Exhibit 99.11 - Schedule 2
| Seller | Loan ID | Seller Loan ID | Investor Loan ID | Queue | Created Date | Last Modified Date | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Reviewer Comments | Seller Comments | Finding Resolution | Finding Document | Reviewer Comp Factors | Originator Comp Factors | State | Occupancy | Loan Purpose | Refinance Purpose | Unique Finding ID | Acknowledged / Waived By | Waiver in File? |
| XXXX | 2137739 | XXXX | Closed | 2026-02-26 06:21 | 2026-03-02 16:02 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-XXXX has agreed to the LLC being on the PPP. - Due Diligence Vendor-03/02/2026 Ready for Review-Document Uploaded. - Seller-02/27/2026 Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Per outside counsel guidance, Business Purpose Loans prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-02/26/2026 |
Ready for Review-Document Uploaded. - Seller-02/27/2026 |
Acknowledged-XXXX has agreed to the LLC being on the PPP. - Due Diligence Vendor-03/02/2026 |
XXXX | NJ | Investment | Purchase | NA | XXXX | Investor Post-Close | No | |||
| XXXX | 2199309 | XXXX | Closed | 2026-06-17 15:38 | 2026-07-06 09:10 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-07/06/2026 Ready for Review-Document Uploaded. - Seller-07/02/2026 Open-The 1008 document is missing from the loan file. - Qualifying Note Rate of 6.75% doesn't match the Executed Note Rate of 6.875% - Due Diligence Vendor-06/17/2026 |
Ready for Review-Document Uploaded. - Seller-07/02/2026 |
Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-07/06/2026 |
XXXX | KS | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2179056 | XXXX | Closed | 2026-06-23 09:51 | 2026-06-24 09:50 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months). | Waived-Exception provided for required reserves of 9 months shortage of 1.59 months with comp factors. - Due Diligence Vendor-06/24/2026 Ready for Review-Document Uploaded. - Buyer-06/23/2026 Open-Audited Reserves of 7.41 month(s) are less than Guideline Required Reserves of 9 month(s) - Due Diligence Vendor-06/23/2026 |
Waived-Exception provided for required reserves of 9 months shortage of 1.59 months with comp factors. - Due Diligence Vendor-06/24/2026 |
XXXX | 40.15% DTI is below the maximum 50% DTI by 9.85%. 770 Representative credit score exceeds the minimum required of 720 by 50 points. 0x30 mortgage history for 48 months. |
AZ | Primary Residence | Purchase | NA | XXXX | Originator Post-Close | Yes | |||
| XXXX | 2182153 | XXXX | Closed | 2026-06-23 06:30 | 2026-06-24 16:21 | Resolved | 1 - Information | C | A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-received COC for rate dependent changed - Due Diligence Vendor-06/24/2026 Resolved- - Due Diligence Vendor-06/24/2026 Ready for Review-Document Uploaded. - Buyer-06/24/2026 Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). COC for 6/12/26 not in file The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. - Due Diligence Vendor-06/23/2026 Open- - Due Diligence Vendor-06/23/2026 Open- - Due Diligence Vendor-06/23/2026 |
Resolved-received COC for rate dependent changed - Due Diligence Vendor-06/24/2026 |
XXXX | CA | Primary Residence | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | 2182153 | XXXX | Closed | 2026-06-23 06:30 | 2026-06-24 16:21 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-**The loan meets HPML Guidelines and is a Compliant HPML loan.** - Due Diligence Vendor-06/24/2026 Open- - Due Diligence Vendor-06/24/2026 Resolved-The loan's (8.025%) APR equals or exceeds the Federal HPML threshold of (8.01%). The threshold is determined by adding 1.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.51%).(12 CFR 1026.35(a)(1)(i)) This loan failed the higher-priced mortgage loan test. ( 12 CFR § 1026.35(a)(1) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s 406, and the Final Closing disclosure on Pg#199, Finding reflects escrows. Rate lock date was entered correctly – see Pg#436 An interior and exterior appraisal was completed for this property – see pg 55, the appraisal disclosure was provided to the borrower(s)- see Pg#’324 in file and confirmation the appraisal was delivered to the borrower – see Pg#98 The loan meets HPML guidelines, resolved. - Due Diligence Vendor-06/23/2026 Open- - Due Diligence Vendor-06/23/2026 Open- - Due Diligence Vendor-06/23/2026 |
Resolved-**The loan meets HPML Guidelines and is a Compliant HPML loan.** - Due Diligence Vendor-06/24/2026 Resolved-The loan's (8.025%) APR equals or exceeds the Federal HPML threshold of (8.01%). The threshold is determined by adding 1.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.51%).(12 CFR 1026.35(a)(1)(i)) This loan failed the higher-priced mortgage loan test. ( 12 CFR § 1026.35(a)(1) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s 406, and the Final Closing disclosure on Pg#199, Finding reflects escrows. Rate lock date was entered correctly – see Pg#436 An interior and exterior appraisal was completed for this property – see pg 55, the appraisal disclosure was provided to the borrower(s)- see Pg#’324 in file and confirmation the appraisal was delivered to the borrower – see Pg#98 The loan meets HPML guidelines, resolved. - Due Diligence Vendor-06/23/2026 |
XXXX | CA | Primary Residence | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | 2182153 | XXXX | Closed | 2026-06-23 06:30 | 2026-06-24 16:20 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming) | Resolved-**The loan meets HPML Guidelines and is a Compliant HPML loan.** - Due Diligence Vendor-06/24/2026 Open- - Due Diligence Vendor-06/24/2026 Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (8.025%) equals or exceeds the California HPML threshold of (8.01%). The threshold is determined by adding 1.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.51%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(1)(i)) This loan failed the higher-priced mortgage loan test. ( 12 CFR § 1026.35(a)(1) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s 406, and the Final Closing disclosure on Pg#199, Finding reflects escrows. Rate lock date was entered correctly – see Pg#436 An interior and exterior appraisal was completed for this property – see pg 55, the appraisal disclosure was provided to the borrower(s)- see Pg#’324 in file and confirmation the appraisal was delivered to the borrower – see Pg#98 The loan meets HPML guidelines, resolved. - Due Diligence Vendor-06/23/2026 Open- - Due Diligence Vendor-06/23/2026 Open- - Due Diligence Vendor-06/23/2026 |
Resolved-**The loan meets HPML Guidelines and is a Compliant HPML loan.** - Due Diligence Vendor-06/24/2026 Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (8.025%) equals or exceeds the California HPML threshold of (8.01%). The threshold is determined by adding 1.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.51%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(1)(i)) This loan failed the higher-priced mortgage loan test. ( 12 CFR § 1026.35(a)(1) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s 406, and the Final Closing disclosure on Pg#199, Finding reflects escrows. Rate lock date was entered correctly – see Pg#436 An interior and exterior appraisal was completed for this property – see pg 55, the appraisal disclosure was provided to the borrower(s)- see Pg#’324 in file and confirmation the appraisal was delivered to the borrower – see Pg#98 The loan meets HPML guidelines, resolved. - Due Diligence Vendor-06/23/2026 |
XXXX | CA | Primary Residence | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | 2198856 | XXXX | Closed | 2026-06-29 07:29 | 2026-07-07 02:21 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Requested third party fraud report provided, updated & condition resolved. - Due Diligence Vendor-07/07/2026 Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-07/07/2026 Ready for Review-Document Uploaded. - Seller-07/07/2026 Open-Missing Third Party Fraud Report Missing Third Party Fraud/ OFAC Report - Due Diligence Vendor-06/29/2026 |
Ready for Review-Document Uploaded. - Seller-07/07/2026 |
Resolved-Requested third party fraud report provided, updated & condition resolved. - Due Diligence Vendor-07/07/2026 Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-07/07/2026 |
XXXX | PA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2196915 | XXXX | Closed | 2026-06-29 01:58 | 2026-07-20 10:53 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax provided. Resolved. - Due Diligence Vendor-07/20/2026 Resolved-Evidence of Property Tax is present - Due Diligence Vendor-07/20/2026 Ready for Review-Document Uploaded. - Seller-07/18/2026 Open-Missing Evidence of Property Tax Per the tax cert on page #464 - 466, the City, County and School Taxes are $4646.09 ($387.17 monthly) which does not match the Final CD on page 169 which indicates the monthly taxes are $383.22 monthly. - Due Diligence Vendor-06/29/2026 |
Ready for Review-Document Uploaded. - Seller-07/18/2026 |
Resolved-Evidence of Property Tax provided. Resolved. - Due Diligence Vendor-07/20/2026 Resolved-Evidence of Property Tax is present - Due Diligence Vendor-07/20/2026 |
XXXX | PA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191757 | XXXX | Closed | 2026-07-07 10:14 | 2026-07-14 15:08 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Received rent loss coverage - Due Diligence Vendor-07/14/2026 Ready for Review-Document Uploaded. - Seller-07/13/2026 Open-Missing Rent loss insurance coverage of at least six months, actual loss sustained or equal to 10% of the coverage amount. - Due Diligence Vendor-07/07/2026 |
Ready for Review-Document Uploaded. - Seller-07/13/2026 |
Resolved-Received rent loss coverage - Due Diligence Vendor-07/14/2026 |
XXXX | TN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191758 | XXXX | Closed | 2026-07-13 10:06 | 2026-07-22 09:35 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 5 Does Not Meet Guideline Requirements | Resolved-Received gift letter Specifying the date the funds were transferred. - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 Open-Asset 5 Does Not Meet Guideline Requirements The gift letter does not Specify the date the funds were transferred, As such Asset Do Not Meet Guideline Requirements. Required as per pg 23 of 5/15/2026 1.9 version of the guidelines - Due Diligence Vendor-07/13/2026 |
Ready for Review-Document Uploaded. - Seller-07/21/2026 |
Resolved-Received gift letter Specifying the date the funds were transferred. - Due Diligence Vendor-07/22/2026 |
XXXX | FL | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2191758 | XXXX | Closed | 2026-07-13 10:27 | 2026-07-22 09:31 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Received Rent loss insurance coverage of at least six months. - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 Open-Missing Rent loss insurance coverage of at least six months, actual loss sustained or equal to 10% of the coverage amount. - Due Diligence Vendor-07/13/2026 |
Ready for Review-Document Uploaded. - Seller-07/21/2026 |
Resolved-Received Rent loss insurance coverage of at least six months. - Due Diligence Vendor-07/22/2026 |
XXXX | FL | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2194263 | XXXX | Closed | 2026-07-13 17:52 | 2026-07-27 10:44 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-07/27/2026 Ready for Review-Document Uploaded. - Seller-07/23/2026 Counter-Please clarify the valid DL that is located in the file with the same issue date as the temporary DL. - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. Borrower has a paper version of his license at this time. He has not received his new ID in the mail just yet. - Seller-07/21/2026 Open-Borrower 1 Photo Identification Missing. Please provide valid photo identification per guideline requirements. Missing picture of the back of the drivers license. - Due Diligence Vendor-07/13/2026 |
Ready for Review-Document Uploaded. - Seller-07/23/2026 Ready for Review-Document Uploaded. Borrower has a paper version of his license at this time. He has not received his new ID in the mail just yet. - Seller-07/21/2026 |
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-07/27/2026 |
XXXX | OH | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2194265 | XXXX | Closed | 2026-07-13 17:18 | 2026-07-27 10:46 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-07/27/2026 Ready for Review-Document Uploaded. - Seller-07/23/2026 Counter-Please clarify the valid DL that is located in the file with the same issue date as the temporary DL with the same address. - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. Borrower has a paper version of his ID at this time as his new ID has not been received just yet. - Seller-07/21/2026 Open-Borrower 1 Photo Identification Missing. Please provide valid photo identification per guideline requirements. Missing front and back of ID, ineligible ID in file. - Due Diligence Vendor-07/13/2026 |
Ready for Review-Document Uploaded. - Seller-07/23/2026 Ready for Review-Document Uploaded. Borrower has a paper version of his ID at this time as his new ID has not been received just yet. - Seller-07/21/2026 |
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-07/27/2026 |
XXXX | OH | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2194265 | XXXX | Closed | 2026-07-13 04:55 | 2026-07-22 01:01 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months). | Resolved-Updated Bank statement from WaFd uploaded, Audited Reserves of 52.23 month(s) are greater than or equal to Guideline Required Reserves of 3 month(s), Verified - Resolved - Due Diligence Vendor-07/22/2026 Resolved-Audited Reserves of 52.23 month(s) are greater than or equal to Guideline Required Reserves of 3 month(s) - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. Cash to close was $XXXX and Bank statement from XXXX shows $XXXX. Borrower has enough for closing costs and reserves. - Seller-07/21/2026 Open-Audited Reserves of month(s) are less than Guideline Required Reserves of 3 month(s) There is a shortage of funds -$3,455.16, need additional assets to meet required reserves. - Due Diligence Vendor-07/13/2026 |
Ready for Review-Document Uploaded. Cash to close was $XXXX and Bank statement from XXXX shows $XXXX. Borrower has enough for closing costs and reserves. - Seller-07/21/2026 |
Resolved-Updated Bank statement from WaFd uploaded, Audited Reserves of 52.23 month(s) are greater than or equal to Guideline Required Reserves of 3 month(s), Verified - Resolved - Due Diligence Vendor-07/22/2026 Resolved-Audited Reserves of 52.23 month(s) are greater than or equal to Guideline Required Reserves of 3 month(s) - Due Diligence Vendor-07/22/2026 |
XXXX | OH | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2194265 | XXXX | Closed | 2026-07-13 04:23 | 2026-07-22 01:00 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Updated Title Commitment uploaded with corrected commitment date, Verified - Resolved - Due Diligence Vendor-07/22/2026 Resolved-Title Document is Provided And Complete - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 Open-Title Document is Incomplete Incorrect year listed on the title report for the commitment date. - Due Diligence Vendor-07/13/2026 |
Ready for Review-Document Uploaded. - Seller-07/21/2026 |
Resolved-Updated Title Commitment uploaded with corrected commitment date, Verified - Resolved - Due Diligence Vendor-07/22/2026 Resolved-Title Document is Provided And Complete - Due Diligence Vendor-07/22/2026 |
XXXX | OH | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2194266 | XXXX | Closed | 2026-07-15 09:59 | 2026-07-22 09:49 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Received operating agreement for funds owned by XXXX and verified B1 is 100% Owner. In file pg 314 is 100% ownership of XXXX - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 Open-Missing XXXX and XXXX account ownership, as such Qualifying Total Reserves Number of Months '0' cannot be less than Required Months of Subject Property Reserves '12'. Once ownership is received the finding should resolve. - Due Diligence Vendor-07/15/2026 |
Ready for Review-Document Uploaded. - Seller-07/21/2026 |
Resolved-Received operating agreement for funds owned by XXXX and verified B1 is 100% Owner. In file pg 314 is 100% ownership of XXXX - Due Diligence Vendor-07/22/2026 |
XXXX | TX | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2194266 | XXXX | Closed | 2026-07-15 09:32 | 2026-07-22 09:48 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Received operating agreement for funds owned by XXXX and verified B1 is 100% Owner. In file pg 314 is 100% ownership of XXXX - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 Open-Asset Record 1 Does Not Meet G/L Requirements Missing access to funds owned by XXXX Per XXXX Underwriting Guidelines Version 1.9 Dated 5/15/2026 pg 23 of the 8.2.3 Business Account Statement Requirements: b. b. Accounts in the name of another entity require a copy of the full Operating Agreement that details ownership of the entity and will require an access to funds or a separate access letter from all members confirming that the Borrower/Guarantor has access to 100% of the funds (only required when the ownership includes members that are not members of the Borrowing Entity). Asset Record 1 Does Not Meet G/L Requirements. - Due Diligence Vendor-07/15/2026 |
Ready for Review-Document Uploaded. - Seller-07/21/2026 |
Resolved-Received operating agreement for funds owned by XXXX and verified B1 is 100% Owner. In file pg 314 is 100% ownership of XXXX - Due Diligence Vendor-07/22/2026 |
XXXX | TX | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2194266 | XXXX | Closed | 2026-07-15 09:32 | 2026-07-22 09:48 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Received operating agreement for funds owned by XXXX and verified B1 is 100% Owner. In file pg 314 is 100% ownership of XXXX - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 Open-Asset Record 2 Does Not Meet G/L Requirements Missing access to funds owned by XXXX Per XXXX Underwriting Guidelines Version 1.9 Dated 5/15/2026 pg 23 of the 8.2.3 Business Account Statement Requirements: b. Accounts in the name of another entity require a copy of the full Operating Agreement that details ownership of the entity and will require an access to funds or a separate access letter from all members confirming that the Borrower/Guarantor has access to 100% of the funds (only required when the ownership includes members that are not members of the Borrowing Entity). Asset Record 2 Does Not Meet G/L Requirements. - Due Diligence Vendor-07/15/2026 |
Ready for Review-Document Uploaded. - Seller-07/21/2026 |
Resolved-Received operating agreement for funds owned by XXXX and verified B1 is 100% Owner. In file pg 314 is 100% ownership of XXXX - Due Diligence Vendor-07/22/2026 |
XXXX | TX | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2194266 | XXXX | Closed | 2026-07-13 09:43 | 2026-07-21 23:55 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Requested final settlement statement provided, updated & condition resolved. - Due Diligence Vendor-07/22/2026 Resolved-Validation Resolved - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 Open-Closing Doc is Missing. Final Settlement statement/HUD-1 is missing in file, closing statement dated 06/08/2026 on pg1 and closing date is 07/07/2026, need Final HUD-1/Settlement statement - Due Diligence Vendor-07/13/2026 |
Ready for Review-Document Uploaded. - Seller-07/21/2026 |
Resolved-Requested final settlement statement provided, updated & condition resolved. - Due Diligence Vendor-07/22/2026 Resolved-Validation Resolved - Due Diligence Vendor-07/22/2026 |
XXXX | TX | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2191755 | XXXX | Closed | 2026-07-13 03:29 | 2026-07-22 09:56 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Received VOM from XXXX verifying the payment history for the primary residence, - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/22/2026 Open-Housing History Does Not Meet Guideline Requirements Missing a full VOM from XXXX verifying the payment history for the primary residence, as documented in the file the mortgage was opened in 2021 and the LOX with fraud report links the mortgage to the primary residence. The received pay history in the file is for April and May 2026. As such the remainder 10 months pay history is missing. Housing Pay History does not meet guideline requirements due to the absence of VOM. As per pg 25 XXXX Underwriting Guidelines Version 1.9 Dated 5/15/2026. Primary Residence Mortgage History: 1. Must provide proof of satisfactory payment history on the borrower's Primary Residence, and all other mortgage accounts reported on credit. 1. If the borrower owns their primary residence and the mortgage history exists as a tradeline on the guarantor credit report and shows a satisfactory payment history, then no further verification is required. - Due Diligence Vendor-07/15/2026 Open-Housing History Does Not Meet Guideline Requirements Missing a full VOM from XXXX verifying the payment history for the primary residence, as documented in the file the mortgage was opened in 2021 and the LOX with fraud report links the mortgage to the primary residence. The received pay history in the file is for April and May 2026. As such the remainder 10 months pay history is missing. Housing Pay History does not meet guideline requirements due to the absence of VOM. As per pg 25 XXXX Underwriting Guidelines Version 1.9 Dated 5/15/2026. Primary Residence Mortgage History: 1. Must provide proof of satisfactory payment history on the borrower's Primary Residence, and all other mortgage accounts reported on credit. 1. If the borrower owns their primary residence and the mortgage history exists as a tradeline on the guarantor credit report and shows a satisfactory payment history, then no further verification is required. - Due Diligence Vendor-07/13/2026 |
Ready for Review-Document Uploaded. - Seller-07/22/2026 |
Resolved-Received VOM from XXXX verifying the payment history for the primary residence, - Due Diligence Vendor-07/22/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191755 | XXXX | Closed | 2026-07-15 11:40 | 2026-07-22 09:54 | Resolved | 1 - Information | B | A | Credit | Doc Issue | Certification of Property Owners/Occupants is Missing | Resolved-Received documentation that supports the B1 has 90% ownership of XXXX as the subject is owned by XXXX and this is refinance. - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. Attached is correct document for the condition - Seller-07/21/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 Open-Missing documentation that supports the B1 has 100% ownership of XXXX as the subject is owned by XXXX and this is refinance. - Due Diligence Vendor-07/15/2026 Open-Missing documentation that supports the B1 has 100% ownership of XXXX as the subject is owned by XXXX and this is refinance. - Due Diligence Vendor-07/15/2026 |
Ready for Review-Document Uploaded. Attached is correct document for the condition - Seller-07/21/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 |
Resolved-Received documentation that supports the B1 has 90% ownership of XXXX as the subject is owned by XXXX and this is refinance. - Due Diligence Vendor-07/22/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191755 | XXXX | Closed | 2026-07-15 11:37 | 2026-07-22 09:52 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Received settlement statement with the correct Borrower named as XXXX - Due Diligence Vendor-07/22/2026 Resolved-Validation Resolved - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 Open-Closing Doc is Missing. Missing settlement statement with the correct Borrower named, as it reflect XXXX and the Borrower is XXXX - Due Diligence Vendor-07/15/2026 |
Ready for Review-Document Uploaded. - Seller-07/21/2026 |
Resolved-Received settlement statement with the correct Borrower named as XXXX - Due Diligence Vendor-07/22/2026 Resolved-Validation Resolved - Due Diligence Vendor-07/22/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191755 | XXXX | Closed | 2026-07-15 11:38 | 2026-07-22 09:51 | Resolved | 1 - Information | C | A | Credit | Credit | Appraisal deficiency. | Resolved-Received appraisal with the correct Borrower named as XXXX. - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 Open-Missing an appraisal with the correct Borrower named, as it reflect XXXX and the Borrower is XXXX - Due Diligence Vendor-07/15/2026 Open-Missing an appraisal with the correct Borrower named, as it reflect XXXX and the Borrower is XXXX - Due Diligence Vendor-07/15/2026 |
Ready for Review-Document Uploaded. - Seller-07/21/2026 |
Resolved-Received appraisal with the correct Borrower named as XXXX. - Due Diligence Vendor-07/22/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191754 | XXXX | Closed | 2026-07-13 05:20 | 2026-08-27 17:45 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-08/27/2026 Resolved-Received VOM from XXXX verifying the payment history for the primary residence. - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/22/2026 Open-Housing History Does Not Meet Guideline Requirements Missing a full VOM from XXXX verifying the payment history for the primary residence, as documented in the file the mortgage was opened in 2021 and the LOX with fraud report links the mortgage to the primary residence. The received pay history in the file is for April and May 2026. As such the remainder 10 months pay history is missing. Housing Pay History does not meet guideline requirements due to the absence of VOM. As per pg 25 XXXX Underwriting Guidelines Version 1.9 Dated 5/15/2026. Primary Residence Mortgage History: 1. Must provide proof of satisfactory payment history on the borrower's Primary Residence, and all other mortgage accounts reported on credit. 1. If the borrower owns their primary residence and the mortgage history exists as a tradeline on the guarantor credit report and shows a satisfactory payment history, then no further verification is required. - Due Diligence Vendor-07/13/2026 |
Ready for Review-Document Uploaded. - Seller-07/22/2026 |
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-08/27/2026 Resolved-Received VOM from XXXX verifying the payment history for the primary residence. - Due Diligence Vendor-07/22/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191754 | XXXX | Closed | 2026-07-15 12:09 | 2026-07-22 10:10 | Resolved | 1 - Information | B | A | Credit | Doc Issue | Certification of Property Owners/Occupants is Missing | Resolved-Received documentation that supports the B1 has 90% ownership of XXXX as the subject is owned by XXXX and this is refinance. - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. Attached is the document needed for the condition. XXXX has majority ownership of the entity. - Seller-07/21/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 Open-Missing documentation that supports the B1 has 100% ownership of XXXX as the subject is owned by XXXX and this is refinance. - Due Diligence Vendor-07/15/2026 |
Ready for Review-Document Uploaded. Attached is the document needed for the condition. XXXX has majority ownership of the entity. - Seller-07/21/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 |
Resolved-Received documentation that supports the B1 has 90% ownership of XXXX as the subject is owned by XXXX and this is refinance. - Due Diligence Vendor-07/22/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191754 | XXXX | Closed | 2026-07-15 12:06 | 2026-07-22 10:09 | Resolved | 1 - Information | C | A | Credit | Credit | Appraisal deficiency. | Resolved-Received appraisal with the correct Borrower named as XXXX. - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 Open-Missing an appraisal with the correct Borrower named, as it reflect XXXX and the Borrower is XXXX - Due Diligence Vendor-07/15/2026 |
Ready for Review-Document Uploaded. - Seller-07/21/2026 |
Resolved-Received appraisal with the correct Borrower named as XXXX. - Due Diligence Vendor-07/22/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191752 | XXXX | Closed | 2026-07-15 13:11 | 2026-07-22 10:12 | Resolved | 1 - Information | B | A | Credit | Doc Issue | Certification of Property Owners/Occupants is Missing | Resolved-Received documentation that supports the B1 has 90% ownership of XXXX as the subject is owned by XXXX and this is refinance. - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. Attached is the document needed for the condition. XXXX has majority ownership of the entity. - Seller-07/21/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 Open-Missing documentation that supports the B1 has 100% ownership of XXXX as the subject is owned by XXXX and this is refinance. - Due Diligence Vendor-07/16/2026 Open-Missing documentation that supports the B1 has 100% ownership of XXXX as the subject is owned by XXXX and this is refinance. - Due Diligence Vendor-07/15/2026 |
Ready for Review-Document Uploaded. Attached is the document needed for the condition. XXXX has majority ownership of the entity. - Seller-07/21/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 |
Resolved-Received documentation that supports the B1 has 90% ownership of XXXX as the subject is owned by XXXX and this is refinance. - Due Diligence Vendor-07/22/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191752 | XXXX | Closed | 2026-07-15 13:08 | 2026-07-22 10:12 | Resolved | 1 - Information | C | A | Property | Appraisal | Appraisal Doc Status is Incomplete or Deficient | Resolved-Received appraisal with the correct Borrower named as XXXX. - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 Open-Missing an appraisal with the correct Borrower named, as it reflect XXXX and the Borrower is XXXX - Due Diligence Vendor-07/16/2026 Open-Missing an appraisal with the correct Borrower named, as it reflect XXXX and the Borrower is XXXX - Due Diligence Vendor-07/15/2026 |
Ready for Review-Document Uploaded. - Seller-07/21/2026 |
Resolved-Received appraisal with the correct Borrower named as XXXX. - Due Diligence Vendor-07/22/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191752 | XXXX | Closed | 2026-07-15 12:41 | 2026-07-22 10:11 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Received VOM from XXXX verifying the payment history for the primary residence. - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/22/2026 Open-Housing History Does Not Meet Guideline Requirements Missing a full VOM from XXXX verifying the payment history for the primary residence, as documented in the file the mortgage was opened in 2021 and the LOX with fraud report links the mortgage to the primary residence. The received pay history in the file is for April and May 2026. As such the remainder 10 months pay history is missing. Housing Pay History does not meet guideline requirements due to the absence of VOM. As per pg 25 XXXX Underwriting Guidelines Version 1.9 Dated 5/15/2026. Primary Residence Mortgage History: 1. Must provide proof of satisfactory payment history on the borrower's Primary Residence, and all other mortgage accounts reported on credit. 1. If the borrower owns their primary residence and the mortgage history exists as a tradeline on the guarantor credit report and shows a satisfactory payment history, then no further verification is required. - Due Diligence Vendor-07/16/2026 Open-Housing History Does Not Meet Guideline Requirements - Due Diligence Vendor-07/15/2026 |
Ready for Review-Document Uploaded. - Seller-07/22/2026 |
Resolved-Received VOM from XXXX verifying the payment history for the primary residence. - Due Diligence Vendor-07/22/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2194264 | XXXX | Closed | 2026-07-15 13:31 | 2026-07-22 10:03 | Resolved | 1 - Information | B | A | Credit | Doc Issue | Certification of Property Owners/Occupants is Missing | Resolved-Received operating agreement hat supports the B1 has 90% ownership of XXXX - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. Attached is the document needed for the condition. XXXX has majority ownership of the entity. - Seller-07/21/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 Open-Missing documentation that supports the B1 has 100% ownership of XXXX as the subject is owned by XXXX and this is refinance. - Due Diligence Vendor-07/15/2026 |
Ready for Review-Document Uploaded. Attached is the document needed for the condition. XXXX has majority ownership of the entity. - Seller-07/21/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 |
Resolved-Received operating agreement hat supports the B1 has 90% ownership of XXXX - Due Diligence Vendor-07/22/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2194264 | XXXX | Closed | 2026-07-15 12:42 | 2026-07-22 10:03 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Received VOM from XXXX verifying the payment history for the primary residence - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/22/2026 Open-Housing History Does Not Meet Guideline Requirements Missing a full VOM from XXXX verifying the payment history for the primary residence, as documented in the file the mortgage was opened in 2021 and the LOX with fraud report links the mortgage to the primary residence. The received pay history in the file is for April and May 2026. As such the remainder 10 months pay history is missing. Housing Pay History does not meet guideline requirements due to the absence of VOM. As per pg 25 XXXX Underwriting Guidelines Version 1.9 Dated 5/15/2026. Primary Residence Mortgage History: 1. Must provide proof of satisfactory payment history on the borrower's Primary Residence, and all other mortgage accounts reported on credit. 1. If the borrower owns their primary residence and the mortgage history exists as a tradeline on the guarantor credit report and shows a satisfactory payment history, then no further verification is required. - Due Diligence Vendor-07/15/2026 |
Ready for Review-Document Uploaded. - Seller-07/22/2026 |
Resolved-Received VOM from XXXX verifying the payment history for the primary residence - Due Diligence Vendor-07/22/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2194264 | XXXX | Closed | 2026-07-15 12:51 | 2026-07-22 10:02 | Resolved | 1 - Information | C | A | Credit | Credit | Appraisal deficiency. | Resolved-Received appraisal with the correct Borrower named as XXXX. - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/22/2026 Open-Missing an appraisal with the correct Borrower named, as it reflect XXXX and the Borrower is XXXX - Due Diligence Vendor-07/15/2026 |
Ready for Review-Document Uploaded. - Seller-07/22/2026 |
Resolved-Received appraisal with the correct Borrower named as XXXX. - Due Diligence Vendor-07/22/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191756 | XXXX | Closed | 2026-07-16 10:32 | 2026-07-22 10:06 | Resolved | 1 - Information | B | A | Credit | Doc Issue | Certification of Property Owners/Occupants is Missing | Resolved-Received documentation that supports the B1 has 90% ownership of XXXX - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. Attached is the document needed for the condition. XXXX has majority ownership of the entity. - Seller-07/21/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 Open-Missing documentation that supports the B1 has 100% ownership of XXXX as the subject is owned by XXXX and this is refinance. - Due Diligence Vendor-07/16/2026 |
Ready for Review-Document Uploaded. Attached is the document needed for the condition. XXXX has majority ownership of the entity. - Seller-07/21/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 |
Resolved-Received documentation that supports the B1 has 90% ownership of XXXX - Due Diligence Vendor-07/22/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191756 | XXXX | Closed | 2026-07-16 10:26 | 2026-07-22 10:05 | Resolved | 1 - Information | C | A | Credit | Credit | Appraisal deficiency. | Resolved-Received appraisal with the correct Borrower named as XXXX. - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/22/2026 Open-Missing an appraisal with the correct Borrower named, as it reflect XXXX and the Borrower is XXXX - Due Diligence Vendor-07/16/2026 |
Ready for Review-Document Uploaded. - Seller-07/22/2026 |
Resolved-Received appraisal with the correct Borrower named as XXXX. - Due Diligence Vendor-07/22/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191756 | XXXX | Closed | 2026-07-16 10:11 | 2026-07-22 10:05 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Received VOM from XXXX verifying the payment history for the primary residence. - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/22/2026 Open-Housing History Does Not Meet Guideline Requirements Missing a full VOM from XXXX verifying the payment history for the primary residence, as documented in the file the mortgage was opened in 2021 and the LOX with fraud report links the mortgage to the primary residence. The received pay history in the file is for April and May 2026. As such the remainder 10 months pay history is missing. Housing Pay History does not meet guideline requirements due to the absence of VOM. As per pg 25 XXXX Underwriting Guidelines Version 1.9 Dated 5/15/2026. Primary Residence Mortgage History: 1. Must provide proof of satisfactory payment history on the borrower's Primary Residence, and all other mortgage accounts reported on credit. 1. If the borrower owns their primary residence and the mortgage history exists as a tradeline on the guarantor credit report and shows a satisfactory payment history, then no further verification is required. - Due Diligence Vendor-07/16/2026 |
Ready for Review-Document Uploaded. - Seller-07/22/2026 |
Resolved-Received VOM from XXXX verifying the payment history for the primary residence. - Due Diligence Vendor-07/22/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191753 | XXXX | Closed | 2026-07-16 10:56 | 2026-07-22 10:01 | Resolved | 1 - Information | B | A | Credit | Doc Issue | Certification of Property Owners/Occupants is Missing | Resolved-Received operating agreement XXXX verifying B1 has 90% Ownership. - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. Attached is the document needed for the condition. XXXX has majority ownership of the entity. - Seller-07/21/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 Open-Missing documentation that supports the B1 has 100% ownership of XXXX as the subject is owned by XXXX and this is refinance. - Due Diligence Vendor-07/16/2026 |
Ready for Review-Document Uploaded. Attached is the document needed for the condition. XXXX has majority ownership of the entity. - Seller-07/21/2026 Ready for Review-Document Uploaded. - Seller-07/21/2026 |
Resolved-Received operating agreement XXXX verifying B1 has 90% Ownership. - Due Diligence Vendor-07/22/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191753 | XXXX | Closed | 2026-07-16 03:05 | 2026-07-22 10:00 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Received VOM payment history for the primary residence. - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/22/2026 Open-Housing History Does Not Meet Guideline Requirements Housing History does not meet guideline requirements because no documentation has been provided to verify the borrower's housing payment history. - Due Diligence Vendor-07/16/2026 |
Ready for Review-Document Uploaded. - Seller-07/22/2026 |
Resolved-Received VOM payment history for the primary residence. - Due Diligence Vendor-07/22/2026 |
XXXX | Housing History Does Not Meet Guideline Requirements Missing a full VOM from XXXX verifying the payment history for the primary residence, as documented in the file the mortgage was opened in XXXX and the LOX with fraud report links the mortgage to the primary residence. The received pay history in the file is for April and May 2026. As such the remainder 10 months pay history is missing. Housing Pay History does not meet guideline requirements due to the absence of VOM. As per pg 25 XXXX Underwriting Guidelines Version 1.9 Dated 5/15/2026. Primary Residence Mortgage History: 1. Must provide proof of satisfactory payment history on the borrower's Primary Residence, and all other mortgage accounts reported on credit. 1. If the borrower owns their primary residence and the mortgage history exists as a tradeline on the guarantor credit report and shows a satisfactory payment history, then no further verification is required. | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2191753 | XXXX | Closed | 2026-07-16 10:54 | 2026-07-22 09:58 | Resolved | 1 - Information | C | A | Credit | Credit | Appraisal deficiency. | Resolved-Received appraisal with the correct Borrower named as XXXX. - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/22/2026 Open-Missing an appraisal with the correct Borrower named, as it reflect XXXX and the Borrower is XXXX - Due Diligence Vendor-07/16/2026 |
Ready for Review-Document Uploaded. - Seller-07/22/2026 |
Resolved-Received appraisal with the correct Borrower named as XXXX. - Due Diligence Vendor-07/22/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191753 | XXXX | Closed | 2026-07-16 03:33 | 2026-07-22 09:58 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Received Third Party Fraud Report. - Due Diligence Vendor-07/22/2026 Ready for Review-Document Uploaded. - Seller-07/22/2026 Open-Missing Third Party Fraud Report. - Due Diligence Vendor-07/16/2026 |
Ready for Review-Document Uploaded. - Seller-07/22/2026 |
Resolved-Received Third Party Fraud Report. - Due Diligence Vendor-07/22/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191750 | XXXX | Closed | 2026-07-15 02:26 | 2026-07-23 03:41 | Resolved | 1 - Information | C | A | Credit | Eligibility | Borrower 1 Credit Report is Expired | Resolved-Requested credit report provided for borrower provided, updated & condition resolved. - Due Diligence Vendor-07/23/2026 Resolved-Borrower 1 Credit Report is not Expired. - Due Diligence Vendor-07/23/2026 Ready for Review-Document Uploaded. - Seller-07/22/2026 Open-Borrower 1 Credit Report is Expired (Greater than 120 days from the Closing Date).8.5 Credit/Background Check Credit and Background Check is required for each guarantor. Credit and background must be within 120 days of closing for first-time borrowers or 180 days of closing for repeat customers. Individuals acting as Guarantors must be at least 18 years old and have an ownership interest in the subject property. - Due Diligence Vendor-07/15/2026 |
Ready for Review-Document Uploaded. - Seller-07/22/2026 |
Resolved-Requested credit report provided for borrower provided, updated & condition resolved. - Due Diligence Vendor-07/23/2026 Resolved-Borrower 1 Credit Report is not Expired. - Due Diligence Vendor-07/23/2026 |
XXXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2199310 | XXXX | Closed | 2026-07-15 03:53 | 2026-08-05 13:47 | Resolved | 1 - Information | C | A | Property | Appraisal | Appraisal is Expired | Resolved-1004 D received and value is confirmed as not changed. - Due Diligence Vendor-08/05/2026 Ready for Review-Document Uploaded. - Seller-08/05/2026 Open-Primary Value Appraisal is Expired, Check 1004D Completion date if available to confirm if expired. (Days Difference is 125) Primary Value Appraisal is Expired and a 1004D was not in the file ( 5. Property Valuation/Market Rent: d. Must be dated within 120 days of closing (if outside of 120 days, a 1004D is permitted to confirm original value) - Due Diligence Vendor-07/15/2026 |
Ready for Review-Document Uploaded. - Seller-08/05/2026 |
Resolved-1004 D received and value is confirmed as not changed. - Due Diligence Vendor-08/05/2026 |
XXXX | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2199310 | XXXX | Closed | 2026-07-15 03:42 | 2026-07-23 04:03 | Resolved | 1 - Information | C | A | Credit | Eligibility | Borrower 1 Credit Report is Expired | Resolved-Requested credit report provided for borrower provided, updated & condition resolved. - Due Diligence Vendor-07/23/2026 Resolved-Borrower 1 Credit Report is not Expired. - Due Diligence Vendor-07/23/2026 Ready for Review-Document Uploaded. - Seller-07/22/2026 Open-Borrower 1 Credit Report is Expired (Greater than 120 days from the Closing Date).8.5 Credit/Background Check: Credit and Background Check is required for each guarantor. Credit and background must be within 120 days of closing for first-time borrowers or 180 days of closing for repeat customers. Individuals acting as Guarantors must be at least 18 years old and have an ownership interest in the subject property. - Due Diligence Vendor-07/15/2026 |
Ready for Review-Document Uploaded. - Seller-07/22/2026 |
Resolved-Requested credit report provided for borrower provided, updated & condition resolved. - Due Diligence Vendor-07/23/2026 Resolved-Borrower 1 Credit Report is not Expired. - Due Diligence Vendor-07/23/2026 |
XXXX | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2198855 | XXXX | Closed | 2026-07-14 05:19 | 2026-08-06 14:22 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Validation Resolved' - Due Diligence Vendor-08/06/2026 Resolved-Received guaranty agreement - Due Diligence Vendor-08/05/2026 Ready for Review-Document Uploaded. - Seller-08/05/2026 Open-Guaranty Agreement Doc is Missing or Partial Guaranty Agreement Doc is Missing. - Due Diligence Vendor-07/14/2026 |
Ready for Review-Document Uploaded. - Seller-08/05/2026 |
Resolved-Validation Resolved' - Due Diligence Vendor-08/06/2026 Resolved-Received guaranty agreement - Due Diligence Vendor-08/05/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191876 | XXXX | Closed | 2026-07-16 05:42 | 2026-07-22 09:15 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming) | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (8.618%) equals or exceeds the California HPML threshold of (7.99%). The threshold is determined by adding 1.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.49%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(1)(i)) This loan failed the higher-priced mortgage loan test. ( 12 CFR § 1026.35(a)(1) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg #598 and Final Closing disclosure on Pg #377 finding reflects escrows. Rate lock date was entered correctly – see Pg #624 , An interior and exterior appraisal was completed for this property – see pg #24, the appraisal disclosure was provided to the borrower(s)- see Pg #352 in file and confirmation the appraisal was delivered to the borrower – see Pg #662 The loan meets HPML guidelines, resolved. - Due Diligence Vendor-07/22/2026 Resolved-TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’598 and Final Closing disclosure on Pg#377 finding reflects escrows. Rate lock date was entered correctly – see Pg#624 , An interior and exterior appraisal was completed for this property – see pg 24, the appraisal disclosure was provided to the borrower(s)- see Pg#’352, in file and confirmation the appraisal was delivered to the borrower – see Pg#54 The loan meets HPML guidelines, resolved. - Due Diligence Vendor-07/20/2026 Ready for Review-we acknolwedge this loan is HPML and meets guidelines. - Seller-07/20/2026 Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (8.618%) equals or exceeds the California HPML threshold of (7.99%). The threshold is determined by adding 1.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.49%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(1)(i)) This loan failed the higher-priced mortgage loan test. ( 12 CFR § 1026.35(a)(1) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’598 and Final Closing disclosure on Pg#377 finding reflects escrows. Rate lock date was entered correctly – see Pg#624 , An interior and exterior appraisal was completed for this property – see pg 24, the appraisal disclosure was provided to the borrower(s)- see Pg#’352, in file and confirmation the appraisal was delivered to the borrower – see Pg#54 The loan meets HPML guidelines, resolved. - Due Diligence Vendor-07/16/2026 Open- - Due Diligence Vendor-07/16/2026 |
Ready for Review-we acknolwedge this loan is HPML and meets guidelines. - Seller-07/20/2026 |
Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (8.618%) equals or exceeds the California HPML threshold of (7.99%). The threshold is determined by adding 1.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.49%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(1)(i)) This loan failed the higher-priced mortgage loan test. ( 12 CFR § 1026.35(a)(1) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg #598 and Final Closing disclosure on Pg #377 finding reflects escrows. Rate lock date was entered correctly – see Pg #624 , An interior and exterior appraisal was completed for this property – see pg #24, the appraisal disclosure was provided to the borrower(s)- see Pg #352 in file and confirmation the appraisal was delivered to the borrower – see Pg #662 The loan meets HPML guidelines, resolved. - Due Diligence Vendor-07/22/2026 Resolved-TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’598 and Final Closing disclosure on Pg#377 finding reflects escrows. Rate lock date was entered correctly – see Pg#624 , An interior and exterior appraisal was completed for this property – see pg 24, the appraisal disclosure was provided to the borrower(s)- see Pg#’352, in file and confirmation the appraisal was delivered to the borrower – see Pg#54 The loan meets HPML guidelines, resolved. - Due Diligence Vendor-07/20/2026 Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (8.618%) equals or exceeds the California HPML threshold of (7.99%). The threshold is determined by adding 1.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.49%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(1)(i)) This loan failed the higher-priced mortgage loan test. ( 12 CFR § 1026.35(a)(1) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’598 and Final Closing disclosure on Pg#377 finding reflects escrows. Rate lock date was entered correctly – see Pg#624 , An interior and exterior appraisal was completed for this property – see pg 24, the appraisal disclosure was provided to the borrower(s)- see Pg#’352, in file and confirmation the appraisal was delivered to the borrower – see Pg#54 The loan meets HPML guidelines, resolved. - Due Diligence Vendor-07/16/2026 |
XXXX | CA | Primary Residence | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2191876 | XXXX | Closed | 2026-07-16 05:42 | 2026-07-22 09:14 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (8.618%) APR equals or exceeds the Federal HPML threshold of (7.99%). The threshold is determined by adding 1.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.49%).(12 CFR 1026.35(a)(1)(i)) This loan failed the higher-priced mortgage loan test. ( 12 CFR § 1026.35(a)(1) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg #598 and Final Closing disclosure on Pg #377 finding reflects escrows. Rate lock date was entered correctly – see Pg #624 , An interior and exterior appraisal was completed for this property – see pg #24, the appraisal disclosure was provided to the borrower(s)- see Pg #352 in file and confirmation the appraisal was delivered to the borrower – see Pg #662 The loan meets HPML guidelines, resolved. - Due Diligence Vendor-07/22/2026 Ready for Review-we acknolwedge this loan is HPML and meets guidelines. - Seller-07/20/2026 Resolved-The loan's (8.618%) APR equals or exceeds the Federal HPML threshold of (7.99%). The threshold is determined by adding 1.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.49%).(12 CFR 1026.35(a)(1)(i)) This loan failed the higher-priced mortgage loan test. ( 12 CFR § 1026.35(a)(1) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’598 and Final Closing disclosure on Pg#377 finding reflects escrows. Rate lock date was entered correctly – see Pg#624 , An interior and exterior appraisal was completed for this property – see pg 24, the appraisal disclosure was provided to the borrower(s)- see Pg#’352, in file and confirmation the appraisal was delivered to the borrower – see Pg#54 The loan meets HPML guidelines, resolved. - Due Diligence Vendor-07/16/2026 Open- - Due Diligence Vendor-07/16/2026 |
Ready for Review-we acknolwedge this loan is HPML and meets guidelines. - Seller-07/20/2026 |
Resolved-The loan's (8.618%) APR equals or exceeds the Federal HPML threshold of (7.99%). The threshold is determined by adding 1.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.49%).(12 CFR 1026.35(a)(1)(i)) This loan failed the higher-priced mortgage loan test. ( 12 CFR § 1026.35(a)(1) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg #598 and Final Closing disclosure on Pg #377 finding reflects escrows. Rate lock date was entered correctly – see Pg #624 , An interior and exterior appraisal was completed for this property – see pg #24, the appraisal disclosure was provided to the borrower(s)- see Pg #352 in file and confirmation the appraisal was delivered to the borrower – see Pg #662 The loan meets HPML guidelines, resolved. - Due Diligence Vendor-07/22/2026 Resolved-The loan's (8.618%) APR equals or exceeds the Federal HPML threshold of (7.99%). The threshold is determined by adding 1.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.49%).(12 CFR 1026.35(a)(1)(i)) This loan failed the higher-priced mortgage loan test. ( 12 CFR § 1026.35(a)(1) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’598 and Final Closing disclosure on Pg#377 finding reflects escrows. Rate lock date was entered correctly – see Pg#624 , An interior and exterior appraisal was completed for this property – see pg 24, the appraisal disclosure was provided to the borrower(s)- see Pg#’352, in file and confirmation the appraisal was delivered to the borrower – see Pg#54 The loan meets HPML guidelines, resolved. - Due Diligence Vendor-07/16/2026 |
XXXX | CA | Primary Residence | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2191876 | XXXX | Closed | 2026-07-16 04:59 | 2026-07-22 09:07 | Resolved | 1 - Information | A | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV. | Resolved-Matrix allows 90% LTV. - Due Diligence Vendor-07/22/2026 Resolved-Audited LTV of 89.98% is less than or equal to Guideline LTV of 90% - Due Diligence Vendor-07/20/2026 Rescinded-Audited LTV of 89.98% exceeds Guideline LTV of 85% Already finding created for LTV hence rescinded - Due Diligence Vendor-07/16/2026 |
Resolved-Matrix allows 90% LTV. - Due Diligence Vendor-07/22/2026 Resolved-Audited LTV of 89.98% is less than or equal to Guideline LTV of 90% - Due Diligence Vendor-07/20/2026 Rescinded-Audited LTV of 89.98% exceeds Guideline LTV of 85% Already finding created for LTV hence rescinded - Due Diligence Vendor-07/16/2026 |
XXXX | CA | Primary Residence | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | 2191876 | XXXX | Closed | 2026-07-16 04:59 | 2026-07-22 09:06 | Resolved | 1 - Information | A | A | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Resolved-Audited HLTV of 89.98% is less than or equal to Guideline HCLTV of 90% - Due Diligence Vendor-07/20/2026 Open- - Due Diligence Vendor-07/20/2026 Rescinded-Audited HLTV of 89.98% exceeds Guideline HCLTV of 85% Already finding created for LTV hence rescinded - Due Diligence Vendor-07/16/2026 |
Resolved-Audited HLTV of 89.98% is less than or equal to Guideline HCLTV of 90% - Due Diligence Vendor-07/20/2026 Rescinded-Audited HLTV of 89.98% exceeds Guideline HCLTV of 85% Already finding created for LTV hence rescinded - Due Diligence Vendor-07/16/2026 |
XXXX | CA | Primary Residence | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | 2191876 | XXXX | Closed | 2026-07-16 04:59 | 2026-07-22 09:06 | Resolved | 1 - Information | A | A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV Requirements. | Resolved-Audited CLTV of 89.98% is less than or equal to Guideline CLTV of 90% - Due Diligence Vendor-07/20/2026 Open- - Due Diligence Vendor-07/20/2026 Rescinded-Audited CLTV of 89.98% exceeds Guideline CLTV of 85% Already finding created for LTV hence rescinded - Due Diligence Vendor-07/16/2026 |
Resolved-Audited CLTV of 89.98% is less than or equal to Guideline CLTV of 90% - Due Diligence Vendor-07/20/2026 Rescinded-Audited CLTV of 89.98% exceeds Guideline CLTV of 85% Already finding created for LTV hence rescinded - Due Diligence Vendor-07/16/2026 |
XXXX | CA | Primary Residence | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | 2191876 | XXXX | Closed | 2026-07-16 05:07 | 2026-07-20 16:44 | Resolved | 1 - Information | A | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Hazard Insurance Coverage Amount of $150000 is equal to or greater than Required Coverage Amount of $150000 or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-07/20/2026 Ready for Review-Document Uploaded. - Seller-07/20/2026 Open-Hazard Insurance Coverage Amount of $150000 is less than Required Coverage Amount of $278500 and Guaranteed Replacement Coverage indicator is 'No' Hazard Insurance Coverage Amount of $150000 is less than Required Coverage Amount of $278500, require Hazard Insurance policy covering Coverage Amount of $278500 - Due Diligence Vendor-07/16/2026 |
Ready for Review-Document Uploaded. - Seller-07/20/2026 |
Resolved-Hazard Insurance Coverage Amount of $150000 is equal to or greater than Required Coverage Amount of $150000 or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-07/20/2026 |
XXXX | CA | Primary Residence | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2196690 | XXXX | Closed | 2026-07-16 05:27 | 2026-07-29 02:08 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Executed Initial CD provided. No finding required since cash out proceeds are being used for subject property improvements. Hence Resolved - Due Diligence Vendor-07/29/2026 Ready for Review-Document Uploaded. Signed CD attached - Seller-07/28/2026 Open-TRID: Missing Closing Disclosure Provide fully executed initial CD - Due Diligence Vendor-07/16/2026 |
Ready for Review-Document Uploaded. Signed CD attached - Seller-07/28/2026 |
Resolved-Executed Initial CD provided. No finding required since cash out proceeds are being used for subject property improvements. Hence Resolved - Due Diligence Vendor-07/29/2026 |
XXXX | AL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2199312 | XXXX | Closed | 2026-07-21 01:29 | 2026-08-06 02:34 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Flood Insurance Policy Partially Provided | Resolved-Updated first payment letter with correct flood insurance premium $140.48 provided. Resolved - Due Diligence Vendor-08/06/2026 Ready for Review-Document Uploaded. Flood insurance premium is correct at $1,685.84. First payment letter has been corrected. - Seller-08/05/2026 Open-Flood Insurance Policy Partially Provided Per flood insurance binder, the premium is $140.48 ( or $1,685.84 annually) whereas payment letter shows flood insurance premium as $125. Provide updated flood insurance policy validating this $125 premium and also provide flood coverage amount. - Due Diligence Vendor-07/21/2026 |
Ready for Review-Document Uploaded. Flood insurance premium is correct at $1,685.84. First payment letter has been corrected. - Seller-08/05/2026 |
Resolved-Updated first payment letter with correct flood insurance premium $140.48 provided. Resolved - Due Diligence Vendor-08/06/2026 |
XXXX | GA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2199312 | XXXX | Closed | 2026-07-21 01:13 | 2026-08-06 01:05 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Requested HUD-1 Provided, updated & condition resolved. - Due Diligence Vendor-08/06/2026 Resolved-Validation Resolved - Due Diligence Vendor-08/06/2026 Ready for Review-Document Uploaded. Final HUD uploaded - Seller-08/05/2026 Open-Closing Doc is Missing. Provide final Settlement statement or HUD1 as it is not included in file. - Due Diligence Vendor-07/21/2026 |
Ready for Review-Document Uploaded. Final HUD uploaded - Seller-08/05/2026 |
Resolved-Requested HUD-1 Provided, updated & condition resolved. - Due Diligence Vendor-08/06/2026 Resolved-Validation Resolved - Due Diligence Vendor-08/06/2026 |
XXXX | GA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2191878 | XXXX | Closed | 2026-07-20 06:31 | 2026-07-23 04:32 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-PCCD uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-07/23/2026 Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-07/23/2026 Ready for Review-Document Uploaded. Please find attached the PCCD and Delivery updating the Correct Dates. Please take note the CD signed with the loan documents was signed after the ICD. Thank you - Buyer-07/22/2026 Open-TRID: Missing Final Closing Disclosure Final CD issued date 06/26/2026 is prior to the Initial CD issue date 07/08/2026. Provide updated Final CD with corrected Date issued. - Due Diligence Vendor-07/20/2026 |
Resolved-PCCD uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-07/23/2026 Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-07/23/2026 |
XXXX | AZ | Primary Residence | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | 2199311 | XXXX | Closed | 2026-07-22 13:25 | 2026-07-27 08:50 | Resolved | 1 - Information | C | A | Credit | Credit | Appraisal deficiency. | Resolved-Received appraisal with the correct Borrower as XXXX. - Due Diligence Vendor-07/27/2026 Ready for Review-Document Uploaded. - Seller-07/24/2026 Open-Missing a corrected appraisal reflecting the correct Borrower, as the one in the file reflects XXXX. - Due Diligence Vendor-07/22/2026 |
Ready for Review-Document Uploaded. - Seller-07/24/2026 |
Resolved-Received appraisal with the correct Borrower as XXXX. - Due Diligence Vendor-07/27/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2199311 | XXXX | Closed | 2026-07-22 13:27 | 2026-07-23 09:31 | Resolved | 1 - Information | B | A | Credit | Doc Issue | Certification of Property Owners/Occupants is Missing | Resolved-Received operating agreement verifying that the B1 is 90% member of the current owner XXXX, as the transaction is a refinance. Deed is signed by the 10% remaining member. - Due Diligence Vendor-07/23/2026 Ready for Review-Document Uploaded. - Seller-07/22/2026 Open-Missing documentation verifying that the B1 is 100% member of the current owner XXXX, as the transaction is a refinance. - Due Diligence Vendor-07/22/2026 |
Ready for Review-Document Uploaded. - Seller-07/22/2026 |
Resolved-Received operating agreement verifying that the B1 is 90% member of the current owner XXXX, as the transaction is a refinance. Deed is signed by the 10% remaining member. - Due Diligence Vendor-07/23/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2199311 | XXXX | Closed | 2026-07-22 13:20 | 2026-07-23 09:29 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Received VOM from XXXX for the primary residence. - Due Diligence Vendor-07/23/2026 Ready for Review-Document Uploaded. - Seller-07/22/2026 Open-VOR/VOM Doc Status should not be 'Missing'. Missing a VOM from XXXX ( received was only 2 months pay history ) - Due Diligence Vendor-07/22/2026 |
Ready for Review-Document Uploaded. - Seller-07/22/2026 |
Resolved-Received VOM from XXXX for the primary residence. - Due Diligence Vendor-07/23/2026 |
XXXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2198857 | XXXX | Closed | 2026-07-27 10:29 | 2026-07-28 09:52 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Received Entity Formation Documents. - Due Diligence Vendor-07/28/2026 Ready for Review-Document Uploaded. - Seller-07/27/2026 Open-Entity Formation Doc Indicator is Missing. Missing all Entity Formation Documents. - Due Diligence Vendor-07/27/2026 |
Ready for Review-Document Uploaded. - Seller-07/27/2026 |
Resolved-Received Entity Formation Documents. - Due Diligence Vendor-07/28/2026 |
XXXX | OK | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2199227 | XXXX | Closed | 2026-07-31 00:26 | 2026-08-05 10:02 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-08/05/2026 Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-08/05/2026 Ready for Review-Document Uploaded. Fraud Report - Seller-08/04/2026 Open-Fraud Report Shows Uncleared Alerts The fraud report in file (page #302) is showing 2 high uncleared alerts. The required clear fraud report is missing from file. - Due Diligence Vendor-07/31/2026 |
Ready for Review-Document Uploaded. Fraud Report - Seller-08/04/2026 |
Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-08/05/2026 Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-08/05/2026 |
XXXX | TN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2199226 | XXXX | Closed | 2026-07-31 02:28 | 2026-08-06 10:18 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-08/06/2026 Resolved-Updated fraud report with cleared alerts provided. Hence resolved - Due Diligence Vendor-08/06/2026 Ready for Review-Document Uploaded. cleared alerts - Seller-08/05/2026 Open-Fraud Report Shows Uncleared Alerts Per the guideline Version 06/05/2026 on page#26 a clear fraud report is required. The fraud report in file pg#399 is showing a High alert. The required cleared report is missing. - Due Diligence Vendor-07/31/2026 |
Ready for Review-Document Uploaded. cleared alerts - Seller-08/05/2026 |
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-08/06/2026 Resolved-Updated fraud report with cleared alerts provided. Hence resolved - Due Diligence Vendor-08/06/2026 |
XXXX | FL | Second Home | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2199226 | XXXX | Closed | 2026-07-31 02:19 | 2026-08-05 01:15 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Requested secondary valuation LCA with risk score of 1 provided, updated & condition resolved. - Due Diligence Vendor-08/05/2026 Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-08/05/2026 Ready for Review-Document Uploaded. Freddie SSR - LCA score of 1 - Seller-08/04/2026 Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Per the Guideline version 07/27/2026 on page#74, Secondary Valuation or Additional Valuation(with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5. Secondary Valuation or Additional Valuation for securitization purposes is missing. File needs a FNMA or FHLMC UCDP/SSR report with a score less than 2.5 or the file needs an Appraisal Desk Review - Due Diligence Vendor-07/31/2026 |
Ready for Review-Document Uploaded. Freddie SSR - LCA score of 1 - Seller-08/04/2026 |
Resolved-Requested secondary valuation LCA with risk score of 1 provided, updated & condition resolved. - Due Diligence Vendor-08/05/2026 Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-08/05/2026 |
XXXX | FL | Second Home | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2199332 | XXXX | Closed | 2026-08-11 08:29 | 2026-08-11 14:46 | Resolved | 1 - Information | C | A | Credit | Borrower | Borrower 1 Credit Report is Incomplete | Resolved-Clarification received from the Lender. The qualifying credit report is provided, but the tape data is wrong. - Due Diligence Vendor-08/11/2026 Ready for Review-tape is wrong. XXXX's credit report score of 747 is what is being used to qualify. - Seller-08/11/2026 Open-Borrower 1 Credit Report is Partially Present. The Credit Report on file (7/30/2026) has a qualifying FICO score of 747. This does not match the tape data of 740. A different/earlier credit report may be missing from the file. - Due Diligence Vendor-08/11/2026 |
Ready for Review-tape is wrong. XXXX's credit report score of 747 is what is being used to qualify. - Seller-08/11/2026 |
Resolved-Clarification received from the Lender. The qualifying credit report is provided, but the tape data is wrong. - Due Diligence Vendor-08/11/2026 |
IL | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A |