Exhibit 99.03 Schedule 5
| Rating Agency ATR QM Data Fields | ||||||||||||||||
| Loans in Report: | 1 |
| Loan Number | Loan Level ATR/QM Status | Application Date Prior to 1/10/2014 | Lender Application Date | Broker Application Date | GSE Eligible | QRM Flag | ATR/QM Total Points and Fees | Rate Lock Date | APR | Bwr 1 Employment Indicator | Bwr 2 Employment Indicator | Borrower 1 Citizenship | Borrower 2 Citizenship | Borrowers Qualified Through a Non-Resident Alien Program | Residual Income Analysis in File | ATR/QM Residual Income |
| 4000047437 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 8.432 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
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