EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.11 - Schedule 5

 

Seller Loan ID Loan ID Investor Loan ID Lender Name Transaction ID ULI Borrower 1 First Name Borrower 1 Last Name Borrower 1 SSN Borrower 1 Birthdate Borrower 1 Gender Borrower 1 Ethnicity Borrower 1 Race Borrower 1 Citizen Borrower 1 Self-Employment Flag Borrower 1 FTHB Borrower 1 FICO Date Borrower 1 Origination FICO  Borrower 1 Origination Equifax Borrower 1 Origination Experian Borrower 1 Origination TransUnion Borrower 2 First Name Borrower 2 Last Name Borrower 2 SSN Borrower 2 Birthdate Borrower 2 Gender Borrower 2 Ethnicity Borrower 2 Race Borrower 2 Citizen Borrower 2 Self-Employment Flag Borrower 2 FTHB Borrower 2 FICO Date Borrower 2 Origination FICO  Borrower 2 Origination Equifax Borrower 2 Origination Experian Borrower 2 Origination TransUnion Borrower 3 First Name Borrower 3 Last Name Borrower 3 SSN Borrower 3 Birthdate Borrower 3 Gender Borrower 3 Ethnicity Borrower 3 Race Borrower 3 Citizen Borrower 3 Self-Employment Flag Borrower 3 FTHB Borrower 3 FICO Date Borrower 3 Origination FICO  Borrower 3 Origination Equifax Borrower 3 Origination Experian Borrower 3 Origination TransUnion Borrower 4 First Name Borrower 4 Last Name Borrower 4 SSN Borrower 4 Birthdate Borrower 4 Gender Borrower 4 Ethnicity Borrower 4 Race Borrower 4 Citizen Borrower 4 Self-Employment Flag Borrower 4 FTHB Borrower 4 FICO Date Borrower 4 Origination FICO  Borrower 4 Origination Equifax Borrower 4 Origination Experian Borrower 4 Origination TransUnion Subject Address Subject City Subject Sate Subject Zip Code Subject County Originator Doc Type Occupancy Loan Purpose Refinance Type Qualifying Front End DTI Qualifying DTI Borrower 1 Qualifying Income Borrower 2 Qualifying Income Borrower 3 Qualifying Income Borrower 4 Qualifying Income All Borrower Total Qualifying Income Borrower 1 Employment Status Borrower 2 Employment Status Borrower 3 Employment Status Borrower 4 Employment Status Borrower 1 Length of Employment Borrower 2 Length of Employment Borrower 3 Length of Employment Borrower 4 Length of Employment 4506-T Flag All Borrower Residual Income All Borrower Monthly Debt Escrow Flag Months Reserves Liquid Cash Reserves Original Note Loan Amount Original Qualifying Loan Amount Original Qualifying Base LTV Original Qualifying LTV Original Qualifying CLTV Application Date Note Date Cash Disbursement Date Mortgage Type Loan Product Loan Program Original Note Interest Rate Original Qualifying Interest Rate Original P&I Payment Original Qualifying P&I Payment Monthly Escrow Payment Original Total Housing Expense (PITIA) First Payment Date Amortization Type Original Amortization Term Original Term to Maturity Maturity Date ARM Gross Margin ARM Rounding Method ARM Rounding Factor ARM Lookback Days ARM Rate Index Type Origination ARM Rate Index Value ARM Initial Interest Rate Cap ARM Subsequent Interest Rate Cap ARM Initial Interest Rate Floor ARM Lifetime Interest Rate Floor ARM Initial Interest Rate Maximum ARM Lifetime Interest Rate Maximum ARM First Rate Reset Date ARM First Payment Reset Date ARM Subsequent Interest Rate Reset Frequency ARM Subsequent Payment Reset Frequency Interest Only Flag Original Interest Only Term Balloon Flag Buydown Flag Assumable Flag Prepayment Penalty Flag Prepayment Penalty Total Term Prepayment Penalty Type Origination Channel PMI Flag MI Certificate Number Mortgage Insurance Percent Mortgage Insurance Type Mortgage Insurance Company Name MERS MOM Flag MERS Loan ID Property Type Number of Units Year Built Primary Value Property Valuation Date Primary Value Property Valuation Type Primary Value Property Value Secondary Value Property Valuation Date Secondary Value Property Form Type Secondary Value Property Value Sales Price Qualifying Property Value Date of Prior Sale Days Since Prior Sale Total Adjusted Prior Purchase Price Flood Zone Flag Flood Zone Code Flood Policy Number Other Lien Amount Other Lien Position Originator QM Status Final QM Status Total Number of Borrowers Cash Out Amount Total Origination and Discount Points Number of Mortgaged Properties Credit Report: Max Trade Line Credit Report: Longest Trade Line Credit Report: Number of Trade Lines Credit Line Usage Ratio Borrower 1 Years in Home GSE Eligible Flag AUS Case Number AUS Recommendation QM Points and Fees Annual Percent Rate  (APR) Higher Priced Mortgage Loan (HPML) Flag Covered/High Cost Loan Flag Guideline Name UW Guideline Author Blanket Mortgage Flag
XXXX 2137739 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 762 762 810 761 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 737 705 737 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 799 759 799 802 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 781 810 780 781 XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 21.09 656064.74 XXXX XXXX 71.72 71.72 71.72 XXXX XXXX XXXX DSCR Fixed Brick City - Ellington Core Plus XXXX 6.5 XXXX XXXX XXXX XXXX XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 4 0.0 52160.36 8 43494 327 5 0.21271079328122403 4.66 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2199309 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 767 770 766 767 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX KS XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         6.83           7378 Taxes and Insurance 31.35 67644.04 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 6.875 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 67644.04 .00 3 40262 176 8 0.31008525500574874 5 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2179056 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 770 783 749 770 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 792 792 790 794 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 32.82 40.15 30915.83 .00 .00 .00 30915.83 Employed Not Employed     5.33       NA XXXX 12412.34 Taxes and Insurance 7.41 75136.73 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed Bank Statement Program XXXX 7.375 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0.0 25056.20 1 84992 139 6 0.09246119733924613 5.08 No XXXX Manual Underwriting 25056.2 7.603 No No XXXX XXXX No
XXXX 2182153 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 805 805 793 808 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 28.46 41.66 21679.24 .00 .00 .00 21679.24 Employed       2.5       Yes XXXX 9031.55 Taxes and Insurance 24.45 150867.26 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed Bank Statement Program XXXX 7.875 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 3361.25 2 14100 152 2 0.02827433628318584 4.58 No XXXX Manual Underwriting 17491.25 7.991 Yes No XXXX XXXX No
XXXX 2198856 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 756 775 731 756 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX PA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2.25           2998 Taxes and Insurance 30.9 37964.85 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.25 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Attached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 30622.97 1650.00 1 172000 222 11 0.5367487893446029 8.42 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2196915 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 756 775 731 756 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX PA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2.25           4295 Taxes and Insurance 20.17 29299.41 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.25 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Attached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 12452.59 1462.50 2 172000 222 10 0.5041607367099205 8.42 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2191757 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 800 809 794 800 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     15611 Taxes and Insurance 115.58 147521.31 XXXX XXXX 74.85 74.85 74.85 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 6.875 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 147521.31 .00 2 67487 300 4 0.17266932270916335   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2191758 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 712 712 668 716 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00         4.25           1776 Taxes and Insurance 127.92 224109.4 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 6.875 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 1 27100 133 8 0.8149468085106383 2.25 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2191760 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 732 751 728 732 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX PA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00         33           2678 Taxes and Insurance 149.73 327.07 XXXX XXXX 77.24 77.24 77.24 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.25 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Attached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 327.07 .00 3 12200 350 3 0.005696969696969697 5 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2191751 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 762 802 762 683 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NC XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         12.58           5767 Taxes and Insurance 98.76 66972.44 XXXX XXXX 64.35 64.35 64.35 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.5 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Enhanced Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 66972.44 .00 3 15750 274 2 0.11850117096018735 2 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2194263 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 725 720 739 725 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OH XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     2505 Taxes and Insurance 54.86 64659.99 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.375 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 1%, 1%, 1%, 1%, 1% Wholesale No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 1240.00 4 29806 266 3 0.4940492957746479 0.92 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2194265 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 725 720 739 725 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OH XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     2505 Taxes and Insurance 52.23 60152.22 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.375 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 1%, 1%, 1%, 1%, 1% Wholesale No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 4278.00 4 29806 266 3 0.4940492957746479 0.92 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2194266 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 775 775 783 769 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     101 No Escrow 56.49 104587.51 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 6.75 XXXX XXXX 0 XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 1 45000 129 3 0.05590909090909091 5.08 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2191755 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 793 794 793 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2.42           9430 Taxes and Insurance 106.97 86334.67 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.25 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 86334.67 .00 3 82429 271 9 0.13128134759155863 4.5 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2191754 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 793 794 793 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2.42           9430 Taxes and Insurance 99.38 75281.05 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.25 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 75281.05 .00 2 82429 275 9 0.14469361147327248 4.5 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2191752 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 793 794 793 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2.42           9430 Taxes and Insurance 105.2 87461.91 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.25 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 87461.91 .00 2 82429 275 9 0.14469361147327248 4.5 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2194264 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 793 794 793 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2.42           9430 Taxes and Insurance 105.64 86168.39 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.25 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 86168.39 .00 2 82429 275 9 0.14469361147327248 4.5 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2191756 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 793 794 793 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2.42           9390 Taxes and Insurance 115.07 101003.36 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 6.75 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 101003.36 .00 3 782429 275 8 0.18380475678581026 4.5 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2191753 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 793 794 793 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2.42           8468 Taxes and Insurance 110.98 100510.53 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 6.75 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 100510.53 .00 3 82429 275 8 0.14469361147327248 4.5 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2191750 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 706 700 709 706 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00         2.42           2306 Taxes and Insurance 58.24 86145.67 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 6.875 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 1 85492 219 7 0.49807230122171037 2.5 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2199310 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 706 700 709 706 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     2306 Taxes and Insurance 10.62 17726.47 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.0 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 17726.47 .00 1 85492 219 8 0.43302716350339543 2.5 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2191759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 725 720 739 725 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OH XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00         2.33           6037 Taxes and Insurance 43.02 59223.61 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.375 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 1%, 1%, 1%, 1%, 1% Wholesale No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 2 29806 266 3 0.4940492957746479 0.92 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2199313 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 792 792 798 778 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX PA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     2238 Taxes and Insurance 41.88 65272.97 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.0 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 2 45000 432 3 0.2967090909090909   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2198855 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 757 757 743 775 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     3630 Taxes and Insurance 15.7 14216.5 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 6.625 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 14216.5 .00 6 13000 105 3 0.1539230769230769 3 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2191876 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 733 733 730 735 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 3.99 14.42 72873.00 .00 .00 .00 72873.00 Employed       9.5       NA XXXX 10505.73 Taxes and Insurance 12.41 36118.46 XXXX XXXX 89.98 89.98 89.98 XXXX XXXX XXXX Conventional Fixed Bank Statement Program XXXX 8.375 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 3335.63 2 78428 193 8 0.4393858018315775 1.75 No XXXX Manual Underwriting 10298.13 8.567 Yes No XXXX XXXX No
XXXX 2196690 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 767 760 790 767 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     360 Taxes and Insurance 101.64 97649.28 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed Kind - DSCR XXXX 7.0 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 97649.28 3848.00 2 43500 232 9 0.12485376044568246 2.17 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2191873 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 789 789 769 800 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CO XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 36.21 41.93 13537.00 .00 .00 .00 13537.00 Employed       4       NA XXXX 5675.59 Taxes and Insurance 7.78 38149.63 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed Bank Statement Program XXXX 7.375 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 14818.25 1 20564 120 5 0.20670781893004114 2.08 No XXXX Manual Underwriting 14818.25 7.686 No No XXXX XXXX No
XXXX 2199312 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 751 751 719 777 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX GA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     4838 Taxes and Insurance 8.04 9899.9 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 6.625 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 9899.9 .00 2 75000 215 3 0.7554662004662005   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2191878 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 802 802 819 792 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 41.93 42.7 8469.59 .00 .00 .00 8469.59 Employed       10       NA XXXX 3616.72 Taxes and Insurance 12.51 44434.81 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed Bank Statement Program XXXX 6.5 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 26729.71 2 50000 293 4 0.012753846153846154 12.17 No XXXX Manual Underwriting 11764.82 6.583 No No XXXX XXXX No
XXXX 2199314 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 748 748 718 750 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OH XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     1548 Taxes and Insurance 84.34 155454.55 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.125 XXXX XXXX XXXX XXXX XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 155454.55 3000.00 1 36847 457 6 0.5573863636363636 3 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2190757 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 761 761 739 780 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MD XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     5386.8 Taxes and Insurance 31.77 23750.29 XXXX XXXX 79.99 79.99 79.99 XXXX XXXX XXXX DSCR Fixed Brick City - Ellington Core Plus XXXX 7.25 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 1357.50 3 29092 205 13 0.22247766990291262   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2199311 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 793 794 793 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2.42           9480 Taxes and Insurance 96.64 68023.33 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.5 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 68023.33 .00 3 275115 275 10 0.5625399712917301 4.5 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2198859 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 703 708 703 662 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2.25           1527 Taxes and Insurance 32.11 45130.1 XXXX XXXX 71.41 71.41 71.41 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.625 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 45130.1 .00 3 12700 247 5 0.7437828947368421 16 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2194254 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 725 725 756 711 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     982 Taxes and Insurance 20.43 36632.36 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Brick City - Ellington NonQM DSCR Program XXXX 7.25 XXXX XXXX XXXX XXXX XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 12 5% Retail No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 5580.00 1 10000 473 8 0.35857706734658856 14.66 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2198857 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 786 786 799 725 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00         0.33           196 Taxes and Insurance 65.03 76674.16 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 6.875 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 1 15200 263 7 0.03850074492276327 3.33 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2194256 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 765 765 759 773 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OH XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     102 Taxes and Insurance 14.74 9808.13 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Brick City - Ellington Core Plus XXXX 7.0 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 765.00 4 20000 326 3 0.12014   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2198858 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 769 773 741 769 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00         2.5           6930 Taxes and Insurance 20.77 27036.27 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 6.875 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Two to Four Unit 4 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 2 220000 308 5 0.03212686567164179 10 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2199227 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 766 727 780 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TN XXXX XXXX 12 Month Bank Statement Primary Residence Refinance Cash Out - Other 15.97 18.07 22292.90 .00 .00 .00 22292.90 Employed       25.67       3 YRS XXXX 4028.71 No Escrow 120.89 430454.79 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed A+ XXXX 7.75 XXXX XXXX 0 XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 430454.79 2240.32 1 22000 411 8 0.07848595848595849 0.58 No XXXX Manual Underwriting 12870.0 7.840 No No XXXX XXXX No
XXXX 2199226 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 770 770 768 775 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX 2YR Full Doc Second Home Refinance Cash Out - Other 3.05 41.3 49928.34 .00 .00 .00 49928.34 Employed       9.17       3 YRS XXXX 20619.78 Taxes and Insurance 7.35 82316.85 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed A+ XXXX 7.25 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 82316.85 .00 10 23312 361 2 0.37363636363636366 9 No XXXX Manual Underwriting 9996.0 7.360 No No XXXX XXXX No
XXXX 2199330 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 731 735 731 726 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     7989.82 Taxes and Insurance 80.21 147115.61 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed Brick City - Ellington Core Plus XXXX 7.25 XXXX XXXX XXXX XXXX XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 144496.01 5070.00 2 64412 21 3 0.05338235294117647   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2199331 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 734 732 747 734 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX WI XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     2639 Taxes and Insurance 9.3 8342.12 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Brick City - Ellington Core Plus XXXX 7.5 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 2060.63 2 37545 369 11 0.30388047138047136   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2199315 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 758 742 769 758 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 784 789 784 776 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00         6.33 2.5         14204 Taxes and Insurance 79.54 73875.82 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.0 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 4%, 3% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 .00 8 105000 243 5 0.2720593962999026 20 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2199318 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 758 742 769 758 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 784 784 789 776 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00         6.33 2.25         14204 Taxes and Insurance 89.16 76740.17 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.0 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 4%, 3% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 .00 8 45000 215 5 0.5038863841298467 20 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2199317 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 758 742 769 758 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 784 784 789 776 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00         6.33 2.5         14204 Taxes and Insurance 67.92 70122.48 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.0 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 4%, 3% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 .00 8 45000 215 5 0.5038863841298467 20 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2199316 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 758 742 769 758 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 784 789 784 776 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00         6.33 2.5         14204 Taxes and Insurance 107.04 103784.4 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.0 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 4%, 3% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 .00 8 45000 243 5 0.5038863841298467 20 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2199320 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 758 742 769 758 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 784 789 784 771 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     11079 Taxes and Insurance 115.05 104284.4 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.0 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 4%, 3% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 660.00 8 45000 243 9 0.15393409160402072 20 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2199319 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 758 742 769 758 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 784 789 784 776 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     4630 Taxes and Insurance 112.72 104284.4 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed Legions Capital - Long Term Rental (DSCR) XXXX 7.0 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 4%, 3% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 662.50 9 45000 243 10 0.15393409160402072 20 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2199536 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 723 723 748 709 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 17.42 18.96 27766.69 .00 .00 .00 27766.69 Employed       4       NA XXXX 5263.27 Taxes and Insurance 6.27 30345.9 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed Bank Statement Program XXXX 7.375 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 11922.50 1 12872 93 8 0 11 No XXXX Manual Underwriting 9053.75 7.562 No No XXXX XXXX No
XXXX 2199228 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 681 681 649 682 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX UT XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     14027 Taxes and Insurance 8.99 31769.89 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed Low Ratio - DSCR XXXX 7.375 XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Retail No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 8677.22 3 17000 250 11 0 1.25 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2199332 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 747 747 747 728 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     5647 Taxes and Insurance 10.51 99926.01 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Brick City - Ellington Core Plus XXXX 7.75 XXXX XXXX XXXX XXXX XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Two to Four Unit 4 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 1008.36 21000.00 2 18500 239 14 0.5217131474103586 2.83 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No