MFRA NQM DEPOSITOR, LLC ABS-15G

Exhibit 99.03 - Schedule 7

 

Rating Agency ATR QM Data Fields
   
Loans in Report:  178

 

Loan Number Loan Level ATR/QM Status Application Date Prior to 1/10/2014 Lender Application Date Broker Application Date GSE Eligible QRM Flag ATR/QM Total Points and Fees Rate Lock Date APR Bwr 1 Employment Indicator Bwr 2 Employment Indicator Borrower 1 Citizenship Borrower 2 Citizenship Borrowers Qualified Through a Non-Resident Alien Program Residual Income Analysis in File ATR/QM Residual Income
89368 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed Unemployed (No Data) Non-Resident Alien (No Data) (No Data) 0
89369 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.1251 Employed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
89370 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.75 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89371 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed Unemployed (No Data) Non-Resident Alien (No Data) (No Data) 0
89374 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.5 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
89379 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 9.125 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
89380 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed Unemployed Non-Resident Alien Non-Resident Alien (No Data) (No Data) 0
89381 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 11.125 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89382 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.75 Unemployed Unemployed (No Data) Non-Resident Alien (No Data) (No Data) 0
89388 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.25 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89389 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.5 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89390 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 10.5 Unemployed Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) 0
89391 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.875 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
89392 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.375 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89393 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 9.75 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89395 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.25 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89396 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.75 Unemployed Unemployed (No Data) Non-Resident Alien (No Data) (No Data) 0
89397 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.375 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
89398 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.75 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89401 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.375 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89404 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.625 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
89405 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.999 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
89406 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.999 Unemployed Unemployed (No Data) Non-Resident Alien (No Data) (No Data) 0
89407 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed Unemployed (No Data) Non-Resident Alien (No Data) (No Data) 0
89410 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.75 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89412 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89416 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.625 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89419 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
90432 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 10.125 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89422 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89424 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.25 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89425 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89426 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.999 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
89427 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.9991 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89429 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.125 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89432 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.7501 Unemployed Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) 0
89435 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89436 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.375 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
89437 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89438 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89439 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.5 Unemployed Unemployed (No Data) Non-Resident Alien (No Data) (No Data) 0
89440 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.75 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89441 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89442 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.999 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
89443 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.125 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
89446 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.75 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89449 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.4999 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
89450 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.999 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
89453 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89456 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
90433 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
89457 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.999 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
89458 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 0 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89459 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.5 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
89460 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 5.9989 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89463 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.125 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89464 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.999 Unemployed Unemployed (No Data) Non-Resident Alien (No Data) (No Data) 0
89466 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89467 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89468 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.625 Unemployed Unemployed (No Data) Non-Resident Alien (No Data) (No Data) 0
89469 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89470 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89471 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed Employed (No Data) U.S. Citizen (No Data) (No Data) 0
89472 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.375 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89473 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.75 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89475 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89478 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.1251 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89480 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89481 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.999 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89482 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89483 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89484 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89485 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.5 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89486 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.999 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
89487 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.375 Unemployed Unemployed Permanent Resident Alien U.S. Citizen (No Data) (No Data) 0
90434 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89489 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.625 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89490 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
89495 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 0 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89498 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.5 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89499 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.999 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89500 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89502 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.375 Unemployed Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) 0
89504 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.999 Employed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89505 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
90435 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.625 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
89509 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.5 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
90436 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.75 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
90437 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.7501 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
90438 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.8751 Unemployed Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) 0
89518 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
90439 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.75 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
90440 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
90441 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 10.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
90442 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.25 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
90443 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.375 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
90444 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 5.9989 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
90448 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.25 Unemployed Employed (No Data) U.S. Citizen (No Data) (No Data) 0
90450 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.25 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
90655 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.999 Unemployed Unemployed (No Data) Non-Resident Alien (No Data) (No Data) 0
90451 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.7501 Unemployed Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) 0
90452 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.625 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
90453 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
90454 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.7501 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
90455 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 8.75 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
90456 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.8751 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
90457 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.75 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
90458 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed Unemployed (No Data) Non-Resident Alien (No Data) (No Data) 0
90459 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
90460 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
90461 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
90656 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 7.7501 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
90465 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.625 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
90466 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
90467 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 8.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
90468 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.625 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
90470 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.999 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
90657 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
90471 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 9.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
90472 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
89519 ATR/QM: Exempt No XXXXXX XXXXXX No No 0 XXXXXX 6.999 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
89522 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 25750 XXXXXX 9.5162 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 14309.3
89524 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 11515 XXXXXX 6.5404 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) Yes 8335.41
89525 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 11222 XXXXXX 7.4002 Employed Employed Non-Resident Alien Non-Resident Alien (No Data) Yes 5763.72
89526 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 16145 XXXXXX 7.0383 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 75383.64
89528 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 20495 XXXXXX 6.8026 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) Yes 66687.38
89532 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 8645 XXXXXX 8.0513 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) Yes 12770.45
89535 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 17207.5 XXXXXX 6.382 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) Yes 10393.44
89537 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 7617.5 XXXXXX 7.7097 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) Yes 5880.26
89539 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 5240 XXXXXX 7.4003 Employed (No Data) Permanent Resident Alien (No Data) (No Data) Yes 14328.47
89540 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 8660 XXXXXX 6.9768 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) Yes 7095.94
89541 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 6957.5 XXXXXX 8.9485 Employed (No Data) Permanent Resident Alien (No Data) (No Data) Yes 9606.77
89542 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 11795 XXXXXX 6.9048 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 5066.81
89543 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 7415 XXXXXX 7.1345 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 2145.07
89544 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 9883.75 XXXXXX 7.2359 Employed Employed Non-Resident Alien Non-Resident Alien (No Data) Yes 5050.25
89545 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 15230 XXXXXX 7.2374 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) Yes 69073.79
89546 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 8330 XXXXXX 7.5482 Employed Unemployed Non-Permanent Resident Alien Non-Permanent Resident Alien (No Data) Yes 4166.04
89547 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 18759.07 XXXXXX 6.282 Employed (No Data) Permanent Resident Alien (No Data) (No Data) Yes 10637.13
89549 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 19495 XXXXXX 6.7244 Employed Employed Permanent Resident Alien Permanent Resident Alien (No Data) Yes 10534.28
89550 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 9019 XXXXXX 6.5158 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) Yes 1657.92
89551 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 22227.75 XXXXXX 6.3233 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
89552 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 9145 XXXXXX 7.5608 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 9616.46
89556 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 13895 XXXXXX 6.4444 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) Yes 20525.74
90477 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 5057.5 XXXXXX 7.3927 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 3670.13
89558 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 11619.67 XXXXXX 6.6127 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 17142.3
89559 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 7051 XXXXXX 7.8963 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) Yes 3962.78
89560 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 8820 XXXXXX 6.75 Employed (No Data) Permanent Resident Alien (No Data) (No Data) Yes 10866.84
89561 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 18780 XXXXXX 7.2928 Employed Employed U.S. Citizen U.S. Citizen No Yes 44803.3
89562 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 7040 XXXXXX 7.1263 Employed Employed U.S. Citizen U.S. Citizen No Yes 7453.75
89564 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 14877.88 XXXXXX 6.8843 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 4379.94
89565 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 9710 XXXXXX 7.7229 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 9377.32
89566 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 18333.69 XXXXXX 8.1214 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 12840.23
90658 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 88127.5 XXXXXX 6.5745 Employed (No Data) Permanent Resident Alien (No Data) (No Data) Yes 129071.98
90479 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 9661.9 XXXXXX 7.0577 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 15744.59
89570 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 9965 XXXXXX 6.5985 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 11046.1
89572 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 5890 XXXXXX 8.2887 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 11596.2
90480 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 9755 XXXXXX 6.773 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) Yes 11759.27
90482 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 20684.65 XXXXXX 7.3403 Employed (No Data) Permanent Resident Alien (No Data) (No Data) Yes 7905.68
90483 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 9408.13 XXXXXX 7.4173 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) Yes 2546.29
90485 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 17989.3 XXXXXX 6.92 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) Yes 5245.97
89575 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 14888.75 XXXXXX 6.3539 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 21114.31
90487 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 9292.05 XXXXXX 6.8498 Retired Retired U.S. Citizen U.S. Citizen (No Data) Yes 3699.68
90489 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 10523.12 XXXXXX 10.4919 Unemployed (No Data) U.S. Citizen (No Data) (No Data) No 0
90492 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 9815 XXXXXX 7.3927 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 7181.21
90493 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 4980 XXXXXX 7.6352 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 5939.16
90495 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 10820 XXXXXX 6.9464 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 4304.09
90496 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 8832.5 XXXXXX 6.6468 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 6510.03
90497 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 13820 XXXXXX 8.7873 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 62707.37
90498 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 13110.63 XXXXXX 8.0318 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 8464.73
90499 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 8335 XXXXXX 7.1283 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 6836.76
90500 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 8748 XXXXXX 7.6404 Retired (No Data) U.S. Citizen (No Data) (No Data) Yes 4297.02
90501 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 8995 XXXXXX 7.3246 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) Yes 4207.76
90502 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 13079 XXXXXX 8.1031 Employed Employed U.S. Citizen U.S. Citizen No Yes 15437.92
90503 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 11525 XXXXXX 8.3055 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 93858.38
90504 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 22617.5 XXXXXX 7.6785 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 23506.57
90506 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 4895 XXXXXX 7.1534 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 5363.07
90507 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 14420 XXXXXX 6.5265 Unemployed Employed U.S. Citizen U.S. Citizen (No Data) Yes 6918.76
90508 Non-QM: Lender documented all ATR UW factors No XXXXXX XXXXXX No No 13095 XXXXXX 6.5904 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 122271.59

  

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