EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.09 - Schedule 2

 

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Client Maxwell Diligence Solutions LLC  
Transaction XXXX  
Date 09/15/2026  
 
Loan ID Customer Loan ID Seller Loan ID Note Date Original Loan Amount Initial Loan Rating Final Loan Rating Initial Credit Rating Final Credit Rating Initial Compliance Rating Final Compliance Rating Initial Valuation Rating Final Valuation Rating Initial Loan Grade (S&P) Final Loan Grade (S&P) Initial Credit Grade (S&P) Final Credit Grade (S&P) Initial Compliance Grade (S&P) Final Compliance Grade (S&P) Initial Valuation Grade (S&P) Final Valuation Grade (S&P) Initial Loan Grade (DBRS Morningstar) Final Loan Grade (DBRS Morningstar) Initial Credit Grade (DBRS Morningstar) Final Credit Grade (DBRS Morningstar) Initial Compliance Grade (DBRS Morningstar) Final Compliance Grade (DBRS Morningstar) Initial Valuation Grade (DBRS Morningstar) Final Valuation Grade (DBRS Morningstar) Initial Loan Grade (Fitch) Final Loan Grade (Fitch) Initial Credit Grade (Fitch) Final Credit Grade (Fitch) Initial Compliance Grade (Fitch) Final Compliance Grade (Fitch) Initial Valuation Grade (Fitch) Final Valuation Grade (Fitch) Initial Loan Grade (Kroll) Final Loan Grade (Kroll) Initial Credit Grade (Kroll) Final Credit Grade (Kroll) Initial Compliance Grade (Kroll) Final Compliance Grade (Kroll) Initial Valuation Grade (Kroll) Final Valuation Grade (Kroll) Initial Loan Grade (Moody's) Final Loan Grade (Moody's) Initial Credit Grade (Moody's) Final Credit Grade (Moody's) Initial Compliance Grade (Moody's) Final Compliance Grade (Moody's) Initial Valuation Grade (Moody's) Final Valuation Grade (Moody's)
2187515     xx/xx/xxxx xxxxx 4 1 1 1 4 1 1 1 D A A A D A A A D A A A D A A A D A A A D A A A D A A A D A A A D A A A D A A A
2191877     xx/xx/xxxx xxxxx 4 1 4 1 4 1 3 1 D A C A D A C A D A C A D A C A D A C A D A C A D A C A D A C A D A C A D A C A
2191875     xx/xx/xxxx xxxxx 3 2 3 2 1 1 1 1 C B C B A A A A C B C B A A A A C B C B A A A A C B C B A A A A C B C B A A A A
2198269     xx/xx/xxxx xxxxx 4 1 4 1 1 1 1 1 D A D A A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A D A A A A A
2194172     xx/xx/xxxx xxxxx 1 1 1 1 1 1 1 1 A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2197991     xx/xx/xxxx xxxxx 3 1 3 1 1 1 1 1 C A C A A A A A C A C A A A A A C A C A A A A A C A C A A A A A C A C A A A A A