Exhibit 99.04 Schedule 5

 

Loan ID Seller Loan ID Alt Loan ID Field Name Verified Value Bid Tape Value Comment
4000137723 XXXXX   DSCR 1.20 1.22 XXX Rent / XXX PITIA = XX/XX/XXXX DSCR
4000141282 XXXXX   Loan Purpose 3-Refi Cash Out   Blank Data Tape
4000141282 XXXXX   Sales Price XXXXX XXXXX Not a purchase
4000141282 XXXXX   Qualifying Value XXXXX XXXXX Appraisal reflects as-is value of XXX
4000141282 XXXXX   Original LTV 59.26% 61.54% XXX Loan Amount / XXX As-Is Value = 59.26% LTV
4000141282 XXXXX   Mo Pymt (P&I) 1063.41 1239.54 Note reflects XXX
4000141282 XXXXX   T & I Payment $176.13 $48.00 XXX Tax + XXX Ins = XXX T&I
4000141282 XXXXX   Prepayment Penalty     no prepayment
4000141282 XXXXX   Citizen Types US Citizen 0 Blank Data Tape
4000139589 XXXXX   Property Type 2-4 Unit SFR XXX unit
4000139589 XXXXX   DSCR 1.09 1.04 XXX Rent / XXX PITIA = XX/XX/XXXX DSCR
4000139589 XXXXX   T & I Payment $1,172.88 $1,141.00 XXX Tax + XXX Ins = XXX T&I
4000119664 XXXXX   Mo. Hazard 925.58 93.00 Adding dwelling and windstorm inusrance premiums.
4000130569 XXXXX   Months Reserves 4.05 13.84 XXX #XXX reflects XXX
4000130590 XXXXX   Gross Rent 6741.67 6741.00 XXX off
4000131770 XXXXX   Mo. Tax 357.46 21.50 Adding property, city and school taxes.
4000133512 XXXXX   Months Reserves 97.53 217.25 XXX #XXX ID: XXX reflects XXX ID: XXX reflects XXX XXX #XXX reflects XXX
4000133972 XXXXX   Gross Rent 4433.33 4433.00 XXX off
4000133972 XXXXX   Mo. Hazard 288.03 122.36 Adding Windstrom insurance.
4000134992 XXXXX   Mo. Tax 146.08 147.91 Tax certificate in file reflects XXX annual taxes.
4000135103 XXXXX   Months Reserves 139.81 163.93 Utilizing XXX% of the value of the stockes and mutual funds in XXX #XXX and #XXX.
4000136536 XXXXX   Qualifying FICO 762 749 FICO XXX per credit report in file dated XX/XX/XXXX
4000137046 XXXXX   STR N/A TRUE Missing XXX.
4000137953 XXXXX   Gross Rent 6066.67 6066.00 XXX off
4000138029 XXXXX   Disbursement Date XXXXX XXXXX CD in file reflects XXX of XX/XX/XXXX
4000138029 XXXXX   Months Reserves 21.13 35.94 Utilizing XXX% of the value of the stocks in XXX #XXX and full amount of XXX #XXX.
4000140588 XXXXX   Credit Report Date XXXXX XXXXX Ordered/Released XX/XX/XXXX and reissued XX/XX/XXXX
4000128786 XXXXX   DSCR 1.01 1.00 Note States First P&I is XXX making DSCR XX/XX/XXXX
4000126890 XXXXX   DSCR 0.96 0.98 Updated HOI uploaded, XXX / XXX PITIA = XXX DSCR
4000119836 XXXXX   Property Type 3- Condo (4 or fewer stories) DTCH Same, agreed
4000127141 XXXXX   Property Type 3- Condo (4 or fewer stories) DTCH Same, agreed
4000132589 XXXXX   Property Type 3- Condo (4 or fewer stories) Non-Warrantable Condo Same, agreed
4000133560 XXXXX   Property Type 3- Condo (4 or fewer stories) DTCH Same, agreed
4000133165 XXXXX   DSCR 0.93 0.94 XXX / XXX PITIA = XXX DSCR
4000135029 XXXXX   Application Date XXXXX XXXXX The initial 1003 is dated XX/XX/XXXX pg. XXX
4000136161 XXXXX   Application Date XXXXX XXXXX Verified using initial 1003
4000141988 XXXXX   Application Date XXXXX XXXXX Initial 1003 date.
4000139570 XXXXX   Application Date XXXXX XXXXX Verified with the initial 1003
4000142833 XXXXX   Borrower 1 Origination Equifax 760 777 Per credit report
4000142833 XXXXX   Borrower 1 Origination Experian 777 760 Per credit report.
4000124895 XXXXX   First Payment Date XXXXX XXXXX Verified 1st payment date using the Note
4000136161 XXXXX   First Payment Date XXXXX XXXXX Verified using the note
4000124895 XXXXX   Maturity Date XXXXX XXXXX Verified XXX using the Note
4000136161 XXXXX   Maturity Date XXXXX XXXXX Verified using the note
4000143718 XXXXX   Prepayment Penalty Yes No The note confirms a XXX year pre-payment
4000130794 XXXXX   Property Type Two to Four Unit Single Family Detached XXX is a XXX unit detached residence
4000124895 XXXXX   Property Type Townhouse PUD  
4000136120 XXXXX   Property Type Condominium Other XXX is XXX, Appraisal XXX confirm that and mortgage mentioned condo rider
4000139570 XXXXX   Property Type Condominium High Rise Condominium  
4000129731 XXXXX   Property Value XXXXX XXXXX value vs XXX
4000143718 XXXXX   Property Value XXXXX XXXXX The appraisal dated XX/XX/XXXX valued the property at XXX
4000137731 XXXXX   Property Value XXXXX XXXXX XXX updated as per Appraisal
4000136120 XXXXX   Property Value XXXXX XXXXX Appraisal Value is XXX is XXX
4000137719 XXXXX   Property Value XXXXX XXXXX Using Purchase price as XXX since it is lower than the appraised value
4000141984 XXXXX   Property Value XXXXX XXXXX Verified XXX vs purchase price
4000143381 XXXXX   Property Value XXXXX XXXXX XXX per Appraisal in file.
4000139570 XXXXX   Property Value XXXXX XXXXX Verified with the appraisal, the lower purchase price used to qualify.
4000139677 XXXXX   Property Value XXXXX XXXXX Using Purchase price as XXX since it is lower than the appraised value
4000130794 XXXXX   Qualifying FICO 775 773 • The XXX score for each borrower is the middle score when three XXX credit agency scores return and the higher score when two XXX credit agency scores return, applied as follows § For DSCR transactions, use the highest XXX score for qualifying
4000133919 XXXXX   Qualifying FICO 818 814 Verified with the Credit report, primary wage earners middle score
4000139570 XXXXX   Qualifying FICO 810 799 Verified with the credit repot.
4000122158 XXXXX   Qualifying Housing Debt Income Ratio 34.81 36.53 Lender qualified the borrower at a higher rate.
4000122158 XXXXX   Qualifying Total Debt Income Ratio 36.12 37.84 DTI based on lower PITI.
4000122158 XXXXX   Qualifying Total Reserves Number of Months 19.48 6.81 Assets verified based on Statements in file.
4000127555 XXXXX   Qualifying Total Reserves Number of Months 115.18 110.47 total qualifying income XXX
4000124895 XXXXX   Qualifying Total Reserves Number of Months 332.42 60.91 Verified total assets using bank Statements
4000130582 XXXXX   Qualifying Total Reserves Number of Months 78.53 82.72 Using XXX% of the 401k and the most recent bank Statement balances. EM is verified cleared.
4000131029 XXXXX   Qualifying Total Reserves Number of Months 255.97 241.01 Based on documents in the file. Earnest Money is verified.
4000126042 XXXXX   Qualifying Total Reserves Number of Months 437.63 337.76 This is the amount verified
4000130181 XXXXX   Qualifying Total Reserves Number of Months 201.28 220.37 Updated as per Assets docs in the file. Lender has combined many of the asset Statements
4000129731 XXXXX   Qualifying Total Reserves Number of Months 7.49 0.00 Verified Statement on file.
4000143718 XXXXX   Qualifying Total Reserves Number of Months 66.97 14.72 The post closing assets =XXX
4000137731 XXXXX   Qualifying Total Reserves Number of Months 12.48 54.63 Loan amount of less than XXX no reserves required as per Deal Guide
4000133919 XXXXX   Qualifying Total Reserves Number of Months 14.53 0.00 Verified with the most recent asset Statements
4000135037 XXXXX   Qualifying Total Reserves Number of Months 5.36 0.00 As per the guidelines, no reserves are required when the loan amount is less than XXX
4000136120 XXXXX   Qualifying Total Reserves Number of Months 49.60 50.80 Updated as per asset document
4000133257 XXXXX   Qualifying Total Reserves Number of Months 70.98 69.33 Per asset docs
4000141988 XXXXX   Qualifying Total Reserves Number of Months 14.49 0.00 Verified Statements on file.
4000141984 XXXXX   Qualifying Total Reserves Number of Months 174.02 12.00 Verified reserves to assets; reserves not required for program
4000143381 XXXXX   Qualifying Total Reserves Number of Months 64.41 0.00 XXX per assets provided in the file.
4000138446 XXXXX   Qualifying Total Reserves Number of Months 434.20 519.06 Using IRA at XXX%
4000139570 XXXXX   Qualifying Total Reserves Number of Months 91.06 0.00 Verified with the most recent asset Statements.
4000142833 XXXXX   Qualifying Total Reserves Number of Months 4.40 12.98 LM calculation shows insufficient reserves caused by the gift funds.
4000142989 XXXXX   Qualifying Total Reserves Number of Months 274.80 348.95 Proceeds from the previous primary are less than what is listed on the 1003
4000132254 XXXXX XXXXX Borrower Appraisal Receipt Date XXXXX XXXXX Per Appraisal Receipt document
4000132254 XXXXX XXXXX Qualifying Monthly P&I Amount 10501.17 9303.50 Per Step Payment feature of Note
4000132254 XXXXX XXXXX Qualifying Total Reserves Number of Months 28.52 27.00 Per asset documentation and housing expenese
4000132254 XXXXX XXXXX Total Liquid Assets Available For Close XXXXX XXXXX Per asset documentation
4000132254 XXXXX XXXXX Total Qualified Assets Available XXXXX XXXXX Per asset documentation