No 62.75 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89783 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 8.456%   8.125% 8.125% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX ID $XXXXXX XX/XX/XXXX Monthly 14.64% 14.64% 14.64% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Missing 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX ID XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       687                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen   Passport   N/A United States XX/XX/XXXX N/A XX/XX/XXXX                                                                                     Fee Simple   No No N/A $XXXXXX 6.1 $XXXXXX 6.1 No 84.57 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89784 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 6.685%   6.500% 6.500% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     35.67% 36.56% 36.56% No No             Retired Retired         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - Retirement - 2 YRS W2 1099 Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 2025, 2024 XXXXXXXX XXXXXX ID XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     817                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form OR United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form OR United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 31.5 $XXXXXX 31.5 No 69.41 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXX XXXXXXX     No   XXXXXXXXX Rural No  
89788 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 6.985%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     15.12% 15.12% 15.12% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       96.54% 100.00%     N/A 0 N/A       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX IL XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       768                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   IL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 5.3 $XXXXXX 5.3 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89789 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0   0.000% Manual Underwriting Manual Underwriting No 7.615%   7.250% 7.250% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX Yes XXXXXXXX WA $XXXXXX XX/XX/XXXX Monthly 32.30% 32.30% 32.30% Yes               Retired           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     3 0 Yes   Yes Yes 84.0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXXX XXXXXX WA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       789                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form HI United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 412.5 $XXXXXX 412.5 No 26.32 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXX       No   XXXXXXXXX Urban No  
89791 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.008%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     43.91% 43.91% 43.91% No               Retired           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     3 0 Yes   Yes Yes 84.0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SSI and Disability, Asset Depletion, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXXX XXXXXX NJ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   NJ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 133.5 $XXXXXX 133.5 No 44.37 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89793 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 7.218%   7.125% 7.125% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     16.32% 16.32% 16.32% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXXX XXXXXX NJ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       770                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 34.2 $XXXXXX 34.2 No 79.97 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban Yes 62.99
89794 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 6.118%   6.000% 6.000% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX AZ $XXXXXX XX/XX/XXXX Monthly 4.16% 4.16% 4.16% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX AZ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       720                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   AZ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 18.8 $XXXXXX 18.8 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89796 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 6.956%   6.750% 6.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     37.31% 37.31% 37.31% No               Retired           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     3 0 NA   Yes No 84.0 No Yes Yes 2 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXXX XXXXXX SC XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       713                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form SC United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 283.3 $XXXXXX 283.3 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89798 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 7.034%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     52.03% 52.38% 52.38% No No             Retired           Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 1 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2026 || Co Borrower - Other - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 XXXXXXXX XXXXXX CO XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A       US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 17.7 $XXXXXX 17.7 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No   XXXXXXXXX Urban No  
89799 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 8.503%   8.375% 8.375% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     16.17% 16.17% 16.17% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXXX XXXXXX UT XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       690                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   UT United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 10.1 $XXXXXX 10.1 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89807 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0   0.000% Manual Underwriting Manual Underwriting No 6.993%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     3.88% 3.88% 3.88% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX AZ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 64.3 $XXXXXX 64.3 No 73.8 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89808 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 6.886%   6.750% 6.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX Yes XXXXXXXX CA $XXXXXX XX/XX/XXXX Monthly 37.14% 37.14% 37.14% No Yes             Self-Employed Retired         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 12 12 No N/A 0 0 0.00% 100.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified, Lease Agreements Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form NV United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 12.7 $XXXXXX 12.7 No 42.85 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89811 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.168%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX IL $XXXXXX XX/XX/XXXX Annually 27.07% 27.07% 27.07% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX IL XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       740                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   IL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 28.4 $XXXXXX 28.4 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
89812 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.011%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX NC $XXXXXX XX/XX/XXXX Annually 44.24% 44.24% 44.24% Yes               Employed           Other 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Child Support - 3 YRS Executed 4506T Verified, Award Letter Verified, Separation Agreement Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXXX XXXXXX NC XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   NC United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 46.9 $XXXXXX 46.9 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
89815 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.062%   7.000% 7.000% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     44.69% 44.69% 44.69% No No             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%   Proceeds from Sale Third-Party Prepared (Unaudited) 12 CPA N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX MA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     697                 No                                       NA     0       0     0     0   0 0 0 0 1 0 0 0 1 0 0 Unknown No             No No US Citizen US Citizen N/A Other Power of Attorney MA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Power of Attorney MA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 23.2 $XXXXXX 23.2 No 63.64 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
89817 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 7.970%   7.875% 7.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX GA $XXXXXX XX/XX/XXXX Monthly 48.42% 48.42% 48.42% No No             Self-Employed Retired         Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA Yes No No 0 No Yes Yes 0 12 No N/A 0 0 75.10% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXXX XXXXXX GA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     707                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form GA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   GA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 4.1 $XXXXXX 4.1 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
90700 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 6.806%   6.750% 6.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     40.84% 40.84% 40.84% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026, 2024 XXXXXXXX XXXXXX NJ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       769                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form NJ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 33.9 $XXXXXX 33.9 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
89820 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.104%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX Yes XXXXXXXX CA $XXXXXX XX/XX/XXXX Monthly 49.22% 49.11% 49.11% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       756                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 16.6 $XXXXXX 16.6 No 80.0 No No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90701 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Exempt Yes No No N/A N/A 0   0.000% Manual Underwriting Manual Underwriting No 0.000%   7.750% 7.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX CA $XXXXXX XX/XX/XXXX Monthly 20.80% 20.80% 20.80% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes N/A 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       719                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 11.0 $XXXXXX 11.5 No 67.0 N/A No No Yes Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
89821 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 6.780%   6.750% 6.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     40.68% 40.68% 40.68% No No             Self-Employed Employed         1YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 1 0 1 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2026 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX MA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 49.6 $XXXXXX 49.6 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90702 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.584%   7.500% 7.500% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX Yes XXXXXXXX CT $XXXXXX XX/XX/XXXX Monthly 48.09% 48.09% 48.09% No No             Employed Retired         Asset Depletion – Debt Ratio Calculation 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA Yes Yes 84.0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability, Wage, Asset Depletion - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX CT XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     775                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form CT United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CT United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 35.2 $XXXXXX 35.2 No 77.95 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXX XXXXXXX     No XXXXXXXX XXXXXXXXX Suburban No  
90703 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.520% Manual Underwriting Manual Underwriting No 8.274%   8.125% 8.125% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     43.00% 43.00% 43.00% No No             Self-Employed Employed         12 Month Bank Statement 0 1 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 64.89% 100.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 115 28 Work Number No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - Wage, Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     718                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                     Fee Simple   Yes No N/A $XXXXXX 8.6 $XXXXXX 8.6 No 85.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90192 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.887%   7.500% 7.500% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX NC $XXXXXX XX/XX/XXXX Annually 46.34% 53.44% 53.44% No               Self-Employed           2YR Full Doc 2   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Proceeds from Sale N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXXX XXXXXX NC XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       693                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   NC United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 17.9 $XXXXXX 17.9 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Rural No  
90704 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.490% Manual Underwriting Manual Underwriting No 7.454%   7.125% 7.125% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX NM $XXXXXX XX/XX/XXXX Monthly 49.70% 49.70% 49.70% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       52.60% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXXX XXXXXX NM XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       819                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form NM United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 40.7 $XXXXXX 40.7 No 79.91 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Urban Yes 100.00
90705 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.520% Manual Underwriting Manual Underwriting No 6.965%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     12.59% 12.59% 12.59% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX ID XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     707                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form ID United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form ID United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 6.7 $XXXXXX 6.7 No 75.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Rural No  
90706 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.600% Manual Underwriting Manual Underwriting No 7.455%   7.375% 7.375% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     44.55% 44.55% 44.55% No No             Not Employed Not Employed         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA Yes Yes 84.0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%   Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX NH XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   TN United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   TN United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 5.6 $XXXXXX 5.6 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90707 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 7.754%   7.625% 7.625% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     41.90% 41.90% 41.90% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX FL XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       716                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   FL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 19.3 $XXXXXX 19.3 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No 16.51
90708 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 6.770%   6.625% 6.625% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     16.43% 16.43% 16.43% No No             Employed Employed         1YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXXX XXXXXX MA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     792                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   CT United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   CT United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 6.0 $XXXXXX 6.0 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90709 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.600% Manual Underwriting Manual Underwriting No 6.955%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     49.73% 49.73% 49.73% No               Self-Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     1 0     3 2 NA   Yes Yes 84.0 No No N/A 0 0 No       0.00% 100.00%     Borrower Prepared 6 Borrower       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Asset Depletion - 1 YR Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025 XXXXXXXX XXXXXX MA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       797                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form MA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A .00 0.0 $XXXXXX 62.7 No 61.18 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90710 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 1875.0 XX/XX/XXXX 6.490% Manual Underwriting Manual Underwriting No 6.806%   6.750% 6.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     18.39% 18.55% 18.55% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX MA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       752                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form MA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 9.5 $XXXXXX 9.5 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90711 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 6.804%   6.750% 6.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX FL $XXXXXX XX/XX/XXXX Annually 49.93% 49.93% 49.93% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% 100.00% 100.00% Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 || Co Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXXX XXXXXX FL XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     712                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form FL United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form FL United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 30.1 $XXXXXX 30.1 No 58.15 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban Yes 61.71
90712 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Exempt Yes No No N/A N/A 0   0.000% Manual Underwriting Manual Underwriting No 0.000%   7.125% 7.125% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     18.54% 18.35% 18.35% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX MA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       752                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form MA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A .00 0.0 $XXXXXX 93.6 No 53.94 N/A No No Yes Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90713 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.600% Manual Underwriting Manual Underwriting No 8.195%   8.000% 8.000% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     9.59% 9.59% 9.59% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX TX XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       712                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   TX United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 5.0 $XXXXXX 5.0 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Urban No  
90714 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.520% Manual Underwriting Manual Underwriting No 7.228%   7.000% 7.000% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     8.40% 8.40% 8.40% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 90.00%   Proceeds from Sale N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXXX XXXXXX OR XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       683                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form AZ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 5.3 $XXXXXX 5.3 No 37.78 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXX       No XXXXXXXX XXXXXXXXX Suburban No  
90715 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.600% Manual Underwriting Manual Underwriting No 6.921%   6.750% 6.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX CA $XXXXXX XX/XX/XXXX Monthly 49.54% 49.54% 49.54% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 17.4 $XXXXXX 17.4 No 67.94 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Urban No  
90716 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.510% Manual Underwriting Manual Underwriting No 7.561%   7.375% 7.375% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX NV $XXXXXX XX/XX/XXXX Monthly 3.45% 3.45% 3.45% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXXX XXXXXX NV XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       819                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form NV United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 12.8 $XXXXXX 12.8 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90717 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.490% Manual Underwriting Manual Underwriting No 9.470%   9.375% 9.375% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     30.81% 30.70% 30.70% No   4 - Verified 2+ Mos 4 - Verified 2+ Mos         Self-Employed           12 Month Bank Statement 1   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX NJ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       676                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 11.2 $XXXXXX 11.2 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Urban Yes 152.17
90718 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.510% Manual Underwriting Manual Underwriting No 6.717%   6.250% 6.250% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX SC $XXXXXX XX/XX/XXXX Annually 48.87% 48.59% 48.59% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 12 0 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX SC XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       769                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   MI United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 6.1 $XXXXXX 6.1 No 47.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90719 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.490% Manual Underwriting Manual Underwriting No 6.161%   6.125% 6.125% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     31.96% 31.96% 31.96% No No             Employed Employed         1YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 10 10 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXXX XXXXXX NY XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     795                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form N/A United States XX/XX/XXXX United States XX/XX/XXXX N/A     US Citizen US Citizen N/A Other Patriot Act Form MD United States XX/XX/XXXX United States XX/XX/XXXX N/A                                                         Fee Simple   No No N/A $XXXXXX 72.0 $XXXXXX 72.0 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90720 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.520% Manual Underwriting Manual Underwriting No 7.519%   7.375% 7.375% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     34.77% 34.77% 34.77% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXXX XXXXXX MS XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       768                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form MS United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXX 5.5 $XXXXXX 5.5 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90721 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.510% Manual Underwriting Manual Underwriting No 7.831%   7.750% 7.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     8.02% 8.02% 8.02% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       739                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A .00 0.0 $XXXXXX 25.5 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Rural No  
90722 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 6.581%   6.125% 6.125% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX FL $XXXXXX XX/XX/XXXX Annually 25.34% 25.34% 25.34% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 12 12 No       100.00% 50.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX FL XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       752                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   FL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 7.5 $XXXXXX 7.5 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90723 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.530% Manual Underwriting Manual Underwriting No 7.021%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     5.86% 5.86% 5.86% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX OH XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       778                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form OH United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 67.2 $XXXXXX 67.2 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90724 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 8.542%   8.500% 8.500% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     38.23% 38.23% 38.23% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXXX XXXXXX AZ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       763                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   MO United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 7.4 $XXXXXX 7.4 No 89.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90725 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.520% Manual Underwriting Manual Underwriting No 6.886%   6.750% 6.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     31.65% 31.65% 31.65% No No             Employed Employed         2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 47 24 Work Number Yes 34 29 Work Number No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 XXXXXXXX XXXXXX RI XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     744                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   RI United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   RI United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 28.7 $XXXXXX 28.7 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban Yes 79.21
90726 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.520% Manual Underwriting Manual Underwriting No 7.471%   7.375% 7.375% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     44.89% 44.89% 44.89% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX WI XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     713                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   WI United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   WI United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 28.1 $XXXXXX 28.1 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Rural No  
90727 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Exempt Yes No No N/A N/A 0   0.000% Manual Underwriting Manual Underwriting No 0.000%   7.375% 7.375% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX Yes XXXXXXXX NJ $XXXXXX XX/XX/XXXX Monthly 32.96% 32.96% 32.96% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 46 29 Work Number     0   No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 XXXXXXXX XXXXXX NJ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form NJ United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                                               Fee Simple   No Yes N/A $XXXXXX 373.8 $XXXXXX 373.8 No 75.0 No No No Yes Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Urban No  
90728 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0   0.000% Manual Underwriting Manual Underwriting No 6.879%   6.500% 6.500% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     41.70% 39.54% 39.54% Yes Yes             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0   0   3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Business Tax Returns Verified(), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2024, 2025 || Co Borrower - Wage - null Business Tax Returns Verified(), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2024, 2025 Borrower - null Business Tax Returns Verified(), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2024, 2025 || Co Borrower - null Business Tax Returns Verified(), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2024, 2025 XXXXXXXX XXXXXX VA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     747                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   VA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   VA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 104.9 $XXXXXX 104.9 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Rural No  
90729 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.520% Manual Underwriting Manual Underwriting No 7.077%   7.000% 7.000% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     41.25% 41.25% 41.25% No               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXXX XXXXXX MA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       803                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form MA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 11.2 $XXXXXX 11.2 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90730 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Exempt Yes No No N/A N/A 0   0.000% Manual Underwriting Manual Underwriting No 0.000%   7.875% 7.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX AZ $XXXXXX XX/XX/XXXX Annually 33.76% 33.76% 33.76% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXXX XXXXXX AZ XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       680                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form NJ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 35.7 $XXXXXX 35.7 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90731 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.510% Manual Underwriting Manual Underwriting No 7.543%   7.000% 7.000% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX TX $XXXXXX XX/XX/XXXX Annually 46.90% 46.90% 46.90% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 2 NA   No No 0 No Yes Yes 0 12 No       44.77% 100.00%   Proceeds from Sale N/A 0 N/A       NA 0 No   Yes 40 29 Work Number     0   No 0   N/A Borrower - Child Support, SESoleProprietor, Wage - Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Separation Agreement Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 XXXXXXXX XXXXXX TX XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       740                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form LA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 13.3 $XXXXXX 13.3 No 87.95 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90732 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.520% Manual Underwriting Manual Underwriting No 8.781%   8.500% 8.500% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     40.84% 40.84% 40.84% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX PA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       683                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form PA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A .00 0.0 $XXXXXX 45.6 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90733 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.510% Manual Underwriting Manual Underwriting No 6.376%   6.250% 6.250% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     48.01% 48.01% 48.01% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 251 29 Work Number No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXXX XXXXXX WA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     792                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   WA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   WA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 251.5 $XXXXXX 251.5 No 69.3 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban Yes 21.22
90734 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 7.058%   7.000% 7.000% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX FL $XXXXXX XX/XX/XXXX Annually 35.22% 35.22% 35.22% No               Employed           1YR Full Doc 1   Less than 1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXXX XXXXXX FL XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       765                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 107.1 $XXXXXX 107.1 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90735 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.510% Manual Underwriting Manual Underwriting No 6.873%   6.625% 6.625% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     19.72% 19.72% 19.72% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXXX XXXXXX OH XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       755                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   OH United States XX/XX/XXXX     I-551 Stamp and Passport   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXX 13.7 $XXXXXX 13.7 No 45.45 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90736 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.490% Manual Underwriting Manual Underwriting No 6.878%   6.750% 6.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     40.11% 48.30% 48.30% No               Employed           1YR Full Doc 1   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX NY XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       802                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form NY United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A .00 0.0 $XXXXXX 6.6 No 54.72 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90737 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.510% Manual Underwriting Manual Underwriting No 6.813%   6.750% 6.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     47.77% 47.50% 47.50% No               Employed           W2/1099 Verified 1   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       788                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 55.6 $XXXXXX 55.6 No 75.22 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90738 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 7.867%   7.625% 7.625% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     45.38% 45.38% 45.38% No               Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     3 0 NA   Yes No 84.0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Asset Depletion - 3 YRS Executed 4506T Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXXX XXXXXX NY XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       716                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form NY United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A .00 0.0 $XXXXXX 69.6 No 25.32 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90739 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.510% Manual Underwriting Manual Underwriting No 6.812%   6.625% 6.625% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX Yes XXXXXXXX NV $XXXXXX XX/XX/XXXX Monthly 48.64% 48.64% 48.64% No               Self-Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     3 0 NA   Yes No 84.0 No No N/A 0 0 No       100.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX NV XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       758                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form NV United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 220.6 $XXXXXX 220.6 No 54.5 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXX       No XXXXXXXX XXXXXXXXX Suburban No  
90740 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.510% Manual Underwriting Manual Underwriting No 6.673%   6.625% 6.625% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX FL $XXXXXX XX/XX/XXXX Monthly 49.88% 49.88% 49.88% No               Self-Employed           1YR Full Doc 0   NA   N/A 0     1 0     3 1 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Borrower Prepared 6 Borrower       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, SESoleProprietor - 1 YR Personal Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 XXXXXXXX XXXXXX FL XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 13.8 $XXXXXX 13.8 No 47.41 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90741 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 6.815%   6.750% 6.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     45.59% 45.61% 45.61% No No             Employed Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 180 15 Work Number Yes 96 30 Work Number No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025 XXXXXXXX XXXXXX ME XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     769                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   ME United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   ME United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 12.7 $XXXXXX 5.3 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban Yes 63.38
90743 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.520% Manual Underwriting Manual Underwriting No 8.559%   8.000% 8.000% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     35.36% 35.36% 35.36% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX IL XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       705                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0   0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   IL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 59.8 $XXXXXX 59.8 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90744 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 6.479%   6.375% 6.375% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     16.16% 16.16% 16.16% No No             Employed Employed         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 XXXXXXXX XXXXXX VA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     779                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form VI United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form VA United States XX/XX/XXXX     N/A                                                         Fee Simple   No Yes N/A $XXXXXX 23.1 $XXXXXX 23.1 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90745 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 7.157%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX Yes XXXXXXXX TX $XXXXXX XX/XX/XXXX Annually 17.45% 17.45% 17.45% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Proceeds from Sale N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX TX XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       730                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form TX United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 36.2 $XXXXXX 36.2 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90746 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.490% Manual Underwriting Manual Underwriting No 7.009%   6.750% 6.750% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX TX $XXXXXX XX/XX/XXXX Annually 11.23% 11.23% 11.23% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXXX XXXXXX TX XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       724                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form TX United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 12.6 $XXXXXX 12.6 No 72.94 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban Yes 217.39
90747 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.520% Manual Underwriting Manual Underwriting No 6.564%   6.500% 6.500% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX CA $XXXXXX XX/XX/XXXX Annually 42.34% 42.34% 42.34% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% 100.00% 50.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - SESCorp - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     778                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 9.8 $XXXXXX 9.8 No 79.54 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban Yes 66.67
90748 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.520% Manual Underwriting Manual Underwriting No 8.295%   8.125% 8.125% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     33.77% 33.77% 33.77% No               Employed           1YR Full Doc 1   2+ Months   N/A 0     0 0     3 1 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 15 15 Work Number     0   No 0   N/A Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2026 XXXXXXXX XXXXXX CT XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       701                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   MA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 47.8 $XXXXXX 47.8 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90749 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.490% Manual Underwriting Manual Underwriting No 6.638%   6.500% 6.500% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     38.16% 38.16% 38.16% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 251 29 Work Number Yes 277 29 Work Number No 0   N/A Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     757                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 16.8 $XXXXXX 16.8 No 51.91 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90750 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 7.497%   7.375% 7.375% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     46.40% 46.40% 46.40% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX OH XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       688                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   OH United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 1067.7 $XXXXXX 1067.7 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90751 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0   0.000% Manual Underwriting Manual Underwriting No 6.401%   6.375% 6.375% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX FL $XXXXXX XX/XX/XXXX Annually 25.37% 25.37% 25.37% Yes Yes             Retired Self-Employed         2YR Full Doc 0 2 NA NA N/A 0 N/A 0 2 0 2 2 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%   100.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024 XXXXXXXX XXXXXX FL XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     812                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form CO United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CO United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 100.2 $XXXXXX 100.2 No 75.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90752 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.490% Manual Underwriting Manual Underwriting No 6.979%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX FL $XXXXXX XX/XX/XXXX Monthly 12.54% 12.54% 12.54% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX FL XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       767                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 11.7 $XXXXXX 11.7 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
89825 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.800% Manual Underwriting Manual Underwriting No 6.534%   6.500% 6.500% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX WA $XXXXXX XX/XX/XXXX Monthly 31.51% 31.51% 31.51% No No             Retired Not Employed         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA Yes No 84.0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Asset Depletion - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX WA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     760                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   WA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   WA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 120.7 $XXXXXX 120.7 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No   XXXXXXXXX Suburban No  
89826 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.361%   7.000% 7.000% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX NY $XXXXXX XX/XX/XXXX Monthly 45.22% 45.22% 45.22% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 || Co Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXXX XXXXXX NY XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     703                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NY United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   NY United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A .00 0.0 $XXXXXX 85.8 No 47.37 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Urban No  
90753 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.510% Manual Underwriting Manual Underwriting No 6.594%   6.500% 6.500% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     45.35% 45.51% 45.51% No No             Employed Not Employed         2YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXXX XXXXXX AL XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   MD United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Passport   N/A United States XX/XX/XXXX United States XX/XX/XXXX N/A                                                         Fee Simple   No No N/A $XXXXXX 113.1 $XXXXXX 113.1 No 70.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90754 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.510% Manual Underwriting Manual Underwriting No 6.603%   6.500% 6.500% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A XXXXXXXX CA $XXXXXX XX/XX/XXXX Monthly 22.95% 22.95% 22.95% No No             Employed Employed         1YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0   NA 0 0   No 0   N/A Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2026 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2026 XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 31.5 $XXXXXX 31.5 No 75.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90755 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.510% Manual Underwriting Manual Underwriting No 6.975%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     33.03% 33.03% 33.03% No No             Employed Employed         1YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 2 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 20.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, SEPartnership - 2 YRS Business Tax Returns Verified(1120S), 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2026 Borrower - 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2026 XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     797                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXX 184.8 $XXXXXX 184.8 No 85.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90756 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 6.930%   6.875% 6.875% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     45.92% 45.87% 45.87% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Missing 12 0 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX CA XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       745                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   AZ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 37.1 $XXXXXX 37.1 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No  
90757 XXXXXXXX   XXXXXXX XXXXXXX XXXXXX XXXXXX No XXXXXXXX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.490% Manual Underwriting Manual Underwriting No 7.424%   7.375% 7.375% $XXXXXXX No   $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX N/A     $0.00     26.51% 26.51% 26.51% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Missing 0 12 No       100.00% 100.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXXX XXXXXX HI XXXXX XXXXXX XX/XX/XXXX XX/XX/XXXX       760                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Other Patriot Act Form NV United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXX 21.3 $XXXXXX 21.3 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX         No XXXXXXXX XXXXXXXXX Suburban No