Exhibit 99.02 Schedule 1

 

Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Updated Credit Report Date Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Most Recent Updated Co Borrower 2 FICO Most Recent Updated Co Borrower 3 FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Late 30d in 24m  Prior Mortgage/Rent Late 60d in 24m  Prior Mortgage/Rent Late 90d in 24m  Has ACH Is Equity Shared Loan Subordinate Lien Type Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type  Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type  Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type  Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag Appraiser License # Appraiser First Name Appraisal Last Name Maturity Date Number of Units
6000074868     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 13349 xxx 3.620%   No AUS No 4.888%   4.750%   $4,694.83 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,144.30       $0.00     0.00% 19.91% 19.91% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0   NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, 12 Business Bank Statements Verified || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     717                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen         xxx             Permanent Resident Alien Permanent Resident Alien         xxx                                                                 Fee Simple No   N/A xxx 10.00 xxx 10   80 N/A xxx xxx   xxx 1
6000083508     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 7995.88   0.000%   No AUS No 7.224%   8.999%   $3,795.47 No   xxx xxx xxx xxx xxx xxx xxx $4,546.30   xxx xxx xxx xxx Annually 0.00% 49.36% 54.56% No               Self-Employed           1YR Full Doc 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Wage, Wage, Wage, Wage, Wage, Wage, Wage, SESoleProprietor Borrower xxx xxx xxx xxx xxx xxx xxx       667                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   xxx xxx xxx     N/A                                                                                   Fee Simple No true N/A xxx 5.53 xxx 5.53   85 N/A xxx xxx xxx xxx 1
4000093282     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $2,839.56 No   xxx xxx xxx xxx xxx xxx $0.00 $3,478.89 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 0.941 0.925 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     716                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patriot ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 75.45 xxx 75.45 No 75.0 N/A xxx xxx xxx xxx 1
4000093277     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 11599.5 xxx 6.540%   No AUS No 7.376%   7.250%   $6,565.47 No   xxx xxx xxx xxx xxx xxx $0.00 $8,627.23 $14,607.02 xxx xxx xxx xxx Annually 0.00% 44.46% 44.46% No               Self-Employed           1YR Full Doc 1   NA   N/A 0     1 1     2 1 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 8 Borrower       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, SESoleProprietor - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024 xxx xxx xxx xxx xxx xxx xxx       700                               NA     0       0     0     0   0 0 0   No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 9.34 xxx 9.34 No 72.64 N/A xxx xxx xxx xxx 1
4000096725     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $2,571.69 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,537.12 $12,056.19     $0.00     0.00% 42.40% 42.40% Yes Yes             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes N/A 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 || Co Borrower Borrower - 2024, 2025 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     759                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 199.51 xxx 199.51 No 65.0 N/A xxx xxx xxx xxx 2
4000097192     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $2,813.98 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,515.55 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.796 0.796   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       745                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 107.01 xxx 107.01 No 75.0 N/A xxx xxx xxx xxx 1
4000096812     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $3,426.78 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,643.90 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 0.872 0.87 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       738                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 27.67 xxx 27.67 No 75.0 N/A xxx xxx xxx xxx 1
4000101149     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $4,624.50 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,904.51 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.16 1.16 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       804                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 648.12 xxx 648.12 No 58.78 N/A xxx xxx xxx xxx 1
4000104529     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $1,970.96 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,885.56 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.04 1.04 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       754                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 30.04 xxx 30.04 No 75.0 N/A xxx xxx xxx xxx 1
4000108883     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 1725 xxx 6.250%   No AUS No 6.668%   6.625%   $6,723.27 No   xxx xxx xxx xxx xxx xxx $0.00 $7,624.03 $28,696.83 xxx xxx xxx xxx Monthly 0.00% 21.11% 21.11% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx       762                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.76 xxx 9.76 No 80.0 N/A xxx xxx xxx xxx 1
4000110007     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $3,368.59 No   xxx xxx xxx xxx xxx xxx $0.00 $4,693.36 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.81 0.8 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       810                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patriot act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 100.29 No 63.29 N/A xxx xxx xxx xxx 1
4000113581     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1470 xxx 6.140%   No AUS No 6.544%   6.500%   $2,923.31 No   xxx xxx xxx xxx xxx xxx $0.00 $3,976.50 $8,049.20 xxx xxx xxx xxx Annually 0.00% 36.57% 36.57% No               Unknown           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     3 0 NA   Yes No 84.0 No Yes Yes 0 3 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Asset Depletion - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       812                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 281.79 xxx 281.79 No 50.0 N/A xxx xxx xxx xxx 1
4000119946     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1250 xxx 6.100%   No AUS No 6.656%   6.625%   $4,456.56 No   xxx xxx xxx xxx xxx xxx xxx $5,261.47 $17,710.53 xxx xxx xxx xxx Annually 0.00% 30.90% 30.90% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 13 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Other USA Patroit Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.81 xxx 8.81 No 80.0 N/A xxx xxx xxx xxx 1
4000112496     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2375 xxx 6.060%   No AUS No 7.327%   7.250%   $7,367.50 No   xxx xxx xxx xxx xxx xxx $0.00 $9,518.38 $10,425.62 xxx xxx xxx xxx Monthly 0.00% 47.87% 47.87% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 xxx xxx xxx xxx xxx xxx xxx       787                               NA     0       0     0     0   0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.98 xxx 4.98 No 80.0 Yes xxx xxx xxx xxx 1
4000119337     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.000%   $4,388.06 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,055.81 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.147 1.14 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       820                               NA     0       0     0     0   0 0 0   No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 15.94 xxx 15.94 No 45.49 N/A xxx xxx xxx xxx 2
4000118706     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3220 xxx 5.990%   No AUS No 6.223%   6.125%   $4,612.98 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,997.57 $9,412.53     $0.00     0.00% 43.81% 43.81% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 33 26 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       776                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 11.04 xxx 11.04 No 65.0 N/A xxx xxx xxx xxx 1
4000118996     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     5.750%   $2,078.88 No   xxx xxx xxx xxx xxx xxx $0.00 $2,746.42 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.165 1.165   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       692                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 175.55 xxx 175.55 No 54.28 N/A xxx xxx xxx xxx 1
4000119500     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $5,222.58 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,443.17 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.776 0.77 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       724                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 18.23 xxx 18.23 No 66.25 N/A xxx xxx xxx xxx 1
4000121361     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.000%   $3,000.00 No   xxx xxx xxx xxx xxx xxx $0.00 $4,465.44 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.254 1.25 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       799                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 7.06 xxx 7.06 No 75.0 Yes xxx xxx xxx xxx 1
4000121502     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $1,896.20 No   xxx xxx xxx xxx xxx xxx xxx $2,697.03 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.251 1.16 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       810                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Yes N/A xxx 138.73 xxx 138.73 No 60.0 N/A xxx xxx xxx xxx 1
4000120721     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $3,195.15 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,204.96 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.046 1.046   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       726                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT CUSTOMER IDENTIFICATION VERIFICATION xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 71.91 xxx 71.91 No 69.79 N/A xxx xxx xxx xxx 1
4000122199     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9992.5 xxx 6.120%   No AUS No 6.452%   6.250%   $3,321.79 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,252.13 $10,217.10     $0.00     0.00% 37.20% 37.20% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 40 26 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       806                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 24.54 xxx 24.54 No 64.38 N/A xxx xxx xxx xxx 1
4000124809     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2020 xxx 6.430%   No AUS No 6.893%   6.875%   $9,954.80 No   xxx xxx xxx xxx xxx xxx $0.00 $12,942.35 $15,881.31 xxx xxx xxx xxx Monthly 0.00% 53.52% 53.52% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 2 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 160 27 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     729                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 12.75 xxx 12.75 No 80.0 N/A xxx xxx xxx xxx 1
4000120075     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $883.90 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,145.97 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Proceeds from Sale   0           0 No     0 0       0   Yes 1.475 1.474   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       784                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 112.95 xxx 228.53 No 65.0 N/A xxx xxx xxx xxx 1
4000129592     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $2,089.96 Yes xxx xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,949.56 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.0 1   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       727                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 105.37 No 49.26 N/A xxx xxx xxx xxx 1
4000116772     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 26325 xxx 6.130%   No AUS No 6.976%   6.625%   $4,802.33 No   xxx xxx xxx xxx xxx xxx $0.00 $6,140.56 $18,504.10 xxx xxx xxx xxx Annually 0.00% 38.42% 38.42% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Accountant/Bookkeeper       Yes 86 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       693                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 29.89 No 39.47 N/A xxx xxx xxx xxx 1
4000127495     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     5.875%   $1,674.24 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,567.53 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 2.415 2.415 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       753                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien   Standard Driver's License - Not for federal use   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 38.82 xxx 38.82 No 14.49 N/A xxx xxx xxx xxx 2
4000128690     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $936.12 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,306.60 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.454 1.454 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       711                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 32.99 xxx 32.99 No 75.0 N/A xxx xxx xxx xxx 2
4000128625     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5935 xxx 6.300%   No AUS No 6.791%   6.625%   $2,458.79 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,098.00 $5,272.00     $0.00     0.00% 42.07% 42.07% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       802                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 4.19 xxx 4.19 No 80.0 N/A xxx xxx xxx xxx 1
4000127330     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $1,274.03 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,742.72 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.918 0.918 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       724                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 192.18 xxx 14.01 No 75.0 N/A xxx xxx xxx xxx 1
4000130960     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $786.62 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $963.21 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.35 1.35   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     754                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 13.54 xxx 13.54 No 75.0 N/A xxx xxx xxx xxx 1
4000126893     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $2,833.01 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,874.89 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.29 1.29 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       764                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 31.93 xxx 31.93 No 75.0 N/A xxx xxx xxx xxx 1
4000130681     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $2,412.29 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,342.84 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.556 1.555 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     768                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 676.55 xxx 676.55 No 75.0 N/A xxx xxx xxx xxx 3
4000131555     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2045 xxx 6.420%   No AUS No 7.659%   7.625%   $5,956.79 No   xxx xxx xxx xxx xxx xxx $0.00 $7,146.26 $8,462.74 xxx xxx xxx xxx Monthly 0.00% 46.44% 46.44% No No             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 27 26 FNMA 1005 Yes 26 25 FNMA 1005 No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 || Co Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     757                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot ACT xxx xxx xxx     I-551 Permanent Resident Card   xxx                                                     Fee Simple No Yes N/A xxx 3.86 xxx 3.86 No 80.0 N/A xxx xxx xxx xxx 1
4000129330     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,683.11 No   xxx xxx xxx xxx xxx xxx $0.00 $2,013.50 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.008 1.008 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       806                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Standard Driver's License - Not for federal use   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 3.67 xxx 3.67 No 75.0 N/A xxx xxx xxx xxx 1
4000133666     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $2,266.08 No   xxx xxx xxx xxx xxx xxx $0.00 $2,966.96 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%   Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 0.859 0.85 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     782                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 70.25 xxx 70.25 No 74.99 N/A xxx xxx xxx xxx 1
4000131591     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1615 xxx 6.420%   No AUS No 6.605%   6.500%   $1,719.23 No   xxx xxx xxx xxx xxx xxx $0.00 $2,507.40 $10,070.70 xxx xxx xxx xxx Annually 0.00% 26.94% 26.94% No No             Retired Retired         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability, Retirement, Retirement, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2025 xxx xxx xxx xxx xxx xxx xxx xxx     808                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 31.47 xxx 31.47 No 80.0 N/A xxx xxx xxx xxx 1
4000128238     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $1,312.64 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,935.17 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.067 2.067 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       661                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 17.01 xxx 17.01 No 34.17 N/A xxx xxx xxx xxx 2
4000129327     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1250 xxx 6.320%   No AUS No 6.425%   6.375%   $4,179.93 No   xxx xxx xxx xxx xxx xxx $0.00 $5,144.72 $17,465.36 xxx xxx xxx xxx Annually 0.00% 34.94% 34.94% Yes Yes             Employed Self-Employed         1YR Full Doc 1 0 NA NA N/A 0 N/A 0 1 0 1 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified - 2025, 2026 || Co Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified - 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     803                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 121.74 xxx 121.74 No 69.07 N/A xxx xxx xxx xxx 1
4000130140     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1770 xxx 6.410%   No AUS No 6.468%   6.375%   $2,222.54 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,906.32 $7,334.73     $0.00     0.00% 47.91% 47.91% Yes               Employed           1YR Full Doc 1   1 Month   N/A 0     0 0     3 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 16 17 FNMA 1005     0   No 0   N/A Borrower - Wage, Other - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       803                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 61.80 xxx 61.8 No 75.0 N/A xxx xxx xxx xxx 1
4000128488     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1920 xxx 6.260%   No AUS No 7.143%   7.000%   $1,644.13 No   xxx xxx xxx xxx xxx xxx $0.00 $2,111.72 $21,460.53 xxx xxx xxx xxx Monthly 0.00% 32.97% 32.97% Yes Yes 4   5   3   Employed Employed Employed   3.81   2YR Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025 || Co Borrower 2 - Commission - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025 || Co Borrower 2 - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx xxx xxx   761 806 824 775                         NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                               Fee Simple No No N/A xxx 36.79 xxx 36.79 No 75.0 Yes xxx xxx xxx xxx 1
4000132056     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3796.26 xxx 6.420%   No AUS No 6.253%   5.875%   $1,354.62 No   xxx xxx xxx xxx xxx xxx $0.00 $1,764.37 $6,726.80 xxx xxx xxx xxx Monthly 0.00% 29.89% 29.89% No               Not Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     3 0 NA   Yes No 84.0 No Yes N/A 3 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 xxx xxx xxx xxx xxx xxx xxx       762                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 52.44 xxx 52.44 No 45.35 N/A xxx xxx xxx xxx 1
4000130770     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.875%   $5,220.50 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,373.35 $15,386.42     $0.00     0.00% 45.05% 45.05% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 83 29 Work Number     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       700                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 34.44 xxx 34.44 No 80.0 N/A xxx xxx xxx xxx 1
4000132901     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8752.5 xxx 6.600%   No AUS No 6.834%   6.625%   $3,259.18 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,178.83 $6,428.62     $0.00     0.00% 40.92% 40.92% No No             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 79 28 FNMA 1005 Yes 33 28 FNMA 1005 No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 || Co Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     721                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx 14.96 xxx 14.96 No 65.34 N/A xxx xxx xxx xxx 1
4000131009     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $1,264.07 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,961.72 $0.00 xxx xxx $0.00 xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.351 1.35 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     734                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 478.47 xxx 478.47 No 51.35 N/A xxx xxx xxx xxx 1
4000131727     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1985 xxx 6.420%   No AUS No 6.958%   6.750%   $1,135.05 No   xxx xxx xxx xxx xxx xxx $0.00 $1,627.04 $3,215.97 xxx xxx xxx xxx Monthly 0.00% 49.70% 49.70% Yes               Retired           1YR Full Doc 0   NA   N/A 0     0 0     2 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Retirement, Retirement, Other, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       801                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 50.42 xxx 50.42 No 59.32 N/A xxx xxx xxx xxx 1
4000134509     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1540 xxx 6.510%   No AUS No 7.025%   7.000%   $10,112.60 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $13,457.60 $83,377.99     $0.00     0.00% 17.74% 17.74% Yes Yes             Not Employed Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 2 2 2 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 100.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx xxx     774                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 335.46 xxx 335.46 No 80.0 N/A xxx xxx xxx xxx 1
4000133809     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8862 xxx 6.090%   No AUS No 7.047%   6.500%   $2,411.23 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,786.90 $13,919.10     $0.00     0.00% 37.06% 37.06% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       704                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 79.71 xxx 79.79 No 63.63 N/A xxx xxx xxx xxx 1
4000134799     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.000%   $990.58 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,113.23 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.482 1.482 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       691                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 104.96 xxx 104.96 No 75.0 N/A xxx xxx xxx xxx 1
4000135813     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $998.19 Yes xxx xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,597.72 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 2.691 2.69 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       754                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A .00 .00 xxx 95.4 No 12.7 N/A xxx xxx xxx xxx 1
4000134944     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $1,230.62 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,631.40 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.226 1.226 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       768                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 181.45 xxx 181.45 No 80.0 N/A xxx xxx xxx xxx 1
4000131908     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7597 xxx 6.520%   No AUS No 6.037%   5.750%   $5,252.16 No   xxx xxx xxx xxx xxx xxx $0.00 $7,221.89 $10,565.12 xxx xxx xxx xxx Annually 0.00% 43.65% 43.65% No No             Not Employed Employed         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 1 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00% Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 15 15 FNMA 1005 No 0   N/A Borrower || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 Borrower || Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     729                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 84.97 xxx 84.97 No 60.0 N/A xxx xxx xxx xxx 1
4000134649     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.510%   No AUS No 6.816%   6.750%   $3,567.29 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,026.80 $12,773.98     $0.00     0.00% 48.90% 48.90% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 37 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       809                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 2.60 xxx 2.6 No 22.45 N/A xxx xxx xxx xxx 1
4000133866     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2375 xxx 6.520%   No AUS No 6.710%   6.625%   $4,213.25 No   xxx xxx xxx xxx xxx xxx $0.00 $5,445.89 $10,539.11 xxx xxx xxx xxx Monthly 0.00% 38.01% 38.01% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 52 28 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       785                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .12 xxx 0.12 No 70.0 N/A xxx xxx xxx xxx 1
4000131415     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     5.875%   $2,460.80 No   xxx xxx xxx xxx xxx xxx $0.00 $3,097.55 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.001 1 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       764                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 28.01 xxx 28.01 No 67.1 N/A xxx xxx xxx xxx 1
4000133634     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2425 xxx 6.520%   No AUS No 6.925%   6.875%   $4,138.65 No   xxx xxx xxx xxx xxx xxx $0.00 $5,078.13 $7,285.67 xxx xxx xxx xxx Monthly 0.00% 48.43% 48.43% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 28 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       760                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 0.01 No 66.32 N/A xxx xxx xxx xxx 1
4000134009     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.510%   No AUS No 6.957%   6.875%   $5,202.88 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,405.49 $8,044.51     $0.00     0.00% 44.52% 44.52% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 53 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       798                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 5.97 xxx 5.97 No 80.0 N/A xxx xxx xxx xxx 1
4000131383     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9945 xxx 6.410%   No AUS No 7.317%   7.125%   $4,850.77 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,983.05 $50,829.95     $0.00     0.00% 12.95% 12.95% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 24 12 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       808                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 18.35 xxx 18.35 No 83.72 N/A xxx xxx xxx xxx 1
4000126245     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 24570 xxx 6.370%   No AUS No 7.303%   7.125%   $9,917.14 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $11,987.25 $13,698.66     $0.00     0.00% 49.92% 49.92% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 48 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Overtime, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       789                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.58 xxx 13.61 No 73.78 N/A xxx xxx xxx xxx 1
4000133618     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $998.53 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,189.29 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.219 1.273   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 52.62 xxx 53.23 No 80.0 N/A xxx xxx xxx xxx 1
4000136040     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $1,871.61 No   xxx xxx xxx xxx xxx xxx $0.00 $2,978.93 $11,948.02 xxx xxx xxx xxx Monthly 0.00% 3.80% 3.80% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       757                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 155 No 23.72 No xxx xxx xxx xxx 1
4000135441     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $3,581.43 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,194.29 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.918 0.918   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       720                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A .00 .00 xxx 48.39 No 69.08 N/A xxx xxx xxx xxx 1
4000136042     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9875 xxx 6.410%   No AUS No 6.770%   6.500%   $3,160.34 No   xxx xxx xxx xxx xxx xxx $0.00 $4,572.57 $7,014.43 xxx xxx xxx xxx Monthly 0.00% 41.55% 41.55% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       714                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 2.27 xxx 2.27 No 59.17 N/A xxx xxx xxx xxx 1
4000135212     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $2,947.79 No   xxx xxx xxx xxx xxx xxx $0.00 $3,808.29 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.142 1.0 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 14.13 xxx 14.13 No 78.75 N/A xxx xxx xxx xxx 1
4000136043     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.410%   No AUS No 6.506%   6.375%   $2,707.60 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,837.33 $9,137.67     $0.00     0.00% 29.71% 29.71% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 28 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       793                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx .19 xxx 0.19 No 50.0 N/A xxx xxx xxx xxx 1
4000135833     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.250%   $2,482.18 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,702.51 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.091 1.091   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       668                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.69 xxx 7.69 No 70.0 N/A xxx xxx xxx xxx 1
4000133987     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $4,433.16 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,246.55 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.039 1.03   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       766                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 28.24 xxx 28.24 No 60.0 N/A xxx xxx xxx xxx 1
4000135467     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 20545 xxx 6.510%   No AUS No 6.739%   6.500%   $5,435.79 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,874.63 $17,113.78     $0.00     0.00% 28.73% 28.73% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .91 xxx 0.91 No 68.25 N/A xxx xxx xxx xxx 1
4000136149     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.320%   No AUS No 6.403%   6.375%   $7,168.27 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $9,603.48 $14,786.77     $0.00     0.00% 40.44% 40.44% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 27 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       788                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 68.82 xxx 68.82 No 51.99 N/A xxx xxx xxx xxx 1
4000129084     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1500 xxx 6.320%   No AUS No 6.370%   6.250%   $10,245.53 No   xxx xxx xxx xxx xxx xxx $0.00 $12,285.32 $39,989.42 xxx xxx xxx xxx Annually 0.00% 36.61% 36.61% Yes Yes             Employed Retired         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - N/A - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     802                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 30.85 xxx 30.85 No 80.0 N/A xxx xxx xxx xxx 1
4000128853     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4818.18 xxx 6.320%   No AUS No 6.654%   6.375%   $1,409.17 No   xxx xxx xxx xxx xxx xxx $0.00 $2,470.98 $13,852.26 xxx xxx xxx xxx Monthly 0.00% 34.00% 34.00% Yes Yes             Employed           1YR Full Doc 1   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 31 28 Work Number     0   No 0   N/A Borrower - Wage, Overtime, Bonus, Other - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2026, 2025, 2024 Borrower - 1 YR Executed 4506T Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       802                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                 xxx                                                                 Fee Simple No No N/A xxx 494.61 xxx 494.61 No 65.0 Yes xxx xxx xxx xxx 1
4000136148     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.410%   No AUS No 6.809%   6.750%   $3,885.10 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,717.76 $6,740.70     $0.00     0.00% 48.10% 48.10% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 25 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       808                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 0.2 No 58.73 N/A xxx xxx xxx xxx 1
4000135210     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.990%   $1,728.04 Yes xxx xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,227.24 $0.00     $0.00     0.00% 0.00% 0.00% No No             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.571 1.571 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 27.40 xxx 37.61 No 36.41 N/A xxx xxx xxx xxx 1
4000133505     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $3,722.74 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,021.28 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.637 0.637 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       745                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.05 xxx 11.05 No 70.0 N/A xxx xxx xxx xxx 1
4000134842     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $4,065.97 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,094.13 $5,682.19     $0.00     0.00% 43.25% 43.25% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 32 FNMA 1005     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       760                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.34 xxx 7.15 No 66.84 N/A xxx xxx xxx xxx 1
4000132106     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3506.48 xxx 6.600%   No AUS No 7.835%   7.500%   $2,069.67 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,730.85 $5,296.09     $0.00     0.00% 36.21% 36.21% No No             Unknown Unknown         Asset Depletion – Total Asset Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA Yes No 60.0 No Yes Yes 1 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Asset Depletion - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2026 || Co Borrower - N/A - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     787                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 219.62 xxx 219.62 No 80.0 N/A xxx xxx xxx xxx 1
4000134581     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $2,627.72 No   xxx xxx xxx xxx xxx xxx $0.00 $3,339.41 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.951 0.951 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       726                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Standard Driver's License - Not for federal use USA Patriot ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 25.59 xxx 25.59 No 65.41 N/A xxx xxx xxx xxx 1
4000132746     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.750%   $6,002.52 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,850.64 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.511 0.51 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       761                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 24.62 xxx 30 No 53.36 N/A xxx xxx xxx xxx 1
4000134337     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $2,546.28 No   xxx xxx xxx xxx xxx xxx $0.00 $3,566.22 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 0.841 0.84 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     702                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     Permanent Resident Alien Permanent Resident Alien No Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx 20.47 xxx 20.47 No 70.0 Yes xxx xxx xxx xxx 1
4000133448     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5425 xxx 6.520%   No AUS No 6.573%   6.375%   $1,871.61 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,072.37 $7,680.63     $0.00     0.00% 41.16% 41.16% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 240 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       803                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 374.01 xxx 374.01 No 30.0 N/A xxx xxx xxx xxx 1
4000135341     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $1,613.44 No   xxx xxx xxx xxx xxx xxx $0.00 $2,687.52 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.781 0.78 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       756                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 83.34 No 65.0 N/A xxx xxx xxx xxx 1
4000136377     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $1,414.45 No   xxx xxx xxx xxx xxx xxx $0.00 $1,909.25 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.048 1.048 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       721                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 15.87 xxx 15.87 No 75.0 N/A xxx xxx xxx xxx 1
4000128114     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2577.5 xxx 6.260%   No AUS No 6.634%   6.500%   $1,801.39 No   xxx xxx xxx xxx xxx xxx $0.00 $2,378.59 $35,585.41 xxx xxx xxx xxx Annually 0.00% 14.79% 14.79% Yes Yes             Self-Employed Employed         2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 2 2 2 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx xxx     791                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 679.20 xxx 679.2 No 59.01 Yes xxx xxx xxx xxx 1
4000132273     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $2,829.62 No   xxx xxx xxx xxx xxx xxx $0.00 $4,462.33 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.874 0.87 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       816                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.67 xxx 13.67 No 75.0 Yes xxx xxx xxx xxx 1
4000134744     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $1,203.78 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,435.72 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.149 1.14 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       773                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 31.29 xxx 31.29 No 80.0 N/A xxx xxx xxx xxx 1
4000135474     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4835.63 xxx 6.510%   No AUS No 6.780%   6.750%   $12,404.44 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $15,214.02 $26,647.86     $0.00     0.00% 42.42% 42.42% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds Audited 17 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       790                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.66 xxx 12.66 No 54.64 N/A xxx xxx xxx xxx 1
4000135376     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2450 xxx 6.230%   No AUS No 8.068%   8.625%   $8,555.69 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $9,424.19 $29,769.78     $0.00     0.00% 44.68% 45.59% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 16 CPA       Yes 41 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       708                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 62.45 No 41.83 N/A xxx xxx xxx xxx 1
4000133044     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7881 xxx 6.520%   No AUS No 6.919%   6.750%   $4,096.55 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,690.45 $44,198.58     $0.00     0.00% 39.80% 39.80% Yes Yes             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     786                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 23.73 xxx 23.73 No 80.0 N/A xxx xxx xxx xxx 1
4000131736     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $1,169.76 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,851.95 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.296 1.3 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       749                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Stamp and Passport   xxx                                                                               Fee Simple No No N/A xxx 31.01 xxx 31.01 No 50.0 N/A xxx xxx xxx xxx 1
4000135526     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 15524.89 xxx 6.570%   No AUS No 6.844%   6.750%   $4,553.12 No   xxx xxx xxx xxx xxx xxx $0.00 $6,035.70 $31,570.79 xxx xxx xxx xxx Monthly 0.00% 19.73% 19.73% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 60.00%     Third-Party Prepared (Unaudited) 17 Accountant/Bookkeeper       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       753                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT     xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 1.57 xxx 1.57 No 65.0 Yes xxx xxx xxx xxx 1
4000132436     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $2,521.52 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,420.25 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 0.87 0.87   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     721                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 14.32 xxx 14.32 No 75.0 N/A xxx xxx xxx xxx 1
4000135360     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9550 xxx 6.600%   No AUS No 6.554%   6.375%   $4,055.15 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,657.61 $18,078.39     $0.00     0.00% 24.67% 24.67% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       788                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 120.10 xxx 120.1 No 48.15 N/A xxx xxx xxx xxx 1
4000134499     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4640 xxx 6.520%   No AUS No 6.462%   6.375%   $3,743.22 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,992.86 $7,276.55     $0.00     0.00% 44.05% 44.05% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 52 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       761                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 7.53 xxx 7.53 No 61.86 N/A xxx xxx xxx xxx 1
4000131838     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,300.72 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,534.16 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.206 1.01 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       812                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 125.14 No 51.43 N/A xxx xxx xxx xxx 1
4000132807     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $5,852.94 No   xxx xxx xxx xxx xxx xxx $0.00 $8,615.85 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.683 1.726 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     767                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 16.45 xxx 16.45 No 42.57 N/A xxx xxx xxx xxx 1
4000132882     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $5,337.55 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,022.66 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds,Proceeds from Sale   0           0 No     0 0       0   Yes 0.808 0.93 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       769                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 217.19 xxx 217.19 No 65.0 N/A xxx xxx xxx xxx 1
4000133449     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $3,201.55 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,029.54 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.531 2.531 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       705                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 117.45 No 50.0 N/A xxx xxx xxx xxx 3
4000132312     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $1,592.81 No   xxx xxx xxx xxx xxx xxx $0.00 $2,967.85 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.011 1.011 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       743                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No Unknown N/A .00 .00 xxx 1.07 No 60.0 N/A xxx xxx xxx xxx 1
4000134745     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $8,775.63 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $10,946.36 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.813 0.81 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       760                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.50 xxx 7.77 No 59.48 N/A xxx xxx xxx xxx 1
4000134651     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.510%   No AUS No 6.658%   6.625%   $5,647.54 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,556.85 $14,878.35     $0.00     0.00% 36.91% 36.91% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       800                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .02 xxx 0.02 No 60.0 N/A xxx xxx xxx xxx 1
4000135630     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4285 xxx 6.570%   No AUS No 7.079%   7.000%   $19,709.59 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $24,063.89 $104,171.10     $0.00     0.00% 30.97% 30.97% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       814                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 9.25 xxx 9.25 No 75.0 N/A xxx xxx xxx xxx 1
4000135462     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.000%   $4,388.71 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,201.72 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.019 1.01   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       768                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.35 xxx 9.35 No 60.0 N/A xxx xxx xxx xxx 1
4000135446     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 12295 xxx 6.570%   No AUS No 6.948%   6.875%   $4,729.89 No   xxx xxx xxx xxx xxx xxx $0.00 $6,083.41 $7,881.59 xxx xxx xxx xxx Monthly 0.00% 43.70% 43.70% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 37 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       779                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 25.26 xxx 25.26 No 80.0 N/A xxx xxx xxx xxx 1
4000134933     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     5.875%   $4,470.21 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,742.19 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.01 1.01 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       809                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 104.20 xxx 104.2 No 64.93 N/A xxx xxx xxx xxx 1
4000134324     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.125%   $2,275.50 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,376.15 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.185 1.18 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       752                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 24.49 xxx 24.49 No 70.0 N/A xxx xxx xxx xxx 1
4000133297     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $1,353.66 No   xxx xxx xxx xxx xxx xxx $0.00 $1,935.82 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.085 1.08   Borrower - N/A, N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     723                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No Unknown N/A xxx 40.83 xxx 40.83 No 75.0 N/A xxx xxx xxx xxx 1
4000134472     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,354.92 No   xxx xxx xxx xxx xxx xxx $0.00 $2,029.99 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 0.961 0.961 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     707                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 12.81 xxx 12.81 No 75.0 N/A xxx xxx xxx xxx 1
4000134658     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $1,242.19 No   xxx xxx xxx xxx xxx xxx $0.00 $1,759.60 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.193 1.19 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       803                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 51.57 xxx 51.57 No 75.0 N/A xxx xxx xxx xxx 1
4000128865     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $3,495.94 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,519.55 $6,322.52     $0.00     0.00% 36.32% 36.32% Yes               Self-Employed           2YR Full Doc 0   NA   N/A 0     2 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, CPA Letter Verified - 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified - 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       795                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 98.19 xxx 98.19 No 54.5 N/A xxx xxx xxx xxx 1
4000135461     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $2,698.24 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,735.39 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 0.964 0.964   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     767                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No Unknown N/A xxx 2.01 xxx 2.01 No 50.0 N/A xxx xxx xxx xxx 1
4000135418     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9190 xxx 6.570%   No AUS No 6.829%   6.500%   $2,212.24 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,842.26 $5,122.74     $0.00     0.00% 35.97% 35.97% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       741                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Standard Driver's License - Not for federal use   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 61.12 xxx 61.12 No 67.99 N/A xxx xxx xxx xxx 1
4000135524     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11307.5 xxx 6.510%   No AUS No 6.604%   6.500%   $7,300.39 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,666.34 $31,871.67     $0.00     0.00% 36.19% 36.19% No No             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 1 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified xxx xxx xxx xxx xxx xxx xxx xxx     780                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 77.8 No 55.0 N/A xxx xxx xxx xxx 1
4000134372     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.875%   $734.13 No   xxx xxx xxx xxx xxx xxx $0.00 $1,617.76 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.896 0.91   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       724                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 14.56 xxx 14.56 No 75.0 Yes xxx xxx xxx xxx 1
4000130137     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $2,832.47 No   xxx xxx xxx xxx xxx xxx $0.00 $3,771.09 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Proceeds from Sale   0           0 No     0 0       0   Yes 1.008 1.0   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       716                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.98 xxx 10.98 No 52.73 Yes xxx xxx xxx xxx 1
4000131593     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $1,705.97 No   xxx xxx xxx xxx xxx xxx $0.00 $2,266.61 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 0.838 0.83   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     748                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 105.47 No 65.0 No xxx xxx xxx xxx 1
4000131606     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $966.95 No   xxx xxx xxx xxx xxx xxx $0.00 $1,352.29 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.017 1.017   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     743                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 100.3 No 59.57 No xxx xxx xxx xxx 1
4000135485     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $6,862.57 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,919.59 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%   Proceeds from Sale   0       0   0 No 0   0 0     0 0   Yes 1.043 1.043   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     802                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 47.39 xxx 47.39 No 60.27 N/A xxx xxx xxx xxx 3
4000136791     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     5.750%   $6,827.80 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $11,133.40 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Proceeds from Sale   0           0 No     0 0       0   Yes 1.257 1.25   Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       713                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No Yes N/A xxx 58.72 xxx 58.72 No 44.15 N/A xxx xxx xxx xxx 1
4000133853     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $3,398.12 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,031.83 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.017 1.016 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       754                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 71.05 xxx 71.05 No 80.0 N/A xxx xxx xxx xxx 1
4000133629     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $1,591.40 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,298.80 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.001 1.0 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     800                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 38.73 xxx 38.73 No 68.34 N/A xxx xxx xxx xxx 1
4000134332     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.875%   $2,719.01 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,398.62 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.442 1.442 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       721                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 30.24 No 75.0 N/A xxx xxx xxx xxx 4
4000134710     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,532.31 No   xxx xxx xxx xxx xxx xxx $0.00 $2,519.33 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.03 1.03 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       760                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 4.55 xxx 4.55 No 75.0 N/A xxx xxx xxx xxx 1
4000135057     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.230%   No AUS No 7.941%   8.625%   $4,915.63 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,884.02 $7,963.13     $0.00     0.00% 42.31% 43.12% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 29 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       778                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Standard Driver's License - Not for federal use   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx .08 .00 0 No 74.35 N/A xxx xxx xxx xxx 1
4000135601     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10665 xxx 6.570%   No AUS No 6.709%   6.500%   $4,291.74 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,391.60 $7,079.40     $0.00     0.00% 45.54% 45.54% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 55 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       741                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien   Other USA PATRIOT ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx .23 xxx 0.23 No 70.0 N/A xxx xxx xxx xxx 1
4000134940     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2450 xxx 6.570%   No AUS No 6.886%   6.875%   $19,707.86 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $23,686.81 $48,259.19     $0.00     0.00% 32.97% 32.97% No No             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Audited 17 CPA N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     755                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT  xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 56.38 No 54.35 N/A xxx xxx xxx xxx 1
4000136685     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $3,015.98 No   xxx xxx xxx xxx xxx xxx $0.00 $4,095.61 $29,362.35 xxx xxx xxx xxx Monthly 0.00% 23.58% 23.58% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 16 Accountant/Bookkeeper       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       806                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 47.60 xxx 47.6 No 75.0 N/A xxx xxx xxx xxx 1
4000136768     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.260%   No AUS No 6.550%   6.500%   $4,740.51 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,344.85 $18,463.53     $0.00     0.00% 35.22% 35.22% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 39 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       758                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 112.3 No 43.1 N/A xxx xxx xxx xxx 1
4000136996     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.570%   No AUS No 6.448%   6.375%   $6,862.57 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $9,089.69 $23,084.06     $0.00     0.00% 28.34% 28.34% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 243 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       810                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.04 xxx 13.04 No 59.28 N/A xxx xxx xxx xxx 1
4000136658     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $1,557.76 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,914.21 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.463 1.46 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       806                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 209.96 xxx 209.96 No 62.78 N/A xxx xxx xxx xxx 1
4000134271     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.220%   No AUS No 7.790%   8.625%   $5,537.86 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,736.37 $9,989.78     $0.00     0.00% 43.64% 42.92% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 77 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       793                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other US PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 2.71 xxx 2.71 No 80.0 N/A xxx xxx xxx xxx 1
4000137222     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $7,342.43 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,181.49 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.953 0.95 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       769                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.05 xxx 8.05 No 58.6 N/A xxx xxx xxx xxx 2
4000134843     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $2,559.88 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,460.00 $13,195.80     $0.00     0.00% 26.69% 26.69% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 51 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       798                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 153.23 No 50.0 N/A xxx xxx xxx xxx 1
4000134487     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $896.44 No   xxx xxx xxx xxx xxx xxx $0.00 $1,647.84 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.092 1.08 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       734                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 365.72 xxx 365.72 No 47.46 N/A xxx xxx xxx xxx 1
4000133819     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8842.69 xxx 6.520%   No AUS No 6.820%   6.750%   $3,835.91 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,919.21 $7,203.79     $0.00     0.00% 40.58% 40.58% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 28 FNMA 1005     0   No 0   N/A Borrower - Wage, Other - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       803                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx .55 xxx 0.55 No 68.77 N/A xxx xxx xxx xxx 1
4000134205     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,793.42 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,959.18 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.072 1.07 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     717                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 9.60 xxx 9.6 No 74.79 N/A xxx xxx xxx xxx 1
4000136769     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.200%   No AUS No 7.872%   8.625%   $3,111.16 No   xxx xxx xxx xxx xxx xxx $0.00 $4,248.04 $8,543.96 xxx xxx xxx xxx Monthly 0.00% 38.97% 38.97% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       782                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 2.63 xxx 2.63 No 58.82 Yes xxx xxx xxx xxx 1
4000136517     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $835.62 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $977.79 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.253 1.25 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       808                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 115.52 xxx 115.52 No 80.0 N/A xxx xxx xxx xxx 1
4000133396     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $3,368.59 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,110.90 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.851 0.85 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       702                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.48 xxx 11.48 No 50.0 N/A xxx xxx xxx xxx 1
4000135389     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $1,053.28 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,223.54 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.103 1.04 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       766                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.30 xxx 12.3 No 80.0 N/A xxx xxx xxx xxx 1
4000134845     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $818.61 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $974.86 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.257 1.28   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     790                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 46.22 xxx 46.22 No 80.0 N/A xxx xxx xxx xxx 1
4000135805     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3636.4 xxx 6.520%   No AUS No 7.727%   7.625%   $3,107.50 No   xxx xxx xxx xxx xxx xxx $0.00 $3,903.01 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% No No             Retired Retired         Asset Utilization (No DTI) 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 Yes No Yes 0 0 No Yes 0 0 0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - N/A - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2026 xxx xxx xxx xxx xxx xxx xxx xxx     803                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 427.67 xxx 427.67 No 80.0 N/A xxx xxx xxx xxx 1
4000132357     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.750%   $922.74 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,298.65 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.694 1.77 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       750                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 56.02 xxx 56.02 No 80.0 N/A xxx xxx xxx xxx 1
4000134722     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,799.86 No   xxx xxx xxx xxx xxx xxx $0.00 $2,685.62 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.931 0.931 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       802                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 1.08 xxx 1.08 No 75.0 N/A xxx xxx xxx xxx 1
4000134041     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.000%   $7,252.95 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,276.69 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.389 1.38 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       734                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 175.54 xxx 175.54 No 43.1 N/A xxx xxx xxx xxx 3
4000131904     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $5,542.67 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,554.84 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.824 0.82 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       737                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 30.18 xxx 30.18 No 75.0 N/A xxx xxx xxx xxx 1
4000135141     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.570%   No AUS No 6.933%   6.875%   $4,013.84 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,443.17 $10,481.83     $0.00     0.00% 34.49% 34.49% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       786                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A .00 .00 xxx 0.02 No 50.92 N/A xxx xxx xxx xxx 3
4000137178     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1575 xxx 6.260%   No AUS No 6.793%   6.750%   $3,040.30 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,707.30 $7,856.41     $0.00     0.00% 36.94% 36.94% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 60 25 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       755                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 1.31 xxx 1.31 No 75.0 N/A xxx xxx xxx xxx 1
4000135034     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $1,834.24 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,400.57 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.781 0.781 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       772                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.34 xxx 4.34 No 61.27 N/A xxx xxx xxx xxx 1
4000137181     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.370%   No AUS No 7.827%   7.750%   $5,358.76 No   xxx xxx xxx xxx xxx xxx $0.00 $6,734.72 $9,382.28 xxx xxx xxx xxx Monthly 0.00% 44.81% 44.81% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       693                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 4.25 xxx 4.25 No 80.0 N/A xxx xxx xxx xxx 1
4000137184     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.320%   No AUS No 6.417%   6.375%   $5,302.89 No   xxx xxx xxx xxx xxx xxx $0.00 $7,039.65 $9,575.35 xxx xxx xxx xxx Monthly 0.00% 43.00% 43.00% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 39 28 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       768                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 11.82 xxx 11.82 No 50.0 N/A xxx xxx xxx xxx 1
4000134178     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     5.750%   $699.85 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $934.16 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.386 1.386 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     797                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 242.58 xxx 242.58 No 75.0 N/A xxx xxx xxx xxx 1
4000134893     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4418 xxx 6.510%   No AUS No 6.871%   6.500%   $998.67 No   xxx xxx xxx xxx xxx xxx $0.00 $2,048.82 $3,493.18 xxx xxx xxx xxx Monthly 0.00% 38.77% 38.77% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 53 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       802                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 0.37 No 19.51 No xxx xxx xxx xxx 1
4000131622     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1670 xxx 6.420%   No AUS No 6.421%   6.375%   $6,338.52 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,372.21 $9,225.56     $0.00     0.00% 48.55% 48.55% No               Self-Employed           1YR Full Doc 2   NA   N/A 0     2 2     0 1 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds Borrower Prepared 5 Borrower       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SECorporation, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 YR IRS Transcripts Verified - 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 1 YR IRS Transcripts Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       786                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 110.11 xxx 110.11 No 80.0 N/A xxx xxx xxx xxx 1
4000134011     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 350 xxx 6.510%   No AUS No 8.004%   7.875%   $4,814.46 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,986.22 $17,179.87     $0.00     0.00% 43.51% 43.51% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 95.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 73 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       711                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.84 xxx 6.84 No 80.0 N/A xxx xxx xxx xxx 1
4000135831     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.570%   No AUS No 7.120%   7.000%   $1,995.91 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,818.80 $9,095.20     $0.00     0.00% 24.21% 24.21% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 35 28 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       780                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 140.68 No 27.78 N/A xxx xxx xxx xxx 1
4000137182     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.320%   No AUS No 6.680%   6.625%   $4,162.02 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,098.11 $11,211.93     $0.00     0.00% 49.04% 49.04% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       811                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 30.24 No 52.0 N/A xxx xxx xxx xxx 1
4000137183     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4975 xxx 6.410%   No AUS No 6.469%   6.250%   $1,477.72 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,495.61 $5,470.39     $0.00     0.00% 37.52% 37.52% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 78 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       795                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 38.16 xxx 38.16 No 22.12 N/A xxx xxx xxx xxx 1
4000137180     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2375 xxx 6.260%   No AUS No 6.702%   6.625%   $2,881.40 No   xxx xxx xxx xxx xxx xxx $0.00 $3,917.36 $6,550.64 xxx xxx xxx xxx Monthly 0.00% 49.61% 49.61% No No             Employed Not Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 33 28 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 || Co Borrower Borrower - 2024, 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     775                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx .17 xxx 0.17 No 60.0 Yes xxx xxx xxx xxx 1
4000135890     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $900.47 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,066.06 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.215 1.21 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       767                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 226.48 xxx 226.48 No 80.0 N/A xxx xxx xxx xxx 1
4000134957     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $2,839.56 No   xxx xxx xxx xxx xxx xxx $0.00 $4,036.17 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.842 0.842   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       816                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 84.98 xxx 84.98 No 75.0 N/A xxx xxx xxx xxx 1
4000117042     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $14,269.16 No   xxx xxx xxx xxx xxx xxx $0.00 $18,351.83 $42,771.71 xxx xxx xxx xxx Monthly 0.00% 42.12% 42.12% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 16 Accountant/Bookkeeper       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       773                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 16.57 xxx 16.57 No 62.86 N/A xxx xxx xxx xxx 1
4000135056     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $3,386.44 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,445.12 $13,195.80     $0.00     0.00% 26.69% 26.69% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 51 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       798                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.65 xxx 11.65 No 57.89 N/A xxx xxx xxx xxx 1
4000134849     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $937.82 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,163.94 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.07 1.06   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       750                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen   Real ID Driver's License   xxx xxx xxx                                                                                         Fee Simple No No N/A xxx 56.12 xxx 56.12 No 80.0 N/A xxx xxx xxx xxx 1
4000134504     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6411.52 xxx 6.520%   No AUS No 6.670%   6.375%   $1,572.15 No   xxx xxx xxx xxx xxx xxx $0.00 $2,449.08 $6,202.56 xxx xxx xxx xxx Annually 0.00% 34.04% 34.04% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0   No Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       805                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 17.95 xxx 17.95 No 80.0 N/A xxx xxx xxx xxx 1
4000137179     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2375 xxx 6.320%   No AUS No 6.578%   6.500%   $2,528.27 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,528.19 $42,101.55     $0.00     0.00% 9.71% 9.71% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       97.06% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       785                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other US PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 12.48 xxx 12.48 No 21.45 N/A xxx xxx xxx xxx 1
4000135624     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $2,289.70 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,982.61 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.888 0.88 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       785                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No Yes N/A xxx 43.01 xxx 43.01 No 75.0 N/A xxx xxx xxx xxx 1
4000130114     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1715 xxx 6.410%   No AUS No 6.904%   6.875%   $5,124.04 No   xxx xxx xxx xxx xxx xxx $0.00 $6,817.54 $35,713.46 xxx xxx xxx xxx Monthly 0.00% 25.84% 25.84% Yes               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 81 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       791                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 51.91 xxx 51.91 No 80.0 Yes xxx xxx xxx xxx 1
4000137296     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $1,615.82 No   xxx xxx xxx xxx xxx xxx $0.00 $2,105.03 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.093 1.09   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     806                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx 5.00 xxx 5 No 70.0 N/A xxx xxx xxx xxx 1
4000136498     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $884.06 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,168.94 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.382 1.155 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       752                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 424.59 xxx 424.59 No 80.0 N/A xxx xxx xxx xxx 1
4000134497     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 19017.79 xxx 6.510%   No AUS No 6.687%   6.500%   $6,807.37 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,805.58 $14,753.42     $0.00     0.00% 38.10% 38.10% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 62 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       779                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 505.03 xxx 505.6 No 72.33 N/A xxx xxx xxx xxx 1
4000136003     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     5.875%   $1,085.76 No   xxx xxx xxx xxx xxx xxx $0.00 $1,316.72 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.443 1.443   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     802                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 65.14 xxx 65.14 No 75.0 N/A xxx xxx xxx xxx 1
4000133706     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $1,909.36 No   xxx xxx xxx xxx xxx xxx $0.00 $2,439.78 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% No Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.291 1.291   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     800                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx 418.60 xxx 418.6 No 70.0 N/A xxx xxx xxx xxx 1
4000135915     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8920 xxx 6.510%   No AUS No 7.116%   6.875%   $3,120.41 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,042.33 $5,824.67     $0.00     0.00% 49.82% 49.82% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       693                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 20.57 No 23.75 N/A xxx xxx xxx xxx 1
4000135830     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.230%   No AUS No 7.781%   8.625%   $5,281.19 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,335.11 $12,994.69     $0.00     0.00% 38.88% 38.30% No No             Not Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 28 28 FNMA 1005 No 0     Borrower || Co Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     781                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx 1.82 xxx 1.82 No 70.0 N/A xxx xxx xxx xxx 1
4000133662     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $2,045.81 No   xxx xxx xxx xxx xxx xxx $0.00 $2,380.62 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.777 0.777 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       817                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 2.78 xxx 2.78 No 75.0 N/A xxx xxx xxx xxx 1
4000129871     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $2,333.79 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,848.92 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.158 1.158   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       715                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.01 xxx 4.71 No 39.99 N/A xxx xxx xxx xxx 1
4000130817     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $5,451.58 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,952.06 $24,587.11     $0.00     0.00% 36.12% 36.12% Yes Yes             Self-Employed Self-Employed         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 2 2 2 2 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 50.00% 50.00% Proceeds from Sale N/A 0 N/A N/A N/A 0 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, CPA Letter Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024 || Co Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, CPA Letter Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 xxx xxx xxx xxx xxx xxx xxx xxx     803                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 31.03 xxx 31.03 No 75.0 N/A xxx xxx xxx xxx 4
4000137605     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $4,001.79 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,726.16 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.762 0.76 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       808                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.79 xxx 12.25 No 69.54 N/A xxx xxx xxx xxx 2
4000135622     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 13630 xxx 6.570%   No AUS No 6.683%   6.375%   $2,963.38 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,319.78 $9,747.63     $0.00     0.00% 28.43% 28.43% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 19 19 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       758                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 19.07 No 47.26 N/A xxx xxx xxx xxx 1
4000133864     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1820 xxx 6.520%   No AUS No 7.531%   7.500%   $9,109.65 No   xxx xxx xxx xxx xxx xxx $0.00 $9,793.55 $27,872.83 xxx xxx xxx xxx Annually 0.00% 29.41% 29.41% No No             Unknown Unknown         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA Yes No 120.0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) || Co Borrower Borrower || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     801                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 602.91 xxx 602.91 No 80.0 N/A xxx xxx xxx xxx 1
4000133426     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $2,328.56 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,989.19 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.94 1.94   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     798                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 26.72 xxx 26.72 No 65.42 N/A xxx xxx xxx xxx 4
4000133241     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $3,307.85 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,113.72 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Proceeds from Sale   0           0 No     0 0       0   Yes 1.313 1.32 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       762                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 133.55 xxx 133.55 No 51.26 N/A xxx xxx xxx xxx 2
4000136116     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11670 xxx 6.490%   No AUS No 7.000%   6.750%   $4,339.12 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,877.58 $9,501.93     $0.00     0.00% 42.15% 42.15% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 36 29 FNMA 1005     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       808                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 1.06 xxx 1.06 No 50.0 N/A xxx xxx xxx xxx 1
4000135649     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $1,947.83 No   xxx xxx xxx $0.00 xxx xxx $0.00 $3,311.08 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.876 0.876 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       777                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 35.76 xxx 35.76 No 65.0 No xxx xxx xxx xxx 1
4000134106     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $3,924.02 No   xxx xxx xxx xxx xxx xxx $0.00 $5,502.01 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.2 1.075 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       791                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     Work Visa    xxx                                                                               Fee Simple No No N/A xxx 2.01 xxx 2.01 No 66.85 N/A xxx xxx xxx xxx 1
4000135469     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6175 xxx 6.570%   No AUS No 6.696%   6.375%   $1,310.13 No   xxx xxx xxx xxx xxx xxx $0.00 $2,427.24 $6,938.76 xxx xxx xxx xxx Monthly 0.00% 33.92% 33.92% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 39 28 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       717                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 2.49 xxx 2.49 No 35.9 N/A xxx xxx xxx xxx 1
4000133802     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $4,304.51 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,377.57 $12,744.30     $0.00     0.00% 48.81% 48.81% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 16 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       803                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 36.37 No 59.91 N/A xxx xxx xxx xxx 1
4000135054     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.570%   No AUS No 6.934%   6.875%   $3,783.91 No   xxx xxx xxx xxx xxx xxx $0.00 $5,730.29 $9,276.71 xxx xxx xxx xxx Monthly 0.00% 40.53% 40.53% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 Other     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       800                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .20 xxx 0.2 No 75.0 N/A xxx xxx xxx xxx 1
4000131685     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 40999 xxx 6.420%   No AUS No 8.124%   7.875%   $7,018.67 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,588.67 $11,646.33     $0.00     0.00% 41.80% 41.80% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 98 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 11.16 No 80.0 N/A xxx xxx xxx xxx 1
4000134801     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $5,124.04 No   xxx xxx xxx xxx xxx xxx $0.00 $5,856.16 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds,Proceeds from Sale   0           0 No     0 0       0   Yes 0.768 0.76 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       762                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 39.06 xxx 39.06 No 52.88 N/A xxx xxx xxx xxx 1
4000135703     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1915 xxx 6.570%   No AUS No 6.884%   6.750%   $5,448.22 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,997.75 $3,687.69     $0.00     0.00% 0.00% 0.00% No               Not Employed           Asset Utilization (No DTI) 0   NA   N/A 0     0 0     3 0 NA   No No 84.0 Yes No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       772                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 228.01 xxx 228.01 No 80.0 N/A xxx xxx xxx xxx 1
4000135466     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10340.63 xxx 6.570%   No AUS No 6.614%   6.375%   $2,239.32 No   xxx xxx xxx xxx xxx xxx $0.00 $2,934.39 $5,635.19 xxx xxx xxx xxx Monthly 0.00% 34.70% 34.70% No No             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer N/A N/A 0 Yes 84 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 6.21 xxx 6.21 No 75.0 N/A xxx xxx xxx xxx 1
4000135471     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.750%   $716.41 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,714.91 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 2.449 2.45 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       668                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 55.96 No 12.27 N/A xxx xxx xxx xxx 2
4000136607     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4782 xxx 6.520%   No AUS No 6.650%   6.500%   $2,106.05 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,688.30 $6,712.29     $0.00     0.00% 46.76% 46.76% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       790                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 9.60 xxx 9.6 No 70.0 N/A xxx xxx xxx xxx 1
4000131400     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $1,403.71 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,545.50 $18,176.02     $0.00     0.00% 25.05% 25.05% Yes               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       712                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 13.62 xxx 13.62 No 54.88 N/A xxx xxx xxx xxx 1
4000135818     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $2,770.50 No   xxx xxx xxx xxx xxx xxx $0.00 $3,799.27 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.948 0.948 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       789                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 67.22 xxx 67.22 No 75.0 N/A xxx xxx xxx xxx 1
4000134569     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $696.34 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $971.56 $0.00     $0.00     0.00% 0.00% 0.00% No               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.595 1.59 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       706                               NA     0       0     0     0   0 0 0 Yes No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 13.30 xxx 13.3 No 54.08 N/A xxx xxx xxx xxx 1
4000134295     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1990 xxx 6.510%   No AUS No 6.787%   6.625%   $2,670.10 No   xxx xxx xxx xxx xxx xxx $0.00 $3,444.32 $4,389.01 xxx xxx xxx xxx Monthly 0.00% 44.33% 44.33% No               Employed           2YR Full Doc 0   2+ Months   N/A 0     0 0     0 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 82 30 Work Number     0   No 0     Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       820                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 18.42 xxx 18.42 No 74.46 N/A xxx xxx xxx xxx 1
4000135004     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7336.92 xxx 6.510%   No AUS No 7.915%   7.625%   $2,045.52 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,405.99 $44,996.27     $0.00     0.00% 16.05% 16.05% Yes Yes             Self-Employed Unknown         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     760                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 73.82 xxx 73.82 No 85.0 N/A xxx xxx xxx xxx 1
4000134057     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,064.22 No   xxx xxx xxx xxx xxx xxx $0.00 $1,876.54 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.031 1.031 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       739                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 23.99 xxx 23.99 No 60.0 N/A xxx xxx xxx xxx 1
4000134054     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $7,735.88 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $9,367.12 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.641 0.641 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 53.74 xxx 53.74 No 70.0 N/A xxx xxx xxx xxx 1
4000137832     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 36595 xxx 6.520%   No AUS No 7.138%   6.875%   $11,299.18 No   xxx xxx xxx xxx xxx xxx $0.00 $14,403.91 $23,012.40 xxx xxx xxx xxx Monthly 0.00% 45.21% 45.21% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 Tax Preparer       Yes 225 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       789                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 32.78 xxx 32.78 No 80.0 N/A xxx xxx xxx xxx 1
4000135475     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 12089.9 xxx 6.570%   No AUS No 6.703%   6.375%   $2,754.39 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,492.19 $4,825.81     $0.00     0.00% 46.16% 46.16% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 17 CPA       Yes 36 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       762                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 0.99 No 56.17 N/A xxx xxx xxx xxx 1
4000135215     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10444.2 xxx 6.570%   No AUS No 6.853%   6.750%   $7,718.32 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,686.37 $10,786.91     $0.00     0.00% 46.17% 46.17% No               Not Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     2 0 NA   Yes No 84.0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Asset Depletion - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       791                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 114.84 xxx 114.84 No 69.19 N/A xxx xxx xxx xxx 1
4000135826     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $1,282.18 No   xxx xxx xxx xxx xxx xxx $0.00 $1,710.89 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.818 0.818 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       793                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 14.37 xxx 14.37 No 75.0 Yes xxx xxx xxx xxx 1
4000132621     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $4,500.00 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,862.90 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.81 0.75   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       801                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 500.74 xxx 500.74 No 60.38 N/A xxx xxx xxx xxx 1
4000136317     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.490%   $3,796.36 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,928.10 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 0.834 0.83 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     808                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 2901.06 No 65.0 N/A xxx xxx xxx xxx 1
4000136553     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $4,641.34 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,686.59 $13,790.84     $0.00     0.00% 47.76% 47.76% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 17 CPA       Yes 47 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       729                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.63 xxx 4.63 No 80.0 N/A xxx xxx xxx xxx 1
4000134215     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1290 xxx 6.510%   No AUS No 6.585%   6.500%   $3,160.34 No   xxx xxx xxx xxx xxx xxx $0.00 $5,159.88 $26,459.53 xxx xxx xxx xxx Monthly 0.00% 17.52% 17.52% No               Not Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     0 0 NA   Yes No 84.0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion - 2026 Borrower - 2026 xxx xxx xxx xxx xxx xxx xxx       766                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 536.54 xxx 536.54 No 32.59 N/A xxx xxx xxx xxx 1
4000133844     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3250 xxx 6.520%   No AUS No 7.003%   6.875%   $1,970.79 No   xxx xxx xxx xxx xxx xxx $0.00 $2,585.74 $4,376.85 xxx xxx xxx xxx Annually 0.00% 37.51% 37.51% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       769                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 11.30 xxx 11.3 No 38.46 N/A xxx xxx xxx xxx 1
4000135451     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $1,728.84 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,736.04 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.297 1.297 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       735                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 215.10 xxx 215.1 No 31.91 N/A xxx xxx xxx xxx 1
4000133842     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 20981.25 xxx 6.520%   No AUS No 6.927%   6.750%   $7,904.79 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $9,628.02 $37,934.54     $0.00     0.00% 26.65% 26.65% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       799                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.24 xxx 9.24 No 65.0 N/A xxx xxx xxx xxx 1
4000136063     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $2,072.03 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,506.88 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 0.957 0.957 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       721                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 514.71 xxx 514.71 No 75.0 N/A xxx xxx xxx xxx 1
4000132410     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $2,109.66 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,235.55 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 5.477 5.477 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       782                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 80.84 No 65.0 N/A xxx xxx xxx xxx 3
4000133661     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.125%   $2,380.62 No   xxx xxx xxx xxx xxx xxx $0.00 $2,795.39 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Proceeds from Sale   0       0   0 No 0   0 0     0 0   Yes 1.002 1.0 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     794                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 21.73 xxx 21.73 No 68.86 N/A xxx xxx xxx xxx 1
4000135394     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $2,167.87 No   xxx xxx xxx xxx xxx xxx $0.00 $3,043.95 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.018 1.01   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       744                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.91 xxx 6.91 No 75.0 Yes xxx xxx xxx xxx 1
4000135449     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6850 xxx 6.520%   No AUS No 7.653%   7.250%   $1,637.22 No   xxx xxx xxx xxx xxx xxx $0.00 $2,877.63 $3,539.01 xxx xxx xxx xxx Monthly 0.00% 45.55% 45.55% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 30 28 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       711                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 16.23 xxx 16.23 No 80.0 Yes xxx xxx xxx xxx 1
4000135643     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $5,172.02 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,384.94 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.801 1.8 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       813                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other US Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 8.07 xxx 8.07 No 56.0 N/A xxx xxx xxx xxx 3
4000135490     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $2,678.37 No   xxx xxx xxx xxx xxx xxx $0.00 $3,886.17 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.004 1.004 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     802                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No Unknown N/A xxx 35.55 xxx 35.55 No 59.18 N/A xxx xxx xxx xxx 1
4000137043     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $2,201.07 Yes xxx xxx xxx xxx xxx xxx xxx $0.00 $3,945.29 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00% Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 0.887 0.88   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     796                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 1111.78 xxx 1111.78 No 55.0 N/A xxx xxx xxx xxx 1
4000134265     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.000%   $1,905.97 No   xxx xxx xxx xxx xxx xxx $0.00 $2,276.50 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.054 1.054 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     807                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 7.69 xxx 7.69 No 65.95 N/A xxx xxx xxx xxx 1
4000130170     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,419.13 No   xxx xxx xxx xxx xxx xxx $0.00 $1,860.59 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00% Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.102 1.102 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     722                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 316.87 xxx 316.87 No 65.75 N/A xxx xxx xxx xxx 1
4000133903     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $1,402.55 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,684.32 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.009 1.0 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       755                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A xxx 57.02 xxx 57.02 No 80.0 N/A xxx xxx xxx xxx 1
4000137051     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     5.990%   $1,864.10 Yes xxx xxx xxx xxx xxx xxx xxx $0.00 $2,983.32 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds,Stocks/Bonds   0           0 No     0 0       0   Yes 1.006 1 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       766                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 34.75 xxx 34.75 No 75.0 Yes xxx xxx xxx xxx 1
4000137922     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3370 xxx 6.410%   No AUS No 6.187%   6.000%   $2,248.31 No   xxx xxx xxx xxx xxx xxx $0.00 $3,396.81 $16,341.19 xxx xxx xxx xxx Monthly 0.00% 17.42% 17.42% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       804                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 24.14 xxx 24.14 No 50.0 Yes xxx xxx xxx xxx 1
4000136604     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $1,758.41 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,057.79 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.677 1.677 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       787                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 119.9 No 69.97 N/A xxx xxx xxx xxx 2
4000137933     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $1,500.39 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,743.30 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.975 0.975 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       766                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other other xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 22.72 No 70.0 N/A xxx xxx xxx xxx 1
4000136655     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7963.75 xxx 6.510%   No AUS No 6.865%   6.625%   $2,823.77 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,720.46 $4,357.54     $0.00     0.00% 46.33% 46.33% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 32 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       810                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.13 xxx 4.13 No 75.0 N/A xxx xxx xxx xxx 1
4000137934     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11250 xxx 6.520%   No AUS No 7.857%   7.750%   $2,808.34 No   xxx xxx xxx xxx xxx xxx $0.00 $3,915.84 $8,830.16 xxx xxx xxx xxx Annually 0.00% 34.59% 34.59% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 100 28 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       709                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 28.82 xxx 28.82 No 80.0 N/A xxx xxx xxx xxx 1
4000135234     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 3016.64 xxx 6.510%   No AUS No 6.681%   6.625%   $3,579.34 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,699.52 $95,733.20     $0.00     0.00% 7.03% 7.03% Yes No             Employed Employed         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     785                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 118.87 xxx 118.87 No 65.0 N/A xxx xxx xxx xxx 1
4000136200     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.490%   $1,801.86 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,844.03 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.879 0.879 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       780                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.22 xxx 4.22 No 70.0 N/A xxx xxx xxx xxx 1
4000135258     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 22313 xxx 6.510%   No AUS No 6.507%   6.250%   $6,465.03 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,794.94 $13,302.37     $0.00     0.00% 39.87% 39.87% No               Unknown           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     2 0 NA   Yes No 60.0 No No Yes 0 0 No       100.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion - 2 YRS Executed 4506T Verified - 2026 Borrower - 2 YRS Executed 4506T Verified - 2026 xxx xxx xxx xxx xxx xxx xxx       783                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 235.50 xxx 235.5 No 60.0 N/A xxx xxx xxx xxx 1
4000135136     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 15235 xxx 6.510%   No AUS No 7.112%   6.875%   $4,414.56 No   xxx xxx xxx xxx xxx xxx $0.00 $5,634.70 $42,700.30 xxx xxx xxx xxx Annually 0.00% 13.68% 13.68% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 21 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       760                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 38.19 xxx 38.19 No 80.0 N/A xxx xxx xxx xxx 1
4000136096     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 21595 xxx 6.570%   No AUS No 7.342%   7.125%   $8,893.08 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $10,821.33 $22,464.43     $0.00     0.00% 43.06% 43.06% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 12 Tax Preparer       Yes 185 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       766                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.91 xxx 7.91 No 80.0 N/A xxx xxx xxx xxx 1
4000136130     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.875%   $2,086.41 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,465.84 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.012 1.012 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       743                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.77 xxx 3.77 No 80.0 N/A xxx xxx xxx xxx 1
4000136581     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1495 xxx 6.490%   No AUS No 7.093%   7.000%   $4,091.61 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,222.09 $6,370.24     $0.00     0.00% 47.02% 47.02% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       746                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 31.93 xxx 31.93 No 75.0 N/A xxx xxx xxx xxx 1
4000135825     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $1,066.44 No   xxx xxx xxx xxx xxx xxx $0.00 $1,932.67 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.138 1.138 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       734                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 489.33 xxx 489.33 No 48.99 N/A xxx xxx xxx xxx 1
4000135275     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7375 xxx 6.230%   No AUS No 7.923%   8.625%   $4,511.18 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,332.74 $9,462.93     $0.00     0.00% 43.37% 43.67% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       819                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.09 xxx 4.09 No 80.0 N/A xxx xxx xxx xxx 1
4000135276     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9081 xxx 6.570%   No AUS No 6.692%   6.500%   $4,238.65 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,337.91 $8,259.09     $0.00     0.00% 41.01% 41.01% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 55 29 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       769                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.04 xxx 4.04 No 70.0 N/A xxx xxx xxx xxx 1
4000133833     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.000%   $4,076.94 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,961.83 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.048 1.02 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     803                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 6.28 xxx 6.28 No 62.96 N/A xxx xxx xxx xxx 1
4000136625     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11114 xxx 6.510%   No AUS No 7.357%   7.250%   $3,296.28 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,246.50 $6,505.50     $0.00     0.00% 42.07% 42.07% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 78 78 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       806                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.35 xxx 6.35 No 80.0 N/A xxx xxx xxx xxx 1
4000134644     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.000%   $3,966.13 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,170.72 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.199 1.19   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       760                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 73.89 xxx 73.89 No 34.81 N/A xxx xxx xxx xxx 2
4000135673     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $5,255.43 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,700.23 $41,348.17     $0.00     0.00% 48.70% 48.70% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Proceeds from Sale Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 168 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       792                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 27.14 xxx 27.14 No 80.0 N/A xxx xxx xxx xxx 2
4000131247     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $3,076.54 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,640.35 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.209 1.21 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       727                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOTACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 37.38 xxx 37.38 No 80.0 N/A xxx xxx xxx xxx 1
4000135055     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.230%   No AUS No 8.021%   8.625%   $3,888.95 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,713.21 $6,657.52     $0.00     0.00% 41.33% 42.11% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       756                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 3.52 xxx 3.52 No 73.53 N/A xxx xxx xxx xxx 1
4000133878     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8260 xxx 6.510%   No AUS No 7.710%   7.500%   $2,880.76 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,540.71 $13,031.82     $0.00     0.00% 27.28% 27.28% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       763                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.25 xxx 12.25 No 80.0 N/A xxx xxx xxx xxx 1
4000138302     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9010 xxx 6.570%   No AUS No 6.787%   6.500%   $2,123.75 No   xxx xxx xxx xxx xxx xxx $0.00 $3,106.43 $4,954.57 xxx xxx xxx xxx Annually 0.00% 39.58% 39.58% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       809                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.16 xxx 5.16 No 80.0 N/A xxx xxx xxx xxx 1
4000136690     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7400 xxx 6.490%   No AUS No 7.050%   6.750%   $1,102.62 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,655.56 $3,244.44     $0.00     0.00% 33.79% 33.79% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       810                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 48.39 xxx 48.39 No 53.13 N/A xxx xxx xxx xxx 1
4000135454     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 16750 xxx 6.510%   No AUS No 7.426%   7.375%   $8,453.86 No   xxx xxx xxx xxx xxx xxx $0.00 $10,303.30 $14,244.70 xxx xxx xxx xxx Monthly 0.00% 43.92% 43.92% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 42 29 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       779                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 32.71 xxx 32.71 No 80.0 N/A xxx xxx xxx xxx 1
4000129940     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 16291.25 xxx 6.260%   No AUS No 7.855%   7.625%   $5,485.40 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,986.96 $10,766.87     $0.00     0.00% 47.87% 47.87% No               Self-Employed           1YR Full Doc 0   NA   N/A 0     1 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 16 Borrower       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 xxx xxx xxx xxx xxx xxx xxx       679                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.64 xxx 7.64 No 36.05 N/A xxx xxx xxx xxx 1
4000133114     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.625%   $2,208.92 No   xxx xxx xxx xxx xxx xxx $0.00 $2,941.21 $6,981.52 xxx xxx xxx xxx Annually 0.00% 41.28% 41.28% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       745                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.95 xxx 6.95 No 80.0 N/A xxx xxx xxx xxx 1
4000138284     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 13700 xxx 6.040%   No AUS No 6.711%   6.500%   $9,582.18 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $11,863.58 $29,349.85     $0.00     0.00% 36.87% 36.87% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       756                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 32.24 xxx 32.24 No 52.38 N/A xxx xxx xxx xxx 1
4000133654     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.625%   $11,200.17 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $12,788.44 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.845 0.944 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       786                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A .00 .00 xxx 21.59 No 60.0 N/A xxx xxx xxx xxx 1
4000135634     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $4,783.12 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,244.29 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.185 1.185 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     819                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 103.31 xxx 103.31 No 64.96 N/A xxx xxx xxx xxx 1
4000136542     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8870 xxx 6.490%   No AUS No 6.555%   6.375%   $4,042.68 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,164.99 $7,351.60     $0.00     0.00% 43.44% 43.44% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 36 36 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       773                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 32.07 xxx 32.07 No 80.0 N/A xxx xxx xxx xxx 1
4000138298     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 12685 xxx 6.230%   No AUS No 8.015%   8.625%   $5,825.65 No   xxx xxx xxx xxx xxx xxx $0.00 $7,488.83 $18,910.90 xxx xxx xxx xxx Monthly 0.00% 32.72% 32.72% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds,Stocks/Bonds Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       723                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 128.54 xxx 128.54 No 70.0 N/A xxx xxx xxx xxx 1
4000134147     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.250%   $927.76 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,344.92 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.338 1.338 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       727                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 15.27 xxx 15.27 No 80.0 N/A xxx xxx xxx xxx 1
4000134134     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.250%   $1,200.63 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,530.96 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.11 1.11 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       789                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 40.17 xxx 40.17 No 80.0 N/A xxx xxx xxx xxx 1
4000134113     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 14815 xxx 6.520%   No AUS No 7.181%   6.875%   $3,421.28 No   xxx xxx xxx xxx xxx xxx $0.00 $3,780.32 $7,494.89 xxx xxx xxx xxx Annually 0.00% 34.58% 34.58% No               Not Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     2 0 NA   Yes No 60.0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds,Proceeds from Sale N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion - 2 YRS Executed 4506T Verified - 2026 Borrower - 2 YRS Executed 4506T Verified - 2026 xxx xxx xxx xxx xxx xxx xxx       792                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 217.18 xxx 217.18 No 80.0 N/A xxx xxx xxx xxx 1
4000127863     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $997.95 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,349.02 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.112 1.112   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.63 xxx 10.16 No 73.17 N/A xxx xxx xxx xxx 1
4000135478     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $1,141.03 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,492.98 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.608 1.608 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       792                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT     xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 21.54 xxx 21.54 No 55.0 N/A xxx xxx xxx xxx 1
4000138287     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4095 xxx 6.570%   No AUS No 6.859%   6.625%   $1,280.62 No   xxx xxx xxx xxx xxx xxx $0.00 $1,780.04 $4,128.11 xxx xxx xxx xxx Annually 0.00% 33.42% 33.42% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 43 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       788                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .57 xxx 0.57 No 59.27 N/A xxx xxx xxx xxx 1
4000133663     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $2,220.48 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,299.43 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.0 1 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       793                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 34.91 xxx 34.91 No 70.0 N/A xxx xxx xxx xxx 2
4000138306     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 12685 xxx 6.490%   No AUS No 6.940%   6.750%   $2,776.00 No   xxx xxx xxx xxx xxx xxx $0.00 $3,382.25 $12,164.56 xxx xxx xxx xxx Annually 0.00% 38.75% 38.75% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 106 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Commission, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       800                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A     xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.74 xxx 5.74 No 80.0 N/A xxx xxx xxx xxx 1
4000133901     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $1,402.55 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,587.45 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.021 1.02 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       755                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A xxx 11.42 xxx 11.42 No 80.0 N/A xxx xxx xxx xxx 1
4000135849     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $2,674.50 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,567.96 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.541 1.541   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       740                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.51 xxx 11.51 No 75.0 N/A xxx xxx xxx xxx 4
4000138290     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4950 xxx 6.490%   No AUS No 6.784%   6.625%   $3,201.55 No   xxx xxx xxx xxx xxx xxx $0.00 $5,150.05 $8,666.33 xxx xxx xxx xxx Monthly 0.00% 42.40% 42.40% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 60 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       820                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .92 xxx 0.92 No 50.0 Yes xxx xxx xxx xxx 1
4000136257     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $4,181.43 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,132.25 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.734 1.77 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       752                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.15 xxx 11.15 No 75.0 N/A xxx xxx xxx xxx 3
4000135472     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $1,594.13 No   xxx xxx xxx xxx xxx xxx $0.00 $2,023.64 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.408 1.4 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       804                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No Yes N/A xxx 4.62 xxx 4.62 No 36.97 N/A xxx xxx xxx xxx 1
4000136927     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $4,663.82 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,892.58 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.899 0.899 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       786                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 34.91 xxx 34.91 No 65.0 N/A xxx xxx xxx xxx 2
4000135621     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $788.01 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,297.99 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.925 0.91 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       721                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport USA PATRIOT ACT xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 79.53 No 70.0 N/A xxx xxx xxx xxx 1
4000134333     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $2,651.45 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,031.11 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.943 0.9 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       774                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.80 xxx 10.8 No 55.19 N/A xxx xxx xxx xxx 1
4000126755     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $5,977.97 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,500.28 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Stocks/Bonds,Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.48 1.47 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     792                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 110.36 xxx 110.38 No 74.58 N/A xxx xxx xxx xxx 2
4000135644     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $940.47 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,160.35 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 2.585 2.52 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       788                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3107.54 xxx 3107.54 No 29.59 N/A xxx xxx xxx xxx 2
4000133735     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $1,077.45 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,458.78 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.028 1.028 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       756                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 261.95 xxx 261.95 No 80.0 N/A xxx xxx xxx xxx 1
4000131911     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $4,586.27 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,645.42 $12,872.24     $0.00     0.00% 33.24% 33.24% Yes               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 96 28 FNMA 1005     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       769                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 35.06 xxx 35.06 No 79.99 N/A xxx xxx xxx xxx 3
4000134672     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $23,022.89 No   xxx xxx xxx xxx xxx xxx $0.00 $28,828.69 $119,709.66 xxx xxx xxx xxx Monthly 0.00% 28.77% 28.77% Yes Yes             Self-Employed Self-Employed         24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes N/A 0 24 Yes N/A 0 24 97.32% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, SSI and Disability, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     753                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 79.70 xxx 79.7 No 66.63 N/A xxx xxx xxx xxx 1
4000134021     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $3,031.73 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,501.00 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.871 0.87 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       812                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A xxx 7.14 xxx 133.46 No 64.29 N/A xxx xxx xxx xxx 1
4000136127     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.490%   $1,146.64 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,677.83 $0.00     $0.00     0.00% 0.00% 0.00% No               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.103 1.103 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       763                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 27.85 xxx 27.85 No 80.0 N/A xxx xxx xxx xxx 1
4000134505     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3060 xxx 6.510%   No AUS No 6.948%   6.875%   $3,087.57 No   xxx xxx xxx xxx xxx xxx $0.00 $4,472.38 $4,859.61 xxx xxx xxx xxx Monthly 0.00% 49.12% 49.12% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 37 29 FNMA 1005     0   No 0     Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       714                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx .70 xxx 0.7 No 50.0 N/A xxx xxx xxx xxx 1
4000135140     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $3,658.09 No   xxx xxx xxx xxx xxx xxx $0.00 $5,026.78 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.975 0.975 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       698                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     Work Visa    xxx             xxx                                                                 Fee Simple No No N/A xxx 20.50 xxx 20.5 No 47.39 N/A xxx xxx xxx xxx 1
4000135599     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $2,102.36 No   xxx xxx xxx xxx xxx xxx $0.00 $3,195.96 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.876 0.876   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.14 xxx 5.14 No 74.35 N/A xxx xxx xxx xxx 1
4000136926     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.230%   No AUS No 7.942%   8.875%   $4,360.13 No   xxx xxx xxx xxx xxx xxx $0.00 $5,693.42 $20,699.15 xxx xxx xxx xxx Monthly 0.00% 25.55% 25.55% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 28 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       742                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A xxx 3.19 xxx 3.19 No 79.42 N/A xxx xxx xxx xxx 1
4000137875     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $1,916.62 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,731.90 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.354 1.354 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       685                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien   Standard Driver's License - Not for federal use   xxx xxx xxx     Missing                                                                                   Fee Simple No No N/A xxx 4.53 xxx 4.53 No 75.0 N/A xxx xxx xxx xxx 2
4000132121     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $2,920.05 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,399.59 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.559 1.56 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 141.44 xxx 141.44 No 70.0 N/A xxx xxx xxx xxx 1
4000135071     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.230%   No AUS No 8.069%   8.625%   $9,500.70 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $10,934.47 $12,194.71     $0.00     0.00% 47.99% 50.23% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 36 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       708                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 30.87 No 70.0 N/A xxx xxx xxx xxx 1
4000136420     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.490%   No AUS No 6.945%   6.875%   $3,613.11 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,765.08 $11,484.92     $0.00     0.00% 29.32% 29.32% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 50 28 FNMA 1005     0   No 0   N/A Borrower - Wage, Commission - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       801                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx .09 xxx 0.09 No 64.71 N/A xxx xxx xxx xxx 1
4000126756     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $5,574.38 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,978.14 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.505 1.5 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     792                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 118.62 xxx 118.7 No 72.34 N/A xxx xxx xxx xxx 2
4000136724     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $2,594.39 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,988.78 $7,087.68     $0.00     0.00% 48.82% 48.82% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 60.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 70 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       724                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 26.93 xxx 26.93 No 53.33 N/A xxx xxx xxx xxx 1
4000134715     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6690 xxx 6.510%   No AUS No 7.054%   6.625%   $1,536.75 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,441.22 $4,525.78     $0.00     0.00% 39.66% 39.66% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 31 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       758                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 163.29 xxx 163.29 No 37.21 N/A xxx xxx xxx xxx 1
4000136903     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $1,571.78 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,892.19 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.48 1.47 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       799                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 24.18 xxx 24.18 No 75.0 N/A xxx xxx xxx xxx 2
4000136684     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $2,266.40 No   xxx xxx xxx xxx xxx xxx $0.00 $3,140.25 $14,133.35 xxx xxx xxx xxx Monthly 0.00% 32.04% 32.04% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       751                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 29.27 xxx 29.27 No 75.0 N/A xxx xxx xxx xxx 1
4000135682     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.000%   $2,719.56 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,360.85 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.339 1.339 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       813                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Standard Driver's License - Not for federal use   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 11.90 xxx 11.9 No 60.0 N/A xxx xxx xxx xxx 1
4000136285     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.490%   No AUS No 6.936%   6.875%   $4,802.15 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,425.66 $8,651.02     $0.00     0.00% 45.21% 45.21% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 41 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       800                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.47 xxx 10.47 No 69.62 N/A xxx xxx xxx xxx 1
4000137392     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9100 xxx 6.490%   No AUS No 7.491%   7.375%   $2,141.09 No   xxx xxx xxx xxx xxx xxx $0.00 $2,580.09 $32,952.97 xxx xxx xxx xxx Annually 0.00% 22.50% 22.50% No No 1 1         Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     699                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 56.57 No 43.36 N/A xxx xxx xxx xxx 1
4000135687     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $4,925.74 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,249.79 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.12 1.12 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     797                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 11.61 xxx 11.61 No 50.0 N/A xxx xxx xxx xxx 2
4000135582     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1880.25 xxx 6.570%   No AUS No 6.782%   6.625%   $3,355.23 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,872.73 $16,431.65     $0.00     0.00% 32.47% 32.47% No               Unknown           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     0 0 NA   Yes No 84.0 No Yes N/A 3 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion - Personal Bank Statements Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       803                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 22.67 xxx 22.67 No 80.0 N/A xxx xxx xxx xxx 1
4000136671     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $3,067.86 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,952.71 $29,265.59     $0.00     0.00% 35.01% 35.01% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.41 xxx 12.41 No 64.86 N/A xxx xxx xxx xxx 1
4000136035     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2375 xxx 6.490%   No AUS No 6.952%   6.875%   $6,359.07 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,838.37 $10,999.87     $0.00     0.00% 43.59% 43.59% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 61 29 FNMA 1005     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 27.71 xxx 27.71 No 80.0 N/A xxx xxx xxx xxx 1
4000135148     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.490%   $1,983.13 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,494.23 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.657 1.657 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     773                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 39.91 xxx 39.91 No 80.0 N/A xxx xxx xxx xxx 1
4000135129     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 7735 xxx 6.510%   No AUS No 7.184%   6.875%   $1,734.29 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,207.48 $6,305.67     $0.00     0.00% 49.86% 49.86% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 Yes 168 Yes 72 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     766                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 7.86 xxx 7.86 No 80.0 N/A xxx xxx xxx xxx 1
4000136184     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.125%   $11,693.91 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $14,545.91 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.84 0.84 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       794                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 47.80 xxx 47.8 No 65.0 N/A xxx xxx xxx xxx 1
4000136133     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.875%   $3,521.14 No   xxx xxx xxx xxx xxx xxx $0.00 $4,185.89 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.348 1.348 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       803                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.77 xxx 11.77 No 80.0 N/A xxx xxx xxx xxx 1
4000133171     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $717.71 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,098.85 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.138 1.138 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     812                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 160.57 xxx 160.57 No 75.0 N/A xxx xxx xxx xxx 1
4000135728     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $707.08 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $999.24 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.551 1.551 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       804                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 215.73 xxx 215.73 No 75.0 N/A xxx xxx xxx xxx 1
4000133167     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $765.12 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,184.98 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.312 1.312 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     812                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 146.87 xxx 146.87 No 75.0 N/A xxx xxx xxx xxx 1
4000131700     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $1,181.05 No   xxx xxx xxx xxx xxx xxx $0.00 $1,777.88 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.041 1.04 N/A Borrower - N/A, N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     747                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 36.75 xxx 36.75 No 74.35 N/A xxx xxx xxx xxx 1
4000133232     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,644.20 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,636.84 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.233 1.232 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       744                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A xxx 71.51 xxx 71.51 No 50.0 N/A xxx xxx xxx xxx 1
4000138844     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.990%   $2,492.37 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,114.91 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 0.803 0.803 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     743                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 139.34 xxx 139.34 No 75.0 N/A xxx xxx xxx xxx 1
4000137095     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 19835 xxx 6.490%   No AUS No 9.046%   8.750%   $6,938.70 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,969.61 $23,332.63     $0.00     0.00% 35.96% 35.96% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 360 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       660                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 15 No 70.0 N/A xxx xxx xxx xxx 1
4000136703     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9003.75 xxx 6.490%   No AUS No 6.926%   6.750%   $3,755.38 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,435.06 $7,834.94     $0.00     0.00% 39.73% 39.73% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 37 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       776                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.16 xxx 7.16 No 79.86 N/A xxx xxx xxx xxx 1
4000136539     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10190 xxx 6.490%   No AUS No 7.449%   7.125%   $2,694.87 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,524.81 $7,670.49     $0.00     0.00% 37.38% 37.38% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 180 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       694                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 50.41 xxx 50.41 No 66.67 N/A xxx xxx xxx xxx 1
4000137254     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 8747 xxx 6.490%   No AUS No 7.249%   6.875%   $1,660.72 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,056.91 $6,863.36     $0.00     0.00% 26.56% 26.56% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes N/A 12 0 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       798                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.45 xxx 12.45 No 80.0 N/A xxx xxx xxx xxx 1
4000133915     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $884.85 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,620.39 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 2.984 2.98 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       780                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other IDENTIFICATION CERTIFICATION FORM  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 508.76 xxx 508.76 No 9.08 N/A xxx xxx xxx xxx 4
4000136534     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 12755 xxx 6.490%   No AUS No 6.936%   6.625%   $4,456.56 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,843.88 $61,265.41     $0.00     0.00% 13.55% 13.55% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 64 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 37.42 xxx 37.42 No 60.0 N/A xxx xxx xxx xxx 1
4000136657     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $3,868.26 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,065.07 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.923 0.92 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       768                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.13 xxx 9.13 No 60.0 N/A xxx xxx xxx xxx 1
4000136115     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4545 xxx 6.490%   No AUS No 7.031%   6.875%   $2,594.87 No   xxx xxx xxx xxx xxx xxx $0.00 $3,606.56 $12,732.44 xxx xxx xxx xxx Monthly 0.00% 22.83% 22.83% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 40 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       805                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 106.9 No 61.72 Yes xxx xxx xxx xxx 1
4000138294     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,241.60 No   xxx xxx xxx xxx xxx xxx $0.00 $2,180.35 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.917 0.917 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       752                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A .00 .00 xxx 82.76 No 70.0 N/A xxx xxx xxx xxx 1
4000139068     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 14489 xxx 6.520%   No AUS No 6.272%   5.990%   $3,272.43 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,152.95 $16,883.67     $0.00     0.00% 25.09% 25.09% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 78 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     767                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 16.26 xxx 16.26 No 68.3 N/A xxx xxx xxx xxx 1
4000137766     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $3,079.35 No   xxx xxx xxx xxx xxx xxx $0.00 $3,814.62 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.79 0.79   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       774                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 47.41 xxx 47.41 No 75.0 N/A xxx xxx xxx xxx 1
4000137768     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $3,500.52 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,728.24 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 0.761 0.76 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       781                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.63 xxx 9.63 No 65.0 N/A xxx xxx xxx xxx 1
4000137767     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $3,015.98 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,778.67 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.767 0.76 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       753                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 50.84 xxx 50.84 No 75.0 N/A xxx xxx xxx xxx 1
4000134939     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $2,021.04 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,382.45 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.049 1.04 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       794                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 33.00 xxx 33 No 70.0 N/A xxx xxx xxx xxx 1
4000134477     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $1,714.61 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,455.43 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.059 1.04 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       727                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 520.17 xxx 520.5 No 64.76 N/A xxx xxx xxx xxx 2
4000134588     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1915 xxx 6.510%   No AUS No 7.172%   7.125%   $4,749.72 No   xxx xxx xxx xxx xxx xxx $0.00 $6,734.63 $34,470.29 xxx xxx xxx xxx Annually 0.00% 33.69% 33.69% No No             Self-Employed Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No Yes 0 0 76.37% 50.00% 0.00%   N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A Yes 60 30 FNMA 1005 No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     780                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 16.92 xxx 16.92 No 75.0 N/A xxx xxx xxx xxx 1
4000134576     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $3,823.60 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,552.98 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.12 1.12 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       746                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other US Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 6.01 xxx 6.01 No 69.93 N/A xxx xxx xxx xxx 1
4000135486     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6290 xxx 6.510%   No AUS No 6.888%   6.750%   $3,268.93 No   xxx xxx xxx xxx xxx xxx $0.00 $4,401.64 $6,351.69 xxx xxx xxx xxx Annually 0.00% 41.37% 41.37% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 40 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       752                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA Patriot Act  xxx xxx xxx     Work Visa    xxx                                                                               Fee Simple No No N/A .00 .00 .00 0 No 40.0 N/A xxx xxx xxx xxx 1
4000137395     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $1,955.98 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,149.53 $11,178.21     $0.00     0.00% 44.38% 44.38% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%     Audited 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       750                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.45 xxx 13.45 No 70.0 N/A xxx xxx xxx xxx 1
4000134969     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 253.5 xxx 6.570%   No AUS No 6.306%   6.250%   $923.58 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,124.08 $3,261.26     $0.00     0.00% 40.43% 40.43% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SECorporation, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       803                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 37.19 xxx 37.19 No 53.57 N/A xxx xxx xxx xxx 1
4000139283     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.490%   $1,641.67 Yes xxx xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,032.38 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.968 1.968 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       742                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 26.99 No 28.73 N/A xxx xxx xxx xxx 1
4000134095     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 16277.1 xxx 6.510%   No AUS No 7.099%   6.625%   $2,355.83 No   xxx xxx xxx xxx xxx xxx $0.00 $2,835.28 $3,754.40 xxx xxx xxx xxx Annually 0.00% 43.54% 43.54% No               Not Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     0 0 NA   Yes No 4.0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion - 2026 Borrower - 2026 xxx xxx xxx xxx xxx xxx xxx       772                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 159.48 xxx 159.48 No 80.0 N/A xxx xxx xxx xxx 1
4000137983     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6680 xxx 6.240%   No AUS No 7.908%   8.625%   $3,080.05 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,563.96 $6,461.65     $0.00     0.00% 47.03% 46.15% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 30 30 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       812                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx .87 xxx 0.87 No 30.0 N/A xxx xxx xxx xxx 1
4000137156     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     5.875%   $1,101.20 No   xxx xxx xxx xxx xxx xxx $0.00 $1,746.25 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.203 1.2   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       779                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 22.20 xxx 22.2 No 75.0 N/A xxx xxx xxx xxx 1
4000136723     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3425 xxx 6.490%   No AUS No 6.686%   6.625%   $4,354.11 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,604.68 $6,339.15     $0.00     0.00% 47.15% 47.15% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       763                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.88 xxx 8.88 No 68.69 N/A xxx xxx xxx xxx 1
4000137278     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 6665.25 xxx 6.490%   No AUS No 7.042%   6.625%   $1,133.99 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,351.38 $2,944.62     $0.00     0.00% 32.43% 32.43% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 109 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       792                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 60.45 xxx 60.45 No 70.0 N/A xxx xxx xxx xxx 1
4000138101     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.625%   $829.84 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,025.22 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.219 1.219 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       725                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien   Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 26.44 xxx 26.44 No 80.0 N/A xxx xxx xxx xxx 1
4000137268     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 12203 xxx 6.490%   No AUS No 6.873%   6.750%   $6,750.61 No   xxx xxx xxx xxx xxx xxx $0.00 $7,249.76 $23,625.19 xxx xxx xxx xxx Annually 0.00% 35.70% 35.70% No No             Unknown Unknown         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA Yes No 60.0 No Yes Yes 1 0 No N/A 0 0 100.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - N/A - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     785                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 322.17 xxx 322.17 No 80.0 N/A xxx xxx xxx xxx 1
4000138279     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1275 xxx 6.490%   No AUS No 6.768%   6.750%   $7,121.61 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $9,208.44 $20,521.31     $0.00     0.00% 33.84% 33.84% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds Audited 16 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       816                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A xxx 59.71 xxx 59.71 No 74.95 N/A xxx xxx xxx xxx 1
4000136727     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.490%   No AUS No 6.556%   6.500%   $6,320.68 No   xxx xxx xxx xxx xxx xxx $0.00 $9,195.55 $14,008.64 xxx xxx xxx xxx Monthly 0.00% 42.60% 42.60% No No             Self-Employed Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 100.00% 0.00% Stocks/Bonds Audited 12 CPA N/A N/A 0 Yes 24 No 0 NA 0 0 N/A Yes 122 29 FNMA 1005 No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     794                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 22.21 xxx 22.21 No 39.39 N/A xxx xxx xxx xxx 1
4000138305     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5690 xxx 6.570%   No AUS No 6.889%   6.750%   $2,750.06 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,324.56 $6,895.44     $0.00     0.00% 34.33% 34.33% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 42 29 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       748                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 7.16 xxx 7.16 No 80.0 N/A xxx xxx xxx xxx 1
4000138267     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 21970 xxx 6.520%   No AUS No 7.069%   7.000%   $5,828.05 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,384.77 $10,769.58     $0.00     0.00% 40.79% 40.79% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Commission - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       767                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.03 xxx 3.03 No 80.0 N/A xxx xxx xxx xxx 1
4000131644     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1770 xxx 6.570%   No AUS No 6.898%   6.875%   $7,883.15 No   xxx xxx xxx xxx xxx xxx $0.00 $10,856.23 $271,241.91 xxx xxx xxx xxx Annually 0.00% 9.97% 9.97% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       741                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 58.94 xxx 58.94 No 75.0 N/A xxx xxx xxx xxx 1
4000133759     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,919.85 No   xxx xxx xxx xxx xxx xxx $0.00 $2,842.00 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.915 0.915 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       711                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.20 xxx 3.2 No 53.33 Yes xxx xxx xxx xxx 1
4000134652     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2375 xxx 6.510%   No AUS No 6.787%   6.750%   $5,607.13 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,183.08 $19,414.34     $0.00     0.00% 37.07% 37.07% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 CPA       Yes 12 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       742                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx .23 xxx 0.23 No 65.0 N/A xxx xxx xxx xxx 1
4000137186     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.240%   No AUS No 7.975%   8.625%   $4,903.19 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,866.38 $12,074.10     $0.00     0.00% 46.58% 47.08% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       810                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.58 xxx 10.58 No 80.0 N/A xxx xxx xxx xxx 1
4000139064     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9225 xxx 6.490%   No AUS No 8.844%   8.490%   $2,339.18 No   xxx xxx xxx xxx xxx xxx $0.00 $2,690.15 $10,691.85 xxx xxx xxx xxx Annually 0.00% 36.32% 36.32% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       669                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 26.96 No 70.0 N/A xxx xxx xxx xxx 1
4000135626     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $883.42 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,428.44 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.84 0.84   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       721                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 83.93 No 68.16 N/A xxx xxx xxx xxx 1
4000138070     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $2,000.94 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,098.35 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.049 1.049   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     713                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 7.60 xxx 102.05 No 51.21 N/A xxx xxx xxx xxx 1
4000138473     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9235 xxx 6.600%   No AUS No 7.179%   6.875%   $2,312.39 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,128.58 $56,304.42     $0.00     0.00% 8.25% 8.25% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 9 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       757                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 25.19 xxx 25.19 No 80.0 N/A xxx xxx xxx xxx 1
4000134825     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $3,949.96 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,285.17 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.255 1.25   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       769                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 21.02 xxx 21.02 No 63.89 N/A xxx xxx xxx xxx 1
4000136941     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1770 xxx 6.490%   No AUS No 6.624%   6.500%   $4,029.43 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,896.15 $8,300.73     $0.00     0.00% 49.91% 49.91% Yes Yes             Self-Employed Employed         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 2 2 2 2 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   Borrower Prepared 12 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified - 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified - 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx     767                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 17.39 xxx 17.39 No 75.0 N/A xxx xxx xxx xxx 1
4000132048     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1770 xxx 6.420%   No AUS No 7.047%   6.875%   $1,891.95 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,557.90 $13,096.88     $0.00     0.00% 34.57% 34.57% No               Unknown           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     0 0 NA   Yes No 2.0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2026 Borrower - 2026 xxx xxx xxx xxx xxx xxx xxx       792                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 43.47 xxx 43.47 No 80.0 N/A xxx xxx xxx xxx 1
4000131728     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1370 xxx 6.420%   No AUS No 6.673%   6.625%   $6,121.37 No   xxx xxx xxx xxx xxx xxx $0.00 $7,638.87 $26,105.13 xxx xxx xxx xxx Annually 0.00% 39.76% 39.76% Yes Yes             Employed Not Employed         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 1 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - N/A Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     810                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 70.45 xxx 70.45 No 80.0 N/A xxx xxx xxx xxx 1
4000137354     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5390 xxx 6.520%   No AUS No 6.927%   6.625%   $1,536.75 No   xxx xxx xxx xxx xxx xxx $0.00 $2,323.45 $5,666.55 xxx xxx xxx xxx Monthly 0.00% 29.17% 29.17% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       811                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 33.87 xxx 33.87 No 80.0 N/A xxx xxx xxx xxx 1
4000136427     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $4,910.54 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,697.26 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00% Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 0.971 0.966   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     758                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 8.85 xxx 8.85 No 47.76 N/A xxx xxx xxx xxx 1
4000131760     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $2,737.23 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,426.18 $0.00     $0.00     0.00% 0.00% 0.00% Unknown Unknown             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.547 1.42   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     727                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 26.90 xxx 26.9 No 75.0 N/A xxx xxx xxx xxx 1
4000136634     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $2,497.21 No   xxx xxx xxx xxx xxx xxx $0.00 $4,130.20 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.041 1.041 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     662                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 9.74 xxx 27.78 No 59.27 N/A xxx xxx xxx xxx 1
4000138299     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10580 xxx 6.490%   No AUS No 8.446%   8.250%   $4,759.27 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,570.87 $36,851.38     $0.00     0.00% 28.44% 28.44% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 38 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       671                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 34.76 No 70.0 N/A xxx xxx xxx xxx 4
4000137356     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7333 xxx 6.520%   No AUS No 6.626%   6.500%   $4,133.72 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,244.54 $9,752.46     $0.00     0.00% 39.05% 39.05% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 84 28 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       737                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.81 xxx 7.81 No 60.0 N/A xxx xxx xxx xxx 1
4000136728     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $4,941.05 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,537.80 $13,137.65     $0.00     0.00% 37.15% 37.15% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 17 FNMA 1005     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       782                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.55 xxx 11.55 No 60.0 N/A xxx xxx xxx xxx 3
4000135340     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2425 xxx 6.570%   No AUS No 6.665%   6.625%   $5,090.47 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,804.59 $9,680.91     $0.00     0.00% 46.49% 46.49% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 36 30 FNMA 1005     0   No 0   N/A Borrower - Wage, Commission - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       800                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 26.74 xxx 26.74 No 36.98 N/A xxx xxx xxx xxx 1
4000137829     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $2,761.34 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,697.97 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.892     Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       798                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 42.22 xxx 42.22 No 75.0 N/A xxx xxx xxx xxx 1
4000137035     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $2,237.49 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,640.57 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.06 1.06 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       747                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 86.60 xxx 86.6 No 80.0 N/A xxx xxx xxx xxx 1
4000135636     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2178 xxx 6.570%   No AUS No 7.270%   7.250%   $12,279.17 No   xxx xxx xxx xxx xxx xxx $0.00 $15,084.60 $16,159.77 xxx xxx xxx xxx Annually 0.00% 53.98% 53.98% No No             Self-Employed Unknown         2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 2 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Wage - 2 YRS Business Tax Returns Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - 2024, 2023, 2025 || Co Borrower Borrower - 2 YRS Business Tax Returns Verified, 1 YR Executed 4506T Verified - 2024, 2023, 2025 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     748                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 33.64 xxx 33.64 No 80.0 N/A xxx xxx xxx xxx 1
4000136725     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $2,010.65 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,727.16 $9,809.94     $0.00     0.00% 35.19% 35.19% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 32 28 FNMA 1005     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       769                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 107.49 No 38.51 N/A xxx xxx xxx xxx 1
4000136938     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $3,263.30 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,990.21 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.253 1.25 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       819                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.30 xxx 8.3 No 53.54 N/A xxx xxx xxx xxx 1
4000135246     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.250%   $1,609.59 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,987.91 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.207 1.207 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       807                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.53 xxx 4.53 No 65.0 N/A xxx xxx xxx xxx 1
4000136176     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 2873.4 xxx 6.570%   No AUS No 7.097%   6.990%   $1,595.11 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,926.33 $2,852.76     $0.00     0.00% 40.82% 40.82% No No             Retired Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No No N/A 0 0 Yes Yes 0 12 51.80% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     809                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 3.82 xxx 3.82 No 75.0 N/A xxx xxx xxx xxx 1
4000135236     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.000%   $1,763.05 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,446.76 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.022 1.022 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien   Other USA PATRIOT ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 6.46 xxx 6.46 No 67.95 N/A xxx xxx xxx xxx 1
4000137472     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.490%   $2,469.30 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,787.24 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.825 0.828 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       811                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 123.36 No 70.0 N/A xxx xxx xxx xxx 1
4000134803     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $2,122.21 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,509.53 $-750.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.036 1.036 No Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       781                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 93.74 xxx 93.74 No 75.0 N/A xxx xxx xxx xxx 1
4000136687     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $1,568.76 No   xxx xxx xxx xxx xxx xxx $0.00 $2,022.14 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.1 1.1 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       802                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 20.42 xxx 20.42 No 70.0 N/A xxx xxx xxx xxx 1
4000138277     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2345 xxx 6.520%   No AUS No 7.372%   7.250%   $2,630.47 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,285.93 $4,489.07     $0.00     0.00% 42.45% 42.45% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 40 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       798                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.30 xxx 4.3 No 80.0 N/A xxx xxx xxx xxx 1
4000139216     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $6,282.62 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,117.81 $15,140.36     $0.00     0.00% 40.59% 40.59% Yes Yes             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 46 26 FNMA 1005 Yes 43 26 FNMA 1005 No 0   N/A Borrower - Wage, Commission, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2024, 2025, 2026 || Co Borrower - Wage, Commission - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     673                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-151 Permanent Resident Card   xxx US Citizen US Citizen N/A Other   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 2.22 xxx 128.73 No 56.25 N/A xxx xxx xxx xxx 1
4000138307     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3050 xxx 6.490%   No AUS No 7.203%   7.125%   $6,117.36 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,619.82 $32,125.49     $0.00     0.00% 29.11% 29.11% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 108 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       764                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 35.16 xxx 35.16 No 80.0 N/A xxx xxx xxx xxx 1
4000139215     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 17880 xxx 6.420%   No AUS No 7.333%   7.125%   $6,063.47 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,722.67 $15,931.72     $0.00     0.00% 37.48% 37.48% No No             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 28 28 FNMA 1005 Yes 28 28 FNMA 1005 No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2024, 2025, 2026 || Co Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     673                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx US Citizen US Citizen N/A Other USA Patriot ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 1.02 xxx 1.02 No 56.6 N/A xxx xxx xxx xxx 1
4000138170     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,984.71 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,758.29 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.088 1.088 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       669                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No Unknown N/A xxx 80.77 xxx 80.77 No 60.0 N/A xxx xxx xxx xxx 1
4000133158     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.875%   $1,223.30 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,532.66 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.501 1.5 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       765                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 93.48 No 75.0 N/A xxx xxx xxx xxx 2
4000134928     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     8.625%   $14,985.41 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $17,794.70 $38,560.19     $0.00     0.00% 31.84% 31.84% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Audited 12 CPA       Yes 64 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       785                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.89 xxx 10.89 No 75.0 N/A xxx xxx xxx xxx 1
4000136047     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $6,563.19 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,366.33 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.13 1.0 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       685                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 71.12 xxx 71.12 No 55.41 N/A xxx xxx xxx xxx 2
4000136675     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $1,966.56 No   xxx xxx xxx xxx xxx xxx $0.00 $2,607.72 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.016 1.01   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       767                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 17.11 xxx 17.11 No 65.0 N/A xxx xxx xxx xxx 1
4000137431     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 16150 xxx 6.490%   No AUS No 6.700%   6.500%   $6,194.27 No   xxx xxx xxx xxx xxx xxx $0.00 $7,560.73 $16,741.61 xxx xxx xxx xxx Monthly 0.00% 44.30% 44.30% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 124 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 15.41 xxx 15.41 No 80.0 N/A xxx xxx xxx xxx 1
4000136928     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7570 xxx 6.490%   No AUS No 6.814%   6.750%   $9,112.80 No   xxx xxx xxx xxx xxx xxx $0.00 $12,047.63 $12,700.37 xxx xxx xxx xxx Monthly 0.00% 48.99% 48.99% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 44 29 FNMA 1005     0   No 0     Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       777                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 4.48 xxx 4.48 No 74.73 Yes xxx xxx xxx xxx 1
4000136453     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $2,995.60 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,870.23 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00% Stocks/Bonds,Proceeds from Sale   0       0   0 No 0   0 0     0 0   Yes 1.031 1.031 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     758                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 6.22 xxx 6.22 No 60.0 N/A xxx xxx xxx xxx 1
4000137765     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11726.25 xxx 5.980%   No AUS No 6.664%   6.500%   $4,645.70 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,484.83 $7,839.80     $0.00     0.00% 51.22% 51.22% No No             Self-Employed Self-Employed         24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 24 Yes Yes 0 24 68.10% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 Yes 300 Yes 300 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SEPartnership, SSI and Disability - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - SEPartnership, SSI and Disability - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     708                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 53.08 xxx 63.87 No 57.65 N/A xxx xxx xxx xxx 1
4000137461     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4433 xxx 6.490%   No AUS No 7.051%   6.875%   $2,091.01 No   xxx xxx xxx xxx xxx xxx $0.00 $2,665.47 $4,313.06 xxx xxx xxx xxx Monthly 0.00% 38.42% 38.42% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       805                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien   Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 57.03 xxx 57.03 No 70.0 N/A xxx xxx xxx xxx 1
4000136283     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.490%   No AUS No 6.962%   6.875%   $3,258.37 No   xxx xxx xxx xxx xxx xxx $0.00 $4,737.81 $10,076.72 xxx xxx xxx xxx Monthly 0.00% 46.34% 46.34% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 28 FNMA 1005     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       747                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT CUSTOMER IDENTIFICATION VERIFICATION xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 1.71 xxx 1.71 No 69.37 Yes xxx xxx xxx xxx 1
4000135620     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $2,256.96 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,379.29 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.058 1.051 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       793                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 239.96 xxx 239.96 No 52.76 N/A xxx xxx xxx xxx 2
4000138513     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $6,906.75 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,198.85 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.774 0.774 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       706                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A xxx 14.11 xxx 14.11 No 72.99 N/A xxx xxx xxx xxx 1
4000138384     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11251.57 xxx 6.520%   No AUS No 7.322%   7.125%   $1,760.93 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,918.86 $4,162.81     $0.00     0.00% 49.95% 49.95% Yes Yes             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 17 Tax Preparer N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     700                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 8.59 xxx 8.59 No 75.0 N/A xxx xxx xxx xxx 1
4000136528     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $1,202.65 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,500.89 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.499 1.5 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       772                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 31.22 xxx 31.22 No 80.0 N/A xxx xxx xxx xxx 1
4000139378     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1425.25 xxx 6.320%   No AUS No 6.520%   6.500%   $6,573.51 No   xxx xxx xxx xxx xxx xxx $0.00 $7,174.83 $26,789.13 xxx xxx xxx xxx Annually 0.00% 42.39% 42.39% No No             Not Employed Self-Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 2 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00% Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Other - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 xxx xxx xxx xxx xxx xxx xxx xxx     740                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 12.67 xxx 12.67 No 80.0 N/A xxx xxx xxx xxx 1
4000136074     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $5,480.65 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,338.52 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.025 1.03 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       685                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 15.43 xxx 142.06 No 56.33 N/A xxx xxx xxx xxx 2
4000137938     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $1,984.02 No   xxx xxx xxx xxx xxx xxx $0.00 $2,589.99 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.994 1.0 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       717                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 58.35 No 54.88 N/A xxx xxx xxx xxx 1
4000131190     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.000%   $5,670.13 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,771.31 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.506 1.5 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       807                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 7.89 xxx 7.89 No 39.07 N/A xxx xxx xxx xxx 3
4000138750     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $5,034.46 Yes xxx xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,223.71 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.779 0.779   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       767                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.03 xxx 9.03 No 72.07 N/A xxx xxx xxx xxx 1
4000139728     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7908.75 xxx 6.570%   No AUS No 6.742%   6.500%   $2,112.69 No   xxx xxx xxx xxx xxx xxx $0.00 $2,847.06 $5,627.12 xxx xxx xxx xxx Annually 0.00% 33.91% 33.91% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       732                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.74 xxx 9.74 No 70.0 N/A xxx xxx xxx xxx 1
4000138169     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.000%   $1,955.13 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,205.63 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.56 1.55 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       773                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.82 xxx 4.82 No 47.61 N/A xxx xxx xxx xxx 1
4000136034     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $3,875.88 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,070.35 $13,122.44     $0.00     0.00% 34.19% 34.19% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 29 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       814                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 27.02 xxx 27.02 No 59.6 N/A xxx xxx xxx xxx 1
4000138146     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.250%   $2,182.96 No   xxx xxx xxx xxx xxx xxx $0.00 $2,695.54 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00% Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.002 1.002 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     773                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 71.93 xxx 71.93 No 72.73 N/A xxx xxx xxx xxx 1
4000137251     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 10615 xxx 6.490%   No AUS No 7.167%   6.875%   $2,575.16 No   xxx xxx xxx xxx xxx xxx $0.00 $3,612.61 $46,019.98 xxx xxx xxx xxx Monthly 0.00% 12.80% 12.80% No               Unknown           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     2 0 NA   Yes No 60.0 No Yes Yes 1 0 No       100.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       760                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 988.43 xxx 988.43 No 80.0 N/A xxx xxx xxx xxx 1
4000138467     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.875%   $3,389.75 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,789.34 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 2.111 2.111 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       812                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 340.31 xxx 340.31 No 80.0 N/A xxx xxx xxx xxx 1
4000134268     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $1,664.51 No   xxx xxx xxx xxx xxx xxx $0.00 $2,263.40 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.751 0.751   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       736                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 43.63 No 56.09 N/A xxx xxx xxx xxx 1
4000136556     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $5,295.81 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,504.88 $13,639.89     $0.00     0.00% 41.33% 41.33% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Proceeds from Sale N/A 0 N/A       NA 0 No   Yes 64 30 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       760                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 21.74 xxx 21.74 No 80.0 N/A xxx xxx xxx xxx 1
4000137606     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.520%   No AUS No 6.816%   6.750%   $7,004.86 No   xxx xxx xxx xxx xxx xxx $0.00 $8,828.75 $14,353.32 xxx xxx xxx xxx Monthly 0.00% 41.42% 41.42% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 46 28 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       816                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 22.27 xxx 22.27 No 80.0 Yes xxx xxx xxx xxx 1
4000139940     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 30195 xxx 6.510%   No AUS No 6.639%   6.250%   $6,896.03 No   xxx xxx xxx xxx xxx xxx $0.00 $8,300.52 $10,261.48 xxx xxx xxx xxx Monthly 0.00% 45.71% 45.71% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 Yes 60 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     809                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 44.07 xxx 44.07 No 80.0 N/A xxx xxx xxx xxx 1
4000134926     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,141.53 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,331.20 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.653 1   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       773                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 24.37 xxx 24.37 No 80.0 N/A xxx xxx xxx xxx 1
4000135970     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $970.15 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,417.06 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.224 1.264   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     792                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 21.27 xxx 21.27 No 80.0 N/A xxx xxx xxx xxx 1
4000138314     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.500%   $985.89 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,706.07 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.465 1.4 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       727                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.82 xxx 7.82 No 75.0 N/A xxx xxx xxx xxx 2
4000136558     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $3,694.30 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,164.91 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.026 1.026 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       806                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Unknown N/A xxx 135.88 xxx 135.88 No 46.15 N/A xxx xxx xxx xxx 1
4000139944     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10658 xxx 6.030%   No AUS No 7.639%   8.625%   $4,896.96 No   xxx xxx xxx xxx xxx xxx $0.00 $5,902.69 $19,838.19 xxx xxx xxx xxx Annually 0.00% 23.74% 20.69% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 3 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - YTD Profit And Loss Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       810                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.42 xxx 9.42 No 80.0 N/A xxx xxx xxx xxx 1
4000137246     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.750%   $1,346.86 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,656.33 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.268 1.27 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     741                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 8.80 xxx 8.8 No 80.0 N/A xxx xxx xxx xxx 1
4000138370     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.000%   $2,084.94 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,672.82 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.16 1.15 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       800                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Yes N/A xxx 4.05 xxx 4.05 No 65.0 N/A xxx xxx xxx xxx 1
4000138118     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.125%   $1,224.34 No   xxx xxx xxx xxx xxx xxx $0.00 $1,678.20 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.222 1.222 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       760                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 36.45 xxx 36.45 No 65.0 N/A xxx xxx xxx xxx 1
4000135517     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6670 xxx 6.520%   No AUS No 6.991%   6.625%   $1,485.52 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,186.74 $4,188.43     $0.00     0.00% 40.28% 40.28% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 16 Tax Preparer       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       804                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.21 xxx 6.21 No 80.0 N/A xxx xxx xxx xxx 1
4000136925     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.490%   No AUS No 6.935%   6.875%   $3,678.80 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,653.39 $8,153.61     $0.00     0.00% 39.60% 39.60% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       753                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 1.23 xxx 2.26 No 72.73 N/A xxx xxx xxx xxx 1
4000135399     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6587.5 xxx 6.520%   No AUS No 7.097%   7.000%   $2,734.39 No   xxx xxx xxx xxx xxx xxx $0.00 $3,908.02 $7,306.61 xxx xxx xxx xxx Monthly 0.00% 48.74% 48.74% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       749                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.24 xxx 5.24 No 75.0 N/A xxx xxx xxx xxx 1
4000139056     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $6,120.78 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,370.45 $12,344.58     $0.00     0.00% 46.33% 46.33% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       811                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 14.66 xxx 14.66 No 74.8 N/A xxx xxx xxx xxx 1
4000138939     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7126.25 xxx 6.490%   No AUS No 6.664%   6.500%   $4,004.15 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,061.94 $10,949.29     $0.00     0.00% 41.25% 41.25% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       746                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.92 xxx 3.92 No 70.0 N/A xxx xxx xxx xxx 1
4000139952     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2450 xxx 6.510%   No AUS No 7.112%   7.000%   $8,702.16 No   xxx xxx xxx xxx xxx xxx $0.00 $10,396.76 $17,603.90 xxx xxx xxx xxx Annually 0.00% 45.55% 45.55% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 16 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.36 xxx 9.36 No 80.0 N/A xxx xxx xxx xxx 1
4000135489     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6450 xxx 6.510%   No AUS No 7.381%   7.250%   $1,364.35 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,773.13 $3,122.87     $0.00     0.00% 37.54% 37.54% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.86 xxx 12.86 No 80.0 N/A xxx xxx xxx xxx 1
4000138144     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 9547.22 xxx 6.520%   No AUS No 6.852%   6.490%   $1,853.69 No   xxx xxx xxx xxx xxx xxx $0.00 $2,485.36 $3,469.22 xxx xxx xxx xxx Annually 0.00% 46.45% 46.45% No               Unknown           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     2 0 NA   Yes No 84.0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified - 2026 Borrower - 2 YRS Executed 4506T Verified - 2026 xxx xxx xxx xxx xxx xxx xxx       788                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 259.79 xxx 259.79 No 70.0 N/A xxx xxx xxx xxx 1
4000136444     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,734.30 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,190.63 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.164 1.164   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     752                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 154.54 xxx 154.54 No 75.0 N/A xxx xxx xxx xxx 1
4000135638     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2450 xxx 6.570%   No AUS No 6.890%   6.875%   $16,376.28 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $22,335.51 $30,011.37     $0.00     0.00% 44.29% 44.29% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 17 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       737                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.38 xxx 7.59 No 42.61 N/A xxx xxx xxx xxx 1
4000139949     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10100 xxx 6.520%   No AUS No 7.942%   7.875%   $5,017.48 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,041.35 $7,432.45     $0.00     0.00% 49.40% 49.40% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       Yes 24 No   Yes 28 28 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - CPA Letter Verified, Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       703                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Consular Card   xxx xxx xxx     I-551 Conditional Permanent Resident Card w/ USCIS 1-751   xxx                                                                               Fee Simple No No N/A xxx 8.65 xxx 8.65 No 80.0 N/A xxx xxx xxx xxx 1
4000138404     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $808.46 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $992.76 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.36 1.36 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       777                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 49.27 xxx 49.27 No 80.0 N/A xxx xxx xxx xxx 1
4000133937     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $935.63 No   xxx xxx xxx xxx xxx xxx $0.00 $1,645.36 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.003 1.003   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       795                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 261.12 xxx 261.12 No 75.0 No xxx xxx xxx xxx 1
4000138166     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $4,889.97 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,293.34 $33,882.14     $0.00     0.00% 26.34% 26.34% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00% 0.00%   Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 12 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       673                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien   Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 6.03 xxx 6.06 No 51.04 N/A xxx xxx xxx xxx 1
4000136722     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5475 xxx 6.490%   No AUS No 6.584%   6.500%   $3,738.68 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,825.92 $10,369.91     $0.00     0.00% 35.19% 35.19% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 32 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       769                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 1.72 xxx 1.72 No 65.0 N/A xxx xxx xxx xxx 1
4000135254     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.875%   $1,258.72 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,698.97 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.059 1.6 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     754                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 4.00 xxx 4 No 80.0 N/A xxx xxx xxx xxx 1
4000138516     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $2,343.75 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,277.29 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.068 1.06 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     743                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 29.69 xxx 29.69 No 75.0 N/A xxx xxx xxx xxx 1
4000138761     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $7,440.41 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $9,058.61 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.021 1   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       773                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT CUSTOMER IDENTIFICATION VERIFICATION xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 33.53 No 49.98 N/A xxx xxx xxx xxx 2
4000134667     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     5.875%   $2,191.65 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,709.78 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00% Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.107 1.1 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     763                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Standard Driver's License - Not for federal use   xxx xxx xxx     I-551 Permanent Resident Card    xxx US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 109.79 xxx 109.79 No 75.0 N/A xxx xxx xxx xxx 2
4000139622     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 1880 xxx 6.490%   No AUS No 6.756%   6.750%   $22,700.93 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $28,876.32 $101,979.94     $0.00     0.00% 24.84% 24.84% No No             Unknown Unknown         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA Yes No 84.0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - N/A - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     797                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 542.48 No 57.71 N/A xxx xxx xxx xxx 1
4000140255     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10395 xxx 6.570%   No AUS No 7.280%   7.125%   $5,153.95 No   xxx xxx xxx xxx xxx xxx $0.00 $7,025.76 $39,762.46 xxx xxx xxx xxx Annually 0.00% 18.02% 18.02% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 48 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       713                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act  xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 52.00 xxx 52 No 53.87 N/A xxx xxx xxx xxx 1
4000138174     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 26230 xxx 6.570%   No AUS No 7.096%   7.000%   $6,280.46 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,816.93 $13,834.07     $0.00     0.00% 38.52% 38.52% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 28 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       773                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 5.23 xxx 5.23 No 80.0 N/A xxx xxx xxx xxx 1
4000135602     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $6,575.86 No   xxx xxx xxx xxx xxx xxx $0.00 $7,963.85 $17,324.25 xxx xxx xxx xxx Monthly 0.00% 32.73% 32.73% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 108 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       793                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 75.93 xxx 75.93 No 65.0 Yes xxx xxx xxx xxx 1
4000134586     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,238.82 No   xxx xxx xxx xxx xxx xxx $0.00 $2,204.28 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.134 1.13   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       780                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 32.39 xxx 32.39 No 50.26 N/A xxx xxx xxx xxx 1
4000139101     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7650 xxx 6.230%   No AUS No 7.581%   8.625%   $2,870.04 No   xxx xxx xxx xxx xxx xxx $0.00 $4,483.28 $6,168.02 xxx xxx xxx xxx Monthly 0.00% 45.70% 41.15% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 77 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       758                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 39.85 xxx 39.85 No 60.0 N/A xxx xxx xxx xxx 1
4000140257     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10054.38 xxx 6.520%   No AUS No 6.656%   6.500%   $1,671.82 No   xxx xxx xxx xxx xxx xxx $0.00 $2,335.79 $8,764.21 xxx xxx xxx xxx Annually 0.00% 29.05% 29.05% No No             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     790                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 72.61 xxx 72.61 No 50.0 N/A xxx xxx xxx xxx 1
4000139109     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3950 xxx 6.520%   No AUS No 6.683%   6.500%   $1,580.17 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,867.72 $4,388.28     $0.00     0.00% 44.06% 44.06% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 41 29 FNMA 1005     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       819                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 81.90 xxx 81.9 No 52.19 N/A xxx xxx xxx xxx 1
4000138297     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.625%   $3,114.29 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,907.99 $45,469.46     $0.00     0.00% 25.23% 25.23% Yes Yes             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     746                               NA     0       0     0     0   1 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 16.97 xxx 16.97 No 80.0 N/A xxx xxx xxx xxx 1
4000139124     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 12238.75 xxx 6.490%   No AUS No 6.765%   6.500%   $3,030.77 No   xxx xxx xxx xxx xxx xxx $0.00 $4,432.18 $8,202.35 xxx xxx xxx xxx Annually 0.00% 37.76% 37.76% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       807                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.69 xxx 6.69 No 70.0 N/A xxx xxx xxx xxx 1
4000136689     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6950 xxx 6.490%   No AUS No 7.866%   7.750%   $1,576.11 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,902.81 $4,002.71     $0.00     0.00% 41.14% 41.14% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 77 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       705                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.78 xxx 8.78 No 80.0 N/A xxx xxx xxx xxx 1
4000139113     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.000%   $1,846.62 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,142.56 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.003 1.003 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       796                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 410.55 xxx 410.55 No 70.0 N/A xxx xxx xxx xxx 1
4000138162     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2445 xxx 6.510%   No AUS No 7.345%   7.125%   $1,010.58 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,502.09 $13,243.97     $0.00     0.00% 15.67% 15.67% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 17 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       811                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 3.58 No 18.18 N/A xxx xxx xxx xxx 1
4000136721     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2425 xxx 6.490%   No AUS No 6.590%   6.375%   $1,559.67 No   xxx xxx xxx xxx xxx xxx $0.00 $2,667.96 $8,207.58 xxx xxx xxx xxx Monthly 0.00% 25.95% 25.95% No No             Self-Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 40.00% 40.00%   Third-Party Prepared (Unaudited) 12 Tax Preparer Third-Party Prepared (Unaudited) Tax Preparer 12 Yes 52 Yes 52 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     795                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 1.86 xxx 1.86 No 27.17 N/A xxx xxx xxx xxx 1
4000138163     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $2,328.56 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,824.02 $15,003.18     $0.00     0.00% 31.63% 31.63% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       763                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 46.47 No 62.28 N/A xxx xxx xxx xxx 1
4000140285     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 32481.09 xxx 6.490%   No AUS No 6.976%   6.750%   $4,600.39 No   xxx xxx xxx xxx xxx xxx $0.00 $6,501.80 $17,732.48 xxx xxx xxx xxx Monthly 0.00% 36.17% 36.17% Yes Yes             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 41 29 FNMA 1005 Yes 41 29 FNMA 1005 No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 || Co Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     791                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 17.53 xxx 17.53 No 75.0 N/A xxx xxx xxx xxx 1
4000136010     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,813.12 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,309.06 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.083 1.08 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       775                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 38.30 xxx 38.3 No 80.0 N/A xxx xxx xxx xxx 1
4000140260     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.500%   $677.08 No   xxx xxx xxx xxx xxx xxx $0.00 $1,295.66 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.466 1.46 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       740                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 92.08 No 44.64 N/A xxx xxx xxx xxx 1
4000138296     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4470 xxx 6.490%   No AUS No 7.112%   6.875%   $2,653.99 No   xxx xxx xxx xxx xxx xxx $0.00 $3,061.18 $7,304.15 xxx xxx xxx xxx Monthly 0.00% 42.94% 42.94% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       763                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.14 xxx 8.14 No 80.0 N/A xxx xxx xxx xxx 1
4000134936     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $1,048.13 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,354.53 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.107 1.107 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       773                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 47.29 xxx 47.29 No 80.0 N/A xxx xxx xxx xxx 1
4000138218     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9250 xxx 6.520%   No AUS No 7.319%   7.250%   $4,256.78 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,182.86 $8,938.00     $0.00     0.00% 36.77% 36.77% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 31 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Commission - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       810                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.37 xxx 4.5 No 80.0 N/A xxx xxx xxx xxx 1
4000140283     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $2,192.50 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,780.87 $11,677.10     $0.00     0.00% 39.81% 39.81% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 58 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       770                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT     xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.86 xxx 9.86 No 75.0 N/A xxx xxx xxx xxx 1
4000139651     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11101.25 xxx 6.490%   No AUS No 6.664%   6.375%   $3,205.13 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,956.87 $4,950.79     $0.00     0.00% 44.42% 44.42% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 2 0 No       0.00% 100.00%     Audited 12 Tax Preparer       Yes 60 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       804                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.10 xxx 6.1 No 75.0 N/A xxx xxx xxx xxx 1
4000138598     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $4,994.43 Yes xxx xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,474.94 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.903 0.903 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       727                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 63.84 xxx 63.84 No 75.0 N/A xxx xxx xxx xxx 4
4000140676     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 27700 xxx 6.570%   No AUS No 6.814%   6.625%   $9,604.66 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $11,218.45 $29,366.24     $0.00     0.00% 36.28% 36.28% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       762                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 35.4 No 54.95 N/A xxx xxx xxx xxx 1
4000135523     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1640 xxx 6.570%   No AUS No 7.181%   7.125%   $3,853.67 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,450.12 $2,180.22     $0.00     0.00% 47.27% 47.27% No               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 151 29 Work Number     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       740                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 46.33 xxx 46.33 No 80.0 N/A xxx xxx xxx xxx 1
4000136601     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.125%   $6,829.54 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,554.88 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.257 1.25 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       803                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 6.20 xxx 6.2 No 64.97 N/A xxx xxx xxx xxx 2
4000133748     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $5,803.13 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,886.08 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.292 1.29 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       782                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 19.98 xxx 19.98 No 65.0 N/A xxx xxx xxx xxx 2
4000139432     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 1590 xxx 6.490%   No AUS No 7.420%   7.250%   $1,500.79 No   xxx xxx xxx xxx xxx xxx $0.00 $2,387.59 $4,295.17 xxx xxx xxx xxx Monthly 0.00% 40.40% 40.40% No No             Employed Not Employed         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 35 30 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - N/A - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     740                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 12.63 xxx 12.63 No 80.0 Yes xxx xxx xxx xxx 1
4000137404     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 8704.38 xxx 6.490%   No AUS No 7.142%   6.750%   $1,629.60 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,299.30 $6,372.04     $0.00     0.00% 27.77% 27.77% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 12 0 No       100.00% 100.00%     N/A 0 N/A       Yes 300 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       789                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.32 xxx 4.32 No 75.0 N/A xxx xxx xxx xxx 1
4000138444     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 10595 xxx 6.490%   No AUS No 7.131%   6.875%   $2,890.49 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,167.46 $22,956.98     $0.00     0.00% 18.64% 18.64% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 12 0 No       100.00% 100.00%     N/A 0 N/A       Yes 19 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       776                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.97 xxx 11.97 No 79.99 N/A xxx xxx xxx xxx 1
4000139115     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 27240 xxx 6.490%   No AUS No 7.854%   7.500%   $6,376.84 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,697.61 $10,383.05     $0.00     0.00% 49.72% 49.72% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       797                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .11 xxx 4.05 No 80.0 N/A xxx xxx xxx xxx 1
4000136433     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.125%   $3,021.34 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,351.73 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.343 1.34 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     764                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 16.54 xxx 16.54 No 65.0 N/A xxx xxx xxx xxx 1
4000134263     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.125%   $1,254.11 No   xxx xxx xxx xxx xxx xxx $0.00 $1,762.97 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds   0           0 No     0 0       0   Yes 1.106 1.1 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       747                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 879.87 xxx 879.87 No 80.0 N/A xxx xxx xxx xxx 1
4000140606     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7390 xxx 6.570%   No AUS No 7.222%   7.125%   $1,778.62 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,340.28 $3,126.72     $0.00     0.00% 47.89% 47.89% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       779                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.26 xxx 10.26 No 80.0 N/A xxx xxx xxx xxx 1
4000140630     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4200 xxx 6.570%   No AUS No 7.536%   7.250%   $1,364.35 No   xxx xxx xxx xxx xxx xxx $0.00 $1,932.03 $8,972.80 xxx xxx xxx xxx Monthly 0.00% 45.62% 45.62% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 72 72 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       679                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No Yes N/A .00 .00 xxx 96.63 No 31.55 N/A xxx xxx xxx xxx 1
4000140687     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 27250 xxx 6.490%   No AUS No 7.142%   7.125%   $8,690.97 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $12,177.42 $22,377.58     $0.00     0.00% 44.01% 44.01% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       782                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.79 xxx 12.79 No 75.88 N/A xxx xxx xxx xxx 1
4000140734     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4825 xxx 6.490%   No AUS No 7.118%   6.750%   $972.90 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,615.69 $5,861.19     $0.00     0.00% 24.14% 24.14% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       724                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .52 xxx 0.52 No 66.67 N/A xxx xxx xxx xxx 1
4000140611     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2445 xxx 6.570%   No AUS No 7.083%   7.000%   $4,856.71 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,188.52 $17,061.72     $0.00     0.00% 27.00% 27.00% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       711                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 8.77 xxx 8.77 No 61.86 N/A xxx xxx xxx xxx 1
4000140682     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 23525 xxx 6.490%   No AUS No 7.208%   7.000%   $9,394.07 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $11,444.20 $34,217.79     $0.00     0.00% 29.22% 29.22% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 86 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.45 xxx 9.45 No 80.0 N/A xxx xxx xxx xxx 1
4000140626     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11225 xxx 6.230%   No AUS No 7.506%   8.625%   $3,811.17 No   xxx xxx xxx xxx xxx xxx $0.00 $4,805.03 $7,828.62 xxx xxx xxx xxx Monthly 0.00% 40.38% 34.76% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       775                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.72 xxx 5.72 No 80.0 N/A xxx xxx xxx xxx 1
4000139104     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 12765 xxx 6.570%   No AUS No 6.669%   6.375%   $2,860.44 No   xxx xxx xxx xxx xxx xxx $0.00 $4,281.20 $10,582.30 xxx xxx xxx xxx Monthly 0.00% 33.07% 33.07% No No             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 26 26 FNMA 1005 Yes 26 26 FNMA 1005 No 0   N/A Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 || Co Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 || Co Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx     808                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 26.69 xxx 26.69 No 70.0 N/A xxx xxx xxx xxx 1
4000138293     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6875 xxx 6.490%   No AUS No 6.787%   6.625%   $3,060.69 No   xxx xxx xxx xxx xxx xxx $0.00 $3,853.28 $6,669.83 xxx xxx xxx xxx Annually 0.00% 49.85% 49.85% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       724                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 73.72 xxx 73.72 No 60.51 N/A xxx xxx xxx xxx 1
4000140614     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11065 xxx 6.570%   No AUS No 7.075%   7.000%   $4,264.59 No   xxx xxx xxx xxx xxx xxx $0.00 $5,426.55 $11,574.92 xxx xxx xxx xxx Monthly 0.00% 33.41% 33.41% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       748                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .08 xxx 0.08 No 74.45 Yes xxx xxx xxx xxx 1
4000138292     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 12410 xxx 6.570%   No AUS No 7.757%   7.500%   $6,516.68 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,879.39 $30,511.53     $0.00     0.00% 24.15% 24.15% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 36 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       774                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.05 xxx 5.05 No 80.0 N/A xxx xxx xxx xxx 1
4000140709     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4820 xxx 6.490%   No AUS No 6.832%   6.375%   $1,060.58 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,929.78 $5,614.22     $0.00     0.00% 26.59% 26.59% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 33 30 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       711                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other US PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 3.44 xxx 3.44 No 36.17 N/A xxx xxx xxx xxx 1
4000135711     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2145 xxx 6.570%   No AUS No 7.435%   7.375%   $4,138.87 No   xxx xxx xxx xxx xxx xxx $0.00 $4,473.47 $29,165.94 xxx xxx xxx xxx Annually 0.00% 27.82% 27.82% No               Unknown           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     3 0 NA   Yes No 84.0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 xxx xxx xxx xxx xxx xxx xxx       781                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 963.57 xxx 963.57 No 75.0 N/A xxx xxx xxx xxx 1
4000138042     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $1,320.49 No   xxx xxx xxx xxx xxx xxx $0.00 $1,999.61 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.0 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       720                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 7.08 xxx 7.08 No 70.0 N/A xxx xxx xxx xxx 1
4000140653     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7523.08 xxx 6.520%   No AUS No 6.745%   6.500%   $2,101.63 No   xxx xxx xxx xxx xxx xxx $0.00 $3,091.16 $5,702.87 xxx xxx xxx xxx Monthly 0.00% 46.70% 46.70% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       734                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.11 xxx 3.11 No 70.0 N/A xxx xxx xxx xxx 1
4000140645     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $4,302.91 No   xxx xxx xxx xxx xxx xxx $0.00 $5,195.26 $21,114.65 xxx xxx xxx xxx Monthly 0.00% 40.04% 40.04% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 292 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       744                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 20.08 No 70.0 N/A xxx xxx xxx xxx 1
4000140683     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9810 xxx 6.490%   No AUS No 7.088%   7.000%   $2,224.77 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,647.08 $4,463.92     $0.00     0.00% 43.49% 43.49% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 61 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       741                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 9.84 xxx 9.84 No 80.0 N/A xxx xxx xxx xxx 1
4000138108     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $3,971.38 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,784.95 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.752 0.75 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       786                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 64.77 xxx 64.77 No 70.55 N/A xxx xxx xxx xxx 1
4000137691     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.250%   $1,914.64 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,546.75 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.257 1.25   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       774                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 60.43 xxx 60.43 No 49.76 N/A xxx xxx xxx xxx 1
4000138652     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $1,040.22 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,353.94 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.219 1.21 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     755                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 42.35 xxx 42.35 No 80.0 N/A xxx xxx xxx xxx 1
4000136104     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $1,325.88 No   xxx xxx xxx xxx xxx xxx $0.00 $1,703.50 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.033 1.033 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       785                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA patriot Act form xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 31.09 xxx 31.09 No 80.0 N/A xxx xxx xxx xxx 1
4000140405     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 20847.5 xxx 6.490%   No AUS No 6.755%   6.500%   $6,162.66 No   xxx xxx xxx xxx xxx xxx $0.00 $7,913.51 $81,780.98 xxx xxx xxx xxx Monthly 0.00% 18.22% 18.22% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 Yes 125 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - N/A Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     785                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 3.82 xxx 3.82 No 70.91 N/A xxx xxx xxx xxx 1
4000136648     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.000%   $2,113.00 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,727.97 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 0.898 0.898 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     723                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 26.36 xxx 26.36 No 74.99 N/A xxx xxx xxx xxx 1
4000134270     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $2,283.91 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,949.19 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.0 1 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       701                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 19.70 xxx 19.7 No 67.8 N/A xxx xxx xxx xxx 1
4000138215     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4690 xxx 6.490%   No AUS No 6.971%   6.875%   $6,142.28 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,600.75 $9,312.77     $0.00     0.00% 45.11% 45.11% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 59 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       795                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.99 xxx 12.99 No 78.9 N/A xxx xxx xxx xxx 1
4000139437     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 19759.45 xxx 6.490%   No AUS No 6.745%   6.500%   $5,973.04 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,374.29 $18,880.82     $0.00     0.00% 37.06% 37.06% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Proceeds from Sale Audited 12 Tax Preparer       Yes 72 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       790                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 16.11 xxx 16.11 No 70.0 N/A xxx xxx xxx xxx 1
4000137397     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 24198.2 xxx 6.490%   No AUS No 6.813%   6.625%   $3,412.86 No   xxx xxx xxx xxx xxx xxx $0.00 $5,166.43 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% No               Unknown           Asset Utilization (No DTI) 0   NA   N/A 0     0 0     2 0 NA   No No 60.0 Yes No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx       806                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 162.13 xxx 162.13 No 65.0 N/A xxx xxx xxx xxx 1
4000137912     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.125%   $6,076.11 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,727.15 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.449 1.449 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       757                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 29.55 xxx 29.55 No 51.55 N/A xxx xxx xxx xxx 4
4000140618     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11450 xxx 6.570%   No AUS No 7.003%   6.875%   $2,627.72 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,308.86 $14,511.14     $0.00     0.00% 27.44% 27.44% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       789                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 48.96 xxx 48.96 No 37.74 N/A xxx xxx xxx xxx 1
4000140659     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3607.5 xxx 6.520%   No AUS No 6.545%   6.500%   $5,878.23 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,400.66 $30,057.40     $0.00     0.00% 20.36% 20.36% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       749                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .14 xxx 0.14 No 60.0 N/A xxx xxx xxx xxx 1
4000140675     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6490 xxx 6.520%   No AUS No 7.328%   7.000%   $1,490.28 No   xxx xxx xxx xxx xxx xxx $0.00 $1,924.21 $4,875.79 xxx xxx xxx xxx Annually 0.00% 48.68% 48.68% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 36 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2025, 2026, 2024 Borrower - 2025, 2026, 2024 xxx xxx xxx xxx xxx xxx xxx       709                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.25 xxx 10.25 No 80.0 N/A xxx xxx xxx xxx 1
4000140715     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8092 xxx 6.490%   No AUS No 6.808%   6.500%   $1,865.86 No   xxx xxx xxx xxx xxx xxx $0.00 $2,429.66 $4,256.34 xxx xxx xxx xxx Annually 0.00% 45.43% 45.43% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 34 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       765                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.78 xxx 10.78 No 80.0 N/A xxx xxx xxx xxx 1
4000136535     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 13445 xxx 6.490%   No AUS No 6.396%   6.250%   $6,896.03 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,981.17 $11,380.43     $0.00     0.00% 44.25% 44.25% No No             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 28 28 FNMA 1005 Yes 56 29 FNMA 1005 No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 || Co Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     798                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx xxx xxx N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 31.41 xxx 31.41 No 58.33 N/A xxx xxx xxx xxx 1
4000139989     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.750%   $7,481.25 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $9,647.40 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.809 0.809 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       798                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 85.09 xxx 85.09 No 70.0 N/A xxx xxx xxx xxx 2
4000139308     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9095 xxx 6.490%   No AUS No 6.916%   6.625%   $2,273.10 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,674.63 $3,977.69     $0.00     0.00% 40.71% 40.71% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 36 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       683                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 1.98 xxx 9.07 No 53.38 N/A xxx xxx xxx xxx 1
4000133863     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $2,273.80 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,222.96 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.024 1.023 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       741                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 20.22 No 56.25 N/A xxx xxx xxx xxx 1
4000136275     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.375%   $2,871.99 No   xxx xxx xxx xxx xxx xxx $0.00 $3,338.82 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.779 0.78 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       798                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 41.46 xxx 41.46 No 75.0 N/A xxx xxx xxx xxx 1
4000136129     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.490%   $5,504.42 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,399.37 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.431 1.431   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       786                               NA     0       0     0     0         No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.50 xxx 12.5 No 80.0 N/A xxx xxx xxx xxx 1
4000138107     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.375%   $884.06 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,173.99 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.363 1.363 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       771                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 67.89 xxx 67.89 No 80.0 N/A xxx xxx xxx xxx 1
4000137479     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.375%   $1,136.16 No   xxx xxx xxx xxx xxx xxx $0.00 $1,616.42 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.863 0.863 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       715                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.96 xxx 3.96 No 70.0 N/A xxx xxx xxx xxx 1
4000140254     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.250%   $6,711.32 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,765.27 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.133 1.13 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       787                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.31 xxx 12.31 No 64.88 N/A xxx xxx xxx xxx 2
4000137097     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,885.39 No   xxx xxx xxx xxx xxx xxx $0.00 $2,228.75 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.09 1.09 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       794                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.69 xxx 13.69 No 70.0 N/A xxx xxx xxx xxx 1
4000138053     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2320 xxx 6.490%   No AUS No 6.457%   6.375%   $6,238.70 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,755.10 $24,033.34     $0.00     0.00% 40.57% 40.57% No               Unknown           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     0 0 NA   Yes No 84.0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2026 Borrower - 2026 xxx xxx xxx xxx xxx xxx xxx       785                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 562.27 xxx 562.27 No 45.87 N/A xxx xxx xxx xxx 1
4000137464     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.125%   $1,296.91 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,907.51 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.363 1.363 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       763                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 18.20 xxx 18.2 No 70.0 N/A xxx xxx xxx xxx 1
4000137358     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 12340 xxx 6.490%   No AUS No 6.611%   6.375%   $4,179.93 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,435.23 $6,960.71     $0.00     0.00% 44.21% 44.21% No No             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 46 29 FNMA 1005 Yes 74 29 FNMA 1005 No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2026, 2025, 2024 || Co Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 || Co Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx     769                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 2.20 xxx 2.2 No 60.09 N/A xxx xxx xxx xxx 1
4000138581     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.375%   $842.62 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,106.19 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.107 1.11 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       723                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.28 xxx 10.28 No 80.0 N/A xxx xxx xxx xxx 1
4000137793     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.520%   No AUS No 6.897%   6.875%   $8,592.63 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $10,593.92 $14,402.83     $0.00     0.00% 48.56% 48.56% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 28 30 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       747                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 4.56 xxx 4.56 No 80.0 N/A xxx xxx xxx xxx 1
4000140699     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8245 xxx 6.490%   No AUS No 6.889%   6.750%   $5,707.66 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,161.32 $37,073.90     $0.00     0.00% 17.62% 17.62% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 18 CPA       Yes 52 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       786                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 12.03 xxx 12.03 No 77.88 N/A xxx xxx xxx xxx 1
4000140696     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 12625 xxx 6.520%   No AUS No 7.076%   6.750%   $2,899.23 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,277.89 $9,849.22     $0.00     0.00% 28.72% 28.72% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 18 Accountant/Bookkeeper       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       726                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 11.81 No 60.0 N/A xxx xxx xxx xxx 1
4000138050     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.625%   $5,346.60 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,665.20 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.065 1.065 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     717                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 31.41 xxx 31.41 No 67.61 N/A xxx xxx xxx xxx 1
4000139112     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 18750 xxx 6.520%   No AUS No 7.283%   7.250%   $4,720.66 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,754.52 $15,634.13     $0.00     0.00% 27.23% 27.23% No No             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     813                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT  xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 7.07 xxx 7.07 No 73.62 N/A xxx xxx xxx xxx 1
4000135819     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     7.125%   $693.93 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $921.61 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.411 1.41 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     791                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No Unknown N/A xxx 33.35 xxx 34.66 No 68.67 N/A xxx xxx xxx xxx 1
4000138394     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     6.875%   $1,461.67 Yes xxx xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,199.70 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.25 1.25 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       685                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 82.5 No 43.63 N/A xxx xxx xxx xxx 3
4000139424     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.125%   $7,108.00 No   xxx xxx xxx xxx xxx xxx $0.00 $8,948.33 $634,286.18 xxx xxx xxx xxx Monthly 0.00% 3.57% 3.57% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       779                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 51.51 xxx 51.51 No 80.0 N/A xxx xxx xxx xxx 1
4000139438     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 1880 xxx 6.490%   No AUS No 7.267%   7.250%   $9,374.34 No   xxx xxx xxx xxx xxx xxx $0.00 $11,983.50 $28,885.68 xxx xxx xxx xxx Monthly 0.00% 41.62% 41.62% No No             Employed Not Employed         1YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No Yes 120.0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 120 31 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     769                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 277.37 xxx 277.37 No 80.0 N/A xxx xxx xxx xxx 1
4000137259     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 2148.3 xxx 6.490%   No AUS No 6.971%   6.875%   $1,379.55 No   xxx xxx xxx xxx xxx xxx $0.00 $1,909.37 $10,541.18 xxx xxx xxx xxx Annually 0.00% 34.16% 34.16% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 224 30 Work Number     0   No 0     Borrower - Wage, Bonus, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       810                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.67 xxx 6.67 No 80.0 N/A xxx xxx xxx xxx 1
4000140975     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 28270 xxx 6.530%   No AUS No 7.401%   7.250%   $18,060.62 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $21,528.71 $62,026.02     $0.00     0.00% 37.97% 37.97% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       745                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.33 xxx 10.33 No 75.0 N/A xxx xxx xxx xxx 1
4000137288     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.875%   $3,042.89 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,222.92 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.343 1.343 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       726                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.90 xxx 9.9 No 80.0 N/A xxx xxx xxx xxx 1
4000140969     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 26545 xxx 6.530%   No AUS No 6.883%   6.625%   $6,819.31 No   xxx xxx xxx xxx xxx xxx $0.00 $8,071.18 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% No               Not Employed           Asset Utilization (No DTI) 0   NA   N/A 0     0 0     2 0 NA   No No 3.0 Yes No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified - 2026 Borrower - 2 YRS Executed 4506T Verified - 2026 xxx xxx xxx xxx xxx xxx xxx       798                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 233.31 xxx 233.31 No 75.0 N/A xxx xxx xxx xxx 1
4000139620     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 31045 xxx 6.490%   No AUS No 7.102%   6.875%   $9,607.58 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $11,678.94 $0.00     $0.00     0.00% 0.00% 0.00% No No             Unknown Unknown         Asset Utilization (No DTI) 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 60.0 Yes No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Asset Depletion - 2 YRS Executed 4506T Verified || Co Borrower - Asset Depletion - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     787                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 405.21 xxx 405.21 No 75.0 N/A xxx xxx xxx xxx 1
4000141103     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.875%   $2,126.81 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,834.23 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.847 0.847 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       708                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other US Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 4.98 xxx 4.98 No 70.0 N/A xxx xxx xxx xxx 1
4000141087     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.990%   $1,916.43 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,974.63 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.076 1.076 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       736                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.00 xxx 5 No 54.2 N/A xxx xxx xxx xxx 1
4000142360     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     5.990%   $958.25 No   xxx xxx xxx xxx xxx xxx $0.00 $1,407.26 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.325 1.325 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       788                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.34 xxx 9.34 No 57.66 N/A xxx xxx xxx xxx 1
4000141079     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 8045 xxx 6.530%   No AUS No 6.679%   6.490%   $3,946.32 No   xxx xxx xxx xxx xxx xxx $0.00 $6,639.00 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% No               Unknown           Asset Utilization (No DTI) 0   NA   N/A 0     0 0     2 0 NA   No No 1.0 Yes No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion - 2 YRS Executed 4506T Verified - 2026 Borrower - 2 YRS Executed 4506T Verified - 2026 xxx xxx xxx xxx xxx xxx xxx       737                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 276.28 xxx 276.28 No 50.36 Yes xxx xxx xxx xxx 1
4000142229     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 2252.84 xxx 6.610%   No AUS No 8.707%   8.625%   $2,842.82 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,304.50 $12,912.11     $0.00     0.00% 36.88% 36.88% Yes               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 51 29 Other     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       781                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 53.61 xxx 53.61 No 85.0 N/A xxx xxx xxx xxx 1
4000141042     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 1880 xxx 6.530%   No AUS No 6.763%   6.750%   $11,467.21 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $14,371.14 $15,432.29     $0.00     0.00% 49.86% 49.86% No               Employed           1YR Full Doc 1   NA   N/A 0     0 0     2 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2026 Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2026 xxx xxx xxx xxx xxx xxx xxx       731                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien   Real ID Driver's License   xxx xxx xxx     I-551 Stamp and Passport   xxx                                                                               Fee Simple No No N/A xxx 277.72 xxx 277.72 No 65.0 N/A xxx xxx xxx xxx 1
4000135250     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.875%   $1,721.15 No   xxx xxx xxx xxx xxx xxx $0.00 $2,390.74 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 3.137 3.137 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       660                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 3.15 xxx 3.66 No 62.38 N/A xxx xxx xxx xxx 1
4000134140     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.875%   $1,708.01 No   xxx xxx xxx xxx xxx xxx $0.00 $2,547.25 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.256 1.256 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       794                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.83 xxx 13.83 No 80.0 N/A xxx xxx xxx xxx 1
4000138103     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.875%   $3,074.43 No   xxx xxx xxx xxx xxx xxx $0.00 $3,720.98 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.212 1.21   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       755                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 19.11 xxx 19.11 No 80.0 N/A xxx xxx xxx xxx 1
4000141049     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 8200 xxx 6.530%   No AUS No 6.842%   6.490%   $2,022.09 No   xxx xxx xxx xxx xxx xxx $0.00 $3,420.81 $7,885.95 xxx xxx xxx xxx Monthly 0.00% 31.05% 31.05% No No             Unknown Not Employed         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA Yes No 84.0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Asset Depletion - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx     801                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 394.86 xxx 394.86 No 70.0 N/A xxx xxx xxx xxx 1
4000142371     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.490%   $1,799.52 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,086.18 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.15 1.15 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       756                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.46 xxx 12.46 No 75.0 N/A xxx xxx xxx xxx 1
4000139466     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.250%   $4,775.23 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,484.91 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.412 1.412 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       695                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 14.17 xxx 14.17 No 46.67 N/A xxx xxx xxx xxx 1
4000142345     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.490%   $1,880.63 No   xxx xxx xxx xxx xxx xxx $0.00 $2,327.11 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.83 182.99 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     787                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 6.25 xxx 6.25 No 75.0 N/A xxx xxx xxx xxx 1
4000142324     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.750%   $1,102.62 No   xxx xxx xxx xxx xxx xxx $0.00 $1,914.84 $1,164.15 xxx xxx xxx xxx Monthly 0.00% 14.02% 14.02% Yes               Retired           1YR Full Doc 0   NA   N/A 0     0 0     2 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 2 YRS Executed 4506T Verified - 2026 xxx xxx xxx xxx xxx xxx xxx       758                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 40.99 xxx 40.99 No 63.55 N/A xxx xxx xxx xxx 1
4000142328     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 11960.86 xxx 6.610%   No AUS No 6.611%   6.490%   $6,207.46 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,709.01 $16,581.24     $0.00     0.00% 46.68% 46.68% No No             Not Employed Employed         1YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 1 0 0 0 2 0 NA NA No Yes 120.0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 80 31 FNMA 1005 No 0   N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2026 || Co Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx     776                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Standard Driver's License - Not for federal use   xxx xxx xxx     I-151 Permanent Resident Card   xxx US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 44.54 xxx 44.54 No 80.0 N/A xxx xxx xxx xxx 1
4000138447     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 2804.69 xxx 6.490%   No AUS No 6.853%   6.750%   $4,409.95 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,451.50 $6,365.68     $0.00     0.00% 46.81% 46.81% No               Retired           1YR Full Doc 1   NA   N/A 0     0 0     2 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%   Proceeds from Sale N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SSI and Disability, SSI and Disability - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       784                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 92.18 xxx 92.18 No 80.0 N/A xxx xxx xxx xxx 1
4000142228     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 28705 xxx 6.610%   No AUS No 7.277%   6.990%   $7,948.98 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $10,169.90 $21,967.26     $0.00     0.00% 31.89% 31.89% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 75.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 84 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       796                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.98 xxx 8.98 No 80.0 N/A xxx xxx xxx xxx 1
4000124507     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.750%   $1,589.07 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,556.08 $89,103.16     $0.00     0.00% 15.31% 15.31% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 90 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       718                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 165.27 xxx 165.27 No 70.0 N/A xxx xxx xxx xxx 1
4000142350     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     7.125%   $1,448.49 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,000.02 $0.00     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.025 1.025 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx       757                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 99.61 No 57.95 N/A xxx xxx xxx xxx 1
4000140988     xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A         No AUS No     6.750%   $965.11 No   xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,347.14 $0.00     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.373 1.373 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx     777                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 223.50 xxx 223.5 No 80.0 N/A xxx xxx xxx xxx 1