EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.10 - Schedule 7

 

ALT Loan ID Loan ID Seller Loan ID Investor Loan ID Transaction ID Field Name Source Verified Value Bid Tape Value Comment                          
2136844 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.02 48.25 Audit liabilities were based on documents in the loan file.
 
2199421 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Loan Type the1003Page DSCR Conventional Audit Value Pulled From 1008.
 
2199421 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Originator QM Status diligenceFinalLookPage ATR/QM: CDFI Lender Exempt ATR/QM: Exempt  
2198107 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Originator QM Status diligenceFinalLookPage ATR/QM: CDFI Lender Exempt ATR/QM: Exempt Audit Value Pulled From Spreadsheet
 
2199378 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Loan Type the1003Page DSCR Conventional Audit Value Pulled From 1008.
 
2199378 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Originator QM Status diligenceFinalLookPage ATR/QM: CDFI Lender Exempt ATR/QM: Exempt  
2199367 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Loan Type the1003Page DSCR Conventional Audit value pulled from 1008  
2199367 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Originator QM Status diligenceFinalLookPage ATR/QM: CDFI Lender Exempt ATR/QM: Exempt Audit Value Pulled From Spreadsheet
 
2199441 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Loan Type the1003Page DSCR Conventional Audit Value Pulled From 1008.  
2199441 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Originator QM Status diligenceFinalLookPage ATR/QM: CDFI Lender Exempt ATR/QM: Exempt  
2199437 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Loan Type the1003Page DSCR Conventional Audit Value Pulled From 1008.
 
2199437 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Originator QM Status diligenceFinalLookPage ATR/QM: CDFI Lender Exempt ATR/QM: Exempt  
2199433 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Loan Type the1003Page DSCR Conventional Audit Value Pulled from 1008.  
2199433 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Originator QM Status diligenceFinalLookPage ATR/QM: CDFI Lender Exempt ATR/QM: Exempt Audit Value Pulled From Spreadsheet
 
2199439 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Loan Type the1003Page DSCR Conventional Audit value pulled from 1008  
2199439 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Originator QM Status diligenceFinalLookPage ATR/QM: CDFI Lender Exempt ATR/QM: Exempt Audit Value Pulled From Spreadsheet  
2199434 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Loan Type the1003Page DSCR Conventional Audit Value Pulled From 1008.
 
2199434 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Qualifying LTV propertyValuationPage 74.58 75 Audit Value of Subject Lien / Qualifying Value
 
2199434 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Qualifying CLTV propertyValuationPage 74.58 75 Audit Value of 1st + 2nd lien / Qualifying Value
 
2199434 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Originator QM Status diligenceFinalLookPage ATR/QM: CDFI Lender Exempt ATR/QM: Exempt  
2199434 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Primary Appraised Property Value propertyValuationPage $X,XXX.XX $X,XXX.XX Audit Value Pulled From Appraisal.
 
2199440 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Loan Type the1003Page DSCR Conventional Audit Value Pulled From 1008.
 
2199440 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Originator QM Status diligenceFinalLookPage ATR/QM: CDFI Lender Exempt ATR/QM: Exempt  
2199406 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Originator QM Status diligenceFinalLookPage ATR/QM: CDFI Lender Exempt ATR/QM: Exempt  
2199410 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Loan Type the1003Page DSCR Conventional Audit Value Pulled from 1008
 
2199410 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Originator QM Status diligenceFinalLookPage ATR/QM: CDFI Lender Exempt ATR/QM: Exempt  
2199435 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Loan Type the1003Page DSCR Conventional Audit Value Pulled From 1008.
 
2199435 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Originator QM Status diligenceFinalLookPage ATR/QM: CDFI Lender Exempt ATR/QM: Exempt  
2196778 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Audit Value Pulled From Appraisal.
 
2196779 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.26 41.24 Audit reflects difference in qualifying P & I than the approval. Audit liabilities were based on the most recent credit report in the loan file
2196772 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Property Type propertyValuationPage PUD Single Family Detached Audit value pulled from the Appraisal.  
2196767 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Audit Value Pulled From Appraisal.
 
2196771 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Property Type propertyValuationPage Condominium High Rise Condominium Audit value pulled from appraisal  
2198010 XXXXXXXXX   XXXXXXXXX XXXXXXXXX Property Type propertyValuationPage PUD Single Family Detached Audit Value Pulled From Appraisal.